THE LIBRARY OF THE UNIVERSITY OF CALIFORNIA LOS ANGELES SCHOOL OF LAW MARKETABLE TITLE TO BSTATE BEING ALSO A TREATISE ON THE RIGHTS AND REMEDIES OF VENDORS AND PURCHASERS OF DEFECTIVE TITLES (As BETWEEN THEMSELVES) INCLUDING THE Law of Covenants for Title, the Doctrine of Specific Performance, and other Kindred Subjects SECOND EDITION BY CHAPMAN W. MAUPIN n i OF THK WASHINGTON, D. C., BAR NEW YORK BAKER, VOORHIS & COMPANY 1907 COPYBIGHT, 1907, BY BAKER, VOORHIS & CO. PREFACE. This work is a treatise on the law of title to real property, as that law is applied between vendor and purchaser. The material v. Inch composes it has been drawn principally from cases that have arisen between the buyer and seller of lands, and not from decisions in ejectment, or other possessory actions, though of course these latter cases have been availed of whenever they supply principles which affect the rights of the vendor or purchaser with respect to the title that is to be conveyed. The work is, therefore, in no re- spect a treatise upon real property, real property tenures, nor titles 1o real estate, in the sense in which this last term is commonly used, but is, instead, a collation of the laws and decisions which govern the rights of both parties with respect to the title, and prescribe the remedies of the purchaser; precautionary, where it is anticipated that the title may prove defective, and compensatory, where it has proven to be so. Therefore, what circumstances will entitle a vendee to protection as a bona fide purchaser for value without notice, or will sustain his title in ejectment, or will sup- port his bill to remove a cloud from the title, have not been mado the subject of separate and independent treatment in this work, and have been considered only so far as they have served to illustrate some principle of the law of defective titles, as applied between vendor and purchaser. That law 7 is to be found dispersed through the text books, and through the reports and digests under the several heads of Vendor and Purchaser, Covenants for Title/ Specific Performance, Equity Jurisprudence, Deeds, Titles to Real Estate, Real Property, Abstracts of Title, Judicial Sales. Subrogation, and many other minor heads of the law. The effort of the writer has been to collect the relevant matter from these different sources in one volume, and so to arrange and to dispose it as to render the whole easily accessible to the profession. Some difficulty has been experienced in choosing between several apparently appropriate titles for the work. That which has been selected, " Marketable Title," is satisfactory, but requires a word of explanation. The modern use and acceptation of this term it is believed justifies its employment as the title of a treastise upon 735263 IV PREFACE. the rights of vendors and purchasers of defective titles, including as well the law of covenants for title as the equitable doctrine of doubtful titles. But originally the term was narrow and technical in its meaning, being used in equity to denote a title concerning which there was no reasonable doubt. The term was not known in the law courts, where titles were treated either as good or bad, and judgment rendered accordingly. Hence at law a title might be adjudged good which in equity the purchaser would not be com- pelled to accept. A small but learned and abstruse treatise upon the equitable doctrine of marketable titles by S. Atkinson wa* published in London and republished in America (1838) in the " Law Library ;" from this work the limited and technical signifi- cance of the expression will appear. Of late years, however, the American courts have very generally applied the term " un- marketable " to any title which a purchaser cannot be required to accept, without discriminating between titles absolutely bad and those merely doubtful, so that now " unmarketable " is commonly employed by the courts and the profession as a synonym for " de- fective " title. This is probably due to the fact that in most of the States legal and equitable relief are administered in one and the same court and form of action without distinction, or at least equitable defenses are allowed to be interposed in actions at law. Hence there is no longer any occasion for treating the expression *' marketable title " as limited and technical in its character. The term then, or rather its negative form, being applicable to all defective titles whether absolutely bad or merely doubtful, it is apprehended that no inconvenience can arise from treating under that head such subjects as Covenants for Title, Estoppel, Action for Damages, Right to Perfect the Title, and so on, none of which belong to the original equitable doctrine of marketable titles, but obviously pertain to the law of defective titles. The author desires to acknowledge the many facilities for the prosecution of his labors which have been afforded him in a generous manner by his publishers, Messrs. Baker, Voorhis & Co. r of the city of New York ; and courtesies extended to him by Messrs. B. Kennon Peter and F. S. Key Smith, in charge of the law library of the Bar Association of the District of Columbia. C. W. M. WASHINGTON, D. C., May 1st, 1896. PREFACE TO SECOND EDITION. The author has examined the cases relating to this branch of the law of real property, decided by the courts since the publication of the first edition of this work in 189G. Such of them as are no more than applications of settled principles of law, he has merely cited or referred to under their appropriate heads. A large num- ber, valuable for purposes of illustration, have been set out as paragraphs in the notes; and many have furnished material for the enlargement and improvement of the text. A number of new sections have been added to the body of the work. In all some- thing more than seven hundred new decisions appear in the present, edition, representing the application of the law governing the rights of purchasers of defective titles to real property by the courts of nearly every State in the Union. C. W. M. WASHINGTON, D. C., 1907. ANALYSIS. BOOK I. Of remedies in affirmance of the contract of sale. 1 Of affirmance by proceedings at law. 1 Of proceedings at law while the contract is executory. 1 Introductory. 1 Action for breach of contract. 11 Title which the purchaser may demand. 20 Implied and express agreements as to the title, 20 Sufficiency of the conveyance. Caveat Emptor. 75 Covenants which the purchaser may demand. 143 Abstract of title. 159 Waiver of objections to the title. 183 Tender of purchase money and demand of deed. 199 Measure of damages. 209 Action for deceit. 232 Of proceedings at law after the contract has been executed. 253 Action for covenant broken. 253 Covenants for seisin and for right to convey. 253 Covenant against incumbrances. 278 Covenant of warranty and for quiet enjoyment. 318 Covenant for further assurance. 416 Detention of purchase money on breach of the covenants of warranty and against incumbrances. 420 Of affirmance by proceedings in equity. 456 Specific performance of executory contracts. 456 Right of the purchaser to take the title with compensation for defects. 467. Eight of the purchaser to perfect the title. 481 Specific performance of covenants for title. 489 Estoppel of the grantor. 493 Reformation of the convevance. 526 Vlll ANALYSIS. BOOK II. Of remedies in disaffirmance or rescission of the contract of sale. 548 Of rescission by act of the parties. 548 Of virtual rescission by proceedings at law. 554 Of proceedings at law where the contract is executory. 554 Of the right to recover back or to detain the purchase money. 554 Of the obligation of the purchaser to restore the premises to the vendor. 583 Of proceedings at law where the contract has been executed. 599 Detention of the purchase money on breach of the covenant of seisin. 599 Acceptance of conveyance without covenants for title. 61C- Restitution of the purchase money where there are covenants. 643 Fraud in respect to the title. G47 Of rescission by proceedings in equity. 65X5 Where the contract is executory. 656 Suit for rescission and defenses to suit for specific performance. 656 The doctrine of doubtful titles. 672 Eight of the vendor to perfect the title. 741 Right to require the purchaser to take the title with compensation. 769 Where the contract has been executed. 778 Injunction. 778 Fraud and mistake, 798 CONTENTS. BOOK I. OF REMEDIES IN AFFIRMANCE OF THE CONTRACT OF SALE. OF AFFIRMANCE BY PROCEEDINGS AT LAW. OF PROCEEDINGS AT LAW WHILE THE CONTRACT is EXECUTOR^. CHAPTER I. INTRODUCTORY. CHAPTER II. ACTION FOR BREACH OF CONTRACT. General principles; form of action. 1 Doubtful title in action for damages. 2 Purchaser in possession may sue. 3 Defenses to the vendor's action for breach of contract. 4 CHAPTER III. IMPLIED AND EXPRESS AGREEMENTS AS TO THE TITLE. Implied agreements: General rule. 5 Express agreements: General principles. 6 Terms and conditions of sales. 7 Auctioneer's declarations. Parol evidence. 8 English rules as to conditions. 9 Agreement {o make a ''good and sufficient doed." 10 Agreement to convey by quit claim. 11 Agreement to sell " right, title and interest." 12 Agreement to sell subject to liens. 13 CHAPTER IV. OF THE SUFFICIENCY OF THE CONVEYANCE TENDERED BY THE VENDOR. General observations. 14. Essential requisites of the conveyance. 15 Material, printing, etc. 16 Date. 17 Parties. 18 Words of conveyance. 19 CONTEXTS. Description of the premises. 20 Description of the estate or interest conveyed. 21 Signature and seal. 22 Attestation or acknowledgment. 23 (a) Venue of the certificate. 24 (b) Name and official designation of certifying officer. 25 (c) Name of grantor. 26 (d) Annexation of deed. 27 (e) Jurisdiction of certifying officer. 28 (f) Personal acquaintance with grantor. 29 (g) Fact of acknowledgment. 30 (h) Privy examination of wife. 31 (i) Explanation of contents of deed. 32 (k) Voluntary act of wife. 33 ( 1 ) Wish not to retract. 34 (m) Reference to official seal. 35 (n) Date of certificate. 36 (o) Signature of officer. 37 (p) Abbreviation of official designation. 38 (q) Seal of officer. 39 (r) Surplusage and clerical mistakes. 40 (B) Amendment of certificate. 41 Reservation, restrictions and conditions. 42 Waiver of objections to the conveyance. 43 CHAPTER V. CAVEAT EMPTOB. General observations. 44 Application of the maxim to judicial sales: Inherent defects of title. 45 Effect of confirmation of the sale. 46 Exceptions to the rule. 47 Fraud as it affects rights of purchasers at judicial sales. 48 Errors and irregularities in the proceedings. Collateral attack. $ 40 Want of jurisdiction. 50 Matters occurring after jurisdiction has attached. 51 Fraud as ground for collateral attack. 52 Sales by executors and administrators: Sales in pursuance of testamentary powers. 53 Sales in pursuance of judicial license. 54 Fraud on the 'part of personal representative. 55 Want of jurisdiction. Errors and irregularities. 56 Sheriff's sales: Want of title in execution defendant: General rules. 57 Exceptions. $ 58 Fraudulent 'representations. ? 59 Rights of purchaser from purchaser under execution. 5 60 CONTEXTS. XL Sheriff's sales Continued. Title under void judgment. 61 Title under void sale. 62 Tax sales. 63 Sales by trustees, assignees, etc. 64 Subrogation of purchaser at judicial and ministerial sales: Where the sale is void. 65 Where the sale is valid. 66 CHAPTER VI. COVENANTS WHICH THE PURCHASE HAS A RIGHT TO DEMAND. Usual covenants. 67 From grantors in their own right. 68 From fiduciary grantors. 69 From ministerial grantors. 70 CHAPTER VII. ABSTRACT OF TITLE. In general. 71 Root of title. 72 Duty to furnish abstract. 73 Property in the abstract. 74 Time in which to examine the title ;and verify the abstract. 75 Summary of the various sources of objections to title. 8 76 Objections appearing from the instruments under which title ia claimed. 77 Objections which appear from the public records. 78 Objections which appear upon inquiries in fxtin. 8 79 CHAPTER VIII. WAIVER OF OBJECTIONS TO TITLE. In general. 80 Waiver by taking possession. 81 Laches of purchaser. 82 Waiver by continuing negotiations. 83 Waiver in cases of fraud. 84 Waiver by purchasing with notice of defect. 85 CHAPTER IX. TENDER OF PERFORMANCE AND DEMAND FOR DEED. General rule. 86 Exceptions. 87 Duty of the vendor to tender performance. 88 Pleadings. 89 .xii CONTENTS. CHAPTER X. MEASURE OF DAMAGES FOB INABILITY TO CONVEY A GOOD TITLE. General observations. 90 Where the vendor acts in good faith: Flureau v. Thornhill. Hopkins v. Lee. 91 Barter contracts. 92 Expenses of examining the title. 93 Interest. 94 Rents and profits. 8 95 Improvements. 96 Where the vendor acts in bad faith. 97 Where the vendor expects to obtain the title. 98 Where the vendor refuses to perfect the title. 99 Liquidated damages. 100 CHAPTER XI. ACTION AGAINST TUB VENDOR FOR DECEIT. General principles. 101 What constitutes fraud with respect to the title: Concealment of defects. 102 Willful or careless assertions. 103 Defects which appear of record. 104 Existence of fraudulent intent. 105 Statements of opinion. 106 Pleading. 107 OF AFFIRMANCE BY PROCEEDINGS AT LAW AFTER THE CONTRACT HAS BEEN EXECUTED ACTION FOR COVENANT BROKEN. CHAPTER XII. OF THE COVENANT FOB SEISIN. Form and effect. 108 What constitutes a breach. 109 As-signability of this covenant : Tn general. 110 Does not run with the land. 111 Contrary rule. Doctrine of continuing breach. 112 Possession must have passed with the covenantor's deed. 113 When Statute of Limitations begins to run. 114 Conflict of laws. 115 Measure of damages. 116 Burden of proof. 117 Pleadings. 118 CONTENTS. Xlll CHAPTER XIII. COVENANT AGAINST INCUMBBANCES. Form. 119 Restrictions and exceptions. 120 Parol agreements. 121 What constitutes breach. 122 Definition of incuinbrance. 123 Pecuniary charges and liens. Effect of notice. 124 Outstanding interest less than a fee. 125 Easements or physical -incumbrances. 12G Notice of easement at time of purchase. 127 Assignability of this covenant. 128 Measure of damages: General rules. 129 Where covenantee discharges the incumbrance. 130 Damages cannot exceed purchase money and interest. 131 Where incumbrance is permanent. 132 Pleading and proof. 133 CHAPTER XIV. COVENANTS OF WABBANTY AND FOB QUIET ENJOYMENT. Form. 134 Construction and effect. 135 Qualifications and restrictions. 130 When implied. 137 Parties bound and benefited: Married women. 138 Heirs and devisees. Joint convenantors. 139 Personal representatives. 140 Who may sue for breach. 141 What constitutes breach : Tortious disturbances. 142 Eminent domain and acts of sovereignty. 143 Actual eviction: General rule. 144 Entry by adverse claimant. Legal process. 145 Constructive eviction: Inability to get possession. 146 Vacant and unoccupied lands. 147 Surrender of possession. 148 Hostile assertion of adverse claim. 149 Purchase of outstanding title. 150 Hostile assertion of adverse claim. 151 of incorporeal rights. 152 XIV CONTENTS. Covenant of warranty runs with the land: General rule. 153 Assignee may sue in his own name. 154 Separate actions against original covenantor. 155 Release of covenant \>y immediate covenantee. 156 Quit claim passes benefit of covenant. 157 Immediate covenantee must liave been damnified. 158 Remote assignee may sue original covenantor. 159 Mortgagee entitled to benefit of covenant. 160 Original covenantor must have been actually seised. 161 Assignee not affected by equities between original parties. 162 Covenant extinguished by reconveyance to covenantor. 163 Measure of damages: General rule. 164 New England rule. 165 Amount to -which assignee is entitled. 166 Consideration may be shown. 167 Where covenantee buys in paramount title. 168 Loss of term for years. 169 Eviction from part of the estate. 170 Improvements. 171 Interest on damages. 172 Costs. 173 Counsel fees and expenses. 174 Notice of hostile suit and request to defend. 175 Pleading and burden of proof. 176 Covenant for quiet enjoyment. 177 CHAPTER XV. COVENANT FOB FUBTHEB ASSUBANCE, In general. 178 Breach. Estoppel. Assignability. Damages. 179 CHAPTER XVI. DETENTION OF THE PURCHASE MONEY WHEBE THESE HAS BEEN A BBEACH OF THE COVENANTS FOB TITLE. General rule. 180 Merger of prior agreements in covenants for title. 181 Purchase with knowledge of defect. 182 Recoupment. 183 Recoupment in foreclosure of purchase-money mortgage. 184 Partial failure of consideration. 185 Assumpsit to try title. 186 What constitutes eviction. 187 Discharge of incumb ranees. 188 Rule in Texas. 189 Rule in South Carolina. 190 Pleadings. 191 Resum6. 192 CONTENTS. XV OF AFFIRMANCE OF THE CONTRACT BY PROCEEDINGS IN EQUITY. CHAPTER XVII. SPECIFIC PERFORMANCE OF EXECUTORY CONTRACTS AT THE SUIT OF THE PURCHASER. In general. 193 Payment of the purchase money as condition precedent. 194 Laches of purchaser. 195 Damages in equity. 196 CHAPTER XVIII. RIGHT OF THE PURCHASER TO TAKE TITLE WITH COMPENSATION FOR DEFECTS. General rule. 197 Indemnity against future loss. 198 Indemnity against dower. 199 Exceptions to general rule. 200 Right of vendor to rescind on failure of the title. 201 CHAPTER XIX. OF THE RIGHT OF THE PURCHASER TO PERFECT THE TITLE. By the purchase of adverse claims. 202 By the discharge of liens or incumbrances. 203 Subrogation of purchaser. 204 CHAPTER XX. OF SPECIFIC PERFORMANCE OF COVENANTS FOR TITLE. General rules. 205 Covenant against incumbrances. 206 Conveyance of after-acquired estate. 207 CHAPTER XXI. ESTOPPEL OF THE GRANTOR. General rules. 208 After-acquired estate must be held in same right. 209 Mutual estoppels. 210 Estoppel of mortgagor. 211 Effect of void conveyance as an estoppel. 212 Effect of estoppel as an actual transfer of the after-acquired estate. 2!3 Rights of purchaser of the after-acquired estate from the covenantor. 214 Compulsory acceptance of the after-acquired estate in lieu of damages. 215 What covenants will pass the after-acquired estate. 216 Estoppel not dependent on avoidance of circuity of action. 217 Effect of quit claim by way of estoppel. 218 Estoppel of grantee. 219 Resum. 220 XVI CONTENTS. CHAPTER XXII. REFORMATION OF THE CONVEYANCE. When granted and when denied: General principles. 221 Mistake of fact. 222 Mistake of law. 223 Mutuality of mistake. Fraud. 224 Mistakes resulting from negligence. 225 Nature and degree of evidence required. 226 Laches in application for relief. 227 Defective execution of statutory power. 228 In favor of and against whom relief may be had: In general. 229 In favor of grantor. 230 Purchasers and creditors. 231 Volunteers. 232 Married women. 233 BOOK II. OF REMEDIES IN RESCISSION OR DISAFFIRMANCE OF THE CON- TRACT OF SALE. CHAPTER XXIII. OF RESCISSION BY ACT OF THE PABTIES. General principles. 234 Rescission by one party only. 235 Statute of Frauds. 236 OF VIRTUAL RESCISSION OF THE CONTRACT BY PROCEEDINGS AT LAW. OF PROCEEDINGS AT LAW WHERE THE CONTRACT is EXECU- TORY. CHAPTER XXIV. OF THE RIGHT TO RECOVER BACK OR DETAIN THE PURCHASE MONEY ON FAILURE OF THE TITLE. General principles. 237 Restitution of the purchase money. 238 What action purchaser should bring. 239 Detention of the purchase money. 240 Exceptions and qualifications. 241 What objections to title may be made. 242 CONTENTS. XVI 1 Expenses of examining the title. 243 Burden of proof. Miscellaneous rules, 244 Right to rescind where the estate is incumbered. 245 Buying with knowledge of defect or incumbrance. 246 Chancing bargains. 247 Effect of accepting title bond. 248 Inquiry into consideration of sealed instrument. 249 Right to enjoin collection of purchase money. 250 Rights against transferee of purchase-money note. 251 Refusal of vendor to convey for want of title. 252 Tender of purchase money and demand of deed. 253 Offer to rescind. 254 Pleadings. 255 CHAPTER XXV. OF THE OBLIGATION OF THE PURCHASER TO RESTORE THE PREMISES TO THE VENDOR. General principles. 256 Vendor must be placed in statu quo. 257 Restoration of premises a condition precedent to rescission. 258 Rule in Pennsylvania, 259 Restoration of the premises in cases of fraud. 260 When purchaser need not restore the premises. Purchaser's lien. 2G1 Other exceptions. 262 Restoration of the premises where the contract is void. 263 OF VIETUAL RESCISSION BY PROCEEDINGS AT LAW AFTEB THE CONTRACT HAS BEEN EXECUTED. DETENTION OF THE PUECHASE MONEY. CHAPTER XXVI. OF DETENTION OF THE PURCHASE MONEY WHERE THERE HAS BEEN A BREACH OF THE COVENANT OF SEISIN. General rule. 264 Qualifications of this rule. 265 Breach of covenant as to part of the premises. 266 CHAPTER XXVII. OF THE DETENTION OR RESTITUTION OF THE PURCHASE MONEY WHERE THE DEED CONTAINS NO COVENANTS FOR TITLE. General principles. 267 Exception. Void conveyances. 268 Merger of prior agreements in the deed. 269 Merger in cases of fraud. 270 Rule in Pennsylvania as to detention of the purchase money. 271 XV111 CONTENTS. CHAPTER XXVIII. OF RESTITUTION OF THE PURCHASE MONEY WHERE THERE ARE COVENANTS FOR TITLE. General rule. 272 Exceptions. 273. CHAPTER XXIX. OF DETENTION OR RESTITUTION OF THE PURCHASE MONEY IN CASES OF- FRAUD. General rule. 274 Executed contracts. 275 Waiver of fraud. 276 OF RESCISSION BY PROCEEDINGS IN EQUITY. WHERE THE CONTRACT is EXECUTORY. CHAPTER XXX. OF THE SUIT FOR RESCISSION PROPER. General principles. 277 Defenses to suits for specific performance. 278 Placing the vendor in statu quo. 279 Interest. Rents and profits. Improvements. 280 Pleading. 281 Parties. 282 CHAPTER XXXI. OF DOUBTFUL TITLES. General rules. 283 Classification of cases of doubtful titles. 284 . Cases in which the title will be held free from doubt. 285 Doubtful titles at law. 286 Inconclusiveness of judgment or decree. 287 Special agreements as to the title. 288 Parol evidence to remove doubts. 289 Equitable title. Adverse claims. 290 Defeasible estates. 291 Title as dependent upon adverse possession. 292 Presumptions from lapse of time. 293 Title as affected by notice. 294 Burden of proof. 295 Illustrations of the foregoing principles. 296 Errors and irregularities in judicial proceedings. 297 Sale of the estates of persons under disabilities. 298 Want of parties to suits. 299 , Defective conveyances and acknowledgments. Imperfect registration. 300 Construction of deeds and wills. 301 Competency of parties to deeds. 302 Title as dependent upon intestacy. Debts of decedent. 303 CONTEXTS. XIX Ineumbrances. 304 Admitted incumbrances. 305 Ineumbrances which make the title doubtful. 306 Apparently unsatisfied incumbrances. 307 CHAPTER XXXII. OF THE RIGHT OF THE VENDOR TO PEBFECT THE TITLE. Before the time fixed for completing the contract. 308 After the time fixed for completing the contract. 309 Exceptions: (1) Where time is material. 310 (2) Where the covenants* are mutual and dependent. 311 (3) Waiver of the right. 312 (4) Loss and injury to the purchaser. 313 (5) Fraud of the vendor. 314 (6) Want of colorable title. 315 (7) Laches of vendor. 316 _(8) Effect of special agreements. 317 (9) Effect of notice and request to perfect the title. 318 In what proceedings the right may bo asserted. 319 Reference of the title to master in chancery: When directed. 320 When refused. 321 At what stage of the proceedings reference may be made. 322 Procedure. Costs. 323 Interest on the purchase money while title is being perfected. 324 CHAPTER XXXIII. OF THE RIGHT OF THE VENDOR TO REQUIRE THE PURCHASER TO TAKE THE TITLE WITH COMPENSATION FOR DEFECTS. General rule. 325 Exceptions. 326 Indemnity against future loss. 327 CHAPTER XXXIV. WHERE THE CONTRACT HAS BEEN EXECUTED. OF THE REMEDY BY INJUNCTION AGAINST THE COLLECTION OF THE PURCHASE MONEY. General observations. 328 Fraud on the part of the grantor. 329 Want of opportunity to defend at law. 330 Insolvency or non-residence of grantor. 331 Where the estate is incumbered. 632 Foreclosure of purchase-money mortgage, 333 Where there are no covenants for title. 334 Temporary and perpetual injnnction. 335 Resume. 336 Where there is no present right to recover substantial damages for breach of the covenants. 337 XX CONTENTS. CHAPTER XXXV. OF FBAUD AND MISTAKE. Fraud on the part of the grantor. 338 General principles: Damages in equity. 339 Mistake of fact: General rule. 340 Negligence of purchaser. 341 Immaterial mistakes. 342 Mistakes as to quantity. 343 Mistake of law: General rule. 344 Distinction between ignorance of law and mistake of fact. 345 Erroneous construction of devise or grant. 346 Where the construction of the law is doubtful. 347 Misrepresentation of the law by the vendor.. 348 [BEFKKE.N'CK.S ARE TO PAGES.] Abbott v. Allen, 256, 258, 276, 278, 447, 449, 637, 848. Abbott v. Hills, 381 Abbott v. James, 721, 770 Abbott v. Ronan, 368 Abby v. Goodrich, 380 Abel v. Hethcote, 731 Abendroth v. Greenwood, 34 Abercombe v. Owings, 4V 7 Aberdeen v. Blackman, 282 Abernathy v. Boazman, 259, 335 Abernathy v. Phillips, 214 Able v. Chandler, 112 Abner v. York, 848 Abraham v. Mieding, 738 Abrams v. Rhoner, 738, 740, 745 Ackerman v. Smiley, 547 Adair v. McDonald, 575 Adami v. Backer, 754, 758 Adams v. Baker, 337 Adams v. Conover, 258, 375, 409 Adams v. Fairbain, 596 Adams v. Gibney, 343 Adams v. Heathcote, 190, 192% Adams v. Henderson, 776 Adams v. Kibler, 82 Adams v. James, 251 Adams v. Messenger, 492 Adams v. Reed, 556, 641 Adams v. Ross, 340, 548 Adams v. Smith, 141 Adams v. Stevens, 574 Adams v. Valentine, 776, 828 Adamson v. Rose, 213 Aday v. Echols, 489 Addleman v. Mormon, 843 Adkins v. Tomlinson, 259, 274 Agan v. Shannon, 105 Aiken v. Franklin, 257 Aiken v. McDonald, 397, 401, 412 Aiken v. Sanford, 33 Ake v. Mason, 305 Akerly v. Vilas, 633 Ala. Life Ins. Co. v. Boykin, 67 Albro v. Garland, 791 Alday v. Rock Island Co, 118 Alden v. Parkliill, 470 Alexander v. Kerr, 195 Alexander v. McAuley, 640 Alexander v. Merry, 63 Alexander v. Mills, 712, 713, 714,715 Alexander v. Newton, 561 Alexander v. Schreiber, 311 Alexander v. Staley, *22 Alexander v. Utley, 194, 578 Alger v. Anderson, 857 Alkus v. Goettmann, 769 Allaire v. Whitney, 687, 688 Allemong v. Gray, 339 Allen v. Allen, 264 Allen v. Anderson, 2i3, 216, 500 Allen v. Atkinson, 166, 594, 749 Allen v. Denoir, 67 Allen v. Elder, 561 Allen v. Hammond, 859 Allen v. Hazen, 148, 149 Allen v. Holton, 340, 548 Allen v. Hopson, 600, 685, 835 Allen v. Kennedy, 265, 377 Allen v. Lee, 284, 335 Allen v. Little, 267, 379, 382 Allen v. Pegram, 445, 648 Allen v. Phillips, 606, .732, 738 Allen v. Sayward, 539 Allen v. Taylor, 335 Allen v. Thornton, 836, 838 Allen v. Yeater, 149 Allis v. Nininger, 363, 364 Allison v. Allison, 337, 356 Allison v. Shilling, 496, 499 Allstead v. Nicoll, 799 Almy v. Hunt, 292 Altemus v. Nichols, 527 Altgelt v. Mernitz, 108 Alvarez v. Brannan, 13, 538. 661, 806 Alvord v. Waggoner, 357, 382 American Assoc. v. Short, 636 Ames v. Cosby, 318, 370 Amick v. Bowyer, 606 Amos v. Cosby, 318, 370 Anderson v. Ahderson, 181 Anderson v. Creston L. Co., 794 Anderson v. Foulke, 78 Anderson v. Knox, 318, 374 Anderson v. Lincoln, 195, 446, 640, 847 Anderson v. Long, 657 Anderson v. Snyder, 822 Anderson v. Strasburger, 167, 727 795, 797 XX11 TABLE OF CASES. [REFERENCES ABE TO PAGES.] Anderson v. Washabaugh, 357, 421, 000. Anderson v. Wilder, 528 Andrews v. Appel, 208, 314, 315, 321 Andrews v. Babcock, 701, 731, 792, 810 Andrews v. Richardson, 137, 140 Andrews v. Spurrs, 560 Andrews v. Wolcott, 381, 385 Andrews v. Word, 148, 777 Andrews v. S. & L. Smelting Co., 242, 250, 351, 416, 662 Ankeny v. Clark, 149, 701, 731, 821, 826 Anonymous, 440 Anthony v. Rockefeller, 335, 362 Appleton v. Banks, 156 Appovvel v. Monnoux, 382 Arbib, In re, 504 Archer v. Archer, 779 Argall v. Raynor, 721, 752, 760 Arledge v. Brooks, 207 Armstead v. Hundly, 252, 858, 860 Armstrong's App., 116 Armstrong v. Brown. 793 Armstrong v. Darby, 439, 440, 515 Armstrong v. Harshorn, 103 Arnett v. Smith, 795 Arnold v. Carl, 843 Arnold v. Chamberlain, 304 Arnstein v. Burroughs, 828 Arrison v. Harmstead, 182 Arthur v. Weston, 46 A. S. Abell Co. v. Ins. Co., 745 Asay v. Lieber, 668 Ash v. Holder, 506 Ashbaugh v. Murphy, 74 , Ashburner v. Sewell, 197, 504 Asher Lumber Co. v. Cornett, 377 Ashworth v. Mounsey, 28 ^tor v. Miller, 379, 385 Athens v. Nale, 332 Athey v. McHenry, 559 Atkins v. Bahrett, 36 Atkinson v. Taylor, 710, 764 Atty.-Gen. v. Day, 493, 829 Atty.-Gen. v. Purmort, 339 Atwood v. Chapman, 664 Atwood v. Frost, 116 Aufricht v. Northrup, 284, 286, 336 Augsberg v. Meredeth, 803 Austin v. Barnum, 787 Austin v. Ewell, 481, 492 Austin v. McKinney, 370 Austin v. Richards, 337 Auwerter v. Mathiot, 118, 126 Aven v. Beckom, 155 Averett v. Lipscombe, 25, 32, 725, 812 Averell v. Wilson, 552 Avery v. Aikens, 545 Avery v. Dougherty, 343, 353 Axtel v. Chase, 200, 363, 365, 556, 69'8 Ayer v. Bric^ Co, 288 . Aylett v. Ashton, 495, 830, 831 Ayling v. Kramer, 301 Ayres v. Mitchell, 194 B. Babbitt v. Doe, 103 Babcock v. Case, 239, 24;J, 622, 680, 698, 856 Babcock v. Collins, 46 Babcock v. Day, 673 Babcock v. Trice, 469 Babcock v. Wilson, 38, 150 Bacchus v. McCoy, 256, 257, 265 Backhnrst v. Mayo, 127 Bacon v. Lincoln, 277, 278 Bagley v. Fletcher, 148 Bailey v. Hopper, 529 Bailey v. James, 37, 500, 093, 826 Bailey v. Miltenberger, 354 Bailey v. Murphy, 335 Bailey v. School, 90 Bailey v. Smock, 243 Bailey v. Snyder, 667 Bailey v. Timbe'rlake. 573 Bain'v. Fothergill, 213. 225, 490 Bainbridge v. Kinnaird, 495 Baird v. Goodrich, 635, 833, 839 Baird v. Laevison, 840 Baker v. Baker, 89 Baker v. Bradt, 283 Baker v. Corbett, 216, 404, 506 Baker v. Howell, 404 Baker v. Hunt, 256 Baker V. Massev. 561. 572 Baker v. Pyatt, 573, 576 Baker v. Railsback. 469, 497 Baker v. Savidge, 679 Baker v. Shy, 772, 795 Balch v. Arnold, 519 Baldridge v. Cook, 197 Balclry v. Parker, 826 Baldwin v. McGrath, 798 Baldwin v. Munn, 211, 213. 215, 217 Baldwin v. Kerlin, 560 Baldwin v, Salter, 797 Baldwin v. Trimble, 776, 787 Baliour v. Whitman, 297 Ballard v. Burroughs, 220, 335 Ballard v. Child, 340 Ballard v. Johns. 115 Ballard v. Way. 30 Ballard v. Walker, 192 Ballentine v. Clark, 570 Ballon v. Lucas, 664 Ballou v. Sherwood, 738 Balmanno v. Lumley, 495. 825. 830 Baltimore, etc., Society v. Smith, 213 Bamford v. Harris. 457 Bandy v. Cortright, 343 TABLE OF CASES. [REFERENCES ABE TO FACES.] XXU1 Bangs v. Barrett, 821 Hank v. Bank, 855 Bank v. Baxter, 238 Bank v. Clements, 320, 405 Bank v, Ettinge, 697 Bank v. Loughrau, 749 Bank v. Mersereau, 483, 529, 538 Bank v. Risley, 130 Bank of Col. v. Hayner, 190 Bank of U S. v. Bank of Wash., 127 Hank of U. S. v. Cochran, 92 Bank of U. S. v. Daniel, 808 Bank of Winchester v. White, 424 Banks v. Ammon, 52, 112, 238, 668 Banks v. Walker, 460, G'48, 670, 845 Banks v. Whitehead, 360, 433 Bankson v. Lagerlof, 288 Bannister v. Higginson, 103 Bannister v. Read, 584 Baptiste v. Peters, 247, 850, 859 Barber v. Gery, 787 Barbour v. Mickey, 487, 497 Barbour v. Nichols, 215 Bardeen v. MarKstrum, 448 Bardell v. Trustees, 347 Barden & Stickney, 342 Bardsley's Appeal, 701 Barger v. Gery, 730, 787 Barickman v. Kuykendall, 628, 830 Barker v. Circle, 541 Barker v. Kuhn, 275 Barkhamstead v. Case, 650, 835 Barlow v. Delaney, 70, 335, 356, 370, 422 Barlow v. McKinley, 305, 308 Barlow v. St. Nicholas Bank, 295, 296 Barlow v. Scott, 150 Barnard v. Brown, 738 Barnard v. Duncan, 153, 154 Barnard v. Lee, 803, 812 Barnes' Appeal, 492 Barnes v. Bartlett, 560 Barnes v. Lightfoot, 337 Barnes v. U. P. R. Co., 241 Barnes v. Wood, 491 Barns v. Wilson, 303 Barnett v. Clark, 633, 839 Barnett v. Garnis, 189 Barnett v, Hughey, 155, 391 Barnett v. Keehn* 286, 341 Barnett v. Montgomery, 346, 419 Barnett v. Shackelford, 64 Barnhart v. Hughes, 294 Barnwell v. Harris, 714, 737 Barr v. Gratz, 529 Barr v. Greeley, 368, 406 Barr v. Flemings, 354 Barrere v. Bartet, 354 Barrett v. Churchill, 83 Barrett v. Gaines, 800 Barrett v. Hughey, 402 Barrett v. Porter, 359 Barron v. Easton, 13 Barron v. Mullin, 78 Barrow v. Bispham, 33 Barry v. Guild, 361, 648 Bartee v. Tompkins, 113 Earth v. Ward, 293 Bartholomew v. Candee, 263 Bartle v. Curtis, 78^ Bartlett v. i>lanton, 765 Bartlett v. Farrington, 353 Bartlett v. London, 605 Bartlett v. Magee, 734 Bartlett v. Salmon, 777 Bartlett v. Tarbell, 446 Barton v. Bouvien, 826 Barton v. Long, 248 Barton v. Morris, 527 Barton v. Rector, 190, 589 Basford v. Pearson, 259 Bashore v. Whisler, 674 Baskin v. Houser, 821 Bass v. Gilliland, 493, 821 Bassett v. Lockwood, 118, 136, 140, 141 Bassett v. Welch, 293 Baston v. Clifford, 207, 584, 698 Batchelder v. Curtis, 320 Batchelder v. Macon, 706, 723 Batchelder v. Sturgis, 299, 323 Bateman v. Johnson, 36, 47 Bateman's Petition, 67 Bates v. Bates, 568 Bates v. Delavan, 648, 678, 693, 858, 861, 862 Bates v. Foster, 340 Bates v. Lyons, 797 Bates v. Swiger, 481, 494, 513 Batley v. Foederer, 777 Batterman v. Pierce, 447 Batterton v. Smith, 335 Battle v. Rochester City Bank, 584 Baugh v. Price, 188 Baum v. Dubois, 201 Baumeister v. De Muth, 798 Baumeister v. Silver, 742 Baxter v. Aubrey, 594, 749 Baxter v. Bradbury, 256, 273, 537, 539 Baxter v. Howell, 58 Baxter v. Lewis, 200 Baxter v. Ryerss, 382 Bayliss v. Stinson, 713, 718, 719.720 Baynes v. Bernhard, 203 Baze v. Arper, 69 Beach v. Hud. R. L. Co., 776, 823 Beach v. Packard. 373 Beach v. Miller. 305 Beach v. Waddell, 447, 468, 639 Beal v. Beal, 542 XXIV TABLE OF CASES. [REFERENCES ARE TO PAGES.] Beale v. Seively, 4G1, 849 Beall v. Davenport, 506, 553 Beall v. Taylor, 34(5 Beamun v. Simmons, 579 Beaman v. Whitney, 58 Beams v. Mila, 766 Bean v. Herrick, 239 Bean v. Mayo, 292, 315 Bearce v. Jackson, 25U Beard v. Delaney, 229, 231. 451, G33 Beardslee v. Underbill, 727, 7G3 Beardsley v. Knight, 261, 380, 381 Beaseley v. Phillips, 336, 377, 404 Beauchamp v. Handley, 814 Beauchamp v. Winn, 874 Beauman v. Whitney, 46 Beaumont v. Yeatman, 60 Beaupland v. McKeen, 413, G65, 66(5, 668 Beck v. Bridgman, 492 Beck v. Simmons, 189, 198, 556, 637, 692 Beck v. Ulrich, 654 Beckman v. Henn, 275 Beckwith v. Kouns, 739 Bedell v. Christy, 356, 367 Bedell v. Smith, 17, 202 Beddoe v. Wadsworth, 262, 351, 377, 381, 387 Beebe v. Swartwout, 261, 356, 366, 458, 552, 630, 638, 678 Beech v. Steele, 35 Beecher v. Baldwin, 398 Beer v. Leonard, 711 Beeson v. Beeson, 137 Beidelman v. Foulk, 670 Beioley v. Carter, 712, 713 Belcher v. Weaver, 67, 71 Belden v. Seymour, 155, 156, 402 Bell v. Adams, 529 Bell v. Duncan, 174 Bell v, Flaherty, 120 Bell v. Higgins, 356 Bell v. Holtby, 714 Bell v. Kennedy, 203 Bell v. Sternberg, 814 Bell v. Thompson, 455, 502 Bell v. Twilight, 546, 548 Bell v. Vana, 192 Bell v. Woodward, 51 Bellamy v. Ragsdale, 223, 616 Bellefont Iron W 7 ks. v. McGuire, 445 Bellinger v. Society, 354 Bellows v. Cheek, 603 Bellows v. Litchfield, 382, 417, 427 Belmont v. Coman, 286 Belmont v. O'Brien, 771, 787 Bemis v. Bridgman, 649 Bemis v. Smith, 372 Bender v. Fromberger, 2G4, 270, 271, 277, 339, 356, 395, 414 Benedict v. Oilman, 223 Benedict v. Hunt, 682 Benedict v. Williams, 808 Benjamin v. Hobbs, G96 Bennet Col. v. Cary, 460 Bennett v. Aorains, 452, 453 Bennett v. Adams, 483 Bennett v. Bittle, 353 Bennett v. Caldwell, 139 Bennett v. Fuller, 11 Bennett v. Jenkins, 270, 320, 414, 417 Bennett v. Keehn, 286, 341 Bennett v. Latham, 337, 414 Bennett v. Pierce, 845, 851 Bennett v. Waller, 439, 540, 545 Bennett v. Womack, 145 Bennett's Case, 440 Benningfield v. Reed, 92 Bensel v. Gray, 132, 507 Bensinger v. Erhardt, 47 Benson v. Coleman, 604 Benson v. Cromwell, 193 Benson v. Markol, 562, 871 Benson v. Shotwell, 181, 625, 724, 741, 763 Benson v. Yellott, 90 Bentley v. Craven, 730, 733 Bentley v. Long, 137 Benton v. Sentell, 519 Bergen v. Eby, 566 Bergmann v. Klein, 789, 790 Bernardy v. Mortgage Co., 531, 541 Berrian v. Rogers, 117 Berry v. Armstead, 855 Berry v. Billings, 45 Berry v, Lowell, 573 Berry v. Van Winkle, 489 Berry v. Walker, 510 Berry v. Webb, 559 Berryman v. Schumaker, 777 Bertram v. Curtis, 303 Bethell v. Bethell, 145, 146, 248, 252, 269, 270, 444, 535, 650 Bethune v. McDonald, 476, 477 Betts v. Union Bank, 402 Bever v. North, 363, 369, 373, 424, 657 Beverly v. Lawson, 493, 816 Tlevins v. Vansant, 534 Beyer v. Braender, 595 Beyer v. Schulze, 371, 374 lUbb v. Prather, 625 T.ibb v. Wilson, 504 IHckford v. Page, 256, 266, 325, 382 Bickley v. Biddle, 112 Bicknell v. Comstock, 737 Bierer v. Fretz, 219 Bigelow v. Hubbard, 300 Bigelow v. Jones, 359 Bigham v. Bigham, 284 Bigler v. Morgan, 47, 73, 153, 220 TABLE OF CASES. [REFERENCES ABE TO PAGES.] Binford's Appeal, 78, 752 Bingham v. Bingham, 803, 809, 871 Bingham v. Maxey, 109 Binghum v. Weiderwax, 402 Binzer v. Epstein, 772 Birch v. Cooper, 734 Bircher v. Watkins, 273, 275, 278 Bird v. Smith, 77 Birdsall v. Walton, 486 Birney v. Hann, 382, 390 Bishop v. O'Connor, 77, 87, 113, 140 Bitner v. Brough, 211, 213, 220, 225, 497 Bitzer v. Orban, 698, 700 Bixby v. Smith, 753 Black v. Aman, 763 Black v. Barton, 338 Black v. Coon, 315 Black v. Croft, 600 Black v. Dressel, 116 Black v. Grant, 52 l>iack v. Gregg, 58 Black v. Stone, 556 Black v. Walker, 603, 604 Blackburn v. Randolph, 570 Blackburn v. Smith, 161, 620. Black Hills, N. B. v. Kellogg, 463,811 Blackie v. Hudson, 292 Blacklow v. Laws, 163 Blackmore v. Shelby, 537, 538, 805 Blackshire v. Homestead Co., 275 Blackwell v. Atkinson, 377 Blackwell v. Lawrence Co., 213, 217 Blair v. Claxton, 467 Blair v. Perry, 466 Blair v. Rankin, 831 Blake v. Everett, 301 Blake v. Phinn, 28, 825 Blake v. Tucker, 5, 19, 547 Blakemore v. Kimmons, 771 Blakeslee v. Ins. Co., 540 Blanchard v. Blanchard, 300, 359, 362, 410 Blanchard v. Brooks, 340, 548 Blanchard v. Ellis, 535 Blanchard v. Hazeltine, 343 Blanchard v. Hoxie, 271, 278, 433 Blanchard v. Stone, 194 Blanck v. Sadlier, 728, 780 Bland v. Bowie, 139 Bland v. Thomas, 435 Blapks v. Ripley, 472 Blanks v. Walker, 628 Blann v. Smith, 203 Blanton v. Ky. Dist. Co., 81 Blasser v. Moats, 445 Bledsoe v. Doe, 44 Bledsoe v. Little, 51 Bletz v. Willis, 444 Blevins v. Smith, 300 Bliss v. Negus, 656 Blodgett v. Hitt, 127, 513 Blondeau v. Sheridan, 260, 303, 311, 360 Bloom v. Welsh, 121 Bloom v. Wolf, 156, 396 blossom v. Knox, 392 Blossom v. Van Court, 292 Blydenburgh v. Cotheal, 262, 356, 377 Boar v. McCormick, 673 Boas v. Farrington, 24 Board of Commrs. v. Younger, 236 Board of Ed. v. Reilly, 768 Boardman v. Taylor, 573 Boatman v. Wood, 392 Bobb v. Barnuin, 48 Bodley v. Bodley, 681 Bodley v. McChord, 35, 616 Boehm v. Wood, 798 Bogan v. Baughdrill, 492 Bogart v. Burkhalter, 601 Boggess v. Robinson, 151 Boggs v. Bodkin, 740 Boggs v. Hargrave, 82, 84, 86 Bogy v. Shoab, 540, 545, 548 Bohanan v. Bohanan, 559 Bohlcke v. Buchanan, 289 Bohm v. Bohm, 547 Bohm v. Fay, 739 Boiler Co. v. Gordon, 727 Bolen v. Lilly, 528 Bolgiano v. Cook, 76, 90 Bollis v. Beach, 520 Boiling v. Jones, 109, 110 Boiling v. Teel, 65 Bolton v. Branch, 163, 594 Bolton v. School Board, 737 Bond v. Montague, 506 Bond v. Ramsey, 112, 248, 249, 856 Bonham v. Walton, 244, 628 Bonner v. Johnston, 486 Bonner v. Lessly, 133 Booker v. Bell, 330, 358, 391, 430 Booker v. Meriweather, 430, 445 Bool v. Mix, 258 Boon v. McHenry, 265, 273 Boone v. Armstrong, 525 Boone v. Chiles, 180 Boorum v. Tucker, 80 Booth v. Cook, 69 Booth v. Ryan, 194, 634 Booth v. Saffold, 202, 615 Booth v. Starr, 363, 383, 385 Boothby v. Hathaway, 256, 276 Boothby v. Waller, 486 Booth royd v. Engles, 60 Bordeaux v. Carr, 476 Borden v. Borden, 781 Bordewell v. Colie, 371 Boreel v. Lawton, 281, 357 Boro v. Harris, 120 Bostick v. Winton, 119 XXVI TABLE OF CASES. [ REFERENCES ARE TO PAGES.] Boston v. Binney, 4G4 Boston Steamboat Co. v. Manson, 354 Bostwick v. Beach, 492 Bostwick v. Lewis, 661, 687 Bostwick v. Williams, 300, 334, 356 Boswell v. Buchanan, 544 Boswell v. Mendheim, 681 Botsford v. McLean, 566 Botsford v. Wilson, 648 Bott v. Maloy, 748 Botto v. Berges, 41 Bottorf v. Smith, 258, 269, 450 Bourg v. Niles, 776 Bowden v. Achor, 688 ' Bowen v. Jackson, 203 Bowen v. Mandeville, 14, 687 Bowen v. Thrall, 145, 409, 471 Bower v. Cooper, 21 Bowery N. B. v. Mayor, 727 Bowersock v. Beers, 792 Bowie v. Brahe, 828 Bowers v. Chaney, 90 Bowles v. Stewart, 236 Bowley v. Holway, 462, 469 Bowlin v. Pollock, 860 Bowling v. Benzer, 345 Bowman v. "Wittig, 52 Bowne v. Potter, 552 Bowne v. W T olcott, 280, 332 Boyce v. Grundy, 689, 691, 827 Boyce v. McCullogh, 578, 581 Boyd v. Bartlett, 292, 366 Boyd v. Hallowell, 726 Boyd v. Hazeltine, 343 Boyd v. McCullough, 669 Boyd v. Schlessinger, 132 Boyd v. Whitfield, 321 Boyd v. Woodbury Co., 725 Boyer v. Amet, 196, 507, 678 Boyer v. Porter, 841 Boykin v. Cook, 128 Boykin v. Rain, 67 Boylan v. Townley, 721 Boyle v. Edwards, 431 Boyle v. Rowand, 819 Boyles v. Bee, 37 Boyman v. Gutch, 719 Brackenridge v. Dawson, 99, 153 Bradford v. Bradford, 560 Bradford v. Dawson, 71 Bradford v. Potts, 198, 668, 671 Bradley v. Chase, 252 Bradley v. Dibrell, 360, 676, 855 Bradley v. Dike, 294 Bradley v. Mnnton, 491 Bradshaw v. Atkins, 570, 576 Bradshaw v. Crosby, 318 Bradshaw's Case, 275 Brady v. Peck, 433 Brady v. Spurck, 256, 259, 263, 363, 430 Braman v. Bingham, 317 Brandt v. Foster, 256, 258, 271, 368 391, 392, 410, 466, 650 Branger v. Manciet, 351 Branham v, San Jose, 138 Brannum v. Ellison, 607, 622 Brantley Co. v. Johnson, 444 Brantley v. Kee, 53 Brass v. Vandecar, 299, 311, 323 Brassfield v. Walker, 744 Brashier v. Gratz, 803 Bratton v. Guy, 269 Braun v. Vollmer, 747 Breckenridge v. Hoke, 820 Breckenridge v. Waters, 650, 652 Bree v. Holbech, 648, 649 Broitliaupt v. Thurmond, 20, 276 Brereton v. Barry, 188 Brett v. Marsh, 511 Brewer v. Fox, 163 Brewer v. Herbert, 774 Brewer v. Parker, 444 Brewer v. Wall, 499 Brewton v. Smith, 561 Brick v. Coster, 634, 668 Bricker v. Bricker, 288, 373 Brickhouse v. Crosby, 581 Bridge v. Wellington, 50 Bridge v. Young, 207 Briegel v. Moehler, 573 Briegel v. Muller, 559 Briggs v. Gillam, 189 Briggs v. Morse, 315 Brigham v. EvAns, 214, 219 Bright v. Boyd, 139, 223 Brinckerhoff v. Phelps, 211, 227 Brisbane v. McCrady, 312 Briscoe v. Mining Co., 443 Bristor v. McBean, 316 British-Am. Mtge. Co. v. Todd, 415 Britt v. Marks, 253 Brittain v. McLain, 603, 606 Britton v. Ruffin, 369 EBrizzolara v. Mosher, 484 Broadbelt v. Loew, 790 Broadway v. Buxton, 337, 558 Broadwell v. Phillips, 519 Brobst v. Brock, 137 Brock v. Hidy, 205 Brock v. O'Dell, 561, 871 Brock v. Southwick, 473, 819 Brockenbrough v. Blythe, 819, 821 Brodie v. Watkins, 466 Brokaw v. Duffy, 769 Bronk v. McMahon, 765 Bronson v. Coffin, 154, 290, 301, 323 Brooke v. Clarke, 816 Brooklyn v. Brooklyn City R. Co, 727 Brooklyn Park Com. v. Armstrong, 731, 785 TABLE OF CASES. XXV 11 [RKFEBENCKS ABE TO PAGES.] Brookmau v. Kurzraan, 764 Brooks v. Black, 401, 417, 422 Brooks v. Chaplin, 57 Brooks v. Moody, 292, 315, 318, 469, 838 Brooks v. Riding, 248, 867 Brown v. Allen, 358, 368 Brown v. Bank, 288 Brown v. Bellows, 41, 275, 781 Brown v. Brodhead, 315 Brown v. Brown, 137 Brown v. Cannon, 34, 739, 742, 743 Brown v. Christie, 130, 134 Brown v. Combs, 127 Brown v. Connell, 512 Brown v. Corson, 367 Brown v. Covilland, 33, 34 Brown v. Dickinson, 370, 372, 391 Brown v. Eaton, 205 Brown v. Farrar, 69 Brown v. Feagin, 436 Brown v. Frost, 82 Brown v. Gammon, 35 Brown v. Haff, 724, 797, 805 Brown v. Harrison, 588 Brown v. Hearon, 414, 427 Brown v. Herrick, 251 Brown v. Jackson, 548 Brown v. Lunt, 60 Brown v. Manning, 238 Brown v, Manter, 50, 528, 529 Brown v. McCormick, 531 Brown v. McMullen, 427 Brown v. Metz, 377 Brown v. Montgomery, 238, 634 Brown v. Moore, 58 Brown v. Morehead, 657, 660 Brown v. Phillips, 526 Brown v. Reeves, 678 Brown v. Rice, 246 Brown v. Staple, 287, 380, 381, 386, 389, 520, 523, 525, 526 Brown v. Starke, 35 Brown v. Taylor, 360, 427, 428 Brown v. Wetter, 77, 583, 708, 764 Browning v. Canal Co., 375 Browning v. Clymer, 200 Browning v. Estes, 618 Browning v. Still well, 413 Browning, In re, 78, 134 Browning v. Wright, 147, 151, 338 Broyles v. Bell, 693 Bruce v. Luke, 545 Bruington v. Barber, 373 Brumfield v. Palmer, 616, 695 Brumfit v. Morton, 30 Brummel v. Hunt, 124 Bruner v. Diamond, 73 Bruner v. Meigs, 691, 769 Bruns v. Schrciber, 305, 326 Brush v. Ware, 172 Bryan v. Boothe, 225 Bryan v. Johnson, 473 Bryan v. Lewis, 480 Bryan v. Osborne, 195, 737 Bryan v. Ramirez, 63 Bryan v. Read, 757, 826, 830 Bryan v. Salyard, 512 Bryan v. Swain, 451, 470 Bryan v. Booth, 247, 699, 855 Bryant v. Fairfield, 127 Bryant v. Hainbrick, 814 Bryant, In re, 741, 792, 80G Bryant v. Wilson, 150 Bryson v. Crawford, 584 Buchanan v. Alwell, 587, 639, 817 Buchanan v. Lornian, 203, 204, 588, 698, 700 Buck v. Clements, 320, 405 Buck v. McCaughtry, 827 Buck v. Waddle, 596 Buckels v. Mouzon, 424 Buckle v. Mitchell, 715 Bucklen v. Hasterlik, 69, 70, 206, 738 Buckles v. Northern Bank of Ky., 4-14 Buckley v. Dawson, 212 Buckmaster v. Grundy, 14, 207, 214 Buckner v. Street, 285, 342, 649 Buell v. Tate, 444, 459, 4G9, 633, 8-'2 Buford v. Guthrie, 638, 806 Building Co. v. Fray, 439, 538 Bulkley v. Hope, 27 Bull v. Willard, 657 Bullard v. Bicknell, 734 Bullard v. Perry, 69 Uullitt v. Coryell, 293 BuIIitt v. E. Ky Land Co., 625 Bullitt v. Songster, 605 Bullock v. Adams, 487 Bullock v. Beemis, 690 Bullock v.. Whipp, 572, 575 Bulow v. Witte, 91 Bumberger v. Clippinger, 769 Bumnier v. Boston, 354 Bumpass v. Anderson, 340 Bumpass v. Platner, 447, 477, 637, 848 Bumstead v. Cook, 297 Bundy v. Ridenour, 315 Burbank v. Pillsbury, 301 Burbridge v. Sadler, 337 Bnrchard v. Hubbard, 524 Burk v. Clements, 320, 405 Burk v. Hill, 209, 305, 308 Burk v. Serrill , 214, 225, 229, 497 Burk's Appeal, 497 liurke v. Beveridge, 531. 537 Burke v. Davies. 587, 613, 808, 809 Burke v. Elliott, 99, 101, 102 iiurke v. Guinmey, 38 Burke v. Johnson, 512 Burke v. Nichols, 338 XXV111 TABLE OF CASES. [REFERENCES ARE TO PAGES.] Burke v. Eyan, 770 Burke v. Schreiber, 587 Burkett v. Mumford, 606 Burke tt v. Twyman, 519 Burkholder v. Farmers' Bank, 411 Burley v. Shinn, 595 Burlock v. Peck, 303 Burnell v. Firth, 711 Burnett v. Hamill, 90 Burnett v. McCluey, 55 Burnett v. Wheeler, 30, 190 Burnham v. Laselle, 264 Burns v. Hamilton, 109, 110, 868 Burns v. Ledbetter, 128, 137 Burr v. Greely, 358 Burr v, Hutchinson, 571 Burr v. Lamaster, 303 Burr v. Todd, 231, 441, 814 Burrill v. Jones, 156 Burroughs v. McNeill, 516 Burroughs v. Oakley, 190, 191, 748 Burrow v. Scammel, 490, 491 Burrows v. Locke, 236, 241 Burrows v. Stryker, 445 Burrows v. Yount, 206 Burruss v. Wilkinson, 371 Burston v. Jackson, 543 Burt v. Wilson, 560 Burtners v. Reran, 519, 529 Burton v. Perry, 746 Burton v. Reed, 392, 415, 535, 537 Burwell v. Brown, 30 Burwell v. Jackson, 20, 22, 36, 242, 243, 246, 251, 718, 862 Burwell v. Sollock, 798, 827 Busby v, Treadwell, 198, 443, 838, 848 Bush v. Adams, 404 Bush v. Bush, 559, 573 Bush v. Cole, 227 Bush v. Collins, 512 Bush v. Cooper, 348, 483, 543 Bush v. Hicks, 568, 571 Bush v. Marshall, 798 Bustard v. Gates, 92 Butcher v. Peterson, 391, 410, 493, 867 Butcher v. Rogers, 540, 545 Butler v. Barnes, 377, 399, 417 Butler v. Gale, 306, 308 Butler v. Miller, 650, 864 Butler v. O'Hear, 785 Butler v. Seward, 152, 526 Butte v. Riffe, 304, 333, 376, 445,672 Butterfield v. Heath, 715, 734 Butterworth v. Volkenning, 352 Buttron v. Tibbitts, 142 Butts v. Andrews, 722, 767 Byers v. Aiken, 200, 207 Bynes v. Rich, 263, 271, 272 Bynum v. Govan, 128 C. Cabell v. Grubbs, 63 Cabler v. Jenkins, 76'Z Cadiz v. Majors, 545 Cadmus v. Fagan, 292, 297 Cadwalader v. Tryon, 150 Cady v. Gale, 492 Cain v. Guthrie, 695 Cain v. Woodward, 129 Cake v. Peet, 568 Calcraft v. Roebuck, 185, 189, 822 Calder v. Chapman, 531 Calder v. Jenkins, 762, 778 Caldwell v. Bower, 371 Caldwell v. Kirkpatrick, 332, 356 Calhoun v. Belden, 696, 729 Calkins v. Williams, 507 Calton v. Lewis, 864 Calumet, etc., Canal Co. v. Russell, 70 Calvert v. Ash, 95 Calvert v. Sebright, 432 Cambrelleng v. Purton, 746 Cameron v. Logan, 123 Camfield v. Gilbert, 12, 14, 220, 594, 710, 717, 719, 726 Camp v. Morse, 208, 595, 610, 613, 807 Camp v. Pulver, 681 Campbell v. Brown, 113, 115 Campbell v. Carter, 866 Campbell v. Fleming, 187, 194 Campbell v. Johnson, 560 Campbell v. McCahan, 80 Campbell v. McClure, 597 Campbell v. Lowe, 121, 137 Campbell v. Medbury, 448 Campbell v. Shields, 353 Campbell v. Shrum, 38, 600 Campbell v. Whittingliarn, 236, 245, 246, 251 Candler v. Lunsford, 543 Canedy v. Marcy, 561, 563, 569 Canton Co. v. B. & O. R. Co., 191, 19i Cantrell v. Mobb, 594, 627, 851 Capehart v. Dowery, 78, 90 Capital Bank v. Huntoon, 130, 131 Capstick v. Crane, 494 Carbrey v. Willis, 302 Carey v. Daniels, 302 Carey v. Guillow, 457 Carey v. Gundlefinger, 597 Carlisle v. Carlisle, 68 Carnahan v. Hall, 666 Carne v. Mitchell, 517 Carneal v. Lynch, 79 Carnes v. Swift, 519 Carney v. Newberry, 578, 613 Carpenter v. Bailey, 35 Carpenter v. Brown, 164, 208, 797 Carpenter v. Hoi comb, 19 Carpenter v. Lockhart, 203, 231 TABLE OF CASKS. XXIX [UEFKHESCES AUK TO PAGES.] Carpenter v. Schemerhorn, 542 Carpenter v. Stihvell, 130 Carpenter v. Strother, 83 Carpenter v. Thompson, 525 ( arper v. Munger, 576 Curr v. Callaglian, 238 Carr v. Dooley, 292, 294 Carr v. Roach, 164, 661 Carrico v. Froman, 608 Carrodus v. Sharp, 819 Carroll v. Carroll, 389 Carroll v. McKahary, 708 Carson v. Carson, 525 Carson v. Kelly, 473 Carson v. Mulvany, 496 Carter v. Beck, 15, 468 Carter v. Carter, 476 Carter v. Chandron, 71 Carter v. Denman, 263, 300, 377 Carter v. Morris, 755 Carter v. Morris B. & L. Asso., 733 Cartwright v. Briggs, 444, 844 Cartwright v. Culver, 633 Carver v. Howard, 137 Carver v. Jackson, 541 Carver v. La Salette, 573 Carvill v. Jacks, 234, 395 Gary v. Gundlefinger, 597 Case v. Boughton, 682 Case v, Wolcott, 212 Casey v. Lucas, 445, 638 Cashon v. Faina, 77 Cassada v. Stabel, 353 Cass Co. v. Oldham, 575 Cassell v. Cooke, 768, 783, 803 Cassidy's Succession, 397 Castleberg v. Maynard, 771 Caswell v. Black River Mfg. Co., 189, 191, 194 Caswell v. Wendell, 272 Cater v. Pembroke, 244 Cates v. Field, 422, 430 Cathcart v. Bowman, 291, 298, 308 Cathcart v. Sugenheimer, 138 Catlin v. Hurlburt, 255, 266, 272 Cattell v. Corrall, 21, 711, 715 Caulkins v. Harris, 414, 415 Causton v. Macklew, 715, 737 Cavanaugh v. Casselman, 452 Cavanaugh v. McLaughlin, 778 Ceconni v. Rodden, 361 Ceconni v. Rhodes, 398 Cent. App. Co. v. Buchanan, 349 Chabot v. Winter Park Res. Co., 487 Chace v. Gregg, 524 Chace v. Hinman. 282 Chamberlain v. Amter, 596 Chamberlain v. Lee, 802, 807 Chamberlain v. McClung, 523 Chamberlain v. Meeder, 525, 543 Chamberlain v. Preble, 425, 426 Chambers v. Cochran, 123, 125 Chambers v. Cox, 445 Chambers v. Jones, 139 Chambers v. Pleak, 371 Chambers v. Smith, 269, 366 Chambers v. Tulane, 693, 769, 774 Champion v. Brown, 481 Champlin v. Dotson, 506, 843, 844 Champlin v. Layton, 247, 870, 871 Champlin v. Williams, 512 Chandler v. Brown, 362, 366 Chandler v. Spear, 61 Chapel v. Bull, 320 Chaplain v. Southgate, 353 Chaplin v. Briscoe, 449 Chapman v. Brooklyn, 122 Chapman v. Eddy, 609 Chapman v. Holmes, 263, 330, 431 Chapman v. Kimball, 263, 290 Chapman v. Lee, 163, 165, 207, 728. 741 Charles v. Dana, 589 Charleston v. Blohme, 78, 84, 87, 786 Charman v. Tatum, 325 Chartier v. Marshall, 230, 480 Chase v. Chase, 760 Chase v. Palmer, 44 Chase v. Peck, 626 Chase v. Weston, 380 * Chastain v. Staley, 151 Chatfield v. Williams, 611 Chauncey v. Leominster, 773 Chauvin v. Wagner, 65, 265, 270, 440, 521, 540 Cheesman v. Thome, 737, 822 Cheever v. Minton, 90 Chenault v. Thomas, 357, 424, 434 Cheney v. Straube, 357, 368, 392,433 Cherry v. Davis, 615, 618, 741 Chesman v. Cummings, 722 Chester v. Rumsey, 70 Chew v. Tome, 746, 773 Chesterfield v. Jansen, 187 Chicago v. Rollins, 428 Chicago, Kans. & Neb. R. Co. v. Cook, 116 Childs v. Alexander, 476, 477 Childs v. Lockett, 616 Childs v. McChesney, 542 Chinn v. Healc, 488, 492 Chitwood v. Russell, 339 Chopin v. Pol let, 773 Chouteau v. Allen. 63 Chrisman v. Partee, 807, 808 Christian v. Cabell, 36, 189, 805, 807 Christian v. Stanley, 826 Christman v. Colbert, 559, 576 Christy v. Ogle, 256, 259, 299, 324, 419 Christy v. Reynolds, 673 Church v. Brown, 147 XXX TABLE OF CASES. [REFERENCES ARE TO PAGES.] Church v. Shanklin, 726 Churchill v. Moore, 67 Citizens' Bank v. Freitag, 122, 124 Clagett v. Crall, 240 Clanton v. Burges, 447, 645 Clapp v. Herdmann, 256, 270, 405 Clare v. Lamb, 652 Clare v. Maynard, 212 Clark v. Baird, 14, 235 Clark v. Baker, 525, 541, 549 Clark v. Briggs, 695, 696 Clark v, Clark, 510 Clark v. Cleghorn, 839 Clark v. Conroe, 258, 3GO, 375, 378 Clark v. Croft, 589 Clark v. Drake, 572 Clark v. Fisher, 28, 290, 299, 407 Clark v. Hardgrove, 461, 493, 849 Clark v. Harper, 360 Clark v. Hutzler, 764 Clark v. Jacobs, 626 Clark v, Johnson, 380 Clark v. Lambert, 519 Clark v. Lockwood, 127 Clark v. Lyons, 148 Clark v. Mumford, 430, 474 Clark v. Parr, 392 Clark v. Perry, 315 Clark v. Post, '134, 658 Clark v. Redman, 34, 47, 145, 148, 777 Clark v. Seirer, 497 Clark v. Snelling, 444 Clark v. Swift, 268 Clark v. Weiss, 202, 604, 804 Clark v. Whitehead, 156, 366, 399, 444 Clark v. Zeigler, 298 Clarke v. Cleghorn, 839 Clarke v. Elliott, 486 Clarke v. Locke, 15, 209, 215, 618, 695 Clarke v. McAnulty, 356, 364, 402 Clarke v. Priest, 311, 440 Clarke v. Scudder, 270 Clarke v. Wilson, 133 Clarkson v. Skidmore, 407 Clason v. Bailey, 44 Claxton v. Gilben, 386 Claycomb v. Munger, 363, 370, 424 Claypoole v. Houston, 559 Clee v. Seaman, 552 Clegg v. Lemessurier, 55 Clemens v. Loggins, 74, 200, 201, 615, 792 Clement v. Bank, 258, 340, 382 Clement v. Burtis, 777 Clement v. Collins, 365, 424, 432 Cleveland v. Bergen B, & L. Co., 826 Cleveland v. Flagg, 527 Cleveland Park Co. v. Campbell, 288, 293 Click v. Green, 214, 347, 391 Clinch River Co. v. Kurth, 58, 66 Cline v. Catron, 91 Clinton v. Shugart, 597 Clive v. Beaumont, 22 Clopton v. Bolton, 611 Clore v. Graham, 291 Close v. Stuyvesant, 716 Close v. Zelf, 657, 659, 673 Clouse's Appeal, 767, 770 Clowes v. Higginson, 32 Clute v. Robinson, 35 Coal Creek Mining Co. v. Ross, 545 Cobb v. Hatfield, 14 Coble v. Wellborn, 373 Coburn v. Haley, 624, 731 Coburn v. Litchfield, 297, 318 Cochran v. Guild, 292, 293, 297 Cochran v. Pascault, 438, 439, 538 Cocke v. Taylor, 215 Cockey v. Cole, 90, 93 Cockrell v. Bane, 343 Cockrell v. Proctor, 273, 275 Cockroft v. Railroad Co., 213, 220 Codman v. Jenkins, 464 Codrington v. Denham, 353 Coe v. Harahan, 153 Coe v. N. J. Mid. R. Co., 557, 563 Coe v. Persons Unknown, 548 Coffee v. Newson, 623, 680, 823, 829 Coffin v. Cook, 116 Coffman v. Huck, 414 Coffman v. Scoville, 845 Cogan v. Cook, 35 Cogel v. Raph, 170, 180, 182 Cogswell v. Boehm, 187, 824 Cogwell v. Lyons, 222 Cohen v. Woolard, 458, 639 Coit v. McReynolds, 258. 260, 261 Colbert v. Moore, 109, 111 Colby v. Osgood, 350, 440 Colcord v. Leddy, 808 Colcord v. Swan, 542 Cole v. Gibbons, 187 Cole v. Hawes, 339 Cole v. Hughes, 303 Cole v. Johnson, 138 Cole v. Justice, 443, 455, 510 Cole v. Kimball, 265, 311, 318 Cole v. Lee, 332, 372 Cole v. Raymond, 540 Coleman v. Bank, 191, 603, 798 Coleman v. Clark, 422 Coleman v. Coleman, 558 Coleman v. Floyd, 62o Coleman v. Hart, 657 Coleman v. Insurance Co., 470 Coleman v. Lyman, 265 Coleman v. Rowe, 446, 603, 611 Coleman v. Sanderlin, 605 TABLE OF CASES. [REFEBEXCES ABE TO PAGES.] XXXi Collier v. Cowger, 321, 359, 372, 414. 426 Collier v. Gamble, 265, 208, 273, 642 Collingwood v. Irwin, 285, 403, 429, 430 Collins v. Baker, 428 Collins v. Clayton, 848 Collins v. Delashmutt, 35 Collins v. Miller, 128 Collins v. Smith, 492, 716 Collins v. Thayer, 596, 619 Collis v. Cogbill, 364, 427 Colton v. Seavy, 62 Colton v. Wilson, 189, 715 Colver v. Clay, 495, 502 Colvin v. Schell, 420, 661 Colwell v. Hamilton, 35, 589 Colyer v. Thompson, 194, 695, 858 Combs v. Scott, 214, 218 Combs v. Tarlton, 213, 222 Comegys v. Davidson, 468 Comer v. Walker, 820 Comings v. Little, 298, 316, 318, 347 Commercial Bank v. Martin, 93 Common School D. v. Conrad, 445 Commonwealth v. Andre, 158, 543 Commonwealth v. Dickinson, 126 Commonwealth v. McClanachan, 650 Commonwealth v. Pejepscut, 158, 543 Compton v. Nuttle, 481 Comstock v. Ames, 236 Comstock v. Crawford, 116 Comstock v. Smith, 526, 544, 546 Comstock v. Son, 336, 861 Conaway v. Gore, 557, 571 Concord Bank v. Gregg, 152, 236, 619, 683 Condit v. Bigelow, 522 Conger v. Weaver, 213 Conger v. Mericles, 571 Congregation v. Miles, 616, 667, 695 Conklin v. Hancock, 411 Conley v. Doyle, 15 Conley v. Dibber, 788 Conley v. Finn, 738 Connell v. McLean, 213, 216, 217 Connelly v. Peirce, 164, 208 Connelly v. Phila, 129 Connor v. Eddy, 446, 526 Connor v. Huggins, 739 Connor v. McMurray, 528 Connor v. Wells, 558 Conrad v. Trustees, 392, 394 Contee v. Lyons, 95, 96, 172, 769 Converse v. Blumrich, 579 Conway v. Case, 34 Conwell v. Clifford, 249 Coogan v. Ockershausen, 771 Cook v. Bean, 793 Cook v. Curtis, 402, 430 Cook v. Fuson, 326 Cook v. Jackson, 472 Cook v. Mix, 462, 403 Cooke v. Husband, 571 Cooley v. Rankin, 440, 038, 645 Coombs v. Lane, 111 Coombs v. O'Neal, 773 Coons v. North, 134 Cooper v. Bloodgood, 354, 447 Cooper v. Burns, 542 Cooper v. Denne, 731, 816, 817 Cooper v. Emery, 161 Cooper v. Cranberry, 380 Cooper, In re, 429 Cooper v. Phibbs, 863, 874 Cooper v. Reynolds, 94, 95 Cooper v. Singleton, 472, 601, 723 Cooper v. Sunderland, 103 Cooper v. Watson, 426 Cope v. Williams, 615, 629 Copeland v. Copeland, i87 Copeland v. Laun, 613 Copper v. Wells, 489 Coray v. Matthewson, 190, 724 Corbally v. Hughes, 506 Corbett v. Dawkins, 109, 648 Corbett v. McGregor, 855 Corbett v. Norcross, 55 Corbett v. Nutt, 769 Corbett v. Shulte, 191 Corcoran v. White, 485, 502 Core v. Strickler, 79 Core v. Wigner, 737, 817 Corn v. Bass, 303, 779 Cornell v. Andrews, 704, 722, 767 Cornell v. Jackson, 264, 339, 410,537 Cornish v. (iapron, 339 Cornwall v. Williams, 480 Cornwell v. Clifford, 444 Corrall v. Cattell, 817 Corson v. Mulvany, 496 Corus' Case, 352 Corwin v. Benham, 77, 118 Corwith v. Griffing r 97 Coster v. Monroe Mfg. Co., 153, 331, 837, 838 Costigan v. Hastier, 481 Costigan v. Hawkins, 860 Cotes v. Raleigh, 828 Cotton v. Ward, 537, 766, 811 Cottrell v. Cottrell, 154 Cottrell v. Watkins, 737 Coudert v. Say re, 301 Coughenour v. Swift, 667 Coulson v. Wing, 116 Courtright v. Courtright, 563 Covell v. Cole, 492 Coverly v. Burrell, 30 Coves v. Hallahan, 777 Cowan v. Kane, 300, 492, 497, 778 Cowdrey v. Coit, 371 Cowdrey v. Cuthbert, 506 XXX11 TABLE OF CA [EEFEKZNCES ABE TO PAGES.] Cowen v. Withrow, 130 Cowley r. Watts, 21 Cox v. Coven ton, 774 Cox v. Cox, 91, 737, 752 Cox v. Davis, 88 Cox v. Henry, 214, 230, 391, 404, 414, 415, 421* 451, 660, 673 Cox v. Johnson, 506 Cox v. Middleton, 21 Cox v. Strode, 213, 271, 395, 430 Coyne v. Souther, 119 Crabtree v. Levings, 47, 154 Craddock v. Shirley, 189, 195, 800 Craft v. La Tourette, 625 Craft v. Merrill, 130 Craig v. Donovan, 269 Craig v. Heis, 292, 447 Craig v. Lewis, 302, 552 Craig v. Martin, 804 Cramer v. Benton, 544 Cramer v, Mooney, 796 Crane v. Collenbaugh, 368 Craven v. Clay, 370 Crawford v. Kebler, 243, 590, 690 784 Crawford v. Murphy, 645, 668 Crawford v. Pendleton, 360 Crawley v. Timberlake, 724 Crayton v. Munger, 112 Creigh v. Boggs, 822 Creighton v. Pringle, 568 Crenshaw v. Smith. 410 Creps v. Baird, 118 Crippen v. Bauinrs. 570 Cripps v. Read, 152, 648 Crisfield v. Storr, 336, 357, 377, 401, 417, 422, 434 Critchett v. Cooper, 35, 205 Critchfield v. Kline, 559 Crittenden v. Craig, 235 Crittenden v. Posey, 215, 415 Crockett v. Crocke'tt, 576 Croft v. Thornton, 519 Cronister v. Cronister, 673 Cronk v. Trumble, 200 Crocker v. Jewell, 380, 381 Crop v. Norton, 480 Crosby v. Thedford, 754 ("rosier v. Acer, 865 Cross v. Devine, 224 ( 'ross v. Freeman, 39 Cross v. Martin, 538 doss v. Noble, 298, 652, 666, 667 Cross v. Robinson, 385, 525 Cross v. Zane, 140 Crosse v. Young, 352 Crotzer v. Russell, 675 ('router v. Crouter, 753 Crowder, Ex parte. 153 Crowe v. Ballard. 188 Crowley v. Lumber Co., 300 Crowell v. Packard, 649 Croxall v. Sherrard, 737 Cram v. Cotting, 382 Cram v. Loud, 561 Crutcher v. Stump, 356 Crutchfield v. Danilly. 238, 244 Crutchfield v. Hewett, 761 Culbertson v. Blanc-hard, 624, 856 Culler v. Motzer, 668 Cullum v. Br. Bank, 242, 244, 443, 685, 843 Culver v. Avery, 13, 661, 687 Cumming's Appeal, 121, 126 Cummings v. Freer, 576 Cummings v. Harrison, 429 Cummings v. .Holt, 351 Cummins v. Boyle, 453, 704, 839 Cummins v. Kennedy, 361, 381, 391, 395 Cunningham v. Anderson, 115 Cunningham v. Blake, 767 Cunningham v. Buck, 129 Cunningham v. Depew, 481, 489 Cunningham v. Fithian, 194 Cunningham v. Gwinn, 589 Cunningham v. Knight, 377 Cunningham v. Sharp, 35, 732, 741, 767, 827 Curd v. Davis, 458 Curling v. Flight, 819 Curling v. Shuttleworth, 708 Curran v. Banks, 506 Currie v. Cowles, 488 Currie v. Xind, 734 Curtis v. Deering, 360, 433 Curtis v. Gooding, 138 Curtis v. Hawley, 390, 727 Cushing v. Spalding, 768 Cushman v. Blanchard, 419 Cuthbertson v. Irving, 387 Cutter v. Waadingham, 552 Cutts v. Thodey, 187 Cypress Lumber Co. v. Tiller, 494 Daggett v. Reas, 272, 356 Dahl v. Pross, 505 Dahle v. Stakke, 289, 318, 463. 469 Daisy Realty Co. v. Brown, 306 Dail v. Moore, 58, 61 Daily v. Litchfield, 704 Dalby v. Pullen, 805 Dale v. Shively, 256, 272, 404, 420, 421 Dale v. Sollett, 596 Dallmyer v. Ferguson, 738 Dalton v. Bowker, 392 ? 428, 430 Dalton v. Taliaferro, 146, 281 Daly v. Bernstein. 600, 601 Dalzell v. Crawford, 710, 752 TABLE OF CASES. [REFERENCES ABB TO PAGES.] Damra v. Moors, 571 Dana v. Goodfellow, 282 Dane v. Derber, 559, 506 Danforth v. Smith, 274, 397 Daniel v. Baxter, 591 Daniel v. Hollingshed, 180 Daniel v. Leitch, 78, 80, 92 Daniel v. Smythe, 782 Daniell v. Shaw, 710, 778 Daniels v. Newton, 19 Danly v. Rector, 118 Darlington v. Hamilton, 29, 777 Darrow v. Cornell, 733 Darrow v, Horton, 805 Dart v. Barbour, 573 Dart v. Dart, 545 Dart v. McQuilty, 494 Darvin v. Hillfield, 82 Daughtry v. Knolle, 337, 866 Davar v. Caldwell, 764 Davenport v. Bartlett, 363, 364, 370, 374 Davenport v. Latimer, 195, 481 Davenport v. Scovil, 571 Davenport v. Whisler, 676 Davidson v. Cox, 263, 386 Davidson v. Keep, 580 Davidson v. Moss, 236, 855 Davidson v. Van Pelt, 36 Davies v. Hughes, 109 Davis v. Agnew, 524 Davis v. Bean, 469 Davis v. Beasley, 58 Davis v. Evans, 194 Davis v. Gaines, 137 Davis v. Heard, 251, 252, 691, 858 Davis v. Henderson, 36, 148 Davis v. Hunt, 121 Davis v. Lewis, 226 Davis v. Logan, 359, 841 Davis v. Lyman, 256, 259, 263, 31 i, 338 Davis v. Murray, 126, 477 Davis v. Parker, 496 Davis v. Rogers, 573, 575 Davis v. Shields, 44 Davis v. Smith, 351, 365, 392, 427 Davis v. Symonds, 581 Davis v. Tollemache, 439, 515 Davis v. Watson, 616, 827 Davis v. Wilbourne, 424, 430 Davison v. De Freest, 460 Davison v. Perrine, 696 Dawes v. Betts, 30 Dawson v. Shirley, 145 Day v. Browne, 155. Day v. Burnham, 149 Day v. Chism, 361, 433 Day v. Kingsland, 743, 746, 761 Day v. Nason, 220 Dayton v. Citizens' Nat. Bank, 575 Dayton v. Dusenberry, 843, 845 Dayton v. Melick, 460 Deacon v. Doyle, 307 Deal v. Dodge, 444, 461, 635, 644, 695 Dean v. Morris, 123 Dearth v. Williamson, 35 De Chaumont v. Forsyth, 381 Deck's Appeal, 298 Decker v. Schulze, 241, 854 De Courcey v. Barr, 59 Deery v. Cray, 65 De Forest v. Leete, 322, 320 De Haven's Appeal, 77 Deichman v. Deichman, 205 Lie Jarnatt v. Cooper, 506, 574 De Kay v. Bliss, 400 Delafield v. James, 726 Delavan v. Duncan, 203 Delavergne v. Norris, 315, 317, 469 De Long v. Spring Lake Co., 304, 415 Demarest v. Friedman, 746 Demarest v. Hopper, 545 Demarett v. Bennett, 472, 474, 847 Demars v. Koehler, 299 Demmy's Appeal, 116 Den v. Demarest, 542 Den v. Geiger, 67, 259 Den v. Hamilton, 71 Den v. Young, 121 Denn v. Cornell, 541 Denne v. Light, 21 Denning v. Cresson, 253 Dennis v. Heath, 365, 371, 446, 464 Dennis v. Strasburger, 200, 792, 794, 795 Dennison v. Ely, 53 Denny v. Wicklifl'e, 693, 723, 842 Denson v. Love, 370, 466 Denston v. Morris, 252, 846 Dentler v. Brown, 510, 512, 668 Dentler v. O'Brien, 809 DePeyster v. Murphy, 290, 292, 293, 295 Derr v. Wilson, 92 De Saussuer v. Bollman, 761 Des Moines, etc., R. E. Co. v. Beale, 164 Desverges v. Willis, 305, 836 Detroit R. Co. v, Griggs, 843 Deverell v. Bolton, 134, 187, 188 Devin v. Hendershott, 385 Devin v. Himer, 219 Devine v. Lewis, 402 Devine v. Rawle, 292 Devling v. Little, 39 Devore v. Sunderland, 265, 209 Devour v. Johnson, 430 Dewey v. Campau, 64, 65 DeWolf v. Hayden, 540 DeWolf v. Mallet, 123 Dexter v. Manly, 343, 433, 435, 437 XXXIV TABLE OF CASES. [REFERENCES ABE TO PAGES.] Dial v. Grain, 581 Dickinson v. Colgrove, 737 Dickerson v. Davis, 70 Dickins v. Shepherd, 391, 410 Dickinson v. Dickinson, 773 Dickinson v. Glenney, 555, 575, 576 Dickinson v. Hoomes, 146, 148, 151, 311, 339, 379, 387 Dickinson v. Talbot, 519, 539 Dickinson v. Voorhees, 337, 667 Dickson v. Desire, 265, 269, 401 Diggle v. Boulden, 796 Diggs v. Kirby, 233, OoO, 684 Dikeman v. Arnold, 778 Dill v. Noble, 727 Dill v. Wareham, 654 ^illahunty v. R. Co., 368, 405, 406 Dillingham v. Estill, 452 Dimmick v. Lockwood, 321, 322, 397 Disbrow v. Folger, 772, 758 Disbrow v. Harris, 452 Dix v. School District, 448 Dixon v. Astley, 189 Dixon v. Rice, 498 Dixon v. Robbins, 62 Doan v. Mauzy, 487 Doane v. Willcutt, 439, 542, 546 Dobbins v. Brown, 334, 354, 355, 356 Dobbs v. Norcross, 732 Doctor v. Hellberg, 494 Dod v. Paul, 557 Dodd v. Nelson, 128 Dodd v. Seymour, 34, 150, 155 Dodd v. Templeman, 106 Dodd v. Toner, 467 Dodd v. Williams, 531 Dodson v. Cooper, 512 Doe v. Anderson, 100 Doe v. Dowdall, 534 Doe v. Oliver, 531, 532 Doe v. Quinlan, 519 Doe v. Smith, 130 Doe v. Stanion, 20, 28 Doebler's Appeal, V21, 766 Doggett v. Emerson, 699 Doherty v. Dolan, 12, 214 Doll v. Pizer, 758 Dom. Bldg. Asso. v. Guardiano, 167 Dominick v. Michael, 542, 817 Donaldson v. Waters, 615 Donlon v. Evans, 20, 392 Donnell v. Thompson, 274, 300, 324, 334, 404 Donner v. Redenbaugh, 229 Donohoe v. Emery, 156, 347 Donovan v. Frisker, 695 Donovan v. Twisl, 525 Doody v. Hollwedel, 765 Doom v. Curran, 392, 422 Doremus v. Bond, 456 Dorincturt v. La Croix, 214 Dorr v. Steichen, 572 Dorsey v. Dashiell, 282 Dorsey v. Gassaway, 544 Dorsey v. Hobbs, 589 Dorsey v. JacKman, 668, 672 Dorsey v. Kendall, 100 Doswell v. Buchanan, 532, 533 Dotson v. Bailey, 580, 700 Dougald v. Dougherty, 520 Dougherty v. Duval, 379, 401 Doughty v. Cottraux, 472 Douglas v. Lewis, 342 Douglas v. Scott, 529 Doupe v. Genin, 353 Dow v. Lewis, 154, 157 Dowdney v. Mayor, 296 Dowdy v. McArthur, 172 Downer v. Fox, 512 Downer v. Smith, 256, 258, 318, 41) Downey v. Seib, 721 Dowson v. Solomon, 188, 191, 821 Doyle v. Brundred, 391 Doyle v. Hord, 337, 357, 865 Drake v. Baker, 213, 21(i, 217, 228, 391 Drake v. Barton, 20, 145 Drake v. Cockroft, 353 Drake v. Collins, 503 Drake v. Shiels, 22 Drennere v, Boyer, 19i), 611 Dresbach v. Stein, 76, 78 Dresel v. Jordan, 73, 765, 792, 807 Drew v. Clark, 871, 875 Drew v. Corporation, 785 Drew v. Pedlar, 204 Drew v. Smith, 405 Drew v. Towle, 363, 391, 446, 467 Driggin v. Cassaday, 98, 100 Driggs v. Dwight, 211 Drinker v. Byers, 660, 670, 673 Driver v. Spence, 12 / Droge v. Cree, 720, 769 Drury's Case, 127 Drury v. Connor, 492 Drury v. Imp. Co., 286 Drury v. Shumway, 365, 398 Drysdale v. Mace, 28 Dubay v. Kelly, 410, 418 Dubois v. James, 798 Dutchess of Kingston's Case, 525 Dudley v. Bryan, 605 Dudley v. Cadwell, 529 Dudley v. Folliott, 351 Duff v. Wilson, 366 Duffield v. Wilson, 587 Duffield v. Scott, 418, 426 Duffy v. Sharp, 292 Dufief v. Boykin, 37, 589 Dufour v. Cambranc, 136 Duke- v. Barnett, 28, 29 Duluth Land Co. v. Klovdahl, 794 TABLE OF CASES. [REFERENCES ARE TO PAGES.] xxxv Dumars v. Miller, 213, 217 Dunghee v. Geoghegan, 215 Dunbar v. Tredennick, 188 Duncan v. Blair, 284 Duncan v. Cafe, 188, 190 Duncan v. Charles, 206 Duncan v. Gainey, 138, 140 Duncan v. Jeter, 694, 696 Duncan v. Lane, 446 Duncanson v. Manson, 99 Duncan v. McCullough, 523 Duncan v. Tanner, 231 Dundas v. Hitchcock, 67 Dundy v. Chambers, 59 Dunfee v. Childs, 90 Dunham v. New Britain, 568 Dunkleberger v. Whitehill, 372 Dunklee v. Wilton R. Co., 309 Dunlap v. Dougherty, 57 Dunlap v. Hepburn, 692 Dunn v. Frazier, 122, 140 Dunn v. Huether, 778 Dunn v. Mills, 188, 191, 615 Dunn v. White, 291, 443, 455 Dunnica v. Sharp, 213, 222, 392 Dunning v. Leavitt, 447, 461 Dupre v. Thompson, 561, 575 Depuy v. Roebuck, 363 Durand v. Williams, 263 Durham v. Hadley, 20, 788, 797 Duroe v. Evans, 283 Durrett v. Piper, 300 Dussaume v. Burnett, 58 Dustin v. Newcomer, 212 Dutch v. Warren, 596 Dutch Church v. Mott, 755. 798, 804 D'Utricht v. Melchoir, 679, 864 Dutton v. Gerish, 283 Duval v. Craig, 156, 282, 326, 339, 360 Duval 1 v. Parker, 709, 740, 743 Dwight v. Cutler, 20, 35, 145, 148. 150, 276, 594, 704, 749 Dwight's Case, 126 Dwinel v. Veazie, 153 Dworsky v, Arndstein, 746, 758 Dye v, Montague, 207, 208 Dye v. Thompson, 519 Dyer v. Britton, 371 Dyer v. Dorsey, 229, 231 Dyer v. Ladomus, 292 Dyer v. Wightman, 354 Dyett v. Pendleton, 352 Dyker, M. L. & I. Co. v. Cook, 706, 781 E. Eads v. Murphy, 455, 615 Eames v. Der Germania Turn Verein. 185, 697 Eames v. Savage, 15 Earl v. Campbell, 589, 732, 781 Earle v. Bickford, 654 Earle v. De Witt, 649, 657, 676, 678 Earle v. Middleton, 399, 416 Early v. Douglas, 7o6 Early v. Garrett, 238,' 685 Easter v. Sever in, 561, 563 Easton v. Montgomery, 20, 163, 160, 592, 794, 795, 800, 805 East Tenn. Nat. Bank v. First Nat. Bank, 438, 515, 684 Eaton v. Chesbrough, 294 Eaton v. Eaton, 575 Eaton v. Lyman, 265, 276, 315, 317, 321, 427 Eaton v. Tallmadge, 448 Eberhardt v. Miller, 741 Ebling v. Dwyer, 714, 722, 756 Eby v. Eby, 34, 35 Eby v. Elder, 671, 672 Eccles v. Timmons, 86 Edde v. Cowan, 141 Eddleman v. Carpenter, 521 Eddy v. Chace, 310 Eden v, Blake, 32 Edgerton v. Page, 353 Edmison v. Zaborowski, 795 Edmonds v. Cochran, 203 Edington v. Nix, 318, 4*6, 639 Edwards v. Bodine, 447, 459, 838 Edwards v. Clark, 291, 298, 299 Edwards v. Davenport, 525, 541 Edwards v. McLeay, 233, 238, 239, 680, 684 Edwards v. Morris, 447, 738 Edwards v. Roys, 259 Edwards v. Strode, 607 Edwards v. Van Bibber, 192, 733 Edwards v. Varick, 544 Edwards v. Wickwar, 28 Egan v. Yeaman, 315, 316, 844 Eggers v. Busch, 706, 810 Ela v. Card, 271, 409 Elam v. Donald, 14 Elder v. Chapman, 579, 793 Elder v. First Nat. Bank, 460 Elder v. McCloskey, 737 Elder v. True, 398 Elfenheim v. Von Hafen, 14, 594 Eller v. Moore, 301, 360 Elkin v. Timlin, 661 Elliot v. Boaz, 624, 625, 028, 696 Elliot v. Fiersol, 72, 98 Elliot v. Santtey, 424 Elliott v. Blair, 806 Elliott v. Osborn, 61 Elliott v. Sackett, 567 Elliott v. Thompson, 391, 404, 447 Ellis v. Anderton, 31, 86, 595, 601 Ellis v. Croselsy, 367, 406, 552, 675 Ellis v. Ellis, 138 XXXVI TABLE OF CASES. [REFEBENCES ABE TO PAGES.] Ellis v. Hoskins, 612 Ellis v. Lockett, 73, 726 Ellis v. Welch, 351, 354, 355 Else v. Kennedy, 575 Ely v. Hergesell, 380, 386 Emerson v. Hfles, 826 Emerson v. Minot, 356 Emerson v. Hoof, 802 Emerson v. Samson, 520 Emerson v. Wash. Co., 648 Emery v. Grocock, 712, 714, 737 Emery v. Pickering, 818 Emmons v. Moore, 238 Engel v. Fitch, 210, 21^, 214, 229 England v. Clark, 112, 118, 122 England v. Garner, 90, 97, 107 Englander v. Rogers, 202, 795 English v. Benedict, 235, 855 English v. Thompson, 638, 848 Ennis v. Leach, 153 Ensign v. Colt, 301, 324, 362 Erdman v. Corse, 737 Erickson v. Bennett, 223, 224, 225 Ernst v. Parsons, 268, 312 Erwin v. Myers, 492, 702 Espy v. Anderson, 150, 163, 276, 748, 786, 787 Estabrook v. Smith, 287, 298, 370, 372, 402, 403 Estell v. Cole, 481, 619, 723, 732 Estep v. Estep, 444 Estep v. Watkins, 778 Evans v. Ashby, 98, 99 Evans v. Bicknell, 236 Evans v. Boiling, 795, 802, 865 Evans v. Gerry, 710, 749, 800 Evans v. Dendy, 86, 475 Evans v, Jones, 669 Evans v. Kingsberry, 492, 828 Evans v. McLucas, 333, 475, 477 Evans v. Saunders, 347 Evans v. Snyder, 138 Evans v. Taylor, 291, 725, 778, 780 Eveleth v. Crouch, 389 Everett v. Dilley, 295 Everett v. Marston, 295 Eversole v. Eversole, 827 Everson v. Kirtland, 36 Everts v. Brown, 338 Ewart v. Bowman, 601 Ewing v. Handley, 702 Ewing v. Thompson, 214 Eyre v. Woodfine, 127 Eyston v. Symond, 798, 799 Eyton v. Dicken, 712, 738 F. Fagan v. Davidson, 161, 219, 726, 731, 786 Fagan v. McWhirter, 473 Fahy v. Cavanagh, 728 Faile v. Crawford, 765, 820 Failing v. Osborne, 447, 600 Fairbanks v. Williamson, 550 Fairbrother v. Griffin, 382 Fairchild v. Marshall, 714 Faircloth v. Isler, 148, 153 Faircloth v. Jordan, 531 Fairfax v. Lewis, 207 Falkner v. Eq. Kev. Society, 713 Falkner v. Guild, 36 Falkner v. Hackett, 460 Fant v. Wright, 738 Faries v. Smith, 432 Farley v. Bryant, 540, 568, 569, 573 Farley v. laler, 542 Farley v, Howard, 302 Farmers' & Mech. Bank v. Detroit, 569, 5/3 Farmers' Bank v. Galbraith, 667,673 Farmers' Bank v. Glenn, 404, 537 Farmers' Loan & Trust Co. v. Malt- by, 532 Farmers' Bank v. Martin, 81 Farmers' Bank v. Peter, 81, 142 Farnham v. Hotchkiss, 447, 458, 462 Farnsworth v. Duffner, 664 Farnum v. Buffum, 69 Farnum v. Peterson, 527 Farrell v. Lloyd, 240, 684 Farrington v. Tennessee, 641 Farrington v. Tourtellot, 305 Farrow v. Mays, 475 Fash v. Blake, 50 Favill v. Roberts, 139 Feemster v. May, 35, 611, 616 Fehrle v. Turner, 445, 838 Feiner v. Reiss, 771 Felix v. Devlin, 492, 721 Fellows v. Evans, 447 Fenton v. Alsop, 854 Fenwick v. Buff, 574 Ferebee v. Hinton, 62 Ferguson v. Dent, 344 Ferguson v. Teel, 587 Fermor's Case, 105 Ferrell v. Alden, 428 Ferris v. Crawford, 286 Ferris v. Harshea, 356, 365 Ferris v. Plumber, 712 Ferry v. Sampson, 746 Person v, Sanger, 857 Fewster v. Turner, 481 Field v. Snell, 380, 389 Fields v. Clayton, 559, 854 Fields v. Hunter, 430 Fields v. Baum, 587 Fields v. Squires, 347, 379, 440, 547 Fierce v. Houghton, 305, 308, 564 Fife v. Clayton, 32 Fillingin v. Thornton, 842 Finch v. Edmondson, 115 TABLE OF CASES. [REFERENCES ARE TO PAGES.] xxxv ; i Final v. Backus, 69 Findlay v. Toncray, 147, 334, 356 Findley v. Horner, 198 Finley v. Steele, 342 Finn v. Sleight, 552 Finton v. Eggleston, 366 First Af. Soc. v. Brown, 707 First Af. M. E. Church v. Brown, 743 Fist Nat. Bank v. Gough, 559, 560, 573 First Nat. Bank v. Wentworth, 569, 575 Fish v. Cleland, 250 Fish v. West, 589 Fishback v. Williams, 608, 797 Fisher v. Abney, 474 Fisher v. Dow, 472, 474 Fisher v. Kay, 488 Fisher v. Parry, 270 Fisher v. Salmon, 467 Fisher v. Wilcox, 721 Fisher v. Wood, 106 Fitch v. Baldwin, 261, 552, 855, 863 Fitch v. Casey, 34 Fitch v. Fitch, 540 Fitch v. Polke, 241, 834, 837 Fitch v. Seymour, 302 Fitch v. Wollard, 25, 37, 149 Fitts v. Hoitt, 300, 599, 778 Fitzer v. Fitzer, 285 Fitzgerald v. Peck, 871 Fitzhugh v. Croghan, 255, 260, 538 Fitzhugh v. Land Co., 698 Fitzpatrick v. Featherstone, 695 Fitzpatrick v. Fitzpatrick, 43 Fitzpatrick v. Hoffman, 424, 677 Fitzpatrick v. Leake, 773 Fitzpatrick v. Sweeny, 762 Flagg v. Eames, 54 Flanary v. Kane, 54, 520. Flannagan v. Oberimer, 182 Flannagan v. Young, 73 Flannigan v. Fox, 727 Flanniken v. Neal, 377 Fleming v. Burnham, 721, 769 Fleming v. Harrison, 148 Fleming v. Holt, 133, 153 Fletcher v. Beck, 641 Fletcher v. Button, 17, 36, 211, 213, 223, 617 Fletcher v. Moore, 812 Fletcher v. Wilson, 538, 798 Flight v. Booth, 194 Flinn v. Barber, 20, 590 Flint v. Steadman, 415 Flint v. Woodin, 193 Floom v. Beard, 278 Florence Oil Co. v. McCandless, 492, 616, 626, 822 Florentine v. Barton, 98 Fluyder v. Cocker, 820 Fly v. Brooks, 572 Flureau v. Thornhill, 212, 215, 210 Flynn v. Bourneuf, 283 Flynn v. White Breast Coal Co., 308 Fogarty v. Finlay, 63 Foley v. City of Haverhill, 293 Foley v. Crow, 822, 820 Foley v. Keegan, 213 FO!K v. Varn, 50 Folliard v. Wallace, 351, 353, 431, 434, 726, 727 Follett v. Grant, 256 Folts v. Huntley, 355 Foot v. West, 205, 208, 595 Foote v. Burnett, 265, 269, 321, 384 Foote v. Clarke, 156, 257, 522 Force v. Butcher, 587 Ford v. Belmont, 760 Ford v. Schlosser, 737 Ford v. Walworth, 100, 377 Ford v. Wright, 742 Ford v. Yates, 32 Fordyce v. Ford, 187 Fore v. McKenzie, 88, 112 Foreman v. Wolf, 737 Forest v. Camp, 127 Forster v. Abraham, 714 Forster v. Hoggart, 28, 29 Forster v. Scott, 778 Forsyth v. Leslie, 187, 737, 747, 787 Forteblow v. Shirley, 819 Forthman v. Deters, 509 Fort Jeff. Imp. Co. v. DuPeyster, 625 Fort Payne Coal & I. Co. v. Webstvr. 807 Fosdick v. Burr, 121 Fosgate v. Herkimer Mfg. Co., 798 Foshay v. Shafer, 357 Foss v. btrachn, 539 Foster v. Dwinel, 552 Foster v. Foster, 301, 308, 320, 322 Foster v. Gillam; 683 Foster v. Gressett, 194, 244, 696, 85.* Foster v. Herkimer Mfg. Co., 202, 506 Foster v. Jared, 612 Foster v. Kennedy, 235 Foster v. Lyons, 848 Foster v. Thompson, 415 Foster v. Woods, 287 Foster v. Young, 156, 157 Foute v. Elder, 603 Fowler v. Cravens, 696, 697 Fowler v. Johnson, 213 Fowler v. Mnnheimer, 746 Fowler v. Poling, 256, 356, 358, 363, 436 Fowler v. Shearer, 542 Fowler v. Smith, 365, 443 Fowler v. Ward, 694 Fox v. Birch, 486 XXXV111 TABLE OF CASES. [REFERENCES ARE TO PAGES.] Fox v. Haughton, 2-t6 Fox v. Kitton, 041 Fox v. McGoodwiii, 78 Fox v. Mensch, 109, 674 Fox v. Widgery, 552 Foy v. Houghton, 342 Fraker v, Brazelton, 799 Franchot v. Leach, 682 Francis v. Hazelrig, 733 Franciscua v. Reigert, 409 Frank v. Riggs, 443, 838 Franklin v. Dorland, 520 Franz v. Orton, 480 Fraser v. Prather, 49 Fratt v. Fiske, 622 Frazer v. Robinson, 641 Frazer v. Supervisors, 256, 258, 271, 414 Frazier v. Boggs, 34 Frazier v. Tubb, 864 Frederick v. Campbell, 660, 673 Frederick v. Cox, 90 Freebody v. Perry, 486 Freedman v. Oppenheim, 739, 762, 763, 770 Freeland v, Pearson, 731 Freeligh v. Platt, 462, 609 Freeman v. Auld, 469 Freeman's Bank v. Vose, 574 Freeman v. Foster, 286, 288 Freeman v. Preston, 67 Freer v. Hesse, 713, 747, 748 Freetly v. Barnhart, 711, 769 Freize v. Chapin, 605 Freme v. Wright, 28, 724 French v. i'olsom, 306 French v. Howard, 851 French v. Genet, 513 French v. Pratt, 130 French v. Spencer, 549 Frenzel v. Miller, 248 Frey v. Rawson, 520 Freymoth v. Nelson, 368 Friedly v. Scheetz, 118, 157, 674 Friedman v. Dewees, 792 Frink v. Bellis, 314 Frink v. Darst, 343, 545 Frisbie v. Hoffnagle, 463 Frisby v. Ballance, 545 Frische v. Kramer, 138 Fristoe v. Latham, 680 Fritz v. Pusey, 290, 298, 300, 367, 407 Froman v. Froman, 483, 575 Frost v. Angier, 306 Frost v. Atwood, 95, 136, 138 Frost v. Bunson, 817 Frost v. Earnest, 355 Frost v. Knight, 19 Frost v. Raymond, 257 Frost v. Smith, 611 Frost v. Yonkers Sav. Bank, 120, 130 Fruhauf v. Bendheim, 777 Fryer v. Rockefeller, 63, 77, 762, 760 Fuchs v. Treat, 571 Fuhr v. Cronin, 742, 791 Fuhrman v. London, &7 r 670, 671 Fuller v. Savings Bank, 559 Fuller v. Hubbard, 150, 208, 591,777 Fuller v. Hovey, 803 Fuller v. Jillette, 292, 311 Fuller v. Williams, 208 Fulweiler v. Baugher, 418, 423 Funk v. Creswell, 333, 363, 367, 363 Funk v. Newcomer, 519 Funk v. Voneida, 281, 291, 308, 322 Furber v. Purdy, 597 Furman v. Caldwell, 141 Furman v. Elmore, 271, 374, 391, 39Tr> Hanrick v. Patrick, 548 Hanson v. Buckner, 370. 391. 396 Haralson v. Langford, 472. 473 Haran v. Stratton, 297, 348 Hardeman v. Cowan, 506 Harden v. Collins, 545 Hardigree v. Mitchum, 511, 874 Hardin v. Clark, 130 Hardin v. Harrington, 512 Hardin v. Kirk, 57 Harding v. Comm'l Loan Co.. 838 Harding v. Larkin, 363, 415, 417, 419, 421 Harding v. Nelthorpe, 244 Harding v. Olsen, 704, 811 Hardwick v. Forbes, 803 Hardy v. Nelson, 398, 430, 526 Hare v. Burges, 155 Hare v. Holloman, 107, 116 Harkreader v. Clayton, 506 Harland v. Eastland, 253 Harle v. McCoy, 618 Harlow v. Thomas, 301, 322 Harmer v. Morris, 529 Harn v. Smith, 521 Harnett v. Yielding, 500 Harpening v. Dutch Church, 737 Harper v. Dowdney, 296 Harper v. Jeffries, 510, 512, 668 Harper v. Perry, 378, 385 Harper v. Reno, 506 Harper v. Tidholm, 165 Harr v. Shaffer, 368 Harrass v. Edwards 765, 766 Harriman v. Gray, 550 Harrington v. Higgins, 205, 207, 790, 797 Harrington v. Murphy, 300, 315, 372 Harris v. Bolton, 201, 693 Harris v. Carter, 244, 792, 806 Harris v. Granger, 824, 829 Harris v. Newell, 273 Harris v. Rowan, 446 Harris v. Smith, 723 Harrison v. Boring, 546, 550 Harrison v. Deramus, 198 Harrison v. Harrison, lOo, 116 Harrison v. Palo Alto Co., 349 Harrison v. Platt, 789, 790 Harrison v. Shanks, 126 Harrison v. Soles, 512 Hart v. Bleight, 192 Hart v. Gregg, 547 Hart v. Handlin, 191, 691, 775 Hart v. Hannibal & St. J. R. Co., 446, 630, 857 Hart v. Porter, 666, 670, 674 Hart v. Smith, 132 Hartford Co. v. Miller, 263, 273 Hartley v. Costa, 538 Hartley v. Gregory, 282 Hartley v. James, 205, 594, 610, 738 Hartley v. Smith, 715, 730 Harth v. Gibbs, 119, 141, 142 Hartshorn v. Cleveland, 294 Hartzell v. Crumb, 214 Harvey v. Doe, 259 Harvey v. Morris, 619 Harvie v. Hodge, 519 Harwood v. Benton, 309 Harwood v. Bland, 187, 188 Harwood v. Lee, 316, 319 i Haseltine v. Simmons, 711 1 Hastings v. Hastings, 317, 327 Hastings v. Land Imp. Co., 296 Hastings v. O'Donnell, 649 Hastings v. Vaughn, 69 Hatch v. Barr, 49 Hatch v. Cobb, 487, 813 Hatcher v. Andrews, 302, 838. 839 Hatcher v. Briggs, 139 Hatt v. Rich, 714, 771 Haug v. Primeau, 115 Haven v. Grand June. R. Co., 426 Havens v. Foster, 873 TABLE OF CASES. xliii [REFERENCES ABE TO PAGES.] Havens v. Goudy, 613 Haverington's Case, 298 Hawes v. Rucker, 129 Hawes v. Swanzey, 193, 682 Hawkins v. Brown, 414 Hawkins v. Burruss, 66 Hawkins v. Johnson, 602 Hawn v. Norris, 618 Hawpe v. Smith, 110, 111 Hawralty v. Warren, 497 Hawthorn v. City Bank, 311, 321 Hayden v. Westcott, 60, 72 Hayes v. Bickerstaff, 361, 434 Hayes v. Bonner, 590, 664 Hayes v, Ferguson, 361 Hayes v. Nourse, 720, 788 Hayes v. Skidmore, 827 Hayes v. Tabor, 547 Raymond v. Camden, 107, 138 Hayner v. Smith, 353 Haynes v. Farley, 13, 18, 815 Haynes v. Lucas, 11 Haynes v. Seachrist, 574 Haynes v. Stevens, 386, 421, 526 Haynes v. White, 33, 34, 615 Haynes v. Young, 37 o Hays.v. Bonner, 683 Hays v. Dalton, 138 Hays v. Griffith, 90 Hays v. Trible, 746, 755, 805, 814 Hayward v. Lomax, 511 Hazelrig v. Hutson, 497 Hazlett v. Woodruff, 417 Headley v. Shaw, 180, 207 Head's Trustees, In re, 809 Headrick v. Wisehart, 285 Heaarick v. Yount, 78, 114 Heard v. Hall, 157 Hearne v. Tomlin, 189, 586 Hearne v. Tenant, 812 Heath v. Black, 127 Heath v. Crealock, 440, 517, 540 Heath v. Newman, 365, 446, 693 Heath v. Whidden, 311 Heavner v. Morgan, 606 Hebler v. Brown, 281, 357, 559 Heck v. Remka, 556 Hecker v. Brown, 754 Hecker v. Sexton, 759 Hedderley v. Johnson, 707, 730, 731 Hedges v. Kerr, 149, 154 Hedrick v. Smith, 419 Heflin v. Phillips, 281, 343, 363, 443, 838 Heidenburg v. Jones, 207 Heimburg v. Ismay, 228, 497, 775, 778 Heisch v. Adams, 650 Heller v. Cohen, 740, 762, 789 Hellreigel v. Manning, 731, 764 Helvenstein v. Higginson, 443, 615 Hemmer v. Hustace, 720, 753, 756 Hempstead v. Easton, .)41 Henderson v. Brown, 843 Henderson v. Grewell, 64 Henderson v. Hay, 145 Henderson v. Henderson, 300, 321, 402, 831 Henderson v. Lacon, 236 Henderson v. Overton, 119, 122, 517, 520, 551, 759 Henderson v. Perkins, 745 Henderson v. Rice, 6/ Hendricks v. Gillespie, 189, 731, 748, 783, 785, 804 Hendricks v. Goodrich, 695 Hendricks v. Kesee, 262 Hendricks v. Stark, 303, 779 Hendricks v. Wisehart, 285 Hendrickson v. R. Co., 128 Henning v. Withers, 271, 391 Henry v. Elliott, 646, 848 Henry v. Liles, 148, 492 Henry v. McEntyre, 377 Henry v. McKerlie, 513 Hensley v. Baker, 125 Hepburn v. Auld, 763, 805, 822 Hepburn v. Dunlop, 691, 7!)8 Heppinstall v. O'Donnell, 779 Herb v. Met. Hosp. & Disp., 325 Herbemont v. Sharp, 477, 641 Herbert v. Smith, 715 Herbert v. Stanford, 613 Herington v. Clark, 368 Herman v. Sommers, 716, 733 Herndon v. Venable, 213, 222 Herrick v. Moore, 290, 300, 325 Herrick v. Moore, 290, 30G, 325 Herrin v. Mclntyre, 384 Herrod v. Blackburn, 38 Herron v. DeBard, 473 Herryford v. Turner, 148, 446, 471. 599 Hersey v. Turbett, 667 Hertzberg v. Irwin, 668, 718, 759 Hertzog v. Hertzog, 213, 223, 225 Hester v. Hunnicuft, 368 Hewitt v. Powers, 573, 576 Heyn v. Ohmann, 436 Hiatt v. Callaway, 558 Hibbert v. Shee, 586 Hicks v. Hicks, 181 Hicks v. Lovell, 615 Hickson v. Linggold, 112, 625, 80.1 Hickson v. Rucker, 78 Higgina v. Eagleton, 14, 193, 203, 507, 815 Higgins v. Johnson, 515 Higginson v. Clowes, 31, 32 Hightower v. Smith, 739 Higley v. Smith, 156, 649 Higley v. Whittaker, 613 xliv TABLE OF CASES. [REFERENCES ABE TO PAGES.] Hilary v. Waller, 737 Hile v. Davison, 838 Hileman v. Wright, 559 Hill v. Bacon, 292 Hill v. Billingsly, 138 Bill v. Buckley, 491 Hii. v. Butler, 447 Hill v. Fiske, 487 Hill v. Hobart, 14, 33, 207, 214 Hill v. Ressegieu, 36, 151, 152 Hill v. Samuel, 506, 616, 695 Hill v. West, 542 Hilmert v. Christian, 280 Hilton v. Duncan, 625 Hinckley v. Smith, 824 Hinds v. Allen, 424, 430 Hines v. Jenkins, 430 Hines v. Richter, 211 Hines v. Robinson, 521 II inkle v. Margerum, 241 Hipwell v. Knight, 795, 802 Hiss v. McCabe, 60 Hitchcock v. Caruthers, 138 Hitchcock v. Fortier, 526 Hitchcock v. Giddings, 252, 652, 859, 866 Hitchins v. Pettingill, 566 Hite v. Kier, 594 Hoag v. Rathbun, 458, 841 Hoback v. Kilgore, 148, 151 Hobbs v. King, 381, 541 Hobein v. Drewell, 467 Hobson v. Bell, 25 Hobson v. Buchanan, 799 Hochster v. De La Tour, 19 Hodges v. Fabian, 116 Hodges v. Latham, 358 Hodges v. Litchfield, 220 Hodges v. Saunders, 154, 381 Hodgson v. Farrell, 107 Hoe's Case, 127 Hoffman v, Bosch, 392 Hoffman v. Colyer, 726 Hoffman v. Kirby, 409, 459, 556 Hoffman v. i82 Holloway v. Miller, 368. 400, 508 Holly v. Hirsh, 713, 728 Holman v. Creagmiles, 469 Holman v. Criswell, 11, 152 Holmes v. Holmes, 201, 220. 797, 831 Holmes v. Richards, 735, 744 Holmes v. Seaman, 402 Holmes v. Shaver, 80 Holmes v. Sinnickson, 391, 422 Holmes v. Wood, 756 Holt's Appeal, 762 Holtzinger v. Edwards, 118, 123 Holyoke v. Clarke, 156 Home Life Ins. Co. v. Sherman, 364 Homer v. Purser, 863 Honaker v. Shougli, 138 Hoock v. Bowman, 374, 810 Hood v. Clark, 281 Hood's Appeal, 418 Hood v. Huff, 616 Hooker v. Folsom, 366, 444 Hooper v. Armstrong, 458 Hooper v. Henry, 526 Hooper v. Jackson, 808 Hooper v. Sac. Co. Bank, 372 Hoot v. Spade, 410 Hoover v. Chamber, 808 Hope v. Blair, 97 Hope v. Stone, 340, 540, 548 Hopkins v. Delaney, 63 Hopkins v. Lane, 380, 383 Hopkins v. Lee, 14, 214, 217 Hopkins v. Mayzck, 871 Hopkins v. Yowell, 215 Hopper v. Hopper, 497 Hopper v. Smyser, 286 Hopp v. Lutkin, 836 Hoppes v. Cheek, 351, 443, 838, 840 Hoppin v. Hoppin, 519 Horbach v. Boyd, 521 Horbach v. Gray, 671 Horn v. Butler, 725 Hornbeck v. Building Assn., 71 Hornbeck v. Westorook, 45 Home v. Rogers. 34, 195, 197, 603, 757 Hooner Y. Lowe, 650 Horner v. State Bank, 9S) Horrigan v. Rice, 261 Horrocks v. Rigby, 491 Horsford v. Wrfeht, 398 Horton v. Arnold, 448, 616 Hosford v. Nichols, 146 TABLE OF CASKS). [REFERENCES ABE TO PAGES.] xlv Hough v. Rawson, 604 Hough taling v. Lewis, 657 House v. Kendall, 587, 769 House v. McCormick, 520 Houslay v. Lindsay, It Houston v. Dickinson, 400 Houston v. Henley, 194, 834, 84J Houston v. Randolph, 65 Houx v. Bates Co., 570 Howard v. Doolittle, 353 Howard v. ]Sorth, 137 Howard v. Randolph, 43, 456, 477 Howe v. Harrington, 155, 545 Howe v. Hunt, 712 Howe v. Hutehinson, 164 Howe v. Walker, 283 Howell v. Richards, 255, 338, 351 Howes v. Barker, 657 Howland v. Bradley, 502 Hoxie v. Finney, 548 Hoy v. Smythies, 2!) Hoy v. Taliaferro, 367, 446 Hoyt v. Dimon, 529 Hoyt v. Ketcham, 776 Hoyt v. Tuxbury, 165, 786, 802 Hubbard v. Chappel, 458, 844 Hubbard v. Norton, 306, 322, 380, 410 Hubert v. Grady, 472 Hudgin v. Hudgin, 107, 138, 513 Hudson v. Max M. L, & I. Co., 492, 804 Hudson v. Steare, 300 Hudson v. Swift, 200, 612 Hudson v. Watson, 200, 208 Huff v. Chamberlain, 365 Huff v. Cumberland Val. Land Co., 365 Huff v. Reilly, 357, 414 Huffman v. Gains, 131 Hughes v. McNider, 459, 537, 813 Hughes v. Parker, 20, 21 Huish's Charity, In re, 715 Hulett v. Hamilton, 650 Hulfish v. O'Brien, 435, 667 Hull v. Hull. 107, 138, 340 Hulse v. White, 391, 416 Hume v. Bentley, 29, 184, 817 Hume v. Dessar, 844 Hume v. Pocock, 29, 249, 724 Humphrey v. Clement, 300, 497, 409 Humphrey v. McClenachan, 410, 860 Humphrey v. Wade, 78 Humphreys v. Hurtt, 555 Humphreys v. Moses, 734 Humpkey v. Norris, 15 Hun v. Bourdon, 191 Hundley v. Tibbitts, 792 Hunt v. Amidon, 358, 381, 451, 676 Hunt v. Marsh, 446 Hunt v. Middlesworth, 383, 463 Hunt v. Moore, 243, 246 Hunt v. Orwig, 381, 389, 405 Hunt v. Rousmaniere, 868, 872, 874 Hunt v. Silk, 191, 697 Hunt v. Smith, 494 Hunt v. Stearns, 808 Hunt v. Weir, 769 Hunter, In re, 20 Hunter v. Bales, 481, 821 Hunter v. Goudy, 201 Hunter v. Graham, 475 Hunter v. Jameson, 155 Hunter v. O'Neill, 34 Hunter v. Watson, 45 Huntley v. Waddell, 337, 342 Huntsman v. Hendricks, 412 Hurd v. Hall, 858, 860 Kurd v. Smith, 444 Hurley v. Brown, 480, 807 Hurley v. Coleman, 458 Hurst v, Litligrow, 382 Hurst v. McNeil, 180 Hurst v. Means, 15, 16, 603, 616,628 Hurt v. Blackstown, 190 Hurt v. McReynolds, 190, 478, 601 Hussey v. Roqueniore, 578 Huston v. Noble, 704 Hutchins v. Brooks, 109 Hutchins v. Carleton, 50 Hutchins v. Moody, 300 Hutchins v. Rountree, 415 Hutchinsou v. A ins worth, 576 Hutchinson v. Crowley, 201 Hutchinson v. McNutt, 480, 797 Hutson v. Furnas, 557, 571 Huyck v. Andrews, 302, 304, 308 Hyatt v. Seeley, 151 Hyde v. Dallaway, 31, 737 Hyde v. Keller, 201, 692, 772 Hyde v. Kelly, 493 Hyde v. Redding, 103 Hyman v. Boston Chair Mfg. Co., 343, 364 Hymes v. Branch, 710, 720, 767 Hymes v. Esty, 304, 306, 310, 413 Hymes v. Van Cleef, 391 Hyne v. Campbell, 762, 766, 860 Hynes v. Oldham, 92 Hynes v. Packard, 409 Hyslip v. French, 695 Ice v. Ball, 657 Ikelheimer v. Chapman, 113 111. Land Co. v. Boomer, 385, 389, 525 Inderlied v. Honeywell, 356 Ingalls v. Cook, 293, 526 Ingalls v. Eaton, 275, 277, 279 Ingalls v. Hsilin. 12, 17, 719 Inge v. Lippingwell, 581 Ingraham v. Grigg, 63, 70 xlvi TABLE OF CASES. [REFERENCES ARE TO PAGES.] Ingraham v. Ward, 445 Ingram v. Little, 49 Ingram V. Morgan, 245, 833, 839 Inness v, Agnew, 205, 333 Innis v. Willis, 20, 587, G91 Ins. Co. v. Marshall, 650 Irbey v. Wilson, 103 Irick v. Fulton, 8G9 Irvin v. Askew, 214 Irvin v. Blackley, 201, 205, 539 Irvine v. Irvine, 5, 11, 539, 551 Irving v. Browuell, 68 Irving v. Campbell, 721, 728, 763 Isaacs v. Skrainka, 798, 829 Isele v. Arlington Sav. Bank, 302 Ishmael v. Parker, 200 Isler v. Eggers, 619 Ives v. Kimball, 62 Ives v. Niles, 336, 426, 671, 673 Ives v. Pierson, 112 Ivey v. McKennon, 106 J. Jack v. McKee, 214 Jackson v. Ashtou, 692 Jackson v. Bradford, 534, 547 Jackson v. Brown, 137 Jackson v. Bull, 5, 16, 544 Jackson v. Cory, 45 Jackson v. Conlin, 164 Jackson v. Dermont, 259 Jackson v. Edwards, !)(), 498, 804, 830 Jackson v. Fosbender. 458 Jackson v. Green. 257. 339 Jackson v. Hoffman, 286, 341, 524 524 Jackson v. Hubbell, -183, 544 Jackson v. Knight, 607 Jackson v. Ligon, 187, 195, 800, 813, 817, 827 Jackson v. Littell, 52.'), 544 Jackson v. Marsh, 424 Jackson v. McCauley, 357, 371 Jackson v. McGinniss. 137 Jackson v. Mills, 524 Jackson v. Moncrief, 618 Jackson v. Murray, 544, 732, 769, 813 Jackson v. Norton, 635, 834, 847 Jackson v. Peck, 544 Jackson v. Rosevelt, 128, 129 Jackson v. Sassaman, L80 Jackson v. Schoonmaker, 44 Jackson v. Sellick, 362 Jackson v. Summerville, 523 Jackson v. Turner, 214, 391, 414 Jackson v. Vanderheyden, 541, 542 Jackson v. Waldron, 550 Jackson v. Walsh L. Co., 849 Jackson v. Whitehead, 28, 30 Jackson v. Winslow, 519, 544, 546 Jackson v. Wright, 483 Jacobs v. Locke, 494 Jacobs v. Morrison, 715 Jacocks v. Gillian, 330 Jacoway v. Gault, 64, 71 Jacques v. Vigo Co., 481 James v. Cutler, 566 James v. Hayes, 444, 657 James v. Jenkins, 307, 309 James v. Lamb, 404 James v. Lawrenceburgh Ins. Co., 463 James v. Lichfield, 491, 500 James v. McKennon, 857 James v. Myers, 91, 711, 734, 756 James v. Warehouse Co., 306, 413 James v. Shore, 826 Jandorf v. Patterson, 856 Jaques v. Esler, 453, 468, 640. 838 Jarboe v. McAtee, 744, 754, 797 Jarden v, Lafferty, 436 Jarman v. Davis, 704 Jarrett v. Jarrett, 568 Jarvis v. Aiken, 531 Jasper v. Hamilton, 249, 250 Jayne v. Boisgerard, 138 Jayne v. Brock, 608 Jefferson v. Curry, 129 Jeffery v. Underwood, 50 Jeffries v. Jeffries, 776 Jendvine v. Alcock, 819 Jenkins v. Buttrick, 298 Jenkins v. Fahig, 799, 820 Jenkins v. Hilcs, 816 Jenkins v. Hopkins, 269, 320, 351 Jenkins v. Whitehead, 798 Jenkinson v. Ewing, 478, 648 Jenks v. Quinn, 93, 381 Jenks v. Ward, 298, 300 Jenness v. Parker, 446, 455 Jenness v. Spraker, 588 Jennings v. Brizendine, 556, 560 Jennings v. Jenkins, 78 Jennings v. Jennings, 79 Jerald v, Elley, 326 Jerome v. Scudder, 483, 492, 494 Jervois v. Duke of Northumberland, 706 Jeter v. Glenn, 281, 312, 356, 417, 422, 475 Jett v. Farmers' Bank, 433 Jctt v. Locke, 626 Jewell v. Bannon, 451 Jewell v. Porter, 519 Jewett v. Fisher, 289, 421 John's Estate, 115 Johns v. Frick, 118 Johns v. Hardin, 347, 366, 424, 426 Johns v. Nixon, 475 Johnson's Appeal, 673 Johnson v. Branch, 519, 547 Johnson v. Burnside, 620, 624 Johnson v. Caldwell, 137 TABLE OF CASES. [REFERENCES ABE TO PAGES.] xlvii Johnson v. Collins, 202, 291 Johnson v. Dorough, 603 Johnson v. Farlow, 521 Johnson v. Fuller, 484 Johnson v. Gere, 453, 637, 838 Johnson v. Hathorn, 657 Johnson v. Hollensworth, 280, 332 Johnson v. Houghton, 826, 864 Johnson v. Jarrett, 198 Johnson v. Jones, 446, 835, 848 Johnson v. Johnson, 524 Johnson v. Long, 472 Johnson v. McGhee, 62 Johnson v. Monell, 286 Johnson v. Nichols, 289 Johnson v. Nyce, 300, 359 Johnson v. Oppenheim, 353 Johnson v. Pryor, 244 Johnson v. Purvis, 476 Johnson v. Robertson, 137 Johnson v. Smock, 35 Johnson v. Sandhoff, 138 Johnson v. Silsfill, 609 Johnson v. Thweatt, 174 Johnson v. Tool, 38 Johnson v. Walton, 284 Johnson v. Williamson, 646 Johnson v. Wilson, 838 Johnson v. Wygant, 206, 207 Johnston v. Beard. 200, 208, 209 Johnston v. Gallery, 776 Johnston v. Haines, 58 Johnston v. Houghton, 22 Johnston v. Johnston, 206 Johnston v. Markle Paper Co., 284 Johnston v. Mendenhall, 38, 150 Johnston v. Piper, 148, 149 Johnston v. Powell, 472 Johnston v. Scott, 52 Jones v. Bland, 436 Jones v. Blumenstein, 123 Jones v. Coffey, 106 Jones v. Cohen, 655 Jones v. Cohitsett, 265 Jones v. Davis, 291, 293 Jones v. Fulghum, 458, 639 Jones v. Gardner, 1, 35, 49, 300, 778 Jones v. Haff, 731 Jones v. Hanna, 724 Jones v. Jones, 424, 434 Jones v. Keen, 240 Jones v. King, 519 Jones v. Manley, 138 Jones v. Noe, 444 Jones v. Phillips, 36, 148 Jones v. Richmond, 356, 382 Jones v. Robbins, 812 Jones v. Shackelford, 492 Jones v. Shay, 399 Jones v. Smith, 137 Jones v. Stanton, 838 Jones v. Sweet, 576 Jones v. Tarver, 48 Jones v. Taylor, 190, 602, 731, 793, 807, 815 Jones v. Waggoner, 424, 838 Jones v. Warner, 260, 263, 264 Jones v. Warnock, 109 Jones v. Wood, 657 Jopling v. Dooley, 826 Jordan v. Blackniore, 273 Jordan v. Denton, 480 Jordan v. Eve, 305 Jordan v. Poillon, 752, 760 Joslyn v. Schwend, 812 Joslyn v. Taylor, 36 Josselyn v. Edwards, 252 Jourdain v. Jourdaiu, 330 Joyce v. Ryan, 648, 676 Judd v. nandall, 280 Judice v. Kerr, 122 Judson v. Wass, 35, 587, 601, 777 Julian v. Beal, 140 Junk v. Barnard, 213 Juvenal v. Jackson, 671 K. Kahn v. Mount, 737, 744, 780 Kaiser v. Earhart, 519 Kane v. Fisher, 419 Kane v. Hood, 206 Kane v. Rippey, 594 Kane v. Sanger, 379, 382, 384 Kans. Pae. If. Co. v. Dunmyer, 358, 368, 406 Kares v. Covell, 604 Karker v. Haverly, 204, 774 Katz v. Henig, 13 Katz v. Kaiser, 787, 791 Kauffelt v. Leber, 155, 157 Kauffman v. Walker, 88 Kavanagh v. Kingston. 386 Kearney v. Hogan, 776 Keating v. Guntlier, 195, 828 Keating v. Korfhage, 303 Keating v. Price, 822, 827, 829 Kebler v. Cureton, 477, 6U.1 Keeble v. Bank, 815 Keeler v. Wood, 398, 417, 423 Keep v. Simpson, 815 Keepfer v. Force, 571 Keifer v. Roger, 242 Keim v. Lindley, 4S5, 487 Keim v. Sachs, 789 Keitel v. Zimmerman. 772 Keith v. Silberberg, 72 Keller v. Ashford, 288 Kellogg v. Chapman, 559 Kellogg v. Ingersoll. 306 Kellogg v. Malin, 305, 31S, 322 Kellogg v. Robinson, 301 Kellogg v. Wood, 389, 526 xlviii TABLE OF CASES. [REFERENCES ARE TO PAGES.] Kellum v. Ins. Co., 260, 299 Kelly v. Allen, 628 Kelly v. Bibb, 490 Kelly v. Bradford, 149 Kelly v. Brower, 828 Kelly v. Calhouu, Gl, 63 Kelly v. Dutch Church, 351, 356, 394, 408, 431 Kelly v. Jenness, 524 Kelly v. Kershaw, 616 Kelly v. Lowe, 318, 372, 469 Kelly v. Price, 410 Kelly v. R. Co., 235 Kelly v. Riley, 681 Kelly v. Solari, 122 Kelly v. Turner, 560 Kelly v. Wiseman, 431 Kelsey v. Crowther, 166, 201 Kelsey v. Remer, 291, 321 Kelso v. Lorillard, 768 Kemp v. Penna. R. Co., 661 Kemp v. Porter, 60 Kemper v. Walker, 802, 822 Kempner v. Cohn, 214 Kempner v. Lumber Co., 340, 392, 410 Kempshall v. Stone, 487 Kendall v. Crawford, 760 Kennedy's Appeal, 674 Kennedy v. Embry, 474 Kennedy v. Gramling, 738 Kennedy v. Johnson, 244 Kennedy v. Koopman, 770, 820 Kennedy v. McCartney, 527 Kennedy v. Newman, 279, 292 Kennedy v. Price 64 Kennedy v. Wool folk, 193 Kennison v. Taylor, 422, 423 Kenniston v. Blakie, 73, 74 Kenny v. Gardner, 602 Kenny v. Hoffman, 148, 251, 783, 787, 806 Kenny v. Norton, 263 Kent v. Allen, 720 Kent v. Cantrall, 281, 326 Kent v. Chalfant, 156 Kent v. Hareourt, 520 Kent v. Watson, 545 Kent v. Welch, 356 Kentucky Dist., &c., Co. v. Warwick Co., 164 Kercheval v. Triplett, 527 Kern v. Kloke, 357 Kerney v. Gardner, 602 Kerr v. Kitchen, 245, 671, 677 Kerr v. Purdy, 204 Kerr v. Shaw, 365, 371 Kerrigan v. Backus, 775 Kerst v. Ginder, 203 Kester v. Rockel, 820 Ketchum v. George, 116 Ketchum v. Evertson, 150, 579 Ketchum v. Stout, 494 Key v. Hanson, 443, 462, 464 Key v. Jennings, 446, 2:$, 841 Key v. Key, 227 Keyse v. Heydon, 29 Keyse v. Powell, 21 Keyton v. Bradford, 849 Kibler v. Cureton, 836 Kidder v. Bork, 359 Kiefer v. Roger, 233, 245, 249 Kieii v. Stukely, 806 Kilgore v. Pedin, 126 Kilpatrick v. Barron, 721, 767 Kilpatrick v. Stozier, 573 Kimball v. Bell, 598, 811 Kimball v. Blaisdell, 534 Kimball v. Bryant, 266, 412 Kimball v. Grand Lodge, 351, 352 Kimball v. Johnson, 58 Kimball v. Saguin, 371, 602, 687 Kimball v. Schaff, 525 Kimball v. Semple, 59, 6:5, 332, 340, 548 Kimball v. West, 443, 538, 633, 639 Kimball v. Tooke, 707 Kimbrough v. Burton, 122 Kime v. Kirne, 201 Kimmel v. Benna, 545 Kimmel v. Scott, 824 Kincaid v. Britain, 255, 256, 259, 271 Kindley v. Gray, 798 King v. Bressie, 338, 395, 451 King v. Doolittle, 873 King v. Gilson, 211, 537, 538, 540 King v. Gunnison, 109, 674 King v. Jones, 258, 438 King v. Kerr, 320, 334, 370. 384, 391, 410, 414, 429, 431 King v. Kilbride, 288, 366 King v. King, 190 King v. Knapp, 239, 732, 828 King v. Pyle, 225 King v. Rea, 542 King v. Savery, 188 King v. Thompson, 702 King v. Wilson, 822 Kingdon v. Nottle, 258, 2G5, 382 Kingsbury v. Milher, 837, 845 Kingsbury v. Smith, 420 Kingsbury v. Stoltz, 127 Kingston Bank v. Ettinge, 122 Kinney v. Knoebel, 136 Kinney v. McCulloch, 311 Kinney v. Norton, 372 Kinney v. Watts, 391, 408 Kinports v. Rawson, 849, 851 Kinsman v. Loomis, 529, 545 Kintrea v. Preston, 22 Kip v. Hirsh, 761, 787, 788 Kirby v. Estill, 366, 424 TABLE OF CASES. zlix [REFERENCES ARE TO PAGES.] Kirk v. Zell, 558, 569 Kirkendall v. Mitchell, 145, 331 Kirkland v. Little, 206, 726, 727 Kirkland v. Wade, 110, 6C5 Kirkpatrick v. Downing, 214, 229,701 Kirkpatrick v. Pearce, 297, 326 Kirkpatrick v. Miller, 371 Kirkwood v. Lloyd, 737 Kirtland v. Pounsett, 189, 220 Kirtz v. Pet-K, 633 Kley v. Geiger, 292 Klopp v. Moore, 156, 157 Klumpki v. Baker, 519 Knadler v. Sharp, 265, 321 Knapp v. Lee, 36, 446, 461, 609 Knapp v. Marlboro, 431 Knatchbull v. Grueber, 188, 193, 692, 829 Knedler v. Lang, 741, 743 Knepper v. Kurtz, 365 Knight v. Coleman, 473 Knight v. Crockford, 202 Knight v, Maloney, 758 Knight v. Thayer, 531, 542 Knight v. Turner, 443 Knipe v. Palmer, 154, 156 Knowles v. Kennedy, 538 Knowlton v. Amy, 238 Koch v. Hustis, 341 Koepke v. Winterfield, 363 Roger v. Kane, 461, 468, 833, 849 Kohner v. Higgins, 39 Kolher v, Kolher, 82 Kopp v. Kopp, 734 Kornegay v. Everett, 562, 869 Kortz v. Carpenter, 361 Koshland v. Spring, 776 Kostenbader v. Spotts, 69, 731 Kostendader v. Pierce, 305, 323 Kountze v. Hellmuth, 191, 776 Kramer v. Carter, 370, 372, 375, 376 Kramer v. Ricke, 657 Kraemer v> Adelsberger, 720 Krause v. Krause, 20 Kreibich v. Martz, 188, 734 Kreitsch v. Mertz, 810 Krekeler v. Aulbach, 777, 782 Krewson v. Cloud, 248 Kruger v. Adams, 38 Krumm v. Boach. 13, 224, 234, 237 Kuchenbeiser v. Beckert, 107 Kuhn v. Freeman, 354, 824 Kuhner v. Parker, 447, 458 Kuhn's Appeal, 669 Kill I man v. Cox, 717 Kurtz v. Hollingshed, 44 Kutz v. McCune, 302, 304, 307 Kyle v. Fauntelroy, 415, 417, 420 Kyle v. Kavanaugh, 150, 865 Kyle v. Febley, 285, 868 Lacey v. Marman, 273 Lacey v. McMillan, 192 Ladd v. Blunt, 140 Ladd v. Montgomery, 312 Ladd v. Myers, 289 Ladd v. Noyes, 263, 301 Ladd v. Weiskopf, 714, 718, 722 Laderoute v. Chale, 288 Ladue v. Cooper, 310 Ladue, In re, 767 Lafarge v. Matthews, 444, 622 Lafferty v. Milligan, 294 Laidlaw v. Organ, 238 Lake v. Brutton, 241 Lake Erie, etc., R. Co. v. Whitbam, 69 Lallande v. West, 304 Lally v. Holland, 573 Lamb v. Baker, 359 Lamb v. Burbank, 439 Lamb v. Danforth, 259, 350, 375 Lamb v. James, 406, 609, 655 Lamb v. Kami, 547 Lamb v. Smith, 680 Lamb v. Wakefield, 340, 547 Lambden v. Sharp, 55 Lambert v. Kstes, 363, 368 ? 392 Lamerson v. Marvin, 447, 462 Lamkin v. Reese, 81, 114, 556, 865 Lammot v. Bowley, 869 Lamprey v. Whitehead, 736 Lampton v. Usher, 114, 609 Lancaster v. Wilson, 89, 105, 106 Lancoure v. Dupre, 225, 702, 703 Land Co. v. Hill, 633, 839 Land Co. v. North, 357 Landlord v. Dunkton, 115 Landsdowne v. Landsdowne, 869, 871, 874 Landt v. Mayor, 275 Lane v. Bommelman, 93 Lane v. Fury, 370, 374, 423 Lane v. Latimer, 695 Lane v. Patrick, 655 Lane v. Richardson, 291, 315 Lane v. Tidball, 461, 851 Lane v. Woodruff, 385 Lang v. Waring, 118 Lange v. Jones, 493, 849 Langford v. Pitt, 798 Langford v. Selmes, 21 Langlow v. Cox, 165 Langsdale v. Nicklaus, 295 Langton v. Marshall, 65 Lanier v. Foust, 474 Lanier v. Hill, 244, 252, 606, 855, 875 I Lanigan v. Kille, 407, 408 j Lanitz v. King, 191 Lansing v. Quackenbush, 123 I Lansing v. van Alstyne, 358, 369 TABLE OF OASES. [REFERENCES ABE TO PAGES.] Lant v. Norria, 332 I>anyon v. Chesney, 495 Large v. McLain, 281 Latham v. Morgan, 841 Lathers v. Keogh, 295, 296 Latimer v. Capay Val. Co,, 192 Latimer v. Wharton, 84 Lattin v. Vail, 447 Lauer v. Lee, 578, 581 Laughnian v. Thompson, 102, 113 Laughery v. McLean, 444, 477 Laurens v. Lucas, 708 Laurenson v. Butler, 495, 502 Lavender v. Lee, 556 Laverty v. Moore, 732 Law v. Grant, 236 Law v. Hyde, 572 Lawless v. Collier, 265, 274, 404, 633, 642 Lawless v. Evans, 274 Lawless v. Mansfield, 506 Lawrence v. Beaubein, 870, 871, 872 Lawrence v. Chase, 214 Lawrence v. Dale, 14, 36, 194 Lawrence v. Montgomery, 311 Lawrence v. Parker, 47 Lawrence v. Simonton, 207 Lawrence v. Sinter, 380, 383 Lawrence v. Taylor, 36, 202, 595 Lawton v. Howe, 404, 860 Leach v. Forney, 497 Leach v. Johnson, 187 Leach v. Leach, 777 Leach v. Pxowley, 610, 726 Leahy v. Hair, 710 Leal v. Terbush, 446, 463, 464 Leary v. Durham, 146, 350, 366, 444 Learned v. Eiley, 62 Leather v. Poulteny, 106, 428, 431 Lebanon Sav. Bank v. Hollenbeck, 575 Leddy v. Enos, 281, 357, 373 Lee v. Clary, 519 Lee v. Dean, 220, 225, 668, 687 Lee v. Foard, 35 Lee v. Gardiner, 138 Lee v. Lee, 752, 767 Lee v. Porter. 508 Lee v. Russell, 211 Leet v. Gratz, 370, 404, 406 Leffingwell v. Elliott, 370, 404, 422, 423 Leffingwell v. Warren, 737 Leflore Co. v. Allen, 524 Lt'ftwich v. Xeal, 67 Leggett v. McCarty, 459, 639, 838 Lcggett v. Mut. Ins. Co., 231 Leiker v. Henson, 493 Leinhardt v. Kalcheim, 776 Leird v. Abernethy, 833, 839 Lejeune v. Barrow, 414 Lejeune v. Herbert, 683 Leland v. Stone, 284, 397 Lemon v. Kogge, 768 Le Moyne v. Quimby, 112 Lenehan v. College, 755 Leonard v. Austin, 450, 468 Leonard v. Bates, 145, 206 Leonard v. Cary, 367 Leonard v. Mills, 567 Leonard v. Pitney, 661, 686 Leonard v. Woodruff, 735 Lerfing v. Seelig, 293 Lerman v. Hubner, 737 Le Roy v. Beard, 154 Lesesne v. Witte, 797 Leslie v. Slusher, 43 Lesley v. Morris, 711, 777, 815 Lessenich v. Sellers, 166, 189 Lessley v. Bowie, 475, 477 Letcher v. Woodson, 213 Lethbridge v. Kirkman, 28, 724 Lethbridge v. Mytton, 282 Lett v. Brown, 615, 622 Levitzky v. Canning, 353, 422 Levy v. Bond, 353 Levy v. Iroquois Bldg. Co., 748 Levy v. Hill, 779, 790 Levy v. Newman, 757 Levy v. Riley, 113, 138 Lewis v. Baird, 517 Lewis v. Bibb, 276 Lewis v. Bond, 30 Lewis v. Boskins, 506 Lewis v, Braithwaite, 21 Lewis v. Cook, 380, 382 Lewis v. Coxe, 769, 777 Lewis v. Davis, 443 Lewis v. Day, 38 Lewis v. Gale, 487 Lewis v. Herndon, 739 Lewis v. Jones, 250 Lewis v. Lee, 214 Lewis v. Lewis, 359, 572 Lewis v. McMillen, 464, 581, 593, 609. 616, 626 Lewis v. Morton, 445, 638, 645 Lewis v. Ridge, 263 Lewis v. Ross, 401 Lewis v. West, 450 Lewis v. White, 18, 39, 580, 591, 690 Ley v. Huber, 807 Libby v. Hutchinson, 377 Liber v. Parson, 399 Liddell v, Sims, 691 Life Association v. Siddall, 187 Lighty v. Shorb, 670, 672 Lillard v. Ruckers, 45 j^inderman v. Berg, 426 Lindley v. Dakin, 260, 299 Lindley v. Lukin, 224 Lindsay v. Eastwood, 294 Linkous v. Cooper, 757 TABLE OF CASES. II [CEFEBEXCI8 AEE TO PAGES.] Linn v. Barkey, 145 Linn v. McLean, 732, 817 Linsey v. Ferguson, 622 Linsey v. Ramsey, 519 Linton v. Allen, 35, 288, 523, 610 Linton v. Hichborn, 781 Linton v. Porter, 112 Lister v. Batson, 213 j^ippincott v. Wikoff, 714 Little v. Allen, 331, 863 Little v. Dodge, 67 Little v. Paddleford, 595 Littlefield v. Getchell, 380 Littlefield v. Tinsley, 190, 602. 698, 703, 718. 731. 759 ^ively v. Rice, 288 Livingston Bank v. Sailing, 286 Livingston v. Iron Works, 259 Livingston v. McDonald, 59 Livingston v. Short, 847 Lloyd v. Farrell, 150, 666, 684 Lloyd v. Griffiths, 147 Lioyd v. Jewell, 36, 461 Lloyd v. Kirkwood, 107 Lloyd v. Quimby, 152, 291, 31.3, 3S5, 399, 405 Lloyd v. Sandusky, 392, 403, 409 Locke v. Furze, 212, 408 Locke v. Hale, 298 Locke v. White, 545, 548 Lockhart v. Smith, 721 Lockman v. Reilly, 723. 759 Lockridge v. Foster, 194, 239, 68G Lockwood v. Gilson, 155, 157 Lockwood v. Hannibal & St. J. R. Co., 206, 815 Lockwood v. Sturtevant, 152, 25G, 257, 263, 385 Logan v. Bull, 744, 807 Logan v. Moore, 519, 521 Logan v. Neill, 519 Logan v. Steele, 519 Logansport v. Case, 132 Logue v. Atkinson, 525 Loiseau v. Threlstad, 410 London Bridge Acts, 154 Long v. Brown, 556, 865 Long v. Crews, 58, 62 Long v. Hartwell, 641 Long v. Howard, 424 Long v. Israel, 468, 639, 849 Long v. filler, 484 Long v. Moler, 284, 291. 295 Long v. Saunders, 615 Long v. Wheeler, 417, 423 Long v. Waring, SO Long v. wellcr, 78 Longworth v. Taylor. 711 Loomis v. Bedell, 340. 363. 367, 370. 404, 422 Loomis v. Pingree, 546, 550 Loomis v. Wadhams, 214 Looney v. Reeves, 394, 397, 398 Loos, In re, 130 Lord v. Stephens, 726 Lot v. Thomas, 256, 259, 263, 526 Lothrop v. Snell, 356, 446 London v. Robertson, 110 Lougher v. Williams, 350 Loughran v. Ross, 260 Louisville, etc., R. Co. v. Stone Co., 692 Lounsbery v. Locander, 35, 14t>, 492, 495 Lounsbery v. Snyder, 353 Lourance v. Robertson, 392, 304, 401 Love v. Berry, 112 Love v. Camp, 482, 500 Love v. Cobb, 482 Love v. Powell, 127 Lovelace v. Harrington, 843 Loveridge v. Coles, 612 Lovett v. Saw Mill Assn., 61 Lovingston v. Snort, 638, 69(5 Lowdermilk v. Corpenning, 130 Lowe v. Allen, 574 Lowe v. Lush, 707, 730 Lowell v. Daniels, 541 Lowndes v. Chishohn, 870 Lowery v. Nicols, 811 Lowery v. Yawn, 363 Lowery v. Tilleny, 258, 263, 266 Lowry v. Brown, 653 'Lowry v. Cox, 222 Lowry v. Hurd, 633 Lowry v. Muldrow, 767 Lowther v. Com'th, 391 Loyd v. Malone, 106 Lucas v. Chapeze, 607 Lucas v. Scott, 497, 500 Lucas v. Wilcox, 410 Luchetti v. Frost, 201 Luckett v. Triplett, 837, 847 Luckett v. Williamson, 35, 492, 743, 798, 819 Luckie v. McGlusson, 248, 252 Lucy v. Lexington, 257, 263 Ludlovv v. Gilman, 458 Ludlow v. O'Xeil, 764 Ludlow v. Van Jvess, 772 Ludwell v. Newman, 360 Ludwick v. Huntzinger, 657, 668, 670 Lukens v. Jones. 671 Lukens v. Nicolson. 433 Lull v. Stone, 34, 36, 38 Lundgren v. Kerkow, 367 Lunsford v. Turner, 371 Lurman v. Hubnor, 737 Luse v. Dietz. 807. 808 Lutweller v. Linnell, 208 Lutz v. Compton, 814 Lydall v. Weston, 169, 707, 713 lii TABLE OF CASES. [HEFEKEXCES ABE TO PAGES.] Lyle v. Earl of Yarborough, 816 Lyles v. Kirkpatrick, 738, 797 layman v. Gedney, 747 Lyman v. Stroudburgh, 734 Lynch v. Baxter, 109, 117, 695 Lynch, Ex parte, 422 Lynch v. Livingston, 58 Lynch v. Merc. Trust Co., 13 Lyon v. Anable, 681 Lyon v. Day, 598 Lyon v. Karn, 46 Lyon v. McCurdy, 115 Lyon v. O'Kell, 598 Lyon v. Richmond, 868, 874 Lyons v. Fitzpatrick, 648 Lyons v. Pyatt, 578, 810 Lysney v. Selby, 686 M. Mabie v. Matteson, 155 Maccaw v. Crawley, 738 Mack v. Patchin, 210, 213, 407 Mackey v. Ames, 501, 802. 812 Mackey v. Collins, 356, 475 Mackey v. Harmon, 303, 322 Madden v. Leak, 853 Madely v. Booth, 28 Maeder v. Carondelet, 343. 433 Magaw v. Lathrop, 190, 804 Magee v. Hallett, 543 Magee v. McMillan, 203, 62S. S38, 848 Maginess v. Fallon, 194, 715, 737 Maguire v. Marks, 124, 140 Maguire v. Riggin, 265 Mahoney v. Allen, 83, 786 Mahony v. Robbins, 444 Main, Sir Anthony's Case, 203 Major v. Dunnavant, 410 Majors v. Brush, 602, 648, 676 Malins v. Freeman, 31 Mallard v. Allred, 603 Maltby v. Thews, 706 Manahan v. Smith, 398 Mandigo v. Conway, 311 Maner v. Washington, 477, 639, 676 Maney v. Porter, 249 Manifee v. Morrison, 156 Manitoba Fish Co. v. Booth, 18 Mann v. Matthews, 425, 427 Mann v. Young, 519 Manser v. Buck, 28, 31 Manson v. Brimfield Manf'g Co., 831 Manf'g. Co. v. Zellner, 341 Marbury v. Thornton, 356 Marcus v, Clark, 195 Mardes v. Myers, 46 Margraf v. Muir, 228, 488 Maris v. lies, 285 Markham v. Todd, 607 Markland v. Crump, 383 Markley v. Swartzlander, 73 Marks v. Halligan, 768 Marlin v. Willink, 618 Marple v. Scott, 298 Marsh v. Fish, 281 Marsh v. Sheriff, 252, 538 Marsh v. Thompson, 444 Marsh v. Wyckoff, 799 Marshall v. Oilman, 195 Marshall v. Caldwell, 492 Marshall v. Haney, 213 Marshall v. Hopkins, 464 Marshall v. Weininger, 776 Marston v. Bradshaw, 69 Marston v. Hobbs, 256, 262. 270, 275, 279, 325 Martin v. Anderson, 702 Martin v. Atkinson, 224, :573, 507 Martin v. Baker, 265 Martin v. Chambers, 615 Martin v. Colby, 498 Martin v. Cotter, 713, 737 Martin v. Cowes, 425 Martin v. Dollar, 571 Martin v. D welly, 66, 541. 576, 655 Martin v. Foreman, 470 Martin v. Gordon, 387, 402 Martin v. Hamlin, 761 Martin v. Hammon, 275 Martin v. Long, 271, 392 Martin v. Martin, 358 Martin v, McCormick, 859. 860 Martin v. Merritt, 228, 497 Martin v. Nixon, 563, 573 Martin v. Porter, 755, 758 Martin v. Wharton, 455 Marvin v. Applegate, 633. 695 Marvin v. Bennett, 864 Maryland v. Const. Co. v. Kuper, 793, 798 Mason v. Bovet, 14 Mason v. Brock, 66, 69, 70 Mason v. Caldwell, 156 Mason v. Cooksey, 363, 435 Mason v. Ham, 157 Mason v. Kellogg, 367, 429 Mason v. Lawing, 703 Mason v. Moulder, 576 Mason v. Swan, 702 Mason v. Wait, 112 Massey, Succession of, 117 Massie v. Craine, 260 Massie v. Sebastian, 542. 847 Masson v. Bovet, 194, 695, 697 Mastin v. Halley, 74, 563 Matheny v. Stewart, 417. 422 Mather "v. Corliss, 336 Mather v. Leman, 755 Mather v. Tremty. 362 Matney v. Rat! iff, 773 Matta v. Henderson, 695 TABLE OF CASES. liii [REFERENCES ABE TO PAGES.] Matteson v. Vaughn, 303, 367, 387, 636 Matthews v. Crowder, 839 Matthews v. Lightner, 722, 724 Mattock v. Kinglake, 200 Matthison v. Wilson, 204 Maule v. Ashmead, 354 Mawson v. Fletcher, 491, 503 Maxfield v, Bierbauer, 238, 602 Maxwell v. Gregory, 587 Maxwell v. Wilson, 337 May v. Adams, 570 May v. Arnold, 531 May v. Ivie, 473 May v. McKeenon, 59 May v. Wright, 391, 395 Mayer v. Adrian, 196 Mayes v. Blanton, 587 Maynard v. Moseley, 649 Mayo v. Babcock, 326 Mayo v. Purcell, 195 Mayor v. Baggatt, 343 Mayor v. Bulkley, 54 Mayor v. Mabie, 343, 352, 375 Mays v. Swope, 813 McAbee v. Cribbs, 287 McAleer v. McMullen, 575 McAllister v. Harmon, 740, 748, 804, 811 McAllister v. Landers, 408 McAlpine v. Reichenecker. 164, 588 MAlpin v. Woodruff, 392, 400, 408, 421 McAninch v. Laughlin, 868 Me Arthur v. Oliver, 551 McBride v. Greenwood, 545 McCabe v. Kenny, 740 McCaffrey v. Little, 80, 712, 713 McCahill v. Hamilton, 752, 788 McCall v. Wilkes, 335 McCann v. Edwards, 73S, 753, 763, 810, 813 McCartney v. King, 80, 123 McCarty v. Leggett, 262, 264, 315, 537 McCasland v. Life Ins. Co., 571, 562 McCasky v. Graff, 141 McCauley v, Moore, 189 McUaugherty v. Bennett, 360, 377, 379, 388 McClennan v. Prentice, 276, 635, 640 McClerkin v. Sutton, 273 McClure v. Campbell, 284. 295 McClure v. Gamble, 379, 391 McClure v. McClure. 269, 392 McClure v. Raben, 547 McConaughey v. Bennett, 360, 377. 379, 388 McComb v. Wright, 746, 816. 818 McConihe v. Fales, 637 McConnell v. Downs, 370 McConnell v. Dunlop, 225, 492 McConnell v. Little, 443 McConnell v. Smith, 109 McCool v. Jacobus, 36, 600 McCord v. Massey, 300, 509 McCorkle v. Rhea, 115 McCoy v. Bayley, 564 McCoy v. Lord, 373 McCracken v. Flanagan, 95 McCracken v. San Francisco, 188, 62S McCracken v. Wright, 544 McCrady v. Brisbane, 265 MeCrath v. Myers, 459 McCraven v. McGuire, 60, 69 McCrillis v. Thomas, 368, 369 McCroskey v. Ladd, 166, 741 McCulloch v. Gregory, 715 McCullogh v. Boyd, 610 McCullogh v. Estis, 91 McCullough v. Cox, 464 McCusker v. McEvoy, 531 McDaniel v. Bryan, 633 McDaniel v. Evans, 184 McDaniel v. Grace, 443, 462, 464, 407 McDaniels v. Flower Brook Mfg. Co., 49, 61 McDermott v. McDermott, 746, 772 McDill v. Gunn, 285 McDonald v. Bach, 789, 808 McDonald v. Beall, 233, 650 McDonald v. Green, 446, 638, 848 McDonald v. Hanson, 134 McDonald v. Morgan, 46 McDonald v. Vaughan, 440. 695 McDonnell v. Milholland, 561 McDonough v. Cross, 137 McDonough v. Martin, 342 McDougal v. Dixon, 770 McDowell v. Hunter, 365 McDowell v. McKesson, 194, 578 McDowell v. Milroy, 318, 471 McDunn v. Des Moines, 633, 840 McElya v. Hill, 815, 839, 845 McFadden v. Rogers, 571 McFerran v. Taylor, 488 McGary v. Hastings, 358, 363, 30S. 370, 373, 404 McGavock v. Bell, 79 McGarrahan v. Mining Co., 174 McGee v. Carrico, 698 McGee v. Wains, 138 McGhee v. Ellis, 126, 140 McGhee v. Jones, 444, 603. 638. 839 McGinnis v. Noble, 510, 512, 668 McGlynn v. Maynz, 776 McGoodwin v. Stephenson, 385 McGoon v. Scales, 90 McGowan v. Bailey, 061 McGowan v. Meyers, 302, 308 McGown v. Wilkins. 83, 88 AlcGrane v. Kennedy, 711 liv TABLE OF CASES. [ REFERENCES ABE TO PAGES.] .ucGrew v. Harmon, 413 MeGuckin v. Milbank, 315, 317 McGuffey v. Humes, 391, 396, 414. 417 McGuire v. Bowman, 739 McGuire v. Jtly, 127 McHany v. Schenck, 137 McHenry v. Yokum, 463. 466 Melndoe v. Morman, 625, 698, 797 Mclnerny v. Beck, 45 Mclnnis v. Lyman, 351, 363, 535, 536 Mclntosh v. Smith, 122 Mclntyre v. Long, 650 Mclver v. Walker, 52 McKay v. Carrington, 698. 798, 804 McKee v. Bain, 404, 417, 423 McKee v. Brandon, 214 McKeen v. Beaupland, 620, 695 McKennan v. Doughman, 284, 292 McHenry v. Settles, 50 McKinney v. Jones, 798 McKinney v. Watts, 224, 826 ...c-Kinzie v. Stafford, 61 McKleroy v. Tulare, 145 McKoy v. Chiles, 60S McLain v. Coulter, 511 McLane v. Allison, 341 McLarin v. Irvin, 625, 699, 741 McLaughlin v. Daniel. 513 McLaughlin v. McDaniel. 140 McLaughlin v. Miller, 295, 296 McLaurin v. McLaurin, 106 McLaurin v. Parker, 605 McLean v. Connerton. 472 McLean v. Webster, 372 McLeery v. McLeery, 552 McLemore v. Mabson, 244, 443, 628, 843, 848 McLennan v. Prentice. 274, 362, 538, 856 McLeod v. Barnum, 458 McLeod v. Skiles, 284 McLeod v. Snyder, 206 AlcLogan v. Brown, 127 McLowry v. Croghan, 213, 343 McMahon v. Stewart, 286 McManus v. Blackmar, 37, 38 McManus v. Cook, 698 McManus v. Keith, 80 McMath v. Johnson, 611 McMichael v. Russell. 318, 319 McMillan v. Reeves, 117 McMullan v. Butler Co., 360, 363 McMullin v. Wooley, 302, 376 McMurray v. Fletcher. 46 McMurray v. Spicer, 193, 813 McMurray v. St. Louis Oil Co., 868 McNair v. Compton, 214 McNally v. Haynes, 116 McNamara v. Artnur, 19 McNamara v. Pengilly, 47, 201 McXeal v. Calkins. 650 McXear v. McCoinber, 340, 414 McXeill v. Fuller, 738, 799 McXew v. Walker, 448 McPherson v. Schade, 728. 789, 828 McPherson v. Smith, 716. 736 McPike v. Heaton, 295, 311 McQueen v. Choteau, 487 McQueen v. Farquhar, 715. 822 McQueen v. State Bank. 613 McRea v. Purmort, 402 McTucker v. Taggart, 5C8 McWhirter v. Swaffer, 448. 538, 640 McWilliams v. Jenkins, G25 McWilliams v. Long, 205 McWilliams v. Xisley, 519 Mead v. Altgeld, 710, 759, 764 Mead v. Fox, 35, 166, 858 Mead v. Johnson, 150, 155, 858 Mead v. Martens. 708, 779 Mead v. Stack-pole, 360 Meade v. Brown. 338, 377 Meade v. Jones, 338 Meadows v. Hopkins, 506 Meadows v. Meadows, 115 Means v. Brickell, 82, 477 Meason v. Kaine, 211, 225 Mech. Bank v. Cleland, 821 Mich. Sav. & B. L. Assn. v. O'Connor. 79 Mecklem v. Blake, 265, 277, 635 Medina v. Stoughton, 650 Medlar v. Hiatt. 302, 308, 320 Medlicot v. O'Donel. 191 Meek v. Sprachn, 856 Meeks v. Bowennan, 352 Meeks v. Garner. 235, 729, S05 Melick v. Cross, 302, 492, 776 Mellen v. Boarman. 113, 12.">, 155 Mellon v. Webster, 39 Mellon's Appeal, 510, 512, 668 Melton v. Coffelt, 205 Melton v. Smitn, 487 Memmert v. McKeen, 257, 307, 308 Menard v. Massey, 543 Menifee v. Marye, 96, 99. 507 Merc. Trust Co* v. So. Park Res. Co., 96, 255. 271, 418, 422. 42.1 Merchants' Bank v. Harrison, 59 Merchants' Bank v. Thompson, 767, 805 Merges v. Ringler, 81, 789, 790, 822 Merriam v. Rauen, 132 Merrill v. Merrill. 204 Merrill v. Montgomery, 01 Merrill v. Suing, 356," 433 Merriman v. Xorman, 238, 839 Merritt v. Byers, 523 Merritt v. Gonley, 633 Merritt v. Harris, 545 Merritt v. Hunt, 155, 646, 846 TABLE OF CASES. Iv [BEFEBE.VCE8 ABE TO PAGES.] Merritt v. Morse, 422, 426 Merritt v. Yates, 72 Mervin v. Vanlier, 87, 118 Mervin v. Smith, 107 Meservy v. Snell, 422 Meshew v. Southworth, 804 Meaaer v. Oestrich, 200, 333, 409, 414 Mesick v. Sunderland, 170, 171 Metcalf v. Dallam, 813 M. E. Church v. Robinson, 770 M. E. Church Home v. Thompson, 718, 720 Methvin v. Bixley, 118, llf) Mette v. Dow, 401, 415, 417 . Meyer v. Boyd, 737, 764 Meyer v. Madreperla, 74G Meyers v. Markhain, 481 Mhoon v. Wilkinson, 208 Michael v. Michael, 566 Michael v. Mills, 633 Michel v. Tinsley, 563, 568 Mickel v. Hicks, 116 Middlebury College v. Cheney, ,">02, 529, 538 Middlokauff v. Barick, 446, 6.'5S, 050, 861 Middlemore v. Goodale, 380 Middleton v. Findla, 46, 764 Middleton v. Selby, 816, 818 Middleton v. Thompson, 424, 420, 430 Midgott v. Brooks, 331, 332 Mid Great West. R. Co. v, Johnson, 874 Miesell v. Ins. Co., 727 Miles v. Furnace Co., 488 Milkman v. Ordway, 489 Miller v. Argyle, 461, 851 Miller v. Duncan, 122 Miller v. Avery, 366, 447, 451, 637, 838, 848 Miller v. Bayless, 341 Miller v. Bentley, 337 Miller v. Cramer, 738, 741 Miller v. Ewing, 332, 551 Miller v. Feezor, 87 Miller v. Finn, 118 Miller v. Fraley, 653 Miller v. Halsey, 405 Miller v. Lamar, 446 Miller v. Long, 445, 603, 638 Miller v. Macomb, 731, 768 Miller v. Miller, 839 Miller v. Owens, 604, 847 Miller v. Parsons, 440 Miller v. Rhuman, 568 Miller v. Watson, 676 Miller v. Weinstein, 716 Milligan v. Cooke, 831 Millinger v. Daly, 73 Million v. Riley, 121 Mills v. Abraham, 447 Mills v. Bell, 391, 399 Mills v. Catlin, 255, 299, 324, 326, 340 Mills v. Herndon, 117 Mills v. Lockwood, 569, 570 Mills v. Rice, 433 Mills v. Saunders, 446, 470 Mills v. Seminary, 572 Mills v. Traylor, 473 Mills v. Van Voorhis, 195 Milmoe v. Furnace Co., 501 Milot v. Reed, 281, 292 Milward v. Earl of Thanet, 811 Mincey v. Foster, 793 Miner v. Beekman, 138 Miner v. Clark, 429 Miner v. Hilton, 47, 790 Minor v. Edwards, 190 Minor v. Natchez, 127 Mischke v. Baughn, 401, 413 Missouri Schnelle Lumber Co. v. Bar- low, 257 Miss. R. Logging Co. v. Whelihan, 331 Missouri K. & T. R. Co. v. Pratt, 587, 598 Missouri Val. Land Co. v. Bushnell, 769 Mitchell v. Allen, 798 Mitchell v. Barry, 506 Mitchell v. Christopher, 650 Mitchell v. De Roche, 618 Mitchell v. Dibble, 470 Mitchell v, Hazen, 155, 271, 399, 416 Mitchell v. Kintzer, 105 Mitchell v. Mitchell, 576 Mitchell v. McMullen, 111, 446, 838 Mitchell v. Pinckney, 78, 82', 87, 157, 189 Mitchell v. Petty,' 519 Mitchell v. Pillsbury, 292, 297, 326 Mitchell v. Sherman, 608 Mitchell v. Stanley, 322 Mitchell v. Stinemitz, 706, 710 Mitchell v. Vaughan, 356 Mitchell v. Warner, 263, 302, 334, 377 Mitchell v. Woodson, 483, 545 Mitchell v. Zimmerman, 683 Mitchener v. Holmes, 758, 764 Mix v. Beach, 485 Moak v. Bryant, 73, 74 Moak v. Johnson, 408, 409 Mobile Co. v. Kimball, 488 Mobley v. Keys, 35, 589, 603 Mock v. Chalstrom, 798 Moggridge v. Jones, 455, 462, 609 Mohr v. Maniere, 117 Mohr v. Parmelee, 303, 320, 323, 409 Ivi TABLE OF CASES. [DEFERENCES ARE TO PAGES.] Mohr v. Tulip, 117 Moliter v. Sheldon, 375 Molloy v. Egan. 812 Molloy v. Sterne, 28, 724 Monagan v. Small, 708, 767 Alonarque \v. Monarque, 757 Monell v. Colden, 661, 687 Monell v. Donglan, 289 Monroe v. Skelton, 566 Monson v. Stevens, 206, 611, 792 Monte v. Allegre, The, 118 Montgomery v. North Pac. R. Co., 404, 406 Montgomery v. Pac. L. Co. Bureau, 710, 7il Montgomery v. Reed, 259, 271, 276, 279 Moody v. Leavitt, 422 Moody v. Spokane R. Co., 36 Mooney v. Burchard, 370 Moore v. Allen, 125, 140 Moore v. Appleby, 38, 708, 720, 759 Moore v. Baker, 519 Moore v. Buckham, 73 Moore v. Cooke, 608, 841 Moore v. Ellsworth, 463, 835 Moore v. Frankenfield, 401 Moore v. Hazelwood, 866 Moore v. Hill, 605 Moore v. Hunter, 174 Moore v. Johnston, 260, 337 Moore v. Lanham, 356 Moore v. MeKie, 402 Moore v. Merrill, 263, 387 Moore v. Munn, 559, 567 Moore v. Neil, 109 Moore v. Rake. 519, 529 Moore v. Taylor, 772 Moore v. Vance, 59 Moore v. Vail, 356, 360, 362, 367 368 Moore v. Vogel, 473" Moore v. Weber, 353, 437 Moore v. Williams, 708, 718 720 728, 736, 781 Moore v. Wingate, 563 Moot v. Bus. M. Asso., 167, 726, 752 793 Morange v. Morris, 15, 36, 204, 794, 812 More v. Smedburgh, 184, 186, 616, 695, 792, 794 Moredock v. W T illiams, 608, 841 Morehouse v. Heath, 286 Moreland v. Atchinson, 239, 683, 859, 873, 875 Moreland v. Metz, 323, 391, 414 Morenhout v. Barron, 402 Morgan's Appeal, 116 Morgan v. Boone, 506 Morgan v. Bouse, 120 Morgan v. Brast, 827 Morgan v. Famed, 115 Morgan v. Giendy, 852 Morgan v. Han. & St. J. R, Co., 36.3, 367, 373 Morgan v. Morgan, 492, 692, 716, 721 Morgan v. Muldoon, 424 Morgan v. Ramsey, 129 Morgan v. Scott, 787, 798 Morgan v. Shaw, 818 Morgan v. Smith, 34, 73, 302, 308, 326, 469 Morgan v. Stearns, 73 Morley v. Cook, 25 Morris v. Balkham, 129 Morris v. Coleman, 804 Morris v. Gentry, 106 Morris v. Goodwin, 793 Morris v. Ham, 443 Morris v. Kearsley, 28 Morris v, McMullen, 738, 747, 847 Morris v. McNull, 797 Morris v. Mowatt, 88, 731 Morris v. Phelps, 260, 410, 412, 538 Morris v. Rowan, 415, 417, 422, 420 Morris v. Terrell, 173 Morris v. Whitcher, 452 Morrison v. Arnold, 715 Morrison v. Beckwith, 838, 841, 847 Morrison v. Brand, 788 Morrison v. Collier, 557, 567 Morrison v. Caldwell, 652 Morrison v. Faulkner, 74 Morrison v. Lods, 235 Morrison v. McArthur, 258 Morrison v. Morrison, 339 Morrison v. Underwood, 537 Morrison v. Waggy, 732 Morrison v. Whitesides, 545 Morrison v. Wilson, 332. 545 Morrow v. Rees, 622, 680 Morrow v. Wessell, 83 Morse v. Elmendorf, 487, 492, 864 Morse v. Royal, 187, 191 Morse v. Shattuck, 402 Mortlock v. Butler, 491, 495. 692 Morton v. Ridgeway, 414. 698, 702, 703 Morton v. Willborn, 137 Moseley v. Hunter, 281, 289. 318 Moser v. Cochran, 707. 710. 749, 772 Moses v. McFerlan, 122, 653 Moses v. Wallace, 492, 494 Moskowitz v. Homberger, 771 Moss v. Davidson, 477, 703, 798 Moss v. Hanson. 672. 805 Mott v. Ackerman, 815 Mott v. Mott. 738, 767, 826 Mott v. Palmer, 259 Moulton v. Chaffee, 20 TABLE OF CASES. Ivii [REFERENCES ARK TO PAGES.] Moulton v. Edmonds, 161 Mover v. Shoemaker, 034, 070 Mudd v. Green. 633 Muir v. Berkshire, 136, 137 Muir v. Craig, 140 Muller v. Palmer, 811 Mailings v. Trinder, 712 Mullin v. Atherton, 127 Mullin v. Boggs, 60 Mullins v. Aikin, 728, 762, 765 Mullins v. Bloomer, 613 Mullins v. Jones, 239, 605 Mullins v. Porter, 755 Mullreed v. Clark, 865 Mumford v. Pearce, 506, 756, 758 Munday v. Vail, 94, 97 Munro v. Long, 476, 477 Munroe v. Pritchett, 235, 251, 252, 253 Murdock v. Gilchrist, 452 Murphin v. Scoville, 20, 35 Murphree v. Dogan, 507 Murphy v. Jones, 444 Murphy v. Lockwood, 143, 145 Murphy v. Price. 157, 360 Murphy v. Richardson, 598, 668, 671 Murray v. Ellis, 668, 710, 718, 735 Murray v. Hanvay, 718, 720, 728, 731 Murray v. Palmer, 701 Murray v. Sells, 565 Murrell v. Goodyear, 506, 798 Muskingum Val. T'pike v. Ward, 45 Myers v. De Meier, 800. 802 Mvers v. Broadbeck, 323 Myers v. Markham, 47 Mygatt v. Coe, 262, 311, 38S N. Nabours v, Cocke, 859 Naglee v. Ingersoll, 434 Napier v. Elam, 244, 245 Nash v. Ash ton, 440 Nash v. Palmer, 351, 353 Nash v. Spofford, 542 Nathan v. Morris, 776 Nathans v. Steinmayer, 460 Nat. Fire Ins. Co. v. McKay, 455 Naylor v. Winch, 869, 871 Nebe, In re, 70 Needham v. Salt Lake City. 116 Neel v. Carson, 137 Neel v. Hughes, 49 Neel v. Prickett, 602, 604 Neeson v. Bray, 341 Negley v. Lindsay, 194, 614 Neher v. Brunckman, 789 Nelms v. Prewitt, 455, 836 Nelson v. Jacobs, 738 Nelson v. Hamilton Co., 683 Nelson v. Matthews, 20, 399 Nelson v. Harwood, 514 Nelson v. Owen, 842 Nelson v. Russell, 767 Nelthorp v. Howgate, 500 Nerhooth v. Althotise, 553 Nesbit v. Brown, 387, 394 Nesbit v. Campbell, 469 Nesbit v. Nesbit, 387 Nesbit v. Miller, 203 Newark Sav. Inst. v. Jones, 20, 21, 146, 196 New Barb. Bridge Co. v. Vreeland, 20 Newberry v. French, 36, 626, 731 Newberry v. Ruftin, 4 Newbold v. Peabody Heights, 196, 308. 452 New Brunswick R. Co. v. Conybeare. 236 Newcomb v. Bracket, 15 Newcomb v. Presbrey, 332 Newcomber v. Brooks, 107 Newell v. Turner, 193 Newman v. Samuels, 64 Newnan v. Maclin. 625, 759, 827 Newsom v. Davis, 764 Newsom v. Graham, 464 Newsom v. Harris, 214 Newsom v. Thompson, 45 Newton v. Foster. 456 N. Y. Life Ins. Co. v. Gilhooly. 728 N. Y. Life Ins. Co. v. Lord, 787 N. Y. Sec. & Tr. Co. v. Schomberj;, 759 N. Y. Steam Co. v. Stern, 742 Neyland v. Neyland. 473 Nichol v. Nichol, 199 Nicholas v. Jones, 156 Nichols v. Alexander, 535 Nichols v. Corbett, 29 Nichols v. Dissler, 130 Nichols v. Freeman, 215 Nichols v. Walters, 271, 272, 307 Nicholson v. Caress, 560. 563 Nicholson v. Condon, 715 Nicholson v. Sherard, 508 Nicholson v. Wadsworth, 483, 615, 694 Nickles v. Hastings, 121 Nicol v. Nicol, 244 Nicoll v. Carr, 622, 695, 707, 7^0 r 783 Nicoll v. Mason, 568 Nieto v. Carpenter, 543 Niles v. Harmon, 648 Nind v. Marshall, 339 Nixon v. Carco, 550 Nixon v. Hyserott, 155 Nodine v. Greenfield. 750. S04 Noell v. Gill. 557 Noke v. Awder, 386, 388 Nokes v. Lord Kilmorey, 813 Iviii TABLE OF CASES. [REFERENCES ABE TO PAGES.] Nolan v. Felton, 404 Noojin v. Carson, 626 Noonan v. Illsley, 535, 538, 634 Noonan v. Lee, 361, 443, 637, 649 Norgren v. Edson, 130 Norman v. Norman, 121 865, 867 Norris v. Evans, 472 Norris v. Kipp, 237, 434, 435 N. Pac. R. Co. v. Montgomery, 356, 357, 417 North ridge v. Moore, 220, 224 Norton v. Babcook, 291, 321, 405 Norton v. Colgrove, 315 Norton v. Herron, 156 Norton v. Jackson, 443, 471 Norton v. Marten, 873 Norton v. Neb. L. & Tr. Co., 86, 87 Norton v. Young, 697 Nosier v. Hunt, 273, 445 Nott v. Ricard, 29 Nouaille v. Flight, 30, 724, 825 Nowler v. Coit, 138 Nowlin v. Pyne, 561, 563 Noyes v. Johnson, 24, 740, 741 Noyes v. Phillips, 231 Nugent v. Priebatsch, 574 Nungesser v. Hart, 295 Nunnally v. White, 377, 521 Nutting v. Herbert, 271, 391, 402, 403 Nyce v. Obertz, 300, 321 0. Cakes v. Buckley, 17, 207 Oakey v. Drummond, 446 O'Bannon v. Paremour, 519 O'Beirne v. Buller, 488 Obernyce v. Obertz, 831 Oberthier v. Stroud, 119, 120 O'Connell v. Duke, 337, 866 O'Connor v. Hudgins, 739, 744 O'Ferrall v. Simplot, 72 Officer v. Murphy, 695, 697, 700 Ogburn v. Whitlow, 474 Ogden v. Ball, 273. 274, 363, 412 Ogden v. Yoder, 853 Ogilvie v. Hall, 353 Ohio & Miss. R. Co. \. McCarthy, 694 Ohling v. Luitjens, 630, 638, 678, 855 O'Kane v. Kiser, 774 O'Kelly v. GhoLston, 137 Oldfield v. Stevonson. 444, 459, 844 Oliver v. Bush. 334, 356 Oliver v. Dix, 807 Oliver v. Hallam, 819 Oliver v. Love, 270 Oliver Min. Co. v. Clark, 653 Oliver v. Piatt, 653 O'Meara v. McDaniel, 273 Omerod v. Hardman, 817 O'Neill v. Douthett, 598, 788 O'Neill v. Vanderberg, 542 O'Neill v. Van Tassell, 303, 779 Onions v. Tyrer, 871 Ontario Bank v. Lansing, 121. 123 O'Reilly v. King, 709, 718, 724, 757 Orendorff v. Tallman, 687, 857 Ormsby v. Terry, 79, 81 Orme v. Boughton, 14, 258 Ormsby v. Graham, 480. 482 Osbaldiston v. Askew, 730, 732, 733 Osborn v. Dodd, 615, 695 Osborne v. Atkins, 311, 313 Osborne v. Breman, 820, 826 Osborne v. Harvey, 28 Osborne v. McMillan, 157 Osborne v. Nicholson, 354 Osborne v. Rowlett, 714, 722 Osburn v. Pritchard, 335, 356 Osgood v. Franklin, 692 Osterbury v. Union Trust Co., 142 Osterhout v. Shoemaker, 552 Osterman v. Baldwin, 120 Oswald v. Sproehlne, 564 Ott v. Sprague, 545 Ottinger v. Strasburger, - 738. 739, 740, 742 Outlaw v. Morris, 698 Overhiser v. McCollister, 271, 642 Overly v. Tipton, 205 Overstreet v. Dobson, 295 Owen v. Brookport, 519 Owen v. Norris, 206 Owen v. Pomona L. W. Co., 193 Owen v. Thomas, 356, 363, 436 Owens v. Cowan, 798 Owens v. Rector, 235, 633 Owens v. Salter, 469, 509 Owings v. Baldwin, 731, 732 Owings v. Thompson, 20 P. Pack v. Gaither, 480 Packard v. Usher, 167 Page v. Adam, 31 Page v. Brown, 153 Page v. Greeloy, 24, 191, 724. 741 Page v. Lashley, 299 Paget v. Melch'ior. 760, 767, 787 Paine v. Miller, 161 Painter v. Henderson, 172 Palmer v. Chandler, 406 Palmer v, Locke, 714 Palmer v. Morrison, 769 Palmer v. Richardson, 185, 189, 817 Palmerton v. Hoop, 117 Pangborn v. Miles, 598, 774, 786, 787 Papin v. Goodrich, 41, 164 Parham v. Parham, 558 TABLE OF CASES. [REFERENCES ABE TO PAGES.] lix Parham v. Randolph, 235, 246, 251, 827, 855 Paris!) v. Whitney, 301 Park v. Bates, 360, 366, 398, 428 Park v. Johnson, 693, 704, 732, 780 Parker v. Baker, 59 Parker v. Brown, 255, 256, 271 Parker v. Chadwick, 396 Parker v. Culbertson, 444 Parker v. Dunn, 364 Parker v. Goddard, 132 Parker v. Hart, 458 Parker v. Jones, 519 Parker v. Kane, 99 Parker v. McAllister, 34, 206, Parker v. Parker, 281, 854 Parker v. Parmele, 33 Parker v. Porter, 725, 762 Parker v. Richardson, 350, 438 Parker v. Starr, 571 Parker v. Teas, 575 Parkins v. Williams, 847 Parkinson v. Sherman, 458, 462, 469, 637 Parks v. Brooks, 625, 690, 692, 696, 777, 789, 843 Parks v. Jackson, 732 Parlin v. Stone, 563 Parmly v. Head, 707, 710 Parr v. Lovegrove, 737 Parsons v. Gilbert, 801 Parsons v. Smith, 587 Partridge v. Hatch, 409 Partridge v. Patton, 550 Paslay v. Martin, 817 Pate v. Mitchell, 34, 261, 509 Pate v. McConnell, 794 Paterson v. Long, 30, 831 Paton v. Brebner, 495, 825, 830 Pa ton v. Rogers, 491 Patrick v. Leach, 392 Patrick v. Roach, 698, 702 Patten v. Fitz, 306 Patten v. Stewart, 194, 243, 650, 695 Patterson v. Arthur, 307, 309, 354 Patterson v. Carneal, 50 Patterson v. Dwinel, 552 Patterson v. Fisher, 553 Patterson v. Goodrich, 36 Patterson v. Long, 30, 831 Patterson v. Pease, 528 Patterson v. Stewart, 415 Patterson v. Sweet, 302 Patterson v. Taylor, 639 Patterson v. Yancey, 293, 327 Patton v. Camplin, 477 Patton v. England, 195, 462, 685 Patton v. Kennedy, 353, 430, 435 Patton v. McFarlane, 356, 364 Patton v. Schneider, 338 Patton v. Taylor, 443, 839, 857 Patton v. Thompson, 106 Paul v. Kenosha, 860 Paul v. Witman, 365, 379, 429 Payne v. Atterbury, 625 Payne v. Cabell, 645 Payne v. Echols, 150 Payne v. Markle, 741 Paxson v. Lefferts, 329 1'axton v. Sterne, 137 Peabody v. Brown, 45 Peabody v. Phelps, 661, 686, 687 Peak v. Gore, 784, 797 Pearsoll v. Chapin, 234, 622, 680, 683 Pearsoll v. Frazer, 208 Pearson v. Ford, 311, 318 Pearson v. Davis, 271 Pearson v. Seay, 589 Pease v. Christ, 298, 299 Feay v. Capps, 615, 715 Peay v. Wright, 686 Peck v. Hensley, 364 Peck v. Houghtaling, 275, 277, 432, 435 Peck v. Jones, 669 Peckham v. Stewart, 763 Peden v. Moore, 443, 463 Peebles v. Stephens, 616, 695, 699, 702, 855 Peeler v. Levy, 499, 500 Peers v. Barnett, 460, 606, 742, 852 Peers v. Lambert, 827 Peet v. Beers, 512 Pegler v. White, 711, 712 Pell v. Pell, 765 Pelletreau v. Jackson, 544 Pena v. Armstrong, 575 Pence v. Duval, 263, 353, 391, 434 Pence v. Gabbert, 357, 385, 415 Pendleton v. Button, 72 Penfield v. Clarke, 36 Penn v. Preston, 668 Pennington v. Clifton, 140 Pennsylvania v. Sims, 668 Penna. Min. Co. v. Thomas, 165 People v. Gilon, 295, 298 People v. Globe Ins. Co., 716 People v. Life Ins. Co., 767 People v. Open Board, etc., 716, 801, 810 People v. Sisson, 444 People v. Society, 543 People v. Stock Brokers' Building Co., 722 People's Sav. Bank v. Alexander, 305 Peo. Sav. Bank v. Lewis, 525 Poo. Sav. Bank v. Parisette, 497, 498 Pepper v. Rowley, 444 Poqups v. Mosby, 589, 611 Poniful v. Hurd, 638 Perkins v. Bamford, 446 Perkins v. Dickinson, 558 Ix TABLE OF CASES. [REFERENCES ARE TO PAGES.] Perkins v. Ede, 827 Perkins v. Fairfield, 92 Perkins v. Hadley, 215, 379, 502, 625, 702 Perkins v. White, 78 Perkins v. Williams, 453 Perrot v. Perrot, 871 Perry v. Adams, 138 Perry v. Boyd, 695, 856 Perry v. William, 141 Perry v. Williamson, 301 Fershing v. Canfield, 205, 619 Personneau v. Blakely, 560 Peterman v. Laws, 132 Peters v. Anderson, 511 Peters v. Bouvien, 268, 458 Peters v. Delaplaine, 831 Peters v. Farnsworth, 155 Peters v. Grubbs, 339, 354, 376 Peters v. McKeon, 213, 216, 223, 224, 391 Peters v. Meyers, 294, 297 Peterson v. McCulloch, 445 Petrie v. Folz, 370, 371, 402 Pettys v. Marsh, 589 Pfirrman v. Wattles, 134, 446 Phelps v. Decker, 339 fc Phelps v. Kellogg, 531 Phelps v. Phelps, 52 Phelps v. Sawyer, 361 Phillbrook v. Emswiler, 657 Phillips v. Coffee, 127 Phillips v. Cooper, 424 Phillips v. Day, 743, 749 Phillips v. Evans, 354 Phillips v. Herndon, 36, 148, 212 Phillips v. O'Neal, 624 Phillips v. People, 59 Phillips v. Reichert, 392, 397, 410 Phillips v. Ruble, 61 Phillips v. Scott, 673 Phillips v. Smith, 394, 401 Phillips v. Stanch, 497 Phillips v. W T alsh, 75, 76 Phillipson v. Gibbon, 819 Phipp v. Childs, 724 Pickitt v. Loggon, 147 Piedmont Coal Co. v. Green, 606 Pierce v. Johnston, 263 Pierce v. Milwaukee R. Co., 440, 517, 540 Pierce v. Nicol, 798, 821 Pierson v. Armstrong, 50 Pierson v. Doe, 50 Pike v. Galvin, 263, 550 Pike v. Goodnow, 526 Piland v. Taylor, 58 Pilcher v. Prewitt, 648, 650 Pilcher v. Smith, 625 Pillsbury v. Mitchell, 263, 311, 318, 322, 326 Pincke v, Curtis, 193 Pinkston v. Hine, 229, 274 Pino v. Beckwith, 587, 621 Pintard v. Martin, 649 Piper v. Elwood, 141 Pipkin v. James, 587, 807, 814 Pitcher v. Livingston, 150, 270, 271, 360 Pitkin v. Leavitt, 360, 421, 428, 431, 434 Pitman v. Connor, 284, 335 Planer v. Eq. Life Ins. Co., 501, 502 Platt v. Gilchrist, 449, 458, 637, 848 Platt v. Newman, 773 Platte Land Co. v. Hubbard, 588 Playter v. Cunningham, 351, 361 Plowman v. Shidler, 525 Plummer v. Rigdon, 214 Plummer v. Russell, 48 Point Street Iron Works v. Simmons, 151 Poke v. Kelly, 589, 667 Polk v. Stevenson, 167 Polk v. Sumter, 49, 778 Pollard v. Dwight, 256, 258, 259 Pollard v. Rogers, 194 Pollock v. Speidel, 519 Pollock v. Wilson, 704 Pomeroy v. Burnett, 315, 444, 469 Pomeroy v. Drury, 20, 36 Pomeroy v. Fullerton, 487 Pomeroy v. Partington, 417 Pool v. Ellis, 138, 139 Poole v. Hill, 200 Poole v. Shergold, 826 Pope v. Garland, 21, 30 Pope v. Simpson, 134 Pope v. Thrall, 727, 740, 791 Pope v. Wray, 613 Poor v. Boyce, 114, 117 Porter v. Bradley, 298, 323 Porter v. Cook, 652 Porter v. Hill, 538 Porter v. Noyes, 33, 35, 300, 362, 777 Porter v. Scobie, 608 Porter v. isullivan, 552 Porter v. Titcomb, 696 Porterfield v. Payne, 720 Portman v. Mill, 819 Post v. Bernheimer, 783 Post v. Campau, 298 Post v. Leet, 82, 121, 858 Post v. Weil, 776, 777 Potter v. Kitchers, 279 Potter v. Parry, 711 Potter v. Taylor, 287 Potter v. Tuttle, 151 Potwin v. Blasher, 370, 418, 459 Poulet v. Hood, 154 Poulson v. Ellis, 201 Pounsett v. Fuller, 212 TABLE OF CASES. [INFERENCES AKE TO PAGES.] Ixi Powell v. Conant, 724 Powell v. Edmonds, 32 Powell v. Lyles, 337 Powell v. Matyr, 820, 821 Powell v. Morrissey, 575 Powell v. Munson, 300 Powell v. Powell, 733 Powell v. So. Wales R. Co., 830 Power v. Standish, 516 Powers v. Bryant, 69 Poyas v. Wilkins, 476 Poyntell v. Spencer, 364, 3G5, 667, 673 Pratt v. Campbell, 488, 822 Pratt v. Eby. 712, 739, 742 Pratt v. Pratt, 539, 540 Preiss v. Le Poidevin, 331, 383 Preissinger v. Sharp, 716 Presbrey v. Kline, 484. 726, 798, 803, 804 Prescott v. Hayes, 60 Prescott v. Hobbes, 267 Prescott v. Trueman, 257, 21)0, 315, 318, 322, 775, 831 Prescott v. Williams, 302 Presser v. Hildebrand, 497 Preston v. Breedlove, 472 Pfeston v. Fryer, 81, 84, 87 Preston v. Harrison, 140 Veston v. Walker, 603, 615 Veston v. Whitcomb, 36 'reston v. Williams, 574 'restwood v. McGovern, 360, 363, 434 >evost v. Gratz, 443, 639 'rewitt v. Graves, 723, 765 'rewitt v. Kenton, 424 Price v. Ayres. 845, 852 Price v. BJount, 472, 473 Price v. Boyd, 140 Price v. Browning, 185 ; 607 Price v. Hubbard, 447 Price v. Johnson, 257 Price v. Real Estate Assn., 117 Price v. Strange, 711 Primm v. Wise, 808 Pringle v. Spaulding, 211 Prinple v. Witton. 277, 356 Prior v. Loeb, 541 Pritchard v. Atkinson, 306 Pritcharcl v. bmith, 370 Pritchett v. Redick, 357, 370, 37S Prosser v. Watts, 715, 737 Prothro v. Smith, 813 Prov. Life N. Co. v. Seide, 263 Prov. Loan & Tr. Co. v. Mclntoh. 686 Prout v. Gibson. 606 Prout v. Roberts, 244, 687, 855 Pry v. Pry, 51 Pryse v. McGuire. 242, 245, 252, 445 Puckett v. McDonald, 115, 589, 650 Pugh v. Brittain, 571 Pugh v. Chasseldine, 35, 148 Pugh v. Mayo, 525 Pumpelly v. Phelps, 217, 225, 227,228 Purcell v. Heeney, 447 Purvis v. Rayer, 20, 22, 710 Pusey v. Desbourne, 871 Puterbaugh v. Puterbaugh, 20, 213, 227, 228 Putnam v. Ritchie, 139 Putnam v. Westcott, 587 Pyle v. Gross, 345 Pyrke v. Wadding!) am, 708, 712, 714, 721, 722 Q. Quarles v. Campbell, 115 Quick v. Taylor, 308 Quimby v. Lyon, 205 Quivey v. Baker, 519, 545, 547 Rebon v. Risnikoff. 597 Radcliff v. Ship, 363, 431 Rader v. Neal, 104, 152 Radford v. Willis, 713, 714 Raftery v. Easeley, 300 Ragan v. G^ither, 731 Raines v. Callaway, 433 Raines v. Walker. 519 Rainey v. Hines, 317 Ralston v. Miller, 461, 849 Ramirez v. Barton. 855 Ramsden v. Hurst, 30 Ramsey v. Smith, 564 Ramsour v. Shuler, 506, 564 Randall v. Albertis, 353 Randall v. Lower, 525, 526 Randall v. Mallett, 315 Randolph v. Kiriney, 263, 387 Randolph v. Meeks, 358, 360 Ranelagh v. Hayes, 516 Rankin v. Maxwell, 492 Ranney v. Smith, 564 Ranson v. Shuler, 835 Rantin v. Robertson, 351 Rash v. Jenne, 396 Rashall v. Ford, 250 Rathbun v. Rathbun, 522 Raudabaugh v. Hart. 200 Ravenel v. Ingram. 378, 381 Rawley v. Beaman. 69 Rawlings v. Adams, 213 Rawlins v. Timl>erlake, 445, 838, 847 Ray v. Detchon, 137 Ray v. Pease, 50 Ray v. Virgin, 113 Raymes v. Clarkson, 44 Raymond v. Holdon. 542 Raymond v. Raymond, 256, 283 Raymond v. Squire, 264 Raynor v. Lyon, 777 TABLE OF CASES, [REFERENCES ARE TO PAGES.] Rea v. Minkler, 335, 360, 375, 436 Read v. Fogg, 547, 550 Read v. Walker, 203, 625, 696, 855 Reading v. Gray, 315 Reagle v. Dennis, 284, 288 Real T. Hollister, 363 Real Est. Corp. v. Harper, 296 Ream v. Goslee, 299 Reardon v. Searcy, 127 Reasoner v. Edmundson. 260, 315, 363, 371 Reck v. Clapp, 182 Recohs v. Younglove, 255, 412 Rector T. Higgins. 315 Rector v. Price, 826 Redding v. Lamb, 347, 465 Reddington v. Henry, 595 Redman v. Williams, 598 Redmon v. Phenix Ins. Co., 292 Redwine v. Brown, 263, 350, 381, 383 Recce v. Haymaker, 759 Reed v. Crosthwaite, 140 Reed v. Hatch, 338 Reed v. Noe, 731, 826, 827 Reed v. Pierce, 318 Reed v. Reed, 758 Reed v. Root, 561 % Reed v. Sycks, 452 Reed v. Tioga Mfg. Co., 45 ? 834 Reeder v. Craig, 519 Reese v. Gordon, 463, 649 Reese v. Kirk, 13 Reese v. McQuilkin, 392, 433 Reese v. Smith. 517, 537 Reeves v. Dickey, 607, 609, 800. 806 Reeves v. Downs, 616 Refeld v. Woolfolk, 651 Regney v. Coles, 727, 755 Regney v. Small, 131 Reid v. Sycks, 287 Reilly v. Burton, 137 Reilly v. Smith, 497 Reiner's Appeal, 112 Remillard v. Prescott, 564. 568 Remington v. Hornby, 148 Remington v. Palmer, 451, 453 Remy v. Olds, 205 Reniek v. Renick, 849 Renner v. Marshall, 845 Renshaw v. Gans, 506, 512. 667 Resser v. Carney, 526 Reswick v. Campbell, 810 Reuter v. Lane, 676 Revol v. Stroudback, 738, 771 Rex v. Creel, 346, 360 Rex v. Holland, 599 Reydell v. Reydell, 733 Reynolds v. Borel, 729 Reynolds v. Clark, 497 Reynolds v. Cleary, 730 Reynolds v. Harris, 127 Keynolds v. Nelson, 578 Reynolds v. Smith, 809 Reynolds v. Strong, 706, 718, 760, 810 Reynolds v. Vance, 827 Rhea v. Allison, 702 Rhea v. Swain, 416 Rheel v. Hicks, 122 Rhoads v. Selin, 105 Rhode v. Alley, 151, 474, 664, 683 Rhode v. Green, 430, 435 Rhodes v. Caswell, 716 Rhodes v. Ibbetson. 27 Rhodes v. Wilson, 589 Rhorer v. Bila, 615, 616 Rice v. Barrett, 768 Rice v. Burnett, 109, 113. 118 Rice v. Goddard, 446, 461 Rice v. Kelso, 525 Rice v. Poynton. 571 Rice v. Silverton, 855 Rich v. Johnson, 414 Richards v. Bent, 263, 292, 312 Richards v. Homestead Co., 370, 374, 404, 405 Richards v. Knight, 712. 714, 736, 768 Richards v. Mercer, 780 Richardson v. Bright, 242. 243, 246 Richardson v. Butler, 117 Richardson v. Dorr, 255. 315 Richardson v. Eyton, 30 Richardson v. Gosser, 66n. 67 3 Richardson v. Jones. 715 Richardson v. McDougall. 124. 141 Richardson v. McKinson. G!9, 701, 702 Richardson v. Tobey, 303 Richardson v. Williams, 8:>9 Richmond v. Ames, 301, 318, 322 Richmond v. Gray, 189, 748, 799,805 Richmond v. Koenig, 781 Richmond v. Marston, 1"0 Richmond v. Robinson, 496 Richmond v. Voorhees, Cl Ricker v. Pratt, 836, 843 Rickert v. Snyder, 277, 323. 352. 362, 422, 433* Ricketts v. Dickens, 330. 337, 360 Riddell v. Blake, 703 Riddle v. Bush, 128 Riddle v. Hill, 113 Riddleberger v. Mintzer. 497 Rider v. Powell, 566 Ridgeley v. Howard, 58 Ridgway v. Gray, 830, 831 Riesz's Appeal, 497 Rife v. Lybarger, 780, 785. 830 Rigg v. Cook. 529 Bugs v. Purse!!, 79, 81, 590, 708 Riley v. Kepler, 111 . TABLE OF CASES. [REFERENCES ARE TO PAGES.] Ixiii Riley v. Million, 121 Rimer v. Dugan, 243, 251, 855 Rinaldo v. Houseman, 598 Rineer v. Collins, 211, 214 Rindskopf v. Trust Co., 361 Rinehart v. Rinehart, 318 Ripley v. Kepler, 109 Rippingall v. Loyd, 31 Ritter v. Henshaw, 123, 140 Ritter v. Phillips, 469 Roach v. Rutherford, 189, 192, 603 Roake v. Kidd, 709 Robards v. Cooper, 443 Robb v. Irwin, 95 Robb v. Montgomery, 35, 47; 611,804 Robbins v. Battlehouse Co., 556 Robbins v. Mayer, 560 Roberts v. Bassett, 35, 36 Roberts v. Levy, 262, 268, 296, 301, 308 Roberts v. Lovejoy, 492 Roberts v. McFadden, 17, 392, 719 Roberts v. Stowers, 95, 128 Roberts v. Taliaferro, 559 Roberts v. Wolbright, 444, 6:57 Roberts v. Wyatt, 31, 165, 4S2, 503 Robertson v. Bradford, 115, 138 Robertson v. Gaines, 519 Robertson v. Hogsheads, 605. 681 Robertson v. Lemon, 391, 417, 421 Robinson v. Bierce, 319 Robinson v. Brakewell, 221, 6GO Robinson v. Douthit, 519 Robinson v. Galbreath, 858 Robinson v. Hardman, 229 Robinson v. Heard, 214 Robinson v. Maudlin, 61. Robinson v. Murphy, 297 Robinson v. Page, 581 Robinson v. Redman, 93 Robinson v. Ryan, 137, 138 Hobison v. Robison, 641 Roche v. O'Brien, 187 Rockfellcr v. Donelly, 282 Rocksell v. Allen, 123 Rockwell v. Wells, 460 Rodgers v. Olshoffsky, 620, 667, 684 Rodman v. Williams, 598 Roebuck v. Dupuy, 364, 370 Roehl v. Haumesser, 864 Roehl v. Pleasants, 112, 113 Rogers v. Abbott, 570 Rogers v. Borchard, 36 Rogers v. Clemmans, 116 Rogers v. Colt, 682 Rogers v. Daily, 406 Rogers v. Golson, 401 Rogers v. Horn, 86, 475 Rogers v. Norton, 684 Rogers v. Place, 458, 844 Rogers v. Waterhouse, 712 Rohr v. Kindt, 36, 219. 492, 503 Roland v. Miller, 667, 668 Rolfes v. Russell, 253 Roller v. Ettinger, 182, 506, 798 Rollins v. Henry, 120 Rolph v. Crouch, 408 Romig v. Romig, 35 uomilly v. James, 717, 718 Rook v. Rook, 403 Rooney v. Koenig, 523 Roots v. Dormer, 826 Rose v. Calland, 782 Rose v. Neuman, 60 Rose v. Schaffner, 385 Roseman v. Conovan, 238 Rosenberger v. Keller, 324, 851 Rosenthal v. Griffin, 63 Ross v. Boards, 495, 831 Ross v. Davis, 335, 626 Ross v. Dysart, 343, 354 Ross's Appeal, 670 Roswall v. Vaughan, 649, 686 Roszell v. Roszell, 566, 573 Rotan v. Hays, 281 Rounds v. Baxter, 589, 613 Roussel v. Lux, 776 Rowland v. Dowe, 211 Rowe v. Heath, 339, 422 Rowe v. School Board, 213 Royal v. Dennison, 47, 73 Royce v. Burrell, 346 Royer v. Foster, 370, 372 Rucker v. Lowther. 148, 155 Rudd v. Savelli, 148 Ruess v. Ewen, 740 Ruff v. Gerhart, 737 Rufncr v. McConnell, 280 Ruffner v. McLenan, 67 Ruggles v. Barton, 539 Rundell v. Lakey, 296 467 Runge v. Sabin, 65 Runkle v. Johnson, 206 Runnels v. Webber, 300 Runyan v. Alersereau, 260 Ruppert v. Haske, 573 Rush v. Truby, 43 Russ v. Alpaugh, 522, 531 Russ v. Perry, 300, 346 Russ v. Steele, 375 Russ v. Wingate, 58, 69 Russell v. Copeland, 214 Russell v. Handy, 197 Russell v. Hudson, 132 Russell v. Shively, 796 Rutherford v. Haven, 207 Rutherford v. Montgomery. 349. 377 Rutherford v. Stamper, 106 Rutledge v. Lawrence. 213. 220. 490 Rutledge v. Smith, 563, 625, 820, 821 Ryan v. Dunlap, 488 Ryan v. Wilson, 50 Ixiv TABLE OF CASES. [BEFEBEXCES ABE TO FACES.] Ryder v. Jenny, 150 Hverson v. Chapman, 421, 423. 430, 431 Ryerson v. Willis, 447, 453, 458, 462 S. Sable v. Broekmeier, 273 Sable v. Maloney. 569 Sackett v. Twining, 109 Sage v. tiones, 311 Sage v. Rannev, 611, 612 Saint v. Taylor, 839 St. Anthony's F. W. P. Co. v. Merri- man, 565. 568 St. Clair v. Williams, 350 St. Louis v. Bissell, 321 St. Louis Rei. Co. v. Langley. 543 St. John v. Palmer, 361. 363 St. Mary's Church v. Stockton, 766, 770, 783 Salisbury v. Hatcher, 806 Salle v. 'Light, 424 Salmon v. Hoffman, 443 Salmon v. Vallejo, 262, 264 Salmon v. Webb, 593 Salmond v. Price, 136, 141 Saltonstall v. Gordon, 238, 239 Hilton-stall v. Riley, 93 Sampeyrac v. U. S., 180 ^-.inborn v. Gunter, 861 Sanborn v, Nockin, 496 Sandeman v. McKinsie, 187 Sanderlin v. Willis, 211, 604 Sanders v. Brown, 293 Sanders v. Hamilton, 124, 425 Sanders v. Lansing, 587 Sanders v. Wagner, 320, 404, 405 Sanford v. Travers, 695, 865 Sands v. Lynfaam, 137, 138 Sandwich Mfg. Co. v. Zellman, 288, 345, 523 Sanford v. Bulkley, 60 Sanford v. Justice, 252 Sanford v. Sanford, 548 Sanford v. Wheeler. 35 Sargent v. Guiterson, 285, 661 Satterfield v. Spier, 492 Saulters v. Victory, 214. 216 Saunders v. Flanniken, 376, 381 Saunders v. Guille, 771 Saunders v. Hamilton, 124, 425 Saunders v. Pate, 119 Savage v. Mason. 303 Savings Inst. v. Burdick, 566 savings & Loan Assoc. v. Meeks, 576 Sawyer v. Hovey. 568 Sawyer v. Kendall, 52 Sawyer v. Sledge, 594, 627 Sawyer v. Vaughan, 277 Sawyer v. Wiswall, .457 Sawyers v. Cator, 344 Sayre v. Mohney, 604, C16 Sayre v. Sheffield Land Co., 273 Scannell v. Am. Soda !'. Co., 738, 779, 791 Scantlin v. Anderson, 411, 445 Scates v. Fohn, 549 Schaatz v. Keener, 567 Schaefer v. Causey, 138 Schaefer v. Bluinentbal, 779 Schaeffer v. Bond, 133 Schaffer v, Grutzmachen, 542 Schamberg v. Leslie, 684 Scheible v. Slagle, 375 Schermerhorn v. Niblo, 707, 772 Schermerborn v. Vanderbeyden, 402 Scheu v. Lehning, 757, 828 Schiffer v. Dietz, 14, 235, 800, 805 Schley v. Baltimore, 92 Schmidt v. Reed, 805 Schnelle Lumber Co. v. Barlow, 275 Schofield v. Iowa Homestead Co., 265, 268, 276, 379 Scholle v. Scholle, 758, 760 Schoonover v. Daugherty, 565 Schott v. McFarland, 645 Schreck v. Pierce, 20, 34, 482 Schroeder v. Witham, 718 Schroeppel v. Hopper, 695 Schug's Appeal, 78 Schulenberg v. Harriman, 368 Schultze v. Rose, 739 Schumann v. Knoebel, 318, 469 Schuylkill. etc., 11. Co. v. Schmoele, 351, 354, 366 Schwartz v. Woodruff, 734, 799 Schwinger v. Hickock, 123 Scoffins v. Grandstaff, 263, 377, 381, 545 Scott v. Battle, 625, 655, 702 Scott v. Beutel, 775 Scott v. Bilgerry, 488 Scott v, Davis, 188 Scott v. Gallagher, 58 Scott v. Hanson, 822 Scott v. Morning, 271 Scott v. Nixon, 737 Scott v. Scott, 331, 432 Scott v. Sharp, 818 Scott v. Simpson, 732, 739 Scott v. Slaughter. 650 Scott v. Thorp, 808, 819 Scott v. Twiss, 256 Scribner v. Holmes, 304, 305 Scripture v. Morris, 775 Scriver v. Smith, 375 Scudder v. Andrews, 462, 650 Scudder v. Watt, 705, 777 Seaburn v. Sutherland, 695 Seaman v. Hicks, 82, 88, 736. 785 Seaman v. Vawdrey, 30, 711, 713 Seamore v. Harlan, 699, 703 TABLE OF CASES. [REFERENCES ARE TO PAGES.] Searcy v. Kirkpatrick, 508 Sears v. Broady, 311, 433 Sears v. Stinson, 410 Seaton v. Barry, 667 Seaton v. Booth, 826 Seaton v. Mapp, 28, 30 Sebring v. Mersereau, 752 Second Univ. Soc. v. Dugan, 770 Second Univ. Soc. v. Hardy, 70S Security Bank v. Holmes, 345 Sedgwick v. Hargrave, 707 Sedgwick v. Hollenbeck, 260, 279, 352 Seeley v. Howard, 207 Seibel v. Purchase, 587, 801 Seiberling v. Lewis, 794 Seitzinger v. Weaver, 657 Selden v. James, 820 Seldner v. McCreery, 715. 772 Selden v. Wilhans, 657, 661 Seller v. Lingerman, 137 Semple v. Wharton, 345, 409 Senning v. Bush, 772 Sessa v. Arthur, 452 Seton v. Slade, 189, 193, 798, 800,811 Settle v. Stephens, 681 Seventy- third St. Bldg. Co. v. Jencks, 318 Seward v. Willcock, 202 Sewell v. Wilkins, 201 Seymour v. Delancy, 692, 728, 730, 743, 806 Seymour v. Dennett, 613 Seymour v. Lewis, 309 Shackelford v. Hundly, 250, 252, 619, 855 Shackleton v. Sutcliffe, 30, 775 Shacklett v. Ransom, 156 Shadbolt v. Bassett, 469 Shafer v. Wiseman, 435 Shaffer v. Bolander, 127, 130 Shaffer v. Green, 281, 291, 292 Shaffer v. McCracken, 130 Shaffner v. Grutzmachen, 542 Shakespear v. Delaney, 12!) Shankle v. Ingram, 357, 360 Shanks v. Whitney, 237 Shannon v. Marselis, 453, 838 Share v. Anderson, 657, 606 Sharland v. Leifschild, 20 Sharp v. Adcock, 711 Shattuck v. Cunningham, 486 Shattuck v. Lamb. 360 Shaw v. Bisbee, 337 Shaw v. Lord, 45 Shaw v. Vincent, 825 Shaw v. Wilkins, 215, 221. 228 Shaw v. Wright, 80 Slieard v. Willburn, 223 Shearer v. Fowler, 654 Shearer v. Ranger. 300, 831 Shears v. Dusenburv. 286. 426 Sheehy v. Miles, 724 Sheets v. Andrews, 200, 213, 216,392 Sheets v. Joyner, 339, 407, 428 Sheffey v. Gardner, 311, 360, 434 Shelby v. Marshall. 605 Shelby v. Williams, 847 Sheldon v. Newton, 95 Sheldon v. Stryker, 63 Shelley's Case, 767 Shelly v. Mikkleson, 507 Shelton v. Codman, 377 Shelton v. Livins, 32 Shelton v. Peas, 289, 326, 371 Shephard v. Carriel, 63 Shepherd v. ivahle, 519 Shephard v. Keatley, 29 Shephard v. Little/ 402 Shephard v. Mclntire. 513 Sherman v. Kane, 521 Sherman v. Ranger, 362 Sherman v. Savery, 597 Sherman v. Williams, 351, 352 Sherwin v. Shakespear, 164 Sherwood v. Johnson, 301 Sherwood v. Landon, 636 Sherwood v. \ amlenburgh, 552 Sherwood v. Wilkins, 287 Sheilds v. Allen, 86, 595 Shields v. Bogliolo. 699 Shiffer v. Deitz, 193, 238 Shiflett v. Orange Humane Soc., 617 Shipp v. Wheless, 134, 595, 605, 616, 695, 836 Shirley v. Shirley, 625 Shively v. Jones, 82 Shively v. Land Co., 579 Shober v. Dutton, 739. 742 Shober v. Robinson, 425 Shoemaker v. Johnson, 548 Shontz v. Brown, 154, 451, 657 Short v. Conlee, 63 Short v. Porter, 109, .138 Short v. Sears, 137 Shorthall v. Mitchell, 487 Shorthill v. Ferguson, 151 Shotwell v. Murray, 867 Shouse v. Doane, 34. 44, 201 Shriver v. Shriver, 700. 712, 730, 740, 742, 752, 826 Shrove v. Webb, 595 Shroycr v. Xickell. 138, 655 Shryer v. Morgan, 217 Shultz v. Moore. 58 Shultz v. Sanders, 127 Shurtz v. Thomas. 15, 497 Sibbald v. Lowrie, 189 Sibley v. Bullis. 144 Sibley v. Spring, 35 Sidders v. Riley, 284 Sidebotham, Ex parte, 188, 189 Sidwell v. Birney, 02 Ixvi TABLE OF CASES. [REFERENCES ARE TO PAGES.] Sikes v. Wild, 214, 226 Silbar v. Ryder, 564, 567 Silliman v. Gillespie, 493 Silverman v. Loomis, 389 Simanovich v. Wood, 283, 293 Simis v. McElroy, 743, <37, 767 Simmons v. Haseltine, 717, 720 Simmons v. North, 574 Simmons v. Zimmerman, 728 Simons v. Patchett, 213, 229 Simon v. Vandeveer, 734 Simpson v. Atkinson, 484 Simpson v. Belvin, 392, 417, 429 Simpson v. Greeley, 545 Simpson v. Hart, 837 Simpson v. Hawkins, 445, 631, 723, 830, 838, 840, 842 Sims v. Boaz, 204 Sims v. Gray, 138 Sims v. Lewis, 487 Sinclair v. Jackson, 524 Sine v. Fox, 337 Singletary v. Carter, 105 Sisk v. Woodruff, 370, 427, 430 Sisters, etc., v. Benzinger, 761 Sivoly v. Scott, 015 Sizemore v. Pinkston, 621 Skaaraas v. Finnegan, 214 Skally v. Shute, 353 Skerrett v. Presbyterian Society, 559 Skilleen v. May, 690 Skinner v. Fletcher, 64 Skinner v. Moore, 103 Skinner v. Starner, 286 Skull v. Clenister, 21 Slack v. McLagan, 467 Slack v. Thompson, 149 Slater v, Rawson. 256, 262, 388 Slaughter v. Tindle, 488 Slayback v. Jones, 353 Sloane v. Wells, 503 Slocum v. Bray, 47 Sloper v. Fish, 762 Small v. Atwood, 587 Small v. Jones, 523 Small v. Proctor, 552 Small v. Reeves, 273, 360, 445, 459, 469 Smeich v. Herbst, 620, 626 Smiley v. Fries, 522 Smith v. Abington Sav. Bk., 283,293 Smith v. Acker, 469 Smith v. Ackerman, 444, 459, 470 Smith v. Arnold, 110 Smith v. Babcock, 194, 684 Smith v. Brittain, 84 Smith v. Brittenham, 695 Smith v. Busby, 207, 695 Smith v, Cannell, 300, 526, 831 Smith v. Cansler, 805 Smith v. Carney, 210, 318 Smith v. Chancy, 650, 670 Smith v. Chapman, 563 Smith v. Compton, 404. 417, 431 Smith v. Davis, 299, 323 Smith v. Death, 730 Smith v. De Rusey, 545 Smith v. Detroit Min. Co., 191 Smith v. Dixon, 359 Smith v. Ellis, 30 Smith v. Fitting, 459 Smith v. Fly, 337, 866 Smith v. Haynes, 41, 633 Smith v. Henry, 200 Smith v. Hudson, 444, 633 Smith v. Hughes, 260, 304, 448, 634 Smith v. Hunt, 60 Smith v. Ingram, 350, 378, 527 Smith v. Jefts, 263, 311, 316 Smith v. Jones, 333, 445 Smith v. Kelly, 127, 128, 480, 487 Smith v. Kimball, 767 Smith v. Lamb, 584, 604 Smith v. Lewis, 202, 293. 604 Smith v. Lloyd, 280, 287, 291 Smith v. Mackin, 858 Smith v. McCluskey, 592 Smith v. McCool, 828 Smith v. Montes, 521 Smith v. Moreman, 770 Smith v. Munday, 129 Smith v. Newton, 444, 636 Smith v. Nolan, 474 Smith v. Painter, 118 Smith v. Parsons, 419, 459, 509 Smith v. Perry, 382 Smith v. Pettus, 509, 589 Smith v. Richards, 249, 311 Smith v. Robertson, 202, 203, 209, 624, 682, 690, 858 Smith v. Rogers, 203 Smith v. Schiele, 23 Smith v. Scribner, 360 Smith v. Shepard, 359 Smith v. Sillyman, 670, 671 Smith v. Smith, 202 Smith v. Sprague, 302, 420 Smith v. Strong, 272, 397. 403 Smith v. Taylor, 24, 25, 164, 724 Smith v. Turner, 762 Smith v. Williams, 519 Smith v. Winn, 80, 85, 868 Smith v. Wood, 575 Smith's Appeal, 509 Smithers v, Steiner, 828 Smithson v. Inman, 702 Smoot v. Coffin, 444, 639 Smyth v. Merc. Tr. Co., 235 Snelgrove v. Snelgrove, 180 Snell V. Mitchell, 480 Snevilly v. Egle, 275, 614 Snevely v. Lowe, 95 TABLE OF CASES. [REFERENCES ABE TO PAGES. ] bcvii Snider v. Coleruan, 138 Snow v. Monk, 488, 789, 790 Snyder v. Jennings, 363, 368 Snyder v. Lane, 291, 318, 320 Snyder v. Spaulding, 754 Socum v. Haun, 277 Sohier v. Williams, 90, 721. 760, b20 Somerville v. Hamilton, 429 Somers v. Schmidt, 424, 427, 429 Somes v. Skinner, 528, 531 Sons of Temp. v. Brown, 203, 207, 209 Soper v, Arnold, 187, 592 Soper v. Kipp, 799 Soper v. Stevens, 648 Sorrels v. McHenry, 205, 443, 589, 680 Soule v. Dixon, 458 Souter v. Drake, 20, 28 Southall v. McKeand, 223 Southby v. Hutt, 163, 189 Southcomb v. Bishop, 694, 697 Southern Pac. R. Co. v. Choate, 192, 193 Southern Wood Mfg. Co. v. Daven- port, 410 Southwest Va. Min. Co. v. Chase, 298 Sowler v. Day, 559 Sparrow v. Kingman, 544, 552 Sparrow v. Oxford R. Co., 21 Spaulding v. Fierle, 202, 805 Spaulding v. Hallenbeck, 777 Spaulding v. Thompson, 299 Speakman v. Forepaugh, 196, 711, 733, 747 Spear v. Allison, 351, 673 Spence v. Durein, 251 Spencer's Case, 381 Spencer v. Howe, 326 Spencer v. Sandusky, 774, 805 Spencer v. Topham, 713 Spero v. Shulz, 789 Spicer v. Jones, 798 Spier v. Laman, 406, 552 Spiller v. Westlake, 609 Spindler v. Atkinson, 137 Spitznagle v. Van Hesscli, 04, 70 Spoor v. Green, 265, 636 Spoor v. Phillips, 121 Spoor v. 'i'ilson, 681 Sprague v. Baker, 263, 312, 370, 37.1 Spratt v. Jeffrey, 29 Spray v. Rodman, 512 Spring v. Chase, 404, 416 Spring v. Sanford, 772 Spring v. Tongue, 293 Sprinkle v. Shields, 499 Springs v. Harven, 138, 563 Spruill v. Davenport, 231 Spurr v Andrews, 298 Spurr v. Benedict, 834, 865 Staata v. Ten Eyck, 214, 270, 400, 414 Stackpole v. Robbins, 137 Stacy v. Kemp, 457 Stahley v. Irvine, 409, 668 Staley v. Ivory, 622 Stambaugh v. Smith, 289, 298 Stanard v. Eldridge, 260, 293, 315 Standifer v. Davis, 200, 207 Stanley v. Goodrich, 280 Stansbury v. Taggart, 453 Stanton v. Button, 64, 71 Stanton v. Tattersall, 21 Stansbury v. Ingelhart, 95, 97 Staples v. Dean, 402 Staples v. Flint, 433 Stapylton v. Scott, 482, 706 Star v. Bennett, 250 Stark v. Hill, 462, 685 Stark v. Homuth, 337 Stark v. OIney, 392, 402, 419, 423 Stark v, Sigelow, 46 Starke v. Henderson, 606 Starkey v. Neese, 444, 477, 648 Starnes v. Allison, 767 State v. Crutchfield, 158 State v. Gaillard, 82 State v. Holloway, 238 State v. Paup, 869 State v. Salyers, 127 Stead v. Baker, 849 Steadman v. Handy, 496 Stearns v. Hendersass, 521 Stebbins v. Wolf, 392, 397, 414 Steele v. Adams, 402 Steele v. Kinkle, 199, 242 Steele v. Mitchell, 148 Stehley v. Irvin, 409, 668 Steiner v. Baughman, 337, 362, 364, 517 Steiner v. Presby. Ch., 820 Steiner v. Zwickey, 47 Steinhardt v. Baker, 758 Steinhauer v. Witman, 666, 672, 674 Stelzer v. La Rose, 454, 466 Step v. Alkire, 492 Stephen's Appeal, 669, 775 Stephens v. Black, 507 Stephens v. Ells, 77 Stephens v. Evans, 444 Stephenson v. Harrison, 225 Sterling v. Peet, 156, 157, 271, 364, 399 Sternberg v. McGovern, 498 Stevans v. Evans, 273 Stevens v. Austin, 717 Stevens v. Banta, 757 Stevens v. Guppy, 189 Stevens v. Hampton, 58 Stevens v. Jack, 430 Stevens v. Van Ness, 587 Stevenson v. Buxton, 488 Stevenson v. Fox, 790 Ixviii TABLE OF CASES. [REFERENCES ARE TO PACKS.] Stevenson v. Loehr, 354, 510, 749, 755, 798, 803 Stevenson v. Mathers, 510 Stewart v. Anderson, 525, 544 Stewart v. Conyngham. 737 Stewart v. Devine, 752 Stewart v. Drake, 311, 320, 358, 372, 405 Stewart v. Insall, 684 Stewart v. Noble, 231 Stewart v. Stewart, 861 Stewart v. West, 146, 204, 330, 356, 364, 436 Stiger v. Bacon, 843, 845 Stiles v. Winder, 571 Stinchfield v. Little, 156 Stingle v. Hawkins, 200 Stinson v. Sumner, 313. 538 Stipe v. Stipe, 365, 372 Stitzel v, Copp, 804 Stobert v. Smith, 754, 709 Stock v. Aylward, 514 Stockett v. Goodman, 53 Stockham v. Cheney, 620 Stockton v. Cook, 196, 198, 839 Stockton v. George, 200 Stockton v. Union Oil Co., 825 Stockwell v. Couillard, 340 Stoddard v. Smith, 58'.), 822, 826 Stokely v. Trout, 277 Stokes v. Acklen, 815. 845 Stokes v. Johnson, 828 Stokes v. Jones, 527 Stone v. Buckner, 198, 447, 453, 481 Stone v. Darnell, 137 Stone v. Gover, 615, 619 Stone v. Hale, 561, 509 Stone v. Hooker, 364 Stone v. Lord, 207, 480 Stone v. Sprague, 205 Stone v. Young, 11 Stoney v, Shultz, 125, 131 Storrs v. Barker, 813 Story v. Conger, 36 Story v. Kemp, 648 Stout v. Gully, 90 Stout v. Jackson, 216, 329, 391 Stow v. Stevens, 36 Slowell v. Bernett, 267 Stowell v. Haslett, 563 Stowell v. Robinson, 792 Strain v. Huff, 444 Strange v. Watson, 485 Stratton v. Kennard, 648 Strauss v. Benheim, 716, 771 Strawn v. Strawn, 542 Strayn v. Stone, 568 Streaper v. Fisher, 382 Slreeper v. Abeln, 323 Streeter v. Henley, 444 Streeter v. Illsley, 755 Strickland v. Draughan, 52 Strike's Case, 702, 703 Strodes v. Patton, 83 Strohauer v. Voltz, 286 Strong v. Downing, 241, 445, 838 Strong v. Lord, 238, 620 Strong v. Strong, 235 Strong v. Smith, 257 Strong v. Waddell, 460, 506, 553, 603, 617, 649 Stroud v. Kasey, 127 Strouse v. Drennan, 101 Stryker v. Vanderbilt, 74 Stuart v. Dutton, 70 Stuart v. Nelson, 356 Stubbs v. Page, 271 Sturtevant v. Jaques, 748, 767 Stutt v. Bldg. Asson., 293 Stuuts v. Browne, 137 Stuyvesant v. Weil, 754 Styes v. Bobbins, 576 Styles v. Blume, 488 Sugg v. Stone, 490 Summerall v. Graham, 615 Summerfield v. White, 541, 542 Sumner v. Barnard, 526 Sumner v. Rhodes, 563 Sumner v. Sessions, 106 Sumner v. Williams, 153, 155, 271, 414, 417 Sumter v. Welch, 356, 475 Sunderland v. Bell, 445 Supervisors v. Bed High School, 777 Surget v. Arighi, 352 Susquehanna Coal Co. v. Quick, 377, 389 Sutherland v. DeLeon, 95 Sutton v. Baillie, 323, 348 Sutton v. Page, 214 Sutton v. Schonwald, 91, 106 Sutton v. Sutton, 37, 132, 845, 861 Suydam v. Jones, 283, 379, 383, ",S9, * 403 Swafford v. Whipple, 275, 392, 402 Swaggerty v. Smith, 140, 141 Swain v. Burnett, 492, 725 Swain v. Burnley, 848 Swain v. Fidelity Ins. Co., 756, 757 Swaisland v. Dearsley, 30, 32 Swan v. Drury, 20, 33, 35, 195, 205 Swartz v. Ballou, 421 Swasey v. Brooks, 263, 377, 375, 431 Swayne v. Lyon, 754 Sweem v. Steele, 212, 213, 224, 231 Sweet v. Brown, 340, 548 Sweetser v. Lowell, 545 Sweetzer v. Hummel, 206, 209 Swenk v. Stout, 427, 433 Swepson v. Johnson. 482, 498 Swett v. Patrick, 398, 418, 421, 423 Swiggart v. Harber, 88, 96 TABLE OF CASES. [REFERENCES AISE TO PAGES.) Ixix Swihart v. Cline, 587 Swindell v. Richey, GOO Sykes v. Robbins, 503 Syme v. Johnston, 798 Syme v. Trice, 10G Symms v. James, 28, 30 T. Tabb v. Binford, 329, 348 Taber v. Shattuck, 570 Taft v. Kessel, 36, 620, 623, 625, 634 Taggart v. Risley, 519, 549 Taggart v. Stanbury, 154, 155 Taintor v. Hemmingway, 38 Talbot v. Bedford, 356, 431, 434 Talbot v. Hooser, 60 Talbot v. Sebree, 699 Tallmadge v. Wallis, 335, 447, 450, 462, 464, 695 Tallman v. Green, 242, 515, 516 Tankersly v. Graham, 443, 615 Tanner v. Levingston, 274, 412 Tapley v. Lebaume, 271 Tapp v. Beverley, 41 Tapp v. Nock, 164, 795, 805 Tarbell v. Tarbell, 421 Tarpley v. Poage, 472 Tarlton v. Daily, 475 Tarwater v, Davis, 34 Tate v. Anderson, 140 Taul v. Bradford, 478, 601 Tavener v. Barrett, 148, 153 Taylor v. Barnes, 229 Taylor v. Davis, 156 Taylor v. Debar, 439, 517 Tayior v. Fleet, 193 Taylor v. Gilman, 285, 302 Taylor v. Harrison, 144 Taylor v. Heitz, 298, 317, 324 Taylor v. Holter, 421 Taylor v. Johnston, 207, 796 Taylor v. Kelly, 490 Taylor v. Leith, 248 Taylor v. Lane, 311, 382 Taylor v. Longworth, 207, 803 Taylor v. Lyon, 445, 635, 838, 842 Taylor v. Martindale, 30, 724 Taylor v. Porter, 47, 222, 224, 698 Taylor v. Preston, 38 Tay!or v. Rowland, 488 Taylor v. Shuffold, 543 Taylor v. Stewart, 436 Taylor v. Wainman, 545 Taylor v. Wallace, 401 Taylor v. Williams, 25, 164, 192, 718, 725 Teague v. Wade, 806 Teague v. Whaley, 301, 308, 418 Teal v. Langdale* 202 Teal v. Wood worth. 541 Tcderall v. Bouknight, 103 Tefft v, Munson, 531 Templeton v. Falls Lumber Co.. 115 Templeton v. Jackson, 676 Templeton v. Kramer, 447 Ten Broeck v. Livingston, 822 Tendring v. London, 480, 809 Tennell v. Dcwilt, 698 Tennell v. Roberts, 698 Terrell v. Farrar, 827 Terrell v. Herron, 652 Terrett v. Imp. Co., 282 Territt v. Taylor, 528 Terry v. Cutter, 129, 130 Terry v. Drabenstadt, 409, 418 4*2 424 Terry v. George, 206 Terry v. Westing, 777 Terte v. Maynard, 503 Tevis v. Richardson, 738, 742, 7f>;} Tewksbury v. Howard, 73$ Texas Lumber Mfg. Co. v. Branch 181 Tex. Ry. Co. v. Gentry, 448 Thacker v. Booth, 737 Thackeray, Re, 714 Thackeray v. Wood, 147 Tharin v. Ficklin, 20 Thayer v. Clemence, 313. 399 Thayer v. Palmer, 280, 332 Thayer v. Sheriff, 119 Thayer v. Torrey, 146 Thayer v. Wendell, 155 Thayer v. White, 34, 703 Thielen v. Richardson, 522 Thomas v. Bland, 381 Thomas v. Bartow, 22 - Thomas v. Couitas, 234, 251 Thomas v. Davidson, 78, 81, 818 Thomas v. Dering, 500 Thomas v. Dockins, 571 Thomas v. Fleming, 727 Thomas v. Glazener, 118. 123 Thomas v. Harris, 668, 669, 670 Thomas v. Meier, 65 Thomas v. Perry, 259 Thomas v. Phillips, 835 Thomas v. Powell, 648 Thomas v. St. Paul's Ch., 496 Thomas v. Schee, 160 Thomas v. Stickle, 363, 368, 370, 374, 550 Thomas v. Wyatt, 45 Thompson v. Adams, 508 Thompson v. Avery, 726 Thompson v. Bra/ile, 433 Thompson v. Christian, 443, 657 Thompson v. Dallas, 189, 616. 771. 813 Thompson v. Doe. 99 Thompson v. Dullis, 616 Thompson v. Gould, 596 Ixx TABLE OF CASKS. [BEFEREXCF.S ARE TO PAGES.] Thompson v. Guthrie, 214, 222, 391, 414 Thompson v. Hart, 99 Thompson v. Hawley, 33, 35 Thompson v. Jackson, 866 Thompson v. Kilcrease, 224 Thompson v. Lee, 699 Thompson v. Marshall, 558, 569 Thompson v. McCord, 475 Thompson v. Merrill, 541 Thompson v. Miles, 586 Thompson v. Milliken, 737 Thompson v. Morrow, 414 Thompson v. Munger, 110, 111 Thompson v. Noble, 597 Thompson v. Sanders, 382 Thompson v. Schenectadv, &c., Co., 342 Thompson v. Shattuck, 380 Thompson v. Shepherd, 443 Thompson v. Shoemaker, 34, 461 Thompson v. Thompson, 44. 280 Thompson v. Tolmie, 98, 99, 101 Thorn v. Mayer, 766 Thorne v. Clark, 420 Thorndike v. Norris, 519 Thornton v. Mulquinne, 103 Thorp v. Keokuk Coal Co., 469, 648 Thrasher v. Finkard, 778 Thredgill v. Pintard, 406, 507, 508 Threlkeld v. Campbell, 78. 80, 141 Threlkeld v. Fitzhugh, 2i(i, 391, 394, 414 Thrift v. Fritz, 128 Thurgood v. Spring, 470 Thurman v. "Cameron, 62, 63 Thurmond v. Brownson, 136, 348 Thweatt v. McLeod, 661 Tibbetts v. Ayers, 462, 464, 467 Tibbetts v. Lesson, 292 Tiernan v. Roland, 774, 808 Tilley v. Bridges, 109 Tilley v. Land Co., 492 Tilley v. Thomas, 803 Tillotson v. Boyd, 262 Tillotson v. Gesner, 716, 817 Tillotson v. Grapes, 450, 461, 676 Tillotson v. Kennedy, 545 Tillotson v. Pritchard, 388, 397 Tilton v. Emery, 520 Timms v. Shannon, 446, 4.~>7. 609, 617 Tindall v. Cobham, 615, 694 Tindall v. Conover, 33, 34, 35 Tinney v. Ashley, 33, 208 Tinney v. Watson, 121 Tirnbey v. Kinsey, 228 Tison v. Smith, 793, 808 Tobin v. Bell, 33 Tobin v. Larkin, 492 Tod v. Gallaher, 512 Todd v. Down, 83 Todd v. Hoggart, 592 Todd v. McLaughlin, 698 Todd v. Union Dime Sav, Bank, 707, 764 Tollensen v. Gunderson, 679 Tompkins v. Hyatt, 189, 192, 610, 695, 811 Tomlin v. McChord, 763 Tomlinson v. Savage, 739, 827 Tone v. Brace, 836 Toney v. Toney, 588 Tong v. Matthews, C92 Toops v. Snyder, 566 Toole v. Toole, 77, 759, 812 Tooley v. Chase, 559 Tooley v. Kane, 88 Toplitf v. Atl. L. & Imp. Co., 779 Topp v. White, 245, 492, 587, 728 Torrance v, Bolton, 27, 28, 30 Tourville v. Naish, 453, 471 Towles v. Turner, 126 Town v. Needham, 132, 386 Towns v. Barrett, 584 Townsend v. Hubbard, 55 Townsend v. Lewis, 798 Townsend v. Morris, 329, 348, 433 Townsend v. Smith, 140 Townsend v. Tufts, 202 Townsend v. Ward, 286 Townsend v. Weld, 284, 291, 403 Townshend v. Goodfellow, 769, 808 Tracy v. Gunn, 224 Trapier v. Waldo, 77, 91 Trask v. Vinson, 214, 461, 483 Traver v. Halstead, 35, 205 Treat v. Orono, 683 Tremaine v. Lining, 148 Treptow v, Buse, 118 Trevino v. Cantu, 504, 580, 861 Trevivan v. Lawrence, 531 Trice v. Kayton, 305 Trinity Church v. Higgins, 282 Trigg v. Reade, 865 Trimmer v. Gorman, 746, 831 Troost v. Davis, 512 Troutman v. Cowing, 496 Troxell v. Johnson, 356 Troxell v. Stevens, 356, 381, 544 Trull v. Eastman, 526, 546, 550 Trulock v. Peeples, 62 Trumbo v. Lockridge, 445, 848 Trust Co. v. Muse, 80 Trustees v. Lynch, 596, 776 Trustees N. Y. Pub. School, In re, 746 Truster v. Snelson, 277 Trutt v. Spott, 332 Tryce v. Dittus, 804 Tubbs v. Gatewood, 67 Tucker v. Clarke, 536 Tucker v. Gordon, 126, 683, 684 TABLE OF CASES. Ixxi [HEFEBENfKS ARE TO PAGES.] Tucker v. McArthui, 311, 377 Tucker v. Woods, 35, 777 Tudor v. Taylor, 140 Tufts v. Adams. 202. 292, 313, 322, 359, 399 Tuggle v. Hamilton, 3(>G Tuite v. Miller, 260, 3C2, 515 Tull v. Royston, 294 Tully v. Davis, 63 Turk v. Sidles, 89, 127 Turnbull v. Gadsden, 685 Turner v. Beaurain, 30 Turner v. Goodrich, 370, 373, 40-1, 421 Turner v. Harvey, 242 Turner v. Howell, 195 Turner v. McDonald, 729, 741 Turner v. Miller, 422 Turner v. Nightingale, 586 Turner v. Reynolds, 776 Turner v. Turner, 869 Tinney v. East Warren Co., 61 Turney v. Hemminway, 600 Tustin v. Faught, 46 Twambly v. Henlev, 256 Tweddell v. Tweddell, 286 Tweed v. Mills, 22, 29, 38 Tu-ohig v. Brown, 198, 601 Tybee v. Webb, 648 Tyler v. Young, 34, 461 Tymason v. Bates, 337 Tyree v. Williams, 764 Tyson v. Belcher, 106 Tyson v. Brown, 115 Tyson v. Eyrick, 214, 223 Tyson v. Passmore, 483 U. Uhl v. Langhran, 757 Uhl v. Ohio R. R. Co., 439 Uhler v. Hutchinson, 59 Underwood v. Birchard, 351 Underwood v. Parker, 622 Underwood v. West, 695 Union Mut. Life Ins. Co. v. Crowl, 73 Union Nat. Bank v. Pinner, 843, 845 Union Pac. R. Co. v. Barnes, 648, 855 Union Safe'Dep. Co. v. (Jhisholm, 1(!0 Union Stave Co. v. Smith. 615 United States v. Bank of Georgia, 648 United States v. Cal., etc., Land Co., 53 United States v. Duncan, 122 University v. Joslyn, 352, 360 University v. Lassiter, 106 Updike v. Abel, 249 Upham v. Hamill, 119, 121 Upperton v. Nicholson, 163 Upshaw v. Debow, 246 Upson v. Howe, 92, 104 Upton v. Maurice, 748, 793 Upton v. Trebilcock, 250 Urmston v. Pate, 648, 861 Utica, etc., R. Co. v. Gates, 322 V. Vail v. Nelson, 37, 193 Valle v. Clemens, 548 Valle v. Fleming, 136, 138, 513 Vanada v. Hopkins, 148, 154 Van Amringe v. Morton, 183 Van Benthuysen v. Crasper, 610 Vance v. Fore, 52 Vance v. House, 631, 638, 644, 738, 838 Vance v. Schuyler, 57, 60 Vance v. Shroyer, 622 Vancouver v. Bliss, 189 Vandever v. Baker, 31, 88 Vanderkarr v. Vanderkarr, 356 Van Epps v. Harrison, 695 Van Epps v. Schenectady, 35, 150, 155, 259, 826 Van Hoesen v. Benham, 259 Van Home v. Crain, 379 Van Lew v. Parr, 472, 475, 639, 680 Van Ness v. Bank, 58 Van Nest v. Kellum, 273 Van Nostraud v. Wright, 258 Vannoy v. Martin, 120 Van Rensselaer v. Kearney, 298, 439, 549 Van Rensselaer v. Van Rensselaer, 362 Van Riper v. Williams, 838 Van Riswick v. Wallach, 670 Van Schaick v. Lese, 736, 777 Vanscoyoc v. Kemler, 140, 141 Van Waggoner v. McEwen, 454, 838 Van Wagner v. Van Nostrand, 2.">8, 308, 333 Van Winkle v. Earl, 286 Van Wyck v. Richardson, 755 Vardaman v. Lawson, 23, 36, 148 Varick v. Briggs, 385 Varick v. Edwards, 547 Vather v. Hinds, 180 Vather v. Lytle, 118, 141 Vaughn v. Smith, 686 Vaughn v. Stuzaker, 260 Veeder v. Fonda, 88 Verdin v. Slocum, 128 Vernol v. Vernol, 195, 661 Vest v. Weir, 118, 602 Vick v. Percy, 446, 848 Viele v. R, Co., 190 Vielle v. Osgood, 44 Vincent v. Hicks, 3G7 Vivian v. Stevens, 445 Vining v. Leeman, 444, 622, 695 Volz v. Steiner, 755. 790 Voorhees v. Bank, 88, 94 Ixxii TABLE OF CASES. [REFERENCES ARE TO PAGES.] Voorhees v. De Meyer, 494, 550, 732, 798 Voorhis v. Bank, 90 Voorhis v. Forsyth, 297, 326 Vose v. Bradstreet, 51 Vought v. Williams, 721, 724, 746 Vreeland v. Blauvelt, 529, 707, 712, 768 Vrooman v. Phelps, 682 W. Wachendorf v. Lancaster, 83, 402 Wacker v. Straub, 415, 447 VVaddell v. VVaddell, 768 Waddell v. Wolfe, 28, 29 Wade v. Comstock, 432 Wade v. Greenwood, 738 Wade v. Killough, 207, 615 Wade v. Lindsay, 527 Wade v. Percy, 844 Wade v. Thurman, 661, 681 Wadhams v. Inness, 409 Wadhams v. Swan, 259, 453 Wadleigh v. Glines, 541, 542 Wadsworth v. Wendell, 74 Wagenblast v. Washburn, 568 Waggle v. Worthy, 348 Waggoner v. Waggoner, 731 Wagner v. Finnegan, 363 Wagner v. Hodge, 747, 760, 766 Wagner v. Perry, 199, 239, 245, 778 Wailes v. Cooper, 446, 453, 847, 848 Wait v. Maxwell, 258 Wait v. Smith, 171 Wakeman v, Dutchess of Rutland. 147, 154, 861 Walbridge v. Day, 118, 120, 683 Walden v. Gridley, 118, 141, 142 Waldo v. Long, 320, 417 Waldron v. McCarty, 369, 371 Waldron v. Zollikoffer, 37 Wales v. Bogne, 92 Walke v. Moody, 120 Walker v. Arnold, 519 Walker v. Barnes, 831 Walker v. Constable, 594, 629 Walker v. Deane, 371 Walker v. Deaver, 265, 300, 311, 321, 346 Walker v. France., 660, 673 Walker v. Gilbert, 446, 638 Walker v. Oilman, 754 Walker v. Hall, 344, 540 Walker v. Johnson, 626 Walker v. Moore, 212, 215, 220 Walker v, Ogden, 507, 699 Walker v. Quigg, 195 Walker v. Ruffner, 107 Walker v. Towns, 613 Walker v. Wilson, 258, 448 Wall v. Mason, 512 Wallace v. Harmsted, 182 Wallace v. Maxwell, 543 Wallace v. McLaughlin, 485, 492,591 Wallace v. Minor, 528 Wallace v. Pereles, 387, 424 Wallace v. Talbot, 410 Walling v. Kinnaird, 20 / Wallison v. Watkins, 460 Walsh v. Barton, 704, 783 Walsh v. Bayard, 488 Walsh v. Dunn, 418, 428 Walsh v. Hall, 236, 684 Walmsley v. Stalnaker, 849 Walter v, De Graaf, 46, 757 Walter v. Johnston, 449 Walters v. Miller, 201 Walther v. Briggs, 286, 523 Walton v. Bonham, 700, 838 Walton v. Campbell, 381, 421 Walton v. Cox, 137, 223, 424, 430 Walton v. Meeks, 718, 720, 729, 746 Walton v. Reager, 110, 112 Walton v. Wuterhouse, 520 Waltz v. Barroway, 99 Wamsley v. Hunter, 589 W T anner v. Sisson, 563 Ward v. Ashbrook, 274, 300, 363 Ward v. Bartholomew, 155 Ward v. Mclntosh, 436 Ward v. Packard, 242 Ward v. Williams, 110, 112 Ward v. Wiman, 65, 240, 684, 687 Warde v. Dixon, 713 Wardell v. Fosdick, 13, 661, 684, 687 Ware v. Houghton, 446 Ware v. Weatherall, 394, 400 Warfield v. &rdman, 295 Waring v. Ward, 286 Wark v. Willard. 534 Warner v. Hatfield, 34, 777 Warner v. Helm, 123 Warner v. Sisson, 561. 563 Warren v. Banning, 711, 718, 720, 769 Warren v. Carey, 241 Warren v. Richardson, 184 Warren v. nichmond, 195, 200 Warren v. Stoddart, 281, 317, 373, 471 Warren v. Wheeler, 214 Warwick v. Norvell, 842 Washer v. Brown, 509 Wash. City Bank v. Thornton, 147, 281, 311, 334 Waters v. Bagley, 311 Waters v. Mattin-ly, 858 Waters v. Thorn, 188 Waters v. Travis, 493. 826 Watkins v. Holman, 769 Watkins v. Hopkins, 617 Watkins v. Warsell, 519 Watkins v. Wimings, 132 TABLE OF CASES. Ixxiii [REFERENCES ARE TO PAGES.] Watson v. Baker, 249 Watson v. Church, 755 Watson v. Hoy, 78 Watson v. Kemp, 624 Watson v. Reissig, 123 Watt v. Rogers, 192 Watts v. Fletcher, 308 Watts v. Holland, 725 Watts v. Parker, 256 Watts v. Waddle, 698, 769, 811 Watts v. Wellman, 287 Waugh v. Land, 153 Way v. Raymond, 203 Wead v. Larkin, 388 Weatherbee v. Bennett, 301,, 325 Weatherford v. James, 501 Weaver v. Wilson, 444, 636 Webb v. Alexander, 369, 434 Webb v. Chisholm, 707 Webb v. Coons, 137 Webb v. Holt, 345, 417 Webb v. Hutt, 68 Webb v. Hughes, 193, 801 Webb v. Kirby, 28 Webb v. Pond, 282 Webb v. Spicer, 593 Webb v. Stephenson, 194, 793, 807 Webber v. Cox, 127 Webber v. Webber, 264 Weber v. Anderson, 404, 409 Webster v. Conley, 154 Webster v. Hall, 65 Webster v. Haworth, 125, 682 Webster v. Kings Co. N. Co., 599, 715, 774, 790, 794, 828 Weddall v. Nixon, 715 Wedel v. Herman, 72 Weed Machine Co. v. Emerson, 545 Weeks v. Toms, 754 Weems v. Love Manf'g Co., 84 Weems v. McCaughan, 342 Weidler v. Bank, 118, 125, 674 Weightman v. Reynolds, 5.'59 Weightman v. Spofford, 648 Weil v. Radley, 716, 737, 789 Weinstock v. Levison, 694, 757 Weiss v. Binnian, 199 Welbon v. Welbon, 341 Welch v. Davis, 157 Welch v. Button, 25 Welch v. Hoyt, 112 Welch v. Lawson, 211 Welch v. Matthews, 811 Welch v. Sullivan, 63 Welch v. Watkins, 589 Weld v. Traip, 299 Wellborn v. Finley, 519 Wellborn v. Schist, 482 Weller v. Trust Co., 304 Welles v. Cole, 59 Wellman v. Dismukes, 446, 589 Wells v. Abernathy, 214, 219 Wells v. Day, 19, 202, 827 Wells v. Lewis, 807 Wells v. Ogden, 568 Wells v. Smith, 208 Wells v. Walker, 180 Wells v. Yates, 566 Welsh v. Bayard, 488 Welsh v. Dutton, 551 Walshbillig v. Drennart, 556 Wendell v. North, 424, 426 Wentworth v. Goodwin, 446 Wesco v. Kern, 377, 385, 390 Wesley v. Eels, 706, 712, 780 Wessel v. Cramer, 781 West v. Shaw, 589 West v. Spaulding, 281 West v. Stewart, 259, 352 West v. West, 396 Westall v. Austin, 798 West B'way Real Estate Co. v. Bay- liss, 658 Westbrook v. McMillan, 476 West Coast Mfg. Co. v. Imp. Co., 392, 410 Western Mining Co. v. Coal Co., 545, 546 Westervelt v. Mattheson, 492 Westfall v. Washlagel, 738 Westhafer v. Koons, 754 Westheimer v. Reed, 651 Westrope v. Chambers, 263, 368 Wetherbee v. Bennett, 301, 325 Wetherell v, Brobst, 492 Wetmore v. Bruce, 587, 594, 596, 776 Wetzel v. Richcreek, 256, 360, 407 Weyand v. Tipton, 770 Whallon v. Kauffman, 338 Whatley v. Patton, 397 Wheat v. Dotson, 443, 464, 620, 695 Wheatley v. Slade, 491 Wheaton v. Wheaton, 868 Wheeler v. Hatch, 256, 271, 410 Wheeler v. McBain, 519 Wheeler v. Sohier, 382, 383 Wheeler v. Standley, 446, 856 Wheeler v. Styles, 214, 406, 552 Wheeler v. Tracy, 20, V75 Wheeler v. Wayne Co., 332, 343 Wheelock v. Overshiner, 431 Wheelock v. Thayer, 388 Whisler v. Hicks, 444, 459, 469, 470 Whitbeck v. Cook, 260, 304 Whitbeck v. Waine, 452 White v. Brocaw, 340. 548 White v. Dobson. 492 White v. Ewing, 447, 448 White v. Foljambe, 134, 154, 744 t White v. Furtzwangler, 450 White v. Graves. 181 White v. Hardin, 695 Ixxiv TABLE OF CASES. [REFEKENCES ABE TO PAGES.] White v. Lowery, 6C8, 683 White v. Mooers, 481 White v. Park, 140 White v. Patton, 527, 531 White v. Presly, 382, White v. Sayre, 54 White v. Seaver, 681 White v. Stevens, 269 White v. Stretch, 843 White v. Sutherland, 235 White v. Tucker, 222, 698 White v. Whitney, 359, 382, 386, 398 White v. Williams, 428 Whitehead v. Brown, 561 Whitehead v. Carr, 150 Whitehill v. Gotwalt, 343, 344 Whitehurst v. Boyd, 34, 589 Whiteman v. Castleburg, 618 Whitesides v. Cooper, 347 Whitesides v. Jennings, 214 Whitesides v. Magruder, 008, 323 Whitlock'v, Denlinger, 234, 444, 622, 635 Whitlock, Ex parte, 758 Whitman v. Westman, 573 Whitmore v. Parks, 122 Whitney v. Allaire, 14, 191, 661, 633, 686 Whitney v. Arnold, 70 Whitney v. Brooks, 141 Whitney v. Cochran, 619 Whitney v. Dewey, 156, 415 Whitney v. Dinsmore, 202, 313, 372, 377 Whitney v. Lewis, 447, 462 Whitney v. Railroad Co.. 301 Whitney v. Smith, 568 Whitson v. Grosvenor, 519, 522 Whittaker v. Kone, 259 Whittaker v. Miller, 44 Whittemore v. Whittemore, 491, 825 Whittemore v. Farrington, 560, 648, 657, 862 Whitten v. Krick, 291, 311, 346 Whittey v. Lide, 838 Whittington v. Corder, 21 Whitworth v. Stuckey, 477, 624, 639, 645 Whitzman v. Hirsh, 380, 401 Wickham v. Ernest, 615 Wickham v. Evered, 694 Wickliff v. Clay, 587, 698, 700 Wickliff v. Lee, 695, 742 Wicklow v. Lane, 521 Wickman v. Robinson, 625 Widmer v. Martin, 815 Wieland v. Renner, 737 Wiesner v. Zaun, 519 Wiggins v. McGimpsey, 35, 195, 199, 600, 611, 616 Wiggins v. Pender, 357, 369, 377,390, 422 Wight v. Gottschalk, 348 Wight v. Shaw, 548 Wightman v. Reside, 821 Wilburn v. McCalley, 115 Wilcox v. Latin, 187, 695 Wilcox v. Lucas, 571 Wilcox v. Musche, 315 Wilcoxon v. Galloway, 492 Wilde v. Fort, 184, 220 Wilder v. Ireland, 255, 259, 350, 425, 428, 437 Wilder v. Smith, 848 Wiley v. Fitzpatrick, 634, 841 Wiley v. Howard, 241, 615, 622, 79G Wiley v. White, 134, 628, 650, 65(i Wilgus v. Hughes, 505 Wilhelm v. Federgreen, 742, 743 Wilhelm v. Fimple, 203, 224, 599, 702 Wilkerson v. Allen, 79 Wilkerson v. Chadd, 444 Wilkins v. Hogue, 447, 848 Wilkins v. Irvine, 599 Wilkinson v. Green, 506 Wilkinson v. Roper, 51 Willan v. Willan, 853, 871 Willard v. Twitchell, 255 Wilier v. Weyand, 497 Willets v. Burgess, 315, 321 William Farrell Co. v. Deshon, 472 Williams v. Beeman, 377, 401, 415 Williams v. Baker, 459 Williams v. Burg, 382, 422, 426, 428 Williams v. Burrell, 408, 417 Williams v. Carter, 698, 734 Williams v. Cudd, 576 Williams v. Cummings, 127 Williams v. Daly, 164, 165 Williams v. Doolittle, 774 Williams v. Edwards, 492, 500, 726 Williams v. Fowle, 282 Williams v. Fryburger, 452 Williams v. Glenn, 78, 81, 87 Williams v. Glenton, 229 Williams v. Hathaway, 657 Williams v. Hogan, 256, 259 Williams v. Johnson, 117 Williams v. Lee, 837 Williams v. Mansell, 482 Williams v. Marx, 714 Williams v. McDonald, 109 Williams v. Mitchell, 700, 855 Williams v. Monk, 597 Williams v. Pendleton, 505 Williams v. Peters, 519 Williams v. Pope, 497 Williams v. Porter, 737, 815 Williams v. Potts, 35 Williams v. Reed, 654 TABLE OF CASES. [REFERENCES ARE TO PAGES.] Ixxv Williams v. Rogers, 698, 700, 703 Williams v. Sax, 458 Williams v. Schembri, 757 Williams v. Seawell, 759 Williams v. Shaw, 363, 425 Williams v. Thomas, 245, 253, 405, 613 Williams v. Wetherbee, 263, 383, 390, 426, 431, 436 Williams v. Williams, 519 Williams v. Wilson, 699 Williamson v. Banning, 763 Williamson v. Field, 78, 752 Williamson v. Johnston, 121 Williamson v. Neeves, 595, 795 Williamson v. Raney, 607, 695 Williamson v. Test, 402 Williamson v. Williamson, 418, 433 Willis v. Saunders, 568, 570, 573 Willison v. Watkins, 507 Wills v. Porter, 187 Wills v. Primm, 433, 435 Wills v. Slade, 737 Wills v. Van Dyke, 119 Willson v. Willson, 271, 318, 391, 414 Wilmot v. Wilkinson, 202 Wilsey v. Dennis, 145, 732, 781, 782 Wilson v. Breyfogle, 688 Wilson v. Bumfield, 497, 826 Wilson v. Carey, 31 Wilson v. Cochran, 158, 301, 375, 388, 665, 668, 671, 675 Wilson v. Cox, 492 Wilson v. Deen, 863 Wilson v. Forbes, 258, 265, 271, 272 Wilson v. Getty, 35, 36, 595 Wilson v. Higbee, 245, 664 Wilson v. Holden, 16 Wilson v. Holt, 136, 138 Wilson v. Inloes, 51 Wilson v. Irish, 144, 350, 676 Wilson v. Jeffries, 730 Wilson v. Johnson, 52 Wilson v. Jordan, 443 Wilson v. King, 573 Wilson v. Mason, 180 Wilson v. McElwee, 426 Wilson v. McNeal, 73 Wilson v. McVeagh, 770 Wilson v. Moore, 472 Wilson v. Parshall, 277 Wilson v. Peele, 349, 416 Wilson v. Raben, 79 Wilson v. Riddick, 195 Wilson v. Robertson, 215 Wilson v. Shelton, 402 Wilson v. Smith, 90, 105 Wilson v. Spencer, 212, 215 \Vilson v. Stewart, 576 Wilson v. Tappan, 732, 766, 798 Wilson v. Taylor, 384 Wilson v. Traer, 58 Wilson v. Wetherly, 507 Wilson v. White, 111, 114, 752 Wilson v. Widenham, 256, 387 Wilson v. Williams, 496 Wilson v. Wood, 144, 145 Wilson v. Zajicek, 830 Wilson's Appeal, 067, 671, 673 Wilson's Case, 175 Wilt v. Franklin, 402 Wiltsie v. Shaw, 768 Wilty v. Hightower, 356, 3(50, 371, 638, 676, 848 Wimberg v, Schwegeman, 622, 838 Wimberly v. Collier, 423, 420 Winans v. Huyck, 566 Winch v. Bolton, 445 Windle v. Bonebrake, 511 Winfrey v. Drake, 535 Wing v. Dodge, 109 Wingate v. Hamilton, 493, 497 Wingo v. Brown, 119, 121, J25 Wingo v. Parker, 519 Winkler v. Higgins, 62 Winne v. Reynolds, 602, 776, 823 Winningham v. Pennock, 311, 321 Winnipiscogee Paper Co. v. Eaton 409, 418 Winnipiscogee Lake Mfg. Co. v Per- ley, 559 Winslow v. Clark, 138 Winslow v. Cornell, 137 Winslow v. McCall, 360 Winstead v. Davis, 446 Winter v. Dent, 126 Winter v. Elliott, 703 Winter v. Stock, 710 Wintermute v. Snyder, 874 Winton v. Sherman, 207 Wise v. Postlewait, 60 Wisely v. Findlay, 53 Wiswall v. McGowan, 487, 500 Witbeck v. Waine, 661 Withers v. Baird, 58, 150, 589, 763 Withers v. Morel I, 841 Withers v. Powers, 360 Witherspoon v. McCalla, 702 Withey v. Munford, 383, 385 Withouse v. Schaack, 566 Wittbecker v. Waiters, 572 Witter v. Biscoe, 148 Wofford v. Ashcroft, 839. 843 Wohlforth v. Chamberlain, 226, 716 Wolbert v. Lucas, 670, 67 1 Wolcott v. Johns, 727 Wold v. Newguard, 829 Wolf v. Fogarty, 63 Wolford v. Phelps, 126 Wollenberg v. Rose, 721, 733 Wolverton v. Stevenson, 761 Wornack v. Coleman, 771 Ixxvi TABLE OF CASES. [REFERENCES ABE TO PAGES.] Wood v. Bibbins, 392 Wood v. Colvin, 130 Wood v. Downes, 188 Wood 1 v. Forncrook, 362 Wood v. Griffith, 491 Wood v. Johnson, 252 Wood v. Lewis, 121 Wood v. Majoribanks, 774 Wood v. Mann, 78, 181 Wood v. Perry, 506 Wood v. Thornton, 412 Woodbury v. Luddy, 496 Woodcock v. Bennett, 21, 483, 489 Woodfolk v. Blount, 653 Woodhead v. Foulds, 737 Wooding v. Grain, 799, 805 Woodruff v. Bunce, 447, 639, 836, 838, 841 Woodruff v. Depue, 843 Woodward v. Brown, 311 Woods v. North, 239, 538, 806 Woodward v. Allen, 366, 426, 434 Woodward v. Rogers, 472, 473 Woodward v. Woodward, 173 Woodward's App., 38 Woodworth v. Jones, 447 Woolcot v. Peggie, 503 Wooley v. Hampton, 153 Wooley v. Hineman, 265. 270, 313 Wooley v. Newcombe, 275, 277, 279 Workman v. Mifflin, 354 Worley v. Northcott, 615, 618 Wortin v. Howard, 113 Worthington v. Curd, 198, 291, 841 Worthington v. Hylyer, 51 Worthington v. McRoberts, 81, 83, 109 Worthington v. Warrington, 28, 223 Worthy v. Johnson, 157 Wotton v, Hele, 351, 434 Wragg v. Meade, 324 Wray v. Furniss, 836, 838 Wright v. Blackley, 615, 796 Wright v. Carvillo, 13, 661, 662 Wright v. Delafield, 563, 616 Wright v. Dickson, 589, 696 Wright v. Edwards, 91 Wright v. Griffith, 189 Wright v. Lasselle, 265 Wright v. Mayer, 736 Wright v. Nipple, 265, 410, 416 Wright v. Phipps, 371, 372. 458 Wright v. Sperry, 386 Wright v. Swayne. 587 Wright v. Welis, 59 Wright v. Wright, 622 Wright v. Young, 496 Wnesthoff v. Seymour, 235 Wyant v. Tuthill, 79 Wyatt v. Garlington, 625 Wyatt v. Rambo, 113 Wyche v. Green, 561 Wyche v. Macklin, 682 Wyman v. Ballard, 315 Wyman v. Brigden, 359 Wyman v. Campbell, 116 Wyman v. Heald, 624 Wynn v. Harmon, 544, 548 Wynne v. Morgan, 799 Y. Yancey v. Lewis, 849 Yancey v. Tatlock, 291 Yazel v. Palmer, 633 Yeates v. Prior, 47, 241 Yock v. Mann, 519 Yocum v. Foreman. 89, 90 Yoder v. Swearingen, 704 Yokum v. McBride, 229 Yokum v. Thomas, 420 York v. Allen, 458 York v. Gregg, 683, 826 Yost v. Devault, 496 Youmans v. Edgerton, 592 Young v. Bumpass, 238 Young v. Butler, 356, 447, 639 Young v. Clippenger, 340, 545 Young v. Collier, 798 Young v. Figg, 460 Young v. Gower, 301 Young v. Harris, 233, 621, 628, 680, 696, 700 Young v. Hervey, 782 Young v. Hopkins, 245, 246 Young v. Lillard, 732 Young v. Lofton, 468 Young v. Lorain. 101, 551 Young v. McCherry, 78, 195. 639 Young v. McCorniick, 838 Young v. Paul, 35, 495, 499, 830 Young v. Rathbone. 753 Young v. Sincombe, 615 Young v. Stevens, 695 Young v. Triplett, 381 Young v. Wright, 36 Youngman v. Linn, 667, 670 Younie v. Walrod, 195 Z. Zent v. Picken, 256, 258 Zerfing v. Stelig, 644 Zibley v. Sears, 41)6, 497 Zimmerman v. Lynch, 342 Zimmerman v. Owen, 721 Zollman v. Moore, 869 Zorn v. McParland, 812 Zuenker v. Kuehn, 855, 866 MARKETABLE TITLE TO REAL ESTATE AND PURCHASERS OF DEFECTIVE TITLES. BOOK I. OF REMEDIES IN AFFIRMANCE OF THE CONTRACT OF SALE. OF AFFIRMANCE BY PROCEEDINGS AT LAW. OF PROCEEDINGS AT LAW WHILE THE CONTRACT IS EXECUTORY. CHAPTER I. INTRODUCTORY. Title to real estate has been defined to be " the means whereby the owner of lands hath the just possession of his property," l but the expression is commonly used in a figurative sense to denote the muniments of title of the owner, or that whole body of documents or facts which evidence the just ownership of lands. Titles are either (1) good; (2) doubtful; or (3) absolutely bad. A good title consists in the rightful ownership of the property and in the rightful possession thereof, together with the appropriate legal evidence of rightful ownership. 2 The rightful owner of an estate may be in the rightful possession thereof, but unless he is supplied with documentary evidence of title, where he holds by purchase, or can prove his right by the testimony of witnesses or other instruments of evidence, where he holds as heir, that is, by descent, his title cannot be said to be good. Sir William Black- stone declares that a perfect title consists in the union of the posses- 1 1 Co. Inst.845. 8 In Jones v. Gardner, 10 Johns. (N. Y.) 269, it was said that title, as between vendor and purchaser, means the legal estate in fee, free and clear of all valid claims, liens or incumbrances whatever. 2 MARKETABLE TITLE TO KEAL ESTATE. sion, the right of the possession and the right of property in one and the same person. 1 This is true in a general sense, but the defi- nition scarcely embraces all the elements of a good title, as that term is employed between vendor and purchaser. A purchaser in possession who has paid the whole purchase money, but who has not received a conveyance, may be said to have the possession, the right of possession and the right of property, but not having received a deed, the indispensable evidence of legal title in such a case, his title cannot be said to be good. In our definition of a good title we have not considered as an ele- ment the freedom of the estate from liens, charges or incumbrances of any kind. Strictly speaking, an incumbrance, unless created by deed, such as a mortgage or deed of trust, operates no change in the title, though it is common, as between vendor and purchaser, to speak of the title as bad when the estate is incumbered. And even mortgages and deeds of trust, though there is in each case a nom- inal transfer of the legal title, being mere securities for the pay- ment of debts, are very generally held to create chattel interests only in the mortgagee or grantee, the legal title really remaining in the mortgagor or grantor. 2 But, while technically the title to an incumbered estate may be good, in the sense that it would support an action of ejectment, a purchaser, without notice of the incum- brance, who by his contract is entitled to demand a good title, can no more be required to accept the title if the estate is incumbered than he could be if the paramount title were outstanding in a stranger. Doubtful titles are those which turn upon some question of law or fact which the court considers so doubtful that the purchaser will not be compelled to accept the title and incur the risk of a lawsuit by adverse claimants. A subsequent chapter of this work is devoted to the equitable doctrine of doubtful titles ; it is, therefore, deemed unnecessary to consider them further here. 8 Absolutely bad titles are those which lack not necessarily all, but some one or more of the essentials of a good title, and, as between vendor and purchaser, may be such though the paramount title be 1 1 Bl. Com. 195. * 2 Warvelle Vend. 649. Post, ch. 31. INTRODUCTORY. 3 really in the vendor. Thus, if the vendor, being the rightful owner, is out of possession, and an adverse claimant is wrongfully in possession, the title will be bad so far as the purchaser is con- cerned, though amply sufficient to enable the vendor to recover the premises in ejectment. 1 When a purchaser of real property discovers that the title is bad he must choose between a large variety of measures which may be taken for his relief. The most important thing to be considered, in the first place, is, whether the contract is executory or executed. A contract for the sale of lands is said to be executory until the pur- chaser has received a conveyance ; after a conveyance has been made the contract is said to be executed, whether the purchase money has or has not been paid. If the contract remains execu- tory, he is next to determine whether he will adopt a remedy which affirms the agreement or one which rescinds or disaffirms the con- tract. If he elects to affirm, there are several courses open to him. At law he may maintain an action to recover damages for a breach of the vendor's express or implied contract to convey a good title ; 2 or, he may buy in the rights of one having the better title, or an incumbrance on the premises, and set off the amount so expended against the vendor's action for the purchase money, 3 or for damages for breach of the contract. 4 Or, if the facts as to the title were falsely and fraudulently represented to him, he may keep the estate, agree with the rightful owner, or take the risk of eviction, and maintain against the vendor the common-law action of trespass on the case for deceit, or the equivalent of that action under modern codes of practice. 5 And lastly, in the way of affirmance, instead of adopting any one of these courses, he may file his bill in equity, or bring his equitable action, praying that he be permitted to apply the unpaid purchase money to the removal of objections to the title, or that he be allowed compensation for defects, and that the vendor be compelled to specifically perform the contract, and that, if specific performance be impossible, damages in lieu thereof be 1 Post, 290, ch. 3L *Ch. 2. 'Ch. 24. 4 Ch. 2. * Ch. 11. 4 MARKETABLE TITLE TO SEAL ESTATE. awarded the plaintiffs. 1 In all these cases the purchaser elects to abide by the contract and keep the estate. Bnt the contract being still executory, the purchaser, on dis- covery that the title is bad, may determine upon rescission. To rescind a contract is to annul or abrogate it, the consideration which passed from either party being returned, and both parties being placed in statu qua, that is, as nearly as possible in the same condi- tion in which they were before they entered into the contract. Rescission of an executory contract for the sale of lands may be accomplished in three ways : First, by the act of the parties them- selves. 2 The vendor may agree to take back the estate and to permit the purchaser to keep the purchase money if it has not been paid. This is frequently done. Secondly, by proceedings at law. Of course a court of law proper is not competent to pronounce a decree of rescission directing either party to restore what he has received by virtue of the contract. But the purchaser may simply abandon the possession of the premises and set up the want of title as a defense when sued for the purchase money ; * or, if he has paid a part or the whole of the purchase money, he may sue in a court of law to recover it back, having in the meanwhile abandoned the premises or restored them to the vendor. In this way rescission is virtually accomplished at law. v Thirdly, the purchaser may tile his bill in equity on failure of the title, praying that the contract be in terms rescinded ; or to a bill filed by the vendor for specific per- formance, he may set up as a defense the plaintiffs want of title, provided he has restored, or offers to restore, the premises to the vendor. 4 The rescission of executory contracts is peculiarly a ground of equitable jurisdiction. Courts of equity possess all the machinery for ascertaining what is necessary to put the parties in statu quo, and to compel either party to do whatever is required to that end. So much for the remedies of the purchaser, either by way of affirmance or rescission, while the contract is executory. They are all co-exidtent, and his choice of the one or the other is to be con- 1 Chs. 17, 18 and 19. * Ch. 28. Ch. 24. 'Ch. 30. Newberry v. Ruffin, 102 Va. 73; 45 S. E. 73, citing the text. INTRODUCTORY. 5 trolled by the particular circumstances of his case. He may con- ceive it to be an advantage to him to keep the estate with damages or compensation for defects, or he may deem it best to restore the estate and have back his purchase money. But while the remedies by way of action to recover back the purchase money and action to recover damages for fraudulently imposing a bad title on the plain- tiff are concurrent, they are not co-extensive in respect to the relief that is to be afforded ; and this should be considered by the pur- chaser in choosing his remedy. In the former action he recovers no more than the consideration money and interest ; and the same may be said of an action to recover damages for a breach of the contract to convey a good title, in which there is no averment of fraud on the part of the defendant. 1 But where the action for damages is expressly grounded upon the defendant's fraudulent representations as to the title or concealment of defects, and the plaintiff establishes his case, he will be entitled to recover damages for the loss of his bargain, that is, the value of the estate at the time when the con- tract should have been completed by the conveyance of a good title. 8 Therefore, in a case in which the value of the estate has materially increased between the inception of the contract and the time when it should have been completed, and the purchaser can show that the defendant was guilty of fraud with respect to the title, he should take care so to frame his declaration or complaint that his action shall be the equivalent of the action of deceit at com- mon law, so that he may recover as damages the increased value of the estate. The defenses or answers to the purchaser's application for relief while the contract is executory, most frequently met with in the reports, are that the purchaser in the first instance agreed to take the title such as it was, or that he had since, by his conduct, waived all objections to the title; 8 that the vendor has the right to perfect the title, 4 or to require the purchaser to take the title, with compen- sation for defects ; 5 that the purchaser has not placed the vendor 1 Ch. 10, 91. Ch. 10, 97. 'Ch. 8. Ch. 32. Ch. 38. 6 MARKETABLE TITLE TO liEAI, ESTATE. in statu quo, and that the positions of the parties with respect to the subject-matter of the contract have so materially changed that it will be impossible to place them in statu quo ; l and, where the gravamen of the action or defense is the vendor's fraud in conceal- ing the state of the title, that the defects complained of all appear from the public records, and that the vendor is not bound to call the attention of the purchaser to defects which are thus open to his inspection. 2 We have now presented a brief outline of the courses open to the purchaser, and the attitude of the vendor on failure of the title, where the contract is executory. It remains to indicate, in a like manner, their respective rights and remedies where the contract has been executed by the delivery and acceptance of a conveyance. First, it is to be observed that except in cases in which the pur- chaser has been fraudulently induced to enter into the contract or to accept a conveyance, or unless there has been some such mistake as will entitle him to relief, his remedies are all necessarily in affirm- ance of the contract, for, as a general rule, there can be no such thing as the rescission of an executed contract for the sale of lands. The reason is that the parties can seldom, if ever, be placed in statu quo. We shall see hereafter, however, that there is a tendency in some of the States to modify this rule. 8 And not only are the remedies of the purchaser, in the absence of fraud or mistake, nec- essarily in affirmance of the contract after a conveyance has been accepted, but the existence of those remedies themselves depend largely upon his own foresight and prudence. The law protects the purchaser, at least where the vendor sells in his own right, by its implication of a contract that a good title is to be conveyed, up to the time when the parties are ready to complete the contract by the payment of the purchase money, the delivery of possession, and the execution and acceptance of a conveyance. But any implication in his favor ceases at this point, and to protect himself against loss in the future, in the event that the title shall prove bad, he must see that covenants for title by the vendor, adequate for that pur- pose, are inserted in the conveyance. The maxim caveat emptor 1 Chs. 25 and 30. * Cb. 11, 104. * Ch. 26. INTRODUCTORY. 7 applies. 1 This is the rule which prevails in most of the American States, though in some of them it is qualified to a certain extent, as will be hereafter noted. It may be doubted whether a rigid applica- tion of this rule will subserve the ends of justice in all cases, particularly those in which the purchase money remains unpaid when the purchaser is evicted, or when it is discovered that the title is bad. The maxim or rule caveat emptor has no place in the civil law. By that law the purchaser, whether he has or has not received a conveyance, is always to be reimbursed if he loses the estate through a defect in the title, unless, indeed, it was expressly under- stood that the title was bad, and the purchaser bought only such right or interest as the vendor might have. At common law, of course, no hardship results in refusing relief to a purchaser who, with knowledge that the title is bad, accepts a conveyance without covenants for title. He simply gets what he buys, and he has no ground for complaint if he loses the estate. But hardship does often result in cases in which covenants for title were unintentionally omitted, through the ignorance and inexperience of the parties and their advisers, a circumstance likely to occur in rural districts, where the village blacksmith frequently acts in the capacity of justice of the peace and legal adviser for the community. Assuming, however, that the conveyance contains the usual covenants for title, the remedy of the purchaser is by action for breach of covenant if he be evicted, or if the title prove to be bad or the estate incumbered, in which action he will recover real or nominal damages, according to whether he has suffered real or nominal injury from the breach. If, however, he was fraudulently induced to accept a conveyance with covenants for title, he is not obliged to bring his action for breach of covenant, but may have his action on the case for deceit, just as if the contract were executory, the better opinion being that the ven- dor's fraud is not merged in his covenants for title. 2 And instead of taking the initiative, and suing for breach of covenant, the pur- chaser may, where the purchase money is still unpaid, detain the same in his hands, and, when sued by the vendor, set up the breach of covenant as a defense by way of recoupment or counterclaim, pro- vided he has then a present right to recover substantial, and not merely 1 Ch. 27. Ch. 27. 8 MABKETABLE TITLE TO REAL ESTATE. nominal damages, for breach of the plaintiffs covenants. 1 These, then, are the remedies of the purchaser at law by way of affirmance of the executed contract. In equity he may file his bill, praying that the grantor be compelled to perform specifically certain of the covenants for title, for example, the covenant against incumbrances, by removing an incumbrance from the estate ; and the covenant for further assurance, by the execution of such further assurance as may be reasonably required. 2 And where, through error or mistake, the conveyance does not contain such covenants for title as the pur- chaser may demand, he may file his bill praying that the conveyance be reformed, so as to express the true intention of the parties. 3 We have already observed that an executed contract for the sale of lands cannot, as a general rule, in the absence of fraud or mis- take, be rescinded, either at law or in equity. There is, however, a certain kind of relief contended for in some cases at law, which, if conceded, amounts to a virtual rescission of the contract. The gen- eral rule is that in an action for breach of the covenant of seisin the plaintiff can recover nominal damages only, unless he has been actually or constructively evicted from the premises. This rule, however, has been modified in some of the States, and the pur- chaser permitted to recover the whole consideration money, pro- vided he has reconveyed the estate to the grantor. This of itself practically amounts to a rescission of the contract. And if he may thus recover the consideration money as damages in an action for breach of the covenant of seisin, no reason is perceived why he may not avail himself of that breach as a defense when sued for the purchase money, provided, of course, that he reconveys or offers to reconvey the premises to the plaintiff. The effect would be merely to avoid circuity of action. 4 But the contrary rule, namely, that a breach of the covenant of seisin is no defense to an action for the purchase money unless the defendant has been actu- ally or constructively evicted from the estate is undoubtedly estab- lished in most of the American States. 5 1 Ch. 16. Ch. 21. Ch. 22. Ch. 26. Ch.16. INTRODUCTOnY. 9 . As to the rescission of an executed contract on the ground of fraud or mistake, it is only necessary to say that this is one of the principal heads of equitable jurisdiction. 1 The vendor's fraud is not merged in' his covenants for title. Equitable relief is also given the purchaser by way of injunction against proceedings to collect the purchase money where the grantor is insolvent or a non- resident, in which case there is no adequate remedy upon the cove- nants for title. 8 And in one or two of the States this relief is afforded on a clear failure of the title without even a suggestion of non-residence or insolvency of the grantor. 8 This, of course, is equivalent to a rescission of the contract if the injunction is made perpetual. The defenses to the purchaser's measures for relief on failure of the title, where the contract has been executed, most frequently met with in the reports, are that the purchaser accepted a conveyance without covenants for title, or that the covenants have not been broken, or, at least, that there has been no such breach as will entitle the purchaser to substantial damages ; or that the right to recover for a breach of covenants executed by the defendant as a remote grantor did not pass to the plaintiff, being a chose in action, and incapable of assignment at common law; or that the paramount title was acquired by the defendant after the conveyance was exe- cuted, and had, by operation of law, inured to the benefit of the plain- tiff and taken away his right of action ; or, in a case of alleged fraud, that the plaintiff by his conduct had waived all ground of complaint, or that there was in fact no fraud, the true state of the title being apparent from the public records, which the purchaser will be r: sumed to have examined. From the foregoing outline of the remedies of the purchase* and the defenses of the vendor on failure of the title, the utility and convenience of the plan or analysis of this work, p.nd the ordei in which those remedies and defenses are treated, will be perceived The term " marketable " or " defective " title, as between vendoi and purchaser, is relative as well as substantive, and has reference alike to the remedies of the parties, the incidents of those remedies 1 Ch. 85. Ch. 34. Ch.34, 837. 10 MARKETABLE TITLE TO" SEAL ESTATE. and the essential elements of a good title. Accordingly, it has been deemed proper and convenient to consider, under that head, not only the equitable doctrine of marketable title proper, but the law of covenants for title, the nature and incidents of each of those cove- nants, the extent to which they run with the land, the doctrine of estoppel, or after-acquired title, and the specific performance of covenants for title, as well as the specific performance of executory contracts for the sale of lands. The subject of the work naturally divides itself into the two principal heads of remedies in affirmance, and remedies in rescission of the contract, together with their inci- dents. One advantage anticipated from this classification is that it will serve to impress upon the mind of the student the cardinal principle that the purchaser cannot, because the title is bad or doubt- ful, escape the obligation his contract, and at the same time retain its benefits. Restitution of the consideration on one side, and of the subject-matter of the contract on the other, is an invariable con- dition precedent to rescission. CHAPTER II. ACTION FOR BREACH OF CONTRACT. GENERAL PRINCIPLES. FORM OF ACTION. 1. DOUBTFUL TITLE IN ACTION FOR DAMAGES. 2. PURCHASER IN POSSESSION MAT SUE. 3. DEFENSES TO THE VENDOR'S ACTION FOR BREACH OF CON- TRACT. 4. 1. GENERAL PRINCIPLES. FORM OF ACTION. Usually a contract for the sale of real estate allows time for the exami- nation of the title, and fixes a day in the future for the pay- ment of the purchase money and the execution of a conveyance. 1 If, when that day arrives, the purchaser shall have performed, or offered to perform, everything on his part necessary to entitle him to a conveyance, and the vendor be unable to convey such a title as the purchaser may demand, the contract is broken, and the pur- chaser iaa& much entitled to an action for damages as if the vendor, being able to convey a good title, had willfully refused to perform the contract. 2 If the contract was not under seal the proper action for the breach will be trespass on the case in assumpsit ; 3 if the con- tract was under seal, as in the case of a title bond, the proper action will be covenant. 1 In most cases the purchaser may elect between his right to recover 1 In Bennet v. Fuller, 29 La. Ann. 663, a distinction was drawn between an actual sale and a contract "to sell on a future day; " but the court held that if, in the latter case, at the appointed day the vendor was unprepared to sell and convey a clear title, he would be liable in damages. 8 1 Sudg. Vend. (8th Am. ed.) 357 (236). Bac. Abr. Assumpsit (C). *3 Bl. Com. 155; Haynes v. Lucas, 50 111. 436. But he may recover back the purchase money under the common counts, though the contract was under seal. Greville v. Da Costa, Peake Add. Cas. 113. In a suit on a title bond conditioned to make title as soon as procured by the vendor, the complaint will be fatally defective if it do not allege that the vendor had obtained the title. Stone v. Young, 4 Kans. 11. In such a suit an averment that the defendant failed and refused, and still fails and refuses to perform the stipulations and conditions of the bond, is sufficient under the Code. Holman v. Criswell, 15 Tex. 895, the court saying that the common-law rule, contra, in 1 Chitty PI. 863 does not apply to the system of Code pleading in Texas. 12 MARKETABLE TITLE TO BEAL ESTATE. damages for breach of the contract in failing to convey a good title and his right to rescind the contract and recover back the purchase money, or such part thereof as may have been paid ; and where the contract is not under seal, the form of action is the same in either cage trespass on the case in assumpsit. The two causes of action, however, must not be confounded, as seems sometimes to have been done. The action of assumpsit is adapted to the recovery of moneys due by implied contract, and also to the recovery of dam- ages for the breach of a contract, but the plaintiff must so frame his declaration as to entitle him to the particular relief desired. Thus, if he desires merely to recover back the purchase money, ignoring the contract and treating the purchase money as so much money paid out to the use and benefit of the vendor, he will employ the com- mon money counts, while, if he intends to affirm the contract he will set out the substance of it in his declaration, and claim dam- ages for the breach. 1 He may, however, if he chooses, employ the money counts and add a count upon the contract, so that if his proof fails him upon the one count it may entitle him to recover upon the other. 2 Thus proof that the title is merely doubtful and not absolutely bad will entitle the purchaser to have back his pur- chase money, but would give him no right to damages, 8 and, accord- ing to the English decisions, he could not under the common counts recover back the costs of examining the title. 4 The rule that the 'Chitty Cont. (10th Am. ed.) 339; 1 Sugd. Vend. (8th Am. ed.) 537 (358). See Camfield v. Gilbert, 4 Esp. 221. In Doherty v. Dolan, 65 Me. 87; 20 Am. Rep. 667, the purchaser, after paying $1,000 of the purchase money, brought an action against the vendor for damages, alleging inability to convey a good title. In Maine the measure of damages in such a case is the value of the land at the time the conveyance should have been made, and where part of the purchase money has been paid, the plaintiff is entitled to recover this value, less what remains due on the contract price. The necessary consequence of this rule is that where part payment has been made and the value of the land has decreased, and is less at the time fixed for performance than the contract price, the plaintiff will not be entitled to recover as damages as much as he has paid on the hind. To obviate this difficulty, the plaintiff in this case was permitted to amend his declaration by adding a count for money had and received, under which he might recover all that he had paid on the contract. * Ingaus v. Hahn, 47 Hun (N. Y.), 104, * 1 Sugd. Vend. (8th Am. ed.) 547 (362); Chit. Cont. (10th Am. ed.) 339; Chit PI. (2d ed.) 196, n. ACTION FOR BREACH OF CONTRACT. 13 extent of the purchaser's recovery is to be governed by the nature of the relief sought, that is, whether in affirmance or disaffirmance of the contract, prevails, it is apprehended, as well under the Code practice as at common law. The petition or complaint should be so drawn as to indicate whether the plaintiff seeks merely to recover back the purchase money or whether he claims damages for breach of the contract. The remedy by action for breach of contract is concurrent with the action of deceit when fraud exists, 1 but is seldom resorted to in such a case, the plaintiff being entitled to a greater measure of dam- ages in the action of deceit. He may also elect between these remedies and his remedy in equity by suit for rescission, 2 or for specific performance, or damages in lieu thereof. 8 But the action for damages is broader than the latter remedy, for the purchaser's bill is frequently dismissed without prejudice to his remedy at law on the contract. 4 Where the purchaser may elect between several remedies he cannot, of course, be required to adopt one in prefer- ence to another. 5 Nor, if the purchaser has a right to recover damages for breach of the contract, can the vendor insist upon tak- ing back the property and returning the consideration. It is with the purchaser to say whether he will affirm or rescind the contract.' 1 2 Warvelle Vend. 955; Lynch v. Merc. Trust Co.. 18 Fed. Rep. 486. 3 Reese v. Kirk, 29 Ala. 406; Alvarez v. Brannan, 7 Gal. 503; 68 Am. Dec. 274; Wright v. Carillo, 22 Cal. 604. 'Haynes v. Farley, 4 Port. (Ala.) 528; Greene v. Allen, 32 Ala. 215. 4 Sugd. Vend. (8th Am. ed.) 357. Barron v. Easton, 3 Iowa, 76; Katz v. Henig, 66 N. Y. Supp. 530; 32 Misc. 672. Lynch v. Merc. Trust Co., 18 Fed. Re.p. 486 ; Kmmm v. Beach, 96 N. Y. 406, the court saying: "The contention of the vendors is that the defrauded vendee has but one remedy, and that consisted of a rescission of the contract and the recovery back of the consideration paid, after an offer to reconvey and a tender of what had been received. Doubtless this remedy existed, but the vendee was not compelled to adopt it. He had a right, instead of rescinding the con- tract, to stand upon it and require of the vendor its complete performance, or such damages as would be the equivalent of that complete performance. ' The vendee, acting honestly on his own part, was entitled to the full fruit of his bar- gain, and could not be deprived of it without his consent by the fraud of the vendor. That such an action, proceeding upon an affirmance of the contract as actually made, founded upon actual fraud, and asking damages in the room of an impossible specific performance, can be maintained at law, has been sufficiently adjudged. Wardell v. Fosdick, 13 Johns. (N. Y.) 335; 7 Am. Dec. 383; Culver 14 MARKETABLE TITLE TO REAL ESTATE. But, having recovered a judgment for damages in an action for breach of the contract to convey, he cannot afterward bring a se rt - ond action or resort to any other means to enforce the contract. 1 If he elects to rescind he cannot afterwards affirm the contract and vice versa? There can be but one satisfaction of the injury. Under the English common-law system of pleading the pur- chaser's expenses incurred in examining the title could not be recov- ered by him if he disaffirmed the contract and brought his action to recover back his deposit as such ; it was necessary for him to insert a count in the declaration claiming damages for breach of the con- tract. 8 The reason for this rule was that moneys so paid out could not be regarded as paid out to the vendor's use, but were expended for the purchaser's own satisfaction. Perhaps the same rule would be applied in America in a case in which the pleadings demand only a return of the purchase money and contain no demand for images.* If the purchaser accept a conveyance of the premises, he cannot v. Avery, 7 Wend. (N. Y.) 386; 22 Am. Dec. 586; Whitney v. Allaire, 1 Comst. (N. Y.) 305; Clark v. Baird, 9 N. Y. 197; Graves v. Spier, 58 Barb. (N. Y.) 385. And that is so whether the representations relate to the title or to matters col- lateral to the land. The measure of damages in such a case is full indemnity to the injured party; the entire amount of his loss occasioned by the fraud." 1 1 Sudg. Vend. (8th Am. ed.) 357 (236); Orme v. Boughton, 10 Bing. 537; 25 E. C. L. 254; Hopkins v. Lee, 6 Wheat. (U. 8.) 109; Buckmaster v. Grundy, 3 Gil. (HI-) 626, 636; Hill v. Hobart, 16 Me. 169. Schiffer v. Dietz, 83 N. Y. 300, 308, citing Mason v. Bovet, 1 Den. (N. Y.) 69; 43 Am. Dec. 651 ; Cobb v. Hatfield, 46 N. Y. 533; Lawrence v. Daie, 3 Johns. Ch. (N. Y.) 23. Remedies in affirmance and remedies in disafflrmance or rescission of the contract are non-concurrent and inconsistent with each other. Bowen v. Mandeville, 95 N. Y. 240. 3 Sugd. Vend. (8th Am. ed.) 547 (362); 1 Chit. Cxmt. (10th Am. ed.) 339 ; Cam- field v. Gilbert, 4 Esp. 221. 4 In the State of New York the cases do not show that this distinction has been observed. An action there for damages in failing to perform the contract to convey a good title seems to be regarded as in effect the same as an action to recover back the purchase money eo nomine, probably because in such an action the damages are, as a general rule, limited to the purchase money paid, interest, costs and expenses. There can be no question, however, as to the right to recover the expenses of examining the title as a part of the damages. Higgins v. Eagleton, 34 N. Y. Supp. 225. See post, 93. The expenses of examining the title may be recovered in an action to recover back the deposit. Effen- heim v. Von Hafen, 23 N. Y. Supp. 348 (N. Y. City Court). ACTION FOR BREACH OF CONTRACT. 15 afterwards maintain an action to recover damages from the vendor for breach of his contract to convey a good title. His remedy is upon the covenants of his deed if any. If there are no covenants, he is, in the absence of fraud or mistake, without remedy. 1 If the title fail, the purchaser by bringing an action for damages affirms the contract, and will not be entitled to recover unless he shows that he has performed his part of the contract by tender or payment of the purchase money in full. If the purchase money be not paid in full, he should bring an action for money had and received to his use (trespass on the case in assumpsit), which dis- affirms the agreement. 2 This distinction appears not to be observed in those States in which the common-law system of pleading has been abolished. Thus, in New York it has been held that if the vendor be unable to make title at the time fixed for completing the contract, the purchaser is not in default in failing to tender the pur- chase money, and may maintain an action for damages though no such tender has been made. 8 If the parties agree to rescind the contract, and the vendor fails to return the purchase money, the purchaser cannot maintain an action for breach of the contract and recover back his purchase money in the form of damages. He should sue in assumpsit for money had and received to his use, or frame his complaint upon that hypothesis in States in which the common-law system of pleading no longer exists. 4 If no time be fixed by the contract in which the vendor must convey, he will be entitled to a reasonable time, after the payment of the purchase money, in which to execute the conveyance. 5 We will consider 1 Shurtz v. Thomas, 8 Barr (Pa.), 368; Carter v. Beck, 40 Ala. 599. * Clarke v. Locke, 11 Humph. (Tenn.) 300; Hurst v. Means, 2 Swan (Tenn.), 594. But see 1 Sugd. Vend. (8th Am. ed.) 357 (236) where it is said that " if the purchaser has paid any part of the purchase money " and the seller does not com- plete his engagement, the former may have his action for damages. Humpkey v. Norris, (Ky.) 7 S. W. Rep. 888. 1 Morange v. Morris, 34 Barb. (N. Y.) 311. This proposition, it is conceived, must be strictly limited to those cases in which the contract expressly requires the vendor to remove incumbrances or other objections to the title before the time fixed for completing the contract, else it will conflict with that eminently just and reasonable rule that the vendor may rely upon the unpaid purchase money as a means with which to discharge incumbrances. Post, 308. 4 Conley v. Doyle, 50 Mo. 234. 1 Eames v. Savage, 14 Mass. 428; Newcomb v. Brackett, 16 Man. 166. 16 MARKETABLE TITLE TO REAL ESTATE. elsewhere under what circumstances the vendor will be allowed time in which to remove objections to the title. 1 In another part of this work it has been attempted to show that wherever the purchaser seeks relief from the obligation of the con- tract, or to assert a liability against the vendor, on the ground that the title is bad, the duty devolves upon him to point out the par- ticulars in which the title is wanting. 2 This rule especially applies in an action for breach of contract to convey a good title. 3 In America actions to recover damages on the ground that the vendor is unable to convey a good title, are comparatively infrequent, while the reports teem with cases in which the purchaser seeks to rescind the contract and recover back his purchase money. The reasons for the comparative disuse of the action affirming the con- tract and seeking damages for the breach, doubtless are that prac- tically the same relief is obtained in the action to recover back the purchase money, since, as a general rule, the purchaser could not recover damages in excess of the purchase money ; and in the latter action the purchaser is not obliged to show that he has fully per- formed the contract on his part by payment of the entire purchase money, 4 nor to show that the title is absolutely bad and not merely doubtful, as he must do where he affirms the contract. 5 Where, however, the contract provides for liquidated damages in excess of the purchase money, or where by the law of the jurisdiction the purchaser is entitled to recover damages in excess of the purchase money, that is, damages for the loss of his bargain, he may find it to his advantage to bring his action on the contract. 2. DOUBTFUL TITLE DT ACTION FOB, DAMAGES. A dis- tinction is to be observed between the action to recover damages for breach of the contract or failure of the title and an action to recover back the purchase money in this respect, namely, that in the former action the plaintiff cannot recover unless he shows that the title is 1 Post, ch. 32. * Post, 117, 244, 281. There are many cases which sustain this view. But see Wilson v. Hoiden, 16 Abb. Pr. (N. Y.) 133, where it is intimated that if the defense of defective title is made in an action by the vendor for breach of the contract, the burden devolves on him to show a good title. * Gammon v. Blaisdell, 45 Kans. 221. 4 Hurst v. Meats, 2 Swan (Tenn.), 594. * * Post, 2. ACTION FOR BREACH OF CONTRACT. 17 Absolutely bad, while in the latter he will be entitled to a return of the purchase money if there be a reasonable doubt about the title. 1 So far as the measure of relief is concerned, the distinction is unim- portant except where, by express contract between the parties or by the law of the jurisdiction, the purchaser would be entitled to recover damages in excess of the purchase money, the general rule being that the purchaser can recover, in the action for damages, nothing beyond the purchase money and interest. But in respect to the remedy and the pleadings the distinction is vitally important ; for if he declares upon the contract and claims damages for the breach, arid the evidence shows that the title is merely doubtful, he -can recover nothing ; while, if he had counted for money had and received to his use, he would have been entitled to judgment. 3. PURCHASER IN POSSESSION MAY MAINTAIN ACTION. It will be seen hereafter that a purchaser cannot, on failure of the title, disaffirm the contract and recover back the purchase money unless he has been evicted or has surrendered the premises to the vendor. 5 But no such rule applies when he affirms the contract and brings an action to recover damages for the vendor's breach in failing to convey a good title. By affirming the contract he elects to hold himself answerable to the true owner. He is under no obligation to rescind on failure of the title. He may rely on his vendor's agreement to make a good title and take the chances of eviction by an adverse claimant. 3 Hence it has been held that the purchaser's possession of the premises is immaterial and cannot affect his right to maintain his action for damages and to recover .substantial and not merely nominal damages. 4 'In^nlls v. Hahn, 47 Hun (N. Y.), 104; Post, 286, "Doubtful Titles at Law." Roberts v. McFadden, (Tex. Civ. App.) 74 S. W. 105, citing the text. -Post, eh. 25. 3 Oakos v. Buckley, 49 Wis. 592. 1 Bedell v. Smith, 37 Ala. 619. The reasons for this rule were thus stated by ALLEN, J., in Fletcher v. Button, 6 Barb. (N. Y.) 646, which was n action to recover damages for the vendor's refusal to convey for want of title: "It is insisted that the plaintiff, being in possession of the premises up to the time of the commencement of the action, he can recover but nominal damages; that Actual eviction was necessary to entitle him to recover the entire purchase money by way of damages for the non-conveyance. I am unable to discover upon what principle the possession of the premises by the plaintiff can affect his remedy in this action. The contract, for the nou- performance of which this action is 3 18 MARKETABLE TITLE TO REAL ESTATE. 4. DEFENSES TO THE VENDOR'S ACTION FOB BREACH OF CONTRACT. If the vendor should bring an action to recover dam- ages for breach of the contract, the purchaser may, of course, set up the defense that the plaintiff has no title, 1 or that the title is- doubtful, 2 or that the estate is incumbered, 3 or that the plaintiff has made fraudulent representations 4 in respect to the title. Inasmuch as such an action is rarely, if ever, brought in cases in which the contract has been partly performed by delivery of the possession to- the purchaser, it seldom happens that the right of the latter to- show a want of title in the vendor is complicated with any question brought, was for the title to, and not the possession of, the premises. The possession of the premises could not have been in part performance of such' contract; and although it may have been beneficial to the plaintiff, it did not at all mitigate the damages sustained by him by the inability or unwilling- ness of the defendant to convey the premises. Again, if the defendant had title to the premises and a right to convey them, and has willfxilly refused to perform his contract, he has done so in his own wrong, and has voluntarily placed himself in a position in which he may lose the use of the premises for the time during which the plaintiff has occupied them ; but he cannot be per- mitted by his own wrongful act to change the character of the possession of the plaintiff and make him a tenant against his will instead of a vendee in possession under a contract of purchase. If the defendant was not the owner, but had the right to occupy, or permit the plaintiff to occupy the premises,, then having contracted to convey them to the plaintiff and suffered him to go into possession under the contract, although he may have acted under a mis- take, still he must bear the consequences of that mistake. The plaintiff had a right to suppose that the defendant was familiar with his own title, and had the right to sell what he agreed to convey. If the defendant neither owned the premises nor had the right to occupy them, or to suffer the plain- tiff to occupy them, then it is very clear that he should not in any manner have the benefit of the possession by the plaintiff. The plaintiff, by his occu- pation, has made himself a trespasser, and is liable to the true owner for the value of such occupation." See, also, Haynes v. Farley, 4 Port. (Ala.) 528; Gray v. Mills, 83 Fed. 824. '2 Warvelle Vend. 963; Lewis v. White, 16 Ohio St. 444. 2 Post, ch. 31. 3 Gilbert v. Cherry, 57 Ga. 129. If the purchaser rejects the title on the ground that the property is incumbered, the fact that the seller had perfected an arrangement to discharge the incumbrance out of the purchase-money, does not support his action for damages, in the absence of anything to show that the purchaser was advised of the arrangement and refused to permit reasonable steps to be taken for its consummation. Manitoba Fish Co. v. Booth, 109 Fed. 394 (C. C. A.). 4 Gilbert v. Cherry, 57 Ga. 129. ACTION" FOR BREACH OF CONTRACT. 19 as to the restoration of the premises to the plaintiff, or as to diffi- culty in placing him in statu quo. If, however, such an action should be brought after possession delivered to the purchaser, instead of an action to recover the purchase money or to compel specific performance, it is apprehended that the defense of want of title in the vendor, amounting in substance to an election to rescind the contract, could not be made without surrendering, or offering to surrender, the premises to the plaintiff. The vendor can maintain no action against the purchaser for breach of the contract to purchase, until after the expiration of the time fixed for completing the contract, even though the purchaser has absolutely refused to perform or accept performance of the contract. 1 Until the time arrives when, by the terms of the agree- ment, the vendor is or might be entitled to performance, he can suffer no injury or deprivation which can form a ground of dam- ages. 2 If a purchaser of lands, to be conveyed free of incum- brances, absolutely refuse to take a deed or to accept performance of the contract on grounds other than failure of the title, or the existence of an incumbrance upon the premises, he cannot after- wards, when sued for a breach of the contract, avail himself of defects in the deed which was tendered to him, or of the fact that the property was incumbered. His absolute refusal to perform is a waiver of the right to require performance on the part of the vendor. 3 The vendor will be restrained from bringing an action at law to recover damages for breach of the contract, if his bill for specific performance has been dismissed for want of title, unless dismissed without prejudice to his remedy at law. 4 'Daniels v. Newton, 114 Mass. 530; 19 Am. Rep. 384, disapproving Frost v. Knight, L. R. 7 Excli. Ill, and Hochster v. De la Tour, 2 E. & B. 678. 2 Language of WELLS, J., in Daniels v. Newton, supra. "Carpenter v. Holcomb, 105 Mass. 280; Wells v. Day, 124 Mass. 38. In this case the purchaser of three separate and distinct lots of land refused absolutely to complete the contract on grounds which applied only to the first two lots. The vendor resold the third lot at a considerable loss and brought an action against the purchaser for breach of the contract, and it was held that defects in a deed which had been tendered to him, and the existence of a mortgage en the third lot constituted no defense to the action. 4 1 Sugd. Vend. (8th Am. ed.) 356; McNamara v. Arthur, 2 Bn' i Bent. 349. CHAPTER III. IMPLIED AND EXPRESS AGREEMENTS AS TO THE TITLE, IMPLIED AGREEMENTS. General Rule. 5. EXPRESS AGREEMENTS. General Principles. 6. Terms and Conditions of Sale. 7. Parol Evidence. Auctioneer's Declarations. 8. English Rules as to Conditions. 9. Agreement to make " Good and Sufficient Deed." 10. Agreement to convey by Quit claim. 11. Agreement to sell " Right, Title and Interest." 12. Agreement to sell subject to Liens. 13. 5. IMPLIED AGREEMENTS General Rule. The purchaser M entitled to require from the vendor, in the absence of any provision in the contract, a good marketable title, free from all defects or incumbrances. The right to a good title does not grow out of the contract between the parties, but is given by law and is implied in every contract of sale.' And the rule is general that a contract for 1 Dart Vend. & Purch. (4th ed.) 104; 1 Sugd. Vend. (8th Am. ed.) 24 (16), 456 (298), 510 (337); Rawle Cov. for Title (5th ed.), 32; Hall v. Betty, 4 M. & G. 410; Geoghegan v. Connolly, 8 Ir. Ch. 598; Souter v. Drake, 5 B. & Ad. 992; Purvis v. Rayer, 9 Pri. 488; Doe v. Stanion, 1 M. & W. 701; Hughes v. Parker, 8 M. & W. 244; Sharland v. Leifchild, 10 Ad. & El. 529; Flinn v. Barber, 64 Ala. 193; Easton v. Montgomery, 90 Cal. 314; 27 Pac. Rep. 280; Krause v. Krause, 58 111. App. 559; Shreck v. Pierce, 3 Clarke (Iowa), 350; Puterbaugh Y. Puterbaugh, (Ind.) 34 N. E. Rep. 611; Durham v. Hadley, (Kans.) 27 Pac. Eep. 105; Swan v. Drury, 22 Pick. (Mass.) 485; Dwight v. Cutler, 3 Mich. 566; 34 Am. Dec. 105; Murphin v. Scoville, 41 Minn. 262; Drake Y. Barton, 18 Minn. 414 (462) : Donlon v. Evans, 40 Minn. 501; 42 N. W. Rep. 472; New Barbadoes Toll Bridge Co. v. Vreeland, 3 Green Ch. (N. J.) 157; Newark Sav. Inst. v. Jones, 37 N. J. Eq. 449 ; Burwell v. Jackson, 9 'N. Y. 535, 543, a much cited case; Pomeroy v. Drury, 14 Barb. (N. Y.) 418; Innesa v. Willis, 48 N. Y. Super. Ct. 192: In re Hunter, 1 Edw. (N. Y.) 1; Wheeler v. Tracy, 49 N. Y. Super. Ct. 208; Tharin v. Frickling, 2 Rich. (S. C.) 361; Breit- haupt v. Thurmond. 3 Rich. (S. C.) 216; Green v. Chandler, 25 Tex. 157; Nel- v. Matthews, 2 H. & M. (Va.) 164; 3 Am. Dec. 620; Moulton v. Chaffee, 22 Fed. Rep. 26. The vendor in an executory contract for the sale of lands, in the absence of express statements to the contrary, represents and warrants that he ie the owner of the property which he assumes to sell, and that he has a good title thereto. Innes v. Willis, 16 Jones & S. (N. Y.) 188. In Owings v. Thompson, 3 Scam. (111.) 502, the broad rule is laid down that, in the absence of any express contract as to what kind of title a purchaser in IMPLIED AND EXPRESS AGREEMENTS AS TO THE TITLE. 21 the sale of lands which is silent as to the title or interest to l>e con- veyed, implies an agreement to convey not only an unincumbered and indefeasible estate, but such an estate in fee simple, that is, the largest estate that can be had in the premises, 1 though of course it may be shown that a less interest was sold. 2 An agreement to sell land which contains no restrictive expres- sions is an ^agreement to sell the whole of the vendor's estate or interest therein. 3 It will be presumed that the estate sold was to be accompanied by all of its legal incidents, 4 such as a right of way, 5 and that which springs from the rule eujus est solum fjusest usque ad coslum, 6 or the right to the undisturbed enjoyment of the space above or the ground below the surface of the area of the estate. But the implication that the purchaser was to receive a title free from incumbrance may be rebutted by showing that he had notice of the existence of the incumbrance. 7 If the vendor agree to convey by quit claim deed he merely con- tracts to sell such interest as he then has, and cannot be required to convey an interest subsequently acquired. 8 any case is to receive, he must take the title at his own risk; in other words, that there is no implied contract that the title shall he indefeasible. Aud such, the court adds, is the rule in England and in most of the Ameri- can States. It is submitted with deference that such is not the rule either in England or in America (see authorities, ante, this note), except in the case of judicial and ministerial sales, and that the rule announced in this case in which the purchase was made at a judicial sale, should have l>een limited to sales of that kind, as indicated in the qualified concurrence by TREAT, J., in the opinion of the court. See post, " Caveat Emptor," ch. 5. I Cases cited in last note. Hughes v. Parker, 8 M. & W. 244; Cattell r. Cor- rall, 4 Yo. & C. 228. * Cowley v. Watts, 17 Jur. 172; Cox v. Middleton, 2 Dru. 217. I 1 Sudg. Vend. (8th Am. ed.) 24 (16); Bower v. Cooper, 2 Ha. 408. 4 Skull v. Clenister, 16 C. B. (N. S.) 81; 33 L. J. C. P. 185. k Langford v. Selraes, 3 K. & Jo. 220; Denne v. Light, 3 Jur. (N. 8.) 627; Stan- ton v. Tattersall, 1 Sm. & G. 529, where the purchaser was relieved for want of proper access to a house. Lewis v. Braithwaite, 2 B. & Ad. 437; Keyse v. Powell, 2 El. & Bl. 132; Sparrow v. Oxford R. Co., 2 DeG., M. & G. 108; Pope v. Garland, 4 Y. &C. 403; Whittington v. Corder, 16 Jur. 1034, where there was a failure of title to an underground cellar. 7 Newark Sav. Inst. v. Jones, 37 N. J. Eq. 449. Woodcock v. Bennet, 1 Cow. (N. Y.) 711; 13 Am. Dec. 568. Zli MARKETABLE TITLE TO' REAL ESTATE. The sale of a lease implies a contract on the part of the seller that he will show a good title in the landlord. 1 A contract, how- ever, to sell an agreement for a lease, does not imply a title in the lessor to make the lease, and an action on the contract by the seller cannot be defended on the ground that the lessor had no title. 2 Nor in an assignment of an executory contract for the sale of lands, is there any implication of good title in the original vendor. 8 Nor is there any such implied warranty in the assignment of a land-office certificate. 4 Inasmuch as a contract to convey a clear title is implied in the sale of lands, an agent of the vendor does not exceed his authority by inserting such a provision in a written contract of sale. 5 If it appear that the premises were sold at a fair price, the presumption would be that the contract entitled the purchaser to an indefeasible title. If, on the other hand, the price was merely nominal, the rea- sonable presumption would be that the purchaser could require from the vendor no more than a quit claim, or release of his rights, and that he had agreed to take the title such as it might be. The legal implication of an agreement on the part of the vendor that the title he is to convey shall be clear, unincumbered and inde- feasible, is to be limited strictly to cases in which the vendor sells in his own right. Where the sale is made in a ministerial, repre- sentative or official capacity the conclusive presumption of law is that the vendor sells merely such interest as may happen to be vested in him, be the same defeasible or indefeasible. The maxim caveat emptor applies, and the purchaser can neither rescind the contract nor maintain an action for damages if the title turns out to be defective. This class of cases is considered at some length hereafter. 6 If the vendor fails or is unable to convey at the time fixed for the completion of the contract such a title as the pur- 1 Sugd. Vend. 368; Tweed v. Mills, L. R., 1 C. P. 39; Purvis v. Rayer, 9 Pri. 488; Gaston v. Frankum, 2 De G. & Sm. 561; Clive v. Beaumont, 1 De G. & Sm. 397; Hall v. Betty, 4 Mann. & G. 410; Souter v. Drake, 5 B. & Ad. 992; Drake v. Shiels, 7 N. Y. Supp. 209; Burwell v. Jackson, 9 N. Y. 539. 1 Kintrea v. Preston, 1 H. & N. 357. 1 Thomas v. Bartow, 48 N. Y. 193. 4 Johnston v. Houghton, 19 Ind. 309. 'Keirn v. Lindley, (N. J. Eq.) 30 Atl. Rep. 1083. Post, ch. 5, " Caveat Emptor." IMPLIED AND EXPRESS AGREEMENTS AS TO THE TITLE. 23 chaser may demand, there is a breach of the contract of sale, and the latter may, if time was of the essence of the contract, have his action for damages, unless the title is merely doubtful and not abso- lutely bad. In that case, as we have seen, he may rescind the contract and recover back his deposit, but is not entitled to damages. 1 6. EXPRESS AGREEMENTS. General Principles. Upon the sale of real property it is customary for the parties to enter into a written contract containing their names, a description of the property, the quantity of the estate sold, such as a fee simple or life estate, and the terms or conditions of the sale, and fixing a time when the contract shall be fully executed by payment of the pur- chase money and a conveyance to the purchaser. 2 The contract also usually specifies the kind of title the purchaser is to receive, and sometimes it is in the form of a sealed obligation under pen- alty on the part of the vendor to convey a good title, in which case the instrument is known as a " title bond." 8 The contract usually also provides, especially when the sale is made at public auction, that the purchaser shall have a specified time within which to examine the title, and that if the title should prove bad or unsatisfactory, the earnest money shall be refunded. 4 If the purchaser contract for a title deducible of record, he can- 1 ' 'Ante, 2. l Warvelle Vend. ch. III. 3 Vardamanv. Lawson, 17 Tex. 16. The court said in this case that a bond for title is an instrument which evidences a contract for the sale of land, and is substantially an agreement by the vendor to make to the vendee a title to the land described. It seems scarcely necessary to say that many of the decisions used in the following pages as illustrations of the rules of law governing express contracts with respect to the title were not rendered in actions by the purchaser for breach of the contract of sale. The principles are the same whether the action be by or against the purchaser in affirmance or rescission of the contract. In each of these cases the rights of the purchaser are, of course, governed by the express terms of the contract, and no inconvenience, it is apprehended, can result from considering the cases founded on express contracts under the head of affirmance of the contract and action for breach, without regard to the nature of the proceedings in which the decisions were made. 4 1 Warvelle Vend. 327. In Smith v. Schiele, 93 Cal. 150, the question was raised whether an agent was competent to make the agreement, "title to prove good or no sale," but was not decided. 24 MARKETABLE TITLE TO EEAL ESTATE. not be compelled to accept a title resting altogether upon matters in pats? such, for example, as a title by adverse possession. 8 A stipulation in a contract of sale that the vendor shall furnish an abstract showing title to the property has been said to be equivalent to an agreement that the purchaser shall receive a good title of record. 8 It has been held that an agreement to furnish a satisfac- 1 Page v. Greeley, 75 m. 400; Noyes v. Johnson, 139 Mass. 436. Post, 292. 2 Warvelle Vend. 764. See upon this point 2 Sugd. Vend. (8th Am. ed.) 27 (427). In Smith v. Taylor, 82 Cal. 533, the contract contained the following pro- vision: "The title to said above lands to prove good or no sale, five days being- allowed to examine abstract or certificate, and pass upon title after abstract or certificate is delivered." The court, after observing that this was not simply a contract to make good title, continued: " The only fair interpretation of this con- tract is that be (the vendor) was to furnish an abstract of title a paper pre- pared by a skilled seacher of records, which should show an abstract of what- ever appeared on the public records of the county affecting the title and that the abstract must show good title, or there was no sale * * *. Under that contract the plaintiff (purchaser) was not bound to make any investigation out- side the abstract, or to take the chanees of any litigation which the abstract showed to be either pending or probable." In Boas v. Parrington, 85 Cal. 535, the provision of the contract was: "Title to be good or the money to be refunded, party of the first part (vendor) to furnish an abstract of title to said land." The abstract furnished did not show a good title, and in an action by the purchaser to recover his deposit, judgment was rendered in his favor though the court below found that as a matter of fact the vendor had a good title. This judgment was affirmed on appeal, the court saying: "The appellant contends that the contract did not require him to furnish an abstract showing a good title, or at most that he was not bound to furnish it at the time the defective one was furnished, or at any time before the time for the final payment of the purchase money, and that as it appeared at the trial that he had a good title to the prop- erty he was entitled to judgment. We cannot so construe the contract * * * certainly when the abstract was furnished, the purchaser had the right to act upon it, and as it failed to show a good title in the vendor, the vendee was not bound to lay out of the use of his money, and pay the whole balance of the pur- chase money before he could recover back any part of what he had paid. If the vendor had a good title, as the court below found he had, he should have fur- nished an abstract showing it, and upon it being called to his attention, either by the demand for a rescission or otherwise, that it was defective, he should have at once caused a perfect abstract to be furnished. He did neither, and in his answer stands by the abstract furnished by him, and asserts that it was a good one. If the abstract was a good one it shows that his title was bad. It is too late now for him to assert that he was not bound to furnish an abstract at all, or that he was not bound to furnish it at the time he did." As to when the purchaser may be compelled to accept a title resting upon adverse posses- sion. See post 292. IMPLIED AND EXPBESS AGREEMENTS AS TO THE TITLE. 25 tory abstract of title referred only to the fullness or completeness of the abstract, and not to the quality of the vendor's title. 1 If the vendor agrees to furnish an abstract showing a clear title, and the abstract furnished shows a defective title, the vendor can- not avoid a rescission on the part of the purchaser, with proof that adverse claims appearing from the abstract are in fact groundless. In such a case it has been held that the purchaser may rescind, not- withstanding the sufficiency of the title. 2 It has been held, how- ever, that if a contract provide for an abstract showing title, and the abstract furnished did not show title, it might be supplemented by written evidences of title. 8 7. Terms and conditions of sale. In the American practice there seems to be nothing so elaborate as the English " particulars and conditions of sale," or " common conditions," as they are some- times called. 4 Auction sales of real estate are, with us, usually pre- ceded by a newspaper advertisement or " hand bill " containing a description of the property and the terms and conditions of the sale, 5 and these are frequently supplemented, so far as the title is concerned, by the verbal declarations of the auctioneer at the time of the sale.' 8. Parol evidence Auctioneer's declarations. Whenever specific performance of a contract of sale is sought in equity, parol evidence of declarations by the auctioneer before the sale, adding to or altering the terms of the sale, is admissible on behalf of the defendant, whether vendor or purchaser. 7 In this particular the law is the same in America as in England. 8 1 Fitch v. Willard. 73 111. 92. In England it is said that an agreement to fur- nish a " perfect abstract " means a complete abstract, that is, the best that the vendor can furnish through the title itself be defective. Dart. Vend. (5th ed.) 136, citing Hobson v. Bell, 2 Beav. 17; Morley v. Cook, 2 Ha. 111. * Smith v. Taylor, 82 Cal. 538; see extracts from this case, supra; Taylor v. Williams, (Colo.) 81 Pac. Rep. 505. Welch v. Button, 79 HI. 465. 4 Post, this chapter. 1 See King v. Knapp, 59 N. Y. 462. Averett v. Lipscombe, 76 Va. 404, affords an illustration of this common practice. 1 Averett v. Lipscombe, 76 Va. 404. Post, 9. 26 MAKKETABLE TITLE TO KEAL ESTATE. 9. English rules respecting contracts as to the title. Much of the learning that is found in the English treatises on the law of vendor and purchaser will be found inapplicable in America, owing to the diversity between the rules and practice of convey- ancing in the two countries. At the same time much that is to be found there would seem to be applicable here, especially the gen- eral rules restricting or enlarging the liabilities and rights of the parties with respect to the title to be conveyed or acquired under the express terms of the contract of sale. 1 1 In England a highly artificial system of conveyancing prevails, a fact due to the intricacies of landed settlements, and to the obscurity in which, from the want of a general registration law, title to real estate is there involved. A glance at the pages of Dart or Sugden, the principal English treatises on the law of vendor and purchaser, will suffice to show the wide difference which exists between the English and American practice in respect to the formalities and preliminaries attending the execution of a contract for the sale of lands. In America, where land in some sections changes owners with almost the rapidity of personal property, the contract, particularly in rural districts, is usually drawn by the parties themselves, and consequently often abounds with loose and ambiguous expressions, or contains technical terms to which the law gives a force and effect different perhaps from that which was intended by the parties. Even in the large cities the terms and conditions upon which real property is sold are usually brief and simple. In England, however, transfers of landed property, especially of the fee simple, are comparatively rare occurrences, and, it would seem, are seldom or never undertaken without the advice and assistance of a skilled conveyancer. The " particulars and conditions of the sale," as they are called, are carefully prepared and circulated before the sale, and incorporated in the contract when the sale is made; and as a general rule they set forth explicitly the character of title which the vendor will undertake to. convey. The same degree of care and precaution is exercised in the case of private sales. If the vendor intends to sell only such interest as he has, be what it may, the technical expression employed is, " that he shall not be required to produce a title," appar- ently a figure of speech, meaning that the vendor shall not be required to fur- nish an abstract, or to produce deeds, affidavits, pedigrees or other documents showing a marketable title in himself. In the absence of a general registry of deeds and incumbrances, the purchaser can have, of course, no opportunity to judge of the sufficiency of the vendor's title, unless the instruments by which it is evidenced are produced, and to take a title without the exhibition of such evi- dences necessarily means to take just such title as the vendor has. Perhaps the most important point to be considered in determining the application of English decisions, in American cases, affecting the rights of the parties with respect to the title, as dependent on the express terms of their contract, is the fact that in England the purchaser can only require covenants against defects of title arising from the acts of the vendor himself, while in America, except in a few of the IMPLIED AND EXPRESS AGREEMENTS AS TO THE TITLE. 27 " Particulars " or " conditions " of the intended sale are prepared by the vendor's counsel and circulated in the auction room before the sale as well as announced by the auctioneer at the time of sale. 1 These, it is presumed, while much more elaborate, correspond to some extent with the " hand bill " or " advertisement " commonly employed in America, containing a description of the property and terms of the sale, and any other matter to which the attention of prospective buyers is to be called. If the sale is by private con- tract, the same rules apply as in the case of ordinary conditions of sale by auction. 2 The particulars usually give a description of States, the rule is that the purchaser may demand a conveyance with gen- eral covenants, that is, against the acts of all persons whomsoever, no matter how far back in the chain of title. As the intention of the parties must govern in the construction of the contract, and as that intention must be largely affected by the extent of the rights which they acquire or lose by the terms of the contract, it is obvious that the difference is one of vital importance, and should constantly be borne in mind. Of course the purchaser may in America, as in England, agree to take the title of the vendor such as it is, good or bad, and language sufficiently evidencing such an agreement in England may have the same effect in America. But it by no means follows that language which in England would require the purchaser to take such title as the vendor had, would in all cases \c America be followed by the same consequences, and deprive the purchaser of his right to maintain or defend an action for breach of contract, on the ground of inability of the vendor to convey a marketable title, or to require covenants adequate for his protection. For these reasons it has been deemed best to separate in the following pages the English rules respecting contracts in relation to the title from the American doctrine, except in those cases where the rules in question have been approved or adopted by the American courts. 1 "The conditions of the sale should be printed and circulated some time pre- viously to the sale or at any rate in the auction room, so as to give each person an opportunity of ascertaining the terms on which the property is sold. The sys- tem which is adopted by some of the provincial law societies of having printed common form conditions, which are used on every sale, and to which are prefixed the special conditions under which the particular property is sold, has much to recommend it; the effect of the common form conditions is well understood, and the attention of the purchaser and his solicitor is at once directed to the special restrictive conditions. The practice, which still prevails in some parts of the country, of having written conditions which are merely produced and read over, but not circulated in the auction room, cannot be too strongly reprobated; and, if the purchaser is thereby misled or not fully informed on a material point, may result in the rescission of the contract." Dart V. & P. (5th ed.) 124, citing Tor- ranee v. Bolton, L. R., 14 Eq. 124; 8 Ch. App. 118. 1 Rhodes v. Ibbetson, 4 De G.. M. & G. 787; Bulkley v. Hope, 1 Jur. (N. 8.) 864. 28 MARKETABLE TITLE TO- SEAL ESTATE. the property and the nature and extent of the vendor's interest. The conditions state the terms on which the property is sold, including the undertakings of the vendor with respect to the title. 1 When the sale is made the auctioneer usually indorses the agree- ment on a copy of the particulars and conditions, thereby embody- ing them in the contract of sale. 2 Every condition intended to relieve the vendor from his prima facie* liability to deduce a marketable title and verify the abstract by proper evidence at his own expense must be expressed in plain and unambiguous language. 4 The purchaser, however, will be bound by a clear stipulation as to the title ; 5 for example, an agreement by assignees in bankruptcy to sell the estate of the bankrupt " under such title as he recently held the same, an abstract of which may be seen ; " 6 or that the purchaser should only have the receipt and conveyance of an equitable mortgagee and his assignees ; 7 an agree- ment by the vendors that they should convey only " such title as they had received from A.; " 8 that the purchaser should accept the vendor's title " without dispute ; " 9 that he should accept " such 'Dart V. & P. (5th ed.) 114. In Torrance v. Bolton, L. R., 14 Eq. 130, it appeared that the particulars erroneously described the quantity of the vendor's estate, but that the conditions contained a correct description. It also appeared that the conditions were read by the auctioneer at the sale, but it did not appear that they had been distributed among the bystanders. The purchaser was allowed to rescind. Dart V. &P. (5th ed.) 114. Where the auctioneer read from an altered copy the particulars and conditions, but inadvertently signed an agreement on an unal- tered copy, it was held that the purchaser was bound, though it did not appear that he had heard the auctioneer read the altered copy. Manser v. Buck, 6 Ha. 443. Sugd. 17; Dart. V. & P. (5th ed.) 109; Rawle Cov. 32; Souter v. Drake, 5 B. & A. 992; Doe v. Stanion, 1 M. & W. 695; Hall v. Betty, 4 Mann. & G. 410; Worthington v. Warrington, 5 C. B. 636. 4 Drysdale v. Mace, 2 Sm. & Giff. 225; Symons v. James, 1 Y. & C. (C. C.) 490; Osborne v. Harvey, 7 Jur. 229; Clark v. Faux, 3 Russ. 320; Morris v. Keareley, 2 Y. & C. 139; Waddell v. Wolfe, L. R., 9 Q. B. 515; Blake v. Phinn, 3 C. B. 976; Madely v. Booth, 9 De G. & 8. 718; Webb v. Kirby, 7 De G., M. & G. 376; Edwards v. Wickwar, L. R., 1 Eq. 68; Jackson v. Whitehead, 28 Beav. 154. 8 Seaton v. Mapp, 2 Coll. 556; Forster v. Hoggart, 15 Q. B. 155; Worthington v. Warrington, 5 C. B. 636; Lethbridge v. Kirkman, 2 Jur. (N. 8.) 372. Freme v. Wright, 4 Madd. 364. 1 Groom v. Booth, 1 Dre. 548. 8 Wilmot v. Wilkinson, 6 B. & C. 506; Ashworth v. Mounsey, 9 Exch. 176. Duke v. Barnett, 2 Coll. 337; Molloy v. Sterne, 1 Dru. & Wai. 585. IMPLIED AND EXPKESS AGREEMENTS AS TO THE TITLE. 29 title as the vendor has." l So where the agreement provided that the title should " not be inquired into." * So, also, where the defect of title was clearly stated in the conditions of sale. 1 It seems, however, to be by no means clear that in England a con- dition of sale that the vendor should not be required to produce a title, will prevent the purchaser from showing aliunde that the title is bad. There have been, apparently, conflicting decisions upon the point. 4 But while the purchaser will be bound by a clear stipulation in the conditions of sale respecting the title, the vendor will be strictly held to any representations he lias made regarding the title. 5 And 1 Keyse v. Heydon, 20 L. T. 244; Tweed v. Mills, L. R., 1 C. P. 39. * Hume v. Bentley, 5 De G. & 8. 520. Compare Darlington v. Hamilton, Kay, 550, and Waddell v. Wolfe, L. R., 9 Q. B. 515. 3 Nichols v. Corbett, 3 De G., J. & S. 18. 4 In Spratt v. Jeffery, 5 Mann. & Ry. 188; 10 B. & C. 249, the agreement wai in the following words: "And the said (purchaser) doth hereby agree to accept a proper assignment of the said two leases and premises, as above described, wth- out requiring the lessor's title." BAYI.EY, J., for the court, said that "the fair and reasonable construction of those words is the purchaser shall not be at liberty to raise any objection to the lessor's title." In Shepherd v. Keatley, 1 Crompt., M. & R. 117, the agreement was "that the vendors should deliver an abstract of the lease, and of the subsequent title under which the leasehold lots are held, but should not be obliged to produce the lessor's title." In this case the language italicised was held distinguishable from that in Spratt v. Jeffery, supra, and that it did not preclude the purchaser from taking any objections to the title which he might discover. These cases are apparently in conflict, but have been held reconcilable in Duke v. Barnett, 2 Coll. 337. Sugden says that Spratt v. Jeffery would prob- ably not now be followed. Sugd. Vend. (8th Am. ed.) 26. See, also, Fry 8p. Perf. (3d Am. ed.) 614, where that case is said to have been overruled. In Hume v. Pocock, L. R. , lEq.428, Sir JOHN STUART, V. C., said: " There is no doubt that in contracts for the sale and purchase of property the terms of the contract must be clear, in order that the court may see how far the subject-matter of the purchase can be given by the party who contracts to sell to him whb contracts to buy. But the owner of a disputed title may make a valid contract for the sale of that title, such as it may be. No doubt, with reference to the terms of a contract, it is implied that the purchaser is to have an indefeasible title; and although the ven- dor may have entered into a contract that he shall not be bound to produce a title, yet the terms of the contract may be such that if it appears aliunde that he has no title, and can, therefore, give the purchaser nothing, the court, in such a case, would not make a decree for specific performance. The meaning of specific per- formance is that there shall be conveyed what the vendor has contracted to sell to the purchaser." s Sugd. 17; Forster v. Hoggart, 15 Q. B. 155; Hume v. Bentley, 5DeG. ft Sm. 520; Hoy T. Smythies, 22 Beav. 510; Nott v. Riciird, 22 Beav. 307. 30 MARKETABLE TITLE TO REAL ESTATE. if there be any reasonable doubt or misapprehension as to the mean- ing of the particulars and conditions, they will be construed in favor of the purchaser. 1 It seems, also, that any undertaking on the part of the vendor with respect to the title will, as a general rule, be strictly construed in favor of the purchaser. 2 Independently of any express stipulation in the particulars and conditions, there may be special circumstances showing that the vendor's title was not to be called for, and that the purchaser was to take the title such as it was. 3 But if the contract stipulate that the vendor shall deduce and make a good title, he must do so, although the purchaser be aware of objections to the title. 4 Charges upon the estate, or restrictions upon the purchaser's right of absolute enjoyment, the release of which cannot be procured by the vendors, or which do not fairly admit of compensation, 5 or of which the purchaser has no notice, 6 should be stated in the particulars of sale, otherwise the purchaser may, in many cases, avoid the sale. 7 If the attention of the purchaser be drawn to objectionable con- ditions of sale, he may be bound by them if he makes his bid without objection. 8 1 Dart V. & P. (5th ed.) 109; Taylor v. Martindale, 1 Y. & C. (C. C.) 661; Symons v. James, Id. 490; Seaton v. Mapp, 2 Coll. C. C. 562; Nouaille v. Flight, 7 Beav. 521; Smith v. Ellis, 14 Jur. 682; Graves v. Wilson, 25 Beav. 290; Brumflt v. Morton, 3 Jur. (N. S.) 1198; Jacksoe v. Whitehead, 28 Beav. 154; Swaisland v. Dearsley, 29 Beav. 430. 'Dart V. & P. (5th ed.) 110; Dawes v.Betts, 12 Jur. 412. *Dart V. & P. (5th ed.) 151; Richardson v. Eyton, 2 De G., M. & G. 79; Godson v. Turner, 15 Beav. 46. 4 1 Sugd. Vend. 337; Burnett v. Wheeler, 7 M. & W. 364. B 8ugd. 5, 6, 311, 312; Dart. V. & P. (5th ed.) 116, 117; Torrance v. Bolton, L. R, 14 Eq. 124; 8 Ch. App. 118. See " Compensation for Defects," post, 325. Hall v. Smith, 14 Ves. 426; Pope v. Garland, 4 Y. & C. 394; Patterson v. Long, 6 Beav. 590; Lewis v. Bond, 18 Beav. 85. 1 Turner v. Beaurain, Sugd. 312; Burwell v. Brown, 1 Jac. & W. 72; Seaman v. Vawdrey, 16 Ves. 390; Ramsden v. Hirst, 6 W. R.-349; Shackletonv. Sutcliffe, 1 DeG. &Sm. 609; Coverly v. Burrell, Sug. 27; Ballard v. Way, 1 M. & W. 520. Dart V. & P. 110. Thus, when the conditions were " catching" or decep- tive, and the purchaser inquired whether a good marketable title could be made, and the vendor's agents refused to insert any such statement in the contract, but declared that a good title could be made under the existing conditions, the IMPLIED AND EXPRESS AGREEMENTS AS TO THE TITLE. 31 A stipulation that the sale shall be void if the purchaser does not pay the purchase money, or if the vendor cannot make a good title, at a specified time, will not justify either party in arbitrarily defeat- ing the sale by declaring that he cannot pay the purchase money in the one case or make the title in the other at the appointed time. Either party, upon the default of the other, may avoid the sale, but cannot elect to avoid it by merely declaring his inability to perform the contract. 1 Verbal declarations by the auctioneer, at the time of sale, will not, as a general rule, be admitted for the purpose of contradicting, explaining or adding to the particulars and conditions of the sale. 2 But, while such declarations are inadmissible at law on behalf of purchaser was required to take the title. Hyde v. Dallaway, 6 Jur. 119; 4 Beav. 606. 1 1 Sugd. 23; Roberts v. Wyatt, 2 Taunt. 268; Rippingall v. Lloyd, 2 Nev. & Man. 410; Page v. Adam, 4 Beav. 269; Malins v. Freeman, 4 Bing. N. C. 395; Wilson v. Carey, 10 M. & W. 641. The following observations by Mr. Dart, on the utility of unusual conditions of sale, may be of use in those localities where it is the custom to pay particular attention to conditions respecting the title: ' ' Lastly, it may be remarked that those conditions which to an unprofessional eye appear the simplest, are often the most dangerous, and those which appear difficult and complex to the unlearned purchaser may not unfrequently produce an impression favorable to the title upon the mind of his legal adviser. The con- veyancer who, upon the purchase of a large estate, peruses a series of special stipulations, which have evidently been framed with reference to points which might be made matters of serious annoyance by litigious, but are of little practical importance to the willing purchaser, is naturally disposed to believe that no real difficulties exist where minor objections have been so carefully antici- pated; and, on the other hand, nothing is more common than to see conditions whose concise simplicity disarms the suspicion of the unprofessional reader, but whose sweeping clauses reduce counsel to the dilemma of either advising a client to complete, under serious uncertainty, whether he will acquire even a tolerably safe holding title, or of involving him in inquiries which are almost sure to be heavily expensive, and may probably prove wholly unsatisfactory. The writer may also be allowed to add, as the result of a somewhat wide experience, that, in his opinion, the number of seriously defective and dangerous titles, which, at the present day, are brought into market and passed off upon purchasers under the cover of special conditions of sale, is much larger than is commonly supposed." Dart V. & P. (5th ed.) 176. 1 Sugd. Vend. 15, where such declarations are referred to as the " babble of the auction room." Dart V. & P. (5th ed.) 110; 1 Jac. & W. 639; Higginson v. Clowes, 15 Ves. 521; Manser v. Back, 6 Ha. 443; Goss v. Lord Nugent, 5 B. & A. 58; 2 N. & M. 28; Vandever v. Baker, 13 Pa. St. 121. 32 MARKETABLE TITLE TO BEAL ESTATE. either plaintiff or defendant, 1 they will in equity be admitted in favor of the purchaser when sued for specific performance. 2 Parol evidence of declarations at the time of sale is inadmissible in equity in favor of the vendor-plaintiff, even though the purchaser expressly agreed to abide by the declarations. 3 Nor can the purchaser avail himself of such evidence as plaintiff in equity. 4 If statements be made at the sale varying from the particulars and conditions, the purchaser should require them to be put in writing, so as to preserve his rights as plaintiff in equity. 5 Personal information given to the purchaser as to incumbrances on the estate, or even declarations by the auctioneer on such points, may be given in evidence, either by the vendor or the purchaser, as a defense in a suit for specific performance, but, as a general rule, has been held inadmissible on behalf of the plaintiff. 6 If there is a discrepancy between the particulars of sale and an instrument of title to which they refer, and the instrument be the more favorable to the purchaser, the vendor will be bound by the instrument and must show a title in conformity thereto. 7 10. Agreements to make " good and sufficient deed." Inasmuch as the law implies a contract that the purchaser shall receive a good title to the land, free from all defects, charges and incumbrances, it would seem unnecessary that the purchaser should insert in the contract any provision assuring him such a title. Indeed, the anxiety of the purchaser to protect himself by such a precaution appears sometimes to have resulted in disaster, for there have been several decisions that an agreement to give a sufficient warranty deed referred only to the sufficiency of the instru- 1 Gunnis v. Erhart, 1 H. Bl. 289; Ford v. Yates, 2 Mann. & Q. 549; Eden v. Blake, 13 M. & W. 614; Greaves v. Asblin, 3 Camp. 426; Powell v. Edmunds, 12 East, 6. *Sugd. 15; Dart V. & P. (5th ed.) Ill; Swaisland v. Dearsley, 29 Beav. 430. The same rules apply between original purchaser and sub-purchaser. Dart, Id.; Shelton v. Ldvius, 2 Cr. & J. 411. The rule stated in the text has been applied in America. See Averett v. Lipscombe, 76 Va. 409. *Higginson v. Clowes, 15 Ves. 521; Clowes v. Higgingon, 1 Ves. & B. 524; Fife v. Clayton, 1 C. P. C. N. R. 352; but see Swaisland v. Dearsley, supra. Sugd. Vend. 15. Dart V. &P. (5th ed.) 111. Sugd. Vend. 15; Dart V. & P. (5th ed.) 112; 15 Ves. 523; 1 Ves. & B. 524. 'Dart V. &P. (5th ed.) 120. IMPLIED AND EXPRESS AGREEMENTS AS TO THE TITLE. 33 ment tendered by the vendor, and that the contract was satis- fied if the instrument was sufficient as a conveyance, though the vendor's title was bad. 1 Unless the facts clearly showed that the parties were contracting especially with reference to known defects of title, it would be difficult to perceive any grounds upon which such decisions could be rested, since no man in his senses 1 Brown v. Covilland, 6 Cal. 566. In this case it was said that if the contract had called for a good and sufficient warranty deed, instead of a good and suffi- cient deed merely, the vendors would have been compelled to convey a clear title, and not merely such title as they had, whatever it might be, to the purchaser; citing Tinny v. Ashley, infra. See, also, Green v. Covilland, 10 Cal. 332; 70 Am. Dec. 725. Haynes v. White, 55 Cal. 38, seems to be at variance with these cases. Tinney v. Ashley, 15 Pick. (Mass.) 552; 26 Am. Dec. 620. Gazley v. Price, 16 Johns. (N. Y.) 267; Parker v. Parmele, 20 Johns. (N. Y.) 132; 11 Am. Dec. 253. Barrow v. Bispham, 6 Halst. L. (N. J.) 110. In Hill v. Hobart, 16 Me. 164, a distinction is drawn between an agreement to make a deed, or a deed described, and an agreement " to make a good and sufficient deed to convey the title " to the premises. In the first case it is said that the contract is performed by giving such a deed or conveyance as the contract describes, however deceptfve the title may be. See, also, Tobin T. Bell, 61 Ala. 125. STKAHAN, J., in Thompson v. Hawley, 14 Oreg. 199: "It seems to me that the more reasonable rule is that where the terms of the contract are such as to bind the grantor to convey by good and sufficient deed, or to make a good and sufficient conveyance, he can only perform his agreement by making a deed that will pass a good title. But if it clearly appears from the contract itself, or from the circumstances accompanying it, that the parties had in view merely such conveyance as will pass the title which the vendor had, whether defective or not, that is all the vendee can claim or insist upon." Citing Porter v. Noyes, 2 Greenl. (Me.) 22; 11 Am. Dec. 30, and cases cited there. It is hardly to be supposed, however, that if the vendor meant to obligate himself only to convey such title as he had, he would describe it by such an ambiguous expression as " good and sufficient deed." See extract from Tindall v. Conover, 1 Spencer (N. J. L.) 214; 11 Am. Dec. 220, infra. In Aiken v. Sanford, 5 Mass. 494, it was said that a contract to convey "by a good and sufficient warranty deed " was satisfied by a conveyance in proper form and regu- larly executed, if the grantor was seized so that the land passed by it. The reporter adds: " But the court observed that they did not mean to determine that in no case these words should be considered as applying to the title. If the money was to be paid on receiving the deed, it might be a reasonable construc- tion that a good and sufficient title should be conveyed; otherwise the purchaser might part with his money, not merely for the land, but for a law suit also. In the present case, however, the money was to be first paid, and the plaintiff might as well sue on the covenants in his deed as on his bond. There was, therefore, no reason for giving a construction to the words not naturally implied by them." These observations were approved in Swan v. Drury, 22 Pick. (Mass.) 488. 5 34 MARKETABLE TITLE TO REAL ESTATE. would bargain for a shadow when the substance was equally within his reach. In the absence of any evidence to the contrary, it would seem that in a contract to " give a good and sufficient deed," the words " good and sufficient deed " are a mere figure of speech, meaning a clear and unincumbered title, 1 especially where, as is frequently the case, the contract was the work of an unskilled draughtsman. 2 Accordingly the decisions mentioned have been frequently overruled or disapproved, and the established doctrine now is that an agreement to convey land by a good and sufficient warranty deed is not performed by the mere execution of a war- ranty deed sufficient in form, if the title of the grantor be open to reasonable doubt. 3 Upon a like principle it has been decided that 1 Tindall v. Conover, 1 Spencer (N. J. L.), 214; 11 Am. Dec. 220, NORBIS, J., saying: " Now I undertake to say that in a written contract for the sale and pur- chase of lands the phrase "a good and sufficient warranty deed" will be under- stood by more than nine-tenths of mankind, not excepting the legal profession, to mean a good and sufficient title. That if a person intended to sell and another to buy, a doubtful or uncertain title, or anything less than a good and sufficient legal title, in reducing their contract to writing, they would not use this phrase, but would define the interest bargained for." * In our rural districts and among laymen the term "lawful deed carries no other idea than an unrestricted conveyance in fee, clear of incumbrances." Eby v. Eby, 5 Pa. St. 466. In the same way the term " title " is sometimes vulgarly used for " deed." Thus in Gilchrist v. Buie, 1 Dev. & B. Eq. (N. C.) 857, where the contract was " to make a sufficient title as far as this claim extends " the court said: " The term title is evidently used for deed. * * * To make a title, there- fore, did not mean to make out one, but to make a deed and to pass the title." In this case it appeared that the vendors contracted to sell and the purchaser expected to get only such title as the vendors had. 'Whitehurst v. Boyd. 8 Ala. 375; Hunter v. O'Neill, 12 Ala. 39. Here the agreement was merely " to make a deed." Tarwater v. Davis, 7 Ark. 153 ; 44 Am. Dec. 534; Pate v. Mitchell, 23 Ark. 590; 79 Am. Dec. 114. Thayer v. White, 3 Cal. 229; Haynes v. White, 55 Cal. 38. (But see Brown v. Covil- laud, 6 Cal. 566.) Abendroth v. Greenwood, 29 Conn. 356; Dodd v. Seymour, 21 Conn. 480; Shouse v. Doane, 39 Fla. 95; 21 So. 807. Frazier v. Boggs, 37 Fla. 307; 20 So. Rep. 245; Home v. Rodgers, 113 Ga. 224; Tyler v. Young, 2 Scam. (111.) 444; 35 Am. Dec. 116; Brown v. Cannon, 5 Gilm. (111.) 174; Morgan v. Smith, 11 111. 199; Conway v. Case, 22 111. 127; Lull v. Stone, 37 111. 224; Thompson v. Shoemaker, 68 111. 256. Clark v. Redman, 1 Bl. (Ind.) 379; Warner v. Hatfield, 4 Bl. (Ind.) 392; Parker v. McAllister, 14 Ind. 12. Fitch v. Casey, 2 Green (Io.). 300; Shreck v. Pierce. 3 Cl. (Io.) 360. In this case the court pertinently observed: "The legal effect of contracts to make title, or to deliver a deed to land under a contract of purchase, is generally that the vendor shall make a good title. As a general rule it makes but little difference what the precise terms of the contract are whether the vendor agrees to make title, or a IMPLIED AND EXPRESS AGREEMENTS AS TO THE TITLE. 35 a conveyance with covenants for title is not a sufficient perform- ance of a contract of sale if the title be defective, the covenants being no such valuable consideration for the purchase money as to deprive the purchaser of the right to detain the purchase money in good title or to make a deed, or a warranty deed if it appears that he is nego- tiating to sell at a sound price, to be paid or part paid at the conveyance. In such cases, usually the vendor, without a nice examination of words, is under- stood to agree for a good title, and the vendee cannot be put off with merely a good deed. This rule, however, does not preclude those cases where the vendee appears to be purchasing the vendor's title, such as it may be." Bodley v. McChord, 4 J. J. Marsh. (Ky.)475; Williams v. Potts, 1 J. J. Marsh. (Ky.) 596; Brown v. Starke, 3 Dana (Ky.), 318. Porter v. Noyes, 2 Gr. (Me.) 22; 11 Am. Dec. 30; Brown v. Gammen, 14 Me. 276; Sibley v. Spring, 12 Me. 460; 28 Am. Dec. 191, the court saying that an agreement to sell and convey is not performed by tender of a sufficient deed in form if there is an incumbrance on the land. Swan v. Drury, 22 Pick. (Mass.) 488; Mead v. Fox, 6 Cush. (Mass.) 202; Rob- erts v. Bassett, 105 Mass. 409; Linton v. Allen, (Mass.) 17 N. E. Rep. 523. Dwight v. Cutler, 3 Mich. 575; 64 Am. Dec. 105. Cogan v. Cook, 22 Minn. 137; Murphin v. Scoville, 41 Minn. 262. Wiggins v. McGimpsey, 13 Sm. & M. (Miss.) 532; Feemster v. May, 13 Sm. & M. (Miss.) 275; 53 Am. Dec. 83; Mobley v. Keys, 13 Sm. & M. (Miss.) 677; Greenwood v. Ligon. 10 Sm. & M. (Miss.) 615; 48 Am. Dec. 775. Luckett v. Williamson, 31 Mo. 54 and 37 Mo. 395. Beech v. Steele, 12 N. H. 88, dictum; Little v. Paddleford, 13 N. H. 167; Critchett v. Cooper, (N. H.) 18 Atl. Rep. 778. Tindall v. Conover, 1 Zab. (N. J. L.) 654. In Tin- dall v. Conover, 1 Spencer (N. J. L.), 214; 11 Am. Dec. 220, it was said that the question what was meant by an agreement to deliver a good and sufficient deed with covenants of warranty was to be determined by the terms of the contract and by all the surrounding circumstances. Johnson v. Smock, 1 N. J. L. 106; Young v. Paul, 10 N. J. Eq. 401; 64 Am. Dec. 456; Lounsbery v. Locander, 25 N. J. Eq. 557. Gilchrist v. Buie, 1 Dev. & B. Eq. (N. C.) 347, dictum; Lee v. Foard, 1 Jones Eq. (N. C.) 127, tumble. Pugh v. Chasseldine, 11 Ohio, 109; 37 Am. Dec. 414. Thompson v. Hawley, 14 Oreg. 199; Collins v. Delashmutt, 6Oreg. 51; Sanford v. Wheeler, 12 Oreg. 301. Dearth v. Williamson, 2 S. & R. (Pa.) 498; 7 Am. Dec. 652, the court saying: " A lawful deed of conveyance may be fairly understood a deed conveying a lawful or good title. Romig v. Romig, 2 Rawle (Pa.), 249; Colwell v. Hamilton, 10 Watts (Pa.), 413; Eby v. Eby, 5 Pa. St. 466; Wilson v. Getty, 57 Pa. St. 270. Cunningham v. Sharp, 11 Humph. (Tenn.) 120. Clute v. Robinson, 2 Johns. (N. Y.) 595, a leading case; Jones v. Gardner, 10 Johns. (N. Y.) 266; Judson v. Wass, 11 Johns. (N. Y.) 528; 6 Am. Dec. 392; Tucker v. Woods, 12 Johns. (N. Y.) 190; 7 Am. Dec. 305; Van Epps v. Schenec- tady, 12 Johns. (N. Y.)442; 7 Am. Dec. 330; Gastry v. Perrin, 16 Johns. (N. Y.) 267; Robb v. Montgomery, 20 Johns. (N. Y.) 15; Carpenter v. Bailey, 17 Wend. (N. Y.) 244; Traver v. Halstead, 23 Wend. (N. Y.) 66, the court saying: " It was tho title to the premises which the purchaser stipulated for, not a piece of parch- 36 MARKETABLE TITLE TO KEAL ESTATE. case of eviction by an adverse claimant. 1 An agreement to make a " clear deed," when the purchaser knows that the vendor has only a life estate, is fully performed by delivery of a deed conveying such an estate as the vendor has. 2 11. Agreements to convey by " quit claim." It sometimes happens that the purchaser proposes to buy, and the vendor pro- ment, good in form but waste paper in effect for the purpose of transferring title." Lawrence v. Taylor, 5 Hill (N. Y.), 107; Everson v. Kirtland, 4 Paige Ch. (N. Y.) 638; 27 Am. Dec. 91; McCool v. Jacobus, 7 Rob. (N. Y.) 115; Pomeroy v. Drury, 14 Barb. (N. Y.) 424; Hill v. Ressegien, 17 Barb. (N. Y.) 164; Atkins v. Bahrett, 19 Barb. (N. Y.)639; Morange v. Morris, 34 Barb. (N. Y.) 211; Penfield v. Clark, 62 Barb. (N. Y.) 584; Fletcher v. Button, 4 Comst. (N. Y.) 400; Story v. Conger, 36 N. Y. 673; 93 Am. Dec. 546; Burwell v. Jackson, 9 N. Y. 536. Pattersou v. Goodrich, 3 Tex. 331; Vardeman v. Lawson, 17 Tex. 16; Phillips v. Hern- don, 78 Tex. 378; Jones v. Phillips, 59 Tex. 610; Jones v. Huff, 36 Tex. 678. Stow v. Stevens, 7 Vt. 27; 29 Am. Dec. 139, the court saying that it would be trifling with the good sense of the law to hold that a good and sufficient deed means only a deed to convey what title the grantor had. Lawrence v. Dole, 11 Vt. 549. In Joslyn v. Taylor, 33 Vt. 470, and Preston v. Whitcomb, 11 Vt. 47, it was held, however, that an agreement " to give a good and sufficient warrantee deed " referred only to the kind of deed to be executed, and not to the quality of the title. It is difficult to perceive how such an inference can be drawn from the language of the contract, unsupported by evidence aliunde of the intention of the parties. In most of the States no distinction seems to have been made between an agreement for a ' ' good and sufficient deed " and a ' ' good and sufficient war- ranty deed." Goddin v. Vaughn, 14 Grat. (Va.) 117; Christian v. Cabell, 22 Grat. (Va.) 82. Newberry v. French, 98 Va. 471; 36 S. E. 519. Young v. Wright, 14 Wis. 144; 65 Am. Dec. 303; Falkner v. Guild, 10 Wis. 506; Bateman v. Johnson, 10 Wis. 1 ; Davidson v. Van Pelt, 15 Wis. 341 ; Taft v. Kessel, 16 Wis. 273; Davis v. Henderson, 17 Wis. 106. Moody v. Spokane, etc., R. Co. 5 Wash. 699. If the rule established by the foregoing casea were not the correct one the vendor, after the execution of the contract, might convey away the land to another, and yet, by delivering to the pur- chaser a deed good and sufficient in form, escape the consequences of a breach of the contract. Lull v. Stone, 37 111. 224. A contract to make a " lawful deed of conveyance " means a deed conveying a lawful or good title. Wilson v. Getty, 57 Pa. St. 266. A deed conveying " all the right, title and interest " of the vendor is not a compliance with a contract to execute to the purchaser " a good and sufficient deed of bargain and sale, free and clear of all incum- brances, " if the property is incumbered. Rogers v. Borchard, 82 Cal. 347. If the purchaser contract for " a deed conveying a clear title " he may reject a warranty deed if there is an incumbrance on the premises. Roberts v. Bassett, 105 Mass. 409. *Knapp v. Lee, 3 Pick. (Mass.) 459, disapproving Lloyd v. Jewell, 1 Greenl. (Me.) 352; 10 Am. Dec. 73. *Rohr v. Kindt, 3 Watts & S. (Pa.) 563; 39 Am. Dec. 53. IMPLIED AND EXPRESS AGREEMENTS AS TO THE TITLE. 37 poses to sell, only such title as the vendor actually has, without regard to the goodness or the sufficiency of that title. In other words, the purchaser makes a chancing bargain, and presumably is compensated for the risk he takes in a diminished valuation of the premises. Therefore, it is very generally held that if the vendor contract only to convey or " quit claim " such interest as he may have in the premises, the purchaser is without relief against him at law or in equity. 1 But while the rule that the parties may stipulate for the acceptance of the title, such as it is, is elementary, an agree- ment to that effect will not be inferred from ambiguous expressions, or from the purchaser's knowledge of the existence of objections to the title. Every agreement by which the purchaser consents to take a defective title without recourse upon the vendor should be expressed in clear and unambiguous terms. 2 It seems that the pur- chaser's consent to take a defective title does not necessarily deprive him of the right to require a conveyance with covenants for title, since it may be that the protection to be afforded him by those covenants is the sole inducement to the consent, but it has been said by the most eminent authority that if in fact the purchaser consents to take a defective title, relying for his security on the Tender's covenants, the agreement of the parties should be particu- larly mentioned. 3 As an agreement to make a " good and sufficient deed" relates not 1 Holland v. Rogers, 38 Ark. 251. Fitch v. Willard, 73 111. 92. Vail v. Nelson, 4 Rand. (Va.) 124; Button v. Sutton, 7 Grat. (Va.) 204; 56 Am. Dec. 109; Bailey T. James, 11 Grat. (Va.) 468; 62 Am. Dec. 659. Boyles v. Bee, 18 W. Va. 520. McManus v. Blackmar, 47 Minn. 331. Waldron v. Zollikoffer, 3 Iowa, 108, where it is said that the failure to give a full price for property is ordinarily a strong circumstance, but not a conclusive one, to show that the parties contracted in view of defects, or for the actual value of the thing sold. In Louisiana, by statute, an express exclusion of warranty does not destroy the purchaser's right to require security against eviction, unless he bought with knowledge of the danger of eviction. Dufief v. Boykin, 9 La. Ann. 295; Gautreaux v. Boote, 10 La. Ann. 137. A purchaser who buys at a public sale under an announcement that only an interest is to be sold, and that if there is no title the purchaser will get none, is without remedy if the title fails. Such an announcement dampens the sale, and the purchaser gets the property at a reduced price with a view to speculation, and must be held to his bargain. Ellis v. Anderton, 88 X. Car. 478. 1 Sugd. Vend. (8th Am. ed.) 510, 511 (337); Rawle Cov. (5th ed.) 32. S 2 Sugd. Vend. (8th Am. ed.) 230 (678). 38 MARKETABLE TITLE TO REAL ESTATE. merely to the form of the deed, but to the sufficiency of the title, 1 so neither is an agreement to convey " by quit-claim deed," a stipu- lation merely as to the form of the deed ; it is a condition which requires the purchaser to take just such title as the vendor has. 2 12. Agreement to sell right, title and interest. An agree- ment to sell all of the vendor's right, title and interest in the prem- ises, is a sale of such interest only as the vendor may have, and the contract is fully performed on his part by a conveyance of such interest without regard to the goodness or sufficiency of the title. 8 It has been held, however, that a vender so contracting must have some title or some right, even though it consist of no more than a naked possession ; otherwise the contract would be nudum pactum, and the purchaser might rescind. 4 Whether he might affirm the agreement and have damages for a breach of the contract is another question. It has been held that an agreement to convey all the vendor's " right, title and interest, with full covenant of warranty," is not satisfied, except by the conveyance of an indefeasible estate. 5 i i 13. Express agreement to purchase subject to liens or defects. If the purchaser expressly agrees to assume the pay- ment of an incumbrance on. the purchased premises, he not only cannot thereafter object to the title because of the incumbrance, but as between himself and the vendor, he makes tho debt his own, and assumes to protect the vendor. 6 It has been held, however, that a mere agreement to take " subject to " an incumbrance, does not bind the purchaser to discharge the incumbrance. 7 1 Ante, p. 33. s McManus v. Blackmar. 47 Minn. 331. 'Tweed v. Mills, L. R., 1 C. P. 39; Johnston v. Mendenhall. 9 W. Va. 112; Babcock v. Wilson, 17 Me. 372; 35 Am. Dec. 263; Herrod v. Blackburn, 56 Pa. St. 103; 94 Am. Dec. 49. 4 Johnson v. Tool, 1 Dana (Ky.) ( 479; 25 Am. Dec. 162. 5 Lull v. Stone, 37 111. 155. See upon this subject Sheld. Subrogation (2d ed.) 85; Taylor v. Preston, 79 Pa. St. 436; Burke v. Gummey, 13 Wright (Pa.), 518; Campbell v. Shrum, 3 Watts (Pa.), 60; Woodward's Appeal, 2 Wright (Pa.), 322; Moore's Appeal, 88 Pa. St. 450; 32 Am. Rep. 469; Taintor v. Hemraingway, 18 Hun (N. Y.), 458; Kruger T. Adams, 13 Neb. 100. 1 Lewis v. Day, 53 Iowa, 575, and cases cited. IMPLIED AND EXPRESS AGREEMENTS AS TO THE TITLE. 39 It has also been held that if the purchaser merely agreed to take the property subject to a mortgage, he might reject a conveyance containing a provision that he should assume the payment of the mortgage, the effect of such provision being to render him person- ally liable for any deficiency, in case the land should be insufficient to satisfy the mortgage ; a state of affairs often found to exist after a rapid decline of speculative values. 1 It has been held that if the vendor contract in express terms to convey a " perfect title " to the purchaser, he will not be absolved from his obligation by a further provision of the contract that if the purchaser was compelled to pay any lien on the property the amount so paid should be deducted from the purchase money. It was considered that the provision in question was solely for the benefit of the purchaser, and that if there was an incumbrance on the property, he might abandon the contract notwithstanding his power to apply the purchase money to the incumbrance. 2 The gen- eral rule, however, is that the purchaser must apply the unpaid pur- chase money to the satisfaction of valid incumbrances.* When the purchaser binds himself to pay rent if the title fails, he cannot, on failure of the title, recover damages from the vendor. 4 * Kohner v. Higgins, 42 N. Y. Super. Ct. 4 ; Mellon r. Webster, 5 Mo. App. 449. 1 Lewis v. White, 16 Ohio St. 444. This was an action by the vendor against the purchaser for breach of the contract. The case seems to be in conflict with Devling v. Little, 26 Pa. St. 502. *See post, 245. 4 Cross v. Freeman, 22 Tex. Civ. App. 209; 54 S. W. 246. CHAPTER IV. OF THE SUFFICIENCY OF THE CONVEYANCE TENDERED BY THE VENDOR. GENERAL OBSERVATIONS. 14. ESSENTIAL REQUISITES OF THE CONVEYANCE. 15. Material, printing, etc. 16. Date. 17. Parties. 18. Word* of conveyance. 19. Description of the premises. 20. Description of estate or interest conveyed. 21. Signature and seal. 22. Attestation or acknowledgment. 23. (a) Venue of the certificate. % 24. (ft) Name and official designation of certifying officer. 25. (c) Name of grantor. 26. (d) Annexation of deed. 27. () Jurisdiction of certifying officer. 28. (/) Personal acquaintance with grantor. 29. (g) Fact of acknowledgment. 80. (A) Privy examination of wife. 81. () Explanation of content* of deed. 32. (fc) Voluntary act of wife. 33. (0 Wish not to retract. 34. (m) Reference to seal. 35. (n) Date of certificate. % 36. (o) Signature of officer. 37. (p} Abbreviation of official designation. % 38. (g) Seal of officer. 39. (r) Surplusage and clerical mistakes. % 40. (*) Amendment of certificate. % 41. Reservations, restrictions and conditions. 42. Waiver of objections to the conveyance. 43. 14. GENERAL OBSERVATIONS. When the vendor prepares his conveyance and tenders it to the purchaser, the latter may reject it and insist that there has been a breach of the contract, either (1) Because the conveyance and its covenants are not such as he is entitled to demand ; or, (2) Because the title is not such as the vendor has contracted to convey. A defective conveyance, pre- pared and tendered by the vendor, would not constitute, strictly SUFFICIENCY OF CONVEYANCE TENDERED BY THE VENDOR. 41 speaking, a defect in the vendor's title. But inasmuch as the pur- chaser 's title would be incomplete without the execution of a suffi- cient conveyance, it has been deemed proper to include that subject in the scope of this work. In England the purchaser is required to prepare and tender to the vendor a conveyance to be executed by him, and the same rule exists in some of the American States ; but the general rule in those States is that the vendor shall prepare and deliver to the purchaser a proper conveyance of the premises. 1 The conveyance musfy of course, be sufficient in form to pass the interest to which the purchaser is entitled under the contract. 2 We have already seen that a conveyance sufficient in form as a mere medium for transferring title cannot be held a performance of a contract to make a " good and sufficient deed," if the vendor has not such title as the purchaser may require. 8 An agreement " to sell " lands obliges the vendor to make a proper conveyance. 4 The conveyance must be witnessed or acknowledged by all the parties, and have the necessary certificates attached, so that it may be admitted to record at once. 8 The conveyance must also contain all the covenants to which the purchaser is entitled. 6 Too much importance cannot be attached to this requisite, since upon these depends his right to relief in case he loses the estate after the conveyance has been accepted. 7 It has been held that the purchaser has no right to inspect the deed pre- pared by the vendor before paying the purchase money unless the contract so provides. 8 1 Post, 88. 1 But a conveyance sufficient to pass all of the vendor's interest need not follow the language of the contract and purport to convey " all the right, title and inter- est " of the vendor. Brown v. Bellows, 4 Pick. (Mass.) 178. Ante, 10. 4 Hoffman v. Fett, 39 Cal. 109; Smith v. Haynes, 9 Greenl. (Me.) 128; Dart V. & P. (5th ed.) 130. And, e converse, an agreement to "execute and deliver a deed " is an agreement to sell the land. Martin v. Colby, 42 Hun (N. Y.), 1. Tapp v. Beverley, 1 Leigh (Va.), 80; Botto v. Berges, 47 La. Ann. 959; 17 So. Rep. 428. Post, 67, 68. Rawle Cov. for Title (5th ed.), 320; post, chap. 27. Papin v. Goodrich, 103 111. 86. 6 42 MARKETABLE TITLE TO BEAL ESTATE. 15. ESSENTIAL REQUISITES OF THE CONVEYANCE. The principal points to which the attention of the purchaser is to be directed in determining the sufficiency of the conveyance tendered to him by the, vendor are : That it be written or printed upon paper, parchment or other equally convenient or substantial material ; that there be one or more correctly designated grantors and grantees ; that the grantors are competent to convey, and, when they act in an official capacity, have employed all necessary formalities in the exe- cution of the deed ; that proper and necessary words of conveyance have been employed ; that the granted premises have been accu- rately and properly described, and, in some of the States, that the conveyance be under seal, attested by subscribing witnesses and acknowledged before some officer competent to take and certify acknowledgments. The foregoing essential requisites of a convey- ance, as between vendor and purchaser, are further considered in the following pages. It should be observed here, however, that a deed may be sufficient to support a title in ejectment, and yet not such a conveyance as the purchaser may require. For example, in those States in which the common law prevails, a deed without a signature, as has been already observed, is valid. But it is appre- hended that no purchaser could be compelled to accept such an instrument as a sufficient deed ; for if he should offer to resell the premises, the want of a signature to the deed under which he holds would, beyond question, be made the ground of objection to his title. And while the objection might, after litigation, be adjudged untenable, he should not be required to accept a conveyance so irregular in form as to render his title unsatisfactory to a purchaser. So, also, where the description is so vague and uncertain as to make necessary a resort to parol evidence to identify the premises. And, generally, it may be said that the purchaser may reject the convey- ance whenever its sufficiency is in any degree a matter of legal doubt, upon the same principle which permits him to reject a title concerning which there is a reasonable doubt. 1 No hardship can result to the vendor from these requirements, since he may always remove the objection at a trifling expense. The vendor has a right to prepare and tender, and the purchaser is bound to accept, a conveyance correcting errors or misdescriptions 1 Post, chap. 31. SUFFICIENCY OF CONVEYANCE TENDERED BY THE VENDOE. 43 contained in a former conveyance. If the vendor be dead, his heirs, or a commissioner of the court, should make and tender the amended conveyance. 1 By consent of parties, a deed defectively executed may be corrected by interlineations, reacknowledged and recorded anew, and may be presumed to be redelivered as of the new date, so as to take effect therefrom. 2 In some of- the States a deed of bargain and sale must be supported by a valuable considera- tion, pecuniary or otherwise. 3 Wherever this rule exists, the pur- chaser should see that the consideration is expressed in the deed which is tendered to him by the vendor. It is true that the exist- ence of the consideration, if not recited in the deed, may be shown by evidence aliunde y 4 but the conveyance which the purchaser is to receive should, if possible, afford no occasion for a query as to its sufficiency, if he should desire to resell the estate. 16. Material, printing, erasures, etc. Deeds have always been written or printed upon paper or parchment, and the extreme improbability of a departure from this custom makes the question of the validity of a deed written or engraved upon other materials practically unimportant. If, however, a deed should be written or printed upon some material similar to and forming a convenient sub- stitute for paper or parchment, it is apprehended that a purchaser could not decline to receive it. A deed engraved, written or printed upon stone, metal, wood or other bulky and inconvenient material might perhaps be received as evidence of title in ejectment. 5 But there can be no doubt that a purchaser would be justified in rejecting such an instrument if tendered by the vendor. Deeds are usually written with ink, but they are not liable to objection because wholly or partly in print. Even the signature of a deed may, it is appre- hended, be in print, all danger of fraud being removed by the acknowledgment of the deed before attesting witnesses or a certifying officer. 6 For the same reason it is apprehended that a deed written 1 Leslie v. Slusher, 15 Ind. 166; Rush v. Truby, 11 Ind. 462. 1 Fitzpatrick v. Fitzpatrick, 6 R. I. 64; 75 Am. Dec. 681. 3 Washb. Real Prop. 368 (618). 4 Id. 5 In 2 Bouvier's Inst. 389, it is said that an instrument written or printed on " wood, linen, bark, stone, or the like," would be invalid as a deed. 'Such a signature has been held a sufficient compliance with the Statute of Frauds. Browne Stat. Frauds, 356 (4th ed.), p. 441; Devlin on Deeds, 185, 44 MARKETABLE TITLE TO KEAL ESTATE. with a lead pencil would be held valid. 1 But it may be doubted whether a purchaser might not lawfully refuse to accept a deed so written, and insist upon one prepared in the usual manner. A contract to convey by good and sufficient deed obliges the vendor to tender a deed so drawn and executed as to leave no reasonable doubt of its legal sufficiency to convey the land. It must be free from all such interlineations and erasures as are reasonably calculated to throw doubt upon the paper as a valid conveyance. 2 17. Date. Regularly, a deed should be dated, but the fact that it has no date, or has an impossible date, will not render it void. The true date may be shown. 3 A deed being an executed contract, it is immaterial that it bears date on a Sunday ; the parties being in pari deliclo. the courts will not interfere to declare the instru- ment void, as it sometimes does where the contract is executory. 4 The date may be inserted either at the beginning of the deed, or at the close, in the testimonium clause; that in the testimonium clause is to be treated as the true date, if it be later than the one expressed at the beginning of the deed. 5 Inasmuch as it is usual and cus- tomary to insert a date in conveyances of real estate, and the want of it may be easily supplied, the purchaser should require that the instrument tendered shall be complete in this particular. 18. Parties to the conveyance. It seems unnecessary to say that every deed must contain the names or description of parties grantor and grantee. 6 Yet instances exist in which instruments, from which the name of the grantee, through carelessness or inatten- and cases there cited. But where a statute required the memorandum to be " subscribed " by the party to be bound, it was held that a printed signature was insufficient. Vielle v. Osgood, 8 Barb. (N. Y.) 130; Davis v. Shields, 2 Wend. (N. Y.) 351. 1 Contracts for the sale of land written in lead pencil are valid. Clason Y. Bailey, 14 Johns. (N. Y.) 484. So also, a will or codicil to a will. Raymes r. Clarkson, 1 Phillim. 22. 'Shouse v. Doane, 39 Fla. 95; 21 So. 807. 8 Jackson v. Schoonmaker, 2 Johns. (N. Y.) 230. The date is no part of the substance of a deed, and not necessary to be inserted. The real date of a deed is the time of its delivery. Thompson v. Thompson, 9 Ind. 323: 68 Am. Dec. 638. It is no objection to a deed that it bears date prior lo the vendor's acquisition of title. Bledsoe v. Doe, 4 How. (Miss.) 13. * See cases cited 24 Am. & Eng. Encyc. of L. 555. Kurtz v. Hollingshed, 4 Cranch C. C. (U. S.) 180. Chase v. Palmer, 29 111. 306 ; Whittaker v. Miller, 83 111. 381. In both the*e cases the deed had been executed in blank, and the name of a grantee after- wards inserted by a third person. Garnett v. Garnett, 7 T. B. Mon. (Ky.) 545. SUFFICIENCY OF CONVEYANCE TENDERED BY THE VENDOR. 45 tiop, has been omitted, have been tendered to and accepted by the purchaser. The parties should be correctly described by their Chris- tian names as well as surnames. And while an incorrect or imperfect description of the grantee does not destroy the validity of a deed as a muniment of title, there can scarcely be any doubt that a pur- chaser would not be required to accept such a conveyance. 1 There must not only be a grantee in every deed, but such grantee must be a person or corporation who can take and hold the premises. Deeds have sometimes been held void because of uncertainty or vagueness in the description of the grantee. 3 Thus, a grant to the people of a county is void for uncertainty. 3 But it is not necessary that a grant to a person shall describe him by name, if he be other- wise so described that he may be identified. 4 Hence, a grant to the " children of A." is valid. 5 So, also, a deed " to the heirs at law of a deceased person." 6 But a deed to " A. and his heirs," A. being dead at the time of the grant, is void. In such a case, the words " his heirs " are words of limitation and not words of purchase. 7 The grantee, unless such by way of remainder, must, of course, be in existence at the time of the grant. 8 It has been held that a con- veyance to a fictitious person is void. 9 It is not absolutely indis- pensable that the name of the grantee shall be set forth in the grant- ing clause of the deed ; if his name appear in the habendum, it will suffice. 10 Nor will a deed be avoided by the fact that the grantor's 1 Thus, in Peabody v. Brown, 10 Gray (Mass.) , 45, a deed to "Hiram Gowing" was held valid as a conveyance to "Hiram G. Gowing," though there was such a person as " Hiram Gowing," he being the son of the person intended as grantee. And many cases may be found in which incorrect, uncertain and doubful descriptions of the grantee have been aided by parol evidence, and the descrip- tion held sufficient, according to the maxim id cerium est quod reddi potest. But obviously this doctrine has no application to a case in which the purchaser stands insisting that the vendor shall tender a deed free from misdescription. 2 Jackson v. Cory, 8 Johns. (N. Y.) 385. So, also, a deed to the " estate " of a certain person deceased. Mclnerny v. Beck, 10 Wash. 515; 39 Pac. Rep. 130. Jackson v. Cory, 8 Johns. (N. Y.) 385; Hornbeck v. Westbrook, 9 Johns. (N. Y.) 73. 4 1 Devlin on Deeds, 184. Hogg v. Odom, Dudley, (Ga.) 185. 4 Shaw v. Loud, 12 Mass. 447. 7 Hunter v. Watson, 12 Cal. 363; 73 Am. Dec. 543. Newsom v. Thompson, 2 Ired. (N. C.) L. 277; Lillard v. Ruckere, 6 Yerg. i Trim.) 64. Muskingum Val. Turnpike v. Ward, 13 Ohio, 120. But see Thoraaa Y. Wyatt, 31 Mo. 188; 77 Am. Dec. 640. "Berry v. Billings, 44 Me. 416; 69 Am. Dec. 107. 46 MARKETABLE TITLE TO' REAL ESTATE. name does not appear in the granting clause, if it can be supplied from the rest of the instrument. 1 The full names of the parties should be correctly set forth in the conveyance. But the omission of a middle name will not invalidate the deed. 2 2s"or will a differ- ence in the spelling of the name of the grantor, as recited in the deed and as signed thereto, be material, if it can be shown that they are one and the same person, 3 and it has been held that a convey- ance to a person by a wrong baptismal or Christian name is not for that reason void. 4 But, of course, a purchaser should reject a deed containing such an irregularity. The burden of removing or explain- ing apparent or seeming defects should not be imposed upon him. Where the purchaser is a partnership, the conveyance must be made to the individual partners jointly as tenants in common, and the partnership may reject a deed in which the grantee is the firm itself, e, g., a deed to A. B. & Co. 5 A conveyance to A. B. & Co. passes the legal title to A. B. alone. 6 A deed made by "A. B., Executor," without specifying the estate of the testator, and signed by the executor in the same way, is sufficient as a deed executed by him in a representative and not in his individual capacity. 7 The purchaser is also entitled to require a conveyance from the person appearing of record to be the owner, though he be in fact the mere nominal owner. 8 A contract, by several to convey with war- ranty is not performed by tendering a conveyance signed only by one of the vendors, and the purchaser may reject such a conveyance. He has a right to have the warranties of all those with whom he 1 Mards v. Meyers, (Tex.) 28 S. W. Rep. 693. "McDonald v. Morgan, 27 Tex. 503; James v. Stiles, 14 Pet. (U. S.) 322, A variance in the middle initial letter of the name of the grantor, as written in the signature and in the body of the deed, will not avoid the deed. Erskine v. Davis, 25 111. 251. 8 Lyon v. Karn, 36 111. 362; Tustin v. Faught, 23 Cal. 237; Middleton v. Findla, 25 Cal. 76. 4 Stark v. Sigelow, 12 Wis. 234. 5 1 Washb. Real Prop. (3d ed.) 573; McMurray v. Fletcher, 24 Kans. 574. Arthur v. Weston, 22 Mo. 378; Beauman v. Whitney, 20 Me. 413. 'Bobeock v. Collins, (Minn.) 61 N. W. Rep. 1020. Walter v. De Graaf, 19 Abb. N. C. (N. Y.) 406. In this case the apparent owner contracted to give a warranty deed with full covenants. The convey- ance under which the apparent owner held was absolute in form, but in fact a mortgage. He reconveyed to the mortgagor, and a warranty deed from the latter was tendered to the purchaser. It was held that the purchaser was entitled to the benefit of the covenants of the apparent owner, and that the deed tendered was insufficient. SUFFICIENCY OF CONVEYANCE TENDEBED BY THE VENDOB. 47 contracted. 1 It has been held that a contract to make a good and sufficient deed, entered into by a vendor having no title, would be satisfied by a tender of a conveyance from the real owner. 2 It Avould seem, however, that if the contract entitled the purchaser to covenants of warranty, the vendor should be required to join in the conveyance so tendered. In every case in which the purchaser is entitled to demand a con- veyance with covenants for title by the vendor, the duty devolves on the vendor to make and deliver his own deed, and the purchaser may reject the deed of a third person. He is entitled to the cove- nants of his vendor. 3 But a deed from a third party is a substantial compliance with a covenant to convey, unless the purchaser is entitled to covenants of warranty from the vendor. 4 Such a deed, however, not being within the terms of the contract of sale, the burden devolves on the vendor to show that the purchaser accepted the same in full performance of the agreement. 5 The purchaser should not only see that the parties to the convey- ance are properly named, designated or described, but he should insist upon the execution of the conveyance by all parties whose concurrence in the deed is necessary to perfect the title. If the deed be that of the husband, he should see that the wife joins, and vice versa. If the conveyance be by one who has an equitable estate only, as frequently happens, he should insist that the party having the legal title shall join as a party grantor. Regularly, the names of all parties executing the deed should be set out therein, but it sometimes happens that a deed poll is executed by a person 'Lawrence v. Parker, 1 Mass. 191; 2 Am. Dec. 10; Clark v. Redman, 1 Blackf. (Ind.) 379. 2 13a.teman v. Johnson, 10 Wia. 1. 3 Steiner v. Zwickey, 41 Minn. 448; 43 N. W. Rep. 376; Crabtree v. Levinga, 53 111. 526; Yates v. Prior, 11 Ark. 76; Taylor v. Porter, 1 Dana (Ky.) 422; 25 Am. Dec. 165; Royal v. Dennison, (Cal.) 38 Pac. Rep. 39; George v. Conhaim, 38 Minn. 338 ; 37 N. W. Rep. 391 ; McNamara v. Pengilly, 64 Minn. 543; 59 N. W. 1055; Meyers v. Markham, 90 Minn. 230; 96 N. W. 787; Miner v. Hilton, 44 N. Y. Supp. 155; 15 App. Div. 55. 4 Bigler v. Morgan, 77 N. Y. 312; Robb v. Montgomery, 20 Johns. (N. Y.) 15. The vendee cannot be required to accept a deed from a third person, to whom the vendor conveyed, without proof that no dower interest, nor tax, nor assessment lien had attached since such conveyance. Bonsinger r. Erhardt, 77 N. Y. Supp. 577; 74 App. Div. 1(10. Slocum v. Bray, S3 Minn. 240: '0 N. W. Rep. 826. 48 MARKETABLE TITLE TO REAL ESTATE. not mentioned as one of the grantors. Whether the deed will be operative as to such person, it is unnecessary to consider here ; it suffices to say that the purchaser should reject such an irregular instrument, and require the name to be inserted in the proper place. If the conveyance is made in an official or representative capacity, that fact should appear in the description of the grantor ; it is insuffi- cient that the deed be signed by the party in the capacity in which he acts. 1 It is a general rule that the purchaser cannot be compelled to accept a conveyance executed by an attorney in pursuance of a power, unless an actual necessity for the execution of the convey- ance in that form appears. 2 There has been some conflict of opinion as to the validity of a deed purporting on its face to be the act of a principal, but executed and signed by an attorney in fact in his individual capacity, that is, without the name of the principal or the addition of words after the signature of the attorney to show that the deed is not his individual act, but the act of the principal. It is deemed unnecessary to discuss this question here, or to refer to the decisions either way upon the points. 3 It suffices to say that the purchaser should insist that the recitals in the body of the deed shall show that it is the act of the principal, and that the deed shall be signed as well with the name of the principal as with that of the attorney, thus, "John Smith, by his attorney in fact, William Brown." The purchaser should also be careful to see that the deed is exe- cuted by a person having power and authority to convey. If the grantor be an executor, administrator, trustee, attorney in fact, pub- lic official, officer of a court, officer of a corporation, or, indeed, any person acting en auter droit, the nature and extent of his powers should be examined, and the observance of all required formalities exacted. 4 Particular attention should be paid to conveyances of 1 Bobb v. Barnum, 59 Mo. 394. 2 Sudg. Vend. (8th Am. ed.) 214 (563). 3 The cases will be found collected in 1 Devlin on Deeds, 377, et seq. 4 A power of attorney to convey land must be under seal. Plummer v. Rus- sell, 2 Bibb (Ky.), 174. A misrecital of a valid power of attorney in a deed, exe- cuted in pursuance thereof, is no objection to the validity of the deed. Jones v. Tarver, 19 Ga. 279. A deed executed by an attorney in fact, with provisions in excess of his authority, will be void as to such provisions, but valid in other SUFFICIENCY OF CONVEYANCE TENDERED BY THE VENDOE. 49 corporate property, and all statutory or charter provisions as to the authority of the officers to convey, and as to the mode of convey- ance, should be literally and rigidly followed. ' A conveyance of firm property should be signed by all the partners. One partner has no right to execute a deed in the name of the partnership unless the other partners are standing by and give their consent or confer power upon him by an instrument under seal. 1 If the purchaser be entitled, under the contract, to call for a con- veyance of a clear and un in cumbered title, he may reject a convey- ance which doos not contain a relinquishment of any contingent right of dower existing in the premises. 2 19. Words of conveyance. The granting clause of a deed requires the careful attention of the purchaser. Of course the use of a form prescribed by statute will be sufficient, but the purchaser should see that the deed contains the operative words of conveyance found in the form or their equivalents. Such forms are usually brief, being intended to furnish a simple and convenient mode of conveyance, but it is generally provided that they shall not invali- date a deed in the " common law " or lengthy form. Where, how- ever, by statute or common law, certain technical words are made necessary in a conveyance, equivalents will not answer. 3 Thus, in some of the States, the words " grant, bargain and sell " are by statute made to imply certain covenants for title, and in others the common-law rule that the word " heirs " is necessary in the creation respects. Qimell v. Adams, 11 Humph. (Tenn.) 283. A deed with blanks filled by an agent in the absence of the grantor, but with verbal authority from him, is roid. Ingram v. Little, 14 Ga. 173; 58 Am. Dec. 549. If the deed is made in pursuance of a judicial sale, the purchaser should see that the sale has been con- firmed. Fraser v. Prather, 1 McArth. (D. C.) 206; 2 Dan. Ch. Pr. 1454. A com- missioner acting under a decree of court can convey no more than he is author- ized by the decree to convey. Neel v. Hughes, 10 Gill & J. (Md.) 7. A conveyance by a corporation must be executed in the corporate name and under the corporate seal. Hatch v. Barr, 1 Ohio, 390. It is not necessary that the deed of a corporation shall recite the vote authorizing the execution of the deed. McDaniels v. Flower Brook Mfg. Co., 22 Vt. 274. 1 Story on Partnership, 120. 5 Polk v. Sumter, 2 Strobh. L. (S. Car.) 81; Jones v. Gardner, 10 Johna. (N. T.)26. 1 Washb. Real Prop. m. p. 56 (3d ed.) 671. 7 50 MAKKETABLE TITLE TO REAL ESTATE. of an estate of inheritance still exists. Wherever thig is the case, the purchaser should see that these precise words are employed and should reject a deed which does not contain them. Where the statutory form of conveyance is not employed, attention should be given to the operative words of conveyance in the deed. A paper containing no words of conveyance can never operate as a deed, 1 and yet instruments amounting to nothing more than executory con- tracts for the sale of lands have been tendered and accepted as con- veyances by persons acting without competent advice. An instru- ment in which the only words of grant are " sell " or " sign over," * cannot take effect as a deed. No estate can pass by deed unless it is plainly embraced within the words of grant. 8 But a deed with- out sufficient words of conveyance in the granting clause will pass a fee if words sufficient for that purpose appear in other parts of the deed. 4 20. Description of the premises. A vast number of cases in which deeds have been held inoperative for want of a sufficient description of the premises may be found in the reports. The general rule is that a description from which it is possible to ascer- tain and identify the land intended to be conveyed is sufficient. 6 We need not inquire here whether parol evidence will be received in aid of an unintelligible description. The purchaser may avoid 1 Brown v. Manter, 21 N. H. 528; 53 Am. Dec. 223. An instrument under seal'acknowledging receipt of the consideration for the sale of real estate, but containing no words of conveyance, passes no title. Pierson v. Doe, 2 Ind. 123. 1 McKenney v. Settles, 31 Mo. 541. But see Hutchins v. Carleton, 19 N. H. 487, where the words " assign and make over'' were held to pass a fee, and Fash v. Blake, 38 111. 363, where a similar decision was rendered. The words " to go to" are sufficient as words of grant (Folk v. Yarn, 9 Rich. [S. C.] Eq. 303); so, also, the word "convey" (Patterson v. Carneal, 3 A. K. Marsh. [Ky.] 618; 13 Am. Dec. 208), and the -word "give" in a deed of gift. Pierson v. Armstrong, 1 Iowa, 282; 63 Am. Dec. 440. 1 Ryan v. Wilson, 9 Mich. 262. 4 Bridge v. Wellington, 1 Mass. 219. 1 Devlin on Deeds, 1012. Where a purchaser takes possession of a rectangu- lar piece of ground under a deed which gives the boundaries of three sides only of the rectangle, the court will supply the fourth side; and it is no defense to an action for the purchase money that the error in the description leaves an out- standing interest in the grantor or his heirs. Ray v. Pease, (Ga.) 22 S. E. Rep. 190. SUFFICIENCY OF CONVEYANCE TENDERED BY THE VENDOR. 51 trouble of that kind by insisting upon a full and accurate description of the premises. It is simply a matter to which his attention should be particularly drawn. The deed should set out the names of the State and county in which the land lies, and also the range, town- ship, section and quarter section of which it forms a part, 1 where those subdivisions are in use, the name of the nearest town, village or other public place in the county, and the direction therefrom in which the land lies ; then follow metes and bounds, courses and dis- tances, references to known monuments and natural objects, lands of adjacent proprietors, public highways, water courses and the like, and an estimate of the quantity of land conveyed. It is better that a deed should contain all of these items of description, but of course they are not all indispensable, if from a part of them the land can be located and identified. A description as the " S. of the N. E. ^ of S. E. " of a section was held fatally bad, there being no such thing as the " southeast half " of a section, though of course there might be a southeast quarter. 2 A description of the land con- veyed as " ten acres, more or less," of a certain other piece of land, without showing how the ten acres are to be cut off, makes the deed void for uncertainty. 3 Land described in a deed must be suscepti- ble of location, that is, the survey must be made to close as to the whole tract, or some definite portion thereof, otherwise the deed will be void and inoperative. 4 It is a general rule, however, that if the description of the premises given in a deed furnishes a sufficient means of locating and identifying the land to be conveyed, the con- veyance will be sustained, though some of the particulars of description may be erroneous or inconsistent. 5 But if the descrip- tion of the estate include several particulars, all of which are neces- sary to ascertain the estate intended, no estate will pass except such as answers to every particular. 6 If a deed contain conflicting descriptions of equal authority, that which is most favorable to the 1 In the description of lands in ejectment or in a conveyance, it suffices to give the number of the section, township and range according to the public surveys. Bledsoe v. Little, 4 How. (Miss.) 13. Pry v. Pry, 109 111. 466. Wilkinson v. Roper, 74 Ala. 140. 'Wilson v. Inloes, 6 Gill (Md.), 121. Vose v. Bradstreet, 27 Me. 166; Bell v. Woodward, 46 N. H. 315. Worthington v. Hylyer, 4 Mass. 196, per PARSONS, C. J. 52 MARKETABLE TITLE TO REAL ESTATE. grantee will be taken. 1 If there be any doubt about what property a deed conveys, it must be construed most strongly against the grantor. 2 A deed which contains no other description of the premises than a reference to another deed containing a full descrip- tion is sufficient. 3 And an uncertain description may be cured by a reference in the deed to other conveyances. 4 A general descrip- tion in a deed will govern where the particular description by metes and bounds as given is uncertain or impossible. 5 If the actual boundaries of land, as marked by a surveyor, can be shown, the grantor, in a conveyance of the land, will hold accordingly, though the description by courses and distances be incorrect.' And it has been held that a conveyance by metes and bounds, accompanied by transfer of possession and marking the boundaries by natural objects, will pass the title, though no particular locality be set forth in the deed. 7 But while a defective or ambiguous description may be, in many instances, cured by parol evidence, a purchaser should never be required to accept a conveyance open to that objection, for two reasons : First, because the want of an adequate and precise descrip- tion of the premises tends to render his title unmarketable and objectionable to future purchasers ; and, secondly, because a con- veyance, though admitted to record, is not notice to subsequent purchasers, unless the granted premises be therein so plainly and clearly described that a person reading the deed may locate and identify the property therefrom. 8 If it be intended by the deed to convey lands, they must be referred to or described in the deed. Thus it has been held that a con- veyance of the " assets " of a bank would not pass real property belong- ing to the bank but not specifically described in the conveyance. 9 1 Vance v. Fore, 24 Cal. 435. * Black v. Grant, 50 Me. 364. 3 Glover v. Shields, 32 Barb. (N. Y.) 374; Phelps v. Phelps, 17 Md. 120; John- ston v. Scott, 11 Mich. 232. 4 Bowman v. Wettig, 39 111. 416. * Sawyer v. Kendall, 10 Cush. (Mass.) 241. Mclver v. Walker, 9 Cranch (U. S.), 173; Strickland v. Draughan, 88 N. C. 315. ' Banks v. Ammon, 27 Pa. St. 172. 8 Banks v. Ammon, 27 Pa. St. 172. * Wilson v. Johnson, (lud.) 38 N. E. Rep. 38. SUFFICIENCY OF CONVEYANCE TENDERED BY THE VENDOR. 53 21. Description of estate or interest. The purchaser should also see that the instrument tendered conveys the quantity of estate to which, by the contract, he is entitled. If, by the contract, he is entitled to demand a conveyance of an absolute and indefeasible estate of a particular description in fee simple, he should promptly reject an instrument which conveys only the " right, title or inter- est" of the grantor in the premises, for such a paper, as a general rule, amounts to no more than a quit claim or release, and would not estop the grantor from setting up an after-acquired title to the estate. 1 If, however, there be an express conveyance of an estate of a particular description, the additition of the words " and all the estate, right, title, interest and demand whatever " of the grantor, would not convert the deed into a mere release. 2 The general rule is that a deed shall be construed to pass the largest estate which the grantor may have in the premises, unless an intention to convey a lesser estate appears from the instrument. 3 It fol- lows, then, that the purchaser cannot reject a conveyance, when tendered to him, on the ground that the quantity of estate or interest which he is to receive is not therein specifically described. He is only interested to see that the instrument does not convey a lesser estate than that to which he is entitled. A grant of " all the prop- erty I possess " will pass an estate in remainder. And a conveyance " of all right, title, interest or claim to any land descended to one from A." passes any equitable, as well as legal, estate so descended.* The purchaser, of course, cannot object to the deed tendered him, on the ground that it conveys a greater right or interest than the grantor may lawfully pass or assume, assuming that the purchase was of the lesser estate. The conveyance will operate as an alien- ation of just such interest in the premises as the grantor actually had. 5 Thus, a deed by a joint tenant, or tenant in common, pur-^ porting to convey the whole estate, is not, for that reason, void, but 'Post, "Estoppel," 218. But a conveyance of a "right, title and interest" will not be construed to be a mere quit claim, if an intent to convey an estate of a particular description appear. United States v. Cal. & Oreg. Land Co., 49 Fed. Rep. 496; 1 G. C. A. 330. Dennison v. Ely, 1 Barb. (N. Y.) 810. *1 Shep. Touch. 85, ante, 5; Stockett v. Goodman. 47 Md. 54. *Brantley v. Kee, 5 Jones Eq. (N. C.) 332; Barton v. Morris, 15 Ohio, 408. 3 Bl. Com. 171; Wisely v. Findlay. 3 Rand. (Va.) 361. 54 MARKETABLE TITLE TO REAL ESTATE. passes the individual interest of the grantor. 1 The quantity of estate or interest intended to be conveyed was expressed usually in that part of the common-law deed or feoffment known as the hdben- dum thus, " to have and to hold to him the said A. and his heirs forever," etc., " to have and to hold for and during the term of his natural life," etc. This clause is still sometimes found in modern deeds, but in most of the States has fallen into disuse. 2 When employed it may be looked to for the purpose of determining the true construction of the deed, with this limitation, however, that if it be inconsistent with or repugnant to the granting clause of the deed, the latter shall prevail. 3 22. Signing and sealing. We have already seen that a deed without a signature might be valid at common law, the authenticity of the instrument being established by the seal of the grantor. 4 But now by statute, in most of the American States, the signature of the grantor is an indispensable part of a deed. And even in those States in which there has been no statutory change of the common law, it is apprehended that no purchaser would be compelled to accept a conveyance not signed by the grantor, so strongly has use and cus- tom impressed upon the masses the necessity of that act. The pur- chaser is entitled to a conveyance authenticated in such a manner as not to excite distrust and doubt in the minds of those to whom he desires to sell. In some of the States sealing remains, as at common law, an indispensable formality in the execution of a deed. Origi- nally a seal consisted of an impression upon wax or some similar material, adhering to the surface of the paper or parchment, or an impression upon a waxen disc attached to the paper by ribbons or strings. But now, in perhaps every State of the Union, a direct impression upon the paper itself, or a simple scroll, is by statute . made sufficient as a seal. 5 And the public have become so accus- tomed to their use that the ancient mode of sealing, if resorted to 1 White v. Sayre, 2 Ohio, 110. 3 Washb. Real Prop. 466 (642). Flagg v. Eames, 40 Vt. 23; 94 Am. Dec. 363; Mayor v. Bulkley, 51 Mo. 227; 4 Kent Com. 468. 4 Shep. Touchstone (Preston's ed.), 56; 3 Washb. Real Prop. 270; Jeffery T. Underwood, 1 Ark. 108. * See, generally, upon the subject of seals, 3 Washb. Real. Prop. 271; 1 Devlin on Deeds, 242. SUFFICIENCY OF CONVEYANCE TENDERED BY THE VENDOR. 55 in any case, would probably be unsatisfactory to the purchaser. It is to be remembered that in certain of the States a scroll, to be sufficient as a seal, must be recognized as such in the body of the instrument. This is usually the office of the testinwnium clause : " In testimony whereof, I have hereunto set my hand and seal," or, " Witness the following signatures and seal," or other similar phrase immediately preceding the signature. If not so recognized, the scroll will be disregarded and the paper held to be unsealed and inop- erative as a deed. 1 But an exception to this rule exists in those cases in which the instrument acknowledged is such as is by statute required to be under seal, e. g., a deed. In such a case the acknowl- edgment of the instrument as a deed supplies the failure of the grantor to recognize the seal in the body of the instrument. 2 The purchaser should see that there are as many scrolls or seals as there are signatures to the instrument. It has been held that several grantors or signers may adopt the seal of one of their number as the seal of all, 8 but to remove any doubt or difficulty upon that point, it is better that a scroll be attached to each of the signatures. 23. Attestation or acknowledgment. If by the law of the place where the granted premises lie deeds are required to be exe- cuted or acknowledged before subscribing witnesses, either as a mere authentication for registry or as a necessary part of the execu- tion of the instrument, the purchaser should see that the requirement has been precisely fulfilled. He should also see that the witness is competent, being neither the husband or wife of a party in interest, 4 nor a party in interest himself, nor otherwise disqualified to testify. The ordinary mode in which deeds are authenticated for record is by acknowledgment before certain designated officers, who attach a certificate of acknowledgment to the deed. In a few of the States this acknowledgment is an essential element in the execution of the deed, but in most of the States the only object of the acknowledg- ment is to furnish the recording officer with proof that the deed is 1 Clegg v. Lemessurier, 15 Grat. (Va.) 108; Jenkins v. Hunt, 2 Rand. (Va.) 446. 'Cosner v. McCrum, (W. Va.) 21 S. E. Rep. 739; Ashwell v. Ayres, 4 Grat. (Va.) 283. Townsend v. Hubbard, 4 Hill (N. Y.), 351; Burnett v. McCluey, 78 Mo. 676; Lambden v. Sharp, 9 Humph. (Tenn.)224. 4 Corbett v. Norcross, 35 N. H. 99. 56 MARKETABLE TITLE TO KEAL ESTATE. genuine, while as between the parties, except where one of the grantors is a married woman, the deed is valid without the acknowl- edgment. The laws of nearly every State in the Union provide that the deed of a married woman shall not be valid unless she acknowl- edges it, and, after the deed has been explained to her privily and apart from her husband, declares that she had willingly executed it and wished not to retract it. But while, as a general rule, deeds are valid as between the parties without acknowledgment, that formality is of vital importance to the purchaser. For unless the acknowledgment be duly taken and all the requirements of the law in respect to the certificate be complied with, the deed, though admitted to record, will not be notice to subsequent purchasers and creditors of the grantor, who might, in consequence, deprive the purchaser of the estate. Besides, a defective certificate of acknowl- edgment is regarded as a defect in the purchaser's title, and should he afterwards sell the estate, would justify the vendee in refusing to accept the title. For this latter reason alone it is important that the purchaser should exact a literal compliance with every provision of law relating to acknowledgment and to the certificate. There has been no more prolific source of objections to title than irregular or informal certificates of acknowledgment. The eye of the marti- net instantly detects a slight departure from statutory forms, and large transactions in real property are sometimes suspended, or even abandoned, on account of real or supposed difficulties thus sug- gested. It, therefore, behooves the purchaser to subject the deed which he receives to the closest scrutiny, in order that the certifi- cate of acknowledgment shall afford no ground for captious objec- tions to his title in the future. He should insist upon a rigid and literal adherence to the prescribed forms, no matter how trivial and unimportant the departures may seem. It is proposed now to invite attention to the essential parts of a certificate of acknowledg- ment, and for that purpose a form such as in general use is added here. Like the Statute of Frauds, every clause and every important word in it has been the subject of repeated adjudications. V to-wit(d) : STATE OF County of I, William Smith, a notary public in and for the county and State aforesaid(J), do certify that A. B.(c) whose name is SUFFICIENCY OF CONVEYANCE TENDERED BY THE VENDOB. 57 signed to the foregoing writing(<2), bearing date on the day of , , personally appeared before me in the county afore- said^), the said A. B. being well known to me to be the person who executed the said writing(y), and acknowledged the same to be his act(^). And I further certify that C. B., wife of the said A. B., whose names are signed to said writing bearing date as aforesaid, the said C. B. being well known to me as one of the persons who executed said writing, and being by me examined privily and apart from her husband(A), and having the writing aforesaid fully explained to her(*), she, the said C. B., acknowledged the same to be her act and deed, and declared that she had willingly executed thesame(yfc), and wished not to retract it(). Given under my hand and seal(m), this day of(?i) - . WILLIAM SMITH(o), N. P.(p] |>EAL](?). 24. (a) Venue of certificate. Regularly, a certificate of acknowledgment should state in the caption or margin, as in the foregoing form, the name of the State and of the city or county for which the officer was appointed, and in which the acknowledg- ment was taken. This is called the " venue " of the certificate, but its absence from the paper will not be fatal if it otherwise suffi- ciently appears from the body of the certificate or from the deed itself read in connection with the certificate where the acknowledg- ment was taken. 1 But if the place of acknowledgment cannot be determined from any of these sources, the certificate will be rejected. 2 The purchaser should avoid all difficulty upon this point by insisting that the paper tendered shall literally follow the pre- scribed form. 25. (b) Name, official designation, and authority of officer. The name of the certifying officer should appear in the body of the certificate. But this, it is apprehended, is not indispensable if the certificate be duly signed by the officer. If the statute provides that the acknowledgment shall be made before two officers instead 1 Graham v. Anderson, 42 111. 514; 92 Am. Dec. 89; Dunlap v. Dougherty, 20 HI. 397; Fuhrman v. Loudon, 13 Serg. & R. (Pa.) 386; 15 Am. Dec. 608; Brooks T. Chaplin, 3 Vt. 281; 23 Am. Dec. 209. Vance v. Schuyler, 1 Gilm. (111.) 160; Haidin v. Kirk, 49 111. 153; 95 Am. Dec. 581. 8 58 MARKETABLE TITLE TO HEAL ESTATE. of one, the names of both should be set out in the certificate. 1 The purchaser, of course, whether as grantee in his own right or in a representative capacity, 2 should not take the acknowledgment of the grantor. The court will reject a certificate by an interested party. 3 The fact that an officer taking an acknowledgment is related to one of the parties does not bring him within this rule.* One who owns an interest in a tract of laud is not thereby prevented from taking an acknowledgment of a deed con- veying the interest of another person in the same land. 5 If, by statute, a recital in the body of the certificate showing the official character of the person taking the acknowledgment is made necessary, and there be no such recital and no addition of the official character after the signature of the officer, the certificate will be insuf- ficient. 6 In the absence of any statutory provision upon the subject, it is not absolutely necessary to recite the official character in the certifi- cate. 7 If the statute requires that the certificate shall show that the officer is one of those authorized by law to take acknowledgments, evidence aliunde will not be received to supply a defect in that par- ticular ; otherwise, if the statute does not so require. 8 A variance between the recital of official character in the body of the certifi- cate, and that appended to the signature of the officer, is not 1 Ridgely v. Howard, 3 Harr. & McH. (Md.) 321. s Beaman v. Whitney, 20 Me. 413; Brown v. Moore, 38 Tex. 645, trustee; Black v. Gregg, 58 Mo. 565, trustee; Stevens v. Hampton, 46 Mo. 404; Dail T. Moore, 51 Mo. 589; Clinch River Veneer Co. v. Kurth, 90 Va. 737, a case in which the trustee in a deed took an acknowledgment thereof. 1 Withers v. Baird, 7 Watts (Pa.), 227; 32 Am. Dec. 754; Groesbeck v. Seeley, 13 Mich. 329; Davis v. Beazley, 75 Va. 491; Clinch River Veneer Co. v. Kurth, (Va.) 19 8. E. Rep. 878; Wilson v. Traer, 20 Iowa, 231. Compare Kimball v. Johnson, 14 Wis. 674. 4 Lynch v. Livingston, 6 N. Y. 422. Dussaume v. Burnett, 5 Iowa, 95; Long v. Crews, 113 N. C. 256; 18 8. E. Rep. 499, when the officer was a preferred creditor in the deed; so, also, in Baxter v. Howell, (Tex. Civ. App.) 26 8. W. Rep. 453. Acknowledgment of a clerk is not invalid because taken by his deputy. Piland v. Taylor, 113 N. C. 1; 18 8. E. Rep. 70. 8 Johnston v. Haines, 2 Ohio, 55; 15 Am. Dec. 538. See, also, Van Ness r. Bank, 13 Pet. (U. 8.) 17. i Russ v. Wingate, 30 Miss. 440; Shultz v. Moore, 1 McLean (U. S.), 520. Van Ness v. Bank, 13 Pet. (U. S.) 17; Scott v. Gallagher. 11 Serg. & R, (Pa.) 347; 16 Am. Dec. 508. SUFFICIENCY OF CONVEYANCE TENDERED BY THE VENDOR. 59 material. 1 And a variance between the statutory description of the officer and that contained in the certificate is immaterial. 2 The pur- chaser should be careful to see that the certifying officer is one of the class authorized by statute to take acknowledgments. A certifi- cate by an officer not named in the statute will be insufficient. 3 It is not necessary that an officer shall certify that he was authorized to take acknowledgments ; the fact that he describes himself as a particular officer is sufficient, and his authority may be shown aliunde* If the competency and authority of the certifying officer be unknown to the purchaser, he should insist upon evidence of those particulars, which, when supplied, usually consists of a certificate of the judge or clerk of the court in which the officer qualified, setting forth the fact of such qualification, and the vitality of the officer's commission. 5 It is customary also for the certifying officer to append to his certificate a statement of the time when his commis- sion will expire. But while a purchaser would doubtless be justified in declining to accept a deed which had been acknowledged before an officer whose commission had expired, or before one who had usurped the office, by virtue of which he acted, it seems that the certificate would in neither case be held invalid, if the person making it assumed to act in an official capacity, and had color of title to the office in ques- 1 Merchants' Bank v. Harrison, 39 Mo. 433; 93 Am. Dec. 285, semble. 'May v. McKeenon, 6 Humph. (Tenn.) 207; Welles v. Cole, 6 Grat. (Va.)'645. *Dundy v. Chambers, 23 111. 369 (312). Here the statute authorized an acknowledgment before mayors of cities. ' It was held that an acknowledgment before a mayor of a town was invalid. Kimball v. Semple, 10 Cal. 441. See, also, Wright v. Wells, 12 N. J. L. 131; Uhlerv. Hutchinson, 23 Pa. St. 110. In North Carolina it has been held that the authority of commissioners appointed by the State government to take acknowledgments to deeds is confined to deeds made by non- residents of the State. De Courcey v. Barr, 1 Busb. Eq. (N. C.) 181. A judge of the United States court, authorized to take an acknowledgment, may take it anywhere in his jurisdiction. Moore v. Vance, 1 Ohio, 14. A statute authorizing the appointment of commissioners of deeds in the cities of the State does not extend to cities incorporated after the act took effect. Parker v. Baker, 1 Clark (N. Y.), 223. 4 Livingston v. McDonald, 9 Ohio, 168. ' It must appear from the certificate of the judge that the officer taking the acknowledgment was qualified to act as such at the time the acknowledgment was taken. Phillips v. People, 11 HI. App. 340. As to doubts about the title arising from these particulars, see post, ch. 31, 300. 60 MARKETABLE TITLE TO REAL ESTATE. tion. 1 In such a case the act of a de facto officer cannot be questioned in a collateral proceeding. "Where a certifying officer has power to appoint a deputy, an acknowledgment taken and certified by such deputy will be suffi- cient. 2 The better practice is that the certificate shall read as if the acknowledgment had been taken before the principal himself, and be subscribed with his name, by "A. B., Deputy," etc.* But a certificate by the deputy in which the name of the principal nowhere appeared has been held valid. 4 The body of the certifi- cate should show, either by express recital or by reference to the caption or the margin of the certificate, the State, county, city or other municipality in which, and as an officer of which, the person signing the certificate professes to act. If this cannot be collected from the whole instrument, read in connection with the deed, the certificate will be rejected. 5 26 (c) Name of grantor. The name of the grantor or person acknowledging the deed must be stated in the recital of acknowl- edgment in the certificate, and if not so stated, the certificate will be worthless,' unless he be so described therein that he may be identified as the person who signed the deed. 7 The purchaser should avoid any future question or doubt which may arise from this source by insisting that the name of the grantor recited in the certificate shall correspond precisely with the name signed to the deed. 8 But where a deed has been acknowledged in open court, a 1 Brown v. Lunt. 37 Me. 423; Prescott v. Hayes, 42 N. H. 56; Crutchfield v. Hewett, 2 App. Cas. (D. C.) 373. 'Mullerv. Boggs, 25 Cal. 175; Rose v. Neuman, 26 Tex. 131; 80 Am. Dec. 646; Kemp v. Porter, 7 Ala. 138. 1 Talbot v. Hooser, 12 Bush (Ky.), 408; McCraven v. McGuire, 23 Miss. 100. 4 Beaumont v. Yeatman, 8 Humph. (Tenn.) 542. Vance v. Schuyler, 1 Gilm. (111.) 160. Smith v. Hunt, 13 Ohio, 260; 42 Am. Dec. 201; Hiss v. McCabe, 45 Md. 84; Hayden v. Westcott, 11 Conn. 129. * Sanford v. Bulkley, 30 Conn. 344, where the person acknowledging the deed was referred to in the certificate as ' ' Signer and sealer of the foregoing instrument." Wise v. Postlewait, 3 W. Va. 452. 8 The danger of inattention to this feature of the certificate is illustrated by the case of Boothroyd v. Engles, 23 Mich. 19. There the deed was signed by Harmon Sherman, but the certificate recited an acknowledgment by Hiram Sher- man, and this the court held insufficient as proof of execution and acknowledg- SUFFICIENCY OF CONVEYANCE TENDERED BY THE VENDOR. 61 certificate of that fact which fails to state by whom the deed was acknowledged is, nevertheless, sufficient, it being presumed that the acknowledgment was by the grantor. 1 If the deed be that of a corporation, the proper person to acknowl- edge it is the officer who affixed the corporate seal. 2 If the deed be signed by two or more officers of the corporation, an acknowl- edgment by one of them will suffice. 8 The instrument should be acknowledged to be the act and deed of the corporation, and not of the subscribing officer. 4 It is the better practice that the official or representative capacity of a party acknowledging a deed, such as a sheriff, trustee, commis- sioner, etc., be stated in the certificate, but this is not essential, and a mere description of the grantor by his name will be sufficient. 5 An authority to execute a deed of trust as attorney gives the power by implication to acknowledge it for registration. 6 It seems that a grantor, executing a deed in his own proper person, may acknowl- edge it through an attorney in fact. 7 A certificate that "A. duly acknowledged to me that he subscribed the name of B. to said deed as principal and his own name as attorney in fact," is sufficient. 8 27. (d) Annexation of deed and reference thereto. In some of the States a certificate of acknowledgment is by statute required to be written or printed upon the same paper on which the deed is drawn. Under such a statute it has been held that a certificate ment of the deed by Harmon Sherman. A deed was signed "F. M. McKinzie," and the certificate stated an acknowledgment by " F. M. McKezie." Held, insuf- ficient. McKinzie v. Stafford, (Tex.) 27 S. W. Rep. 790. But see Chandler v. Spear, 22 Vt. 388, where it was held that an incorrect recital of the grantor's name in the certificate was not fatal, if it appeared with reasonable certainty from the whole instrument that it was in facb acknowledged by him. 1 Phillips v. Ruble, Litt. Sel. Cas. (Ky.) 221. 'Kelly v. Calhoun, 95 U. S. 710; Lovett v. Saw Mill Assn., 6 Paige (N. Y.), 54. Merrill v. Montgomery, 25 Mich. 73. 4 McDaniels v. Flower Brook Mfg. Co., 22 Vt. 274. But see Tenney v. East Warren, etc., Co., 43 N. H. 343. 'Dail v. Moore, 51 Mo. 589; Robinson v. Mauldin, 11 Ala. 977. 6 Robinson v. Mauldin, 11 Ala. 977. T Elliott v. Osborn, 1 Harr. & McH. (Md.) 146. Richmond v. Voorhees, 10 Wash. 316; 38 Pac. Rep. 1014. 62 MARKETABLE TITLE TO REAL ESTATK. written upon a separate piece of paper, but firmly attached to the deed, was not in compliance with the law and was insufficient, 1 a decision that savors somewhat of excessive refinement. Ordinarily, it suffices to attach the certificate to the deed with mucilage or other adhesive substances. And, in the absence of any statutory provision bearing upon the point, it is apprehended that the certificate would not be open to objection even if it were detachable from the deed. The fact that the certificate of acknowledgment refers to the deed to which it is attached as the " foregoing mortgage," the same not being a mortgage, is immaterial. 2 28. (e) Jurisdiction of officer. The rule that an officer has no power to take an acknowledgment without the limits of the county, city or other municipality in and for which he was appointed, pre- vails, it is believed, in most of the States. 8 It has been held, how- ever, that if the certificate does not show that the acknowledgment was taken within the jurisdiction of the officer, that fact will be pre- sumed, 4 the legal presumption being in favor of the validity of the acts of public officers, where nothing to the contrary appears. But inasmuch as the form of certificate generally prescribed recites the county for which the officer was appointed, and that the grantor per- sonally appeared before the officer in that county, and acknowledged the deed, the purchaser, it is apprehended, may well reject a cer- tificate which does not contain those recitals. Of course, the officer may always take an acknowledgment within his jurisdiction, regard- less of the location of the premises conveyed. 5 29. (f) Personal acquaintance with grantor. The recital in the certificate that the party acknowledging the deed was well known 1 Winkler v. Higgins, 9 Ohio St. 599. J Ives v. Kimball, 1 Mich. 308. Long v. Crews, 118 N. C. 256; 18 S. E. Rep. 499; Dixon v. Bobbins, 114 N. C. 102; Ferebee v. Hinton, 102 N. C. 99; 8 S. E. Rep. 922. The jurisdiction of the officer depends upon the statute which confers his authority. Thus, when it was provided that an acknowledgment might be taken by "any justice in this State," it was held that a justice might take an acknowledgment any where in the State. Learned v. Riley, 14 Allen (Mass.), 109. 4 Sidwell v. Birney, 69 Mo. 144; Thurman v. Cameron, 24 Wend. (N. Y.) 87. In both these cases the venue of the certificate showed the State and county in which it was made. Of course, it does not necessarily follow that the acknowledg- ment was taken in such county. Trulock v. Peeples, 1 Ga. 3. * Johnson v. McGhee, 1 Ala. 168; Colton v. Seavey, 22 Cal. 496. SUFFICIENCY OF CONVEYANCE TENDERED BY THE VENDOR. 63 to the officer, or that his identity was proved to the officer by the oaths of credible witnesses, is indispensable. 1 Equivocal phrases, such as that the officer is satisfied as to the identity of the party, will not suffice. 8 But where the statute provided that the officer should certify that he was " personally acquainted with " the grantor, a cer- tificate that the grantor was " personally known " to the officer was held sufficient. 8 The omission of the word " known " in the clause " personally known to me " will be fatal. 4 But it has been held that the omission of the word " personally " from the same clause is immaterial. 5 30. (g) Fact of acknowledgment. The recital that the grantor appeared before the certifying officer and acknowledged the deed is the gist of the whole certificate. The word " acknowledged " is not indispensable,' but unless the fact of acknowledgment be made to appear by the use of that word or its equivalents, the certificate will be fatally defective. 7 A recital that the grantor made oath that he signed, sealed and delivered the deed has been held equivalent to a statement that he acknowledged the deed. 8 But a recital that the grantor " stated " that he had executed the deed was held insuf- 1 Fogarty v. Finlay, 10 Cal. 239; 70 Am. Dec. 714; Wolf v. Fogarty, 6 Cal. 224; 65 Am. Dec. 509; Gove v. Gather, 23 111. 634 (585); 76 Am. Dec. 711; Fryer v. Rockefeller, 63 N. Y. 268. This was a case which arose between vendor and purchaser. The purchaser rejected the title because a certificate of acknowl- edgment in the chain of title did not show personal acquaintance with the grantor. 'Klmball v. Simple, 25 Cal. 440; Shepherd v. Carriel, 19 111. 313; Short v. Conlee, 28 111. 219. Kelly v. Calhoun, 95 U. S. 710. See, also, Sheldon v. Stryker, 42 Barb. (N. Y.) 284; Thurman v. Cameron, 24 Wend. (N. Y.) 87. 4 Tully v. Davis, 30 111. 103; 83 Am. Dec. 179. Even though the omission be apparently inadvertent. Wolf v. Fogarty, 6 Cal. 224; 65 Am. Dec. 509; Gould T. Woodward, 4 Green (Iowa), 82. But see Rosenthal v. Griffin, 23 Iowa, 268. Hopkins v. Delaney, 8 Cal. 85; Welch v. Sullivan, 8 Cal. 511; Alexander v. Merry, 9 Mo. 514. Chouteau v. Allen, 70 Mo. 290. Here the certificate recited that the grantor, being duly sworn, "deposes and says," etc. 1 Cabell v. Grubbs, 48 Mo. 353; Short v. Conlee, 28 111. 219. In Bryan v. Ramirez, 8 Cal. 461; 68 Am. Dec. 340, the certificate aecited that the grantor was known to the officer to be such, but did not show, an acknowledgment. ' Ingraham v. Grigg, 13 Sm. & M. (Miss.) 22. An acknowledgment that he "signed, sealed and delivered" the deed is also equivalent to an acknowl- 64 MARKETABLE TITLE TO REAL ESTATE. ficient. 1 It seems that an inadvertent or clerical omission of the word " acknowledged " from the certificate will render it invalid.* And where a statute provides that the grantor shall acknowledge the instrument to be his " voluntary " act and deed, the omission of the word "voluntary," or its equivalent, makes the certificate worthless. 8 31. (A) Privy examination of wife. A certificate of acknowl- edgment of a deed executed by a married woman requires the closest scrutiny of the purchaser. The formalities prescribed by statute in this behalf are intended to supersede the ancient common- law mode of conveying the lands of a married woman by fine and recovery. They are, therefore, necessary, not only as an authenti- cation of the deed for record, but as a part of the execution of the deed itself, without which it would be invalid between the parties, as well as to subsequent purchasers without notice. 4 For this reason, and because of the jealous care with which the courts guard the rights of those who act principally under the direction or per- suasion of others, the most rigid compliance with all the require- ments of the law relating to the acknowledgments of married women has been exacted. It is, therefore, indispensable that the certificate shall show that the woman was examined by the officer privily and apart from her husband. But it is not necessary that these precise words shall be employed in the certificate if others of the same import are used. Thus, a certificate that the officer took " the pri- vate examination" of the wife, and that she acknowledged that " she executed the deed without any compulsion from her husband," was held sufficient. 5 So, where the language was " after a private examination, separate and apart from her said husband."' And where the statute required that the woman should be examined " out of the presence " of the husband, a certificate that she was " pri- edgment that he executed the deed. Jacoway v. Gault, 20 Ark. 190; 73 Am. Dec. 484. 1 Dewey v. Carnpau, 4 Mich. 565. This was a great refinement. * Stanton v. Button, 2 Conn. 527. 'Newman v. Samuels, 17 Iowa, 528; Spitznaglc T. Van Heasch, Neb. 338. But see Henderson v. Gre^ell, 8 Cal. 581. 'Barnett v. Shackleford, 6 J. J. Marsh. (Ky.) 532; 22 Am. Dec. 100. * Skinner v. Fletcher, 1 Ired. L. (N. C.) 313. Kennedy v. Price, 57 Miss. 771. SUFFICIENCY OF CONVEYANCE TENDERED BY THE VENDOR. 65 vately examined, apart from and out of the hearing of her husband," was accepted. 1 But where the statute required that the officer should examine the wife " separately and apart " from her husband, a certificate that she had been examined "apart" from him was held insufficient. 2 32. (i] Explanation of contents of deed. The recital that the officer explained to the woman the contents of the deed is also abso- lutely indispensable. 8 The intent of the law is to protect her from deception, as well as coercion, in the execution of the instrument. Where a statute provided that the officer should make known and explain the contents of the deed to the woman, a certificate which set forth that she was made acquainted with the contents of the deed, but did not state that they were explained to her, was deemed sufficient. 4 So, also, where the certificate recited that the woman " acknowledged and declared that she was well acquainted with the contents of the deed, v 3 a decision open to grave doubt, since she may have been falsely advised as to the said contents. But a certifi- cate that the woman " declared that she fully understood the con- tents of said deed," without stating that the contents were explained to her, is invalid. 6 We have aiready seen that a recital of acknowledgment in the certificate, or what amounts to such a recital, is necessary, and can- not be supplied by intendment. 7 Also, that, as a general rule, the deed of a married woman, whetner a mere relinquishment of her contingent right of dower, or a conveyance of her separate estate, 1 Deery v. Cray, 5 Wall. (U. 8.) 795. So, also, where the statute provided that the officer "shall examine her privately, out of the hearing of her husband," and the certificate was "being by us privately examined," omitting the words "out of the hearing of her husband." Webster v. Hall, 2 Hair. & McH. (Md.) 19; 1 Am. Dec. 870. Dewey v. Campau, 4 Mich. 565. But see the remarks of MILLRR, J., in Deery v. Cray, 6 Wall. (U. 8.) 795, to the effect that "separate" and "apart," M used in the form, are synonymous terms. Houston v. Randolph, 12 Leigh (Va.,, 445; Boiling v. Teel, 76 Va. 498. 4 Chauvln T. Wagner, 18 Mo. 541, a doubtfu. decision. Thomas v. Meier, 18 Mo. 578. Langton v. Marshall, 59 Tex. 296; Runge v. Sabin, (Tex.) 30 8. W. Rep. 568. 'Ante, 30. 9 66 MARKETABLE TITLE TO BEAL ESTATE. is void as between the parties, unless acknowledged and certified in. strict conformity with the requirements of the law. 1 33. (fc) Voluntary act of wife. Another indispensable requisite of the certificate is that it shall contain a recital, either in terms or in substance, that the woman declared that she had signed, sealed and delivered the deed willingly. An officer should never undertake to draw the certificate unless he has the statutory form before him. If he relies upon his memory he is apt to use expressions deemed by him the equivalent of those contained in the statute, or to omit words which appear to him immaterial. A vast number of cases are to be found in the reports in which the courts have been called upon to decide the correctness of his judgment in these particulars. Expressions which the courts in one State have deemed sufficient substitutes for the language of the statute above quoted, have been rejected in others. 2 A certificate of acknowledgment by a married woman which departs from the statutory form, may always be relied upon to create such a reasonable doubt concerning the title as would justify a purchaser from the grantee in refusing to complete the contract, for there is no rule by which the sufficiency of the certifi- cate can be tested, and while one judge might deem it a substantial compliance with the law, he could have no assurance that another judge, if the title should be afterwards attacked, in ejectment or otherwise, would not entertain a contrary opinion. And if a pur- chaser from the grantee might reject the title as unmarketable upon this ground, a fortiori might the grantee himself reject the convey- ance until a certificate free from doubt should be tendered. All possibility of doubt or question as to the validity of the certificate should be removed by insisting upon a strict and literal conformity with the language of the statutory form or requirement. 3 1 Mason v. Brock, 12 111. 273; 52 Am. Dec. 490; Martin v. Dwelly, 6 Wend. (N. Y.) 9; 21 Am. Dec. 245. * Clinch River Veneer Co. v. Kurth, 90 Va. 737, and cases cited below. * Gases in which tlie certificate was held insufficient. Where the statute provided that the certificate should show that the woman acknowledged that she had not been induced to execute the deed through " ill-usage," and the certificate was that she acknowledged that she executed the deed "of her own free will, and not through any threats of her said husband, or fear of his displeasure." Hawkins v. Burress, 1 Harr. & J. (Md.) 513. Language of statute, "signed, sealed and delivered the deed as her voluntary act and deed, freely, without any fear, threats or compul- sion of her said husband; " language of certificate, " signed, sealed and delivered SUFFICIENCY OF CONVEYANCE TENDERED BY THE VENDOR. 67 34. (Z) Wish not to retract. If the statute provides that the wife, in addition to acknowledging the deed, shall state that she does not wish to retract it, a certificate will be fatally defective if it does not recite that fact. 1 It is not absolutely necessary that the certifi- cate shall follow the precise language of the statute, 3 and the employment of a wrong word, but one obviously intended for that used in the statute, will not vitiate the instrument. 8 But inasmuch the above instrument of her own free will and accord, and without any force, per- suasion or threats from her said husband." Boykin v. Rain, 28 Ala. 332,- 65 Am. Dec. 349. See, also, Alabama Life Ins. & Tr. Co. v. Boykin, 38 Ala. 510. Lan- guage of statute, " freely, voluntarily, without compulsion, constraint or coercion by her husband;" language of certificate, "had willingly signed, sealed and delivered the same, and that she wished not to retract it." Henderson v. Rice, 1 Coldw. (Tenn.) 223. Language of statute, "had willingly executed the same, and does not wish to retract it; " the certificate omitted the words "had willingly executed the same." Leftwich v. Neal, 7 W. Va. 569. Language of statute, "voluntary act and deed;" language of certificate, "of her own free will." Freeman v. Preston, (Tex.) 20 8. W. Rep. 495. Cases in which the certificate was held sufficient. Where the statute provided that the certificate should show thnt the woman acknowledged the deed " without undue influence," and the certificate was that she acknowledged "that she exe- cuted' the same freely and voluntarily * * * without fear or compulsion." Goode v. Smith, 13 Cal. 81. Language of statute, "of her own free will * * * without undue influence or compulsion of her husband;" language of certificate, " without undue influence or compulsion of her husband." Tubbsv. Gatewood, 26 Ark. 128. Language of statute, " voluntarily and of her own free will and accord, without any fear or coercion of her husband; " language of cer- tificate, "acknowledged the above indenture to be (her) voluntary act and deed." Ruffner v. McLenan, 16 Ohio, 639. Language of statute, "signed, sealed and delivered the same as her voluntary act and deed, freely, without any fear, threats or compulsion of her husband;" language of certificate, "that she signed, sealed and delivered the same, freely and voluntarily, and without any threats or compulsion from her said husband." Den v. Geiger, 9 N. J. L. 225. Language of statute, "as her voluntary act and deed;" language of certificate, "freely and of her own accord." Dundas v. Hitchcock, 12 How. (U. 8.) 256. Language of statute, " that she had freely and voluntarily executed the same;" language of certificate, "without any fear, threats or compulsion." Allen v. Denoir, 53 Miss. 321. Language of statute, " that she had of her own free will executed the deed, without compulsion or undue influence of her husband; " language of cer- tificate, " freely and of her own consent, but not by the persuasion or compulsion of her said husband." Little v. Dodge, 32 Ark. 453. 'Grove v. Zumbro, 14 Grat. (Va.) 501; Churchill v. Moore, 1 R. I. 209. * Bateman's Petition, 11 R. I. 585, 588. 'Belcher v. Weaver, 46 Tex. 293; 26 Am. Rep. 267. 68 MARKETABLE TITLE TO REAL ESTATE. as variances and departures from the statutory form excite doubt and distrust in the minds of timid buyers, the purchaser should insist that the precise language of the statute be used. 35 (m) Reference to seal. The laws of some of the States require that the certificate of acknowledgment shall be authenticated by the seal as well as the signature of the certifying officer. There seems to be some conflict of opinion in these States as to whether it is necessary that the officer shall acknowledge or recognize the seal, either in the body of the instrument or in the attestation clause. 1 Without pausing to consider the cases either way, it suffices to saj that wherever by the lex rei sites a seal is required, the safer course is for the purchaser to see that there is a recognition of the seal by the officer, in the usual form, " Given under my hand and seal," etc. 36. (n) Date of certificate. It is customary, and the better practice, for the officer to insert the date of the certificate in the attestation clause. But a date is not indispensable to the validity of the certificate, unless made so by statute. 2 And the fact that the certificate bears date before the deed itself is immaterial. 3 Inas- much, however, as the custom of dating the certificate universally prevails, and the absence of a date might raise a doubt in the mind of a timid purchaser respecting the title, 4 the grantee would prob- ably be justified in rejecting a certificate which was deficient in that particular. 37. (o) Signature of officer. It is absolutely essential that the certificate shall be signed by the officer by whom it is made. The recital of the name of the officer in the body of the certificate will not suffice. 8 The certificate is often printed or prepared by a third person, and presented to the officer complete, with the exception of his signature, consequently the subscription of his name is an important step in the authentication of the paper. But even thougk the name were inserted in the form by the officer himself, or the paper were wholly in his handwriting, the omission of the signature 1 The cases may be seen in Mr. Devlin's work on Deeds, 491. Webb v. Iluff, 61 Tex. 677; Irving v. Brownell, 11 El. 402. Gest v. Flock, 2 N. J. Eq. 108. 4 It will be seen hereafter that in some cases it has been held that a purchaser may reject a title if "unsatisfactory " to him, though his objections to the title are really captious and untenable. Post, 288. Carlisle v. Carlisle, 78 Ala. 542. SUFFICIENCY OF CONVEYANCE TENDEBED BY THE VENDOR. 69 would be fatal, the actual subscription of his name being required as a promulgation of the instrument. 1 If the certificate be by a deputy, the name of the principal should be subscribed " by A. B., deputy," etc. 2 38. (p) Abbreviation "J. P." etc. It is not absolutely neces- sary that the officer shall add to his signature his official designation, if the capacity in which he acts elsewhere appears in the certifi- cate. 3 We have already seen that, as a general rule, his official capacity must somewhere appear, either from the body of the cer- tificate or from the attestation clause, as the instrument, must, on its face, appear to be the act of a competent person. As it is cus- tomary to follow the signature of the officer with his official title, the purchaser should see that this is done in order that his title papers may present no appearance of irregularity. An abbreviation of the official title in common use, such as " J. P." or " K. P.," will suffice. 4 39 (q) Seal of officer. Where by statute it is provided that the certificate shall be under the signature and seal of the certifying officer, the omission of the seal will be fatal. 5 This formality, how- ever is not required in all the States, and where not required the absence of the seal is immaterial. 6 It has been held that if by the law of a State in which an acknowledgment is taken a seal by the cer- tifying officer is unnecessary, the want of such a seal will be no objection to the title in another State in which the land lies. In 'Marston v. Bradshaw, 18 Mich. 81; 100 Am. Dec. 152. 8 McCraven v. McGuire, 23 Miss. 100. 3 Brown v. Farrar, 3 Ohio, 140. The omission of the letters "N. P." after the signature of a notary public does not affect the validity of the certificate. Lake Brie & W. R. Co. v. Whitham, 155 HI. 514; 40 N. E. Rep. 1014. 4 Final v. Backus, 18 Mich. 218; Russ v. Wingate, 30 Miss. 440; Rawley v. Beman, 12 111. 198. 8 Mason v. Brock, 12111. 278; 52 Am. Dec. 490; Hastings v. Vaughn, 5 Oal. 315; Booth v. Cook, 20 111. 129. The notary's seal must appear, when his certifi- cate declares that he has affixed it; otherwise the certificate is invalid. Bullard v. Perry, 28 Tex. 347. An abstract of title contained a memorandum of a cer- tificate of acknowledgment as follows: "Certif. of acknt. by notary public for said county is signed 'B. R. Randall, L. 8.. Notary Public."' Held, that the abstract sufficiently showed a certificate under official seal. Bucklen v. Hasterlik, 155 111. 423; 40 N. E. Rep. 561. Farnum v. Buffum, 4 Cush. (Mass.) 260; Baze v. Arper, 6 Minn. 220. None is required in Virginia; the court takes judicial notice of the acts of domestic notaries public. See, also, Powers v. Bryant, 7 Port. (Ala.) 9. 70 MARKETABLE TITLE TO REAL ESTATE. other words, that the validity of the certificate in this respect is to be governed by the law of the place where the acknowledgment was taken. 1 Where by statute the officer is required to have a seal, it must be an instrument capable of making a durable impression upon paper or some tenacious material attached to the paper. 2 If the officer be one who is not required by statute to have a seal, it is apprehended that a scroll or scrawl, recognized by him in the instru- ment as a seal, will suffice. If the form of the officer's seal be pre- scribed by statute, it must of course conform to the requirement. If there be no provision upon the subject, any device that he chooses to adopt will suffice. It is better, of course, that the seal should state the name and office of the officer, but the better opinion seems to be that these particulars are not indispensable. 1 The fact that the seal precedes instead of follows the signature of the officer is immaterial. 4 40. (r) Surplusage, clerical mistakes. If a certificate of acknowledgment is in all other respects sufficient, the fact that it con- tains statements or recitals not required by law is immaterial. Mere surplusage or redundancy leaves the certificate unimpaired.* If the instrument contains all that the law requires, the fact that it is in the form of a jurat is of no consequence. 6 Nor will an obviously clerical mistake, such as the substitution of a word which does not make sense for the one used in the statute, 7 nor the omission of an immaterial word, especially where the omission is a plain oversight or inadvertence, such as the failure to insert a pronoun in a blank left for the purpose, 8 make the certificate worthless. But with respect to clerical mistakes and omissions there has been much ques- 1 Bucklen v. Hasterlik, 155 111. 423; 41 N. W. Rep. 561. * Mason v. Brock, 12 111. 273; 52 Am. Dec. 490. Mason v. Brock, 12 111. 278; 52 Am. Dec. 490. But see In re Neb, 11 Nat. Bankruptcy Reg. 289. 'Gilchrist v. Dilday, 152 111. 207; 38 N. E. Rep. 572. * Chester v. Rumsey, 26 111. 97; Stuart v. Dutton, 39 111. 91; Whitney r. Arnold, 10 Cal. 531. * Ingraham v. Grigg, 13 8m. & M. (Miss.) 22. 7 Calumet & Chicago Canal Co. v. Russell, 68 111. 426. 8 Dickerson v. Davis, 12 Iowa, 353. In Spitznagle v. Van Hessch, 13 Neb. 333, the omission of the words "and deed" from the clause "voluntary act and deed" was held immaterial. So, also, where the word "deed" was inserted and tbe word "act" omitted. Stuart v. Dutton, 39 111. 91. The omission of the SUFFICIENCY OF CONVEYANCE TENDERED BY THE VENDO'B. 71 tion and doubt as to what of them are and what are not material. The omission of the word " acknowledged," l though obviously inadvertent, has been held fatal to the certificate, and, on the other hand, the absence of the word " known " from the clause " fully made known to her," 2 has been held a mere clerical omission. And in other cases omissions which one court has treated as immaterial have been by other courts regarded as of vital importance. Under these circumstances there can be no doubt that a purchaser would be justified in refusing to accept the conveyance if the certificate of acknowledgment attached thereto contained either clerical errors or inadvertent omissions. The vendor cannot force upon him a deed which, though it may be finally adjudged sufficient, is executed or acknowledged in such a manner as to cast a doubt upon the title. Generally the statutes of the different States prescribe the several elements of the acknowledgment and the duties of the certifying officer, and give a form in which the certificate may be made by the officer. Where this is done, and the form given omits some phrase or expression used in the statute, the form governs, and a certificate which literally follows the latter will be sufficient. 3 The body of the deed may sometimes be referred to for the purpose of supplying omissions from the certificate. 4 Thus, where the statute required that the certificate should show that the grantor acknowledged that he signed, sealed and delivered the deed " on the day therein men- tioned, and the certificate contained no such recital, it was held that the omission was cured by reference to the deed, which bore the same date as the certificate. 5 words ' ' for the consideration and purposes therein set forth " is fatal. Jacoway T. Gault, 20 Ark. 190; 83 Am. Dec. 494. A certificate that the grantors acknowl- edged a paper "to be their act and deed " instead of following the statutory form, that they "signed, sealed and delivered," etc., is sufficient. Den v. Ham- ilton, 12 N. J. L. 109. 1 Stanton v. Button, 2 Conn. 527. 1 Hornbeck v. Building Assn., 88 Pa. St. 64. * Belcher v. Weaver, 46 Tex. 293; 26 Am. Rep. 267. Here the statute pro- vided that the wife should acknowledge that she did "freely and willingly sign," etc., while the form was that "she had willingly signed," etc., omitting the word " freely." The court held that the word fully might be omitted in the certificate, because it was omitted in the form. 4 Bradford v. Dawson, 2 Ala. 203. 1 Bradford v. Dawson, 2 Ala. 203; Carter v. Chandron, 21 Ala. 72. 72 MARKETABLE TITLE TO REAL, ESTATE. 41. () Amendment of the certificate. It will doubtless occur to the reader that in most cases objections to the sufficiency of a certifi- cate of acknowledgment are capable of easy removal by the tender of a new certificate. It may be, also, that before the deed has been delivered by the grantor the officer may legally amend his certifi- cate, 1 though it has been held in some cases that after the paper has been signed and delivered by the latter his powers over it have ceased, and that he cannot fill up blanks, add to, nor change the instrument so as to make it conform to the law. 2 That he may not do this scarcely admits of doubt in a case in which the deed has been admitted to record. 3 But it is not easy to perceive any grounds upon which an amendment of the certificate made by the officer at the request of the grantor before the deed was delivered and accepted could be deemed insufficient or invalid, since the rights of no third person would be thereby affected, and such a request would be itself substantially a reacknowledgment of the deed. However this may be, the better course for the purchaser is to insist upon a reacknowledgment of the deed. 4 This, in most cases, would be as feasible as an amendment of the certificate, and would leave no pretext for an objection to the title on the part of future purchasers. It is hardly necessary to say that the acknowl- edgment of a deed must be a matter of record and cannot be proved by parol testimony. 5 Nor can a certificate which is defective in a material particular be cured by evidence aliunde.* Neither is parol evidence admissible to contradict a certificate of acknowledg- ment in a collateral proceeding. 7 But of course the certificate may be attacked in a direct proceeding on the ground that the acknowl- edgment was procured by duress or fraud. 8 The certificate must 'There is a dictum to this effect in Elliot v. Piersol.. 1 Pet. (U. S.) 328. * Wedelv. Herman, 59 Cal. 507; Merritt v. Yates, 71 111. 639; 23 Am. Rep. 128. Elliot v. Piersol, 1 Pet. (U. S.) 328; Bours v. Zachariah, 11 Cal. 281; 70 Am. Dec. 779, dictum, the deed in that case having been recorded before the amend- ment was made. 4 In Merritt v. Yates, 71 111. 636; 23 Am. Rep. 128, it is said that the only way in which the defective certificate can be remedied is by reacknowledgment. * Pendleton v. Button, 3 Conn. 406; Hayden v. Westcott, 11 Conn. 129. O'Ferrall v. Simplot. 4 Iowa, 381. 1 This principle is recognized by statute in Kentucky. Keith v. Silberberg r (Ky.) 29 S. W. Rep. 316. Grider v. Land Mortgage Co., 99 Ala. 281; 12 So. Rep. 775. SUFFICIENCY OF CONVEYANCE TENDERED BY THE VENDOR. 73 set out in terms or in substance all that the statute requires. An acknowledgment certified to have been made " according to the act of the assembly in that case made and provided " is insufficient. l 42. Unauthorized reservations or restrictions. The pur- chaser may reject a conveyance which contains reservations, restric- tions or conditions, not authorized by the contract under which the conveyance was drawn. 2 Thus, under an agreement by which he is to receive a " good and sufficient warranty deed," the purchaser may reject a deed which reserves an easement in the land to a third per- son, though he knew of the existence of the easement at the time the contract was made. 3 The conveyance may be rejected if it does not include any ease- ment or servitude to which the purchaser maybe entitled under the contract in other lands of the vendor. 4 The purchaser is not bound to accept a deed containing erasures, 5 or one containing a blank, left for the consideration money. 6 A purchaser entitled to the covenants implied from the use of the words " grant and convey," cannot be required to accept a deed in which the grantor limits the effect of those covenants by a clause that he warrants the title " against the lawful claims of all persons claiming by, through, or under him, but no other." 7 In a case in which the vendor leased the premises to a stranger after the sale, and the purchaser, by the terms of the contract, was entitled to a warranty deed, it was held that he might reject a deed purporting to be made subject to the lease, or describing the property as "being the same now occupied by" the lessee, since those clauses might possibly be construed as excepting tho lease from the operation of the warranty. 8 43. Waiver of objections. The purchaser should make his objections to the deed, either in respect to form or substance, when ^lannagan v. Young, 2 Harr. & McH. (Md.) 38. 'Millinger v. Daly, 5>6 Pa. St. 245. See 3 Washb. Real Prop. 431 (639). "Morgan v. Smith, 11 111. 194. 4 Wilson v. McNeal, 10 Watts (Pa.), 422. Markley v. Swartzlander, 8 W. & S. (Pa.) 172. Moore v. Beckham, 4 Binn. (Pa.) 1. 'Union Mut. Life Ins. Co. v. Crowl, (Tex. Civ. App.) 67 S. W. 901. Bruner v. Diamond, 65 111. App. 476. 10 74 MARKETABLE TITLE TO BEAL, ESTATE. tendered. If lie fail in this respect it has been held that he thereby waives all objections. 1 And when the duty devolves upon the pur- chaser to tender a deed it has been held that the grantor must make his objection to the deed, if any, within a reasonable time. He cannot set up an objection to the deed for the first time when sued for a breach of contract or for specific performance. 2 If the purchaser takes possession and accepts a conveyance as satisfac- tory he cannot afterwards object that it is insufficient. 3 And if a deed be valid, but objectionable to the purchaser in form, he must, if he have an opportunity for inspection, make his objection at the time of the tender, or it will be waived. 4 In a case in which the purchaser took possession under a deed to which he made no objection, and afterwards refused to return the deed, it was held that he could not thereafter abandon the contract and recover back his deposit. 5 If the purchaser makes no objection to the deed when tendered, but merely says that he is unable to pay the purchase price, he will be held to have waived all objection to the deed, even though not drawn in conformity to the contract. 6 In such a case he will also be deemed to have waived any objection to specific performance, based upon the existence of an incum- brance on the property at the time the deed was tendered. 7 If he retains the deed without objection to its sufficiency he cannot afterwards defend a suit for the purchase money, on the ground that the deed was not properly acknowledged. 8 1 Moak v. Bryant, 51 Miss. 560; Dresel v. Jordan, 104 Mass. 407; Kenniston v. Blakie, 121 Mass. 552; Bigler v. Morgan, 77 N. Y. 312; Royal v. Dennison, 109 Cal. 558; 42 Pac. 39; Ellis v. Lockett, 100 Ga. 719; 28 S. E. 452. 'Morgan v. Stearns, 40 Cal. 434. 'Grisvvold v. Brock, 43 111. App. 203. 4 Stryker v. Vanderbilt, 25 N. J. L. 68. " Kenniston v. Blakie, 121 Mass. 552. Moak v. Bryant, 51 Miss. 560. T Ashbaugh v. Murphy, 90 111. 182. 'Morrison v. Faulkner, (Tex.) 21 S. W. Rep. 984. If a deed is defective for want of a seal or other necessary formality it will be reformed, even as against a purchaser for valuable consideration, if he had notice of the plaintiff's rights. Mastin v. Halley, 61 Mo. 196 ; Wadsworth v. Wendell, 5 Johns. Ch. (N. Y.) 224. CHAPTER V. CAVEAT EMPTOR. GENERAL OBSERVATIONS. 44. APPLICATION OF THE TvrATmvr TO JUDICIAL SALES. Inherent defects of title. 45. Effect of confirmation of tJie sale. 46. Exceptions to the rule. 47. Fraud as it affects rights of purchasers at judicial sales. 48. Errors and irregularities in the proceedings. Collateral attack. 40. Want of jurisdiction. 50. Matters occurring after jurisdiction has attached. 51. Fraud a# ground for collateral attack. 52. SALES BY EXECUTORS AND ADMINISTRATORS. Sales in pursuance of testamentary powers. 53. Sales in pursuance of judicial license. 54. Fraud on the part of personal representative. 55. Want of jurisdiction. Errors and irregularities. 56. SHERIFF'S SALES. Want of title in execution defendant. General rules. 57. Exceptions. 58. Fraudulent representation*. 59. Rights of purchase?- from purchaser under execution. 80. Title under void judgment. 61. Title under void sale. 62. TAX SALES. 63. SALES BY TRUSTEES, ASSIGNEES, ETC. 64. SUBROGATION OF PURCHASER AT JUDICIAL AND MINISTE- RIAL SALES. Where the sale is void. 65. Where the sale is valid. 66. 44. GENERAL OBSERVATIONS. The maxim caveat emptor (let the buyer beware), as it respects titles to land, is peculiar to the common law. It is unknown to the civil law. 1 The principal appli- cations of the maxim are : (1) In the denial of relief to a purchaser of lands who has accepted a conveyance of a defective title without covenants of indemnity from the grantor ; 2 (2) In charging a pur- chaser with laches or negligence in failing to avail himself of means Co. Litt. 102a; Brown Leg. Max. 768. 1 Phillips v. Walsh, 66 N. C. 283. 76 MARKETABLE TITLE TO REAL ESTATE. for ascertaining the validity of the title ; l (3) To designate a class of cases in which it is conclusively presumed that the purchaser agreed to take just such title as the vendor had, and in which he is required to pay the purchase money, though the title which he is to receive will be utterly worthless, and though the contract still remains executory. As a consequence of this doctrine, in the latter class of cases no contract on the part of the vendor that his title is good and indefeasible will be implied from the mere relations of the par- ties, contrary, as we have seen, to the general rule when the vendor contracts in his own right. It is to this class of cases that our atten- tion will be directed. Of the two first-mentioned class of cases there is nothing to be observed here, the obligation of the purchaser to protect himself by covenants for title, or by searches for defects, being elsewhere considered in this work. The cases to which the rule caveat emptor applies, in the sense that the purchaser will be deemed to have entered into the contract with the understanding that he is to take the title, such as it is, with- out an express contract to that effect, are those in which the pur- chase was made at (1) judicial sales ; or (2) ministerial or fiduciary sales ; that is, sales by executors, administrators or other personal representatives under judicial license ; sales by executors and admin- istrators under powers conferred by the will ; sales by trustees and mortgagees ; sales by tax collectors, and generally any sale in which the vendor acts not in his own right, but in a fiduciary or ministerial character, and from whom the purchaser has no right to require general covenants for title. 45. APPLICATION OF THE MAXIM TO JUDICIAL SALES. Inherent defects in the title. A judicial sale may be described to be a sale made by an officer of a court of justice in pursuance of an order or decree of such court, and which remains incomplete until ratified or confirmed by the court. 2 The commissioner or other officer making the sale is the mere agent of the court to receive and report the purchaser's bid. 8 Objections to the title by a purchaser at a judicial sale are either such as are founded upon want of jurisdiction, or errors and irregularities in the proceedings resulting 1 Phillips v. Walsh, 66 N. C. 233. 9 Dresbach v. Stein, 41 Ohio St. 70. Bolgiano v. Cook, 19 Md. 375. CAVEAT EMPTOR. 77 in the decree under which the purchase is made, or such as are founded upon inherent defects in the title independent of such pro- ceedings, for example, the existence of a better title in a stranger than that which the court undertakes to sell. In either case objec- tions to the title must be made before the sale is confirmed. 46. Effect of confirmation of the sale. It has been said that the doctrine caveat emptor applies in all its force to judicial sales, that is, that it will be conclusively presumed that the purchaser con- tracts to take the title, such as it may be. 1 This presumption, how- ever, does not apply until the sale has been confirmed. The pur- chaser may always resist the confirmation of the sale on the ground that the title is bad, 2 and he may have a reference to a master to 1 Rorer Jud. Sales (2d ed.), 150, 174, 476, 528, 602, 694, 923. Corwin v. Benham, 2 Ohio St. 36. Hously v. Lindsay, 10 Heisk. (Term.) 651. Brown v. Wallace, 4 Gill & J. (Md.) 479. Cashon v. Faina, 47 Mo. 133; Stephens v. Ells, 65 Mo. 456. The reasons for this rule are set forth in the following extract from the opinion of the court in Bishop v. O'Conner, 69 111. 431: " In all judicial sales the presumption is that as the rule caveat emptor applies, the purchaser will examine the title with the same care that a person does who receives a conveyance of land by a simple quit-claim deed. When he knows there are no covenants to resort to in case he acquires no title, the most careless, saying nothing of the prudent, would look to the title and see that it was good before becoming a purchaser at such sale. Or if not, he must expect to procure it on such terms as he might sell the claim for a profit. As well might a person purchasing by quit-claim deed file a bill to be reimbursed on the failure of title as where the purchase is made at a sale by an administrator. Both kinds of purchase depend upon the game rule. It is the policy of the law only to invest a sheriff, master in chancery, or administrator in making sales of real estate with a mere naked power to sell such title as the debtor or deceased had, without warranty, or any terms except those imposed by law. They are the mere instruments of the law to pass such, and only such, title as was held by the debtor or intestate. Then, if the pur- chaser in this case observed but ordinary prudence, he had the title, and, as a part of it, the proceedings under which he purchased, examined, and whether so or not, we must presume that he determined to take the risk of the title upon himself. We have no hesitation in saying that the rule of caveat emptor applies in this case in full force." Sugd. Vend. (8th Am. ed.) 152; Freeman Void Jud. Sales, 48; Rorer Jud. Sales (2d ed.), 165; Fryer v. Rockefeller, 63 N. Y. 268; Trapier v. Waldo, II So. Car. 276; Toole v. Toole, 112 N. Y. 333; Bird r. Smith, 101 Ky. 205; 40 S. W. 571. This proposition appears to have been limited, in Pennsylvania, to cases in which the purchaser has been deceived or misled. De Haven's Appeal, 106 Pa. 78 MARKETABLE TITLE TO BEAL ESTATE. determine whether a good title can be made. 1 But if he permits the sale to be confirmed without objection, he cannot afterwards refuse to pay the purchase money because of imperfections in the title, 2 or irregularities in the proceedings under which he pur- St. 612, citing Schug's Appeal, 14 W. N. C. (Pa.) 49; Binford's Appeal, 164 Pa. St. 435; 30 Atl. Rep. 298. At a judicial sale the purchaser buys at his peril, as in ordinary sales under execution, the only difference being that in sales by the chancellor through hig commissioner the purchaser may have relief for defective title before the sale is confirmed, but not after. Humphrey v. Wade, 84 Ky. 391; 1 8. W. Rep. 648. A purchaser at a judicial sale cannot, in case of the existence of judgment creditors not before the court, be required to complete his purchase without their concurrence. Governor of Hospital v. West. Imp. Cominrs., 1 De G. & J. 531. He must see that all judgment creditors have come in under the decree, for those who have not done so may subject the land in his hands to the payment of their judgment. 2 Sugd. Vend. (8th. Am. ed.) 156 (521). Rule caveat emptor does not apply at judicial sale as at execution sale, until after confirmation. Charleston v. Blohme, 15 So. Car. 124; 40 Am. Rep. 690. 1 2 Jones Mortgages, 1648; Rorer on Jud. Sales (2d ed.), 150; Gordon v. Sims, 2 McCord Ch. (S. C.) 151. In England the title is directed to be investi- gated before a sale in chancery is made. 1 Sugd. Vend. (8th Am. ed.) 13. The court confirms judicial sales, and in so doing exercises large powers in correcting errors. Reasonable time is always given for the examination of title, and, if necessary, a reference will be ordered. Mitchell v. Pinckney, 13 So. Car. 203, 212. The right of the purchaser to have a reference of the title is denied in Anderson T. Foulke, 2 Harr. & G. (Md.) 346, 358. In re Browning, 2 Paige Ch. (N. Y.) 64, a reference of title was directed on the application of the purchaser after con- firmation of the sale. *2 Jones on Mortgages, 1647; Freeman Void Jud. Sales, 48; Wood v. Mason, 3 Sumn. (U. S.) 318. Threlkeld v. Campbell, 2 Grat. (Va.) 198; 44 Am. Dec. 384; Thomas v. David- gon, 76 Va. 338; Hickson v. Rucker, 77 Va. 135; Long v. Weller, 29 Grat. (Va.) 347; Watson v. Hoy, 28 Grat. (Va.) 698; Young v. McClung, 9 Grat. (Va.) 336; Daniel v. Leitch, 13 Grat. (Va.) 195. Jennings v. Jenkins, 9 Ala. 285; Perkins v. White. 7 Ala. 855. Williams v. Glenn, 87 Ky. 87; 7 S. W. Rep. 610; Fox v. McGoDdwin, 21 Ky. L. R. 1776; 56 S. W. 515. Hedrick v. Yount, 22 Kans. 344. Barron v. Mullin, 21 Minn. 374. Dresbach v. Stein, 41 Ohio St. 70. Capehart v. Dowery, 10 W. Va. 130. Williamson v. Field, 2 Sandf. Ch. (N. Y.) 583; Hammond v. Chamberlain, 58 Neb. 445; 78 N. W. 718. In Rorer on Judicial Sales (2d ed. 150) it is said that " although the rule caveat emptor applies after the (judicial) sale is closed by payment of the pur- chase money and delivery of the deed, if there be no fraud; yet the buyer, if he CAVEAT EMPTOB. 79 chased. 1 In this respect his failure to make seasonable objection to the title has the same effect as would his acceptance of a conveyance without covenants for title. It has also been held that if the pur- chaser bid with notice of defects in the title, he cannot set up those defects as a ground for resisting a confirmation of the sale. 2 We shall see that the same rule prevails in cases of private sale. 8 It seems to be the better opinion that confirmation of the sale is con- clusive upon the purchaser, whether he had or had not notice of the defective title. It is certainly so where he had notice of the defect, 4 or wherever, by reasonable diligence, he might have obtained notice, discover the defect beforehand, will not be compelled to complete the sale, "citing Ormsby v. Terry, 6 Bush (Ky.), 553, a case which seems to decide no more than that the court will not confirm the sale and compel the purchaser to execute his bonds for the deferred payments of the purchase money if the title be bad and the purchaser object. It is not probable that more than this last proposition is intended by the author referred to, since the rule is almost universal, as has been seen, that the maxim caveat emptor applies in its fullest extent after the confirma- tion of a judicial sale, whether the purchase money has or has not been paid, except in certain cases where the decree or j udgment under which the sale was made was void on the ground of fraud or want of jurisdiction, or where the sale itself was tainted with fraud; and except, perhaps, in some of the States, where the purchaser has been evicted and the fraud arising from the sale remains undis- turbed in the hands of the court, or in the hands of the purchaser. After confirmation of a judicial sale it cannot be avoided in a collateral pro- ceeding by showing defects in the notice of sale (Wyant v. Tuthill, 17 Neb. 495; 23 N. W. Rep. 342), or that security for the payment of the purchase money was not required (Wilkerson v. Allen, 67 Mo. 502); or that the officer who made the sale had no authority for that purpose (Core v. Strieker, 24 W. Va. 689); or that he departed from the prescribed order of sale (McGavock v. Bell, 3 Coldw. [Tenn.] 512); or that the appointment, of the selling jfficer was invalid. Mech. Sav. & B. L. Assn. v. O'Conner, 29 Ohio St. 651. It cannot be denied that the rule stated in the text may produce hardship in some cases, especially where by statute a confirmation of the sale is permitted to be made by a judge at chambers or during vacation of the court, on motion of a party, and notice to those interested, in which case the interval between the sale and the confirmation is usually short. Of course, however, if the motion be made by the purchaser, and the title should turn out to be defective, he has no one but himself to blame, as common prudence would dictate that he satisfy himself about the title before moving to confirm the sale. 1 Jennings v. Jennings, 9 Ala. 285; Wilson v. Raben, 24 Neb. 368; 38 N. W. Rep. 844. 1 Riggs v. Pursell, 66 N. Y. 193; 74 N. Y. 371. In Carneal v. Lynch, 91 Va. 114; 20 S. E. 959, the purchaser objected to confirmation of the sale on the ground that the property encroached 2% inches on a street. But as a map was exhibited before the sale showing the encroachment, which map he saw but did not examine closely, he was required to take the property. Post, "Waiver of Objections," 85. 'Jennings v. Jenkins, 9 Ala. 285, 291. 80 MARKETABLE TITLE TO REAL, ESTATE. as where the defect appears from records or documents accessible to him. 1 A purchaser at a judicial sale is presumed to have notice of a want of jurisdiction appearing from the record of the proceed- ings under which he purchased. 2 It is to be observed that the maxim caveat emptor applies as well in equity as at law. Failure of title under judicial or ministerial sales, apart from any question of fraud, mistake or surprise in the procuration or rendition of the judgment under which the sale was made, or fraud or mistake in the sale itself, affords, after confirmation of the sale, no ground for relief in equity against the obligation of the contract. 3 A pur- chaser at a judicial sale may, before confirmation, raise the objec- tion that the title is unmarketable ; he is not bound to show that it is absoutely bad. 4 He cannot be required to take a title which he must support by bill of injunction against a third person. 6 Generally, a purchaser by private contract cannot be compelled to take an equitable title, 6 , but the rule is otherwise, at least in England, in case of purchases under decree in chancery. 7 A purchaser at a judicial sale cannot, of course, object, after confir- mation of the sale, that the title is unmarketable or doubtful. 8 The rule caveat emptor applies as well to incumbrances as to defects of title proper. After confirmation of the sale the existence of an incumbrance upon the premises is no ground for detaining the purchase money, nor for recovering it back from the plaintiff in 1 Smith v. Winn, 38 S. Car. 188; 17 S. E. Rep. 717. 8 Campbell v. McCahan, 41 111. 445. It is the business of a purchaser at a judicial sale to see that all the persons who are necessary to convey the title are before the court, and that the sale is made according to the decree. 2 Dan. Ch. Pr. 1456; Daniel v. Leitch, 13 Grat. (Va.) 195. 'Long v. Waring, 25 Ala. 625; McCartney v. King, 25 Ala. 681; Holmes T. Shaver, 78 111. 578; Hand v. Grant, 10 Sm. & M. (Miss.) 514; 43 Am. Dec. 528. A purchaser at a judicial sale cannot enjoin the collection of the pur- chase money on the ground that the title has failed. McManus v. Keith, 4 111. 388; Threlkeld v. Campbell, 2 Grat. (Va.) 198; 44 Am. Dec. 384. 4 See post, chapter 31, where, also, is considered what matters render a title doubtful. Handy v. Waxter, (Md.) 23 Atl. Rep. 1035; McCafferj T. Little, 20 App. D. C. 116; Trust Co. v. Muse, 4 App. D. C. 12. 1 Sugd. Vend. (8th Am. ed.) 593; Shaw v. Wright, 3 Ves. 22. Post, ch. 30. T 1 Sugd. Vend. (8th Am. ed.) 152. The rule that a purchaser will not b compelled to take an equitable title does not extend to estates sold under the decree of a court of equity, where the legal title is vested in an infant. 1 Sugd. Vend. 592, at p. 594, it is said that this " anomaly " is removed by etatute, enabling the court to make a good title. In Bryan v. Read, 1 Dev. & Bat. Eq. (N. C.) 78, 86, it was held that a purchaser at a judicial sale under decree against an infant could not be compelled to complete the contract, because the infant might show cause against the decree when of age. Boorum v. Tucker, (N. J. Eq.) 26 Atl. Rep. 456. CAVEAT EMPTOB. 81 the suit in which the sale was made, 1 though, as will hereafter be seen, the purchaser will in some cases be subrogated to the rights of such plaintiff against the property purchased, or to the benefit of the lien, claim or incumbrance that he has been com- pelled to pay to perfect his title, or to the satisfaction of which the purchase money paid by him has been applied. 2 While the purchaser may resist the confirmation of the sale on the ground that the title is defective, he will not be relieved from his Lid if the title can be perfected within a reasonable time. 3 The rule that the vendor may perfect the title where time is not of the es- sence of the contract especially applies in cases of judicial sale. 4 He may also be required to take the title, with compensation or abatement of the purchase money, in case of failure of title to a small portion of the property not material to the enjoyment of the rest. 6 The objection that there are liens on the property cannot be made where the lienb.olders are parties to the suit in which the property was sold, with a right to have the proceeds applied to the satisfaction of their liens. 6 47. Exceptions to the rule caveat emptor. It is true, as a gen- eral rule, that a purchaser at a judicial sale cannot detain or have restitution of the purchase money on the ground that the title is defective, after the sale has been confirmed. But exceptions have been made to this rule in cases of mistaken or fraudulent represen- tations as to the title by the officer making the sale, and where the fund arising from the sale remains under the control of the court. Thus, where an officer of the court, selling under a decree, adver- tised the title to be indisputable, and the purchaser afterwards discovered that there was in fact no title, it was held that the court must, even after confirmation of the sale, the purchase money not having been distributed, vacate the sale on petition of the purchaser, and direct that the purchase money he refunded to him. 7 And it 1 Farmers' Bank v. Martin, 7 Md. 342; Farmers' Bank v. Peter, 13 Bush (Ky.), 594; Williams v. Glenn, 87 Ky. 87; 7 S. W. Rep. 610; Worthington T. McRoberts, 9 Ala. 297. 8 Post, this chapter, "Subrogation," 65, 66.' 'Ormsby v. Terry, 6 Bush (Ky.), 553. * Thomas v. Davison, 76 Va. 342. In Lamkin v. Reese, 7 Ala. 170, it was held that though the court had no jurisdiction to order a sale of the land, yet, if the purchaser went into possession he could not, after the lapse of two years, rescind the contract if the heirs were then able and willing to make him a title. 'Riggs v. Pursell, 66 N. Y. 193; Merges v. Ringler, 54 N. Y. Supp. 280; 34 App. Div. 415. Blanton v. Ky. Distilleries, etc., Co., 120 Fed. 318. 7 Preston v. Fryer, 38 Md. 221. In this case it appeared that a married woman had conveyed her separate estate to her husband, and afterward died before her 11 82 MARKETABLE TITLE TO KEAL ESTATE. has even been held, irrespective of the question of fraud or mistake, that if, while the fund is yet in court, the purchaser should be dis- turbed in his possession, or exposed to disturbance by one having a clear paramount title to the estate, which was unknown to the pur- chaser at the time of the sale, the sale should rescinded, and the purchase money restored to the purchaser. 1 The same case decides that if the purchase money has been distributed by the court, the purchaser can have no relief. It has been held that the rule caveat emptor does not apply to eases in which the court had no jurisdiction to direct the sale at which the purchaser bid, and that in such a case the purchaser might have restitution of the purchase money even after confirma- tion of the sale. 2 And, generally, it has been held that a purchaser husband. On the death of the husband suit was brought for sale of the land and distribution of the proceeds among his heirs. The deed to the husband was a nullity, but the officer of the court advertised the title to be good, and the pur- chaser bought under that impression. But for the fact that the proceeds of sale remained undistributed in the cause when restitution was made, and but for the unnecessary declaration by the officer that the title was good, it would be difficult to reconcile this case with the rule caveat emptor, as applied to judicial sales in other jurisdictions. While there is no warranty at a judicial sale, yet, if the purchaser when sued for the purchase money can show that at the sale there were misrepresentations as to the thing sold, whether willful or not, he may set up such misrepresentations as a defense to the action. Charleston v. Blohme, 15 So. Car. 124; 40 Am. Rep. 690, citing State v. Gaillard, 2 Bay (S. C.), 11; 1 Am. Dec. 628; Means v. Brickell, 2 Hill (S. C.), 657; Adams v. Kibler, 7 So. Car. 58; Mitch- ell v. Pinckney, 13 S. Car. 203. 1 Glenn v. Clapp, 11 Gill & J. (Md.) 1. This holding is largely obiter dictum, as the purchase money in the case had not been paid, and the case itself was an appeal from an order confirming the sale as against the purchaser's objections ta the title. The rule announced seems eminently just and equitable, but it cannot be easily reconciled with the general rule that a purchaser at a judicial sale cannot be relieved from his bargain after confirmation of the sale, on the ground that the title has failed. 8 Boggs v. Hargrave, 16 Cal. 559; 76 Am. Dec. 561, citing Darvin v. Hillfield, 4 Sandf. Sup. Ct. (N. Y.) 468; Kolher v. Kolher, 2 Edw. Ch. (N. Y.) 69; Post v. Leet, 8 Paige (N. Y.), 337; Seaman v. Hicks, 8 Paige (N. Y.), 655; Brown v. Frost, 10 Paige (N. Y.), 243; Shively v. Jones, 6 B. Mon. (Ky.) 275. This is doubtless true in any case in which the court was without jurisdiction of the person of the defendant, or in which the suit was of a kind of which the court could not take cognizance. But in the principal case the objection to the juris- diction was that the defendant had no title to the property; that the title waa outstanding in one who had not been made a party, and the objection was sus CAVEAT EMPTOB. 83 at a judicial sale which is void for want of jurisdiction in the court to order the sale, or for other cause, may resist the payment of the purchase money, even after the purchaser's bid had been accepted by the court. 1 There can be no confirmation of that which is void. We have elsewhere attempted to show that this eminently just and equitable doctrine is inconsistent with the rule caveat emptor, as the purchaser may inform himself of the want of jurisdiction by exam- ining the proceedings in the cause. 2 Nor does the rule apply where there was no such land in existence as the officers of the court undertook to sell. 8 Nor where the premises were in the possession of one claiming adversely at the time of the sale, the purchaser and the parties being ignorant of such person's claim, or that he intended to retain possession. 4 The purchaser will not be deprived of his right to reject a defective title, and enjoin the collection of the pur- chase money, where he has been led by the conduct of the parties to postpone a motion to set aside an order confirming the sale, until after the close of the term at which the order was made. 5 The rule that a purchaser at a judicial sale cannot, after the sale has been confirmed, refuse to pay the purchase money on the ground that the title is defective, is salutary where the objection is merely that the title is unmarketable, 6 or where there tained, and the purchaser permitted to recover back the purchase money. Such a principle goes far towards destroying altogether the application of the maxim caveat emptw to judicial sales that have been confirmed, since in most instances the purchaser seeks relief on the ground that the title is outstanding in a stranger. 'Freeman Void Jud. Sales, 48; Todd v. Dowd, 1 Mete. (Ky.) 281; Carpenter v. Strother, 16 B. Mon. (Ky.) 389; Barrett v. Churchill, 18 B. Mon. (Ky.) 387. * Post, this chapter, 61. 8 Strodes v. Patton, 1 Brock. (U. S.) 228, per MARSHALL, C. J. A decree directed the sale of the lands whereof H. died "seized and possessed." The offi- cers of the court at the time of the sale exhibited certain conveyances to H., but disclaimed any responsibility for quantity or title, and declared that the pur- chaser must buy at his risk. It appeared that H. had never been seized of one of the tracts so conveyed, and was not entitled to anything by virtue of the con- veyance thereof. The sale was treated as having been made without authority, or by mistake, and the purchasers were relieved, even after confirmation. McGown v. Wilkins, 1 Paige Ch. (N. Y.) 120, the court saying: "This is not like the case of a sale by the sheriff on execution. There the court never give* possession to the purchaser, even as against the party to the suit." Morrow v. Wessell, (Ky.) 1 S. W. Rep. 439. Worthington v. McRoberts, 9 Ala. 297. In Mahoney v. Allen, 42 N. Y, Supp. 11, the purchaser was permitted to make objections of that kind after the sale Avas confirmed. 84 MARKETABLE TITLE TO HEAL ESTATE. is no probability that the purchaser will ever be disturbed in his possession, and the alleged imperfections have been ferreted out as an excuse for the detention of the purchase money. But where there is a clear and palpable failure of the title, as where the pur- chaser has been evicted by an adverse claimant, or where the rights of the holder of the paramount title are being asserted, or will inevitably be asserted, by hostile proceedings, it would seem that neither the ends of justice nor of legal policy or convenience can be subserved by compelling the purchaser to pay his money into court, when the court can give him nothing in return. Accordingly, in several such cases, not only has the purchaser been permitted to detain the unpaid purchase money, but restitution thereof has been made to him where the fund accruing from the sale remained undis- tributed in the hands of the court. 1 In other cases, a distinction has been made between sales in partition, or other voluntary sales, and those in which the sale is to compel the payment of a debt, holding in the former case that the purchaser may detain the purchase money, and in the latter that he must pay it though evicted by title paramount. 2 The proposition that a purchaser at a judicial sale, who, Preston v. Fryer, 38 Md. 221. Boggs v. Hargrave, 16 Cal. 559; 76 Am. Dec. 561. Weems v. Love Mfg. Co., 74 Miss. 831; 21 So. 915. See, also, Charleston v. Blohme, 15 So. Car. 124; 40 Am. Rep. 690. The case of Glenn v. Clapp, 11 Gill. & J. (Md.) 1, has been cited to this point, but an examination of that case shows that the purchaser's objections to the title were made before continuation of the sale. See Rorer on Jud. Sales (2d ed.), 78. * Latimer v. Wharton, (So. Car.) 19 S. E. Rep. 855. Here the purchaser in a suit for the administration of the assets of a deceased debtor's estate, sought to enjoin a judgment for the purchase money on the ground that he had been evicted by an adverse claimant, and it was held that the sale of the land having been compulsory, he must pay the purchase money; the court observing: "It is well known that the reason of the rule of caveat emptor at sheriff's sales is because such sales are forced and are made under compulsory process. There is not the same reason for holding that the rule should prevail where the officer selling the property is regarded as the agent of the parties, such as sales for par- tition and those made by executors and administrators." This case contains an interesting review of the South Carolina authorities upon the right of the pur- chaser at a judicia\ sale to detain the purchase money on failure of the title. As to such right in this State in case of a private sale, see post, 190. In Smith v. Brittain, 3 Ired. Eq. (N. C.) 347, 351; 42 Am. Dec. 175, which was a suit for partition, it was said by RUFFIN, C. J.: "A sale by the master in a case of this kind, is but a mode of sale by the parties themselves. It is not CAVEAT EMPTOK. 85 after confirmation of the sale, has been evicted by title paramount, will not be compelled to pay the unpaid purchase money when the facts avoiding the title were not such as he could have discovered by the exercise of reasonable prudence, care and diligence, com- mends itself to the mind as equitable and just. It is believed that no serious inconvenience could result from such a rule, while a bene- fit consequent thereon is obvious. Judicial sales are usually made upon an extended credit, and if purchasers could be assured that they would not be compelled to pay the unpaid purchase money if they should be evicted by some one having a better title, it is fair to assume that better prices for property thus sold would be realized. We cannot refrain from expressing here a regret that the rule caveat emptor, as applicable to judicial and ministerial sales, has not been universally so qualified as to permit the purchaser to detain the pur- chase money if, before it is paid, he discovers that the title is abso- lutely bad, and not merely doubtful or suspicious. If he bids under the impression that he will not be compelled to pay the purchase money should he get no title and the vast number of decisions enforcing the rule caveat emptor attest the fact that many such bids are made the rule is to him a snare and a pitfall. If, on the other hand, he bids knowing that he must pay the purchase money, though he be evicted from the premises, the property is sold for a merely nominal sum, thus entailing loss and sacrifice upon the owners, and often upon creditors at whose instance the sale was made. But the generally prevalent rule and the weight of authority undoubtedly is that a purchaser at a judicial sale proper will not be permitted to have restitution of the purchase money after it has passed beyond the control of the court, without regard to the nature or extent of the defect of title, 1 except, perhaps, where the judg- ment or decree under which the purchase was made was void for merely a sale by the law, in. tnvitum, of such interest as the party has or may have, in which the rule is caveat emptor, but professes to be a sale of a particular estate, stated in the pleadings to be vested in the parties, and to be disposed of for the purpose of partition only. Thereupon, if there be no such title, the purchaser has the same equity against being compelled to go on with his purchase as if the contract had been made without the intervention of the court, for, in truth, the title has never been passed on between persons con- testing it." 1 Smith v. Winn, 38 So. Car. 188; 17 S. E. Rep. 717. 86 MARKETABLE TITLE TO REAL ESTATE. want of jurisdiction ; * nor, after the sale has been confirmed, to detain the purchase money upon mere suggestions of doubts and dif- ficulties as to title, nor even where the title has absolutely and pal- pably failed, if the pleading in the case in which he purchased show the true state of the title. 2 And in no case, apart from questions of fraud or deceit, can a purchaser at a sale made by one in a minis- terial or fiduciary capacity, maintain an action against the seller to recover damages for inability to convey a clear title. Inasmuch as there is no contract in such a case that the purchaser shall receive a good title, there can be no cause of action against the vendor if the title fails. 8 We have seen, however, that if the person making the sale choose to execute a conveyance with general warranty to the purchaser, he will be personally liable on the covenant. 4 It has been held, with respect to the maxim caveat emptor, as applicable to judicial sales, that a distinction is to be observed between cases in which the decree directs a sale of the " land " itself, and those in which only an " estate " or interest in the land is directed to be sold, and that in the former case, if the purchaser acquires no title, he may, even after confirmation of the sale, hare the contract rescinded and the purchase money returned, but that in the latter case he must take the title at his risk. 5 This distinction does not appear to have been generally observed. 4:8. Fraud as it affects rights of purchaser at judicial sale. Fraud, as it respects the rights of a purchaser at a judicial sale or J See Boggs v. Hargrave, 16 Cal. 559; 76 Am. Dec. 561. 1 Eccles v. Timmons, 95 N. Car. 540. Even t hough the purchaser was fraudu- lently induced to bid. Norton v. Neb. Loan & Tr. Co.. 35 Neb. 466: 53 N. W. Rep. 481; 58 N. W. Rep 953. 'A rigorous application of the doctrine caveat tmptor to judicinl sales is found in Evans T. Dendy. 2 Spear (S. Car.), 9; 43 Am. Dec. 356, where it was held that a purchaser under a decree in partition between heirs who has been evicted by title paramouut, cannot recover back the purchase money, though it remains undistributed in the hands of the officer making the sale. RICHARDSON. J.. dis- sented upon the ground that the officer making the sale is the mere agent of the heirs, and that such a sale does not stand upon the same footing as a sale under execution. See, also, Rogers v. Horn, 6 Rich. L. (S. C.) 361. It is to be observed that in Evans v. Dendy. supra, a conveyance without covenants for title had been made to the purchaser. 4 Po*t, 69. * Shields v. Allen, 77 N. Car. 375, criticised but not overruled in Ellis v. Ander- ton, 88 N. Car. 476. This case holds that when a court decrees the sale of land it CAVEAT EMPTOT?. 87 of one claiming under such purchaser, is either: (1) Fraud antece- dent to the sale, such as fraud in the procuration or rendition of the judgment or decree in pursuance of which the sale is made ; (2) Fraud in the sale itself, such as collusion between the officer selling sind the purchaser, by which the property is sacrificed ; and (3) Fraud on the part of the officer selling or parties in interest in falsely stating the condition of the title, with intent to deceive. In the first two instances the sale is open to collateral attack by the party injured and by the purchaser himself ; fraud in these respects is considered in a subsequent section of this work. 1 In the last instance there are cases which hold that if the purchaser at a judi- cial sale has been induced to bid by the fraudulent representations or concealment of facts respecting the title on the part of the officer or of others interested in making the sale, he will be relieved in equity from his bid, after confirmation of the sale. 2 But even in a, case of misrepresentation as to the title, the purchaser cannot avoid the sale unless he can show that he could not have discovered the fraud with reasonable diligence. 3 Thus, where the pleadings in a suit to foreclose a junior mortgage showed the existence of the prior mortgage, and the purchaser at foreclosure sale in the suit was induced to bid by the representations of the officer making the sale and by the clerk of the court, that there was no prior lien on the property, it was held that he could not be relieved from the contract, as he might easily have informed himself of the true state of the title by examining the pleadings. 4 is the duty of the officer selling to offer a good title to the land. In Miller v. Fee- zor, 82 N. C. 192, citing Shields v. Allen, supra, it was said that the maxim caveat tmptor did not apply to judicial sales in North Carolina. 1 Post, this chapter, 52. J Rorer on Jud. Sales (2d ed.), 175; Preston v. Fryer, 38 Md. 221; Merrine v. Vaulier, 3 Halst. Ch. (N. J.) 34, semble ; Bishop v. O'Connor 69 HI. 431, dictum. While there is no warranty at a judicial sale, the purchaser when sued lor the purchase money may set up misrepresentations as to the title as a defense. Charleston v. Blohme, 15 So. Car. 124; 40 Am. Rep. 690; Mitchell v. Pinckney, 13 So. Car. 203. Statements in a bill for partition that complainants are the owners of the property, are no such fraudulent representations as to the title by those interested in a sale of the property as will entitle the purchaser to relief. McManus v. Keith, 49 111. 388. 1 Williams v. Glenn, 87 Ky. 87; 7 S. W. Rep. 610. Norton v. Neb. Loan & Tr. Co.. 35 Neb. 466; 53 N. W. Rep. 481: 58 id. 95a 88 MARKETABLE TITLE TO REAL ESTATE. Nor will the purchaser be relieved if with knowledge of the fraud he permits the sale to be confirmed without objection. 1 There are cases also which hold that the officer making the sale has no right to make representations concerning the title, and that, there- fore, the purchaser has no right to rely on them, and will not be entitled to relief if he should. 2 The purchaser may of course resist confirmation of the sale on the ground that he was induced to bid by fraudulent or mistaken representations as to the state of the title. 3 49. Errors and irregularities in the proceedings. Collat- eral attack. Errors and irregularities in judicial proceedings are either such as render the judgment or decree therein pronounced absolutely null and void, or such as render them voidable only. A judgment rendered against one who has not been brought before the court by due process of law is absolutely void. 4 A judgment founded upon a misconception of the law of the case, the court having acquired jurisdiction of the parties, is voidable only. 5 A void judgment is open to collateral attack. A voidable judgment- can be vacated or annulled only upon appeal or writ of error, or in some direct proceeding between the parties. 6 It seems to be settled 1 Fore v. McKenzie, 58 Ala. 115. * Vandever v. Baker, 13 Pa. St. 126; Slowthower v. Gordon, 23 Md. 1, where it was said that there is no relation of trust and confidence between the officer making a judicial sale and the purchaser. J Veeder v. Fonda, 3 Paige (N. Y.), 94; Seaman v. Hicks, 8 Paige (N. Y.), 656; McGown v. Wilkins, 1 Paige (N. Y.), 120; Morris v. Mowatt, 2 Paige (N. Y.), 586; 22 Am. Dec. 661; Kauffman v. Walker, 9 Md. 229. In Tooley v. Kane, 1 Sm. & M. Ch. (Miss.) 518, it was said that the court would set aside a sale in case of fraud, even after confirmation. 4 Black on Judgments (1st ed.), 245, et seq. 'Freeman on Judgments (4th ed.), 117, et seq.; Cox v. Davis, 17 Ala. 714; 52 Am. Dec. 199. * Freeman Void Jud. Sales, 20; Black on Judgments, 261, et seq.; Rorer on Jud. Sales (2d ed.), 171. Swiggart v. Harber, 4 Scam. (111.) 364; 39 Am. Dec. 418. The opinion of the court in the leading case of Voorhees v. Bank of the U. S., 10 Pet. (U. S.) 449, 475, contains a clear exposition of this doctrine: " The line which separates error in judgment from the usurpation of power is very definite, and is precisely that which denotes the cases where a judgment or decree is reversible only by an appellate court, or may be declared a nullity collaterally, when it is offered in evidence in an action concerning the matter adjudicated, or purporting to have been so. In the one case it is a record importing absolute CAVEAT EMPTOR. 89 everywhere, either by statute or judicial declaration, that the reversal of a judgment or decree on error or appeal cannot disturb the title of a purchaser at a judicial sale under such judgment or decree, 1 except in a case in which the land sold was not the prop- erty of the defendant in the cause, and the alleged debt for which the land was sold was found not to exist. 2 And, except, also, in some of the States, that if the plaintiff in the reversed judgment be himself the purchaser of the land, the defendant may recover it back. 3 There may be a restitution of the proceeds of the sale to verity; in the other mere waste paper. There can be no middle character assigned to judicial proceedings which are irreversible for error. Such is their effect between the parties to the suit, and such are the immunities which the law affords to a plaintiff who has obtained an erroneous judgment or execution. It would be a well-merited reproach to our jurisprudence if an innocent purchaser, no party to the suit, who had paid his money on the faith of an order of a coiirt, should not have the same protection under an erroneous proceeding as the party who derived the benefit accruing from it. A purchaser under judicial process pays the plaintiff his demand on the property sold; to the extent of the purchase money he discharges the defendant from his adjudged obligation. Time has given an inviolable sanctity to every act of the court preceding the sale, which precludes the defendant from controverting the absolute right of the plaintiff to the full benefit of his judgment, and it shall not be permitted that the purchaser shall be answerable for defects in the record, from the consequence of which the plaintiff is absolved. Such flagrant injustice is imputable neither to the common nor statute law of the land." In Lancaster v. Wilson, 27 Grat. (Va.) 624, 629, the court, deciding that the title of a purchaser under an invalid and irregular attach- ment sale could not be collaterally drawn in question, observed: "If, after the rendition of a judgment by a court of competent jurisdiction, and after the period elapses when it becomes irreversible for error, another court may, in another suit, inquire into the irregularities or errors in such judgments, there would be no end to litigation, and no fixed established rights. A judg- ment, though unre versed and irreversible, would no longer be a final adjudi- cation of the rights of litigants, but the starting point from which a new litiga- tion would spring up. Acts of limitation would become useless and nuga- tory. Purchasers on the faith of judicial powers would find no protection. Every right established by a judgment would be insecure and uncertain, and a cloud would rest upon every title." 1 Rorer Jud. Sales, 130. 'Baker v. Baker, 87 Ky. 461; 9 8. W. Rep. 382. 1 Post, " Sheriff's Sales," this chapter; Gould v. Sternberg, 128 111. 510; 21 N. E. Rep. 628; Turk v. Skiles, 38 W. Va. 404. This exception does not appear to have been admitted in Baker v. Baker, 87 Ky. 461; 9 S. W. Rep. 382, and was denied in Yocum v. Foreman, 14 Bush (Ky.), 494. 12 90 MARKETABLE TITLE TO REAL ESTATE. the party injured by the error, but the purchaser's title remains in- tact, 1 unless, indeed, it is apprehended the judgment was reversed upon grounds that would have rendered it void had no appeal been taken. It would seem then to follow from these elementary prin- ciples that, if a purchaser at a judicial sale resists a confirmation of the sale on the ground of errors and irregularities in the proceed- ings, it would only be necessary to consider whether such errors and irregularities were of a kind that would render the judgment or decree under which the sale was made absolutely void, or voidable 'Voorhis v. Bank of U. S., 10 Pet. (U. S.) 449. Freeman on Judgments, 484 (3d ed.) ; Freeman on Void Jud. Sales, p. 45 (3d ed.) : Black on Judp- ments, p. 320; Rorer Jud. Sales (2d ed.), 132; Burnett v. Hamill, 2 Sell. A Lef. 577. Voorhees v. Bank, 10 Pet. (U. S.) 449; McGoon v. Scales, 9 Wall. (U. S.) 23, 31. Jackson v. Edwards, 22 Wend. (X. Y.) 493, 518. Cockey v. Cole, 28 Md. 276; 92 Am. Dec. 684; Benson v. Yellott, (Md.) 24 Atl. Rep. 451. Capehart v. Dowery, 10 W. Va. 130. Frederick v. Cox, 47 W. Va. 14; 34 S. E. Rep. 958. Yocum v. Foreman, 14 Bush (Ky.), 494; Bailey v. Fanning Orphan School, (Ky.) 14 S. W. Rep. 908. Stout v. Gully. (Colo.) 22 Par. Rep. 954; Cheever v. Minton, (Colo.) 21 Pac. Rep. 710. Gould v. Sternberg, 128 111. 510; 21 N. E. Rep. 628. England v. Garner, 90 N. Car. 197. If juris- diction of a cause has been acquired by the court the title of a purchaser at a sale therein cannot be affected by the fact that the decree in pursuance of which the sale was made was founded on insufficient proof. Bolgiano v. Cook, 19 Md. 375. A purchaser under a judgment merely erroneous acquires good title ; otherwise, if the judgment be void. Bowers v. Chancy, 21 Tex. 363. Mere errors and irregularities in the proceedings make no grounds for collateral attack. Wilson v. Smith, 22 Grat. (Va.) 493. The remedy of the person injured by the passing of title under a judgment that has been reversed for error is an action for damages against those at whose instance the sale was made, alleging such facts as will show that the plaintiff is entitled, by reason of the reversal, to what he has been deprived of by the erroneous judgment. Hays v. Griffith, 85 Ky. 375; 11 S. W. Rep. 306; 3 S. W. Rep. 431. The case of Sohier v. Williams, 1 Curt. (C. C.) 479, affords an illustration of this principle. The sale in that case was by a trustee under a power in a will, which authorized him to sell when a majority of the testatrix's children should advise a sale. The court was of opinion that the consent of the major part of the children living when the power was to be exercised was sufficient, but considered the question so doubtful that but for the fact that all parties in interest were before the court, and would be bound by a decree, the purchaser would not have been compelled to complete the contract. Had the court pronounced an erroneous decree, having all parties in interest before it, the decree would, indeed, have been subject to reversal by a higher court, but the title of the purchaser would have remained undisturbed. In Dunfee v. Childs, 45 W. Va. 155; 30 S. E. 102, it was said that the title of the purchaser falls with the reversal of a decree, 1st, where he is a party to the suit with an interest in the cause; 2nd, where the decree was reversed for want of necessary parties: and 3rd, where the decree reversed is that which confirmed the sale whether he was a party to the suit or not. CAVEAT EMPTOE. 91 only. In the former event it is conceived that the purchaser would be excused from completing the purchase, and that in the latter ovent he would be required to pay the purchase money and accept a conveyance. 1 Thus, if the court decree a sale of testator's lands in pursuance of an erroneous construction of his will, all parties in interest being before the court, it is apprehended that the error would be no objection to the title wherever the rule that the rever- sal of a judgment does not affect the rights of a purchaser under the judgment is observed. On the other hand, if infants, having an interest under the will, have not been brought before the court in the manner provided by law, the judgment of the court is absolutely void as to them, and the land in the hands of the purchaser being subject to their demands upon their arrival at majority, it would seem clear that the purchaser would be relieved from his bid. 8 It Las been frequently said that a purchaser at a judicial sale cannot question the regularity of the proceedings prior to the decree under which he purchased. 3 This, it is obvious, means only errors and irregularities prior to the sale that would make the decree voidable ; that is, reversible on appeal or in some direct proceeding, and not errors or other matters, such as want of jurisdiction or fraud, that would make the decree absolutely void and open to collateral attack, for it is clear that the purchaser showing such want of jurisdiction '2 Jonea on Mortgages, 1647; Freeman Void Jud. Sales, p. 45 (3d ed.) ; L'orer Jud. Sales, p. 65. Trapier v. Waldo, 16 S. C. 276; Bulow v. Witte, :J S. C. 323. Wright v. Edwards, 10 Oreg. 307 ; McCulloch v. Estes, 20 Oreg. 349; 25 Pac. 724. In Cline v. Catron, 22 Grat. ( Va. ) 378, the curator of an idiot's estate and lands brought a suit for a sale of the lands and reinvestment of the proceeds, and at a sale under decree in the cause, himself purchased the lands. The sale was confirmed, in violation of a statute which provided in express terms that the plaintiff, the curator, should not be admitted as a purchaser. It was- afterwards objected that title derived through such purchaser was, by reason of the premises, insufficient; but it was held that the court, having had juris- diction to make the sale, the confirmation thereof was mere error, for which the decree might have been reversed, but could not be attacked in a collateral proceeding. 3 Cox v. Cox, 18 D. C. 1. A more accurate expression of the rule is found in Sutton v.' Schonwald, 86 N. Car. 198, 204; 41 Am. Rep. 455. whore it is said tliat a purchaser who is no party to the proceeding is not bound to look beyond the decree, if the facts necessary to give the court jurisdiction appear on the face of the proceedings. And in James v. Meyers, 41 La. Ann. 1100. it was said that while the purchaser is not, as a general rule, bound to look bevond the decree, he is still bound to see that the court had jurisdiction. 92 MARKETABLE TITLE TO BEAL ESTATE. before confirmation of the sale could not be compelled to complete the contract. The cases illustrating the proposition that a judgment merely erro- neous cannot be made the subject of collateral attack, are almost endless. A number of instances have been given in the notes below, in which the title of a purchaser, immediately or derivatively, under a judicial sale, has been called in question on the ground of errors and irregularities in the proceedings, and in which the objection has been held untenable. 1 It must suffice to say here, generally, that insufficiency of the evidence to sustain the judgment ; error of the court in applying the law to the facts ; want of parties, where the objection is made by one bound by the judgment ; defects or irregu- larities in the process or service of process, other than absolute want 1 In Perkins v. Fairfield, 11 Mass. 227, a title under a sale by administrators by virtue of a license from the court, was held good against the heirs of the intestate, although the license was granted upon a certificate from the judge of probate, not authorized by the circumstances of the case. A purchaser at a judicial sale-can- not object to the title on the ground that more of an estate was sold than was necessary to satisfy the decree, " the decree being a sufficient security to him, as it cannot appear but that it was right to sell the whole." 1 Sugd. Vend. 68; Daniel v. Leitch, 13 Grat. (Va.) 195, 210. Irregular service of summons does not affect the title of a purchaser at a judicial sale. Upson v. Horn, 3 Strobh. Eq. (8. C.) 108; 49 Am. Dec. 633. Failure to revive a suit for partition in the name of the heirs of one of the complainants who died after decree for, but before date of sale of the lands, will not render the sale void, nor impair the title of a purchaser thereunder. Schley v. Baltimore, 29 Md. 34. In Derr v. Wilson, 84 Ky. 14, it was contended that a court had no power to order a sale of a homestead, subject to the life interest of the debtor, and that such a judgment was void for want of jurisdiction, but it was held that while the court erred in making the order, it had jurisdiction of the parties and subject-matter, and that, therefore, the judg- ment and the title of the purchaser thereunder could not be collaterally attacked. Where judgment was entered for the full amount of a penal bond instead of the damages for a breach of the bond, awarded by the jury, it was held error, but not such as could affect the title of a purchaser under the judgment. Wales v. Bogue, 31 111. 464. A decree in chancery against unknown heirs is not void because no affidavit was filed that they were unknown. It is voidable only on appeal. Hynes v. Oldham, 3 T. B. Mon. (Ky.) 266; Benningfield v. Reed, 9 B. Mon. (Ky.) 102. If a guardian ad litem be appointed for an infant and he actually answers, a decree based thereon will not be absolutely void, though there was no actual judicial notice of the suit given the infant. Bustard v. Gates, 4 Dana (Ky.), 429; Bank U. 8. v. Cochran, 9 Dana (Ky.), 395; Benningfield v. Reed, 8 B. Mon. (Ky.) 100. A statute providing that before a sale is ordered in partition the court CAVEAT EMPTOR. 93 of service ; legal disability of a party, according to the preponder- ance of authority; judgment for an excessive amount; mistakes and clerical errors in the rendition or entry or judgment, or other like matters, cannot be availed of, in a collateral proceeding, to invalidate a title held under a judicial sale. 1 50. Want of jurisdiction. The only grounds, it seems, upon which a judgment of a court of record can be attacked in a collat- eral proceeding are want of jurisdiction in the court to render the judgment, and fraud, mistake or surprise in the procuration of the judgment. 2 Jurisdiction is either : (1) Of the person of the defend- shall appoint some one to represent infant parceners, is directory only, and a failure to appoint such a person does not deprive the court of jurisdiction and render its judgment void. Robinson v. Redman, 2 Duv. (Ky.) 82. The fact that a mortgagee, before proceeding to foreclose, executes a bond whose con- dition does not conform to the statute, will not avoid the jurisdiction of the court to confirm the foreclosure sale nor affect the title of a purchaser thereat. Cockey v. Cole, 28 Md. 276; 92 Am. Dec. 684. The fact that commissioners in partition do not make their report under seal, as required by statute, will not invalidate a title thereunder upon collateral attack; such an irregularity could be taken advan- tage of only, if at all, by proceedings in error. Lane v. Bommelmann, 17 111. 95. Failure to direct a sale in inverse order of alienation is not such error as affects the jurisdiction and avoids the sale. Jenks v. Quinn, 137 K Y. 223; 33 N. E. Rep. 376. Where the record in a proceeding by an administrator to sell decedent's lands for the payment of his debts, affirmatively shows that the court has jurisdiction to order the sale, that the land was sold under order of, and was approved by the court, and that a deed under like order was executed to the purchaser, it was held that the action of the court, being in the nature of a proceeding in rem, could not, though abounding with errors and irregularities, be collaterally impeached. The failure to give the statutory notice by citation to the heirs, and the absence of proof by the record that the guardian ad litem of the minor heirs accepted the appointment, or that he filed an answer denying the allegation of the petition, or that the commissioner of sale gave proper notice of the time and place of sale are mere irregularities, which might furnish good grounds of reversal on error, but which could not invalidate the sale, when collaterally attacked, if the record affirmatively showed that the coxirt had jurisdiction. Saltonstall v. Riley, 28 Ala. 164; 65 Am. Dec. 334. 1 See Black on Judgments, 261 et seq. *Post, 52. The court must have jurisdiction of the subject-matter and of the parties to render its judgment valid on collateral attack. Commercial Bank v. Martin, 9 Sm. & M. (Miss.) 613. " Jurisdiction may be defined to be the right to adjudicate concerning the subject-matter in a given case. To constitute this there are three essentials: First, the court must have cognizance of the class of cases to which the one adjudged belongs; second, the proper parties must be 94 MARKETABLE TITLE TO REAL ESTATE. ant ; J (2) of the subject-matter of the suit ; (3) of the res, or prop- erty in contest. 2 Want of jurisdiction in one or more of these respects is not necessarily fatal to the judgment of the court if it have jurisdiction upon other grounds. Thus, a proceeding against a non-resident defendant by which it is sought to attach his lands within the territorial jurisdiction of the court is essentially a pro- ceeding in rem, and the fact that proceedings by publication to bring the defendant before the court are too defective for that pur- pose will not affect the validity of a judgment or decree for the sale of the land and the title of a purchaser thereunder. 3 The converse of the foregoing proposition, that is, that the existence of jurisdic- tion upon one or more grounds does not necessarily validate a judg- ment if jurisdiction upon another ground be wanting, is also true. Thus, in a suit for the administration of a trust, the court may have jurisdiction of the cause of action and of the persons of the defend- ants, but if jurisdiction of the res be wanting, for example, if the present; and, third, the point decided must be, in substance and effect, within the issue." Munday v. Vail, 34 N. J. Law, 422. 'Cooper v. Reynolds, 10 Wall. (U. S.) 308, 316. The text is grounded upon the distinctions formulated by Mr. Justice MILLER in this case, as follows: " It is as easy to give a general and comprehensive definition of the word jurisdiction as it is difficult to determine in special cases the precise conditions on which the right to exercise it depends. This right has reference to the power of the court over the parties, over the subject-matter, over the res or property in contest, and to the authority of the court to render the judgment or decree which it assumes to make. By jurisdiction over the subject-matter is meant the nature of the cause of action and of the relief sought; and this is conferred by the sovereign authority which organizes the court, and is to be sought for in the general nature of its powers, or in authority specially conferred. Jurisdiction of the person is obtained by the service of process, or by the voluntary appearance of the party in the progress of the cause. Jurisdiction of the res is obtained by a seizure under process of the court, whereby it is held to abide such order as the court may make concerning it. The power to render the decree or j udgment which the court may undertake to make in the particular cause, depends upon the nature and extent of the authority vested in it by law in regard to the subject- matter of the cause." * Black Judgmts, 240. 1 Cooper v. Reynolds, 10 Wall. (U. S.) 308; Voorhees v. Bank of U. S., 10 Pet. (TJ. S.) 449. These are leading cases, and in them it was held that defects and irregularities in the affidavit and publication of notice in proceedings by attach- ments against non-residents, and the fact that the record does not show compli- ance with all the statutory requisites in such cases, did not go to the jurisdiction of the court, and did not, therefore, render the judgment in the cause absolutely CAVEAT EMPTOB. 95 trust subject consist of lands lying in another State and consequently beyond the jurisdiction of the court, a decree of the court directing a sale of those lands will be absolutely void. 1 And, generally, it may be laid down as a rule that if from any cause or in any respect, the court have not jurisdiction to render the judgment or decree under which a judicial sale is made, a purchaser at such sale will not acquire a title that will be safe from the attacks of parties to such judgment or of those 'claiming under them. 2 Collateral attack in the sense in which it is here used means, of course, attack in a collateral proceeding by some one who is bound by the judgment, either as party or privy, such as the defendant himself, his heirs and assigns. These cannot maintain ejectment against the purchaser or his assigns unless the proceedings were absolutely void for want of jurisdic- tion. 8 But the title of a purchaser at a judicial sale may always be void, though they were errors for which the judgment might be reversed. Such proceedings are essentially in rem ; the judgment or decree binds nothing but the property levied upon, and the court acquires jurisdiction by an actual levy, notwithstanding the defective service of process on the defendant. In Ohio several cases decide that a statutory proceeding for the sale of a decedent's lands for the payment of his debts is essentially in rem, and that, though the heir was required to be made a party to the proceeding, the failure to serve process on him did not oust the court of its jurisdiction and invalidate the title of a purchaser. Sheldon v. Newton, 3 Ohio St. 494, 506, citing Robb v. Irwin, 15 Ohio, 689; Snevely v. Lowe, 18 Ohio, 368. An attachment against a non-resi- dent is a proceeding in rem, and after the return of the officer "levied on the property of the defendant" the jurisdiction has fully attached, and it becomes a cause in court. Sutherland v. De Leon, 1 Tex. 250; 46 Am. Dec. 100. The principle established by the case of Cooper v. Reynolds, 10 Wall. (U. S.) 308, and stated in the text does not seem to have been recognized in all of the States. Thus in New York it has been held that a judgment founded on an affi- davit for an order of publication against a non-resident which fails to state that the defendant could not be found within the State "after due diligence" is void for want of jurisdiction, and that a purchaser thereunder acquires no title. McCracken v. Flanagan. 127 N. Y. 493; 141 N. Y. 174; 36 N. E. Rep. 10. 1 As was held in Contee v.. Lyons, 19 D. C. 207. 'See cases cited post, "Doubtful Title," ch. 31, 297, notes; Stansbury v. Inglehart, 20 Dist. Col. 134; Frost v. Atwood, 51 Mich. 360; Calvert v. Ash. 47 W. Va. 480; 35 S. E. 887. A sheriff's deed under a judgment void on its face for want of jurisdiction does not even make a cloud on the title which will sustain a bill quia timet. Holland v. Johnson, 80 Mo. 34. A purchaser at an execution sale under a void judgment for want of service of process acquires no title. Roberts v. Stowers, 7 Bush (Ky.), 295. " It is hardly necessary to say here that an independent action or proceeding by a party to a judgement, which has for its sole object the vacation of the judgment. 96 MARKETABLE TITLE TO REAL ESTATE. overthrown by one not a party or privy to such proceedings, who can show a better title in himself ; that is, a title paramount to that which passed under the judgment or decree of the court. A stranger to the record, however, cannot, of course, avail himself of want of jurisdiction on the part of the court, or of any error or irregularity in the proceedings, whether they render the judgment absolutely void or voidable only. 1 Jurisdiction of the person consists in power over the person of the defendant, obtained by the service of process or by the volun- tary appearance of the defendant in the progress of the cause. If the court have not jurisdiction of the cause upon other grounds, a judgment founded upon process, insufficient of itself, or insufficiently executed, to bring the defendant into court, is absolutely void. 2 upon the ground of fraud, surprise or mistake, is not a "collateral attack " in the sense in which that expression is generally used. That is a direct attack, and is always admissible; otherwise every defendant would be at the mercy of fraudu- lent officers of the court colluding with the plaintiff to deprive him of his prop- erty. Thus an officer's return of service of process may be impeached in a direct proceeding after judgment. Black on Judgments, 288, and cases there cited. The writer does not remember to have seen in any of the books a definition of the terms "direct " and " collateral " attack as used in reference to the validity of judgments, probably because they have been considered too plain to require definition. " Direct attack " would seem to consist in some proceeding, either by motion, petition, appeal or writ of error in the suit in which the judgment was rendered, or to consist in a separate suit, usually in equity, between the original parties or their privies, having for its sole object the reversal or vacation of such judgment either for error, fraud, mistake or like fatality in the rendition or procuration of the judgment. " Collateral attack " would seem to consist in an attempt to show the invalidity of the judgment in any proceeding between the parties or their privies, which does not have for its sole object the vacation of the judgment, such, for example, as an action against the purchaser for the pur- chase money, ejectment against the purchaser, trespass to try title and the like; or an action by the purchaser to recover the possession, or to recover back the purchase money or the like. This seems sufficiently clear. It has been held, however, that ejectment by the execution debtor against a purchaser under the execution upon the ground that the sale and proceedings thereafter are void is a direct and not a collateral attack. Gue v. Jones, 25 Neb. 634; 41 N. W. Rep. 555. If this decision be sound, the question what is and what is not "direct" or " col- lateral " attack will be involved in much obscurity and doubt. 1 Swiggart v. Harber, 4 Scam. (111.) 364; 39 Am. Dec. 418. 'Mercantile Trust Co. v. So. Park Res. Co., (Ky.) 22 S. W. Rep. 314. An invalid order of publication against a non-resident heir is a fatal objection to a title obtained through proceedings in which such order was made. Menifee v. CAVEAT EMPTOR. 97 Jurisdiction of the subject-matter consists in the right to enter- tain the suit, having regard to the nature of the cause of action and of the relief sought. Thus, if the court should take jurisdiction of a cause in plain violation of a statute which prescribes and limits its jurisdiction, it is conceived that a judgment therein rendered would be absolutely void, and a title dependent thereon, such as a pur- chaser could not be required to take. 1 A court may be said to have jurisdiction of the subject-matter of a suit when it has the right to proceed to determine the controversy or question in issue between the parties, or grant the relief prayed. 2 If the judgment or decree be entirely aside from the issue raised in the record, it will be abso- lutely void and treated as a nullity in a collateral proceeding. 3 To this subdivision, namely, want of jurisdiction of the subject-matter must, for want of a more precise classification, be referred those cases in which a court has transcended its powers in any respect other than a mere misconception of the law, or misapplication of the law to the facts. Thus, where the clerk of a County Court has Jiarye, (Va.) 4 S. E. Rep. 726. If the court take jurisdiction of a party to the suit as being of age, he cannot attack the proceedings collaterally and show that he was an infant. He must assert his rights in some direct proceeding to vacate the judgment or decree that has been rendered against him. England v. Garner, 90 N. Car. 197. 1 An example of a title under a judicial sale void for want of jurisdiction of the subject-matter is found in the case of Stansbury v. Inglehart, 20 D. C. 134. The statute law of the District of Columbia permits a Chancery Court to sell the lands of an infant held jointly or in common with another. It was held that this did not extend to a case in which the interest of the adult tenant was in possession and that of the infant in expectancy, and that, therefore, the court had no juris- diction to decree the sale of an infant's estate in remainder, and that a purchaser thereunder acquired no title. * Language of the court in Hope v. Blair, 105 Mo. 85; 16 S. W. Rep. 595. *This rule is illustrated by the case of Munday v. Vail, 34 N. J. Law, 418. This was a suit in ejectment against a purchaser at a judicial sale, in a suit to set aside a voluntary conveyance. The only relief prayed in the last-named suit was that the conveyance should be declared void as to the plaintiff, but the decree- went further and declared the deed to be void even as between the parties thereto. This decree was declared a nullity and judgment was entered for the plaintiff in ejectment. So, also, in Corwith v. Grifflng, 21 Barb. (N. Y.) 9, where a decree confirming a report of commissioners in partition, who had in their allotment embraced lands not embraced in the pleadings, was held null and void as to such lands. 13 98 MABKETABLE TITLE TO REAL ESTATE. made a defective certificate of acknowledgment of a deed by a mar- ried woman, it was held that the court had no power or jurisdiction to make an order directing the clerk to execute a second certificate, properly setting forth the facts, and that a title depending upon such certificate could not be sustained. 1 Care must be taken, how- ever, to distinguish between cases in which the court errs in assum- ing jurisdiction, and those in which the error consists in a misappli- cation of the law to the facts of the case. Jurisdiction of the res consists of power over property, real or personal, sought to be disposed of by judgment or decree in the cause. If the proceeding is essentially in rem, jurisdiction is obtained by a seizure under process of the court, whereby the prop- erty is held to abide such order as the court may make concerning it. 8 It is also necessary that property sought to be made the sub- ject of a decree or judgment of the court shall lie within the terri- torial jurisdiction of the court. A court of one State has no power to decree a sale of lands lying in another State, and the title of a purchaser derived through such a sale is bad. 3 In some cases it has been said that upon collateral attack of a judgment, if the record does not show the necessary jurisdictional facts, their existence will be presumed, in the absence of evidence to the contrary.* It may be doubted whether this is an accurate statement of the rule ; the admission of extraneous evidence to show the non-existence of 1 Elliott v. Piersol, 1 Pet. (U. 8.) 328. The proceeding in which the court directed the amended certificate to be made appears to have been altogether ex parte. The order was made on the motion of the purchaser about ten years after the original certificate was made. If the proceeding had been inter partet and the power of the court to make the order had been disputed, it would be difficult to distinguish the case from one in which the court errs in compelling a married woman to execute a deed, or from any other case in which it errs in decreeing that a particular thing be done. To the principle stated in the text is to be referred also the case of Driggers v. Cassaday, 71 Ala. 529, where it was held that a probate court had no jurisdiction to order a sale of lands for delin- quent taxes. 1 Black on Judgments, 271, 273, 276; Thompson v. Tolmie, 2 Pet. (U. 8.) 157; Grignon v. Astor, 2 How. (U. 8.) 319; Florentine v. Barton, 2 Wall. (U. 8.) 308. Rorer Jud. Sales, 58; Contee v. Lyons, 19 D. C. 207. 4 Evans v. Ashby, 22 Ind. 15. The leading case of Thompson v. Tolmie, 2 Pet. (U. 8.) 157, decides, as we have seen, that extraneous evidence cannot be received to show want of jurisdiction. CAVEAT EMPTOK. 99 jurisdictional facts would in effect neutralize the rule that where the record is silent as to such facts their existence will be conclu- sively presumed. Evidence dehors the record cannot be admitted to show want of jurisdiction. Objections to title founded upon want of jurisdiction in a court to enter a judgment or decree under which the title is derived are materially limited and restricted by two rules of law, which it is important to bear in mind. The first rule is, that if jurisdiction do not affirmatively appear from the record itself, evidence dehors the record, that is, extraneous evidence, will not be received to show that in fact the court had no jurisdiction. It will be conclusively presumed, except where the record itself shows the contrary, that there was a concurrence of all things necessary to give the court jurisdiction according to the maxim omnia praemmuntur rite et solenniter esse acta. 1 Especially will such a presumption be made 'Black on Judgments, 271, 273, 276. Thompson v. Tolmie, 2 Pet. (U. 8.) 157; Grignon v. Astor, 2 How. (U. S.) 319; Parker v. Kane, 22 How. (U. 8.) 1; 4 Wis. 1; 65 Am. Dec. 483. Duncanson v. Hanson, 3 App. Cas. (D. C.) 361. Menefee v. Marye, (Va.) 4 S. E. Rep. 726. Where a statute required that notice of levy of an execution on land should be served on the execution defendant five days before the term of court to which the execution must be returned, it was held that it will be conclusively presumed from rendition of the judgment that such notice had been given. Burke v. Elliot, 4 Ired. L. (N. C.) 355; 43 Am. Dec. 142. Where the record shows that process was ordered against infant defendants, and that at a following term a guardian ad litem was appointed, it will be presumed, on collateral attack, that such defend- ants were brought regularly into court, though no actual service of pro- cess on them appears. Thompson v. Doe, 8 Blackf. (Ind.) 336; Brack- enridge v. Dawson, 7 Ind. 383. See, also, Homer v. State Bank, 1 Ind. 130: 48 Am. Dec. 355. A title under a decree in a suit for specific performance against infant defendants will not be declared invalid in a collateral proceeding on the ground that the record does not show notice to the infants, they having been rep- resented by guardian ad litem. Horner v. State Bank, 1 Ind. 130; 48 Am. Dec. 355. If the record shows that a guardian ad litem was appointed for infant defendants "on motion," but does not show on whose motion, it will be presumed that the infants were present in court when the motion was made, and that they had notice of the proceeding. Thompson v. Hart, 8 Blackf. (Ind.) 336; Horner v. State Bank, 1 Ind. 180; 48 Am. Dec. 355; Waltz v. Barroway, 25 Ind. 383. The fact that the record of a sci.fa. against infant heirs to revive a judgment against the ancestor does not show the appointment of a guardian ad litem will not invali- date the title of a purchaser under the judgment. Evans v. Ashby. 23 Ind. 15. But where it affirmatively appears from the record, as by the statement con- 300 MARKETABLE TITLE TO REAL ESTATE. when the record is very ancient. 1 The second rule is that the recitals of fact in the record from which the jurisdiction of the court is seen, or a recital of jurisdictional facts contained in the judgment itself, cannot be contradicted or shown to be untrue in any collat- eral proceeding. The record imports absolute verity.* Thus, to illustrate the first rule, in a case in which the law provided that the lands of a decedent should not be sold for partition until the eldest child had arrived at majority, the court refused to permit one who tained in an agreed case, that the infants were not served with process, had BO notice of the proceedings, and were not in court during their pendency, the judgment will be held void on collateral attack. Doe v. Anderson, 5 Ind. 38. In Ford v. Walsworth, 15 Wend. (N. Y.) 449 ? it was held that a title under a sale, in pursuance of a surrogate's order, might be collaterally attacked for want of jurisdiction if it did not appear that an account of the personal estate and of the debts of the decedent was presented to the surrogate, showing a necessity for the eale, even though the presentment of the account is recited in the order of sale. Regarding a Surrogate's Court as a court of general and unlimited juris- diction in probate matters, it is not easy to reconcile this decision with the rule that, except where the record shows the contrary, it will be presumed that every- thing necessary to give the court jurisdiction had transpired at the time the order, judgment or decree was made. 1 Shackelford v. Miller, 9 Dana (Ky.), 273; Baker v. Coe. 20 Tex. 428. * Black on Judgments (2d ed.), 276; Grignon v. Astor, 2 How. (U. S.) tit, 340, leading case. In Dorsey v. Kendall, 8 Bush (Ky.), 294. 298, it was held that n judgment, upon service by publication, could not be collaterally attacked upo the ground that the order of publication had been obtained upon a false affidavit or a false return of the sheriff. A judgment subjecting the lands of a non-resi- dent to the payment of delinquent taxes, which, following the form prescribed by statute, recites that " notice has been given as required by law," cannot be attacked in a collateral proceeding, though the statute expressly provides that the taxpayer shall be notified by publication in a newspaper in the county where the land lies. Driggs v. Cassaday. 71 Ala. 529. It is to be borne in mind that while recitals ia the record cannot be contradicted in a collateral proceeding, they are net conclusive upon the parties if founded in fraud or mistake. Thus, if the officer return process as " executed on the defendant A.," and such return be fraudulent, in that service was never made, or erroneous, in that the officer mis- took another person for A., the defendant A. cannot show these facts in a col- lateral proceeding, such as ejectment by or against a purchaser at a sale conse- quent upon such return ; but he can by some direct proceeding, either by motion, petition or other proceeding in the cause in which the sale was made, if still pend- ing, or, if not pending, then by an independent action or suit on his part against all persons interested, vacate the judgment, orders and subsequent proceedings in the cause by which he is deprived of his rights. CAVEAT EMPTOI?. 101 was bound by a decree for sale in a suit for partition, to show that the eldest child had not reached full age when the decree was entered. 1 To illustrate the second rule, if the return indorsed by an officer on original process in a suit show service thereof on the defendant, evidence will not be received in a collateral proceeding to show that in fact the return is false and that process was never served on the defendant, nor that the process was not served at the time stated in the return, nor that the person making the return was not the proper person to serve the process. 2 It should be remarked here that the rule as to presumption of jurisdictional facts, where the records do not disclose them, applies only to the judgments of a court of original, general jurisdiction. No such presumption arises in favor of the judgment of a court of special or limited jurisdiction ; the proceedings of such a court must set forth the facts and evidence on which the judgment is rendered. 3 What is and what is not a court of general jurisdiction is a question which cannot be inquired into here. It must suffice to say that, as a general rule, the Superior Courts in each State, as distinguished from those courts in which the pleadings are oral, such as a Justice's Court, are courts of general or unlimited jurisdiction ; in other words, courts in which the great mass of civil rights are enforceable in the first instance. 4 1 Thompson v. Tolmie, 2 Pet. (U. 8.) 157. 1 Burke v. Elliot, 4 Ired. L. (N. C.) 355, 359; 43 Am. Dec. 142. 'Grignon v. Astor, 2 How. Pr. (U. S.) 319, 341, a leading case. In Young v. Lorain, 11 111. 624, 636; 52 Am. Dec. 463, it was held that the Circuit Court in that State, while a court of general common-law and chancery jurisdiction, was a court of special or limited j urisdiction in respect to its statutory power to order the sale of infant's lands, and that a proceeding for such sale which did not show upon its face that all the personal estate of the infant had been exhausted, that being by statute a condition precedent to the power to order the sale, was abso- lutely void and afforded no protection to the purchaser. And in Strouse v. Dreu- nan, 41 Mo. 289, it was held that the statutory jurisdiction of a County Court to order the sale of an infant's lands for his education and support was special and limited, and that, where the record in such a case failed to show that the sale was made upon due appraisement, and that other statutory requisites had been com- plied with, an order confirming the sale was absolutely void. 4 In this connection the following observation from Mr. Black's excellent work on Judgments will be found useful ( 283): " In all the States there are courts having original jurisdiction of every (or nearly every) species of action or pro- ceeding known to the common law, unlimited in respect to the amount or the 102 MARKETABLE TITLE TO REAL ESTATE. The question, " When does the fact that the court had no juris- diction appear upon the face of the record ? " naturally arises here, and presents some difficulty when considered in connection with the rule that in a case in which jurisdictional facts do not appear from the record, it will be presumed that the court was satisfied of the existence of those facts before entering a judgment or decree. Suppose a plaintiff in partition sets out A., B. and himself as owners of the property to be divided, but fails to make B. a party defendant, and process issues only against A. It is plain that a decree in the cause directing a sale of the premises would be abso- lutely void as to B., and a purchaser would acquire no title to his interest. Suppose, however, that B. was made a party and that process issued against him, but the record failed to show whether or not the process was ever served. Will it be presumed upon collat- eral attack that B. was served with process, and that such fact was made to appear to the court before judgment was entered ? Does such a case stand upon the same footing as one in which the court having no jurisdiction over the subject-matter, except upon a certain contingency, such, for example, as the arrival of a party in interest at majority, a court in which the judgment is attacked will presume that such contingency had transpired and that the court of first instance was advised thereof before judgment was entered ? It is conceived that no such presumption would be made in favor of the judgment or decree, and that the rule that the existence of juris- dictional facts will be presumed does not apply in cases in which it is the practice of the courts to enter judgment only upon docu- mentary evidence, such as becomes a part of the record, that juris- diction had been acquired ;* nor in any case in which it is provided character of the controversy. And these are unquestionably 'superior' courts within the meaning of the rule. And the same is true of courts possessing gen- eral equity powers. In most of the States there are certain tribunals whose authority is wholly derived from statutes, who are authorized to take cognizance only of a particular class of actions or proceedings, or to act only in certain speci- fied circumstances, whose course of procedure is precisely marked out, and whose minutes or memorials are not dignified with the character of a record. And these are undoubtedly 'inferior' courts within the meaning of the rule." 1 See Given v. McCarroll, 1 Sm. & M. (Miss.) 351. Laughman v. Thompson, 6 Sm. & M. (Miss.) 259. Burke v. Elliott, 4 Ired. L. (N. C.) 355, 358; 42 Am. Dec. 142, where it was said that a judgment against one not a party is void, and that CAVEAT EMPTOR. 103 by statute that the judgment roll shall show service on the defend- ant where judgment by default is rendered, 1 nor, generally, where, ever it is provided that the record shall show certain jurisdictional facts. 2 It follows from the foregoing principles that the only case, apart from fraud, mistake or surprise, in which a judgment or decree can be declared void in a collateral proceeding is one in which the fact that the court had no jurisdiction of the cause appears upon the face of the proceedings in which the judgment or decree was rendered. In other words, a judgment will be void on its face only where the record discloses the jurisdictional facts, and the facts so disclosed are plainly insufficient to have conferred jurisdiction. 8 If this rule be sound, it is plain that the cases in which objection to the title may be successfully made on the ground of defective judicial pro- ceedings through which the title is derived, will be reduced to a very narrow compass. This result is not to be regretted. The security of titles to real estate under judgments and decrees of court is a matter of the gravest importance to the public. Besides, the it can appear that he is a party only when the record states an appearance, or the official service of process on the person or his property. Citing Armstrong v. Harsham, 1 Dev. (N. C.) 187; Irbey v. Wilson, 1 Dev. & Bat. Eq. (N. C.) 568, and Skinner v. Moore, 2 Dev. & Bat. (N. C.) 138. In Campbell v. McCahan, 41 111. 45, it was held that a deeree against a non-resident, founded upon an affidavit for an order of publication which failed to show upon its face that defendant was a non-resident, was absolutely void and open to collateral attack. Where it was provided by statute that an order for the sale of an infant's lands should not be void for irregularity in the proceedings provided certain sub- stantial facts appeared, it was held that these facts must, on collateral attack, appear from the record or be shown by extraneous proof to exist, and that the court could not presume that they had been made to appear to the court granting the order. Cooper v. Sunderland, 3 Iowa, 114; 66 Am. Dec. 52. In Bannister y. Higginson, 15 Me. 73, it was held that if an officer's return of a levy of an attach- ment on land do not show by whom the appraisers of the land were chosen, the proceedings would be insufficient to pass the title. In Tederall v. Bouknight, 25 So. Car. 275, it was intimated that that if the record showed that a " summons" had been issued against an infant defendant the court, on collateral attack, might presume that it had been served, though actual service did not appear from the record. 1 Hyde v. Redding, 74 Cal. 493, 501; 16 Pac. Rep. 380. * Thornton v. Mulquinne, 12 lo. 549; Babbitt v. Doe, 4 Ind. 355, temble. 1 Black on Judgments, 278. 104 MARKETABLE TITLE TO REAL ESTATE. rule destroys a great source of frivolous objections to title, and materially lessens the labors of those whose duty it is to examine and pass upon the validity of titles. The foregoing rules may be regarded as established by the preponderance of judicial decision in America. But they have not passed without dissent, and decisions in conflict with the principles upon which they have been rested may be found in several of the States. An exhaustive considera- tion of this subject is beyond the scope of this work. The student will find the numerous cases in point collected in a recent work upon judgments, in which the whole subject of collateral attack is philosophically and perspicuously treated. 1 The importance of these rules cannot be overestimated. If a title derived through a judicial sale may be overturned by matters in pais affecting the jurisdiction of the court, concerning which the most cautious purchaser cannot inform himself, there would be no safety in purchasing under a judgment or decree, and such titles would be held in as slight estimation as those dependent upon tax sales. If the record shows affirmatively want of jurisdiction in the court to render the judgment or decree, the purchaser can, by examination of the record, advise himself of that fact. But if it should be required of the purchaser to pursue his inquiries outside of the record, and satisfy himself as to the truth and adequacy thereof by the statements of witnesses, it is plain that the examina- tion of a title under a judicial sale would involve a great outlay of time and money, with little assurance of safety in the result, and would probably prevent the acceptance of such titles, unless the consideration should be substantially reduced. 51. Title as affected by matters and things occurring after jurisdiction has attached. It is obvious that a title under a judicial sale may be declared insufficient upon grounds other than want of jurisdiction to render the judgment or decree under which the sale was made. There may be proceedings in a cause which are no part of the original res judicata, and which are never passed upon until drawn in question in some subsequent proceeding involv- ing the title of the purchaser. 2 Such, it is conceived, would be a conveyance to the purchaser, the sale not having, as yet, been con- 1 1 Black Judgments, ch. 12, p. 297. 'Upson v. Howe, 3 Strobh. (8. C.) 108; 49 Am. Dec. 633. CAVEAT EMPTOR. 105 firmed. 1 The judgment too may be voidable because the result of fraud or mistake. And the sale itself and a conveyance in pursu- ance thereof may confer no rights upon the purchaser because effected by fraudulent collusion with the officer of the court or in other ways tainted with fraud. 2 With respect to sales that are void for want of confirmation, it is to be observed that it is not neces- sary, according to the weight of authority, that the record shall show a confirmation of the sale in express terms in order to validate the title of the purchaser. 8 A decree directing the distribution of the purchase money arising from the sale or directing that a deed be made to the purchaser is in effect a confirmation of the sale. 4 Nor is a report of sale by the officer of the court indispensable to the validity of the title if it otherwise appears from the record that a sale was made and that it was confirmed by the court. 5 52. traud as ground for collateral attack. The rights of the purchaser at a judicial sale, where fraudulent misrepresentations respecting the title were made, have been already considered in this work. 6 Fraud which exposes the title of the purchaser to collateral attack is either fraud in the procuration or rendition of the judg- ment or decree under which the sale is made, or fraud in the sale itself. Fraud in the procuration of a judgment always opens the judgment to collateral attack by a party to the suit. The rule that fraud vitiates everything applies to judicial records as well as to private contracts. 7 An illustration of this principle is afforded by the case of Mitchell v. Kintzer. 8 This was an action of ejectment against a married woman by one who purchased the premises in dis- 1 See Freeman Void Jud. Sales, 43. In Singletary v. Carter, 1 Bailey L. (8. C.) 467; 21 Am. Dec. 480, a levy made by a deputy sheriff under an execution, in which he himself was plaintiff, waa held void, and a sale and deed in pursuance thereof inoperative to vest title in the purchaser. Freeman Void Jud. Sales, 44; Rorer Jud. Sales, 3, 16, 107, 129. 4 Agun v. Shannon, (Mo.) 15 S. W. Rep. 757. Harrison v. Harrison, 1 Md. Ch. 831. Ante, 48. T Fennors Case. Co. Rep. pt. 8. p. 77; Vandever v. Baker, 18 Pa. St. 121, Mtor; Wilson v. Smith, 22 Grat. (Va.) 493; Lancaster v. Wilson, 27 Qrat. (Va.) 624. 5 Pa. St. 216; 47 Am. Dec. 408. See, also, Rhoads v. Selin, 4 Wash. C. C. (U. 8.) 715. U 106 MARKETABLE TITLE TO REAL ESTATE. pute at an execution sale against the husband. The premises con- sisted of the share of the wife in her deceased father's estate, which the administrator of that estate, fraudulently colluding with the husband, returned as having been sold to the husband, there having been in fact no sale, and no purchase money paid by the husband. There was nothing on the face of the records of the Orphans' Court, ordering and confirming the sale, to impeach the validity thereof ; but, upon the principle that fraud vitiates all acts, judicial as well as others, judgment was rendered for the wife, the defend- ant. Generally, it may be said that if a purchaser at a judicial sale buy with knowledge of fraud in the proceedings anterior to the sale, he cannot hold the property as against the claims of a party to the suit who was injured by the fraud. 1 But, of course, a purchaser, without notice from a purchaser with notice of the fraud, would be protected. Fraud in making a judicial sale, other than fraudulent representa- tions as to the title, exposes it to collateral attack at the suit of the party injured. 2 It sometimes happens that the officer making the sale either directly purchases the property himself, or indirectly through some one whom he has procured to bid. Such a sale is prima facie fraudulent and conveys no title as against those in whose behalf the sale was made. So, also, where the officer fraudu- lently colludes with the purchaser in conducting the sale in such a manner that the property is sold for less than its value, or the par- ties in interest otherwise deprived of their rights. 3 It is a fraud 'Morris v. Gentry, 89 N. Car. 248, 252, where the point was obiter; citing, however, University v. Lassiter, 83 N. Car. 38; Ivey v. McKinnon, 84 N. Car. 651; Sulton v. Schonnald, 86 N. Car. 198; 41 Am. Rep. 455; Gilbert v. James, 86 N. Car. 244. * Freeman Void Jud. Sales, 40. In Sumner v. Sessions, 94 N. Car. 371, a distinction was drawn between cases in which the officer selling purchased directly at his own sale, and those in which he purchased from a purchaser at his own sale, holding that in the former case the sale is a nullity and open to collateral attack, and in the latter case that the sale could only be vacated by some direct proceeding instituted for that purpose. See, also, Rutherford v. Stamper, 60 Tex. 447; Dodd v. Templeman, 76 Tex. 57; 13 S. W. Rep. 187; Fisher v. Wood, 65 Tex. 200. McLaurin v. McLaurin, 106 N. C. 331; 10 S. E. Rep. 1056. 1 Freeman Void Jud. Sales, 40. Patton v. Thompson, 2 Jones (N. Car.), 285; 67 Am, Dec. 222. Even though the purchaser gives a fair price. Lancaster v. CAVEAT EMPTOR. 107 also if the commissioner or officer making the sale himself purchases the land ; but a party to the suit, having it in his power to resist the confirmation of such a sale and failing to do so, will not, after the lapse of a considerable time, be permitted to file a bill attacking the sale. 1 It is common to except cases of fraud, mistake and surprise in laying down the rule that the title of a purchaser at a judicial sale cannot be overturned by attacking in a collateral proceeding the judgment under which the sale was made. It is clear that a judgment founded in fraud or mistake is not conclusive upon the injured party. But if land be purchased by a party to fraudulent proceedings under which the sale was had, or by a party to a judg- ment or decree founded upon mistake, it seems that the sale should be vacated in some direct proceeding between the parties rather than by way of collateral attack. 2 It has been so held in a case in which certain lands were embraced in a decree for sale by mistake. 8 The right of a purchaser at a void judicial sale in a proceeding to enforce a lien or incumbrance, or to subject property to the pay- ment of a debt or charge, to be substituted or subrogated to the benefit of such debt or lien that has been satisfied from the fund arising from such sale has been frequently declared. 4 Wilson, 27 Grat. (Va.) 624. Merwin v. Smith, 1 Gr. Ch. (N. J.) 182; Hodgson v. Farrell, 2 McCart. (N. J.) 788. If a purchaser at a judicial sale participates in a fraud in making the sale that fact may, in a collateral proceeding, be shown in avoidance of the sale. Griffith v. Bogert. 18 How. (U. S.) 158. 1 Walker v. Ruffner, 32 W. Va. 297; 9 S. E. Rep. 265; Newcomber v. Brooks, 16 W. Va. 32. England v. Garner, 90 N. Car. 197; Hare v. Holloman, 94 N. Car. 14; Sumner v. Sessions, 94 N. Car. 871; Syme v. Trice, 96 N. Car. 243; 1 S. E. Rep. 480; Tyson v. Belcher, 102 N. Car. 112; 9 S. E. Rep. 634. Jones v. Coffey, 97 N. Car. 347; 2 S. E. Rep. 165. This was an action to recover lands sold by mistake under decree in a cause to which the now plaintiffs were parties. The court said: "The plaintiffs contend that if the land they seek to recover by this action was embraced by and sold under the decree in the action mentioned, it was so by mistake and misapprehension. It appears that that action is not yet determined. If so, the plaintiffs ought to seek their remedy if they have any in it; if it is determined, then by an independent action." Loyd v. Malone, 23 111. 43; 74 Am. Dec. 179; Keuchenbeiser v. Beckert, 41 111. 172; Lloyd v. Kirkwood, 112 111. 829, 338; Griswold v. Hicka, (111.) 24 N. E. Rep. 68. Hudgin v. Hudgin, 6 Grat. (Va.) 320; 52 Am. Dec. 124; Haymond v. Cam- den, 22 W. Va. 180; Hull v. Hull, (W. Va.) 18 S. E. Rep. 49. In this case the court, by BRANNON, J., after declaring the rule stated in the text, continued: 108 MARKETABLE TTTT.E TO RFAL ESTATE. 53. SATYRS BY EXECUTOBS AND A DMTTTISTRATOBS. Sale in pursuance of power in wilL Sales by executors and adminis- trators are of two kinds : (1) Sales under a power contained in a decedent's will, and (2) Sales under judicial authority for the payment of the decedent's debts. Sales of the first kind, that is, sales in pursuance of a power, do not require judicial sanction in the first instance, nor confirmation after they have been made ; the legal title is vested in the executor or administrator by the will, and his authority to sell is complete as soon as the formal- ities of the law in respect to probate of the will and qualification of the personal representative have been complied with, and the con- tingencies provided for in the will have transpired. 1 It has been broadly stated that the maxim caveat emptor applies in all of its strictness to sales bv executors and administrators. 8 This w is true enough in respect to the validity of legal proceedings whence the power is derived, and, perhaps, in respect to restrictions or limi- tations upon the power in the testator's will. But no reason is per- ceived why, in case the testator himself had no title to the lands, a purchaser under a power contained in the will, should, while the contract is executory, be compelled to pay the purchase money with the certainty of eviction before him. At least, it would seem, that in such a case the maxim caveat emptor should be confined to cases in which the defects of title were such as the purchaser might have discovered by the exercise of ordinary diligence, and that in this respect a distinction may be made between cases in which the sale is made under a power and those in which it is made under a judicial license. This view is supported by the leading case of Garnett v. Macon, 8 in which a sale of lands was made by an executor under a power in the will for the payment of debts. It was held that the execu- tor could not compel specific performance of the contract unless he "Principles of jtrstice demand this, and courts of equity have raised up this principle, a being of their creation called ' substitution,' unknown to the common- law forums, to accomplish the ends of justice, and I know of no more signal instance to exemplify the disposition as well as the power of equity to adopt means to accomplish right than this of substitution accorded purchasers under void proceedings whose money has gone to satisfy liens good against the debtor." 1 Woerner Law of Administration, 464 ; Freeman Void Jud. Sales, 9. *Woerner Law of Administration 484. 1 2 Brock. (C. C.) 213. Also the case of Altgelt v. Mernitz (Tex. Civ. App.) , 83 S. W. 891. CAVEAT EMI'TOR. 109 was able to convey a clear title. The opinion was by Chief Justice MARSHALL, and there was no adversion to the maxim caveat emptor. A sale by an administrator or executor, directly or indirectly to himself, acting under a power in the will, is void. 1 But, of course, the sale must be vacated by some appropriate proceeding for that purpose. It has been seen that* such a sale under judicial license is in some of the States a nullity, absolutely void, and open to col- lateral attack, while in others a sale by the officer indirectly to him- self, though fraudulent, must be vacated in some direct proceeding and cannot be shown in a possessory action by or against the purchaser. 2 The distinction, for the purposes of this work, is com- paratively unimportant, for we are here considering defects for which a purchaser may reject a title ; and, to a purchaser from an administrator who has made a fraudulent sale to himself, it is imma- terial whether the title is liable to be attacked in a collateral pro- ceeding or in a direct proceeding, since in either case, if charged with notice of the fraud, he would lose the estate. 54. Sales in pursuance of judicial license. The maxim caveat em/ptor has been rigorously applied in most of the American States to sales by executors and administrators under judicial authority, whether in respect to inherent defects in the title or to those which result from errors and irregularities in the proceedings whence the authority to sell is derived. The sale, like a tax sale, is of the title such as it is, good or bad, and the purchaser is conclu- sively presumed to have purchased with that understanding. 8 This 1 Daviea v. Hughes, (Va.) 11 8. E. Rep. 488. 'Ante, 52. Woerner Law of Adm. 484; Rorer on Jud. Sales (2d ed.), 476; Freeman Void Jud. Sales, 48; Schouler on Eire. (2d ed.) 515. Worthington v. McRoberts, 9 Ala. 297; Corbett v. Dawkins, 54 Ala. 282; Burns v. Hamilton, 33 Ala. 210; 70 Ara. Dec. 570; Boiling v. Jones, 67 Ala. 508. Probate sales, however, are subject to confirmation by the court in this State. See above cases. Colbert v. Moore, 64 Ga. 502; Jones v. Warnock, 67 Ga. 484. Bingham v. Maxey, 15 111. 295; Moore v. Neil, 39 111. 256; 89 Am. Dec. 303; McConnell v. Smith, 39 111. 279; Wing v. Dodge, 80 111. 564; Tilley v. Bridges, 105 111. 336. Ripley v. Kepler, 94 Ind. 308. Hale v. Marquette, 69 Iowa. 376. Short v. Porter. 44 Miss. 533; Hutchins v. Brooks, 31 Miss. 430. Bashore v. Whisler. 3 Watts (Pa.), 490; Fox v. Mensch, 3 W. & 8. (Pa.) 444; King v. Gunnison, 4 Pa. St. 172; Sackett v. Twining, 18 Pa. St. 199; 57 Am. Dec. 599. Lynch v. Baxter, 4 Tex. 431; 51 Am. Dec. 735; Williams v. McDonald. 13 Tex. 322; Rice v. Burnett, 110 MARKETABLE TITLE TO KEAL ESTATE. rale has been carried so far that it has even been held that the administrator is under no obligation to disclose incumbrances on the estate or defects in the title that are known to him, 1 unless it be a want of title resulting from his own act or that of the intestate.* In most of the States it seems that probate sales are not reported to the court for confirmation, and, therefore, cannot be regarded as judicial sales. The authority to sell is granted by the court, but thereafter the court, with respect to the sale, \s,functus ojficii.* But in other States it seems that such sales are reported to court for confirmation. 4 Where that is the case, no reason is perceived why the purchaser should not be permitted to resist confirmation on the ground that the title is defective, as he may do in the case of an ordinary judicial sale. A proceeding on behalf of an administrator to sell the lands of his intestate for distribution on the ground that it cannot be equitably divided among the heirs, is a proceeding in rem, and a sale made under a decree in such a case is a judicial sale to which the doctrine caveat emptor applies. The purchaser buys at his peril, and if there be no fraud or mistake or ignorance of any material fact he must pay the purchase money after confirmation of the sale, even though he gets no title. 5 If the purchaser from an 39 Tex. 177. A harsh application of the rule stated in the text will be found in the case of Boiling v. Jones, 67 Ala. 508, where a widow, who purchased the lands of her deceased husband at a sale by his administrator, was compelled to pay for a part to which she was entitled as a homestead. STONE, J. , dissenting. The rule applies whether the sale by the administrator be public or private. Kirk- land v. Wade, 61 Ga. 478. 1 Thompson v. Hunger, 15 Tex. 523; 65 Am. Dec. 176; Hawpe v. Smith, 25 Tex. Supp. 448. See, also, Loudon v. Robertson, 5 Bl. (Ind.) 276. *In Walton v. Reager, 20 Tex. 103, 110, it was said that if the administrator should sell the land a second time without disclosing the prior sale it would be a fraud 'upon the purchaser and would vitiate the second sale. The court added that it would be equally a fraud upon a purchaser from the administrator if there had been a prior sale by the intestate, whether the same was known or unknown to the administrator, if the purchaser had no knowledge of it, thus withholding application of the maxim caveat emptor from these cases in which the want of title springs from the fault or wrongful act of the administrator, and distinguish- ing between such cases and those in which the title was originally defective. But see Ward v. Williams, 45 Tex. 617, where this dictum is overruled. Smith v. Arnold, 5 Mason (U. S.), 414, 420. 4 See Rorer on Jud. Sales, 362; 2 Woerner Am. Law of Admn. 1059. Qarrettv. Lynch, 45 Ala. 204; Bums v. Hamilton, 83 Ala. 210; 70 Am. Dec. 570. CAVEAT EMPTOR. Ill administrator or executor has received a conveyance it is immaterial, with respect to his asserted right to detain the purchase money on failure of the title, whether the conveyance was with or without covenants for title. If the conveyance was with covenants they do not bind the estate, and consequently the breach of them affords no counterclaim to an action for the purchase money. 1 And if the conveyance was without covenants for title the purchaser would, on general principles, be without relief. 55. Fraud on the part of the representative. Fraud in a sale by a fiduciary or ministerial officer in representing that the title is good, or that there are no incumbrances on the property, when he knows the contrary, has been distinguished from fraudulent collu- sion by which the sale is effected, or any other fraud, not in respect to the title, which avoids the sale. Fraudulent misrepresentations as to the title or as to incumbrances cannot, it has been held in some cases, entitle the purchaser to detain or recover back the purchase money from the estate ; they merely give the purchaser a right of action against the fraudulent vendor in his individual capacity. 2 Other cases hold that the administrator's representations as to the title are immaterial and irrelevant, and that if the purchaser chooses to allow himself to be influenced by them, he has no remedy against the estate, either by way of recovery back or detention of the pur- chase money. 3 A. fortiori, the purchaser cannot be relieved if the representation was made in good faith. 4 Nor is the administrator in any case, it seems, bound to disclose imperfections in the title and incumbrances upon the estate. Mere silence on the part of the administrator in these respects will not be construed to be a fraud on the purchaser. 5 An administrator has no right to agree that the 1 Hale v. Marquette, 69 Iowa, 376; Mitchell v. McMullen, 59 Mo. 252. 1 Colbert v. Moore, 64 Ga. 502; Ga. Code, 2622. Riley v. Kepler, 94 Ind. 308. Hutchins v. Roberts, 31 Miss. 430. But see Hawpe v. Smith, 25 Tex. Supp. 448, and Walton v. Reager, 20 Tex. 103. 3 Fox v. Mensch, 3 W. & 8. (Pa.) 444. Even though the representation by the administrator was fraudulently made. Ripley v. Kepler, 94 Ind. 308. 4 Coombs v. Lane, 17 Tex. 280. Woerner Am. Law of Admn. 484; Wilson v. White, 2 Dev. Eq. (N. Car.) 29. It seems, however, that the purchaser in this case knew of the objection to the title, which was an outstanding right of dower. Thompson v. Munger, 15 Tex. 523; 65 Am. Dec. 176; Hawpe v. Smith, 25 Tex. Supp. 448. 112 MARKETABLE TITLE TO HEAL ESTATE. sale shall be free from incumbrances, 1 and if an incumbrance exist, the purchaser must take subject thereto. Nor can he refuse to pay the purchase money on the ground that the title was advertised to be good. 2 Nor has the administrator a right to represent that the title is good. He should offer for sale merely such right, title or interest in the estate as his testator or intestate may have had. 8 If there is a cloud upon the title he cannot even apply to a court of equity to remove it. 4 But the better opinion seems to be that if the administrator fraudulently represent that the title is good for the purpose of effecting a sale, when he knows that there is no title, the contract will be rescinded and the parties placed in statu quo.* 1 Bickley v. Biddle, 33 Pa. St. 276. But see Reiner's Appeal, (Pa. St.) 12 All. Rep. 850, where it was held that an executor has a right, when making a sale, to declare that the purchaser shall take free of an incumbrance on the premises, and that the estate must reimburse the purchaser if he be compelled to discharge the lien. 'Halleck v. Guy, 9 Cal. 181; 70 Am. Dec. 643. A number of authorities will be found collected in the briefs of counsel and in the opinion of the court in this case. 1 Schouler on Executors (2d ed.), 212. 4 Le Moyne v. Quimby, 70 111. 399. 8 Hickson v. Linggold, 47 Ala. 449 ; Fore T. McKenzie, 58 Ala. 115, provided the purchaser does not, with knowledge of the fraud, permit the sale to be confirmed. Crayton v. Hunger, 9 Tex. 285; Able v. Chandler, 12 Tex. 88; 62 Am. Dec. 518, where the sale was of personal property; Roehl v. Pleasants, 31 Tex. 45; 98 Am. Dec. 514; Walton v. Reager, 20 Tex. 103. Bond v. Ramsey, 89 111. 29. Ives v. Pierson, 1 Freem. Ch. (Miss.) 220. As to whether a prior conveyance by the administrator or the intestate entitles the purchaser to relief, see Ward v. Wil- liams, 45 Tex. 617, criticising Walton v. Reager, 20 Tex. 103. Banks T. Ammon, 27 Pa. St. 172. Love v. Berry, 22 Tex. 371. " If the administrator makes repre- sentations which be knows to be untrue for the purpose of deceiving the pur- chaser, who is thereby deceived, without that degree of negligence on his part which will throw the responsibility of the description upon himself, we hold that he may show that fraud in defense to the note. (Mason v. Wait, 4 Scam. [111.] 135; England v. Clark, 4 Scam. [111.] 489; Welch v. Hoyt, 24 111. 118; Linton v. Porter, 31 111. 120.) This does not dispense with the applica- tion of the rule caveat emptor to such sales. I know of no case where that rule has ever been so applied as to excuse a fraud. The utmost vigilance may often be unable to guard against the practices of the fraudulent. As has been repeat- edly decided by this court, in the absence of fraud the purchaser at such sale must not only look out for the title, but for the quality of the article which he purchases. Nor can the administrator bind the estate by a warranty of either. If he assumes to do so he would be personally responsible upon such warranty. CAVEAT EMPTOB. 113 The rule that the maxim caveat emptor applies in its strictest sense to sales by executors and administrators under judicial license is established, as we have seen, in most of the American States. But in some of the States it does not prevail in its fullest extent. Thus, in Mississippi it has been held that a purchaser from an administrator under a probate license may refuse to pay his bond for the purchase money, if the proceedings in which license culmi- nated fail to show notice to the heirs, as required by law. 1 And in Texas, where an administrator sold land to which there was no other title than a location under a rejected and fraudulent certifi- cate, it was held that the rule caveat emptor did not apply, the court saying that it was simply a question of justice, whether the estate having parted with nothing, and the purchaser having gotten noth- ing, he should be compelled to pay. 2 So, also, it has been held that a purchaser from an administrator whose powers have been revoked will be relieved in equity. 3 And generally it has been held that if a probate sale be void, either for want of jurisdiction in the court to order the sale, or for want of authority in the administrator to sell, the purchaser cannot be compelled to pay the purchase money. 4 This is without doubt a great relaxation of the rule caveat emptor ', if not entirely inconsistent therewith, inasmuch as the defect would This is carrying the doctrine of risk to the purchaser and immunity to the estate far enough. To go further and sanction the practice of a fraud would tend to drive all men from such sales, which would prove a serious detriment to estates." CATON, J., in Ray v. Virgin, 12 111. 216. Gwin v. McCarroll, 1 Sm. & M. (Miss.) 351; Laughman v. Thompson, 6 Sm. & M. (Miss.) 259; Worten v. Howard, 2 Sm. & M. (Miss.) 530; 41 Am. Dec. 607. Compare Mellen v. Boarraan, 13 Sm. & M. 100. Contra, Bishop v. O'Connor, 69 HI. 431. 'Roehl v. Pleasants, 31 Tex. 45; 98 Am. Dec. 514. The same observation would apply with equal force in a case in which the purchaser is put in posses- sion and afterwards evicted by one claiming under a paramount title; yet, as we have seen, the purchaser is denied relief in such a case. It is not easy to recon- cile this decision with the declaration in Rice v. Burnett, 89 Tex. 177, that a pur- chaser at an administrator's sale is to be regarded as a mere speculator; to win if he gets a good title, and to lose if the title be worthless. 3 Levy v. Riley, 4 Oreg. 392. 4 Woerner Am. Law of Admn. 485; Freeman Void Jud. Sales, 48. Wyatt v. Rambo, 29 Ala. 517; 68 Am. Dec. 89; Ikelheimer v. Chapman, 32 Ala. 876; Riddle v. Hill, 51 Ala. 224. Campbell v. Brown, 6 How. (Miss.) 280. Bartee r. Tompkins, 4 Sneed (Tenn.), 628. 15 114 MARKETABLE TITLE TO REAL ESTATE. be, in most instances, palpable upon the f^ce of the proceeding*, and one to which the attention of the purchaser would naturally be directed in the first instance. 1 The right of a purchaser at a void probate sale to be subrogated to the rights of the creditor whose debt was paid out of the proceeds of the sale, will be considered hereafter. 2 It seems that a purchaser at a void probate sale cannot, where time is not material, rescind the contract if the heirs are will- ing to join in a conveyance of the land to lima. 8 In the State of New York a purchaser at a probate sale may refuse to complete hi purchase if the title be bad. He cannot be compelled to accept an unmarketable title. 4 Such a rule, it is believed, conduces to the interests and advantage of all parties, by increasing the confidence of bidders at probate sales, by protecting purchasers against latent defects in the title, and by preventing sacrifice and loss to the estate of the decedent. In suits against purchasers at probate sales the courts will be slow to entertain objections to title founded upon errors, defects and irregularities in the proceedings under which the administrator derived his authority to sell. Mere omissions by the administrator, or by the court, to do certain things not essential to- the jurisdiction of the court cannot defeat the title of a bona fide purchaser from the administrator. The repose and security of such purchaser in their titles is of the greatest interest to the public, for if they could be evicted or disturbed in their possession because of such errors and omissions, probate sales would be dampened, and the estates of decedents would be sacrificed. 5 Therefore, it has been said by the most eminent judicial authority that " there are no judicial sales around which greater sanctity ought to be placed than those of the estates of decedents, made by order of those courts to which the laws of the States confide full jurisdiction over the subject.' 56. Want of jurisdiction, errors and irregularities in pro- bate proceedings. What has been already said in respect to want 1 Ante, 46. 1 Post, this chapter, 65. 1 Lamkin v. Reese, 7 Ala. 170. See, also, Lampton v. Usher, 7 B. MOD. (Ky.)57. 4 See the case of Wilson v. White, 109 N. Y. 59, in which a purchaser from an executor selling under a surrogate's order was relieved from his bid on the ground that the title was defective. See, also, Headrick v. Yount, 22 Kans. 344. 4 Poor v. Boyce, 12 Tex. 140. Grignon v. Astor, 2 How. (U. S.) 243. CAVEAT EMPTOB. 115 of jurisdiction, errors and irregularities in judicial proceedings gen- erally, as affecting the title of a purchaser thereunder, applies to sales by executors, administrators, or other officers under probate licenses. 1 It may be useful, however, to present here several instances in which the title of a purchaser at such a sale has been declared sufficient or insufficient with respect to the validity of pro- bate proceedings. It has been held that an order for the sale of the lands of a decedent, made by the probate court before petition filed by the administrator for that purpose, and before a return of a cita- tion against the heirs as required by statute, is void for want of jurisdiction, and may be attacked in a collateral proceeding. 2 So, also, where the proceedings show upon their face that the adminis- trator was not entitled to letters of administration. 8 So, where no order of publication of the application for license to sell is made, as required by statute. 4 So, also, where such application tails to set forth the names of the heirs at law, and the citation to answer is not directed to all the heirs, as required by law. 5 The jurisdiction of a probate court to order a sale of the lands of a decedent is founded upon the fact that there are debts due by him, and a decree founded upon a petition for such sale which contains no averment that the estate is indebted is not simply reversible for error, but is void and open to collateral attack. 6 Payment of the purchase money in full and occupancy of the premises will not give a purchaser at a pro- bate sale title as against the heir, imless the sale has been confirmed 1 Ante, p. 76. Upon the general proposition that the validity of a probate sale cannot be attacked in a collateral proceeding, except upon the ground of want of jurisdiction to order the sale, see Rorer on Judicial Sales, 349; Freeman Void Jud. Sales, chap. 2; 2 Woerner Am. Law of Admn. 488. 'Finch v. Edmondson, 9 Tex. 504; Campbell v. Brown, 6 How. (Miss.) 106, 230; Puckett v. McDonald, 6 How. (Miss.) 269; Gwin v. McCarroll, 1 Sm. & M. (Miss.) 361. Haugv. Primeau, 98 Mich. 91; 57 N. W. Rep. 25; Templeton v. Falla Land Co., 77 Tex. 55; 13 S. W. Rep. 964, and Texas cases there cited. 4 Cunningham v. Anderson, (Mo.) 17 S. "W. Rep. 972. 6 In re John's Estate, 21 Civ. Proc. R. (N. Y.) 326; 18 N. Y. Supp. 172. Lyons v. McCurdy, 90 Ala. 493; 8 So. Rep. 52; citing Tyson v. Brown, 64 Ala. 244; Wilburn v. McCalley, 63 Ala. 436; Quarles v. Campbell, 72 Ala. 64; Robertson v. Bradford, 70 Ala. 385; Meadows v. Meadows, 73 Ala. 356; Land- ford v. Dunkton, 71 Ala. 594; McCorkle v. llhea, 75 Ala. 213; Ballard v. John*, 80 Ala. 32; Morgan v. Famed. 83 Ala. 367; 8 So. Rep. 798. 116 MARKETABLE TITLE TO BEAL ESTATE. and a conveyance made. 1 A sale of more than enough land to pay the debts of an estate, or a license to sell enough for that purpose only, is absolutely void. 2 If the statute law provides that the lands of a decedent shall not be sold for the payment of his debts unless the personal estate is insufficient for that purpose, the court will not have jurisdiction to direct a sale of the lands unless the petition or complaint avers the insufficiency of the personalty to pay the debts. 8 If notice of application by the administrator for license to sell be not given the heirs and other persons interested, in pursuance of the statute, the sale will be void, and open to collateral attack. 4 But want of service of a summons on the guardian ad litem of infant heirs makes the subsequent proceeding reversible for error and not absolutely void, and, therefore, does not affect the title of the pur- chaser. 5 Where the courts of law or equity, and not the probate court, have power to order a sale of devised lands as assets for the payment of the testator's debts, an order of the probate court direct- ing such a sale is without jurisdiction and absolutely void. 6 On the other hand, it has been held that the validity of an adminis- trator's sale will not be affected by the fact that he gave no bond to conduct the sale properly, 7 nor that the record failed to show a Greenough v. Small, 137 Pa. St. 132; 20 Atl. Rep. 553; Morgan's App., 110 Pa. St. 271; 4 Atl. Rep. 506; Armstrong's App., 68 Pa. St. 409; Demmy's App., 43 Pa. St. 169. J Gregson v. Tuson, (Mass.) 26 N. E. Rep. 874. Contra, Comstock v. Crawford, 3 Wall. (U. S.) 396; Hodges v. Fabian, (So. Car.) 9 8. E. Rep. 820. 3 Needham v. Salt Lake City, (Utah) 26 Pac. Rep. 920; citing Comstock T. Crawford, 3 Wall. (U. S.) 396, dictum. 'Mickel v. Hicks, 19 Kans. 578; 27 Am. Rep. 161; Chicago, Kan. & Neb. R. Co. v. Cook, 43 Kans. 83; 22 Pac. Rep. 988; Harrison v.. Harrison, 106 N. Car. 282; 11 S. E. Rep. 356. This, however, was not a case of collateral attack. The rule ic North Carolina was otherwise as to infants until by statute service of summons was required to be made on the infant. Hare v. Hollomon, 94 N. Car. 14. & Coffin v. Cook, 106 N. C. 376; 11 S. E. Rep. 371. * Atwood v. Frost, 51 Mich. 360; 73 Mich. 67. Other instances in which judg- ments or orders of probate courts have been held void for want of jurisdiction and open to collateral attack will be found in Kertchem v. George, 78 Cal. 597; 21 Pac. Rep. 372; Rogers v. Clemmans. 26 Kans. 522; Coulson v. Wing, (Kans.) 22 Pac. Rep. 570; Black v. Dressell, 20 Kans. 153. In McNally v. Haynes, 59 Tex. 583, it was held that a purchaser at a probate sale was chargeable only with notice of the application for the sale, the order of sale and the sale itself, with accompanying exhibits, if any, and that beyond these he was not bound to look. 1 Wyman v. Campbell, 6 Port. (Ala.) 219; 31 Am. Dec. 677. CAVEAT EMPTOR. 117 necessity for the sale, 1 nor that an inadequate price was realized for the property sold, 2 nor that the administrator died pending the pro- ceeding to sell. 8 Irregularities in the publication of notice to non- resident defendants in a proceeding to sell land for the payment of a decedent's debts, will not avoid the title of the purchaser. 4 A recital in the record of probate proceedings for the sale of land that notice of the sale had been posted as required by law cannot be contradicted in a collateral proceeding. 5 If the record is silent as to the existence of certain jurisdictional facts, and those facts are of a kind that are not required to appear affirmatively from the record, it will be presumed that the court was satisfied of their existence at the time of pronouncing judgment. 6 The regularity and validity of the appointment and qualification of an administrator who has been recognized by the probate court and authorized to sell, cannot be inquired into collaterally. 7 Fraudulent collusion between the administrator and the purchaser, by which the land is sacrificed, furnishes a ground upon which the heirs may avoid the sale. 8 And it may be stated as a general rule that in a case of fraud, whether in the procurement or rendition of the order under which the sale is made, or in the proceedings anterior to or at the time of the sale, whereby the heirs are deprived of their rights in the premises, makes the title liable to attack in the hands of a purchaser with notice of the fraud. 9 But the liability of the title to attack on this 1 Lynch v. Baxter, 4 Tex. 431; 51 Am. Dec. 535; Poor v. Boyce, 12 Tex. 449. * Williams v. Johnson, (N. Car.) 17 S. E. Rep. 496. Palmerton v. Hoop, (Ind. Sup.) 30 N. E. Rep. 874; Gross Lumber Co. v. Leit- ner, 91 Ga. 810; 18 S. E. Rep. 62; Succession of Massey, 46 La. Ann. 126; 15 So. Rep. 6. 4 Berrian v. Rogers, 43 Fed. 467; Mohr v. Maniere, 101 U. S. 417. Contra, Mohr v. Tulip, 40 Wis. 66. Richardson v. Butler, 82 Cal. 174; 23 Pac. Rep. 9. Ante, 50. McMillan v. Reeves, 102 N. Car. 550; 9 8. E. Rep. 449, where the authority of counsel to act for those not served with process was presumed to exist, the same not having been disputed in the proceedings complained of. Mills v. Herndon, 77 Tex. 89; 13 S. W. Rep. 854; Price v. Springfield Real Estate Assn., (Mo.) 10 S. W. Rep. 57. 1 Poor v. Boyce, 12 Tex. 440. 1 Freeman Void Jud. Sales, 40. In Lynch v. Baxter, 4 Tex. 431; 51 Am. Dec. 735, it was intimated that if a sale by an administrator for the payment of debts, when there was no necessity 118 MARKETABLE TITLE TO REAL ESTATE. ground will not relieve the purchaser from the contract, if the fraud appeared upon the face of the proceedings, and might have been discovered by the exercise of due diligence. 1 j 57. 8HEK.ur.irS SALES. Want of title in execution defendant. General rul has been fraudulently induced to accept a quit-claim deed will be entitled to relief. 2 A grantee who reconveys to his grantor upon rescission of the contract, can be required to covenant only against the acts of himself and those who claim under him. 8 To such a covenant the original grantor will, of course, be entitled. 4 It has been said that if it appear that both parties knew that the title of the seller was liable to be defeated by the happening of a certain contingency, it will be presumed that the seller engaged to convey with special warranty only. 5 However this may be, no ground for' any such presumption can be easily perceived in a case in which both parties were aware that the title was defective, and the vendor sold at a fair price. 6 The seller often agrees to convey with general warranty in order to quiet the objections of the purchaser to the title It has been held that if there be a cloud upon the title the purchaser cannot be required to accept a quit-claim deed. 7 It is the duty of the vendor to remove the cloud or incumbrarice, or to assume the responsibility thereof by executing a deed with general warranty. A person who joins in a conveyance of laud merely that an objec- tion to the title may be removed, cannot, of course, be required to covenant generally. 8 Heirs who are directed to perform specifically the contract of their ancestor for the sale of his lands can be required to covenant only against their own acts. 9 In the English practice they are required to covenant also against the acts of the ancestor, 10 and there seems to be no good reason why they should not be 1 Point Street Iron Works v. Simmons, 11 R. I. 496. 'Rhode v. Alley, 27 Tex. 443. See, also, Chastain v. Staley, 23 Qa. 26. 1 Concord Bank v. Gregg, 14 N. H. 331. 4 Shorthill v. Ferguson, 47 Iowa, 284. 5 Dickinson v. Hoomes, 8 Grat. (Va.) 394. If the title of the vendor is questionable, he should covenant generally. Fearne Posth. Works, 110, 118. Browning v. Wright, 2 Bos. & Pul. 13. T Potter v. Tuttle 22 Conn. 513. 8 Hoback v. Kilgore, 26 Grat. (Va.) 442, 445; 21 Am. Rep. 817. Hill v. Ressegieu, 17 Barb. (N. Y.) 162. Boggess v. Robinson, 5 W. Va. 402 Hyatt v. Seeley, 1 Kern. (N. Y.) 56. 10 2 Sugd. Vend. (8th Am. ed.) 232. Browning v. Wright, 2 Bos. & Pul. 23. 152 MARKETABLE TITLE TO HEAL ESTATE. required so to covenant in America, at least to the extent of assets which they may have received from the ancestor's estate. 1 At common law it was useless to require covenants from a married woman, since they could not be enforced. In England, however, and in some of the American States, it has been held that she maj bind her separate estate in equity by her covenants. In other State* it is considered that the power so to bind her separate estate depends upon the terms of the instrument creating that estate, but now in England, and in certain of the States, statutory provisions exist expressly or impliedly empowering a married woman to bind her separate estate by her covenants. In other States the power ie expressly denied her by statute, except by way of estoppel. 3 Where such power exists no reason is perceived why the same covenants as might be required of one under no personal disabilities, should not be required of her; otherwise the grantee of a married woman might be compelled to pay the purchase money after he had been evicted by an adverse claimant, in consequence of the rule that a purchaser holding under a conveyance without covenants for title, is without relief hi case he loses the estate. 3 Persons executing mortgages, 4 and, presumably, deeds of trust to secure debts, unless the instrument in either case be a security for the purchase money of the estate, 5 must covenant against the acts of all persons whomsoever. The same covenants may be required of a lessor, 8 the reason being that the title is never examined upon a demise for years. 1 Holman v. Criswell, 15 Tex. 395. This was denied in Hill v. Ressegieu, 17 Barb. (N. Y.) 162, 167. ' See generally as to the power of a married woman to bind her estate by cove- nants for title, Rawle Covts. (5th ed.) 306 et seq. 'Post, ch. 27. Sugd. Vend. (14th ed.) 551; Wins. Real Prop. (8th Am. ed.) 447. Crippa T. Reade, 6 Term, 606 ob. In Lockwood v. Sturtevant, 6 Conn. 372, 384, the singu- lar objection was made that covenants of seisin and of good right to convey in & mortgage are invalid. The objection of course was held untenable. See Lloyd v. Quimby, 5 Ohio St. 262, and Butler v. Seward, 10 Allen (Mass.), 466, for instances in which [protection to the mortgagee was afforded by covenants for title. Williams Real Prop. (6th Am. ed.) 447, n. 4. Wms. Real Prop. (6th Am. ed.) 447, n. 1; Bart. Conveyancing, 75; Rawle Covts. (5th ed.) 26. COVENANTS WHICH THE PUKCHASEK HAS A EIGHT TO DEMAND. 153 Tenants in common and joint tenants should covenant severally, 1 and the covenants of each should be extended no further than the undivided share of each.* The vendor cannot be required to cove- nant against acts of sovereignty, or against the public rights of the State, such as the riparian rights of the public in a river. The exer- cise of those rights, though resulting in an eviction, would not oper- ate a breach of the covenant of warranty. 8 It seems that a bankrupt cannot be compelled to execute a conveyance with covenants, though it is the practice for him to give covenants. 4 69. FROM FIDUCIARY GRANTORS. One who sells property in which he has no beneficial interest, for example, a trustee, 5 executor ' 1 Coe v. Harahan, 8 Gray (Mass.), 198. Rawle Covt. (5th ed.) p. 32, citing 1 Dav. Con. (3d ed.) 114 A covenant by a joint owner to the extent of his interest binds him only to that extent. Cos- ter v. Mfg. Co., 1 Or. Ch. (N. J.) 467. 1 See post, 143. Bigler v. Morgan, 77 N. Y. 312. Here the vendor contracted to convey by warranty deed to the purchaser a tract of land having oyster beds appurtenant thereto. It was held that all tb.3 contract bound the vendor to con- rey was a clear title to the upland, and such interest in the land covered by the water as the law of the State gave to the owner of the upland; that the riparian rights were subject to the public rights of the State, and that the ven- dor could not be required to warrant against them, or against parties claiming privileges granted by the State. 4 Sugd. Vend. (14th ed.) 575. Waugh v. Land, Coop. 133. Ex parte Crowder, 2 Rose, 327. Dart V. &P. (5th ed.) 130; 2-Sugd. Vend. (14th ed.) 574(234); Lewin Trustees (1st Am.ed.),441; Rawle Covts. (5th ed.) 33. Fairclothv.Isler.75N. Car. 551; Ennis v. Leach, 1 Ired. Eq. (N. C.) 416. Barnard v. Duncan, 38 Mo. 170, 181; 90 Am. Dec. 416. Fleming v. Holt, 12 W. Va. 143, 162; Tavenner v. Barrett, 21 W. Va. 656. If he agree to convey with warranty, the agreement is void and cannot be enforced. Brackenridge v. Dawson, 7 Ind. 383, 387. He may be required to insert a covenant against his own acts. Dw.inel v. Veazie, 36 Me. 509; 69 Am. Dec. 84. A fiduciary vendor cannot be compelled to covenant for further assur- ance. Bart. Conv. 70. Worley v. Frampton, 5 Hare, 560. In Page v. Brown, 3 Beav. 36, it was held that executorial trustees, seeking specific performance of a contract made by their testator, must enter into such covenants as the testator would have been obliged to give. Sumner v. Williams, 8 Mass. 162, 201; 5 Am. Dec. 83, the court saying: "An administrator, acting under a license and exercising an authority to sell the real estate of his intestate, is not required by any duty of his office or trust to enter into a personal covenant for the absolute perfection of the title which he under- takes to convey, or for the validity of the conveyance beyond his own acts." 20 154 MARKETABLE TITLE TO BF.AT, ESTATE. or assignee," 1 can be required to enter into no other covenant than that he has done no act to incumber the estate. In the English practice, however, the purchaser has been held entitled to require the usual covenants from cestuis que trust? and the same rule has in a few instances been enforced in America, 8 The usual covenants may be required from an agent in behalf of his principal, 4 unless Hodges v. Saundere, 17 Pick. (Mass.) 476. Shontz v. Brown, 27 Pa. St. 123. Grantland v. Wight, 5 Manf. (Va.) 295; Goddin v. Vaughn, 14 Grat. (Va.) 102. Covenants of title implied from the words "grant, bargain and sell," in a con- veyance by administrators, impose no personal liability on them. Shontz Y. Brown, 27 Pa. St. 123, 134. Nor those implied from the words "grant and demise " in a lease. Webster v. Conley, 46 111. 14; 92 Am. Dec. 234. And, gen- erally, covenants for title will not be implied as against an executor. Dow T. Lewis, 4 Gray (Mass.), 468, 473. Semble, that if a committee of a lunatic, having no power at common law or by statute to make a lease of the lunatic's lands, execute such a lease, the usual lessor's covenants will be implied from the word demise, and the committee be held personally liable on the covenant. Knipe v. Palmer, 2 Wilson, 130. 'White v. Foljambe, 11 Ves. 337, 345. See, ante, 64. * Sugd. Vend. (14th ed.) 574, 575; Rawle Covts. (5th ed.) 34. London Bridge Acts, 13 Simons, 176; Poulet v. Hood, L. R., 5Eq. 115. But see Wakeman T. Duchess of Rutland, 3 Ves. 283; Cottrell v. Cottrell, L. R., 2 Eq. 330. Mr. Rawle says that the correct test of the application of the rule requiring ceituit que tnut to give covenants would be the extent of the purchaser's liability to see to the application of the purchase money. This means, it is presumed, that the pur- chaser could not require covenant* from the eetui* que trutt unless he was obliged to see that the purchase money was applied to the purposes of the trust, and thus to become in a certain sense liable for the acts of the eettuis que trut and of the trustee in making the sale. RawleCov. (5th ed.) p. 46, n. This is doubtless true in all jurisdictions in which the purchaser upon a sale by him could be compelled to give no more than limited or special covenants. But it is not clearly perceived how any such rule can obtain in those courts in which upon such sale he would, in the absence of any special agreement, be required to convey with general or unlimited covenants. * Rawle Covts. (5th ed.) 34, citing Crabtree v. Levings, 53 111. 526. which, however, appears to have decided no more than that a purchaser of land from one who has not the legal title is entitled not only to covenants from him in whom is the title, but also from the person from whom he bought. In Barnard v. Duncan, 38 Mo. 181; 90 Am. Dec. 416, the English rule upon this point was said not to have been recognized in this country. 4 Le Roy v. Beard, 8 How. (U. S.) 451; Taggart v. Stanbury, 2 McL. (U. 8.) 543. Vanada v. Hopkins, 1 J. J. Marsh. (Ky.) 293; 19 Am. Dec. 92; Hedges v. Kerr, 4 Brown (Ky.), 524, 528. Bronson v. Coffin, 118 Mass. 156; 11 Am. Rep. COVENANTS WHICH THE PURCHASER HAS A RIGHT TO DEMAND. 155 the power under which the agent sells and conveys expressly requires a conveyance without covenants. 1 A vendor having an interest, as well as a power, may be compelled to covenant personally to the extent of his interest. 2 But while a fiduciary grantor cannot be required to convey with the usual covenants, if he should, never- theless, execute such a conveyance, he will be personally bound by the covenants, 8 even though specified to be " in his capacity as 335. Hunter v. Jameson, 6 Ired. (N. C.) 252, case of personal property. Peters v. Farnsworth, 15 Vt. 155; 11 Am. Dec. 671. An agent authorized to convey lands of the commonwealth by quit claim deed does not exceed his authority by war- ranting the land against all persons claiming under the commonwealth. Ward v. Bartholomew, 118 Mass. 161. A power of attorney which authorizes an agent to convey as fully and amply as the principal could, authorizes the agent to con- vey with covenants of general warranty. Taggart v. Stanbury, 2 McLean (U. S.), 543. There are several cases in which it has been held that one acting under a power has no authority to bind his principal with covenants for title. Nixon v. Hyserott, 5 Johns. (N. Y.) 58; Gibson v. Colt, 7 Johns. (N. Y.) 390; VanEpps v. Schenectady, 12 Johns. (N. Y.) 436, 443; 7 Am. Dec. 330. Howe v. Harrington, 3 C. E. Gr. (N. J. Eq.) 496. Mead v. Johnson, 3 Conn. 592; Dodd v. Seymour, 21 Conn. 480. These decisions appear, however, to have been largely influenced by the New York and New England rule, that an agreement to make good title, or a sufficient deed, does not entitle the purchaser to covenants of warranty. 1 Bart. Ccnv. 73. Hare v. Surges, 4 Kay & Johns. 57. * Rucker v. Lowther, 6 Leigh (Va.), 259. Hill on Trustees (3d Am. ed.), 413; Rawle Covts. (5th ed.) 36. Executort *nd administrators: Mitchell v. Hazen, 4 Conn. 495; 10 Am. Dec. 169; Belden v. Seymour, 8 Conn. 24; 21 Am. Dec. 661. Aven v. Beckom, 11 Ga. 1. Sumner T. Williams, 8 Mass. 162; 5 Am. Dec. 83, the leading case. Mellen v. Boarman, 13 8m. & M. (Miss.) 100. Godley v. Taylor, 3 Dev. (N. C.) 178. Lockwood v. Gil- son, 12 Ohio, 529. Kauffelt v. Leber, 9 Watts. & S. (Pa.) 93. Mabie v. Matte- son, 17 Wis. 11, diet. Barnett v. Hughey, (Ark.) 15 S. W. Rep. 464. In Sum- ner v. Williams, 8 Mass. 201; 5 Am. Dec. 8J5, the court said that an administrator or executor may covenant generally, " if he chooses thus to excite the confidence of purchasers and to enlarge the proceeds of the sale," and will, therefore, be personally bound. Such a contract is neither unlawful nor inconsistent. In Merritt v. Hunt, 4 Ired. Eq. (N. C.) 409, will be found an instance where an executor making an auction sale of lands offered to warrant the title himself in order to quiet the fears of intending purchasers as to the title. But a covenant by an executor in his " capacity as executor and not otherwise " has been held not to bind the executor personally. Thayer v. Wendell, 1 Gall. (C. C.) 87. So, also, a covenant by executors that they would warrant and defend " as executors are bound by law to do," they not being bound by the lex rei sites to warrant at all. Day v. Browne, 2 Ohio, 347. A covenant by executors "to the extent of their assets " will not bind them beyond the amount of assets in their hands at 156 MAKKETABLE TITLE TO BEAL ESTATE. administrator," l the reasons being that, if he chooses to enhance the value of the purchaser's bargain by undertaking to assure the title, thereby possibly benefiting himself in an enlargement of the pro- ceeds of the sale, he must take the consequences of his contract ; and, further, that, if he were not liable, the grantee would have no remedy upon the covenants. 2 It is immaterial, with respect to the liability of the grantor, whether the deed is signed by him in his individual or in his fiduciary capacity. 8 The rule that general covenants for title cannot be required from fiduciaries and others who convey en auter droit is equi- table and just, so far as it is intended to protect such a grantor from personal liability on the covenants. At the same time it is obvious that the rule may result in much hardship to the buyer ; for, as will hereafter be seen, he may be com- pelled to pay the purchase money, though he has been evicted from the estate, if the eviction be under a title to which his grantor's covenants. do not extend. 4 It has been held that if it the time of eviction. Nicholas v. Jones, 3 A. K. Marsh. (Ky.) 385; Manifee v. Morrison, 1 Dana (Ky.), 208. In Georgia fiduciaries are not personally bound by their covenants unless the intention of personal liability be distinctly expressed. Code Ga. 2563, 2622; Clark v. Whitehead, 47 Ga. 521; Shacklett v. Ransom, 54 Ga. 353. Trustees: Bloom v. Wolf, 50 Iowa, 286, 288. Klopp v. Moore, 6 Kans. 30. Graves v. Mattingly, 6 Bush (Ky.), 361. Murphy v. Price, 48 Mo. 247. Duval v. Craig, 2 Wh. (U. S.) 56; Taylor v. Davis, 110 U. S. 330. But the trus- tee will not be bound if it clearly appear from the face of the deed that such was not the intention of the parties. Glenn v. Allison, 58 Md. 527. Agents, etc.:. Stinchfield v. Little, 1 Greenl. (Me.) 231; 10 Am. Dec. 65. Duval v. Craig, 2 Wh. (U. S.) 56, diet. Sterling v. Peet, 14 Conn. 245. Guardian*: Mason v. Caldwell, 5 Gil. (Ill.)196; 48 Am. Dec. 330. Foster v. Young, 35 la. 27. Whit- ing v. Dewey, 15 Pick. (Mass.) 433. Holyoke v. Clarke, 54 N. H. 578. A guar- dian using the words "grant, bargain and sell," will be personally bound by the covenants implied therefrom. Foote v. Clark, 102 Mo. 394; 17 S. W. Rep. 981. 1 Higley v. Smith, 1 D. Chip. (Vt.) 409; 12 Am. Dec. 701. 'Donohoev. Emery, 9 Met. (Mass.) 66. See, also, Story on Agency, 268; Appleton v. Banks, 5 East. 148; Knipe v. Palmer, 2 Wilson, 180; Burrill v. Jones, 3 B. & Ad. 47; Norton v. Herron, 1 C. & P. 648. If the covenants of an agent are sufficient to bind the principal, the agent will not be bound. Kent v. Chalfant, 7 Minn. 491. * Belden v. Seymour, 8 Conn. 24; 21 Am. Dec. 661. 4 Post, ch. 27. In Texas this injustice may be prevented, so far as deeds of trust to secure debts are concerned, by a rule which permits the trustee to bind the creator of the trust with covenants for title. Thurmond v. Brownson, (W Tex. 597; 6 8. W. Rep. 778. COVENANTS WHICH THE PTTBCHASER HAS A EIGHT TO DEMAND. 157 plainly appear from the face of the instrument that the fiduciary- did not intend to bind himself personally by the covenants, he will not be bound ; in such a case the plainly expressed intention of the parties controls. 1 Covenants entered into by a fiduciary cannot bind the trust estate or the cestuis que trust, except, of course, in cases where he is expressly authorized to enter into covenants. 8 A power to a trustee to sell real estate upon such terms as he may deem expedient gives him no authority to bind the estate by cove- nants. 3 And a statute giving an administrator power to convey land, gives him, by implication, no power to bind the estate by covenants for title. 4 A fiduciary, conveying with general covenants for title, will not only be personally bound thereby, but he will be estopped to set up afterwards any interest in the premises which he may have had at the time of the conveyance. 9 70. MINISTERIAL GRANTORS. No covenants of any kind can be required from mere ministerial grantors, such as sheriffs, tax col- lectors and others who are made by law the mere media for the transfer of legal title. 6 Nor can any covenant be implied from the language of the conveyances which they execute. 7 If, however, they choose to insert covenants for title, they will be bound by them. Thus it has been held that municipal officers having no authority to bind the municipality will be personally bound by cove- nants for title inserted in a conveyance by themselves in their official capacity. 8 A tax collector who executes a tax deed with 1 Glenn v. Allison, 58 Md. 527. * Osborne v. McMillan, 5 Jones L. (N. C.) 109. Klopp v. Moore, 6 Kans. 27, 30. Kauffelt v. Leber, 9 Watts & S. (Pa.) 93. Lockwood v. Gilson, 12 Ohio St. 529, diet. A bond given by an administrator to convey land of his intestate by warranty deed is unauthorized and will not bind the estate. Mason v. Ham, 86 Me. 573. The same rule applies in sales of personal property. Worthy v. John* son, 8 Ga. 236; 52 Am. Dec. 399. Welch v. Davis, 3 So. Car. 110; 16 Am. Rep. 630. * Osborne v. McMillan, 5 Jones L. (N. Car.) 109. Foster v. Young, 35 Iowa, 27. Heard v. Hall, 16 Maw. 458. See pott, " Estoppel," ch. 21. * Friedly v. Scheetz, 9 S. & R. (Pa.) 156; 11 Am. Dec. 691. Mitchell v. Pinck- ney, 13 So. Car. 203. The reason is that the rule caveat emptor strictly applies la all sales by persons acting in a ministerial capacity. See ante, " Caveat Emptor," ch. 5. T Dow v. Lewis, 4 Gray ( Mass. ) , 468. * Sterling v. Peet, 14 Conn. 245. 158 MARKETABLE TITLE TO REAL ESTATE. covenants in the form prescribed by statute cannot be held person- ally liable on those covenants. 1 Covenants for title cannot be required from the crown, nor from the commonwealth, nor the federal government. 3 But it has been held that if the common- wealth convey with covenants of warranty, she will be estopped from afterwards setting up a claim to the property. 8 1 Wilson v. Cochran, 14 N. H. 397. Gibson v. Mussey, 11 Vt. 212. 1 2 Sugd. Vend. ch. 14, 111; Rawle Covts. (5th ed.) 37. State v. Crutchfield, 3 Head (Tenn.), 113. 3 Gomm'th v. Andre, 3 Pick. (Mass.) 224; Comm'th v. Pejepscut, 10 Maae. 166. CHAPTER VII. ABSTRACT OF TITLE. IN GENERAL. 71. BOOT OF TITLE. 72. DUTY TO FURNISH ABSTRACT. 78. PROPERTY IN THE ABSTRACT. 74. TIME IN WHICH TO EXAMINE THE TITLE AND VERIFY THE ABSTRACT. 75. SUMMARY OF THE VARIOUS SOURCES OF OBJECTIONS TO TITLE. 76. Objections which appear from, the instruments under which title i claimed. 77. Objections which appear from the public records. 78. Objections which appear upon inquiries in pais. 79. 71. IN GENERAL. In the English practice an abstract of title appears to be an epitome of the various documents in the possession of the vendor which evidence his title, su3h as deeds, wills, and affidavits respecting births, marriages, deaths, pedigrees, and other matters materially affecting the title. 1 The unwillingness of the vendor to allow the muniments of his title to go out of his posses- sion probably gave rise to the custom of making abstracts of their contents for the leisurely inspection of the purchaser. In America an abstract has been defined to be " a statement in substance of what appears on the public records affecting the title." 3 This defi- nition is perhaps sufficiently exact for practical purposes, but it should be remembered that there may be facts of vital importance to the title which nowhere appear of record, such as the proofs nec- essary to establish title by descent, or title by adverse possession. The abstract should, of course, show the ability of the vendor to establish all such facts by competent evidence. It is customary in some localities to take the affidavits of persons cognizant of such facts, and cause them to be recorded among the land records of the county where the land lies. These affidavits, however, are merely persuasive to the purchaser, and are inadmissible as evidence in any proceeding in which the validity of the title is attacked.* J 2 Sugd. Vend. (8th ed.) ch. 11. Hollifield v Landrum (Tex. Civ. App.), 71 S. W. 979, citing the text. * Union Safe Dep. Co. v. Cliisholm, 33 111. App. 647, citing Warvelle Abst. 3. 2 Sugd. Vend. (8th ed.) 15 (417). 160 MARKETABLE TITLE TO REAL ESTATE. In the American practice the abstract shows not only all convey- ances affecting the title back to its root, 1 but all liens or incum- brances of record which may affect the estate or interest which the purchaser is to acquire, and in the case of titles derived from the judgments or decrees of courts in judicial proceeding, or from the ministerial acts of officers of the government, the existence of all facts without which the proceedings or acts in question would be not voidable merely, but absolutely void. In fine, the abstract is the outcome of a carciul and accurate examination of the title, and should show all that such an examination of the title would dis- close. It should also show the essential parts of every instrument in the vendor's chain of title, such as the names of the parties, description of the property conveyed or devised, words of grant or devise, and the like. The manner in which an abstract is prepared is an inquiry not within the scope of this work. Practical sugges- tions and forms will be found in several valuable treatises upon the subject. 2 According to the English practice, the vendor's solicitor prepares the abstract from the muniments of title in his possession ; and he is held criminally responsible if he knowingly suppresses an instrument which would show a defect in the title. It is the duty of the purchaser's solicitor to compare the abstract with the origi- nals, and if, by negligence, he fails to detect a material discrepancy in the abstract, he will be responsible to the purchaser for any loss that may ensue. " This examination," says Lord ST. LEONARDS, " should never be left to an incompetent person. In the case of wills, particularly, the solicitor is bound to read through the whole will. Upon him devolves the duty of seeing that the evidence is what it purports to be, and that the deeds and wills are duly attested, and the receipts on all deeds properly indorsed and signed. An estate has been lost principally from the manner in which the receipt was indorsed, which would have led a vigilant purchaser to 1 A certificate attached to a paper stating that it is a " full and true abstract of the title," covers suits affecting the title as well as conveyances or incumbrancea. Thomas v. Schee, 80 Iowa, 237; 45 N. W. Rep. 539. * American: Warvelle on Abstracts, 1892; Martindale on Abstracts, 1890. English : Preston on Abstracts; 2 Sugd. Vend. ch. 11. A case of want of reason- able care, skill and diligence in preparing an abstract may be seen in Thomas T. Schee, (Iowa) 45 N. W. Rep. 539. ABSTRACT OF TITLE. 161 inquire further, when he would have discovered the fraud which had been committed." l An original abstract of title showing unsatisfied liens of record may be received in evidence in the action by the purchaser for breach of contract in failing to make title. 2 72. BOOT OF TITLE. Title to real property is in most cases evidenced by written instruments, such as deeds and wills, but it is possible that the title may be complete though altogether unsup- ported by documentary evidence, as in the case of descent from sole heir to sole heir during a period of sixty years or more. And, again, there may be titles which, with respect to the documents or records upon which they rest, are apparently perfect, yet by reason of some matter or thing not disclosed by these evidences of title are in reality worthless, as when some one of the deeds in the chain of title is a forgery, or some event has transpired by which the estate of the present occupant has determined ; e. (jr., the death of a cestui que vie, when the estate which the vendor proposes to sell is held for the life of another only. The rule caveat emptor requires the purchaser to inquire into all these matters, and examine all of the vendor's evidences of title, whether they are preserved in the shape of documents and public records or consist simply of facts to be ascertained by inquiries inpais. This examination he must carry back until he arrives at what is commonly called the " root of title." The root of title is title existing in some one, through whom the vendor claims, at a time in the past sufficiently remote to bar, by force of the Statute of Limitations or by the lapse of time, all adverse claims to the premises theretofore accruing, or which may accrue after the removal of personal disabilities of possible adverse claimants. The general rule is that the purchaser may require the vendor to show a title free from defects and incumbrances for a length of time that would bar any adverse claim existing at the beginning of that period, including all savings in favor of persons under disabilities. 3 This '2 Sugd. Vend. (8th Am. ed.) 8 (411). 'Fagan v. Davison, 2 Duer (N. Y.), 153. * Williams Real Prop. 450; 1 Sugd. Vend. (8th ed.) ch. 10; Warvelle Abst. 610; Martindale Abst. 18; Post " Doubtful Titles," 292. Paine v. Miller, 6 Ves. 349. Cooper v. Emery, 1 Phil. 838. Blackburn v. Smith, 2 Exch. 783. Moulton v. Edmonds, 1 De G., F. & J. 246. 21 162 MARKETABLE TITLE TO BEAT, ESTATE. period was, in England, fixed at sixty years until within a compara- tively recent date, when it was changed by statute to forty years. 1 In the older American States the English practice of showing title for sixty years back has been very generally followed. The statu- tory periods of limitation are, as a general rule in those States, too short to afford absolute protection to a purchaser. In every case in which there is reasonable ground to believe that there are adverse interests against which the usual period to which the title is carried back would not prove a bar, the purchaser may require that a title be shown beyond that period ; for example, in the case of a right outstanding in a remainderman or in a person under disabilities. 5 In most of the American States west of the Alleghanies, where all public grants of land to individuals are comparatively recent, it is customary to carry the title back to its emanation from the govern- ment, and for the purchaser, when entitled to an abstract, to insist upon one commencing with that date. 3 It is apprehended, however, that even in those States the purchaser can require the vendor to show a title at no more remote period than one sufficient to bar all adverse claimants, including those under personal disabilities and remaindermen, unless there be something in the case to take it out of the general rule, that a title founded on adverse possession for the statutory period of limitation is marketable. 4 73. DTTTY TO FURNISH ABSTRACT. In England the duty devolves upon the vendor to furnish an abstract of title to the pur- chaser irrespective of any agreement upon the subject, 5 the reason being that the purchaser, in the absence of any record of the ven- dor's muniments of title, must be given an opportunity to inspect them or their equivalents, unless the purchaser has agreed to take the title, such as it is, or, as it is technically expressed, " without requiring the vendor to produce his title." But it is usual in that 1 1 Sugd. Vend. (8th Am. ed.) 551 (366). 1 1 Sugd. Vend. (8th Am. ed.) 551 (366). 'Warvelle Abst. 145. This practice will probably continue long after any necessity for it exists. In the city of Washington, in the District of Columbia, it is customary to carry the examination back to the conveyances by the original proprietors of the land on which the city stands to the government, now a period of about 100 years, or five times that of the Statute of Limitations. 4 Post, ch. 31; Martindale Abst. 17. * 2 Sugd. Vend. (8th ed.) 29 (428); Dart Vend. (5th ed.) 125. ABSTRACT OF TITLE. 163 country to insert in the contract or common conditions of sale a pro- vision that the vendor shall, within a specified time, prepare at his own expense and deliver to the purchaser an abstract of the title. 1 If there is any doubt as to the vendor's ability to deliver a sufficient abstract by the specified time, it is said to be better to omit this pro- vision, the reason being that if the vendor fail to deliver the abstract within the time in which he would be required to furnish the same independently of any agreement upon the subject, or if. when delivered, it be imperfect, the purchaser will be absolved from his obligation to make objections within a limited time. 2 In America the rule obliging the vendor to furnish an abstract has been announced in some cases, 8 though the same reasons for it do not gen- erally exist. Here the purchaser may always, as a general rule, ascertain the state of his vendor's title by an examination of the public records, so that the question who shall furnish the abstract of title is no more in ordinary cases than the question who shall bear the expense of examining the title and preparing the abstract. Accordingly it has been held in several cases that in the absence of any agreement upon the subject, no duty devolved upon the vendor to supply the purchaser with an abstract of the title. 4 It seems, 'Dart Vend. & Purch. (5th ed.) 125. Southby v. Hutt. 2 Myl. & C. 207; Sherwin v. Shakespear, 5 De G., M. & G. 517; Upperton v. Nicholson, L. R., 6 Ch. App. 436 ; Blacklow v. Laws, 2 Ha. 40. 'Chapman v. Lee, 55 Ala. 616. Mart. Abst. 9, citing Connolly v. Penree. 7 Wend. (N. Y.) 131, and Carpenter v. Brown, 6 Barb. (N. Y.) 1-10; Brewer v. Fox, 62 111. 609. 4 Easton v. Montgomery, 90 Cal. 313; 27 Pac. Rep. 280, citing Espy v. Ander- son, 14 Pa. St. 312; Carr v. Roach, 2 Duer (N. Y.), 20. See, also, Bolton v. Branch, 22 Ark. 435; Warvelle Abst. 10. In Easton v. Montgomery, supra, it was said by HARRISON. J. : " Ordinarily parties entering into an executory agree- ment for the purchase and sale of real estate make provisions therein specifying the time allowed for examination of the title, for furnishing abstract, making report of defects and objections, specifying the time within which the vendor may thereafter make his title good, and the character of the conveyance to be executed by him; but, in the haste attendant upon the excitement of a 'boom,' these formal requisites are frequently omitted, and the construction of the con- tract is left to implication or established rules. It is evident from the provision inserted in the memorandum, ' title to prove good or no sale, and this deposit to be returned,' that it was contemplated by the parties that an examination of the title was to be made on behalf of the plaintiff (purchaser) and that upon such examination it might be found defective. As no time was specified within which such examination should be made, a reasonable time therefor was implied. The 164 MABKETABLE TITLE TO KEAL ESTATE. however, to be the opinion of several text writers that a different rule applies as between mortgagor and mortgagee, and that the duty devolves upon the mortgagor to bear the expenses of searching the title, upon the ground that the mortgagee is entitled to the full amount of his loan and interest, without discount for expenses incurred in preparing the security and ascertaining its value. 1 If the vendor agrees to furnish an abstract within a specified time, but fail so to do, the purchaser cannot be required to extend the time; he may rescind the contract and recover his deposit. 1 Where the contract provides that an abstract shall be furnished within a reasonable time, what is a reasonable time depends upon the circumstances of each case. 3 An agreement to furnish an ab- stract is sufficiently complied with by notifying the vendee where it can be found, if it be accessible to the vendee, and if he raises no objection at the time. 4 An objection grounded on the failure to furnish an abstract within a specified time is waived by subse- quent acceptance of the abstract without objection, and cannot be urged by the purchaser as an excuse for his failure to tender the purchase-money in proper time. 5 If the vendor agrees to furnish an abstract, and furnishes one which shows a defective title, the purchaser may rescind the contract and recover the money parties did not agree that the condition of the title should be ascertained from any particular abstract, or from an abstract to be furnished by the vendor, and in this respect the case is distinguished from Smith v. Taylor, 82 Cal. 533 ; 23 Pac. Rep. 217, and from Boas v. Farrington, 85 Cal. 535 ; 24 Pac. Rep. 787. The agreement being silent upon this point, it was incumbent upon the plaintiff to provide the abstract and to satisfy himself as to the condition of the title. * * * If, upon such examination, it appeared to him that the title was defec- tive, it then became his duty to report to the vendor the particulars wherein such defects were claimed to exist, and, in the absence of any time fixed by the agreement within which the vendor should remove these defects or satisfy his objections, a reasonable time would be allowed therefor. The burden is on the vendee to point out the defects in the title." In the case of Taylor v. Williams, 45 Mo. 80, it was held that an agreement of sale, containing the provision " title to be satisfactory and a warranty deed given," did not impose on the vendor the duty of furnishing an abstract of title. So, also, an agreement to " make good title and give a warranty deed." Tapp v. Nock, 89 Ky. 414 ; 12 S. W. Rep. 713. 1 Mart, on Abst. 9, citing Willard on Real Est. & Conv. 559. 'Williams v. Daly, 33 111. App. 454; Howe v. Hutchison, 105 111. 501; Dea Moines, etc. Real Est. Co. v. Beale, 78 111. App. 40. 'Jackson v. Conlin, 50 111. App. 538. 4 Papin v. Goodrich, 103 111. 86. s Ky. Distilleries, etc. Co. v. \V arwick Co. 109 Fed. 28 ; 48 C. C. A. 303. ABSTRACT OF TITLE. 165 paid, though the vendor had a good title as a matter of fact. 1 Where the vendor agrees to furnish an abstract within a specified time, which is not done, and the purchaser thereafter treats the de- fault as immaterial and continues his payments under the con- tract, he will be deemed to have waived the delivery of the ab- stract, and cannot recover his deposit. 2 In a case in which time was not of the essence of the contract, a vendor who agreed to furnish by a specified time an abstract showing a perfect title, was allowed to tender the abstract at the hearing of a suit subsequently brought by him for specific performance. 3 In some localities, it seems that it is common to treat an abstract of title as merchantable or unmerchantable, without regard to the nature of the title it discloses.* The value of the abstract depends, of course, upon the skill with which it is prepared, and upon the reputation and ability of the compiler. An agreement to furnish an abstract would seem necessarily to imply that the document should be thorough and complete, and should be made by a com- petent person. 74. PROPERTY IN THE ABSTRACT. The purchaser has a temporary right of property in the abstract while the sale is being negotiated, and the absolute ownership if the sale be consum- mated. 6 As between mortgagor and mortgagee, it has been held that an abstract furnished by the mortgagor to assist the mort- gagee in examining the title became a part of the security for the loan, and might be retained by the mortgagee until the mortgage was discharged. 8 75. TIME IN WHICH TO EXAMINE THE TITLE AND VERIFY THE ABSTRACT. The contract of sale usually specifies a time in 1 Boas v. Farrington, 85 Cal. 535 ; 24 Pac. Rep. 787. 1 McAlpine v. Reicheneker, 56 Kan. 100 ; 42 Pac. 339. 'Gates v. Parmly, 93 Wis. 294; 66 N. W. 253; 67 N. W. 739. *Warvelle Abstracts, ch. 1, 7. Proof by a vendor that he furnished an abstract made by the recorder of deeds, together with the testimony of a num- ber of real estate dealers that abstracts furnished by such recorder were merchantable, establishes, prima facie, the delivery of a " merchantable " abstract. Harper v. Tidholm, 155 111. 370; 40 N. E. Rep. 575. Coppinger on Title Deeds, Lond. 1875; Mart. Abst. 11. This is the English rule, and there seems to be no reason why it should not apply in this country. Roberts v. Wyatt, 2 Taunt. 288; Langlow v. Cox, 1 Chit. 98. 2 Sugd. \ r end. 428, 429; Warvelle Abst. 11. Chapman v. Lee, 55 Ala. 610. Holm v. Wust, 11 Abb. Pr. (N.S.) (N.Y.) 1113. In Williams v. Daly, 33 166 MARKETABLE TITLE TO REAL ESTATE. which the purchaser may examine the title before completing the purchase. If no time be specified, he will be entitled to a reason- able time for that purpose, but cannot keep the contract open in- definitely so as to avail himself of a rise in the value of the prop- erty or escape loss in case of depreciation. 1 He cannot be required to pay the purchase-money before he has examined the abstract, unless he has expressly stipulated so to do. 2 It has been held that if the contract provide that the purchaser shall be furnished an abstract of title, and shall have a specified time in which to ex- amine the title and pay the purchase money, the purchaser must determine in that time whether he will take the title, and that he cannot tender the purchase money after that time, even though no abstract of the title was furnished. 3 The purchaser is entitled to a reasonable time within which to determine by investigation the validity of apparent liens disclosed by the record. 4 After the purchaser has examined the abstract, or investigated the title in the time allowed for that purpose, it is his duty to point out or make known his objections to the title, if any, so as to give the vendor an opportunity to remove them. 5 This rule III. App. 454, it seems to have been held that an abstract made by taking a copy in writing from a former abstract made by another office, taking a letter- press copy from that copy and, from the letter-press copy, copying again, waa not such an abstract as the purchaser was entitled to require. As to the valid- ity of copies of abstracts generally, see the observations of Mr. Warvelle ia his work on Vendors, vol. 1, p. 295. * Hoyt v. Tuxbury, 70 111. 331. 'Penna. Min. Co. v. Thomas, 204 Pa. 225; 54 Atl. 101. Kelsey v. Crowther, (Utah) 27 Pac. Rep. 695. * Allen v. Atkinson, 21 Mich. 361, COOLEY, J., saying that when the pur- chaser showed an apparent incumbrance of record, the most that the vendor could insist upon " is that he shall satisfy himself within a reasonable time whether the apparent incumbrance is a valid one or not. It would be out of all reason to insist that the vendee, at his peril, should take a title appar- ently incumbered, and that the vendor should have a right to demand the im- mediate performance of the contract by the vendee, when apparently his own deed would be insufficient to give the complete title he had agreed to convey. Nor do I think thirty days was an unreasonable time to take for this purpose when the mortgagee resided at a distance, and whnn it does not appear that the situation of the parties had in the meantime been changed, or that anything had occurred to render the contract less fair and equal than it was when entered into. Post, ch. 32. Easton v. Montgomery, 90 Cal. 307; 27 Pac. Rep. 280. Goodell v. Sanford, (Mont.) 77 Pac. 522. Compare Lessenich v. Sellers, 119 Iowa, 314; 93 N. W. 348. ABSTRACT OF TITLE. 167 has been held not to apply where the defect is one that cannot, in the nature of things, be removed before the time fixed for complet- ing the contract. Thus, where the objection was that the abstract showed no authority in the officers of a corporation to execute a deed through which the vendor derived title, and it appeared that the corporation had been dissolved since the deed was executed, it was held that the purchaser was not in default in failing to raise that objection before the day fixed for completing the contract. 1 Where the conditions of sale provide that the purchaser shall have a specified time in which to examine title, he may, of course, at the expiration of that time, abandon the purchase, if he finds that the vendor has not such a title as the contract requires. 2 And even though, at the expiration of the specified time, the purchaser makes no objection to the title, the vendor can maintain no action on the contract if his title is not such as the purchaser may demand. 3 But the purchaser cannot, at the expiration of that time, recover back his deposit unless he has notified the vendor that the title is unsatis- factory, and that he intends to rescind. 4 The purchaser must make all of his objections at one time, and within a reasonable time after the abstract is furnished. He cannot induce the vendor to spend money in removing objections, and then raise others which cannot be removed. 5 If the abstract, when furnished, is not such, as to form and fullness, as the purchaser is entitled by the contract to require, he must promptly make his objection. He cannot accept the abstract, keep it until the time allowed the vendor in which to furnish an abstract has passed, and then insist upon its insuffi- ciency as a breach of the contract.' 'McCroskey v. Ladd, (Cal.) 28 Pac. Rep. 216. 'Mead v. Fox, 6 Cush. (Mass.) 199. 1 Packard v. Usher, 7 Gray (Mass.) 529. 4 Anderson v. iStrasburger, 92 Cal. 38; 27 Pac. Rep. 1095, and easea cited. Polk v. Stevenson, 71 Iowa, 278. Moot v. Business Men's Assn., 157 N. Y. 201; 52 N. E. Rep. 1. la this case the contract provided for an abstract " truly showing the condition of the title." The document furnished was a mere abstract of the indexes of the records in the county clerk's office, and did not show certain objection* to the title, which, however, were of an unimportant kind, and which the court held the vendor had the right to remove. 168 MARKETABLE TITLE TO KEAL ESTATE. Where the contract provides for time in which to examine the title, the purchaser will be presumed to have investigated the title, to have examined every deed or instrument forming part of it, especially if recorded and to have known every fact disclosed by the record or the existence of which was suggested by the record. 1 A provision in the contract that the purchaser shall give written notice of the acceptance of the abstract, is waived by the accept- ance of verbal notice without objection. 2 76. SUMMARY OF THE PRINCIPAL SOURCES OF OBJECTIONS TO TITLE. General Observations. We shall elsewhere consider in this work what circumstances render a title so doubtful that it will not be forced upon a purchaser. 3 It is our purpose here merely to point out the several sources whence it may appear that a title is absolutely bad. An absolutely bad title to real property, as between vendor and purchaser, consists in the want of any one of the elements of a good title. These, as has been shown, consist in the rightful ownership of the property, the rightful possession thereof, the appropriate legal evidences of rightful ownership and the freedom of the estate from liens or incumbrances of any kind. 4 A man may be the right- ful owner of an estate, but if he is out of possession his title is bad, so far as a purchaser from him is concerned ; 5 and, of course, if he be not the rightful owner, his title is bad without reference to the question of possession. So, also, if he be the rightful owner but is wrongfully in possession, as where he commits a breach of the peace in ejecting an occupant of the premises. But he may be both the rightful owner and rightfully in possession under a deed sufficient to pass the legal title, and yet his title may not be such as a pur- chaser may require. For example, the deed under which he holds may not have been admitted to record, or may have been admitted to record upon an insufficient certificate of acknowledgment. The title is also absolutely bad not only where it is open to attack after 1 Moot v. Business Men's Assn., 157 N. Y. 201, 52 N. E. 1. 1 Domestic Bldg. Assn. v. Guadiano, 195 111. 222, 63 N. E. 98. 1 Post, ch. 31. 4 Ante, p. 2. 1 Sugd. Vend. (8th ed.) 387, 579. ABSTRACT OF TITLE. 169 it has passed to the purchaser, but also wherever the purchaser must institute any proceeding at law or in equity to secure himself in the enjoyment of the estate. The purchaser will also be entitled to his action if the vendor have not the quantity of estate which he has agreed to sell and convey. Thus, he may have only a life estate, or an estate for years, or an estate upon condition, and his title to the same may be clear and unimpeachable, yet if by the contract the purchaser is entitled to a conveyance of the fee simple, a breach results, and an action for damages accrues. With respect to what particular facts or circumstances constitute a good legal title, or demonstrate a complete want of title, it must suffice to say that the inquiry is impracticable here, since the answer would involve a review of the whole body of the law of real prop- erty. An infinite variety of facts and circumstances enter into the composition of every title, and the existence or non-existence of any one of these may be fatal to the title. Hence, it has been said by a great judge that there is no such thing as a mathematical certainty of a good title. 1 But the state of every title is capable of being ascertained or established with a reasonable degree of certainty. The policy of the law is that as far as possible title to lands, to the extent that it depends upon the fact of alienation or transfer from one person to another, shall be evidenced by written instruments of a solemn kind, such as deeds, wills, judgments or decrees. Also, that these instruments shall be made matters of public record open to the inspection of the whole world ; and that certain of them, that is, deeds, shall be void for certain purposes if not entered, or not lawfully entered, upon the public record. Also, that certain mat- ters collateral to the title, such as liens, charge or incumbrances upon the estate, shall likewise be entered of record, so as to bind subsequent purchasers for value and without actual notice of their existence. Hence, it follows that the sufficiency of the title is, in a great measure, to be determined by an inspection of the public records, and of instruments which evidence the vendor's title. Indeed, the great majority of objections to title that are commonly made spring from these sources, such, for example, as that the vendor has no documentary evidence of his title, or that some one of the deeds under which he holds is defective on its face ; or that his 'Lord HARDWICKE in Lyddall v. Western, 2 Atk. 20. 22 170 MARKETABLE TITLE TO REAL ESTATE. deed has not been admitted, or has been improperly admitted, to record ; or that the record discloses liens and incumbrances upon the estate. But it is obvious that there may be fatal defects of title which neither appear from the public records nor upon the face of any instrument under which title is claimed. Thus, a deed executed by a married woman is in most jurisdictions void unless her husband joins as a party, but the fact that a grantor in a deed in the vendor's chain of title was a married woman would not ordinarily appear except upon inquiries made among those likely to know the fact. So it is possible for a title to be good though evidenced altogether by matter inpais, such, for example, as a title by inheritance or by adverse pos- session for a great number of years. Where the defect of title appears upon the face of the instrument under which title is claimed, or from the public records, the rules which protect a purchaser for value have no application, for two obvious reasons ; first, because in such a case the purchaser is charged with notice of the defect ; and, secondly, because those rules afford protection only against latent equities, which may result in a destruction of the title and not against an absolute want of title, such as results from an instrument on its face insufficient to pass the title ; for example, a tax deed void on its face for want of compliance with certain statutory requisites as to its contents. 1 But while it is impracticable in this work to enter upon a consid- eration of the laws respecting real property in all the phases in which they may be material to the question of want of title in a vendor, it is believed that a categorical summary of the principal sources of objections to title, having reference to those laws, will be found useful as an aid to the memory in the examination of a title. An attempt has been made to present such a summary here, under the following heads : (1) Defects and Objections to Title which appear upon the Face of some instrument under which Title is claimed. (2) Defects and Objections to Title which appear from the Public Records. (3) Defects and Objections to Title arising from matters in pais or those which appear upon Inquiry dehors the Public Records, and apart from any Instrument under which Title is claimed. This summary, while necessarily general in its character, 1 Cogel v. Raph, 24 Minn. 194. See post, tb^ chapter, 79. ABSTRACT OF TITLE. 171 embraces, it is believed, references to all of the principal and most important sources of objections to title. (I) 77. DEFECTS AND OBJECTIONS WHICH APPEAR UPON THE PACE OF SOME INSTRUMENT UNDER WHICH TITLE IS CLAIMED. DEEDS. Practically there are but two vehicles or instruments for the transfer of title to lands inter paries, namely : (1) Deeds, including letters patent or public grants ; and (2) Wills. As to deeds, it ia obvious that these, in several respects, may appear upon their faces insufficient to transfer title. As a general rule, in the American States, deeds are entered at large upon the public records, and in the examination of titles many content themselves with a perusal of the record or office copy of the deed ; but this is never a safe course, as there may be an imperfection in the deed which can only appear by an inspection of the original, for example, a fraudulent erasure, interlineation, or other alteration therein. The sufficiency of a title should never be passed upon by counsel until he has carefully perused every instrument lying in the vendor's chain of title, and until he is satisfied that every such instrument has been laid before him or has been seen by him. The most disastrous consequences have resulted, and are in many cases likely to result, from neglect of this seemingly unnecessary caution. The principal defects which will appear upon the face of an origi- nal deed are as follows : Insufficient Signing. See ante, 9 32; 3 Washb. Real Prop. 270. Insufficient Sealing. See ante, 32, and authorities there cited. Insufficient Execution. This may occur in the case of a conveyance by a corporation, as, where the instrument runs in the name of the officers of the corporation, and not in the name of the corporation itself; or when the formalities, if any, required by the corporate charter, or special legislation, have not been observed. So, also, where a deed executed in pursuance of a power, omitt any of the formalities prescribed by the power. Insufficient Words of Conveyance. See ante, 19. Insufficient Description of the Premises. This, as may be seen, may be so vague and indefinite as to render the im- strument not only ineffectual as notice to subsequent purchasers, but roid 172 MARKETABLE TITLE TO HEAL ESTATE. as between the parties. Ante, 20. Wait v. Smith, 92 111. 385. 1 Qreenl. Ev. 301. Mesick v. Sunderland, 6 Cal. 298. Illegal /Subject-matter and Consideration. Such, for example, as a deed of assignment which makes an unlawful preference among creditors; or a deed which imposes an unlawful restraint upon alienation; or a conveyance for any illegal purpose. Incompetency of Parties. This may sometimes appear upon the face of a conveyance, with respect either to the grantor or the grantee. Thus, a conveyance by a commissioner of court which shows that the commissioner was appointed by a court in a State other than that in which the premises lay, shows on its face the incompetency of the grantor. So, also, a conveyance by an executor who does not profess to act under a testamentary power. Contee v. Lyons, 19 D. C. 207. Brush v. Ware, 15 Pet. (U. S.) 93. Dowdy v. McArthur, 94 Ga. 577; 21 S. E. Rep. 148. An example of incompetency of the grantee occurs where the conveyance is to a corporation not authorized by law to hold real estate; or where a trus- tee or fiduciary becomes a purchaser of the trust estate. Painter v. Hender- son, 7 Pa. St. 48. diminutions in the Quantity of the Estate Intended to be Purchased. This head has reference to that part of a deed which determines the nature and extent of estate conveyed. The great bulk of conveyances in this country consists merely of transfers of the fee from one person to another. Limitations or conditions by which the estate is liable to be defeated, do not so frequently occur with us as in England, where deeds are perhaps more employed than wills in family settlements. Still, the purchaser must care- fully examine each deed that lies in the vendor's chain of title, in order to see, among other things, that each transfers as large an interest as the vendor has undertaken to sell, and that the estate conveyed is not liable to be defeated or diminished by any event that may transpire in the future. In the large cities, it is common to find in deeds, conditions that no noxious trade shall be conducted on the premises, or that no buildings of a certain kind shall be erected thereon. Conveyances of land for religious purposes are frequently made upon condition that the premises shall be exclusively used for that purpose. So, in other cases of gift, for example, a conveyance of a court house site, to revert to the donor and his heirs when no longer used for that purpose. Covenants Running with the Land. In many instances, covenants are inserted in deeds binding the grantee to do certain collateral things, for example, to keep a mill dam and raceway in repair, to maintain division fences and the like. These, as a general rule, run with the land and bind a subsequent purchaser. So, also, covenants not to use the premises for specified purposes. They diminish the value of the premises and constitute grounds upon which the purchaser may reject the title. Post, 305. ABSTRACT OF TITLE. 173 Constructive Notice from Recitals. A. purchaser is not only charged with notice of every deed which lies in the chain of his vendor's title, but if any of those deeds contain recitals which would put a man of ordinary prudence upon inquiry respecting the rights of third parties in the premises, he will be charged with notice of those rights, provided they might have been discovered by the exercise of reasonable diligence. Thus, where a deed is executed in pursuance of a power of attorney, a subsequent purchaser is charged with notice of any defect in the power. Morris v. Terrell, 2 Rand. (Va.) 6. And except in those States where a vendor's lien must be expressly reserved by the grantor on the face of his deed, a recital in the deed showing that the purchase money is unpaid puts a subsequent purchaser upon inquiry, and he must ascertain at his peril whether the purchase money has been paid since the execution of the deed. Woodward v. Woodward, 7 B. Mon. (Ky.) 116. Numerous cases illustrating the doctrine of constructive notice from recitals in deeds under which the purchaser claims may be found in the reports. They show the necessity of a careful perusal of every deed in the vendor's chain of title. Insufficient Authentication for Record. This is one of the most important points to which the attention of the purchaser must be directed. Authentication of a deed for the purposes of registry consists either in the attestation of the deed by subscribing witnesses, or in the acknowledgment thereof before certain officers in the manner pro- vided by law. We have seen that, in some of the States, the acknowledg- ment of the deed, or the attestation of subscribing witnesses, is not only necessary to authenticate the same for registry, but to make the deed valid as between the parties. Ante, 23, et seq. , where, also, the several requi- sites of a valid certificate of acknowledgment are considered. Reservation of Liens or Charges upon the Estate Conveyed. Liens for purchase money, annuities, charges for support and maintenance of the grantor, and the like, are frequently reserved on the faces of convey- ances; and all deeds in the chain of title should be carefully examined, with this fact in mind. Duty to See to the Application of the Purchase Money. In certain cases of defined and limited trusts, the purchaser of the trust subject is required to see that the purchase money is applied to the purposes of the trust; otherwise the trust will attach to the premises in his hands. This must be borne in miud in the purchase of a trust estate. 2 Sugd. Vend. (8th Am. ed.) ch. 18; 2 Washb. Real Prop. (4th ed.) 528 (211). Cancellations, Obliterations, Erasures, Interlineations and Alterations. These, or any one of them, may be of a kind and character sufficient to destroy the validity of the deed. Their existence, of course, can only be known by an inspection of the original deed. 174 MARKETABLE TITLE TO REAL ESTATE. Fraud Apparent on the Face of a Deed. As a general rule, fraud seldom appears on the face of a conveyance, so as to charge a subsequent purchaser with notice. It sometimes happens, how- ever, that the provisions of deeds purporting to be trusts for the benefit of particular parties are framed so palpably in the interest of the grantor that the courts do not hesitate to pronounce them void, as having been executed for the purpose of delaying creditors. An example will be found in John- son v. Thweatt, 18 Ala. 741, where property of the value of $7,000 was con- veyed in trust to secure a debt of $150, and several other small debts not yet due, the deed permitting the grantor, in the meanwhile, to remain in posses- sion of the premises. The deed was held void on its face, and a remote pur- chaser thereunder charged with notice of the fraud. Want of Statutory Recitals. In some of the States it is required by statute that certain deeds executed in pursuance of a sale under judicial authority, or by an officer acting in a ministerial capacity, such as a tax collector, shall contain recitals, showing the concurrence of particular facts on which the validity of the sale depends. See 3 Washb. Real Prop. 222, 229; Freem. Void Jud. Sales (2d ed.), 47; Blackw. Tax Titles, 790. Wherever such provisions exist they should be borne in mind in the examination of a title. PATENTS. These must, of course, conform in all their features to the requirements of the laws of the State in which they were issued. 1 Those laws differ to such an extent in the several States that it would be impracticable to indicate here every particular in which a patent may be upon its face defective. It should be observed, however, that every purchaser under a patent is charged with notice of any defect apparent upon its face, there being no difference in that respect between patents and the deeds of individuals. 2 WILLS. The most common objections to title apparent upon the face of a will under which title is claimed consist of some restriction, limitation or qualification of the estate of the devisee, or of some charge or incumbrance thereon created by the will. As a general rule questions which might arise as to the due execution of the will are concluded by the sentence admitting the will to probate ; cer- tainly in all cases in which the probat was resisted. And even after an ex parte probat, it is hardly to be presumed that the will would have been admitted with evidence upon its face that it was not legally 'See the case of McGarrahan v. Mining Co., 96 U. S. 316, where it is said by Chief Justice WAITB that every part of the execution of a patent, such as the signature by the proper officer, sealing and countersigning, and every other statu- tory requirement, is essential to the validity of the instrument. Bell T. Duncan, 11 Ohio, 192. Moore v. Hunter, 1 Gilm. (111.) 317. ABSTRACT OF TITLE. 175 executed, as if, e. g. it should lack the number of witnesses required by law. . Incompetency of the Testator. This may sometimes appear upon the face of a will, as when its provisions are so foolish and unnatural as to show that the testator was devoid of testa- mentary capacity. Examples may be found in the books. Incompetency of the Devisee. This, of course, cannot occur when the devisee is a living person who can be ascertained, and who is not a subscribing witness to the will. But in some of the States testators are prevented by law from devising more than a certain portion of their real estate to corporations. And in certain other States devises to corporations of any real property whatever are declared void. trwalidity of tJie Devise. This may occur in several ways, e. g., because of some patent ambiguity in respect to the persons whom it is intended shall take under the will, or in respect to the subject-matter of the devise; or, because the will is too vague, uncertain and indefinite in its provisions; or, because its provisions are unin- telligible, or in any respect unlawful, as where they create a perpetuity. Diminutions in the Quantity of the Estate Intended to be Purchased. In America deeds are seldom more than simple transfers of the fee from seller to buyer. Contingent remainders and executory limitations are rarely met with except in wills. With testators who have estates to bestow there is usually a desire to impose restraints upon the alienation of those estates, to provide against possible untoward events of the future, and to secure to the objects of their bounty and the descendants of them, as long as may be, the benefits of their gifts. The consequence is that wills are often found to contain intricate and complicated dispositions of property, making it necessary for all parties to invoke the aid of the courts in the interpretation of the devise. The intention of the testator must sometimes be extracted from a number of seemingly repugnant or inconsistent provis- ions of the instrument. Hence, the question of what interest or estate the devisee takes is often a matter of great nicety and difficulty, and requires for its solution an intimate acquaintance with the niles of law which govern in the creation and limitation of estates and in the construction of wills. The purchaser should never complete the contract until he has carefully perused any will that may lie in the vendor's chain of title. Legacies Charged on Realty, Annuities, etc. Any will which lies in the vendor's chain of title should be carefully examined to see that it contains no legacy, annuity or the like that is charged on the realty in the hands of the devisee. Fraudulent Alterations and forgeries. A will is, of course, susceptible of fraudulent alteration after it has taken effect. An example will be found in Wilson's Case, 8 Wis. 171. The orig- 176 MARKETABLE TITLE TO BEAL ESTATE. inal will should always be inspected by the purchaser; there may be indica- tions upon its face tliat it is a forgery. Insufficient Signing and Attestation. Probate courts often exact with great rigor proof of compliance with all formalities and ceremonies prescribed by law for the execution of wills, and, therefore, a sentence of such a court admitting a will to probate is a reason- ably fair assurance to a purchaser that the will carries on its face no evi- dence that it was not entitled to probate. It seems, however, that an ex parte admission of a will to probate is not conclusive upon persons in inter- est, and the will is liable to be avoided upon an issue devisavit vd non. The purchaser should, therefore, satisfy himself by an inspection of the instru- ment that, for anything that appears on its face, it has been properly admit- ted to probate. (II) 78. DEFECTS AND OBJECTIONS TO TITLE WHICH APPEAR FROM THE PUBLIC RECORDS. The term "public records," in the sense in which it is here used, means not only the books of registry in which deeds, wills, judgments and the like are entered, but all records of a judicial or official nature which are open to the inspection of the public, such as the minutes of court proceedings, order books, origi- nal papers in suits at law or in equity, tax-office records, land-office records, and other records and documents of a like nature. (1.) DEFECTS AND OBJECTIONS TO TITLE WHICH APPEAR FROM THE REGISTERS OF CONVEYANCES, LIENS AND INCUMBRANCES. The registers, commonly known as " Deed Books," " Land Records," " Judgment Lien Dockets," " Mechanic's Lien Docket," exist, it is apprehended, in all the States. The uses and purposes for which they are intended are so well known that no remark about them is deemed necessary. Absence of Record Evidence of Title. If the public records do not show title in a vendor, that fact will, in most cases, be treated as a defect in his title. If he holds under a deed, that deed should have been entered of record, so as to bind subsequent purchasers and creditors. If he has no deed, then his title is merely equitable, unless he claims by inheritance or adverse possession and is not such as a purchaser can be compelled to accept. And if, by the contract, he is to receive a "good title of record," it has been held that he may reject a title by adverse possession. Ante, 6. But see post, 292. Prior Conveyances. The possibility of a prior conveyance of the premises by the vendor, or his predecessor in title, is one of the principal reasons for examining the public registers. The prime object of the registry acts is to protect purchasers ABSTRACT OF TITLE. 177 against secret liens and conveyances. The general rule is that a search for prior conveyances by the vendor, or any one through whom he claims, need be extended back no further than the date at which the record shows title in the vendor, or the person against whom the search is made. Rawle Covt. for Title (5th ed.), 259, p. 406. Executory Contracts. Executory contracts for the sale of lands are very generally included in the registry acts of the different States, and, therefore, when duly admitted to record, are binding upon subsequent purchasers from the vendor without notice. See the statutes of the several States. Homestead Estates. These, in some of the States, are required to be described in writing by the claimant, and the description entered upon the public records. See 1 Washb. Real Prop. (4th ed.) 366 et seq. Mortgages. These, of course, must be recorded in order to bind subsequent purchas- ers without notice. See the registry acts of the several States. Deeds of Trust to Secure Debts. This is the commonest form of incumbrance in several of the States, and takes the place of mortgages and vendor's liens. It is, of course, embraced in the registry acts everywhere. Declaration of Trust. This is a declaration in writing by one in whom the legal title to land is vested, that he holds the title in trust for certain specified purposes, or for the use and benefit of certain persons. It must be spread upon the records in order to bind subsequent purchasers. Its nature and incidents may be seen in 2 Washb. Real Prop. ch. 3, 3, p. 500 (190). Defeasances. A defeasance is a separate instrument, executed by and between the parties to an original deed, by which such original deed is to be defeated upon the hap- pening of a certain event. It is seldom met with in this country, but is some- times employed where property has been conveyed by a deed absolute in form, but in fact a security for the payment of money. Defeasances must be recorded in order to bind subsequent purchasers. 2 Washb. Real Prop. 81 (495). Judgments. A judgment is the commonest form of incumbrance on real property. But it is perhaps in no State a lien as against a purchaser for value and without notice, until entered upon what is commonly called the " judgment lien docket." In searching for judgments the purchaser should be careful to see that the lien has not been continued in favor of a surety, who has discharged the judgment and who is entitled to be subrogated to the benefit of the lien. This privilege has been accorded to the surety in some of the States, even as against a purchaser without notice. See Am. & Eng. Encyc. of L. art, Subrogation." 23 178 MARKETABLE TITLF. TO EEAL ESTATE. Lit Pendens and Attachment. The rule of the common law is that every person is presumed to notice of the proceedings of the courts, and that a purchaser of property that is in litigation must take subject to whatever decree or judgment may be pronounced in respect to such property. But this rule has been modified by statutes in most of the States, which provide that no Us pendent or attachment hall be as valid against a bonafide purchaser for value without actual notice, unless a memorandum thereof describing the premises, the title of the cause, and the names of the parties, shall have been entered upon the register of deeds. Warvelle Abstracts, 463, 465; Story Eq. 405; 2 Washb. Real Prop. 252 (598). Mechanics' Liens. See the statutes of the respective States. Vendor's Liens. These, in several of the States where there has been a conveyance to the vendor, must be reserved upon the face of the conveyance in order to bind a subsequent purchaser. See the laws of the respective States in this regard. Forthcoming Bonds and Recognizances. These, in some of the States, have the effect of j udgments as soon as they become forfeited, and bind the lands of the obligor from that time. Consult the laws of each State in this regard. Official Bonds. Are by statute in several of the States made liens upon the real property of the obligor until he is discharged from his official obligations. See Warvelle Abstracts, p. 456. Debts of Decedents. These are very generally made liens upon the estate of a decedent in the hands of his heirs or devisees. Warvelle Abstracts, p. 455. But in Virginia, to make the lien effective after one year from the death of the decedent, suit for the administration of the assets of his estate must have been begun, and a notice thereof, or Us pendens, entered in the register of conveyances. Va. Code, 1887, 2667, 3566. Miscellaneous Statutory Liens. We have now enumerated the principal liens or incumbrances which may bind an estate in the hands of a subsequent purchaser. It is probable, how- ever, that special or peculiar liens exist by statute in some of the States, Wherever such is the case they should be added to the foregoing summary and borne in mind when examining a title. (2.) DEFECTS AND OBJECTIONS TO TITLE WHICH APPEAR FROM PUBLIC RECORDS, OTHER THAN REGISTERS OF DEEDS AND JUDGMENT LIEM DOCKETS. Taxes and Assessments. These are everywhere made lier s upon the real estate of the taxpayer. They are to be searched for at the tax offices. ABSTRACT OF TITLE. 179 Irregular, Illegal and Invalid Tax Sales. If a tax deed is found in the vendor's chain of title, it is of vital import- ance to inquire (1) whether the tax or assessment was authorized by law; (2) whether the tax or assessment was laid or imposed in accordance with the law, and (3) whether all the requirements of the law preliminary to the sale and execution of the deed had been complied with. The first inquiry is, of course, to be determined by an inspection of the law. The other two inquiries may, in a great measure, be determined by an examination of the records in the tax offices, it being the policy of the law that, as far as pos- sible, the fulfillment of all of its requirements in regard to the imposition and collection of taxes shall be evidenced by documents returned to, and entries made in the records of the tax office. As to the various respects in which a tax title may be defective, see Blackwell on Tax Titles; Black on Tax Titles; 2 Washb. Real. Prop. 221 (541); Devlin on Deeds, ch. 38, p. 647. By the common law, the burden devolved on the purchaser of a tax title to show affirmatively that all the prerequisites to a valid sale for taxes had been complied with, but by statute in most of the States the tax deed is made presumptive evidence of a valid tax and valid sale, and the burden imposed upon the adverse claimant to show an infirmity in the tax or the sale. Want of Jurisdiction in Judicial Proceedings. The examination of a title derived through a sale under a judgment or decree would be an interminable affair if the purchaser were obliged to inquire whether any error or irregularity existed in the proceedings for which the judgment or decree might be reversed. So far as the proceedings antecedent to the sale is concerned, he is only required to see that the court had jurisdiction to render the judgment or decree under which the sale was had. This, in most cases, will appear from the face of the proceedings; as where the pleadings state a case not within the jurisdiction of the court, or where there is nothing to show service of process on the defendant, or where the pleadings omit some formality required by law to give the court jurisdic- tion; for example, the want of an affidavit to the bill in a suit for the sale of an infant's lauds. Numerous other instances will occur to the reader. But the court may have been without jurisdiction to render the judgment or decree, and there may be nothing upon the face of the pleadings or the pro- ceedings to apprise the purchaser of that fact. For example, if A. should file his bill against his coparcener, B., for partition, fraudulently omitting C., another coparcener, the decree in the cause would not bind C., who might thereafter file his bill against the purchaser under the decree, and have a re-partition of the premises. In such a case the purchaser could discover the want of jurisdiction in the court only by inquiries made in pai*. LM Pendens. By the common law all persons are charged with notice of the proceedings of the courts, and a purchaser of property whereof the title was in litigation takes subject to whatever judgment or decree may be pronounced in respect 180 MARKETABLE TITLE TO EEAL ESTATE. thereto. In the absence of any statute to the contrary, it is apprehended that the purchaser would be bound, though he had no actual notice of the litiga- tion, and though no memorandum thereof had been registered, docketed or indexed in the "Hgiitij offices. Senior Patents or Grants of Public Lands. These, of course, will appear from the records in the land offices of the BTCBal States, and of the United States. Proceedings in Eminent Domain. Such, for example, as a municipal ordinance providing for the opening of a street or alley. All persons are presumed to hare notice of such proceed- ings. See Warrelle Abst. 360. (Hi) 79. DEFECTS AND OBJECTIONS TO TITLE ARISING FROM MAT- TERS IN PAIS, OR THOSE WHICH APPEAR UPON INQUIRY DEHOR8 THE PUBLIC RECORDS, AND APART FROM ANT INSTRUMENT UNDER WHICH TITLE IS CLAIMED. If the vendor have the actual legal title to the estate, the purchaser is not concerned to inquire whether any equities exist in third parties by which that title may be defeated, unless, of course, there are facts known to him which should lead him to inquire as to the rights of third parties. If this were not true, there would be little assurance of safety in the purchase of any title, and there would be practically no limit to the inquiries inpais which a purchaser would be compelled to make. But it is "to be observed that this rule applies only where the vendor has the actual legal title, in other words, as has been elsewhere said, where the legal title is in A., and the equitable title is in B., and a third person buys from A. without notice of B.'s equity. 1 The rules respecting pu re Lasers without notice are framed for the protection of him who purchases a legal estate and pays die entire purchase money without notice of an outstanding equity. They do not protect a person who acquires no semblance of tide. 9 In such a case die rule caveat eniptor applies.* Thus, as a simple illustration, if die vendor held under a forged deed, die purchaser would not be protected, while if die deed was genuine, but merely voidable, as having been procured by fraudulent representations, or as having been executed in fraud 1 Wells v. Walker, 29 Ga. 450. Vattier v. Hinds, 7 Pet. (U. 8.) 907, 271; Sampeyrac T. United States, 7 Pet (U. 8.) 222; Boone v. Chiles, 10 Pet. (U. 8.) 177; Wilson T. Mason, 1 Cranch (U. S.), 45. Cogel v. Raph, 24 Minn. 194. Snelgrove T. Snelgrove, 4 Des. (8. C.) Eq. 274. 'Hurst T. McNeil, 1 Wash. (C. C.) 70. Daniel T. Hollingshed, 18 Ga. 190. ABSTRACT OF TITLE. 181 of creditors, and the purchaser had no notice of the facts, he could not be deprived of the estate. This distinction is further illustrated by the case of Texas Lumber Manufacturing Company v. Branch. 1 Rueg, the owner of a large real property, died, leaving a wife and a brother and sister. After the death of Rueg. his wife gave birth to a child by him, which child died very shortly after birth, leaving its mother as its heir, who thus became entitled to the Rueg estate. But the brother and sister of Rueg, conceiving themselves to be his heirs, conveyed his lands to a third person. Meanwhile, Rueg's wife, presumably ignorant of her rights as heir of her infant child, laid no claim to the estate, but married again and died, leaving chil- dren, who brought an action, as her heirs, to recover the estate from one claiming under the deed executed by the brother and sister of Rueg. The defendant pleaded that he was a honafide purchaser of the lands, without notice of the plaintiffs' rights, but the court held that the doctrine of "purchaser without notice" did not apply in such a case, those under whom the defendants claimed having had no semblance of title to the estate. But while a purchaser for value without notice cannot be affected by matters in pais, which establish rights in equity in favor of third persons against the vendor, he is not thereby excused from making inquiries in pais which would show the absence of any legal title in the vendor. The rule caveat emptor applies as well where the want of title is to be established by the testimony of witnesses only, as where it appears from the public records or from the instrumento under which the vendor claims. Among other equities which may avoid the title of the vendor, but which do not affect a purchaser for value without notice, may be mentioned the following: The right of a third person to impress the estate with a resulting trust ; * a right to treat as a mortgage a deed that is absolute in form ; * a right to vacate a deed as having been procured from the grantor by force, fraud, duress or mistake ; * the right to vacate a deed executed 1 60 Fed. Rp. 201. 2 Washb. Real Prop. 484 (177). Hicks v. Hicks, (Tex.) 26 8. W. Rep. 227. 4 Wood v. Mann, 1 Sumn. (C. C.) 500. 3 Washb. Real Prop. (4th ed.) 260 (665), 389. But see, as to duress, Anderson v. Anderson, 9 Kans. 116, where it was held that a married woman's deed, executed under duress, was void even as againit a purchaser for value without notice. Contra, White v. Graves, 107 Mass. 325. 182 MARKETABLE TITLE TO REAL ESTATE. in fraud of creditors ; * the right to fix a lien upon the premises for the purchase money ; 2 the right to compel a conveyance of the legal title from the vendor. The general rule is that a purchaser for ealue and without notice, who has paid the purchase money in full, is not affected by latent frauds or equities of any kind. 8 Incompetency of Parties to Deeds or Wills, with Respect to Infancy, Coverture, Alienage, Mental Capacity or other Disabilities. A deed executed by a person incompetent to contract or to convey, passes no title, even as against a purchaser for value without notice. So, also, a conveyance or devise to an alien enemy. The purchaser can, of course, ascertain the competency of the parties only by inquiries in pat. As a mat- ter of fact these inquiries are seldom made in respect to remote grantors, the risk in such cases being generally considered slight . Ad/verse Occupancy of the Premises. The purchaser should never omit to inquire as to the occupancy of the premises. The record title may be apparently perfect, and there maj be nothing to indicate a want of title in the vendor, but the fact that the premi- ses are in the adverse possession of a stranger. In such a case he is put upon inquiry, and charged with notice of the rights of the occupant 3 Washb. Real Prop. (4th ed.) 317. The Non-performance of Conditions Antecedent and Subsequent, amd the Happening or Non-happeni/ng of Contingencies upon which an Estate Depends. These should be shown by affidavits. The Occurrence of Marriages, Births and Deaths, wherever they would Affect the Vendor's Title. All such facts must be ascertained by inquiries delwr* the record, and should be embodied in affidavits to be used in verifying the abstract. Forgeries of Deeds or Wills, and Fraudulent Alterations or Insertions therein. The purchaser should examine the original of all deeds, as well as the copies of record. He takes the risk of having the actual state of the title correspond with that which appears of record. The registration of a deed, void from forgery, interlineation or other like cause, will not protect the purchaser. Gray v. Jones, 14 Fed. Rep. 83. Reck v. Clapp, 98 Pa. St. 581; Arrison v. Harmsted, 2 Barr (Pa.), 191; Wallace v. Harmsted, 8 Wright (Pa.), 494; 53 Am. Dec. 603; Van Amringe v. Morton, 4 Wharton (Pa.), 382; 84 Am. Dec. 517. 1 3 Washb. Real Prop. (4th ed.) 333. * Warvelle Vend. 699. 1 Cogel v. Raph, 24 Minn. 194. Flannagan v. Oberthier, 50 Tex. 379. ABSTRACT OF TITLE. J83 Dower and Curtesy Rights. The existence of these must be ascertained by inquiries dehort the record. latent Ambiguities in the Description of the Thing Granted or Devised, or of the Persons who are to Take as Grantees or Devisees. Where these occur they must, of course, be explained by evidence aliuTule, if, indeed, they may be explained at all. See 1 Greenl. Ev. 297. Insufficiency of the Evidence to Establish Title by Inheritance. If the vendor's abstract shows title in him as heir it should be sustained by the affidavits of those having knowledge of the fact of inheritance. Insufficiency of the Evidence to Establish Title by Adverse Possession. If the vendor claims by adverse possession there should be affidavits to show such a possession under color of title for a period sufficient to bar the rights of all persons, including those under disabilities when the cause of action accrued. The Want of Jurisdiction of the Person in Judicial Proceedings. Seeante, " Caveat Eraptor," 49. An illustration will be found, ante, 78. The Existence of Physical Incumbrances Upon the Premises. Such, for example, as a private right of way, a mill dam or the like. Post, ch. 31, 305. Want of Possession under the Several Deeds in the Vendor's Chain of Title. It is a familiar rule that an unbroken chain of conveyances down to the plaintiff in ejectment is no evidence of title in him unless possession under and in pursuance of such conveyances appears. Stevens v. Hosmer, 39 N. Y. 302. As a matter of fact, however, in the examination of a title posses- sion is always presumed to have followed the several conveyances under which the vendor claims, and an inquiry into the fact of possession is never made unless there is something in the case to excite the suspicions of the purchaser. Want of Delivery of Deeds Wrongful Delivery of an Escrow. See Devlin on Deeds. 264, 267, 323. The Existence of an Unrecorded Deed within ilie Period During which such a Deed is by Statute, in some States, Allowed to Relate lack and Bind Subsequent Purchasers from the Time of Acknowledgment. See the statutes of the several States. Martindale's Abst. p. 26. CHAPTER VIII. WAIVER OF OBJECTIONS TO TITLE. IN GENERAL. 80. WAIVER BY TAKING POSSESSION. 81. LACHES OF PURCHASER. 82. WAIVER BY CONTINUING NEGOTIATIONS. 83. WAIVER IN CASES OF FRAUD. 84. WAIVER BY PURCHASING WITH NOTICE OF DEFECT. 85. 80. IN GENERAL. The expression " waiver of objections to title," as generally used, means a waiver of the right to recover damages against the vendor for inability to perform his contract by reason of a defective title, or of the right of the purchaser to rescind or abandon the contract on the ground of the insufficiency of the vendor's title. 1 In either case the principles upon which the existence of the waiver is determined are the same ; and it is, there- fore, apprehended that no inconvenience can result from treating the subject generally, without reference to the particular form of relief which the vendor claims to have been waived. The doctrine of waiver of objections to the title relates chiefly to cases in which the contract remains unexecuted by a conveyance of the premises. If the purchaser accept a conveyance without covenants for title, the rule is general that he can have no relief at law or in equity if the title prove defective. Strictly speaking, however, this is more a matter of contract than of waiver implied from the acts and con- duct of the purchaser. Still, there are rights respecting a defective title which the purchaser may waive even after the contract has 1 This is without doubt the general acceptation of the expression in the Ameri- can practice. More v. Smedburgh, 8 Paige (N. Y .), 600. But such a definition is perhaps too broad for the English practice, for there it has been held that if a purchaser have actually waived his right to call for a title, and afterwards for the purpose of settling a conveyance a deed is produced which shows a bad title, he will not be compelled in equity to accept the bad title. 1 Sugd. Vend. 347, citing Warren v. Richardson, Yo. 1: Wilde v. Port, 4 Taunt. 334; Hume v. Bent- ley, 5 De G. & 8m. 520; Geoghegan v. Connolly, 8 Ir. Ch. Rep. 598. Such a case, however, is not likely to arise in America, all conveyances as a general rule being there spread upon the public records and open to the inspection of the pur- chaser. The general doctrines relating to waiver of objections to title will be found in Mr. Pry's valuable treatise on Specific Performance (3d Am. L), 1805. WAIVER OF OBJECTIONS TO TITLE. 185 been executed ; for example, the right to rescind the contract on the ground of fraud, assuming that the conveyance was accepted without knowledge of the fraud. 1 It must be borne in mind that a waiver of objections to the title is not the equivalent of a waiver of all the rights of the purchaser in respect of the defective title, for it may be that the waiver was brought about by the reliance of the purchaser upon the covenants for title that he had a right to expect. In other words, the pur- chaser does not, by waiving the right to rescind the contract, or to recover damages for the violation thereof while it remains executory, waive the right to a conveyance with covenants for title adequate for his protection in a case in which the contract entitles him to such ovenants. An act which amounts to a waiver of the right to reject a defective title is not necessarily a waiver of the right to compen- sation for the defect. 2 Neither is an agreement by the purchaser 1 Post, this chapter, 82, 84. J 1 Dart Vend. 437; 1 Sugd. Vend. 343. Calcraft v. Roebuck, 1 Ves. Jr. 221. Roach v. Rutherford, 4 Desaus. (S. C.) 126; 6 Am. Dec. 606. See, also, Palmer T. Richardson, 3 Strobh. Eq. (S. C.) 16. A sale of "all his (the vendor's) interest In the devise made to him by his father, F. B., deceased, in a certain tract," etc., is not a contract of hazard, the reference to the devise being merely descriptive of the property, and the purchaser is entitled to indemnity against incumbrances on the land. Price v. Browning, 4 Grat. (Va.) 68. In the case of Evans v. Der Germania Turn Verein, 8 111. App. 663, the title had been examined and pro- nounced good by the purchaser's attorneys. The purchaser then paid part of the purchase money, took possession, made material alterations in the premises, col- lected rents, and otherwise treated the contract as valid and subsisting. After- wards, on a second examination of the title by other attorneys, it was pronounced "bad, and the purchaser sought to rescind the contract. Rescission was refused, the court saying, among other things, that the contract, which was conditioned on the purchaser's acceptance of the title, had been made absolute by his conduct in the premises, but that tJie sellers were not absolved from their obligation to concey to the purchaser at the proper time a good title, free from incumbrante. In Goddin T. Vaughn, 14 Grat. (Va.) 102, it was intimated that a purchaser buying and taking possession with notice of defect of title waives his right to insist upon covenants of general warranty from the vendor. Perhaps such a decision was unnecessary, as the sale was by an executrix, from whom no general covenants for title could be required. But the authorities cited by the court sustain a materially different proposition, namely, that in such a case the purchaser waives his right to rescind the contract or reject the title. It can hardly be denied that a purchaser, after being informed of an objection to the title, may, and in fact does in many eases, proceed with the bargain and look to the covenants which he is to receive for his 186 MARKETABLE TITLE TO EEAL ESTATE. to accept a deed without warranty to be construed as of itself a waiver of the right to require the production of a clear title. On the contrary, the presumption is that the purchaser intends to insist upon that right, inasmuch as he will have no warranty to protect him if the title should prove defective. 1 Obviously a waiver of objection to the title must be the relin- quishment or abandonment of some right with respect to the title to which the purchaser under the contract is entitled, and contem- plates objections which were either unknown to the purchaser at the time of the contract or without reference to which the contract was concluded. If the purchaser bought only such right, title or inter- est as the vendor had, expressly taking the risk of the title, there can be, in the nature of things, no opportunity for any question of waiver. Hence, it follows that the waiver may be implied, (1) from the acts and conduct of the purchaser with respect to defects of title coming to his knowledge after the conclusion of the contract, and (2) from the mere fact that the contract was made by the purchaser with knowledge that a clear and unincumbered title could not be had. It should be observed here that waiver of objections to title in the sense in which the term is commonly employed is not an ele- ment of the contract between the parties, but rather an implica- tion of law from the acts of the purchaser. 3 Where, in a contract for the sale of land, a day is fixed for the conveyance of the prop- erty, if the vendee wishes to object to the title he must give notice of his objections a reasonable time previous to the day fixed for making the conveyance to enable the vendor to remove the objec- tions to the title and to make the conveyance at the time specified, or a court of equity may consider a strict performance of the con- tract by a conveyance on the specified day as waived. 8 But a pur- chaser may in some cases be deemed to have waived his right to a strict performance of the contract on a specified day without being protection. True, a purchaser may expressly agree to take the title, such aa it is, without warranty, but it seems scarcely fair to him to imply such an agree- ment from the mere fact of his taking possession with knowledge of the defectire title. 1 Leach v. Johnson, 114 N. C. 87. *1 Sugd. Vend. (8th Am. ed.) 517 (343). 'More v. Smedburgh, 8 Paige (N. Y.), 800. 24 WAIVES OF OBJECTIONS TO TITLE. 187 held to have waived his right to rescind in case the vendor be unable eventually to remove the objections to the title. 1 If the vendor can establish a case of waiver of objections, he should not ask to have the title referred to a master or take any other step showing that he does not rely on the waiver. 1 A purchaser may waive or lose his right to rescission by an express confirmation of the contract, 8 or by dealing with the prop- erty as his own after knowledge of the circumstances which entitle him to rescission, 4 or by a presumed acquiescence in the title dis- closed by the vendor, even though possession has not been taken. 5 But the purchaser must have been fully apprised of the facts 6 and I CARR, J., in Jackson v. Ligon, 3 Leigh (Va.), 194 (179). I 1 Sugd. Vend. 347, citing Harwood v. Bland, 1 Fla. & Ke. 540. *1 Sugd. Vend. 252, citing Chesterfield v. Janssen, 2 Ves. 146; Roche v. O'Brien. 1 Bal. & Beat. 355; Cole v. Gibbons, 3 P. Wms. 290; Morse v. Royal, 12 Ves. 355; Sandeman v. Mackensie, 1 J. & H. 613. The fact that the purchaser's counsel approves the abstract of title submitted by the vendor does not amount to a waiver of all reasonable objections to the title. Deverell v. Bolton, 18 Ves. 505. An objection to the title on the ground of incumbrances is waived where, upon an offer to procure releases, the vendee's attorney says that it is unneces- sary, as he proposes to rely upon a deficiency in the area of the premises. Cogs- well v. Boehm, 5 N. Y. Supp. 67. 4 Campbell v. Fleming, 1 Ad. & El. 40. 2 Sugd. Vend. (8th Am. ed.) 22 (423). An agreement by the purchasers that judgment might go against them for the purchase money in consideration of the dissolution of an injunction against them for cutting down timber, has been held a waiver of objections to the title. McDaniel v. Evans, (Ky.) 14 S. W. Rep. 541. So, also, the execution of a new note for the purchase money to an assignee of the original note, in consideration of further indulgence. Wills v. Porter, 5 B. Mon. (Ky.) 416. Three mouths' delay by the purchaser in giving notice of rescission after judgment in favor of an adverse claimant has been held no waiver of the right to rescind. Wilcoi v. Lattin, 93 Cal. 588; 29 Pac. Rep. 226. Pordyce v. Ford, 4 Bro. C. C. 494. Forsyth v. Leslie, 77 N. Y. Supp. 826; 74 App. Div. 517. A common provision in the English conditions of sale, with respect to waiver of objections to the title may be found in the case of Soper v. Arnold, L. R., 14 App. Cas. 429, and is as follows: "All objections an-1 requisitions (if any) in respect to the title or the abstract, or anything appearing therein, respectively, shall be stated in writing and sent to the vendor's solicitor within seven days from the delivery of the abstract, and all objections and requisitions not sent within that time shall be considered to be waived, and in this respect shall be deemed the essence of the contract." This time may be enlarged by acts of the vendor amounting to a waiver. 1 Sugd. 267. Cutts v. Thodey, 13 Sim. 206. Life Asson. v. Siddall, 7 Jur.(N. S.) 785. See. also, cases cited 1 Sugd. Vend. (8th Am. eld will not raine a presumption that the purchaser was to take snhjeet to an easement in the road enjoyed by third persons, there boinjr not h inn 1o warn the pur- chaser that strangers had a n.rht to use tlie road. 198 MARKETABLE TITLE TO REAL ESTATE. on the covenants in the conveyance ; that is, to set up the defense of failure of title by way of recoupment in an action for the pur- chase money. 1 It has been held that the purchaser waives this right by purchasing with notice of the defect or incumbrance. 3 There would seem to be no reasonable objection to such a rule in cases where the purchaser could apply the purchase money to the removal of the defect or discharge of the incumbrance, or those in which the objections to the title were not recognized and provided for in the contract ; but if the vendor expressly agreed to remove the defect or discharge the incumbrance, it is not easy to perceive why the pur- chaser should not be allowed to detain the unpaid purchase money, as he is permitted to do in the case of an unexecuted contract ; 8 especially when it is remembered that knowledge of the defect or incumbrance does not affect the purchaser's right to recover on the vendor's covenants, 4 and that the detention of the purchase money is no more than the assertion of this right in another form. It has been held that the purchaser will be charged with notice of 'Post, ch. 26. 1 Greenleaf v. Cook, 2 Wh. (U. 8.) 13. Bradford v. Potts, 9 Pa. St. 37. Find- ley v. Homer, 9 Neb. 537; 4 N. W. Rep. 86. Busby v. Treadwell, 24 Ark. 457; Worthington v. Curd, 22 Ark. 284, where it was said that knowledge of a defect of title or an incumbrance was no objection to recovery upon the covenants of the deed in a court of law, but was ground for equity to refuse relief out of the unpaid consideration, because it appears that with such knowledge the purchaser chose to rely upon the covenants, and to their legal effect he will be remitted. See also Stone v. Buckner, 20 Miss. 73. Beck v. Simmons, 7 Ala, 76. Twohig v. Brown, (Tex.) 19 S. W. Rep. 768. See also post, 271. In case of a defect of title as to part of the premises, the purchaser waives any right of rescission he may have by accepting a conveyance of the residue. Harrison v. Deramus, 33 Ala. 463. If a purchaser accepts a warranty deed with full knowledge that an eject- ment suit is pending for a small portion of the land, he will be deemed to have waived the right to insist upon being put in possession of the disputed portion, and to have taken the risk of gaining or losing the same, and, therefore, he can- not detain the purchase money to the extent of the value of the land in dispute. Johnson v. Jarrett, 14 W. Va. 230. It is difficult to reconcile this decision with the rule that the purchaser's knowledge of the existence of defects in the title to the premises will not affect his right to recover for a breach of the covenants for title, or to detain the purchase money where he is entitled to substantial damages for such breach. The very object of covenants for title is to protect him as much against known as unknown defects of title. 3 Post, ch. 24. 4 Stockton v. Cook, 3 Munf. (Va.) 68; 5 Am. Dec. 504. WAIV1IK OF OBJECTIONS TO TITLE. 199 the defective title wherever, with common or ordinary diligence, he might have informed himself of the objection, 1 as where it con- sists of an incumbrance of record 2 or of a fact appearing from the instruments under which the title is derived and which the pur- chaser is presumed to have examined. 3 The better opinion, how- ever, seems to be that the doctrine of constructive notice from the public records has no application to questions which arise between vendor and purchaser. 4 85-a. Contract to convey free of incumbrances. If the writ- ten contract between the parties expressly provide that the vendor shall convey the premises free from incumbrances, it is of course immaterial that the purchaser had notice at the time of the con- tract that there was an incumbrance on the property. He has a r.ight to insist upon the terms of his contract. 5 It is conceived, however, that such an agreement should be limited to those in- cumbrances which the vendor has the right to remove, such as a mortgage, judgment, or other pecuniary lien. If the incumbrance be of a kind which the vendor cannot remove as a matter of right, such as an easement, it is not to be presumed that the pur- chaser, knowing the existence of the easement, intended the in- sertion of a vain provision in the contract. 'Steele v. Kinkle, 3 Ala. (N. S.) 352. *Steele v. Kinkle, supra. Wiggins v. McGimpsey, 13 Sin. & M. (Miss.) 532. s In Wagner v. Perry, 47 Hun (N. Y.), 516, it was held that the vendor was not in fault in failing to mention the fact that a map had been filed by the public officials increasing the width of a street which bounded the property. Post, eh. 11, 104. Nichol v. Nichol, 4 Baxt. (Tenn.) 145. 'Weiss v. Binnian, 178 111. 241, 52 N. E. 969. The incumbrance in this case was an easement an ice-cutting privilege previously conveyed by the vendor to a third person. The decision would be more satisfactory if the incumbrance had been one of a kind which the vendor could have removed, as a matter of right. It might then have been plausibly contended that notice of the incumbrance did not affect the purchaser's right to rescind, because it was the intent of the parties that the incumbrance should be removed. CHAPTER IX. TENDER OF PERFORMANCE AND DEMAND FOR DEED. GENERAL RULE. 86. EXCEPTIONS. 87. DUTY OF THE VENDOR TO TENDER PERFORMANCE. 88. PLEADINGS. 89. 86. GENERAL RULE. Few contracts for the sale of lands are completed at the time the vendor agrees to sell and the purchaser agrees to buy. Ordinarily the final execution of the contract is postponed, at the instance of the purchaser, until some day in the future, either that he may have time in which to examine the title or for his convenience and accommodation in respect to the pay- ment of the purchase money. And sometimes performance is post- poned at the instance of the vendor, either because he is not ready to deliver possession or because he desires time in which to remove an objection to the title. Under these circumstances the respective covenants of the parties to pay the purchase money and to execute a conveyance are either mutual, concurrent and dependent, that is, to be performed at one and the same time; or, independent, in which case full performance by one of the parties may be exacted as a condition precedent to performance by the other. Hence, it follows that whenever, by the terms of the contract, the payment of the purchase money and the conveyance of a good title, are dependent and concurrent acts, the purchaser must pay, or offer to pay, the purchase money in full, demanding at the same time that the vendor shall execute and deliver to him a deed conveying an indefeasible estate in the premises. 1 The vendor must be given an 'Post, 253. Chitty Cont. (10th Am. ed.) 332; 1 Sugd. Vend. (8th Am. ed.) 241; 2 Dart Vend. (4th ed.) 877. Poole v. Hill, 6 M. & W. 835; Baxter v. Lewis, For. Ex. 61; Mattock v. Kinglake, 10 Ad. & El. 50. Clemens r. Logging, 1 Ala. 622. Smith v. Henry, 2 Eng. (Ark.) 207; 44 Am. Dec. 540; Byers v. Aikin, 5 Ark. 419; Drennere v. Boyer, Ark. 497. Dennis v. Stras- burger, 89 Cal. 583; 26 Pac. Rep. 1070. Ishmael v. Parker, 13 111. 324; Headley v. Shaw, 39 111. 384; Warren v. Richmond, 53 111. 52; Cronk v. Trumble, 66 111. 428. Sheets v. Andrews, 2 Bl. (Ind.) 274; Browning v. Clymer, 1 Ind. 579; Axtel v. Chase, 77 Ind. 74. Stockton v. George, 5 How. (Mass.) L. 172; Johnston v. Beard, 7 Sm. & M. (Miss.) 217; Stadifer v. Davis, 13 Sm. & M. (Miss.) 48; Hudson v. Watson, 26 Miss. 357; Hill r. Samuel, 31 Miss. 307. Hudson v. Swift, 20 Johns. (N. Y.) 23; Raudabaugh TENDER OF PERFORMANCE AND DEMAND FOR DEED. 201 opportunity to perform his contract before he can be put in de- fault, and an action maintained against him for breach of the con- tract, or to recover back the purchase money, or to compel specific performance of the contract. The covenants being dependent the purchaser must, as a general rule, tender the purchase money, whether he wishes to rescind the contract, or to affirm it by action to recover damages for the breach. 1 Generally these agreements will be construed to be dependent, unless a contrary intention appears. The question whether they are or are not dependent will be determined by the manifest intention of the parties and not from any particular word or phrase which the contract may con- tain. 2 Parol evidence of the surrounding circumstances will be ad- mitted to show whether, at the time of the execution of a written contract for the sale of lands, it was the intention of the parties that the payment of the purchase money on the one part and the execution of a conveyance on the other were to be mutual and con- current acts. 3 v. Hart, 61 Ohio St. 73; 55 N. E. 214. Guthrie v. Thompson, 1 Oreg. 353. Baum v. Dubois, 43 Pa. St. 260; Poulson v. Ellis, 60 Pa. St. 134; Irvin v. Bleakley, 67 Pa. St. 24. Shouse v. Doane, 39 Fla. 95; 21 So. 807. A pur- chaser seeking to enjoin the collection of the purchase money on the ground of defect of title and non-execution of a conveyance, must aver a tender of the purchase money. Harris v. Bolton, 8 Miss. 167. An abandonment of the possession by the purchaser, without a tender of the purchase money, is no defense to an action for the purchase money. Clemens v. Loggins, 1 Ala. 622. A purchaser rescinding the contract for defect of title should tender payment and demand a conveyance, or take some other step showing an intention to give up his bargain. Hunter v. Goudy, 1 Ohio, 449. Where a vendor has received the purchase money, and no time has been specified in which the deed is to be made, there should be a demand for a deed and a refusal to execute it, before a suit to recover back the purchase money can be maintained. McNamara v. Pengilly, 64 Minn. 543; 59 N. W. Rep. 1055. Kime v. Kimr. 41 111. 397. Walters v. Miller, 10 Iowa, 427. Where the deed is to be made by executors, no such action can be maintained before the executors hnvc qualified. Hyde v. Heller, 10 Wash. 586; 39 Pac. Rep. 249. The failure of the vendor to tender an abstract of title provided for in the contract, doe-* not excuse the vendee, seeking specific performance of the contract, from tho duty of making a tender of the purchase money. Kelsey v. Crowther, 102 U. S. 404; 16 -Sup. Ct. Rep. 808. I Irvin v. Bleakley, 57 Pa. St. 24, 28. I 1 Sugd. Vend. (8th Am. ed.) 362 (239) ; Dart's Vend. (Waterman's Notes) 449. *Sewall v. Wilkins, 14 Me. 168. This was an action by the purchaser on a title bond executed by the vendor. Testimony was admitted, over the objection 202 MARKETABLE TITLE TO BEAL ESTATE. The mere failure of the vendor to tender a conveyance and demand payment of the purchase money on the day fixed for com- pleting the contract will not excuse a failure of the purchaser to tender performance on his part, unless it also appear that the ven- dor had no title and was unahle to convey. The mere neglect of the parties to perform the contract at the appointed time cannot, without anything more, amount to a rescission. 1 If the vendor be absent from his residence or usual place of abode when the pur- chase money becomes due, a tender to some person left in charge there will be sufficient : a personal tender to the vendor is not abso- lutely necessary. 2 It has also been held that the expression "tender of the purchase money," as used in this connection, docs not mean such a tender as is required to stop interest on a debt ; it means a readiness, willingness and ability to pay, accompanied by notice thereof to the other party. 3 So, also, tender of performance by the vendor does not mean in every case the actual production and ten- der of a deed ; if the purchaser himself does not tender perform- ance, it is sufficient for the preservation of the rights of the vendor that he be able and willing to execute, and offers to execute and deliver, such a conveyance as the contract requires. 4 If the pur- chaser tenders the purchase money there is no obligation on him to keep the tender good, where the vendor has failed to furnish an abstract of title showing the property free of incumbrances, required by the contract. 5 87. EXCEPTIONS. The rule Avhich requires a tender of the purchase money and demand of a deed on the part of the purchaser does not apply where the vendor's abstract shows a bad title,' or of the plaintiff, to show that he (the plaintiff, purchaser) knew at the time of the purchase that there was a technical objection to the title which could probably not be removed precisely at the time fixed for completing the contract. " The law," said WESTOX, C. J., " is well settled that whether the acts to be performed by the parties respectively in a covenant or agreement are to be regarded as mutual, dependent, concurrent or otherwise, is to be determined by their intention, apparent from the written evidence of what has been agreed, in connection with the subject-matter to which it is to be applied.*' 1 Townsend v. Tufts, 95 Cal. 257 ; 30 Pac. Kep. 528. "Smith v. Smith, 25 Wend. (X. Y.) 404. Here a tender to the son of the vendor at her home, she being absent, was held sufficient. * Smith v. Lewis, 26 Conn. 110. Clark v. Weis, 87 111. 438: 29 Am. Rep. 60. Booth v. Saffold, 46 Ga. 278. Luchitti v. Frost, (Cal.) 65 Pac. 969. It seems that an averment of ability and willingness to pay on tender of a good title is sufficient. Smith v. Robertson, 11 Ala. 840. But see Englander v. Rogers, 41 Cal. 420, where it was said that the purchaser must produce and offer to pay the purchase money. 4 Wells v. Day, 124 Mass. 138. Teal v. Langdale, 78 Ind. 339. Huteliinson v. Coonley, 209 111. 437: 70 X. E. 686. 1 Sugd. Vend. (8th Am. ed.) 367: 2 id. 212; Dart Vend. (Gould's Am. ed.) TENDER OF PERFORMANCE AND DEMAND FOR DEED. 203 where the inability of the vendor to make a good title is so appar- ent that a tender and demand would be superflous ;* as where the premises have been recovered from the purchaser by one claiming under a paramount title, 2 or under an incumbrance created by the vendor, 3 or where the vendor has conveyed away the premises to a third person ; 4 or when he has executed a declaration that he holds the premises in trust ; 5 or where the sale was by agent and the prin- cipal has repudiated the contract. 6 If the contract provide that the vendor shall show a good title as a condition precedent to the pay- ment of the purchase money, the purchaser need not tender the purchase money and demand a conveyance before maintaining his action, unless the good title be shown. 7 An apparent contradiction 504, 510. Seward v. Willcock, 5 East, 198; Knight v. Crockford, 1 Esp. 189; Wilinot v. Wilkinson, 6 B. & C. 506. Johnson v. Collins, 17 Ala. 318; Garnett v. Yoe, 17 Ala. 74; Bedell v. Smith, 37 Ala. 619. Lawrence v. Taylor, 5 Hill (X. Y.) 107; Holmes v. Holmes, 12 Barb. (N. Y.) 137; Foster v. Herkimer Mfg. Co., 12 Barb. (N. Y.) 352; Spaulding v. Fierle, 86 Hun (X. Y.) 17; Glenn v. Rossler, 88 Hun (N. Y.) 74; 34 N. Y. Supp. 608; Higgins v. Engle- ton, 155 N. Y. 466; 50 N. E. 287; Brokaw v. Duffy, 165 N. Y. 391; 59 N. E. 196; Washington v. Mining Co. (Tex. Civ. App.), 67 S. W. 459. 'Magee v. McMillan, 30 Ala. 421; Griggs v. Woodruff, 14 Ala. 9; Smith v. Robertson, 23 Ala. 324. Holmes v. Holmes, 12 Barb. (X. Y.) 137. Blann v. Smith, 4 Bl. (Ind.) 517; Bowen v. Jackson, 8 Bl. (Ind.) 203; Carpenter v. Lockhart, 1 Ind. 434. Edmonds v. Cochran, 12 Iowa, 488; Primm v. Wise (Iowa), 102 N. W. 427. Baynes v. Bernhard, 12 Ga. 150. 'Kerst v. Cinder, 1 Pittsb. (Pa.) 314. 'Buchanan v. Lorman, 3 Gill (Md.), 51. Delavan v. Duncan, 49 N. Y. 485. So, where the premises have been sold under an incumbrance which the vendor engaged to remove. Way v. Raymond, 16 Vt. 371. 4 2 Sugd. Vend. (8th Am. ed.) 212 (516). Post, 253. Sir Anthony Main's Case, 5 Coke's Rep. 211. Wilhelm v. Fimple, 31 Iowa, 131; 7 Am. Rep. 117. Xesbitt v. Miller, 125 Ind. 106 ; 25 X. E. Rep. 148. Smith v. Rogers, 42 Hun (X. Y.), 110. Baum v. Dubois, 43 Pa. St. 260; Irvin v. Bleakley, 67 Pa. St. 24. In Sons of Temp. v. Brown, 9 Minn. 157, it was held that a tender of the purchase money might be made to the grantee of the vendor, lie having notice of the purchaser's rights. In California it has been held in several cases that a conveyance by the vendor to a thi^d person before the day fixed for per- formance of the contract of sale, does not entitle the purchaser to treat the contract as abandoned or rescinded before the time of performance arrives, the court saying that one may sell land which he does not own, and yet be able, when the time of performance arrives, to convey a good title. Joyce v. Shafer, 97 Cal. 335; Shively v. Land Co., 99 Cal. 259; 33 Pac. 848; Garberino v. Roberts, 109 Cal. 125: 41 Pac. 857. 5 Seiberling v. Lewis, 93 111. App. 549. 'Where the sale is by an agent the purchaser is entitled to a conveyance from the principal, and if the principal refuse to convey the purchaser may recover back the purchase money without making a tender or showing readi- ness to perform the contract. Bell v. Kennedy, 100 Pa. St. 215. '1 Sudg. Vend. (8th Am. ed.) 363 (239). 204 MARKETABLE TITLE TO KEAL ESTATE. is involved in the two propositions that the purchaser need not ten- der the purchase money and demand a deed when the vendor's ab- stract shows a bad title, and that the vendor is entitled to a reason- able time in which to remove incumbrances and objections to the title, unless the first proposition is strictly limited to those cases in which the defect or incumbrance is incapable of removal, so that a tender would be utterly vain and nugatory. 1 If the purchaser seeks to rescind the contract, or to recover damages against the ven- dor for non-performance, it seems to be the better opinion that the* mere existence of an incumbrance upon the property will not ex- cuse him from performing or tendering performance on his part, if the incumbrance can be discharged out of the purchase money. The vendor should be given an opportunity to remove the incum- brance. 2 But there are cases in which the contrary view has been taken. 3 If, however, in a case in which the estate is incumbered, the purchaser seeks not a rescission, but specific performance of the contract, 4 or if he sues to recover liquidated damages for a breach of the contract, it seems that the purchaser loses no rights by failing to tender performance. 5 i^To duty devolves upon the 1 Read '. Walker, 18 Ala. 323, where it was said that if the vendor has no title, and cannot procure or cause one to be made, the law does not impose on the purchaser the useless ceremony of preparing and tendering a deed before he can apply to a court of equity for a rescission of the contract, since he would not be bound under such circumstances to accept the deed, although the vendor should be willing to execute it. Z 2 Sugd. Vend. (8th Am. ed.) 25 (425), where it is said that an incum- brance is no objection to the title if the incumbrancer can be compelled to join in the conveyance. Morange v. Morris, 34 Barb. (N. Y.) 311; affd., 32 How. Pr. (N. Y.) 178, where it was said to be the duty of the vendor to remove incumbrances before the time fixed for completing the contract. The purchaser was permitted to recover his deposit and the costs of examining the title. Hewison v. Hoffman, 4 N. Y. Supp. 621. It has since been held in this State that the existence of an incumbrance does not relieve the purchaser from the obligation to tender the purchase money. Ziehen v. Smith, 148 N. Y. 558 ; 42 N. E. 1080 ; Higgins v. Eagleton, 155 N. Y. 466; 50 N. E. 287; Campbell v. Pruyne, 39 N. Y. Supp. 558; 6 App. Div. 554; Keitel v. Zimmerman, 43 N. Y. Supp. 676; 19 Misc. 581; Marshall v. Weninger, 46 N. Y. Supp. 670; 20 Misc. 527; Minor v. Hilton, 44 N. Y. Supp. 155; 15 App. Div. 55; Daly v. Bruen, 84 N. Y. Supp. 971; 88 App. Div. 263. 4 Kerr v. Purdy, 50 Barb. (N. Y.) 24. Karker v. Haverley, 50 Barb. (N. Y.) 79. In this case the purchaser ten- dered the cash payment, but refused to execute a bond and purchase-money mortgage for the deferred payments xipon the ground that the property was incumbered. The vendor then brought an action to recover $600 liquidated damages. Judgment was rendered for the defendant. TENDER OF PERFORMANCE AND DEMAND FOR DEED. 205 purchaser to tender the purchase money and demand a conveyance in a case in which the acts and conduct of the vendor himself show an intent to rescind the contract, 1 e. g., where the vendor has expressly notified the purchaser that he will not execute a con- veyance, 2 or receive the purchase money. 3 Mere inability of the vendor to make a perfect title will not, under all circumstances, relieve the purchaser of the duty of ten- dering the purchase money and demanding a conveyance, as where the objection to the title is an incumbrance, lien, or charge, that may be removed by application of the purchase money. 4 88. DUTY OP THE VENDOR TO TENDER PERFORMANCE. If, under the contract, the payment of the purchase money and the conveyance of a good title be concurrent and dependent acts, the 'Mathison v. Wilson, 87 111. 51. Sims v. Boaz, 19 Miss. 318. Drew v. Pedlar, 87 Cal. 443; 25 Pac. Rep. 749. Buchanan v. Lonnan, 3 Gill (Md.),51. Thus, where the purchaser had paid part of the purchase money, and a con- veyance had been executed in escrow, and afterwards the vendor reclaimed the escrow from the holder and denied the validity of the contract with intent to rescind the same, it was held that the purchaser might recover back the purchase money paid without showing a tender of that which remained unpaid, and demand of the deed. Merrill v. Merrill, 95 Cal. 334; 30 Pac. Rep. 542. 2 Traver v. Halstead, 23 Wend. (N. Y.) 66; Fbot v. West, 1 Den. (N. Y.) 544. Remy v. Olds, 88 Cal. 537. Comstock v. Lager, 78 Mo. App. 390. It has been said that if the vendor denies the obligation of the contract, or places himself in such a position that it appears that if a tender of the price were made it would be refused, the purchaser need make no tender of payment or demand of a conveyance in order to preserve his rights. 2 Warvelle Vend. 774, citing, for the first proposition, Brock v. Hidy, 13 Ohio St. 306, and for the second, Deichman v. Deichman, 49 Mo. 107. Brown v. Eaton, 21 Minn. 409. See, also, Quimby v. Lyon, 63 Cal. 394. So, no tender is necessary when the vendor is proceeding on his legal title against the purchaser. Irvin v. Bleakley, 67 Pa. St. 24, 28, dictum. Stone v. Sprague, 20 Barb. (N. Y.) 509. 4 In Hartley v. James, 50 N. Y. 38, the court said : " Mere defect of title in the vendor and a present inability to give such title as the contract calls for, may not, in all cases, and under all circumstances, dispense with a tender of payment and a demand of a conveyance by the vendee in order to entitle the latter to maintain an action for the money already paid, or to defend an action for the purchase money, if the payment becomes due before a deed is to be given by the terms of the contract. Under some circumstances the court will not hold a contract void by reason of the inability of the seller to make a perfect title, but will put the purchaser to a tender of payment and a demand of the deed, to the end that the seller may make his title good." Citing Har- rington v. Higgins, 17 W. R. 376; Green v. Green, 9 Cow. (N. Y.) 46; Greenby v. Cheevers, 9 Johns. (N. Y.) 126. 206 MARKETABLE TITLE TO KEAL ESTATE. purchaser may detain the purchase money until such a conveyance is tendered to him, or until the vendor shall show himself ready, able and willing to execute such a conveyance as the purchaser shall devise. The vendor must fully perform or tender performance on his part before he can put the purchaser in default. 1 If the con- tract provide that the purchase money shall not be paid until the title has been perfected to the satisfaction of the purchaser, the vendor cannot put the latter in default until he is able to execute a deed conveying a perfect title, and has advised him of the fact. 2 The rule that the vendor must tender performance in order to put the purchaser in default does not apply if the latter has given no- tice that he will be unable to pay the purchase money, even though the abstract furnished by the vendor showed an objection to the title. The vendor is under no obligation to remove or offer to re- move the objection when the purchaser declares his own inability 1 1 Sugd. Vend. (8th Am. ed.) 364 (240) ; Chitty Cont. (10th Am. ed.j 330. Swan v. Drury, 22 Pick. (Mass.) 485. Critchett v. Cooper, 65 N. II. 167; 18 Atl. Rep. 778. McWilliams v. Long, 32 Barb. (N T . Y.) 194; 19 How. Pr. 547. Guthrie v. Thompson, 1 Oregon, 353. Pershing v. Canfield, 70 Mo. 140. Pursley v. Good, 94 Mo. App. 382. Overly v. Tipton, 68 Ind. 410; Soule v. Holdridge, 63 Ind. 213; Melton v. Coffelt, 59 Ind. 310; Parker v. McAllister, 14 Ind. 12. In Stingle v. Hawkins, 8 Blackf. (Ind.) 435, a vendor executed a title bond conditioned to make a deed on the payment of certain notes for the purchase money, payable two years after date, and it was held that a suit on the notes would not lie until the vendor had offered to make a deed, or had shown a sufficient reason for not doing so. Citing Leonard v. Bates, 1 Blackf. (Ind.) 172; Owen v. Norris, 5 id. 479; Burrows v. Yount, 6 id. 458; 39 Am. Doc. 439. It has been held in California that the vendor's tender of the deed of a third party conveying a perfect title to the purchaser, is a sufficient performance by the vendor, unless the purchaser then and there specifically objects that the conveyance is not by the vendor himself. The purchaser must make the specific objection in order that the vendor may have an opportunity to procure a conveyance to himself from the third party. Unless specifically made the objection will be deemed to have been waived. Royal v. Dennison, 109 Cal. 558; 42 Pac. 39. In Southern Pac. R. Co. v. Allen, 112 Cal. 455; 44 Pac. 796, the contract provided that the purchase money should be paid on or before a certain day, and that the vendor, a railroad company, should convey upon its receipt of a patent for the land, or refund the purchase money in case it should be finally determined that no patent should issue. It was held that the argu- ments to pay the purchase money and to execute a conveyance were not mutual, and that the railroad company might maintain an action for the balance of the purchase money without tendering a conveyance, no patent having yet been issued to the company. 'Kirkland v. Little, 41 Tex. 456. TENDER OF PERFORMANCE AND DEMAND FOR DEED. 207 to complete the contract. 1 Nor where the purchaser declares that he will not accept a deed. 2 If the purchase money is payable in in- stallments, and the purchaser is not to receive a deed until the last installment is paid, the covenants are independent, except as to the last installment, 3 and the weight of authority seems to establish the rule that the purchaser cannot decline to pay one of the inter- mediate installments upon the ground that the vendor has no title, for non consiat, but that he may acquire or perfect the title before the last installment becomes due. 4 It may be doubted whether this rule would apply in a case in which it is clear that the vendor can- not get in an outstanding title because vested in a person incompe- tent to convey, such as an infant or lunatic ; or in a case in which the vendor is utterly insolvent. It has been held that the rule that the vendor must tender a conveyance before he can enforce the pay- ment of the purchase money, does not apply to a proceeding in equity to collect the purchase money. The reason stated for thi.-i exception is that the rights of the purchaser may be protected upon final decree in the cause. 6 The vendor is not bound to tender a deed to a sub-purchaser; it is sufficient if he make tender to the original purchaser. He cannot be required to hunt up the as- signees of the purchaser. 6 Johnston v. Johnston, 43 Minn. 5; 44 N. W. Rep. 668. 'Sweitzer v. Hummel, 3 Serg. & R. (Pa.) 228; Hampton v. Specknagle, 9 Serg. & R. (Pa.) 22; 11 Am. Dec. 704. Bucklen v. Hasterlik, 155 111. 423; 41 N. E. Rep. 561. Gray v Mills, 83 Fed. 824; Blanton v. Ky. Distilleries Co., 120 Fed. 318. Rowersock v. Beers, 82 111. 396. 'Terry v. George, 37 Miss. 539. Kane v. Hood, 13 Pick. (Mass.) 281, the court saying: "Where the whole purchase money is to be paid at once, and the deed is to be then given, the covenants are held to be dependent, because it is unreasonable to presume that the purchaser intended to pay the whole consideration without 'laving the equivalent in a title to the land purchased. The same reason applies to the last installment." McLeod v. Snyder, (Mo.) 19 S. W. Rep. 494. If suit be delayed until all the installments become due, then the covenants to pay and to make title become dependent. Johnson v. Wygant, 11 Wend. (N. Y.) 48. 4 Post, eh. 24, 253. Kane v. Hood, 13 Pick. (Mass.) 281. Duncan v. Charles, 4 Scam. (111.) 561; Runkle v. Johnson, 30 111. 328; Monson v. Stevens, 56 111. 335. Johnson v. Wygant, 11 Wend. (N. Y.) 50, semble; Harrington v. Higgins, 17 Wend. (N. Y.) 376. Lockwood v. Hannibal & St. J. R. Co., 65 Mo. 233; Smith v. Busby, 15 Mo. 387; 57 Am. Dec. 207. Oakes v. Buckley. 49 Wis. 592. Loveridge v. Coles, 72 Minn. 57; 74 N. W. 1109. "Rutherford v. Haven, 11 Iowa, 587; Winton v. Sherman, 20 Iowa, 205. The same rule seems to prevail in Texas; Bridge v. Young, 9 Tex. 401: Lawrence v. Simonton, 13 Tex. 220; Taylor v. Johnston, 19 Tex. 351. Heidenberg v. Jones, 73 111. 149. 208 MARKETABLE TITLE TO REAL ESTATE. It has been held that it is not necessary that the vendor shall have the legal title at the time fixed for the performance of the contract if he can control it and have it conveyed to the purchaser on payment of the purchase money. 1 This may be true where the sale was made by an executor or trustee, or other person acting in a representative character, from whom covenants of title cannot be required, who tenders a deed executed by the party whom he represents, containing the proper covenants. But it can hardly be contended that a purchaser from a solvent and responsible party may be compelled to accept a conveyance from a stranger, whose covenants for title may be worthless. 2 In the American States, 3 with but few exceptions, 4 it is the duty of the vendor to prepare and pay for the conveyance and have it in readiness for delivery when demanded by the purchaser. In the English practice, the purchaser prepares the conveyance and tenders it to the vendor with the purchase money. 5 The American rule, as generally expressed, is that, to put the vendor in default, it is necessary that the vendee should demand a deed, wait a reasonable time for the vendor to get it drawn, and then present himself to receive it. 6 Of course, the parties may contract that the purchaser shall prepare and tender the deed for execution. 7 1 Hazelton v. Le Due, 10 App. D. C. 379, citing Dresel v. Jordan, 104 Mass. 415 and Flannigan v. Fox, 23 N. Y. Supp. 344; 26 Id. 48; 6 Misc. 132. In the first two of these cases the sale was made by parties acting in a repre- sentative capacity. 1 Ante, 18; post, 315. 3 Taylor v. Longworth, 14 Pet. (U. S.) 175. Stone v. Lord, 80 N. Y. 60. Seeley v. Howard, 13 Wis. 336; Dye v. Montague, 10 Wis. 15. Hill v. Hobart, 16 Me. 164. Especially if the contract provides that the vendor shall "make and execute a deed." Walling v. Kinnaird, 10 Tex. 508; 60 Am. Dec. 216. Fairfax v. Lewis, 2 Rand. (Va.) 20. Standifer v. Davis, 13 Sm. & M.. (Miss.) 48. Sons of Temp. v. Brown, 9 Minn. 157. Baston v. Clifford, 68 111. 67 ; 18 Am. Rep. 547. The purchaser is not obliged to prepare and tender a deed, unless such an obligation can be fairly inferred from the contract. Buck- master v. Grundy, 1 Scam. (111.) 310; Headley v. Shaw, 39 111. 354. It is only necessary that the purchaser shall allege that he demanded a deed; he need not allege that he prepared it and presented it for execution. Standifer v. Davis, 13 Sm. & M. (Miss.) 548. 4 Byers v. Aiken, 5 Pike (Ark.), 419, 497. But see Arledge v. Brooks, 22 Ark. 427. In Alabama, the English rule that the purchaser must prepare the conveyance and tender it to the vendor to be executed, has been held to pre- vail. Wade v. Killough, 5 Stew. & P. (Ala.) 450; Chapman v. Lee, 55 Ala. 616. 5 1 Sugd. Vend. (8th Am. ed.) 360 (241). 8 Fuller v. Hubbard, 6 Cow. (N. Y.) 13; 16 Am. Dec. 423; Hackett v. Huson, 3 Wend. (N. Y.) 250. Dye v. Montague, 10 Wis. 15. I 7 Tinney v. Ashley, 14 Pick. (Mass.) 546; 26 Am. Dec. 620. As where the TENDER OF PERFORMANCE AND DEMAND FOR DEED. 209 Tt has been held that a personal representative of an assignee of the vendor, having no connection with the contract and no act to perform in respect to it, need not tender a conveyance as a condi- tion precedent to the enforcement of a vendor's lien on the prop- erty. 1 But it was held in the same case that the court would not direct a sale of the land, unless the purchaser put himself in Default by declining to pay the purchase money. There are cases which hold that to put the vendor in default, the purchaser must demand the deed, wait a reasonable time for the vendor to have it drawn, and again present himself and make a second demand ; 2 the purchaser being at liberty, however, to obvi- ate the necessity of a second demand, by himself preparing and tendering the deed. 3 But the better opinion seems to be that it is the duty of the vendor to prepare the deed and have it in readiness for delivery at the time appointed for the completion of the con- tract, and that a demand for the deed at that time is sufficient to put him in default. 4 The tender must be made at the residence of the vendee, or other place specially agreed upon. A tender made to the vendee's attorney is insufficient. 5 89. PLEADINGS. As a general rule, in any case in which the purchaser seeks to avail himself of his right of action against the vendor for non-performance of the contract, when the payment of the purchase money on the one part, and the conveyance of a good title on the other, are dependent and concurrent acts, he must, in his pleadings, aver an actual performance or "tender of perform- ance on his own part, 6 or aver a present willingness and ability to perform, 7 or set out facts which excuse his own non-performance, contract provides that the vendor shall execute such conveyances as the pur- chaser shall devise. Sweitzer v. Hummel, 3 Serg. & R. (Pa.) 228. 'Mhoon v. Wilkinson, 47 Miss. 633. 2 Fuller v. Hubbard, 6 Cow. (N. Y.) 13; 16 Am. Dec. 423; Fuller v. Wil- liams, 7 Cow. (N. Y.) 53; 17 Am. Dec. 498; Hackett v. Huson, 3 Wend. (N. Y.) 250; Connelly v. Pierce, 7 Wend. (N. Y.) 129; Lutweller v. Linnell, 12 Barb. (N. Y.) 512; Pearsoll v. Frazer, 14 Barb. (N. Y.) 564. Johnston v. Beard, 7 Sm. & M. (Miss.) 214; Hudson v. Watson, 26 Miss. 357. Connolly v. Pierce, 7 Wend. (N. Y.) 129, 132; Wells v. Smith, 2 Edw. (N. Y.) 78; Foote v. West, 1 Den. (N. Y.) 544; Camp v. Morse, 5 Den. (N. Y.) 164. 4 Carpenter v. Brown, 6 Barb. (N. Y.) 147. 'Darrow v. Cornell, 51 N. Y. Supp. 828. Clark v. Locke, 11 Hump. (Tenn.) 300. Grace v. Regal, 11 S. & R. (Pa.) 351. 7 Smith v. Robertson, 11 Ala. 840. 14 210 MARKETABLE TITLE TO REAL ESTATE. such an absolute want of title in the vendor, or that the vendor had notified him that he would not or could not complete the con- tract. 1 Wherever it is necessary that the purchaser shall have tendered a conveyance and the purchase money as a condition precedent to his right to rescind the contract, or to recover dam- ages for the breach thereof, he must, in any pleading in which he asserts those rights, aver the performance of such condition, or the pleading will be fatally defective. 2 1 Sons of Temp. v. Brown, 9 Minn. 157. 2 Johnston v. Beard, 15 Miss. 214. In Goodwin v. Morey, 111 Ind. 69, it was held that the vendor, seeking to enforce the contract, must aver the tender of a sufficient warranty deed, and must keep the tender good by bring- ing the deed into court, or by an averment of readiness and willingness to xecute a deed that will vest a perfect title in the purchaser. CHAPTER X. MEASURE OF DAMAGES FOR INABILITY TO CONVEY A GOOD TITLE. GENERAL OBSERVATIONS. 90. WHERE THE VENDOR ACTS IN GOOD FAITH. Flureau v. Thornhill. Hopkins v. Lee. 91. Barter contracts. 92. Expenses of examining the title. 93. Interest. 94. Rents and profits. $ 95. Improvements. 96. WHERE THE VENDOR ACTS IN BAD FAITH. 97. WHERE THE VENDOR EXPECTS TO OBTAIN THE TITLE. 98. WHERE THE VENDOR REFUSES TO PERFECT THE TITLE. 99. LIQUIDATED DAMAGES. 100. 90. GENERAL OBSERVATIONS. Damages for breach of a con- tract for the sale of lands by the vendor are either nominal ; that is, mere reimbursement for such part of the purchase money as has been paid, with interest, costs, expenses of examining the title, etc., 1 or substantial ; that is, reimbursement in these particulars, and, in addition, the difference between the value of the land at the time the contract was made measured by the purchase price, and the fair market value of the land at the time of the breach ; in other words, damages to the purchaser for the loss of his bargain. 2 Profits which 1 It is hoped that the application of the terra " nominal damages " to a recovery of the purchase money, with interest, etc., will lead to no confusion of ideas. Of course, if the purchaser gets back only his purchase money, interest and expenses, his recovery of damages is merely nominal. The following language of EARL, J., in Mack v. Patchin, 40 N. Y. 171, clarifies the point: " Where the con- tract is executory, no deed having been given, in cases where no part of the pur- chase money has been paid, the vendee can recover only nominal damages; and in cases where the purchase money has been paid, ho can recover the purchase money, interest and nominal damages." * The purchaser's measure of damages for the loss of his bargain will generally be the difference between the contract price and the enhanced value of the land when the conveyance should have been made. 2 Dart V. & P. (4th Eng. ed.) 872; 3 Sedg. Dam. (8th ed.) 1018. Engel v. Pitch, L. R, 3 Q. B. 314. Hop- 212 MARKETABLE TITLE TO REAL ESTATE. the purchaser might have made by a resale of the land under a contract existing at the time of his purchase cannot be allowed as damages, unless, perhaps, the vendor had notice of such contract at the time of the sale. 1 Nor can the purchaser include in his esti- mate of damages profits anticipated from the prosecution of his business on the premises which should have been conveyed to him. Such damages are too remote, and are, besides, speculative and incapable of ascertainment. 2 The question whether the purchaser is entitled to nominal or sub- stantial damages for breach of the contract usually arises under the one or the other of the following circumstances : (1) Where the vendor acts in good faith, believing that his title is free from objection. (2) Where the vendor acts in bad faith, knowing that he has no title and no prospect of acquiring it. (3) Where, having no title, the vendor expects to acquire it in time to complete the contract. (4) Where the title is defective or the estate incumbered, and the vendor has the power to cure the defect or remove the incumbrance, but neglects or refuses to do so. It need hardly be said that the purchaser may always recover for the loss of his bargain wherever the vendor, having a good title, per- versely and wrongfully refuses to convey, 3 or puts it out of hia power to perform the contract by conveying to a stranger without kins v. Lee, 6 Wh. (U. 8.) 109. Baldwin v. Munn, 2 Wend. (N. Y.) 399; 20 Am. Dec. 627; Driggs v. Dwight, 17 Wend. (N. Y.) 71: 31 Am. Dec. 283; Fletcher v. Button, 6 Barb. (N. Y.) 647; Brinckerhoff v. Phelps, 43 Barb. (N. Y.)469; Pringle v. Spaulding, 53 Barb. (N. Y.) 17. Bitner v. Brough, 11 Pa. St. 127; Meason v. Kaine, 67 Pa. St. 132. 1 Sanderlin v. Willis, 94 Ga. 171; 21 S. E. Rep. 291. * Greene v. Williams, 45 111. 206; Hiner v. Richter, 51 111. 299. These were both cases in which the vendor refused, without sufficient cause, to perform hia contract. A fortiori would the rule apply where he was prevented from per- forming the contract by an unsuspected defect of title. 3 Sedg. Dam. (8th ed.) 1006. Baldwin v. Munn, 2 Wend. (N. Y.) 399; 20 Am. Dec. 627; Brinckerhoff v. Phelps, 24 Barb. (N. Y.) 100; S. C., 43 Barb. (N. Y.) 469. Rowland v. Dowe, 2 Murph. (N. C.) 347; Lee v. Russell, 8 Ired. Eq. 526. But if the contract were not in writing, the purchaser can recover only what he has disbursed. He can have nothing under the contract, that being void. Welch v. Lawson, 32 Miss. 170. Rineer v. Collins, 156 Pa. St. 342. MEASURE OF DAMAGES FOR INABILITY TO CONVEY A GOOD TITLE. 213 notice of the purchaser's rights. 1 Were the rule otherwise, the vendor might in every case in which the land had enhanced in value before the time fixed for making the conveyance sell to a third per- son, return the purchase price to the first purchaser, and put in his own pockets the difference between the two values. But if the vendor abandon the contract and the purchaser acquiesces in the vendor's attempt to rescind, instead of demanding a deed and stand- ing upon the contract, he can recover only the purchase money and interest. 2 91. WHERE THE VENDOR ACTS IN GOOD FAITH. Flureau v. Thornhill. Hopkins v. Lee. As a general rule a vendor of property, whether real or personal, who, from whatever cause, fails to perform his contract, is bound to place the purchaser, so far as money will do it, in the position he would have been in if the contract had been performed. Ordinarily the motives and purposes of either party in entering into the contract, or the intent of either to abandon or to perform it. are irrelevant to the question of what measure of damages shall be awarded in case of a breach. 3 An exception to this rule has been held to exist wherever the vendor of real property is unable to convey a good title, if he in good faith entered into the contract believing that his title was good. 4 The leading case upon this point in England is Flureau v. 1 3 Sedg. Dam. 183. Dustin v. Newcomer, 8 Ohio, 49. Wilson v. Spenser, 11 Leigh (Va.), 261. Gerault v. Anderson, 2 Bibb (Ky.), 543. Sweem v. Steele, 5 Iowa, 352. Case v. Wolcott, 33 Ind. 5. Phillips v. Herndon, 78 Tex. 378. 9 Fowler v. Johnson, 19 Ind. 207. "CocKBURN, L. C. J., in Engel v. Fitch, L. R., 4 Q. B. 659. 3 Sedg. Dam. 180, 181. 4 1 Sugd. Vend: (8th Am. ed.) 537; Chitty Cont. (10th Am. ed.) 338; 2 Dart V & P. (4th Eng. ed.) 873; 2 Sutherland Dam. 207, 208; 2 Add. Cont. (8th ed.) 401 (901). Flureau v. Thornhill, 2 W. Bl. 1078 (1776); Clare v. Maynard, 6 Ad. & El. 519; Buckley v. Dawson, 5 Ir. C. L. R. 211; Simons v. Patchett, 7 E. & B. 568. Pounsett v. Fuller, 17 C. B. 660; Lock v. Furze, L. R., 1 C. P. 453, obiter. Walker v. Moore, 10 Barn. & C. 416; S. C., 21 E. C. L. R. 179, was a strong case. The vendor acting bonajide delivered an abstract showing a good title, and the purchaser, before verifying the abstract, resold the property in several portions to sub-purchasers at a large profit (1.500). Afterwards, on comparing the abstract with the original deeds, the title was found to be defective, in conse- quence of which the sub- purchasers refused to complete the contract. The pur- chaser claimed damages for the profits which he would have realized from the 214 MARKETABLE TITLE TO REAL ESTATE. Thornhill, 1 Sir WILLIAM BLACKSTONE being one of the judges who delivered opinions in that case. Some dissatisfaction with this decision has been expressed in several English cases, 2 but it is now regarded there as settled law. 3 In the American States it is believed that the weight of authority inclines to the same rule, namely, that the purchaser can have no damages for the loss of his bargain if the vendor sold in good faith, believing that his title was good, 4 resale, bat it was held that he could recover only the expenses incurred by him in examining the title, and nominal damages for the breach of contract. 1 2 W. BL 1078. Flureau bought at auction a rent of 26, 1, 0. per annum for a term of thirty-two years. It was knocked down to him at 270 and he paid 54 as a deposit. On looking into the title it was found to be bad, and the vendor proposed to the purchaser to take the title, such as it was, or receive back his deposit, with interest and costs; but the purchaser insisted on a further sum for damages in the loss of so good a bargain. The jury, contrary to the direction of the judge, gave a verdict 'for the deposit and 20 damages. On a motion for a new trial DEGREY, C. J., said : " I think the verdict wrong in point of law. Upon a contract for a purchase, if the title proves bad, and the vendor is (without fraud) incapable of making a good one, I do not think that the pur- chaser can be entitled to any damages for the fancied goodness of the bargain which he supposes he lost." The new trial was granted. * Engel v. Fitch, 10 B. & S. 738; S. C. f L. R, 4 Q. B. 659. Sikes v. Wild, 1 B. & S. 587; Bain v. Fothergill, L. R., 7 H. L. 158; Rowe v. School Board, 36 Ch. D. 619. 4 Sutherland Dam. 217. Letcher v. Woodson, 1 Brock. (U. S.) 212, per MAR- SHALL, C. J. Blackwell v. Lawrence County, 2 Bl. (Ind.) 143; Sheets v. Andrews, 2 Bl. (Ind.) 143; Adamson v. Rose, 30 Ind. 380; Junk v. Barnard, W Ind. 137; Puterbaugh v. Puterbaugh, 7 Ind. App. 280, obiter; S. C., 34 N. E. Rep. 611. Sweem v. Steele, 5 Iowa, 352; Foley v. Keegan, 4 Iowa, 1; 66 Am. Dec. 107. Cornell v. Rodabaugh, 117 Iowa, 287; 90 N. W. 599. Lister v. Bat- son, 6 Kans. 412, semble. Rutledge v. Lawrence, 1 A. K. Marsh, (Ky.) 397; Allen v. Anderson. 2 Bibb (Ky.) 415; Cox v. Strode, 2 Bibb (Ky.), 275; 5 Am. Dec. 603; Herndon v. Venable, 7 Dana (Ky.) 371; Combs v. Tarlton, 2 Dana (Ky.), 464; Goff v. Hawkes, 5 J. J. Marsh. (Ky.) 341. Baltimore P. B. & L. Soc. v. Smith, 54 Md. 187 ; 39 Am. Rep. 374, distinguishing the early cases of Connell v. McLean, 6 Harr. t J. 297, and Marshall v. Haney, 9 Gill, 251 ; 59 Am. Dec. 92. The question was left undecided in Rawlings v. Adams, 7 Md. 26, 51. Hammond v. Hannin, 21 Mich. 374; 4 Am. Rep. 490, per COOLEY, J. Dunnica v. Sharp, 7 Mo. 71. But, see Missouri cases cited contra, post, next note. Drake v. Barker, 34 X. J. L. 358. Baldwin v. Munn, 2 Wend. (N. Y.) 299 ; 20 Am. Dec. 627, leading case ; Peters v. McKeon, 4 Den. (N. Y.) 546 ; Fletcher v. Button, 6 Barb. (N. Y.) 646: Conger v. Weaver, 20 N. Y. 140; Cock- roft v. N. Y. 4 H. R. R. Co., 69 X. Y. 204; EABL, J., in Mack v. Patchin. 40 N. Y. 171, obiter; 1 Am. Rep. 506. McLowry, v. Croghan. 1 Grant (Pa.) 307: Bit- ner v. Brough. 1 1 Pa. St. 139 ; Dumars v. Miller, 34 Pa. St. 319 ; Hertzog v. Hert- MEASUBE OF DAMAGES FOR INABILITY TO CONVEY TITLE. 215 but . in many of the States the opposite rule prevails, 1 and in others it is said that the English rule must be strictly limited to cases in which the vendor sold in entire ignorance of his inability to zog, 34 Pa. St. 418, overruling Jack v. McKie, 9 Barr (Pa.), 235; Graham v. Graham, 34 Pa. St. 475; McNair v. Compton, 35 Pa. St. 23; Ewing v. Thomp- son, 66 Pa. St. 382; Burk v. Serrill, 80 Pa. St. 413; 21 Am. Rep. 105; Tyson v. Eynck, 141 Pa. St. 296; 21 Atl. Rep. 635. See, also, Rineer v. Collins, 156 Pa. St. 342. Button v. Page, 4 Tex. 142; Wheeler v. Styles, 28 Tex. 240; Hall v. York, 22 Tex. 643. Jackson v. Turner, 5 Leigh (Va.), 119, obiter; Wilson v. Spencer, 11 Leigh (Va), 261; Thompson v. Guthrie, 9 Leigh (Va.), 101; 33 Am. Dec. 225; Click v. Green, 77 Va. 827, obiter; Abernathy v. Phillips, 82 Va. 769; 1 8. E. Rep. 113. Saulters v. Victory, 35 Vt. 351. In this case, however, it was said that upon a breach of the covenant of warranty the covenantee would be enti- tled to damages for the value of the land at the time of the breach. Hall v. Delaplaine, 5 Wis. 206; 68 Am. Dec. 57; Combs v. Scott, 76 Wjs. 662, 670, obiter. In Cox v. Henry, 32 Pa. St. 18, the purchaser took a bond conditioned to indemnify himself for all costs, charges and damages which he might sustain if the land should be recovered from him under a paramount title, and afterwards took a conveyance of the land with warranty. It was held that the bond was not merged in the conveyance, and that under the former the purchaser was entitled to recover, in addition to the purchase money and interest, court fees, reasonable fees of counsel, and his own expenses and loss of time in defending a a suit by an adverse claimant to recover the land. 1 Mr. Sedgwick takes this view. 3 Sedg. Dam. 196. Hopkins v. Lee, 6 Wh. (U. S.) 109, semble. Whitesides v. Jennings, 19 Ala. 784, dictum. Kempner v. Cohn, 47 Ark. 519; 58 Am. Rep. 775. Wells v. Abernathy, 5 Conn. 222. Bryant v. Hambrick, 9 Ga. 133; Newsom v. Harris, Dudley (Ga.), 180; Gibson v. Car- reker, 82 Ga. 46; Ga. Code, 2949; Irvin v. Askew, 74 Ga. 581. Buckmaster v. Grundy, 1 Scam. (111.) 310; McKee v. Brandon, 2 Scam. (111.) 339; Gale v. Dean, 20 111. 320; Plummer v. Rigdon, 78 111. 222; 20 Am. Rep. 261. Lewis v. Lee, 15 Ind. 499. But see the Indiana cases, supra, following Flureau v. Thornhill. Sutton v. Page, 13 La. Ann. 143, where, however, it was held that the purchaser could recover only for such increase in value as the parties may have had in contemplation at the time of the sale, and not for any enormous increase produced by unforeseen or fortuitous circumstances. Dorincourt v. La Croix, 29 La Ann. 286. Robinson v. Heard, 15 Me. 296; Hill v. Hobart, 1 Me. 164; Warren v. Wheeler, 21 Me. 484; Lawrence v. Chase, 54 Me. 196; Russell v. Copeland, 30 Me. 332; Doherty v. Dolan, 65 Me. 87; 20 Am. Rep. 677. Trask v. Vinson, 20 Pick. (Mass.) 110, obiter. The rule could scarcely be otherwise in Massachusetts, for in that State it is settled that the measure of damages for a breach of the covenant of warranty is the value of the land at the time of the breach. So, also, in Maine. Post, 165. Loomis v. Wadhams, 8 Gray (Mass.), 557; Brigham v. Evans, 113 Mass. 538. Skaaraas v. Finnegan, 31 Minn. 48, obiter, the action being against one who had falsely assumed authority to sell. Kirkpatrick v. Downing, 58 Mo. 32; 17 Am. Rep. 678; Hartzell v. Crumb. 90 216 MARKETABLE TITLE TO EEAL ESTATE. perform the contract. 1 The reasons for the rule established in Flureau v. Thornhill, and the cases which follow that decision, are principally and briefly these: 1. A perfect title depends for its existence upon such an infinite variety of circumstances, and the law of real property is, in many respects, so artificial and compiex, that few vendors can be certain that there is no latent and unsuspected defect in their titles, hence a kind of implied contract arises that the vendor shall only refund the purchase money, interest and expenses, if a defect in the title should be discovered, and the vendor acting in good faith be unable to complete the contract. 2 2. It frequently happens that, from unexpected causes, the value of the lands sold greatly increases before the time fixed for the con- veyance, sometimes doubling and sometimes quadrupling the pur- chase price. In such a case it has been considered inequitable to visit upon an innocent vendor the ruinous consequences of the increase. No prudent man would venture to sell his property, if by law he might be bankrupted by his inability, from unforeseen causes, to make title under such circumstances. 3 3. The rule prevails everywhere, except in several of the New England States, that upon a breach of the covenants of seisin and of warranty, the covenantee's damages shall be measured by the consideration money, interest and expenses, and not by the value of Mo. 629. Nichols v. Freeman, 11 Ired. (N. C.) 99. Barbour v. Nichols, 3 R. I. 187. Cocke v. Taylor, 2 Temi. 50; Perkins v. Hadley. 4 Hayw. (Tenn.) 143r Crittenden v. Posey, 1 Head (Tenn.), 320, obiter; Hopkins v. Yowell, 5 Yerg. (Tenn.) 305; Clarke v. Locke, 11 Humph. (Tenn.) 302; Shaw v. Wilkins, 8 Humph. (Tenn.) 647; 49 Am. Dec. 692. An early Tennessee case held that the purchaser was not entitled to damages for the loss of his bargain. Wilson v. Robertson, 1 Tenn. 464. Dunghee v. Geoghegan, (Utah) 25 Pac. Rep. 731. 1 Pumpelly v. Phelps,.40 N. Y. 59; 100 Am. Dec. 468. 8 Sir WILLIAM BLACKSTONE in Flureau v. Thornhill, 2 W. Bl. 1078; COCKBURN, C. J., in Sikes v. Wild, 1 B. & S. 596. " When a contract for the sale of land* is made, each party cannot but know that the title may prove defective, and must be taken to proceed upon that knowledge." LITTLEDALE, J., in Walker Y. Moore, 10 Barn. & Ores. 422; S. C. f 21 E. C. L. 181. * SUTHERLAND, J., in Baldwin v. Munn, 2 Wend. (N. Y.) 399; 20 Am. Dec. 627, adopting the reasoning of KENT, Ch., in Staats v. Ten Eyck, 3 Caines (N. Y.), 115; 2 Am. Dec. 254, where the contract had been executed by a convey- ance, with covenants for title. MEASURE OF DAMAGES FOE INABILITY TO CONVEY TITLE. 217 the premises at the time of the eviction of the covenantee. 1 It has been held that, in this respect, an executory contract is not distin- guishable from one that has been executed, and that in either case the measure of damages is the same. It would be an anomaly if the vendor could relieve himself from liability for the increased value of the premises by simply executing a conveyance to the pur- chaser with a covenant of warranty. 2 The fact that the land has 1 Post, 164. Peters v. McKeon, 4 Den. (N. Y.) 546. Drake v. Baker, 34 N. J. L. 358, 360. Dumars v. Miller, 34 Pa. St. 319. Allen v. Anderson, 2 Bibb (Ky.), 415. Black- well v. Laurence County, 2 Bl. (Ind.) 143; Sheets v. Andrews, 2 Bl. (Ind.) 274. Threlkeld v. Fitzhugh, 3 Leigh (Va.), 459; 44 Am. Dec. 384; Stout v. Jackson, 2 Rand. (Va.) 132. Baker v. Corbett, 28 Iowa, 317. Hammond v. Hannin, 21 Mich. 373, 888; 4 Am. Rep. 490, COOLEY, J., saying: "One very strong reason for limiting the recovery to the consideration money and interest in cases free from bad faith is, that the measure of damages is thus made to conform to the rule where the party assumes to convey land which he does not own, and an action is brought against him on the covenants of title contained in his deed. This reason is made specially prominent in many of the cases, and it cannot be denied that it is an anomaly, if the vendee is restricted to the recovery of one sum when an ineffectual deed is given, but allowed to recover a larger compen- sation in case the vendor, when he discovers the defect in his title, has the man- liness to inform the vendee of the fact, and to decline to execute worthless papers. Had H. (the vendor) executed and delivered a deed when it was called for, the present controversy could not have arisen, and his failure to do so, which worked no additional wrong to the vendee, is the only ground upon which the plaintiff can claim to retain the large damages which were awarded her in the present case. So long as the rule stands which thus limits the damages in suits upon the covenants of title, so long ought we, also, I think, to adhere to the decisions which restrict the recovery, as above stated, in actions upon contracts to con- vey." In Connell v. McLean, 6 Harr. & J. (Md.) 297, 301, there is an attempt to show that the rule should be different where the contract is executory. It will be found, on examination of the American cases fixing the plaintiff's measure of damages, for a breach of the covenant of warranty, that many of them are rested on the case of Flureau v. Thornhill, 2 W. Bl. 1078, which, as we have seen, was an action for the breach of an executory contract to convey a good title, and on cases which follow that decision, thus assuming that whether the contract be executory or executed, the measure of damages, in case of a breach, is the same. It is a curious fact that in one State, where the damages for a breach of the covenant of warranty are measured by the value of the premises at the time of the breach, damages for the breach of an executory contract from want of title are fixed at the consideration money and interest (Saulters v. Victory, 35 Vt. 351), while in another State, where the consideration money and interest is the measure of damages for the breach of a covenant of warranty, the purchaser is held MARKETABLE TITLE TO BEAL ESTATE. greatly depreciated in value before the time fixed for completing the contract will not affect the right of the purchaser to recover back the purchase money as damages. 1 The case of Hopkins v. Lee 2 has been frequently cited in support of the proposition that a purchaser of lands is entitled to damages for the loss of his bargain, without regard to the ability or inability of the vendor to make a title. But the facts in that case clearly distinguish it from one in which an innocent vendor sells in the belief that his title is good. The vendor refused to convey on the ground that the purchaser had not discharged an incumbrance on certain premises which had been taken by the vendor in exchange for those which he was to convey, but the evidence showed that the incumbrance had been discharged, so that the real question in the case was, what measure of damages shall be awarded against a vendor who refuses to convey, leaving untouched the question of his bona, fides or innocence of intent at the time the contract was made, or that of his ability or inability to perform the contract. 8 The principal objections to the rule that the purchaser can have no damages for the loss of his bargain where the vendor, acting in good faith, is unable to make title, are (1) that it is a departure from the general rule that the seller of property who neglects, refuses, or is unable to perform his contract, must place the pur- chaser in as good a condition as if the contract had been performed, and that the motives or purposes of the parties with respect to the performance of the contract are irrelevant to the question of darn- entitled to damages for the loss of his bargain on failure of the title where the contract is executory. Council v. McLean, 6 Harr. & J. (Md.) 297. In either case, a distinction is drawn between executed and executory contracts as respects the rule of damages, but with directly opposite results. Apparently, the only practical difference between the two species of contract with respect to the rule of damages, is that executory contracts have usually only a short time to run, while a covenant of warranty is of indefinite duration, and the vendor might fairly be presumed to take the risk of an increase in value during a short period, where he would perhaps be unwilling to assume the risk of a great increase in value during a period of twenty or thirty years or more. Pumpelly v. Phelps, 40 N. Y. 59, 65; 100 Am. Dec. 468. 1 Shryer v. Morgan, 77 Ind. 479. ! 6Wh. (U. S.)109. 3 See the remarks of the court in Drake v. Baker, 34 N. J. L. 362, and Baldwin v. Munn, 2 Wend. (N. Y.) 399, 407; 20 Am. Dec. 627. MEASURE OF DAMAGES FOR INABILITY TO CONVEY TITLE. 219 ages, and (2) that such a rule tempts the seller to violate his con- tract and obtain, himself, the benefit of the increase in value. With respect to the first objection, it must suffice to say that contracts for the sale of real estate would seem distinguishable from contracts for the sale of goods and merchandise or other personalty, in that inability to perform the contract in respect to these latter seldom arises from want of title in the vendor, but usually grows out of his want of skill, diligence or means of performance, or out of some other default on his part, so that no ground is presented for the implication of a contract that only the purchase price shall be returned if the title fails. The objection that the rule denying the purchaser damages for the loss of his bargain tempts the vendor to violate his contract and avail himself of the increase in value of the premises, would seem to be without force for two reasons : First, because the pur- chaser is not restricted to nominal damages where the vendor refuses to perform, or disables himself from performing the contract, but may recover damages for the full value of the property ; l and, second, because, should the vendor ferret out a defect in his title as an excuse for non-performance, the purchaser may always elect to take the title, such as it is, and compel specific performance by the vendor. 2 Against the rule it has been further urged that it is inequitable, in that it holds the purchaser to a bad bargain arid deprives him of the benefits of a good one. But this is true only to a limited extent, for the vendor, having a good title, cannot escape his obligation to perform the contract, no matter how greatly the property may have increased in value. The purchaser may go into a court of equity and compel the vendor to convey. 92. Barter contracts. Upon the breach of a contract to exchange lands of equal value, the measure of damages would be, where the vendor acts in good faith, in those jurisdictions in which the rule in Flureau v. Thornhill is followed, the value of the land to be given in exchange at the time the contract was made. 8 But in 'Ante, 90. 1 Post, 197. * 3 Sedg. Dam. (8th ed.) 1020; 2 Sutherland Dam. 228. Obviously there U no difference in principle between a case in which a vendor receives land and one in which he receives money in consideration of the conveyance which he is to make. In Combs v. Scott, 76 Wis. 670, there is, however, a dictum that in cases of barter contracts, the value of the land (which should have been conveyed) 220 MARKETABLE TITLE TO REAL ESTATE. those jurisdictions in which the purchaser from an innocent vendor is allowed damages for the loss of his bargain, 1 or wherever the vendor has acted in bad faith, 2 the purchaser will be entitled to dam- ages for the present value of the land which should have been con- veyed to him in exchange. The fact that the consideration passing from the purchaser consists of the conveyance of land in exchange, or the performance of services, or the delivery of a commodity, instead of the payment of money, does not, of course, affect the rule of damages for breach of contract in either case. If the parties agree to exchange one tract of land f qr another, and the tract which the plaintiff agreed to convey appears to be less valuabls than that which he was to receive, the measure of his damages will be the dif- ference in value between the two tracts, with the expenses of exam- ining the title. 3 It has been held that if the consideration of a con- tract to convey land be the performance of a certain act by the purchaser, but before such performance the vendor give notice of his inability to convey and his intent to rescind, the purchaser can- not, upon full performance on his part thereafter, recover the value of the land as damages. He can recover only whatever actual dam- ages he has sustained. 4 at the time of the breach is from necessity the measure of damages. Cit- ing Brigham v. Evans, 113 Mass. 538, a case which, it seems, decides no more than that the plaintiff shall not lose the benefit of his bargain because the prop- erty he was to give in even exchange was, at the time of the contract, much less in value than that which he was to receive. There had been no appreciable change in the values of the respective pieces of property at the time of the breach. 1 Wells v. Abernethy, 5 Conn. 222. 9 Devin v. Himer, 29 Iowa, 297. Bierer v. Fretz, 32 Kans. 329. Greenwood v. Hoyt, 41 Minn. 381. 'Fagen v. Davison, 2 Duer (N. Y.), 153. It is to be observed that in this case the difference in value between the two pieces of property existed at the time of the contract. No question was raised as to any increase in value at the time of the breach of the contract. 4 Rohr v. Kindt, 3 W. & S. (Pa.) 563; 39 Am. Dec. 53. Here the consideration of the contract of sale was that the purchaser should withdraw a caveat against the probate of a certain will in which the vendor was the principal devisee. The vendor refused to convey on the ground, among others, that she had only a life estate, and the court held that the purchaser was not entitled to the fee simple value of the land (ten acres) as damages, but only such damages as he had actually sustained. MEASURE OP DAMAGES FOB INABILITY TO CONVEY TITLE. 221 93. Expenses of examining the title. Other expenses. As a general rule the purchaser, on failure of the title, may recover as damages, in addition to such part of the purchase money ae has been paid, the expenses incurred by him in examining the title. 1 If the vendor is innocently mistaken as to the goodness of his title, and the contract contains no warranty of ownership, express or implied, it has been held that the purchaser cannot recover such expenses. 2 But the mere fact that the parties were aware, at the time of the contract, that the vendor did not have the title, will not deprive the purchaser of the right to recover the expenses of exam- ining the title, if the parties believed that the vendor would acquire title before the time stipulated for the conveyance. 3 Of course, if the purchaser agreed to take the title, such as it might be, he could not recover the expenses of an examination. Where the purchaser resold the property before he had examined the title, the court refused to include in his damages, on failure of the title, the sums in which he was liable to his vendees for expenses incurred by them in examining the title. 4 Nor can he recover the costs of other liti- gation between himself and the vendor growing out of the contract, such as an unsuccessful suit by the latter for specific performance. 5 By analogy to the rule which prevails in an action for breach of a 'Post, 243. 1 Sugd. Vend. (8th Am. ed.) 547; 2 Sutherland Dam. 22; 3 Sedg. Dam. (8th ed.) 1017. Canfield v. Gilbert, 4 Esp. 221; Kirkland v. Pounsett, 2 Taunt. 145. (But see Wilder v. Fort, 4 Taunt. 334.) Bigler v. Morgan, 77 N. Y. 312; Cockroft v. N. Y. & Hud. R. R. Co., 69 N. Y. 201. Lee v. Dean, 3 Whart. (Pa.) 316, Bitner v. Brough, 11 Pa. St. 127. Northridge v. Moore, 118 N. Y. 422; 23 N. E. Rep. 570, where BRADLEY, J., delivering the opinion of the court, said : " The vendee is not required to take anything less than a good marketable title, and the precautionary means of ascertaining about it by examination before parting with the purchase money and accept- ing a conveyance, are properly made available by way of protection, and unless an understanding in some manner appear to the contrary, the examin- ation of the title by the vendee and the reasonable expense of making it, may be regarded as in the contemplation of the parties, and treated as properly incidental to the contractual situation, and, consequently, the amount of such expense may, in the event of failure of the vendor to convey, be deemed special damages resulting from the breach, and recoverable as such. 'Day v. Nason, 100 N. Y. 166; 2 N. E. Rep. 382. Northridge v. Moore, 118 N. Y. 420; 23 N. E. Rep. 570. * Walker v. Moore, 10 B. & C. 416. Hodges v. Litchfield, 1 Bing. N. C. 492. 222 MARKETABLE TITLE TO REAL ESTATE. covenant of warranty, it would seem that the purchaser could recover costs and expenses incurred by him in defending the title against an adverse claimant, provided the vendor had notice to appear and defend the suit. 1 94. Interest as an element of damages. In those jurisdic- tions in which Flureau v. Thornhill is followed, the purchaser will, as a general rule, be entitled to recover, as an element of his damages on failure of the title, interest on such of the purchase money as he may have paid, 2 on money kept idle by him with which to pay the purchase money, and also on money borrowed by him for that purpose. 3 It seems, however, that the purchaser cannot recover interest if there is no liability for rents and profits on his part to the true owner. 4 If the purchaser sell stocks or bonds to raise a fund with which to pay the purchase money, and the title fails, he cannot recover compensation for loss occasioned by a rise in value of the stocks, since the sale would have protected him from loss if the value had depreciated. 5 In Tennessee, a State in which the pur- chaser is allowed damages for the loss of his bargain, without regard to good faith on the part of the vendor, it has been held that interest, as such, cannot be allowed on the damages awarded from the time of the breach, but that the jury might, in their discretion, under all the circumstances of the case, allow interest by way of enhancing the damages, and that it was no error in the court to direct the jury to compute interest from the time of the breach. 6 95. Rents and profits. It seems that rents and profits enjoyed by a purchaser in possession cannot be set off against damages in an action by him against the vendor for failing to make a title. If the vendor neither owned the premises nor had a right to occupy them, nor to suffer the purchaser to occupy them, he cannot have the 1 Post, 173, 175. A bond to indemnify against all claims and incumbrances, etc., and to " pay all costs, charges, or expenses necessary to defend the premi- ses " against adverse claims, embraces fees paid counsel, and other necessary expenses incurred in defending ejectment for the premises. Robinson v. Brake- well, 25 Pa. St. 424. 2 1 Sugd. Vend. (8th Am. ed.) 360; 2 Sugd. Vend. (8th Am. ed.) 329: 2 Sutherland Dam. 221. Gates v. Parmly, 93 Wis. 294; 66 N. W. 253. See, generally, the cases cited throughout this chapter. 3 1 Sugd. Vend. (8th Am. ed.) 360. 4 Post, next section, " Rents and Profits." 8 1 Sugd. Vend. (7th Am. ed.) 302 (258). Sha\v v. Wilkins, 8 Humph. (Tenn.) 646; 49 Am. Dec. 692. MEASURE OF DAMAGES FOR INABILITY TO CONVEY TITLE. 223 benefit of possession by the purchaser. The purchaser is liable to the true owner for the mesne profits. 1 The rule may be different where the purchaser seeks to rescind the contract and recover back the purchase money. Such an action cannot be maintained except ' upon the theory that the premises have been restored to the vendor, who, being in possession, would be bound to answer to the real owner for the mesne profits, and who for that reason is generally allowed to set off the rents and profits against interest on the pur- chase money which he is called upon to restore. 2 But if the real owner acquits the purchaser of all demand for mesne profits, it has been held that the latter cannot recover interest on the considera- tion money awarded as damages. 8 Arid as a general rule the pur- chaser can only recover interest for such time as he himself is liable to the real owner for the mesne profits ; 4 hence, it has been held that for such time as the claims of the real owner are barred by the Statute of Limitations, the enjoyment of the rents and profits will be a set-off against the purchaser's demand for interest on the consid- eration money. If the purchaser in possession has not been and cannot be compelled to account to the true owner for the mesne profits, it has been held that he cannot recover interest on the pur- chase money against the vendor. 5 1 Fletcher v. Button, 6 Barb. (N. Y.) 646. Dunnica v. Sharp, 7 Mo. 71. * Post, ch. 24. Taylor v. Porter, 1 Dana (Ky.), 585; 25 Am. Dec. 155. where a head note, which is sustained by the opinion, says: " So long as the parties abide by the contract the vendee in possession is not chargeable with rents nor entitled tc interest on the purchase money he has paid; after disaffirmance he is charge- able with rents until he surrenders possession, and is entitled to interest until his money is refunded. If his payment was partial only, there should be an equi- table adjustment of rent and interest." In Combs v. Tarlton, 2 Dana (Ky.), 464, it was held that in an action at law by the purchaser to recover damages for the vendor's failure to make title, the pernancy of the rents and profits by the purchaser in possession could not go in reduction of the damages, but that the vendor might go into equity and have an account of the rents and profits, and have them applied to the interest on the purchase money awarded as damages. Herndon v. Venable, 7 Dana (Ky.), 371 ; Lowry v. Cox, 2 Dana (Ky.), 470. *Post, 280. White v. Tucker, 52 Miss. 147. 'Thompson v. Guthrie, 9 Leigh (Va.), 101; 33 Am. Dec. 225. "Post, 172. Cogwell v. Lyons, 3 J. J. Marsh. (Ky.) 41, which, however, was a suit in equity for specific performance and damages. 224 MARKETABLE TITLE TO REAL ESTATE. 96. Improvements. If the title fail the purchaser cannot recover against a vendor acting in good faith the value of improve- ments placed by him on the premises. If he expends money in improvements when he is uncertain about the title, he does so at his own risk. 1 Besides, in most of the States there are statutory provisions which entitle the purchaser to an allowance for such expenditures in proceedings against him by the true owner. 2 Of course the purchaser cannot recover for improvements made by him after discovering the vendor's inability to convey, 3 unless, it is apprehended, he was induced to lay out money on the vendor's 1 2 Sugd. Vend. (8th Am. ed.) 515 (748). But the rule is otherwise in equity. Id. 514. Walton v. Meeks, 120 N. Y. 79; 23 N. E. Rep. 1115, distinguishing Gilbert v. Petelder, 38 N. Y. 135, where the contract obliged the purchasers to expend a certain amount in improvements before they should be entitled to a deed. Peters v. McKeon, 4 Den. ( N. Y. ) 546, 550. Hertzog v. Hertzog, 34 Pa. St. 418, 420, obiter. Worthington v. Warrington, 8 C. B. 134; 65 E. C. L. 134, where it was said by COLEMAN, J. : "I think it would be extremely hard if it were held that the plaintiff (purchaser) was at liberty at once to make altera- tions and then to throw the expense of them upon the defendant in the event of his not being able to make a good title. Every one who purchases land knows that difficulties may exist as to the making a title, which were not anticipated at the time of entering into the contract. But, if the purchaser thinks proper to enter into possession and to incur expenses in alterations before the title is ascertained, he does so at his own risk." In Sedgwick Damages ( 8th ed ), sec- tion 1017, it is said : " Where the plaintiff was let into possession under the con- tract, he may recover the reasonable value of the improvements, less the value of the use of the land (Bellamy v. Ragsdale, 14 B. Mon. (Ky.) 293 ; Sheard v. Wei- burn, 67 Mich. 387 ) , probably in all cases, but certainly when the defendant knew ne had no title. Erickson v. Bennett, 39 Minn. 326." The case first cited was one in which the vendor refused to convey ; no question of title was raised The second case was one in which the parties mutually agreed to rescind on grounds other than failure of title. In Tyson v. Eyrick, 141 Pa. St. 296; 21 Atl. Rep. 635, the purchaser was under the contract entitled to a lot fifty feet wide, but it was discovered, after he had built on the lot, that the vendor had no title to a strip one foot in width. It was held that he could not recover dam- ages for the misplacement of his building and the expense of contracting his walls. "It was his duty before expending his money on valuable improvements to ascertain and know his lines and to locate his buildings accordingly." 1 It seems, also, that without the aid of positive enactment the purchaser will, in equity, be entitled to an allowance against the real owner for improvements made in good faith. 2 Story Eq. Jur. 1237. Bright v. Boyd, 1 Story ( C. C. ) 478 ; Benedict v. Oilman, 4 Paige (N. Y.), 58. Green v. Biddle, 8 Wh. (U. S.) 1. There can be no doubt of his right to the allowance if the real owner stood by and saw the improvements going on without asserting his title. Southall V. McKeand, 1 Wash. (Va.) 336. Green v. Biddle, 8 Wh. (U. S.) 1, 77, 88. 'Lindley v. Lukin, 1 Bl. (Ind.) 266. MEASURE OF DAMAGES FOR INABILITY TO CONVEY TITLE. 225 engagement to perfect the title. 1 If the purchaser has recovered against the real owner the value of improvements put on the land by the vendor before the sale, the vendor, when sued for breach of contract to make title, must have credit for the amount of such recovery. 2 Where the vendor fraudulently conceals or misrepresents the state of his title, the purchaser may recover for improvements. 1 It would seem that if the purchaser, instead of affirming the con- tract by action for damages, seeks to rescind, 4 which implies a restoration of the premises with the improvements thereon to the vendor, he would in an action to recover back the purchase money be entitled also to recover the value of the improvements as money expended for the use and benefit of the vendor. Inasmuch as the occupant of the premises would generally be entitled to an allow- ance for improvements against the true owner, it would be inequi- table to relieve him from the purchaser's claim. The purchaser will not be allowed for repairs made after he has been informed of a defect in the title, except such as may be necessary to keep the premises in common condition. 6 96a. Failure of title to part. The measure of damages for failure of title to part only of the lands included in the contract, is such proportion of the whole consideration agreed to be paid, as the value, at the time of the purchase, of the part to which the title is found defective bears to the value of the whole quantity purchased. 6 The rule is the same in an action for breach of a covenant of warranty. 7 97. WHERE THE VENDOR ACTS IN BAD FAITH. If the vendor fraudulently misrepresent or conceal the state of his title the purchaser will, as a general rule, be entitled to require the vendor to place him in as good a position as if the contract had been performed ; in other words, he may have damages for the loss of his bargain. 8 In England, however, it is held that such fraud cannot aggravate the purchaser's damages in an action for breach of the contract ; he must resort to his action for deceit, in which 1 As in Martin v. Atkinson, 7 Ga. 228 ; 50 Am. Dec. 403. 'McKinney v. Watts, 3 A. K. Marsh. (Ky.) 268. Erickson v. Burnet, 39 Minn. 326. 4 Taylor v. Porter, 1 Dana (Ky.), 421; 25 Am. Dec. 155. But see Wilhelm v. Fimple, 31 Iowa, 137; 7 Am. Rep. 117. 5 1 Sugd. Vend. (8th Am. ed.) 391. Thompson v. Kilcrease, 14 La. Ann. 340. Gates v. Parmly, 93 Wis. 294 ; 66 N. W. 253 ; 67 N. W. 739. 'Post, 170. * 1 Sugd. Vend. ch. 9, 3; 3 Sedg. Dam. (8th ed.) 1010. Krumm v. Beach, 15 226 MARKETABLE TITLE TO HEAL ESTATE. he will recover damages for all that he has lost through the ven- dor's non-performance of the contract. The reason given for this distinction is that the good or bad faith with which a party enters into a contract is immaterial to the quantum of damages resulting from a non-performance. 1 The distinction does not appear to have been observed in America. It seems that if the purchaser proceed in equity for a rescission of the contract on the ground of fraud, instead of at law for damages, he can have a decree only for the purchase money paid, with interest, and the value of his improvements, after deducting the mesne profits of the land while in his possession. 2 In Pennsylvania it is held that if the acts of the vendor in selling without title amount to a fraud, the pur- chaser will be entitled to damages sufficient to compensate him for all expenses accruing from the want of title, but not, it seems, to damages for the loss of his bargain. 3 In Texas the rule is that the purchaser cannot, in a case of fraudulent representations as to the title, recover for the loss of his bargain or the increased value of the land, unless such increase is the result of his labor and ex- penses, that is, unless he has put improvements on the premises. 4 What constitutes fraud by the vendor in respect to the title will be elsewhere considered in this work. 5 It will suffice to say here that, as a general rule, a vendor who enters into the contract knowing that his title is not good, and fails to disclose that fact to the purchaser, is guilty of fraud. It has been held, however, that there is no obligation upon the vendor to disclose defects of title which could be discovered upon such ordinary investigation as a prudent man should make.' But inasmuch as it is settled 96 N. Y. 398; Peters v. McKeon, 4 Den. (N.Y.) 546; Xorthridge v. Moore, 118 N. Y. 419 ; 23 X. E. Rep. 570. In a case of fraud by the vendor the measure of damages :s full indemnity to the purchaser. Cross v. Devine, 46 Hun, (N. Y.), 421. Sweem v. Steele, 5 Iowa, 352. Tracy v. Gunn, 29 Kans. 508. Goff T. Hawks, 5 J. J. Marsh. (Ky.) 342. Erickson v. Bennett, 39 Minn. 326; Lan- coure v. Dupre, (Minn.) 55 N. W. Rep. 129. '2 Add. Cont. (8th ed.) 410 (901) ; 3 Sedg. Dam. (8th ed.) $ 1010. Sikes v. Wild, 1 Best & S. 587 ; Bain v. Fothergill, 7 H. L,. 158. * Bryan v. Boothe, 30 Ala. 311. 'Good v. Good, 9 Watts (Pa.), 567; Lee v. Dean, 3 WTiart. (Pa.) 316: Hertzog v. Hertzog, 34 Pa. St. 418; Mtason v. Kaine, 67 Pa. St. 126; Burk v. Sen-ill, 80 Pa. 413; 21 Am. Rep. 105. But see King v. Pyle, 8 S. & R. (Pa.) J66; Bitner v. Brough, 11 Pa. St. 127. 4 Haddock v. Taylor, 74 Tex. 216; 11 S. W. Rep. 1G93. Post, ch. 11. MeConnell v. Dunlop. Hard. (Ky.) 44; 3 Am. Dec, 723; Stephenson v- Harrison, 3 Litt. (Ky.) 170. MEASURE OF DAMAGES FOR INABILITY TO CONVEY TITLE. 227 that a vendor is liable to the purchaser in substantial damages when he knows that the title is not complete, even though he had a reasonable expectation of completing it by the time fixed for performing the contract, there would seem to be no great hardship in imposing the same consequences upon a vendor who not only knows that his title is defective, but fails to disclose that fact in his negotiations with the purchaser. Whether the vendor has been guilty of fraud in respect to the title, is a question of fact to be determined by the jury. Instructions to the jury should not be so drawn as to assume the existence of fraud in the vendor. 1 Accord- ingly it has been held error in the court, on an inquiry of dam- ages, to instruct the jury that the failure of the vendor to perform his contract raises a presumption of fraud, and authorizes them to award the purchaser damages for the loss of his bargain.* It is also error in the court to assume the non-existence of fraud on the part of the vendor from his inability to convey, and, upon a motion for judgment by default, to assess the damages at the con- sideration money and interest without directing an inquiry by a jury, even though the declaration contained no express averment of fraud. 3 It has been held that if the title has been made so doubtful by reason of the vendor's unauthorized dealings with the property that the purchaser cannot be compelled to take it, the latter may have damages for the loss of his bargain. 4 The purchaser is not entitled to substantial damages where the vendor's fraud is of a kind, or is perpetrated under circumstances, that can operate him no injury. 6 In New York it is held, in case of fraudulent misrepresenta- tions as to the title, that it is not necessary for the plaintiff to allege nor prove actual damages. 6 98. WHERE THE VENDOR SELLS EXPECTING TO OBTAIN THE TITLE. It may happen that a vendor, without legal or equi- table title, sells lands with the bona fide intention or expectation of acquiring the complete legal title by the time fixed for completing the contract. And it frequently happens that, having the equitable 1 Davis v. Lewis, 4 Bibb (Ky.), 456. 'Rutledge v. Laurence, 1 A. K. Marsh. (Ky.) 396. Goff v. Hawks, 5 J. J. Marsh. (Ky.) 342. 4 Wohlfarth v. Chamberlain, 14 Daly (N. Y.), 180. In this case, the vendor derived title through a sale previously made by himself as an assijrnee for the benefit of creditors, the circumstances of which strongly tended to show fraud 48, it was held that if an agent effected a sale of the principal's land by false representations or other fraud, without the authority or knowledge of the prin- cipal, the latter is chargeable with such fraud in the same manner as if he had known or authorized it. The representations in this case were made with respect to the value of the land, and not with respect to the title, but there would seem to be no difference in principle between the two. The purchaser sot up the agent's fraud, by way of counterclaim for damages, as a defense to a foreclosure proceeding. It may be doubted whether the principal could be held liable for his agent's fraud in an action for damages, unless the fraud was authorized by him. New Brunswick R. Co. v. Conybeare, 9 H. L. Cas. 1. 7 Riley v. Bell, 120 Iowa, 618 ; 95 N. W. 170. 238 MARKETABLE TITLE TO BEAL ESTATE. knowledge. 1 An agent fraudulently misrepresenting the title may, of course, be held personally liable for damages. 2 A trustee who makes false representations as to incumbrances on the property sold by him, will be personally liable to the purchaser. 8 In England, and in some of the American States, a vendor or his agent, fraudu- lently misrepresenting the title, or fraudulently concealing defects of title, for the purpose of making a sale, is, by statute, made liable to fine and imprisonment, in addition to a civil action for damages. 4 The grounds upon which the purchaser is entitled to damages at law, or to relief in equity, where fraud has been practiced upon him respecting the title, are in most cases the same ; 5 consequently, it has not been deemed necessary in the following pages to distinguish the cases in which damages were sought or rescission of the contract demanded by the purchaser, or to consider the subject separately with respect to the particular form of relief or redress to which he may be entitled. Where the sale is by parol and the terms of the contract between the parties are afterwards reduced to writing, fraudulent representa- tions of the vendor at the sale will not be merged in the written contract.' 102. WHAT CONSTITUTES FRAUD WITH RESPECT TO THE TITLE Concealment of defects. The following propositions may be stated aa embodying the principal features of the decisions as to what 1 Krumm v. Beach, 96 N. Y. 398. 'Norris v. Kipp, (Iowa) 38 N. W. Rep. 152. 1 Sugd. Vend. (8th Am. ed.) 12. 4 24 Viet. chap. 96, 28. Pub. Stat. Mass. 1882, p. 1147. Gen. Stat. Minn. 1881, p. 539. * Sugd. Vend. 243, where it is said that, in a case of fraud by the vendor in the sale of real estate, ' ' a foundation is laid for maintaining an action to recover damages for the deceit so practiced; and in a court of equity, a foundation is laid for setting aside the contract which was founded upon a fraudulent basis." While the proposition stated in the text is true in a general sense, it will perhaps admit of some qualification. A court of equity might freely decree the rescission of a contract upon evidence of fraud which a court of law would deem insuffi- cient to warrant a judgment against the vendor for damages. And, on the other hand, in the case of an executed contract, the court might be influenced in refus- ing a rescission by the consideration that the purchaser still had his remedy on the covenants contained in his deed. Shanks v. Whitney, 66 Vt. 405. ACTION AGAINST VENDOR FOR DECEIT. 239 acts or conduct of the vendor amount to fraud in respect to the title which he undertakes to convey : (1) The vendor is guilty of fraud if he conceals a fact material to the validity of the title, lying peculiarly within his own knowl- edge, and which it is his duty to disclose. 1 It is as much a fraud to 1 Story Eq. 207; Sugd. Vend. 271; Sugd. Law of Prop., etc., 653. Early v. Garrett, 9 Barn. & Cres. 928. Laidlaw v. Organ, 2 Wh. (U. 8.) 195. Saltonstall v. Gordon, 33 Ala. 151. State v. Holloway, 3 Blackf. (Ind.) 47. Emmons v. Moore, 85 111. 304; Strong v. Lord, 107 111. 26. Crutchfield v. Danilly, 16 Ga. 434. Young v. Bumpass, 1 Freem. Ch. (Miss.) 241. Rosemau v. Conovan, 43 Cal. 110. Brown v. Montgomery, 20 N. Y. 287; 75 Am. Dec. 404. Bank v. Bax- ter, 31 Vt. 101. Carr v. Callaghan, 3 Litt. (Ky.) 365, 875. Corbett v. McGregor, (Tex. Civ. App.) 84. This is the suppressio veri of the text writers, and is substantially the rule established by the leading case of Edwards v. McLeay, Coop. 308, Sir WM. GRANT delivering the opinion. To this Lord ELDON added on appeal, that if one party make a representation which he knows to be false, but the falsehood of which the other party has no mean- of discovering, he is guilty of fraud, Sugd. Vend. 246. In the case of Brown v. Manning, 3 Minn. 35; 74 Am. Dec. 736, it was held that the mere execution and delivery of a deed, with general warranty conveying land which the grantor had previously conveyed to a third person, does not of itself amount to fraud, and that there must be some false representation of fact, with intent to deceive, accompanying the act, in order to entitle the grantee to relief. It is exceedingly difficult to reconcile this decision with the general rule that the vendor is guilty of fraud if he suppresses any fact material to the validity of the title. The court cites no authority, and gives no reason for the decision other than that "there may have been, and frequently does exist, a condition of things which would make it perfectly safe for the purchaser to take a deed of land under such circumstances, and rely upon his covenants for his security against the outstand- ing title, and such a transaction could take place in perfect good faith." In Alax- field v. Bierbauer, 8 Minn. 413, this case was cited approvingly, but it appeared that the purchaser was aware of the prior conveyance. A contrary decision upon similar facts will be found in Banks v. Ammon, 27 Pa. St. 172. Of course, the mere conveyance with covenants of warranty, in the absence of concealment or misrepresentation of the state of the title, is not of itself a sufficient fraudulent representation to vitiate the transaction. Merriman v. Norman, 9 Heisk. (Tenn.) 270, criticising Gwinther v. Gerding, 3 Head (Tenn.), 198. If the vendor sup- presses the fact that his wife is living, so as to induce the purchaser to accept a conveyance without a release of her contingent right of dower, he is guilty of fraud. Shiffer v. Dietz, 83 N. Y. 300; S. C., 53 How. Pr. (N. Y.) 872. So, also, where he alters the abstract of title so as to conceal an incumbrance on the land. Knowlton v. Amy, 47 Mich. 204. The fact that the seller fails to deny, in conver- sation with the purchaser, the charge that he has concealed an incumbrance on the property, is not sufficient evidence of fraud on his part. Halls v. Thompson, 1 Sm. & M. (Miss.) 443. The encroachment of an adjoining lot upon that sold, known to the vendor but not mentioned in the particulars of sale, is a suppres- 240 MARKETABLE TITLE TO REAL ESTATE. suppress the truth as it is to utter a falsehood. 1 The question, what facts the seller must disclose, is capable of much refinement. Obviously it cannot be determined by any precise rule. In every case that arises the question is one of fact to be solved by all the circumstances which surround the transaction, 2 among which, per- haps, the most important are the relations of trust and confidence which the parties bear to each other, and the inequalities in their respective business capacities, or opportunities for information respecting the title. Thus, it has been held, that if the vendor is a resident of the locality where the sale is made, and is aware that certain existing facts render the title invalid under the laws there in force, he is bound to disclose those facts to the purchaser if he is a stranger, though they might be discovered by an exam- ination of the records. 3 On the other hand, it has been held that the vendor is under no obligation to disclose the existence of un- opened streets and such like easements affecting the premises sold, when the facts respecting them appear from the plats and records in the public offices, and he has reason to believe that the pur- chaser has equal knowledge with himself upon the subject, 4 nor to \ disclose the fact that his title is equitable only, the legal title ' being outstanding in another, |heT)ein a situation to compel a conveyance of the legal title; or if the circumstances of the case be such that he is entitled to time in which to perfect the title. 6 As a general rule it may be said that the vendor is bound to dis- close all facts material to the title of which he is informed. A title which upon the face of the vendor's title deeds, or the public records, appears complete and perfect, may in fact be utterly worthless, as where the estate is held pur outre vie, and, at the time of the contract between the vendor and purchaser, the cestui que vie is dead, or in any case in which the vendor's title is liable to be defeated upon the happening of a particular event. In all such cases the vendor is guilty of fraud if he conceals from the pur- sion of a material fact entitling the purchaser to relief. King v. Knapp, 59 N. Y. 462. It is fraud in the vendor to execute a title bond knowing that he has no title, legal or equitable. Mullins v. Jones, 1 Head (Tenn.), 517. It is fraud in executor to sell land belonging to the estate, if the will confers no authority for that purpose. Woods v. North, 6 Humph. (Tenn.) 308; 44 Am. Dec. 312. 'Lockridge v. Foster, 4 Scam. (111.) 569. 'Bean v. Herrick, 12 Me. 262; 28 Am. Dec. 176. 3 Babcock v. Case, 61 Pa. St. 427 ; 100 Am. Dec. 654. Moreland v. Atchison, 19 Tex. 303., 311. Wagner v. Perry, 47 Hun (N. Y.) 516. Provident L. & Tr. Co. v. Mclntosh, (Kans.) 75 Pac. 498. ACTION AGAINST VENDOR FOR DECEIT. 241 chaser a fact which defeats or lessens the value of his title. 1 It has been said that if the purchaser accepts the estate subject to all faults, and the vendor knows of a latent defect which the pur- chaser could not discover, there is a question as to whether or not he is hound to disclose the defect. This observation was made in respect to faults in the quality of the estate, but it would apply as well, it would seem, to defects in the title. 2 It seems scarcely fair to apply to a case of alleged fraud with respect to the title the nile which prevails in a case of fraudulent representations as to the quality of the estate, namely, that the vendor is not bound to disclose defects which He open to the observation of the purchaser. It is true that all defects of title which would appear upon a thorough examination of the title may be said to be, in a certain sonse, open to the observation of the purchaser. But it is well known that an examination of the title is a serious matter, involv- ing much labor and delay, and is frequently dispensed with upon the assurances of the vendor that his title is perfect. Whether the estate consists of fertile lands or sterile lands, uplands or meadows, productive or non-productive mines, can be determined by any man of ordinary capacity; but whether the record shows a clear title, is a fact that few purchasers can ascertain without pro- fessional assistance and much expense. Whether the vendor is bound to disclose that his title has been questioned or doubted does not appear. But it, has been held that if the validity of the title depends upon a particular fact, and the vendor knows that such fact exists, no duty devolves upon him to disclose to the purchaser that the existence of such fact had ever been questioned. Thus, where a son placed money in the hands of his father with which to buy lands for him (the son), and the father died before a conveyance was executed, and the vendor required indemnity against any future claim by the heirs of the father before he would convey the land to the son, it was held that the son was not obliged to disclose to his vendee the fact that such indemnity had been required and given. 3 This case, however, scarcely goes the length of deciding that the vendor is under no obligation to dis- close facts which render the title merely doubtful, and not absolutely bad. 'Sugcl. Vend. (8th Am. ed.) 9. Edwards v. McLeay, Coop. 312. - 1 Sugd. Vend. (8th Am. ed.) 2, 9. Jones v. Keen, 2 Moo. 23 Atl. Rep. 561. Kenny v. Norton, 10 Heisk. (Tenn.) 384. Scoffins v. Grandstaff , 12 Kans. 467. Pence v. Duval. 9 B. Mon. (Ky.) 48. Smith v. Jefts, 44 N. H. 482. Chapman v. Kimball, 7 Neb. 399; S. C., 11 Neb. 250; Davidson v. Cox, 10 Neb. 150; 4 N. W. Rep. 1035. Chapman v. Holmes, 5 Halst. (N. J.) 20; Carter v. Denman, 3 Zab. (N. J. L.) 260; Lot v. Thomas, 2 N. J. L. 297; 2 Am. Dec. 54; Garrison v. Sandford, 12 N. J. L. 261. Durand v. Williams, 53 Ga. 76, obiter ; but, see Redwine v. Brown, 10 Ga. 318, where a doubt was suggested as to the rule stated in the text in view of the general policy of the laws of that State iu favor of the assignability of choses in action. By statute in Georgia since the above decision an assignee is given the benefit of the covenant against incum- brances. Rev. St. 1882, p. 672. Randolph v. Kinney, 3 Rand. (Va.) 397. Grist v. Hodges, 3 Dev. (N. C.) L. 200. Revenel v. Ingram, 131 N. C. 549; 42 S. E. 967. Brady v. Spurck, 27 111. 482; Jones v. Warner, 81 HI. 343; Richard v. Bent, 59 111. 38; 14 Am. Rep. 1. This case distinguishes between a covenant of seisin and that against incumbrances, holding that an assignee i entitled to the benefit of the latter. Moore v. Merrill, 17 N. H. 75; 43 Am. Dec. 593. Lowery v. Tilleny, 31 Minn. 500; 18 N. W. Rep. 452. Williams v. Wetherbee, 1 Aik. (Vt.) 253; Garfield v. Williams, 2 Vt. 327; Pierce T. Johnson, 4 Vt. 255; Swasey v. Brooks, 30 Vt. 692. Westrope v. Chambers, 51 Tex. 178. Pillsbury v. Mitchell, 5 Wis. 21. The rule stated in the text prevailed in Maine prior to the statute in that State providing in ex- press terms that an assignee should have the benefit of the covenant of seisin. Hacker v. Storer, 8 Gr. (Me.) 228; Pike v. Galvin, 29 Me. 188. Lewis v. Ridge, Cro. Eliz. 863, and Lucy v. Livington, 2 Lev. 26; 1 Vent. 175; 2 Keble, 831, have been very generally cited by the American courts in support of the proposition contained in the text. Mr. Rawle, however, in his erudite treatise on the Law of Covenants for Title, says that they decide nothing more tha^n that a covenant for quiet enjoyment ceases to run with the land after it is broken. Covts. for Title, 205. In Gar- rison v. Sanford, 12 N. J. L. 261, the court held that a breach of the cove- OF THE COVENANT FOR SEISIN. 263 and (2) that the grantor and covenantor having no title no estate could pass by his conveyance to the covenantee, and that conse- quently there was nothing with which the covenant could run so as to enure to the benefit of a remote grantee. 1 nants of seisin or against incumbrances did not enure to the benefit of a subse- quent grantee of the land. " If," said the court, "a man breaks the leg of my horse, whom I afterwards sell, the purchaser cannot sue for the injury, as it is not done to him; and the injury to me is not diminished nor my right to redress destroyed because I have parted with the animal." The case supposed by the court is by no means parallel to that of a subsequent grantee claiming the benefit of the original grantor's covenant of seisin. In the case imagined the actual loss, whatever it may be, is sustained by the vendor, while in the case of a breach of the covenant of seisin the actual loss or injury must, if the land has been trans- ferred, fall upon the grantee, and it would seem as inequitable to deny to him the right of action on the covenant as it would be to give to the seller of the horse the right to recover for an injury to the horse inflicted after the property in it had passed to the vendee. In Raymond v. Squire, 11 Johns. (N. Y.) 47, the cove- nantee was allowed to recover in an action on a covenant of seisin after the land had been transferred by him. A covenantee does not lose his right to recover for breach of the covenant for seisin by conveying his right and title to the land to a third person. Cornell v. Jackson, 3 Gush. (Mass.) 506. A covenant that the land conveyed contains a certain number of acres is equivalent to a covenant of seisin, is broken as soon as made if there be a deficiency in the acreage, and the right of action does not pass to an assignee. Salmon v. Vallejo, 41 Cal. 481. It is worthy of note that while the early New York decisions declare that the benefit of a covenant of seisin does not pass to a subsequent grantee or assignee by virtue of the covenantee's conveyance, they sustain a separate formal assign- ment of the benefit of that covenant, executed by the covenantee to secure his grantee against loss from an apprehended failure of the title. See Raymond v. Squire, 11 Johns. (N. Y.) 47. It is not easy to understand why the express and formal assignment should be upheld, and the incidental or implied assignment declared invalid, since in either case it is a chose in action that is assigned, and the one is as much within the rule prohibiting the assignment of rights in action as the other. In Kenny v. Norton, 10 Heisk. (Tenn.) 385, the court declined to depart from the rule that the covenant of seisin does not run with the land, which it conceives to be established by the weight of American authority, and assigns, as a reason, that the covenant of warranty, amply sufficient under all circumstances for the protection of the assignee, is invariably inserted in all con- veyances in that State, except those in which the grantor merely quit claims such right or interest as he may have in the land, and the further reason that the assignee is protected by a short Statute of Limitations (seven years) against the demands of the adverse claimant. 1 See the cases cited in the last note. See, also, Bender v. Fromberger, 4 Dall. (Pa.) 438; Stewart v. West, 14 Pa. 836. Webber v. Webber, 6 Or. (Me.) 127. Jones v. Warner, 81 111. 343. McCarty v. Leggett, 3 Hill (N. Y.). 134. Wilson 266 MARKETABLE TITLE TO REAL ESTATE. 112. Contrary rule. Doctrine of "continuing breach." But while the rule that the covenant of seisin does not run with the land, obtains, perhaps, in most of the States, a contrary position has been taken in others, and maintained with much force. 1 They hold v. Forbes, 2 Dev. (N. C.) 32. Innes v. Agnew, 1 Ohio, 389. Allen v. Allen, (Minn.) 51 N. W. Rep. 473. 1 Kingdon v. Nottle, 1 Maule & 8. 355; S. C., 4 Maule & S. 53. This case was decided in the early part of the present century, and has been cited and followed in many of the American cases holding that the covenant of seisin runs with the land. The case establishes the proposition that want of title in the covenantor is a continuing breach, not completed until actual damage has been suffered by the covenantee or his grantee. The decision has been criticized by Chancellor KENT as " too refined to be sound" (4 Kent. Com. 472), and questioned in Spoor v. Green, L. R., 9 Exch. 99. See Rawle Covts. 208. See cases cited to proposition that covenant against incumbrances runs with land, post, 128. Mecklem v. Blake, 22 Wis. 495; Eaton v. Lyman, 33 Wis. 34; S. C., dissenting opinion of DIXON, C. J., 30 Wis. 41, 46. Collier v. Gamble, 10 Mo. 467; Dickson v. Desire, 23 Mo. 162, overruling Chauvin v. Wagner, 18 Mo. 531 ; Lawless v. Collier, 19 Mo. 480; Magwire v. Riggin, 44 Mo. 512; 75 Am. Dec. 121; Walker v. Dearer, 5 Mo. App. 139; Hall v. Scott Co., 2 McCrary (U. S.), 356; Jones v. Cohitsett, 79 Mo. 188; Allen v. Kennedy, 91 Mo. 324; 2 S. W. Rep. 142. Langenburg v. Dry Goods Co., 74 Mo. App. 12. Bacchus v. McCoy, 3 Ohio, 211; 17 Am. Dec. 585; Foote v. Burnet, 10 Ohio, 331; 36 Am. Dec. 90; Devore v. Sunderland, 17 Ohio, 52; 49 Am. Dec. 442; Great Western Stock Co. v. Saas, 24 Ohio St. 542. Scofield v. Iowa Homstead Co. 32 Iowa, 317; 7 Am. Rep. 197. This is the leading Iowa case. It contains an able review of authorities bearing upon the question of the assignability of the covenant of seisin, and has been fre- quently cited by the courts in other States. Knadler v. Sharp, 36 lo. 232; Boon v. McHenry, 55 lo. 202; 7 N. W. Rep. 503. Martin v. Baker, 5 Ind. 393, leading case; Coleman v. Lyman, 42 Ind. 289, distinguishing Burnham v. Lasselle, 35 Ind. 425; Wright v. Nipple, 92 Ind. 313; Worley v. Hineman, (Ind.) 33 N. E. Rep. 261. The remark in Rawle Covt. (5th ed.) p. 264, n., that in Indiana the court has repudiated the contract of a " continuing breach " of the covenant of seisin, must be limited in its application to cases in which no possession passed to the covenantee. Beyond that the cases there cited do not go. See, also, p. 314 of the same work, where it is said that the cases in that State maintain the doctrine of a continuing breach down to the present day. Cole v. Kimball, 52 Vt. 639. McCrady v. Brisbane, 1 Nott & McC. (S. Car.) 104; 9 Am. Dec. 676. Mecklem v. Blake, 22 Wis. 495; 82 Am. Dec. 707. The doctrine of the English courts, and its American ad- herents, in respect to the assignability of the covenant of seisin, was suc- cinctly stated in this case as follows:. "These courts hold that where the covenantor is in possession claiming title, and delivers the possession to the covenantee, the covenant of seisin is not a mere present engage- ment made for the sole benefit of a covenantee, but that it is a covenant of indemnity entered into in respect of the land conveyed, and intended for the OF THE COVENANT FOB SEISIN. 267 that the covenant is not completely broken, until the want of title in the covenantor has resulted in a loss of the premises, or actual damage suffered by the covenantee, or those deriving title from him ; that the covenant is prospective in its nature, and intended as a security for the title, or an indemnity against loss, attaching to and running with the land for the benefit of such person as shall be the owner thereof at the time the loss is sustained. 1 The cases which decide that a covenant of seisin is in the nature of a security for the title attaching to and running with the land for the benefit of a grantee of the covenantee would seem to establish the better rule, inasmuch as it adds to the security of purchasers, and tends to facil- itate the alienation of real property. The opposite conclusion is founded upon the old rule that a chose in action is not assignable, a security of all subsequent grantees, until the covenant is finally and completely broken, and they consequently hold that no such right of action accrues to the covenantee on the mere nominal breach, which always happens the moment the covenant is executed, as is sufficient to merge or arrest the covenant in the hands of the covenantee, or to deprive it of the capacity of running with the land for the benefit of the person holding under the deed, when an eviction takes place or other real injury is actually sustained. The possession of the land or seisin in fact under the deed, by the covenantee or those claiming through him, is consid- ered such an estate as carries the covenant along with it." In Catlin v. Hurl- burt, 3 Vt. 403, it was held that a covenantee, who had subsequently conveyed the premises, could recover on a covenant of seisin, but should not have execu- tion, until he had lodged with the clerk of the court a release from his grantee of all right of action on a covenant of warranty contained in the original conveyance from the plaintiff's grantor. 1 Kimball v. Bryant, 25 Minn. 496, the court, by GILFILLAN, C. J., saying: " The covenant is taken for the protection and assurance of the title which the grantor assumes to pass by his deed to the covenantee, and where the covenantee assumes to pass that title to another, it is fair to suppose that he intends to pass with it, for the protection of his grantee, every assurance of it that he has, whether resting in right of action or unbroken covenant, so that if before enforc- ing his remedy for breach of the covenant, the covenantee execute a conveyance of the land, unless there be something to show a contrary intention, it may be presumed that he intends to confer on his grantee the benefit of the covenant, so far as necessary for his protection, that is, that he intends to pass all his right to sue for the breach, so far as the grantee sustains injury by reason of it." In Lowrey v. Tilleny, 31 Minn, 500, it was held that the right of action for breach of the covenant, if not assigned by a conveyance of the land, passed to the per- sonal representative, and not the heir. 268 MARKETABLE TITLE TO REAL ESTATE. rule which has long since yielded to the exigencies of a commercial age, and exists no longer, it is apprehended, in any of the American States. The doctrine that a covenant of seisin does not run with the land seems to be supported chiefly by arguments of a subtle and technical character, and the rule itself seems not to subserve any just and desirable end ; whereas that construction which gives to the actual sufferer the benefit of the covenant commends itself to the mind as both equitable and expedient. 1 Besides, the enforcement of such a rule practically destroys the usefulness of the covenant. For so long as the covenantee has suffered no actual damage from the breach, he can recover no more than nominal damages ; and after the land has passed into the hands of a remote grantee who is evicted, the right of action remaining in the covenantee will, most probably, have become barred by the Statute of Limitations, usually a short period in most of the American States. And if not barred the covenantee, having received full value for the land without reference to any defect of title, would, unless he conveyed with warranty, have sustained no actual damage himself from the breach, and consequently would seem entitled to nothing more than nominal damages. In several of the States there are now statutes which pro- vide in substance that the grantee of a covenant shall have the benefit of a covenant of seisin or against incumbrances contained in the conveyance to his grantor. 2 The same effect has been given to 1 4 Kent Com. 471, the learned author saying that it is to be regretted that the "technical acruple" that a chose inaction was not assignable does necessa- rily prevent the assignee from availing himself of any or all of the covenants; and that he is the most interested and the most fit person to claim the indemnity secured by them, for the compensation belongs to him as the last purchaser and the first sufferer. Code Civ. Proc. N. Y. 1876, 449. Rev. St. Ohio, p. 1034, 4993. Rev St. Me. 1841, c. 115, 16. Rev. St. Colo. 1883, p. 172. Rev. St. Ga. 1882, p. 672. Semble, Code Cal. 1876, p. 473, 6462, and Code Dak. 1883, p. 917. Under a statute permitting the assignment of all choses in action, the benefit of a cove- nant of seisin passes to a subsequent grantee of the premises. Schofield v. Homestead Co.. 32 Iowa, 317; 7 Am. Rep. 197. Allen v. Little, 36 Me. 175; Stowell v. Bennett, 34 Me. 422. But the statute in Maine provides that the sub- sequent grantee must first execute a release to his grantor before he can sue on the covenant of the original grantor. Prescott v. Hobbs, 30 Me. 345; Rev. St. Me. 1883, p. 697. See, also, Rev. St. Colo. p. 172; 2 Lev. Rev. Code Dak. p. 917; Hitt. Codes Cal. 1876, p. 74a Code Ga. 1882, p. 672. OF THE COVENANT FOR SEISIN. 269 the generally prevalent statutory provision that all actions mast be maintained in the name of the real party in interest. 1 The inconvenience of the American rule that a covenant of seisin does not run with the land is greatly reduced in practice by the fact that in equity the assignment of a chose in action is held to be valid, and that a court of law recognizes and enforces the rights of the assignee by permitting an action to be brought for his use and benefit in the name of the assignor, the original covenantee. 2 For this purpose a conveyance of the land will be treated as an assign- ment of the co venan tee's right of action for a breach of the covenant 8 This remedy, however, is cumbrous and unwieldy and has been rendered obsolete in many of the States by a provision of the Code that every action shall be brought in the name of the real party in interest. But for the foregoing reasons, and the fact that a cove- nant of warranty is almost invariably inserted in conveyances of land, it is probable that in every State the assignee would long since have been by statute given the benefit of the covenant of seisin. 113. Possession must have passed with the covenantor's deed. In some of the States adopting the rule that a covenant of seisin runs with the land, an important qualification of that rule exists, namely, that the land must actually pass, and possession be taken under the conveyance of the covenantor in order to give a 1 Code Civil Proc. N. Y. 449. Andrew v. Appel. 22 Hun (N. Y.), 483, the court saying: " The objection existing at common law that a covenant or chose in action was not assignable has been obviated by modern legislation." The assignee is the real party in interest. The transfer of the land, the principal thing, should be held to imply an assignment of all remedies under the covenant for a breach thereof. Ernst v. Parsons, 54 How. Pr. (1S T . Y.) 163; Roberts v. Levy, 3 Abb. Pr. (N. S.) 339. 9 Clark v. Swift, 3 Met. (Mass.) 395, the court saying : " As to the rule in ques- tion it interposes a formal difficulty only; and it is no actual obstruction to the due administration of justice. The assignment of a chose in action is valid in equity, and courts of law will take notice of equitable assignments made bona fide and for valuable consideration, and will allow the assignee to maintain nn action in the name of the assignor." Peters v. Bowman, 98 U. S. 59. Collier v. Gamble, 10 Mo. 467. "Rawle Covt. 226. "The transfer of the land, the principal thing, should b< held to imply in equity an assignment of all remedies under the covenant for a breach thereof. Ernst v. Parsons, 54 How. Pr. (N. Y.) 163; Roberts v. Levy, 3 Abb. Pr. (N. S.) 270 MARKETABLE TITLE TO REAL ESTATE. subsequent grantor the benefit of the covenant. 1 The cases which establish this position, proceed upon the principle that the covenant of seisin is intended as an indemnity against loss of the land only, and that if no land passed to the assignee there is nothing to create a privity between him and the covenantor, and consequently that he has no right of action on the covenant. 114. When Statute of Limitations begins to run. In those States in which it is held that an assignee or subsequent grantee is not entitled to the benefit of a covenant of seisin, the Statute of limitations begins to run against an action for a breach of the cove- nant from the time the covenant was made ; that is when the deed containing the covenant was delivered. 2 This follows necessarily from the rule that the covenant is broken as soon as made if the covenantor was not at that time seised of such an estate as the covenant describes. Consequently in all of those States the life of the covenant is measured by the Statute of Limitations, whether the covenantee or liis grantee has or has not been evicted from the premises. But in those States in which the covenant of seisin is held to run with the land, the statute does not begin to run until actual damage from the breach has been sustained.* 115. Conflict of laws. At common law the covenantee might 1 Bottorf v. Smith, 7 Ind. 673; Bethell v. Bethell, 54 Ind. 428; 23 Am. Rep. 650; Craig v. Donovan, 63 Ind. 513; McClure v. McClure, 65 Ind. 485. Dickflon v. Desire, 23 Mo. 162, overruling Chauvin v. Wagner, 18 Mo. 531. Shankle v. Ingram, 133 N. C. 254; 45 S. E. 578. Backus v. McCoy, 3 Ohio, 216; 17 Am. Dec. 585; Devore v. Sunderland, 17 Ohio, 60; 49 Am. Dec. 442; Foote v. Burnet, 10 Ohio, 327; 36 Am. Dec. 90. This case contains an elaborate note upon the law of covenants of title to real estate. In Chambers v. Smith, 23 Mo. 1 74, it was said : " If there be a total defect of title, and the possession have not gone along with the deed, the covenant is broken as soon as it is entered into, and cannot pass to an assignee upon any subsequent transfer of the supposed right of the original grantee. In such case the breach is final and complete; the covenant is broken immediately once for all, and the party recovers all the damages that can ever result from it. If, however, the pos- session pass, although without right if an estate in fact though not in law, be transferred by the deed, and the grantee have the enjoyment of the prop- erty according to the terms of the sale, the covenant runs with the land, and passes from party to party, until the paramount title resultsln some damage to the actual possession, and then the right of action upon the covenant rests in the party upon whom the loss falls." 'Jenkins v. Hopkins, 9 Pick. (Mass.) 542. Bratton v. Guy, 12 S. Car. 42. White T. Stevens, 13 Mo. App. 240. Foshay v. Shafer, 116 Iowa 302; 89 N. W. 1106. OF THE COVENANT FOR SEISIN. 271 maintain an action at law against the covenantor wherever he found him, all actions dependent upon privity of contract being deemed transitory. 1 But an assignee, his right of action being dependent upon privity of estate, could maintain an action on the covenant only in the jurisdiction in which the land lay, and the construction of that covenant was governed of course by the lex rei sitce? One consequence of these rules is that an assignee who takes a convey- ance in a State in which he would be entitled to the benefit of a covenant of seisin made with his grantor, the land lying in a State in which the contrary rule prevails, would be without remedy against the remote covenantor, in case he should lose the land. But now, by force of statutes abolishing the common-law distinction between local and transitory actions, it is held in several of the States that the right of an assignee to sue upon the covenants of a prior grantor, is to be determined by the law of the place where the contract was made, and not by the lex rei sita? 116. MEASURE OF DAMAGES. Upon a breach of the cove- nant of seisin, which results in the loss of the estate to the cove- nan tee, the measure of his damages is the value of the estate at the time of the conveyance as fixed by the purchase price agreed upon by the parties, 4 with interest thereon for such time as 1 Chit. PI. 270; Rawle Cov. (5th ed.) 302. Clarke v. Scudder, 6 Gray (Mass.), 122. * Worley v. Hineman, (Ind.) 33 N. E. Rep. 260, overruling Fisher v. Parry, C8 Ind. 465, where the subject was carefully considered and the rule announced that " whether a deed executed in Indiana, conveying land in another State, con- tains a covenant of seisin that runs with the land, is to be determined by the law of Indiana." See, also to same effect. Oliver v. Loye. 59 Miss. 320; 21 Am. Law Reg. 600. Bethell v. Bethell, 92 Ind. 318; S. C., 54 Ind. 428; 23 Am. Rep. 650. 4 4 Kent Com. 475; Rawle Covt. 158; 2 Washb. Real Prop. 728. See, also, cases cited, post, 164, as to measure of damages in case of breach of cove- nant of warranty. Staats v. Ten Eyck, 3 Caines (N. Y.), Ill; 3 Am. Dec. 254. This is a leading case, but is confined solely to the question of damages where there has been an increase in value of the land from extrinsic causes. There was no claim for damages to the extent of improvements in addition to the purchase money. Pitcher v. Livington, 4 Johns. (N. Y.) 1; 4 Am. Dec. 229; Bennet v. Jenkins, 13 Johns. (N. Y.) 50. Bender v. Fromberger, 4 Dall. (Pa.) 442. This is the leading case upon the proposition that improvements made by the covenantee cannot be considered in estimating his damages for a breach of the covenant of seisin resulting in eviction or loss of the estate. Marston v. Hobbs, 2 Mass. 433; 272 MARKETABLE TITLE TO REAL ESTATE. the covenantee is liable to the real owner for meane profits, 1 together with snch necessary costs and expenses as he may have incurred in defending the title. 2 The increased value of the land at the time of the loss of the estate, whether resulting from a general rise in the value of lands or from improvements made by the covenantee, cannot be considered in estimating the damages.* 3 Am. Dec. 81; Caswell v. Wendell, 4 Mass. 108; Sumner v. Williams, 8 Mass. 162, 222; 5 Am. Dec. 83; Bynes v. Rich, 3 Gray (Mass.), 518. Stubbs v. Page, 2 Gr. (Me.) 373; Wheeler v. batch, 12 Me. 389; Blanchard T. Hoxie, 34 Me. 37; Montgomery v. Reed, 69 Me. 510. Ela v. Card, 2 N. H. 175; 9 Am. Dec. 46; Parker v. Brown, 15 N. H. 176; Nutting v. Herbert, 35 N. H. 120; Willson v. Willson, 25 N. H. 229; 57 Am. Dec. 320. Mitchell v. Hazen, 4 Conn. 495; 10 Am. Dec. 169; Stirling v. Peet, 14 Conn. 245. Catlin v. Hurlburt, 3 Vt. 403. Bacchus v. McCoy, 3 Ohio, 211; 17 Am. Dec. 585. Brandt v. Foster, 5 lo. 295. Cox v. Strode, 2 Bibb (Ky.), 275; 5 Am. Dec. 603; Merc. Trust Co. T. So. Park Res. Co., (Ky.) 22 S. W. Rep. 314. Dale T. Shively, 8 Kans. 190; Scott T. Morn- ing. 23 Kans. 253. Furman v. Elmore, 2 Nott &McC. (S. C.) 189, n. ; Pearson v. Davis, McMull. L. (S. C.) 37; Henning v. Withers, 3 Brev. (S. C.) 458; 6 Am. Dec. 589. Kincaid v. Brittain, 5 Sneed (Tenn.), 119. Tapley v. Lebeaume. 1 Mo. 550; Martin v. Long, 3 Mo. 391. Egan v. Martin, 71 Mo. App. 60; 79 Mo. App. 676. Wilson v. Forbes, 2 Dev. (N. C.) 30. Overhiser v. MeCol- lister, 10 Ind. 44. Frazer v. Supervisors, 74 111. 291. Daggett v, Reas, 79 Wis. 60; 48 N. W. Rep. 127. It seems, from the case of Nichols v. Walter. 8 Mass. 243, that in a case at nisi prius in New Hampshire the plaintiff was awarded the value of the land at the time of eviction as the measure of bis damages for a breach of the covenant of seisin. 1 Post, 172. * Poat, 173. Pitcher v. Livingston, 4 Johns. (N. Y.) 7; 4 Am. Dec. 229, where it was aid by VAX NESS, J. : ' ' One, and perhaps the principal reason why the increased value of the land itself cannot be recovered, is because the covenant cannot be construed to extend to anything beyond the subject-matter of it, that is, the land, and not the increased value of it subsequently arising from causes not existing when the covenant was entered into. For the same reason the covenantor ought not to recover for the improvements, for these are no more the subject-matter of the contract between the parties than the increased value of the land." And by KENT, C. J.: "Improvements made upon the land were never the subject-mat- ter of the contract of sale any more than the gradual increase or diminution in value. The subject of the contract was the land as it existed and what it was worth when the contract was made." In Bender v. Fromberger, 4 Dall. (Pa.) 436, the question was considered with learning and research and an elaborate opinion was delivered, settling the rule as stated in the text. Among other reasons for the rule, given by TTLGHMAN, C. J.. were these: " The title of land rests as much within the knowledge of the purchaser as the seller; it depends upon writings which both parties have an equal opportunity of examining. If OF THE COVENANT FOB SEISIN. 273 The foregoing rules, it is believed, prevail in every State of the Union. 1 The true consideration of the conveyance may be shown by parol evidence, and the deed may be contradicted in that respect. 8 If the consideration be not stated, and cannot be ascertained, the value of the land at the time of the conveyance will be the measure of damages. 8 The covenant of seisin is broken as soon as made, and the covenantee's right of action therein complete, if the covenantor have not, at the time of the covenant, the title therein described.* It is obvious, however, that if the covenantee remain in the undis- turbed enjoyment and possession of the estate he has suffered no damage from the breach. Possibly he may never be disturbed in the possession, for the real owner may never assert his rights, or they may become barred by the Statute of Limitations. 5 Accord- ingly, the rule has been established by numerous decisions that the ibe seller make use of fraud, concealment or artifice to mislead the purchaser in examining the title, the case is different; he will then be answerable for all losses which may occur. 1 ' These, with Staats v. Ten Eyck, supra, are the leading cases upon the measure of damages for a breach of the covenant of seisin where the covenantee has lost the estate, and they have been followed in every State in which the question has arisen. 1 The author has met with but one instance in which a different rule was -applied, and that is a nisi prius decision of a New Hampshire court, referred to in the case of Nichols v. Walter, 8 Mass. 243. In the last-mentioned case, how- ever, the rule was enforced under circumstances involving much hardship. It appeared that the plaintiff purchased the property for $18.67 and took a convey- ance from the defendant with covenant of seisin. He then sold and conveyed the premises with covenants of seisin and good right to convey (not warranty, at stated in Rawle Covt. [5th ed.] p. 224, n.) for a consideration of $113.33. His grantee, being evicted, recovered against him as damages for breach of the cove- nant of seisin, $555.49, the value of the property at the time of eviction; but plaintiff, in his action on the original covenant of seisin, was adjudged to be entitled only to the consideration paid by him to the defendant, $18.67, upon the ground that the case must be governed by the Massachusetts rule of damages for a breach of that covenant. 1 Post, 167. 'Smith v. Strong, 14 Pick. (Mass.) 128; Byrnes v. Rich, 3 Gray (Mass.), 518. 4 Ante, 5 109. * If the covenantee's title be perfected by the Statute of Limitations he can recover only nominal damages for a breach of the covenant of seisin. Wilson v. Forbes, 2 Dev. (N. C.) 30. 18 274 MARKETABLE TITLE TO REAL ESTATE. covenantee can recover no more than nominal damages for a breach of the covenant of seisin, so long as he remains in the undisturbed possession of the estate. 1 But if the premises are in the possession of an adverse claimant at the time of the grant, the covenantee may recover substantial damages, not exceeding the purchase money and interest. 2 Such an adverse possession amounts also to a con- structive eviction and operates a breach of a covenant of warranty. 5 If, before suit is brought by the covenantee for a breach of the covenant, the defendant gets in the outstanding title, the plaintiff can recover only nominal damages, for the title so acquired enures to the benefit of the plaintiff. If the paramount title should be gotten in after suit had been commenced, a different rule would probably apply. 4 If the covenantee sues and recovers nominal damages for breach of the covenant of seisin, the judgment will be no bar to an action 1 Baxter v. Bradbury, 20 Me. 260 ; 37 Am. Dec. 49. Sable v. Brockmeier, 45 Minn. 248; 47 N. W. Rep. 794; Ogden v. Ball, 38 Minn. 237; 36 N. W. Rep. 344. Garfield v. Williams, 2 Vt. 328. Hartford Ore Co. v. Miller, 41 Conn. 133. Nosier v. Hunt, 18 lo. 212; Boon v. McHenry, 55 lo. 202; 7 N. W. Rep. 503. Collier v. Gamble, 10 Mo. 467, 472 ; Bircher v. Watkins, 13 Mo. 521 ; Cock- i-cll v. Proctor, 65 Mo. 41; Holladay v. Menifee, 30 Mo. App. 207. Egan y. Martin, 71 Mo. App. 60; 79 Mo. App. 676. Metz v. McAvoy Brewing Co., 98 111. App. 584; Building Co. v. Fray, 96 Va. 559; 32 S. E. 58. 'Small v. Reeves, 14 Ind. 164; Hacker v. Blake, 17 Ind. 97; Lacey v. Marman, 37 Ind. 168; Hannah v. Shields, 34 Ind. 272; Stevens v. Evans, 30 Ind. 39; McClerkin v. Sutton, 29 Ind. 407; Van Nest v. Kellum, 15 Ind. 264; Jordan v. Blackmore, 20 Ind. 419. O'Meara v. McDaniel, 49 Kans. 685; 31 Pac. Rep. 303, citing Hammerslough v. Hackett, 48 Kans. 700; 29 Pac. Rep. 1079; Danforth v. Smith, 41 Kans. 146; 21 Pac. Rep. 168. (But see Bolinger v. Brake, 4 Kan*. App. 180; 45 Pac. 950.) In the early case of Harris v. Newell, 8 Mass. 622, it was held that if the covenantee had been threatened with eviction, and if it appear that he must inevitably lose the estate, he may recover the con- sideration money as damages for breach of the covenant of seisin, and tha,t in such a case he could not be required to lie by until he was actually evicted; the covenantor might in the meanwhile become insolvent, and the remedy on the covenant be lost. This decision does not appear to have been followed, though, as we shall see, there is a class of cases which decide that, under such circumstances, the covenantee may detain the unpaid purchase money, if any. Post, 331. It seems that the purchaser is permitted, in Michigan, to recover the purchase-money paid, in case of a breach of the covenant of seisin, though he has not been disturbed in the possession of the premises. Parkinson v. Woulds, 125 Mich. 325; 84 N. W. 292. 2 Adkins v. Tomlinson, 121 Mo. 487. This rule, of course, would not obtain in those States in which a sale and conveyance by the vendor when out of possession is deemed champertous. Post, 146. 'Sayre v. Sheffield Land Co., (Ala.) 18 So. Rep. 101. As to the right of OF THE COVENANT FOR SEISIN. 275 for breach of the covenant of warranty if he should be afterwards evicted by the person having the better title. 1 In Missouri, a purchaser, who has taken a conveyance with a covenant of seisin, is permitted, upon discovery that the title is bad, to buy in the rights of all adverse claimants, and thus to en- title himself to recover substantial damages for the breach of the covenant to the extent of the amount so paid, with interest, pro- vided it do not exceed the consideration money and interest. 2 This rule has been criticised upon the ground that it confounds all dis- tinctions between the covenant of seisin and the covenant of war- ranty. It is difficult to perceive any inconvenience or injustice that could result from the rule, provided it be restricted to cases in which the adverse title has been hostilely asserted. If the breach of the covenant of seisin consist in the want of the entire quantity of estate or interest purported to be conveyed, as if the interest turns out to be a life estate instead of a fee, the cove- nantee cannot practically rescind the contract by recovering the entire purchase money as damages ; he must keep the life estate. In other words, the measure of his damages will be the difference between the consideration money and the value of the life estate. 3 If it appear that title to a part of the land has failed, the plaintiff will be entitled to nominal damages, though there be no evidence as to the value of such part. 4 Where he is entitled to substantial dam- ages for a loss of part of the premises, the measure thereof will be such part of the whole consideration paid as the value of the part at the time of purchase, to which title failed, bears to the whole of the premises, 6 unless the contract fixed a price per acre, in which case the measure of damages is the contract price of the number of acres lost. 6 If the alleged breach of the covenant of seisin consist in the want of title to minerals under the soil, it is competent for the covenantor to show, in mitigation of damages, that the grantee purchased with knowledge of the fact that there had been a pre- vious severance of the title in respect to the soil and the minerals, the covenantor to require the covenantee to accept such title in lieu of dam- ages, see, post, "Estoppel," 215. 'Donnell v. Thompson, 10 Me. 170; 25 Am. Dec. 216. Ogden v. Ball, 40 Minn. 94: 41 N. W. Rep. 453. 'Lawless v. Collier, 19 Mo. 480; Hall v. Bray, 51 Mo. 288; Ward v. Ash- brook, 78 Mo. 517. Schnelle Lumber Co. v. Barlow, 34 Fed. Rep. 853. 'Tanner v. Livingston, 12 Wend. (N. Y.) 83. Pinkston v. Huie, 9 Ala. 252, 259. Post, 170. Lawless v. Evans, (Tex.) 14 S. W. Rep. 1019. McLennan v. Prentice, (Wis.) 55 N. W. Rep. 764. Conklin v. Hancock, 67 Ohio St. 455; 66 N. E. 518. 276 MARKETABLE TITLE TO REAL ESTATE. and that the consideration paid was merely for the land without the minerals. 1 117. BURDEN OF PROOF. In an action on a covenant of seisin the burden of proof has generally been held to lie with the defendant, the grantor, to show that the title is such as his covenant requires ; 2 but there is a conflict of authority upon the point, some cases holding that the burden is on the plaintiff to show that the covenant has been broken, since it is to be presumed that he has knowledge of the facts constituting the breach of the covenant, and that there can be no hardship in requiring him to prove them.* The weight of authority probably is that the burden is on the defendant, and the rule results from a strictly technical adherence to that other rule, that the plaintiff may allege a breach by merely negativing the 1 Lloyd v. Sandusky, 203 111. 621; 68 N. E. 154. 1 Bradshaw's Case, 9 Coke R. 60. Abbott v. Allen, 14 Johns. (N. Y.) 248; 7 Am. Dec. 554. Bircher v. Watkins, 13 Mo. 521; Cockrell v. Proctor, 65 Mo. 41. Beckmann v. Hcnn, 17 Wis. 412; Eaton v. Lyman, 30 Wis. 41; McClennan v. Prentice, 77 Wis. 124; 45 N. W. Rep. 943. Swafford v. Whipple, 3 Gr. (lo.) 261; 54 Am. Dec. 498; Schofield v. Homestead Co., 32 Iowa, 317; 7 Am. Rep. 197; Blackshire v. Homestead Co., 39 Iowa, 624; Barker v. Kuhn, 38 lo-wa, 392. Marston v. Hobbs, 2 Mass. 433; 3 Am. Dec. 61. The reason given for the rule thus stated is that the grantor is presumed to have re- tained the evidences of his title, and, consequently, that the facts constitut- ing a defect in his title must lie peculiarly within his knowledge. 1 Stark. Ev. 418, 423; Abbott v. Allen, 14 Johns. (N. Y.) 253; 7 Am. Dec. 554; Swafford v. Whipple, 3 Gr. (lo.) 265; 54 Am. Dec. 498; Wooley v. New- combe, 87 N. Y. 805. This is doubtless true of the English practice where the grantor has conveyed only a portion of his estate, but in America, where a general system of registration of conveyances and incumbrances and, gen- erally, of all documentary matter affecting the title prevails, there would seem to be no reason to presume that the grantor is better informed as to the state of the title than the grantee. 'Ingalls v. Eaton, 25 Mich. 32, the court, by COOLEY, J., saying: "Where parties contract concerning lands on the assumption that one of them is the owner, it is a reasonable presumption that they have first satisfied them- selves by inquiry what the title is; and if a defect comes to their knowledge afterwards, the party complaining of it should point it out." The decision was also rested larprely upon a statutory provision that the general issue is a denial of the plaintiff's cause of action, and calls upon him to prove it. No question was raised as to the sufficiency of the plaintiff's assignment of the breach, which was in general terms, negativing the words of the covenant. The court cited as sustaining their view "Brown v. Bellows, 4 Pick. (Mass.) 193; Snevilly v. Egle, 1 W. & S. (Pa.) 480; Martin v. Hammon, 8 Pa. St. 270; Espy v. Anderson, 14 Pa. St. 312; Dwight v. Cutler. 3 Miss. 566;" 64 Am. Dec. 105. See, also, Peck v. Houghtaling, 35 Mich. 132. Landt v. Mayor, (Colo.) 31 Pac. Rep. 524. Clapp v. Herdmann, 25 111. App. 509. In Wooley v. Newcombe, 87 N. Y. 605, it was held that under the Code of OF THE COVENANT FOE SEISIN. 277 words of the covenant. 1 When the purchaser obtains an injunction against the collection of purchase money due by him, the burden is on him to show that the title is bad. 2 So, also, in an action for the purchase money in which he sets up the defense of failure of title. 8 So long as the parties are allowed to arrive at an issue by merely af- firming on the one side and denying on the other the words of the covenant, it is difficult to perceive upon what principle the burden of proof can be adjusted, other than that which casts the burden on him who has the affirmative of the issue. No difficulty can arise in fix- ing the burden of proof in an action for breach of the covenant for warranty, for the plaintiff must allege that he was evicted, and it devolves on him to prove that fact ; nor in an action for breach of the covenant against incumbrances, for he must set out the incum- brance constituting the breach and prove its existence. But with respect to an action for breach of the covenant of seisin, it may bo doubted whether an equitable disposition of the burden of proof can be made upon the mere allegation that the defendant was or was not seised of such an estate as his covenant describes. Defects of title consist in the existence or non-existence of particular facts, and to rule arbitrarily from this form of pleading that the burden of proof was upon the one party or the other would be in some cases to require the defendant, and in others the plaintiff, to prove a ne- gative ; 4 that is, the non-existence of a particular fact. A solution of Civil Procedure of that State, providing that issue might be joined by service of an answer to the complaint, dispensing witli a replication, the plaintiff, in an action on a covenant of seisin, assumed the burden of proving the breach alleged by him, that is, that the defendant was not seised of an indefeasible estate in fee simple. 'Mecklem v. Blake, 16 Wis. 102; 83 Am. Dec. 707. It has been held that if the defendant plead that he has not broken his covenant, the plaintiff by his joinder avers that he has, and therefore assumes the burden of proving that allegation. Montgomery v. Reed, 69 Me. 513; Boothbay v. Hathaway, 20 Me. 251. Bacon v. Lincoln, 4 Cush. (Mass.) 212; 50 Am. Dec. 765. But as such an averment is no more in effect than an allegation that the de- fendant was not seised as he had covenanted, these decisions would seem to fall within the observation of Mr. Greenleaf that in disposing the burden of proof regard must be had to the substance and effect of the issue rather than to the form of u; for in many cases the party, by making a slight change in his pleading, may give the issue a negative or affirmative form at his pleasure. 1 Greenl. Ev. (Redf. ed.) 74. 'Grantland v. Wight, 5 Munf. (Va.) 295. Lewis v. Bibb, Port. (Ala.) 84. Stokely v. Trout, 3 Watts (Pa.), 163. Sawyer v. Vaughan. 25 Me. 337. Breithaupt v. Thurmond, 3 Rich. (S. C.) 216. Zerfing v. Seelig. 14 S. Dak. 203; 85 N. W. 585. 4 Tkus, if the burden was held to be upon the defendant, grantor, he would, if the objection to the title was the existence of a prior conveyance, be required to prove, negatively, that no such conveyance existed ; and if held to be upon the plaintiff, grantee, and the objection was that the defendant's claim of title by 278 MARKETABLE TITLE TO REAL ESTATE. the difficulty would apparently be reached by requiring the plaintift to set out in his pleadings the facts constituting the breach of the covenant, so that the parties might arrive at a specific and well- defined issue of fact, in respect to which the court could have no difficulty in adjusting the burden of proof. 1 118. PLEADING. At common law, the plaintiff, in alleging a breach of the covenant of seisin, merely negatives the words of the covenant ; it is not necessary that he shall set out in his declaration the facts constituting the breach. 2 The same form of pleading has been held a sufficient compliance with a statutory provision that the plaintiff's complaint shall contain a statement of his cause of action. 3 descent could not be sustained, the burden would be upon him to show that the defendant, or his predecessor in title, was not the heir; all of which would seem to be in direct contravention of the rule that the burden of proof is upon him who has substantially the affirmative of an issue. These observations are borne out by the case of Wilson v. Parshall, 129 N. Y. 223; 29 K E. Rep. 297. There the plaintiff claimed that the deed under which the defendant (grantor) held was in fact a mortgage and not a conveyance of an indefeasible estate in fee simple, and it was held that the burden devolved on the plaintiff to show not only that the deed was in fact a mortgage, but that it was actually intended as such. 1 This seems to have been feasible under the common-law system of pro- cedure, by means of the replication and other successive pleadings tending to the production of an issue; but in those States in which the defendant is allowed to join issue by service of an answer to the complaint would be impracticable, unless the plaintiff were required to set out in his complaint the facts constituting the breach of covenant, or to furnish the defendant with such a statement of the particulars of his claim as would enable him to frame his defence. 1 Abbott v. Allen, 14 Johns. (N. Y.) 252; 7 Am. Dec. 554; Rickert v. Snyder, 9 Wend. (N. Y.) 421. Bacon v. Lincoln. 4 Gush. (Mass.) 212; 50 Am. Dec. 765. Floom v. Beard, 8 Blackf. (Ind.) 76; Truster v. Snelson, 29 Ind. 96. Montgomery v. Reid, 69 Me. 513; Blanchard v. Hoxie, 34 Me. 376. Bender v. Fromberger, 4 Dall. (Pa.) 438. Pringle v. Witten, 1 Bay (S. C.), 254; 1 Am. Dec. 612. Bircher v. Watkins, 13 Mo. 523. Socum v. Haun, 36 Iowa, 138. Koepke v. Winterfield, 116 Wis. 44; 92 N. W. 437. Wooley v. Newcombe, 87 N. Y. 605. The intimation contained in Rawle on Covenants for Title (5th ed.), 64, that in New York and Michigan it is necessary for the plaintiff in an action for breach of covenant of seisin to set out the facts constituting the breach with sufficient particularity to enable the defendant to frame his defense, seems to be scarcely sustained by the cases cited. In the first, Wooley v. Newcombe, 87 N. Y. 605, it was expressly held that the complaint merely negativing the words of the covenant was sufficient. In the other cases, Ingalls v. Eaton, 25 Mich. 32, and Peck v. Houghtaling, 35 Mich. 127, the decla- ration was in .precisely the same form, and no question was raised as to its suffi- ciency , the court holding that the burden of proving facts constituting a breach OF THE COVENANT FOB SEISIN. 279 The defendant, at common law, having filed a plea of seisin to the declaration, might,, it seems, require the plaintiff to set forth in hig replication the particulars of the breach. 1 Thus, it seems to have been possible at common law to develop by the pleadings the facts conceived by the plaintiff to be a breach of the covenant, and to join issue upon the existence of those facts, or, the facts themselves being admitted, to determine on demurrer whether they were suffi- cient for the purposes alleged. The same result, it appears, may be attained under the code system of civil procedure by requiring the plaintiff to set out the particulars of his claim more fully than they appear in his complaint. 2 of the covenant devolved on the plaintiff, without adverting to any question of pleading in the cause. But whether such a rule (requiring the plaintiff to state the particulars of the breach) is or is not to be deduced from the cases cited, it will scarcely be denied that it would tend greatly to a more rapid and convenient determination of the rights of the parties. As was said in Ingalls v. Eaton, supra, there can be no hardship in requiring the plaintiff to introduce, in the first place, evidence of the defects of which he complains, neither, it would seem, could there be any hardship in requiring him to set out the defects in the com- plaint, as was done by the plaintiff voluntarily in Sedgewick v. Hollenbeck, 7 Johns. (N. Y.) 380, when the common-law system of pleading prevailed in the State of New York, and as was assumed to be his duty in Potter v. Kitchen, 5 Bosw. (N. Y.) 571, under a provision of the Code that the complaint must con- tain a statement of the plaintiff's cause of action. 1 Marston v. Hobbs, 2 Mass. 433; 3 Am. Dec. 61. "Wooley v. Newcombe, 87 N. if. 605, 612, where it is said that if the common-law system of pleading still pre- vailed in the State of New York, the plaintiff, in replying to the plea of seisin, would doubtless be required to state, as in other actions on covenants, the par- ticulars of the breach, and thus assume the affirmative. For instances in which the plaintiff set out the facts constituting the breach, see Sedgewick v. Hollen- beck, 7 Johns. (N. Y.) 380; Kennedy v. Newman, 1 Sandf. (N. Y. S. C.) 187, and the comments on that casein Potter v. Kitchen, 5 Bosw. (N. Y. S. C.) 566. * Wooley v. Newcombe, 87 N. Y. 605, 612, the court saying: " The allegations that the defendant was not the true owner, and was not seised of the premises in fee, were allegations of matters of fact. It was not necessary to the sufficiency of the complaint that the title should be set out in detail. If the particulars of the defects complained of are required to enable the defendant to defend, they must be obtained in some of the modes provided by the Code." CHAPTER XIII. COVENANT AGAINST INCUMBRANCES. FORM. 119. RESTRICTIONS AND EXCEPTIONS. 120. Parol agreements. 121. Conveyance " sudject to " incumbrance. 121-a. WHAT CONSTITUTES BBEACH. 122. Definition of incumbrance. 123. Pecuniary charges and liens. Effect of notice. 124. Outstanding interest less than a fee. 125. Easements or physical iucumbrances. 126. Notice of easement at time of purchase. 127. ASSIGNABILITY OF THIS COVENANT. 128. MEASURE OF DAMAGES. General rules. 129. Where covenantee discharges the incumbrance. 130. Damages cannot exceed purchase money and interest. 131. Where incumbrance is permanent. 132. PLEADING AND PBOOF. 133. 119. FORM AND EFFECT. The covenant against incum- brances as used in America is either general, namely, "that the premises are free from incumbrances," 1 or special, " that the prem- ises are free from incumbrances done, suffered or committed by " the grantor. 2 In England this covenant is usually expressed as a part of the covenant for quiet enjoyment, namely, that the grantor 'Rawle Covts. for Title (5th ed.), p. 29, n. The court will supply mere clerical omissions in the covenant, such as the word " himself " in the clause "for himself, his heirs," etc. Judd v. Randall, 36 Minn. 12; 29 N. W. Rep. 589. Stanley v. Goodrich, 18 Wis. 505; Hilmert v. Christian, 29 Wis. 104. Smith v. Lloyd, 29 Mich. 382. Contra, Bowne v. Wolcott, (N. Dak.) 48 N. W, Rep. 426, citing Rufner v. McConnell, 14 111. 168; Thayer v. Palmer, 86 111. 477, and saying that the remedy of the grantee is in equity if the omission was by mistake. A covenant to warrant and defend " against all persons whomso- ever, and all claims whatsoever," is a covenant against incumbrances as well as a covenant of warranty. Incumbrances are claims, and a covenant against all " claims " will include incumbrances. Johnson v. Hollensworth, 48 Mich. 140. 2 Where the covenant against incumbrances is special, the grantor cannot, of course, be held liable for incumbrances not created by himself, e. g., taxes assessed upon the property before he became owner. Jackson v. Sassaman, 29 Pa. St. 106. But taxes paid by the grantor constitutes a breach of the cov- COVENANT AGAINST INCUMBRANCES. 281 shall quietly enjoy the premises, " and that free from inourn- brances." JEn some of the States the covenant of general warranty is construed to include a covenant against incumbrances, 3 and in other States the latter covenant is by statute implied from the use of the words " grant, bargain and sell " 4 in the granting part of a conveyance. Such a covenant so implied is not limited or re- strained by an express covenant of special warranty contained in the same deed. 5 The covenant against incumbrances must not be confounded with a covenant to discharge existing incumbrances, or to do a particular thing in exoneration of the covenantee, or to indemnify him against a particular liability. Such a covenant is broken as soon as the failure to exonerate the covenantee, or to discharge the enant against incumbrances created by himself. Milot v. Reed, (Mont.) 29 Pac. Rep. 343. The covenant against incumbrances implied from the words " grant, bargain and sell," covers taxes due by the covenantor's grantor, as well as those due by the covenantor himself. Shaffer v. Greer, 87 Pa. St. 370; Large v. McLain, (Pa. St.) 7 Atl. Rep. 101. Taxes assessed upon the premises after a conveyance by a prior owner constitute no breach of a covenant against any claim or demand of any person claiming by, through or under such prior owner. West v. Spaulding, 11 Met. (Mass.) 556. Where a widow and sole heir of an intestate quit claimed their interest in a part of his realty, coven- anting that if any claim against the estate should not be paid and should become a lien on the premises, they would pay it, it was held that a right of way across the premises was not within the meaning of this covenant. Marsh v. Fish, 66 Vt. 213. Jeter v. Glenn, 9 Rich. L. (S. C.) 374. Contra in Virginia, Wash City Sav. Bank v. Thornton, 83 Va. 157; 2 S. E. Rep. 193; and in New York; Boveel v. Lawton, 90 N. Y. 293 ; Hebler v. Brown, 40 N. Y. Supp. 441. 4 Moseley v. Hunter, 15 Mo. 322. Rotan v. Hays, (Tex. Civ. App.) 77 S. W. 654. Warren v. Stoddart, (Idaho) 59 Pac. Rep. 540. In Alabama the words " grant, bargan and sell " imply only a covenant against incum- brances created by the grantor. Parker v. Parker, (Ala.) 9 So. Rep. 426; Hood v. Clark, (Ala.) 37 So. 550; Heflin v. Phillips, 96 Ala. 561, 11 So. 729. A covenant against incumbrances implied from the words "convey and warrant" is of the same force and effect as if expressed at full length in the deed. Kent v. Cantrall, 44 Ind. 452; Dalton v. Taliaferro, 101 111. App. 592. A statute in the State of Washington provides that the words " convey and warrant " in a deed shall be construed to include a cov- enant against incumbrances. But if the grantor, instead of using the word?, insert the usual formal covenant of warranty, such covenant will not be construed to include a covenant against incumbrances. Leddy v. Enos. (Wash.) 33 Pac. Rep. 508. "Funk v. Voneida, 1 1 S. & R. (Pa.) 109; 14 Am. Dec. 617. 282 MARKETABLE TITLE TO BEAL ESTATE. incumbrance, or to indemnify against the liability occurs, and a right to substantial damages immediately accrues thereupon with- out alleging or proving any special damage.* If the covenant be by several persons it will be construed to extend to several as well as joint incumbrances. 7 120. RESTRICTIONS AND EXCEPTIONS. The covenant against incumbrances may, of course, be restricted to some particu- lar incumbrance, or to the acts of some particluar person, or a particular incumbrance may be excepted from the operation of the Lethridge v. Mytton, 2 B. & Ad. 772. Here the covenant was to discharge incumbrances on the granted premises tg the extent of 19,000, and, there having been a breach, judgment for 19,000 was entered for the plaintiff, though it was not alleged or proved that he had been damnified by the breach. The court, hov/ever, observed that the defendant might, if he thought fit, go into a court of equity for an injunction against the judgment, but did not intimate an opinion as to whether the injunction could be sustained. Terrett v. Brooklyn Imp. Co., 87 X. Y. 92. But see Aberdeen v. Blackmar, 6 Hill (N. Y.), 324, where it was held that on a covenant to indemnify and save harmless, plaintiff must show that he has been actually damnified. Gardner v. Xiles, 16 Me. 280, obiter, the incumbrance having been actually enforced against the cov- cnantee. Gennings v. Norton, 35 Me. 309, action on bond by grantor to indemnify against a particular incumbrance. Hartley v. Gregory, 9 Neb. 279. Mr. Rawle (Covts. for Title [5th ed], 74) cites several cases to the propo- sition in the text, which, upon examination, appear to have been actions upon agreements by the grantee to discharge an incumbrance out of the pur- chase money. Williams v. Fowle, 132 Mass. 385; Furnas v. Durgin, 119 Mass. 500; 20 Am. Rep. 341. Dorsey v. Dashiell, 1 Md. 204. Trinity Church v. Higgins, 48 N. Y. 532, and others. The equity of this application of the rule is plainly apparent, inasmuch as a failure to discharge the incumbrance is in substance a failure to pay part of the purchase money. Such a delin- quency would appear to require a sterner rule of damages than one in which the grantor had failed to provide an indeminty against a loss which had not as yet occurred. Mr. Sedgwiek has criticised the rule stated in the text. Sedg. Measure of Dam. 182. A contract of indemnity against liability is held to be broken as soon as the liability occurs, and the measure of damages ia the full amount of such liability. Webb v. Pond, 19 Wend. (N. Y.) 423; Rockefeller v. Donelly, 8 Cow. (N. Y.) 623; Chace v. Hinman, 8 Wend. (X. Y.) 452: 24 Am. Dec. 39. But where the obligation is that the party indemnified shall not sustain damage or molestation by reason of the acts or omissions of another or by reason of any liability incurred through such acts or omissions, there is no breach until actual damage is sustained. Gilbert v. Wyman, 1 Comst. (X. Y.) 563; 49 Am. Dec. 359. A covenant to indemnify and save harmless from a particular incumbrance is broken as soon as the grantee's title is extinguished by foreclosure. Dana v. Goodfellow, (Minn.) 53 N. W. Rep. 656. T Duval v. Craig, 2 Wh. (U. S.) 45. COVENANT AGAINST INCUMBKAXCES. 283 covenant. 8 When such a restriction or exception is expressed in the conveyance in clear and unambiguous terms, no difficulty will arise in the construction of the instrument, or in determining whether there has been a breach of the covenant. But much litiga- tion has resulted from agreements of that character resting alto- gether in parol, or from the use of obscure and ambiguous terms in the conveyance with respect to a particular incumbrance adverted to by the parties. 9 121. Parol agreements. It may be stated, as a general rule, that where a conveyance containing a covenant against iucum- brances has been executed by the seller and accepted by the pur- chaser, evidence of any contemporaneous parol agreement that such covenant should not extend to a particular incumbrance, or that the grantee should assume and pa^ off a particular incum- brance embraced by the covenant, will not be received in an action for the breach of such covenant. 10 IsTor will such evidence be re- ceived, where the conveyance was without covenants for title, to show that the grantor orally agreed to discharge and pay off an in- 'In Duroe v. Evans, 101 (Iowa) 358; 70 N. W. 610, the deed, after reciting that it was subject to two mortgages, contained a covenant in print, that the premises were free from all incumbrances, followed by the written words " except as above " and a printed special warranty to defend against all per- sons, followed by the written words " in, through, or by us." It was held that the special warranty did not limit the general covenant against incumbrances, and that the grantee had a right of action upon the existence of a mortgage other than the two named in the general incumbrance clause. In a case in which the covenant excepted a mortgage for a named sum, and it appeared that there were two mortgages instead of one, the two aggregating that sum, it was held that the covenant excepted both mortgages. Baker v. Bradt, 168 Mass. 58 ; 46 N. E. 409. In Smith v. Abington Sav. Bank, 165 Mass. 285; 42 N. E. 1133, it was held that the exception of " the taxes assessed for the year 1893," from the covenant against incumbrances, did not include an assessment for the con- struction of a sewer, and that the grantor was liable on his covenant for such assessment. The court said the exception indicated the common annual taxes for a particular year and nothing else, and it was immaterial that the power to levy the sewer assessment falls under the general power of taxation. 10 Buckner v. Street, 5 McCrary (C. C.) , 59. Raymond v. Raymond, 10 Cush. (Mass.) 141; Howe v. Walker, 4 Gray (Mass.), 318; Button v. Gerish, 9 Cush. (Mass.) 94; 55 Am. Dec. 45; Flynn v. Bourneuf, 143 Mass. 277; 58 Am. Rep. 1S5; Simanovich v. Wood, 145 Mass. 180; 13 N. E. Rep. 391. Suydam v. 284 MARKETABLE TITLE TO KEAL ESTATE. cumbrance upon the premises. 11 Such a case is not within tiie rule which permits the true consideration of a written agreement to be shown by parol. But where the conveyance was " subject to mort- gage " parol evidence was admitted to show that the grantee as- sumed payment of the mortgage ; in such case the evidence is ad- mitted, not as supplying a new term of the contract, but as ex- planatory of a doubtful expression employed by the parties. 12 And parol evidence will be received to show that the grantee was, in fact, indemnified against a particular incumbrance, as where other land had been conveyed to him in satisfaction of an existing mort- gage on the premises. 18 Modifications of the foregoing general rule have been announced in several cases, which are difficult to be rec- onciled with that rule. Thus it has been said that parol evidence will be received, not to contradict the terms of a written warranty, but to show that the propery was taken by the purchaser subject to incumbrances which he knew to exist at the time of the purchase, though not mentioned in the deed, and though there was a warranty against incumbrances. 14 The rule excluding parol evidence to show an exception from a covenant against incumbrances does not apply .Tones, 10 Wend. (N. Y.) 185; 25 Am. Dec. 552. Johnson v. Walton, 60 Iowa, 315; 14 N. W. Rep. 325. Edwards v. Clark, 83 Mich. 246; 47 X. W. Rep. 112. Bingham v. Bingham, 57 Tex. 238. McKennan v. Doughman. 1 Pen. & W. (Pa.) 417. Grice v. Scarborough, 2 Spear L. (S. C.) 650; 42 Am. Dec. 391. Long v. Moler, 5 Ohio St. 272. McClure v Campbell, (Neb.) 40 N. W. Rep. 595. The grantor cannot show that the grantee knew of the adverse claim under which he was evicted, and that it was agreed between the parties that the grantor should not be charged if the grantee should be evicted. Townsend v. Weld, 8 Mass. 146. Where the grantor expressly covenanted against tax liens, parol evidence was held not admissible to show an oral agreement by the grantee, before the execution of the deed, to pay off a tax lien to which his attention was called. Reagle v. Dennis. (Kan. App.) 55 Pac. 469. Parol evidence that the grantee assumed the payment of taxes on the land, as a part of the purchase price, is admitted in Indiana. Carver v. Louthain, 38 Ind. 530. "Howe v. Walker, 4 Gray (Mass.), 318. Duncan v. Blair, 5 Den. (N. Y.) 196. McLeod v. Skiles, 81 Mo. 595. "Aufricht v. Northrup, 20 Iowa, 61. "Johnston v. Markle Paper Co., 153 Pa. St. 189; 25 All. Rep. 560. "Sidders v. Riley, 22 111. 110, diet., citing Allen v. Lee, 1 Ind. 58: 48. Am. Dec. 352. Leland v. Stone, 10 Mass. 459. Pitman v. Connor. 27 Ind. 337. It is submitted, with diffidence, that such evidence does contradict the warranty. Leland v. Stone was a case of mistake in omitting the exception. This case COVENANT AGAINST INCUMBEANCES. 285 to cases of fraud 15 or mistake. 16 But the fraud or mistake com- plained of must, of course, be such as caused the omission of the true agreement of the parties from the conveyance, such as a fraud- ulent representation that the insertion of the exception was un- necessary, or that the instrument, in fact, contained the exception, or other fraud of a like kind. It could hardly be contended that either party was guilty of fraud in taking advantage of an inad- vertent omission of a part of their agreement from the instrument." 121-a. Conveyance " subject to " incumbrance. It fre- quently happens in the sale of real property that the purchaser agrees to pay off and discharge known incumbrances upon the premises as a part of the consideration of the sale. When such is the case the seller should be careful to see that such an agreement is fully and unequivocally expressed in the conveyance. 18 A mere recital that the grantor conveys, or that the purchaser takes, " subject to mortgage " or " subject to incumbrances " imposes no obligation upon the grantee to pay the mortgage debt or remove the of Sidders v. Riley has been criticized by Mr. Rawle (Covts. for Title [Sthed.l, p. 113). Such, however, seems to be the established rule in Indiana. Maria v. lies, (Ind.) 30 N. E. Rep. 152; Hendrick v. Wisehart, 57 Ind. 129; McDill v. Gunn, 43 Ind. 315; Fitzer v. Fitzer, 29 Ind. 468. And whether or not consistent with the doctrine of merger of parol agreements in the covenants for title, it, doubtless, in many cases, effectuates the true intent of the parties. As to the rule in Pennsylvania, see post, 269. " Buckner v. Street, 5 McCrary (U. S.), 59. Kyle v. Febley, (Wis.) 51 N. W. Rep. 257. In this case the grantor, an ignorant woman, had been fraudulently induced to execute a deed, without excepting an outstanding lease from her covenants. Fraud is not merged in a covenant against incumbrances. Sargent v. Gutterson, 13 N. H. 473. See post, 270. Taylor v. Gilman, 25 Vt, 413. Here the incumbrance complained of was a right in a railroad company to lake gravel and earth from the granted premises. It appeared that the parties had divided between themselves the damages that were to be paid by the com- pany, and had expressly agreed that the covenant should not embrace that incumbrance, and it was considered that to enforce the covenant would be to nsist the grantee in a fraud. It is not easy to draw a distinction in principle between this case and any other in which, for a valuable consideration, it was nsrre^d that the covenant should not extend to a particular incurabrance, and in which the parties failed to insert the exception in the deed. "Haire v. Baker, 1 Seld. (N. Y.) 361. The fraud or mistake may, of course, ln> shown in equity, and in equitable defenses at law, very generally permitted ly statute throughout the American States. "See the remarks of the court in Collingwood v. Irwin, 3 Watts (Pa.), 306. "Jones Mortg. 748; Rawle Covts. for Title (5th ed.), 88. 286 MARKETABLE TITLE TO REAL ESTATE. incumbrance, except for his own protection. 19 The statement that the deed is made " subject to " designated incumbrances is often made merely for the purpose of preventing a breach of the covenant against incumbrances, and not for the purpose of charging the grantee with the incumbrance. 20 If, however, the intention of the parties that the grantee should discharge incumbrances in part pay- ment of the purchase money appears from the whole instrument, though not expressed in so many words, it will be enforced. 21 Parol evidence will be received to show that a grantee taking " subject to " an incumbrance was by his contract obliged to pay off and dis- charge the same as part of the consideration. 22 But, while a con- veyance " subject to " a particular incumbrance will not oblige the grantee to pay the incumbrance, except for his own protection, it will, of course, relieve the grantor from liability as to that incum- brance upon his covenant against incumbrances. 23 That expression is sufficient as a special exception from the operation of the cove- nant. 24 And where there has been such an exception the covenant "Jones Mortg. 748. Drury v. Tremont Imp. Co., 13 Allen (Mass.), 171. Belmont v. Coman, 22 N. Y. 438. Strohauer v. Voltz, 42 Mich. 444. Johnson v. Monell, 13 Iowa, 300; Aufricht v. Northrup, 20 Iowa, 61. Livingston Bank v. Sailing, 66 Neb. 180; 92 N. W. 318. See, also, Tweddell v. Tweddell, 2 Bro. C. 154. Waring v. Ward, 7 Ves. Jr. 337. Evidence that the purchaser was familiar with the land, and that he knew its value exceeded the purchase price, is not admissible for the purpose of showing that he assumed the pay- ment of a mortgage on the premises. Morehouse v. Heath, 99 Ind. 509. It seems, however, that parol evidence will be admitted to show that the in- cumbrance was deducted from the purchase money. See Townsend v. Ward, 27 Conn. 610. Ferris v. Crawford, 2 Denio (N. Y.), 595. Thompson v. Thompson, 4 Ohio St. 333. McMahon v. Stewart, 23 Ind. 590. 24 Van Winkle v. Earl, 26 N. J. Eq., 242. Barnett v. Keehn, 67 Wis. 154 ; 30 N. W. 112. " Thus it has been held that " a conveyance of land expressly subject to all incumbrances " binds the grantee to pay off an incumbrance. Skinner v. Starner, 24 Pa. St. 123. A recital in a deed that " a portion of the above- described premises was set off on execution by A. against B. and this conveyance is made subject to the incumbrance of said execution," ex- cepts such incumbrance from the grantor's covenants. Shears v. Dusenbury, 13 Gray. (Mass.), 292. * Aufricht v. Northrup, 20 Iowa, 61. Gill v. Ferrin, 71 N. H. 421; 52 Atl. 558. * Freeman v. Foster, 55 Me. 508. Jackson v. Hoffman, 9 Cow. (N. Y.) 271; Walther v. Briggs, 69 Minn. 98; 71 N. W. 909: Hopper v. Smyser, 90 Md. 363 ; 45 Atl. 206. Van Winkle v. Earl, 26 N. J. Eq. 242. " Freeman v. Foster, 55 Me. 508. COVENANT AGAINST INCUMBKANCES. 287 will not of course be broken by the existence of the excepted in- cumbrance. 25 Xor will the grantee be permitted to assign as a breach of the covenant against incumbrances a mortgage which he himself, for an adequate consideration, had undertaken to dis- charge. 26 But if a particular incumbrance of a named amount be excepted from the operation of the covenant, the mention of such amount will not be treated as mere matter of description ; it will be held a guaranty that the sum mentioned constitutes the whole amount of the incumbrance, and the covenant will be broken if the incumbrance exceed that amount. 27 It has also been held that an agreement by the grantee to pay off incumbrances might be waived by the parties, and that the grantee might, after such waiver, main- tain an action for breach of the covenant, if the vendor failed to satisfy the incumbrances, or to redeem the land if sold there- under. 28 An agreement by the grantee to assume payment of an in- cumbrance on the premises need not be contained in the conveyance to him. Such an agreement contained in an instrument of equal dignity with the deed, such as a bond, will render inoperative a covenant of warranty contained in the deed. 29 In Massachusetts it is settled that if a conveyance contain a covenant against in- cumbrances, excepting a particular incumbrance and also a cove- nant of warranty, the exception applies only to the covenant against incumbrance and not to the covenant of warranty, and that the ex- cepted incumbrance, if enforced, will Constitute a breach of the covenant of warranty. 30 This rule, however, has been thus qualified in that State, namely, that if the granting part of the deed describe "Foster v. Woods, 16 Mass. 116. Watts v. Wellman, 2 N. H. 458. Reid v. Sycks, 27 Ohio St. 285. " Smith v. Lloyd, 29 Mich. 382. Potter v. Taylor, 6 Vt. 676. "Sherwood v. Wilkins, (Minn.) 52 N. W. Rep. 394. " Brown v. Staples, 28 Me. 497 ; 48 Am. Dec. 504. So, generally, it seems, if the grantee assume in writing, the discharge of the incumbrance. Copeland v. Copeland, 30 Me. 446. McAbee v. Cribbs, 194 Pa. St. 94; 44 Atl. 1066. In Reid v. Sycks, 27 Ohio St. 285, it was held that an agreement by the pur- chaser contained in the contract of sale to pay an incumbrance, is not merged in a conveyance of the land with covenants for title. "Estabrook v. Smith, 6 Gray (Mass.), 572. Tt is to be observed that in this case there was no mention of the incumbrance in the granting part of the deed. This decision has been questioned as adopting a construction of the covenants apparently at variance with the intention of the parties. The case has been 288 MARKETABLE -TITLE TO REAL ESTATE. the premises as subject to an incumbrance, a covenant of war- ranty following thereafter will be limited precisely to what pur- ported to be conveyed that is the land, subject to the iucum- brance. 31 And further, that the exception of a particular incurn- brance will not be controlled by a subsequent covenant of warranty, if the deed recites that the grantee assumes and agrees to pay the excepted incumbrance. 32 In a covenant against incumbrances, a provision that the land is clear " except an incumbrance of $1,500," merely identifies the incumbrance and does not fix the amount by payment of which the incumbrance mav be discharged. Hence the grantor is not / CJ O liable on his covenant for the interest accrued on the mortgage at the time of the conveyance. 33 On the other' hand, it has been held that an exception of an incumbrance, payment of which was as- sumed by the grantee, did not embrace interest coupons matured and in default at the date of the deed, with accrued interest thereon, and that the grantor remained liable for such coupons and interest. 34 A deed of trust to secure payment of the purchase money in which the grantor covenants to pay all tax liens on the property, operates to restrict or qualify a covenant against incumbrances in the deed by the party secured by the trust. 35 criticized by Mr. Rawle (Covt*. for Title [5th ed.], 290), and disapproved in Bricker v. Bricker, 11 Ohio St. 240, where a contrary decision was rendered upon the same state of facts. It was approved, however, in King v. Kilbride, 58 Conn. 109: 19 Atl. Eep. 519. Sandwich Manfg. Co. v. Zellman, (Minn.) 51 N. W. Kep. 379. "Brown v. Bank, 148 Mass. 300; 10 X. E. Rep. 382; Linton v. Allen, 154 Mass. 432; 28 N. E. Rep. 780. Freeman v. Foster, 55 Me. 508. But where incumbrances were described in the granting part of the deed, and all,, of them were excepted from the covenant against incumbrances, and the grantor further covenanted that he would " warrant the premises against- all claims and demands of all persons except" (two of the incumbrances mentioned), it was held that he had covenanted against the third incumbrance, such being the consequence of his failure to except that incumbrance from his covenant of warranty. Aver v. Brick Co.. (Mass.) 31 N. E. Rep. 717. "Lively v. Rice, 150 Mass. 171: 22 N. E. Rep. 888. Keller v. Ashford, 133 IT. S. 610. ** Bankson v. Lagerlof (Iowa). 75 N. W. 661 ; Laderoute v. Chale, 9 N. Dak. 331 ; 83 N. W. 218. "Reagle v. Dennis, (Kan. App.) 55 Pac. 469. Cleveland Park L. & I Co. v. Campbell, 65 Mo. App. 109. COVENANT AGAINST INCUMBEANCES. 289 122. WHAT CONSTITUTES BREACH. A covenant against in- cumbrances, if broken at all, is broken as soon as made. The mere existence of the incumbrance, if it be capable of enforcement, is a breach of the covenant without regard to the probability of its en- forcement, though, as we shall hereafter see, the plaintiff can re- cover no more than nominal damages if he has suffered no incon- venience or loss on account of the incumbrance. 36 The Statute of Limitations runs upon a covenant against incumbrances from the time the deed was made. 37 But a covenant to defend the grantee against a particular incumbrance is not broken by the mere exist- ence of that incumbrance; such a covenant is broken only by an enforcement of the incumbrance. Any other construction would be plainly contrary to the manifest intention of the parties, even though the deed contained a general covenant against incum- brances. 38 The covenant is, of course, not broken by the existence of an incumbrance which the grantee has assumed to pay. And proceedings to foreclose such an incumbrance, accompanied by a Us pendens, cannot be held a breach of the covenant since these are mere incidents of the incumbrance. 39 Nor is the covenant broken by the existence of an incumbrance when the deed contains a provision that it is made " subject to " such incumbrance. That recital is a part of the description of the estate, and the covenant has reference to that estate thus qualified. 40 It has been held that an express covenant to remove a particular incumbrance imposes a higher obligation than the ordinary cove- nant against incumbrances, and that on the breach of such cove- nant, the covenantee may recover his actual damages, though he has not himself discharged the incumbrance nor suffered eviction thereunder. 41 * See post, 129. Stamburgh v. Smith, 23 Ohio St. 584. Ladd v. Myers, 137 Mass. 151. Moseley v. Hunter, 15 Mo. 322. Dahl v. Stakke, 12 N. Dak. 325; 96 N. W. 353; Jewett v. Fisher, (Kan. App.) 58 Pac. 1023. " Guerin v. Smith, 62 Mich. 369 ; 38 N. W. Rep. 906. M Shelton v. Pease, 10 Mo. 473. M Monell v. Douglas, 17 N. Y. Supp. 178, not officially reported. 40 Johnson v. Nichols, 105 Iowa 122; 74 N. W. 750; Brown v. Bank, 148 Mass. 30; 19 N. E. 382. 41 Bohlcke v. Buchanan, 94 Mo. App. 320 ; aff'd. 68 S. W. Rep. 92. 19 290 MARKETABLE TITLE TO REAL ESTATE. 123. Definition of incumbrance. The precise legal defini- tion of the term incumbrance is a matter of some nicety. In a popular sense, it means, as has been said, a clog, load, hindrance, impediment, weight. Perhaps the best judicial definition of the term is that of Chief Justice PARSONS : " Every right to or interest in the land granted, to the diminution of the value of the land, but consistent with the passing of the fee." 42 Hereunder all incum- brances may be classed as: (1) Pecuniary charges on the granted premises; (2) Estates or interests less than a fee in the premises; and (3) Easements or servitudes to which the premises are subject. The definition given is satisfactory as to the first two of these classes ; for it it plain that a pecuniary charge upon the premises, or a lesser estate carved therefrom, must diminish their value. But the definition is necessarily inconclusive as respects the third class, inasmuch as there are certain easements, technically " incum- brances " which may be beneficial rather than detrimental to the premises, such, for example, as a railway or a public highway; a fact which, coupled with notice of the existence of the easements at the time of the purchase, has occasioned much conflict of decision as to whether they constitute such breaches of the covenant as en- title the purchaser to damage. 43 124. Pecuniary charge or lien. Judgments. Tax liens. Notice to covenantee. A pecuniary charge or lien upon the granted premises, existing at the time of the conveyance, constitutes a breach of the covenant against incumbrances. It is immaterial whether the purchaser had or had not notice of the incumbrance at the time the conveyance was executed. The right to rescind an Prescott v. Trueman, 4 Mass. 627 ; 3 Am. Dec. 249. This definition has been approved by Mr. Greenleaf (2 Ev. 242), and by Mr. Rawle (Covts. for Tittle [5th ed.] 76), who however pertinently adds that the question "what does diminish the value of the land " must sometimes be a matter of doubt, as where the alleged incumbrance consists of a railroad or a public highway, either of which may be a benefit instead of a burden to the land. Definition approved in Herrick v. Moore, 19 Me. 313. Bronson v. Coffin, 108 Mass. 175; 11 Am. Rep. 335. Chapman v. Kimball, 7 Neb. 399; Fritz v. Pusey, 31 Minn. 368 ; 18 N. W. Rep. 94. Clark v Fisher, 54 Kans. 403 ; 38 Pac. Rep. 493, arid in many other cases. "Post, 127. COVENANT AGAINST INCUMBRANCES. 291 executory contract and to recover back the purchase money already paid, or to detain that which remains unpaid, has been in some cases denied on the ground that the contract was made with notice of the incumbrance. But notice is of no importance after a con- veyance with covenants for title has been executed. The purchaser takes the covenant as much for protection against known as against unknown incumbrances, 44 and he is not required to exercise any diligence in ascertaining whether there are incumbrances on the land. 45 The existence of the incumbrance constitutes a breach of the covenant though the incumbrance has been neither actually nor constructively enforced, and though the covenant be coupled with that for quiet enjoyment, and there has been no eviction of the purchaser. 46 But, as will be hereafter seen, the purchaser can recover no more than nominal damages if the breach has occasioned him no loss or injury. 47 A judgment lien binding the granted premises constitutes, of course, a breach of the covenant against incumbrances. 48 So, also, an attachment, though it be in its nature uncertain and dependent upon the final judgment to be rendered in the action; 49 the lien which it creates remains a continuing security for any judgment that the plaintiff may obtain in the suit. 50 The covenant is also ** Dunn v. White, 1 Ala. 645. Worthington v. Curd, 22 Ark. 285. Snyder v. Lane, 10 Ind. 424. Whitten v. Krick, 27 Ind. App. 419; 61 N. E. 593. Town- send v. Weld, 8 Mass. 146. Smith v. Lloyd, 29 Mich. 382. Clore v. Graham, 64 Mo. 249. Long v. Moler, 5 Ohio St. 272; Lloyd v. Quimby, 5 Ohio St. 263, 265. Funk v. Voneida, 11 Serg. & E. (Pa.) 109; 14 Am. Dec. 617. Cathcart v. Bowman, 5 Pa. St. 317; Shaffer v. Green, 88 Pa. St. 370. Evans v. Taylor, 177 Pa. St. 286; 35 Atl. 635. Lane v. Richardson, (N. Car.) 10 S. E. Rep. 189. Yancey v. Tatlock, (Iowa) 61 N. W. Rep. 997. "Edwards v. Clark, 83 Mich. 246; 47 N. W. Rep. 112; Smith v. Lloyd, 29 Mich 382. "Hall v. Dean, 13 Johns. (N. Y.) 105. "Post, 129. a Hall v. Dean, 13 Johns. (N. Y. ) 105. A sale of the premises under an execu- tion issued upon a dormant judgment without proceedings to revive, and with- out leave of court, is, nevertheless, a breach of the covenant against incum- brances. A sale of property under a merely voidable execution is valid. Jones V. Davis, 24 Wis. 229. Norton v. Babcock, 2 Met. (Mass.) 510; Kelsey v. Remer, 43 Conn. 129; 21 Am. Rep. 638. 80 Johnson v. Collins, 116 Mass. 392. 292 MARKETABLE TITLE TO REAL ESTATE. broken by the existence of a mechanic's lien, 51 a vendor's Hen," or a mortgage or deed of trust upon the premises. 63 A mere Us pendens, without evidence that it is well founded, is no incumbrance ; M neither is a tax deed which, though recorded, is for any reason in- sufficient to pass the title. 55 Taxes and assessments payable by the grantor and levied upon the property conveyed, are a breach of the covenant against incum- brances, especially under statutes which provide that they shall constitute liens on the property taxed or benefited. 56 Where, how- ever, the conveyance made was after the tax had been ordered to be levied, or the improvement directed to be made, but before the tax or assessment had been placed in the hands of the revenue officers for collection, questions have been raised as to whether the grantor or the grantee was properly chargeable therewith. Independent of statutory construction, the general rule, supported by the weight of authority, seems to be that in such a case the tax relates back and becomes a lien as of the time when the assessment roll was made up, or the improvement ordered to be made, and that in such a case the existence of the inchoate tax or assessment operates a breach of the "Dyer v. Ladomus, 2 Del. Co. Ct. Rep. (Pa.) 422. Redmon v. Phenix Fire Ins. Co., 51 Wis. 292; 8 N. W. Rep. 226. This was a suit on a fire insurance policy, containing a statement that there was no incumbrance on the premises. The right to file a mechanics' lien at the time of the deed, is also a breach of the covenant. Duffy v. Sharp, 73 Mo. App. 316. "McKennan v. Doughman, 1 Pen. & W. (Pa.) 417, semble. 58 Tufts v. Adams, 8 Pick. (Mass.) 549; Brooks v. Moody, 20 Pick. (Mass.) 474. Bean v. Mayo, 5 Greenl. (Me.) 94. Boyd v. Bartlett, 36 Vt. 1. Funk v. Voneida, 11 Serg. & R. (Pa.) 109; 14 Am. Dec. 617. "Kley v. Geiger, (Wash.) 30 Pac. Rep. 727. See, also, post, 290, 306. *Tibbetts v. Leeson, 148 Mass. 102; 18 N. E. Rep. 679. ** Carr v. Dooley, 119 Mass. 294. In fact, the assessment is no lien unless made so by statute. Cooley on Taxation, 305. Cadmus v. Fagan, 47 N. J.L. 549. Taxes constitute breach of covenant against incumbrances. Fuller v. Jillette, 9 Biss. (C. C.) 296. Long v. Moler, 5 Ohio St. 271; Craig v. Heis, 30 Ohio St. 550. Cochran v. Guild, 106 Mass. 30; 8 Am. Rep. 296; Hill v. Bacon, 110 Mass. 388; Blackie v. Hudson, 117 Mass. 181. Mitchell v. Pillsbury, 5 Wis. 407. Richard v. Bent, 59 111. 38 ; 14 Am. Rep. 1 ; Almy v Hunt, 48 111. 45. Shaffer v. Green, 87 Pa. St. 370. Blossom v. Van Court, 34 Mo. 394 ; 97 Am. Dec. 412. Taxes or assessments upon the granted premises payable by the grantor are breaches as well of a covenant against incumbrances created by himself, as of a general covenant against incumbrances. Devine v. Rawle, (Pa. St.) 23 Atl. Rep. 1119. Milot v. Reed, (Mont.) 29 Pac. 343. A better- COVENANT AGAINST INCUMBEANCES. 293 grantor's covenant against incumbrances. 57 But where a statute provides that all taxes and assessments shall become liens upon a certain day of the year, a tax or assessment levied or ordered be- fore that day, will not constitute a breach of the covenant, in a deed executed in the interval between the date of the levy and the ment tax lawfully assessed, is a breach of the covenant against incumbrances. Foley v. City of Haverhill, 144 Mass. 352; 11 N. E. Rep. 554; Simanovich v. Wood, 145 Mass. 180; 13 N. E. Rep. 391. Smith v. Abington Sav. Bank, 171 Mass. 178; 50 N. E. 545. , An unpaid municipal claim for water pipe, not entered of record so as to preserve its lien, is no breach of the covenant. Stutt v. Building Association, 12 Pa. Co. Ct. Rep. 344. In Ingalls v. Cooke, 21 Iowa, 560, it was held that a mortgagor is not Hale for taxes assessed upon the property, after the mortgage was executed, COLE, J., dissenting. This decision is at least, questionale. A mortgage is a mere security for the payment of money, and does not operate a change of title or ownership, (1 Jones Mortg. 11; Rawle Covts. for Title [5th ed.], 218; Stanard v. Eldridge, 16 Johns. [N. Y.] 254), and the duty to pay the taxes would, there- fore, seem to devolve upon the mortgagor, otherwise he might suffer the premises to be sold for taxes, purchase them himself, and acquire the estate discharged of the mortgage, which would contravene the rule that the owner of lands subject to lien cannot permit them to be sold for taxes, and then obtain a tax deed for the purpose of cutting off such lien. See Jones v. Davis, 24 Wis. 229; Smith v. Lewis, 20 Wis. 350; Bassett v. Welch, 22 Wis. 175. The liability of a pew in a church recently built, to be assessed for further building expenses incurred after the pew had been conveyed with covenants against incumbrances, is not an incumbrance for which the grantor is re- sponsible, and such an assessment is, therefore, no breach of the covenant against incumbrances. Spring v. Tongue, 9 Mass. 28; 6 Am. Dec. 21. Tax liens are covered by the statutory covenant against incumbrances implied from the words "grant" or "convey." Bullitt v. Coryell, (Tex. Civ. App.) 84 S. W. 482. Special assessments for street improvements are not " taxes," within the meaning of an exception from the operation of a covenant against incumbrances. Cleveland Park L. & I. Co. v. Campbell. 65 Mo. App. 109. A covenant of "seisin" in a deed is not broken by the exist- ence of a tax deed to the property, executed two months after the execution of the covenant, though the tax certificate existed, when the covenant was executed. Lerfing v. Seelig, 14 S. Dak. 303; 85 N. W. 585. An assessment lien which, if valid, would have constituted a breach of the covenant against incumbrances, was declared unconstitutional, whereupon another assessment for the same improvement, but under another statute, was made. Held, that the lien of the second assessment did not constitute a breach of the covenant against incumbrances. Barth v. Ward, 71 N. Y. Supp. 340; 63 App. Div. 193. "Cochran v. Guild, 106 Mass. 30; 8 Am. Rep. 296. De Peyster v. Murphy, 66 N. Y. 622. Sanders v. Brown, 65 Ark. 498; 47 S. W. 461. The liability of the premises to an assessment for the expense of building a sewer, is an in- cumbrance from the time of the order for the construction of the sewer, and is, therefore, a breach of a covenant against incumbrances in a deed delivered MARKETABLE TITLE TO REAL ESTATE. date on which the tax hecame a lien. 58 In such a case, where, by the terms of the contract made three months before December 31st, the day when taxes became a lien, a deed was not to be made until after that date, the vendor meantime remaining in possession, it was held that the covenant against incumbrances in the deed so before the assessment was laid, but after the order was passed. Carr v. Dooley, 119 Mass. 294. In Lafferty v . Milligan, 165 Pa. St. 534; 30 Atl. Rep. 1030, certain street improvements were made under an act afterwards held unconstitutional. A curative act was passed validating the improve- ments, and it was held that assessments therefor constituted a breach of a covenant against incumbrances in a deed executed after the passage of the curative act, though at the time of the execution of the deed the exact amount to be assessed upon the property had not been fixed. In Eaton v. Chesebrough, 82 Mich. 214; 46 N. W. Rep. 365, it was held that under a city charter making taxes a lien upon real estate, without fixing a time when such lien shall attach, such taxes become a lien from the time the assessment roll passed into the hands of the tax collector, that is, on the first day of July; so that taxes for the year 1889 assessed upon a city lot, constituted a breach of a covenant against incumbrances in a conveyance of such lot executed and delivered in the afternoon of the 1st day of July, 1890, in pursuance of a contract of sale made on the 22d day of May, 1890. The defendant (vendor) contended, among other things, that the covenant against incumbrances related back to the date of the contract (May twenty-second), and that there being no consummated tax lien at that time, the covenant was not broken, but this contention was denied by the court. Under a statute providing that a ditch assessment should be a lien on the property benefited, it was held that the lien attached when the assessment was made, and constituted a breach of covenant against incumbrances in a conveyance of the premises, though the tax, because not spread upon the assessment roll, could not have been paid until after the conveyance. Lindsay v. Eastwood, 72 Mich. 336; 40 N. W. Rep. 455. In Wisconsin it is provided by statute that where land is conveyed after the assessment but before warrant for collection of the tax is issued, the grantee shall be liable for such tax. This statute has been held appli- cable only to the tax of the year in which the conveyance was made. Peters v. Meyers, 22 Wis. 602. In Missouri it is held that the mere order for a tax or assessment, though the amount which the owner is to pay be not ascertained, is an incumbrance which will entitle the grantee to damages if he has had the use and enjoyment of the premises. Barnhart v. Hughes, 46 Mo. App. 318. Under a statute providing that an assessment for a street improvement shall be a lien from the time of the completion of the improvement, a cove- nant against incumbrances in a deed executed after the completion of the improvement but before levy of the assessment, is broken. Hartshorn v. Cleveland, (N. J.) 19 Atl. Rep. 974. 58 Bradley v. Dike, (N. J. Eq.) 32 Atl. Rep. 132. Thus, in Tull v. Royston, 30 Kans. 617, a statute provided that taxes and assessments should be liens from the first day of November in the year in which they were levied. Here- under it was held that an assessment for a street improvement became a lien, COVENANT AGAINST INCUMBBANCES. 295 executed, was broken by the lien for taxes which attached on December 31st. The vendor in such case was regarded as practi- cally the owner until the deed was delivered and possession given. 69 In the case of a statute which provided that taxes should become a lien on the land on the first Monday of March in each year, it was held that a covenant against incumbrances contained in a deed executed on March 25, 1897, embraced taxes assessed to the grantor for the fiscal year beginning July 1, 1897. 60 In New York the rule is that until the amount of a tax is acertained and determined in the manner provided by law no lien attaches. Therefore, where an assessment had been made prior to the execu- tion of a deed, but the amount of the tax was not calculated and fixed by the authorities until after the deed was executed, it was held that there was no breach of the covenant against incum- brances. 61 If the vendors pay an assessment made before the sale not from the time the improvement was authorized, but from the time the assessment became due and payable, and that a covenant against incum- brances executed in the interim was not broken by such assessment. See, also, Overstreet v. Dobson, 28 Ind. 256. Long v. Moler, 5 Ohio Sa. 272. War- field v. Erdman, 19 Ky. Law R. 1550; 43 S. W. Rep. 708; Everett v. Marston, 186 Mo. 587; 85 S. W. Rep. 540. In Everett v. Dilley, (Kans.) 7 Pac. Rep. 61, it was said that in the absence of special agreement the law determines which party shall pay taxes accruing while the purchase money remains un- paid, which is as much as to say that the tax follows the land, and that the person who is in equity the owner at the time of the imposition of the tax must pay it. In Nebraska a vendor selling after April first in any year is, by statute, liable for the taxes of that year. McClure v. Campbell, (Neb.) 40 N. W. Rep. 595. "Nungesser v. Hart, 122 Iowa, 647; 98 N. W. Rep. 505. "McPike v. Heaton, 131 Cal. 109; 63 Pac. Rep. 179. n Lathers v. Keogh, 109 N. Y. 583, distinguishing De Peyster v. Murphy, 66 N. Y. 622, and Barlow v. St. Nicholas Bank, 63 N. Y. 399; 20 Am. Rep. 547; McLaughlin v. Miller, 124 N. Y. 510; 26 N. E. Rep. 1104; People v. Gilon, 24 Abb. N. C. (N. Y.) 125; 9 N. Y. Supp. 212, 563; S. C., 56 Hun (N. Y.), 641. An elaborate note on the successive steps in the incidence of taxation, and the time at which taxes became a lien on real estate, will be found in 24 Abb. N. C. (N. Y.) 136. Where a statute provides that estimates for a proposed street improvement shall be made from time to time, and the same shall con- stitute a lien on the adjoining premises, estimates made after execution of a conveyance constitute no breach of a covenant against incumbrances therein, though the contract for the improvement had been let before the deed was executed. Langsdale v. Nicklaus, 38 Ind. 289. The mere entry of land in an 296 MABKETABLE TITLE TO REAL. ESTATE. of the property, and such assessment is afterwards set aside as illegal and a new assessment is thereupon made, such reassessment is a breach of the covenant against incumbrances in a deed exe- cuted after the original assessment and before the reassessment. In such case a provision of the city charter that an assessment becomes a lien from the time the assessment roll is placed in the hands of the collector of taxes, fixed the time when payment was due, but not the time when the assessment became an incumbrance as between grantor and grantee. 62 Taxes assessed after the execu- tion of a deed, which do not relate back to a time prior to the execution of the deed, .are, of course, no breach of the covenant. 63 Taxes are none the less incumbrances in that they constitute a personal liability of the grantor, and may be collected otherwise assessment roll does not constitute an incumbrance thereon, and the subse- quent assessment or levy of a tax thereon is not a breach of a covenant against incumbrances in a deed executed after completion of the assessment roll, but before levy of the tax. Barlow v. St. Nicholas Nat. Bank, 63 N. Y. 399; 20 Am. Rep. 547, distinguishing Rundell v. Lakey, 40 N. Y. 513. The liability to assessment for a local improvement is no lien until the amount thereof has been fixed and determined. Therefore, where, before the execution of a deed with covenant against incumbrances, the work of paving a street on which the granted premises abutted had been completed, but no proportion of the cost was assessed against such premises until after the deed was executed, it was held that there was no breach of a covenant against incumbrances in such deed. Harper v. Dowdney, 113 N. Y. 644; 21 N. E. Rep. 63. Hastings v. Land Imp. Co., 61 N. Y. Supp. 998; 46 App. Div. 609. Where an assessment for benefits has not, at the time of a conveyance, been entered and confirmed as required by statute to make it a lien on the benefited premises, it will not operate a breach of a covenant against incumbrances in such conveyance. Dowdney v. Mayer, 54 N. Y. 186. Real Est. Corp. v. Harper, 174 N. Y. 123; 66 N. E. Rep. 660. Under the New York rule the burden devolves upon the purchaser to show that the amount of the tax or assessment had been legally ascertained and determined at the time the covenant was made. McLaughlin v. Miller, 124 N. Y. 510; 26 N. E. Rep. 1104. The right of a city to demand payment for the cost of laying water pipes in a rural district from users after the district becomes urban, is not a " tax-lien, claim, or incumbrance " Avithin the meaning of a contract of sale. Gilham v. Real Est., etc., Co., 203 Pa. St. 24 ; 32 Atl. Rep. 85. The covenant against incumbrances is not broken by an assessment levied on the property but not " wholly confirmed " and entered on the record of assessments until after the conveyance, though the assessment proceedings were begun prior thereto. Real Est. Corp. v. Harper, 74 N. Y. Supp. 1065; 70 App. Div. 64. "Green v. Tidball, 26 Wash. 338; 67 Pac. Rep. 84. "Lathers v. Keogh, T09 N. Y* 583; 17 N. E. Rep. 131. COVENANT AGAINST INCUMBEANCES. 297 than by a sale of the land. 64 Nor because they are invalid, if the land be liable to reassessment. 66 Such reassessment will relate back to the entry of the land on the original assessment roll. 66 The grantee, complaining of a tax or assessment, must show that it was a valid and subsisting lien when the deed was executed. He must show that the proceedings were regular, and that everything was done necessary to make the tax or assessment valid. 67 The same evidence is required of him in this respect as if he were a purchaser at a sale to enforce the tax lien, and was asserting his title in ejectment. 68 If the tax was voluntarily paid by the grantee without previous demand on the grantor, the latter may show that the tax was invalid. 69 In England, a land tax is not deemed an incumbrance, because it is supposed to have been contemplated by the parties ; and if noth- ing is said upon the subject, the purchaser will take the estate sub- ject to the liability of the tax-. 70 125. Outstanding estate or interest in the premises. An outstanding estate or interest, less than a fee, 71 in the granted prem- ises is an incumbrance, and, therefore, operates a breach of the "Cochran v. Guild, 106 Mass. 29; 8 Am. Rep. 296. The same rule has been applied where the tax was assessed after the execution of a contract of sale, but before the execution of a conveyance of the premises. Gheen v. Harris, 170 Pa. St. 644; 32 Atl. Rep. 1094. "Peters v. Meyers, 22 Wis. 602. " Coburn v. Litchfield, 134 Mass. 449. Cadmus v. Fagan, 47 N. J. L. 540. "Patterson v. Yancey, 81 Mo. 379. Robinson v. Murphy, 33 Ind. 482; Kirkpatrick v. Pearce, 107 Ind. 520. Mitchell v. Pillsbury, 5 Wis. 410. But see Voorhis v. Forsyth, 4 Biss. (C. C.) 409, where it was held unneces- sary to aver that the tax was valid, such being the prima facie presunption. Where A. bought land of B. in a city, B. having previously unlawfully con- nected a sewer on the land with a public sewer, no right so to use the sewer passed by implication, and A. having been compelled to pay the city a fee for connecting the sewer, could not recover the amount thereof on B's. warranty against incumbrances, such fee not being a lien on the premises in favor of the city.* Bumstead v. Cook, 169 Mass. 410; 48 N. E. Rep. 767. "Kennedy v. Newman, 1 Sandf. (N. Y. S. C.) 187. "Balfour v. Whitman, 89 Mich. 202; 50 N. W. Rep. 744. 1 Sugd. Vend. (8th Am. ed.) 487. n The fact that the fee is outstanding, while a breach of the covenant of seisin, is no breach of the covenant against incumbrances. Huron v. Stratton, 120 Ala. 145; 23 So. Rep. 81. 298 MARKETABLE TITLE TO BEAL ESTATE. covenant against incumbrances ; 72 such, for example, as the right in a stranger to enter upon the premises and cut and remove timber therefrom ; 73 or a prior sale of " all the iron and coal " on the granted land, with right of way and privilege of removal. 74 So also an interest in the premises in favor of a third person, who holds as a tenant in common, is an incumbrance. 75 But an adverse equitable claim to the premises is not an incumbrance. 76 The better opinion seems to be that a condition which may work a for- feiture of the estate granted, or a contingency upon which the estate is liable to be determined in the hands of the purchaser, amounts to a breach of the covenant against incumbrances, 77 such, for ex- ample, as a provision in the deed that only buildings of a certain kind should be created on the premises conveyed, with reversion to the grantor in case of a breach of the condition. 78 The covenant against incumbrances is broken by the existence of an outstanding term of years in, or lease of, the granted prem- ises. 79 But where the conveyance is taken with knowledge that the "Jenkins v. Buttrick, 1 Met. (Mass.) 480. * Spurr v. Andrews, 6 Allen (Mass.), 420. Cathcart v. Bowen, 5 Pa. St. 317. Clark v. Ziegler, 79 Ala. 346; 85 Ala. 154; 4 So. Rep. 669. Gates T. Parmly, 93 Wis. 294; 66 N. W. Rep. 253. But in Southwest Va. Min. & L. Go. v. Chase, 95 Va. 50, 27 S. E. Rep. 826, it was held that purchasers who accepted a warranty deed with notice that standing timber on the land had been conveyed to a third party, thereby waived any claim to an abatement of the purchase money in the future. T Stanbaugh v. Smith, 23 Ohio St. 584. "Comings v. Little, 24 Pick. (Mass.) 266. "Marple v. Scott, 41 111. 50. " COOLEY, J., in Post v. Campau, 42 Mich. 90, citing Jenks v. Ward, 4 Mete. (Mass.) 412. A possibility may be an incumbrance. Sir F. Moore's Rep. 249, pi. 393; Haverington's Case, Owen, 6. In Van Rensselaer v. Kearney, 11 How. (U. S.) 316, it was contended by counsel, arguendo, that an estate in expectancy outstanding is an incumbrance on the land, citing 14 Vin. Abr. 352, tit. Encumbrance H. Sugden Vend, (old ed.) 527, 9. In Estabrook v. Smith, 6 Gray (Mass.), 572; 66 Am. Dec. 443, it was held that a condition in a deed that the grantee (plaintiff's vendor) should build a house on the premises within a year from the date of the deed was not an incumbrance. "Locke v. Hale, 165 Mass. 20; 42 N. E. Rep. 331. T Cross v. Noble, 67 Pa. St. 74, 77 ; Dech's Appeal, 57 Pa. St. 467. Pease v. Christ, 31 N. Y. 141; Giles v. Dugro, 1 Duer (N. Y.), 331. Taylor v. Heitz, 87 Mo. 660. Edwards v. Clark, 83 Mich. 246; 47 N. W. Rep. 112. Fritz v. Pusey, 31 Minn. 368; 18 N. W. Rep. 94. Porter v. Bradley, 7 R. I. 538. COVENANT AGAINST INCUMBRANCES. 299 land is in the possession of a lessee, the existence of the lease will not, under a statute transferring the constructive possession to the grantee without attornment by the tenant, operate a breach of the covenant; 80 nor, it is apprehended, independently of any statute, where there is an actual attornment by the tenant, or an apportion- ment of the rent between the parties. 81 And generally it may be said that if the purchaser knows that the premises are in the pos- session of a tenant, and no special contract is made, the occupant will become tenant to the purchaser, and there will be no breach of the covenant against incumbrances. 82 Nor will the covenant be broken if the purchaser accepts an assignment of the lease ; M nor if the conveyance of the fee be made expressly subject to the lease ; in such a case the rent is an incident to the reversion, and passes with it. 84 An outstanding life estate in a stranger is an iucum- brance. 86 The weight of authority is that the covenant is broken by a claim for dower in the granted premises, whether the right be inchoate and contingent, or consummate by the death of the hus- Grice v. Scarborough, 2 Spear L. (S. C.) 649; 42 Am. Dec. 391. Clark v. Fisher, 54 Kans. 403; 38 Pac. Rep. 493; Smith v. Davis, 44 Kans. 362; 24 Pac. Rep. 428. Brass v. Vandecar, (Neb.) 96 N. W. Rep. 1035. An outstand- ing lease of the premises is an incumbrance entitling the grantee to damages, if he bought the property for speculation, and the grantor was aware of that purpose. Batchelder v. Sturgis, 3 Cush. (Mass.) 201. An agreement that in a certain event the lessee shall have a further term in the demised premises, is no incumbrance. Weld v. Traip, 14 Gray (Mass.), 330. "Kellum v. Berkshire Life Ins. Co., 101 Ind. 455. Ream v. Goslee, 21 Ind. App. 241 ; 52 N. E. Rep. 93. The rule stated in the text was approved in Demars v. Koehler, 60 N. J. L. 314; 38 Atl. Rep. 808. But this decision was reversed on appeal (62 N. J. L. 203; 41 Atl. Rep. 720), the court reaching the conclusion that the right to recover for the breach was not affected by notice of the existence of the lease, mainly upon the ground that in New Jersey parol evidence is not admissible to vary the effect of the covenant. "Rawle Covts. for Title (5th ed.), 78. Haldane v. Sweet, 55 Mich. 196. 81 Lindley v. Dakin, 13 Ind. 388; Page v. Lashley, 15 Ind. 152. In Edwards v. Clark, 83 Mich. 246; 47 N. W. Rep. 112, it was said that there would still be a breach of the covenant, notwithstanding the acceptance of rent, but that the amount so accepted must be deducted from the damages for the breach. "Gale v. Edwards, 52 Me. 363. "Pease v. Christ, 31 N. Y. 141. Spaulding v. Thompson, 119 Iowa, 484; 93 N. W. Rep. 498. M Christy v. Ogle, 33 111. 295. Mills v. Catlin, 22 Vt. 98, aemble. See cases cited below. 300 MARKETABLE TITLE TO REAL ESTATE. band. 8 * If the covenant be special, against any claim for dower which a certain person may set up, it will not be broken until the right to dower has been perfected by the husband's death. 87 The right of a wife to elect whether she will take dower in lieu of a jointure or settlement, is such an incumbrance on land acquired by the husband after the settlement, as amounts to a breach of a covenant against incumbrances in a subsequent conveyance of the land. 88 The rule that the covenant is broken by the existence of a contingent right of dower in the land conveyed is not changed by statutes which substitute for dower a fee simple or other inter- est in a portion of the husband's lands. 89 The grantor, having been served with notice of a proceeding to establish the dower right is, in the absence of fraud or collusion, bound by a judgment in favor of the plaintiff. 90 126. Easements or physical incumbrances. An easement or servitude to which the granted premises are subject, and which was unknown to the purchaser at the time of the conveyance, or subject to which he cannot be reasonably presumed to have taken the premises, constitutes everywhere a breach of the covenant "Shearer v. Ranger, 22 Pick. (Mass.) 447; Jenks v. Ward, 4 Met. (Mass.) 412; Harrington v. Murphy, 109 Mass. 299. Blanchard v. Blanchard, 48 Me. 174; Donnell v. Thompson, 1 Fairf. (Me.) 170; 25 Am. Dec. 216; Runnels v. Webber, 59 Me. 490; Smith v. Connell, 32 Me. 126; Porter v. Noyes, 2 Greenl. (Me.) 27; 11 Am. Dec. 30. Russ v. Perry, 49 N. H. 549; Fitts v. Hoitt, 17 N. H. 530. Carter v. Denman, 3 Zab. (N. J. L.) 273. Jones v. Gardiner, 10 Johns. (N. Y.) 266. Durrett v. Piper, 58 Mo. 551; Henderson v. Henderson, 13 Mo. 151; Walker v. Dearer, 79 Mo. 664; Ward v. Ashbrook, 78 Mo. 515. Contra, dictum of STORY, J. in Powell v. Munson, 3 Mason (C. C.), 355. Nyce v. Obertz, 17 Ohio, 70; Johnson v. Nyce, 17 Ohio, 66; 49 Am. Dec. 444. Hutchins v. Moody, 30 Vt. 658, obiter. Bostwick v. Williams, 36 111. 65, semble; 85 Am. Dec. 385; Humphrey v. Clement, 44 111. 299, dictum. It is now settled in Illinois that an inchoate right of dower is embraced by a covenant against incumbrances. McCord v. Massey, 156 111. 123; 39 N. E. Rep. 592; Cowan v. Kane, 211 111. 527; 71 N. E. Rep. 1097; Raftery v. Easelc-y, 111 HI. App. 413. In Blevins v. Smith, (Mo.) 16 S. W. Rep. 213, the covo- nantee bought in an inchoate right of dower in the premises, and it was held that he was not entitled to damages, there being no means of computing the value of the interest. THOMAS, J., dissenting. " Hudson v. Steare, 9 R. I. 106. "Bigelow v. Hubbard, 97 Mass. 195. "Crowley v. Lumber Co., 66 Minn. 400; 69 N. W. Rep. 321. Raftery v. Easeley, 111 111. App. 413. COVENANT AGAINST INCUMBRANCES. 301 against incumbrances. 91 Such, for example, as a private right of uay over the premises; 92 a building restriction running with the land, and binding the covenantee ; 93 an obligation to maintain a di- vision fence; 04 the right in a stranger to maitnain a drain across the warranted land ; 95 the right to conduct water from a spring on " See cases cited in the notes below. "Blake v. Everett, 1 Allen (Mass.), 248; Wetherbee v. Bennett, 2 Allen (Mass.), 428; Harlow v. Thomas, 15 Pick. (Mass.) 66. Wilson v. Cochran, 46 Pa. St. 233; 86 Am. Dec., 574. Richmond v. Ames, 164 Mass. 467; 41 N. E. Rep. 671. Teague v. Whaley, 20 Ind. App. 26; 50 N. E. Rep. 41; Young v. Gower, 88 111. App. 70. The purchaser's knowledge at the time of the covenant, that there was a passway over the land, does not affect his right to recover, where he did not know that such passway was an easement en- forcible against the owner of the premises. Perry v. Williamson, (Tenn.) 47 S. W. Rep. 189. A private right of way over the premises is a breach of the covenant for quiet enjoyment, though the covenantee bought with notice of the easement. Eller v. Moore, 63 N. Y. Supp. 88; 48 App. Div. 403. "Roberts v. Levy, 3 Abb. Pr. (N. S.) (N. Y.) 311. Greene v. Creighton, 7 R. I. 1. A "condition" in a conveyance that no buildings shall be erected on a particular part of the lot, and that no buildings of less than a certain height shall be erected thereon, is a building restriction operating a breach of the covenant against incumbrances, and not a condition which may defeat the estate in case of a breach. Ayling v. Kramer, 133 Mass. 12. A condition that during a certain number of years only one house shall be erected on the premises, which shall be used for a dwelling house only, and by but one family, constitutes a breach of a covenant against incumbrances. Foster v. Foster, 62 N. H. 46. A grantor has a right to impose building restrictions, and they are valid incumbrances. Coudert v. Sayre, (N. J. Eq. ) 19 Atl. Rep. 190. Whitney v. Railroad Co., 11 Gray (Mass.), 359; 71 Am. Dec. 715. Building restrictions, and restrictions as to the use of the granted premises, whether they run with the land or not, will be enforced in equity against a purchaser, with notice. Coudert v. Sayre, (N. J. Eq.) 19 Atl. Rep. 190. M Kellogg v. Robinson, 6 Vt. 270 ; 27 Am. Dec. 550. Bronson v. Coffin, 108 Mass. 175; 11 Am. Rep. 335. Ensign v. Colt, 75 Conn. Ill; 52 Atl. Rep. 829. Sherwood v. Johnson, 28 Ind. App. 277, 62 N. E. Rep. 645. An agreement to maintain a certain fence upon designated premises, recorded so as to bind a subsequent purchaser, constitutes a breach of covenant against incumbrances. Burbank v. Pillsbury, 48 N. H. 475; 97 Am. Dec. 633. But see Parish v. Whitney, 3 Gray (Mass.), 516, where it was held that a covenant to per- petually maintain a division fence, contained in the deed under which the grantor holds, does not run with the land, is not binding on a subsequent grantee, and is, therefore, no breach of a covenant against incumbrances in a conveyance to such subsequent purchaser. Explained in Bronson v. Coffin, 108 Mass. 186; 11 Am. Rep. 335, and see cases there collected, showing that such a covenant in a deed poll does run with the land. * Ladd v. Noyes, 137 Mass. 151. 302 MARKETABLE TITLE TO REAL ESTATE. the granted premises, through pipes laid beneath the surface; 9 * the right to have the eaves of a building on an adjoining lot over- hang the granted premises, so as to drip water thereon ; 9T the right in an adjoining proprietor to dam up and use the water of a stream running through the granted premises ; 98 the right in a stranger to divert the water from a stream on such premises ;" the right in a stranger to flow the premises with the waters of a mill dam. 1 These, and other easements and servitudes, 2 all constitute breaches "McMullin v. Wooley, 2 Lans. (N. Y.) 394. Melick v. Cross, 62 N. J. Eq. 545; 51 Atl. 16. "Carbrey v. Willis, 7 Allen (Mass.), 364; 83 Am. Dec. 688. "Morgan v. Smith, 11 111. 199. Huyck v. Andrews, 113 N. Y. 81. "Mitchell v. Warner, 5 Conn. 498, 527, 06. 1 Craig v. Lewis, 110 Mass. 377; Isele v. Arlington Sav. Bank, 135 Mass. 142. Patterson v. Sweet, 3 111. App. 550. Whether known to the purchaser at the time of the conveyance or not. Medlar v. Hiatt, 8 Ind. 171. Contra, Kutz v. McCune, 22 Wis. 628; 99 Am. Dec. 85. The right of a mill owner to enter on adjoining lands, through which a raceway from the mill passes, for the purpose of cleansing such raceway, is a right necessary to the enjoyment of his easement, which he would have independently of agreement or pre- scription, and is, therefore, not an incumbrance of which a grantee of the premises traversed by the raceway can complain. Prescott v. Williams, 5 Met. (Mass.) 433; 39 Am. Dec. 688. As to whether the right in a down- stream mill owner to raise the water in his dam to a height that interferes with an adjoining up-stream mill owner, see Carey v. Daniels, 8 Met. (Mass.) 466. An owner of land may by parol waive his right to damages against a person flowing his land with a mill dam ; but such waiver is not binding on his grantee, and, therefore, constitutes no breach of his covenant against incum- brances. Fitch v. Seymour, 9 Met. (Mass.) 466. * The right in an adjoining owner to use a stairway on the granted premises is a breach of the covenant against incumbrances. McGowen v. Myers, 60 Iowa, 256; 14 N. W. Rep. 788. So, also, the right of a railroad company to take earth and gravel from the granted premises. Taylor v. Gilman, 25 Vt. 413. The right of a stranger to enter on the premises for the purpose of cleansing a drain. Smith v. Sprague, 40 Vt. 43. The right of a canal com- pany to appropriate the water in a stream bounding or traversing the prem- ises. Ginn v. Hancock, 31 Me. 42. A condition that no ardent spirits shall be sold on the premises; such a condition is not invalid as being in restraint of trade. Hatcher v. Andrews, 5 Bush (Ky.), 561. The owner of a lot erected a building thereon with the stoop extending by mistake on an adjoin- ing lot, of which he was an owner in common with another. He then sold the house and lot, and afterwards acquired title in severalty to the adjoining lot encroached upon by the stoop. Held, that such acquisition did not create an easement entitling the owner of the first lot to maintain the stoop on the second; and hence, there resulted no breach of a covenant against incum- brances in a conveyance by the original owner of the lot encroached upon. Farley v. Howard, 70 N. Y. Supp. 51; 60 App. Div. 193. COVENANT AGAINST INCUMBRANCES. 303 of a covenant against incumbrances, if the purchaser had no notice of them at the time of the conveyance, and, in some of the States, whether he did or did not have such notice. 3 If the easement or servitude complained of consist of a mere license, revocable at the will of the licensor, it will not, of course, amount to an. incum- brance, and will, therefore, operate no breach of the covenant. 4 A lease of a right to an adjoining proprietor to use a wall on the granted premises as a party wall is a breach of the covenant against incumbrances. 6 So, also, a wall standing wholly on one lot with a right in the adjoining proprietor to use it creates a breach. 6 But the better opinion seems to be that a wall standing equally on both lots, and held in common by the adjoining proprietors, is not an incumbrance, but a valuable appurtenant which passes with the title to the property. 7 A covenant between adjoining proprietors that one may build a party wall, and that the other shall pay half the cost if he afterwards uses the wall, runs with the land and binds a subsequent purchaser who avails himself of the wall. 8 In such a case, it is apprehended, that if the purchaser bought with- Post, 127. 4 Patterson v. Sweet, 3 111. App. 550. "Giles v. Dugro, 1 Duer (N. Y.), 331. Mohr v. Parmelee, 43 N. Y. Super. Ct. 320. 'Hendricks v. Stark, 37 N. Y. 106; 93 Am. Dec. 949 (distinguished in O'Neill v. Van Tassell, 137 N. Y. 297; 33 N. E. Rep. 314, and Corn v. Bass, 59 N. Y. Supp. 315) ; Mohr v. Parmelee, 43 N. Y. Super. Ct. 320. The exist- ence of a party wall on the granted premises is no breach of the covenant against incumbrances, under a statute authorizing the adjoining owner at any time to build such a wall without incurring any liability to the owner. Bertram v. Curtis, 31 Iowa, 46. And where by statute adjoining proprietors have the right to use division walls as party walls no breach of the covenant occurs. Barns v. Wilson, 116 Pa. St. 303; 9 Atl. Rep. 437. Richardson v. Tobey, 121 Mass. 457; 23 Am. Rep. 283; Savage v. Mason, 3 Cush. (Mass.) 500. Burlock v. Peck, 2 Duer (N. Y.), 90. Compare Cole v. Hughes, 54 N. Y. 444; 13 Am. Rep. 611. In Mackey v. Harmon, 34 Minn. 168; 24 N. W. Rep. 702, the whole wall was built by H., under an agreement that he should be reimbursed by X., the adjoining owner, if he should afterwards join to the wall. X. conveyed to the plaintiff, who was compelled to pay one- half the cost of the wall in order to build to it, and this was obviously held a breach of the covenant against incumbrances contained in X.'s deed. See, also, Blondeau v. Sheridan, 81 Mo. 545; Keating v. Korfhage, 8? Mo. 524. Burr v. Lamaster, (Neb.) 46 N. W. Rep. 1015. An owner agreed, oy recorded contract, to pay half the cost of a party wall if one should be built so as to be capable of use by him, and he made the prospective half of the cost a 304 MARKETABLE TITLE TO REAL ESTATE. out knowledge of his liability to pay such cost he would be entitled to recover as damages the amount so disbursed by him. A mere dedication to public uses without evidence of use or acceptance by the public authorities is no breach of the covenant against incumbrances. 9 127. Notice of easement. There can be no doubt that a pecuniary charge upon the granted premises such as a judgment, a mortgage, or a vendor's lien, constitutes a breach of the covenant against incumbrance, though the purchaser was fully advised of its existence when the contract W 7 as made or the conveyance taken. The covenant is taken for the protection of the purchaser in case the incumbrance should not be removed by the seller and the pur- chaser be compelled to pay it at some future day. 10 But such an incumbrance in nowise interferes with the present enjoyment and possession of the estate, and is seldom if ever considered in fixing the purchase price of the property, unless the purchaser under- takes to remove it as a part of the consideration. 11 Therefore, the question of notice of the existence of the incumbrance is immate- rial to the right of the purchaser to recover on the covenant. But with respect to an easement visibly and notoriously affecting the physical condition of the land at the time of the purchase, such as a public highway, 12 a railway, 13 or a canal, a different rule as to the lien on his land. Afterward, without having built, he conveyed with war- ranty against incumbrances. It was held that on the purchaser's building the land was charged with a lien as per the party wall contract. Arnold v. Chamberlain, 14 Tex. Civ. App. 634; 39 S. W. Rep. 201. De Long v. Spring Lake Imp. Co., (N. J. L.) 59 Atl. Rep. 1034. 10 Ante, cases cited, note 44, p. 291. 11 Kutz v. McCune, 22 Wis. 628 ; 99 Am. Dec. 85, where it was said that a pecuniaiy incumbrance does not affect the physical condition of the premises. It is a mere incident, and where the purchaser takes a covenant against in- cumbrances, there is no reasonable ground for supposing that he intended to have his land subsequently sold to pay the vendor's debt, or else pay it himself. 12 A public highway through the granted premises, laid out, opened, in use and known to the purchaser, is no breach of the covenant against incum- brances. Whitbeck v. Cook, 15 Johns. (N. Y.) 483; 8 Am. Dec. 272, leading case, in which, however, the covenant was that of seisin, and not against in- cumbrances. The principle is the same in either case. Huyck v. Andrews, 113 N. Y. 81; Hymes v. Esty, 116 K Y. 501. Smith v. Hughes, 50 Wis. 620. Scribner v. Holmes, 16 Ind. 142. Butte v. Riffe, 78 Ky. 352. Weller v. Trust Co., 23 Ky. Law R. 1136; 64 S. W. Rep. 843. Lallande v. West, 18 La. Ann. COVENANT AGAINST INCTJMBEANCES. 305 effect of notice upon the right to recover has been established in many of the States. In such a case the purchaser has no contingent 290. A public highway is generally regarded as a benefit to the land; and whether so or not, the purchaser is presumed to have taken it into considera- tion, and to have fixed the price with reference to its supposed advantages or disadvantages. STAPLES, J., in Jordan v. Eve, 31 Grat. (Va.) 1. "To hold that a public road running through a tract of land, which was known to the purchaser at the time of his purchase, is such an incumbrance as would con- stitute a breach of a covenant of warranty against incumbrances, would produce a crop of litigation in this State that would be interminable." Per curiam. Desverges v. Willis, 56 Ga. 515; 21 Am. Rep. 289. Ake v. Mason, 101 Pa. St. 21. This was an extreme case. The highway (a street) had been laid out, but not opened, and the grantee had no other notice of its existence than constructive notice of the proceedings under which it was laid out. A strip was taken from one end of the premises by the highway. This was held no breach, SHARSWOOD, C. J., and TURNKEY, J., dissenting. It appeared, how- ever, that the condemnation money had not been paid, and it was intimated that the remedy of the grantee vas against the public authorities. High- way no breach; Smith v. Hughes, 50 Wis. 620. Scribner v. Holmes, 16 Ind. 142. An alley known to the purchaser is no incumbrnace. Haldane v. Sweet, 55 Mich. 196, per COOLEY, J., who said: "The alleys were open to observation at the time (of the purchase), and the (grantee) must have known all about them and bought with them in mind." If the highway be laid out, but not opened, and the purchaser has no actual notice of its existence, he will be entitled to damages. Hymes v. Esty, 116 N. Y. 501. People's Sav. Bank v. Alexander, 3 Cent. Rep. 388. So, also, where the premises encroach upon a public highway, but the encroachment is not visible to the purchaser. Trice v. Kayton, 84 Va. 217; 4 S. E. Rep. 377. If the highway be merely laid out and not visibly opened, and there be nothing to charge the purchaser 13 Smith v. Hughes, 50 Wis. 620. This would probably be so held wherever it is held that a public highway known to the purchaser would not be an incumbrance. And obviously wherever it is held that a public highway is such a breach, a railway through the premises would also be so held. Kellogg v. Malin, 50 Mo. 496; 11 Am. Rep. 426. Beach v. Miller, 51 111. 206; 2 Am. Rep. 290. Barlow v. McKinley, 24 Iowa, 70 ; Kostendader v. Pierce, 37 Iowa, 645. Fierce v. Houghton (Iowa), 98 N. W. Rep. 306. Burke v. Hill, 48 Ind. 52; 17 Am. Rep. 731. Farrington v. Tourtellot, 39 Fed. Rep. 738. In Gerald v. Elley, 51 Iowa, 317, it was held that the mere fact that a rail- road company exercises a right of way, is not of itself a breach of the cove- nant against incumbrances. The company may be a trespasser. It must be shown that the right of way has been lawfully acquired. The grantor connot have his covenant against incumbrances reformed on the ground that he did not know that it would extend to and embrace a railroad right of way over the land, known to the grantee when the covenant was made. Gerald v. Elley, 45 Iowa, 322. Of course an unopened railroad right of way will constitute a breach of the covenant against incumbrances. Bruns v. Schreiber, (Minn.) 51 N. W. Rep. 120. 20 306 MABKETABLE TITLE TO REAL ESTATE. or prospective enforcement of the incumbrance to provide against with covenants for title. There would be neither reason, utility, nor convenience in requiring the vendor to covenant against a fact that depreciates the value of the premises, but is capable of accu- rate and equitable adjustment between the parties in fixing the purchase price. The purchaser is presumed to have taken into consideration the existence of the incumbrance, and any loss or with notice of its existence, the covenant will of course be broken. James v. Warehouse Co., (Ky.) 56 S. W. Rep. 19. Hymes v. Esty, 116 N. Y. 501, the court saying that the rule that a covenant of warranty is not broken by the existence of a public highway through the warranted premises rests upon the presumption arising from the opportunity furnished the purchaser by the apparent existence or use of the highway to take notice of it, and in such case he is charged with knowledge and is presumed to have purchased with reference thereto. But this rule does not apply where, at the time of the conveyance, there was no indication or notice, actual or constructive, of the existence of a highway or public easement; in such case, where there is a subsequent appropriation for a highway by the public in the exercise of a pre- existing right (the street in this case having been actually laid out and con- demned but not opened) the covenant is broken. These remarks were made in respect of a covenant of warranty, but they apply with equal force to the covenant against incumbrances. In the following cases a public highway over the premises has been held a breach of the covenant against incumbrances, without regard to the question of notice on the part of the purchaser. Kellogg v. Ingersoll, 2 Mass. 101. Hubbard v. Norton, 10 Conn. 422. Butler v. Gale, 27 Vt. 739. Pritchard v. Atkinson, 3 N. H. 335. Of course if the public road ha s been located but not opened, it will be treated as incumbrance. Herrick v. Moore, 19 Me. 313. The highway must be shown to have been legally laid out. If the record do not show all the necessary proceedings, the highway must have been in use for such a length of time that a jury would be justified in presum- ing that the road was legally laid out, and damages paid to the land owners. Pritchard v. Atkinson, 3 N. H. 336. The covenant against incumbrances will not be broken if the highway merely bounds instead of traverses the premises. Frost v. Angier, 127 Mass. 212. Austin street, formerly a private way, was laid out in July, 1882. Part of the premises taken were conveyed as bounded on Austin street, with covenant against incumbrances, in December, 1882. In 1883 the street was opened and graded. Held, that there was no breach of the covenant against incumbrances, even though the grantor had executed a release of damages to the city, and that the grantee could not recover damages from the grantor caused by lowering the grade of the street. Patten v. Fitz, 138 Mass. 456. A street laid out, and dedicated but not opened, constitutes a breach of a covenant against incumbrances, whether the city had or had not accepted the dedication. Daisy Realty Co. v. Brown, 18 Ky. Law. R. 155; 35 S. W. 637. Under Mass. Stats., 1891, no incumbrance is created by pre- liminary proceedings to lay out a street in Boston, until a plan is filed. French v. Folsom, 181 Mass. 483; 93 N. E. Rep. 938. COVENANT AGAINST INCUMBEANCES. 307 inconvenience it might occasion him, and to have agreed upon the consideration to be paid as the value of the premises with the incumbrance. 14 It is inconceivable that the purchaser would agree to pay more for the incumbered premises than they were worth, merely because he could recover damages on the covenant to the extent of such excess. If then, having bought the premises at their depreciated value, with reference to the visible easement, he should be permitted to recover damages for the breach of the covenant against incumbrances resulting from such easement, it is plain that he would be twice compensated for any damage or depreciation in value which the premises may have sustained. In some of the States these principles are declared applicable to any purchase with notice of the easement, without regard to the nature of the easement, whether public or private ; 15 in one State, at least, they "Patterson v. Arthur, 9 Watts (Pa.), 152. "Deacon v. Doyle, 75 Va. 258. Memmert v. McKeen, 112 Pa. St. 315, where the alleged incumbrance consisted of the stone steps of an adjoining house, which were so constructed as to occupy a part of the sidewalk in front of the plaintiff's house. Kutz v. McCune, 22 Wis. 628; 99 Am. Dec. 85, a mill pond of many years standing. Haldane v. Sweet, 55 Mich. 196, an alley. James v. Jenkins, 34 Md. 1; 6 Am. Rep. 300. Here the question was whether the right of an adjoining pro- prietor to forbid the erection of a wall on the granted premises to such a height as to obstruct the light and air from his windows, constituted a breach of a covenant of special warranty in a conveyance of such premises. Mr. Justice ALVEY, answering this question, and delivering the opinion of the court, said: "This depends upon the apparent and ostensible condition of the property at the time of the sale. And as the wall had been erected, and the lights therein were plainly to be seen when the appellant purchased the property overlooked by them, it is but rational to conclude that he contracted with reference to that condition of the property, and that the price was regulated accordingly. The parties, in the absence of anything to the con- trary, are presumed to have contracted with reference to the then state and condition of the property, and if an easement to which it is subject be open and visible, and of a continuous character, the purchaser is supposed to have been willing to take the property as it was at the time, subject to such bur- den. That being so, the covenants in the deed must likewise be construed with reference to the condition of the property at the time of conveyance. The grantor, by his covenant, warranted the premises as they were, and by no means intended to warrant against an existing easement which was open and visible to the appellant, and over which the former hnd no power or control whatever. To construe the covenant to embrace such subject would most likely defeat the understanding and intention of the parties, certainly of the grantor." Citing Washburn on Easements, 68, and approving Patterson v. 308 MARKETABLE TITLE TO REAL ESTATE. are restricted to the single case of a purchase with notice of a public highway through the premises; 16 and in others they are rejected altogether, upon the ground that notice of an incum- brance at the time of the conveyance cannot affect the right to recover on a covenant against incumbrances. 17 In a recent well- considered case in Pennsylvania 18 it was observed by the court that incumbrances are of two kinds, (1) Such as affect the title; and (2) Such as affect only the physical condition of the property. A mortgage or other lien is a fair illustration of the former; a public road or right of way of the latter. Where incumbrances of the former class exist, the covenant against incumbrances is broken the instant it is made, and it is of no importance that the grantee had notice of them when he took the title. 19 Such incum- brances are usually of a temporary character and capable of re- moval; the very object of the covenant is to protect the vendee against them; hence, knowledge, actual or constructive, of their existence is no answer to an action for the breach of such a cove- Arthur, 9 Watts (Pa.), 154. See, also, Newbold v. Peabody Heights Co., 70 Md. 493; 17 Atl. Rep. 372. Constructive notice of a building restriction from the record of a deed in which it is contained does not effect the right of a sub- sequent grantee to recover on a covenant against incumbrances, but actual notice of the restriction it was intimated would go in mitigation of the damages. Roberts v. Levy, 3 Abb. Pr. (N. S.) 311. "New York, Huyck v. Andrews, 113 N. Y. 81; 20 N. E. Rep. 581, disap- proving Kutz v. McCune and Memmert v. McKeen, supra. 17 Van Wagner v. Nostrand, 19 Iowa, 422; Barlow v. McKinley, 24 Iowa, 69; McGowan v. Myers, 60 Iowa, 256 ; 14 N. W. Rep. 788 ; Flynn v. White Breast Coal Co., 72 Iowa, 738; 32 N. W. Rep. 471. Fierce v. Houghton (Iowa), 98 N. W. Rep. 306. Morgan v. Smith, 19 111. 199. Butler v. Gale, 27 Vt. 739. Watts v. Fletcher, 107 Ind. 391; 8 N. E. Rep. Ill; Burk v. Hill, 48 Ind. 52; 17 Am. Rep. 731; Medlar v. Hiatt, 8 Ind. 171; Quick v. Taylor, 113 Ind. 540; 16 N. E. Rep. 588. In this case it seems that the right of way had been con- demned but not opened. Teague v. Whaley, 20 Ind. App. 26; 50 N. E. Rep. 41; Whiteside v. Magruder, 75 Mo, App. 364, an unopened railway right of way. Foster v. Foster, 62 N. H. 532. See, also, cases cited, ante, this section, to proposition that public highway or railway traversing the premises is breach of covenant against incumbrances. This is true enough, as observed by Mr. Rawle (Covts. for Title [th ed.l, 76, note 3), where the thing com- plained of is really an incumbrance, but loses its application where the ques- tion is whether such thing is in fact an incumbrance. "Memmert v. McKeen, 112 Pa. St. 320. 19 Cathcart v. Bowman, 5 Pa. St. 317; Funk v. Voneida, 11 Serg. & R. (Pa.) 109; 14 Am. Dec. 617. COVENANT AGAINST INCUMBRANCES. 309 nant. Where, however, there is a servitude imposed upon the land which is visible to the eye, and which affects not the title but the physical condition of the property, a different rule prevails. Thus it was held that where the owner had covenanted to convey certain lots free from all incumbrances, a public road which occupied a portion of the lots was not an incumbrance within the meaning of the covenant. 20 This is not because of any right acquired by the public, but by reason of the fact that the road, although admittedly an incumbrance, and possibly an injury to the premises, was there when the purchaser bought, and he is presumed to have had knowl- edge of it. In such and similar cases there is the further presump- tion that if the incumbrance is really an injury, such injury was in the contemplation of the parties and that the price was regulated accordingly. The rule that a purchaser, with notice of an easement affecting the premises, cannot complain thereof as a breach of the covenant against incumbrances unquestionably applies where the easement is obviously an appurtenance or incident of the estate. Nothing which constitutes part of an estate, or which, as between the parties, is to be regarded as an incident to which the estate is subject, can be considered an incumbrance. 21 And where the owner of two tenements sells one of them, the purchaser takes the portion sold with and subject to all the benefits and burdens which appear at the time of the sale to belong to it, as between it and the property which the owner retains. 22 It is suggested, with diffidence, that it is immaterial, so far as the mere question of damages is concerned, whether a highway or other * Patterson v. Arthur, 9 Watts (Pa.), 152. "Dunklee v. Wilton R. Co., 4 Fost. (N. H.) 489. In this case the plaintiff conveyed to the defendants a right of way for their railroad, which inter- sected a mill race owned by the plaintiff. The action was to recover dam- ages from the defendant for building a culvert at a point which caused a deflection and less ready discharge of the waters of the race. The right to have the water flow freely under or across the defendant's right of way was held no breach of a covenant against incumbrances in the plaintiff's deed, and, therefore, that he was not estopped by such covenant to maintain the action. ** Janes v. Jenkins, 34 Md. 1 ; 6 Am. Rep. 300. Seymour v. Lewis. 2 Beas. (N. J.) 439. Harwood v. Benton, 32 Vt. 724. 310 MARKETABLE TITLE TO BEAL ESTATE. easement of which the purchaser had notice, shall be considered a technical incumbrance. If he bought, knowing that the easement was there, it will be presumed that the price he agreed to pay was the value of the land after allowing for the loss, inconvenience or injury occasioned by the easement. On the other hand, if it ap- pear that the easement is a benefit instead of a burden to the prem- ises, there is no loss or injury to the grantee. 23 In either case it would seem that he could recover only nominal damages for the breach. It may even be doubted whether the easement, when it is a benefit, could be regarded as a technical breach of the covenant so as to entitle the plaintiff to a judgment for costs. If the grantee elect, for a number of years, to treat the easement as a benefit, he will be estopped to set it up as a breach of the covenant." 128. ASSIGNABIUTY OF THE COVENANT AGAINST ENCUM- BRANCES. The covenant against incumbrances, like the covenant of seisin, has been generally held in the American States to be an agreement as to the present state of the title, and to be broken ai soon as made, if, at the time of the covenant, there be an incum- brance on the premises, and that, consequently, all rights of actiom for breach of contract being incapable of assignment at common law and by the statute 32 Hen. VIII, c. 24, a grantee of the cove- nantee, or one claiming under him, could bring no action at law in his own name for the breach; in other words, that the covenant , B Hymes v. Esty, 133 N. Y. 342; 31 N. E. Rep. 105. Mr. Rawle concludes that an easement beneficial to the premises cannot be an incumbrance, and, , therefore, cannot be a breach, technical or substantial, of the covenant against incumbrances. Also, that parol evidence may be received as to the nature of i the alleged incumbrance, and that the question whether the same be or be not in fact an incumbrance, is not a mere abstract question of law, but a ques- i tion of fact to be determined by the jury upon consideration of all the sur- rounding circumstances, such as the advantages or disadvantages accruing to the premises from the easement, notice to the purchaser, the price agreed to be paid, etc. (Covenants for Title [5th ed.], 76, 85). But see Eddy T. Chace, 140 Mass. 471; 5 N. E. Rep. 306, where it was said that the construc- tion of a deed, and the operation and extent of the covenants therein con- tained is for the court and not for the jury, and that it cannot be left to the latter to say whether, upon the evidence, a covenant against certain incum- brances was intended by the deed. "Ladue v. Cooper, 67 N. Y. Supp. 319; 32 Misc. Rep. 544. COVENANT AGAINST INCUMBRANCES. 311 against incumbrances does not run with the land. 25 This rule does not prevail, however, in many of the States, their courts holding that if the loss resulting from a breach of the covenant fall upon the subsequent grantee, he will have a right of action against the covenantor, upon the ground that the covenant is prospective in its operation, and intended for the security of the title and the in- demnity of him into whose hands the land may pass. 26 A distinc- 18 See, generally, the cases cited to the proposition that a covenant of seisin -, and no other , will forever warrant and defend." The deed was executed without filling these blanks. It was held that the court had no power either to fill the blanks, so as to make a special warranty, nor to disregard them and treat the language as a general warranty; and hence, that the clause was mean- ingless, and that the grantee, who had been evicted by the holder of a better title, was without relief. Miss. River Logging Co. v. Wheelihan, 94 Wis. 96 ; 68 N. W. Rep. 878. 332 MAEKETABLE TITLE TO REAL ESTATE. or under him." In some of the States, these forms may, by statute, be greatly abbreviated, a covenant that the grantor " will warrant generally the property hereby conveyed," or a mere con- veyance " with general warranty," being given the force and effect of a full covenant of warranty. In the same way, the grantor may " warrant specially " the property conveyed, or convey " with special warranty," and these forms will be given the same effect as a covenant of special warranty expressed at full length. 15 We have seen that at common law a warranty could not be created except by the use of the word warrant. But no such strictness prevails at the present day. While the foregoing forms are those usually employed, the law has not appropriated any particular form of words to the creation of a covenant; any words sufficient to show the intention of the parties will suffice as a covenant. 18 In some of the American States, there is employed what is called the covenant of non-claim. It is in substance a covenant by the grantor that neither he nor any one claiming under him will there- after lay any claim to the granted premises. It has been fre- quently held to be the same in effect as a covenant of special warranty. 17 " See Va. Code, 1887, 2446. "Platt Covts. 28; Rawle Covts. (5th ed.) 22, notes. Johnson r. Hollens- worth, 48 Mich. 140. Cole v. Lee, 30 Me. 392; citing 4 Cruise, 447, 449. Lant v. Norris, 1 Burr, 290. Buller's N. P. 156, and Cro. James, 391. Trutt v. Spott, 87 Pa. St. 339. In Midgett v. Brooks, 12 Ired. L. (N. C.) 145; 55 Am. Dec. 405, the following language in the habendum of a deed, " free and clear from me, my heirs, etc., and from all other persons whatsoever," was held sufficient as a covenant for quiet enjoyment. The objection that a cove- nant of warranty is inoperative because the word " he " is omitted from the blank space in which it should have been written preceding the words " will forever defend," etc., is frivolous and untenable. Peck v. Houghtaling, 38 Mich. 127. But see Bowne v. Wolcott, (N. Dak.) 48 N. W. Rep. 426, and Thayer v. Palmer, 86 111. 477. An agreement to make a general warranty deed is performed by a deed containing a recital that the grantor " will for- ever warrant and defend the title," etc. 4 Kent. Com. 492. Athens v. Nale, 25 111. 198. Caldwell v. Kirkpatrick, 6 Ala. 60; 41 Am. Dec. 36. The fol- lowing language in a deed, "to have and to hold the said land unto the said grantee, his heirs and assigns forever as a good and indefeasible estate in fee simple," does not amount to a covenant of warranty. Wheeler v. Wayne Co., (111.) 24 N. E. Rep. 625. "Gee v. Moore, 14 Cal. 472; Kimball v. Semple, 25 Cal. 452; Morrison v. Wilson, 30 Cal. 348. Cole v. Lee, 30 Me. 392. Newcomb v. Presbrey, 8 Met. (Mass.) 406; Miller v. Ewing, 6 Gush. (Mass.) 34; Gibbs v. Thayer, 6 Gush. (Mass.) 33. COVENANTS OF WARRANTY AND FOR QUIET ENJOYMENT. 333 135. CONSTRUCTION AND EFFECT. In a number of the States the covenant of warranty includes by virtue of statutory provision or judical construction all the other covenants for title. 1 * But in most of the States it is regarded only as a covenant against eviction by one claiming under a better title. It is not to be de- nied, however, that the popular notion of a covenant of warranty is that it is an ample protection against any imperfection in the grantor's title. But this covenant is not a warranty that the title is good. " It has been thought by country scriveners, and even by members of the profession, to contain the elements of all the M So in Iowa, Funk v. Creswell, 5 Iowa, 62 ; Van Wagner v. Van Nostrand, 19 Iowa, 422, and in South Carolina, Evans v. McLucaa 12 S. C. 56. Butte v. Riffe, 78 Ky. 352; Smith v. Jones, (Ky.) 31 S. W. Rep. 475. Messer v. Orstrich, 52 Wis. 693; 10 N. W. Rep. 6. In Ohio a covenant of warranty is by statute made to include a covenant of seisin. But, if the deed contain a covenant of warranty and a covenant of seisin the covenantee cannot recover for a breach of the warranty without averring an eviction. Innes v. Agnew, 1 Ohio, 389. Mr. Rawle closes his discussion of what constitutes a breach of the covenant of warranty with the following observations, which will be found pertinent to the subject-matter of the text above : " In reviewing the numerous cases upon the subject of what constitutes an eviction within the covenant of warranty it seems proper to recur to the remark, which has else- where been made in the course of this treatise, that covenants for title should not and cannot be regulated in all cases by the artificial and technical rules which properly govern the law of real estate. Reference may be had, there- fore, not only to the intention of the parties as expressed in the conveyance which contains the covenants, but also to the local practice of conveyancing itself. In those parts of this country, if any such exist, where the refinements of English conveyancing prevail and the covenants for title are inserted with exactness and fulness, the omission of a covenant for seisin or against incum- brances would justify the inference that the terms of the contract did not give the purchaser the peculiar benefit which such covenant strictly confers; and the more exactly and particularly the covenants were expressed the more rigid would be their construction. So far, however, from such being the practice of conveyancing in this country it is rarely, if ever, the case that covenants for title, which are inserted, are expressed otherwise than very briefly. So in some of the States long-settled usage has caused the omission of all the covenants for title except that of warranty, which, by common prac- tice at least, is looked upon as containing all that is necessary to assure the title to the purchaser. Where such has become the settled practice of a State it is suggested with great deference that technical rules based upon a differ- ent custom of conveyancing lose, to some extent ,their application, and to say that ' the purchaser should have protected himself by other covenants ' is to apply a hard rule in States where those other covenants are never employed." Covenants for Title (5th ed.), 154. 334 MARKETABLE TITLE TO REAL ESTATE. rest; but the terms of it are too specific to secure the grantee against every disturbance by those who may have a better title. It binds the grantor to defend the possession against every claimant of it by right, and it is consequently a covenant against eviction only." 19 The purchaser should require, as a matter of abundant caution, all of the six covenants for title, for there may be occa- sions when he would be entitled to relief under some one of these when he would not be entitled to relief under the covenant of warranty. 20 Independently of custom or statutory provision, the covenant of warranty includes a covenant against incumbrances, in the sense that an eviction under an incumbrance is as much a breach of the covenant of warranty as if the covenantee had been evicted by one claiming under a superior title. In such a case the purchaser is as fully protected by the covenant of warranty as he would be by a covenant against incumbrances. 21 But it seems that an agreement to execute a conveyance with a covenant against incumbrances would not be performed by executing a deed with general war- ranty. 22 A judgment for nominal damages for a breach of the cove- nant against incumbrances is no bar to a suit for breach of war- ranty after an eviction under the incumbrance. 23 The general rule, therefore, is, unless varied by statute or custom in particular local- ities, that the covenant of warranty does not include a covenant against incumbrances. 24 The ancient common-law warranty ex- tended only to a freehold estate, that is, an estate of an indeter- minate duration. The same rule has been recognized as applicable to the modern warranty. 25 Practically, however, it would seem un- important, as a covenant for quiet enjoyment is always implied in "GIBSON, C. J., in Dobbins v. Brown, 12 Pa. St. 79. Oliver v. Bush, 125 Ala. 534; 27 So. Rep. 923. 20 As in Wash. City Savings Bank v. Thornton, 83 Va. 157; 2 S. E. Rep. 193. 21 King v. Kerr, 5 Ohio, 158 ; 22 Am. Dec. 777. Post, 355. 22 Bostwick v. Williams, 36 111. 65; 85 Am. Dec. 385. See, also, Findlay v. Toncray, 2 Rob. (Va.) 374, 379. ""Donnell v. Thompson, 1 Fairf. (Me.) 170; 25 Am. Dec. 216. "See ante, 119. "Co. Litt. 389a; Shep. Touch. 184. Mitchell v. Warner, 5 Conn. 497. COVENANTS OF WARRANTY AND FOR QUIET ENJOYMENT. 335 a conveyance for years, the only estate less than freehold that is of M any consequence. The effect of a covenant of warranty as an estoppel is elsewhere considered in this work. 27 The covenant of warranty is intended as much for the protec- tion of the purchaser against known defects of title as against those which are latent and unknown. It is, therefore, no defense to an action on the covenant that the purchaser knew, at the time it was taken, that there was an adverse claim to the land. 28 But a covenant of warranty will not embrace incumbrances known to the grantor at the time of the purchase, and which he agreed to pay off as a part of the purchase money. Parol evidence will, in some of the States, be admitted to show such an agreement. 29 A mere sale and conveyance, however, with general warranty, sub- ject to a prior mortgage, will not of itself be construed as an " Post, " Implied Covenants," 137. "Post, 216. "Barlow v. Delaney, 40 Fed. Rep. 97. Ballard v. BurrougKs, 51 Iowa, 81; 50 N. W. Rep. 74. Osburn v. Pritchard, 104 Ga. 195; 30 S. E. Rep. 656; Goodwin v. Maxwell, 106 Ga. 194; 32 S. E. Rep. 114. McCall v. Wilkes, 121 Ga. 722; 49 S. E. Rep. 722; Allen v. Taylor, 121 Ga. 841; 49 S. E. Rep. 799. Bailey v. Murphy, (Colo. App.) 74 Pac. Rep. 798; Batterton v. Smith, 3 Kans. App. 419; 43 Pac. Rep. 275. Anthony v. Rockefeller, (Mo.) 74 S. W. Rep. 648. Rea v. Minkler, 5 Lans, (N. Y.) 196, where the covenant was taken with knowledge that there was a private right of way over the premises. Abernathy v. Boazman, 24 Ala. 189. In this case the grantor was himself already in possession under an adverse claimant. In Tallmadge v. Wallis, 25 Wend. (N. Y.) 115, the reason for the rule was thus explained by Chancellor WALWORTH : " It is a well-known fact that land is frequently conveyed with general warranty, which is warranty against eviction only, when both parties to the sale perfectly understand that the title is doubtful, or that there is some outstanding contingent interest which may, perhaps, at a future period, be the means of evicting the purchaser; and to protect the purchaser, and enable him to recover against the vendor in case of eviction, the covenant of warranty is inserted in the deed." "Allen v. Lee, 1 Ind. 58; 48 Am. Dec. 352; Pitman v. Conner, 27 Ind. 237. This doctrine is perhaps confined to the States of Pennsylvania and Indiana. See post, 269 and ante, 269 and ante, 121. In Ross v. Davis, 122 N. C. 265; 29 S. E. Rep. 338, it was held that one who took a deed with general warranty from a widow as life-tenant and her daughter as remainderman, with notice of the life-tenancy, and who was evicted after tne expiration of the life-tenancy of the widow, could not recover on the warranty. In effect, the court held that her warranty extended only to her interest in the estate. 336 MAEKETABLE TITLE TO REAL ESTATE. agreement by the grantee to pay the mortgage as a part of the purchase money. 30 Want of consideration is no answer to an action for breach of the covenant of warranty. 81 A covenantee who has been evicted from the demised premises, and who has recovered damages for breach of the warranty, ia not bound to reconvey the title; if justice should require a recon- veyance, it should be enforced by making the collection of the judgment conditional upon a reconveyance. 32 It will be seen hereafter that the covenant of warranty docs not amount to a covenant that the title is indefeasible, and that it is broken only by an eviction of the covenantee. Hence, it follows that the statute of limitations will not begin to run upon the covenant until an eviction has occurred, there being up to that time no cause of action on the covenant. 33 As a consequence of the rule that all prior agreements of the parties respecting the title are merged in a conveyance with .v ve- naut for title, the grantor, when sued for a breach of the ccvotnnt of warranty, will not be permitted to show an agreement by the purchaser, prior to the conveyance, by which he was to share the expense of buying in an outstanding claim to a part of the premises, if it should be asserted. 34 The United States, claiming under a defective scrip entry of public lands, is a " person," within the meaning of a warrant/ against all persons lawfully claiming the land. 35 Warranty does not extend to quantity. A covenant of war- j ranty in a conveyance of lands by metes and bounds or within certain designated limits, and as containing a certain number of acres, is not broken if the lands described do not contain the number "Aufricht v. Northrup, 20 Iowa, 61. "Mather v. Corliss, 103 Mass. 568, 571; Comstock v. Son, 154 Mass. 389; 28 N. E. Rep. 296. S! Ives v. Niles, 5 Watts (Pa.), 323. "Crisfield v. Storr, 36 Md. 129; 11 Am. Rep. 480. Post, this ch., 144. "Post, 181; ante, 121. Beaseley v. Phillips, 10 Ind. App. 182; 50 N. E. Rep. 488. 16 Giddings v. Holter, 19 Mont. 263 ; 48 Pac. Rep. 8. COVENANTS OF WARRANTY AND FOB QUIET ENJOYMENT. 337, of acres mentioned. 36 The covenant of warranty does not extend to quantity. Such a case is obviously different from one in which the grantee is unable to get possession of, or is evicted from, a por- tion of the lands within the given bounds. A deficiency in the acre- age, when the sale was by the acre, is the result either of fraud by the vendor or mistake of the parties ; in either of which cases the purchaser has his remedy in equity. 37 A breach of warranty can only be with respect to the precise lands conveyed by the deed, and parol evidence will be , inadmissible to show that certain lands of which the plaintiff has been evicted were included in his purchase and should have been embraced in the deed. 38 And if a deed con- "Rawle Covts. (5th ed.) 297. Ricketts v. Dickens, 1 Murph. (N. C.) 343; 4 Am. Dec. 555; Powell v. Lyles, 1 Murph. (N. C.) 348, HALL, J., dis- senting; Huntley v. Waddill, 12 Ired. L. (N. C.) 32. Dickinson v. Voorhees, 7 W. & S. (Pa.) 357. Here there was a deficiency of 445 acres out of a tract of 3,235 acres conveyed with warranty. Allison v. Allison, 1 Yerg. (Tenn.) 16; Miller v. Bentley, 5 Sneed (Tenn.), 674. Daughtrey v. Knolle, 44 Tex. 455; Doyle v. Hord, 67 Tex. 621; 4 S. W. Rep. 241. Sine v. Fox, 33 W. Va. 521; 11 S. E. Rep. 218; Burbridge v. Sadler, 46 W. Va. 39; 32 S. E. Rep. 1028; Adams v. Baker, 50 W. Va. 249; 40 S. E. Rep. 356; Maxwell v. Wilson, 54 W. Va. 495; 46 S. E. Rep. 349. Gerhart v. Spalding, 1 N. Y. Supp. 486. Gunn v. Moore, 61 N. Y. Supp. 519; 46 App. Div. 358. But see Moore v. Johnson, 87 Ala. 220, where it was said that the covenant of seisin is broken by a material deficiency in the quantity of the land conveyed. A covenant that the grantor was seized of the land, described in the deed as containing fifty acres, refers to the quantity and quality of the grantor's estate in the land, and not to the quantity of the land, and therefore, is not broken if the tract contain less than fifty acres. Austin v. Richards, 7 Heisk. (Tenn.) 665. A covenant of warranty is not qualified by a phrase such as "being the same land conveyed by A. to me;" such phrase is in- tended merely as an aid to identifying the land. Shaw v. Bisbee, 83 Me. 400 ; 22 Atl. Rep. 361. Where a conveyance is made by course and distance, and a covenant therein extends to the entire quantity of land, a further descrip- tion of the land in the deed as a tract which had passed to the grantor by cer- tain deeds will not restrain the warranty to the original bounds of the tract. Steiner v. Baughman, 12 Pa. St. 106. 37 Broadway v. Buxton, 43 Conn. 282. Smith v. Fly, 24 Tex. 345 ; O'Con- nell v. Duke, 29 Tex. 299. Bennett v. Latham, 18 Tex. Civ. App. 403; 45 S. W. Rep. 934; Stark v. Homuth, (Tex. Civ. App.) 45 S. W. Rep. 761; Barnes v. Lightfoot, (Tex. Civ. App.) 62 S. W. Rep. 564. S8 Tymason v. Bates, 14 Wend. (N. Y.) 671. It seems that this rule does not apply in Texas. Where the grantor at the time of the sale, points out the boundaries of the tract sold, as established by natural or artificial monu- ments, the warranty in his dee'd applies to the very 'land so pointed out by him, though the calls in his deed to the covenantee do not include a strip on 22 338 MAEKETABLE TITLE TO REAL ESTATE. vej a lot with warranty without reference to or description of the buildings thereon, the fact that a house on the lot projects over, and is situated partly on an adjoining lot, so that the grantee is obliged to buy the adjoining lot to save the house, does not amount to a breach of the covenant of warranty. 29 13G. QUALIFICATIONS AND EESTBICTIONS OF THE COVE- NANT OF WABBANTY. The parties may, of course, so frame the covenant of warranty as to limit or restrict the liability of the covenantor. ~No difficulty arises where the only covenant in the conveyance is restricted and limited in express terms. But some- times, and this may well happen where printed forms of convey- ances are used and the blanks are filled by unskilled persons, a deed will be found to contain a general covenant, followed by a special covenant, or by language inconsistent with or restrictive of the gen- eral covenant. Under such circumstances the following rules have been formulated by Sir Edward Sugden for the construction of the instrument : 40 (1) An agreement in any part of a deed that the cove- nants shall be restrained to the acts of particular persons will be good, notwithstanding that the covenants themselves are general and unlimited. (2) General covenants will not be cut down unless the intention of the parties clearly appears. 41 (3) Where restrictive words are inserted in the first of several covenants having the same object, they will be construed as extending to all the covenants, although they are distinct. 42 (4) Where the first covenant is gen- one of the sides of the land as pointed out. Meade v. Jones, (Tex. Civ. App.) 35 S. W. Rep. 310. Meade v. Boone, (Tex. Civ. App.) 35 S. W. 483. King v. Bressie, (Tex. Civ. App.) 32 S. W. Rep. 729. And in Kentucky it has been held that a material deficiency in the quantity of land conveyed, is a breach of the covenant of warranty. Patton v. Schneider, 23 Ky. L. Rep. 2190; 66 S. W. Rep. 1003. w Burke v. Nichols, 34 Barb. (N. Y.) 430; S. C., 2 Keyes (N. Y.), 670. 40 2 Sugd. Vend. (14th ed.) 279 (605) ; Rawle Covts. (5th ed.) 289. "2 Sugd. Vend. (14th ed.) 605; Rawle Covts. (5th ed.) 295. Everts v. Brown, 1 D. Chip. (Vt. 96; 1 Am. Dec. 699. Black v. Barton, 13 Tex. 82. Where a deed of bargain and sale, written on a printed blank, contained a proviso following immediately after the covenants, that the premises should be kept for the manufacture of lumber, it was held that the proviso applied to the grant only, and not to the intervening covenants for title. Reed v. Hatch, 55 N. H. 336. "Browning v. Wright, 2 Bos. & Pul. 13; Howell v. Richards, 11 East, 633. Whallon v. Kauffman, 19 Johns. (N. Y.) 97. Davis v. Lyman, 6 Conn. 252. COVENANTS OF WARRANTY AND FOE QUIET ENJOYMENT. 339 eral, a subsequent limited covenant will not restrain the generality of the preceding covenant, unless an express intention to do so appear, or the covenants be inconsistent, or unless there appear something to connect the general covenant with the restrictive cove- nant, or unless there are words in the covenant itself amounting to a qualification. 43 As, on the one hand, a subsequent limited cove- nant does not restrain a preceding general covenant, so, on the other, a preceding general covenant will not enlarge a subsequent limited covenant. (6) 'Where the covenants are of divers natures and concern different things, restrictive words added to one will not control the generality of the others, although they all relate to the same land. If the grantor intends to limit his liability for the title conveyed, he must either convey without warranty, or insert special covenants in the deed restricting his liability. He cannot defend an action for breach of warranty on the ground that he purchased from one with whose title he was unacquainted, and intended to convey to the plaintiff only such title as he thus acquired. 44 Duval v. Craig, 2 Wh. (U. S.) 45. See, also, Nind v. Marshall, 1 Brod. & Bing. 319. Dickinson v. Hoomes, 8 Grat. (Va.) 353. A formal covenant of warranty will not be cut down by the use of doubtful expressions. Thus, where such a covenant was followed by the words " according to a mortgage this day assigned " to the grantee, the meaning of which, upon all the facts of the case, was left in doubt, the court held that they did not limit or con- trol the preceding covenant. Cornish v. Capron, 136 N. Y. 232; 32 N. E. Rep. "73. Where the grantees covenanted that they would " warrant specially the land hereby conveyed," and further, in the same clause, " that they have the right to convey the said land to said grantees," it was held that the special warranty limited the operation of the covenant of right to convey. Allemong v. Gray, 92 Va. 216; 23 S. E. Rep. 298. Sugd. Vend. (14th ed.) 606 (280) ; Rawle Covts. (5th ed.) 291. Rowe v. Heath, 23 Tex. 619. Sheets v. Joyner, (Ind.) 38 N. E. Rep. 830. Morri- son v. Morrison, 38 Iowa, 73. Peters v. Grubb, 21 Pa. St. 460. Atty.-Gen. v. Purmort, 5 Paige Ch. (N. Y.) 620. See, also, Cole v. Hawes, 2 Johns. Cas. (N. Y.) 203. Cornell v. Jackson, 3 Cush. (Mass.) 506; Phelps v. Decker, 10 Mass. 267. Bender v. Fromberger, 4 Dallas (Pa.), 440, where it was held that a special warranty in a deed would not control a preceding general war- ranty, if it appeared from the face of the deed that a general warranty wns intended. A special covenant to warrant and defend the premises against the grantor's taxes, and against the grantor's own acts, docs not limit a prior general covenant implied from the words " convey and grant.'' Jackson v. Grun, 112 Ind. 341; 14 N. E. Rep. 89. 44 Chitwood v. Russell, 36 Mo. App. 245. 340 MARKETABLE TITLE TO REAL ESTATE. "\Yhere a deed conveys the grantor's right, title and interest, though it contains in general terms a covenant of general warranty, the covenant is regarded as restricted and limited to the estate conveyed, and not as warranting generally the title to the land described. The covenant of warranty is intended to defend only what is conveyed, and cannot enlarge the estate conveyed. 45 But if the conveyance be of the " right, title and interest " of the grantor in certain lands, and the grantor covenants specially to warrant and defend the premises against all lawful claims arising under himself, the covenant will be construed to refer to the lands described in the deed, and not to the right and title of the grantor. 48 If general covenants are entered into contrary to the intention of the parties, special, limited or restricted covenants having been agreed upon, a court of equity will correct the mistake, and reform the instrument. 47 The covenant of general warranty implied from the use of the words " grant, bargain, and sell," will be restricted by a recital of an express understanding that the grantors warrant only against ^Washb. Real Prop. 665; Rowle Covt. (5th ed.) 298; Wait's Act & Def. 391. Blanchard v. Brooks, 12 Pick. (Mass.) 67; Allen v. Holton, 20 Pick. (Mass.) 463; Sweet v. Brown, 12 Met. (Mass.) 175; 45 Am. Dec. 243; Stockwell v. Couillard, 129 Mass. 231. Ballard v. Child, 46 Me. 153; Bates v. Foster, 59 Me. 158; 8 Am. Rep. 406; Blanchard v. Blanchard, 48 Me. 174. Kimball v. Semple, 25 Cal. 452. Adams v. Ross, 30 N. J. L. 510. McNear v. McComber, 18 Iowa, 14. Young v. Clippinger, 14 Kans. 148. White Y. Brocaw, 14 Ohio St. 339. Lamb v. Wakefield, 1 Sawy. (U. S.) 251. Hope v. Stone, 10 Minn. 141 (114). Hull V. Hull, 35 W. Va. 155; 13 S. E. Rep. 49. "Loomis v. Bedel, 11 N. H. 74. Mills v. Catlin, 22 Vt. 106. Here the lan- guage of the deed was " All the land which I own by virtue of a deed dated * * * from Asa S. Mills, recorded * * * being all my light and title to the land comprising 50 acres off of the east end of lot No. 75 in said town * * * to have and to hold the above-granted and bargained premises," etc. To this were added all the covenants for title, and it was held that the thing granted was the land itself, and not merely such title to the land as the grantor had, and that he was liable for a breach of the covenants. Clement v. Bank, 61 Vt. 298; 17 Atl. Rep. 717. In Texas it is held that words con- veying all the grantor's " right, title, and interest " " to have and to hold the premises " followed by a general warranty, constitute a warranty deed. Garrett v. Christopher, 74 Tex. 453; Bumpass v. Anderson, (Tex. Civ. App.) 51 S. W. Rep. 1103; Kempner v. Lumber Co., (Tex. Civ. App.) 49 S. W. Rep. 412. 4T 2 Sugd. Vend. (14th ed.) 609 (285) ; Rawle Covts. (5th ed.) 296. COVENANTS OF WARRANTY AND FOR QUIET ENJOYMENT. 341 the claims of themselves, their heirs, or those through whom they claimed. In such case the warranty will be treated as special, and not general. 48 If the deed, by the granting clause, expressly provides that the grant is subject to the rights of grantees under previous deeds, such provision applies to and limits the operation of full covenants of warranty by which it is followed. 49 136-a. Exception of incumbrance. It has been held that the exception of an incumbrance, in a covenant against incum- brances, does not restrict the operation and effect of a subsequent covenant of warranty. 50 There is a conflict of authority upon the point, but the better opinion would seem to be that the exception extends to the covenant of warranty also, 51 in view of the rule that restrictive words inserted in the first of several covenants having the same object, will be construed to extend to all the covenants, though they are distinct; 52 at least such would be the fair con- struction of the exception where the purchaser expressly assumes the payment of the incumbrance. It is not reasonable to suppose that the parties having exempted the grantor from a liability by a provision to which their attention was specially directed, in- tended to reimpose that liability upon him by a subsequent war- ranty necessary for the protection of the grantee against other con- tingencies. 137. IMPLIED COVENANTS. At common law certain cove- nants were implied from the word " dedi " (I have given) in a feoff ment, and from the word " dcmisi " (I have demised) in a lease, but no covenant was implied from the words of grant in con- veyances operating under the statute of uses, such as a deed of bargain and sale, or a lease and release. 53 In the United States, the feoffment is no longer in use, its place being supplied by the deed of bargain and sale. Hence, much of the learning upon the 48 Miller v. Bayless, 101 Mo. App. 487; aff'd, 74 S. VV. Rep. 648. 49 Koch v. Hustis, 113 Wis. 604; 89 N. VV. Rep. 838. "McLane v. Allison, (Knns. App.) 53 Pac. Rep. 781, citing Bennett v. Keehn, 67 Wis. 154; 30 N. W. Rep. 112; Manuf'g Co. v. Zellner, 48 Minn. 408; 51 N. W. Rep. 379; Welbon v. Welbon, 109 Mich. 356; 67 N. W. Rep. 338. "Jackson v. Hoffman, 9 Cow. (N. Y.) 271. W 2 Sugd. Vend. (14th ed.) 279 (605). M Rawle Covts. for Title (5th ed.), 282. 342 MARKETABLE TITLE TO HEAL ESTATE. subject of implied covenants for title is with us practically obsolete. The general rule, in the absence of any statutory provision on the subject, is, that no warranty is implied in the conveyance of real property. 6 * In many of the States there are statutes which give to certain words of conveyance, such as " grant, bargain and sell," effect as covenants of warranty. 55 In others, implied covenants are expressly abolished, except, perhaps, in the case of leases. 66 In others, where the common law remains unchanged by statute, it is apprehended that its rules in this regard are still law, but practi- cally a dead letter by reason of the disuse of those conveyances from which the implication springs. 57 As to covenants implied by force of statute, it is deemed in- expedient to enter into any discussion of their form and incidents, since they vary in the different States, and the decisions respecting them must be chiefly of mere local application. It is to be ob- served, however, that if a deed contains covenants for title in the usual form, they will supersede those implied under the statute from the words " grant, bargain and sell," or from other words of like import. 58 A covenant of general warranty will not be implied from the recitals of a deed, when the deed contains an express cove- nant of special warranty. 59 A covenant of warranty will not be implied from the word " grant," where a statute gives that effect to 64 3 Washb. Real Prop. 447 ; Thompson v. Schenectady R. Co., 124 Fed. 274. 65 So in Delaware (Rev. Stat. 1874, p. 500), Indiana (Rev. Stat. 1881, 2927), Wisconsin (Rev. Stat. 1878, 2208). In a number of the other States there are statutes which give to the words " grant, bargain and sell " or the like, the effect of covenants for seisin and against incumbrances. "Mich. How. Amend. Stat. 5656. Minn. Rev. St. 1881, p. 535. Oregon, Doady's Laws, p. 647. New York, 3 Rev. St. (5th ed.) p. 29, 160. 57 In North Carolina it is held that there is no implied warranty in the sale cf realty, and hence that the vendee of standing timber, without express war- ranty of title, could not recover the purchase money on failure of the title. Zimmerman v. Lynch, 130 N. C. 61; 40 S. E. Rep. 841, citing Foy v. Houghton, 85 N. C. 168 ; Huntley v. Waddell, 34 N. C. 32. Neither is there any implied warranty of the title to mortgaged premises by the mortgagor on foreclosure sale. Barden v. Stickney, 130 N. C. 62; 40 S. E. Rep. 842. 58 Douglas v. Lewis, 131 U. S. 75. Weems v. McCaughan, 7 Sm. & M. (Miss.) 472; 45 Am. Dec. 314. Finley v. Steele, 23 111. 56. "Buckner v. Street, 15 Fed. Rep. 365. McDonough v. Martin, 88 Ga. 675; 16 S. E. Rep. 59. COVENANTS OF WARRANTY AND FOR QUIET ENJOYMENT. 343 the words " grant, bargain and sell," 60 nor from the word " con- vey," when the words " grant, bargain and sell " are not em- ployed. 61 The statutory covenants implied from the words " grant, bargain and sell," are as operative in a deed of trust to secure pay- ment of a debt, as in an ordinary fee simple deed. 62 Covenants implied in a lease. As to covenants implied at com- mon law, it is believed that but three of them are of any practical use in the States in which the common law is preserved, namely : (1) Those implied in the case of a lease. (2) Those implied in the case of an exchange. (3) Those implied in the case of a partition. These are: (1) That the lessor has power to make the lease; and (2) That the lessee shall have quiet enjoyment of the premises. 83 The covenants will be implied wherever the relation of landlord and tenant is created by the, instrument in writing, whether the word " demise " was or was not employed, 64 and the covenant for quiet enjoyment will be implied, though the lease was by parol. 6 * The covenant so implied will, of course, be limited or restrained by any express covenant which the lease may contain. 66 So, also, by an express provision in the lease that nothing therein contained shall be construed to imply a covenant for quiet enjoyment. 67 If the estate out of which the lease was granted determines before the expiration of the lease, the implied covenant will be at an end. 68 A lease of the right to collect wharfage for a year is not a " con- veyance of real estate," within the meaning of a statute forbidding " Wheeler v. Wayne Co., 132 111. 599; 24 N. E. Rep. 625. See, also, Gee v. Phurr, 5 Ala. 586. Frink v. Darst, 14 111. 304; 58 Am. Dec. 575. Whitehill v. Gotwalt, 3 Pen. & W. (Pa.) 323. "Hettm v. Phillips, (Ala.) 11 So. Rep. 729. "Cockrill v. Bane, 94 Mo. 444. Boyd v. Hazeltine, 110 Mo. 203; Blanchard v. Haseltine, 79 Mo. App. 248. "Mayor v. Mabie, 3 Kern. (N. Y.) 151. Avery v. Dougherty, 102 Ind. 443; 52 Am. Rep. 680. Hyman v. Boston Chair Mfg. Co., 58 N. Y. Super. Ct. 282 ; 11 N. Y. Supp. 52. "Bandy v. Cartright, 8 Exch. 913. Dexter v. Manley, 4 Cush. (Mass.) 14. Ross. v. Dysart, 33 Pa. St. 453. 65 Bandy v. Cartright, 8 Exch. 913. "Rawle Covts. (5th ed.) 275. "Maeder v. Carondelet, 26 Mo. 114. 88 Adams v. Gibney, 6 Bing. 656. Mayor v. Baggatt, 61 Miss. 383. Mc- Xiowry v. Croghan, 1 Grant's Cas. (Pa.) 307, 311. 344 MARKETABLE TITLE TO BEAL ESTATE. the implication of covenants for title in such conveyances, and a covenant for quiet enjoyment will be implied in such a lease. 69 Covenants implied in an exchange. The common-law deed of exchange is rarely, if ever, used in modern times, the parties usu- ally executing separate conveyances, the one to the other. But wherever a common-law deed of exchange is executed and the word " exchange " is used as the word of conveyance, covenants for quiet enjoyment and further assurance are thereby implied, and also a condition that, in case of a failure of the title, the party injured may re-enter and be seised of his former estate in the property which he gave in exchange. 70 Covenants implied in partition. General covenants of war- ranty are implied in a partition between co-parceners at common law, but not in a partition between joint tenants and tenants in common, the remedy in the latter case being by bill in equity against the co-tenant for contribution. 71 And though, in case of a deed of partition between co-parceners, covenants of Avarranty are implied wherever the common law remains unchanged, the ex- istence of such covenants is of little practical importance, owing to the more convenient remedy by bill in equity for contribution. 72 Covenants implied from recitals in a deed. No covenants are implied from the mere recitals of a deed, such as that the premises contain a specified number of acres, though in some instances such recitals estop the grantor from asserting an after-acquired claim, or denying the existence of the facts recited. 73 138. PARTIES BOUND AND BENEFITED. ]So action can be maintained for breach of warranty of title against a person not a party to the covenant of warranty. In a case in which the vendor had only the equitable title, and the purchaser accepted a conveyance with warranty from a third person in whom was "Mayor v. Mabie, 3 Kern. (N. Y.) 151. 70 Co. Litt. 51b. 384; Rawle Covts. (5th ed.) 270. Gamble v. McClure,. 69 Pa. St. 282, obiter, the parties having executed separate deeds of bargain and sale. "Rawle Covts. (5th ed.) 277, 278. "Walker v. Hall, 15 Ohio St. 355; 86 Am. Dec. 482. Sawyers v. Cator, a Humph. (Tenn.) 256; 47 Am. Dec. 608. "Whitehill v. Gottwalt, 3 Pen. & W. (Pa.) 327. Ferguson v. Dent, 8 Mo. 673. Rawle Covts. (5th ed.) 280, 297. COVENANTS OF WARRANTY AND FOE QUIET ENJOYMENT. 345 the legal title, without requiring the vendor to join in such con- veyance, it was held that he could not maintain an action against the vendor for breach of warranty on eviction by a mortgagee. 74 138-a. Married Women. At common law a married woman was not bound by her covenant of warranty, except by way of rebutter or estoppel. This rule has been affirmed in some of the American States by statute, while in others, under statutes giving her the power to contract with reference to her separate estate as if ehe were sole, she has been held liable upon her cove- nants for title, and in still other States there are statutes which provide in terms that she shall be so liable. Independent of statute, it is held in some of the States that the separate estate of a married woman may in equity be subjected to the satisfaction of her covenants for title, while in others such relief is denied the covenantee. 75 In a State in which she is bound by her covenants, it has been held that parol evidence is not admissible to shoAv that she joined in the deed merely for the purpose of barring her in- choate marital estate in the land conveyed. 76 139. Heirs and devisees. It was necessary at common law that an heir be expressly named in the covenant of the ancestor in order that he might he held liable for the breach. 77 In America, however, by virtue of generally prevalent statutory provisions, which make the real and personal estate of a decedent assets for the payment of his debts, and charge the heir therewith to the extent 'Bowling v. Benge, (Ky.) 55 S. W. Rep. 422. "The subject of a married woman's liability upon her covenants for title is too extensive to admit of consideration in the limited space that can be devoted to it in this work. The student is referred to Mr. Rawle's excellent work on Covenants for Title (Ch. 13), and to the various treatises on the contract liabilities of married women for the cases and authorities upon that subject. In Minnesota, under a statute allowing a married woman to con- tract in reference to her separate estate as if she were a feme sole, it has been held that she is bound by her covenants for title. Sandwich Manfg. Co. v. Zellmer, 48 Minn. 408; 51 N. W. Rep. 379. Security Bank v. Holmes, 68 Minn. 538; 71 N. W. Rep. 699. But a married woman signing a deed merely to release her inchoate dower right will not be liable upon a covenant of warranty contained in the deed. Semple v. Wharton, 68 Wis. 626 ; 32 N. W. Rep. 690. Pyle v. Gross, 92 Md. 132; 48 Atl. Rep. 713; Webb v. Holt, 113 Mich. 338; 71 N. W. Rep. 637. 78 Security Bank v. Holmes, 68 Minn. 538; 71 N. W. Rep. 699. " Co. Litt. 209a. 346 MARKETABLE TITLE TO BEAL ESTATE. of assets received by him from the estate of the ancestor, 78 he is, under such circumstances, liable for the breach of his ancestor's covenants for title, whether he was or was not specially named in the covenant. In some of the States, however, he cannot he held liable until the personal estate has been exhausted." At common law covenant might be maintained against the heir upon the war- ranty of the ancestor, and such, it is apprehended, is the law to-day in most of the American States. The enforcement of such a liability, however, is peculiarly appropriate to courts of equity which are charged with the administration of the estates of de- cedents and armed with all the machinery, such as account and discovery, needed to ascertain the quantum of assets descended to the- heir, the want of other assets applicable to the satisfaction of the breach of covenant, and other matters necessary for the deter- mination of the precise sum in which the heir is liable. In some of the States there are statutes which provide that an heir shall be liable only in equity for the debt of his ancestor, and under such a statute it has been held that covenant could not be maintained against an heir on the warranty of the ancestor. 80 A judgment against the heir in a State in which there are no assets descended to him will not bar an action against him in another State where such assets are found.* 1 "See the statutes of the several States. Whitten v. Krick, 31 Ind. App. 577; 68 N. E. Rep. 694. An heir or devisee is liable on the covenants of the ancestor or testator to the extent of the personal as well as the real estate which has come to his hands. Ross v. Perry. 49 N. H. 549. Where a breach of covenant has occurred after the death of the covenantor, and his estate nas been fully administered, the covenantee will not be driven to a new ad- ministration and suit against the administrator d. 6. n.. but may sue the heirs direct, and have judgment against them to the extent of assets received by them from their ancestor. Walker v. Deaver, 79 Mo. 664. If an heir apparent convey with warranty and then dies before the ancestor, the heirs of such heir apparent will not be bound by the warranty, since they take, not as his heirs, but as heirs of his ancestor. Habig v. Dodge, 127 Ind. 31 : 25 N. E. Rep. 182. Where the grantor conveys with special warranty his heirs nr devisees can, of course, be held liable only for his acts, and not for claim? to which the covenant did not extend. Gittings v. Worthington, 67 Md. 139; 9 Atl. Rep. 228. "Royce v. Burrell, 12 Mass. 399. See, also, caces cited Rawle Covts. for Title (5th ed.), p. 520, note 3. " Rex v. Creel, 22 W. Va. 373. "Beall v. Taylor, 2 Grat. (Va.) 532: 44 Am. Dec. 398. COVENANTS OF WARRANTY AND FOE QUIET ENJOYMEWT. 347 Where a father, being possessed of a contingent remainder, con- veyed the fee with general warranty, under the impression that his estate vested, and afterwards his estate was determined by the hap- pening of the contingency, his children, who took the estate under a limitation over, were held not bound by his warranty, because they were in by purchase and not by descent. 82 No action can be maintained at common law against a devisee upon the covenant of his testator. This rule, having been found to encourage fraudulent devises, was altered by the statute, 3 and 4 W. & M. c. 14, 3, which gives the covenantee an action on the covenant against the devisee, provided, according to judicial con- struction, the breach occurred in the testator's lifetime. And by subsequent statutes the action was exended so as to embrace breaches occurring after the testator's death. 83 These statutes, or others of similar import, are in force, it is apprehended, in all of the American States. Joint covenantors Bankrupts. If a covenant of warranty be executed by two or more persons jointly, it will be presumed that their liability is joint, that is, that both are fully liable for the breach, 84 and words of severance will be required to render one liable only for his own acts. 85 A covenant by A. and B. that " they will warrant generally the land," etc., is a joint and several cove- nant, and both will be liable for the full amount of the damages in case of eviction. 86 If two persons convey each an undivided moiety of certain premises, and one of them enters into limited or re- stricted covenants, and the other covenants generally, the latter, in w Whitesides v. Cooper, 115 N. C. 570; 20 S. E. Rep. 295. 83 Rawle Covts. (5th ed.) ch. 13. If it be uncertain whether a person is bound on a covenant of warranty as devisee or as a personal representative, it is error to enter up judgment against him in both capacities. Johns v. Hardin, (Tex.) 16 S. W. Rep. 623. S4 Platt on Covts. 117; Rawle on Covts. (5th ed.) 304; 1 Wms. Saunders, 154, n. Donohue v. Emery, 9 Met. (Mass.) 67; Comings v. Little, 24 Pick. (Mass.) 266. But see Redding v. Lamb, 81 Mich. 318; 45 N. W. Rep. 947. "As in Evans v. Saunders, 10 B. Mon. (Ky.) 291, where the conveyance was by four heirs, and each covenanted for his separate and undivided share separately to defend. See, also. Fields v. Squires, 1 Deady (C. C.), 366. Bardell v. Trustees, 4 Bradw. (111.) 94. "'Click v. Green, 77 Va. 827. Donohue v. Emery, 9 Met. (Mass.) 67. Platt on Covts. part 1, ch. 3, 2. 348 MABKETABLE TITLE TO REAL ESTATE. case of an eviction under a title not embraced by the limited cove- nants, can be held liable only to the extent of his interest in the premises, that is, the undivided moiety, or one-half of the damages resulting from the breach. 87 A discharge in bankruptcy will, of course, relieve the bankrupt from liability for a breach of a covenant of warranty occurring before the discharge. But the bankrupt is not relieved where the breach occurs after the discharge. 88 140. Personal representatives. Fiduciaries. Agents. Cestui que trust. We have seen that warranty was a covenant real at common law, one consequence of which was that a personal action of covenant could not be maintained, in case of a breach, either against the covenantor or his personal representative. Real actions having been long since abandoned both in England and America, covenant may be maintained against the personal representative of the covenantor, whether named in the covenant or not, and whether the breach occurred before or after the death of the testator or in- testate. 89 We have also seen that if fiduciaries choose to insert general or unlimited covenants in any conveyance they may make, they will be held personally liable thereon. 90 In one of the States, at least, a trustee, empowered to convey with warranty, has the right to insert in his conveyance covenants binding the original grantor, and upon a breach of those covenants such grantor, the creator of the trust, will be held liable in damages. 91 A crstui que trust cannot be sued upon the covenants of the trustee. 92 A grantor who held the legal title merely for the purpose of conveying according to the direction of other persons, and who did not receive the consideration recited in the deed, is not liable for a breach of the covenants of title therein contained. 93 87 Sutton v. Bailey, 65 Law Times Rep. 528. 88 Bush v. Cooper, 18 How. (U. S.) 82. Waggle v. Worthy, 74 Cal. 266; 15 Pae. Rep. 831. Wight v. Gottschalk (Tenn.), 48 S. W. Rep. 140; 43 L. R. A. 189. There has been some diversity of opinion upon this point. See Rawle Covts. (5th ed.) 303. "Townsend v. Morris, 6 Cow. (N. Y.) 123. Tabb v. Binford, 4 Leigh (Va.), 132; 26 Am. Dec. 317. Rawle Covts. (5th ed.) ch. 13. Ante, 69. 91 Thurmond v. Brownson, 69 Tex. 597 ; 6 S. W. Rep. 778. "Haran v. Stratton, 120 Ala. 145; 23 So. Rep. 81. M Deaver v. Deaver, 137 N. C. 240; 49 S. E. Rep. 113. COVENANTS OF WARRANTY AND FOR QUIET ENJOYMENT. 349 In a case in which real property was conveyed to the agent of a corporation, with covenants of general warranty and of seisin, the grantor having knowledge that the purchase was made for the corporation, and that the purchase money was paid by it, the prop- erty being afterwards conveyed by the agent to the corporation, it was held that the corporation was entitled to the benefit of the cove- nants. 94 In a case in Texas, it appeared that an agent bought land and conveyed it with warranty in his own name to one who was ignor- ant of the agency. It also appeared that the agent was not author- ized to convey the land and warrant the title. Nevertheless it was held that the principal, by collecting the purchase-money notes, ratified the transaction, and thereby became liable on the warranty in the agent's deed. 95 140-a. Municipal Corporations. It has been held in one of the States, upon principles applicable everywhere, that, in the absence of statutory authority, a municipal corporation has no power to execute a deed with covenants of warranty, such power not being essential to the purposes and objects of the corporation ; and hence, that the grantee in a deed of swamp lands executed by a county with covenants of warranty, could not recover against the county on failure of the title. 96 141. Who may sue for breach of warranty. For a breach of the covenant of warranty occurring in the lifetime of the cove- nantee, his personal representative alone can sue. The right to recover damages for the breach is a chose in action, which passes, like other personal assets, to the executor or administrator. 37 But if the breach occur after the death of the covenantee, the right of action accrues to the heir, devisee, or assignee, according to whether the premises have passed into the hands of the one or the other. 98 An assignee of the covenantee may, of course, sue for a breach of the covenant of warranty where he himself is evicted, or where he "Cent. Appalachian Co. v. Buchanan, 90 Fed. Rep. 454. 95 Rutherford v. Montgomery, 14 Tex. Civ. App. 319; 37 S. W. Rep. 625. 88 Harrison v. Palo Alto Co., 104 Iowa, 383; 73 N. W. Rep. 872. ""Grist v. Hodges, 3 Dev. L. (N". C.) 201. Wilson v. Peete, 78 Ind. 384. "Pence v. Duval, 9 B. Mon. (Ky.) 48. 350 MARKETABLE TITLE TO KEAL ESTATE. has been held liable upon his own warranty of the same premises to a subsequent grantee." The covenant of warranty, in form, undertakes to warrant and defend the grantee, " his heirs and assigns," against the claims of all persons, etc., but it is not neces- sary that either the heirs 1 or assigns 2 be mentioned in order to give them the benefit of the covenant. The right of a subsequent grantee of the premises to sue upon the covenant of a remote grantor is hereafter considered in this chapter. Tenants in common, holding under the same deed as grantees, have several freeholds, and may sue separately for breach of the covenant of warranty. 3 A tenant dower, who is evicted, cannot maintain an action on a warranty in the conveyance to her husband. The right of action passes to the husband's representatives, and her remedy is by a new assign- ment of dower. 4 142. WHAT CONSTITUTES BREACH. Tortious disturbance or eviction. Collusion. The covenant of warranty is broken by an eviction only, and the covenant for quiet enjoyment "by an eviction, or by a substantial disturbance of the covenantee in the enjoyment of the estate, though such disturbance does not amount to an evic- tion. 6 In either case, the breach must result from the acts of one having a better title to the premises than the covenantor. An evic- tion or disturbance of the possession by a trespasser, a mere wrong- doer, or a person having a defeasible claim to the premises, does not amount to a breach of either covenant. In other words, as has been frequently said, the covenant of warranty and the covenant "See post, 153, 160. *2 Sugd. Vend. 577. Lougher v. Williams, 2 Lev. 92. 2 2 Sugd. Vend. 577, and cases cited; Platt Covt. 523; 3 Law Lib. 234. Redwine v. Brown, 10 Ga. 318; Leary v. Durham, 4 Ga. 603. See Colby v. Osgood, 29 Barb. (N. Y.) 339. The contrary has been held in North Carolina, Smith v. Ingram, 130 N. C. 100; 40 S. E. Rep. 984. 'Lamb v. Danforth, 59 Me. 322; 8 Am. Rep. 426. 4 St. Clair v. Williams, 7 Ohio, 396. Kent Com. 558 (473), <$ aeq.; 3 Washb. Real Prop. ch. 5, 5; Rawle Covt. for Title (5th ed.), ch. 8. If the grantee with covenant for quiet enjoy- ment be let into possession, the covenant is not broken merely because the grantor turns out to have had only a life estate instead of a fee. Wilder v. Ireland, 8 Jones L. (N. C.) 88. But if the life estate fall in and the coven- antee be evicted, the covenant for quiet enjoyment is of course broken. Parker v. Richardson, 8 Jones L. (N. C.) 452. COVENANTS OF WARRANTY AND FOE QUIET ENJOYMENT. 351 for quiet enjoyment are not broken by a tortious disturbance or eviction. 6 Neither are they broken by a collusive eviction; 7 as where the title was outstanding in the United States for want of proper entry, and the grantee procured a third person to enter the land and take the title for his use, and thereafter suffered a pretended eviction by the patentee. 8 The cases deciding that a tortious disturbance is no breach of the covenant for quiet enjoyment have, in most instances, arisen be- tween landlord and tenant. It is clear that in a lease a general covenant for quiet enjoyment extends only to entries and interrup- tions by those who have lawful right, for the tenant has his remedy by action against all trespassers and wrongdoers. 9 Therefore, where the leased premises had formerly been a house of ill-repute, 2 Sugd. Vend. (8th Am., ed.) 271 (600); Washb. Real Prop. 427; Rawle Covts. (5th ed.) 127; Taylor Landlord & Tenant, 304, et seq. Wotton v. Hele, 2 Saund. 177, leading case; Howell v. Richards, 11 East, 833, 642, dictum; Hayes v. Bickerstaff, Vaugh. 118. Andrus v. Smelting Co., 130 U. S. 643. Hoppes v. Cheek, 21 Ark. 585. Playter v. Cunningham, 21 Cal. 232; Branger v. Manciet, 30 Cal. 624. Davis v. Smith, 5 Ga. 274; 47 Am. Dec. 279. Kimball v. Grand Lodge, 131 Mass. 59. Folliard v. Wallace, 2 Johns. (N. Y.) 395; Beddoe v. Wadsworth, 21 Wend. "(N. Y.) 120; Kelly v. Dutch Church, 2 Hill (N. Y.), 105. Spear v. Allison, 20 Pa. St. 200; Schuylkill & Dauphin R, Co. v. Schmoele, 57 Pa. St. 275. Rantin v. Robertson, 2 Strobh. L. (S. C. ) 366, case of personal property. Underwood v. Birchard, 47 Vt. 305. The covenantee cannot recover in an action for breach of warranty the value of timber wrongfully taken from the lanH by one having no valid claim to the land. Mclnnis v. Lyman, 62 Wis. 191. An illegal tax sale and re- demption therefrom constitutes no breach of the covenant against incum- brances, nor, it is apprehended, of the covenant of warranty. Cummings v. Holt, 56 Vt. 384. Evidence that certain persona are in possession of the warranted premises, claiming under a grantee of one who purchased at a sheriff's sale under judgment against the covenantor, without showing a con- veyance from such grantee, is insufficient evidence of an eviction under paramount title, since, for aught that appears to the contrary, those in possession may be mere trespassers. Jenkins v. Hopkins, 8 Pick. (Mass.) 346. 7 Davis v. Smith, 5 Ga. 247 ; 48 Am. Dec. 279. Frix v. Miller, 115 Ala. 476; 22 So. 146. See post 202. Kimball v. Grand Lodge, 131 Mass. 59, 63, citing Ellis v. Welch, 6 Mass. 246; 4 Am. Dec. 122; Shearman v. Williams, 113 Mass. 4S1. Gardner v. KetelUs, 3 Hill (N. Y.), 330; 38 Am. Dec. 637. Howell v. Richards, 11 East, 633, 642. Dudley v. Folliott, 3 T. R. 584 : Nash v. Palmer, 5 M. & S. 374. 352 MARKETABLE TITLE TO REAL ESTATE. and the lessee was so constantly disturbed by the calls of obnoxious persons that he was compelled to leave the premises, it was held that there was no breach of the covenant for quiet enjoyment, and that he could not recover damages. 10 And to constitute a breach of this covenant, the person who disturbs the tenant must have some lawful interest or right in the realty and not merely a title to some chattel that may be upon it, 11 The fact that leased premises were, at the time of the lease, in the adverse possession of a stranger, is no breach of the covenant for quiet enjoyment, if the person in possession was there without lawful right. 12 The paramount title under which the covenantee is evicted need not be a title in fee simple. The covenant of warranty applies as well to the pos- session as to the title, and if the covenantee be evicted by one having a term for years in the premises, or, in fact, any estate less than a fee simple, the covenant is broken, and a right of action ensues. 13 Upon the principle that the covenant of warranty is not broken by a tortious disturbance, the covenantor, as will hereafter be seen, is not liable for expenses incurred by the covenantee in defending the title against an unfounded claim. 14 But the rule that a covenant for quiet enjoyment is not broken by a tortious disturbance does not apply where the disturbance was by the covenantor or those acting under his authority or direction, provided his acts amounted to an assumption of right and title," 10 Meeks v. Bowerman, 1 Daly (N. Y.), 99. "Kimball v. Grand Lodge, 131 Mass. 59, 63, where the breach complained of was the removal of certain fixtures from the demised premises by a prior tenant. But if a prior tenant remove a building from the premises under aa agreement with the grantor or lessor, this will constitute a breach. West v. Stewart, 7 Pa. St. 123. 13 University v. Joslyn, 21 Vt. 52. "Rickert v. Snyder, 9 Wend. (N. Y.) 420. "Post, 142. Butterworth v. Volkening, 4 Thomp. & C. (N. Y.) 650. 15 2 Sugd. Vend. (8th Am. ed.) 272 (600); Rawle Covt. (5th ed.) 128. Corus Case, Cro. Eliz. 544. Crosse v. Young, 2 Show. 415. Sedgewick Y. Hollenback, 7 Johns. (N. Y.) 376; Dyett v. Pendleton, 8 Cow. (N. Y.) 727; Mayor v. Mabie, 3 Kern. (N. Y.) 131. Surget v. Arighi, 11 Sm. & M. (Miss.) 87; 49 Am. Dec. 46. If the landlord permits a building to be erected on hi6 own land so as to encroach on the adjoining demised premsies, this is a breach of the covenant for quiet enjoyment. Sherman v. Williams, 113 Mass. 481. Giving out that the covenantee has no right to premises, and bringing suits against him and his tenants, in consequence of which the tenants quit the premises, and the covenantee is unable to rent them, amounts to an COVENANTS OF WARRANTY AND FOE QUIET ENJOYMENT. 353 and were not mere trespassers. 16 The failure of the landlord to keep the premises in repair, by reason of which the tenant is com- pelled to abandon the premises, is no breach of the covenant for quiet enjoyment. The lessee should protect himself by a covenant to repair. 17 If the covenant be against the claims of all persons whatsoever, it will, as we have seen, be restricted to the acts of persons having lawful claims, j8 but if the covenant be expressly against all pretending to claim, 19 or against the acts of designated persons, 20 it will embrace tortious disturbances by such pretenders or persons named. eviction on the part of the covenantor. Levitsky v. Canning, 36 Cal. 299. Held, also, in the same case, that the entry of the lessor upon the roof of the demised premises, and converting the same into a wash house or place of drying clothes, was a breach of the covenant for quiet enjoyment. If the wrongful acts of the lessor upon the demised premises are such as perma- nently to deprive the lessee of the beneficial enjoyment of them, and the lessee, in consequence therof, abandons the premises, it is an eviction, and the intent to evict is conclusively presumed. Skally v. Shute, 132 Mass. 367. "Mayor v. Mabie, 13 N. Y. 151; Loundsbery v. Snyder, 31 N. Y. 514; Kdgerton v. Page, 20 N. Y. 281; Randall v. Albertis, 1 Hilt. (N. Y.) 285; Drake v. Cockroft, 4 E. D. Smith (N. Y.) 34; Levy v. Bond, 1 E. D. Smith (N. Y.), 169; Campbell v. Shields, 11 How. Pr. (N. Y.) 564; Ogilvie v. Hall, 5 Hill (N. Y.), 52; Doupe v.'Genin, 1 Sweeny (N. Y. S. C.), 25, 30, obiter. 'Cassada v. Stabel, 90 N. Y. Supp. 533; 98 App. Div. 600; Bennett v. Bittle, 4 Rawle (Pa.), 339; A very v. Dougherty, 102 Ind. 443; 2 N. E. Rep. 123; Slayback v. Jones, 9 Ind. 470, semble. Hayner v. Smith, 03 111. 430; 14 Am. Rep. 124. IJurtlett v. Farrington, 120 Mass. 284. "Codrington v. Denham, 35 N". Y. Super. Ct. 412. Moore v. Weber, 71 Pa. St. 429; 10 Am. Rep. 708. A covenant for quiet enjoyment is not broken by Ihe refusal of the lessor to shore up the walls of the leased premises to pre- A-ent them from falling while an adjoining building is being removed, by reason of which refusal the premises are rendered uninhabitable. Such re- fusal would be a breach only of a covenant of seisin. Howard v. Doolittle, 3 Duer (N. Y.), 464; Johnson v. Oppenheim, 34 N. Y. Super. Ct. 416. "Ante, p. 336. KENT, C. J., in Folliard v. Wallace, 2 Johns. (N. Y.) 395. "Chaplain v. Southgate, 10 Mod. 383. 10 2 Sugd. Vend. (8th Am. ed.) 271 (600) ; Rawle Covts. f5th ed.) 128, pi. 2. Nash v. Palmer, 5 Maule & S. 374, the court saying: "The covenantor is presumed to know the person against; whose acts he is content to covenant, and may, therefore, reasonably be expected to stipulate against any distur- bance from him, whether from Inwful title or otherwise. If the warranty be against the claim of a particular person, and the covenantee be evicted by that person, it is not necessary, in an action for the breach, to aver an eviction by title paramount. Patton v. Kennedy, 1 Marsh (Ky.) 389; 10 Am. Dec. 744; Pence v. Duval, 9 B. Mon. (Ky.) 49. But see Gleason v. 23 354 MARKETABLE TITLE TO KEAL ESTATE. 143. Eminent domain and acts of sovereignty. The cove- nants of warranty and for quiet enjoyment do not embrace acts of sovereignty, 21 such, for example, as the exercise of the right of emi- nent domain. 22 The organic law of each State provides that pri- vate property shall not be taken for public purposes without com- pensation, and the covenantee is protected by provisions for the in- demnity of the owners of the appropriated lands made in pursuance Smith, 41 Vt. 293, where it was said that a covenant against the claims of persons named is a covenant against their valid claims, and not against aucli claims as they make without legal foundation or right. " Philips v. Evans, 38 Mo. 305, a case in which it was held that govern- mental emancipation of a slave, who had been sold with warranty, was no breach of the warranty. Osborn v. Nicholson, 13 Wall. (S. C.) 655. Dyer v. Wightman (Legal Tender Cases), 12 Wall. (U. S.) 549. In Cooper v. Bloodgood, 32 N. J. Eq. 209 (1880), it was questioned whether a riparian owner, conveying premises including land between high and low-water mark, would, in the absence of an express warranty to that effect, be held by the usual covenants to have warranted against the notorious, sovereign title of the State to such lands under water. See Barre v. Flemings, 29 W. Va. 314; 1 S. E. Rep. 731, where it was held that a covenant of warranty in a convey- ance of premises extending to " low-water mark " was not broken by the fact that the public had an easement therein, and that the public authorities had enjoined the covenantee from building a wharf below high-water mark. The lessor of a market stall is not liable in damages to the lessee for an eviction under a municipal authority. Barrere v. Bartet, 23 La. Ann. 722. " Ellis v. W 7 elch, 6 Mass. 246 ; 4 Am. Dec. 122, leading case ; Bumnier v. Boston, 102 Mass. 19; Boston Steamboat Co. v. Manson, 117 Mass. 34, semble* Patterson v. Arthur, 9 Watts (Pa.), 152; Bellinger v. Society, 10 Pa. St. 135; Dobbins v. Brown, 12 Pa. St. 75, distinguished in Peters v. Grubb, 21 Pa. St. 455; Workman v. Mifflin, 30 Pa. St. 362; Bailey v. Miltenberger, 31 Pa. St. 37; Schuylkill, etc., R. Co. v. Schmoerle, 57 Pa. St. 271. See, also, Maule v. Ashmead, 20 Pa. St. 483; Ross v. Dysart, 33 Pa. St. 452. Cooper v. Bloodgood, 32 N. J. Eq. 209. See elaborate note to this case. Knhn v Freeman, 15 Kans. 423; Gummon v. Blaisdell, 45 Kans. 221; 25 Pac. Rep. 580. Stevenson v. Loehr, 57 111. 509; 11 Am. Rep. 36. Dobbins v. Brown, 12 Pa. St. 79, where it was said by GIBSON, C. J.: "It will scarcely be thought that a covenant of warranty extends to an entry by the authority of the State in the exercise of its eminent domain. Like any other covenant, it must be restrained to what was supposed to be the matter in view; and no grantor who warrants the possession dreams that he covenants against the entiy of the State to make a railroad or a canal ; nor can it be a sound interpretation of the contract that would make him liable for it. An explicit covenant against all the world would bind him; but the law is not so un- reasonable as to imply it. The entry of the public agents, and the occupancy of the ground, were not a breach of the warranty." COVENANTS OF WARRANTY AND FOR QUIET ENJOYMENT. 355 of this law. 23 When the parties enter into covenants for title it will be presumed that they had in view only existing rights under a paramount title, and the power of the State to appropriate the premises for public uses cannot be regarded as such a right. 24 In one case it was held that the covenant of warranty was not broken by condemnation of the premises to public uses, though the cove- nantor had, before the execution of the deed, released all claim to damages. 25 The purchaser must also take notice of public statutes restricting the use of the granted premises ; and such restrictions constitute no breach of the covenant of warranty. 26 Upon a some- what similar principle, it has been held that the covenant does not extend to the acts of a newly formed State in restricting the owner- ship of shore proprietors to the line of ordinary high tide, the warranty having been made before the formation of the State when the owner, under the territorial government, was permitted to extend his structures out to navigable depth. 27 144. Eviction. General rule. The covenant of warranty is a covenant against eviction only. It is not a covenant that the estate conveyed is indefeasible. Except in those States in which the law in express terms gives to a warranty the effect of a covenant of seisin, a general covenant of warranty in a deed does not imply a covenant of seisin, and, therefore, is not broken by the existence of a better title in a stranger. No rule or principle of the law of "Frost v. Earnest, 4 Whart. (Pa.) 86. Ellis v. Welch, 6 Mass. 246; 4 Am. Dec. 122. Folts v. Huntley, 7 Wend. (N. Y.) 210. 14 Ellis v. Welch, 6 Mass. 246 ; 4 Am. Dec. 122. Frost v. Earnest, 4 Whart. (Pa.) 86. "Dobbins v. Brown, 12 Pa. St. 75. This is a doubtful case. The release was executed in 1829. The conveyance with warranty was made in 1839. The actual appropriation of the premises to public use took place in 1840. Regarding the release as a conveyance of an interest in the estate, there was no exercise of the right of eminent domain, and the appropriation of the premises was tantamount to an eviction under a prior title derived from the grantor. Such a case obviously stands upon different ground from one in which the covenantee has recourse upon the appropriator for indemnity. In Stevenson v. Loehr, 57 111. 509; 11 Am. Rep. 36, it was held that if the condemnation transpired after the sale but before the conveyance, the vendor would hold the damages in trust for the vendee, and would be accountable therefor. M Neeson v. Bray, 19 N. Y. Supp. 841. "Feurer v. Stewart, 83 Fed. Rep. 793. 356 MARKETABLE TITLE TO REAL ESTATE. warranty has been more frequently declared than this. 28 Xor does the covenant of warranty, independently of statute, include a cove- - 8 Kent Cora/472; 2 Lorn. Dig. 762; Rawle Covts. (5th ed.) 131. Barlow v. Delaney, 40 Fed. Rep. 97, Northern Pac. R. Co. v. Montgomery, 86 Fed. Rep. 251. Caldwell v. Kirkpatrick, 6 Ala. 62; 41 Am. Dec. 36. Oliver T. Bush, 125 Ala. 534; 27 So. Rep. 923. Beebe v. Swartwout, 3 Gil. (111.) 180; Moore v. Vail, 17 111. 185; Owen v. Thomas, 33 111. 320; Bostwick v. Williams, 36 111. 65; 85 Am. Dec. 385. Wilson v. Irish, 62 Iowa, 260; S. C., 57 Iowa, 184. Emerson v. Minot, 1 Mass. 464; Lothrop v. Snell, 11 Cuah. (Mass.) 453. Wilty v. Hightower, 12 Sm. & M. (Miss.) 478. Troxell T. Johnson, 52 Neb. 46; 71 N. W. Rep. 968; Troxell v. Stevens, 57 Neb. 329; 77 N. W. Rep. 781; Merrill v. Suing, 66 Neb. 404; 92 N. W. Rep. 618. Kent v. Welch, 7 Johns. (N. Y.) 258; 5 Am. Dec. 266, leading case; Vanderkarr v. Vanderkarr, 11 Johns. (N. Y.) 122; Kelly v. Dutch Church, 2 Hill (N. Y.), 105; Greenvault v. Davis, 4 Hill (N. Y.), 643; Fowler v. Poling, C Barb. (N. Y.) 165; Blydenburg v. Cotheal, 1 Duer (N. Y.), 195. Inderlied T. Honeywell, 84 N. Y. Supp. 333; 88 App. Div. 14'4. Bender v. Fromberger, 4 Dall. (Pa.) 436; Clarke v. McAnulty, 3 S. 20. These dicta have all been disapproved in later -cases. See ante, n. 80. p. 391. Damages Tor the value at the time of eviction were also allowed or tin- rule approved in Guerard v. Rivers, 1 Bay (S. C.), 263, and Liber v. Par- sons, 1 Bay (S. C. ), 19, but these cases were overruled by Furman v. Elmorc. 2 Nott & McC. (S. C. ) 189. The consideration money with interest has since been made by statute the rule of damages. Acts 1824, p. 24; Earle v. Middle- ton, Cheves (S. C.), 127. In Clark v. Whitehead, 47 Ga. 516, it seems that under the statutory law of that State the grantee was held entitled to dam ages for the value of the land at the time of trial of the action for breach <>i covenant. In Jones v. Shay, 72 Iowa, 237; 33 N. W. Rep. 650, it was heM error to award damages in excess of the purchase money, unless the plaint ill' averred and proved an increase in the value of the premises. "Park v. Bates, 12 Vt. 381; 36 Am. Dec. 347. "Tuft v. Adams, 8 Pick. (Mass.) 549; White v. Whitney, 3 Met. (Mass, t 89; Thayer v. Clemence, 22 Pick. (Mass.) 490. Compare Lloyd v. Quimby, "> Ohio St. 2H2. 400 MARKETABLE TITLE TO REAL ESTATE. himself of the estate by redeeming it with a much smaller sum of money. The New England rule as to the measure of damages has been pronounced unsound and has been vigorously assailed both by text writers and by the courts of other States. 28 The reasons which they urge against the rule seem conclusive. The decisions sup- porting that rule appear to have been founded more upon precedent and ancient usage, than upon any presumed intention of the parties, with respect to the measure of recovery upon the covenant. 29 It is not to be denied, however, that the rule limiting the damages to the consideration money will in some cases result in hardship and injustice. That rule has been adopted, not as a complete solvent of the rights of the parties in all cases, but as the best that could be devised having regard to the difficulties of the subject, and as the least calculated to produce inequitable results. 30 28 See the cases cited ante, note 89, p. 391. Rawle Covt. 165. The learned writer says: "A vendor when making them (the covenants) never dreams of such an enlarged liability by reason of his purchaser's improvements; and on the other hand the latter takes the title for what it is worth at the time; he makes, by his contract, the purchase money the measure of the value of the title, and takes security by means of covenants in that amount and no more. * * * The practical application of the rule that the damages are meas- ured by the value at the time of eviction may, moreover, work injustice 'in cases where the property may have depreciated in value, and in particular where that depreciation may have been owing to the neglect or other fault of the purchaser. In case he has received a covenant for seisin and a covenant for quiet enjoyment, he can of course sue upon either, or if he sue upon both lie is allowed to have judgment entered upon either. If the property is less valuable than when he purchased it, he elects to enter judgment upon the covenant for seisin and receives the consideration money, which is far more than the property is then worth. If, however, it has increased in value, judgment is entered on the covenant for quiet enjoyment." In Ware v. Weatherall, 2 McC. (S. C.) 246, it was said by COLCOCK, J.: "It sounds well to say that if a man be deprived of a thousand dollars worth of im- provements by a defect in his title, he who sold should be compelled to make it up. But I ask if it is not increasing the calamities of life to make men answerable for that which the most consummate wisdom and incorruptible integrity cannot guard against." 2 * See the remarks of PARSONS, C. J., in Gore v. Brazier, 3 Mass. 545, 546 ; 3 Am. Dec. 182. M Staats v. Ten Eyck, 3 Caines (N. Y.), Ill: 2 Am. Dec. 254, where it was said by KENT, C. J. : " To find a rule of damages in a case like this is a work of difficulty; none will be entirely free from objection or will not at times work injustice." McAlpin v. Woodruff, 11 Ohio St. 130. COVENANTS OF WARRANTY AND FOB QUIET ENJOYMENT. 401 166. Assignee's measure of damages. If the action on the covenant of warranty be by an assignee of the covenantee, and the consideration paid for the land by the plaintiff was less than that paid to the covenantor; that is, the original purchase money, it has been held that the plaintiff can recover as damages only the purchase price which he paid. 31 There are cases, however, which adopt the contrary view, holding that the value of the premises is conclusively fixed by the price paid to the original covenantor, and that the remote grantee is entitled to recover that amount. 32 But if he paid more than the original purchase money, he cannot recover the excess on the original covenantor's warranty. The measure of damages for which the covenantor is liable cannot be increased by a transfer of the land. 33 "Alette v. Dow, 9 Lea (Tenn.), 99. In this case the court, by COOPER, J., lucidly observed: "The covenant (warranty) is a peculiar one, and not like an ordinary covenant for so much money. It ia rather in the nature of a bond with a fixed sum as a penalty, the recovery on which will be satisfied by the payment of the actual damages. Each vendor subject to this rule may be treated as the principal obligor to his immediate vendee, and as the surety of any subsequent vendee to hold him harmless by reason of the failure of title; and the ultimate vendee when evicted is entitled to be subrogated to the rights of his immediate vendor against a remote vendor to the extent necessary to indemnify him. Such a vendee, to use the language of the Supreme Court of North Carolina, sues a remote vendor on the covenant to redress his, the plaintiff's, own injuries, not the injuries of the immediate vendee of such remote vendor. Accordingly, that court held, in a case like the one before us, that the measure of damages was the consideration paid by the plaintiff to his immediate vendor, with interest, and not the con- sideration paid by such vendor to the defendant. In other words, the damages recovered were limited to the actual injury sustained. Williams v. Beeman, 4 Dev. (N. C.) 483." Phillips v. Smith, 1 Car. Law Rep. 475. Whitzman v. Hirsh, 3 Pick. (Tenn.) 513; 11 S. W. Rep. 421. Moore v. Frankenfield, 25 Minn. 540. In Aiken v. McDonald, (So-. Car.) 20 S. E. Rep. 796, the greater part of an estate in the premises for the life of another had been enjoyed by the original covenantor, but the value of the entire life estate was, nevertheless, deducted from the assignee's damages. 33 Brooks v. Black, 68 Miss. 61 ; 9 So. Rep. 332. Lourence v. Robertson, 10 So. Car. 8. Mischke v. Baughn, 52 Iowa, 528; 3 N. W. Rep. 543; Dougherty v. Duval, 9 B. Mon. (Ky.) 57. Hollingsworth v. Mexia, 14 Tex. Civ. App. 363; 37 S. W. Rep. 455; Lewis v. Ross, 95 Tex. 358; 67 S. W. Rep. 405. :3 Dickson v. Desire, 23 Mo. 16G. Crisfield v. Storr, 36 Mel. 150; 11 Am. Rep. 480. Rogers v. Golson, (Tex. Civ. App.) 31 S. W. Rep. 200. Taylor v. Wallace, (Colo.) 37 Pac. Rep. 962. Where the purchaser resold the premises 26 402 MARKETABLE TITLE TO HEAL ESTATE. 167. True consideration may be shown. The consideration stated in the conveyance is prima facie evidence of the purchase price of the land. But parol evidence is admissible to show the true consideration, whether it be greater or less than that recited in the deed. 34 It has been said that the only operation of the con- sideration clause is to prevent a resulting trust in the grantor and to estop him to deny the deed for the uses therein mentioned. 35 and directed the conveyance to be made to the sub-purchaser, which was done, and the sub-purchaser was evicted, it was held that the measure of his damages against the grantor was the price paid by him (plaintiff, sub- purchaser) to the original purchaser, and not that which the latter was to pay to the grantor. Cook v. Curtis, 68 Mich. 611; 36 N. W. Rep. 692. "Bingham v. Weiderwax, 1 Const. (N. Y.) 509; McRea v. Purmont, 16 Wend. (N. Y.) 460; Shepherd v. Little, 14 Johns. (N. Y.) 210; Petrie v. Folz, 54 N. Y. Super. Ct. 223, 229. Morse v. Shattuck, 4 N H. 229 ; 17 Am. Dec. 419; Nutting v. Herbert, 35' N. H. 127; Estabrook v. Smith, 6 Gray (Mass.) 572; 66 Am. Dec. 443. Moore v. McKie, 5 Sm. & M. (Miss.) 238. Swafford v. Whipple, 3 Gr. (lo.) 261; 54 Am. Dec. 498; Williamson v. Test, 24 Iowa, 138; Wachendorf v. ' Lancaster, 66 Iowa, 458; 23 N. W. Rep. 922. Barrett v. Hughey, (Ark.) 15 S. W. Rep. 464. Garrett v. Stuart, 1 McCord (S. C.), 514. Devine v. Lewis (Minn.), 35 N. W. Rep. 711. Guinotte v. Choteau, 34 Mo. 154; Henderson v. Henderson, 13 Mo. 151. Wilson v. Shelton, 9 Leigh (Va.), 342. Holmes v. Seaman (Neb.), 100 N. W. Rep. 417; Lloyd v. Sandusky, 95 111. App. 593. Martin v. Gordon, 24 Ga. 533. In this case the real consideration was much less than that stated in the deed. In Stark v. Olney, 3 Oreg. 88, the consideration expressed in the deed was $2,000, but the plaintiff recovered only $507. In Staples v. Dean, 114 Mass. 125, it appeared that Sylvester, not being the owner of a lot, sold and agreed to convey it to Staples for about $950. Sylvester then purchesed the lot from the real owner, Dean, for $450, and caused him to convey it to Staples with covenant of seisin, the deed expressing a consideration of $950. The title having failed, Staples brought an action on the covenant, and claimed that the consideration named in the deed was the measure of his damages. The defendant Dean was permitted to show the facts in the case, :ind the court held that the measure of damages was the value of the land at the time of the conveyance, or, at the plaintiff's election, the amount actually received by the defendant, $450. There are a few early cases holding gener- ally that the consideration of a deed cannot be inquired into, but they are no longer regarded as authority. Among others may be named Steele v. Adams, 1 Gr. (Me.) 1; Clarke v. McAnulty, 3 S. & R. (Pa.) 367; Schermerhorn v. Vanderheyden, 1 Johns. (N. Y.) 139; 3 Am. Dec. 304. Of course, however,, parol evidence cannot be received to show that a deed is void for want of a consideration. Parol evidence as to the consideration can only be received when it is offered for some purpose other than that of defeating the con- veyance. Betts v. t-nion Bank, 1 Harr. & Gill (Md.), 175; 18 Am. Dec. 283.. Wilt v. Franklin, 1 Binney (Pa.), 502; 2 Am. Dec. 474. **Belden v. Seymour, 8 Conn. 304; 21 Am. Dec. 661. COVENANTS OF WARRANTY AND FOR QUIET ENJOYMENT. 403 Evidence of a secret understanding between the covenantor and the covenantee, by which the liability of the former upon the covenant is lessened, cannot, however, be received as against an assignee of the covenant, that is, a subsequent purchaser from the covenantee. 36 If no consideration be expressed in the deed, ex- trinsic evidence may, of course, be resorted to for the purpose of showing the purchase price. 37 If the consideration cannot be ascer- tained, the value of the land at the time of the conveyance, with interest, will be the measure of damages. 38 But parol evidence cannot be received to show that at the time of the conveyance the covenantee was aware of the objections to the title of his grantor, or of the existence of incumbrances upon the property, and had verbally agreed that in case of an eviction there should be no liability upon the covenantor. 39 It is competent, however, for the grantor to show by parol that a part of the land, to which there was no title, had been included in the deed by mistake, and that no consideration was paid for it. But such evidence is ad- missible only in mitigation of damages, and not for the purpose of negativing a breach of the covenant. 40 If the consideration be paid in something other than money, the actual value of the consideration so received will be the measure of the covenantee's damages. Thus, where the consideration was "Greenvault v. Davis, 4 Hill (N. Y.), 647. "Smith v. Strong, 14 Pick. (Mass.) 128. Smith v. Strong, 14 Pick. (Mass.) 128. "Estabrook v. Smith, 6 Gray (Mass.), 578; 46 Am. Dec. 443. Nutting v. Herbert, 35 N. H. 264. Suydam v. Jones, 10 Wend. (N. Y.) 184; 25 Am. Dec. 552. In Collingwood v. Irwin, 3 Watts (Pa.), 306, it was held that the de- fendant could not show by parol that at the time he executed the deed he assigned to the grantee a judgment against a third person, which the grantee accepted as sole security for the title and agreed never to hold the grantor liable on the covenant. And in Townsend y. Weld, 8 Mass. 146, it was held that parol evidence is inadmissible to show that the conevantee was aware of the defect of the covenantor's title and that he had ngreed that the cove- nantor should not be charged in the event of an eviction. "Rawle Covts. for Title (5th ed.), 174; Lloyd v. Sandusky, 203 111. 621 : 68 N. E. 154, a case in which the grantor was permitted to show that the grantee knew, at the time of the conveyance, that the coal and minerals under the surface had been previously conveyed away; that the value of such coal and minerals was excluded in fixing the purchase price, and that nn excep- tion of such coal and minerals had been omitted from the conveyance by mistake. See, also, Rook v. Rook, 111 111. App. H08. MARKETABLE TITLE TO REAL ESTATE. i paid in railroad bonds, worth less than par, the measure of dam- ages was held to be the actual market value of the bonds at the time of the payment. 41 168. Measure of damages where the covenantee buys in the paramount title. The law does not require the covenantee to submit to an actual eviction by legal process at the suit of the real owner, as a condition precedent to the recovery of damages for the loss of the estate. He is constructively evicted, and his right of action is complete if he yields up the possession upon the demand of the true owner. 42 Upon the same principle he is per- mitted to buy in the outstanding title and to recover as damages the amount necessarily and in good faith expended for that pur- pose. 43 " There seems to be no difference in principle between yielding up the possession to him who owns the paramount title, and fairly purchasing that title, so far as respects the right to recover damages on the warranty." 4 But he can in no case recover damages in excess of the amount paid by him to the adverse claim- ant, 45 or in excess of the purchase price of the land. 48 Prima "Montgomery v. Northern Pac. R. Co., 67 Fe'd. Rep. 445. 42 Ante, 148. "Mayne Dam. (Wood's ed.) 286; Field Dam. 378, et seq. Rawle Cort. 192. Smith v. Compton, 3 B. & Aid. 407. Leffingwell v. Elliott, 10 Pick. (Mass.) 204. Loomis v. Bedell, 11 N. H. 74. Spring v. Chase, 22 Me. 505; 39 Am. Dec. 505. Turner v. Goodrich, 26 Vt. 709. Sanders v. Wagner, 32 N. J. Eq. 506. Dale v. Shively, 8 Kans. 190; McKee v. Bain, 11 Kans. 577. Lawton v. Howe, 14 Wis. 269. Baker v. Corbett, 28 Iowa, 318, obiter, case of executory contract. Weber v. Anderson, 73 111. 439. Beaseley v. Phillips, 20 Ind. App. 182; 50 N. E. Rep. 488. Leet v. Gratz, 92 Mo. App. 422. In Law- less v. Collier, 19 Mo. 480, it was held that if the grantee buys in the adverse title, the price paid is the measure of his damages for breach of the covenant of seisin, but if he assigned the covenants in his grantor's deed as part of the consideration for the adverse paramount title, the assignee will be entitled to the full amount of the purchase money. And in Nolan v. Feltman, 12 Bush. (Ky.) 119, it was held that if through equities derived from the grantor, such as a claim against the true owner for improvements, the grantee subjects the premises to sale and buys them himself, he will be treated as purchasing for the grantor's benefit, and can only recover on the warranty what it cost him to perfect the title in this way. "Donnell v. Thompson, 1 Fairf. (Me.) 176; 25 Am. Dec. 216. 45 Farmers' Bank v. Glenn, 68 N. C. 39 and cases cited in note 43 above. Cox v. Henry, 32 Pa. St. 18. James v. Lamb (Tex.), 21 S. W. Rep. 172. Bush v. Adams, 22 Fla. 177. "Elliott v. Thompson, 4 Humph. (Tenn.) 98. McGary v. Hastings, 39 Cal. 360; 2 Am. Rep. 456. Richards v. Iowa Homestead Co., 44 Iowa, 304; COVENANTS OF WARRANTY AND FOR QUIET ENJOYMENT. 405 facie the covenantee has a right to recover damages to the amount of the consideration expressed in the deed. It devolves upon the defendant to show that the covenantee got in the outstanding title at a price less than that sum. 47 The right of the covenantee to recover is not affected by the fact that he bought up the title after the commencement of his action upon the warranty. 48 And he is not only entitled to recover the sum paid to the holder of the better title, but he may have back other necessary expenses in- curred in acquiring the right of the true owner. 49 But while the covenantee may buy in the paramount title he does so at his own risk, and the burden devolves upon him to show that the title so acquired is one to which he must have inevitably yielded. 59 The rule in this respect is the same as that which applies in case of a voluntary surrender of the premises to the adverse claimant. The right to buy in the paramount title is the privilege and not the duty of the covenantee. Therefore, his refusal to purchase the title when offered to him on moderate terms cannot be shown in defense of his action on the warranty. 51 The rule that the covenantee can have credit only for the amount paid by him to get in the outstanding title, and that the title so acquired, except to this extent, enures to the benefit of the grantor, has been held not to apply where the subject of the contract ^vas public land title to which had never been divested from the State. The reason for this doctrine is that the public lands are not a lawful subject of private contract, and an at- tempted conveyance thereof by one private person to another passes no interest whatever, and does not create the relation of vendor and vendee, and, therefore, cannot be held to furnish a 24 Am. Rep. 745. Clapp v. Herdman, 25 111. App. 509. Williams v. Thomas, 21 Ky. L. Rep. 1228; 54 S. W. Rep. 824. 47 Hunt v. Orwig, 17 B. Mon. (Ky.) 73; 66 Am. Dec. 144. "Leffingwell v. Elliott, 10 Pick. (Mass.) 204; 19 Am. Dec. 343. "Dillahunty v. Little Rock, etc., R. Co., 59 Ark. 699; 27 S. W. Rep. 1002, and 28 S. W. Rep. 657. See, generally, the cases cited, ante, this section. 80 Richards v. Iowa Homestead Co., 44 Iowa, 304 ; 24 Am. Rep. 745. "Norton v. Babcock, 2 Met. (Mass.) 510. Buck v. Clements, 16 Ind. 132. Lloyd v. Quimby, 5 Ohio, 265. Stewart v. Drake, 4 Halst. (N. J.) 143. Miller v. Halsey, 2 Gr. (N. J. L.) 48. Sanders v. Wagner, 32 N. J. Eq. 506. 406 MARKETABLE TITLE TO BEAL ESTATE. consideration for the purchase price of the premises. 52 In such a case the rule that the purchaser cannot deny the vendor's title does not apply, even though the grantee knew that the title was in the government when the deed was made, and had himself at that time taken steps to acquire the lands as a homestead. 53 There is, however, a conflict of authority upon this point. 54 In a case in which the contract was executory, the supreme court of the United States held that the purchaser, who perfected the title by making entry of the land after he discovered the invalidity of a patent under which his vendors claimed; could recover only the amount paid by him in obtaining a patent. The court held, also, that having undertaken to defeat the title of his vendors by claiming the land as his own, he could not recover the costs of entering and surveying the land, as he might have done if he had brought an action affirming the contract, instead of attempting to rescind. 55 There would seem to be no reason why the principles of this decision should not apply equally to a case in which the contract had been executed by a conveyance, and the grantee seeks to recover on the covenants for title. The covenantee cannot recover money which he paid out to extinguish the paramount title, unless the payment had that effect ; so held in a case in which the outstanding interest was vested in minors, and the value of such interest was paid to their guardian, under an order of court to convey the interest of his wards to the covenantee, the court having no power to enter such an order. 56 169. Measure of damages for loss of term. The rule that the covenantee upon eviction is not entitled to damages for the increased value of the land, has been held in l^ew York and else- where not to apply in case of a breach of a covenant for quiet 51 Lamb v. James, 87 Tex. 485 ; 29 S. W. Rep. 647, citing Wheeler v. Styles, 28 Tex. 240; Rogers v. Daily, 46 Tex. 582; Palmer v. Chandler, 47 Tex. 333; Houston v. Dickinson, 16 Tex. 81. See, also, Kans. Pac. R. Co. v. Dunmeyer, 19 Kans. 543. Barr v. Greeley, 52 Fed. Rep. 926, obiter; Montgomery T. Northern Pac. R. Co., 67 Fed. Rep. 445. Spier v. Lanman, 27 Tex. 205. (Compare, Ellis v. Crossley, 119 Fed. Rep. 779.) " Dillahunty v. Little Rock, etc., R. Co. (Ark.), 27 S. W. Rep. 1002. "Post, 202, 220. Holloway v. Miller, 84 Miss. 776; 36 So Rep: 531. "Galloway v. Finlay, 12 Pet. (U. S.) 264. Thedgill v. Pintard, 12 How. (U. S.) 24. "Leet v. Gratz, 92 Mo. App. 422. COVENANTS OF WARRANTY AND FOR QUIET ENJOYMENT. 407 enjoyment contained in a lease, the lessee in case of eviction by title paramount being held entitled to damages for the value of his unexpired term over and above the rent reserved." A similar "Clarkson v. Skidmore, 46 N. Y. 297. Clark v. Fisher, 54 Kans. 403; 38 Pac. Rep. 493. Fritz v. Pusey, 31 Minn. 368; 18 N. W. Rep. 94. Wetzel v. Richcreek (Ohio), 40 N. E. Rep. 1004. Sheets v. Joyner (Ind.), 38 N. E. Rep. 830. Damages for the value of the unexpired term over and above the rent reserved were allowed in Mack v. Patchin, 42 N. Y. 167 ; 1 Am. Rep. 506 (1870). The decision, however, seems to have been rested largely upon the want of good faith in the lessor and his connivance at the eviction of the lessee by foreclosure of a mortgage on the demised premises. (See the com- ments on this decision in Lannigan v. Kille, 97 Pa. St. 120; 39 Am. Rep. 797.) The case has been much cited, and justifies the following copious extract from the opinion of EABLE, C. J. : " Ordinarily in an action against the vendor of real estate for breach of the covenant of warranty the vendee can recover only the consideration paid and interest for not exceeding six years; and when the contract of sale is executory, no deed having been given, in cases where no part of the purchase money has been paid, the vendee can recover only nominal damages; and in cases where the purchase money has been paid, he can recover the purchase-money interest and nominal dam- ages. In an action by the lessee against the lessor for breach of the covenant for quiet enjoyment, the lessor can ordinarily recover only such rent as he has advanced, and such mesne profits as he is liable to pay over ; and in cases where the lessor is sued for a breach of a contract to give a lease or to give possession, ordinarily the lessee can recover only nominal damages and some incidental expenses, but nothing^ for the value of his lease. These rules, however much they may be criticised, must be regarded as settled in this State. But at an early day in England and in this country certain cases were de- clared to be exceptions to these rules, or, more properly speaking, not to be within them; as if the vendor is guilty of fraud, or can convey, but will not, either from perverseness or to secure a better bargain; or if he has cove- nanted to convey when he knew he had no authority to contract to convey; or where it is in his power to remedy a defect in the title and he refuses or neglects to do so; or when he refuses to incur expenses which would enable him to fulfill his contract. In all these cases the vendor or lessor is liable to the vendee or lessee for the loss of the bargain under rules analogous to those applied in the sale of personal property. * * * In this case the defendant resided in Buffalo, where the real estate was located, and he owned the real estate at the time he made the lease; and, in the absence of any proof to the contrary, he must be presumed to have known of the mort- gages upon the real estate at the time he made the lease. He is, therefore, within the rule of law above alluded to, liable to the damages awarded against him, because he gave the lease knowing of the defect in his title * * * When he gave this lease, if he acted in good faith, he must have in- tended in some way to have taken care of these mortgages; and because he did not do so, having the ability, so far as appears, to do so, he should be held liable to the damages recovered. He not only failed to do his duty to the MARKETABLE TITLE TO KEAL ESTATE. rule has been applied in England 58 in such cases. A different rule formerly prevailed in Xew York; the earlier cases hold that the rent reserved for the residue of the unexpired term is the measure of the lessee's damages. 59 The late cases would seem to establish the better doctrine. They proceed upon the ground that the rule caveat emptor does not apply as between lessor and lessee. It is not customary for the lessee to examine the title, even if he were allowed to do so. It may be observed, too, that no very serious consequences can flow from a rule that gives the lessee the benefit of the actual value of the term, for it is but seldom that the annual value of the premises is found to be in excess of the rent reserved ; and leases are for the most part, of short duration in localities where the rental value of the property is likely to increase. If the lessee is liable to the true owner for mesne profits, he may recover back the rent he has paid to the lessor, as damages for breach of the covenant for quiet enjoyment. 60 It seems that, plaintiff in any of the respects here indicated, but went actively to work to remove him from the premises, and succeeded in doing so." In McAllister v. Landers, 70 Cal. 79; 11 Pac. Rep. 105, where a lessee was evicted under judg- ment in favor of one having older title, it was held that his damages for breach of the covenant for quiet enjoyment could not be less than the judg- ment for damages and costs against himself. "Williams v. Burrell, 1 Com. B. 402; Lock v. Furze, 19 Com. B. (N. S.) 96 ; S. C. on appeal, L. R., 1 C. PI. 441 ; Rolph v. Crouch, L. R. 3 Exch. 44. "Kelly v. Dutch Church, 2 Hill (N. Y.), 105; Kinney v. Watts, 14 Wend. (N. Y.), 38. In Moak v. Johnson, 1 Hill (N. Y.), 99, the rule established by these cases seems to have been reluctantly admitted. The same rule has been announced in other States. Lanigan v. Kille, 79 Pa. St. 120; 39 Am. Rep. 797. McAlpine v. Woodruff, 11 Ohio St. 120. Lanigan v. Kille, supra, was a case of great hardship. A lessee had erected extensive and costly im- provements for mining purposes on the demised premises under an agreement by which he had the right to remove the improvements at the end of the term. After some years' enjoyment of the estate the lessee was evicted by the true owner. After the eviction, in an action by the latter against the lessor for mesne profits, the defendant (lessor) was allowed the value of the improvements as a set-off against the plaintiff's demand. The lessee then brought an action on his implied covenant for quiet enjoyment, claiming damages for the increased value of the term by reason of the improvements. The court held that the consideration, that is, the rent reserved, was the measure of the lessee's damages, and that as the improvements were to be the property of the lessee at the end of the term they could not be treated as the consideration of the lease, and the only rent reserved being a royalty,, the plaintiff was entitled to no more than nominal damages. * Kelly v. Dutch Church, 2 Hill (N. Y.), 105. COVENANTS OF WARRANTY AND FOE QUIET ENJOYMENT. 409 if he has paid no rent, he can only recover nominal damages in case of eviction, with costs incurred in defending the title. 81 A purchaser who pays an annual ground rent instead of a sum in gross will, if deprived of the premises by the eviction of the lessor, his heirs or assigns, be absolved from the payment of the rent in toto. 62 If he be deprived of a part of the premises, or pay off an incumbrance of less amount than the ground rent, he will be entitled to an abatement of the rent for such time as shall be sufficient for his indemnity. 63 170. Measure of damages on eviction from part of the land. If the covenantee be evicted from part only of the warranted premises, the measure of his damges will be, not the average price paid per acre for the whole tract, but such a proportion of the whole consideration paid as the value of the part to which the title fails bore at the time of the purchase to the whole purchase price. 64 The rule is the same whether the action be for breach of "Moak v. Johnson, 1 Hill (N. Y.), 99. Tranciscus v. Reigart, 4 Wattes (Pa.), 116. "Garrison v. Moore, 1 Phila. (Pa.), 282. "Sedg. Dam. (8th ed.) 112; Rawle Covt. (5th ed.) 187. Morris v. Phelps, 5 Johns. (N. Y.), 49, 56; 4 Am. Dec. 323; Guthrie v. Pugsley, 12 Johns (N. Y.), 126; Giles v. Dugro, 1 Duer (N. Y.), 331; Adams v. Conover, 22 Hun (N. Y.), 424; affd., 87 N. Y. 422; 41 Am. Rep. 381. Compare Mohr v. Parmelee, 43 N. Y. Super. Ct. 320, where it is said that " the damages are limited to a sum which bears to the whole consideration of the conveyance the same ratio which the size of the part of the premises as to which there is a failure of title bears to the size of the entire tract attempted to be conveyed." This seems to leave the relative value of the part lost out of consideration. Stahley v. Irvine, 8 Barr ( Pa. ) , 500. In Terry v. Drabenstadt, 68 Pa. St. 400, it was held that if the covenantee was evicted of one-third of the land by a widow claiming dower, the measure of his damages will be the value of the widow's life interest, taking the purchase money as the basis of the estimate. Weber v. Anderson, 73 111. 439; Wadhams v. Inness, 4 111. App. 646. Lloyd v. Sandusky, 203 111. 621; 68 N. E. Rep. 154. Hynes v. Packard, 92 Tex. 44; 45 S. W. Rep. 562. Hoffman v. Kirby, 136 Cal. 26; 68 Pac. Rep. 321. Messer v. Oestrich, 52 Wis. 694; 10 N. W Rep. 6. If the part lost have valuable improvements on it, the value of that part including the improvements will be the measure of damages. Semple v. Wharton, 68 Wis. 626; 32 N. W. Rep. 690, correcting an inadvertent mis- statement of the rule in Messer v. Oestrich, supra. Ela v. Card, 2 N. H. 175; 9 Am. Dec. 46; Partridge v. Hatch, 18 N. H. 494. The rule as stated in the head note to this case is misleading, and is not sustained by the opinion." Winnipiseogee Paper Co. v. Eaton, 65 N. H. 13 > 18 Atl. Rep. 171. 410 MARKETABLE TITLE TO REAL ESTATE. the covenant of seisin or the covenant of warranty. Of course, there is no room for the application of this rule where the estate lost consists of an undivided interest. One undivided moiety can be of no greater value than the other. In such a case, the damages Wheeler v. Hatch, 12 Me. 389; Blanchard v. Blanchard, 48 Me. 174. Cornell v. Jackson, 3 Gush. (Mass.) 506; Lucas v. Wilcox, 135 Mass. 77. Hubbard v. Norton, 10 Conn. 422. Hunphreys v. McClenachan, 1 Munf. (Va.) 493; Crenshaw v. Smith, 5 Munf. (Va.) 415. Butcher v. Peterson, 26 W. Va. 447; 53 Am. Rep. 89. But, in Kelly v. Price, 22 W. Va. 247, it was said that the compensation should be allowed at the rate of the average price paid for the whole tract. Phillips v. Reichert, 17 Ind. 120; 79 Am. Dec. 463; Hoot v. Spade, 20 Ind. 326. Brandt v. Foster, 5 Iowa, 287. Wallace v. Talbot, 1 McCord (S. C.), 466. Dickens v. Shepherd, 3 Murph. (N. C.) 526. Grant" v. Hill, (Tex. Civ. App.), 30 S. W. Rep. 952. Griffin v. Reynolds, 17 How. (U. S.) 609. Dubay v. Kelly, (Mich.), 100 N. W. Rep. 677; Loiseau v. Threlstad, 14 S. Dak. 257; 85 N. W. Rep. 189; West Coast Mfg. Co. v. West Coast Imp. Co., 31 Wash. 610, 72 Pac. Rep. 455; Southern Wood Mfg. Co. v. Davenport, 50 La. 521; 23 So. Rep. 448. Morris T. Phelps, supra, is the leading case on this point. There it was held that where there was a want of title only a to part of the land conveyed, the damages ought to be apportioned to the measure of value between the land lost and 'the land preserved, and not according to the number of acres lost and the number preserved. " Suppose," said Chief Justice KENT, " a valu- able stream of water with expensive improvements upon it, with ten acres of adjoining barren land, was sold for $10,000, and it should afterwards appear that the title to the stream with tlie improvements on it failed, but remained good as to the residue of the land, would it not be unjust that the grantee should be limited in damages under his covenants to aa apportionment according to the number of acres lost, when the sole induce- ment was defeated, and the whole value of the purchase had failed? So, on the other hand, if only the title to the nine barren acres failed, the vendor would feel the weight of extreme injustice, if he was obliged to refund nine- tenths of the consideration." In Major v. Dunnavant, 25 111. 234, the con- sideration money embraced two tracts of land, one of two hundred and the other of eighty acres. The title to the eighty-acre tract failed. " Assuming,'' said the court, " that the proof shows that the two hundred acres were worth $5,000, and the 80 acres were worth $100, and the price paid for the whole was $6,000, then there was the sum of $900 paid for the whole purchase more than it was worth, and this loss must be apportioned to the two tract* according to their actual values respectively. Thus, dividing the $900 into 51 parts, the tract worth $5,000 would bear 50 parts of it, and the tract worth $100 one part, and by this amount would the actual value of the 80-acre tract be increased for the purpose of ascertaining how much was paid in the purchase for this tract, and by adding to this sum the interest upon it the amount of the damages for the breach of the covenant would be ascer- tained." In Sears v. Stinson, 3 Wash. St. 615, the following rule was laid down: "The jury, 1 assuming the value of the whole tract to be the contract COVENANTS OF WARRANTY AND FOR QUIET ENJOYMENT. 411 will be in such proportion to the entire consideration as the undi- vided interest bears to the entire estate in the land. 65 It has been held, however, that the rule limiting damages to the actual value of the part lost does not apply where the original contract between the parties shows that the sale was by the acre and not in gross. In such case the contract is not merged in the subsequent deed, and the covenantor will not be permitted to show that the portion lost consisted of bluffs and gullies and was worthless. 66 If there be no evidence of a difference in value between the part of the estate which has been lost and the part retained, the measure of damages will, of course, be such a proportion of the entire pur- chase as the part lost bears to the entire tract. 67 It will hereafter be seen that a purchaser may rescind or refuse to perform an executory contract for the sale of lands if the title to a portion of the estate prove defective, unless the portion af- fected or the charge upon the estate be trifling and inconsiderable. 68 He has no such option where the contract has been executed by a conveyance with full covenants for title. If he be evicted from price, must find how much less than the contract price the land was worth at the time of the sale by reason of the deficiency, and that will be the plain- tiff's damages." In Wright v. Nipple, 92 Ind. 314, it was stated that the measure of damages for the loss of one-third of the land was one-third of the purchase money, but the part to which the title failed in that case was an undivided moiety, and the case, therefore, cannot be regarded as establishing in that State a rule different from that stated" in the text. The same state- ment has been made elsewhere, but it did not appear that one part of the land was more valuable than the other, and the question of damages for the relative value was not before the court. King v. Kerr, 5 Ohio, 160; 22 Am. Dec. 777. In Kentucky it is held that the measure of damages for the portion lost is the fair market value of that portion " considered with reference to the whole portion." Burkholder v. Farmers' Bank, 23 Ky. L. Rep. 2449; 67 S. W. Rep. 832. In Kempner v. Lumber Co., 20 Tex. Civ. App. 307, 49 8. W. Rep. 412, the part to which the title failed was much inferior in value to the rest of the land, and would not have been purchased but that the seller refused to sell a part only of the tract, and insisted upon the same price per acre for the whole tract. It was held that the measure of damages was the purchase price, without reference to the actual value of the part lost. "Downer v. Smith, 38 Vt. 464; Scantlin v. Allison, 12 Kans. 92. "Conklin T. Hancock, 67 Ohio St. 455; 66 N. E. Rep. 518; Kempner v. Lumber Co. 20 Tex. Civ. App. 307; 49 S. W. Rep. 412. "Gass v. Sanger, (Tex. Civ. App.), 30 S. W. Rep. 502. "Post, ch. 32. 1 Sugd. Vend. (8th Am. ed.) 477 (315). 412 MARKETABLE TITLE TO REAL ESTATE. part of the estate by paramount title, he cannot treat the contract as at an end and recover the entire purchase money as damages, even though the part to which the title failed had been the prin- cipal inducement to his purchase. If that part, however, be of greater value than the other, the part of the purchase money that he will be entitled to recover as damages, will, as we have just seen, be proportioned to the actual value of the portion of the premises lost. The same rule applies where it appears that the covenantor had not the quantity of estate or the interest that he undertook to convey. 69 Thus, in a case in Tennessee in which the grantor had only a life estate instead of a fee, it was held in an action for breach of the covenant of seisin that the plaintiff must keep the life estate, recovering as damages the difference between the value of th,e life estate and the fee. 70 Where a deed passes an estate of value, though not the precise estate covenanted, it is to be considered in measuring the damages for breach of the cove- nant. 71 If the covenantee and his grantees have enjoyed the benefit of a life estate in the premises, the value of such estate must be deducted from the damages, even though the plaintiff, who was an assignee of the covenant, enjoyed but a small portion of the life estate. 72 If the title be outstanding in tenants in com- mon or joint tenants, and but one of these recovers an undivided "Morris v. Phelps, 5 Johns. (N. Y.) 56; 4 Am. Dec. 323. See, also, cases cited ante, p. 409, note 64. An agreement that if the title to part of the land fails, the grantee may have credit on his purchase-money notes on re- conveying such part, does not oblige him to pursue that course. He may pay the notes and sue on the warranty. Wood v. Thornton, (Tex.), 19 S. W. Rep. 1034. "Recolis v. Younglove, 8 Baxt. (Tenn.), 385. TUBNEY, J., dissented, hold- ing that the covenantee was entitled to damages to the extent of the entire purchase money. It was intimated by the. court that a different conclusion might have been reached if the plaintiff had proceeded in equity for a rescis- sion of the contract instead of seeking damages at law. It is doubtful, however, whether equity, in the absence of fraud or mistake, would have entertained the covenantee, the contract being fully executed, and his remedy at law being adequate and plain. Morris v. Phelps, supra. Upon the prop- osition stated in the text, see further Gray v. Briscoe. Noy- 142, and cases cited ante, p. 409. Tanner v. Livingston, 12 Wend. (M. Y. ) 83. "Kimball v. Bryant, 25 Minn. 496; Ogden v. Ball, 38 Minn. 237; 36 N. W Rep. 344; Huntsman v. Hendricks, 44 Minn. 423; 46 N. W. Rep. 91ft "Aiken v. McDonald (So. Car.), 20 S. E. Rep. 796. COVENANTS OF WARRANTY AND FOR QUIET ENJOYMENT. 413 half against the covenantee, the warranty is broken only as to one-half of the premises, and the covenantee can recover damages only on that basis. The recovery of an undivided half by a tenant in common with a third person, is not a constructive recovery of the whole estate in common. 73 It has been held that the burden will be upon the plaintiff to show the relative value of the part to which the title failed, and that in the absence of any evidence on that point, it will not be presumed that all the parts were of the same value. The burden is on the plaintiff to establish all the facts showing that he is entitled to relief, and to what extent. 74 Evidence of the advan- tages or disadvantages of the part lost, is admissible on behalf of either party. 75 Where the breach of the covenant of warranty or the covenant for quiet enjoyment, consists in the establishment of an easement in the granted premises, e. (j., the occupation of a part of the premises by a public highway, the measure of damages has been held to be the difference in value between the premises with and without the easement. In such a case the rule that the damages are to be measured by the consideration money, or a ratable part thereof, does not apply. 76 Where the breach consisted in the occupancy of a part of the premises by a tenant tinder a prior lease from the grantor, it was held that the measure of damages was the fair rental value of the part occupied, and expenses of litigation with the tenant. 77 171. Improvements. The rule that the measure of damages upon a breach of the covenants of warranty and of seisin, is the 7S McGrew v. Harmon, (Pa. St.) 30 Atl. Rep. 265. "Mischke v. Baughn, 52 Iowa, 528; 3 N. W. Rep. 543. "Beaupland v. McKeen, 28 Pa. St. 124; 70 Am. Dec. 115. 7 Hymes v. Esty, 133 N. Y. 342; 31 N. E. Rep. 105. In a case in which the breach of warranty consisted in the condemnation of a part of the premises for street purposes, it was held that the measure of damages was not merely the value of the part taken, but that the grantee was entitled to recover also for the resulting injury to the balance of the property; and that in estimating the damages the peculiar value, for certain purposes, of the part taken, might be considered. James v. Warehouse Co., 23 Ky. L. Rep. 1216; 64 S. W. Rep. 966; 24 Ky. L. Rep. 1266; 70 S. W. Rep. 1046. "Browning v. Stillwell, 86 N. Y. Supp. 707; 42 Misc. 346. 414 MARKETABLE TITLE TO REAL ESTATE. consideration money and interest, precludes the purchaser from recovering the value of improvements placed by him on the prem- ises. 78 When, however, these are of a permanent and substantial character, he is generally allowed their value in any proceeding against him by the holder of the paramount title to recover the premises and damages for their detention. 79 Especially will such an allowance be made when the grantee is evicted by the grantor himself, upon the ground that he was incompetent to execute the ftA conveyance. 172. Covenantee's right to interest as damages. The rule generally prevailing throughout the United States is that the cove- nantee is entitled to recover interest on the consideration money awarded as damages for breach of the covenants for title in all cases in which he is liable to the real owner of the estate for mesne profits, and that he is not entitled to interest unless he is liable for the profits, 81 and this without regard to the proportion between ** Bender v. Fromberger, 4 Ball. ( U. S. ) 442, leading case. Coffman v. Huck, 19 Mo. 435. But see Morton v. Ridgway, 3 J. J. Marsh. (Ky.) 254. Lejeune v. Barrow, 11 La.. Ann. 501. '1 Story C. C. (U. S.) 478. Thompson v. Morrow, 5 Serg. & R. (Pa.) 289. The right of the defendant in ejectment to an allowance for improvements made by him u^on the estate, is affirmed by statute in many of the States. 80 Hawkins v. Brown, 80 Ky. 186. n 4 Kent Com. 475. The learned author says : " The interest is to counter- Tail the claim for mesne profits to which the grantee is liable, and is and ought to be commensurate in point of time with the legal claim to mesne profits." 2 Sutherland Dam. 300. Staats v. Ten Eyck, 3 Caines (N. Y.), Ill; 2 Am. Dec. 254; Pitcher v. Livingston, 4 Johns. (N. Y.) l;-4 Am. Dec. 229; Caulkins v. Harris, 9 Johns. (N. Y.) 324; Bennet v. Jenkins, 13 Johns. (N. Y.) 50. Collier v. Cowger, 52 Ark. 322; 12 S. W. Rep. 702. Cox v. Henry, 32 Pa. St. 18. Sumner v. Williams, 8 Mass. 222; 5 Am. Dec. 83. Willson v. Willson, 25 N. H. 229; 57 Am. Dec. 320; Groesbeck v. Harris, 82 Tex. 411; 19 S. W. Rep. 850; Brown v. Hearon, 66 Tex. 63; 17 S. W. Rep. 395. Bennett v. Latham, 18 Tex. Civ. App. 403; Huff v. Riley (Tex. Civ. App.) 64 S. W. Rep. 387. Thompson v. Guthrie, 9 Leigh (Va.), 101; 33 Am. Dec. 225. In the earlier cases of Threlkeld v. Fitzhugh, 3 Leigh (Va.), 451 and Jackson v. Turner, 5 Leigh (Va.), ir9, it seems to have been held that the covenantee was entitled to interest only from the date of his eviction. So, also, in Moreland v. Metz. 24 W. Va. 138: 49 Am. Rep. 246. Frazer v. Supervisors, 74 111. 282. McNear v. McComber, 18 Iowa. 12. Stebbins v. Wolf, 33 Kans. 771; 7 Pac. Rep. 542. Rich v. Johnson, 1 Chand. (Wis.) 20; S. C.. 2 Pinney (Wis.), 88; Meseer v. Oestrich, 52 Wis. 694; 10 N. W. Rep. 6. King v. Kerr, 5 Ohio, 160: 22 Am. Dec. 777. McGuffey v. COVENANTS OF WARRANTY AND FOB QUIET ENJOYMENT. 415 the amount of the interest and the value of the mesne profits. 82 Thus, if the true owner's right to recovery of the profits is lim- ited by statute to a certain number of years next preceding his action to recover the premises, the evicted covenantee will not be entitled to interest beyond that period. 83 So, if he takes a life estate instead of a fee under the conveyance, he is not entitled to interest on the damages, because he has a right to the profits as against the remainderman. 84 The same rule applies where the evic- tion results from the enforcement of a mortgage or other incurn- brance on the land, the covenantee not being liable to the incum- brancer for rents and profits. 85 In some cases, however, it has been held that the covenantee will not be allowed interest on the damages unless he shows that he has accounted to the real owner for the rents and profits. 86 In other cases his right to interest has been de- clared complete without regard to the question of mesne profits, on the ground that the covenantor has no interest in the profits, and Hawes, 9 Lea (Tenn), 93. Flint v. Steadman, 36 Vt. 210. A covenantee counterclaiming for damages arising from a judgment of eviction in eject- ment cannot have interest on the damages for the time he remained in poa session after judgment. Wacker v. Straub, 88 Pa. St. 32. The removal of timber from the premises by a vendee of the covenant cannot be set off against the covenantee's right to interest, he not having received any of the pro- eeds of the timber. Graham v. Dyer, (Ky.), 29 S. W. Rep. 346. British & Am. Mtge Co. v. Todd, 84 Miss. 522 ; 36 So. 1040. "Harding v. Larkin, 41 111. 413. Morris v. Rowan, 17 N. J. L. 304. De Long T. Spring Lake Co., 65 N. J. L. 1; 47 Aal. 491. Hutchins v. Rountree, 77 Mo. 500'; Lawless v. Collier, 19 Mo. 486. Kyle v. Fauntleroy, 9 B. Mon. (Ky.) 620. Caulkins v. Harris, 9 Johns. (N. Y.) 324. Cox v. Henry, 32 Pa. St. 19. Mette v. Dow, 9 Lea (Tenn.) 96; Crittenden v. Posey, 1 Head (Tenn.), 312. *Guthrey v. Pugsley, 12 Johns. (N. Y.) 126. Patterson v. Stewart, 6 Watts & S. (Pa.) 527; 40 Am. Dec. 586; Williams v. Beeman, 2 Dev. (N. C.) 486. V Field Dam. 466; 1 Sedg. Dam. (7th ed.) 338, n. Wacker v. Straub, 88 Pa. St. 32. Benton v. Reeds, 20 Ind. 91. This rule has been established by statute in Missouri. Hutchins v. Rountree, 77 Mo. 500. Pence v. Gabbert, 70 Mo. App. 201. But see Foster v. Thompson, 41 N. H. 73, where it was held to be immaterial to the allowance of interest whether the covenantee had or had not accounted to the adverse claimant for rents and profits, it beinjj presumed that mesne profits will be recovered by the real owner. In Whiting v. Dewey, 15 Pick. (Mass.) 428, it was intimated that if from lapse of time the covenantee became no longer liable for the mesne profits they should be deducted from the purchase money and interest. 416 MARKETABLE TITLE TO REAL ESTATE. cannot recoup them from the purchase money and interest, nor compel the covenantee to account for them. 87 If the covenantee, being liable for the mesne profits, buy in the paramount title and recover as damages the amount expended for that purpose, he will be allowed interest on the recovery, it being presumed that the mesne profits entered into the consideration paid for the para- mount title. 88 It has also been held that he will be entitled to in- terest on the amount paid to get in the outstanding title, whether he has or has not been in the pernancy of the rents and profits, and whether the latter are more or less than the interest on the purchase price of the land. 89 But where the covenantee was kept out of pos- session for a time and afterwards acquired possession, it was held that he could not recover the rental value of the premises for the time he was kept out of possession, since he might have required possession to be delivered before accepting the conveyance. 90 The "Wilson v. Peelle, 78 Ind. 384; Wright v. Nipple, 92 id. 314; Rhea v. Swain, 122 Ind. 272; 23 N. E. Rep. 776, where held, also, that failure of thfe true owner to get judgment for the rents and profits gave the covenantor no claim to them. But see Burton v. Reeds, 20 Ind. 87. In Mitchell Y. Hazen, 4 Conn. 435; 10 Am. Dec. 169, it was said that the grantee was entitled to the consideration with interest, whether he had been in possession or not, for the reason that the money due to the owner for rents and profits constituted a distinct and separate claim. And in Hulse v. White, 1 Cox (N. J. L.), 173, the court said: "The defendant cannot avail himself of the use made by the plaintiffs of the property of another, in order to lessen the damages. We must suppose that the real owner will have satisfaction for the profits received from the land." In Earle v. Middleton, Cheves ( S. C. ) , 129, it was held that the fact that the covenantee had been in receipt of the profits did not affect his right to interest on the consideration money. Interest in such a case is allowed as an indemnity against any demand for mesne profits that may be made upon the covenantee in the future. The covenantor cannot demand to have the profits set off against interest because he is not concerned with them. In this connection O'NEALE, J., said: "There is no case of eviction, actual or constructive, by paramount title, where the party's right to interest would be defeated by the recep- tion of the rents and profits. The defect reaches back to the beginning of his title, and the rents and profits which he has received are not those of his vendor, but those of a third person having the paramount title. The damages recovered in a case of actual eviction, or which may be recovered by an existing paramount title outstanding, are in the place of rents and profits, and represent them in legal contemplation." 88 Harding v. Larkin, 41 111. 413. 89 Spring v. Chase, 22 Me. 505 ; 39 Am. Dec. 505. "Andrus v. St. Louis Smelting Co., 130 U. S. 643. No authorities cited COVENANTS OF WARRANTY AND FOR QUIET ENJOYMENT. 417 rule that the covenantee is not entitled to interest unless he is liable for the rents and profits, of necessity applies only to cases in which he was in possession of the estate. If he was never able to get possession, he will, of course, be entitled to interest from the time the purchase money was paid. Interest runs from the time of purchase, and not merely from the date of eviction. 91 173. Costs and attorney's fees as elements of damages. In England and in most of the American States, in which the question has been considered, the covenantee is permitted to include in his recovery for a breach of the covenant of warranty or of seisin, the taxed costs incurred by him in defending the title when attacked by the adverse claimant, although he may not have notified the covenantor to appear and defend the suit. 62 The purpose of such a notice is not to make the covenantor liable for costs but to make the judgment in the adverse claimant's suit conclusive upon him when sued by the covenantee for the breach of his covenant. 98 81 Simpson v. Belvin, 37 Tex. 675. Bellows v. Litchfield, 83 Iowa, 36 ; 48 N. W. Rep. 1062. N. Pac. R. Co. v. Montgomery, 86 Fed. 251. But if he is not liable for mesne profits he can recover interest only from the date of eviction. McGuffy v. Hawes, 85 Tenn. 26; 1 S. W. Rep. 506; Mette v. Dow, 9 Lea (Tenn.), 93. 82 The cases cited below include, also, those in which the covenantee was allowed the costs of defending the title, but in which no objection was made to the allowance, on the ground that the covenantor had not been notified to defend. Williams v. Burrill; 1 Com. B. 402; Smith v. Compton, 3 B. & Adolph. 407; Pomeroy v. Partington, 3 Term Rep. 678, note. Bennet v. Jenkins, 13 Johns. (N. Y.) 50; Waldo v. Long, 7 Johns. (N. Y.) 173. Keeler v. Wood, 30 Vt. 242. Kyle v. Fauntleroy, 9 B. Mon. (Ky.) 622; Robertson v. Lemon, 2 Bush (Ky.), 302. Jeter v. Glenn, 9 Rich. L. (S. C.) 374. Cris- f.eld v. Storr, 36 Md. 151; 11 Am. Rep. 480. Harding v. LarWn, 41 111. 421. MoKee v. Bain, 11 Kans. 578. Sumner v. Williams, 8 Mass. 162, 222. Brooks v. Black, (Miss.) 8 So. Rep. 332. Matheny v. Stewart, (Mo.) 17 S. W. Rep. 1014. Hazlett v. Woodruff, 150 Mo. 534; 51 S. W. Rep. 1048; Long r. Wheeler, 84 Mo. App. 101. Costs and counsel fees incurred by the grantee in defending the title to a piece of land, which, by mistake, was not included in his deed, cannot be recovered against the grantor, though the deed was, after judgment against the grantee, reformed so as to embrace the lot in question, with covenant of warranty. Butler v. Barnes, 61 Conn. 399; 24 Atl. Rep. 328. The taxable costs paid by the plaintiff may be included in the damages, though the costs were not, in fact, taxed. Webb v. Holt, 113 Mich. 338; 71 N. W. Rep. 637. 'Morris v. Rowan, 17 N. J. L. 309 (1839), FORD, J., saying: "The de- fendant's counsel supposes the costs on eviction are allowed because it was ' 27 418 MARKETABLE TITLE TO REAL ESTATE. There has been much conflict of opinion, however, upon the ques- tion of the liability of the covenantor for costs incurred by the covenantee in defending the title, as affected by the refusal of the former to appear and defend. There are cases which hold that if the covenantor refuse to defend when notified, he thereby confers upon the covenantee the right to proceed with the defense and to incur all legal costs necessary for that purpose. 94 On the other hand there are cases which decide that if the covenantor deems the title indefensible and chooses to abandon it to the adverse claimant, the covenantee has no right to saddle him with the costs of an unprofit- able litigation by defending the suit, 95 especially where it was clear that defense would be useless, and the covenantor notified the cove- nantee not to defend. 96 It may be doubtful whether the want of notice to defend, or the refusal of the covenantor to defend when notified, is proper to be considered in determining the right of the covenantee to costs. There would seem to be no obligation upon the covenantee to relinquish the estate to the adverse claimant and lose the benefit of his improvements and the increase in value of the premises, merely because the covenantor is unwilling or unable the warrantor's duty to defend the suit upon receiving notice of the action, and he objects to them in this ease because no notice was given to the war- rantor or his representatives of the pendency of the action. But all the cases agree in allowing the costs of eviction, and it is immaterial whether he had notice or not. His covenant to warrant and defend is not a conditional one, if he has notice, otherwise want of notice might bar the warranty itself. He covenants to defend as absolutely as he does to warrant. The intent of notice is not to make him liable for costs; it is to make the record of eviction conclude him in respect to the title." HOEXBLOWER, C. J., stated that he had examined a number of cases bearing on the point in dispute, and that in none of them did it appear that the right to costs depended on notice to the covenantor to defend." See, also, Duffield v. Scott, 3 Term Rep. 374. "Swett v. Patrick, 12 Me. 1; Williamson v. Williamson, 71 Me. 442. Dubay v. Kelly (Mich.), 100 N. W. Rep. 677. Mercantile Trust Co. v. So. Park Residence Co., 94 Ky. 271; 22 S. W. Rep. 314. Winnepiseogee Paper Co. T. Eaton, 65 N. H. 13; 18 Atl. Rep. 171. Walsh, v. Dunn, 34 111. App. 146. Teague v. Whaley, 20 Ind. App. 26; 50 N. E. 41. Whether the notice be to prosecute or defend, Potwin v. Blasher, 9 Wash. 460; 37 Pac. Rep. 710. "Terry v. Drabenstadt, 68 Pa. St. 403; Fulweiler v. Baugher, 15 Serg. & R. (Pa.) 55. But see Hood's Appeal, (Pa: St.) 7 Atl. Rep. 137. "Matheny v. Stewart, (Mo.) 17 S. W. Rep. 1014. The suit here was against a remote grantor, and the request not to defend was by the immediate grantor. COVENANTS OF WARRANTY AND FOR QUIET ENJOYMENT. 419 to litigate the title. And it would seem that the right of the cove- nantee to protect his bargain, should be deemed to have been fully within the contemplation of the parties at the time the covenant was made, and the costs thence accruing to have been within the intent and purposes of the covenant. For these reasons, in addition to those first stated, it is believed that the covenantee is entitled to recover the taxed costs incurred by him in defending the title, whether the covenantor was or was not notified to defend, and whether he neglected or complied with the notice. 97 The grantee will not be entitled to costs of defending the title if the grantor instead of conveying with warranty, merely covenants to return the purchase money, if the grantee is evicted. 98 Neither can he recover such costs unless they were incurred in an action to which he was a party of record and in which his title was passed upon. 99 Xor can he recover costs incurred in a suit against a mere trespasser or in a suit against himself by an adverse claimant in which he is successful, for the covenant of warranty is not broken by a tortious disturbance, nor by the assertion of adverse claims. 1 If the covenantor was not seized, and the covenantee nevertheless enter on the land, and the real owner recover against him in tres- pass, the covenantee cannot recover the costs and damages so in- curred in an action on the covenant of seisin. 2 Nor will the covenantee be allowed the costs of a suit against himself by one to whom he had conveyed the land, and who was evicted. 3 Where the warrantor expressly agreed to pay any costs that might be incurred in defending the title, he was held liable for such costs, though not made a party to the adverse claimant's suit. 4 The right of the grantee to recover costs expended in defending the title is not affected by the fact that he did not take the initiative and proceed against the adverse claimant. He is not bound to follow the advice 97 Mr. Rawle inclines to this view. Covts. for Title (5th ed.), 199, and note 2. Barnett v. Montgomery, 6 T. B. Mon. (Ky.) 332. "Harding v. Larkin, 41 111. 413. 'Christy v. Ogle, 33 111. 295. Smith v. Parsons, 33 W. Va. 644; 11 S. E. Rep. 68. Kane v. Fisher, 2 Watts (Pa.), 246. 'Cushman v. Blanchard, 2 Gr. (Me.) 266; 11 Am. Dec. 76. * Stark v. Olney, 3 Oreg. 88. 4 Hedrick v. Smith, (Tex.) 14 S. W. Rep. 197. The case does not show whether the promise was made before or after the warranty. 420 MARKETABLE TITLE TO REAL ESTATE. or request of the grantor to sue one who sets up an adverse claim to the premises. He may subject himself to suit by resisting or inter- fering with such claimant, without losing his right to recover the costs of such suit from the grantor. 5 The covenantee, it seems, is as much entitled to recover as damages, costs incurred in a suit by him to recover possession from an adverse claimant, as those in- curred in defending a suit by the latter, 6 provided the suit was brought against the adverse claimant with the concurrence of the covenantor. 7 As the covenant does not extend to baseless claims, it has been held that the covenantee is not entitled to recover, on the warranty, costs and expenses incurred by him in prosecuting a suit to quiet his title against the heirs of a widow of a former owner, who had forfeited her dower right to the granted premises by electing to take the homestead right in other lands of her husband, instead of dower. 8 It seems that special agreements to indemnify the vendee for all costs and damages of any kind which he may sustain in case of eviction, are not merged in a subsequent conveyance to him with covenants for title; 9 and if the covenantee be evicted, he may Smith v. Sprague, 40 Vt. 43. 2 Sutherland Dam. 303. 7 Kyle v. Fauntleroy, 9 B. Mon. (Ky.) 620. See, also, Dale v. Shively, 8 Kans. 276. Kingsbury v. Smith, 13 N. H. 125. There the court said: "The principle deducible from the cases cited would seem to be that the grantee in an action upon a covenant of warranty, express as in a deed, or implied as upon the sale of personal property, is entitled to recover, as part of his damages sustained by reason of the failure of the title conveyed, the rea- sonable and necessary expenses incurred in a proper course of legal proceedings for the ascertainment and protection of his rights under the purchase, aa well as a reasonable compensation for his trouble, and expenses to which he may have been put in extinguishing a paramount title. And it seems to us that there can be no sound distinction between the case in which the expenses are incurred in the necessary and proper prosecution of a suit for such ascertainment and protection of the purchaser's rights, and the case of a defense made for the same purpose. In Yokum v. Thomas, 15 Iowa, 67, it was held that the covenantee could not recover costs incurred in a suit to vacate an invalid patent issued to an adverse claimant of the land. And in Gragg v. Richardson, 25 Ga. 566; 71 Am. Dec. 190, the covenantee wa denied attorney's fees paid by him in a suit to recover the land. Thome v. Clark, (Iowa) 84 N. W. Rep. 701. Colvin v. Schell, 1 Grant (Pa.), 226. COVENANTS OF WARRANTY AND FOB QUIET ENJOYMENT. 421 recover all costs and expenses incurred in defending the title, with- out regard to the question of notice to the covenantor to defend. 10 In order to recover costs and expenses of defending the title as a part of his damages, the covenantee is not required to show that an account of the same was presented to the defendant and payment thereof demanded before suit on the covenant was begun. 11 Nor is it necessary that the covenantee shall show that he has actually paid the costs and expenses of defending the title ; he is entitled to recover costs incurred though not paid. But he cannot recover interest on unpaid costs. 12 174. Counsel fees and expenses. Counsel fees and reason- able expenses incurred in asserting or defending the title, have not been as freely allowed the covenantee as the taxed costs of suit in such cases. There would seem, however, to be no difference in the principles upon which the covenantee's claim is rested in either case. He is as much obliged to avail himself of the services of counsel, as of those of other officers of the court, in the defense or prosecution of his suit. 13 There is much conflict of authority upon the point. In some cases the covenantee has been permitted to recover the reasonable fees paid by him to his counsel, though no notice of the adverse claimant's suit was given the covenantor and no opportunity given him to assume the defense. 14 In other cases J *Cox v. Henry, 32 Pa. St. 21; Anderson v. Washerbaugh, 43 Pa. St. 115. "Tarbell v. Tarbell, 60 Vt. 486; 15 Atl. Rep. 104. "Walton r. Campbell, 51 Neb. 788; 71 N. W. Rep. 737. " 2 Suth. Dam. 308. Taylor v. Holter, 1 Mont. 688. Swett v. Patrick, 12 If* 9. 14 Ryerson v. Chapman, 66 Me. 5-62. This case holds also that the burden is on the plaintiff to show that the fees were reasonable. Harding v. Larkin, 41 111. 422. Haynes v. Stevens, 11 N. H. 28. Pitken v. Leavitt, 13 Vt. 379; Turner v. Goodrich, 26 Vt. 709. Dale v. Shivley, 8 Kans. 276; McKee v. Bain, 11 Kans. 578. (Compare Jewett v. Fisher, [Kan. App.l 58 Pac. 1023.) McAlphine v. Woodruff, 11 Ohio St. 120. Among the foregoing cases are included some in which it appears that the covenantee was not vouched in to defend the adverse claimant's suit, but in which the want of notice to defend was not urged as an objection to the allowance of fees. In Robert- son v. Lemon, 2 Bush (Ky.), 301, the vendor had specially covenanted to indemnify the vendee " against all loss, cost and damages growing out of or on account of any defect in the title." Under this agreement $300 counsel fees paid by the covenantee were allowed him. In Swartz v. Ballon, 47 Iowa, 188, it was held that the plaintiff was entitled to " reasonable attorney's fees," but that " reasonable fees " meant such as had been actually incurred, 422 MARKETABLE TITLE TO REAL ESTATE. such fees have been denied the covenantee unless notice was given the covenantor to defend, and was neglected by him. 15 And in still other cases these fees have been refused the covenantee regardless of the question of notice to the covenantor. 16 Reasonable personal expenses, and compensation for trouble incurred in defending the title have been allowed the covenantee though the covenantor was vouched hi to defend the adverse claimant's suit. 17 Counsel fees and that lie must show .that he had paid, or obligated himself to pay, the fees claimed. But in Rickert v. Snyder, 9 Wend. (N. Y.) 419, 423, it was held that the covenantee was entitled to reasonable attorney's fees, though the amount actually paid was neither alleged in the declaration, nor proved at the trial. If the covenantor himself disturb the covenantee in the pos- session, the latter will, in an action for breach of the covenant for quiet enjoyment, be entitled to counsel fees paid in resisting the covenantor. Levitzky v. Canning, 33 Cal. 308. "Crisfield v. Storr, 36 Md. 150; 11 Am. Rep. 480. As an illustration of the widely diverging opinions of judges upon the question of fhe covenantor's liability for counsel fees as affected by the fact, or the absence of, notice to defend, it may be noted that the very ground upon which they were allowed in this case, namely, the refusal of the covenantor to defend, is that which is assigned in other cases for refusing the allowance; the argument being that the covenantor should not be subjected to expense and trouble if he deems the title incapable of defense. Terry v. Drabenstadt, infra. Barlow v. Delaney, 40 Fed. Rep. 97. Mercantile Trust Co. v. So. Park Residence Co., (Ky.) 22 S. W. Rep. 314. Meservy v. Snell, (lo.) 62 N. W. Rep. 767. Alexander v. Staley, 110 (lo.) 607; 81 N. W. Rep. 803. Wiggins v. Tender, 132 N. C. 628; 44 N. E. Rep. 362. "Williams v. Burg, 9 Lea (Tenn.), 455. Morris v. Rowan, 2 Harr. (N. J. L.) 309; Holmes v. Sinnickson, 3 Gr. (N. J. L.) 313. Jeter v. Glenn, 9 Rich. L. (S. C.) 374; Ex parte Lynch, 25 So. Car. 193. Brooks v. Black, 68 Mies. 161; 8 So. Rep. 332. Matheny v. Stewart, 108 (Mo.) 73; 17 S. W. Rep. 1014. Coleman v. Clark, 80 Mo. App. 339. In Turner v. Miller, 42 Tex. 421, it was held that counsel fees should never be allowed the covenantee, unless stipulated for; distinguishing Rowe v. Heath, 23 Tex. 620. where the covenantor had specially promised to bear the expense of litigation. Gates v. Field, (Tex. Civ. App.) 85 S. W. Rep. 52. "Leffingwell v. Elliott, 19 Pick. (Mass.) 204; 19 Am. Dec. 343. Among the items allowed in this case were charges for the plaintiff's time, board, livery expenses, expenses of preparation for trial, attendance at court, etc., in the adverse claimant's suit. Merrit v. Morse, 108 Mass. 270. Where one tract of land was by mistake conveyed for another, the purchaser was not allowed as part of his damages railroad fares and hotel bills incurred while attempting to make a settlement with the vendor. Doom v. Curran, 52 Kans. 360; 34 Pac. Rep. 1118. The covenantee has been held entitled to his personal ex- penses, even though incurred after the covenantor had, upon notice, assumed the defense. Kennison v. Taylor, 18 N. H. 220, citing Loomis v. Bedel, 11 N. H. 74; Moody v. Leavitt, 2 N. H. 174. COVENANTS OF WARRANTY AND FOE QUIET ENJOYMENT. 423 ior advice and assistance in buying in the outstanding title have in some cases been allowed, 18 and in others refused 19 the plaintiff. If the covenantor assume the defense when requested, it has been held that the plaintiff cannot recover attorney's fees ; 20 if, however, the covenantor refuse or neglect to defend when notified the right of the plaintiff to recover those items has been asserted in some cases, 21 and denied in others. 22 It has been held that the covenantee will not be entitled to recover attorney's fees and other expenses in- curred by him in getting in an outstanding title to the land. 23 175. NOTICE TO DEFEND OH PROSECUTE EJECTMENT. If a grantee who has received a covenant of general warranty be evicted in pursuance of the judgment of a court in favor of one setting up an adverse claim to the land, he must show, in an action for breach of the covenant of warranty, that the title so established was superior to that derived by himself from the defendant, the cove- nantor. It would be obviously unjust that the covenantor should be exposed to the danger of collusion between the grantee and the ad- verse claimant resulting in a judgment of eviction, or that he should be bound by the proceedings in a suit to which he had no opportunity to become a party. It has been held, however, almost universally in America, that if the covenantee, when sued in eject- "McKee v. Bain, 11 Kans. 569. Lane v. Fury, 31 Ohio St. 574. "Leffingwell v. Elliott, 10 Pick. (Mass.) 204; 8 Pick. (Mass.) 457; 19 Am. Dec. 343. In these cases, however, the covenantor was allowed for costs and expenses, other than counsel fees. Long v. Wheeler, 84 (Mo. App.) 101. "Wimberly v. Collier, 32 Ga. 13. Kennison v. Taylor, 18 N. H. 220. "Crisfield v. Storr, 36 Md. 150; 11 Am. Rep. 480. Stark v. Olney, 3 Oreg. 88. Lane v. Fury, 31 Ohio St. 574. Keeler v. Wood, 30 Vt. 242. Swett T. Patrick, 12 Me. 1. See Ryerson v. Chapman, 66 Me. 562, where it was said that Swett v. Patrick, supra, does not decide that costs and attorneys' fees are not recoverable when notice to defend is not given, but merely gives the fact of notice as an additional or conclusive reason why they should be in- cluded in the damages. "Terry v. Drabenstadt, 68 Pa. St. 400, SHABSWOOD, J., saying: "Without undertaking to lay down any general rule, it would seem to be most reasonable to hold that where a covenantor has been notified to appear and defend, and declines or fails to do so, and the covenantee chooses to proceed and incur costs and expenses in what it may be presumed that the covenantor considered an unnecessary and hopeless contest, he does so certainly upon his own responsibility." See, also, Fulweiler v. Baugher, 15 S. & R. (Pa.) 55. "Mercantile Trust Co. v. S. Park Residence Co., 94 Ky. 271; 22 S. W. Rep. 314. 424 MARKETABLE TITLE TO REAL ESTATE. ment by an adverse claimant, notifies the covenantor of the pend- ency of the suit and requests him to appear and defend it, the latter thereby becomes subtsantially a party to the suit and bound by the judgment therein rendered, so that the covenantee will, in an action for breach of the covenant, be relieved from the burden of proving that the title established by such judgment was in fact paramount to that of the covenantor, and that in default of such notice the burden devolves upon the covenantee to show that he was evicted by one having a better title. 24 These decisions would seem necessarily "Abbott's Trial Ev. 519; Rawle Covts. for Title (5th ed.), 117. Salle T. Light, 4 Ala. 700; 39 Am. Dec. 317, case of personal property. Hinds T. Allen, 34 Conn. 185, 195. Gragg v. Richardson, 25 Ga. 566; 71 Am. Dec. 190; Clements v. Collins, 59 Ga. 124; Haines v. Fort, 93 Ga. 24; 18 S. E. Rep. 994; Phillips v. Cooper, 93 Ga. 639; 20 S. E. Rep. 78. Claycomb v. Hunger, 51 111. 373. Morgan v. Muldoon, 82 Ind. 347; Bever v. North, 107 Ind. 545. Jones v. Waggoner, 7 J. J. Marsh. (Ky.) 144; Graham v. Dyer, (Ky.) 29 S. W. Rep. 346; Elliott v. Sanfley, 89 Ky. 57; L. S. W. Rep. 200; Jones v. Jones, (Ky.) 7 S. W. Rep. 886. Chenault v. Thomas, 26 Ky. L. Rep. 1029; 83 S. W. Rep. 109. Jackson v. Marsh, 5 Wend. (N. Y.) 44, a case in which the covenantee confessed judgment in favor of the adverse claimant. Davis v. Wilbourne, 1 Hill L. (S. C.) 28, case of personal property. In Buckels v. Mouzon, 1 Strobh. L. (S. C.) 448, it was held that a judgment by default against the covenantee would not bind the covenantor, though notified to defend. And in Middleton v. Thompson, 1 Spear L. (S. C.) 67, it was held that it must appear that the title was put in issue. Greenlaw v. Williams, 2 Lea (Tenn.), 533. Bank of Winchester v. White, 114 (Tenn.) 62; 84 S. W. Rep. 697. Groesbeck v. Harris, 82 Tex. 411; 19 S. W. Rep. 850. Somers v. Schmidt, 24 Wis. 419 ; 1 Am. Rep. 191. Wallace v. Pereles, 109 Wis. 316; 85 N. W. Rep. 371. Long v. Howard, (Minn.) 53 N. W. Rep. 1014. Fitzpatrick v. Hoffman, (Mich.) 62 N. W. Rep. 349. It is immaterial upon what title the covenantee was evicted if the covenantor was notified to defend. Wendell v. North, 24 Wis. 223. Notice to defend a suit for dower binds the covenantor. Terry v. Drabenstadt, 68 Pa. St. 400. If the cove- nantee neither notifies his covenantor, nor avails himself of a valid defense which the covenantor might have made, the latter may avail himself of such defense in an action on the covenant. Walton v. Cox, 67 Ind. 164. A decision of arbitrators adverse to the covenantor's title, rendered without notice of the arbitration to the covenantor, is not binding upon him. Prewitt v. Kenton, 3 Bibb (Ky.), 282. In Texas the covenantee, when sued by an adverse claimant, is not only allowed to implead the covenantor and bind him by the result, but he may have judgment over against the covenantor for breach of warranty in case the adverse claimant establishes his title and obtains judgment; and this to prevent multiplicity of actions. Kirby v. Estell, 75 Tex. 485; 12 S. W. Rep. 807; Johns v. Hardin, (Tex.) 16 S. W. Rep. 623. Such a practice is, of course, inadmissible under common-law systems of procedure. In a case in Texas in which, after the warrantor had been. COVENANTS OF WARRANTY AND FOB QUIET ENJOYMENT. 425 to assume that in the States in which they were rendered some pro- vision of law or some practice existed by which the covenantor when notified to appear could procure himself to be admitted as a party defendant to the suit In North Carolina it has been held that judgment of eviction rendered after notice and request to the covenantor to appear and defend was in no way conclusive upon him, inasmuch as there was no law or rule, or practice by which he might be made a party to the suit. 25 The better opinion, however, seems to be that it is the duty of the covenantor to appear upon notice and request and furnish all the aid and information in his power for the successful maintenance of the suit, and that having done so, he may avail himself of the judgment therein rendered, though not actually a party to the suit. 26 Judgment against the vouched in to defend, his co-defendant, the warrantee, amended his answer so as to claim judgment over against the warrantor in case of an eviction, it was held that the latter, having received no notice of the amendment, was not bound by a judgment for breach of warranty rendered against him in pursuance of such amendment. The only effect of the pleadings, as they stood, was to make the judgment against the warrantee conclusive of the question of paramount title in the evictor. Mann v. Matthews, 82 Tex. 98; 17 S. W. Rep. 395. "Williams v. Shaw, N. C. Term. Rep. 197; 7 Am. Dec. 706; Shober v. Robinson, 2 Murph. (N. C.) 33; Wilder v. Ireland, 8 Jones L. (N. C.) 88; Saunders v. Hamilton, 2 Hayw. (N. C.) 282; Martin v. Cowes, 2 Dev. & Bat. L. (N. Car.) 101, the court saying: "In our opinion the record of the judg- ment is not only not conclusive evidence, but it is not any evidence of title against the vendor. It would be repugnant to principle to bind any one by a judgment in a suit where, if an opposite judgment had been rendered he could derive no benefit from it, to which suit he was not a party, and where he could not challenge the request nor examine witnesses, nor exercise any of the means provided by law for ascertaining the truth and asserting his right. In real actions a warrantor might be made \ party by voucher; in ejectment a landlord may come in to defend the possession of his tenant, but there is no provision of law by which a vendor can be brought in to vin- dicate the possession of his vendee. To a judgment against the vendee, the vendor is a stranger, and, therefore, that judgment is against him evidence only of the fact of the judgment and of the damages and costs recovered." * Chamberlain v. Preble, 11 Mass. 375, where it is said: "If he does not assume the defense, it is at least his duty to communicate all information in his power as to the validity of the plaintiff's title. If he fails to do so, if he stands by and permits a recovery for want of evidence of which he ha* knowledge, he cannot be permitted to sho\? that the result would have been otherwise if the evidence had been produced, and so avoid the effect of a recovery in a suit against him. If he pays no attention to the notice, and 426 MARKETABLE TITLE TO EEAL ESTATE. covenantee in trespass, as well as in ejectment, binds the cove- nantor if he has been notin?d of the suit and requested to defend. 27 So. also, in trespass to try title, 28 and in foreclosure proceedings. 29 The covenantee, by giving the proper notice, is not only relieved from the burden of showing that the judgment under which he was evicted was founded upon a paramount title, but the covenantor will not, in the absence of fraud or collusion, be permitted, when sued for a breach of his covenant, to dispute the title of the eject- ment plaintiff, or show a better title in himself. 30 The notice makes him a privy to the action, and he is bound whether he does or does not appear and defend. 31 In a case in which he did not appear after notice and request, he was concluded, though the suit in which the adverse title was established was decided upon an agreed state of facts which was erroneous, and which, if it had been correctly stated, would have defeated the adverse title, the agreed statement of facts having been made in good faith and without collusion. 32 turns his back upon the suit, he cannot, when called upon to respond, be permitted to prove that the defendant in the original suit would have pre- vailed if the defense had been conducted with a fuller knowledge of material facts." Under a statute permitting the landlord to be made defendant whem the tenant is sued in ejectment, a vendor who warranted the title cannot insist on being substituted as defendant. Linderman v. Berg, 12 Pa. St. 301. "Merritt v. Morse, 108 Mass. 270. Johns v. Hardin, (Tex.) 16 S. W. Rep. 623. "Collier v. Cowger, 52 Ark. 322; 12 S. W. Rep. 702. ""Merritt v. Morse, 108 Mass. 270, citing Shears v. Dusenbury, 13 Gray (Mass.) 292; Chamberlain v. Preble, 11 Allen (Mass.), 370, and Haven T. Grand June. R. Co., 12 Allen (Mass.), 337. Cooper v. Watson, 10 Wend. (N. Y.) 205. Morris v. Rowan, 17 N. J. L. 307, obiter. Ives v. Niles, S Watts (Pa.)~323. Middleton v. Thompson, 1 Spear L. (S. C.) 67; Wilson T. McElwee, 1 Strobh. L. (S. C.) 65. Williams v. Burg, 9 Lea (Tenn.), 455. Williams v. Weatherbee, 2 Aik. (Vt.) 357. Wendel v. North, 24 Wis. 223. The foregoing decisions are rested upon the familiar principle enun- ciated by BULLER, J., in the leading case of Duffield v. Scott, 3 Term Rep. 374, namely : " If a demand is made which the person indemnifying is bound to pay, and notice is given to him, and he refuses to defend the action, in consequence of which the person to be indemnified is obliged to pay the demand, that is equivalent to a judgment and estops the other party from saying that the defendant in the first action was not bound to pay the money." "Rawle Covts. (5th ed.) 117. Wimberly v. Collier, 32 Ga. 13. McConnell v. Downs, 48 111. 271. Woodward' v. Allen, 3 Dana (Ky.), 164. " Chamberlain v. Preble, 11 Allen (Mass.), 370. The warrantor, if made a party, is bound by judgment in a suit by an adverse claimant, though ren- COVENANTS OF WARRANTY AND FOR QUIET ENJOYMENT. 427 Notice should be given to the covenantor himself. Notice to his agent, appointed to collect the purchase money, is insufficient." Notice to the personal representatives of the covenantor need not be given if the covenantor was properly notified during his life- time. 34 If the covenantee be evicted under a title derived from himself, the covenantor will not, of course, be estopped from show- ing that fact though he may have disregarded a notice to appear and defend the suit. 35 The notice to appear and defend relieves the covenantee and the adverse claimant of any imputation of col- lusion. 36 But if there be actual collusion, or judgment be rendered against the covenantee through his negligence, the covenantor will not be bound, notwithstanding the notice. 37 If the covenantor ap- pears and defends the suit in pursuance of the notice and request, a fortiori will he be bound by the judgment, being actually and not merely constructively a party to the suit and will not be per- mitted afterwards to show that his title was good. 88 In Wisconsin it has been held that the covenantor, though notified to defend the action, and failing so to do, will not be bound by a judgment against his grantee if not allowed to pay the costs and take a new trial." The notice must be unequivocal, certain and explicit. Mere knowledge of the action and notice to attend the trial will not suf- fice unless attended with an express notice that he will be required dered upon a stipulation between the plaintiff and the co-defendant, to which he was not a party. Brown v. Hearon, 66 Tex. 63; 17 S. VV. Rep. 395; Mann r. Matthews, 82 Tex. 98; 17 S. W. Rep. 927. ** Graham v. Tankersley, 15 Ala. 634. But in a case in which an agent, upon being notified, appeared and practically took charge of the suit, the principal was held bound by the result. Bellows v. Litchfield, 83 Iowa, 36; 48 N. W. Rep. 1062. M Brown v. Taylor, 13 Vt. 631 ; 37 Am. Dec. 18. This decision was criti- cised in Somers v. Schmidt, 24 Wis. 420; 1 Am. Dec. 191. See, also, Rawle Covts. (5th ed.) 119. "Rowle Covts. (5th ed.) 117, note. "Swenk v. Stout, 2 Yeates (Pa.), 470, 472. " Sisk v. Woodruff, 15 111. 15, obiter. Davis v. Smith, 5 Ga. 274. "Brown v. McMullen, 1 Hill L. (S. C.) 29. Collis v. Cogbill, 9 Lea (Tenn.), 137. " Eaton v. Lyman, 26 Wis. 62. It seems that in this State the covenantor, though not a party to the suit, is by statute entitled to a new trial as a matter of right. 428 MARKETABLE TITLE TO REAL ESTATE. to defend the title. 40 The covenantor must be requested to take upon himself the defense of the title. Knowledge of the adverse suit, incidentally acquired through third parties, will not conclude him. 41 The better opinion seems to be that the covenantor is as much bound by notice to appear and prosecute a suit against an adverse claimant of the estate begun by the covenantee as he is to defend one instituted against him. 42 This, however, has been denied upon the ground that there is no principle upon which the covenantor can be substituted as plaintiff in the action. 43 The covenantee, after beginning a suit against the adverse claimant and notifying the covenantor to appear and prosecute, may dismiss the suit without affecting his right to recover on the warranty. 44 No particular form of notice is necessary ; it will be sufficient if it explicitly notifies the covenantor of the suit and requests him to defend it. 45 "Paul v. Witman, 3 Watts & S. (Pa.) 409. Collins v. Baker, 6 Mo. App. 588. Dalton v. Bowker, 8 Nev. 190. Greenlaw v. Williams, 2 Lea (Tenn.), 533. Sheets v. Joyner, (Ind.) 38 N. E. Rep. 830. The rule stated in the text, drawn from the cases cited, has not been aplied in all cases in which it has been sought to bind one person by the result of a suit against an- other. Thus, in Chicago City v. Rollins, 2 Bl. \U. S.) 418, it was held that an individual would be concluded by a judgment recovered against a cor- poration for his act or negligence if he knew that the suit was pending and could have defended it. An express notice to such individual is not necessary to create a liability on his part. Where the covenantor, pending an action of ejectment against the covenantee, wrote to him as follows : " I must defend the action. I have consulted a lawyer here, and have given him a fee. He recommends removing it to the Supreme Court. The costs I ex- pect to pay. You did right to employ a lawyer. If another is wanted you must employ one. I cannot attend myself," it was held that the covenantor was bound by a judgment against the defendant. Leather v. Poultney, 4 Binn. (Pa.) 356, per TILGHMAN, J. "Somers v. Schmidt, 24 Wis. 419; 1 Am. Rep. 191. Park v. Bates, 12 Vt. 381 ; 36 Am. Dec. 347 ; Pitkin v. Leavitt, 13 Vt. 379 ; Brown v. Taylor, 13 Vt. 637; 37 Am. Dec. 618. Gragg v. Richardson, 25 Ga. 570; 71 Am. Dec. 190. Walsh v. Dunn, 34 111. App. 146. 'Terrell v. Alder, 8 Humph. (Tenn.) 43. And in North Carolina it has been held that if the covenantee sues an intruder, the fact that the covenantor will not produce his title deeds in aid of the prosecution gives the plaintiff no rights against him. Wilder v. Ireland, 8 Jones L. (N. C.) 88. 44 White v. Wilhams, 13 Tex. 258. "Williams v. Burg, 9 Lea (Tenn.), 455. COVENANTS OF WARRANTY AND FOR QUIET ENJOYMENT. 429 It has been held that the notice must be in writing, 46 but the weight of authority establishes the sufficiency of a verbal notice. 47 A judgment of eviction rendered against the covenantee without notice to the covenantor, has, in some instances, been held prima facie evidence of paramount title in the evictor on behalf on the covenantee when suing for a breach of the covenant of warranty. 4 * But the better opinion appears to be that in such a case the judg- ment is evidence tending to show an eviction only, the burden still l>eing upon the covenantee to show that the eviction was under a "Mason v. Kellogg, 38 Mich. 132. BBONSON, J., in Miner v. Clark, 15 Wend. (N. Y.) 425. Verbal notice of an application for the appointment of commissioners to assign dower is not conclusive upon those interested. In re Cooper, 15 Johns. (N. Y.) 533. In Mason v. Kellogg, supra, the court said: " Upon full consideration we think the dictates of policy, the force of analogy, and weight of reason require the notice to be in writing. Our policy has always favored written memorials of title to rea 1 ""tate, and in view of the effect which the law attributes to this proceeding, 2t is sufficiently near being a fact of title to be within the policy. It bears a striking analogy to the ancient process of voucher and summons and similar proceedings in some of our States, and of course such proceedings could not be verbal. It con- templates the introduction of the covenantor and the entire prosecution of the defense in complete accordance with his views and under his direction. It is essentially a legal proceeding, and it is a well-recognized general rule that every notice of that character must be in writing." "Miner v. Clark, 15 Wend. (N. Y.) 425, BBONSON, J., dissenting. Somer? v. Schmidt, 24 Wis. 419; 1 Am. Rep. 191. The sufficiency of a verbal notice seems to have been assumed in Collingwood v. Irwin, 3 Watts (Pa.), 306, and in Greenlaw v. Williams, 2 Lea (Tenn.), 533. In Cummings v. Harrison, 57 Miss, 275 (1879), it was said: "In order to bind the warrantor by the result of an action of ejectment against the party holding under him, and to conclude him from showing title when he is sued on his warranty, it is not necessary for the notice to him by the defendant in the action of eject- ment to be in writing or in any particular form, or that a demand should be made of him to defend the action. If the warrantor has reasonable notice of the action against his warrantee, and an opportunity to defend it, he will be bound by the result, and when sued on his warranty, cannot be heard to show that the action of ejectment might have been successfully defended. He should have interposed such defense then, or ever afterwards be silent." "Leathers v. Poultney, 4 Binn. (Pa.) 352; Paul v. Witman, 3 Watts & S. (Pa.) 407; Collingwood v. Irwin, 3 Watts (Pa.), 506, 310. Pitkin v. Leavitt, 13 Vt. 385. King v. Kerr, 5 Hamm. (Ohio) 154; 22 Am. Dec. 777. Simpson v. Belvin, 37 Tex. 675. In Somerville v. Hamilton, 4 Wheat. (U. S.) 230, the court was divided upon this point. 430 MARKETABLE TITLE TO REAL ESTATE. paramount title. 49 If he neglects to give the notice, he must come prepared to prove that the evictor had the better title. This, as has been well said imposes no hardship upon him, and subjects him to but little inconvenience. It by no means follows that a judg- ment in ejectment against a grantee is founded upon the invalidity of the grantor's title. The judgment may be obtained by collusion ; by a failure of the defendant to make proof of the title under which he entered; or under a conveyance from the covenantee himself; or under a tax title originating in his own default. 60 The notice must be given in reasonable time. 51 It will suffice if time enough is allowed to prepare the case for trial. If ejectment has been actually begun against the covenantee, it is immaterial that his notice to defend was given before the complaint or declara- tion in ejectment was filed. 52 Whether notice has or has not been given to the covenantor to appear and assist in the defense of a suit attacking the title conveyed by him is a question for the jury. 63 The sufficiency of the notice, when given, is to be determined by the court. 64 Notice to the covenantor to appear and defend a suit by the adverse claimant is not indispensable, nor a condition prec- edent, to the right of the covenantee to recover on the warranty if the suit result in an eviction. It is prudent, however, to give the notice in order to dispense with proof that the eviction was under 49 Graham v. Tankersley, 15 Ala. 634. Hinds v. Allen, 34 Conn. 195. Rhode v. Green, 26 Ind. 83; Walton v. Cox, 67 Ind. 164. Patton v. Kennedy, 1 A. K. Marsh. (Ky.) 288; 10 Am. Dec. 744; Devour v. Johnson, 3 Bibb (Ky.), 410; Booker v. Bell, 3 Bibb (Ky.), 175; 6 Am. Dec. 641; Booker v. Meriweather, 4 Litt. (Ky.) 212; Cox v. Strode, 4 Bibb (Ky.), 4; 5 Am. Dec. 603. Ryerson v. Chapman, 66 Me. 557 ; Hardy v. Nelson, 27 Me. 525. Hines v. Jenkins, 64 Mich. 469; 31 N. W. Rep. 432. Fields v. Hunter, 8 Mo. 128; Holladay v. Menifee, 30 Mo. App. 207. Dalton v. Bowker, 8 Nev. 190. Middleton v. Thompson, 1 Spear L. (S. C.) 67. Stevens v. Jack, 3 Yerg. (Term.), 403, case of personal property. Clark v. Munford, 62 Tex. 531. Gates v. Field (Tex. Civ. App.) 85 S. W. Rep. 52. "Sisk v. Woodruff, 15 111. 15; Brady v. Spurck, 27 111. 479. "Middleton v. Thompson, 1 Spear L. (S. C.) 67; Davis v. Wilbourne, 1 Hiii L. (8. C.) 28; 26 Am. Dec. 154. " Cook v. Curtis, 68 Mich. 611 ; 36 N. W. Rep. 692. M Collingwood v. Irwin, 3 Watts (Pa.), 310. "Rowle Covts. (5th ed.) 120. COVENANTS OF WARBANTY AND FOB QUIET ENJOYMENT. 431 a paramount title. 65 But in Louisiana it has been held that if the covenantor loses a good defense that he might have made if he had been seasonably called upon to defend the title, the covenantee can- not recover on the warranty. 56 A record of a judgment of eviction which appears to be a complete transcript will be received in evidence in an action for breach of warranty, though not certified to be full and complete. 57 It has been held that if judgment in ejectment be recovered against the covenantee, not on the ground that the plaintiff's title was superior to that of the covenantor, but on the ground that the defendant in ejectment was precluded by the acts and declarations of his immediate grantor from taking refuge under the good title, the latter will not be bound by the judgment, though he was notified to appear and defend the suit. 58 Notwithstanding notice to the covenantor to appear and defend a suit attacking the title, the covenantee must, if evicted, show, in an action for breach of the covenant, that the eviction took place under a title older than his own ; that is, a title not derived from himself, unless the record of the suit in which he was evicted shows that fact. 59 Therefore, where the breach of warranty complained of was that an adverse decree had been rendered against the covenantee in a suit against him to quiet title, and that possession had been taken by the adverse claimant under that decree, but it did not appear 63 Chapman v. Holmes, 5 Halst. ( 10 N. J. L. ) 24. King v. Kerr, 5 Ohio, 158 ; 22 Am. Dec. 777. Pitkin v. Leavitt, 13 Vt. 379. Ryerson v. Chapman, 66 Me. 557. Talbot v. Bedford, Cooke (Tenn.), 447. Boyle v. Edwards, 114 Mass. 373. Wheelock v. Overshiner, (Mo.) 19 S. W. Rep. 640. The foregoing cases are largely founded on Smith v. Compton, 3 Barn. & Ad. 407, a case in which the covenantor compromised a suit against himself by the adverse claimant at 500, and was afterwards permitted to recover the amount so paid from the covenantor, though the latter was not notified of the adverse claimant's suit. TENTEBDEN, C. J., said : " The only effect of want of notice in a case such as this is to let in the party who is called upon for an indemnity to show that the plaintiff has no claim in respect of the alleged loss." "Kelly v. Wiseman, 14 La. Ann. 661. "Radcliff v. Ship, Hard. (Ky.) 299. "Kelly v. Dutch Church, 2 Hill (N. Y.), 105. "Folliard v. Wallce, 2 Johns. (N. Y.) 395. Williams v. Wetherbee, 2 Aik. (Vt.) 337; Knapp v. Marlboro, 34 Vt. 235; Pitkin v. Leavitt, 13 Vt. 379, 384; Swazey v. Brooks, 34 Vt. 451. See cases cited, post, 176. Parol evidence of testimony given on the trial of ejectment agains't the covenantee is admissible to show that recovery was under a title derived from the covenantor. Leather v. Poultney, 4 Binn. (Pa.) 356. 432 MARKETABLE TITLE TO REAL ESTATE. that the title on which such decree was based was older than or prior to that under which the covenantor conveyed, it was held that the plaintiff, the covenantee, was not entitled to recover, since there was nothing to show but that the title under which he was evicted was derived from himself. 60 If the grantee is evicted by one who claims under a prior deed from the grantor such eviction is a breach of a covenant against the acts of the grantor himself. The covenant of special warranty embraces past as well as future acts of the grantor. 61 An eviction by one holding under a prior appointment by the grantor is equiva- lent to an eviction by the grantor himself. 62 It has been held that if the grantor conveys a clear title with general warranty, and the grantee fails to record his deed in due time, by reason of which he loses the estate to a subsequent grantee of the covenantor who first records his deed, there is no breach of the covenant of warranty, and that the remedy of the covenantee, if any, is by action on the case for the damages actually sustained, or for money received to his use by the covenantor. 63 Other cases, however, hold, and appar- ently with greater reason, that the grantor cannot claim that the grantee should have recorded his deed in order to guard against a Pack v. Houghtaling, 38 Mich. 127. Clements v. Collins, 59 Ga. 124, the court saying : " The great and insurmountable defect in the evidence, how- ever, is that it fails to show that the recovery in ejectment was had upon title outstanding at the date of the warranty. Nothing appears which is the least inconsistent with the covenant. Ten years had elapsed when ejectment suit was brought, and no date in the pleadings or the evidence has any relation whatever to so remote a period in the past. What the judgment in eject- ment adjudicates is that the plaintiff (in the ejectment) had title at the commencement of that action, in 1869. But that fact is perfectly consistent with title in the warrantor in 1859. There is nothing to show that the very deed containing the warranty now sued on was not a part of the chain of title upon which the premises were recovered in the action of ejectment." Faries v. Smith, 11 Rich. L. (S. C.) 82. Calvert v. Sebright, 15 Beav. 156. ** Wade v. Comstock, 11 Ohio St. 71, upon the ground that the covenant of warranty relates solely to the title as it was at the time the conveyance was made, and merely binds the covenantor to protect the grantee and his assigns against a lawful and better title existing before or at the time of the grant. Mr. Rawle seems to approve this rule, at least in cases in which an interest remains in the grantor, e. g., an equity of redemption, the conveyance con- taining the covenant having been a mortgage. Covenants for Title (5th ed.), 128, n. 5. See, also, Scott v. Scott, 70 Pa. St. 244. COVENANTS OF WABRANTY AND FOB QUIET ENJOYMENT. 433 subsequent wrongful transfer of the same title to another by the grantor himself. The covenant of warranty includes a covenant against all persons claiming by, through, or under the grantor, and the case mentioned comes literally within these terms. The doctrine of estoppel applies. 64 176. PLEADING AND BURDEN OF PROOF. In an action on a covenant of warranty the plaintiff must set out the covenant or its substance in his declaration or complaint and then aver an evic- tion by one having lawful right. 66 It is not sufficient merely to negative the words of the covenant ; the eviction must be alleged.* 8 But it is not necessary that the facts constituting the eviction CT nor "Curtis v. Deering, 12 Me. 499; Williamson v. Williamson, 71 Me. 442. Lukcns v. Licolson, 4 Phila. R. 22. See, also, Maeder v. Carondelet, 26 Mo. 114. Staples v. Flint, 28 Vt. 794, semble. See form, 2 Chit. PL 546. Brady v. Peck, 99 Ky. 42 ; 34 S. W. Rep. 206. Gano v. Green, 116 Ga. 22; 42 S. E. Rep. 371. Hampton v. Webster, 56 Neb. 628; 77 N. W. Rep. 50; Merrill v. Suing, 66 Neb. 404; 92 N. W. Rep. 618; Sears v. Broady, 66 Neb. 207; 92 N. W. Rep. 214. Dexter v. Manly, 4 Gush. (Mass.) 14. A covenant of warranty should not be pleaded as a covenant for quiet enjoyment. It should be pleaded according to its form, leaving the effect to be determined in the action. Peck v. Houghtaling, 38 Mich. 127. "Blanchard v. Hoxie, 34 Me. 378. Wills v. Primm, 21 Tex. 380; Raines v. Callaway, 27 Tex. 678. Thompson v. Brazile, 65 Ark. 495 ; 47 S. W. Rep. 299. A pleading by the covenantee, alleging inability to get possession of the premises because held by a third person, claiming under a superior title, is fatally bad, unless it alleges that the premises were so held at the time of the warranty, or that the person in possession had been adjudged to have the paramount title. Jett v. Farmers' Bank, 25 Ky. L. Rep. 817 ; 76 S. W. Rep. 385. "Rickert v. Snyder, 9 Wend. (N. Y.) 420; Townsend v. Morris, 6 Cow. (N. Y.) 123. Cheney v. Straube, 35 Neb. 521; 53 N. W. Rep. 479. A declara- tion in covenant on a general warranty of lands, which states that the defend- ant had no title at the time of the sale, that ejectment had been brought against the plaintiff by a stranger, of which he gave the defendant notice, and that plaintiff had afterwards been evicted in due course of law is suffi- cient. Swenk v. Stout, 2 Yeates (Pa.), 470. An averment that the cove- mantor had not a good and sufficient title to the land, and that by reason thereof the plaintiff was ousted and dispossessed of the premises by due course of law is sufficient as an averment of an eviction by title paramount. Banks v. Whitehead, 7 Ala. 83. Reese v. McQuillikin, 7 Ind. 451. Mills v. Rice, 3 Neb. 76. In Day v. Chism, 10 Wh. (U. S.) 449, the following language in the declaration " that the said O. had not a good and sufficient title to the said tract of land, and by reason thereof the said plaintiffs were ousted and dispossessed of the said premises by due course of law,", was held sufficient as a substantial averment of an eviction by title paramount. 28 434 MARKETABLE TITLE TO REAL ESTATE. the nature of the eviction, that is, whether actual or constructive, be alleged; 68 nor is it necessary that the paramount title under which the eviction transpired nor the nature thereof be set forth particularly. 6 ? Nor need the plaintiff allege that he relied on the defendant's warranty, for that were to allege what the law pre- sumes. 70 But he must aver that he was evicted by one having a law- ful title 71 and that such title was older and better than that pro- tected by the covenant, otherwise it would not appear but that the plaintiff was evicted under a title derived from himself. 72 Of course, however, if the warranty was against the claims of a par- ticular person, it would be sufficient to allege that the plaintiff was evicted by that person without averring that his title was older or better than that of the defendant or that it existed at the time of the covenant. 73 It is not necessary to aver that the title to the land "Reese v. McQuillikin, 7 Ind. 451. Sheffey v. Gardner, 79 Va. 313. "Talbot v. Bedford, Cooke (Term.), 447. But see Prestwood v. McGowan, 128 Ala. 267; 29 So. Rep. 386, where it was held that the paramount title must be substantially set forth. TO Norris v. Kipp, 74 Iowa, 444; 38 N. W. Rep. 152. "Greenby v. Wilcox, 2 Johns. (N. Y.) 1; Webb v. Alexander, 7 Wend. (N. Y.) 286. " Wotton v. Hele, 2 Saund. 177 and n. 10; Hayes v. Bickerstaff, Vaugh. 118. Folliard v. Wallace, 2 Johns. (N. Y.) 395; Greenby v. Wilcox, 2 Johns. (N. Y.) 1; Grannis v. Clark, 8 Cow. (N. Y.) 36. Crisfield v. Storr, 36 Md. 148; 11 Am. Rep. 480, and analogous cases there cite3. Pitkin v. Leavitt, 13 Vt. 384. Giddings v. Canfield, 4 Conn. 482. Jones v. Jones, 87 Ky. 82; 7 S. W. Rep. 886; Chenault v. Thomas, 26 Ky. L. Rep. 1029; 83 S. W. Rep. 109. So, also, in an action for rent a plea of eviction by title paramount must aver that such title existed before the demise. Naglee v. Ingersoll, 7 Pa. St. 185, 205. An averment that the plaintiff was evicted by the holder of " a superior and better title than the one sold by the defendant," is sufficient as an aver- ment that the plaintiff was not evicted under a title derived from himself. Woodward v. Allen, 3 Dana (Ky.), 164. "Patton v. Kennedy, 1 A. K. Marsh. (Ky.) 389; 10 Am. Dec. 744; Pence v. Duval, 9 B. Mon. (Ky. ) 49. The necessity for such an averment is even greater where there have been several intermediate conveyances, as in the latter case it would be intended, if the declaration did not aver that the title of the party evicting was older and better and existing at the date of the covenant, that he had derived it from one of the intermediate grantees. In such a case the title of the party evicting might well be older and better than that of the defendant in the ejectment, and yet not older and better than that of the covenantor, and if it was not older and better than the latter there would be no breach of the covenant. Language of GBASON, J., in Crisfield v. Storr, 36 Md. 148; 11 Am. Rep. 480. An averment that a stranger had COVENANTS OF WABRANTY AND FOR QUIET ENJOYMENT. 435 has been tried; it is sufficient to aver an eviction by paramount title, and the superiority of that title will be determined at the trial; 74 nor is it necessary, where the plaintiff was evicted by judg- ment and process in a possessory action, to aver that the de- fendant had notice of the action and was requested to defend it. 76 Nor is it necessary to allege that the grantor did not, after execut- ing the covenant, acquire a title which would enure to the benefit of the grantee by estoppel ; 76 nor that the covenantee relied on the warranty, since that is a presumption of law. 77 The covenant must, of course, be truly described, and the breach averred not to be within any of the restrictions, limitations or qualifications of the covenant if any, contained in the deed. Thus, where the declara- tion set forth a conveyance and warranty of the entire estate in fee, and a conveyance with warranty, subject to a mortgage, ap- peared in evidence, the variance was held fatal. 78 The plaintiff must also allege that the title or claim under which he was evicted, came within the defendant's covenants. 79 It will be sufficient, how- ever, if the covenant be stated according to its legal effect and not in the precise language of the deed. 80 Burden of proof. The plaintiff in an action for breach of the covenant of warranty alleging an eviction, as he must, has the affirmative of the issue, and the burden of proof lies on him to show the eviction under a lawful title older than that under which he held. 81 But the burden shifts if the defendant so pleads as to have the affirmative himself. Thus, where the breach alleged was that the title was outstanding in another by reason of which the plaintiff could not get possession, and the defendant pleaded -that brought suit and recovered the land, without alleging against whom he recovered, or that the plaintiffs (grantee's) title had been called in question, or that the title of such .claimant was superior to that of the plaintiff, does not sufficiently allege a breach of the covenant of warranty. Wills v. Primm, 21 Tex. 380. "Fatten v. Kennedy, 1 A. K. Marsh. (Ky.) 288; 10 Am. Dec. 744. "Rhode v. Green, 26 Ind. 83. "Mason v. Cooksey, 51 Ind. 519. "Norris v. Kipp, 74 Iowa, 444; 38 N. W. Rep. 152. "Shafer v. Wiseman, 47 Mich. 63; 10 N. W. Rep. 104. "Dexter v. Manly, 4 Cush. (Mass.) 14. "Bland v. Thomas (Ky.), 3 S. W. Rep. 595. n Peck v. Houghtaling, 88 Mich. 127. Holladay v. Menifee, 30 Mo. App. 216. 436 MARKETABLE TITLE TO BEAL ESTATE. the better title was not so outstanding but had been by himself con- veyed to the plaintiff, it was held that the burden was upon him to show that the title so conveyed was paramount. 82 And if the cove- nantee shows that he has been evicted or kept out of possession by one claiming title the burden lies upon the covenantor to show that his title was paramount to that of the evictor. The reason for this rule is that a party in possession of lands is always presumed to have a valid title. 83 The deed containing the covenant if properly executed and recorded, will be received in evidence to show the warranty, with- out proof of its execution. 84 177. COVENANT FOB QUIET ENJOYMENT. The covenant for quiet enjoyment and the covenant for warranty are in effect the same, 85 the only difference being, it seems, that the former is broken by an actual disturbance of the possession of the covenantee by one having a superior right, while the latter is not broken until the disturbance has culminated in an eviction. 86 Thus, ejectment brought by the true owner against the covenantee is a breach of the covenant for quiet enjoyment, while there is no breach of the covenant of warranty until the action has resulted in an eviction. 87 "Owen v. Thomas, 33 111. 320. In Georgia it has been held that if the covenantee shows that since his purchase the land has been sold under execu- tion against a stranger, and that he surrendered the possession of such pur- chase (the defendant in the execution having had possession after judgment entered against him), the burden will be cast on the covenantor to show that the person to whom the surrender was made did not have the better title. Taylor v. Stewart, 54 Ga. 81. M Heyn v. Ohman, (Neb.) 60 N. W. Rep. 952, citing Ward v. Mclntosh, 12 Ohio St. 231. Jones v. Bland, 112 Pa. St. 176; 2 Atl. Rep. 541. Brown v. Feagin, 37 Neb. 256; 55 N. W. Rep. 1048. "Williams v. Weatherbee, 2 Aik. (Vt.) 337. 3 Washb. Real Prop. 467 (660) ; Rawle Covts. for Title (5th ed.), 96. Fowler v. Poling, 2 Barb. (N. Y.) 300; Rea v. Minkler, 5 Lans. (N. Y.) 196. See 2 Sugd. Vend. 273 (601) and Rawle Covts. for Title (5th ed.), 130, where it is said that a suit in equity against the purchaser threatening the title is a breach of the covenant for quiet enjoyment. A lessee claiming that he has been evicted from a ground rent, must show that his tenancy has been successfully interfered with. A mere suit to prevent him from using the premises for particular purposes will not amount to a breach of the covenant. Jarden v. Lafferty, (Pa. St.) 7 Atl. Rep. 743. The covenant is not broken by a proceeding which interferes only with a particular mode of enjoyment of the premises. Rawle Covts. (5th ed.), 130. 17 Stewart v. West, 14 Pa. St. 336. COVENANTS OF WARRANTY AND FOR QUIET ENJOYMENT. 437 A suit in equity in which it is sought to deprive the covenantee of his estate is as much a breach of the covenant for quiet enjoyment as an action of ejectment, or other possessory proceeding. 88 The principal use and employment of this covenant, therefore, is in the creation and conveyance of estates for years. It is broken only by an actual disturbance of the possession by one having a better right,* 9 unless the disturbance was by the lessor himself or his agents. In the latter event the covenant is broken without regard to the question of paramount title. 90 With respect to the acts of the lessor, it is immaterial that the lease does not contain an express covenant for quiet enjoyment. Such a covenant will always be implied from the lease itself in case of a tortious disturbance by the lessor. 11 The covenant for quiet enjoyment like the covenant of warranty, is not a covenant that the grantor is seised of an indefeasible estate. Therefore, it is not broken where the grantor, purporting to convey a fee, had only a life estate, so long as the grantee remains in the undisturbed possession of the life estate. 92 "Sudg. Vend. (14th ed.) 601; Rawle Covts. (5th ed.), 130. "Ante, 142. "Moore v. Weber, 71 Pa. St. 429; 10 Am. Rep. 708. "Dexter v. Manly, 4 Cush. (Mass.) 14. "Wilder v. Ireland, 8 Jones L. (N. C.) 88. Of course, if the life estate has CHAPTEK XV. COVENANT FOR FURTHER ASSURANCE. IN GENERAL. 178. BREACH. ESTOPPEL. ASSIGNABILITY. DAMAGES. 179. 178. IN GENERAL. This covenant is usually expressed in the following words: " And that he, the said (grantor), shall at all times hereafter, at the request and expense of the said (grantee), his heirs and assigns, make and execute such other assurances for the more effectual conveyance of the said premises as shall be by him reasonably required." 1 It is one of the six covenants inserted in conveyances in those States or localities in which it is customary to employ all of the " full " or " usual " covenants for title. Actions at law for breach of the covenant for further assurance are of in- frequent occurrence, and few cases of that kind are to be met with on this side of the Atlantic. The remedy upon the covenant is usually sought in equity ; 2 that is, to compel the vendor to execute the further assurance, or, it seems, to remove an incumbrance from the premises. 8 The execution of the further assurance will, of course, operate to pass any estate which the vendor may have ac- quired after the execution of the original conveyance. It is to be observed, however, that the terms " general " or " special " as descriptive of the other covenants for title is not applicable to the fallen in and the reversioner has entered, the covenant is broken. Parker v. Hichardson, 8 Jones L. (N. C.) 452. *Rawle Covts. (5th ed.) p. 29. This language does not in terms require the vendor to remove an incumbrance from the premises. It seems, however, that the agreement " to make and execute such other assurances " is construed to have that effect. 2 Sudg. Vend. 294 (613) ; Platt Covts. 344. King v. Jones, 5 Taunt. 427. 'Post, 207. 2 Sugd. Vend. 294 (613); Rawle Covts. (5th ed.), 98. Cochran v. Pascault, 54 Md. 16. S 2 Sugd. Vend. (14th Eng. ed.) 613. King v. Jones, 5 Taunt. 427. This covenant will be found of great practical importance where the purchaser desires to compel the grantor to remove an incumbrance from the estate which exceeds the purchase price of the premises. This cannot be done under a covenant of warranty. East Tenn. Nat. Bank v. First Nat. Bank, 7 Lea (Tenn.), 420, and it may be doubtful whether it can be done under a cove- nant against incumbrances under the rule which limits the liability of the covenantor to the consideration money and interest. Ante, 131. COVENANT FOE FURTHER ASSURANCE. 439 covenant for further assurance as it is usually written. In this respect, it is dependent upon the other covenants for title, so that if those covenants are of a kind that will not entitle the purchaser to a conveyance of the after-acquired estate, or to have au iiicum- brance removed by the vendor, he cannot call for such relief in equity merely because his deed contains a covenant for further assurance. In other words, such a covenant in a mere quit claim or release would not entitle the purchaser to require the conveyance of any estate which the grantor may thereafter have acquired. 4 Nor can the purchaser demand, under the covenant for further assurance, the conveyance of a greater estate or interest than that to which he is entitled under the original conveyance. 5 But an express covenant in a quit-claim deed to convey the after-acquired estate will, of course, entitle the grantee to such a conveyance- 8 A covenant for further assurance operates in one respect as well for the protection of the grantor as for the benefit of the grantee. Thus, it has been held that the grantor has a right to acquire an outstanding paramount title to the estate by reason of this covenant, and to tender the title so acquired in satisfaction of a breach of the other covenants for title. 7 179. WHAT CONSTITUTES BREACH. ESTOPPEL. ASSIGN- ABILITY. DAMAGES. The covenant for further assurance is not broken until the grantor refuses to execute such further conveyance, This is Mr. Rawle's opinion (Covts. for Title [5thed.l, 105), citing Davis v. Tollemache, 2 Jur. (N. S.), 1181, and it seems clearly sustainable, both upon reason and authority. But a contrary view seems to have been taken, in the case of Bennett v. Waller, 23 111. 106, where it was said that under a covenant for further assurance contained in a quit-claim deed " a subsequent title enures as well as under a covenant of warranty." This case can probably be explained upon the ground that the quit claim under consideration was not a mere relase of all the grantor's right or interest, but a conveyance of an estate of a particular description, which operates to estop the grantor as well as a conveyance with general warranty. Van Rensselaer v. Kearney, 11 How. (U. S.) 297. In Armstrong v. Darby, 26 Mo. 517, it was held that a covenant for further assurance in a conveyance with covenant against incumbrances created by the grantor only, did not oblige the grantor to remove an incum- brance not created by himself. 5 Taylor v. Dabar, 1 Ch. Cas. 274. Uhl v. Ohio River R. Co., 51 W. Va. 106; 41 S. E. Rep. 340. Lamb v. Burbank, 1 Sawy. (C. C.) 227. T Cochran v. Pascault, 54 Md. 1. Building Co. v. Fray, 96 Va. 559; 32 S. E. Rep. 58. devised and tendered by the purchaser, as he may reasonably re- quire, or to do some act or thing necessary to perfect the title, such as may be reasonably insisted upon by the purchaser. 8 The vendor cannot be required to execute useless and unnecessary con- veyances, 9 nor to do acts in themselves impracticable ; 10 such as to procure a conveyance from a person non compos mentis, 11 or to pro- cure a certain thing to be done by one physically incapable of per- formance. 12 The thing to be done must also be lawful," and the request therefor must be made within a reasonable time." The covenant for further assurance will estop tho grantor from setting up an after-acquired title to the estate. 18 The better opinion seems to be that this covenant operates an actual transfer of the after-acquired estate; 16 it has been held, however, that the cove- nant for further assurance gives the grantee merely a right to call for a conveyance of the after-acquired estate, and to compel a specific performance of the covenant in equity." The covenant for further assurance is necessarily prospective in its operation, and passes with the land to subsequent grantees. 1 * The breach, when it occurs, is a continuing one, and may be availed Rawle Covts. (5th ed.), 99. Bennet's Case, Cro. Eliz. 9. Miller v. Parsons, 9 Johns. (N. Y.) 336. Fields v. Squires, Deady (U. S.), 388. The covenant for further assurance is broken if the grantor refuses to procure a release of an incumbrance upon the premises which he is bound to discharge. Colby v. Osgood, 29 Barb. (N. Y.) 349. Gwynn v. Thomas, 2 G. & J. (Md.) 420. "2 Sugd. Vend. 295 (613). In Armstrong v. Darby, 26 Md. 517, it was held that the statutory covenant for further assurance implied in the words " grant, bargain and sell " embraces only such incumbrances as the vendor has control of; and that if a defect cannot be supplied by the grantor, as where there is an outstanding mortgage created by a prior grantor, the vendor cannot be made liable on his covenant for further assurance. 11 Anon., Moore, 124. "Anon., Moore, 124, a case in which it was sought to compel a woman in travail to execute the assurance. "Heath v. Crealock, L. R., 10 Ch. App. 31. "Nash v. Ashton, T. Jones, 195. " Pierce v. Milwaukee R. Co., 24 Wis. 563. Bennett v. Waller, 23 111. 183. "Bennett v. Waller, 23 111. 183. "Chauvin v. Wagner, 18 Mo. 531. 1$ Bennett v. Waller, 23 111. 97. Colby v. Osgood, 29 Barb. (Ky.) 339. Clarke v. Priest, 47 N. Y. Supp. 489; 21 App. Div. 174. COVENANT FOE FURTHER ASSURANCE. 441 of by him who suffers the ultimate damage, though he be not the one who made the demand for further assurance. 19 The plaintiff can recover nominal damages only for a breach of the covenant for further assurance, unless he can show that he has sustained actual damages. The mere refusal of the vendor to exe- cute the further assurance would not entitle the grantee to actual damages unless he could show that he had sustained the ultimate damage that would result from the refusal. 20 If the grantor should refuse to satisfy an incumbrance on the premises, and the grantee should be compelled to discharge it to protect his title, he would doubtless be permitted to recover as damages the amount so paid by him, provided, it is apprehended, such amount do not exceed the consideration money and interest. 11 "Rawle Covts. (5th ed.), 230. "Rawle Covts. for Title (5th ed.), 195. Burr v. Todd, 41 Pa. St. 213, rtiter. Questions as to the measure of damages for a breach of the cove- nant for further assurance are not likely to arise. First, because the remedy upon this covenant is usually sought in equity; and, secondly, because such facts as would entitle the purchaser to substantial damages for a breach of this covenant would nearly, if not always, amount to a breach of the covenant against incumbrances or that of warranty, and the purchaser in most cases ontents himself with an action on those covenants. M This in analogy to the rule that the damages for a breach of the covenant f warranty, seisin or against incumbrances, is to be measured by the con- sideration money. No reason why he should be allowed a greater measure of damages for the breach of the one covenant than for the breach of the other can be perceived. CHAPTER XVI. DETENTION OF THE PURCHASE MONEY WHEN THERE HAS BEEN A BREACH OF THE COVENANTS FOR TITLE. GENERAL RULE. 180. MERGER OF PRIOR AGREEMENTS. 181. PURCHASE WITH KNOWLEDGE OF DEFECT. 182. RECOUPMENT. 183. RECOUPMENT IN FORECLOSURE OF PURCHASE-MONEY MORT- GAGE. 184. PARTIAL FAILURE OF CONSIDERATION. 185. ASSUMPSIT TO TRY TITLE. 186. WHAT CONSTITUTES EVICTION. 187. DISCHARGE OF INCUMBRANCES. 188. RULE IN TEXAS. 189. RULE IN SOUTH CAROLINA. 190. PLEADINGS. 191. RESUME. 192. 180. GENERAL RULE. In most cases the detention of the purchase money by the purchaser of lands on failure of the title, amounts to an election on his part to rescind the contract. In a subsequent portion of this work 1 under the head of " Remedies in Disaffirmance or Rescission of the Contract of Sale," the several rules which determine the rights of the purchaser in this respect, will be found stated at large, except the rules which apply where the contract has been executed by a conveyance with certain cove- nants for title, and the purchaser, when sued for the purchase money, sets up as a defense, by way of counterclaim or recoup- ment, his eviction from the premises by one holding under a prior incumbrance or a better title. This is equivalent to an independent action by the purchaser to recover for a breach of the covenants for title, and is, therefore, an affirmance of the contract on his part. Hence, it has been deemed proper to separate this branch of the law of detention of the purchase money from the general treatment of that subject, and to discuss the same in this place as one of the remedies of the purchaser in affirmance of the contract after the acceptance of a conveyance with covenants for title. We, there- fore, proceed to lay down the following rule, which should be read 'Post, ch. 24, et seq. DETENTION OF PURCHASE MONEY BREACH OP COVENANT. 443 as one of the series of propositions of law governing the right of the purchaser to recover back or to detain the purchase money, as set forth in another part of this work. 2 // the contract has been executed by the delivery and acceptance of a conveyance containing a covenant of warranty, or for quiet enjoyment, or against incumbrances, and there has been such a breach of those covenants as would give the grantee a present right to recover substantial damages against the grantor, the former will, in an action against him for the purchase money, be allowed to set up such breach as a defense by way of recoupment of the plaintiff's demand. If there has been no such breach the grantee cannot detain the purchase money. 3 * These propositions are to be found, post, 237. 'Rawle Covt. (5th ed.) 326; 2 Warvelle Vend. 919; 2 Sugd. Vend. (8th Am. ed.) 193 (549) note g. (As to what constitutes a breach of the several covenants for title, see ante, the chapters treating of them respectively.) Greenleaf v. Queen, 1 Pet. (U. S.) 138; Noonan v. Lee, 2 Bl. (U. S.) 499; Kimball v. West, 15 Wall. (U. S.) 377. Prevost v. Gratz, 3 Wash. (C. C.) 439. Brisco v. Mining Co., 82 Fed. 952. In the case of Patton v. Taylor, 7 How. (U. S.) 132, it was held that the covenantee could not detain the pur- chase money, in the absence of a breach of the covenant of warranty, though the covenant was insolvent. To the text; Peden v. Moore, 1 Stew. & P. (Ala.) 81; 21 Am. Dec. 649, 06. diet.; Wilson v. Jordan, 3 Stew. & P. (Ala.) 92; Dunn v. White, 1 Ala. 645; Cullum v. Bank, 4 Ala. 21; 37 Am. Dec. 725; Cole v. Justice, 8 Ala. 793; Tankersly v. Graham, 8 Ala. 247; Knight v. Turner, 11 Ala. 639; McLemore v. Mabson, 20 Ala. 139; Thompson v. Chrisian, 28 Ala. 399; Helvenstein v. Higgason, 35 Ala. 262; Garner v. Leaverett, 32 Ala. 410; Thompson v. Sheppard, 85 Ala. 611; 5 So. Rep. 334; Frank v. Riggs, 93 Ala. 252; 9 So. Rep. 359; Heflin v. Phillip, (Ala.) 11 So. Rep. 729. Wheat v. Dotson, 12 Ark. 699; McDaniel v. Grace, 15 Ark. 135; Robarda v. Cooper, 16 Ark. 288; Key v. Henson, 17 Ark. 254; Hoppes v. Cheek, 21 Ark. 585; Lewis v. Davis, 21 Ark. 239; Busby v. Treadwell, 24 Ark. 457; Sorrella v. McHenry, 38 Ark. 127. But in a suit to foreclose a vendor's lien the cove- nantee may have credit for all sums necessarily paid by him to protect the title. Morris v. Ham, 47 Ark. 293. Possession of a part of the premises by a mere intruder without color of title, through a mistake as to boundaries, is not such a breach of the covenant for quiet enjoyment as will entitle the purchaser to detain the purchase money. Hoppes v. Cheek, 21 Ark. 585. Where the vendor agreed to convey the property before payment of the pur- chase money, and the purchaser accepted a deed which conveyed none of the property purchased, and afterwards discovered the error, it was held that he might refuse to pay the purchase money until the vendor should execute a proper conveyance of the premises. McConnell v. Little, 51 Ark. 333; US. W. Rep. 371. To the text: Salmon v. Hoffman, 2 Cal. 138; 56 Am. Dec. 322; Fowler v. Smith, 2 Cal. 39. In Norton v. Jackson, 5 Cal. 262, it was held 444 MARKETABLE TITLE TO REAL ESTATE. " Generally speaking," says Sugden, " a purchaser, after a con- veyance, has no remedy except upon the covenants he has obtained, that eviction by process of law was necessary to enable the covenantee to set up breach of warranty as a defense in an action for the purchase money. To the text: Kurd v. Smith, 5 Colo. 233. Smoot v. Coffin, 4 Mackey (D. C.), 407; Bletz v. Willis, 19 D. C. 449. McGhee v. Jones, 10 Ga. 135; Roberts v. Woolbright, 1 Ga. Dec. 98. Brantley Co. v. Johnson, 102 Ga. 850; 29 S. E. Rep. 486. But in Smith v. Hudson, 45 Ga. 208, it was held that the purchaser might detain the purchase money if he could show that his remedey upon the warranty would not protect him. It would seem, also, that he might detain the purchase money in that State if there had been a judgment against him in ejectment, though there had been no actual eviction, since such a judgment, without eviction, amounts to a breach of warranty in Georgia. Clark v. Whitehead, 47 Ga. 516, overruling Leary v. Durham, 4 Ga. 593. Where a purchaser caused the conveyance with warranty to be made to a sub-purchaser, himself remaining liable for the purchase money, it was held that he could not, in an action against him for the purchase money, avail himself of the breach of warranty in the conveyance to the sub-purchaser, even though he held the sub-purchaser's notes as collateral. Gordon v. Phillips, 54 Ga. 240. To the text: Deal v. Dodge, 26 111. 458; Vining v. Leeman, 45 111. 246; Whitlock v. Denlinger, 59 111. 96; Lafarge v. Matthews, 68 111. 328; People v. Sisson, 98 111. 335. The same rule applies in case of the eviction of a lessee by paramount title. Pepper v. Rowley, 73 111. 262. In Buckles v. Northern Bank of Ky., 63 111. 268, 271, the rule is qualified by the statement that such a defense cannot be made so long as the possession of the vendee remains undisturbed and the paramount title unasserted. The qualification is obscure, in that it does not appear what is meant by the assertion of the paramount title, whether a suit prosecuted or threatened, or a suit which has resulted in a judgment of eviction. The rule that failure of title cannot be set up as a defense where there has been no breach of the vendor's covenants does not apply where the purchase-money notes and mortgage expressly provide that they shall not be paid until the title has been perfected. Smith v. Newton, 38 111. 230; Weaver v. Wilson, 48 111. 128. Whisler v. Hicks, 5 Bl. (Ind.) 100; 33 Am. Dec. 454; Smith v. Ackerman, Id. 541. In both of these cases the objection made to the payment of the purchase money was an outstanding contingent right of dower in the wife of the vendor. To the text: Buell v. Tate, 7 Bl. (Ind.) 55; Pomeroy v. Burnett, 8 Bl. (Ind.) 142; Oldfield v. Stevenson, 1 Ind. 153; Streeter v. Henley, 1 Ind. 401; Clark v. Snelling, 1 Ind.. 382; Hooker v. Folson, 4 Ind. 90; Wilkerson v. Chadd, 14 Ind. 448; Laughery v. McLean, 14 Ind. 106; Estep v. Estep, 23 Ind. 114; Starkey v. Neese, 30 Ind. 222 ; Stephens v. Evans, 30 Ind. 39 ; Hanna v. Shields, 34 Ind. 84; James v. Hayes, 34 Ind. 272, distinguishing Murphy v. Jones, 7 Ind. 529; Brewer v. Parker, 34 Ind. 172; Cartwright v. Briggs, 41 Ind. 184; Strain v. Huff, 45 Ind. 222 ; Cornwell v. Clifford, 45 Ind. 392 ; Mahoney v. Robbins, 49 Ind. 146; Jones v. Noe, 74 Ind. 368; Gibson v. Richart, 83 Ind. 313; Bethell v. Bethell, 92 Ind. 318; Marsh v. Thompson, 102 Ind. 272; 1 N. E. Rep. 630; Parker v. Culbertson, (Ind.) 27 N. E. Rep. 619. Grubbs v. Barber, 102 Ind. 131; 1 N. E. Rep. 636; Pearson v. Wood, 27 Ind. App. 419; 61 N. E. Rep. DETENTION OF PURCHASE MONEY BREACH OF COVENANT. 445 although evicted for want of title ; and however fatal the defect of title may be, if there is no fraudulent concealment on the part of 593. In Small v. Reeves, 14 Ind. 163, a leading case in that State, the rule was thus stated: "Where a deed (with covenants) is made and accepted, and possession taken under it, want of title will not enable the purchaser to resist the payment of the purchase money or recover more than nominal damages on his covenants while he retains the deed and possession, and has been subjected to no inconvenience or expense on account of the defect of title." In Fehrle v. Turner, 77 Ind. 530, a purchaser was permitted to show that a suit to recover part of the land was being prosecuted against him, and to enjoin proceedings to collect the purchase money, until the adverse claim- ant's suit should be determined. Overruling Strong v. Downing, 34 Ind. 300. In Peterson v. McCullough, 50 Ind. 35, the purchaser claimed an abatement of the purchase money by reason of an incumbrance resulting from the right of a canal company to overflow part of the land. Relief was denied on the ground that the evidence did not show an easement in the company by pre- scription. To the text: Allen v. Pegram, 16 Iowa, 163; Nosier v. Hunt, 18 Iowa, 212; Gifford v. Ferguson, 47 Iowa, 451; Burrows v. Stryker, 47 Iowa, 477. Of course, it is no defense to an action for the purchase money that incumbrances on the land were not removed by the grantor, until a few days before the commencement of such suit. Winch v. Bolton, (Iowa) 63 N. W. Rep. 330. In Blasser v. Moats, (Iowa) 46 N. W. Rep. 1076, a purchaser who had taken a conveyance with general warranty and a verbal agreement that the vendor would procure his wife to sign the deed, was permitted to resist the payment of the purchase money on the ground that the wife had not signed the deed. To the text : Scantlin v. Anderson, 12 Kans. 85 ; Chambers v. Cox, 23 Kans. 393; Sunderland v. Bell, 39 Kans. 21, 663. Ingraham v. Ward, 56 Kans. 550; 44 Pac. Rep. 14. Lewis v. Norton, 5 T. B. Mon. (Ky.) 1; Rawlins v. Timberlake, 6 T. B. Mon. (Ky.) 225; Miller v. Long, 2 A. K. Marsh. (Ky.) 334; Gale v. Conn, 3 J. J. Marsh. (Ky.) 538; Simpson v. Hawkins, 1 Dana (Ky.), 303; Taylor v. Lyon, 2 Dana (Ky.), 276; Casey r. Lucas, 2 Bush (Ky.), 55; Trumbo v. Lockridge, 4 Bush (Ky.), 416; Butte v. Riffe, 78 Ky. 353; Bellfont Iron Wks. v. McGuire, (Ky.) 11 S. W. Rep. 203. Com. School Dist. v. Conrad, 19 Ky. Law R. 199; 39 S. W. Rep. 497; Vivian v. Stevens, (Ky.) 56 S. W. Rep. 520. In Pryse v. McGuire, 81 Ky. 608, it was heid that if the purchaser had never been put in possession, he might defend an action for the purchase money on the ground of failure of the title, though there had been no eviction. It will be remembered, however, that inability of the grantee to get possession is a constructive eviction for the premises. Ante, 146. If the purchaser take a deed with general warranty from the husband, he will be deemed to have relied on the warranty, and can- not enjoin the collection of the purchase money unless he be evicted by the doweress. Booker v. Meri weather, 4 Litt. (Ky.) 212. A restriction in a prior deed by which a subsequent grantee is preventable from selling liquor on the premises, will not entitle such grantee to detain the purchase money, the covenantor being alive and solvent. Smith v. Jones, (Ky. ) 31 S. W. Rep. 475. In Louisiana, owing to the prevalence of the civil law, which disregards the rule caveat emptor, the distinction between executed and executory con- 446 MARKETABLE TITLE TO EEAL ESTATE. the seller, the purchaser's only remedy is under the covenants."* Practically the same rule exists in many of the American States, tracts with respect to the detention of the purchase money on failure of the tifle, is not observed. A perfect outstanding title in a stranger ia held equivalent to eviction in that State, and entitles the grantee to rescind the contract. McDonald v. Vaughan, 14 La. Ann. 716. One who buys land at a sale under execution against himself, and sells the land again, cannot refuse to pay the original price on the ground that the property is incumbered no claim on that account having been made against him. Oakey v. Drum- mond, 7 La. Ann. 205. To the text: Wentworth v. Goodwin, 21 Me. 150, semble; Jenness v. Parker, 24 Me. 289, semble. Timins v. Shannon, 19 Md. 296, 316; 81 Am. Dec. 632. In Middlekauff v. Barrick, 4 Gill (Md.), 290, it was broadly stated that if there was no fraud the purchaser had no remedy except upon his covenants, although he had been evicted by an adverse claimant. It does not appear, however, that this language was intended to restrict the covenantee's right to avail himself of a breach of covenant by way of recoupment. To the text: Lothrop v. Snell, 11 Cush. (Mass.) 453; Bart- lett v. Tarbell, 12 Allen (Mass.), 125; Knapp v. Lee, 3 Pick. (Mass.) 459; Rice v. Goddard, 14 Pick. (Mass.) 293. Haldane v. Sweet, 55 Mich. 196; 20 N. W. Rep. 902; Pfirrman v. Wattles, (Mich.) 49 N. W. Rep. 40; Leal v. Terbush, 52 Mich. 100; 17 N. W. Rep. 713, semMe. This was an action to recover back purchase money paid by a covenantee. The court does not advert to the rule remitting the purchaser to his action on the covenants, but rests its decision refusing the purchaser relief, on the ground that the entire con- sideration had not failed. To the text: Anderson v. Lincoln, 5 How. (Miss.) 279; Coleman v. Rowe, 5 How. (Miss.) 460; 37 Am. Dec. 164. The contract was executory in this case, but the vendor had executed a bond to make title. Vick v. Percy, 7 Sm. & M. (Miss.) 256; 45 Am. Dec. 303; Walker v. Gilgert, 7 Sm. & M. (Miss.) 456; Hoy v. Taliaferro, 8 Sm. & M. (Miss.) 727; McDonald v. Green, 9 Sm. & M. (Miss.) 138, semlle; Duncan v. Lane, 8 Sm. & M. (Miss.) 744; Gilpin v. Smith, 11 Sm. & M. (Miss.) 129; Heath v. Newman, 11 Sm. & M. (Miss.) 201; Dennis v. Heath, 11 Sm. & M. (Miss.) 206; 49 Am. Dec. 51; Johnson v. Jones, 13 Sm. & M. (Miss.) 580; Wailes v. Cooper, 24 Miss. 232; Harris v. Rowan, 24 Miss. 504; Winstead v. Davis, 40 Miss. 785; Ware v. Houghton, 41 Miss. 382; 93 Am. Dec. 258, where, however the . warranty was of title to a slave ; Guice v. Sellers, 43 Miss. 52 ; 5 Am. Rep. 476; Miller v. Lamar, 43 Miss. 382. Cooley v. Rankin, 11 Mo. 647; Connor v. Eddy, 25 Mo. 75; Wellman v. Dismukes, 42 Mo. 101; Eddington v. Nix, 49 Mo. 134; Wheeler v. Standley, 40 Mo. 509; Mitchell v. McMullen, 59 Mo. 252 ; Hart v. Railroad Co., 65 Mo. 509 ; Key v. Jennings, 66 Mo. 356 ; Hunt v. Marsh, 80 Mo. 398. A purchaser who accepts a conveyance from a stranger thereby waives his right to recover from the vendor money paid in removing incumbrances from the land. Herryford v. Turner, 67 Mo. 296. To the text: Mills v. Saunders, 4 Neb. 190. Perkins v. Bamford, 3 N. H. 522; Getchell v. Chase, 37 N. H. 106; Drew v. Towle, 7 Fost. (N. H.) 412; 54 Am. Dec. 309, where the rule stated in the text was held to apply only where there has been 4 Sudg. Vend. (8th Am. ed.) 383 (251); 2 id. 193 (549). DETENTION OF PURCHASE MONEY BREACH OF COVENANT. 447 with this qualification, that in any case in which there has been a breach of the covenants which the purchaser has received, for a total failure of the consideration. To the text: Beach v. Waddell, 4 Halst. Ch. (N. J.) 299. Kuhnen v. Parker, 56 N. J. Eq. 286; 38 Atl. Rep. 641. In Copper v. Bloodgood, 32 N. J. Eq. 209, it was held that the necessity of obtaining a lease of riparian rights from the State could not be held an eviction entitling the covenantee to detain the purchase money where he might have obtained the land itself by appropriation. To the text: Bumpuss v. Plainer, 1 Johns. Ch. (N. Y.) 213; Abbott v. Allen, 2 Johns. Ch. (N. Y.) 519; 7 Am. Dec. 554; Woodruff v. Bunce, 9 Paige Ch. (N. Y.) 443; 38 Am. Dec. 559; Miller v. Avery, 2 Barb. Ch. (N. Y.) 594; Woodworth v. Jones, 2 Johns. Cas. (N. Y.) 417; Lattin v. Vail, 17 Wend. (N. Y.) 188; Whitney v. Lewis, 21 Wend. (N. Y.) 131; Tallmadge v. Wallis, 25 Wend. (N. Y.) 118; Edwards v. Bodine, 26 Wend. (N. Y.) 109; Batterman v. Pierce, 3 Hill (N. Y.), 171; Lamerson v. Marvin, 8 Barb. (N. Y.) 14; Farnham v. Hotchkiss, 2 Keyes (N. Y.), 9; Ryerson v. Willis, 81 N. Y. 277; Gifford v. Society, 104 N. Y. 139; 10 N. E. Rep. 39; Dunning v. Leavitt, 85 N. Y. 30; 39 Am. Rep. 617; Clanton v. Surges, 2 Dev. Eq. (N. C.) 13; Wilkins v. Hogue, 2 Jones Eq. (N. C.) 479. In Mills v. Abraham, 6 Ired. (N. C.) 456, it was held that a purchaser with full knowledge of the defective title, and taking covenants for his protection, could not resist the payment of the purchase money if the covenants were broken. In Ohio the purchaser is by statute permitted to retain the possession and defend a suit for the purchase money by bringing in the person claiming an adverse estate or interest, so that the rights of all parties may be adjusted in the same action. Rev. Stat. Ohio, 1884, 5780. Before the enactment of that statute the rule was as stated in the text. Stone v. Buckner, 12 Ohio, 73; Edwards v. Norris, 1 Ohio, 524; Hill v. Butler, 6 Ohio, 216. Under the same statute the purchaser might have deducted from the purchase money by way of counterclaim the amount of an incum- brance on the premises discharged by him. Craig v. Heis, 30 Ohio St. 550. For the construction of this statute see Templeton v. Kramer, 24 Ohio St. 554. In Purcell v. Heerny, 28 Ohio St. 39, it was held that, independent of such statutory provision, the purchaser must show an eviction before he can claim relief against payment of the purchase money. To the text: Fellows v. Evans, 33 Oreg. 30; 53 Pac. Rep. 491; Failing v. Osborne, 3 Oreg. 498. In this case a stipulation of the vendors that " if it should be adjudged that they had no legal right to sell, and if the purchaser by reason thereof be legally compelled to give up the premises," they should refund the purchase money, was given the effect of a covenant of warranty, and the purchaser held not entitled to detain the purchase money unless there had been an actual or constructive ouster. The Pennsylvania decisions on the point stated in the text will be found post, 271. In an action on a purchase- money mortgage the defendant may set off damages arising from a breach of warranty of the title, but he will not be entitled to interest on such damages if he remain in possession, even though a judgment in ejectment had been recovered against him. Wacker v. Straub, 88 Pa. St. 32. Price v. Hubbard, 8 S. Dak. 92; 65 N. W. Hep. 436. To the text: Elliott v. Thompson, 4 Humph. (Tenn.) 09; 40 Am. Dec. 630; White v. Ewing, 69 Fed. 451; Young Y. Butler, 448 MARKETABLE TITLE TO REAL ESTATE. which he would be entitled to recover substantial damages, he may in an action against him for the purchase money recoup the amount of those damages from the plaintiff's demand. 5 But so long as there has been no such breach of the covenant of warranty, or for quiet enjoyment, or against incumbrances, as would entitle the covenantee to recover substantial damages against the covenantor, the former cannot, either at law or in equity, resist the payment of the purchase money. In some of the States, however, as will here- after be seen, the rigor of this rule is relaxed where suit is threatened or prosecuted by the adverse claimant, or where from non-residence or. insolvency of the covenantor, judgment against him for breach of his covenant either cannot be obtained, or, if obtained, will prove an unavailing remedy. 6 1 Head (Term.), 640, the court saying: "From the facts in this record we have no doubt that it was the purpose of the purchaser from the beginning to obtain the deed and the possession of the property without paying for it until such time as it suited his convenience to do so," a remark applicable to a large percentage of injunctions against the collection of the purchase money. The fact that the vendor's title is merely equitable will not entitle the purchaser to detain the purchase money. The subsequently acquired legal title will enure to the benefit of the purchaser under the vendor's covenant of warranty. McWhirter v. Swaffer, 6 Baxt. (Tenn.) 342. In McNew T. Walker, 3 Humph. (Tenn.) 186, the vendor having only a life estate in the premises conveyed the same in fee with general warranty. The court refused to enjoin the collection of the purchase money, there being no fraud and no eviction alleged. In Texas Ry. Co. v. Gentry, 69 Tex. 625; 8 S. W. Rep. 98, it was held that a purchaser of a railroad property with warranty could not resist the payment of the purchase money on the ground that certain rights of way enjoyed by the company had not been acquired, if proceedings for compensation by the true owner were barred by the Statute of Limitations. For the Texas doctrine relating to detention of the purchase money, see post, 189. To the text: Dix v. School Dist., 22 Vt. 309, semble. As to the rule governing the right of the purchaser to detain the purchase money, as enforced in Virginia, where the title is found to be bad, after the accept- ance of a conveyance, see post, 337. To the text: Horton v. Arnold, 18 Wis. 212; Eaton v. Tallmadge, 2& Wis. 526; Smith v. Hughes, 50 Wis. 620; 7 N. W. Rep. 653; Bardeen v. Markstrvrm, 64 Wis. 613; 25 N. W. Rep. 565. Campbell v. Medbury, 5 Biss. (C. C.) 33. In Hall v. Gale, 14 Wis. 54, and Walker v. Wilson, 13 Wis. 522, the non-existence of a right to raise the water in a mill dam to a specified height, the purchaser having been enjoined by the adjacent proprietors, was held a breach of the covenant of warrant/ entitling him to detain the purchase money. 5 Ante, cases cited n. 3, p. 443. Post, chs. 26 and 34. In White v. Ewing, 69 Fed. Rep. 451, it was held that the insolvency of 'the grantor could not be availed of as a defence to an DETENTION OF PURCHASE MONEY BREACH OF COVENANT. 449 An illustration of the rule stated in the foregoing proposition is afforded by the early and leading case of Abbott v. Allen. 7 There the purchaser entered under a conveyance with covenants of seisin and general warranty, and executed a mortgage to secure the de- ferred payments of the purchase money. When the mortgage was about to be enforced, the purchaser prayed an injunction against the sale of the premises, but set out in his bill facts which went no farther than to show that his title was doubtful or unmarketable. The injunction was dissolved by Chancellor JAMES KENT, who said that " it would lead to the greatest inconvenience and perhaps abuse, if a purchaser in the actual enjoyment of land, when no person asserts or takes any measures to assert a hostile claim, can be permitted en suggestion of a defect or failure of title, and on the principle of quja timet, to stop the payment of the purchase money, and of all proceedings at law to recover it." Of course if the deed contain an express provision that the pur- chase money may be detained or abated if adverse claims or ih- cumbrances should be asserted against the property, the rule re- stricting the purchaser to his covenants in case the title fails does not apply. The purchaser is at liberty to protect himself by special covenants or agreements ; 8 and these it is apprehended will prevail action for the purchase-money, if the grantor's grantor, who had conveyed with general warranty, was solvent. 7 2 Johns. Ch. (N. Y.) 519; 7 Am. Dec. 554. *Platt v. Gilchrist, 3 Sandf. (N. Y.) 118, where the court said: "The possi- bility that the title might fail and the purchaser be evicted, was in the minds of the parties. They might also have provided that in case of a claim being made by title paramount before actual payment of the consideration money, the right of the vendor to call for its payment should be suspended. But this they have not thought proper to do, and this court can with no more propriety add such a clause to the contract and suspend the collection of the purchase money, than it can suspend the collection of rent expressly cove- nanted to be paid, upon the destruction of the buildings, where the parties have not themselves provided against it." In Walter v. Johnson, 2 Nev. 354, the deed contained a provision that the purchase money should be abated if the grantee had to pay for the release of any adverse claim against the property. The court held that the words " adverse claim " meant a valid and paramount title, and that the grantee was not entitled to credit for a sum paid to a claimant without color of title. In Chaplin v. Briscoe, 11 Sm. & M. (Miss.) 372, where the deed contained a similar stipulation, it was held that the covenantee might avail himself to the defense of failure of the title, though he had conveyed away his interest in the premises to a stranger, 29 450 MARKETABLE TITLE TO REAL ESTATE. over the usual and formal covenants for title contained in the deed, if inconsistent with them. An important exception to the general rule that a purchaser who has received a deed with covenants of general warranty cannot detain the purchase money unless he has been evicted, exists where the deed conveys an unknown, uncertain and undetermined in- terest in the land, and the grantee has never been let into posses- sion. Thus where the grantor conveyed all of his " right, title and interest in and to a certain undivided tract of land," with general warranty, and it appeared that he had no interest whatever in the land conveyed, that fact was held a complete defense to an action for the purchase money. 9 It has been held that the right to set up a breach of warranty as a defense to an action for the purchase money is not affected by the fact that the land was conveyed by the defendant's direction to a third party, and the warranty made to him. 10 If the purchaser agrees to take his title from a third person who has nothing to do with the bargain, and accepts from that person a conveyance with covenants for title, he must look to those covenants for redress if the title fails, and cannot on that ground defend an action by the vendor to recover the purchase money. 11 Whatever judgment is rendered on the defendant's plea setting up a breach of covenant in an action against him for the purchase money, whether against him or in his favor, will be res adjudicata of his rights with respect to the alleged breach, and will estop him from afterwards maintaining an action on the covenant to recover damages for the breach. 12 The purchase money cannot be detained in a case in which the covenantee has executed a release of the warranty t j his grantor. 1 * The rule that a grantee with covenants of warranty cannot resist the payment of the purchase money until actual or threatened Lewis v. West, 23 Mo. App. 495, the court saying that " to such a case would seem to apply the principle on which is based the rule that the cove- nants of seisin (warranty also) are broken as soon as made when the land conveyed is in the possession of a stranger at the date of the deed under a paramount title, and substantial damages are recoverable by the grantee." "Bottorf v. Smith, 7 Ind. 673. "Leonard v. Austin, 2 How. L. (Miss.) 888. "Tallmadge v. Wallis, 25 Wend. (N. Y.) 116. Tillotaon v. Grapes, 4 N. EL 444, 449. '"'White v. Furtzwangler, 81 Ga. 66; 6 S. E. Rep. 692. DETENTION OF PURCHASE MONEY BEEACH OF COVENANT. 451 eviction, does not apply where the grantor pointed out, at the time of the sale, incorrect boundaries, enclosing more land than was actually conveyed." 181. MERGER OF PRIOR AGREEMENTS. The principle upon which these decisions largely rest is that the purchaser by demand- ing covenants for title and receiving them has provided his remedy in case the title fails, and that in those covenants are merged all prior agreements of the parties respecting the title, whether oral or written, that are inconsistent with them. 15 There are exceptions to this doctrine of merger, however; namely, that promises made by a vendor, after the execution of a conveyance but before it has been delivered and accepted, that he will discharge incumbrances on the premises are not merged in the conveyance afterwards ac- cepted. Nor are such promises within the Statute of Frauds or obnoxious to the rule that evidence of a contemporaneous verbal agreement will not be received to alter the terms of a written con- tract. 18 Collateral stipulations of which the conveyance is not neces- "King v. Bressie (Tex. Civ. App.), 32 S. W. Rep. 729. This decision might well be rested upon the ground of fraud or mistake of the grantor. "Rawle Covts. (5th ed.) 320. Miller v. Avery, 2 Barb. Ch. (N. Y.) 582, where it was said that the doctrine of merger applied as well in equity as at law. Hunt v. Amidon, 4 Hill (N. Y.), 345; 40 Am. Dec. 283. Bryan v. Swain, 56 Cal. 616. A verbal agreement between the parties at the time of the execution of a deed with warranty and a purchase-money note and mort- gage payable in ninety days, that if within the ninety days the title be found bad it may be rejected, has been held to be merged in the deed and not available as a defense to the foreclosure of the mortgage if the title be found bad. Jewell v. Bannon, 12 Pa. Co. Ct. Rep. 399. In Beard v. Dalaney, 35 Iowa, 16, the vendor coneveyd the premises with general warranty, and also executed a title bond conditioned to perfect the title within a reasonable time. This was not done and a judgment was recovered on the bond. The point that the title bond was merged in the conveyance was not raised. The court held that the purchaser could not recover on the warranty without howinj; an eviction, but that the same rule did not apply in the action on the title bond. A bond for title is merged in a conveyance subsequently given. Shontz v. Brown, 27 Pa. St. 123. A special covenant in a title bond to indemnify the vendee against all costs, charges and damages, if the land recovered from him under a paramount title, is not merged in a subsequent conveyance of the land with warranty. Cox v. Henry, 32 Pa. St. 18. "In Remington v. Palmer, 62 N. Y. 31, after the execution of the deed, but before it was delivered, a question arose as to which of the parties should pay an assessment on the premises. The vendor having agreed to pay it, the pur- chaser accepted a conveyance. Afterwards, in an action by the purchaser 452 MARKETABLE TITLE TO REAL ESTATE. sarily a performance, are not conclusively presumed to have been merged in the conveyance. Thus, an agreement by the purchaser to pay off an existing mortgage on the premises has been held not to have been merged in a subsequent conveyance of the premises with covenants of warranty. 17 Also, that the original provisions of the contract respecting the title, are not merged in the conveyance, unless the same be accepted in complete execution of the agree- ment. 18 A covenant to put the vendee in possession is not merged in a subsequent conveyance with warranty. 19 And a contract which expressly provides that its restrictions and stipulations shall be complied with and carried out as if embodied in the deed, will not be held to have been merged therein. 20 to recover the amount of the assessment from the vendor, the latter set up the defense that his agreement to pay the assessmnt was merged in the conveyance and that plaintiff could not recover. The defense was adjudg-ed insufficient, the court saying: "It is said that all agreements preceding the delivery of the deed were merged in the same. This position is not a sound one, for while all prior agreements may be merged in the deed when exe- cuted it by no means follows, that before the contract is fulfilled by a de- livery and acceptance of the deed, that conditions may not be made which are obligatory upon the parties. The deed being ready for delivery, and the plaintiff ready to pay the money, they had a perfect right to exact, as a condition of fulfilling the contract, that the defendant should pay the assess- ment when it became due. This is not contradicting a written agreement by parol, but evidence of the terms upon which the money was paid and the conveyance delivered. As the agreement was made after the deed was exe- cuted and before delivery there could be no merger of this agreement in the deed." Citing Murdock v. Gilchrist, 52 N. Y. 242. " Reed v. Sycks, 27 Ohio St. 285. Disbrow v. Harris, 122 N. Y. 365 ; 25 N. E. Rep. 356. Here the stipulation was that a small portion of the purchase money should be kept back until certain repairs to the premises were made by the grantor. Citing Morris v. Whitcher, 20 N. Y. 41 ; Whitbeck v. Waine, 16 N. Y. 532; Bennett v. Abrams, 41 Barb. (N. Y.) 619; Murdock v. Gil- christ, 52 N. Y. 242. Dillingham v. Estill, 3 Dana (Ky.), 21. 13 Cavanaugh v. Casselman, 88 Cal. 543; 26 Pac. Rep. 515, where the con- veyance embraced only a part of the purchased premises. In Sessa v. Arthur, 183 Mass. 230; 66 N. E. Rep. 804, it was held that the purchaser did not waive an express provision in the contract of sale that he was to have a warranty deed free from incumbrances, by accepting a deed declaring the premises to be subject to the incumbrance of a certain passage way between the premises and an adjoining house, and retaining the deed two months without objection to the title. "German Am. Real Est. Co. v. Starke, 84 Hun (N. Y.), 430; 32 N. Y. Supp. 403. Williams v. Frybarger, 9 Ind. App. 558. "Newbold v. Peabody Heights Co., 70 Md. 499; 17 Atl. Rep. 372. DETENTION OF PUBCHASE MONEY BREACH OF COVENANT. 453 It has been held that an executory contract for the exchange of lands is not merged in the deeds of conveyance executed in pursu- ance thereof, and that if one of the parties thereto agreed to remove an incumbrance from the land to be conveyed by him, such promise would not be merged in the conveyance when executed. 21 And the better opinion is that fraud on the part of the vendor with respect to the title, is not merged in a subsequent conveyance of the prem- ises with warranty, the grantee accepting the conveyance in igno- rance of the fraud. 22 18 2. EFFECT OF PTTRCHASE WITH KNOWLEDGE OF DEFECT OB INCUMBRANCE. If a man purchase land knowing that the title is bad or the land is incurnbered, that fact, as has been seen, does not affect his right to recover on the covenants for title in his deeds, for it may be that he was induced to purchase because of the security and indemnity from loss afforded by his vendor's cove- nants. 23 But whether in such a case upon a breach of those cove- nants he will be suffered to detain the purchase money is a question upon which there has been a conflict of decision. The weight of authority and the better opinion seems to be that he must pay the purchase money and look to his covenants for relief, 24 except in "Bennett v. Abrams, 41 Barb. (N. Y.) 619, 625. "Post, 270, 276. * Ante, 124. Wadhams v. Swan, 109 111. 46. ** Wailes v. Cooper, 24 Miss. 208 ; Gartman v. Jones, 24 Miss. 234 ; Stone v. Buckner, 12 Sin. & M. (Miss.) 73, obiter. Cummins v. Boyle, 1 J. J. Marsh. (Ky.) 480. Stansbury v. Taggart, 3 McLean (U. S.), 457. In Perkins v. Williams, 5 Coldw. (Tenn.) 512, it was held that the rule stated in the text would apply even though the vendor was insolvent. In Greenleaf v. Cook, 2 Wh. (U. S. ) 17, the court said: "Acquainted with the extent of the incum- brance and its probable consequences, the defendant consents to receive the title which the plaintiff was able to make, and in receiving it executes his note for the purchase money. To the payment of a note given under such circumstances the existence of the incumbrance can certainly furnish no legal objection." Per MARSHALL, Ch. J. In Ryerson v. Willis, 8 Daly (N. Y.), 462, a grantee with warranty gave a mortgage on the premises for a balance of the purchase money, under an agreement that it should not be collected until the grantor should procure and deliver to him a quit claim of a certain interest in the premises. The quit claim not having been delivered the grantee brought a suit to cancel the mortgage, but the court held that he was not entitled to that relief, and that his remedy was upon the covenants in the deed. This decision was rested largely upon the ground that the grantee had purchased with notice of the defective title. 454 MARKETABLE TITLE TO HEAL ESTATE. those cases in which the vendor, after the deed had been executed, but before it had been delivered and accepted expressly agreed to remove the incumbrances. Such a promise, it will be remembered, has been held not to be merged in the subsequent conveyance. 18 There are case which affirm the right of the purchaser to detain the purchase money, notwithstanding his acceptance of a con- veyance with notice of the incumbrance, 26 and it cannot be denied that there would be much hardship in denying him that right where the vendor had in the first instance agreed to extinguish the incumbrance, but had neglected or refused to do it. 27 There is a conflict of decision upon the question whether, as between vendor and purchaser, the latter will be deemed to have notice of defects and incumbrances which appear from the public records. The weight of authority and the better opinion seems to be that the law of notice from the public registers has no applica- tion as between vendor and purchaser. 28 183. RECOUPMENT. At common law, a total failure of con- sideration could always be pleaded in bar to an action on a con- tract, but if the failure of the consideration was only partial, the defendant was, as a general rule, driven to his cross-action against the plaintiff. A total failure of the consideration occurred wherever the defendant received absolutely no benefit under the contract ; but if he recived any such benefit, no matter how small, the plea of failure of consideration could not be sustained, and the defendant was forced to his separate action. 29 If the contract was for the sale or lease of lands, there could be no total failure of the "Remington v. Palmer, 62 N.-Y. 31. Ante, 181. * Jaques v. Esler, 4 N. J. Eq. 461, citing Tourville v. Nash, 3 P. Wms. 306. Johnson v. Gere, 2 Johns. Ch. (N. Y.) 546. Shannon v. Marselis, Saxt. (N. J.) 425; Van Waggoner v. McEwen, 1 Gr. (2 N. J. Eq.) 412. These authori- ties, however, go but little further than the general proposition that knowl- edge of the defect or incumbrance at the time of the purchase does not affect the purchaser's right to recover on the covenants. 27 In Stelzer v. La Rose, 79 Ind. 435, it was held that a purchaser under the circumstances stated in the text could not detain the purchase money so long as he had suffered no loss or injury on account of the incumbrance. M Shannon v. Marselis, Saxt. (N. J.) 413, 426. Ante, 104. "Chitty Cont. (10th Am. ed.) 815. An exception exists in the case of a breach of warranty of chattels where the defendant returned the goods. Id. 491. DETENTION OF PURCHASE MONEY BKEACH OF COVENANT. 455 consideration if the purchaser was put in possession 30 and enjoyed the estate without liability to a stranger for the rents and profits, 31 in case the title was not such as he might demand, e. g., a life estate instead of an estate in fee. This seems to have been the rule, even though the purchaser was evicted by the real owner. But now, by virtue of statutes in many of the American States, 32 the defendant 80 Moggridge v. Jones, 3 Camp. 38. M Jenness v. Parker, 24 Me. 295. "Thus, in Virginia (Code, 1887, 3299), it is provided that: "In any action on a contract, the defendant may file a plea alleging any such failure in the consideration of the contract, or fraud in its procurement, or any such breach of any warranty to him of the title, or the soundness of personal property for the price or value whereof he entered into the contract, or any other matter as would entitle him either to recover damages at law from the plaintiff, or the person under whom the plaintiff claims, or to relief in equity, in whole or in part, against the obligation of the contract; or, if the contract be by deed, alleging any such matter arising under the contract existing before its execution, or any such mistake therein, or in the execution thereof, or any such other matter as would entitle him to such relief in equiyt." The object of this statute was to abelish the common-law rule that the defendant could not in effect have at law a rescission of a contract, the benefits of which he had partly enjoyed, and to admit of the defense of partial failure of consideration by way of set-off. A similar statutory provision, it is be- lieved, exists in most of the States. In Alabama, the early rule was that unliquidated damages could not be set off against a demand for the purchase money. Dunn v. White, 1 Ala. 645. The removal of an outstanding incum- brance by a purchaser of land having a covenant against incumbrances was held to be within the rule. Cole v. Justice, 8 Ala. 793. A subsequent statute authorized the set off of not only mutual debts, but liquidated or unliquidated demands not sounding in damages merely. Rev. Code Ala. 2642. It was held that the amount paid by a purchaser to extinguish an outstanding vendor's lien was within this statute, and should be allowed as a set-off. Ilolley v. Younge, 27 Ala. 203. So, also, a breach of warranty arising from a deficiency in the quantity of land sold. Bell v. Thompson, 34 Ala. 633; Nelms v. Prewitt, 37 /la. 389. So, also, a cross-demand growing out of a defect in the vendor's title is available as a set-off in an action on the notes for the purchase money, although the purchaser is in possession. Martin v. Wlmrton, 38 Ala. 637. In Eads v. Murphy, 52 Ala. 525, the fact that the vendors could not make a good title to the land was held a good set-off to an action for the purchase money. Under a statutory provision that a counter- claim must be one " existing in favor of a defendant and against a plaintiff, be- tween whom several judgments might be had in the action," a sub-purchaser, against whom no personal judgment is asked, cannot defend, by way of coun- terclaim, an action to foreclose a purchase-money mortgage on the ground that he had been evicted by paramount title, when that title was acquired through a sale for taxes which were incumbrances at the time of the plain- tiff's grant. In other words, the counterclaim could be availed of only by the original purchaser. Nat. Fire Ins. Co. v. McKay, 21 N. Y. 191. 456 MARKETABLE TITLE TO REAL ESTATE. in any action on a contract is allowed to file a special plea, setting up as a defense any matter which would entitle him to damages at law for breach of the contract, or to relief in equity against the obligation thereof. In some of the States, however, no such statutes exist, or, at least, none that permit the defendant to set up a claim for unliquidated damages as a defense to an action on a contract. In such States, the defendant, in an action for the contract price of lands, if he has been evicted from the premises and has a pres- ent right to recover damages on the covenants of his grantor, is allowed to set up those facts in recoupment of the plaintiff's de- mand, even though he may have had possession of the premises, and consequently may have received some benefit from the contract. 33 " Recoupment differs from set-off in this respect ; that any claim or demand the defendant may have against the plaintiff may be used as a set-off, while it is not a subject for recoupment unless it grows out of the very same transaction which furnishes the plain- tiff's cause of action." 34 The defense of set-off did not exist at com- mon law, but a right to reduce or defeat the plaintiff's demand on account of some matter connected therewith was conceded to the defendant. 35 Thus, in an action for work done, the defendant might deduct from the damages the value of material supplied by him f 6 and, in an action to recover money for dyeing goods, the de- fendant was permitted to show a custom which allowed him to de- 33 In Doremus v. Bond, 8 Blackf. (Ind.) 368, it was said: "In just the amount, then, that the vendors have suffered the purchaser to pay by com- pulsion, to secure the benefit of their covenants of title and possession, have those covenants failed as a consideration; and that failure being perfected before the payment of all the purchase money, it may be recouped out of the original consideration. The defendant is not bound to plead the matter by way of set-off, springing, as it does, out of the default of the vendors in rela- tion to the original contract, and not from any new or subsequent dealing on his part." In Texas, it is provided by statute that, if " a suit be founded on a certain demand, the defendant shall not be permitted to set off unliqui- dated damages founded on a tort or breach of covenant on the part of the plaintiff." Rev. St. Tex. 649. Howard v. Randolph, 73 Tex. 454. It may be doubted whether this statute would exclude the defense of recoupment. The statute seems to be directed against against demands disconnected with the contract. ** Black Law Diet. nom. Recoupment. "Chitty Cont. (10th Am. ed.) 946, 948. "Newton v. Foster, 12 M. & W. 772. DETENTION OF PUECHASE MONEY BREACH OF COVENANT. 457 duct from the price of the work the amount of damage done to the goods while being dyed. 37 The extension of this principle, so as to allow the defendant in an action on a contract to set up as a de- fense unliquidated damages resulting from the plaintiff's non-per- formance of the contract, has produced the modern doctrine of re- coupment. 38 That defense is permitted for the purpose of avoiding circuitj of action ; and, after all, the true test of its availability is not so much whether there has or has not been a mere partial fail- ure of the consideration, as whether the defendant has a present right to recover substantial damages*from the plaintiff for breach of covenant; for, if he have such right, it would be not only unjust but contrary to public policy to compel him to pay over money which he could immediately recover from the payee. 39 184. BECOTTPMENT TN FOBECLOSTJBE SUIT. The defense of set-off, recoupment or counterclaim may be as freely made in an action to foreclose a purchase-money mortgage or vendor's lien as elsewhere. 40 But if no personal decree or judgment against the defendant, in case of a deficiency, is sought, the defense of re- coupment for damages occasioned by a failure of the title will, as 87 Bamford v. Harris, 1 Stark. 343. * In Waterman on Set-Off (2d ed. ), p. 575, it is said: "As a general rule, after the purchase has been carried into execution by the delivery of the deed, if there has been no ingredient of fraud and the purchaser is not evicted, the insufficiency of title is no ground for relief against a security given for the unpaid purchase money." This is, undoubtedly the general rule. It is, also, an equally well-established rule that where there has been an evic- tion to which the covenants of the grantee extend, he may recoup the damages thence sustained in an action for the purchase money. Rawle Covts. for Title (5th ed. ), 326. Consequently the reason given by Mr. Waterman for the rule as staged by him is somewhat unsatisfactory. He says : " The reason is that the bond and mortgage for the payment of the purchase money, and the cove- nant of warranty from the grantor, are separate and independent covenants and the breach of one cannot be urged as a defense to an action upon the other." Citing Timms v. Shannon, 19 Md. 296; 81 Am. Dec. 632; Grant v. Tallmans, 20 N. Y. 191. Such a reason would apply as well where there was an actual eviction as where the possession of the grantee has not been dis- turbed, and would be subversive of the rule which, to prevent a circuity of action, permits the evicted purchaser to retain the unpaid purchase money instead of turning him around to his action for breach of covenant. "See further, Sawyer v. Wiswall, 9 Allen (Mass.), 39; Stacy v. Kemp, 97 Mass. 166; Carey v. Guillow, 105 Mass. 18; 7 Am. Rep. 494. 40 2 Jones Mort. (3d ed.) 1496, et seq. 458 MARKETABLE TITLE TO REAL ESTATE. a general rule, be rejected, for the reason that such a proceeeding is essentially in rem; that the vendor is only seeking to reach what he had sold, and that it is immaterial to the purchaser whether the title in such a case be good or bad. 41 The defense of set-off or counterclaim obviously stands on different grounds. 42 But if the 41 Jones v. Fulghum, 3 Tenn. Ch. 19*3 ; Cohen v. Woolard, 2 Tenn. Ch. 686 ; Hurley v. Coleman, 3 Head (Tenn.), 265, which was a suit to enforce a ven- dor's lien; Curd v. Davis, 1 Heisk. (Tenn.) 574. Williams v. Sax (Tenn.), 43 S. W. Rep. 868. See, also, post, 333. Howie Covts. (5th ed.) 351. Hubbard v. Chappel, 14 Ind. 601 * Rogers v. Place, 29 Ind. 577; Jackson v. Fosbender, 45 Ind. 305. McLeod v. Barnum, 131 Cal. 605; 63 Pac. Rep. 924. In Reed v. Tioga Manfg. Co., 66 Ind. 27, a personal judgment was sought against the defendant, but the rule stated in the text was admitted. Ludlow v. Oilman, 18 Wis. 552. Peters v. Bowman, 98 U. S. 56. Hulfish v. O'Brien, 5 C. E. Green (N. J.), 230. Kuhner v. Parker, 56 N. J. Eq. 286; 38 Atl. Rep. 641. In the following New York cases, the court refused to stay the en- forcement of purchase-money mortgages upon the mere ground that the title was defective; Platt v. Gilchrist, 3 Sandf. Ch. (N. Y.) 118; Griffith v. Kemp- shall, 1 Clarke Ch. (N. Y.) 571; Hoag v. Rathbun, 1 Clarke Ch. (N. Y.) 12; Farnham v. Hotchkiss, 2 Keyes (N. Y.), 9; York v. Allen, 30 N. Y. 105; Parkinson v. Sherman, 74 N. Y. 88; 30 Am. Rep. 268; Ryerson v. Willis, 81 N. Y. 277; Gifford v. Society, 104 N. Y. 139; 10 N. E. Rep. 39; Soule v. Dixon, 1 N. Y. Supp. 697. Wright v. Phipps, 90 Fed. 556; 98 Fed. 1007. Beebe v. Swartwout, 3 Gilm. (111.) 177, where it was said: "It will be ob- served that S. (the vendor) does not seek to collect the purchase money in this case; he simply asks to have the equity of redemption foreclosed if the purchase money is not paid. He cannot obtain a judgment against B. (the purchaser) and pay himself out of the general property of B. If he obtained any money at all, it is out of the special fund, the land, upon which he holds a mortgage. In this view of the case, the failure of title in his grantor can hardly affect him. His equity of redemption is worthless if the legal title to the premises fail." It is true that, if the mortgagor had paid a part of the purchase money, he would have an equitable interest in the property to that extent; but, in view of the fact that he could only obtain relief against a demand for the purchase money by showing a clear outstanding title in a stranger and an imminent danger of eviction from the premises, and that he would be liable over to the real owner for the mesne profits, there would be little to gain by resisting the foreclosure of the mortgage, if the mortgagee does not seek to hold him liable for a deficiency. If the purchaser had given a mortgage on other property to secure the purchase money, a different question would be presented. So, also, if the objection to the foreclosure is that there are incumbrances on the property which the covenantor is bound to remove. 43 In Hooper v. Armstrong, 69 Ala. 343, it was held that a suit to foreclose a vendor's equitable lien for purchase money, was not a proceeding in rem, but a proceeding in personam in which the defense of set-off can be made. But see Parker v. Hart, 32 N. J. Eq. 225. DETENTION OF PUECHASE MONEY BREACH OF COVENANT. 459 Conveyance under which the defendant held contained covenants for title, and there had been such a breach of them as to give him a present right to recover damage? against the plaintiff, he may avail himself of that defense by way of recoupment, 43 even though, it would seem, no personal judgment is sought against him." If there be a prior incumbrance on the premises, it seems to be gen- erally conceded that the purchase money may be detained until the covenantor removes the incumbrance, or reduces it to a sum not exceeding the unpaid purchase money. 45 If the incumbrance is less in amount than the balance of purchase money due, and the covenantee chooses himself to remove it, he immediately becomes entitled to substantial damages for breach of the covenant against incumbrances, and may avail himself of that defense in the suit to foreclose, or he may apply the purchase money to the discharge of incumbrances, as far as it will go, and obtain an injunction until the residue of the lien is removed by the covenantor. 46 An- other reason why a mortgagor or vendee in possession cannot be allowed to set up an outstanding title in another in bar of a bill to foreclose a purchase-money mortgage, or to enforce a vendor's "2 Jones Mort. (3d ed.) 1500, and cases cited, ante, 180. Hoffman v. Kirby, 136 Cal. 26; 68 Pac. Rep. 321; Williams v. Baker, 100 Mo. App. 284; aff'd. 73 S. W. Rep. 339. If no such breach of the covenants for title had occurred, the defendant would have no ground for recoupment and would not be allowed to make that defense, though there might be a personal decree against him for a deficiency. Edwards v. Bodine, 26 Wend. (N. Y.) 109; Leg- gett v. McCarty, 3 Edw. (N. Y.) 124. 44 For example, if the defendant, the mortgagor, had been compelled to buy in adverse claims to protect his title, it would be clearly inequitable to deprive him of his 'right to recoup the damages so incurred, merely because the plaintiff asked no personal judgment against him. Therefore, where, in a proceeding in equity to enforce a purchase-money lien, in which it appeared tb,at, the vendor had expended moneys in getting in the title of an adverse claimant of part of the land, it was held error to enter a decree for the plaintiff, without directing a reference to a master to ascertain whether such adverse title was paramount or not, and whether the purchaser was entitled to an abatement. Smith v. Parsons, 33 W. Va. 644; 11 S. E. Rep. 68. "Post, 332, 335. Buell v. Tate, 7 Bl. (Ind.) 55. Smith v. Fiting, 37 Mich. 148, semble. Hughes v. McNider, 90 N. C. 248. McCrath v. Myers, 126 Mich. 204; 85 N. W. Rep. 712. "Jones Mort. 1504. Whisler v. Hicks, 5 Bl. (Ind.) 100; 33 Am. Dec. 454; Smith v. Ackerman, 5 Bl. (Ind.) 541; Oldfield v. Stevenson, 1 Ind. 153; Smal 1 v. Reeves, 14 Ind. 164. Potwin v. Blasher, 9 Wash. 460; 37 Pac. Rep. 710. 460 MARKETABLE TITLE TO BEAT. ESTATE. lien for the purchase money, is, that he stands in the relation of a tenant to the vendor and is estopped to deny the title of the latter.* 7 There are cases which declare that in a suit for the foreclosure of a mortgage given for the purchase money, the mortgagor, though personally liable for the debt, cannot set up want of title in the vendor as a defense, unless he has been evicted from the possession. These decisions are rested precisely upon the same grounds as those which deny the right of the covenantee to detain the purchase money unless he has been evicted, and would seem to admit of the same exceptions where the vendor is insolvent or a non-resident, and suit is being actually prosecuted or threatened by an adverse claim- ant. 4 * If the purchaser has paid a part of the purchase money, or has expended money in improving the premises, so as to entitle him to an equitable lien thereon, there are cases which hold that these facts may be availed of by him in a suit to foreclose the mortgage.** If the grantee has been evicted from a part of the premises, he may set up that fact as a defense in foreclosure proceedings. But in such a suit he cannot claim an abatement of the purchase money of land actually sold and conveyed to him on account of the failure of title to other land which was not in fact sold, though, it was in- advertently conveyed to him. 50 In the State of Virginia the enforcement of a security for the purchase money by a sale of the premises, is not permitted in any case in which the title is in doubt. This, however, is in the inter- est of all parties, that there may be no sacrifice of the premises, and that a doubtful title may not be forced upon a purchaser at the sale, 51 "Bigelow on Estoppel (3d ed.), 427, citing, among other cases, Strong v. Waddell, 56 Ala. 471, and Wallison v. Watkins, 3 Peters (U. C.), 43, 52. In the last case the mortgage does not appear to have been given to secure pur- chase money. "Banks v. Walker, 2 Sandf. Ch, (X. Y.) 344; Davison v. De Freest, 3 Sandf. Ch. (N. Y.) 456. Falkner v. Hackett, 104 Wis. 608; 80 N W. Rep. 940 ; Nathans v. Steinmeyer, 57 S. C. 386 ; 35 S. E. Rep. 733. The same rule applies in a suit to enforce a vendor's lien. Young v. Figg, (Neb.) 100 N. W. Rep. 311. Rockwell v. Wells, (Mich.) 62 N. W. Rep. 165. Dayton v. Melick, 32 N. J. Eq. 570. De Kay v. Bliss, (X. Y.) 34 N. E. Rep. 300. Jones Mortg. (4th ed.) 1490. Elder v. First Nat. Bank, 91 Tex. 423 ; 44 S. W. Rep. 62. "Post, $ 337. Peers v. Barnett, 12 Grat. (Ya.) 415, where it was said by the court : " A distinction seems to have been taken by some of the reported DETENTION OF PURCHASE MONEY BREACH OF COVENANT. 461 185. PAETIAL FAILURE OF THE CONSIDERATION. The consideration which passes from the grantor to the grantee upon a conveyance of lands with unlimited covenants for title is, according to the better opinion, not the mere covenants for title which the conveyance contains, but the transfer of an indefeasible estate, so that if the purchaser be evicted from the premises by one claiming under a paramount title, there is a clear failure of the considera- tion, 52 though, it seems according to common law, not an entire failure, possession once had under the contract being a partial en- joyment of the consideration unless the grantee was liable for the rents and profits. The modern doctrine, however, at least, so far as it is exemplified by the American decisions, is that an eviction cases as to the relief a court of equity will extend to a vendee who has ac- cepted his deed with covenants of general warranty, where he seeks to enjoin a judgment for, or the collection of, the purchase money, and the case where the vendor, instead of proceeding against the vendee personally, is attempt- ing to sell the land under a deed of trust or by bill in equity; that although the facts may not authorize the court to enjoin the collection of the purchase money by a proceeding against the vendee at law, yet as a court of equity reprobates a sale of land when clouds are hanging over the title, it will, for the benefit of the parties and the security of the purchaser at any sale of the subject enjoin or refuse to decree a sale of the land until the title is cleared up. The case of Beale v. Seively, 8 Leigh (Va.), 658, is a case of the first class. It was there decided that where a vendee is in possession of land under a conveyance with general warranty, and the title has not been questioned by any suit prosecuted or threatened, such vendee has no claim to relief in equity against the payment of the purchase money unless he can show a defect of title respecting which the vendor was guilty of fraudulent conceal- ment or misrepresentation, and which the vendee had at the time no means of discovering. In Ralston v. Miller, 3 Rand. (Va.) 44; 15 Am. Dec. 704; Roger v. Kane, 5 Leigh (Va.), 606; Clarke v. Hardgrove, 7 Grat. (Va.) 399, this court has extended the relief to cases where the vendee, placing himself in the position of the superior claimant, can show clearly that the title is defective. The principle that a court will not sell or permit a sale of land with a cloud hanging over the title, is affirmed in Lane v. Tidball, Gilm. (Va.) 130; Gay v. Hancock, 1 Rand. (Va.) 72; Miller v. Argyle, 5 Leigh (Va.), 460." "Rawle Covt. (5th ed.) 327. Cook v. Mix, 11 Conn. 432. Knapp v. Lee, 3 Pick. (Mass.) 459; Rice v. Goddard, 14 Pick. (Mass.) 293; Trask v. Vin- son, 20 Pick. (Mass.) 110. Tilotson v. Grapes, 4 N. H. 448. Deal v. Dodge, 26 111. 458; Tyler v. Young, 2 Scam. (111.) 445; 35 Am. Dec. 116; Thomp- son v. Shoemaker, 68 111. 256. Dunning v. Leavitt, 85 N. Y. 34 ; 39 Am. Rep. 617. A contrary view was expressed in the early cases of Lloyd v. Jewell, 1 Gr. (Me.) 352; 10 Am. Dec. 73, and Gridley v. Tucker, 1 Freem. Ch. (Miss.) 211, but these cases are overruled by or are inconsistent with the later cases cited above. 462 MABKETABLE TITLE TO REAL ESTATE. from the premises by an adverse claimant produces a total failure of the consideration. One of the principal reasons for the rule that the covenantee cannot detain the purchase money so long as he is in possession of the premises is, that until he is actually or con- structively evicted there is only a partial failure of the considera- tion of his promise to pay. 68 The detention of the purchase money is in effect a species of rescission of the contract, and there can be no rescission of a contract while either party is in the enjoyment of any of its benefits. 64 Hence, it follows that there may be only a partial failure of the consideration in a case in which the title has entirely failed. 55 Partial failure of title is sometimes spoken of in the cases ; apparently in the sense of partial failure of the consider- ation; 5 * but it is an expression likely to lead to confusion of ideas, for strictly speaking there is no such thing as a partial failure of title, though, of course, there may be a failure of title to part of the subject. Accordingly there are many cases in which the right of the covenantee to resist the payment of the purchase money while he is in the undisturbed possession of the premises is denied upon the ground that there has been no more than a partial failure of the consideration, though the/e has been a complete and palpable failure of the title. 67 " There can never be a total failure of the consideration of a conveyance with covenant of warranty, until the covenantee has been actually or con- structively evicted. Key v. Hansom, 17 Ark. 254; McDaniel v. Grace, 15 Ark. 487. Contra, Cook v. Mix, 11 Conn. 437. "Whitney v. Lewis, 21 Wend. (N. Y.) 131. Patton v. England, 15 Ala. 69; Stark v. Hill, 6 Ala. 785. M Thus, it has been held that if the estate transferred turn out to be a life interest instead of a fee, and the covenantee be put in possession, there is no entire failure of the consideration since he derives some benefit from the conveyance. Bowley v. Holway, 124 Mass. 395. Greenleaf v. Cook, 2 Wh. (U. S.) 13. M As in Bowley v. Holway, 124 Mass. 396. "2 Kent. Com. (12th ed/) 473; 3 Sedg. Dam. (8th ed.) 1083; Waterman Set-Off (2d ed.), 560; Eawle Covts. (5th ed.) 330, et seq. Moggridge v. Jones, 3 Camp. 38; 14 East, 486. Greenleaf v. Cook, 2 Wh. (U. S.) 13; Ecudder v. Andrews, 2 McL. (U. S.) 464, and analogous cases there cited. Freeligh v. Platt, 5 Cow. (N. Y.) 494; Whitney v. Lewis, 21 Wend. (N. Y.) 131; Tallmadge v. Wallis, 25 Wend. (N. Y.) 113; Lamerson v. Marvin, 8 Barb. (N. Y.) 11; Farnham v. Hotchkiss,.2 Keyes (N. Y.), 9; Tibbetts v. Ayer, Lai. Supp. (N. Y.) 176; Parkinson v. Sherman, 74 N. Y. 88; 30 Am. Rep. 268; Ryerson v. Willis, 81 N. Y. 277. Bowley v. Holway, 124 Mass. DETENTION OF PURCHASE MONEY BREACH OF COVENANT. 463 In other case, however, the doctrine that a partial failure of the consideration cannot be availed of by the defendant in an action for the purchase money of land, has been denied, 58 and in a few cases a total failure of the title has been treated as a total failure of the consideration, without regard to the question of eviction. 69 There would seem to be no occasion to invoke the doctrine of partial failure of the consideration in behalf of the plaintiff so long as the right of the defendant to detain the purchase money may be satis- factorily denied upon another ground, namely, that until the cove- nantee has been evicted by an adverse claimant where the cove- nants are of warranty of for quiet enjoyment, or has suffered actual damages from an incumbrance on the premises, where the covenant is against incumbrances, there can be no right to recover substan- tial damages as for a breach of those covenants, and, consequently, nothing to recoup from the plaintiff's demand. Where there has been a partial failure of the consideration, in the sense of a loss of a part of the warranted premises, by eviction under an incum- brance or a paramount title, there can be no doubt of the covenan- tee's right, according to the rule prevailing in America, to recoup the damages thus sustained, in an action for the purchase money. 80 395. Glenn v. Thistle, 23 Miss. 42. Leal v. Terbush, 52 Mich. 100; 17 N. W. Rep. 713; Hunt v. Middleworth, 44 Mich. 448. Peden v. Moore, 1 Stew. & P. (Ala.) 71; 21 Am. Dec. 649. In Reese v. Gordon, 19 Cal. 149, it was said: "In cases of fraud or war- ranty, or where the consideration is divisible or capable of apportionment, a partial failure may sometimes be given in evidence in reduction of dam- ages; but the practice in this respect proceeds upon the principle of a cross- action, and an affirmative right of action must exist in favor of a party seek- ing relief in that form." The " partial failure " here mentioned must mean a case in which the purchaser has been evicted from part of the premises; otherwise the two propositions contained in the remarks of the court would be, as respects the covenant of warranty, contradictory and inc insistent; for unless the purchaser had been evicted from the premises in whole or in part there could be no " affirmative right of action " against the covenantor. " Frisbie v. Hoff nagle, 1 1 Johns. ( N. Y. ) 50. James v. Lawrenceburg Ins. Co., 6 Bl. (Ind.) 525. Cook v. Mix, 11 Conn. 438; Moon v. Ellsworth, 3 Conn. 483. Dahle v. Stakke, 12 N. Dak. 325; 96 N. W. Rep. 353. Black Hills Nat. Bank v. Kellogg, 45 Dak. 312; 56 N. W. Rep. 1071. Frisbie v. Hoff nagle, 11 Johns. (N. Y.) 50. Cook v. Mix. 11 Conn. 438. *McHenry v. Yokum, 27 111. 160. Dahle v. Stakke, 12 N. Dak. 325; 96 N. W. Rep. 353. 464 MARKETABLE TITLE TO EEAL ESTATE. In New York a partial failure of the consideration of an agree- ment to pay the purchase money for lands conveyed with covenants of warranty and for quiet enjoyment cannot be pleaded in bar, but must be availed of by way of recoupment or counterclaim, with notice that such defense is intended to be made. 61 But if the con- sideration has totally failed, that is, if the covenantee has been evicted from the whole premises, that fact may be pleaded in bar io an action for the purchase money. 62 In some cases it has been held that damages resulting from a par- tial failure of the consideration cannot be recouped in an action for the purchase money, upon the ground that the doctrine of recoup- ment or set-off is of equitable origin and cognizable only in a court of equity. 63 These decisions do not appear to have been followed in the other States. 186. ASSUMPSIT TO TRY TITLE. An objection to the ad- mission of the defense of complete failure of the title in an action for the purchase money, where the defendant has not been evicted, which has been frequently made, is, that the court cannot undertake in such an action to try the title ; in other words, that title to land cannot be tried in an action of assumpsit. 64 This is undoubtedly true where the plaintiff asserts a title paramount to that of the defendant, e. g., where he seeks to recover the rents and profits of the land enjoyed by the defendant. 65 But this doctrine, in its application to the defense of failure of title in an action to recover the purchase money of lands, has been critised, in that it assumes an eviction of the defendant to be conclusive of the question of title, and of the right to detain the purchase money. 66 It is familiar law "Lewis v. McMillen, 41 Barb. (N. Y.) 420; McCullough v. Cox, 6 Barb. (N. Y.) 386; Tibbetts v. Ayer, Lai. Supp. (N. Y.) 176. "Tallmadge v. Wallis, 25 Wend. (N. Y.) 116. "Wheat v. Dotson, 12 Ark. 699; McDaniel v. Grace, 15 Ark. 487; Key v. Hanson, 17 Ark. 254. "Leal v. Terbush, 52 Mich. 100; 17 N. W. Rep. 713. Dennis v. Heath, 11 Sm. & M. (Miss.) 206; 49 Am. Dec. 51. "Marshall v. Hopkins, 15 East, 309; Newsome v. Graham, 10 B. & C. 234. Baker v. Howell, 6 .S. & R. (Pa.) 481. Hogsett v. Ellis, 17 Mich. 351. Cod- man v. Jenkins, 14 Mass. 93; Boston v. Binney, 11 Pick. (Mass.) 1. 'Rawle Covts. for Title (5th ed.), 334, n., where the author says: "It may be observed that the objection to trying the title to land in an action for its contract price must equally apply in every case where the paramount title DETENTION OF PURCHASE MONEY BREACH OF COVENANT. 465 that the defendant must show, either by the judgment of a court of record, or by evidence aliunde, that the eviction was under a title paramount to that of the covenantor. Hence, in the latter case, the court must necessarily pass upon the title and the rights of strangers in determining the sufficiency of the defense ; and this is constantly done. Besides the objection in question would apply as well where the contract is executory as where it has been exe- cuted by a conveyance with covenants for title, and if it were in- superable, would in any and every case destroy the right of the purchaser to detain the purchase money upon a clear failure of the title, or to avail himself of the doctrine of marketable title in an action at law, unless the failure of the title had been established by the judgment of a court of record. 187. WHAT CONSTITTJTES EVICTION PTJBCHASB OF OUT- STANDING TITUS. The failure of title to real estate may be pal- pable and complete, as where the vendor, undertaking to convey a fee with warranty, had only a term for years which had expired, yet until the grantee has been actually or constructively evicted by an adverse claimant under color of title there is no breach of the covenants of warranty or for quiet enjoyment, no right to recover damages against the covenantee, and, consequently, no right to detain the unpaid purchase money. What constitutes a breach of had not been established by a judgment of a court of record. Yet to give to such judgment a conclusive effect would be, when the vendor had not been vouched or notified, contrary to well-established principle, and it ia appre- hended that in every such case the purchaser would be bound to make out the adverse title under which he had been evicted, or to which he had yielded, with as much particularity as if suing on the covenants; and there would seem to be no greater objection to the question of title being brought before the court in the form of one action than in the other." See, also, further observation at p. 631, n., same volume. In Redding v. Lamb, (Mich.) 45 N. W. Rep. 997, it was said by LONG, J. : "The general rule is that damages for breach of covenant of seisin in a conveyance of land are only recoverable in an action for breach of covenant, as titles to land are not properly triable in actions of assumpsit ; but I can see no good reason for remitting a party to another action where the action is brought to recover the purchase price of the land sold and there is failure of title. If the title has failed absolutely, then there is no consideration for the note, and the money recovered thereon would have to be repaid when the facts were estab- lished in an action for breach of covenant." 30 466 MABKETABLE TITLE TO BEAL ESTATE. those covenants has been already considered, 67 and it only remains for the sake of convenience, to consider here briefly the application, of the principles there disucssed to the defense of failure of title in actions to recover the purchase money. Among the most im- portant of those principles is that which allows the purchaser to deduct from the purchase money any sum that it may have been necessary for him to pay to adverse claimants in order to protect his title. If he buys in an adverse title to prevent eviction, that is held the equivalent of an eviction, as respects the right to detain the purchase money. He cannot be turned around to his action on the covenant for indemnity. 68 But unless the rights of the para- mount claimant have been fixed by judgment in a possessory action, recovered after notice to the covenantor, so as to make the judg- ments conclusive upon him, the covenantee will have the burden of establishing the superiority of the title acquired by him from the adverse claimant. 69 If there has been no eviction or disturbance of the covenantee in his possession of the estate, and it does not ap- pear that the adverse claimant could in all probability have re- covered the land, the covenantee will not be reimbursed for the amount paid by him to get in the alleged outstanding title. 70 The covenantee cannot, of course, claim the benefit of the title so ac- quired, except as a set-off against the purchase money to the amount paid by him to the adverse claimant. He cannot set up such title adversely to that of his grantor. 71 Nor can he escape the applica- tion of this rule by procuring a third person to get in the out- standing title. 72 The covenantee may also surrender the possession "Ante, 142. Dower recovered against the covenantee constitutes a good defense to an action for the purchase money. McHenry v. Yokum, 27 111. 160. "Rawle Covts. (5th ed.) 334; Dart Vend. (5th ed.) ch. 15, 7. Ante, 150. Brandt v. Foster, 5 Iowa, 287. Stelzer v. Rose, 79 Ind. 435. Benson v. Love, 58 Tex. 468. "Ante, 151. 79 Ante, 151. Blair v. Perry, 7 J. J. Marsh. (Ky.) 152. "1 Sugd. Vend. (8th ed.) 533 (355). Post, 202. "Brodie v. Watkins, 31 Ark. 319; 34 Am. Rep. 49, where it was said that a covenantee who procures a third person to buy in the premises at a sale under an outstanding incumbrance, may avail himself of the amount so paid out, as a recoupment in an action for the purchase money, but cannot set up the title BO acquired to defeat the recovery of the balance of the purchase money. DETENTION OF PURCHASE MONEY BKEACH OF COVENANT. 467 to a paramount claimant, and set up that fact as a defense to an action for the purchase money. He is not bound to await an actual eviction by the real owner. But he will have the burden of show- ing that the surrender was in good faith, and that the title of the adverse claimant was one to which he must have inevitably yielded. 78 The laws of the United States forbid the sale and transfer of mere pre-emption rights to public lands, and make the land so sold liable to resale in the hands of the purchaser as public lands. Such a resale, it has been frequently held, is equivalent to an eviction for the reason that it carries with it a constructive dispossession of the original purchaser, the government having the right to regain the possession by a summary proceeding without suit. Consequently, in such a case, the covenantee, holding under a conveyance from the pre-emptor with covenant of warranty, may detain the purchase money though he has not been actually evicted from the premises. 74 At one time it was held that a covenantee, seeking to detain the purchase money, must show an eviction by legal process, but that doctrine has been modified, and it is now considered that an evic- tion by an adverse claimant, under color of title, satisfies the rule. An eviction, whether actual or constructive, entitles him to detain the purchase money. 75 In New York taxes assessed to the vendor but laid by the board of supervisors after the purchaser buys and receives a conveyance, must be paid by the vendor. In other words, the person owning the property at the time fixed by law for deter- mining who shall be taxed therefor as owner, must pay the tax. If the purchaser be compelled to pay them to prevent a tax sale, the covenant of warranty is constructively broken, and the covenantee may recover the amount so expended as damages, 76 or detain the purchase money to that extent. n Ante, 148. Garvin v. Cohen, 13 Rich. L. S. (S. S.) 153. Drew v. Towle, 30 N. H. 531; 27 N. H. 412. M Glenn v. Thistle, 1 Cush. (Miss.) 42. The following cases are cited to the same proposition in Rawle Covt. (5th ed.) p. 573: McDaniel v. Grace, 15 Ark. 489. Fisher v. Salmon, 1 Cal. 413 ; 54 Am. Dec. 297. Slack v. McLagan, 15 111. 242. Dodd v. Toner, 3 Ind. 427. Bradt v. Foster, 5 Clark (Io.), 298. Hobein v. Drewell, 20 Mo. 450. Tibbetts v. Ayer, Hill & Den. Supp. (N. Y.) 174; Blair v. Claxton, 4 N. Y. 529, but few, if any of them, will be found directly in point. "Ante, 145. Rawle Covts. for Title (5th ed.), 132. "Rundell v. Lakey, 40 N. Y. 517. See ante, 150. 468 MARKETABLE TITLE TO REAL ESTATE. We have seen that a covenant of warranty is broken only by an eviction, actual or constructive. Nevertheless it has been held that the covenantee cannot be compelled to pay the purchase money while a suit against him by an adverse claimant to recover the premises is still pending and undetermined. 77 It sometimes happens that the covenantee does not get the num- ber of acres called for by his deed. It seems that if the boundaries set forth in the deed do not contain the number of acres mentioned there is no breach of the covenant of warranty. Consequently the covenantee cannot at law detain the purchase money. 78 But if the boundaries contain the full number of acres called for, and there be no title to part of them, and the covenantee be evicted from or unable to get possession of that part, the covenant is broken and he may detain the purchase money to that extent. If the boundaries set forth do not contain the specified number of acres, where the sale is by the acre, then the executed contract is liable to rescission in equity on the ground of fraud or mistake. It has been held, however, that if the covenants were obviously intended to secure to the purchaser a specific number of acres or quantity of land, he would be entitled to relief upon the covenants in case of a de- ficiency." "Jaques r. Esler, 3 Gr. Ch. (N. J.) 465. See, post, ch. 28. "2 Warvelle Vend. 839; Rawle Covts. (5th ed.) 298. Ante, 135. Young y. Lofton, (Ky.) 12 S. W. Rep. 1061. Carter v. Beck, 40 Ala. 599. Compare Beach v. Waddell, 4 Halst. Ch. (N. J.) 308. In Roger v. Kane, reported in note to Long v. Israel, 9 Leigh (Va.) 569, CABEL, J. (dissenting), held that the covenantee was entitled to detain the purchase money if any deficiency in the quantity of the land existed, whether arising from the fact that the boundaries did not contain the stipulated quantity or that a portion bf the land so contained was embraced by the superior title of others. In Comegys v. Davidson, 154 Pa. St. 534; 26 Atl. Rep. 618, where the contract had been executed by a conveyance, and it appeared that there was a de- ficiency in the width of the lot conveyed, the court, without adverting to the presence or absence of covenants for title, held that if the deficiency in th< property conveyed was so serious that it might be regarded as evidence ol imposition or fraud, the rule was to allow such a reduction of the purchase money as will compensate the purchaser for the value of the land lost. Practically this is administering equitable relief in an action for the pur- chase money. In Pennsylvania, however, there is no separate system of equitable procedure. "Leonard v. Austin, 2 How. (Miss.) 888. DETENTION OF PURCHASE MONEY BREACH OF COVENANT. 469 188. DISCHARGE OF INCUMBRANCES. If the purchaser be compelled to pay off incumbrances on the premises he becomes immediately entitled to recover substantial damages for breach of the covenant against incumbrances, and may recoup the damages so incurred in an action for the purchase money. 80 If the deed con- "Nesbit v. Campbell, 5 Neb. 429. Davis v. Bean, 114 Mass. 358. This case is said by Mr. Sedgwick to be inconsistent with Bowley v. Holway, 124 Mass. 395, where it was held that in an action for the purchase money failure of title could not be set up as a defense by way of recoupment if there had been no eviction, for then there would be only a partial failure of the consid- eration. The two cases would seem distinguishable in this, that the defense in the first case was more in the nature of set-off than recoupment, for the sum paid to remove the incumbrance could scarcely be termed un- liquidated damages. And, further, in this, that in the second case there had been no breach of the covenant of warranty, while in the first case the covenant had been broken and actual damages incurred; and if the incumbrance had equalled the purchase money in amount there would "have been a total failure of the consideration. Where the incumbrance discharged is less than the purchase money the case would stand upon much the same ground as that in which recoupment is allowed when the covenantee is evicted from a part only of the premises, namely, that to that extent there is a complete failure of the consideration. See 3 Sedg. Dam. (8th ed.) 267, 268. Owens v. Salter, 38 Pa. St. 211. Kelly v. Low, 18 Me. 244. Brooks v. Moody, 20 Pick. (Mass.) 475. Baker v. Railsback, 4 Ind. 533; Small v. Rieves, 14 Ind. 163; Holman v. Creagmiles, 14 Ind. 177. Bowen v. Thrall, 28 Vt. 382. Delavergne v. Norris, 7 Johns. (N. Y.) 357; 5 Am. Dec. 281. Schumann v. Knoebel, 27 111. 177, the court saying: "The pleas allege the existence of a certain incumbrance by mortgage, which the defendant had to pay and discharge, and thereby extinguish the incumbrance. To the extent then of this incumbrance there was a failure of consideration. Morgan v. Smith, 11 111. 199. Whisler v. Hicks, 5 Bl. (Ind.) 100; 33 Am. Dec. 454; Smith v. Acker, 5 Bl. (Ind.) 541; Buell v. Tate, 7 Bl. (Ind.) 54; Pomeroy v. Burnett, 8 Bl. (Ind.) 142. We think, too, the defendant, under the plead- ings, might have recouped the amount thus paid. Babcock v. Tria, 18 111. 420. There is a natural equity as to claims arising out of the same trans- action, that one claim should compensate tjje other, and that the balance only should be recovered. The damages claimed by the defendant grew out of the contract for the sale of the land, and present a plain case for recouping damages. * * * The defendant should have been allowed, either under his plea of partial failure of consideration, or on the principle of recoupment under the other pleas, the amount he paid to extinguish the mortgage set out in his plea, and the plaintiff should have had a judgment for the balance only." It has been held that a purchaser of mortgaged premises taking a deed subject to the mortgage, and assuming to pay the mortgage, is estopped to contest the consideration and validity of the mortgage. Parkinson v. Sherman, 74 N. Y. 92; 30 Am. Dec. 268; Ritter v. Phillips, 53 N. Y. 586; Thorp v. Keokuk Coal Co., 48 N. Y. 253; Freeman v. Auld 44 N. Y. 50; Shadbolt v. Bassett, 1 Lans. (N. Y.) 121. Dahle v. Stakke 12 N. Dak. 325; 96 N. W. Rep. 353. 470 MARKETABLE TITLE TO SEAL ESTATE. tains a covenant of warranty, but no covenant against incum- brances, the same rule applies if the money was paid to prevent an eviction by the incumbrancer. An eviction consequent upon the foreclosure of an incumbrance is as much a breach of the covenant of warranty as an eviction by one claiming under paramount title. 81 The mere existence of an incumbrance upon the premises, which is a breach of the covenant against incumbrances, is no ground upon which to detain the purchase money; for, if the covenantee were to sue for the breach he could recover only nominal damages so long as he had sustained no actual damage from the incumbrance. 8 * And as the recoupment of the breach, when sued for the purchase money, is in substance a cross-action by the purchaser on the cove- nant, it devolves on him to show that he has discharged the incum- brance or has been evicted by the incumbrancer. 83 Hence, it has been held that the mere existence of a right of dowor in the prem- ises, whether inchoate or consummate, is no defense to an action for the purchase money if the purchaser holds under a conveyance with covenant against incumbrances, and has not been evicted by the dowress, nor paid her a sum in gross in commutation of her dower right. 84 An apparent exception to the rule above exists in "Ante, 150. Coleman v. Insurance Co. 26 Ky. Law Rep. 900; 82 S! W. 616. In Alden v. Parkhill, 18 Vt. 205, it was held that a purchaser, taking a deed with covenants of warranty, could not, in an action for the purchase money, show under the general issue a breach of the covenant against in- brances; but that he might set-off the amount paid by him to remove the incumbrance in order to prevent an eviction. "Jones Mortg. 500; a perspicuous statement of the rule as follows: " Where the grantee in a warranty deed, conveying premises OB which there is a prior mortgage, remains in the undisturbed possession of the premises, and the mortgage debt is unpaid and no suit has been brought to collect it, or foreclose the mortgage or to evict the purchaser, it is no defense to a foreclosure suit against him, to secure the purchase money, that such prior mortgage is an outstanding incumbrance, unpaid and unsatisfied." Mills v. Saunders, 4 Xeb. 190. Pomeroy v. Burnett, 8 Bl. (Ind.) 142; Mitchell v. Dibble, 14 Ind. 526. Martin v. Foreman, 18 Ark. 249, where it was held that an unsatisfied judgment, binding the warranted premises, constituted no defense to an action for the purchase money. Gager v. Edwards, 26 HI. App. 490. "Thurgood v. Spring, 139 Cal. 596; 73 Pac. 456. Bryan v. Swain, 56 Cal. 618. "Whisler v. Hicks, 5 Blackf. (Ind.) 100; 33 Am. Dec. 454; Smith v. Ack- erman, 5 Blackf. (Ind.) 541. DETENTION OF PUBCHASE MONEY BREACH OF COVENANT. 471 those cases in which the incumbrance exceeds the purchase money, and the grantee is allowed a temporary injunction until the vendor pays the excess. 85 It is to be observed that the right to detain the purchase money is either to detain it permanently in case of an actual loss of the entire estate by reason of a paramount title in a stranger, or to detain it temporarily until an objection to the title is removed. The purchaser may retain so much of the purchase money as may be sufficient to secure him against pecuniary incum- brances on the land, especially when the grantor is insolvent, and no adequate remedy can be had upon his covenants. 86 If a cove- nantee pays off an incumbrance on the land he can have credit only for the actual amount disbursed for that purpose. He cannot buy up the lien at a discount and have the benefit of its face value against the grantor. 87 If the purchaser accept a deed from a third party instead of the vendor he cannot recover from the latter moneys paid in removing incumbrances. 88 The purchaser takes the risk of the validity of the incumbrance which he discharges. The vendor may always show that he was not bound to discharge the incumbrance, from some illegality in the consideration, or other cause. 89 If the purchase money be secured by trust or mortgage which the vendor is proceeding to enforce, the purchaser can have, of course, no means of availing himself of his right to a set-off or allowance for money paid in removing incumbrances which should have been discharged by the vendor, except by way of injunction to prevent the sale. 90 The injunction would be denied, it is apprehended, unless all the purchase money had been paid, except so much as may have been applied to the incumbrance. As the duty devolves upon the covenantor to remove incum- brances, the covenantee cannot be held responsible for an increase in the cost and charges of removal, which might have been avoided by prompt action. Thus, where a tax lien might have been re- "Post, 332, 335. M Bowen v. Thrall, 28 Vt. 382, citing Tourville v. Naish, 3 P. Wms. 307. Warren v. Stoddart (Idaho), 59 Pac. Rep. 540. "McDowell v. Milroy, 69 111. 498. Ante, 130. "Herryford v. Turner, 67 Mo. 296. "Norton v. Jackson, 5 Cal. 262. "Post, 332. 472 MABKETABLE TITLE TO REAL ESTATE. moved at a cost of $14 by the covenantee, but on account of a for- feiture to the State for non-payment in due time, he was compelled to pay $150 to redeem the forfeiture, it was held that he was en- titled to set off the amount so paid against the unpaid purchase* money. 91 189. RULE IN TEXAS. In Texas a purchaser who has ac- cepted a Conveyance with general warranty, may resist the payment of the purchase money in case of a failure of the title, though there has been no eviction, but he is required to show that such failure consists of an indisputable superior outstanding title under which he is liable to be evicted, 92 and that he accepted the convey- n William Farrel etc., Co. v. Deshon, 65 Ark. 103; 44 S. W. Rep. 1036. m Cooper v. Singleton, 19 Tex. 260 ; 70 Am. Dec. 333 ; Tarpley v. Poage, 2 Tex. 139; Woodward v. Rogers, 20 Tex. 176; Cook v. Jackson, 20 Tex. 209; Johnson v. Long, 27 Tex. 21 ; Demaret v. Bennett, 29 Tex. 263 ; Johnston v. Powell, 34 Tex. 528; Fisher v. Dow, 72 Tex. 432; 10 S. W. Rep. 455; Haralson v. Langford, 66 Tex. Ill; 18 S. W. Rep. 339; Groesbeck v. Harris, 82 Tex. 411 (1891); 19 S. W. Rep. 850; Hubert v. Grady, 59 Tex. 502; Blanks v. Ripley, (Tex. Civ. App.) 27 S. W. Rep. 732; Doughty v. Cottraux, (Tex. Civ App.) 27 S. W. Rep. 914. McLean v. Connerton (Tex. Civ. App.) 78 S. W. Rep. 238; Wilson v. Moore (Tex. Civ. App.) 85 S. W. Rep. 25. He must show a reasonable certainty of eviction. Price v. Blount, 41 Tex. 472. He may resist the payment of the purchase money without showing a liability to eviction where fraud was us*d to induce him to accept the title. Norris v. Evans, 60 Tex. 83. The Texas doctrine is thus stated in Cooper v. Singleton, 19 Tex. 267; 70 Am. Dec. 333, the leading case in that State: " The difference between the liabilities of the vendee under an executory and executed contract is this: That in the former he should be relieved by show- ing defect of title, unless on proof by the vendor that this was known at the sale, and it was understood that such title should be taken as the vendor could give. In the latter the vendee should establish, beyond doubt, that the title was a failure in whole or in part; that there was danger of eviction, and also such circumstances as would prima facie repel the presumption that at the time of the purchase he knew and intended to run the risk of the defect." So in Demaret v. Bennett, 29 Tex. 268, it is said: "A purchaser who has gone into possession under a deed with warranty, without any notice of a defect in the title, may resist the payment of the purchase money by showing his title to be worthless, and the existence of a superior outstand- ing title by actual ouster, or what is tantamount to the same, as indisputable superior outstanding title, and that he is liable to be evicted. He must return the possession of the premises, and the deed for cancellation. In Preston v. Breedlove, 45 Tex. 47, it was held that a party in possession claiming under complete and recorded conveyances, could not be affected by a decree of foreclosure against a remote vendor alone, and that a sale thereunder being ineffectual to cut off his defenses against the lien, he could not set DETENTION OF PURCHASE MONEY BREACH OF COVENANT. 473 ance in ignorance of the defective title. 93 He will be charged with notice of defects which lay in the vendor's chain of title unless his attention was diverted from them by the artifices of the vendor. 94 up such sale as a defense to an action against him for the' purchase money, citing Mills v. Traylor, 36 Tex. 7, and other cases. It was also held in this case that the fact that suit had been brought against the maker of a note, secured by vendor's lien, to recover the land, was not sufficient evidence of failure of title to enable him to detain the purchase money. w Brock v. Southwick, 10 Tex. 65; Demaret v. Bennett, 29 Tex. 263; Bryan v. Johnson, 39 Tex. 31; Price v. Blount, 41 Tex. 472; Herron v.' De Bard, 24 Tex. 181; May v. Ivie, 68 Tex. 379; 4 S. W. Rep. 641; Twohig v. Brown, 85 Tex. 51; Fagan v. McWhirter, 71 Tex. 567; 9 S. W. Rep. 677. Moore v. Vogel (Tex. Civ App.), 54 S. W. Rep. 1061; Knight v. Coleman, (Tex. Civ. App.), 51 S. W. Rep. 258. Upon this point the leading case is Brock v. Southwick, 10 Tex. 65. It is there said : " The proof shows a contract of purchase and a conveyance subsequently executed with warranty of title and possession. The defendant accepted the conveyance with a knowledge of the defect of title. He was put upon inquiry and was informed that the title was defective. He nevertheless made the purchase and accepted the convey- ance without objection, relying, doubtless, upon his chances to perfect the title, or upon the security afforded by the covenants in his deed of convey- ance. It is fair to conclude that he considered his purchase worth, or that he was willing to give, the stipulated price notwithstanding the defect of title; or that he chose to take the chances as to the title, and have his recourse upon the covenants in his deeds in case of eviction." The pur- chaser's pleadings must aver such want of notice. Carson v. Kelly, 57 Tex. 379. So in the recent case of Neyland v. Neyland, 70 Tex. 24; 7 S. W. Rep. 651. The purchaser holding under a deed from three grantors with general warranty, resisted payment on the ground that a fourth person owning an equal interest in the property had not been procured to execute the con- veyance as agreed. The court said : " The plea does not aver a want of knowledge of defect of title at the time of the purchase, nor does it state when the defect came to his knowledge. He alleges that the appellee is insolvent, but does not allege that the other two vendors are insolvent. The curcumstances recited in the plea indicate that he was aa well advised of the defect in the title and the insolvency of the appellee at the time he purchased as he was at the time he executed the note. He admits thai he is in possession of the land under a deed with warranty. He does not allege that there were fraudulent representations or even concealment on the part of his vendors at the time he purchased. He certainly should aver that he did not know of the defect at the time of his purchase, and also allege the insolvency of all of his vendors. Being in possession under a deed with covenant of warranty, appellant cannot be released from payment of the purchase money unless there was fraud on the part of his vendors at or before the sale, or in case of defect not known to him at the time he pur- chased." M Haralson v. Langford, 66 Tex. 113, citing Woodward v. Rogers, 20 Tex. 176, where, however, the point does not seem to have been distinctly ruled. 474 MARKETABLE TITLE TO HEAL ESTATE. A purchaser availing himself of this defense must surrender pos- session to the grantor and give up the deed to be cancelled, 96 and an answer setting up such a defense and containing no offer to recon- vey is insufficient. 96 But he may, nevertheless, surrender the pos- session to an adverse claimant, and detain the purchase money though he has thereby incapacitated himself from placing the ven- dor in statu quo, provided he can show absolutely that the vendor had no title, or that he did not have such title as he professed to sell. 97 He" may also buy up the rights of an adverse claimant to prevent inevitable eviction, 98 but this, however, is held to be equiva- lent to an actual eviction. 99 It may be observed that in this State, though a conveyance has been executed to the purchaser, the con- tract is held to be executory so long as the purchase money remains unpaid. 1 If the purchaser take a conveyance without covenants for title or with special warranty only, the rule in Texas is the same as that which generally prevails elsewhere, namely, that in the absence of fraud he is without relief in case the title fails. 2 It is not necessary that the purchaser should make the holder of an outstanding paramount title a party to the proceeding in order to avail himself of the existence of such title as a defense to an action for the purchase money. 3 But it is not a sufficient defense to show merely that at one time the title was outstanding in a stranger ; he must show also that such title has never been acquired by the vendor. 4 It seems that in this State the existence of a valid incumbrance upon the premises, is, equally with failure of the title, a ground for detaining the purchase money, provided the "Demaret v. Bennett, 29 Tex. 263; Haralson v. Langford, 66 Tex. Ill; 18 S. W. Rep. 339; Ogburn v. Whitlow, 80 Tex. 239; 15 S. W. Rep. 807, citing Smith v. Nolan, 21 Tex. 497. 96 Ogburn v. Whitlow, 80 Tex. 239; 15 S. W. Rep. 807. 97 Fisher v. Dow, 72 Tex. 432; 10 S. W. Rep. 455. "Clark v. Mumford, 62 Tex. 531. "Rawle Covts. (5th ed.) 146. 'Kennedy v. Embry, 72 Tex. 387; 10 S. W. Rep. 88; Ogburn v. Whitlow, 80 Tex. 241; 15 S. W. Rep. 807; Lanier v. Forest, 81 Tex. 189; 16 S. W. Rep. 994. a Rhode v. Alley, 27 Tex. 445. Fisher v. Abney, 69 Tex. 416; 9 S. W. Rep. 321. 4 Haralson v. Langford, 66 Tex. Ill; 18 S. W. Rep. 339. DETENTION OF PURCHASE MONEY BREACH OF COVENANT. 475 conveyance with warranty was accepted without notice of the incumbrance. 5 190. BTTLE IN SOUTH CAROLINA. In South Carolina a purchaser who has taken a conveyance with general warranty, which in that State embraces the five common law covenants, 8 may, for any defect of title embraced by those covenants, 7 defend an action at law for the purchase money, though there has been no eviction, if he can show that the defect consists of an outstanding paramount title to which he must inevitably yield. 8 But he can- Tarlton v. Daily, 55 Tex. 92. Evans v. McLucas, 12 S. C. 56; Lessly v. Bowie, 24 S. C. 197; 3 S. E. Rep. 199. T Rogers v. Horn, 6 Rich. Eq. (S. C.) 362; Evans v. Denby, 2 Spears (S. C.), 10; 13 Am. Dec. 356. Thompson v. McCord, 2 Bay (S. C.), 76; Taylor v. Fulmore, 1 Rich. Eq. (S. C.) 52; Sumter v. Welsh, 1 Brev. (S. C.) 539; Johns v. Nixon, 2 Brev. (S. C.) 472; Van Lew v. Parr, 2 Rich. Eq. (S. C.) 340, and Rawle Covts. 569, n., where it is said: "Since Furman v. Elmore (A. D. 1819, reported in a note to Mackey v. Collins, 2 Nott & McC. 189), it has been the settled law of South Carolina that a covenant of warranty possessed also the properties of a covenant for seisin, and an eviction was not, there- fore, considered necessary to its breach. Hence, it was held that if a pur- chaser when sued for the purchase price, could establish to the satisfaction of the jury that he took nothing by his purchase, and that he would be ousted by the paramount title, they might find a verdict for the defendant, not on the ground that the failure of title was a rescission of the contract, but because the damages on the covenants were exactly equal to the purchase money and interest, and it followed that where a portion of the land was so covered by paramount title damages could be assessed pro tcmto, and such is the law at the present day," citing Farrow v. Mays, 1 Nott & McC. 312; Hunter v. Graham, 1 Hill, 370; Van Lew v. Parr, 2 Rich. Eq. 337; Jeter v. Glenn, 9 Rich. L. 378. It is worth while to consider how far the rule thus stated by Mr. Rawle has been modified by more recent cases. In Lessly v. Bowie, 27 S. C. 193; 3 S. E. Rep. 199, which was an action to foreclose a purchase-money mortgage, a purchaser with general warranty resisted the payment of the purchase money on the ground of an outstanding paramount title in a stranger. Not having been evicted or disturbed in the possession it was held that he was not entitled to relief. The court after observing: " There has been much discussion in our courts as to whether a purchaser of land who is in possession under general warranty may defeat an action for the purchase money by showing paramount outstanding title in another before he has been actually evicted," continued : " It certainly is remarkable that no case can be found in our reports in which damages to the extent of the purchase money have been recovered for a mere technical breach of the covenant of seisin alone, without actual damage sustained, or eviction. Indeed, the distinguished Chancellor JOHNSTON, in delivering the judgment of the old Court of Errors, in the case of Van Lew v. Parr, 2 Rich. Eq. 476 MARKETABLE TITLE TO REAL ESTATE. not, in such a case, go into a court of equity and obtain a rescission of the contract so long as he remains in undisturbed possession of the premises, in the absence of fraud or insolvency on the part of (S. C.) 340 (1846), said: 'Arguments were drawn by counsel from a very extensive and critical examination of the laws and decisions of this State to show that as the law courts in certain cases allow damages upon breach of the covenants of deeds conveying lands, where there has been no previous eviction, equity should rescind the contract where the remedy at law is incomplete. * * * The law courts seem to have been struggling for years to get clear of the early decisions allowing recoveries on the ground of failure of title without eviction, and they appear to have settled, at least in this result, that in actions brought for the purchase money, the purchaser may make a clearly subsisting outstanding title the ground of abatement for the contract value of such part of the premises as it may cover. It has been proposed as a just inference from this that where, from the remoteness or contingency of the outstanding title, law cannot give damages, equity should interefere and rescind the contract. But apart from the incompetency of a court of equity to try the validity of the outstanding title, is it not obvious that the remoteness and contingency which renders it inapplicable at law. must necessarily make it equally uncertain what degree of importance should be attached to it as a ground for rescission in equity? If the defect of title be such as authorizes a court of law to interfere, be it so. That is one of the advantages of his covenant to which equity leaves the purchaser. But if it be of such a nature that law declares him entitled to no relief in virtue of the security he has himself selected, as was the case in this instance, it seems a strained inference that the declaration entitles him to relief else- where. But without reopening the argument, we think the question has been finally settled by the more recent and well-considered cases, which concur in holding that, while a purchaser of land remains in quiet possession thereof he cannot sustain a bill for a rescission or abatement of price on the ground of an outstanding title, unless on the score of fraud.' " See, also, Childs V. Alexander, 22 S. C. 169 (1884); Bethune v. McDonald, 35 S. C. 88 (1891); 14 S. E. Rep. 674; Munro v. Long, 35 S. C. 354 (1891); 15 S. E. Rep. 553, each of which was an action to forclose a pur- chase-money mortgage. In Munro v. Long, supra, it was said : " It will be observed that this is not a case for the enforcement of an executory con- tract of sale, but it is an action for the purchase money of the property sold, of which the party is in the undisturbed, and, so far as the testimony shows, the unchallenged possession." In Gray v. Handkisson, 1 Bay (S. C.), 278, it was held that the purchaser was entitled to a rescission of an executed contract in case of an outstanding paramount title, though he had been evicted, but this case and those which follow it were subsequently disapproved in Johnson v. Purvis, 1 Hill (S. C.), 326, and the rule established that the purchaser was entitled to an abatement of the purchase money to the extent of the outstanding title, but not to a rescission of the contract. See, also, Van Lew v. Parr, 2 Rich. Eq. (S. C.) 337; Westbrook v. McMillan, 1 Bailey (S. C.), 259; Bordeaux v. Carr, 1 Bailey (S. C.), 250; Carter v. Carter, 1 Bailey (S. C.), 217. In Poyas v. Wilkins, 12 Rich. (S. C.) 420, it appeared that part of the premises purchased was, at the time of purchase, in poa- DETENTION OF PUECHASE MONEY BREACH OF COVENANT. 477 the vendor. 9 Judgment liens binding the warranted premises con- stitute no ground for detaining the purchase money, unless the purchaser removed them. 10 The law courts in this State adopt the civil law rule of implied warranty in the sale and conveyance of lands. Where, however, the sale is by a sheriff, the common-law maxim caveat emptor applies, and the purchaser must pay the purchase money, though the title completely fails. The same exception will extend, it is apprehended, to all sales made in a representative or ministerial capacity. 11 191. PLEADINGS. The defendant in an action for the pur- chase money of lands, settting up a breach of the covenants in his deed as a defense, must file with his pleadings the original or a copy of that deed, 12 or set out the same, or the essential parts thereof, in the pleadings. 13 When the purchaser seeks to detain the purchase money, he must not only allege a failure of the title, but he must show a breach of covenant or fraud on the part of the vendor. A mere averment that the title has failed is insufficient" If the purchaser intends to rely on a breach of the covenants for title as a defense to an action for the purchase money, his pleadings must aver the existence of the covenants. Thus, in an action to session of a third person claiming under a prior conveyance, which convey- ance did not in fact include the premises in dispute, and that such third person had acquired title thereto by adverse possession, without fault on the part of the vendor. It was held that these facts constituted no defense to an action for the purchase money. Whitworth v. Stuckey, 1 Rich. Eq. (S. C.), 408, the leading case, citing and approving Bumpus v. Platner, 1 Johns. Ch. (N. Y.) 213. Van Lew v. Parr, 2 Rich. Eq. (S. C.) 337; Maner v. Washington, 3 Strobh. Eq. (S. C.) 171; Kebler v. Cureton, Rich. Eq. Cas. (S. C.) 143; Gillam v. Briggs, Rich. Eq. CM. (S. C.) 143; Evans v. McLucas, 12 S. C. 56; Lessly v. Bowie, 27 S. C. 193 (1887); 3 S. E. Rep. 199; Childs v. Alexander, 22 S. C. 169 (1884); Bethune v. McDonald, 35 S. C. 88 (1891); 14 S. E. Rep. 674; Munro T. Long, 35 S. C. 354 (1891) ; 15 S. E. Rep. 553; Means v. Bricknell, 2 Hill (S. C.), 143; Abercrombie v. Owings, 2 Rich. L. 127. 'Gourdine v. Fludd, Harp. L. (S. C.) 232. "Davis v. Murray, 2 Const. Rep. (S. C.) 143; 12 Am. Dec. 661; Herbe- mont v. Sharp, 2 McCord L. (S. C.) 265. 11 Starkey v. Neese, 30 Ind. 222 ; Patton v. Camplin, 63 Ind. 512. u ln Howard v. Randolph, 73 Tex. 454; 11 S. W. Rep. 495, failure to de- scribe the instrument containing the warranty was held fatal. "Grantland v. Wight, 5 Munf. (Va.) 295. Moss v. Davidson, 1 Sm. 4 M, '(Miss.) 112. Laughery v. McLean, 14 Ind. 106. 478 MABKETABLE TITLE TO REAL ESTATE. foreclose a purchase money mortgage, an answer that the defend- ant had been compelled to pay off liens on the premises, without showing that the conveyance to him contained a covenant against incumbrances, was held bad. Inasmuch as his plea is virtually a cross-action upon the warranty, it should contain the same aver- ments as would a declaration upon the covenant. 15 The purchaser may avail himself of a defective title as a defense to an action for the purchase money, without averring that he was ignorant of the defects at the time of the sale. It is for the plaintiff to reply and prove knowledge of the condition of the title by the defendant. 16 192. RESUME. From the principles discussed in the fore- going pages it would seem to follow, that if the covenantee was never able to get possession of the land, the possession and para- mount title being in another, there would be a total failure of the consideration, which he might plead, even at common law, as an absolute bar to an action for the purchase money. If, on the other hand, he got possession and was afterwards evicted by the real owner, he would, at common law be compelled to pay the purchase money and look to his covenants for redress ; while in the Ameri- can States he would be permitted to recoup, in an action for the purchase money, the damages sustained from the plaintiff's breach of covenant; or, by statute, to avail himself of that defense by special plea in the nature of a plea of set-off. And, lastly, if the defendant was in possession under a conveyance with covenants of warranty, for quiet enjoyment, or against incumbrances, and there had been no such breach of those covenants as to give him a present right to recover substantial damages against the plaintiff, the ab- solute failure of the title, or the existence of an incumbrance on the premises, could not be availed of as a defense to an action for the purchase money, whether by way of recoupment, statutory set-off, counterclaim or otherwise. The question whether a grantee may detain the unpaid purchase money upon a breach of the covenant of seisin, on condition that he surrender the premises to the grantor, is discussed in a subsequent part of this work. 17 "Jenkinson v. Ewing, 17 Ind. 505. Ante, 176. "Taul v. Bradford, 20 Tex. 264; Hurt v. McReynolds, 20 Tex. 595. "Poet, ch. 26. OF AFFIRMANCE OF THE CONTRACT BY PROCEEDINGS IN EQUITY. CHAPTER XVII. SPECIFIC PERFORMANCE OF EXECUTOR* CONTRACTS AT THE SUIT OF THE PURCHASER. IN GENERAL. 193. PAYMENT OF THE PURCHASE MONEY AS CONDITION PRECE- DENT. 194. LACHES OF PURCHASER. 195. DAMAGES IN EQUITY. 196. 193. N.I GENIAL. We have thus far considered the rem- edies of the purchaser of lands in affirmance of the contract by action at law where the title has failed, both where the contract is executory and where it has been executed by the delivery and acceptance of a conveyance. We proceed now to consider the rem- edies of the purchaser in affirmance of the contract by proceedings in equity, and such rights of the vendor as are incidental to those remedies. We shall consider the subject under the general head, " Specific performance of executory contracts at the suit of the purchaser ;" and then under the subdivisons, " The right of the purchaser to take the title with compensation for defects;" 1 and " The right of the purchaser to perfect the title, and to require ft conveyance from the vendor." 2 A purchaser of a defective title may, where the contract has been executed by a conveyance with covenants for title, invoke the aid of a court of equity to compel the specific performance of a covenant for further assurance, or to require the grantor to remove an incumbrance from the premises. 8 If the contract is executory he has his election either to proceed at law to recover damages for a breach of the contract, or to recover back the purchase money, or to proceed in equity for a specific performance of the contract, with compensation for defects. 4 But the greater number of suits 1 Post, ch. 18. Post, ch. 19. Rawle Covts. (5th ed.) 104, 362; Sugd. Vend. (14th ed.) 613. 4 2 Story Eq. Jur. 779; Bispham's Eq. (3d ed.) 380; Fry Sp. Perf. (3d Am. ed.) 1174. 480 by the purchaser for the specific performance of the contract are instances in which the vendor, having a perfect title, wrongfully and wilfully refuses to convey. If the vendor has no title or a bad title, the court will not, as we shall presently see, compel him to execute a conveyance. Hence, it will be found that the pro- ceedings of the purchaser in equity in affirmance of the contract, where the title is defective, consist chiefly of cases in which he insists upon the right to apply the purchase money to the dis- charge of incumbrances upon the estate, or to the removal of objec- tions to the title, or where he himself has so applied the purchase money and seeks the- sanction of a court of equity ; or where he asks that the vendor be compelled to discharge an incumbrance on the premises, or to procure a release from some one claiming an interest therein. 5 A court of equity will not compel the vendor to execute a con- veyance of the premises if he have no title, and cannot obtain it by ordinary process of law or equity, for that would be a vain and useless act. 6 Neither will specific performance be decreed if the equitable title is in a stranger, of whose rights the complainant had notice when he entered into the contract. 7 He cannot be 'In Gotthelf v. Stranahan, 138 N. Y. 345; 24 N. E. Rep. 286, it was held that an agreement to convey free from all incumbrances by warranty deed, did not require the vendor to satisfy assessments for " contemplated improve- ments," which the city might abandon, but that he must remove an assess- ment made between the date of the contract and the time fixed for the conveyance, for a local improvement made before the contract was entered into. If the vendor agree to pay all taxes accruing before completion of. the contract, and fail so to do, the purchaser may maintain an action for specific performance, and is not confined to an action at law on the agree- ment. Stone v. Lord, 80 N. Y. 60. 1 Sugd. Vend. (8th Am. ed.) 329 (217) ; Adams Eq. m. p. 81. Crop v. Noston, 2 Atk. 74; Cornwall v. Williams, Col. P. C. 390; Bennet Col. v. Cary, 3 Bro. C. C. 390; Te'ndring v. London, 2 Eq. Cas. Abr. 680; Bryan v. Lewis, 1 Moo. & Ray, 386. Snell v. Mitchell, 65 Me. 48 ; Smith v. Kelly, 56 Me. 64. Hurley v. Brown, 98 Mass. 547. Pack v. Gaither, 73 N. C. 95. Chartier v. Marshall, 51 N. H. 400. Jordan v Deaton, 23 Ark. 704. Gaither v. O'Doherty, (Ky.) 12 S. W. Rep. 306. Ormsby v. Graham, 123 Iowa 202; 98 N. W. Rep. 724. 7 Franz v. Orton, 75 111. 100. A purchaser who has agreed to be ''at one- half the expense of procuring a title" cannot demand specific performance until he has paid his part of the expense of procuring title. Hutchinson v. McNutt, 1 Ohio, 14. SPECIFIC PERFORMANCE OF EXECUTOBY CONTBACTS. 481 placed in a better position than his vendor. On the contrary, if he took a conveyance with actual notice that the equitable title was in a stranger, he would himself be compelled to convey to him, for in such a case he would be regarded as a mere trustee of the legal title. 8 The general rule is that specific performance cannot be decreed against the vendor if he has parted with the legal title. 9 But if the vendor disable himself from performing the contract by conveying the premises to a third person, who has notice of the purchaser's equities, the latter may maintain a bill for specific performance against his vendor and the subsequent purchaser. A second purchaser, with notice, takes subject to the first purchaser's rights, and may be compelled to perform the original contract." The vendor cannot defend a suit for specific performance on the ground that he has only the equitable title; it is his business to obtain the concurrence of the person having the legal title. 11 But it is error for the court to decree that the defendant convey within a. certain time when the bill shows that he has not the legal title. 12 If the title of the vendor be equitable only, the purchaser will stand in the vendor's shoes and be entitled to all of his remedies 1 Sugd. Vend. (8th Am. cd.) 352; 2 Story Eq. Jur. (13th ed.) 783. Fewster r. Turner, 6 Jur. 144. Champion v. Brown, 6 Johns. Ch. (N. Y.) 402; 10 Am. Dec. 343. Stone v. Buckner, 12 Sm. & M. (Miss.) 73. Hunter r. Bales, 24 Ind. 299. See, also, Jacques v. Vigo County, 2 Blackf. (Ind.) 4M. Of course one who acquires the legal title without notice of the equi table rights of a prior purchaser cannot be required to convey to such pur- chaser. Cunningham v. Depew, Morris ( Iowa ) , 463. Davenport v. Latimer, 53 S. C. 563; 31 S. E. 630. "Story Eq. Jur. 395, 396. Estell v. Cole, 52 Tex. 170; Austin T. Ewell, S Tex. Supp. 407. White v. Mooers, 86 Me. 62; 29 Atl. Rep. 936. Bates r. Swiger, (W. Va.) 21 S. E. Rep. 874. Meyers v. Markham, 90 Minn. 230; 96 N. W. Rep. 787. But in a case in which the purchaser had rejected the title as unmarket- able by reason of liens on the property, it was held that he could not, after waiting a year or more, and after a number of the liens had been satisfied, maintain a bill for specific performance against the vendor and one to whom the vendor had sold the property in good faith, though the second purchaser had notice of the prior contract. Oliver Mining Co. v. Clark, 65 Minn. 277; 68 N. W. Rep. 23. 11 1 Sugd. Vend. (8th Am. ed.) 332, 525, citing Crop v. Norton, 2 Atk. 74; Costigan v. Hastier, 2 Sch. & Lef. 160. M Compton v. Nuttle, 2 Ind. 416. 31 482 MARKETABLE TITLE TO EZAL ESTATE. and may maintain a suit for specific performance against his vendor and the original vendor." If the purchaser sues the vendor for specific performance, it is a good defense by the latter that he has not and cannot procure the title. 14 If it be practicable, however, for him to procure the title 1 * upon fair terms," it seems that he will be required so to do, unless, it is presumed, the amount necessary to be expended for that purpose should exceed the purchase money. " In equity " an answer by the vendor that he cannot make title " will not suffice, otherwise a seller who had altered his mind might very easily get rid of the contract; but the courts of equity say he shall answer on oath, first to a bill filed against him, then on examination before a master whether a title cannot be made. The courts often make a way to obviate apparent difficulties and com- pel the seller to procure conveyances in order to complete his title, and the seller's declaration that he rescinds the contract will not at all defeat the purchaser's right." 17 A provision in the contract that if the vendor cannot deduce a good title, or the purchaser shall not pay the money on the appointed day, will not entitle the vendor to rescind if the purchaser makes objections to the title." It has been held that if the vendor have not title the pur- chaser is, nevertheless, in his suit for specific performance, en- titled to a decree that the vendor make a reasonable effort to acquire the title and perform his contract. 15 It was not indicated in this case how such a decree could be enforced. The fact that the purchaser files a bill for specific performance when he knows that a good title cannot be made, is no ground upon which to compel him to take such title as can be made. 10 He "1 Sugd. Vend. (8th Am. ed.) 571 (381). Schreck v. Pierce, 3 Iowa, 350. "Swepson v. Johnson, 84 N. C. 449. Williams v. Mansell, 19 Fla. 546. Ormsby v. Graham, 123 Iowa 202; 98 N. W. Rep. 724. "Love v. Camp, 6 Ired. Eq. (N. C.) 209; 51 Am. Dee. 419. " Love v. Cobb, 63 N. C. 324. " Roberts v. Wyatt, 2 Taunt. 268. ** Language of MAXSFTELD. C. J., in Roberts v. Wyatt, supra. Wellborn v. Sechrist, 88 N. C. 287. In this case the vendor had disabled kimself from performing the contract by conveying to a stranger. 1 Sugd. Vend. (8th Am. ed.) 528. Stapylton v. Scott, 16 Vea. 272. SPECIFIC PERFORMANCE OF EXECUTORY CONTRACTS. 483 must, however, submit to the alternative of taking that title or having his bill dismissed. 21 But while specific performance cannot be decreed against a vendor who has no title, it is no objection that he had no title when the contract was made, if he has since acquired it. The purchaser's equity is complete if the vendor have title at the time of the decree. 22 It has been held, however, that if the vendor agree to convey by quit claim, the agreement has reference only to such title as he may then have, and not to a title thereafter acquired, and that he cannot be compelled to convey such after- acquired title to the purchaser. 23 The purchaser may, of course, file his bill requiring the vendor to remove an incumbrance from the premises, unless the purchase was made subject to incumbrances. 24 But the court cannot enter a decree requiring the vendor to remove an incumbrance which he has not a legal right to discharge. 25 Nor can the vendor be re- quired to remove incumbrances or cure defects in the title where the sale was not made upon a consideration deemed valuable in law. 26 "1 Sugd. Vend. (8th Am. ed.) 528. Nicholson v. Wadsworth, 2 Swanst. 365. "Graham v. Hackwell, 1 A. K. Marsh. (Ky.) 423. Tysen v. Passmore, 2 Barr (Pa.), 122; 44 Am. Dec. 181. Trask v. Vinson, 20 Pick. (Mass.) 109, the court saying: "We know of no rule of law or principle of sound policy which prohibits a person from agreeging or covenanting to convey an estate not his own. He might have authority from the owner to sell, or he might have the refusal of the estate, or he might rely upon his ability to purchase it in season to execute his contract. If he fairly performs the terms of the stipulation it matters nothing to the purchaser that the title was acquired after the contract." "Woodcock v. Bennet, 1 Cow. (N. Y.) 711; 13 Am. Dec. 568. This is closely analogous to the rule that a quit-claim conveyance will not estop the grantor from setting up an after-acquired title to the estate. Post, 218. In Mitchell v. Woodson, 37 Miss. 567, it was held that an agreement to quit claim would not prevent the vendor from acquiring and holding another title before the time for making the quit claim. Citing Bush v. Cooper, 20 Miss. 599; 59 Am. Dec. 270. Jackson v. Wright, 14 J.ohns. (N. Y.) 193; Bank v. Mersereau, 3 Barb. Ch. (N. Y.) 5<58; Jackson v. Hubbell, 1 Cow. (N. Y.) 613. "2 Sugd. Vend. (8th Am. ed.) 191, 192 (548). Bennett v. A"am8, 41 Barb. (N. Y.) 625. "Jerome v. Scudder, 2 Bob. (N. Y.) 169. *2 Story Eq. 793b. Froman v. Froman, 13 Ind. 317. 484 MARKETABLE TITLE TO HEAL ESTATE. If the contract provides only that the vendor shall make a good and sufficient deed, and that the earnest money shall be refunded if the title proves to be not good, the purchaser cannot, if he is dissatisfied with the title, refuse to accept a conveyance with gen- eral warranty, reject an offer to return the purchase money, and require the vendor to remove objections to the title. The vendor, under such circumstances, has a right to treat the contract as rescinded, and to seek another purchaser. 27 Where a contract for the sale of land provided that if the title should not be good and should be refused by the purchaser, the contract should be void and the purchase money returned, it was held that the vendor was not thereby obligated to cure defects in the title, and that if the title were rejected he might terminate the contract and repay the purchase money. The purchaser refused to proceed with the pur- chase because there was an incumbrance on the premises. 28 And if the purchaser by his acts or conduct manifestly abandons the contract, as by submitting to a forfeiture of the earnest monej, he cannot afterwards elect to affirm the agreement and have a specific performance in equity. This species of relief is a matter of sound judicial discretion, and where the court perceives that the purchaser has virtually rescinded the contract it will not interfere in his favor, especially if in the meanwhile the property has materially increased in value. He cannot keep the agreement open indefinitely so as to avail himself of a rise in value, or t escape loss in case of a depreciation. 29 On the other hand, a rapid, unexpected and unprecedented increase in the value of the prop- erty while the title is being perfected will not justify the vendor " Brizzolara v. Mosher, 71 111. 41. In a case in which the contract provided that the vendor should return the deposit and should not be liable for damages in case the purchaser should be warranted in rejecting the title as unmarketable, it was held that the purchaser, on finding the title unmarketable, might complete the contract, take a conveyance, and rely on the grantor's covenants for title, or that he might rescind and receive back his deposit; but having elected to rescind he could not afterward refuse to receive back his deposit and insist upon specific performance by the vendor. Johnson v. Fuller, 55 Minn. 269 ; 56 N. W. 813. 58 Long v. Miller, 46 Minn. 13; 48 N. W. Rep. 409. "Presbrey v. Kline, 20 D. C. 513. Giltner v. Rayl, (Iowa) 61 N. W. Rep. 225. Simpson v. Atkinson (Minn.), 39 N. W. Rep. 323. SPECIFIC PERFORMANCE OF EXECUTORY CONTRACTS. 485 in refusing to complete the contract, where the purchaser has waived none of his rights, and has been guilty of no laches or unjustifiable delay in seeking specific performance. 80 There must, of course, be an unconditional acceptance of an offer to sell before the purchaser can maintain a bill for specific performance. Therefore, where the acceptance by the purchaser was qualified by the addition " provided the title is perfect," it was held that a suit for specific performance could not be main- tained by the purchaser. 31 194. PAYMENT OF THE PURCHASE MONEY AS CONDITION PRECEDENT TO SPECIFIC PERFORMANCE. If the payment of the purchase money and the conveyance of title by the vendor are to be simultaneous and concurrent acts, neither party can demand a specific performance by the other unless he is ready and willing to perform on his part. If the vendor has executed a bond to convey or make title at a specified time after payment of the purchase money, the* retention of the title is his security for pay- ment, and he cannot be compelled to convey unless the purchaser has paid or offered to pay the purchase money. 32 A recovery of the premises from the purchaser in ejectment, for failure to pay the purchase money, does not necessarily deprive him of the right to compel a specific performance of the contract. Thus, where the purchaser declined to pay the purchase money on the ground that the property was incumbered, and the vendor declared a forfeiture and recovered the premises in ejectment, it was held that the pur- chaser might waive his right to insist upon a perfect title, pay the balance of the purchase money, less the amount of the incum- brance, and compel a conveyance from the vendor with covenants stipulated for in the contract. 33 "Keim v. Lindley, (N. J. Eq.) 30 Atl. Rep. 1063. In this case the premises in controversy consisted of a narrow strip of water front that became very valuable as a seaside resort. n Corcoran v. White, 117 111. 118; 57 Am. Rep. 858. "Mix v. Beach, 46 111. 316. Where a contract for the sale of land had been rescinded by agreement between the vendor and the administrator of the vendee after part of the purchase money had been paid, it was held that the heirs of the vendee, who repudiated the rescission, could not compel specific performance of the contract until they should pay or tender the residue of the purchase money. Strange v. Watson, 11 Ala. 324. "Wallace v. McLaughlin, 57 Ind. 53. 486 MARKETABLE TITLE TO BEAT. ESTATE. As a general rule, in the English practice, a purchaser who has been put in possession, will be required to pay the purchase money into court pending his suit for specific performance. 34 The excep- tions to this rule have been thus summarized; where the vendor has thought proper to put the purchaser into possession, upon an understanding between them that the latter shall not pay the purchase money until he has a title, the purchaser cannot be called upon to pay the money into court; and the reason is that the understanding becomes a matter of contract which the vendor must abide by, and he cannot call upon the court to interfere and com- pel the purchaser to part with his money before he has a title. 35 Nor will the purchaser be compelled to pay the purchase money into court before the completion of the title, where the vendor has voluntarily permitted him to take possession without any stipulation or agreement about paying the purchase money. 36 And, as a general rule, the court will not order purchase money to be paid before a title is given, unless under special circumstances such as taking possession contrary to the intention or against the will of the vendor, or where the purchaser makes frivolous objections to the title, or throws unreasonable obstacles in the way of completing the purchase, or is exercising improper acts of ownership, by which the property is lessened in value. 37 If the purchaser be in possession under a title anterior to the contract, or if possession were given independently of the contract, and there is laches on the part of the vendor in completing the title, the court will not order the purchase money to be paid in. 38 The purchaser, of course, will not lose his right to a specific performance of the contract by failing to make a formal tender of the purchase money if he has notice that the vendor cannot or will not carry out the agreement. 39 "Birdsall v. Walton, 2 Edw. Ch. (N. Y.) 315. "Gibson v. Clarke, 1 Ves. & B. 500. * Clarke v. Elliott, 1 Mad. C. R. 606. w l Sugd. Vend. (8th Am. ed.) 229, 345. Bonner v. Johnston, 1 Meriv. 366; Boothby v. Waller, 1 Mad. C. R. 197. **Freebody v. Perry, Coop. 91; Fox v. Birch, 1 Meriv. 105. "Ante, p. 201. Shattuck v. Cunningham, 166 Pa. St. 368; 31 Atl. Rep. 136. SPECIFIC PERFORMANCE OP EXECUTORY CONTRACTS. 487 195. LACHES OF PURCHASER. The purchaser's application for specific performance must be seasonably made. He cannot delay the payment of the purchase money after the time fixed for completing the contract and then, when the circumstances of the parties, and perhaps the value of the land, have changed, call upon the vendor for a conveyance. 40 This rule applies with peculiar force where the vendor notifies the purchaser to complete the con- tract within a specified time under penalty of rescission. 41 But the purchaser will not be chargeable with laches where he has delayed paying the purchase money on account of doubts as to the title; the title itself being in litigation or dispute. 42 196. DAMAGES IN EQTJITY. As a general rule a court of equity will not entertain a suit by the purchaser of a defective title, if no other relief is asked than damages for breach of the contract. 43 Therefore, it has been frequently held that if he files a bill seeking specific performance or damages in lieu thereof, when he knows specific performance is impossible by reason of the fact that the defendant had conveyed the premises to an innocent third party, he will be denied relief, because such a proceeding is practically a suit for damages only. 44 The same rule will apply, it is apprehended, if the purchaser knows, or is bound to know, that the vendor from any other cause, will be unable to perform "Shorthall v. Mitchell, 57 111. 161. Melton v. Smith, 65 Mo. 355, a case in which the vendor failed to show laches. Pomeroy v. Fullerton, 131 Mo. 581; 33 S. W. Rep. 173. "Chabot v. Winter Park Res. Co., 34 Fla. 258; 15 So. Rep. 756. "Galloway v. Barr, 12 Ohio, 354. Keim v. Lindley, (N. J. Eq.) 30 Atl. Rep. 1063, where the subject was considered at length. Greenblatt v. Her- mann, 144 N. Y. 13; 38 N. E. Rep. 966. Cf. Barbour v. Hickey, 2 App. Gas. (D. C.) 207. "1 Sugd. Vend. (8th Am. ed.) 350 (233); Rawle Covts. (5th ed.) 354. Courts of equity in England are empowered by "Lord Cairns' Act" (21, 22 Viet. c. 27, 1858) to give damages, but the jurisdiction is limited to cases in which specific performance is also prayed. Fry Sp. Perf. (3d Am. ed.) p. 607, notes; Hatch v. Cobb, 4 Johns. Ch. (N. Y.) 559; Kempshall v. Stone, 5 Johns. Ch. (N. Y.) 193; Morse v. Elmendorff, 11 Paige Ch. (N. Y.) 279; Wiswall v. McGowan, 2 Barb. (N. Y.) 270. Hill v. Flske, 38 Me. 520; Smith v. Kelly, 56 Me. 64. Doan v. Mauzy, 33 111. 227. McQueen v. Choteau, 20 Mo. 222; 64 Am. Dec. 178. "Sims v. Lewis, 5 Munf. (Va.) 29. Bullock v. Adams, 5 C. E. Gr. (N. J.) 367. Lewis v. Gale, 4 Fla. 437. 488 MARKETABLE TITLE TO EEAL ESTATE. the decree of the court. But damages may always be recovered in equity as an alternative or incident to some other relief which is in good faith the object of the suit. 45 If the vendor in his answer, himself asks for specific performance and a decree for the purchase money, he waives the objection that the purchaser's rem- edy is at law ; and the court may retain the action for the purpose of awarding damages. 46 If the vendor fail to complete his con- tract at the appointed time, the purchaser may have specific performance in equity; or, if the title be defective and perform- ance be impossible, he may have damages in lieu thereof, 47 unless 46 Cases cited in notes above. 2 Story Eq. Juris, 794, 799; 3 Pom. Eq. Jur. (2d ed.) 1410, note 1. Slaughter v. Tindle, 1 Litt. (Ky.) 358; Fisher T. Kay, 2 Bibb (Ky.), 434. Scott v. Bilgerry, 40 Miss. 119. Chinn v. Heale, 1 Munf. (Va.) C3. Taylor v. Rowland, 26 Tex. 293. O'Beirne v. Bullis, 80 Hun (N. Y.), 570; 30 N. Y. Supp. 588; Margraf v. Muir, 57 N Y. 155; Miles v. Furnace Co., 125 N. Y. 294; 26 N. E. Rep. 261. If a vendor is unable from want of title at the time of making the contract to carry it out, a court of equity in a suit by the purchaser for specific performance, will award him damages, provided he commenced the suit in good faith, without knowledge of the disability. Ryan v. Dunlap, (Mo.) 20 S. W. Rep. 29; McQueen v. Chou- teau, 20 Mo. 222; 54 Am. Dec. 178; Hamilton v. Hamilton, 59 Mo. 232. IB New York in a suit for specific performance, if the defendant be unable to perform, the purchaser may have an order or judgment for the return of his purchase money, the defendant not having demurred on the ground that the action was improperly brought, or that the plaintiff had an adequate remedy at law. Styles v. Blume, 30 N. Y. Supp. 409. In Currie v. Cowles, 6 Bosw. (N. Y.) 452, it was said by ROBERTSON, J., that if the complainant in a suit for specific performance does not allege that good title cannot b made, and merely seeks a conveyance, he cannot in the absence of fraud OB the part of the vendor waive the relief asked for, show defendant's want of title, and charge him with the value of the land. The authority of this dictum may be doubted. 44 Snow v. Monk, 80 N. Y. Supp. 719; 81 App. Div. 206. 47 Fry Sp. Perf. (3d Am. ed.) 1227. McFerran v. Taylor, 3 Cranch. (U. S. S. C.) 270; Pratt v. Campbell, 9 Cranch. (U. S. S. C.) 456, 494. County of Mobile v. Kimball, 102 U. S. 691, 706. Stevenson v. Buxton, 37 Barb. (N. Y.) 13. Taylor v. Rowland, 26 Tex. 293. In Fisher v. Kay, 2 Bibb (Ky.), 436, it was said that there was no principle better settled than that the obligee of a title bond might resort to a Court of Chancery in order to enforce specific performance, and that in the event of the obligor's being unable to convey, to pray for a compensation in damages, which, the court being in possession of the whole case, would allow. In Welsh v. Bayard, 6 C. E. Gr. (N. J. Eq. ) 186, specific performance was denied the purchaser, (1) because the contract was not in writing; and (2) because the title to the premises was in the defendant's wife. The purchaser asked a decree for SPECIFIC PERFORMANCE OF EXECUTORY CONTRACTS. 489 the plaintiff knew when he brought his suit that there could be no performance. 48 If the purchaser is first informed of the de- fective title by the vendor's answer or other pleading, the juris- diction to award damages will be clear. 49 And if the vendor convey the premises to an innocent party pending the suit for specific performance, the purchaser will be entitled to damages. 6 * In a few cases damages have been awarded the plaintiff though he knew when he brought his suit that the defendant had rendered specific performance impossible by conveying the premises to a purchaser without notice; 51 but in most of them the objection that the court had no jurisdiction does not appear to have been made, and the great weight of authority without doubt supports the rule heretofore stated. It has been held that if the complainant fail to make out a case entitling him to specific performance, the bill may, nevertheless, be retained for the purpose of allowing him compensation if he has not a full and adequate remedy at law. 52 The converse of this proposition, also, has been decided, namely, that the court will entertain a bill solely for compensation and damages provided specific performance can be decreed. 53 The court, instead of giving compensation in damages for a por- tion of the land to which title cannot be made, has no power to decree that the vendor shall make up the deficiency out of other repayment of the purchase money, but this was refused on the ground that his remedy was at law. It does not appear that he was advised of the true state off the title when he brought his suit. If he was not so advised, the case is at variance with the current of authority. ** 2 Story Eq. Jur. 794, et seq. 49 3 Pom. Eq. Jur. 1410. Milkman v. Ordway, 106 Mass. 232. "This, however, in England seems to be only by force of a statute (1858) 21 & 22 Viet. c. 27 ("Lord Cairns' Act")' enlarging the jurisdiction of the Chancery Courts. 1 Sudg. Vend. (8th Am. ed.) 352. "Woodcock v. Bennet, 1 Cow. (N. Y.) 711; 13 Am. Dec. 568. Gibbs v. Champion, 3 Ohio, 337. Cunningham v. Depew, Morris (Iowa), 462. "Aday v. Echols, 18 Ala. 353; 52 Am. Dec. 225. Specific performance was denied in this case because it did not appear that all the purchase money had been paid. "Berry v. Vim Winkle, 1 Gr. Ch. (N. J.) 269; Copper v. Wells, Saxt. (N. J. Eq.) 10. 490 MARKETABLE TITLE TO REAL ESTATE. adjoining lands to which he has title, but which were not embraced in the contract. 54 The measure of damages for which a vendor, acting in good faith, is liable if he be unable to convey a good title, is the same in equity as at law ; namely, the purchase money with interest and costs. 55 But if the vendor be guilty of fraud, 56 or if he disabled himself from performing the contract by conveying the premises to an innocent purchaser, the complainant will be entitled to a decree for the loss of his bargain, that is, the increased value of the property. If the vendor received a profit at the second sale, it will be decreed to the complainant. 57 "Kelly v. Bibb, 3 Bibb (Ky.), 317. 65 Bain v. Fothergill, L. R., 7 H. L. 158; Burrow v. Scammell, 19 Ch. Dec. 175, 181, 223. "Ante, 97. "Sugg v. Stone, 5 Jones Eq. (N. C.) 126; Taylor v. Kelly, 2 Jones Eq. (N. C.) 240. Graham v. Hackwith, 1 A. K. Marsh. (Ky.) 424; Rutledge v. Lawrence, 1 A. K. Marsh. (Ky.) 390; Gerault v. Anderson, 2 Bibb (Ky.), 543. CHAPTER XVIII. OF THE RIGHT OF THE PURCHASER TO TAKE TITLE WITH COM- PENSATION FOR DEFECTS. GENERAL RULE. 197. INDEMNITY AGAINST FUTTTRE LOSS. 198. INDEMNITY AGAINST DOWER. 199. EXCEPTIONS TO GENERAL RULE. 200. RIGHT OF VENDOR TO RESCIND ON FAILURE OF TITLE. 201. 197. GENERAL RULE. We shall see that ii the title to a sub- stantial part of the subject fails or if an incumbrance other than a trifling or inconsiderable charge on the premises is discovered after the purchase money has been paid, the purchaser may rescind the contract, if executory, and cannot be required to take the title with compensation for defects. 1 Yet there is no obligation upon him to rescind; as a general rule he may compel the vendor to convey to him that part to which the title is good, with compensa- tion, or abatement of the purchase money for the portion to which the title failed, or he may take such estate as the vendor may have in the entire premises, though less than that which was sold, and have an abatement of the purchase money according to the differ- ence in value of the two estates. 2 The same rule has been applied 'Post, 326. 1 1 Sudg. Vend. (8th Am. ed.) 479, 466, 480; 2 Story Eq. 779; 2 Beach Eq. Jur. 627; Pomeroy Sp. Perf. 438; Bish. Eq. (3d ed.) 390; Dart's Vend. (5th ed.) p. 1066; Waterman on Sp. Perf. 499. Wood v. Griffith, 1 Swanst. 54, per Lord ELDON, who said : " No one will dispute this proposition that if a man offers to sell an estate in fee simple, and it appears that he is unable to make a title to the fee simple, he cannot refuse to make a title to all that he has. The purchaser may insist on having the estate, such as it ,18. The vendor cannot say that he will give nothing because he is unable to give all that he has contracted to give. If a person possessed of a term for 100 years contracts to sell the fee, he cannot compel the purchaser to take, but the purchaser can compel him to convey the term, and this court will arrange the equities between the parties." Wheatley v. Slade, 4 Sim. 126; Hill v. Buckley, 17 Ves. 394, semble; Bradley v. Munton, 15 Beav. 460; Mortlock v. Buller, 10 Ves. Jr. 316; Mawson v. Fletcher, L. R., 6 Ch. App. 91; Paton v. Rogers, 1 Ves. & Ben. 352; James v. Lichfield, L. R., 9 Eq. 51; Barnes v. Wood, L. R., 8 Eq. 424; Whittemore v. Whittemore, L. R., 8 Eq. 603; Hor- rocks v. Rigby, L. R., 9 Ch. D. 180; Burrow v. Scammell, L. R., 19 Ch. D. 175. 492 MARXETABLE TITLE TO REAL ESTATE. in a case where the contract had been executed with covenants for title in which the parties were mutually mistaken in respect to the title of a part of the land. It was considered that the grantee might hold the part to which the title w r as good and recover on In Williams v. Edwards, 2 Sim. 98, where there was a stipulation that errors in the description should not vitiate the agreement, but that, if the pur- chaser's counsel should be of opinion that the title was not marketable, the agreement should be void, and the counsel was of opinion that title could be made to two-thirds of the property only, the purchaser was refused specific performance with an abatement. To the text: Morgan v. Morgan, 2 Wh. (U. S.) 302, n. Morss v. Elmendorf, 11 Paige (N. Y.), 277; Westervelt v. Mattheson, 1 Hoff. Ch. (N. Y.) 37; Jerome v. Scudder, 2 Rob. (N. Y.) 169; Bostwick v. Beach, 103 N. Y. 414. Felix v. Devlin, 86 N. Y. Supp. 12; 90 App. Div. 103. Jones v. Shackleford, 2 Bibb (Ky.), 411 ; McConnell v. Dunlap, Hard. (Ky.) 41; 3 Am. Dec. 723; Step v. Alkire, 2 A. K. Marsh. (Ky.) 259; Rankin v. Maxwell, 2 A. K. Marsh. (Ky.) 494; 12 Am. Dec. 431. Graham v. Gates, 6 Harr. & J. (Md.) 229; Drury v. Connor, 6 Harr. & J. (Md.) 288. Evans v. Kingsberry, 2 Rand. (Va.) 120; Chinn v. Heale, 1 Munf. (Va.) 63; White v. Dobson, 17 Grat. (Va.) 262. Hudson v. Max Meadows L. & I. Co., 97 Va. 341; 33 S. E. Rep. 586. Satterfield v. Spier, 114 Ga. 127; 39 S. E. Rep. 930. Henry v. Liles, 2 Ired. Eq. (N. C.) 407; Wilcoton v. Galloway, 67 N. C. 463. Tilley v. Land Co., 136 N. C. 437 ; 48 S. E. Rep. 824. Austin v. Ewell, 25 Tex. Supp 403, where there was a mistake as to boundaries ; Roberts v. Lovejoy, 60 Tex. 253. Collins v. Smith, 1 Head (Tenn.), 251; Topp v. White, 12 Heisk. (Tenn.) 165; Moses v. Wallace, 7 Lea (Tenn.), 413. Weth- erell v. Brobst, 23 Iowa, 586. Luckett v. Williamson, 31 Mo. 54. Adams v. Messenger, 147 Mass. 185; 17 N. E. Rep. 491; 9 Am. St. Rep. 679. Tobin v. Larkin, 183 Mass. 389; 67 N. E. Rep. 340. See, also, Massachusetts cases cited, infra. " Indemnity against contingent right of dower." To the text : Swain v. Burnett, 76 Cal. 299; 18 Pac. Rep. 394; Marshall v. Caldwell, 41 Cal. 614; Morehhout v. Barren, 42 Cal. 591. Florence Oil, etc., Co. v. Mc- Candless, 26 Colo. 534; 58 Pac. 1084. Rohr v. Kindt, 3 W. & S. (Pa.) 563; 39 Am. Dec. 53 ; Barnes' Appeal, 46 Pa. St. 350 ; Erwin v. Myers, 46 Pa. St. 96. Wallace v. McLaughlin, 57 111. 53. Cowan v. Kane, 211 111. 572: 71 N. E. Rep. 1097. Lounsbery v. Locander, 25 N. J. Eq. 555; Meleck v. Cross, 62 N. J. Eq. 545; 51 Atl. 16. Wilson v. Cox, 50 Miss. 133. Moses v. Wallace, 7 Lea (Tenn.), 413. Gartrell v. Stafford, 12 Neb. 545; 11 N. W. Rep. 732. Beck v. Bridgman, 40 Ark. 382. Vagueness and uncertainty in the pleadings and proof, or a variance between them as to whether the vendor covenanted to convey the entire interest in lands, or only his undivided interest, is no objec- tion to a decree for specific performance, since the court can only compel him to convey such interest as he may have. Bogan v. Baughdrill, 51 Ala. 312, citing 3 Pars. Cont. 354. The purchaser has a right to accept an undivided interest, with compensation, in lieu of the entirety. Covell v. Cole, 16 Mich. 223. In Cady v. Gale, 5 W. Va. 547, one who has sold his wife's separate estate as his own was compelled to convey his life estate by the curtesy, the purchaser electing to take such estate. The purchaser cannot maintain a BIGHT OF PUECHASER TO TAKE TITLE WITH COMPENSATION, 493 the warranty as to the residue. 8 The purchaser may insist upon specific performance with an abatement of the purchase money, if he be unable to obtain the benefit of an easement appurtenant to the premises. Thus, where the owner of land sold it as building lots, bounding the lots on streets of a specified width, as laid down on a map but not actually opened, and the vendor did not own all the streets designated on the map, and hence could not be com- pelled to open them, the purchaser was held entitled to an abate- ment of the price to the extent of the loss sustained on that account. 4 A subsequent conveyance by the vendor is no ground for re- fusing specific performance if the purchaser be willing to accept what remains of the land, with an abatement of the purchase money; 6 and this, though the subsequent conveyance were made with his consent. 6 The vendor cannot object to specific perform- ance on the ground that he holds a bare legal title in trust for another, if the purchaser be willing to accept such title. 7 Nor can he object that the title is outstanding in a third person. 8 The purchaser may take the equitable title if he chooses, though, as will be seen hereafter, he cannot be compelled to accept such a title.' The purchaser may compel a surviving tenant in common to convey, though the heir of the deceased tenant in common can- not be compelled to complete the contract. 10 If the parties are mutually mistaken as to the vendor's title to a part of the land, the purchaser, having improved the premises, may compel the render to convey the other part, and have a ratable abatement of guit for specific performance against the vendor and a third person in adverse possession of part of the land under a title adverse to that of the vendor, and, in case the adverse claim is sustained, to have an abatement of the purchase money. His remedy is in ejectment. Lang v. Jones, 5 Leigh (Va.), 192. 1 Butcher v. Peterson, 26 W. Va. 447 ; 53 Am. Rep. 89, citing Atty.-Gen. T. Day, 1 Ves. 218. Beverly v. Lawson, 3 Munf. (Va.) 317. Compare, Silliman v. Gillespie, 48 W. Va. 374; 37 S. E. Rep. 669. See, also, Clark v. Hardgrove, 7 Grat. (Va.) 399. But see post, this chapter, "Exceptions," as to mistake. 4 Leiker v. Henson, (.Tenn.) 41 S. W. Rep. 862. * Wingate v. Hamilton, 7 Ind. 73. Bass v. Gilliland, 5 Ala. 761. Waters v. Travis, 9 Johns. (N. Y.) 450. T Hyde v. Kelly, 10 Ohio, 215. *1 Sugd. Vend. (8th Am. ed.) 525, 532 (349, 355). Post, ch. 31, 290. "Atty.-Gen. v. Day, 1 Ves. 218. 494 MARKETABLE TITLE TO REAL ESTATE. the purchase money for the deficiency. 11 The vendor cannot refuse to convey on the ground that the property is incumbered. The purchaser has a right to insist upon the application of the unpaid purchase money to the incumbrance. 12 A charge upon the premises for the maintenance of a third person is no reason why the contract should not be specifically performed, if the purchaser be willing to take the title with warranty." The basis upon which compensation or abatement for the part to which a title cannot be made will be decreed, is the actual value of the part lost, and not merely the average price per acre agreed to be paid for the whole tract 14 The rule in this respect is the same as in actions at law for breach of the covenants for title. 15 If the title to the entire premises is good, but there is a deficiency in the acreage or quantity purchased, the question whether the purchaser will be entitled to an abatement of the purchase money depends upon whether the contract was one of hazard as to the quantity, or whether the purchaser is entitled under the contract to demand a specific number of acres or other measure of quantity. The question is somewhat foreign to the plan and scope of this work. The cases, in great numbers, will be found collected in the standard text books. 16 If the purchaser when sued for the purchase money by the ven- dor or his assignee, elect to keep the premises though the title be defective, he cannot afterwards, when a bill is filed to subject hie equitable interest in the premises to the payment of the judgment for the purchase money, avail himself of want of title in the vendor as a defense." "Voorhees v. De Meyer, 3 Sandf. Ch. (N. Y.) 614. 11 Jerome v. Scudder, 2 Rob. (N. Y.) 169. Hunt v. Smith, 139 111. 296; 28 N. E. Rep. 809. "Bates v. Swiger, (W. Va.) 21 S. E. Hep. 874. "Jacobs v. Locke, 2 Ired. Eq. (N. C.) 286. Moses v. Wallace, 7 Lea (Tenn.), 413. Cypress Lumber Co. v. Tiller, 73 Ark. 354; 84 S. W. Rep. 490. "Ante, 170. Doctor v. Hellberg, 65 Wis. 415; 27 N. W. Rep. 176. In determining the compensation, the peculiar value of the tr:.ct, if unimcum- bered, to the complainant in connection with his other land, cannot be con- sidered. Capstick v. Crane, 66 N. J. Eq. 341; 57 Atl. Rep. 1045. "Fry Sp. Perf. (3d ed.) p. 578, et seq.; 1 Sugd. Vend. (8th Am. ed.) 491 (324) : 2 Story Eq. Jur. ch. 19. See Ketchum v. Stout, 20 Ohio, 453, whe^e the subject is elaborately discussed, and many authorities collected. "Dart v. McQuilty, 6 Ind. 391. RIGHT OF PURCHASER TO TAKE TITLE WITH COMPENSATION. 495 A decree for specific performance should not direct that the vendor procure releases from parties over whom he has no control ; but it should direct an inquiry by a master as to defects and in- cumbrances, and order that the purchase money be abated or paid to a referee or other officer of the court, or be brought into court, to be applied, as far as necessary, to the discharge of incum- brances, and the balance, if any, be paid over to the vendor. 18 The purchaser in possession and insisting upon specific per- formance of the contract with abatement of the purchase money as to that part of the land to which the title had failed, must surrender that part to the vendor. He cannot refuse to pay the purchase money and at the same time retain possession. 19 198. INDEMNITY AGAINST FTTTT7BE LOSS. The purchaser cannot demand an indemnity other than that afforded by the cove- nants for title, against a possible loss from a defect in the title to the estate, 20 or an incumbrance on the property, except in the case of an inchoate right of dower in the premises, 21 if indeed the deten- tion of the purchase money to the extent of the present value of that right be regarded as indemnity and not compensation. Per- haps the most important case that has arisen in the United States illustrating this principle, is that of Refeld v. Woodfolk, 22 How. (U. S.) 318. There the purchaser of a large estate paid the pur- chase money in full, knowing that there was an incumbrance on the property amounting to $60,000. Afterwards he filed a bill for specific performance, and that the vendor be compelled to remove the incumbrance from the property or to indemnify him against it when it should mature and become enforceable. The court decreed that the vendor convey the property with general warranty ; that he remove the incumbrance when it should mature, and that in the meanwhile he deposit State bonds, to the amount "Jerome v. Scudder, 2 Rob. (N. Y.) 169. 'Lanyon v. Chesney, 186 Mo. 540. "Sugd. Vend. (8th Am. ed.) 467 (306) 574 (383) ; Fry Sp. Perf. (3d Am. ed.) 1245; Batten Sp. Perf. Law Lib. 171. Balmanno v. Lumley, 1 Vis. & Bea. 225, per Lord ELDON ; Paton v. Brebner, 1 Bligh, 66; Aylett v. Ashton, 1 Myl. & Cr. 105; Bainbridge v. Kinniard, 32 Beav. 346; Ross v. Boards, 3 Nev. & Per. 382; Lawrenson v. Butler, 1 Sch. & Lef. 13; Mortlock v. Butler, 10 Ves. 292 ; Colver Clay, 7 Beav. 189. Lounsbery v. Locander, 25 N. J. Eq. 554. M Young v. Paul, 10 X. J. Eq. 415; 64 Am. Dec. 456. Post, this chapter. 496 MARKETABLE TITLE TO REAL ESTATE. of the incumbrance, with the clerk of the court as an indemnity against the possible enforcement of the incumbrance. This decree was reversed on appeal, the court holding that the purchaser had no right to any other or greater indemnity than that afforded by the covenant of warranty which his contract entitled him to demand. A different rule has been held to prevail, where the contract has been executed by the delivery of a conveyance with a covenant against incumbrances. The reason given for the distinc- tion is that in an executory contract for the sale of lands there can be no implication of an agreement to provide an indemnity against an immature or doubtful incumbrance upon the estate. 22 199. INDEMNITY AGAINST INCHOATE EIGHT OF DOWER. If the wife refuse to join with her husband in the conveyance, she cannot be compelled so to do. 23 The purchaser may of course elect to accept the conveyance of the husband alone. 24 Whether, in such a case, he may demand an abatement of the purchase money, as an indemnity against a possible claim for dower in the future, is a question upon which there is a conflict of decision; but the weight of authority and the better view seems to be that the purchase money may be abated. 26 If the written contract K In Thomas v. St. Paul's M. E. Church, 86 Ala. 138; 5 So. Rep. 508, the vendor was required to provide the purchaser with an indemnity against an incumbrance on the premises. The case was distinguished from Refeld v. Woolfolk, supra, by the fact that the contract had been executed by convey- ance with covenant against incumbrances, while in the latter case the con- tract was merely executory. The former case may, therefore, be regarded as establishing the proposition that in case of a contract executed with a cove- nant against incumbrances, the grantee may in equity require the vendor either to remove the incumbrance, or provide an indemnity against it. There is also an intimation in this case that if the contract had provided that if the purchaser had received a conveyance with a covenant against incum- brances, the vendor might have been compelled to provide an indemnity against an existing incumbrance, though the contract was still executory. 23 2 Story Eq. Jur. 731. Troutman v. Gowing, 16 Iowa, 415. Hanna v. Phillips, 1 Grant (Pa.), 253. Allison v. Shilling, 27 Tex. 450; 86 Am. Dec. 622. Yost v. Devault, 9 Iowa, 60. Richmond v. Robinson, 12 Mich. 193. 24 Zebley v. Sears, 38 Iowa, 507. Corson v. Mulvany, 49 Pa. St. 88 ; 88 Am. Dec. 485. Steadman v. Handy (Va.), 46 S. E. Rep. 380. 25 1 Sugd. Vend. (8th Am. ed.) 465, semble, citing Wilson v. Williams, 3 Jur. N. S. 810. Davis v. Parker, 14 Allen (Mass.), 94; Woodbury v. Luddy, 14 Allen (Mass.), 1; 92 Am. Dec. 731. Wright v. Young, 6 Wis. 127; 70 Am. Dec. 453. Sanborn v. Nockin, 20 Minn. 178. Troutman v. Gowing, 16 Iowa, 1UGIIT OF PUBCHASEB TO TAKE TITLE WITH COMPENSATION. 497 between the parties contain no stipulation for a deed with a cove- nant against incumbrances, and there is no provision in the con- tract as to the contingent right of dower of the vendor's wife, the purchaser, knowing of the existence of such right, cannot insist upon a conveyance with abatement of the purchase money as in- 415; Leach v. Forney, 21 Iowa, 271; 89 Am. Dec. 574; Presser v. Hildebrand, 23 Iowa, 484; Zebley v. Sears, 38 Iowa, 507. Wingate v. Hamilton, 7 Ind. 73. See, also, Wilson v. Brumfield, 8 Bl. (Ind.) 146; Baker v. Railsback; 4 Ind. 553; Hazelrig v. Hutson, 18 Ind. 481; Martin v. Merritt, 57 Ind. 34; 26 Am. Rep. 45. An ingenious view of this question has been taken in a note to the case of Humphrey v. Clement, 44 111. (2d ed.) 300. The annotator concludes that a case in which the release of the contingent right of dower cannot be procured, is one for decreeing damages against the vendor rather than compensation or indemnity to the purchaser; and for this purpose he considers it unnecessary that the value of the contingent right of dower shall be capable of computation. " The damages would be the injury to the vendee by virtue of being obliged to take the estate subject to the inchoate right, not the value of the dower to the wife. If a jury in an action at law could estimate the injury to the vendee at $250, why could not a chancellor esti- mate the deduction which should be made from the purchase money at the use of the $250 so long as the wife should live ? " It has been since held in this State, that the purchaser cannot insist upon a conveyance with abate- ment of the purchase money to the extent of the present value of the inchoate right of dower. Cowan v. Kane, 211 111. 572; 71 N. E. Rep. 1097. In Heim- Imrg v. Ismay, 35 N. Y. Super. Ct. 35, it was held that an inchoate right of dower in the wife of the vendor was an incumbrance constituting a breach of a contract to convey free from incumbrances; and that the purchaser was ontitled to more than nominal damages, the vendor having entered into the contract with full knowledge that his power to convey was contingent. See, also, Williams v. Pope, Wright (Ohio), 406; Reynolds v. Clark, Wright (Ohio), 656. The cases in which the right of the purchaser to specific performance with abatement of the purchase money, or decree for damages on account of an inchoate right of dower, is denied, have been in some instances rested upon the supposed want of means for ascertaining the amount which the purchaser may detain; and in others, upon the idea that the wife is in effect morally coerced to join in the deed, by a decree directing that her husband shall pay damages in the event of her refusal. Bitner v. Brough, 1 Jones (Pa.), 138; Riddle- berger v. Mintzer, 7 Watts (Pa.), 143; Wilier v. Weyand, 2 Grant (Pa.), 103; Shurtz v. Thomas, 8 Barr (Pa.), 363; Clark v. Seirer, 7 Watts (Pa.), 107; 32 Am. Dec. 745; Riesz's Appeal, 73 Pa. St. 485; Burk's Appeal. 75 Pa. St. 141; 15 Am. Rep. 587; Burk v. Serrill, 80 Pa. St. 413; 21 Am. Rep. 105. Lucas v. Scott, 41 Ohio St. 636. People's Sav. Bank v. Parisette, 68 Ohio St. 450 ; 67 N. E. Rep. 896 ; Phillips v. Stanch, 20 Mich. 369. Hopper v. Hopper, 16 N. J. Eq. 147. Hawralty v. Warren, 18 N. J. Eq. 124; Reilly v. Smith, 25 N. J. Eq. 158. Humphrey v. Clement, 44 111. 299; Cowan v. Kane, 211 111. 572; 71 N. E. Rep. 1097. Barbour v. Hickey, 2 App. Cas. (Dist. of Col.), 207; 32 498 MARKETABLE TITLE TO HEAL ESTATE. demnity. 2 * The sum which the purchaser may detain is the money value of the contingent interest of the wife, calculated according to some one of the standard tables of longevity. 27 It is to be observed that the abatement of the purchase money does not affect th/e rights of the wife. She is no party to the proceeding, and r if she were, she could not be compelled to accept a sum of money in lieu of her contingent right of dower ; for that in effect would be to compel her to perform specifically the contract of her hus- band.* 8 As to the rights of the vendor; it is true that he may survive his wife, by which the necessity for any indemnity would be removed ; but the decree might provide for that contingency by directing that the purchaser shall give bond with security to pay the abated sum with interest upon the death of the wife living the eternberg v. McGovern, 56 N. Y. 12; Dixon v. Rice, 16 Hun (N. Y.), 422. Swepson v. Johnston, 84 N. C. 449. In Sternberger v. McGovern, 56 N. Y. 12, which was a suit to enforce specific performance of a contract for the exchange of lands, it was held that the plaintiff could not have a decree against the defendant, whose wife refused to join in a conveyance by him, for the differ- ence between the value of the property with a release of the inchoate right of dower, and the value without such release. In Dixon v. Rice, 16 Hun (N. Y.), 422, and Martin v. Colby, 42 Hun (N. Y.), 1, it was held that if the wife refused to join in the conveyance, the purchaser could not take a conveyance from the husband alone with damages or compensation for the wife's contin- gent right of dower, but must abandon his claim for specific performance and sue at law for damages alone. It may be doubted whether a court in such a case, as against a vendor acting in good faith, would give damages beyond the present value of the wife's inchoate right of dower. And if the plaintiff could recover such damages at law, no reason is perceived why the same should not be allowed by way of compensation or abatement in his suit for specific performance, as a matter of ancillary relief. " People's Sav. Bank v. Parisette, 68 Ohio St. 450 ; 67 N. E. Rep. 896. 91 The rule for calculating the present value of the wife's contingent right of dower was thus stated in Jackson v. Edwards, 7 Paige Ch. (N. Y.) 408. " Ascertain the present value of an annuity for her life equal to the interest in the third of the proceeds of the estate to which her contingent right of dower attaches, and then deduct from the present value of the annuity for her life, the value of a similar annuity depending upon the joint lives of herself and her husband ; and the difference between those two sums will be the present value of her contingent right of dower (McKean's Pr. L. Tables, 23, 4; Hendry's Ann. Tables, 87, Prob. 4.)" Of course in a suit for specific performance against the husband, the object in ascertaining the present value of the wife's interest, is not to compel her to take it, but to arrive at the sum which the purchaser may detain as an indemnity against a possible claim of dower. a Cases cited, ante, note 3. BIGHT OF PURCHASER TO TAKE TITLE WITH COMPENSATION. 499 husband. 29 As to the rights of the purchaser; it is true that the right of dower may become consummate by the death of the hus- band immediately after the deed has been accepted, so that the amount abated from the purchase money might prove an inade- quate indemnity; but that is the purchaser's concern, and if he chooses to accept a conveyance upon those terms there is nothing of which he can complain. The sum abated from the purchase money, as an indemnity against the wife's inchoate right of dower, remains, of course, in the hands of the purchaser, and is not paid over to the wife in satisfaction of her interest unless, indeed, she should choose to accept it. The courts cannot compel her to part with her contingent interest. 30 If the vendor's wife refuses to join in the deed through his fraudulent procurement, specific perform- ance will be granted the vendee with indemnity against the wife's interest. 81 In some of the States it has been held that the husband cannot be compelled to specifically perform a contract for the sale of the " homestead " estate of himself and wife. This, however, is not upon the ground that there is no means of ascertaining the value of the interest; but for the reason that her interest is vested and certain, and cannot be taken or sold without her consent." Where the right of dower has become consummate by the death of the husband, there can be, of course, no doubt of the right of the pur- chaser to a decree against the heirs for a specific performance, with compensation. 33 While the better opinion seems to be that the purchaser may elect to take the title with an abatement of the purchase money as an indemnity against a possible claim for in the future, he cannot be compelled so to do. It is well "Humphrey v. Clement, 44 111. 299. "In Maine, however, she is compelled by statute to accept a certain pro- portion of the purchase money in satisfaction of her contingent interest, provided the sale be approved by one of the Justices of the Supreme Court. Handy v. Rice, 98 Me. 504; 57 Atl. Rep. 847. "Young v. Paul, 10 N. J. Eq. 401; 54 Am. Dec. 456, where the wife assented to the sale in the first instance, and afterwards, at the instigation of her husband, refused to relinquish her right. Peeler v. Levy, 26 N. J. Eq. 330. 82 Brewer v. Wall, 23 Tex. 585; 76 Am. Dec. 76; Allison v. Shilling, 27 Tex. 450; 86 Am. Dec. 622. ** Springle v. Shields, 17 Ala. 295. In this case it was held that the pur- chaser could not demand a gross sum as the present value of the dower right, but should be relieved from payment of one-third of the value of the land at the time of the contract, until the death of the dowress. 500 MARKETABLE TITLE TO REAL ESTATE. settled that a purchaser cannot be compelled to take the property with indemnity against any loss that may accrue from a defective title. 34 200. EXCEPTIONS TO GENTTRAT. RULE. The exceptions to the rule that the purchaser may elect to take such title as the ven- dor can make, with compensation for defects, are, where the ven- dor's title being good only to a small portion of the estate, e. g., the mansion house and curtilage, the effect of enforcing the rule would be to leave the large appurtenant estate, sold with the mansion, on the hands of the vendor with a proclaimed doubtful title. In such a case, according to Sir Edward Sugden, the rule does not apply.* 6 Neither does it apply where the conditions of sale provide that the vendor may rescind if the title be found defective.** It has also been held that the purchaser cannot have specific performance with compensation if he knew at the time the contract was made that the interest of the vendor was partial, or that his title wag defective. 37 This exception, however, seems not to have been recog- 14 Post, 327. "1 Sugd. Vend. (8th Am. ed.) 480. In Bailey r. James, 11 Grat. (VO 468; 62 Am. Dec. 659, it was held that if a contract for the sale of land is entire, for a specific sum of money, and the title to a part of it fails from a eause of which both parties were ignorant, it is ground for rescinding the whole contract; and the vendee cannot elect to take the part to which th title is good, and rescind as to the other part. "Williams v. Edwards, 2 Sim. 78. * Pomeroy Sp. Perf. % 442. Lucas v. Scott, 41 Ohio St. 635. Lore T. Camp, 6 Ired. Eq. (N. C.) 209. James v. Lichfield, L. R., 9 Eq. 51. Peeler v. Lerj, 6 N. J. Eq. 332, where it was said : " Generally compensation will be denied where the party asking it had notice at the time the contract was made, that the vendor was agreeing for more than he could give or convey, and it appears the vendee has not, in consequence of the contract, placed himself in a situa- tion from which he connot extricate himself without loss. 2 Chitty Cont. (llth Am. ed.) 1490; Fry on Spec. Perf. 795, n. 2. Nelthrop v. Howgate, 1 Coll. 223. Harnett v. Yielding, 2 Sch. &. Lef. 559. Wiswall v. McGowan, 1 Hoff. Ch. (X. Y.) 131. Thomas v. Dering, 1 Keen, 747. This rule has the support of the clearest dictates of justice. It is unconscionable for one man to take the promise of another to do a particular thing, which the promisee knows at the time the promise was made, the promisor cannot perform except by the consent or concurrence of a third person, and then, when consent or concurrence is refused by the third person in good faith, to demand a strict and literal fulfillment of the promise. He contracts with full notice of the uncertainty or hazard attending the promisor's ability to perform, and has no right, therefore, to ask the extraordinary aid of a court of conscience in repairing the loss he has sustained by non-fulfillment of the contract." KIOHT OF PUBCHASER TO TAKE TITLE WITH COMPENSATION. 501 nized in those cases in which specific performance in favor of the purchaser with indemnity against an inchoate right of dower has been decreed. 38 Nor does the rule apply where, by reason of the purchaser's delay in seeking specific performance the vendor has been placed in a worse situation than if he had been called upon to perform his contract, at the time stipulated. 39 Nor where the contract is to convey the fee upon a contingency which has not happened; in such case the purchaser cannot insist on the con- veyance of a less estate, with abatement of the purchase money. 4 * Nor where the defect in the title is such that the resulting differ- ence in value between the interest contracted for and that to be conveyed is not susceptible of computation. 41 Where the contract provides that if the title be not good and cannot be made good within a specified time the agreement shall be at an end when that time expires, the vendor cannot if the title be incapable of being perfected within the time agreed, elect to take such title as the vendor can make; for the contract in that event is abso- lutely at an end. 42 So, also, where the agreement provides that if counsel shall be of the opinion that the title is not marketable the contract shall be void, and counsel reports the title unmarket- able as to part of the property, the purchaser cannot elect to take the rest with compensation for defects. 43 The right of the purchaser to take such title as the vendor can make is of course dependent upon the existence of a valid contract between the parties. The contract consists in an offer to sell on the one part and an unconditional acceptance on the other, and "Ante, "Indemnity against Dower," 199. And see Fry Sp. Perf. (3d Am. ed.) 1231, where it is said that the fact that the purchaser was from the first aware of objections to the title, will not, as a general rule, affect his right to require a conveyance with compensation for defects. "Voorhees v. De Meyer, 2 Barb. (N. Y. S. C.) 37. Planer v. Eq. Life Assur. Soc. (N. J. Eq.), 37 Atl. Rep. 668. 40 Weatherford v. James, 2 Ala. 170. Here the vendor agreed to sell the interest of his wife, an Indian woman, provided he could obtain authority from congress. He failed in this, and the purchaser asked that he be com- pelled to convey his life estate as tenant by the curtesy. Specific perform- ance was refused. 41 Milmoe v. Murphy, 56 Atl. Rep. 292 ; 65 N. J. Eq. 767. "Post, this chapter; Mackey v. Ames, 31 Minn. 103. a Williams v. Edwards, 2 Sim. 78. 502 MARKETABLE TITLE TO REAL ESTATE. will not be deemed complete if the acceptance be conditioned upon the state of the title, to be afterwards ascertained. Thus, where the offer to sell was accepted " provided the title is perfect," the court refused to compel the vendor to accept the purchase monej and convey the property to the purchaser, holding the contract to be incomplete. 44 But it has been held that a condition in the offer stands upon a different ground from a condition in the acceptance. Thus, where the vendor proposed that the purchaser should forfeit $500 on failure to perform the contract in thirty-five days, pro- vided a certain lawyer pronounced the title good, and the pur- chaser agreed to such proposition it was held that the contract was complete, and that the vendor could not insist that there was no unconditional acceptance of his offer. 45 It has been said that if, at the time of the contract, the pur- chaser is fully aware that the vendor cannot execute the agree- ment, it will be presumed that the agreement is founded in mis- take; and the purchaser cannot insist upon a performance as to the interest to which the vendor may be actually entitled. 46 The purchaser seeking specific performance with compensation for defects, must show not only that he has performed or offered to perform all that is to be done on his part, but that before the filing of his bill, he had by notice and demand given the vendor an opportunity to perform the contract and make the appropriate abatement or compensation. He should not needlessly involve the vendor in the expense of a chancery suit. 47 If the purchaser elect to take title to part of the premises with compensation for part to which title cannot be had, he must take the whole of that part to which the title is good. He cannot require a conveyance of choice portions, and reject a deed which conveys all that part to which the vendor has title. 48 "Corcoran v. White, 117 111. 118; 7 N. E. Rep. 525; 57 Am. Rep. 858. Howland v. Bradley, 38 N. J. Eq. 288. ** 1 Sugd. Vend. (8th Am. ed.) 467, citing Lawrenson v. Butler, 1 Sch. 4 Lef. 13; Mortlock v. Butler, 10 Ves. 292; Colyer v. Clay, 7 Beav. 189. Planer v. Eq. Life Assur. Soc. (N. J. Eq.) 37 Atl. Rep. 668. But see Fry Sp. Perf. (3d Am. ed.) 1231. " Bell v. Thompson, 34 Ala. 633; Long v. Brown, 4 Ala. 626. 44 Perkins v. Hadley, 4 Hayw. (Tenn.) 148. BIGHT OF PUBCHASE TO TAKE TITLE WITH COMPENSATION. 503 201. BIGHT OF VENDOR TO RESCIND WHERE THE TITLB IS DEFECTIVE. The purchaser cannot, of course, elect to take the title such as it is, if the vendor has reserved the right to rescind the contract in case it should appear that the title is defective. 4 ' But if the contract provide that the purchase money shall be re- funded if the title prove defective, 60 or that in such event the pur- chaser shall not be required to pay the purchase money, 51 the vendor cannot avail himself thereof to rescind the contract without the consent of the purchaser. Inasmuch as the purchaser has, generally, the right to take such title as the vendor can make, or to take title to a part with compensation for a deficiency, it would seem that the vendor could in no case elect to rescind the contract on the ground that the title had failed, 62 unless he could show a mutual mistake of fact or fraud 53 on the part of the purchaser Avith respect to the title, or unless he had reserved the right to rescind if the title should prove defective. Even though he reserve 'Mawson v. Fletcher, L. R., 10 Eq. 212; Woolcot v. Peggie, L. R., 15 App. Cas. 42. Where the parties stipulated for the removal of liens within a specified time, and in case of the inability of the vendor to remove them in that time, the sale to be rescinded, it was held that the vendor was not en- titled to rescind by showing that he had brought a suit to vacate the liens, when he knew that the suit could not be determined within the specified time, and when he might have removed the liens by paying them off. Sykes v. Robbins, 125 Fed. Rep. 433. Hale v. Cravener, 128 111. 408; 21 N. E. Rep. 534. See, also, Sloane T. Wells, (111.) 30 N. E. Rep. 1042. Hale v. Cravener, supra, was distinguished in Terte v. Maynard, 48 Mo. App. 463, where the following proposition was in substance laid down: I"f the contract contains no distinct and independent agreement to convey, and such agreement as it does contain is conditioned on there being a good title, and the contract contains a further provision that the agreement shall be null and void if the title turns out to be defective and cannot be perfected within a specified time, the vendor cannot be held liable in damages if the title be defective and cannot be cured within such time. "Roberts v. Wyatt, 2 Taunt. 268. "Rohr v. Kiendt, 3 W. & S. (Pa.) 563; 39 Am. Dec. 53. M If the parties during their negotiations assume the existence of an incum- brance on the estate or of a defect in the title, whereby the vendor is induced to sell at a lower price, and the purchaser knows that neither the incumbrance nor thedefect exists, it is presumed that he would be deemed guilty of a fraud upon the vendor if he did not disclose his information. But in such a case, it has been held that the court would not rescind the contract, if the seller might easily have ascertained the facts as to the incumbrance. Drake v. Collins, 5 How. L. (Miss.) 253. 504 MARKETABLE TITLE TO REAL ESTATE. that right, it has been held that he must make reasonable efforts to perfect the title before he will be permitted to rescind. 54 In England it is customary to insert in the common conditions of sale a provision to the following effect : " If the purchaser shall insist on any objection or requisition in respect of the title which the vendor shall be unable or unwilling to remove or comply with, the vendor shall be at liberty, by notice in writing, to rescind this agreement." In a case in which there was a private right of way over the premises, of which both parties were ignorant, it was held that such a condition entitled the vendor to rescind, though another clause of the contract provided that if any error in the description of the property be found, the same should not annul the sale, but compensation should be allowed in respect thereof. 55 If the con- tract has been executed by a conveyance with covenants of war- ranty, the vendor cannot, in the absence of fraud or mistake, rescind on the ground that the title has failed. The purchaser has a right to retain the possession and defeat the adverse claim if he can, or if evicted, to recover on the warranty of the grantor. 56 But 84 Bibb v. Wilson, 31 Miss. 624. M Ashburner v. Sewell, L. R., 3 Ch. Div. 405 (1891). We have seen that i America the purchaser cannot insist on specific performance where the con- tract provides that the agreement shall be at an end if the title be found to be not good. Ante, 201. In a case in which the contract provided that if the vendor should be unable or unwilling to remove the objections to the title, he might annul the sale and return the purchaser's deposit without interest or costs, notwithstanding any previous negotiation or litigation, it was held that the vendor could not, for the purpose of avoiding costs, exercise this power after judgment had been rendered against him for the deposit at the suit of the purchaser. In re Arbib, L. K, 1 Ch. Div. 601 (1891). "Trevino v. Cantu, 61 Tex. 88, the court saying: "No allegation of fraud on the part of the purchaser is made, nor is it charged that there was any mistake of fact occurring at the time of the conveyance made between the parties. It is averred that the vendor was mistaken in supposing that the original grantee, under whom he claimed, had a good title from the State. Whether this was a mistake of fact or of law does not appear. And even if the former, it is against just such mistakes that purchasers protect them- selves by requiring covenants of warranty from their vendors. It would be the height of injustice to allow a warrantor to be relieved from an obligation on account of the happening of a contingency against which the obligation was specially intended to provide. In this case it would relieve the vendor from the payment of a sum which he virtually admits in his pleadings he justly owed the purchaser under the express terms of the contract, the contingency upon which it was to be paid having occurred. It is not the province of BIGHT OF PURCHASER TO TAKE TITLE WITH COMPENSATION. 505 if judgment in ejectment be recovered against the grantee, and the grantor satisfies his warranty by returning the purchase money, with interest, to the grantee, he will be entitled to a reconveyance of the premises. 57 The vendor electing to rescind the contract where he has re- served that privilege, must, of course, return the purchase money if any has been paid. 58 He cannot maintain an action to remove the cloud on his title arising from his contract with the purchaser until he has returned the purchase money, or any obligations which he may hold for the same. 59 On rescission of a contract, each party must, as far as possible, be placed in statu quo. equity to change the contract of a party and relieve him from an obligation fairly undertaken, especially after he has received the consideration which induced him to accept it. It can compel execution of agreements, but not substitute one agreement for another. Wilgus v. Hughes, 2 A. K. Marsh. (Ky.) 328. 'Williams v. Pendleton, 1 T. B. Mon. (Ky.) 188. "Benson v. Shotwell, 87 Cal. 49; 25 Pac. Rep. 249. Drew r. Smith, 7 Minn. 301 (231). "Dahl v. Press, 6 Minn. 89 (38). 506 MARKETABLE TITLE TO BEAL ESTATE. CHAPTER XIX. OF THE RIGHT OF THE PURCHASER TO PERFECT THE TITLE. BY THE PTJBCHASE OF ADVERSE CLAIMS. 202. BY THE DISCHARGE OF LIENS OR INCUMBRANCES. 203. SUBROGATION OF PURCHASER. 204. 202. BY THE PURCHASE OF ADVERSE CLAIMS. The pur- chaser may always apply the unpaid purchase money to the acquisi- tion of a valid, outstanding, paramount title to the land. 1 But he cannot use the title so acquired to defeat the vendor's claim to so much of the purchase money as may remain unexpended in his hands, 2 unless he has been legally evicted, and has repurchased 'Corbally v. Hughes, 59 Ga. 493. Hill v. Samuel, 31 Miss. 306. Ash T. Holder, 36 Mo. 163. It is said in this case that the rule is different where a conveyance has been made " because then the vendee owes the vendor no faith or allegiance, but holds adversely to him and all the world." *1 Warv. Vend. 13, 14; 1 Sugd. Vend. (8th Am. ed.) 533 (355), where it is said : " If a right be outstanding in a third person, which the purchaser relies on as an objection to the title, and then purchases the interest for his own benefit, the court will not permit him to avail himself of the purchase against the vendor, but, allowing him the price paid for it, will compel him to perfonr his original contract." Citing Murrell v. Goodyear, 21 Giff. 51 ; affd., 1 DeG., F. & J. 432 ; Lawless v. Mansfield, 1 Dru. & War. 557. Harper v. Reno, 1 Freem. Ch. (Miss.) 323; Hill v. Samuel, 31 Miss 305; Hardeman v Cowan, 10 Sm. & M. (Miss.) 487; Champlin v. Dotson, 13 Sm. & M. (Miss.) 554; 53 Am. Dec. 102; Harkreader v. Clayton, 56 Miss. 383. Mitchell v. Barry, 4 Hayw. (Tenn.) 136; Meadows v. Hopkins, 19 Tenn. (Meigs) 181; 33 Am. Dec. 140, and Tennessee cases there cited. Bond v. Montague (Tenn. Ch. App.), 54 S. W. Rep. 65. Lewis v. Boskins, 27 Ark. 61. Strong v. Waddell, 56 Ala. 471; Mumford v. Pearce, 70 Ala. 452. Beall v. Davenport, 48 Ga. 165; 15 Am. Rep. 656. Wilkinson v. Green, 34 Mich. 221. Curran v. Banks, 123 Mich. 594; 82 N. W. Rep. 247. Cowdry v. Cuthbert, 71 Iowa, 733; 29 N. W. Rep. 798, where the purchaser bought in a tax title under a tax sale made prior to his purchase. Roller v. Effinger, (Va.) 14 S. E. Rep. 337. Morgan v. Boone, 4 Mon. (Ky.) 291, 298; 16 Am. Dec. 153. Cox v. Johnson, 18 Ky. Law Rep. 516; 37 S. W. Rep. 154; Fuson v. Lambdin, 23 Ky. Law Rep. 2245; 66 S. W. Rep. 1004. Wood v. Perry, 1 Barb. (N. Y.) 115, 134; Foster v. Herkimer Mfg. Co., 12 Barb. (N. Y.) 352. Renshaw v. Gans, 7 Pa. St. 117. Ramsour v. Shuler, 2 Jones Eq. (N. C.) 487, a case in which the purchaser got in the outstanding title for a trifling sum, and which well il- lustrates the justice of the rule. There was a conveyance in this case. The rule stated in the text is the same, whether the contract be executory or exe- cuted. See cases cited, ante, 168, and Rawle Covts. (5th ed. ) 192. Baker v. Corbett, 28 Iowa, 317. The purchaser cannot resist the payment of the pur- OF THE EIGHT OF THE PURCHASER TO PERFECT THE TITLE. 507 the property under a new and distinct title. 3 Of course he may rescind the contract, surrender the possession, and then acquire the adverse title and set it up against the vendor. 4 But for obvious reasons he cannot do this where he elects to affirm the contract. The money paid by him to the adverse claimant will be treated, for the purpose of this question, as money paid to the use and benefit of the vendor. Hence, it follows that the purchaser cannot claim the benefit of the title so acquired, except to the extent of the amount disbursed by him to the adverse claimant, such amount to be availed of as a set-off pro tanto to the unpaid purchase money, if any. 5 A familiar illustration of these principles is afforded by the chase money on the ground that the vendor failed to procure a conveyance from a third person having an interest in the land, when he himself (the pur- chaser) has procured a conveyance from such person. Calkins v. Williams, 36 111. App. 500. A purchaser at a judicial sale, who is permitted to retain a part of the purchase money with which to pay off liens on the land, cannot become an assignee of the liens, or subrogated to the benefit thereof further than is necessary for his indemnity. Menifee v. Marye, (Va.) 4 S. E. Rep. 726. In Louisiana, the fact that the purchaser buys in the premises at a sale under an incumbrance, does not affect his right to recover back the purchase money paid his vendor. Boyer v. Amet, 4 La. Ann. 721. 8 Martin v. Atkinson, 7 Ga. 228 ; 50 Am. Dec. 403. Post, 219. 'Hill v. Samuel, 31 Miss. 305; Murphree v. Dogan, (Miss.) 17 So. Rep. 231. Grundy v. Jackson, 1 Litt. (Ky.) 13. Wilson v. Wetherby, 1 Nott & McC. (S. C.) 373. Thredgill v. Pintard, 12 How. (U. S.) 24, 31, dictum; WiJHson v. Watkins, 7 Wh. (U. S.) 53. If the title fail and the purchaser repurchases from the real owner and enters under the title so acquired, which is hostile to that of the vendor, the latter cannot compel specific performance of the contract. Bensel v. Gray, 80 N. Y. 517. Stephens v. Black, 77 Pa. St. 138. In Hanks v. Pickett, 27 Tex. 97, it was held that a purchaser who de- clines to do an act necessary to perfect his vendor's title, and which it is his duty to do, cannot recover damages against his vendor for failure to make title. In this case there was an implied undertaking that the purchaser should appear before the county clerk and furnish evidence that he had occu- pied the land as a pre-emption claim for a certain number of years. See Walker v. Ogden, 1 Dana (Ky.), 247, where it was said that there might be cases where the purchaser might in equity avail himself of a paramount title ncquired from a stranger, as against his vendor. In Shelly v. Mikkelson, (N. Dak.) 63 N. W. Rep. 210, the vendor aban- doned the contract and sold and conveyed the premises to a stranger, and the original vendee then bought in the stranger's title so acquired, and it was held that he might set up the same against the vendor when sued upon the original purchase-money notes. * An exception to this rule exists where the outstanding title acquired is that of the State. Ante, 168. 508 MARKETABLE TITLE TO REAL ESTATE. rule that a purchaser from one who holds under a void patent can- not enter and locate the land for himself, and then seek to rescind his contract and avoid the payment of the purchase money. 6 Of course the legal title acquired by the purchase from the adverse claimant is not affected by the relations existing between the vendor and vendee. Equity may compel the purchaser to pay the vendor the balance justly coming to him under the contract, but cannot divest the purchaser of the title fairly acquired. 7 Nor does the pur- chase of an outstanding title amount to an election on the part of the purchaser to rescind the contract, nor deprive him of his rights thereunder against the vendor. 8 In practice the application for specific performance where the purchaser has acquired the adverse title, is usually accompanied by a prayer for an injunction against proceedings to collect the pur- chase money. Indeed, the acquisition of the adverse title is more frequently availed of as a defense to an action for the purchase money than in any other way ; but of course there may be cases in which it may be to the purchaser's interest to seek affirmative relief in equity. In either case the principle upon which relief is afforded the purchaser is the same. The purchaser will not be entitled to an abatement of the pur- chase money on account of an outstanding title which he buys in, unless he shows that such title was necessary to protect his own, and was one to which he must have yielded ; 9 in other words, the trans- Searcy v. Kirkpatrick, 1 Overt. (Tenn.) 421. Galloway v. Finley, 12 Pet. (U. S.) 264, where held also that he could not be allowed for expenses of the entry and survey, the same having been made for the purpose of defeating his Tender's title. Thredgill v. Pintard, 12 How. (U. S.) 24. Gallagher v. Wither- ington, 29 Ala. 420. Frix v. Miller, 115 Ala. 476; 22 So. Rep. 146. Hollo- way v. Miller, 84 Miss. 776; 36 So. Rep. 531. See post, "Estoppel," 219, and ante, 168. 7 Language of AGNEW, J., in Thompson v. Adams, 55 Pa. St. 479. 8 Getty v. Peters, 82 Mich. 661 ; 46 N. W. Rep. 1036, where it was held that one who buys in land at a tax sale to protect himself as purchaser is not, when sued in ejectment by the vendor, forced to rely on the tax title, and estopped from claiming under the contract of sale. Nicholson v. Sherard, 10 La. Ann. 533. In Lee v. Porter, 5 Johns. Ch. (N. Y.) 268, the chancellor doubted whether relief should be given the purchaser in consequence of an outstanding claim which he for greater caution chooses to buy in before it has received judicial sanction, in a suit to which all per- sons in interest were parties, or were called upon to assert their title. OF THE RIGHT OF THE PURCHASER TO PERFECT THE TITLE. 509 action must have been such as would amount to a constructive evic- tion. ]C In a case in which the purchaser bought in an adverse claim, and it did not appear whether the title so acquired wa? para- mour t or not, it was held that the court erred in decreeing against the purchaser without referring the case to a commissioner to in- quire into the validity of the adverse claim. 11 The price paid by the purchaser, however, to obtain the outstanding title is not con- clusive of the value of that title, and it devolves upon him to show that such price was not in excess of the value of the outstanding interest. He will receive credit on the purchase money only for the actual value of the adverse title so acquired. 12 Where the pur- chaser buys in an inchoate right of dower, he will not be allowed the sum so expended, unless he shows that such sum was the fair value of the right. 13 In America it is a common practice among conveyancers to pro- cure him whose outstanding interest has been gotten in to join in the conveyance, which, as to such party, is usually a quit claim or release, few persons under such circumstances being willing to con- vey with general warranty. This, perhaps, is all that is needed where the interest is present and subsisting. If, however, the pur- chaser desires to guard against a future, anticipated or prospective interest in the party, he should require either a conveyance with general warranty, or one in which the intent to convey an estate of a particular description is clearly manifested, otherwise he may lose the estate, under the general rule that a quit claim or release is insufficient to pass an after-acquired estate. 14 203. BY THE DISCHARGE OF LIENS AND INCTJMBBANCES. The purchaser may at all times apply the unpaid purchase money to the discharge of valid incumbrances binding the land in his hands, and which his vendor is bound to remove. 15 The existence 'Ante, 150. "Smith v. Parsons, 33 W. Va. 644; 11 S. E. Rep. 68. "Pate v. Mitchell, 23 Ark. 590; 79 Am. Dec. 114. "McCord v. Massey, 155 111. 123; 39 N. E. Rep. 592. "Post, "Estoppel," 218. 15 2 Sugd. Vend. (8th Am. ed.) 201 (555). Smith v. Pettus, 1 Stew. & P. (Ala.) 107. Owens v. Salter, 38 Pa. St. 211, where the purchaser paid off certain tax liens. Smith's Appeal, 177 Pa. St. 437; 35 Atl. 680; Forthman v. Deters, 206 111. 159; 69 N. E. Rep. 97. Washer v. Brown, 5 N. J. Eq. 81. 510 MARKETABLE TITLE TO KEAL ESTATE. of an incumbrance on the premises is no ground for rescission so long as it may be discharged with the unpaid purchase money. 18 Having paid off the incumbrance, the purchaser may, of course, demand a specific performance of the contract." Such applica- tions, however, are infrequent except in connectkm with suits to stay the collection of the purchase money. Or in a suit by him- self for specific performance, the purchaser may have the purchase money in his hands applied to the discharge of incumbrances. 18 In Alabama it has been held that the amount so disbursed by the pur- chaser cannot avail him as a set-off in an action for the purchase money, nor as a defense under the plea of failure of consideration, and that his remedy is exclusively in equity. 19 But the rule is doubtless otherwise in the States in which equitable defenses may be made at law. The purchaser may not only apply the unpaid purchase money to the discharge of valid incumbrances of which he has notice, but he is required so to do ; and he cannot defeat an action for the pur- chase money on the ground of a sale and eviction under an incum- brance, which he might have paid off with the purchase money. 20 This rule, however, does not apply where the purchase money had not become due at the time of sale under the incumbrance, 21 nor where the vendor has expressly agreed to pay off the incumbrance. 22 In a case in which the vendor refused to remove the incumbrance In the English practice the purchaser at a judicial sale may apply to the court for leave to pay off incumbrances on the premises, appearing from a report in the cause, and pay the residue of the purchase money into the bank. Where the incumbrance does not appear on the report the leave will not be granted if any of the parties object or are incompetent to consent. 1 Sugd. Vend. (8th Am. ed.) 148. "Greenby v. Cheevers, 9 Johns. (N. Y.) 126. Irvin v. Bleakly, 67 Pa. St. 24. "A purchaser may buy in the land at a foreclosure sale under proceedings against hia vendor, and having thus extinguished the incumbrance, require specific performance by the vendor. Berry v. Walker, 9 B. Mon. (Ky.) 464. "As in Washer v. Brown, 1 Halst. (N. J. Eq.) 81. 19 Cole v. Justice, 8 Ala. 793. M Mellon's Appeal, 32 Pa. St. 121; Clark v. Clark, 1 Grant (Pa.), 33; Harper v. Jeffries, 5 Whart. (Pa.) 26; McGinnis v. Noble, 7 W. & S. (Pa.) 454; Garrard v. Lautz, 2 Jones (Pa.) 186. "Dentler v. Brown, 1 Jones (Pa.), 295; McGinniss v. Noble, 7 W. & S. (Pa.) 454. ** Stevenson v. Mathers, 67 Iowa, 123. OF THE BIGHT OF THE PUECHASEB TO PEBFECT THE TITLE. 511 and told the purchaser if he wanted his rights to sue for them, it was held that there was no obligation on the part of the pur- chaser to apply a part of the unpaid purchase money to the discharge of the incumbrance, and that he was entitled to recover his deposit and expenses. 23 If the purchaser pays money generally to one having an incumbrance on the premises, and also an un- secured debt against the vendor, the money will be held to have been paid in discharge of the incumbrance. 24 The purchaser takes the risk of the validity of the incumbrance which he removes and of the liability of the vendor therefor. 26 In a case, however, in which the vendor had received an indemnity from his vendor against a supposed incumbrance, and upon a resale of the property agreed with his vendee to remove the incumbrance, it was held that he was estopped from denying the validity of the incumbrance as against such vendee who had removed it. 26 The purchaser must exercise great caution in paying off incum- brances constituting securities for the purchase money and which pass with a transfer of instruments evidencing the purchase-money debt, for example, the transfer of negotiable notes secured by purchase-money mortgage or deed of trust. In such a case, a sub- purchaser taking the property charged with a purchase-money mortgage would probably deem himself safe in discharging the mortgage and holding it against his vendor. If, however, the mortgage was made to secure negotiable notes for the purchase money, and these have been before maturity transferred to a pur- chaser for value, the mortgage might still be enforced in favor of the transferee, notwithstanding payment in full by the sub-pur- chaser to the original vendor, that is, the mortgagee and payee of the notes. 27 It has been held that a purchaser of lands with notice of a claim against the land, will, if he pays the purchase money to the vendor, M Green v. Hernz, 37 N. Y. Supp. 887 ; 2 App. Div. 255. 24 2 Sugd. Vend. (8th Am. ed.) 201 (555), citing Brett v. Marsh, 1 Vern. 468; Hayward v. Lomax, 1 Vern. 24; Peters v. Anderson, 5 Taunt. 596. "Ante, 133, 150. "Hardigree v. Mitchum, 51 Ala. 151. 27 Windle v. Bonebrake, 23 Fed. Rep. 165. McLain v. Coulter, 5 Ark. 13. 512 MABXETABLE TITLE TO BEAL ESTATE. be liable to the holder of the claim, to the extent of the purchase money remaining unpaid when he received notice. 28 The purchaser can have credit on the purchase money for no more than the amount he actually pays out to remove the in- cumbrance. 29 204. SUBROGATION OF PURCHASER. The purchaser will not only be entitled to credit on the purchase money for incum- brances or liens which he discharges, but he will be subrogated to all the rights, remedies and priorities of the incumbrancer against third persons. 30 As against the vendor, however, as before ob- served, he can only claim reimbursement to the extent of the amount actually paid out by him in discharge of the incumbrance. 31 But to that extent he will be subrogated to the benefit of the lien or incumbrance as against the vendor as well as third persons. And inasmuch as the doctrine of subrogation is the creature of equity and in no wise dependent upon or arising from contract between the parties, and is enforced in favor of any person wh.o is compelled to discharge a lien or incumbrance for his protection, no reason is perceived why the purchaser would not be entitled to the benefit of * Green v. Green, 41 Kans. 472; 21 Pac. Rep. 586, citing 2 Story Eq. (llth ed.) p. 829; Bush v. Collins, 35 Kans. 535; 11 Pac. Rep. 425, personal prop- erty. Dodson v. Cooper, 37 Kans. 346; 15 Pac. Rep. 200; Burke v. Johnson, 37 Kans. 337; 15 Pac. Rep. 204. Hardin v. Harrington, 11 Bush (Ky.), 367. 29 2 Sugd. Vend. (8th Am. ed.) 202 (555), and cases there cited. In Bryan r. Salyard, 3 Grat. (Va.) 188, a purchaser who was directed by decree to pay a sum of money to a third person out of the purchase money, and who ob- tained a compromise of the decree, was allowed only the sum actually paid by him, as a credit on the purchase money. * Sheld. Subrogation, 28, et seq. See cases collected, 24 Am. & Eng. Encyc. L. 253, et seq. Downer v. Fox, 20 Vt. 388. Champlin v. Williams, 9 Pa. St. 341. Furnold v. Bank, 44 Mo. 336. Wall v. Mason, 102 Mass. 313. Peet v. Beers, 4 Ind. 46; Troost v. Davis, 31 Ind. 34; Spray v. Rodman, 43 Ind. 225. The purchaser cannot, by virtue of the doctrine of subrogation, enforce against the real owner an incumbrance, which for any reason, the incumbrancer himself could not have so enforced. Brown v. Connell, (Ky. ) 12 S. W. Rep. 267. 81 A vendee purchasing his vendor's title at a sheriff's sale cannot withhold the unpaid purchase money from his vendor, except what he expended in buy- ing in the title. Tod v. Gallaher, 16 Serg. & R. (Pa.) 261; 16 Am. Dec. 571; Harper v. Jeffries, 5 Whart. (Pa.) 26; McGinniss v. Noble, 7 W. & S. (Pa.)' 454; Harrison v. Soles, 1 Pa. St. 393; Renshaw v. Gans, 2 Pa. St. 117; Dentler v. Brown, 11 Pa. St. 295; Garrard v. Lantz, 12 Pa. St. 186; Mel- Ion's Appeal, 32 Pa. St. 121. OF THE EIGHT OF THE PUBCHASEE TO PEEFECT THE TITLE. 513 a lien which he discharges, though he had accepted a conveyance without covenants for title. 32 The purchase money paid by one who purchases at a sale made to enforce .a judgment or other lien or security upon land, goes to the discharge of the judgment or security. If, therefore, the sale be void by reason of any error, imperfection or irregularity in the proceedings in which such judgment is obtained, or sale made, the purchaser will be subrogated to the benefit of such judgment or other lien, and by proper proceedings for that purpose, may enforce the same, for his own reimbursement. 33 The doctrine of subrogation is enforced only in courts of equity ; hence, he who seeks this form of relief must himself do equity. Therefore, it has been held that a subsequent purchaser, with notice of the prior purchase, who pays off a lien on the land, will not be substituted to its benefit, so as to deprive the first purchaser of his bargain. 34 If, however, he receives notice after he has paid the purchase money, no reason is perceived why he should not be per- mitted to protect himself by acquiring the rights of outstanding incumbrancers. ** Post, ch. 27, 267. "Freeman Void Jud. Sales, 50. Valle v. Fleming, 29 Mo. 152; 77 Am. Dec. 557; Henry v. McKerlie, 78 Mo. 416. Hudgin v. Hudgin, 6 Grat. (Va.) 320; 52 Am. Dec. 124. Blodgett v. Hitt, 29 Wis. 184. Shepherd v. Mclntire, 5 Dana (Ky.), 574; McLaughlin v. Daniel, 8 Dana (Ky.), 1&3. French T. Orenet, 56 Tex. 273. "Bates v. Swiger, (W. Va.) 21 S. E. Rep. 874. 33 CHAPTER XX. OF SPECIFIC PERFORMANCE OF COVENANTS FOR TITLE. GENERAL RULES. 205. COVENANT AGAINST INCUMBRANCES. 206. CONVEYANCE OF AFTER-ACQUIRED ESTATE. 207. 205. GENERAL RULES. Specific performance of an execu- tory contract for the sale of lands consists, on the part of the vendor, in the delivery of possession to the purchaser and inHhe execution of a proper deed, conveying such an estate as the contract requires ; and on the part of the vendee, in the payment of the purchase money and the acceptance of such conveyance. Applica- tions to equity for specific performance are principally confined to cases in which the contract remains executory, but the jurisdiction is also exercised to compel the grantor to perform certain of his covenants for title. The covenant for further assurance is, in substance, that the grantor, his heirs, etc., will at any time and upon any reasonable request, at the charge of the grantee, his heirs, etc., do, execute, or cause to be done or executed, all such further acts, deeds and things, for the better, more perfectly, and absolutely conveying and assuring the said lands and premises, etc., as by the grantee, his heirs, etc., his or their counsel in the law, shall be reasonably devised, advised or required. 1 This language clearly embraces the removal of incumbrances upon the premises which may be discov- ered after the purchase money has been fully paid; and it has frequently been held that the covenantor may, thereunder, be compelled to pay off and discharge all such charges on the land. 2 It has been said, however, that if the other covenants in the deed are special or limited, the grantor can be compelled to remove only *Va. Code, 1887, 2451. *Sugd. Vend. (8th Am. ed.) 285; Rawle Covts. (5th ed.) 104, 362. Stock v. Aylward, 8 Ir. Ch. 429. Nelson v. Harwood, 3 Call (Va.), 342. McClaugherty v. Croft, 43 W. Va. 270; 27 S. E. Rep. 246. OF SPECIFIC PERFORMANCE OF COVENANTS FOR TITLE. 515 such incumbrances as may have been created by himself or those claiming under him. 3 The nature and extent of the " further assurance " will of course be governed by that of the estate originally conveyed. The cove- nantor cannot be compelled to assure to the covenantee a greater estate than that concerning which the covenant was made. 4 It has been said that the jurisdiction of equity in the specific performance of covenants for title has been exercised in marshalling the assets of a bankrupt's or decedent's estate. 5 This, however, seems to involve no principle of specific performance, unless specific performance consist in the payment of damages for a breach of covenant, but rather to consist in the enforcement in equity of a legal liability of r the heirs or estate of the covenantee upon his covenants. 6 The doctrine of specific performance has, of course, no applica- tion to the covenants of warranty, of seisin, of good right to con- vey, and for quiet enjoyment. There is nothing for the covenantor to do in lieu of payment of damages for the breach of these covenants. 7 By analogy to the rule that a covenantee paying off incum- brances upon the premises cannot recover damages against the cove- nantor in excess of the purchase money and interest, it would probably be held that the latter could not be compelled to remove an incumbrance which exceeded the purchase money and interest. 8 It has been so held where the conveyance contained a covenant of warranty, but no covenant against incumbrances. 9 'Rawle Covts. 105, 363, citing Armstrong v. Darby, 26 Mo. 517, which, however, was not a suit for specific performance, but an action in which the plaintiff sought to recover for an incumbrance on the premises which he had paid off, after requesting the covenantor so to do, which request was refused. 4 Rawle Covts. (5th ed.) 104, 363. Davis v. Tollemache, 2 Jur. (N. S.) 1181, where it was said: "The utmost extent to which the court has gone, with reference to covenants for further assurance, has been to extend their operation to that very estate and interest which are conveyed by the deed." Rawle Covts. (5th ed.) 364. As in Higgins v. Johnson, 14 Ark. 309; 60 Am. Dec. 544. Haffey v. Birchetts, 11 Leigh (Va.), 83. T Tallman v. Green, 3 Sandf. (N. Y.) 437. Tuite v. Miller, 10 Ohio, 382. Ante, 131. East Tenn. Nat. Bank v. First Nat. Bank, 7 Lea (Tenn.), 420. In this case the purchaser took a conveyance with warranty, and afterward discovered that the vendor had fraudulently concealed the existence of a prior vendor's 516 MARKETABLE TITLE TO REAL ESTATE. 206. COVENANT AGAINST INCUMBRANCES. Whether under a covenant against incumbrances alone, the grantor can in equity be compelled to remove an incumbrance on the premises, seems to be a doubtful question. Mr. Rawle expresses his opinion in the negative, conceiving that in equity, as at law, a covenantee who has suffered no actual damages from the presence of the incumbrance, is entitled to no relief. 10 There are cases, however, which hold the affirmative of this question, and, to our mind, establish the better doctrine. 11 There seems to be little reason or justice in a rule which, after the purchaser has exhausted all his resources in pay- ing for the property, requires him to submit to an eviction under an incumbrance which he cannot satisfy, and turns him round to his action upon the covenant, which, for many obvious reasons, may prove unavailing, or, at least, inadequate for his relief." 207. CONVEYANCE OF AFTER-ACQUIRED ESTATE. We shall see that, as a general rule, the effect of a conveyance with covenants for title, and in some cases without covenants, if an intent to pass an estate of a particular description appear, is to lien on the premises much exceeding the consideration money. It was held that he was entitled to a rescission of the contract on the ground of fraud, but that there being no covenant against incumbrances the grantor could not be required to remove the vendor's lien. "Rawle Covts. for Title (5th ed.), 361. 11 Story's Eq. Jur. 717a, where it is said: " There is no pretense for the com- plaints sometimes made by the common-law lawyers, that such relief (specific performance) in equity would wholly subvert the remedies by actions on the case and actions of covenant; for it is against conscience that a party should have a right of election whether he would perform his covenant, or only pay damages for the breach of it. But, on the other hand, there is no reasonable objection to allowing the other party, who is injured by the breach, to have an election either to take damages at law or to have a specific performance in equity, the remedies being concurrent but not coextensive with each other." See, also, Ranelagh v. Hayes, 1 Vern. 189; 2 Cas. in Ch. 146; Power v. Standish, 8 Ir. Eq. 526. Burroughs v. McNeill, 2 Dev. & Bat. Eq. (N. C.) 297. See, also, other cases cited Rawle Covts. for Title (5th ed.), p. 610, n. Contra, Tallman v. Greene, 3 Sandf. (N. Y.) 437. "It may be thought that these observations would apply as well to the removal of adverse claims to the premises where there is a covenant of war- ranty instead of a covenant against incumbrances. The cases, however, are not parallel; the difference is, that the incumbrancer ic bound to receive payment of his incumbrance from the covenantor, or indeed from any one not a volunteer; while an adverse claimant cannot be compelled to part with his rights for a pecuniary consideration. OF SPECIFIC PERFORMANCE OF COVENANTS FOR TITLE. 517 estop the grantor from afterwards asserting an after-acquired title to the estate, and that it has been sometimes held that the estoppel itself operates as a conveyance to the covenantce. 13 Nevertheless, under a covenant for further assurance, the grantee may in equity compel the grantor to convey to him the after-acquired title, if he should deem such a conveyance necessary or expedient. 14 And even in the absence of a covenant for further assurance, it is appre- hended that a court of equity would compel a conveyance of the after-acquired title to the grantee. 15 " Post, "Estoppel," Ch. 21. U 2 Sugd. Vend. (8th Am. ed.) 294 (613); 3 Washb. R. Prop. (4th ed.) 479 (667) ; Rawle Covts. (5th ed.) 362. Taylor v. Debar, 1 Ch. Cas. 274. Heath v. Crealock, L. R., 18 Eq. 215, 242 ; 10 Ch. App. 30. Gen. Finance Co. v. Liberator Society, L. R., 10 Ch. Div. 15. Lewis v. Baird, 3 McL. (U. S.) 56, 80, 06. diet. Reese v. Smith, 12 Mo. 351, 06. diet. Henderson v. Overton, 2 Yerg. (Tenn.) 397; 24 Am. Dec. 492, 06. diet. Pierce v. Milwaukee R. Co., 24 Wis. 554; 1 Am. Rep. 203. " Steiner v. Baughman, 12 Pa. St. 107, 108, where it was said by GIBSON, C. J., that if the vendor had subsequently purchased a part of the premises, equity would compel him to convey it over again in order to make good his former deed; and this, for the reason that he had received value for it. In 1 Sugd. Vend. (8th Am. ed.) 533, it is said that if a man sell an estate to which he had no title, and after the conveyance acquire the title, he will be compelled to convey it to the purchaser. The proposition is not restricted to cases in which there are covenants for title. See, also, Carne v. Mitchell, 10 Jur. 909. CHAPTER XXL ESTOPPEL OF THE GRANTOR. GENERAL RULES. 208. AFTER ACQUIRED ESTATE MUST BE HELD IN SAME RIGHT. I 209. MUTUAL ESTOPPELS. 210. ESTOPPEL OF MORTGAGOR. 211. EFFECT OF VOID CONVEYANCE AS AN ESTOPPEL. 212. EFFECT OF ESTOPPEL AS AN ACTUAL TRANSFER OF THE AFTER-ACQUIRED ESTATE. 213. RIGHTS OF PURCHASER OF THE AFTER-ACQUIRED ESTATE FROM THE COVENANTOR. 214. COMPULSORY ACCEPTANCE OF THE AFTER-ACQUIRED ESTATE IN LIEU OF DAMAGES. 215. WHAT COVENANTS WILL PASS THE AFTER- ACQUIRED ESTATE. 216. ESTOPPEL NOT DEPENDENT ON AVOIDANCE OF CIRCUITY OF ACTION. 217. EFFECT OF QUIT-CLAIM BY WAY OF ESTOPPEL. 218. ESTOPPEL OF GRANTEE. 219. RESUME. 220. 208. GENERAL RULES. Estoppels are of two kinds: let. Estoppel in pcds f or that which arises from the acts and conduct of the party ; thus, if I induce another to purchase property by repre- senting that the right of the vendor to sell is clear and undisputed, having myself at that time a claim to that property, I will be es- topped or precluded from afterwards asserting that claim as against the vendor or his assigns. 1 2d. Estoppel by deed, or that which arises from the covenants or recitals in a deed, by which the grantor makes it appear that he is the rightful owner of the estate therein described ; in such case if the grantor have no title at the time of the conveyance, but afterwards acquire it, by descent or purchase, the law will not permit him to assert the same against his grantee, he being estopped to deny that he had, at the time when he executed the deed, the title or the estate described therein. 2 '2 Sugd. Vend. (8th Am. ed.) 507 (743). 7 Washb. Real Prop. 69 ; Bijrelow Estoppel, p. 453 ; Rawle Covt. 250 ; Gr. Cruise Dig. ch. 26, 51; Judge HARE'S note, 2 Sm. L. Cas. (ed. 1866) 723. ESTOPPEL. OF THE GKANTOE. 519 The reason of this rule in large measure is that circuity of action is thereby avoided, or rather the subsequent acquisition of the estate by the grantor satisfies his covenants and prevents an action by the eovenantee where he has sustained no actual damage from a breach of the covenant. 3 The history of the doctrine of estoppel by deed as derived from common-law sources, is somewhat without the plan Watkins v. Wassell, 15 Ark. 73. Doe v. Quinlan, 51 Ala. 539. Croft v. Thornton, 125 Ala. 391: 28 So. Rep. 84. Klumpki v. Baker, 68 Cal. 559; 10 Pac. Rep. 197. O'Bunnon v. Paremour, 24 Ga. 489; Linsey v. Ramsey, 22 Ga. 627; Parker v. Jones, 57 Ga. 204. Hoppin v. Hoppin, 96 111. 265; Jones v. King, 25 111. 384. Whitson v. Grosvenor, 170 111. 271; 48 N. E. Rep. 1018; Owen v. Brookport. 208 111. 35; 69 N. E. Rep. 952. Glendinnihg v. Oil Co., 162 Ind. 642; 70 N. E. Rep. 976. Logan v. Steele, 4 T. B. Mon. (Ky.) 430; Dickinson v. Talbot, 14 B. Mon. (Ky.) 49 (65); Logan v. Moore, 7 Dana (Ky.), 74. Benton v. Sentell, 50 La. Ann. 869; 24 So. Rep. 297. Williams v. Williams, 31 Me. 392. Funk v. Newcomer, 10 Md. 301 ; Williams v. Peters, (Md.) 20 Atl. Rep. 175. Lee v. Clary, 38 Mich. 223; Smith v. Williams, 44 Mich. 240; 6 N. W. Rep. 662. Dye v. Thompson, 126 Mich. 597; 85 N. W. Rep. 1113. Kaiser v. Earhart, 64 Miss. 492; 1 So. Rep. 635. Jewell v. Porter, 11 Fost. (N. H.) 39; Thorndike v. Norris, 4 Post. (N. H.) 454. Gough r. Bell, 21 N. J. L. 156; Moore v. Rake, 26 N. J. L. 587. Jackson v. Winslow, 9 Cow. (N. Y.) 18. Wellborn v. Finley, 7 Jones L. (N. C.) 228. Hallyburton v. Stagle, 130 N. C. 482; 41 S. E. Rep. 877. Pollock v. Speidel, 27 Ohio St. 86; Broadwell Phillips, 30 Ohio St. 255. Taggart v. Risley, 3 Oreg. 306. Harvie v. Hodge, Dudley (S. C.), 23; Reeder v. Craig, 3 McCord (S. C.), 411; Wingo v. Parker, 19 S. C. 9. Johnson v. Branch, 9 S. Dak. 116; 68 N. W. Rep. 173. Robertson v. Gaines, 2 Humph. (Tenn.) 367, where an executor's deed with warranty, was held to estop a devisee, who had shared in the proceeds of the executor's sale, from setting up an after-acquired title to the land. Walker v. Arnold, 71 Vt. 263; 44 Atl. 351. Mann v. Young, 1 Wash. (T'y.) 454. Mitchell v. Petty, 2 W. Va. 470; 98 Am. Dec. 777. Clark v. Lumbert, 55 W. Va. 512; 47 S. E. Rep. 312. Yock v. Mann (W. Va.), 49 S. E. Rep. 1019. Balch v. Arnold (Wyo.), 59 Pac. Rep. 434. Wiesner v. Zaun, 39 Wis. 188. Shepherd v. Kahle (Wis.), 97 N. W. Rep. 506. Mc- Williams v. Nisley, 2 S. & R. (Pa.) 507; 7 Am. Dec. 654; Logan v. Neill. 128 Pa. St. 457; 18 Atl. Rep. 343. Burtners v. Keran, 24 Grant (Va.), 42; Raines v. Walker, 77 Va. 92. Burkitt v. Twyman, (Tex. Civ. App.) 35 S. W. Rep. 421. The shallow device of taking the after-acquired title in the iisime of a stranger will not prevent the estate from passing to the original grantee. Quivey v. Baker, 37 Cal. 470. Equity would compel such grantee to convey to the covenantee. Wheeler v. McBain, 43 La. Ann. 859; 9 So. R-ep. 495. 1 Cases cited in last note. See, also, post, 217. A son conveyed his undivided half interest in his deceased father's property, and afterward pur- chased his mother's life interest in the property. Held, that such life interest in the half previously conveyed vested in the son's grantee. Carnes v. Swift ott, 91 Cal. 512; 27 Pac. Rep. 767. Booth v. Saffold, 46 Ga. 278; Cherry v. Davis, 59 Ga. 454; Summerall v. Graham, 62 Ga. 729; Preston v. Walker, 109 Ga. 290; ?4 S. E. Rep. 571. Martin v. Chambers, 84 111. 579; Long v. Saunders, 88 111. 187. Osborn v. Dodd, 8 Bl. (Ind.) 467; Vright v. Biackley, 616 MARKETABLE TITLE TO EEAL ESTATE. This proposition is founded upon the plainest principles of equity. The purchaser cannot say to the vendor " our contract is at an end, but I shall continue to occupy the premises until I have no further use for them." 2 If the rule were otherwise the pur- chaser might retain the possession until the Statute of Limitations should bar the rights of the adverse claimant, and thus acquire the estate without paying any of the purchase money. 3 So long as the purchaser retains possession of the premises, with notice of ob- jection to the title, he is looked upon as waiving the right to re- scind. 4 Another reason why the purchaser cannot sue to recover back purchase money while he is in possession of the land is, that such a suit is a disaffirmance of the contract, and he cannot dis- affirm the contract and at the same time have its benefit by retain- ing the possession. 5 And when the vendee is sued for the purchase 3 Ind. 101; Wiley v. Howard, 15 Ind. 169. Dunn v. Mills (Kan.), 79 Pac. Rep. 146, 502; Reeve v. Downs, 22 Kan. 330. Bodley v. McCord, 4 J. J. Marsh. (Ky.) 483; Peebles v. Stephens, 3 Bibb (Ky.), 324; 6 Am. Dec. 660. Childs T. Lockett, 107 La. 270; 31 So. Rep. 751. Hill v. Samuel, 31 Miss. 307; Shipp y. Whelers, 33 Miss. 647. Holladay v. Menefee, 30 Mo. App. 207; Davis v. Watson, 89 Mo. App. 15. More v. Smedburg, 8 Paige Ch. (N. Y.) 600; Gale v. Nixon, 6 Cow. (N. Y.) 445; Lewis v. McMillan, 41 Barb. (N. Y.) 420; Wright v. Delafield, 23 Barb. (N. Y.) 498. Tompkins v. Hyatt, 28 N. Y. 347. Sayre v. Mohney 30 Oreg. 238; 47 Pac. Rep. 197. Garvin v. Cohen, 13 Rich. L. (S. C.) 153. Kelly v. Kershaw (Utah), 16 Pac. Rep. 488. Florence Oil Co. v. McCandless, 26 Colo. 534; 58 Pac. Rep. 1084. Horton v. Arnold, 18 Wis. 212, where buildings on the premises had been destroyed by fire. In a few cases, in which the contract had not been executed by a con- veyance, it seems to have been held that the purchaser might detain the pur- chase money on failure of the title, though he had not been evicted from the premises nor had surrendered the possession to the vendor. Lewis v. Mc- Millan, 31 Barb. (N. Y.) 395; reversed on motion for new trial, 41 Barb. (N. Y.) 420. In Hood v. Huff, 2 Tread. (S. C.) the contract had been exe- cuted. In Feemster v. May, 13 Sm. & M. (Miss.) 275; 53 Am. Dec. 83, and Wiggins v. McGimpsey, 13 Sm. & M. (Miss.) 532, the purchaser was held entitled to detain the purchase money, though he was undisturbed in the possession, on the ground that the contract required the vendor to tender a deed conveying a good title before the purchaser could be compelled to pay the purchase money. See ante, 253. * More v. Smedburgh, 8 Paige ( N. Y. ) , 600, 606. 3 Congregation v. Miles, 4 Watts (Pa.), 146. 4 Bellamy v. Ragsdale, 14 B. Mon. (Ky.) 293. Thompson v. Drellis, 5 Rich. Eq. (S. C.) 370. Hale v. Wilkinson, 21 Grat. (Va.) 75. Rhorer v. Bila, 83 Cal. 51. Brumfield v. Palmer, 7 Bl. (Ind.) 227. Hurst v. Means, 2 Swan (Tenn.), 594. OBLIGATION OF PUKCHASEB TO RESTORE PREMISES TO VENDOR. 617 money at law, and the title has failed, he cannot, even under a statute allowing the interposition of equitable defenses in actions at law, disaffirm the contract in part by detaining a part of the pur- chase money, and at the same time insist upon a conveyance of the lands. He must make his election between his right to have a specific performance of the contract, and his right to have damages for a breach thereof, or his right to surrender the possession and to recover back so much of the purchase money as he may have paid. 6 This rule is also an excellent practical test of the bona fides of the purchaser in raising objections to the title when no adverse claimant is threatening his possession. If, under such circum- stances, he does not offer to restore the premises to the vendor, it will, in most cases, be found that his objections are nice and cap- tious and have been searched out for the purpose of gaining time, when sued for the purchase money. But while the purchaser cannot recover back the purchase money so long as he retains the possession of the premises, it is not neces- sary that he be evicted by an adverse claimant before he can assert that right. He may, at any time, unless he has waived his objec- tions to the title or unless the vendor has a right to perfect the title, deliver up the possession to the vendor and demand a return of the purchase money paid, or defend an action for that which remains unpaid. 7 While the purchaser cannot, where he has elected to rescind the contract, recover back the purchase money without restoring the premises to the vendor, it has been held, as we have seen, that he may elect to affirm the contract, keep the premises, and recover the purchase price as damages, if the title has completely failed. 8 If this decision be sound, the rule that the purchaser seeking to re- cover back the purchase money must restore the premises to the vendor is of slight importance, as it might be evaded by a mere change in the purchaser's pleadings. Of course these observations do not apply where the purchaser seeks to detain the purchase Watkins v. Hopkins, 13 Grat. (Va.) 743; Shiflett v. Orange Humane Society, 7 Grat. (Va.) 297. 7 2 Sugd. Vend. (7th Am. ed.) 126, note. Timms v. Shannon, 19 Md. 296; 81 Am. Dec. 632. Ante. 3. Fletcher v. Button, 6 Barb. (N. Y.) G4f. 618 MAEKETABLE TITLE TO SEAL ESTATE. money on failure of the title, for as a general rule the purchaser can maintain no action for inability to convey a good title unless he has paid the purchase money in full. 9 If the purchaser refuse to pay the purchase money on the ground that the title is bad, and at the same time refuse to restore the premises, he is liable to an action of ejectment by the vendor, and may be evicted. 10 And the fact that he has made expensive im- provements on the premises will not justify him in refusing to give up the possession. He should not be encouraged to make im- provements while the purchase money is unpaid. 11 But it has been held that if the purchaser in possession refuse to pay the purchase money on the ground that the title is defective, and the vendor, without notifying the purchaser of his intention to rescind the contract resell the premises to a third party, the original purchaser, if sued in ejectment by the subsequent purchaser, may set up the failure of the vendor's title as a defense, if the case be one in which the vendor is not entitled to claim the purchase money already paid as forfeited, or in which, by reason of moneys expended in improve- Ante, 1. Clarke v. Locke, 11 Humph. (Tenn.) 300. '1 Sugd. 'Vend. m. p. (14th Eng. ed.) 347. Gates v. McLean, 70 Cal. 42. See generally, as to the right of the vendor to maintain ejectment againat a purchaser who refuses to pay the purchase money, Jackson v. Moncrief, 5 Wend. (N. Y.) 26. Hawn v. Norris, 4 Binn. (Pa.) 77; Mitchell v. De Roche, 1 Yeates (Pa.), 12. Marlin v. Willink, 7 S. & R. (Pa.) 297. Browning v. Estes, 3 Tex. 462; 49 Am. Dec. 760. Whiteman v. Castleburg, 8 Tex. 441; In Harle v. McCoy, 7 J. J. Marsh, (Ky.) 318; 23 Am. Dec. 407, it was said that mere non-payment of the purchase money without previous notice of an intent to rescind, would not justify ejectment against the purchaser. The rule in this respect has been nowhere more clearly or succinctly stated than in the head note to the case of Worley v. Nethercott, 91 Cal. 512; 27 Pac. Rep. 767, which is as follows: "A purchaser of land in possession thereof under a contract of sale, by the terms of which the vendor is to give a warranty deed of the property, conveying a good and perfect title thereto, cannot, upon the vendor's failure and inability to convey a good and perfect title, retain both the land and the purchase money until a perfect title shall be offered him; but he must pay the purchase price according to the contract and receive such title as the vendor is able to give, if he chooses to retain the possession of the land, or he may rescind the contract, restore the pos- session to the vendor and recover the purchase money paid, together with the value of his improvements, after deducting therefrom the fair rental value of the premises; and if he fails and refuses to adopt either course, he is liable to an action of ejectment by the vendor. 11 Cherry v. Davis, 59 Ga. 454. Gates v. McLean, 70 Cal. 42. OBLIGATION OF PURCHASER TO RESTORE PREMISES TO VENDOR. 619 ments, or from other causes, it would be inequitable to deprive the purchaser of the possession. 12 We have already seen that the pur- chaser cannot, while the contract is executory, get in an outstanding title and set up the same against the vendor when sued for the purchase money or the possession. He must surrender the posses- sion before he will be permitted to litigate or dispute the vendor's title. 13 The mere failure of the vendor to convey, for want of title, at the time stipulated by the contract, is not such a rescission of the contract as will justify the purchaser in detaining the purchase money without giving up the possession of the premises. An agree- ment to convey within a reasonable time after the sale is not a con- dition precedent to the right of the vendor to maintain an action on a bond for the purchase money payable at a day certain. 14 257. VENDOR MUST BE PLACED IN STATU QUO. The pur- chaser must not only restore the premises to the vendor as a con- dition precedent to rescission, but he must return them in as good condition as they were when received. The vendor has a right to demand that he be placed in the same condition in which he was, with respect to the premises, before the contract was made. 15 But it has been held that if a state of affairs making it impossible to place the vendor in statu quo has been produced by his sole act without the concurrence, in deed or will, of the purchaser, the rule does not apply. 16 As a consequence of this rule the purchaser can- not recover back or detain the purchase money without accounting for the use and occupation of the land, unless he is liable to account to the true owner for the rents and profits. 1 * In a case of an exe- 13 Estell v. Cole, 52 Tex. 170. 13 Ante, 202, 219. Isler v. Eggers, 17 Mo. 332; Harvey v. Morris, 63 Mo. 475; Pershing v. Canfield, 70 Mo. 140. 14 Stone v. Cover, 1 Ala. 287. "Post, eh. 30, 279. Guttschlick v. Bank, 5 Cranch (C. C. U. S.), 435. In Concord Bank v. Gregg, 14 N. H. 331, a mill on the purchased premises wag destroyed after it had been conveyed to the purchaser, but the loss hav- ing occurred without fault on his part, and there being nothing to show that the loss would not have occurred if the vendor himself had been in possession, it was held that he must accept a reconveyance of the premises. The contract had been rescinded because of fraudulent representations by the vendor. 18 Shackelford v. Handly, 1 A. K. Marsh. (Ky.) 500; 10 Am. Dec. 753. 17 Collins v. Thayer, 74 111. 138; Whitney v. Cochran, 1 Scam. (111.) 209. 620 MARKETABLE TITLE TO REAL ESTATE. euted contract, as lias been seen, 18 the rents and profits, unless re- coverable by the true owner, are set off against the covenantee's demand for interest on the purchase money. In England it has been held that if possession of the land was delivered to the pur- chaser the vendor could not be put in statu quo by restoring the premises to him, 19 but this doctrine seems to have gained no foot- hold in America, where th,e right to rescind has generally been allowed on failure of the title, notwithstanding delivery of pos- session to the vendee. 20 If, instead of seeking to rescind the con- tract by recovering back the purchase money, the purchaser affirm it by maintaining an action to recover damages for the vendor's fraud in imposing a worthless title upon him, the purchaser may recover without surrendering or offer to surrender the premises. 21 If, in such case, he had paid the purchase money, the measure of his damages would be the difference between the value of the prem- ises with a good title and their value as the title actually was. The purchaser, of course, cannot recover back or detain the pur- chase money if he has disabled himself from placing his vendor in statu quo by conveying away the premises to a stranger. 22 258. RESTORATION OF PREMISES A CONDITION PRECE- DENT TO RESCISSION. It has been held that a purchaser of lands seeking rescission of the contract at law by recovering back the purchase money, must restore or offer to restore whatever he has received on account of the contract as a condition precedent to the maintenance of the action. 23 " In equity," the court observed in the same case, " a different rule prevails, as the action at law proceeds upon a rescission of the contract, while in equity the action "Ante, 172. "Hunt v. Silk, 5 East, 449. Blackburn v. Smith, 2 Exch. 783. ^Taft v. Kessel, 16 Wis. 278. 21 Stockham v. Cheney, 62 Mich. 10. 2J Rodgers v. Olshoffsky, 110 Pa. St. 147; 2 Atl. Rep. 44; McKeen v. Beaup- land, 33 Pa. St. 488. Strong v. Lord, 107 111. 26. Where the purchaser's note contained an indorsement that it was not to be paid unless the title proved to be good, and the purchaser resisted payment on the ground that the title to a part of the land had failed, but did not seek to rescind the contract, it was held that he could not be compelled to pay the note until the title should be made good, though he had conveyed away a part of the land. Smeich v. Herbst, 135 Pa. St. 539; 19 Atl. Rep. 950. 33 Johnson v. Burnside, (S. D.) 52 N. W. Rep. 1057. OBLIGATION OF PURCHASES TO RESTORE PREMISES TO VENDOR. 621 proceeds for a rescission of the contract." Elsewhere, under statutes allowing courts of law to administer equitable relief, it was held that the judgment, where the purchaser seeks to detain the purchase money, could be so framed as to require the purchaser to surrender the land before he can have the benefit of the ver- dict. 24 Where, however, courts of law have no jurisdiction to direct a surrender of the premises before the judgment or verdict shall become operative, it is apprehended that the purchaser's action or defense, as the case may be, must fail, unless he shows that he has surrendered or offered to surrender the premises to the vendor. 25 259. RULE IN PENNSYLVANIA. In Pennsylvania the rule that the purchaser cannot keep both the estate and the price of it is declared, but instead of requiring the purchaser to surrender the estate as a condition precedent to the maintenance of an action to recover back the purchase money, it is there held that the vendor must take the initiative, and return the purchase money if he finds that he cannot make title, and then, if the purchaser refuses to give up the possession, turn him out by action of ejectment. 26 The ap- "Sizemore v. Pinkston, 51 Ga. 398. In Taft v. Kessel, 16 Wis. 297, it was said : " There seems to be no objection to a rule allowing a purchaser, brought into court as a defendant, to claim a rescission and a recovery of the pur- chase^ money paid, without a previous surrender of the possession, leaving the matter to be disposed of by the judgment, which can be so framed as to adjust the rights of both parties upon equitable terms." This was an " action " to enforce a contract for the sale of lands ( practically a suit in equity), but it is believed that the above observations of the court apply with equal force in an action at law by or against the purchaser in which he seeks rescission of the contract. K Young v. Harris, 2 Ala. (N. S.) 108. In an action to recover back the purchase money on failure of the title, if the evidence does not show who is in possession, the court, on appeal, will presume that the purchaser sur- rendered the possession before bringing the action. Pino v. Beckwith, 1 N. Mex. 19. =*In Cans v. Renshaw, 2 Pa. St. 34; 44 Am. Dec. 152, it was held that a purchaser, by articles of agreement, was not bound to restore the possession to the vendor and give up the contract before he could make objections to the title in an action brought for the purchase money. A tender of a conveyance with warranty against incumbrances had been rejected by the purchaser on the ground that the premises were incumbered by certain liens, and the ven- dor brought an action for the purchase money. The opinion of the court was delivered by GIBSON, C. J., who said: "It is said it was his (the pur- chaser's) duty, if the title was not such as he bargained for, to give back 622 MARKETABLE TITLE TO EEAL ESTATE. plication of this doctrine in an action in which the purchaser seeks either to recover back the purchase money or to detain that which is unpaid, would seem to be fraught with injustice to the vendor, for he would be thereby forced to the expense and annoyance of an- other and independent action to do that which might be accom- plished in one. It has been held in the same State, in several case?, that the purchaser cannot, on failure of the title, recover back the purchase money without offering to return the premises to the vendor. 27 260. RESTORATION OF THE PREMISES IN CASES OF FRAUD The mere fact that the vendor was guilty of fraud in respect to the title would not, it seems, justify the purchaser in retaining both the land and the purchase money. 28 There are cases which, at the first the possession and declare his determination to abandon the contract. And for not having done so he is to pay a sound price for an unsound title! * * But whose business was it to move towards a rescission of the con- tract? Not the defendant's. He was at liberty to fold his arms and await the movements of the plaintiff, whose cue it was to take the next step towards an abandonment or a completion of the purchase. It was not for the defend- ant to know what title the plaintiff should be able to make when he should come to tender the conveyance. The plaintiff's power to perform his part was best known to himself, and if he found the defect in his title to be irre- parable what was he to do? Certainly, not to bring an action for the pur- chase money in order to force a rotten title on the purchaser for a good one, and this on the basis of his own default. It would be his duty to apprise the vendee of his inability, restore whatever had been paid, and demand the possession. In that case equity would not enjoin him from proceeding on his legal title to get back the property, but not to compel the vendee to pay for what he did not get." See, also, Xicoll v. Carr, 35 Pa. St. 381. 17 Morrow v. Rees, 69 Pa. St. 368; Pearsoll v. Chapin, 8 Wright (Pa.), 9; Babcock v. Case, 61 Pa. St. 427; 100 Am. Rep. 654; Wright v. Wright, 12 Pa. Co. Ct. Rep. 238. "Wimberg v. Schwegeman, 97 Ind. 528; Vance v. Shroyer, 79 Ind. 380; Wiley v. Howard, 15 Ind. 169. Vining v. Leeman, 45 111. 246; Whitlock v. Denlinger, 59 111. 96: Laforge v. Matthews, 68 111. 328. Fratt v. Fiske, 7 Cal. 380. Lett v. Brown, 56 Ala. 550. Brannum v. Ellison. 5 Jones Eq. (N. C.) 435. Staley v. Ivory, 65 Mo. 74. Linsey v. Ferguson, 3 Lans. (N. Y.) 196. Underwood v. Parker, (Ky.) 7 S. W. Rep. 626. Goodin v. Decker, (Colo.) 32 Pac. Rep. 832. 2 Warvelle Vend. 919. In Pearsall v. Chapin, 44 Pa. St. 9, the court below instructed the jury that in a case of fraudulent representations the vendor had a right to recover back the price without first tendering a reconveyance. This was reversed on appeal, the court saying: " If the court has stated this point correctly a defrauded vendee may recover back the price without rescinding the contract, and while retaining the price acquired by it, and, perhaps, without liability to return it, since the vendor OBLIGATION OF PUBCHASEE TO EESTOBE PBEMISES TO VENDOB. 623 glance, might appear to countenance such a doctrine, but upon closer examination it will be found that they establish nothing be- yond the proposition that the purchaser is not obliged to surrender the possession, where the title fails, as a condition precedent to the rescission of the contract At law it seems that he would be com- pelled to give up, or to offer to give up, the possession before trial, even where the vendor has been guilty of fraud, except in those States in which courts of law have the power to enter judgment for the purchaser, conditioned upon his delivery of the premises to the vendor. 29 But the rule that the purchaser electing to rescind the contract must restore the possession to the vendor, even in a case of fraud, does not apply where the purchaser is already in possession under a prior purchase, and is induced to take a quit claim from a third person who fraudulently represents that he has title to the premises. In such a case the purchaser may refuse to pay a note given in con- sideration of the quit claim without surrendering the premises to cannot allege his own fraud in order to reclaim it; he may rescind for what he gave and affirm for what he got, and thus is allowed by law to return injustice by fraud, and invited to learn the art of being duped as a mode of profitale speculation. We do not so understand the law." In an action to recover back the purchase money on the ground of fraud, the purchaser must show an actual rescission by him, notice thereof to the vendor, and, as a general rule, an offer to put the vendor in statu quo by returning the prop- erty, unless it is utterly worthless. Morrow v. Rees, 69 Pa. St. 372. M Coffee v. Xewson, 2 Kelly (Ga.), 442. Taft v. Kessel, 16 Wis. 297. Young v. Harris. 2 Ala. (N. S.) 108, where it was said: "The decisions of this court are uniform, when the question has arisen at law, that the vendee, while he retains the possession, cannot refuse to pay the purchase money; otherwise, it might happen that he would get the land without paying for it, as a court of law could exact no condition from him as the price of afford- ing its aid. But in a court of chancery, where the rights of the parties can be accurately adjusted, no reason is perceived why the vendee, who has been induced by the fraudulent representations of the vendor, to invest his money in the purchase of land, should be required, as a prerequisite to relief in equity, to relinquish possession of the land, and with it, it may be, his only hope of reimbursing himself. This point has not before been presented to this court, but we hesitate not to say that when one, by the fraudulent silence or fraudulent representations of another in relation to material facts concerning the title of land, the falsehood of which he had not the means of ascertaining and could not have ascertained by reasonable diligence, is in- duced to invest his money in the purchase of land, or has made on the faith of such purchase, valuable and lasting improvements, he can have relief in 624 MARKETABLE TITLE TO EEAL ESTATE. the payee. 30 The rule that the purchaser cannot deny the vendor's title has no application where the purchaser is already in possession when the contract is made, and the vendor has fraudulently mis- represented or concealed the state of the title. 31 If the vendor fraudulently misrepresent the state of his title, it is not necessary that the purchaser shall return a title bond exe- cuted by the vendor before he can be permitted to rescind. He may rely upon such misrepresentations as a defense to an action for the purchase money without returning the bond. 32 | 261. WHEN PURCHASES, NEED NOT RESTORE THE PREM- ISES. PURCHASER'S LIEN. The purchaser is not obliged to re- turn the premises before suing to recover back the purchase money if the vendor refuse to receive them. 33 Kor does any such obliga- tion rest upon him if, through mistake or fraud on the part of the vendor, he purchased his own property. 34 The most important exception to the rule, however, and one which has been recognized in several of the States, is that the purchaser need not restore the premises if it is necessary for him to retain them for his indemnity, where the vendor is insolvent or cannot be compelled to respond in chancery before an eviction and without an abandonment of the possession." See, also, Whitworth v. Stuckey, 1 Rich. Eq. (S. C.) 408. 1 Sugd. Vend. m. p. 247. In Greenlee v. Gaines, 13 Ala. 198; 48 Am. Dec. 49, it was held that the purchaser need not surrender the possession if the fraudulent vendor were insolvent, and the detention of the premises was necssary for his (the pur- chaser's) indemnity. Watson v. Kemp, 41 Ga. 586. "Hammers v. Hannick, 99 Tex. 412; 7 S. W. Rep. 345, citing Taylor Land- lord & Tenant, 416, 514. Coburn v. Haley, 57 Me. 347 ; Wyman v. Heald, 17 Me. 329. 31 Johnson v. Burnside, (S. D.) 52 N. W. Rep. 1057. Elliott v. Boaz, 9 Ala. 772; Smith v. Robertson, 23 Ala. 324. Culbertson v. Blanchard, 79 Tex. 486; 15 S. W. Rep. 700. 14 Phillips v. O'Neal, 87 Ga. 727; 13 S. E. Rep. 819. "This," says Mr. Washburn, " is but little more than carrying out the old idea of a use raised in favor of a vendee who has paid the purchase money of an estate. And when the contract is executory as fast as the purchase money is paid in, it is a part performance of such contract, and to that extent the payment of the money, in equity, transfers to the purchaser the ownership of a corre- sponding portion of the estate. * * * The mode of enforcing such liens is by a bill in equity to have satisfaction of the debt made, and to that end the court may order enough of the land to be sold to satisfy the lien. But it can be enforced only in a suit or proceeding brought for the purpose. It cannot be reached by a collateral proceeding. 2 Washb. Real Prop. 93 (509). OBLIGATION OF PURCHASER TO RESTORE PREMISES TO VENDOR. 625 damages for his breach of the contract. 85 In such case, however, the burden devolves on the purchaser to show that the vendor is insol- vent or unable to answer in damages. 36 The purchaser will not be allowed to keep the premises where the vendor, although a non- resident and unable to make title, is fully solvent, and was a non- resident at the time the contract was made, and has remained so ever since. 87 As against the vendor and those claiming under him with notice, the law gives the purchaser a lien on the purchased premises to secure to him the reimbursement of whatever purchase money he may have paid, in case the title fails. 38 Of course, such a lien could not prevail against the true owner, 39 and it is obvious that if the purchaser were liable to the latter for rents and profits, he could derive no benefit from the retention of the premises. There may be cases, however, in which no such liability exists, as where * Duncan v. Jeter, 5 Ala. 604; 39 Am. Dec. 342; Read v. Walker, 18 Ala. 323; Garner v. Leaverett, 32 Ala. 410; Hickson v. Linggold, 47 Ala. 449; Griggs v. Woodruff, 14 Ala. 9; Elliott v. Boaz, 6 Ala. 777. McLaren v. Irvin, 63 Ga. 275. Taft v. Kessel, 16 Wis. 273; Mclndoe v. Morman, 26 Wis. 588; 7 Am. Rep. 96. Payne v. Atterbury, 1 Harr. Ch. (Mich.) 414. Wickman v. Robinson, 14 Wis. 493; 80 Am. Dec. 789. Davis v. Heard, 44 Miss. 50. Bibb v. Prather, 1 Bibb (Ky.), 313; 2 Am. Dec. 711. Shirley r. Shirley, 7 Bl. (Ind.) 452. COLCOCK, J., in Rutledge v. Smith, 1 McCord Ch. (S. C.) 402. M Wyatt v. Garlington, 56 Ala. 576. "Parks v. Brooks, 16 Ala. 529. W 2 Sugd. Vend. (14th ed.) 672; 2 Warvelle Vend. 884; 2 Story Eq. Jur. 5 1218, n. See, also, cases cited, supra, this chapter. Taft v. Kessel, 16 Wis. 273. Newman v. Maclin, 5 Hayw. (Tenn.), 241; Perkins v. Hadley, 4 Hayw. (Tenn.) 148; Pilcher v. Smith, 2 Head (Tenn.), 208; Hilton v. Duncan, 1 Cold. (Tenn.) 316, 320. Benson v. Shotwell, 87 Cal. 49; 25 Pac. Rep. 249. Galbraith v. Reeves, 82 Tex. 357; 18 S. W. Rep. 696. Coleman v. Floyd, (Ind.) 31 N. E. Rep. 75. Griffith v. Depew, 3 A. K. Marsh. (Ky^ 177; 13 Am. Dec. 141. Bullitt v. Eastern Ky. L. Co., 99 Ky. 324; 36 S. W7Rep. 16; Fort Jefferson Imp. Co. v. Dupeyster, (Ky.) 66 S. W. Rep. 1048; Craft v. La Tourette, 62 N. J. Eq. 206; 49 Atl. Rep. 711. "Thus, in McWilliams v. Jenkins, 72 Ala. 480, it was held that the pur- chaser's lien could only extend to such lands, or portions thereof, as the ven- dor had the legal right to convey, and that, having no right to convey his homestead lands, the purchaser could have no lien thereon, as against the claim of the vendor's children, for the rents while the purchaser was in pos- session. And in Scott v. Battle, 84 N. C. 184, a purchaser, whose deed was void because executed by a married woman alone and without privy examina- tion, was denied a lien upon the land for the purchase money paid. 40 626 MAEKETABLE TITLE TO REAL ESTATE. the vendor, selling a fee, had only a life estate. In such a case, the purchaser would be permitted to enjoy the life estate until he is fully reimbursed the purchase money paid and sums expended in permanent improvements. The purchaser will not be entitled- to a lien, as against a subsequent bona fide purchaser, without notice of his rights. 40 But, as against a subsequent purchaser with notice, his lien will be enforced. 41 The purchaser's lien will, after a time given the vendor for repayment has expired, be enforced by sale of the land. 42 If the purchaser be able to follow and identify the purchase money paid by him, he may impress it with a trust. 43 But it seems, that the purchaser has no lien on the purchase money after it has been appropriated by the vendor, even though the latter fraudulently concealed the state of the title. 44 Nor, will he be allowed a lien on the land as against subsequent judgment creditors of the vendor; his contract not having been recorded, as required by statute to charge subsequent purchasers and creditors with notice. 45 The purchaser is also entitled to the value of any improvements placed by him on the premises, less the fair rental of the property while in his possession. 46 262. OTHER EXCEPTIONS. The rule that the purchaser can- not detain the purchase money without restoring the possession, of course does not apply where the title fails to part of the premises only, and the purchaser does not seek a rescission but elects to take suck title as the vendor can make, with abatement of the purchase money as to that part to which the title has failed. 47 44 Chase v. Peck, 21 N. Y. 581, 585, dictum. "Clark v. Jacobs, 56 How. Pr. (N. Y.) 519. * Jett v. Locke, 5 J. J. Marsh. (Ky.) 591. 43 Ross v. Davis, 122 N. C. 265; 29 S. E. Rep. 338. "2 Sugd. Vend. (8th Am. ed.) 200. 48 Newberry v. French, 98 Va. 479-; 36 S. E. Rep. 519. "Florence Oil Co. v. McCandless, 26 Colo. 534; 58 Pac. Rep. 1084. "Walker v. Johnson, 13 Ark. 522; Wheat v. Dotson, 7 Eng. (Ark.) 699. Smeech v. Herbert, 135 Pa. St. 539; 19 Atl. Rep. 950. Compare Lewis v. McMillan, 31 Barb. (N. Y.) 395; 41 Barb. (N. Y.) 420. A representation by the vendor that the purchaser would have the privilege of building to a brick wall on the adjoining lot of a third person, is not one which affects the title to the lot sold; hence the purchaser may, without restoring the lot to the vendor, set up the non-existence of the easement as a defense, pro tanto, to an action for the purchase money. Noojin v. Carson, 124 Ala. 458; 27 So. Rep. 490. OBLIGATION OF PUBCHASEB TO BESTOEE PREMISES TO VENDOE. 627 It sometimes happens that the purchaser in good faith seeks to detain the purchase money without intending or desiring to rescind or abandon the contract, and with no intent to avail himself of the want of title as a mere excuse for detaining both the purchase money and the possession of the premises, as where suit against the purchaser has been begun or threatened by an adverse claim- ant: In such case it seems that the purchaser, anxious to preserve his bargain, may detain both the premises and the unpaid pur- chase money, the contract being executory, until the rights of the adverse claimant can be determined. Thus, where the purchaser, a woman, was sued for a balance of the purchase money and she filed an answer alleging that she had been sued in trespass by an adverse claimant of the land, whose title she was informed and believed was paramount to that of her vendor, and prayed that the vendor's suit against her might be stayed until the trespass suit was determined, it was held that the answer presented a good defense, though there was no offer to restore the premises to the vendor. 48 It has been held that a purchaser in possession of the premises resisting the payment of the purchase money on the ground that the title is bad, must show affirmatively the existence of a para- mount title in a third person in order to sustain that defense. 49 It might, perhaps, be inferred from these cases that if the pur- chaser were able to establish the existence of the paramount title, he might detain the purchase money without surrendering the possession of the premises. If such be the effect of these decisions, they are opposed to the current of authority in England and America. It is true that it has been held that a purchaser in possession under an executory contract cannot enjoin the collection "Gober v. Hart, 36 Tex. 139, the court saying: " In this case the appellant purchased the land and paid a large proportion of the purchase money, and went into possession of the purchased premises; and she had a right to retain the same as against her vendors until a tender of a good and valid title ; and in order to make her defense a good one she was not bound to make an offer to restore possession, as she did not seek to rescind the contract of sale, but sought to have it perfected in good faith, according to the contract of sale and purchase. She does not resist the payment of the note, but only asks that the enforcement of the payment be stayed until appellees can make her a good title; and this she had a right to ask, and it should have been granted her." "Cantrell v. Mobb, 43 Ga. 193; Sawyer v. Sledge, 55 Ga. 152. In both cases the contract was executory. 628 MAEKETABLE TITLE TO EEAL ESTATE. of the purchase money merely because the vendor has no title, or a defective title, 50 unless the vendor has been guilty of fraud, 51 or is insolvent and unable to respond in damages for breach of the contract. 52 But these cases, it is to be observed, do not militate against the right of the purchaser to rescind the contract and re- cover back the purchase money, as a general rule, if the title is bad or unmarketable. They merely deny his right to do either so long as he remains in the undisturbed possession and enjoyment of the premises. There are cases, however, which deny the right of the purchaser to deliver up the possession and recover back or detain the purchase money where the title is bad or doubtful, unless the vendor is insolvent. 53 It seems impossible to reconcile such de- cisions with the rule that a purchaser cannot be required to take a doubtful title, or one that will probably involve him in litigation. 263. RESTORATION OF THE PREMISES WHERE THE CON- TRACT IS VOID. In some cases it has been held that if the con- tract for the sale of the land was void, e. g. f within the Statute of Frauds, the purchaser might recover back his purchase money without surrendering the possession of the land to the vendor, the reason assigned being that there is no contract to rescind. 54 Such " Blanks v. Walker, 54 Ala. 117. "Id. Young v. Harris, 2 Ala. 108; Elliott v. Boaz, 9 Ala. 772; Bonham T. Walton, 24 Ala. 514. "Kelly v. Allen, 34 Ala. 663; Magee v. McMillan, 30 Ala. 420; McLemore v. Mabson, 20 Ala. 137. ** Hancock v. Cloud, 65 Ga. 208. This was an action to recover the pur- chase money of land, the contract being still executory. The purchaser had bought from one who had purchased at his own sale as administrator, and finding the title doubtful for that reason, had offered to pay the purchase money if the heirs would ratify the sale, and, in default of such ratification, to rescind and give up the possession; and his plea showed these facts. The plea was stricken out, and the purchaser was required to perform the contract on the ground that it did not appear that the sureties on the administrator's bond were insolvent or that the purchaser had been or ever would be dis- turbed in the possession of the land. Plainly the effect of such a decision might be to compel the purchaser to buy a lawsuit. 64 Barickman v. Kuykendall, 6 Bl. (Ind.) 21. McCracken v. San Francisco, 16 Cal. 591, 628. COPE, J., dissenting. Hurst v. Means, 2 Swan (Tenn.), 594. In Wiley v. White, 3 Stew. & Port. (Ala.) 355, it was held that if a sale was void for want of authority in the seller, the purchase money might be recovered back by the purchaser without surrendering the possession. The contract, however, had been executed in this case by a conveyance, but OBLIGATION OF PUBCHASEE TO EESTOEE PEEMISES TO VENDOB. 629 a reason is eminently unsatisfactory. It is difficult to perceive how the purchaser can have any greater rights under an illegal contract .than he could have under one that is lawful and valid, or why the non-existence of a contract should entitle him to hold both the land and the purchase money. Neither does it seem that there is any right or justice in forcing the vendor to the expense and vexation of an action of ejectment or unlawful detainer to regain possession of the premises, when circuity of action might be avoided in the first instance by requiring the purchaser to deliver up the land as a condition precedent to restitution of the purchase money. Accordingly it has been held that the invalidity of the contract of sale should occasion no exception to the rule that the purchaser cannot recover back the purchase money so long as he retains possession of the premises. 55 whether with or. without covenants for title, does not appear. The case of Walker v. Constable, 1 Bos. & Pul. 406, was cited by the court in Hurst v. Means, supra, in support of this proposition. It seems, however, that in that case, the contract being within the Statute of Frauds and void, the purchaser was merely denied a recovery of the expenses of examining the title, and was allowed to recover the purchase money on a count for money had and re- ceived. The case does not show whether the plaintiff had or had not restored the possession. 55 Cope v. Williams, 4 Ala. 362, where it was said by COOLIEB, C. J. : " Morality forbids the idea that one man should take possession of another's property under a contract which at most is merely void, and notwithstand- ing its continuous enjoyment, refuse to make for it any remuneration. Here the seller does not seek to recover of the purchaser upon his contract for pay- ment, but the action is by the buyer, and assumes the utter invalidity of the contract, and asserts a right to be refunded what has been paid under it, although the purchaser's possession has never been molested, and the vendor had not refused to execute the contract. Such a demand is against equity and good conscience, and cannot be entertained." See, also, the dissenting opinion of COPE, J., in McCracken v. San Francisco, 16 Cal. 638. In Rey- nolds v. Harris, 9 Cal. 338, it was held that no eviction was necessary to enable the purchaser to recover back the purchase money where the title had failed and the contract was void under the Statute of Frauds. But in this case the purchaser had given up the possession, and it was not decided that the mere invalidity of the contract would justify the purchaser in detaining the possession. OF VIRTUAL RESCISSION BY PROCEEDINGS AT LAW AFTER THE CONTRACT HAS BEEN EXECUTED. DETENTION OF THE PURCHASE MONEY. CHAPTER XXVI. OF DETENTION OF THE PURCHASE MONEY WHERE THERE HAS BEEN A BREACH OF THE COVENANT OF SEISIN, (a) GENERAL RULE. 264. QUALIFICATIONS OF THIS RULE. 265. BREACH OF COVENANT AS TO PART OF THE PREMISES. 266. 264. GENERAL RULE. It has been frequently declared that an executed contract for the sale of lands cannot be rescinded upon the sole ground of want of title in the vendor, unattended by any circumstances of fraud or mistake in the execution of the contract. 1 ^o case can be found in which, after delivery of possession and execution of a conveyance on the part of the vendor, and payment of the purchase money and acceptance of a conveyance on the part of the purchaser, the vendor has been ordered to restore the pur- chase money to the purchaser, and the purchaser directed to recon- vey the premises to the vendor, upon the ground that the title has failed. 2 And in many of the States the rule ft established that if (a) It was the desire of the author to present in unbroken sequence in this part of his work each of the cardinal rules which govern the right of the purchaser upon failure of the title, to detain or to recover back the purchase money, since the exercise of this right in most instances amounts in sub- stance to an election to rescind the contract. But inasmuch as the averment of an eviction under title paramount as a defense to an action for the pur- chase money, is substantially a cross-action by the purchaser on the covenant of warranty, and is, therefore, an affirmance of the contract, it has been deemed proper to consider that subject in a chapter under the subdivisions " Affirmance by Proceedings at Law after the Contract has been Executed," and "Action for Covenant Broken," ante, 108, 180. ^eebe v. Swartwout, 3 Gil. (111.) 168; Ohling v. Luitjens, 32 111. 23. 2 See the case of Hart v. Hannibal & St. J. R. R. Co., 65 Mo. 509. The pur- chaser filed his petition (declaration) alleging that he bought the land in 1863, paid the purchase money in full and took a conveyance, with covenants of seisin, etc., that his vendor had no title to the land; that the title was outstanding in a person named, and that he had offered to rescind the con- tract, and tendered a reconveyance to the vendor. The plaintiff had not in- closed or cultivated the land, but there was nothing to prevent him from taking possession and occupying the premises. There was a judgment for the DETENTION OF PUECHASE MONET. 631 the purchaser has accepted a conveyance with covenants for title, and has not been actually or constructively evicted from the prem- ises by one having a better right, nor compelled to satisfy an incumbrance on the estate, he cannot detain the unpaid purchase money in his hands, though a clear failure of the vendor's title should appear. We have seen that if he is evicted from the prem- plaintiff, which was reversed on appeal, the court saying : " The parties tried the cause as if the plaintiff had sued the defendant for a breach of the cove- nant of seisin, and judgment was rendered for the amount of the purchase money and interest. Had it been such a suit, the plaintiff would only have been entitled to nominal damages, as no actual or constructive eviction was shown. But the suit was distinctly brought for a rescission of the executed contract of sale. The petition contained no allegation of fraud or misrepre- sentation of facts in relation to the title, and without such allegations a court of equity has no authority to grant the relief prayed. The vendee in such case must rely on the covenants contained in his deed." In the case of Simpson v. Hawkins, 1 Dana ( Ky. ) , 305, the court said : " Where contracts are executed by conveyances we are of opinion that there can be no rescission of a contract in any case unless it has been tainted by actual fraud. If the warranty of title has been broken so as to entitle the vendee to damages, or if the vendee be entitled to damages upon a covenant of seisin, he may apply to the chancellor, where the vendor is insolvent, to set off those damages against the unpaid portion of the purchase money. The ground upon which the chancellor interferes in such cases is the prevention of the irreparable mischief which otherwise might result from the insolvency. He ought not to act upon the principle of rescinding the contract. On the contrary, he should affirm the contract, and secure to the party such damages as he might be entitled to for a partial or total violation thereof by the obligor. If a deed of conveyance be executed for any quantity of land, and the vendee is put into possession thereafter, in case he loses" half or three-fourths of the land, the law only authorizes a recovery, upon the warranty, of damages conv mensurate with the loss. The chancellor must follow the law and not lay hold of such a partial loss, and require the vendor to take back the portion of the land saved and return the purchase money for that, under the idea of rescinding contracts." In Vance v. House, 5 B. Mon. (Ky.) 540, it was said by the court: "This is the case of an executed contract, where the convey- ance has keen made and accepted with warranty of title, and possession de- livered and uninterruptedly enjoyed, without eviction or molestation. In such a case a bill for the dissolution of the contract and the payment of the consideration enjoined cannot be sustained except in the case of fraud, in- solvency or non-residency of the vendor, and a palpable and threatening danger of immediate or ultimate loss, without legal remedy by reason of the defects in the title conveyed and the inability of the vendee to protect him- self against eviction under it. And to sustain such a bill after the vendee has accepted the conveyance, the onus lies on him to establish to the satisfac- tion of the chancellor that the defect of title and imminent danger of eviction exists." 632 MARKETABLE TITLE TO EEAL ESTATE. ises or forced to discharge an incumbrance thereon, he may set up that fact as a defense by way of counterclaim or recoupment in an action for the purchase money. 3 No particular hardship is involved in requiring a grantee, who has paid the whole purchase money, to await an eviction or disturbance of his possession before he can recover back the* purchase money, or rather its equivalent in the shape of damages, from the grantor. But that he should be compelled to pay over the purchase money when there is a moral certainty of his eviction by an adverse claimant, and a possibility that his judgment against the grantor for damages may be worthless when recovered, does violence to common principles of equity and right. Such, however, is the consequence of a rigid application of the maxim caveat emptor. But in some of the States the restraints of this maxim or rule have been thrown off in a large degree. We shall see that in the State of Pennsylvania the purchaser is permitted to detain the purchase money, though he took a conveyance without covenants for title, if he purchased without notice of the defect in the title. 4 And, with the same qualification, in the States of Texas and South Carolina, the existence of a paramount title to the premises in a stranger, is a good defense to an action for the purchase money, though the purchaser holds under a deed with general warranty, and has not been disturbed in the possession of the premises. 5 In a number of other States he is permitted to enjoin the collection of the pur- chase money if he can show that by reason of the non-residence or insolvency of the grantor his remedy by action for breach of the covenant of warranty will prove unavailing when the right to maintain the action shall have accrued. 6 The decisions in these States, together with those in other States, directly or incidentally affirming the right of the purchaser to detain the purchase money where there has been a total failure of the title, upon reconveying or offering to reconvey the premises to the grantor, justify us, it is believed, in laying down the following proposition: PEOPOSITION III. If the contract has been executed by a con- veyance with a covenant of seisin or of good right to convey, and Ante, 180. 4 Post, S 271. Ante, p. 189, 190. Post, 331. DETENTION OF PUECHASE MONEY. 633 it clearly appears that the covenantor had no title, the covenantee, though he has not been disturbed in the possession, will, it seems, in some of the American States, be permitted to set up the breach of the covenant of seisin as a defense to an action for the purchase money, upon condition that he reconvey the premises to the cove- nantor, and do all that may be necessary to put him in statu quo. 1 In one of those cases the court said : " We fully recognize the principle that the true consideration of the notes given for the purchase money, was the land, and not the covenants in the deed ; and as the title to the land had been defeated by an incumbrance T Owens v. Rector, 44 Mo. 390, 392. McDaniel v. Bryan, 8 111. Rep. 273. Mudd v. Green, (Ky.) 14 S. W. Rep. 347. Cartwright v. Culver, 74 Mo. 179. Kirtz v. Peck, 113 N. Y. 222, 231; 21 N. E. Rep. 130. Lowry v. Kurd, 7 Minn. 356 (282). Buell v. Tate, 7 Bl. (Ind.) 55; Marvin v. Applegate, 18 Ind. 425. McDunn v. DCS Moines, 34 Iowa, 467; Beard v. Dulaney, 35 Iowa, 16. Barnett v. Clark, 5 Sneed (Tenn.) 436; Land Co. v. Hill, 3 Pick. (Tenn.) 589, 598; 11 S. W. Rep. 797. Kimball v. West, 15 Wall. (U. S.) 377. Michael v. Mills, 17 Ohio, 601. Smith v. Hudson, 45 Ga. 208. See, also, the cases cited, post, 271, "Rule in Pennsylvania," and, ante, 189, 190, " Rule in South Carolina and Texas," and, post, 331, " Insolvency and Non-residence of the Covenantor." Sir Edward Sugden says that where the title is defective the covenantee would not be bound to wait until eviction, but might bring his action of covenant, and, if necessary, offer to reconvey the interest or title actually vested in him. 2 Sugd. Vend. (14th ed. ) 611. No authority is cited for the proposition, and it has been doubted by Mr. Dart. Dart Vend. (5th ed.) 792. In Lawless v. Collier, 19 Mo. 480, it was held that the rule which limits the recovery in an action on a covenant of seisin, to a nominal sum, until there has been an eviction, has no application where the title conveyed has been defeated, and the grantee or his assigns hold by a tifle adverse to that acquired from their grantor, and that in such case there can be no necessity for submitting to the form of an eviction in order to be entitled to a recovery of full damages for a breach of the cove- nant of seisin; neither is there any necessity for a reconveyance to the grantor, in order to sustain such recovery. It is true these principles were declared in an action for breach of the covenant of seisin, but they are fully as applicable where such breach is sought to be availed of as a defense to an action for the purchase money. In Akerly v. Vilas, 21 Wis. 88; 99 Am. Dec. 165, which was an action to foreclose a purchase-money mortgage, it was held that the defendant might, under a statutory provision allowing a coun- terclaim to be set up in foreclosure proceedings, counterclaim for a breach of the covenant of seisin, though he was in the undisturbed possession of the premises. See, also, Merritt v. Gouley, 58 Hun (N. Y.), 372; 12 N. Y. Supp. 132. The proposition stated in the text was admitted, though the point was not expressly decided, in Yazel v. Palmer, 81 111. 82. There had been a con- veyance in that case, but whether with or without covenants for title does 634 MABKETABLE TITLE TO BEAL ESTATE. prior to the deed to the defendant, the title at the time of the maturity of the notes had failed ; and so the consideration of the notes failed if the defendant so chose to treat it, and the defend- ant then had the right to repudiate the contract of sale and the notes, for the reason that the consideration of the notes had failed. But the mere declaration that he repudiated the contract was not sufficient to effectuate that purpose. He should have put the other parties in statu quo bj a reconveyance of the land, or, at least, a release of the covenants of the deed, so that any subsequent title acquired by the grantor, would not enure to his benefit, and vest not appear. The grantee had resold and conveyed the premises, arid when sued for the purchase money, set up want of title as a defense. The court said: "He (the original grantee) cannot withold the purchase money, and still retain the plaintiff's title, whatever it was, which he obtained by the conveyance. Before he can recoup the value of the land to which he says the title failed, he must cause his grantee to reconvey it, or offer to do so, back to plaintiff. Xo defense can be interposed until the parties have been placed in statu quo by a reconveyance, or an offer to reconvey to plaintiff whatever title defendant received from plaintiff, no matter what its title may be." In Mover v. Shoemaker, 5 Barb. (N. Y.) 319, it was held that the covenantec could not maintain assumpsit to recover back the purchase money on failure of the title, without reconveying the premises. The right to rescind, pro- vided the covenantee would make the adverse claimant a party, so that the rights of all parties might be adjusted in the suit, was admitted in Wiley v. Fitzpatrick, 3 J. J. Marsh. (Ky.) 583, 586. In Brick v. Coster, 4 Watts & S. (Pa.) 499, it was said that an affidavit of defense by a grantee, with warranty, in a suit for the purchase money, would be insufficient unless it alleged adverse claims to be good, or that affiant believed them to be good. If the objection to the title be an outstanding incumbrance, the grantee will be entitled to detain the purchase money until the grantor removes the in- cumbrance. Brown v. Montgomery, (Tex. Civ. App.) 31 S. W. Rep. 1079. In Wisconsin there are dicta in several early cases which support the proposi- tion stated in the text. Taft v. Kessel, 16 Wis. 273; Noonan v. Illsley, 21 Wis. 138; 84 Am. Dec. 742; Mecklem v. Blake, 22 Wis. 495; 99 Am. Dec. 68. But they are inconsistent with later decisions in that State. In Smith v. Hughes, 50 Wis. 625, it was said : " The counterclaims of the defendant, for a rescission of the bargain and for damages, are predicated upon the breach of the covenant of seisin in the deed of the respondents, executed and delivered in July, 1872. It is too well settled that only executory contracts can be rescinded, to require discussion. This method of relief is the converse of specific performance, and in its very nature can have application only to executory contracts, and this court has settled the question beyond contro- versy by repeated decisions. In direct application to this case, it is held in Booth v. Ryan, 31 Wis. 45, that, especially, a rescission cannot be made after a deed with full covenants, together with possession, have been delivered in DETENTION OF PURCHASE MONEY. 635 in him." 8 These views, undoubtedly at variance with the current of American authority, find support in a number of adjudicated cases.' The equity of this rule is undeniable. That a purchaser with a confessedly bad title must pay the purchase money and await an eviction from the premises before he can have the benefit of a covenant of seisin by his grantor, may easily be productive of great hardship; for when that eviction occurs the covenantor may be insolvent or a non-resident; or the remedy against him may be barred by the Statute of Limitations, for the statute begins to run, not from the time of the eviction, but from the delivery of the full execution of the contract of sale. * * * The remark in the opinion of Chief Justice DIXON, in Mecklem v. Blake, 22 Wis. 495; 99 Am Dec. 68, intimating that a rescission might be made in such a case, was clearly obiter, and without due consideration." In McClennan v. Prentice, 77 Wis. 124; 45 N. W. Rep. 943, it was held, in an action for breach of a covenant of seisin in which it appeared that the plaintiff had never been in possession of the premises, that the burden of proof was on the grantor to show that he was seized of an estate in fee at the time of the execution of the deed, and that in the absence of such proof the grantee might, on tendering a reconveyance, rescind the contract and recover back the purchase price paid, with interest, etc. This case came again before the court, and is reported in 85 Wis. 427. Without disapproving the decision at the former hearing, the court an- nounces a rule inconsistent therewith, namely, that an executed contract can- not be rescinded, except upon the ground of mistake. Apparently, the court draws a distinction between a rescission by a decree of a court of equity, and a virtual rescission accomplished at law, by permitting the purchaser to re- cover back or detain the purchase money in the shape of damages for a breach of the covenant of seisin. In Taylor v. Lyon, 2 Dana (Ky. ), 279, it was said: "If he (the purchaser) took no covenant of seisin, which would have enabled him, without an eviction, to put the title to a legal and decisive test at any time, he cannot call on the chancellor to supply such an omission in the con- tract, and, by anticipating an eviction, to decree a rescission." In Jackson v. Norton, 6 Cal. 187, the right of the covenantee to a perpetual injunction against the collection of the purchase money, provided he reconveyed the premises to the grantor, was conceded. In Baird v. Goodrich, 5 Heisk. (Tenn. ) 20, the covenantee, on failure of the title and suit against him to recover the land, filed a bill against the covenantor's representative to attach the estate of the covenantor in his hands, and hold it so that it might be forthcoming to answer the covenantor's liability in case the plaintiff should lose the property. There was a demurrer on the ground that the plaintiff's remedy was on his covenants, but the demurrer was overruled. 1 Deal v. Dodge, 26 111. 458. See, also, W T hitlock v. Denlinger, 59 111. 96. ' See the cases cited above. 636 MARKETABLE TITLE TO SEAL ESTATE. deed containing the covenant. 10 Therefore, it might be that the covenantee could be compelled to pay money with the certainty of a right accruing sometime in the future to recover it back, but with no prespect of enforcing that right. The answer to this has been that the hardship so produced is the result of the purchaser's own negligence in failing to examine the title. This answer is unsatisfactory: First, because there are many defects of title not apparent from the public records nor upon the face of the instru- ments under which the vendor claims, and which the most skillful examination of the title would not disclose ; and, secondly, because the very purpose for which a covenant of seisin is taken is to pro- tect the purchaser against defects of title which may have been overlooked or undiscovered. Another reason assigned for refusing to permit the purchaser to detain the purchase money upon a breach of the covenant of seisin, is the temptation which that defense offers to purchasers to search out defects in the title when pressed for the purchase money. 11 This objection loses its force if the right of the purchaser to detain the purchase money be con- fined to cases in which there is a clear and undoubted failure of the title, a hostile assertion of the adverse title, and a moral cer- tainty of the eviction of the grantee. It has also been urged that the purchaser may protect himself by insisting upon an express provision in the conveyance that the purchase money may be detained and the premises be restored to the grantor if the title should be found to be bad, 12 and that if he neglects a precaution of this kind, he should not complain when required to pay the purchase money and await an eviction by one having the better title. Such a provision however, is so much out of the usual 10 Rawle Covts. ( 5th ed. ) 229. Matteson v. Vaughn, 38 Mich. 373. Spoor v. Green, L. R., 9 Exch. 99. In Sherwood v. Landon, 57 Mich. 219, the evic- tion did not occur until ten years after the covenant of seisin was made, while an action on the covenant was held to be barred after six years. "Rawle Covts. (5th ed.) 329. See also Id. 178, 183, 184. "In Weaver v. Wilson, 48 111. 125, and Smith v. Newton, 38 111. 230, it was provided in a purchase-money note and mortgage, that they should not be payable if the title was not perfected. Where a deed with general warranty provided that deferred payments of purchase money should not be made until " acreage of clear title should be determined," it was held that the purchaser might detain the purchasemoney though there had been no eviction. Amer- ican Asson. v. Short, (Ky.) 30 S. W. Rep. 978. DETENTION OF PUECHASE MONEY. 637 course, that its absence would scarcely warrant a presumption of laches against the purchaser. A number of cases may be found in which it is decided that a mere breach of the covenant of seisin, unattended by an eviction from the premises, is no defense to an action for the purchase money. 13 In most of these cases, however, it will be seen either that the covenantee was seeking to recover back the purchase money; or that he had purchased with notice of the want of title; 13 Ante, p. 443, cases cited in n. 3. McConihe v. Fales, 107 N. Y. 404 ; 14 N. E. Rep. 285 ; Parkinson v. Sherman, 74 N. Y. 92 ; 30 Am. Rep. 268. Abbott v. Allen, 2 Johns. Ch. (N. Y.) 519; 7 Am. Dec. 554, and Bumpus v. Plainer, 1 Johns. Ch. (N. Y.) 213, are the leading cases cited to sustain the doctrine that a purchaser cannot, on breach of the covenant of seisin, detain the purchase money unless he has been evicted. The objections to the title in those cases amounted to no more than that it was doubtful or unmarket- able. In neither case was there any one asserting or prosecuting an adverse title, nor was any offer made to reconvey the premises. Such objections as were made appear to have been ferreted out merely for the purpose of delay- ing the collection of the purchase money. Chancellor KENT rendered the decision in both these cases, and afterwards, in Johnson v. Gere (2 Johns. Ch. 546 ) , granted an injunction staying the collection of the purchase money, upon an allegation that there was an outstanding paramount title in 9 stranger, which was being prosecuted by suit in ejectment against the cove- nantee. Johnson v. Gere, however, has been disapproved in many subsequent New York decisions. See Miller v. Avery, 2 Barb. Ch. (N. Y.) 595; Platt v. Gilchrist, 3 Sandf. (N. Y. S. C.) 118. The cases cited by Mr. Rawle (Covta. for Title [5th ed.l, 637) to the proposition that the purchase money cannot be detained upon a mere breach of the covenant of seisin, may be seen below, with others in parentheses. Some pains have been taken to indicate briefly the grounds of the decision in most of these cases, for in nearly all of them there were circumstances to bring the case within the exceptions to the rule stated at the head of this chapter; such, for example, that the purchaser made no offer to reconvey the premises to the grantor, or that the objections to the title were of a misty or doubtful character. Noonan v. Lee, 2 Bl. (U. S.) 499. In this case, it is true that the cove- nantee offered to restore the property, but, for all that appeared to the contrary, he was advised of the state of the title when he bought. It also appeared that he took the property with a particular purpose in view, after the accomplishment of which he attempted to throw the purchase back on the hands of the vendor without having paid any of the purchase money. Beck v. Simmons, 7 Ala. 76. Here the covenantee purchased knowing that the title was defective. Burkett v. Munford, 70 Ala. 423. The contract was executory in this case, and the court merely decided that a rescission should be denied in such a case if the purchaser had not restored the premises to the grantor, unless, indeed, it was necessary for him to detain the property until he should be indemnified for what he had already paid. Roberts v. 638 MARKETABLE TITLE TO REAL ESTATE. or that he was seeking to keep both the land and the purchase money; or that he could show no more than that the title was doubtful and not absolutely bad. Consequently, they cannot be deemed conclusive against the alleged right of the covenantee to resist the payment of the purchase money, where he reconveys or offers to reconvey the premises to the grantor, upon a complete and palpable failure of the title. In a State in which the rule that a breach of the covenant of seisin is no ground for detaining the purchase money unless the covenantee has been evicted, ap- pears to be firmly rooted, it is, nevertheless, admitted that a judg- ment in ejectment against the covenantee in favor of an adverse Woolbright, 1 Ga. Dec. 98; McGhee v. Jones, 10 Ga. 127, 133. Here, also, the contract was executory, the vendor having executed a bond to make title, and to that bond the court seems to have given the effect of a conveyance with general warranty, so far as the right to detain the purchase money ia concerned. Miller v. Long, 3 A. K. Marsh. (Ky.) 334; Perciful v. Kurd, 5 J. J. Marsh. (Ky.) 670; Lewis v. Morton, 5 T. B. Mon. (Ky.) 1. Here the objections to the title were more than thirty years old. So, also, in Vance v. House, 5 B. Mou. (Ky.) 537; Casey v. Lucas, 2 Bush. (Ky.), 55. Here it was said that, no danger of eviction being alleged, the covenantee could not have a rescission of the contract without an effort to procure the title, or without showing that a good one could not be made. English v. Thomason, 82 Ky. 281. (In Buford v. Guthrie, 14 Bush. [Ky.], 690, the rule that an executed contract for the sale of lands cannot be rescinded except upon the ground of fraud or mistake, seems to have been asserted without any qualifi- cation whatever. See, also, Gale v. Conn, 3 J. J. Marsh. [Ky.l 38.) Beebe v. Swartwout, 3 Gil. (111.) 162. In this case there had been a constructive eviction, the covenantee not having been able to get possession of part of the land, and the court considered that the remedy at law on the bond was suffi- cient. Ohling v. Luitjens, 32 111. 23; Lovingston v. Short, 77 111. 587. Here the covenantee not only bought with notice that the title to part of the land was doubtful, and asked for a rescission as to that part, but failed to show that any one was claiming or asserting a paramount title to that portion. Middlekauff v. Barick, 4 Gill (Md. ), 290. In this case the purchaser took a conveyance with covenants which did not embrace the defect of which he complained. Haldane v. Sweet, 55 Mich. 196. Rescission was denied here (1) because the covenantee bought with notice of certain physical incum- brances of which he complained, and (2) that the objections made to the title consisted of doubtful outstanding claims. Wilty v. Hightower, 6 Sm. & M. (Miss.) 345. In this case the covenantee was seeking to recover back and not to detain the purchase money, and it was, of course, held that his remedy was on the covenants. McDonald v. Green, 9 Sm. & M. (Miss.) 138. The contract was executory in this case. So, also, in Green v. McDonald, 13 Sm. & M. (Miss.) 445. (See Walker v. Gilbert, 7 Sm. & M. [MissJ 456.) Cooley v. Rankin, 11 Mo. 647. The objections to the title in this case were DETENTION OF PUECHASE MONEY. claimant will justify an injunction against the collection of the purchase money, though it is clear that such a judgment does not amount to an eviction, unless the covenantee chooses to surrender the possession to the adverse claimant. 14 In such a case, it would be against conscience to compel the covenantee to pay over the such as showed it to be merely doubtful and not absolutely bad. Edington v. Nix, 49 Mo. 135. Rescission was refused because the covenantee made no offer to restore the premises, and was seeking to recover back and not to detain the consideration. Beach v. Waddell, 4 Halst. (N. J. Eq.) 299. It was not shown here that the title had failed. Leggett v. McCarty, 3 Edw. Ch. (N. Y. ) 124. There was no offer to return the premises here, and the court said that while the covenantee held possession it would be unreasonable to say that he might not be compelled to pay the purchase money. Woodruff v. Bunce, 9 Paige Ch. (N. Y.) 443; 38 Am. Dec. 559. Whitworth v. Stuckey, 1 Rich. Eq. (S. C.) 404; Van Lew v. Parr, 2 Rich. Eq. (S. C.) 321; Maner v. Washington, 3 Strobh. Eq. (S. C.) 171. The entire purchase money had been paid in this case, and the object of the camplainant was to recover it back. Buchanan v. Alwell, 8 Humph. (Tenn.) 516. The contract was executory in this case. Young v. Butler, 1 Head (Tenn.) 639. In this case the covenantee expressly declined to restore the possession because he had gone on the land to live and had made valuable improvements. Cohen v. Woolard, 2 Tenn. Ch. 686; Jones v. Fulgham, 3 Tenn. Ch. 193. Long v. Israel, 9 Leigh (Va.), 564. Here the covenantee sought to recover back and not to detain the pur- chase money, and the court said (per TUCKER, P.) that they had never gone so far as to relieve a covenantee complaining of failure of title except where the application was to restrain the recovery of the purchase money. In Young v. McClung, 9 Grat. (Va.) 336, 358, the purchaser bought at a judicial sale, and, with full knowledge of the defective title, allowed the sale to be confirmed without objection. In Prevost v. Gratz, 3 Wash. (C. C. ) 434, 439, the land was in the possession of adverse claimants, and there was no obstacle to complete and immediate relief on the covenants for title. The court went so far as to deny the right of the covenantee to detain the pur- chase money, though the covenant of warranty had been broken by a constructive eviction. In that respect the case would hardly be deemed an authority at the present day. Ante, 180. Greenleaf v. Queen, 1 Pet. (U. S.) 138. The contract was executory in this case. Patterson v. Taylor, 7 How. (U. S.) 132. The title in this case was not absolutely bad; it was merely doubtful or unmarketable at most, the covenantor having been in pos- session under color of title for more than twenty years. Kimball v. West, 15 Wall. (U. S.) 377, 379. This was a suit to rescind the contract and recover the whole consideration, $22,000, and it appeared at the hearing that the covenantor had at his own cost removed all objections to the title. Smoot v. Coffin, 4 Mackey, (D. C.), 407. It did not appear in this case that there was a clear outstanding title in a stranger. "Green v. McDonald, 13 Sm. & Marsh. (Miss.) 445, where it was said by the court : " It seems that the objection to granting relief before eviction in cases of the failure of consideration arising from defects in the title is placed 640 MAKKETABLE TITLE TO EEAL ESTATE. purchase money to the covenantor, and take the risk of an inability to get it back in the form of damages, after he shall have been evicted by legal process upon the judgment. The permanent detention of the unpaid purchase money upon a breach of the covenant of seisin is in effect a rescission of the con- tract ; 15 and, therefore, this alleged right of the purchaser has been denied in some cases upon the ground that an executed contract cannot be rescinded unless the agreement was founded in fraud or mistake. 16 The wisdom and expediency of this rule is obvious where the contract has been in fact fully executed, that is, where the whole purchase money has been paid and the purchaser is in possession of the premises. The vendor may have invested the purchase money in other property, or the purchaser may have dealt with the estate in such a manner that it may be impossible to put the vendor in as good a position as he was in before the contract was executed. But it may be seriously doubted whether chiefly on the ground of incompetency of a court of chancery as not possess- ing any direct jurisdiction over legal titles. It is conceded that it may try titles to land when the question arises incidentally, but it is understood not to be within its province when the case depends on a simple legal title and is presented directly by the bill. If this be the true reason why a previous eviction is necessary to authorize the interposition of the court, a judgment at law establishing a failure of title would be held sufficient for that purpose without eviction." If this be true it may be added that it is difficult to per- ceive why the same reasoning would not apply in a court of law when the purchaser sets up a judgment in ejectment as a defense to an action for the purchase money. In Jaques v. Esler, 4 N. J. Eq. 461, it was said: "It is well settled that the purchaser of real estate by deed of warranty has a right to relief in equity against the vendor who seeks to enforce the payment of a bond and mortgage given for the purchase money until a suit actually brought to recover the premises by a person claiming them by paramount title shall have been determined. He is not obliged to look merely to the covenants in the deed. He is not to be driven to such circuity of action, nor to rely upon that as his sole security. The fund in his hands is a security of which it would be inequitable to deprive him." It is true that these objections were made with respect to the right of the covenantee to enjoin the collection of the purchase money before eviction, but the principle of the decision is ap- plicable in any case in which the purchaser seeks to detain the purchase money so long as the title is actually threatened. 15 A perpetual injunction against proceedings to collect the purchase money practically amounts to rescission of an executed contract. McWhirter v. Swaffer, 6 Baxt. (Tenn.) 342, 347. Golden v. Maupin, 2 J. J. Marsh. (Ky.). 237, 241. "McClennan v. Prentice, 85 Wis. 427. DETENTION OF PUBCHASE MONEY. 641 a contract for the sale of lands can be said to be " executed " so long as any part of the purchase money remains unpaid," espe- cially in America, where it is a common practice to execute a con- veyance to the purchaser as soon as the contract of sale is made, and to take a mortgage or trust upon the property to secure the unpaid purchase money. In England, where transfers of real property are comparatively infrequent, it seems that conveyances are seldom made to purchasers until all the purchase money has been paid, and, therefore, in that country there are few, if any, occasions to modify the rule against the rescission of executed contracts, so as to permit the detention of unpaid purchase money upon a clear failure of the title. An able and discriminating text writer admits the right of the purchaser to recover the consideration money as damages for a breach of the covenant of seisin, where the failure of title is clear and undoubted and the breach affects the whole title, and declares that the effect of such a recovery is to revest the title, such as it is, in the covenantor. 18 But elsewhere the same author lays down that " A contract is said to be executed when nothing remains to be done by either party. A contract is said to be executory when some future act remains to be done. Story on Cont. (5th ed.) 92. Farrington v. Tennessee, 5 Otto (U. S.), 683. Fox v. Kitton, 19 111. 519, 533. Fletcher v. Beck, 6 Cranch (U. S.), 137. A contract for the sale of lands is "executed" when the pur- chase money is paid, possession given, and a deed delivered to the purchaser. Frazer v. Robinson, 42 Miss. 121. In no case can a contract for the sale of lands be said to be " executed " until the purchase money has been paid and a conveyance made to the purchaser. Herbemont v. Sharp, 2 McCord L. (S. C.) 265. Robison v. Robison, 44 Am. 227, 235. Of course a contract for the sale of lands is fully executed by the acceptance of a conveyance, in the sense of the rule that excludes evidence of any antecedent agreement re- pugnant to or inconsistent with the conveyance. Long v. Hartwell, 34 N. J. L. 116. In Adams v. Reed, (Utah) 40 Pac. Rep. 720, it was held that the contract would not be regarded as " executed," notwithstanding a quit-claim conveyance had been executed by the vendor and accepted by the vendee, if the deed conveyed land other than that called for by the contract. 18 Rawle Covts. (5th ed.) 264. Mr. Rawle's text contains no positive state- ment to this effect, but such a statement is found in a note on the page cited. The author observes : " In the first edition of this treatise it was said : " If nothing had been paid and no pecuniary loss had been suffered, and the pos- session had not been disturbed, and the purchaser did not offer to convey, it is believed that nominal damages only would in general be allowed. The technical rule, therefore, that the covenant for seisin is broken, if at all, at once and completely, is as respects the damages little more than a technical 41 642: MARKETABLE TITLE TO EEAL ESTATE. equity will not enjoin the collection of the purchase money and rescind an executed contract for the sale of lands merely because the title has failed; in other words, that the covenantee cannot detain the purchase money merely because the covenantor has no title. 19 If the purchaser may recover back the purchase money as damages upon a breach of the covenant of seisin, it would seem one.' Covenants for Title (1st ed.), 83 (citing the case of Collier v. Gamble, 10 Mo. 472, where it had been held that ' the reasonable rule was to recover nominal damages only until the estate conveyed was defeated or the right to defeat it had been extinguished ' ) , and this passage was cited in the more recent case of Overhiser v. McCollister, 10 Ind. 44, and held to be ' obviously- just.' The treatise then went on to say : ' Cases may, of course, occur in which, although the purchaser may have paid nothing to buy in the para- mount title, and may still be in possession, yet where the failure of the title is so complete and the loss so morally certain to happen, that a court might feel authorized in directing the jury to assess the damages by the consid- eration money.' Upon subsequent consideration the opinion was formed that the first passage above quoted did not correctly express the law, and it was omitted in the second edition. Since then the case in Missouri came up again (Lawless v. Collier, 19 Mo. 480), where the second of the passages above quoted was referred to and the case decided accordingly. It is believed that the text as now offered contains the true statement of the law, and that if the breach of the covenant has occurred, affecting the whole of the title, * * * the plaintiff has a right to recover damages measured by the con- sideration money, the effect of whose receipt will be, subject to the exceptions hereafter to be noticed, to revest the title, such as it is, in the covenantor." If this be sound law and the same author's further proposition, that the cove- nantee may for the avoidance of circuity of action detain the purchase money, whenever he has a present right to recover damages (Covt. [5th ed.l 333), be sound, the conclusion is irresistible that a clear and indisputable want of title in the covenantor will justify the covenantee in detaining the purchase money, provided he reconveys the premises to the grantor. Mr. Rawle prac- tically admits this conclusion, but adds that the temptation offered to purchasers to ferret out defects in the title when pressed for the purchase price is such as to induce a leaning in favor of the rule that unless there has been a bona fide eviction, actual or constructive, the grantee is without relief. (Covts. for Title, 329.) See, also, Rawle Covts. (5th ed.) 179, 185, 258, where the author assumes the right of the purchaser on breach of the cove- nant of seisin to recover substantial damages before eviction. This assump- tion is in aid of the author's view that the covenantee cannot, before or after eviction, buy in the outstanding title and require the covenantee to take it in satisf acton of the broken covenant. The reason which he gives for that view is, that the covenantee cannot be required to elect between the acceptance of the after-acquired title and the recovery of damages for breach of the covenant of seisin or of warranty, or to give up his right to rescind the con- tract by reconveying the premises to the grantor. "Rawle Covts. (5th ed.) 376, 378. DETENTION OF PURCHASE MONEY. 643 that upon the same evidence and for the avoidance of circuity of action he should be permitted to detain the purchase money by way of recoupment of the covenantor's demand, just as he may do upon a breach of the covenant of warranty ; and it is difficult to discover any reason for admitting that defense in the one case which would not apply with equal force in the other. If he paid the money over to the covenantor he might immediately recover it back as damages for breach of the covenant. As this recovery is permitted only upon condition that the covenantee reconvey the premises to the covenantor, or upon the assumption that the effect of a judgment for the covenantee operates of itself to reinvest the covenantor with such title as he conveyed, it is plain that a rescis- sion of the contract is thereby practically accomplished. The covenantee gets back his purchase money and the premises are restored to the covenantor. We have seen that the covenantee may voluntarily surrender the possession to an adverse claimant, or buy in his rights, if the adverse title has been hostilely asserted ; and that such action on his part amounts to a constructive eviction from the premises and constitutes a breach of the covenant of warranty, entitling him to recover damages against the covenantor, or to set up those facts as a defense to an action against him for the purchase money. 20 In principle and in practical results there is little difference between the exercise of these rights, and the detention of the purchase money upon a reconveyance of the estate to the grantor after an adverse title has been hostilely asserted against the covenantee. The law is chiefly solicitous that the cove- nantee shall not enjoy the benefit of the contract while evading its obligations, and this object is accomplished by compelling him either to give up the premises to the paramount claimant, or to surrender them to the covenantor, or to apply the purchase money to the removal of adverse claims. The virtual rescission of an executed contract for the sale of lands by detention of the purchase money in an action at law would seem to be attended with no serious difficulty where none, or a small portion, of the purchase money, has been paid, and the courts have power to enter judgment for the defendant, with con- Ante, 150, 187. 644 MARKETABLE TITLE TO HEAL ESTATE. dition that it shall be inoperative unless he reconvev the premises to the grantor. But much practical difficulty arises where a con- siderable part of the purchase money has been paid, for in most instances purchasers are unwilling, by reconveying the premises, to sacrifice what they have already paid in pursuance of the con- tract. If, however, the purchaser should prefer to lose what he may have paid rather than pay out more money for a bad title, no reason is perceived why he should not be permitted to do so. He must either submit to this loss or suffer a constructive eviction bj compounding with the adverse claimant, except in a few of the States, where he may have an injunction to stay the collection of the purchase money, without, it seems, being required to convey the premises to the grantor, in view of the imminency or extreme probability of his eviction. 21 265. QUALIFICATIONS OF THE FOREGOING RULE. A pur- chaser who has not been evicted by a paramount claimant should not, upon a breach of the covenant for seisin, be permitted to detain the purchase money, unless he offers to reconvey the prem- ises to the grantor, and ,to make good to the latter any loss or damage he may have sustained by reason of the purchaser's occu- pation and possession of the premises. 22 Neither should that right be accorded the purchaser unless it appears that there is a moral certainty of his eviction by one whose better title is clear and undisputed, and who is hostilely asserting that title. In each and every case in which this defense is set up, the burden will be upon the defendant to show, by clear and satisfactory evidence, the absolute want of title in the grantor. 23 The mere objection that "Post, 337. "Deal v. Dodge, 26 111. 458. Cases may easily be supposed in which the ' better legal title is in a stranger, with no probability that it will ever be asserted against the purchaser. Thus, in some of the States, neither a mar- ried woman nor her heirs are estopped by her covenant of warranty front recovering her separate estate from a purchaser who holds under a convey- ance by her not executed in the manner required by statute to pass her title, though the other heirs may be in the full enjoyment of the consideration of such conveyance. Instances have occurred in which parties who might have had the benefit of such a defect have freely and voluntarily relinquished all their rights in the premises. 3 Ante, 117. Vance v. House, 5 B. Mon. (Ky.) 540; Zerfing v. Seelig, 14 S. Dak. 303; 85 N. W. Rep. 585. DETENTION OF PUBCHASE MONEY. 645 the title is doubtful or unmarketable should be no ground for detaining the purchase money, after a conveyance with covenants for title has been accepted. As was said by the court in a case frequently cited : " The vendee has accepted the deed, he has received possession, he has enjoyed it without disturbance; he alone has stirred up adversary claims, and, when so stirred, neither himself nor the alleged claimants have been able to make good their claims. After such acceptance of the possession and deed and covenant of warranty, a vendee, before eviction or disturbance, cannot receive the aid of a court of equity to assist him to with- hold the purchase money or rescind the contract, but by taking on himself the burden of showing a defect in the title of the ven- dor of a latent character, and of proving superior outstanding subsisting adversary rights and interests. 24 Nor should the de- fense of want of title be admitted in any case in which the pur- chaser accepted a conveyance with notice of the defect; for while notice of a defect of title does not affect the right of the purchaser to recover on the covenants for title, it will, as a general rule, deprive him of the right to rescind the contract on the ground that the title has failed. 26 "Cooley r. Rankin, 11 Mo. 642. Lewis v. Morton, 5 T. B. Mon. (Ky.) 1. ! an action on a bond for purchase money o*f land, the defense that the title was doubtful is insufficient; the title must be proven to be absolutely bad. Crawford v. Murphy, 22 Pa. St. 84; Schott v. McFarland, 1 Phil. (Pa.) 53. In Clanton v. Surges, 2 Dev. Eq. (N. C.) 13, a much cited case, the oourt, by RUFFIN, J., after describing the objection to the title on which the application for an injunction was founded, as a minute outstanding interest, dependent upon a contingency, observed that it could never form grounds for rescinding a contract " at the instance of a purchaser who is in possession under a conveyance executed with full covenants for quiet possession, from a vendor not alleged to be in failing circumstances, who made on the treaty, a full communication of his title. To grant the prayer of the bill would be to proclaim encouragement to dishonest dealing, and an invitation to pur- chasers to expose latent defects in their vendor's title, instead of curing them by enjoyment." "Payne v. Cabell, 7 T. B. Mon. (Ky.) 198. See, also, Whitworth Y. Stuckey, 1 Rich. Eq. (S. C.) 408, where it was said: "In the frequent fluc- tuations of the commercial prosperity of the country fluctuations to which our country seems more liable than any other there is a corresponding fluctuation in the value of property. He who purchases land at a high price will be tempted, when there follows a great fall of value, to discover and bring forward some claim which may have the effect of ridding him of his 646 MARKETABLE TITLE TO BEAL ESTATE. The grantee seeking to rescind for want of title in the grantor, must have acted promptly on discovery of the failure of title, and must be able to place the grantor in statu quo. In a case in which he had been guilty of great delay after discovery of the want of title, and had also placed an incumbrance on the property, he was denied relief. 26 With these qualifications it is believed that little inconvenience would result from a rule which would permit the grantee to detain the unpaid purchase money upon a clear breach of the covenant of seisin. Without them, such a rule would invite purchasers to find loopholes by which to escape from their improvident bargains, and result in injury to the entire commonwealth by lessening the stability of transactions in real property. 266. BBEACH OF THE COVENANT OF SEISIN AS TO PAST OF THE PREMISES. It has been said that upon a " partial " breach of the covenant of seisin, the rule limiting the covenantee's recov- ery to nominal damages before eviction does not apply, as where a tenant for life conveys with covenant for seisin in fee, and that in such a case the covenantee can only be required to pay the value of the life estate, and may recoup the difference between the value of the life estate and the fee. The same authority extends this principle to cases in which the title to a specific part of the subject fails. 27 Treating this as a proposition that the covenantee may detain the purchase money pro tanto, though he has not been disturbed in the possession of the part to which title has failed, it is difficult to perceive upon what grounds rests the distinction between bargain. But this is a betrayal of his vendor's title and against good faith. The case has occurred of a vendee who, upon such a fall of property, has been at great expense of time, labor and money, in seeking information from individuals and searching public offices in order to ferret out a paramount title, which there was not the remotest probability would ever be prosecuted, which did not appear to be known to the person in whom it was vested, and which there was hardly a probability that he would prosecute successfully even if he knew it. This was scarcely less than a fraud; yet, according to the doctrine contended for, relief ought to have been granted in such a case, for there was clearly an outstanding title in some one." Anderson v. Lincoln, 5 How. (Miss.) 279; Gartman v. Jones, 24 Miss. 234; Merritt v. Hunt, 4 Ired. Eq. (N. C.) 406; Henry v. Elliott, 6 Jones Eq. (N. C.) 175. M Johnson v. Williamson. 145 Ind. 645; 43 N. E. Rep. 1054. "Rawle Covts. (5th ed.) 186, 187. DETENTION OF PURCHASE MONEY. 647 such a case and one in which there has been a complete failure 20; Willfems v. Hathaway, 19 Pick. (Mass.) 387. Bever v. North, 107 Ind. 545; 8 N. E. Rep. 576; Philbrook v. Emswiler, 92 Ind. 590; Ice v. Ball, 102 Ind. 42; IN. E. Rep. 66. Thompson v. Christian, 28 Ala. 399. Seitzinger v. Weaver, 1 Rawle (Pa.), 377; Jones v. Wood, 16 Pa. St. 25. Compare S.-lden v. Williams, 9 Watts (Pa.), 12; Brown v. Morehead, 8 S. & R. (Pa.) 5G9; Anderson v. Long, 10 S. & R. (Pa.) 55, and Pennsylvania cases cited infra, this section. In Johnson v. Hathorn, 3 Keyes (N. Y.), 126, it was held that an executory agreement, whether written or oral, is not merged in a subsequent writing by way of partial execution, unless the lattter is ac- cepted in substitution or in full performance of the contract. In Coleman v. Hart, 25 Ind. 256, it was said that if the agreement was verbal it would be merged in the covenants of the deed; and this upon the familiar principle that a written contract is conclusively presumed to include all contempo- raneous agreements between the parties. The rule under consideration, how- ever, obviously depends upon a different principle of wider application, which is that the conveyance is a second contract of a solemn character, superseding i.il former contracts relating to the title, whether verbal or in writing. In Kramer v. Ricke, 70 Iowa, 535; 25 N. W. Rep. 278, there was a conveyance \\ith warranty to the purchaser, and a contemporaneous agreement in writing by the vendor to remove all adverse claims at his own expense. In an action for the purchase money the purchaser defended on the ground that the plaintiff had not perfected the title as agreed, and the agreement in question was admitted in evidence. The question of merger of the agreement in the conveyance was not raised ; the court and the parties seem to have assumed that the agreement was properly admitted in evidence. In a case in which 42 658 MARKETABLE TITLE TO REAL ESTATE. without covenants. 2 * This doctrine has also been applied in exon- eration of the purchaser. Thus, it has been held that an agree- ment of the purchaser to erect a building of a certain value on the granted premises, was merged in a conveyance of the premises subsequently made, in which such agreement was not mentioned. 27 The case of Smith v. Chaney 28 affords a good illustration of this rule. There the vendor had agreed in writing at the time of the sale to abate the purchase money in proportion to the quantity of the land sold of which peaceable possession could not be given. Afterwards the purchaser accepted a conveyance of the premises without covenants, and having lost a part of the land through defect of title, sought to restrain the collection of the purchase money by injunction, but the court said : " This deed must be understood as taking the place of all previous agreements upon the subject, and as containing the full and entire contract of the parties ; and yet we do not find in it any covenant in regard to the title of the vendor. It seems to me that if the purchaser had designed to guard himself against an apprehended deficiency in the number of acres, or any other defect in the title, to the whole or any part of the land, he should have taken care to have had proper covenants inserted in the deed." The foregoing rule has been greatly modified in the State of Pennsylvania. It will be seen hereafter that a peculiar doctrine obtains in that State by which a purchaser who has taken a convey- the purchaser took a quit-claim deed of the premises, knowing that there was a defect in the title, and the vendor by a separate writing agreed to perfect the title, but without specifying any time therefor, and the purchaser, at the request of the vendor, executed his note to a third person for the pur- chase money, it was held that the giving of the note to a third party and the taking of the obligation of the vendor was a waiver of any defense to the note on account of the defective title, and that if the purchaser had any remedy it was upon the obligation of the vendor. The question of merger of this obligation in the quit claim was not raised. James v. Hays, 34 Ind. 272. "Clark v. Post, 113 N. Y. 17; 20 N. E. Rep. 573. 47 West Broadway Real Est. Co. v. Bayliss, (Md.) 31 Atl. Rep. 442. The question how far this decision is in conflict with the rule that collateral stipulations of which the deed is not necessarily a performance are not merged therein, deserves consideration. Post, this chapter. " 4 Md. Dec. 246. DETENTION OR RESTITUTION OF THE PURCHASE MONEY. 659 ance without covenants for title in ignorance of any objections to the title is permitted to detain the purchase money upon failure of the title. 29 Another class of decisions there, having no necessary connection with this doctrine, establish the rule that an agreement by the vendor to remove incumbrances on the premises, or to re- fund the purchase money if the title should fail, and to reimburse the vendee for all costs and expenses incurred, will not be merged in a deed containing a covenant of special warranty, but no cove- nant which would embrace such agreement; and that if the title should fail or incumbrances should appear the purchaser may not only detain, but may recover back the purchase money. Such an agreement is there considered to be independent of and collateral to the deed, whether made before or after the execution of the deed, and though not in writing has been held not to be obnoxious to the rule that a written instrument cannot be added to, modified or ex- plained by a contemporaneous parol agreement. 30 These decisions "Post, 271. "Close v. Zell, 141 Pa. St. 390; 21 Atl. Rep. 770. This case contains a full exposition of the Pennsylvania doctrine stated in the text. Mr. Justice GREEN, delivering the opinion of the court, said: " In the second count of the plaintiffs' statement their cause of action is substantially sot out as a parol contract of indemnity against a defective title to certain real estate conveyed to the palintiffs by the defendant's testator, which was the operative induce- ment to the plaintiffs to purchase th title from their vendor. The deed contained the usual covenant of special warranty, but no covenant of title, and as there is no breach of any of the covenants of the deed, no cause of action arises under it. This proceeding is, therefore, not in any sense a pro- ceeding to change, alter, modify or reform the deed in question in any respect. It is not alleged or claimed that any covenant or stipulation was omitted from the deed by fraud, mistake or accident, but the deed just as it is set forth in the statement in substance, together with an allegation that the grantor agreed with the plaintiffs at the time of the sale and delivery of the deed that he would refund to them the whole of the consideration money paid by the grantees to the grantor, and all interest and all costs and ex- penses incurred in the event that the grantees sh6uld not acquire under the deed a good title to the premises sold. The question arises whether such a contract is merged in the deed subsequently executed or whether it survives the deed and confers a cause of action which may be enforced upon a failure of the title. It will be observed that the contract, which in this case was verbal, precedes and is independent of the deed. It stipulates for indemnity against the consequences of the taking of the title conveyed by the deed. If, notwithstanding the deed and the title thereby sought to be conveyed, the grantees subsequently sustained loss by reason of the fact that they acquired- no title by the deed, is there any legal reason why they cannot recover from 660 MARKETABLE TITLE TO EEAL ESTATE. seem plainly in conflict with Smith v. Chaney, supra, and with the weight of American authority upon the point. At the same time it cannot be denied that they establish a rule which in many cases will prevent hardship and effectuate the intent of the parties. It is not always that they can have the advice and as- sistance of skilled conveyancers in the execution of their contracts. The popular idea of a conveyance is that its principal office is merely to pass the title of the grantor, and few purchasers having a title bond or written contract to indemnify them against loss in ease the title failed, would dream it necessary to have the same as- surance repeated in the conveyance. In the eyes of the parties the one instrument is as binding as the other, and the merger of the indemnity in the conveyance is, it is believed, in most cases, to make for them a contract that they never intended. the grantor the money which he had received from them and which he prom- ised he would refund to them in ease the title failed? This is a question which has been several times adjudged by this court." The learned judge then cited and reviewed the cases of Drinker v. Byers, 2 Pen. & W. (Pa.) 528; Brown v. Moorhead, 8 S. & R. (Pa.) 569; Frederick v. Campbell, 13 S. & R. (Pa.) 136; Richardson v. Gosser, 26 Pa. St. 335; Cox v. Henry, 32 Pa. St. 18, and Anderson v. Washerbaugh, 43 Pa. St. 115, and continuing said: " It thus appears from the cases now cited that, whether the agreement for indemnity was made before or at the time of the sale or afterwards, the right to recover indemnity in an action on the special agreement is sustained, and that whether the agreement was by writing or spoken words is a matter of indifference. Such an agreement is not merged in the deed if made before or at the time of the deed, and is not destroyed by a covenant of general warranty in the deed if made thereafter. The same doctrine was applied in the case of Robinson v. Bakewell, 25 Pa. St. 424, in an action upon a similar bond, given one day after the deed, and although the deed contained a cove- nant of general warranty, and a recovery was had for all costs, charges and expenses, including counsel fees incurred in defending the title. We again enforced the same doctrine in Walker v. France, 112 Pa. St. 203; 5 Atl. Rep. 208, where the warranty set up was entirely in parol, and preceded the exe- cution of the written agreement for the sale of the land from which this part of the contract was omitted. GORDON, J., said : ' That a written agreement may be modified, explained, reformed, or altogether set aside by parol evidence of an oral promise or undertaking material to the subject-matter of the contract made by one of the parties at the time of the execution of the writing, and which induced the other "party to put his name to it, must now be regarded as a principle of law so well settled as to preclude discussion.' It is not at all necessary to invoke the support of this principle to sustain the present proceeding. There is no question here of altering the deed for the lots in question by inserting a clause left out of it by mistake, fraud or acci- DETENTION OE RESTITUTION OF THE PURCHASE MONEY. 661 270. MERGER IN CASES OF FRAUD, where the vendor has made fraudulent representations respecting the title, the acceptance of a conveyance will not merge either the purchaser's right to recover back the purchase money, or to recover damages for the loss of his bargain in an action for the deceit, 31 unless he had notice of the fraud when the conveyance was made. 32 A contrary view of the law has been taken in one case, 33 but that decision was afterwards questioned by the court in which it was rendered, and would appar- ently have been overruled if so to do had been necessary to the dent. The case is only cited to show that where the parol stipulation is the inducing cause to the execution of the written instrument the law is sufficiently flexible to give relief in this manner, if the evidence is of a per- fectly clear and satisfactory character. But the case is of authority on the point that a contract in the nature of guaranty as to the quality of the laml conveyed is not merged in the conveyance and may be enforced independently of it." This case has been approvingly cited in McGowan v. Bailey, 146 Pa. St. 572; 23 Atl. Rep. 372, 387; Kemp v. Pennsylvania R. Co., 156 Pa. St. 430; Elkin v. Timlin, 151 Pa. St. 491; 25 Atl. Rep. 139. See, also, Witbeck v. Waine, 16 N. Y. 535; Bogart v. Burkalter, 1 Den. (N. Y.) 125; Carr v. Roach, 2 Duer (N. Y.), 25 Colvin v. Schell, 1 Grant's Cas. (Pa.) 226; Seldeu v. Williams, 9 Watts (Pa.), 9. "Chitty Cont. (10th Am. ed.) 339. Alvarez v. Brennan, 7 Cal. 503; 7* Am. Dec. 274; Wright v. Carillo, 22 Cal. 604. Gwinther v. Gerding, 3 Head (Tenn.), 198. Sargent v. Gutterson, 13 N. H. 473. 32 Vernol v. Vernol, 63 N. Y. 45. Thweatt v. McLeod, 56 Ala. 375. " Peabody v. Phelps, 9 Cal. 213, where it was hold that an action for false and fraudulent representations as to the naked fact of title in the vendor of real property cannot be maintained by the purchaser under a conveyance witli express covenants for title, his remedy in such case being upon the covenants. The court, by FIELD, J., after observing that they had been unable to find any case in which the exact point had been decided, and after considering several analogous cases (Wardell v. Fosdick, 13 Johns. fKy.l 325; 7 Am. Dec. 38.'] : Monell v. Colden, 13 Johns. [N. Y.l 396; 7 Am. Dec. 390; Leonard v. Pitney, 5 Wend. [N. Y.] 31; Culver v. Avery, 7 Wend. [N. Y.l 380; 22 Am. Dec. 586; Whitney v. Allaire, 1 Com. St. [N. Y.l 313. Bostwick v. Lewis, 1 Day [Conn.], 250; 2 Am. Dec. 73. Wade v. Thurman, 2 Bibb (Ky.l, 583), continued: "In the execution of a conveyance, all previous representations pending the negotiation for the purchase are merged. The instrument con- tains the final agreement of the parties and by it, in the absence of fraud.* their rights and liabilities are to be determined." This case, if intended to establish the proposition that the acceptance of a conveyance where the vendor was guilty of fraud as to the title, waives all rights consequent upon the fraud and confines the purchaser to his remedy upon the covenants, * That is, fraud by which the purchaser is induced to accept the conveyance, as disting- uished from fraudulent representations as to the title when the contract was made; else the observations of the court would appear to be contradictory. 662 MAEKETABLE TITLE TO SEAL ESTATE. decision of the case. 34 But if the purchaser, with every opportunity of discovering the fraud of the vendor by examining the records after the making of the contract, and before its completion by a conveyance with covenants of general warranty, accept such a con- veyance without examining the title, he will be compelled to pay the purchase money and look to his covenants for redress in case he should be thereafter evicted. 35 If the matters alleged, by the grantee whether he had or had not notice of the fraud at the time the deed was accepted, would seem not to be in harmony with other authorities. In 2 Sugd. Vend. 533, it is said : " Although the purchase money has been paid, and the conveyance is executed by all the parties, yet if the defect do not appear on the face of the title deeds, and the vendor was aware of the defect and concealed it from the purchaser, or suppressed the instrument by which the incumbrance was created, or on the face of which it appeared, he is in every such case guilty of a fraud and the purchaser may either bring his action on the case, or file his bill in equity for relief." See, also, 1 Sugd. Vend. 56. The practical consequence of forcing the purchaser to his action on the covenants, is to deprive him of the right to recover damages for the loss of his bargain, the measure of damages in that action being limited to the consideration money and costs in defending against the adverse claimant. Rawle Covt. 159. In Andrus v. St. Louis Smelting Co., 130 U. S. 643; 9 Sup. Ct. Rep. C45, FIELD, J., who delivered the opinion in Peabody v. Phelps, supra, when one of the justices of the Supreme Court of the State of Cali- fornia, stated the rule thus : " Where the vendor holding in good faith under an instrument purporting to transfer the premises to him, or under a judicial determination of a claim to them in his favor, executes a conveyance to the purchaser with a warranty of title and a covenant of peaceable possession, his previous representations as to the validity of his title, or the right of pos- session which it gave, are regarded, however highly colored, as mere ex- pressions of confidence in his titl", and are merged in the warranty and covenant, which determines the extent of his liability." In such a case, it may be observed, the vendor could scarcely be deemed guilty of fraud, and the rule thus laid down in no wise conflicts with the proposition that actual fraud by the vendor is not merged in the acceptance of a conveyance without notice of the fraud. " Wright v. Carillo, 22 Cal. 604. The case is also disapproved in Kimball v. Saguin (Iowa), 53 N. W. Rep. 116. "Ante, 104. Griffith v. Kempshall, Clarke Ch. (N. Y.) 576, the court saying: "In this case the sale was at public auction, pursuant to previous notice. It may perhaps be fairly presumed that the company casually col- lected at such auction were ignorant of the state of the title to the lands offered for sale. They could hardly be expected, preliminary to bidding, to have made searches for themselves as to the title. To obviate any hesitation on this ground on the part of the bidders, the defendants, the sellers, by one of their number and by the auctioneer employed by them, declared according to (the complaint) that a clear and unincumbered title to the lots DETENTION OR RESTITUTION OF THE PURCHASE MONEY. 663 to have been falsely represented to him by the vendor, are equally open to both parties, and the grantee examines the title, and relies sold would be given to those who might become purchasers. Upon the faith of this title the bids were made. What is the amount of this declaration of the sellers? Unquestionably that the person so bidding should have a clear and unincumbered title; and this assurance could be enforced by any of the purchasers at such sale before taking their deeds. The deeds were not of course ready at the day of sale. The purchaser, under this assurance, would have or could claim time to examine into the state of the title. They could not be compelled to complete the purchase until such time was given them. If upon such examination, they ascertained that the title was incumbered or invalid, they might abandon their purchases, because the assurance held out at the sale was not sustained by the fact. Or the purchasers might, if they chose, instead of examining into the title, take their deeds, protecting themselves by proper covenants as to title and against incumbrances. They have chosen to take the latter course. By so doing, I apprehend, the assurance made at the sale is merged in the covenants contained in the deeds. The execution and acceptance of the deeds is the completion of the executory contracts made by the bidding at the auction, and the terms of that executory contract cannot now be inquired into, unless there was fraud in the repre- sentations so made. It seems to me that the representations made at the sale were nothing more than this, that the title was clear and unincumbered; and if it did not prove so, the bidding at the sale should not amount to a contract. It was for the purchasers, after the sale and before taking their deeds, to ascertain whether this was so, whether the title was such as would be satisfactory to them ; or, in other words, whether they were willing to take the deeds and consider the contract complete and perfect. They have chosen to consider the contract complete and perfect, by the acceptance of deeds without inquiry or investigation, guarding themselves by covenants from the grantors. They have thought it proper so to do, and execute their mort- gages for the purchase money, and further, to make valuable erections upon the premises so purchased. It is true the bill charges that they did all this, relying upon the truth of the representations made by the sellers. I cannot think this allegation will aid the complainants. They had abundant means and opportunities to ascertain for themselves the truth of the representa- tions ; and, in my opinion, these assurances were given for the purpose of enabling the purchasers so to do. They did not chose to avail themselves of such means. They have been negligent, and this court will hardly feel itself called upon to repair, by its decree, their want of diligence and care of their own interests and rights." The main points of difference between Griffith v. Kempshall, supra, and Peabody v. Phelps, supra, are : ( 1 ) That the first case was a suit to restrain the collection of the purchase money on the ground of the vendor's fraud until he should remove certian incum- rances; while the second was an action at law to recover damages for the deceit, and the effect of the decision was to drtae the plaintiff to his action on the covenant, in which he could recover no damages for the loss of his bargain. (2) That in the first case there was a covenant of general warranty, while in the second the covenant was limited to the acts of the grantor and 664 MARKETABLE TITLE TO REAL ESTATE. upon the evidences furnished by the public records, and not upon the representation of the vendor, the contract will not be rescinded, but the grantee will be left to his remedy upon the covenants, if any. 36 If the purchaser expressly contracted for a good title and was afterwards induced to accept a quit-claim conveyance through the fraudulent representations of the vendor respecting the title, the contract is not merged in the conveyance, and the purchaser is entitled to a rescission of the contract and to recover back or detain the purchase money. 37 In a case in which the sale was without fraud in the first instance, false representations respecting the title, made by th& his heir; so that while the first case merely drives the purchaser to a dif- ferent form of redress, the second case not only deprives him of damages for the loss of his bargain (i. e., the value of the premises in excess of the pur- chase money), but the premises having been lost through paramount title and not through any one claiming under the grantor, denies him any relief whatever. (3) In the first case a considerable period elapsed between the making of the contract and the acceptance of the conveyance in which the purchaser might have examined the title. In the second case it seems that the sale was immediately tonsummated by a conveyance, so that the pur- chaser could not have examined the title without deferring the conveyance. Farnsworth v. Duffner, 142 U. S. 43. w Rhode v. Alley, 27 Tex. 445, where it was said: " It cannot be questioned that it is competent for a purchaser of land who has received a deed with special warranty to show that a fraud has been practiced upon him in respect to the title. If a vendor of land has a perfect title in himself, his vendee may well be content to accept from him a deed with special warranty because such a deed would, in that case, vest an unimpeachable title in the vendee. Ordi- narily, when a vendor accepts a quit-claim deed or a deed with special war- ranty, the presumption of law is that he acts upon his own judgment and knowledge of the title, and he will not be heard to complain that he has not acquired a perfect title. But where, in the negotiations preliminary to the execution of the contract, the purchaser stipulates for a perfect title and is afterwards induced, by the false or fraudulent representations of the vendor, to accept a quit-claim deed with special warranty, in the belief that he is acquiring a perfect title, and one free from litigation at the time, he will be permitted to show that he was deceived in respect to the title, and may be relieved against such contract.'' Citing, among other cases, Hayes v. Bonner, 14 Tex. 629, in which, however, the contract had not been executed by a conveyance, but the purchaser had, by reason of the vendor's fraurt, agreed to accept a quit-claim conveyance. See, also, Wilson v. Higbee, 62 Fed. Rep. 723. Ballou v. Lucas, 59 Iowa, 24; 12 N. W. Rep. 745. Atwood v. Chapman, 68 Me. 38; 28 Am. Rep. 5. DETENTION OR RESTITUTION OF THE PURCHASE MONEY. 665 vendor some time afterwards when a deed is accepted and a security for the purchase money given, have been held no ground for re- scinding the contract or detaining the purchase money. 38 It may he doubted whether this decision can be reconciled with those which hold that fraud of which the purchaser is ignorant is not merged in a conveyance with covenants for title. 271. RULE IN PENNSYLVANIA. The decisions in Pennsyl- vania upon the right of a purchaser to detain the purchase money must be carefully distinguished from those rendered elsewhere, for they establish a doctrine which does not, in its entirety, exist in the other States. The principal features of that doctrine are that wherever the title of the vendor fails the purchaser may detain the purchase money whether the contract be executed or executory, and, if executed, whether the deed contains covenants for title or not, unless he expressly assumed the risk of the title, and that the pur- chaser may defeat the recovery of the purchase money in every such case by showing a clear outstanding title in another, or a valid incumbrance on the property equal to the purchase money, though he has not been evicted or disturbed in the possession. 39 The re- "Kirkland v. Wade, 61 Ga. 478. "In Beaupland v. McKeen, 28 Pa. St. 130; 70 Am. Dec. 115, the court said, WOODWARD, J., delivering the opinion: "We have gone further in Penn- sylvania in relieving purchasers of real estate from payment of purchase money on the ground of defects and incumbrances than courts of justice have gone in any other State or country where the common law obtains. All ad- minister not only equitable relief while the contract remains executory, but after it has been executed by deed made and delivered, we give the purchaser, besides the full benefit of any covenants his deed may contain, the right to defend himself from payment of the purchase money, however solemn the instrument by which it is secured, if he can show a clear outstanding defect or incumbrance, unless he expressly assumes the risk of it. In England and in most of the States around us the equitable right of the purchaser to detain unpaid purchase money depends on the covenants in his deed. He is not compelled to pay what he could recover back in damages by action at law, but, as his equity springs from breach of a legal covenant, he has no title to relief where there is no covenant, or a covenant but no breach." It must not be supposed from this language that the presence or absence of covenants in the conveyance to tlie purchaser is of no importance in this State. Under certain circumstances either is of the utmost importance, as will be seen hereafter. An excelloat summary of the Pennsylvania doctrine is contained in the case of Wilson v. Cochran, 46 Pa. St. 230; 86 Am. Dec. 574. It is there said: " The detention of purchase money on account of breaches of the vendor's 666 MAEKETABLE TITLE TO EEAL ESTATE. suits of those decisions may be conveniently stated in the following propositions : (1) A purchaser who has received a conveyance of the purchased premises may defend himself against the payment of the purchase money whether the conveyance be with or without 40 covenants for title, wherever there is a clear failure of title on the part of the vendor, and whether there has been an eviction or not, unless he expressly assumed the risk of the title, or unless the defect of title was known to him and he expressly took a covenant against it for his protection. 41 If the defect of title consist of an incumbrance it covenant is a mode of defense that is peculiar to our Pennsylvania jurispru- dence, but the principle is well settled with us that where a vendor has con- veyed with covenants on which he would be liable to the vendee in damages for a defect of title, the vendee may detain purchase money to the extent which he would be entitled to recover damages upon the contract, and he is not obliged to restore possession to his vendor before or at the time of avail- ing himself of such a defense. Where there is a known defect, but no cove- nant or fraud, the vendee can avail himself of nothing, being presumed to have been compensated for the risk in the collateral advantages of the bargain. But where there is a covenant against a known defect, he shall not detain purchase money unless the covenant has been broken. If the covenant be for seisin or against incumbrances, it is broken as soon as made if a defect of title or incumbrance exist, but if it be a covenant of warranty it binds the grantor to defend the possession against every claimant of it by right, and is consequently a covenant against rightful eviction. To maintain an action for breach of it, an eviction must be laid and proved, not necessarily by judicial process or the application of physical force, but by the legal force of an irresistible title. There must be proof at the least of an involuntary loss of the possession. And as the right to detain purchase money is in the nature of an action on the covenant, and is allowed to prevent circuity, the vendee who seeks to detain by virtue of a covenant of warranty is as much bound to prove an eviction as if he were plaintiff in an action of covenant. Until eviction the covenant is part of the consideration of the purchase money he agreed to pay, and holding the covenant he may not withhold the purchase money. But after eviction he has a right to have his damages deducted from the purchase money. 40 The expression " without covenants," as used here and in the following pages, means without covenants embracing the defect of which the purchaser complains. If the defect be one not created by the grantor or his assigns, a conveyance with special or limited warranty only is the same as a conveyance with no covenants at all, as respects the right to detain the purchase money. Cross v. Noble, 67 Pa. St. 78. "Steinhauer v. Witman, 1 S. & R. (Pa.) 438, the leading case; Hart v. Porter, 5 S. & R. (Pa.) 201; Share v. Anderson, 7 S. & R. (Pa.) 61; 10 Am. Dec. 421; Carnahan v. Hall, Add. (Pa.) 127; Goucher v. Helmbold, 1 Miles (Pa.) 407; Beaupland v. McKeen, 28 Pa. St. 130; 70 Am. Dec. 115; Lloyd v. DETENTION OE BESTITUTION OF THE PURCHASE MONEY. 667 is not necessary that he shall have discharged it in order to avail himself of the right to detain the purchase money. 42 Nor is it necessary that he shall have restored the possession of the premises to the vendor before making such a defense, if the retention of the premises be necessary to indemnify him for what he has already paid, 43 unless the vendor is merely seeking to foreclose a security for the purchase money, such as a vendor's lien, in which no judg- ment or decree over against the purchaser in case of a deficiency is asked. In such a case, if none of the purchase money has been paid and there has been no breach of any covenant by the vendor, it is no concern of the purchaser whether the title be good or bad and he must restore the possession. 44 An exception to the rule that the purchaser may detain the pur- chase money, though he has accepted a conveyance without cove- nants for title, exists in those cases where there is a deficiency in the quantity of land conveyed, unless the deficiency is so great that it is evidence of deceit. 45 Where the contract has been executed by deed, it will not be opened to allow for a deficiency in quantity even though there was a mistake as to the true quantity. 46 (2) The adverse title or incumbrance which will justify the pur- chaser in rescinding the contract and detaining the purchase money after a deed has been executed and where there has been no evic- tion, must not be merely such as creates a doubt as to the title ; it Farrell, 48 Pa. St. 73; Youngman v. Linn, 52 Pa. St. 413; Cross v. Noble, 67 Pa. St. 74; Wilson's Appeal, 109 Pa. St. 106. In Seaton v. Barry, 4 W. & S. (Pa.) 184, a partitioner who had taken the whole premises at a valuation was allowed to detain the valuation money to the extent of an incumbrance on the premises created by the ancestor. It will be remembered that a war- ranty of title is implied in cases of partition and exchange. Ante, 137. "Roland v. Miller, 3 W. & S. (Pa.) 390; Poke v. Kelly, 13 S. & R. 165. In this case, however, the contract was executory. " Wilson v. Cochran, 46 Pa. St. 257 ; 86 Am. Dec. 574 ; Poyntell v. Spenser, f> Pa. St. 256. The same rule exists where the contract is executory. Ren- shaw v. Gaus, 7 Pa. St. 117. But, of course, the purchaser must ultimately give up the possession. He cannot keep the land and the purchase money too. Congregation v. Miles, 4 Watts (Pa.) 146. 44 Hersey v. Turbett, 27 Pa. St. 424. See, also, Hulfish v. O'Brien, 5 C. E. Green (N. J.), 230 and ante, 184. "Bailey v. Snyder, 13 S. & R. (Pa.) 160; Dickinson v. Voorhees, 7 W. & S. (Pa.) 353; Coughenour v. Stauft, 27 Pa. St. 191; Rodgers v. Olshoffsky, 110 Pa. St. 147; 2 Atl. Rep. 44. 46 Farmers' Bank v. Galbraith, 10 Pa. St. 490. 668 MARKETABLE TITLE TO REAL ESTATE. must amount to a clear failure of the title, 47 and if an incumbrance, it must equal in amount the whole of the unpaid purchase money. 4 * If the incumbrance goes only to a party of the purchase money, or if the title fails as to part of the premises only, the contract will not be rescinded, but the purchase money will be abated to the ex- tent of the loss or injury suffered. 49 (3) Mere constructive notice of the existence of an incumbrance or defect of title, as where these are disclosed by the record or lie in the chain of the vendor's title, is not sufficient to charge the pur- chaser with notice of the defective title and raise the presumption, where there are no covenants, that he assumed the risk of the title. 50 "Ludwick v. Huntzinger, 5 W. & S. (Pa.) 58; Brick v. Coster, 4 W. & S. (Pa.) 494; Culler v. Motzer, 13 S. & R. (Pa.) 356; 15 Am. Dec. 604; Perm, v. Preston, 2 Rawle (Pa.), 19; Bradford v. Potts, 9 Pa. St. 37; Crawford v. Murphy, 22 Pa. St. 87 ; Asay v. Lieber, 92 Pa. St. 377. A different rule pre- vails where the contract is still executory. A suit to recover purchase money on articles of agreements is in the nature of a bill for specific performance; hence, where the title to the land is doubtful or not marketable, the plaintiff cannot recover. Murray v. Ellis, 112 Pa. St. 492; 3 Atl. Rep. 845; Hertzberg v. Irwin, 11 Xorris (Pa.), 48. In Ludwick v. Huntzinger, 5 W. & S. (Pa.) 58, the court, after stating the rule as above when the contract has been executed, continued : " It is proper to observe that a different principle governs where the contract for the purchase of land remains in fieri, and the action is brought on the contract itself with a view to enforce the payment of the purchase money according to its terms. There, if it should appear that the title of the vendor to the land is anywise doubtful, the vendee will not be held bound to pay the purchase money for it (5 Binn. 365), unless it should also appear that he had expressly agreed to do so. Dorsey v. Jack- man, 1 S. & R. (Pa.) 42; 7 Am. Dec. 611; Pennsylvania v. Sims, Add. (Pa.) 9." "McGinnis v. Noble, 7 W. & S. (Pa.) 454; Dentler v. Brown. 11 Pa. St. 298. In these two cases it was also held that the purchaser was not bound to pay off an incumbrance maturing at a time when no installment of the purchase money was due. Harper v. Jeffries, 5 Whart. (Pa.) 26: Mellon's Appeal. 32 Pa. St. 127. The rule stated in the text is also applicable where the contract is still executory. Garrard v. Lautz, 12 Pa. St. 192: Garrett v. Crosson, 32 Pa. St. 375; Renshaw v. Gaus. 7 Pa. St. 117. *Lee v. Dean, 3 Whart. (Pa.) 331; Stehley v. Irwin, 8 Pa. St. 500; White v. Lowery, 27 Pa. St. 255: Beaupland v. McKeen. 28 Pa. St. 134: 70 Am. .Dec. 115. M Thomas v. Harris, 43 Pa. St. 231 : Murphy v. Richardson. 28 Pa. St. 293; Roland v. Miller, 3 W. & S. (Pa.) 390, semble; Banks v. Ammon. 27 Pa. St. 172, semble; Wilson v. Cochran. 46 Pa. St. 232. semble; 86 Am. Dec. 574. In Thomas v. Harris, 43 Pa. St. 241, it was said upon this point: " In the case now before us, the only ground for a presumption that the purchaser agreed DETENTION OB RESTITUTION OF THE PUECHASE MONEY. 669 If the purchaser has taken covenants with knowledge of the existence of a defect or incumbrance, his right to recover on the covenants will not be affected thereby, for it will be presumed that he took the covenants expressly for his protection. 51 But if he took no covenants, then it becomes important to inquire whether he in- tended to risk the title, and upon this question his knowledge of the existence of the defect or incumbrance is of the utmost im- portance. 52 to run the risk of any claim of the widow to dower is that he took a deed from her under a decree of the court for the estate of the deceased husband, and also for her own interest, when, it is said, he knew or should have known that she was entitled to dower in the land if she conveyed only her husband's interest. No evidence of actual knowledge is in the case. He ia chargeable, therefore, only with constructive notice of any defect in the title. In such a case there is no reason that a purchaser binds himself to pay the purchase money, no matter what may prove the defects of title. It is only when he has actual knowledge of the defect that he is presumed to waive com- pliance with the covenant of his vendor. Were it not so, a vendor's deed on record to a third person would not excuse a subsequent purchaser from him from paying all the agreed purchase money after he has accepted a deed, an injustice too revolting to find any place in the law. But where the question is whether the vendor has fraudulently withheld from the purchaser knowledge of the existence of an incumbrance on the premises, and whether the purchaser had waived the right to rescind by per- forming the contract with notice of the incumbrance, a different rule from that stated in the text has been applied in Pennsylvania. In such a case, Stephens' Appeal, 87 Pa. St. 202, it was held that the record of the incum- brance " was constructive notice to the purchaser equally as effective as actual notice," citing Evans v. Jones, 1 Yeates (Pa.), 172; Kuhn's Appeal, 2 Barr (Pa.), 264. Both of these, however, were cases arising between the purchaser and a prior purchaser or creditor, and not between purchaser and vendor upon the question of notice as affecting the right to rescind. In Peck v. Jones, 70 Pa. St. 84, where the record disclosed the defeat and there was nothing to show that the vendor had actual knowledge thereof, the court said that the purchaser was as much "chargeable with notice of the defect from the record as the vendor. Nor is the rule that constructive notice of defects from their appearance of record will not affect the purchaser's rights against the vendor held to apply in Pennsylvania, where the purchaser seeks to rescind an executory con- tract and recover back payments made in ignorance of the existence of an in- cumbrance on the property. In such a case it is said that the constructive notice which the record of a judgment lien, standing in the line of the vendor's title, gives to the vendee, is as effectual as actual notice. Boyd v. McCullough, 137 Pa. St. 7; 20 Atl. Rep. 630. "Thomas v. Harris, 43 Pa. St. 241. "Cases cited supra, n. 41, p. 666. 670 MARKETABLE TITLE TO KEAL ESTATE. (4) The fact that the purchaser, with knowledge of the de- fective title, accepts a deed without covenants against the defect, raises a presumption that he assumed the risk of the title, 53 and was compensated for the risk in the collateral advantages of the bargain ; M but such presumption is not conclusive, and may be re- butted bj the purchaser in an action against him for the purchase money. 55 This rule is materially modified by that which follows next. (5) The acceptance of a deed without covenants, when the pur- chaser has notice of a pecuniary incumbrance on the property, which can be discharged out of the purchase money, does not raise a presumption that (he purchaser assumed the risk of the title; that is, the payment of the incumbrance in addition to the purchase money. 06 On the contrary, the presumption is that the purchaser intended to apply the purchase money to the satisfaction of the incumbrance. It has been held, however, that this rule does not apply where the purchaser secures the purchase money by the exe- cution of a written obligation to pay the same after he receives "Ludwick v. Huntzinger, 5 W. & S. (Pa.) 58; Lighty v. Shorb, 3 Pa. 447; 23 Am. Dec. 334 ; Smith v. Sillyman, 3 Whart. ( Pa. ) 589 ; Hart v. Porter, 5 S. & R. (Pa.) 201; Fuhrman v. Loudon, 13 S. & R. (Pa.) 386; 15 Am. Dec. 608; Beidelman v. Foulk, 5 Watts (Pa.), 308; Ross' Appeal, 9 Pa. St. 491. 64 Lighty v. Shorb, 3 Pa. St. 452 ; 34 Am. Dec. 334 ; Youngman v. Linn, 52 Pa. St. 413. 55 Rawle Covts. 344. Thomas v. Harris, 43 Pa. St. 231 ; Drinker v. Byars, 2 Pa. St. 528. The rule stated in the text is the inevitable conclusion from the decision rendered upon the facts in this case, though it is not therein announced in so many words. Doubts having arisen about the title, the pur- chaser took from th* vendor an agreement to save him harmless in case any adverse title should be successfully maintained, and then accepted a deed without covenants against the anticipated claims. The purchaser lost a part of the property by the successful assertion of these claims, and he was allowed to set up that fact as a defense to an action on the purchase-money mortgage. " Such a decision," Mr. fcawie observes " >uld not have been made if the pur- chaser's notice and the absence of a covenant were deemed conclusive evidence that he was to run the risk of the title," and Mr. Ra,wle's observation is fully sustained by the case of Smith v. Chaney, 4 Md. Ch. 246, where, under precisely similar circumstances, the purchaser was denied relief, the court say- ing that the agreement for indemnity was merged in the conveyance without covenants. M Wolbert v. Lucas, 10 Pa. St. 73 ; 49 Am. Dec. 578. DETENTION OK BESTITUTION OF THE PURCHASE MONEY. 671 notice of the incumbrance. 57 The exception would seem practically to destroy the rule, for it is but seldom that the vendor delivers a conveyance of the property until he has received a written obliga- tion of some kind to pay the purchase money. If the purchaser has notice of an incumbrance or defect, and takes a deed with a covenant which embraces it, the presumption is that the covenant was taken by the purchaser for his protection, and he cannot detain the purchase money unless the covenant has been broken. 68 " Lukens v. Jones, 4 Phila. (Pa.) 18, distinguishing Wolbert v. Lucas, 10 Pa. St. 73; 49 Am. Dec. 578. This was not a decision of a court of last resort, and possibly may not be recognized in Pennsylvania as of binding authority. The report does not show whether there was a conveyance to the purchaser or not. Presumably there was, for otherwise the case would have been more clearly distinguishable from Wolbert v. Lucas, supra, where there was a conveyance without a covenant embracing the incumbrance. M Lighty v. Shorb, 3 Pa. St. 447; 34 Am. Dec. 334; Fuhrman v. Lundon, 13 S. & R. (Pa.) 386; 15 Am. Dec. 608; Horbach v. Gray, 8 Watts (Pa.), 497; Ives v. Niles, 5 Watts (Pa.), 323; Smith v. Sillyman, 3 Whart. (Pa.) 589; Bradford v. Potts, 9 Pa. St. 37; Juvenal v. Jackson, 14 Pa. St. 419; Kerr v. Kitchen, 17 Pa. St. 433; Murphy v. Richardson, 27 Pa. St. 293; Wilson v. Cochran, 46 Pa. St. 230; 86 Am. Dec. 574; Youngman v. Linn, 52 Pa. St. 413; Wilson's Appeal, 109 Pa. St. 106. In the case of Eby v. Elder, 122 Pa. St. 342; 15 Atl. Rep. 423 the purchaser, under a conveyance with a covenant against incumbrances, resisted the payment of the purchase money on the ground that the premises were traversed by a private right of way which impaired their value. The court charged the jury that if they found from the evidence that at the time of the purchase the land was openly and plainly subjected to the easement : that the physical condition of the ground was openly and plainly affected thereby, then, since there was no express agreement or covenant relating thereto, the continuance of the easement would not be a breach of the covenant against incumbrances, and the plaintiff would be entitled to recover the purchase money. This decision was affirmed on appeal. The same decision had been previously made in the case of Wilson v. Cochran, 48 Pa. St. 108; 86 Am. Dec. 574. The ground of these decisions was that the purchaser could not detain the purchase money unless there had been an eviction, and that there could be no eviction where he purchased with actual notice of the incumbrance. Mr. Rawle comments upon the latter case as follows: "While the court say expressly that the existence and user of a paramount right of way was a breach of the covenant of warranty, when the purchaser had notice of it, yet, that, nevertheless, this would not con- stitute an eviction when the purchaser had such notice ; but this is hardly the correct manner of stating the proposition, for in both cases he is equally evicted, and none the loss so by reason of hw knowledge; but in the latter instance he is not allowed to detain the purchase money for the reason that 672 MAEKETABLE TITLE TO REAL ESTATE. In respect to the right to recover back the purchase money the rule in Pennsylvania is the same as that which generally exists elsewhere, namely, that if the purchaser has failed to protect him- self by taking covenants for title embracing the defect of which he complains he cannot recover back the purchase money by way of damages for breach of the contract. 59 If he has taken such cove- nants and they have been broken, he cannot recover back the pur- the possible assertion of the paramount right constituted one of the elements of the contract, and was within the intention of both parties when the deed was made." The result of this reasoning is that in some cases the purchaser cannot detain the purchase money even though there has been an eviction. Tt is to be observed that both of the foregoing cases were those in which relief was claimed on account of a physical incumbrance. There would seem to be no doubt as to the right of the purchaser to protect himself against a known pecuniary incumbrance, and to detain the purchase money in case of an eviction. Rawle Covts. 347, et seq. A purchaser with general warranty is chargeable with notice of an incum- brance caused by a public highway through the purchased premises, and it will be conclusively presumed that he estimated the disadvantages to the premises thence ensuing in adjusting the purchase price. But if the incum- brance consist of a private right of way the rule is different, and he will be entitled to detain the purchase money to the extent of the damages caused him by the road, if he purchased without actual knowledge of the easement. Wilson v. Cochran, 48 Pa. St. 107; 89 Am. Dec. 574; Eby v. Elder, 122 Pa. St. 342; 15 Atl. Rep. 423. The same rule has been observed elsewhere. Butt v. Riffe, 78 Ky. 352. The grounds upon which these decisions rest, so far as they apply to the public highway, is the open, notorious and visible character of the incumbrance. It is not easy to perceive why the same reasoning would not apply in the case of a private right of way sufficiently marked by travel to attract the attention of a purchaser. "Moss v. Hanson, 17 Pa. St. 379; Dorsey v. Jackman, 1 S. & R. (Pa.) 42; 7 Am. Dec. 611; Lighty v. Shorb, 3 Pa. 447; 34 Am. Dec. 334; Kerr v. Kitchen, 7 Pa. St. 486. In Steinhauer v. Witman, 1 S. & R. (Pa.) 438, Judge YEATES admitted that money paid, where there was a conveyance but no covenant, could not be recovered back, and observed that it was a hardship but that such was the law. " To adopt a cant expression, ' the funeral has passed by, the dead cannot be resuscitated.' But in my sense of the Pennsyl- vania system of law, there is a locus pcenitentm until the money is paid. Something remains in fieri, and the plain dictates of common sense and com- mon honesty point out the correct path to be pursued." It was probably this vigorous language that led to the distinction of Judge YEATES as the early champion and advocate of what is known as " the Pennsylvania equitable doctrine " as to detention of the purchase money. In a note to the case of Goettel v. Sage, 27 Am. Law Reg. (N. S. ) 256, 1888, S. C., 117 Pa. St. 298; 10 Atl. Rep. 889, it is said that the distinction between detention and recovery back of the purchase money seems to have dis- DETENTION OR RESTITUTION OF THE PURCHASE MONEY. 673 chase money eo nomine, by action of assumpsit, but must resort to his covenants. 60 If the purchase money remains unpaid and the covenants have been actually broken and a present right to recover damages has accrued to the purchaser, he may, to prevent a circuity of action, detain the purchase money to the extent of such dam- ages. 61 It has been held, however, in Pennsylvania, that a stipula- tion by the vendor, verbal or written, to refund the purchase money and reimburse the purchaser for expenses incurred in case the title should fail, will not be merged in a deed subsequently accepted by the vendee which contains only a covenant of special warranty. 62 The Pennsylvania equitable doctrine will not justify the purchaser in detaining the purchase money where he is disturbed in the pos- session by a mere wrongdoer. 63 Nor does it apply in a case in which appeared. The writer cites no authority for this proposition, unless the cases Johnson's Appeal, 114 Pa. St. 132; 6 Atl. Rep. 566; Wilson's Appeal, 109 Pa. St. 606, and Babcock v. Day, 104 Pa. St. 4, referred to in a general way by him, are intended as such. In each of these the contract was rescinded on the ground of mutual mistake of the parties respecting the title, a form of relief to the purchaser referable to entirely different principles from those upon which he is permitted to detain the purchase money in Pennsylvania. See Rawle's Covts. (5th ed., 1887), 335, 351, where the right of the pur- chaser in that State to recover back the purchase money (as damages) where he has failed to take covenants, is denied. Also, Farmers' Bank v. Galbraith, 10 Pa. St. 490; Phillips v. Scott, 2 Watts (Pa.), 318; Cronister v. Cronister, 1 W. & S. (Pa.) 442; Frederick v. Campbell, 13 S. & R. (Pa.) 136; Boar v. McCormick, 1 S. & R. (Pa.) 166. "Rawle Covts. (5th ed.) pp. 554, 576, n. "Christy v. Reynolds, 16 S. & R. (Pa.) 258; Ives v. Niles, 5 Watts (Pa.), 323; Poyntell v. Spencer, 6 Pa. St. 257; Wilson's Appeal, 109 Pa. St. 606. 42 Close v. Zell, 141 Pa. St. 390; 21 Atl. Rep. 770, citing Drinker v. Byers, 2 Pen. & W. (Pa.) 528; Richardson v. Gosser, 26 Pa. St. 335; Cox v. Henry, 32 Pa. St. 18. The purchaser having been induced to accept the conveyance in consideration of such agreement, the rule against the admission of parol evi- dence to alter a written contract does not apply in such case. Walker v. France, 112 Pa. St. 203; 5 Atl. Rep. 208. "Spear v. Allison, 20 Pa. St. 200. 43 674 MARKETABLE TITLE TO BEAL ESTATE. the purchase was made at a sale under a decree of court,* 4 or a sale by a sheriff or other officer. 65 Rules in respect to the detention of the purchase money, in many respects similar to those which prevail in the State of Pennsyl- vania, exist in the States of Texas and South Carolina, and may be " Fox v. Mensch, 3 Watts (Pa.), 493; King v. Gunnison, 4 Pa. St. 171. The purchaser may, it seems, object to the title before confirmation of the sale. Kennedy's Appeal, 4 Pa. St. 149. This is unimportant, however, as respects the practical application of the rule stated in the text, since there can be no valid conveyance until the sale has been confirmed. Bashore v. Whisler, 3 Watts (Pa.), 493, where it was said: "It cannot now be questioned that a defendant may allege defect of title in the whole or in part, as a defense in a suit brought by a vendor against a vendee to recover unpaid purchase money. This principle, which was first ruled in Str- : nhauer v. Witman, 1 S. & R. (Pa.) 438, has been since affirmed in Hart v. Porter, 5 S. & R. (Pa.) 200, and in other cases to which it is unnecessary particularly to refer. Although this principle as applied to private contracts is undoubted, yet it has never beer, understood, either by the profession or the public to be appli- cable to judicial sales. In Friedly v. Scheetz, 9 S. & R. (Pa.) 156; 11 Am. Dec. 691, it was ruled that a sheriff's sale cannot be objected to by the pur- chaser, merely on the ground of defect of title, but that in all such cases it is binding except where there be fraud or misdescription of the property in some material respect. It was also ruled in the same case, that a purchaser cannot object to a sheriff's sale because of a defect of title of which he had notice. That, therefore, when he has bought after being publicly notified at the sale of such defect, he cannot give evidence of want of title in a suit brought against him for the purchase money. The doctrine of Steinhauer v. Witman does not extend to judicial sales, nor has it been contended by any one that the usage asserted and maintained by Justice YEATES extended to them. At a judicial sale the interest of the debtor and no more is sold. The purchaser acquires the title such as he held it. There is no warranty of title; and if the vendee of the sheriff purchases without a sufficient examination it is his fault, and is a matter with which the debtor has no concern. He agrees to run the risk of the title. The rule is caveat cmptor." "Friedly v. Scheetz, 9 S. & R. (Pa.) 161; 11 Am. Dec. 691; Weidler v. Bank, 11 S. & R. (Pa.) 134. The Pennsylvania equitable doctrine has resulted in several peculiarities, if not incongruities. For example : ( 1 ) Under some circumstances the purchaser has greater rights as a plaintiff than as a defendant; thus, the fact that he was aware of the defect of title at the time he took a conveyance with cove- nants embracing the defect will not affect his right to recover on the covenant. This is the rule everywhere. But if with knowledge of the defect he took no covenant he cannot, as a general rule, detain the purchase money. (2) Under other circumstances he has greater rights as a defendant than as plaintiff: thus, as we have heretofore seen, if he takes a deed without covenants he may, as defendant, detain the purchase money if he was ignorant of the defect of title when the deed was made, while under the same circumstances he could DETENTION OE RESTITUTION OF THE PCECHASE MONEY. 675 seen in a foregoing part of this work. 66 Some apology is due the student for considering at such length rules relating to the deten- tion of the purchase money applicable only in particular localities. The rules in question mark the greatest innovations and inroads upon the doctrines of the common law in that regard that have been made in America, and it has been deemed expedient to set them forth with considerable particularity. have no relief whatever as plaintiff. And again, he may in such case exercise his right to detain the purchase money though he has never been evicted, while if he had taken a conveyance with covenants of warranty he could neither detain the purchase money, nor recover it back as damages, unless he had been actually or constructively evicted. (3) In Wilson v. Cochran, 46 Pa. St. 230, it is said that the vendee may detain the purchase money to the extent which he would be entitled to recover damages upon his covenants, and that he is not obliged to restore possession to his vendor before or at the time of availing himself of such defense, from which it is to be inferred that he may make such defense though he has not been evicted ; and yet in the same opinion it is said that the right to detain the purchase money is in the nature of an action on the covenant, and that the vendee who seeks to detain by virtue of a covenant of warranty is as much bound to prove an eviction as if he were plaintiff in an action of covenant. It will be remembered that there are several decisions supporting both of these propositions. It is difficult to per- ceive of what benefit to the purchaser is the permission to make a certain defense without restoring the possession, when his right to make such a de- fense is altogether predicated upon the fact that he has been turned out of the possession, or has never been able to get possession. But these inconsistencies or incongruities are perhaps no more illogical than the universal rule which permits the purchaser to detain the purchase money where he is entitled to recover damages for breach of a covenant, and denies him the right to recover back that which has been already paid. The foregoing observations have been made merely to illustrate the difficulties and perplexities into which a partial departure from the rules of the common law controlling the rights of the grantee have led. The remedy would seem to be either to maintain a strict adherence to those rules, or to cut them up root and branch and supply their place with others framed in the spirit of the civil law which rejects the maxim caveat emptor, and decrees the reimbursement of the purchaser wher- ever he loses the estate through defective title, the risks of which he did not accept, without regard to the existence or non-existence of covenants for title on the part of the vendor. ""Ante, pp. 449, 451. In Louisiana it is provided by statute that the grantee, if evicted under a superior title, is entitled to a return of the pur- chase money, though there was no warranty of the title, unless he knew of the defects in his grantor's title, and purchased at his peril. Ellis v. Cross- ley, 119 Fed. Rep. 779. CHAPTER XXVIII. OF RESTITUTION OF THE PURCHASE MONEY WHERE THERE ARE COVENANTS FOR TITLE. GENERAL RULE. 272. EXCEPTIONS. 273. 272. GENERAL RULE. We have seen that after a contract for the sale of lands has been executed by a conveyance to the purchaser, he may, for the avoidance of circuity of action, detain the purchase money in all cases where there has been such a breach of the covenants for title, as would entitle him to recover sub- stantial damages against the grantor. This, however, is solely for the avoidance of circuity of action, and he can in no case, after the contract has been executed, recover back the purchase money as such. We, therefore, state the following proposition : PROPOSITION VI. After a contract for the sale of lands has been executed by a conveyance, with covenants for title, the purchaser cannot, though he has been evicted by one claiming under a para- mount title,, or has discharged an incumbrance on the estate, recover back the purchase money eo nomine, either by suit in equity, or by action against the vendor for money had and received to the plain- tiff's use. His remedy is upon the covenants for title. 1 All the authorities agree upon this proposition. No case can bo found in which, after a breach of any of the covenants for title, '1 Sugd. Vend. (8th Am. ed.) ; Rawle Covt. (5th ed.) 326. Tillotson v. Grapes, 4 N. H. 448. Banks v. Walker, 2 Sandf. Ch. (N. Y.) 348; Hunt v. Arindon, 4 Hill (X. Y.), 345; 40 Am. Dec. 283; Miller v. Watson, 5 Cow. (N. Y.) 195: 4 Wend. (N. Y.) 267; Moyer v. Shoemaker, 5 Barb. (N. Y. S. C.) 319. Wilty v. Hightower, 6 Sm. & M. (Miss.) 345. Maner v. Washing- ton, 3 Strobh. Eq. (S. C.) 171. Major v. Brush, 7 Ind. 232. Davenport v. \Vhisler, 46 Iowa, 287: Wilson v. Irish, 62 Iowa, 260; 17 N. W. Rep. 511. Templeton v. Jackson, 13 Mo. 78. Reuter v. Lawe, 86 Wis. 106. Earle v. De Witt, 6 Allen (Mass.), 526. Joyce v. Ryan, 4 Greenl. (Me.) 101. Van Riswick v. Wallach, 3 McArth. (D. C.) 388. In Bradley v. Dibrell, 3 Heisk. (Tenn.) 522, where the covenantor included in his conveyance about twenty acres to which he had no title and possession of which was not delivered to the covenantee, compensation for the deficiency was dec/eed to the covenantee. There was a constructive eviction here and the plaintiff might have recovered at law on his covenants, but relief in equity seems to have been granted on BESTBICTION OF PUBCHASE-MONEY. 677 the covenantee has been permitted to recover back the purchase money, eo nomine, in an action for money had and received to the plaintiff's use. But this rule is comparatively of little importance to the purchaser where an actual breach of the covenants has oc- curred, for, in an action on the covenant, the damages are measured by the purchase money, so that, practically, the purchase money is recovered back in this form. 2 If the purchaser cannot recover back the purchase money, eo nomine, after a breach of the covenant has occurred, a fortiori he cannot recover it back before the happening of the breach. As respects the covenant of seisin, which is broken as soon as made if the covenantor have no title, we have seen that a purchaser will, in some of the States, be allowed to detain the purchase money, if it clearly appears that the title is worthless, and he tenders a reconveyance to the grantor. 3 But there seems to be no case in which the covenantee has been suffered to recover back the purchase money upon like conditions. 4 A different rule prevails at the civil law. If the purchaser does not get such a title as his contract the ground of fraud by the vendor. In Fitzpatrick v. Hoffman, (Mich.) 62 N. W. Rep. 349, it was held that a grantee with warranty who had been com- pelled to satisfy to an adverse claimant the value of timber cut from the warranted lands, might recover the amount so expended in assumpsit against the grantor. 1 It is frequently said, as in Kerr v. Kitchen, 7 Pa. St. 486, that a pur- chaser cannot recover back the consideration money after acceptance of a conveyance, unless there be fraud or warranty. This is an expression likely to mislead unless it is borne in mind that the damages for a breach of war- ranty are measured by the consideration money. Strictly speaking he re- oovers damages for the fraud or breach of warranty and not the consideration money eo nomine. 'Ante, Ch. 26. 4 Mr. Rawle says in this connection: "It would at first sight seem imma- terial whether the position of the purchaser were that of a defendant resist- ing payment of the purchase money, or that of a plaintiff seeking to recover it back in an action for money had and received, as there would seem to be no reason on principle why, if the purchaser have a right permanently to detain unpaid purchase money on the ground of a defect of title, he should bp prevented from recovering back that for which he has received no value. But the position of a purchaser of real estate as a plaintiff, must at law necessarily be confined to a suit upon the covenants in his deed, which suit (though the same end be obtained by means of it) depends to some extent upon different principles and machinery from an action which seeks to rescind the contract and recover back its consideration. Henoe, it may be safely said 678 MARKETABLE TITLE TO BEAL ESTATE. requires, he can, irrespective of the existence of covenants for title, recover back the purchase money, 5 upon condition only that he restore the premises to the vendor. 6 Nor in such a case can he recover upon a contemporaneous agreement by the vendor to refund the purchase money if the title should fail. All such agreements are merged in the conveyance, and the purchaser must seek his remedy on the covenants therein contained, if any. 7 Neither can the covenantee, upon breach of the covenants for title, maintain a bill in equity to compel the vendor to restore the purchase money paid. His remedy at law upon the covenants is complete. 8 If the purchaser accept a conveyance of the premises from a third person instead of the seller, and is afterwards evicted by one that, at law, a purchaser has no right, after the execution of his deed, to recover back his consideration money on the ground of a defect or failure of title. His remedy in such case is by an action of covenant, and not by an action of assumpsit. But when the position of the purchaser is that of a defendant, although ' the technical rule remits him back to hia covenants in his deed,' yet, as has beeji said, it is now considered that he should not be compelled to pay over purchase money which he might the next day recover in the shape of damages for a breach of his covenants, and hence, to prevent circuity of action, the defense at law of a failure of title has been in some cases allowed." s Bates v. Delavan, 5 Paige Ch. (N. Y.) 306, where it was said by WAL- WOBTH, Ch. : " By the civil law an action of redhibition, to rescind a sale and to compel the vendor to take back the property and restore the purchase money, could be brought by the vendee, wherever there was error in the es- sentials of the agreement, although both parties were ignorant of the defect which rendered the property sold unavailable to the purchaser for the pur- poses for which it was intended. * * * I agree, however, with the learned commentator on American Law (2 Kent Com. C2d ed.l 473), that the weight of authority both in this State and in England is against this principle, so far as a mere failure of title is concerned, and that the vendee who has con- summated his agreement by taking a conveyance of the property, must be limited to the rights which he has derived under the covenants therein, if he has taken the precaution to secure himself by covenants." In Louisiana where legislation is cast in the moulds of the civil law, the purchaser may upon a complete failure of the title, recover back the purchase money eo nomine, though he has taken a conveyance with warranty. Boyer v. Amet, 41 La. Ann. 725. Brown v. Reeves, 19 Mart. (La.) 235. 2 Kent Com. (llth ed.) 621 (472). T Earle v. De Witt, 6 Allen (Mass.), 533. The conveyance in this case con- tained no covenant embracing the defect of title of which the plaintiff com- plained. The decision is, therefore, with stronger reason, an authority for the proposition stated above. Ohling v. Luitjens, 32 111. 23; Beebe v. Swartwout, 3 Gil. (111.) 168. RESTRICTION OF PURCHASE-MONEY. 679 holding a better title, he is, in the absence of fraud, without, remedy against the seller. His remedy is upon the covenants in the deed which he accepted. 9 273. EXCEPTIONS. The rule that the purchaser cannot re- cover back the purchase money after the contract has been exe- cuted by a conveyance with covenants for title does not apply where by mistake there is no such land as the deed purports to convey, 10 nor where the deed is so defective that it is absolutely inoperative as a conveyance. 11 Baker v. Savidge, 53 Neb. 146; 73 N. W. Rep. 543. 10 D'Utricht v. Melchor, 1 Dall. (Pa.) 428. In this case it was objected that the covenantee's remedy was by action on the covenant, or by action of deceit, and that judgment against the defendant in the action brought could not be y>leaded in bar, if covenant should afterwards be brought. But the court held that assumpsit would lie. "Tollensen v. Gunderson, 1 Wis. 104 (115). There was no lack of proper words of conveyance in the deed in this case; the trouble lay in the descrip- tion of the -premises, which was "the northeast quarter of the west half, con- taining twenty-acres," without identifying the " west half." CHAPTER XXIX. OF DETENTION OR RESTITUTION OF THE PURCHASE-MONEY IK CASES OF FRAUD. GENERAL BULE. { 274. EXECUTED CONTRACT. 275. WAIVER OF FRAUD. 276. 274. GENERAL RULE. Fraud by the vendor in misrepresent- ing or concealing facts material to the validity of his title, sweeps away, as a general rule, all distinctions between executory and executed contracts, with respect to the right of the purchaser to recover back or detain the purchase money on failure of the title. What acts and conduct of the vendor constitute such fraud has already been considered. 1 PROPOSITION VII. // the vendor fraudulently induced the pur- chaser to accept a bad title, the latter may, at law, recover back or detain the purchase money as damages, whether the contract is executory or has been executed; and, if executed, whether the con- veyance was with or without covenants for title; and, if with cove- nants for title, whether those covenants have or have not been broken. 2 As a general rule, the purchaser cannot maintain an action to recover back the purchase money on the ground that the vendor has been guilty of fraud in respect to the title, unless he shows that he has actually rescinded the contract, notified the vendor of his in- tent to rescind, and has offered to restore the premises to the vendor. 3 The purchaser, however, is not bound to rescind in order 'Ante, ch. 11. See, also, post, ch. 34. J 2 Sugd. Tend. (8tb Am. ed.) chs. 13 and 15; 2 Warvelle Vend. 917; Rawle Corts. (5th ed.) 55 167, 322. Post, ch. 35. Ante, ch. 11. Edwards v. Me- Leay, Coop. 308. Young v. Harris, 2 Ala. 111. Diggs v. Kirby, 40 Ark. 420; Sorrells v. McHenry, 38 Ark. 127. Coffee v. Newsom, 2 Kelly (Ga.), 460. Haight v. Hayt, 19 N. Y. 474. Van Lew v. Parr, 2 Rich. Eq. (S. C.) 338. Lamb v. Smith, 6 Rand. (Ya.) 552. Fristoe v. Latham, 18 Ky. Law R. 157: 36 S. W. Rep. 920. 1 Pearsoll v. Chapin, 44 Pa. St. 9; Babcock v. Case, 61 Pa. St 427; 10 Am. Dec. 654 : Morrow v. Rees. 69 Pa. St. 368. DETENTION OR RESTITUTION OF PURCHASE-MONEY. 681 to obtain relief in a case of fraud. He may affirm the contract, keep the premises, and maintain an action of deceit to recover damages from the vendor. 4 In most cases, this is the better course for him to pursue, where the purchase money has been fully paid, because in such an action his recovery is not limited to the con- sideration money; he may recover damages for the loss of his bargain, though they be greatly in excess of the consideration money and interest, while, it is apprehended, he could not recover less than the purchase money and interest. These observations apply as well where the contract has been executed by a conveyance with covenants for title, as where it is executory, 5 for the measure of damages upon a substantial breach of the covenants for title is the purchase money, with interest. If the purchaser seeks relief in equity, he can have a return of his purchase money, but no dam- ages, because the remedy at law in that respect is complete. 6 There can be no question of the right of the purchaser to recover back 7 or to detain 8 the purchase money where the contract is executory and the vendor has been guilty of fraud respecting the title, for he has that privilege, though there has been no fraud and the title has merely failed, except, of course, in cases where he has waived his 4 Ante, 101. Gwinther v. Gerding, 3 Head (Tenn.), 198. White v. Seaver, 25 Barb. (N. Y.) 235, where, however, the purchaser elected to rescind. The converse of this proposition is also true. The purchaser is not bound to re- sort to his remedy at law for damages, but may proceed in equity to rescind the contract. Bodley v. Bosley, 1 Barb. Ch. (N. Y.) 125. "Courts of equity have generally concurrent jurisdiction with common-law courts in those cases where common-law courts have jurisdiction because of fraud; and though, where the vendor has fraudulently misrepresented the quantity of land, and thus induced the vendee to purchase, a common-law suit for deceit would lie, yet this is concurrent with the right of the vendee to stay the collection in a court of equity till abatement has been made." Kelly v. Riley, 22 W. Va. 250. Ante, "Merger," ch. 27, 270. 2 Warvelle Vend. 955. Robertson v. Hogshead, 3 Leigh (Va.), 723 (667). Bodley v. Bodley, 1 Sandf. Ch. (N. Y.) 125. T Rawle Covts. (5th cd.) 319, et seq.; Dart's V. & P. 612; 2 Warvelle Vend. 834, 851, 952. Wade v. Thurman, 2 Bibb (Ky.), 583, citing Co. Litt. 384a, Butler's note, and Com. Dig. 236. Lyon v. Anable, 4 Conn. 350. Spoor v. Tilson, 97 Va. 279; 33 S. E. Rep. 609. 'Authorities cited, supra. Kerr on Fraud (Am. ed. ), 330. Green v. Chandler, 25 Tex. 148. Settle v. Stephens, lg Tex. Civ. App. 695: 45 S. W. Rep. 969. In such a case, the purchaser must show that the vendor inten- tionally misrepresented or concealed some fact materially affecting the title. Camp v. Pulver. 5 Barb. (N. Y.) 91. 682 MAEKETABLE TITLE TO EEAL ESTATE. objections to the title, or where the vendor has the right to remove them. 9 If he gives notice of rescission based solely on the failure of the abstract to show a good title, he cannot afterwards claim a right to rescind on the ground of false representations as to the title. 10 The remedy by action to recover back the purchase money due upon an executory contract for the sale of lands where the vendor was guilty of fraud respecting the title, is concurrent with his remedy at law for damages in an action of deceit, 11 and in equity, for a rescission of the contract and return of the purchase money. 12 At common law neither failure of the consideration, 13 nor fraud, 14 in the procurement of a contract to pay money, evidenced by a sealed instrument, could be set up at law in defense of an action on that instrument, the defendant being remitted to equity for relief. But now, by statute in most of our States equitable defenses are fully allowed in actions on contracts, so that if the purchase money of land be secured by bond or other sealed instrument, the defense that the promise to pay was induced by the vendor's fraudulent representations as to the title, may be made at law, as well as in equity. 15 Ante, 184. Post, 329. Webster v. Haworth, 8 Cal. 21; 78 Am. Dec. 287. Here the purchaser had bought at a sale under execution, the execution creditor falsely stating that his judgment was the first lien on the land. The court said that the fact that the purchaser might have discovered the falsity of the statement by examining the public records did not affect his right to relief. Before such an examination could have been had, the sale would have been over and the opportunity to purchase would have been lost. Benedict v. Hunt, 32 Iowa, 27, was a suit by a mortgagee against one who had pur- chased from the mortgagor and assumed the payment of the mortgage. It was held that the fraudulent representations of the mortgagor respecting the title were no reason for denying a foreclosure of the mortgage, but was a de- fense against the plaintiff's claim for a personal judgment against the pur- chaser. "Hawes v. Swenzey, 123 Iowa, 51; 98 N. W. Rep. 586. 11 Ante, ch. 2. "As in Smith v. Robertson, 23 Ala. 312. "Vrooman v. Phelps, 2 Johns. (N. Y.) 178. 1 Waite's Actions & Defenses, 701. "Wyche v. Macklin, 2 Rand. (Va.) 426. Franchot v. Leach, 3 Cow. (N. Y.) 506. Rogers v. Colt, 1 Zab. (N. J. L.) 704. Holly v. Younge, 27 Ala. 203. 18 1 Waite's Actions & Defenses, 701, 3. Case v. Boughton, 11 Wend. (N. Y.) 106. Mr. Warvelle, in his work on Vendors, page 853, says that as a rule DETENTION OR RESTITUTION OF PURCHASE-MONEY. 683 275. EXECUTED CONTRACTS. If the purchaser accepts a con- veyance in ignorance of the fraud of his vendor in relation to the title, he may, in an action for money had and received to his use, recover back the purchase money paid, whether the conveyance was with 18 or without covenants" for title. And in a like case he may detain the purchase money, if unpaid, 13 though there were no the only fraud which can be shown at law to avoid a deed, or the effect of its covenants, is fraud in the execution, as where it was untruly read, or where there has been a substitution of one instrument for another, and mat- ters of that kind, but that misappropriation of collateral facts, fraud in the consideration, etc., form no defense at law. This was true at common law in an action on a sealed instrument, and the authorities cited by Mr. Warvelle consist chiefly of early American decisions in which that rule was applied. But that rule has, as we have seen (ante, p. 432), been very generally relaxed by statute in the American States, so that in an action on a bond or other sealed instrument the defendant is free to plead fraud in the procurement or failure of the consideration, of the contract, and is no longer driven to equity for relief. See, also, Rawle Covts. (5th ed.) 325, 332, n. 4; 1 Waite's Actions & Defenses, 701. 16 Moreland v. Atchison, 19 Tex. 303. The cases illustrating this rule are comparatively few, because resort is nearly always had to equity to rescind the contract, cancel the conveyance and decree a restitution of the purchase money where the grantor has been guilty of fraud. The same may be said of cases where the consideration remains unpaid. A bill is generally' filed to rescind the contract and restrain the grantor from proceeding to collect. "Dart. V. & P. 612, 614; Rawle Covts. (5th ed.) 322; 2 Warvelle Vend. 917; Kerr on Fraud (Am. ed.), 327. Pearsoll v. Chapin, 44 Pa. St. 9. More- land v. Atchinson, 19 Tex. 303. Tucker v. Gordon, 4 Des. (S. C.) 53. Nelson v. Hamilton Co., 102 Iowa, 229; 71 N. W. Rep. 206. A purchaser who stipu- lates for a perfect title, but is induced by the fraudulent representations of the vendor to accept a quit-claim deed, may recover back the purchase money or detain that which remains unpaid. Rhode v. Alley, 27 Tex. 443, citing Mitchell v. Zimmerman, 4 Tex. 75; 51 Am. Dec. 717; York v. Gregg, 9 Tex. 85; Hays v. Bonner, 14 Tex. 629. The contract, however, was executory in each of these three cases. Foster v. Gillam, 13 Pa. St. 340. In Treat v. Orono, 26 Me. 217, it was held that the purchase money could only be re- covered back from a party to the fraud. There the alleged fraudulent repre- sentations and the conveyance had been made by a municipal officer, but the purchase money had been paid to the municipality. In Walbridge v. Day, 31 111. 379; 83 Am. Dec. 237, it was held that one purchasing from the grantee did not acquire his right to recover back the purchase money from the orig- inal grantor who had fraudulently represented the title to be good. See, also, Lejeune v. Herbert, 4 La. Ann. 59. 18 See authorities cited, supra. Whitney v. Allaire, 1 Comst. (N. Y.) 305. White v. Lowry, 27 Pa. St. 254. Concord Bank v. Gregg, 14 N. H. 331. It is a novel doctrine that a written warranty is a bar to a suit or defense 684 MAKKETABLE TITLE TO HEAL ESTATE. covenants. 19 The law does not require a purchaser to take cove- nants as a protection against fraud. 20 If facts affecting the title have been concealed from the purchaser, he will be entitled to relief, even though he agreed to take the title such as it is. 21 Fraud by the grantor vitiates the contract so far as lie is con- cerned, and he can claim no rights under it. Hence, it follows that the purchaser may, where the conveyance contains covenants for title, in case of fraud, detain the purchase money, whether the covenants have or have not been broken. 22 He cannot be compelled to remain, during the time in which the rights of an adverse claimant may be asserted, in a state of uncertainty whether, on any day during that period, he may not have his title impeached. 23 Where the contract is rescinded for defect of title concealed by the founded on fraud in the same transaction, and the cases are numerous, not only that fraud vitiates all contracts tainted by it, but that it may be set up in contests as to the consideration of the sales, whether a warranty existed or not. Smith v. Babcock, 2 Woodb. & M. (U. S.) 256. A vendor selling land subject to a lien for unpaid purchase money, which he does not disclose to the purchaser, is guilty of fraud, and the purchaser may rescind the con- tract, though he holds under a conveyance with warranty. East Tenn. Nat. Bank v, First Nat. Bank, 7 Lea (Tenn.), 420. Case may be maintained against a vendor who falsely states that there are no incumbrances on the estate, though the purchaser holds under a covenant against incumbrances. Ward v. Wiman, 17 Wend. (N. Y.) 193; Wardell v. Fosdick, 13 Johns. (N. Y.) 325; 7 Am. Dec. 383. Where the grantor fraudulently concealed the fact that certain persons were in adverse possession of a part of the land, the purchaser was allowed to detain the unpaid purchase money, though the per- sons in possession disclaimed any interest in the land. Schamberg v. Leslie, 19 Ky. Law R. 599; 41 S. W. Rep. 265. 18 See authorities cited, supra. 1 Bigelow on Fraud, 415; Rawle Covts. ( 5th ed. ) 322. Diggs v. Kirby, 40 Ark. 420. Tucker v. Gordon, 4 Des. ( S. C.) 53. Rogers v. Norton, 101 Ky. 650; 42 S. W. Rep. 97. 20 Walsh v. Hall, 66 N. C. 233. 21 Farrell v. Lloyd, 69 Pa. St. 239, 248 ; Lloyd v. Farrell, 48 Pa. St. 73. 22 See authorities cited, supra. This proposition (in the form of an excep- tion to the general rule that a purchaser holding under a deed with covenants cannot detain the purchase money, unless the covenants have been broken) has been reiterated so frequently in the decisions, that a citation of cases to support it seems almost an affectation. Edwards v. McLeay, Coop. 308; 2 Swanst. 287. Stewart v. Insall, 9 Tex. 397. The general rule is that the vendee of land who has not been evicted, must rely upon his covenants in the deed, but a fraudulent sale is always an exception to that rule. Oilpin v. Smith, 11 Sm. & M. (Miss.) 109. 23 1 Sudg. Vend. (8th Am. ed.) 375 (246). DETENTION OK RESTITUTION OF PURCHASE-MONEY. 685 vendor, the purchaser will be entitled to a decree for the repayment of the purchase money, with costs, ana all expenses to which he had been put relative to the sale, and for repairs during the time he had possession. 24 In some cases it has been held that the covenantee cannot set up fraud as a defense to an action for the purchase money ; not, in- deed, because there is a remedy over on the covenants if the title fail, but because a court of law cannot do complete justice between the parties by placing them in statu quo, and that the remedy of the covenantee in such case is in equity. 25 It may be doubted whether this doctrine exists to any great extent in the United States, in view of generally prevalent legislation admitting equit- able defenses in actions founded on contracts. As a general rule there is no doubt that fraud is equally cognizable at law as in equity. The principal reason for going into a court of equity in such cases is to obtain a discovery. 28 A statement made in good faith, false but not fraudulent, will not entitle the purchaser to recover back the purchase money in a case to which the covenants do not extend. The scienter or fraud is the gist of the action where there are no covenants. 27 What con- duct or representations on the part of the vendor amount to fraud will be found elsewhere considered in this work. 28 The purchaser has a remedy not only against the grantor in a case of fraud, but against third persons having an interest in the transaction who aid in practicing the deceit. Thus, a note broker was compelled to refund to a mortgagee money loaned on the security of the mort- gage, he having falsely represented that there were no prior in- cumbrances on the property. 29 27G. WAIVER IN CASES OF FRAUD. Of course, if the pur- chaser accept a conveyance with knowledge of the fraud, he waives all right to rescind the contract because of the fraud, and must look to his covenants for redress. 30 And when the fraud comes to his :< 1 Sugd. Vend. (8tli Am. ed.) 375 (246). 'Cullum v. Branch Bank, 4 Ala. 35; 37 Am. Dec. 725; Stark v. Hill, 6 Ala. 785; Patton v. England, 15 Ala. 71. =* Allen v. Hopson, 1 Freem. Ch. (Miss.) 276. ^2 Sugd. Vend. (8th Am. ed.) 553. Early v. Garrett, 4 Man. & Ry. 687. 28 Ante, 101. "Turnbull v. Gadsden, 2 Strobh. Eq. (S. C.) 14. "2 Warvelle Vend. 919. Ante, 270. 686 MARKETABLE TITLE TO REAL ESTATE. knowledge after the acceptance of- a conveyance, he must promptly exercise his right to rescind the contract. 31 It has been held in several cases and there are dicta in others, that if the purchaser accept a conveyance of the premises, he cannot afterwards maintain an action to recover damages for deceit of the vendor in respect to the title; all that passed between the parties in the course of the negotiation being regarded as merged in the deed, and that the purchaser's remedy is upon the covenants, if any. 32 The better opinion, however, seems to be that only matters as to which the purchaser was informed can be regarded as merged in the deed, and that if he were ignorant of the fraud which would have avoided "Provident L. & Tr. Co. v. Mclntosh, (Kan.) 75 Pac. Rep. 498; Vaughn v. Smith, 34 Oreg. 54; 55 Pac. Rep. 99. The case Lockridge v. Foster, 4 Scam. (111.) 570, affords a good illustration of this rule. There the cove- nantee had taken possession of the premises with knowledge of the iraud, and the court, in denying him relief, said : " Under the circumstances, if the complainant had resorted to equity in proper time, and it had appeared that the vendor or his legal representatives were not in a situation to perfect the title, a rescission of the contract might have been obtained. But on discover- ing the fraud, he was at liberty to consider the contract at an end, and take the necessary steps to procure its rescission or to confirm it, and rely on his covenants of warranty to make good the failure of title. This was a privi- lege on his part. The election rested solely with him, but he was bound to make it within a reasonable time. The whole case, in our opinion, shows most conclusively that he elected to confirm the contract. From his own showing, he discovered the fraud in the fall of 1837, at the time he took pos- session of the land, before he made any improvements on it, and while a great portion of the purchase money was unpaid. After the discovery he proceeded to erect a dwelling house and make valuable improvements on the premises. More than four years afterwards, when sued for the balance of the purchase money, he makes no complaint and interposes no defense, but permits judg- ment to go against him, and not until a partial payment of the judgment does he manifest any disposition towards a rescission of the contract. * * After all these acts of confirmation and acquiescence, and five years subse- quent to the discovery of the fraud, he conies into a court of equity, and asks that the contract may be annulled. We have no hesitation in saying that he is effectually concluded by his own positive acts from attaining this object.'' "Peabody v. Phelps, 9 Cal. 214. Leonard v. Pitney, 5 Wend. (N. Y.) 30. See, also, Peay v. Wright. 22 Ark. 198. The old English cases of Roswell v. Vaughn, 1 Cro. James, 19G, and Lysney v. Selby, 2 Ld. Raym. 1119, have also been cited in support of this view. In the first case, however, there does not appear to have been a conveyance. Relief was denied the purchaser princi- pally upon the ground that the vendor was not in possession, and that he should have looked more carefully to the title. In Whitney v. Allaire, 1 Comst. (N. Y.) 314, the right of a covenantee to maintain an action to re- DETENTION OR RESTITUTION OF PURCHASE-MONEY. 687 the contract, lie loses none of his rights by accepting the deed. 33 In- deed, it may be doubted whether in such a case the purchaser would be held to have waived his right to recover damages for the fraud. The acceptance of -a conveyance is an election to affirm the contract, but it has been held that the purchaser does not waive his right to cover damages for deceit respecting the title was questioned by BRONSON, J., dissenting, who said, " In the usual course of business men insert covenants in their conveyances of real estate where it is intended that the vendor shall answer for the goodness of the title; and it is easy to see that bad conse- quences may follow if the vendee shall be allowed to lay aside his deed, and have an action founded upon conversations about the title pending the bar- gain. * * * I do not intend to express a definite opinion on the point, and have only said enough to show that it is a grave question, which, as it is not necessarily before us, should not be regarded as settled by our decision." It may be doubted whether this query would be made in a case in which the covenantor had studiously concealed an incumbrance or defect in the title, as in Prout v. Roberts, 32 Ala. 427. "Ante, 269. 2 Warvelle Vend. 957. That author attributes the cases holding the opposite view, to the fact that the grantee has his remedy over for breach of the covenants for title. Those cases, however, seem rather to proceed upon the idea that the fraud is merged in the conveyance, whether with or without covenants for title. As to cases in which there has been fraud as to the title and also a breach of the covenants. Mr. Warvelle per- tinently observes, " The liability of the offending party is totally distinct in either case. In the one it arises ex contractu, in the other ex dclicto; and the rule upon which damages are awarded is different in each instance. Nor is there any inconsistency in the prosecution of the two remedies, as they both proceed upon the theory of an affirmance of the contract, and although differing in form, one does not allege what the other denies. A recovery in one, therefore, will not preclude a prosecution of, or recovery in, the other, although, of course, there can be but one satisfaction for the damages sus- tained." Citing Bowen v. Mandeville, 95 N. Y. 237; Allaire v. Whitney, 1 Hill (N. Y.), 484. Kimball v. Saguin, (Iowa) 53 N. W. Rep. 116, criticising Peabody v. Phelps, supra. Lee v. Dean, 3 Whart. (Pa.) 315. Orendorff v. Tallman, (Ala.) 7 So. Rep. 821. Gwinther v. Gerding, 3 Head (Tenn.), 197. Bostwick v. Lewis, 1 Day (Conn.), 250; 2 Am. Dec. 73. Whitney v. Allaire, 1 Comst. (N. Y.) 314, semble, BRONSON, J., dissenting; Monell v. Golden, 13 Johns. (N. Y.) 396; 7 Am. Dec. 390; Culver v. Avery, 7 Wend. (N. Y.) 380: 22 Am. Dec. 586, where the false representation was made by a public officer. The court said: "Whatever is said or done in good faith in a treaty for a sale and purchase is merged in the purchase itself when consummated (by conveyance), and you cannot overhaul it whether the representations were true or false; but if they were known to ~be false when made, and have pro- duced damage to the opposite party, the subsequent consummation of the agreement cannot shield the defendant." Wardell v. Fosdick, 13 Johns. (N. Y.) 325; 7 Am. Dec. 383, where the vendor sold land which had no existence. That fact, however, was considered immaterial in Ward v. Wiman, 17 Wend. 688 MARKETABLE TITLE TO BEAL ESTATE. damages by affirming the contract after discovering the fraud. 84 True, in such a case, the purchaser could not rescind the contract, but obviously, the right to rescind, and the right to recover damages for a fraud stand upon different grounds, and the waiver of one is not necessarily a waiver of the other. If the conveyance contained covenants, the practical difference between an action on the covenants, and an action for deceit is, that in the former action he could recover the purchase money only and nothing for the loss of his bargain, and no more than nominal damages unless he had been evicted, while in the latter action his recovery would be measured by the actual damages sustained. (N. Y.) 192, 196, where it was said that in a case of fraud the purchaser might treat the deed as a nullity. In Wilson v. Breyfogle, 63 Fed. Rep. 329 (Civ. Ct. App. ), it was held that a grantee with warranty who had been defrauded by fraudulent representations as to the title, might sue in as- sumpsit to recover back the purchase money, but must first reconvey, or offer to recovery, the premises. See, also, Bowden v. Achor (Ga.), 22 S. E. Rep. 254. "Allaire v. Whitney, 1 Hill (N. Y.), 484. Allaire had leased certain premises of Whitney, the term to begin at a future day. Before that day he discovered that the lessor had fraudulently represented that he owned a part, of the premises, nevertheless he took possession and obtained a lease from the real owner of the part to which there was no title. The court deciding that Allaire had not waived his right to damages, observed, " It is not neces- sary to deny that where a vendee or a lessee takes or holds possession after he has discovered the fraud of his vendor or lessor, he shall not be allowed to rescind the contract, in other words, to say, as he may always do in the first instance, that the whole is void. Certainly the jury might well have been instructe'd in the present case, that Allaire had made the lease good by election; that he had waived the right to consider it a nullity. That, how- ever, is a very different matter from a waiver of the cause of action or recoupment. When a man is drawn into a contract of sale or demise by fraud, a right of action attaches immediately, as much so as if trespass had been committed against him ; and though he may affirm the transfer of interest and take the property, yet waiver is no more predicable of the cause of action, than where a man receives a delivery of goods that have been tortiously taken from him. The vendor or lessor was a wrongdoer when he committed the fraud, and no act of the injured party short of a release or satisfaction will bar the remedy, though it may mitigate the amount of damages." See, also, 1 Sugd. Vend. (14th ed. ) 251, where it is said: "Al- though in equity a party may be entitled to get rid of a contract founded on fraudulent representations, still cases might occur where a purchaser might recover damages at law for a false representation, and yet be prevented by his own conduct from rescinding the contract in equity, and the relief in equity can only be to rescind the contract. Damages or compensation must be soiight at law." OF RESCISSION BY PROCEEDINGS IN EQUITY. WHERE THE CONTRACT is EXECUTORY. CHAPTER XXX. OF THE SUIT FOR RESCISSION PROPER. GENERAL PRINCIPLES. 277. DEFENSES TO SUITS FOR SPECIFIC PERFORMANCE. 278. PLACING THE VENDOR IN STATU QUO. 279. INTEREST, RENTS AND PROFITS. IMPROVEMENTS. 280. PLEADING. 281. PARTIES. 282. 277. GENERAL PRINCIPLES. On failure of the title the pur- chaser, instead of taking such steps at law as amount to a rescission of the contract, such as bringing an action to recover back the pur- chase money, or resisting proceedings by the vendor to collect the same, may, while the contract is executory, resort to a court of equity in the first instance and ask that the contract be formally re- scinded. In such case the court, having before it all parties in in- terest, may, if it appear that the complainant is entitled to relief, enter a decree rescinding the contract and adjusting the rights of the parties. We have already seen under what circumstances he may have an injunction against the collection of the purchase money where the contract is executory. 1 And the purchaser may, in any proceeding by the vendor to enforce specific performance of the con- tract, show that the title has failed or is not such as the law will re- quire him to accept. The fact that the vendor honestly believed his title to be good is no ground for refusing rescission. 2 The jurisdic- tion of equity for the rescission of executed contracts is limited, as will be seen, chiefly to cases where the contract was procured through fraud or mistake ; but where the contract is executory, a complete want of title in the vendor, irrespective of the question of his good faith, seems to be always a ground in equity for rescinding the con- 1 Ante, 250. 'Boyce v. Grundy, 3 Pet. (U. S.) 210. 44 690 MARKETABLE TITLE TO REAL ESTATE. tract, 3 unless the purchaser has waived or lost his right to require a clear title ; or unless he is bound by the terms of his contract to take such title as the vendor can make; or unless he be no longer able to place the vendor in statu quo. It has also been held that equity will not rescind the contract at the suit of the purchaser, if the defect of which he complains might with reasonable diligence have been discovered by him before the contract was made. Thus it has been held that a purchaser who fails to make reasonable inquiries as to possible dower rights in the premises, must seek his remedy against the vendor at law and not in equity, if disturbed by the widow. 4 This decision seems not to have been generally followed in America, though there are many cases which decide that the purchaser cannot fix fraud upon the vendor in failing to disclose defects in the title which might have been discovered by the exercise of ordinary diligence. 5 It has been held that the right of the purchaser to rescind an executory contract on failure of the title is not dependent on his right to maintain an action for breach of the contract, and that he may rescind where he cannot maintain that action. Thus, where the purchaser, knowing that the vendor could not convey a clear title, made a sham offer of performance and tender of the balance of the purchase money, it was held that he could not recover dam- ages for a breach of the contract, but that he was entitled to rescind the contract and recover back what he had already paid. 6 In an early American case it seems to have been held that want of title 'Smith v. Robertson, 23 Ala. 317, where it was said that though there may be no actual fraud in making a contract, a total inability in one party to fulfil it discharges the other, and a court of equity will annul a contract which the defendant has failed to perform or cannot perform. Citing Bul- lock v. Beemiss, 1 A. K. Marsh. (Ky.) 434; SKillern v. May, 4 Cranch (U. S.), 137. But see Parks v. Brooks, 16 Ala. 529, where rescission was refused a purchaser who had taken a bond for titles and could not show that the obligor was insolvent. As a matter of fact suits in equity by the pur- chaser for rescission where the contract is executory are comparatively infre- quent. Usually the only relief he claims is the return of the purchase money, and this may be obtained, as a general rule, more quickly and with less ex- pense in the action for money had and received to the purchaser's use. See ante, ch. 24. ' 4 Greenleaf v. Queen, 1 Pet. (U. S.) 138. "Ante, ch. 11. Contra, Crawford v. Keebler, 5 Lea (Tenn.), 547. Lewis v. White, 16 Ohio St. 441. OF THE SUIT FOB BESCISSION PBOPEB. 691 in the vendor was no ground for rescinding an executory contract for the sale of lands, the purchaser having an adequate remedy at law to recover back the purchase money or to recover damages for breach of the contract. 7 This case does not appear to have been followed in America, and its authority may well be doubted. Courts of law have, under the common-law system of procedure, no power to adjust equities between the parties, e. g., to decree a restitution of the premises, to settle claims for interest on the purchase money 'paid and for improvements on the one side, and for rents and profits on the other. On these grounds, irrespective of any question of fraud or mistake, the jurisdiction of a court of equity in such cases seems clear. Fraud of the vendor and mistake of the parties in respect to the title are, of course, grounds for rescinding an executory contract for the sale of lands. In such cases the remedy in equity is con- current with that at law. 8 What constitutes fraud in the vendor has been elsewhere considered. 9 The fact that the agreement has been reduced to writing will not prevent the purchaser from show- ing that the vendor, at the time the contract was closed, made fraudulent representations as to the state of the title. The rule in this respect is the same, whether the contract be executory or has been executed by a conveyance with or without covenants for title. 10 If the objection to the title be that the vendor has no power to sell and convey the premises, it has been held that a suit for a rescission of the -contract cannot be maintained by the purchaser. 11 1 Hepburn v. Dunlop, 1 Wh. (U. S.) ; Id. 3 Wh. (U. S.) 231. The failure of the consideration is always a ground for the rescission of a contract for the sale of lands. Hadlock v. Williams, 10 Vt. 570. Greenleaf v. Cook, 2 Wh. (U. S.) 13, 16. Hart v. Handlin, 43 Mo. 171. Innes v. Willis, 16 Jones & S. (N. Y.) 188. Goodman v. Rust, 4 T. B. Mon. (Ky.) 421. Smith v. Robertson, 23 Ala. 312. Liddell v. Sims, 9 Sm. & M. (Miss.) 596; Davis v. Heard, 44 Miss. 50. Holland v. Anderson, 38 Mo. 55. Ante, ch. 11. 10 Sugd. Vend, (llth Eng. ed.) 53, 586. Boyce v. Grundy, 3 Pet. (U. S.) 210. n Bruner v. Meigs, 64 N. Y. 506, per ALUIN, J. The authority of this case may be doubted. The reason given for the decision would apply in most cases in which the purchaser goes into equity for a rescission of an executory con- 692 The reason assigned for this decision was that the purchaser had a perfect defense at law and in equity to any proceeding by the vendor to enforce the agreement, and that an action by him would be necessary. We have already seen under what circumstances the purchaser will be deemed to have waived his right to rescind a con- tract or to resist a suit for specific performance on the ground that the title is defective. 12 Where the purchaser in a suit by him for rescission, offers to complete the contract if the court shall be of opinion that the title is marketable, and the court so decides, he is estopped from urging further any right to rescind. 13 278. DEFENSES TO SUIT FOB SPECIFIC PERFORMANCE. The purchaser, when the vendor seeks to compel specific per- formance of the contract, may of course show that the title is bad, or doubtful, and such as he cannot be required to accept. 14 As a general rule wherever he has a right to rescind the contract on the ground that the title has failed, he may avail himself of the same facts as a defense to a suit by the vendor for specific performance. The position of the purchaser in such a case is perhaps stronger than if he were plaintiff, for it has been often held that under some circumstances a court of equity may refuse to rescind a con- tract for the sale of lands which it would not specifically enforce, 15 leaving the parties to their remedy at law. 16 If the vendor, in consequence of disputes about the title, turns the purchaser out of possession, he cannot afterwards insist upon a specific performance of the contract, 17 Nor will he be entitled to this relief if, subse- tract. Should the purchaser be compelled to await the motions of the vendor? If the purchase money was paid to the latter he would probably concern himself no further about the agreement. . "Ante, "Waiver of Objections," 80. "Hyde v. Heller, 10 Wash. 586; 39 Pac. Rep. 249. "What matters are sufficient to render a title doubtful or unmarketable will be hereafter considered. Post, ch. 31. "2 Kent Com. (llth ed.) 487. Mortlock v. Buller, 10 Ves. 292. Jackson v. Ashton, 11 Pet. (U. S.) 248; Dunlap v. Hepburn, 1 Wheat. (U. S.) 197; Morgan v. Morgan, 2 Wheat. (U. S.) 290. Beck v. Simmons, 7 Ala. 71; Park v. Brooks, 16 Ala. 529. Seymour v. Delancy, 3 Cow. (N. Y.) 530; 15 Am. Dec. 270; Osgood v. Franklin, 2 Johns. Ch. (N. Y.) 23; 7 Am. Dec. 513. Cans v. Renshaw, 2 Pa. St. 34; 44 Am. Dec. 152. Louisville, etc., R. Co. v. Stone Co., (Ind. Sup.) 39 N. E. Rep. 703. "Jackson v. Ashton, 11 Pet. (U. S.) 229. " Knatchbull v. Grueber, 3 Mer. 124. OF THE SUIT FOB RESCISSION PROPER. 693 quent to the contract, he places a mortgage on the premises. 18 The purchaser cannot of course set up want of title in the vendor as a defense to a suit by the latter for specific performance, where by the terms of the contract, the purchaser was to take merely such title or interest as the vendor had. 19 But specific performance will not be decreed at the instance of the vendor, if he cannot con- vey a clear title, though no provision was made in the contract for a covenant of warranty to be inserted in the deed, unless the pur- chaser expressly assumed the risk as to title. 20 If the purchaser defends a suit for specific performance, the mere allegation that the vendor's title is defective, will not suffice. He must set forth and prove the specific defects of which he complains. 21 But, it is ap- prehended, that the vendor must show in the first instance a record title that is prima facie clear and unobjectionable, for by insisting upon specific performance he avers that his title is such as the purchaser can be required to take. In the nature of things, how- ever, he cannot show that there can be no possible objection to his title. Reason and convenience both require that having shown a title apparently good, the burden shifts to the purchaser, and com- pels him to show in what respect the title is defective or objection- able. If the plaintiff cannot convey the title mentioned in the agreement, his bill will be dismissed, though such objection be not made in the answer, nor taken until a hearing before a master upon a reference. 22 But it has been held that a purchaser who by the exercise of due diligence might have discovered an objection to the title and set up the same as a defense in a suit for specific per- formance before decree, could not, after decree, avail himself of such defect by additional pleadings, though he might, if the vendor be insolvent, suspend payment of the purchase money until the defect could be investigated. 23 "Haber v. Burke, 11 S. & R. (Pa.) 238. "Broyles v. Bell, 18 W. Va. 514. Bailey v. James, 11 Grat. (Va.) 468; 62 Am. Dec. 659. w Bates v. Delavan, 5 Paige Ch. (N. Y.) 299. Chambers v. Tulane, 9 N. J. Eq. 146. "Glasscock v. Robinson, 21 Miss. 85; Heath v. Newman, 11 Sm. & M. (Miss.) 201; Harris v. Bolton, 7 How. (Miss.) 167. "Park v. Johnson, 7 Allen (Mass.) 378. "Denny v. Wickliffe, 1 Mete. (Ky.) 216. 694 MABZETABLE TITLE TO EEAL ESTATE. It has been held that a vendor claiming specific performance of the contract, and resting the validity of his title upon a particular ground, cannot, after litigation has begun, shift his ground and allege a valid title from other sources, and this upon the principle that a party giving a reason for his conduct and decision touching anything involved in a controversy, cannot, after litigation has begun, change his ground and put his conduct upon another and different * construction. 24 279. PLACING THE PARTIES IN STATTT QUO. It is a cardi- nal rule that in every proceeding in which an abrogation or rescis- sion of a contract for the sale of lands is effected, whether it be the act of the parties or the act of the law, whether it be the result of an action to recover back the purchase money paid, or of an in- junction to restrain the collection of the purchase money, or of a direct suit in equity for rescission, either party must be placed in the same position in which he was before he entered into the con- tract. Unless this can be substantially done, there can be no rescis- sion, and the parties will be left to their remedies at law upon the contract. No rule of law is better settled than that a purchaser of a chattel which proves to be unsound, cannot keep the chattel and refuse to pay the purchase money, and that he cannot detain the purchase money, if he has consumed or destroyed the chattel so that he cannot restore it to the vendor. He may, of course, keep the chattel and recover damages for the breach of the express or implied warranty of its soundness, but that is an election to affirm and not to rescind the contract. There is no difference in the ap- plication of these principles to executory contracts for the sale of lands. Hence, it follows that a purchaser seeking a rescission of the contract in equity on the ground that the title has failed, must restore the premises to the vendor before he will be absolved from his obligation to pay the purchase money. 25 "Weinstock v. Levison, 26 Abb. N. Cas. (N. Y.) 244, citing Ohio & Miss. R. Co. v. McCarthy, 96 U. S. 258, a case, however, which did not arise be- tween vendor and purchaser. It may be doubted whether the rule thus de- clared would apply in a case in which the change of position by the vendor did not operate, and could not have operated to the injury of the purchaser. 25 1 Sugd. Vend. 347. Ante, 256. Wickham v. Evered, 4 Madd. 53 ; Tindal v. Cobham, 2 Myl. & K. 385; Fowler v. Ward, 6 Jur. 547; Nicholson v. Wordsworth, 2 Swan. 365; Southcomb v. Bishop, 6 Hare, 213; Gordan v. Mahoney, 13 Ir. Eq. 383. Garner v. Leverett, 32 Ala. 410; Duncan v. Jeter, OF THE SUIT FOB RESCISSION PROPER. 695 The purchaser will not be permitted to rescind the contract if he has made material alterations in the property, such as to change its nature and character, if they are of a kind which do not admit of a restoration of the property to its former condition, or if he decline or be unable to restore it to that condition. 26 Nor where he has disabled himself from restoring the possession to the vendor by conveying the premises to a stranger. 27 NOT where a portion of the 5 Ala. 604; 39 Am. Dec. 342; Fitzpatrick v. Featherstone, 3 Ala. 40. Sea- burn v. Sutherland, 17 Ark. 603; Wheat v. Dotson, 12 Ark. 698. Lane r. Latimer, 41 Ga. 171. Underwood v. West, 52 111. 597; Smith v. Brittenham, 98 111. 188; Deal v. Dodge, 26 111. 459; Gehr v. Hogerman, 26 111. 438; Vining v. Leeman, 45 111. 246. Marvin v. Applegate, 18 Ind. 425; Osborn v. Dodd, 8 Blackf. (Ind.) 467; Cain v. Guthrie, 8 Blackf. (Ind.) 409; Brumfield v. Palmer, 7 Blackf. (Ind.) 227. White v. Hardin, 5 Dana (Ky.), 141; Peebles v. Stephens, 3 Bibb (Ky.), 324; 6 Am. Dec. 660; Wickliff v. Lee, 4 Dana (Ky.), 30. Matta v. Henderson, 14 La. Ann. 473; Clark v. Briggs, 5 La. Ann. 624; McDonald v. Vaughan, 14 La. Ann. 716. Shipp v. Whelen, 33 Miss. 646; Williamson v. Ramey, 1 Freem. Ch. (Miss.) 112; Hill v. Samuel, 31 Miss. 307. Smith v. Busby, 15 Mo. 387 ; 57 Am. Dec. 207. Young v. Stevens, 48 N. H. 133; 2 Am. Rep. 202. Sandford v. Travers, 7 Bosw. (N. Y.) 498; More v. Smedburgh, 8 Paige Ch. (N. Y.) 600; Tompkins v. Hyatt, 28 N. Y. 347; Goelth v. White, 35 Barb. (N. Y.) 76; Schroeppel v. Hopper, 40 Barb. (N. Y.) 425; Van Epps v. Harrison, 5 Hill (N. Y.), 63; 40 Am. Dec. 314; Tallmadge v. Wallis, 25 Wend. (N. Y.) 107; Masson v. Bovet, 1 Den. (N. Y.) 73; 43 Am. Dec. 651. Nicoll v. Carr, 35 Pa. St. 381; Congregation v. Miles, 4 Watts (Pa.), 146. Clarke v. Locke, 11 Humph. (Tenn.) 300; Officer v. Murphy, 8 Yerg. (Tenn.) 502. Lynch v. Baxter, 4 Tex. 431; 51 Am. Dec. 735. Hyslip v. French, 52 Wis. 513; Grant v. Law, 29 Wis. 99; Hendricks v. Goodrich, 15 Wis. 679. In Perry v. Boyd, 126 Ala. 162; 28 So. Rep. 711, it was held that the grantee may maintain his bill for rescission without having restored or having offered to restore, the premises to the grantor. It seems, however, that the property to which the title failed in that case consisted principally of an easement the right to excavate a tunnel through lands of the grantor. The bill averred a willingness to reconvey. "Dart V. & P. (5th ed.) 440. Donovan v. Frisker, Jac. 165. In this case the purchaser was required to reinstate a private dwelling which he had con- verted into a shop. Where the purchaser retained possession for a number of years, received the rents, changed the condition of the estate, and made lasting improvements, it was held that he could not put the vendor in statu quo, and, therefore, could not rescind the contract. Patten v. Stewart, 24 Ind. 332. "McKeen v. Beaupland, 35 Pa. St. 488; Rogers v. Olshoffsky, 110 Pa. St. 147; 2 Atl. Rep. 44. Colyer v. Thompson, 2 T. B. Mon. (Ky.) 16. Where the vendor by agreement with the vendee, conveys portions of the premises in lots to third persons, as they are sold off by the vendee, he (the vendor) cannot in an action for rescission, the title being bad, object that the entire premises cannot be restored to him. Wilcox v. Lattin, 93 Cal. 588 ; 29 Pac. Rep. 226. 696 MARKETABLE TITLE TO REAL ESTATE. premises have been sold under execution against him. 28 Nor where he has materially impaired the value of the land by cutting down the timber. 29 But in cases in which the purchaser acted in good faith and the injury to the premises is capable of ascertainment and deduction from the purchase money he is seeking to recover back, he may have a rescission of the contract though the property cannot be restored in specie. 30 If the purchaser be unable to put the vendor in statu quo, he has his remedy over by action on the case if the vendor was guilty of fraud. 31 It has frequently been held that a contract for the sale of lands cannot be partially rescinded, that it must be rescinded in toto, if at all, 32 by which appears to be meant that upon rescission neither party will be permitted to retain anything which he has received by virtue of the contract. If the purchaser refuse to complete the contract on the ground that the title to a portion of the premises has failed, and insist upon retaining possession of the other part, the vendor may maintain a bill to compel him to elect whether he will accept the title, or abandon the contract and restore the possession. 38 If on rescission the purchaser refuse to restore the premises the vendor may recover them in ejectment. 34 In such an action the 28 Clark v. Briggs, 5 La. Ann. 624. * Gehr v. Hagerman, 26 111. 459. so Wright v. Dickinson, 67 Mich. 580. Calhoun v. Belden, 3 Bush (Ky.), 674, where the residence on the purchased premises had been destroyed by fire. In Alabama the rule that the purchaser must restore the premises be- fore he can have a rescission of the contract, has been held not to apply where retention of the property is necessary for the indemnity or reimbursement of the purchaser, as where the vendor is insolvent and cannot return the pur- chase money. Garner v. Leveritt, 32 Ala. 413; Young v. Harris, 2 Ala. 108; Elliott v. Boaz, 9 Ala. 772; Greenlee v. Gaines, 13 Ala. 198; 47 Am. Dec. 49; Parks v. Brooks, 16 Ala. 529; Read v. Walker, 18 Ala. 323; Foster v. Gres- sett, 29 Ala. 393; Gallagher v. Witherington, 29 Ala. 420; Duncan v. Jeter, 5 Ala. 604; 39 Am. Dec. 342. "Htfgan v. Weyer, 5 Hill (N. Y.), 389. "2 Kent Com. 408; 2 Warvelle Vend. 878. Cases cited supra, this sec- tion. Benjamin v. Hobbs, 31 Ark. 151. Lovingston v. Short, 77 111. 587. Porter v. Titcomb, 22 Me. 300. Hogan v. Weyer, 5 Hill (N. Y.), 389. 3$ Davison v. Perrine, 22 N. J. Eq. 87. "I Sugd. Vend. (8th Am. ed.) 276 (179). Nicoll v. Carr, 31 Pa. St. 381. Fbwler v. Cravens, 3 J. J. M. (Ky.) 3; 20 Am. Dec. 153. OF THE SUIT FOE RESCISSION PROPER. 69? purchaser cannot set up paramount title in the third person as a defense. 36 The purchaser is estopped to deny the title of his vendor. Even where he buys in an adverse claim to the premises, he must surrender possession before he can claim rescission against his vendor. He must take his chances of recovering the land on the title thus acquired. 36 If, however, he purchases in ignorance of the fact that the paramount title already exists in himself he cannot be required to surrender the possession before asserting his better title. 37 The rule which requires the restoration of the parties to their former condition is satisfied by substantial compliance therewith, since it is obviously impossible for the parties to be placed in the precise condition in which they were before the contract was entered into. Accordingly, it is generally considered that the rule is satisfied by restoring the premises unimpaired, together with the rents and profits, to the vendor, and the purchase money, with in- terest, costs and expenses for improvement, to the purchaser. 38 In some cases it has been held that the restoration of the premises to the vendor on failure of the title is a condition precedent to the right to maintain a suit for rescission. 39 It may be doubted whether such a rule would apply where the court has power to enter a judg- " Fowler v. Cravens, 3 J. J. M. (Ky.) 3; 20 Am. Dec. 153. 'Grundy v. Jackson, 1 Litt. (Ky.) 11. Officer v. Murphy, 8 Yerg. (Tenn.) 502. Ante, p. 482. n Southcomb v. Bishop, 6 Hare, 213. "Masson v. Bovet, 1 Den. (N. Y.) 74; 43 Am. Dec. 651. Bank v. Ettinge, 40 N. Y. 391. In this case it was held that the vendor could not require the purchaser to indemnify him for expenditures which he had made upon the expectation of receiving money under the contract. As to the contention that each party must be restored to the precise condition in which he was before the contract was made, the court said : " The application of this principle to the present case would substantially destroy the rule that money paid under a mistake of fact may be recovered back. If the facts could be so arranged that there should be no loss to either party there would be nothing to contend about, and so no such actions would be brought. * * * It is an ordinary result of the transaction that the party receiving has incurred liabilities or paid money which he would not have done except for the receipt of the money." * Ante, 258. Eames v. Der Germania Turn Verein, 8 111. App. 663, citing Hunt v. Silk, 5 East, 449, and Norton v. Young, 3 Greenl. (Me.) 30. 698 MARKETABLE TITLE TO EEAL ESTATE. ment or decree conditioned to be inoperative unless the premises be restored to the vendor. 40 The cases in which the purchaser may have a rescission of the contract without restoring the premises to the vendor have been elsewhere considered in this work/ 1 The court, in decreeing a rescission of the contract on the ground of failure of title, will direct outstanding purchase-money notes to be delivered up and canceled, and will also direct that any bond for title or other ob- ligation to convey executed by the vendor, be surrendered by the purchaser and canceled. 42 280. INTEREST. BENTS AND PROFITS. IMPROVEMENTS. On recission of an executory contract for the sale of lands for want of title in the vendor, whether by suit in equity or action at law to recover back the purchase money, the purchaser, if he has never been in possession, will be entitled to interest on the purchase money he has paid. 43 If he has been in possession the general rule is that the vendor may set off the rents and profits against interest on the purchase money, 44 taking into consideration, of course, any * In Pennsylvania a condition requiring the purchaser to reconvey the premises to the vendor may be inserted in the verdict. Babcock v. Case, 61 Pa. St. 427. "Ante, 261. 4J McKay v. Carrington, 1 McLean (U. S.), 50. In Williams v. Carter, 3 Dana (Ky. ), 198, the purchase-money notes could not be delivered up because they had been destroyed by the vendor, and a decree was entered rescinding the contract. McGee v. Carrico, 6 Litt. (Ky.) 393. "2 Warvelle Vend. 885. 44 2 Warvelle Vend. 885. Watts v. Waddle, 6 Pet. (U. S.) 389. Mclndoe v. Monnan, 26 Wis. 588; 7 Am. Rep. 96. White v. Tucker, 52 Miss. 145. Axtel v. Chase, 77 Ind. 74. Baston v. Clifford, 68 111. 67; Bitzer v. Orban, 88 111. 130. McManus v. Cook, 59 Ga. 485. Todd v. McLaughlin, 125 Mich. 268; 84 N. W. Rep. 146. Griffith v. Depew, 3 A. K. Marsh. (Ky.) 177; 13 Am. Dec. 141, where held that interest should run only from date of suit for rescission, and that rents and profits should be charged against the purchaser from the same period. Morton v. Ridgway, 3 J. J. Marsh. (Ky.) 258; Wick- liff v. Clay, 1 Dana (Ky.), 535; Taylor v. Porter, 1 Dana (Ky.), 421; 25 Am. Dec. 155; Williams v. Rogers, 2 Dana (Ky.), 374. Buchanan v. Lorman, 3 Gill (Md.), 51. Outlaw v. Morris, 7 Humph. (Tenn.) 262. Patrick v. Roach, 21 Tex. 261; 27 Tex. 579; Littlefield v. Tinsley, 26 Tex. 353, 359; Ten- nell v. Dewitt, 20 Tex. 256; F?tzhugh v. Land Company, 81 Tex. 306; 16 S. W. Rep. 1078. In Tennell v. Roberts, 2 J. J. Marsh. (Ky.) 577, a court of equity on rescinding a contract for the sale of lands refused to decree in favor of the vendor for rents and profits on the ground that he had been guilty of fraud OF THE SUIT FOE RESCISSION PEOPEB. 699 material inequality between the two items. 43 Even where the vendor fraudulently concealed a defect in his title he has been al- lowed the value of the rents and profits enjoyed by the purchaser. 46 But it has been held that he will not be entitled to an account of the rents and profits where by his fraudulent conduct the purchaser has been induced to remain in possession a long time in expectation that a good title will be made. 47 Nor where the purchaser, not yet having surrendered possession of the premises, will probably be compelled to account to the true owner for the mesne profits, or is entitled to retain them as a security for the return of the purchase money paid by him. 48 In England it is said to be usual and proper to specify in every case the day on which the purchase is to com- pleted, when the purchaser is to have possession, and when he is to receive the rents and profits and pay interest on the purchase money. 49 The purchaser cannot, however, in equity avail himself respecting the title, and further, that the real owner was proceeding in eject- ment against the purchaser. As to the right of the vendor to set-off the rents and profits against the purchaser's claim for damages, see Ante, 95. 48 2 Warv. Vend. 885. Doggett v. Emerson, 1 Woodb. & M. (U. S.) 195, 204. Shields v. Bogliolo, 7 Mo. 134, where it was said that if the land were wild and wholly unproductive the rule that the use of the money and the use of the land are equivalent would not apply. A head note to the case of Williams v. Wilson, 4 Dana (Ky.), 507, fairly digests the opinion of the court as follows : " There never has been any universal rule for adjusting and setting off rents against interest upon the rescission of a sale of land. As cases vary, the equity of allowing rents and interest on the purchase money must vary the object being in every case to place the parties as nearly as possible in statu quo." In the absence of evidence to the contrary, the use of the premises and interest on the purchase money will be held to balance each other. Talbot v. Sebree, 1 Dana (Ky.), 56. "Bryant v. Booth, 30 Ala. 311; 68 Am. Dec. 117, which, however, was a case in which the contract had been executed. Richardson v. McKinson, Litt. Sel. Cas. (Ky.) 320; 12 Am. Dec. 308; Peebles v. Stephens, 3 Bibb. (Ky.), 324 ; 6 Am. Dec. 660. The same rule has been applied where the contract was rescinded on the ground that the vendor had fraudulently represented the quality of the land. Thompson v. Lee, 31 Ala. 292. In Walker v. Ogden, 1 Dana (Ky. ), 247, the purchaser had bought in a paramount title to the premises, and a bill by the vendors for an account of the rents and profits was dismissed on the ground that the question of title being undetermined the remedy of the plaintiff was at law by action of ejectment. 4T Seamore v. Harlan, 3 Dana (Ky.), 410. "McLaren v. Irvin, 63 Ga. 275. "Dart V. & P. (5th ed.) 127. 700 MARKETABLE TITLE TO REAL ESTATE. of a breach of these conditions unless time be of the essence of the contract. 60 It is not necessary that a purchaser, seeking a decree rescind- ing the contract when the title has failed, shall have previously tendered the reasonable value of the use and occupation of the premises; the vendor's demand in that respect can be adjusted in the action. 61 If the contract be rescinded at the suit of the pur- chaser, for want of title in the vendor, and no provison be made for redelivery of the land to the vendor, he, or his heirs, may maintain a bill against the purchaser for an account of the rents and profits. 62 If the purchaser committed waste while in the occupation of the premises, the damages thence accruing may be set off against his claim for purchase money, interest and improvements. 53 But he cannot be charged with ordinary deterioration or wear and tear of the premises. 54 We have seen that if the purchaser elect to keep the premises notwithstanding the defective title, and to maintain an action to recover damages for breach of the contract to make a good title, thereby affirming the contract, he will not be accountable to the vendor for the mesne profits. 65 "Id. 417. "Dotson v. Bailey, 76 Ind. 434. "Officer v. Murphy, 8 Yerg. (Tenn.) 502. In this case the purchaser, after obtaining a decree rescinding the contract, and enjoining the collection of the purchase money, remained in possession a number of years. M Wickliffe v. Clay, 1 Dana (Ky.), 585, where the purchaser removed a building from the premises. This building was an improvement made by the vendor, for which he would have been entitled to recover against the real owner. Buchanan v. Lorman, 3 Gill (Md.), 51. Bitzer v. Orban, 88 111. 130. "Williams v. Rogers, 2 Dana (Ky.), 374. Buchanan v. Lorman, 3 Gill (Md.), 51. "Ante, 95. Greene v. Allen, 32 Ala. 221, where it was said: "We have some decisions which hold that where a purchaser proceeds in equity for a rescission of a contract for a sale of land on account of defective title, he must account for rents and profits if any have accrued to him. See, Walton v. Bonham, 24 Ala. 513; Young v. Harris, 2 Ala. 108, 114; Williams v. Mitchell, 30 Ala. 299. But we know of no case in which this doctrine has been applied to a suit at law on a bond for title where the breach alleged is the failure of the vendor's title. If a vendor in such a case could recoup, his vendee might be liable to a double recovery; first, to his vendor, and, secondly, to the true owner of the land. Moreover, such recoupment might operate direct pecuniary benefit to a fraudulent vendor, who would thus speculate on his own tortious acts." OF THE SUIT FOR RESCISSION PROPER. 701 It lias been held that the purchaser can only be charged with the profits actually received, and that the question how much the premises would have been worth to a man of ordinary industry and diligence is irrelevant and immaterial. 66 But this rule, it is apprehended, will not relieve the purchaser from his liability to pay a fair rent for the premises where he has derived benefits from the possession. 67 And in some cases the right of the vendor to an allowance for rents and profits on rescission of the contract has been denied altogether on the ground that the liability, if any, is for use and occupation; that an action for use and occupation cannot be supported, unless there was an implied contract to pay rent, and that no such contract on the part of the purchaser can be implied from his mere occupancy of the premises. 58 The vendor may always provide in the contract that in case of an inability to make title the purchaser shall pay a rent for the property. 59 We have seen that at law a purchaser makes improvements on the premises at his own risk. 60 But in equity, as a general rule, wherever the vendor would receive the benefit of permanent im- provements made by the purchaser he must account for them either by paying the value of them to the purchaser, or by allowing them M Richardson v. McKinson, Litt. Sel. Cas. (Ky.) 320; 12 Am. Dec. 308, reversing the judgment below. The court said: "An estate may be made more or less productive, according to the skill and care with which it may be managed; but the possessor cannot be said to be enriched in any case beyond the actual profits he has received; and a purchaser, in a case of this sort, ought not to be responsible for more. It has accordingly been held, where a purchaser has been let into possession and the purchase cannot be completed on account of defects in the title, that he is not bound to pay rents beyond the actual profits he has made. Sugden, 10." " In Murray v. Palmer, 2 Sch. & Lef. 474, 489, on rescission of an executory contract on the ground of fraud in the purchaser in procuring a convey- ance from a woman who was ignorant of her rights, the purchaser was held liable for rent which, but for his willful default, he might have received from the premises. M Ankeny v. Clark, 148 U. S. 345. No question as to interest seems to have been raised in this case. Bardsley's Appeal, 10 Atl. Rep. 39. In Kirkpatrick v. Downing, 58 Mo. 32; 17 Am. Rep. 678, it was held that the purchaser could not be held liable as a tenant for rent, eo nomine, but that he was chargeable to the extent of the benefit actually derived from the use of the land. M Aa was done in Andrews v. Babcock (Conn.), 26 Atl. Rep. 715. Ante, 96. 702 MAEKETABLE TITLE TO REAL ESTATE. as a set-off against any demands which he may have against the purchaser. 61 But even in equity the purchaser will not be entitled to an allowance for his improvements if they were made when he knew there was a defect in the title. 62 Nor where he participates W 2 Sugd. (8th Am. ed.) 514 (747); 2 Story Eq. Jur. 1234. King v. Thompson, 9 Pet. (U. S.) 204. Kirkpatrick v. Downing, 58 Mo. 32; 17 Am. Rep. 678. Martin v. Anderson, 7 Ga. 228. Peebles v. Stephens, 3 Bibb (Ky.), 324; 6 Am. Dec. 660; Ewing v. Handley, 4 Litt. (Ky.) 346, 371; 14 Am. Dec. 140; Richardson v. McKinson, Litt. Sel. Cas. (Ky.) 320; 12 Am. Dec. 308; Griffith v. Depew, 3 A. K. Marsh. (Ky.) 177; 13 Am. Dec. 141; Morton v. Ridgway, 3 J. J. Marsh. (Ky.) 258. Strike's Case, 1 Bland Ch. (Md.) 57, 77. Lancoure v. Dupre (Minn.), 55 N. W. Rep. 129, which was a case in which the purchaser rescinded the contract and abandoned the premises. Gibert v. Peter, 38 N. Y. 165; 92 Am. Dec. 785, where held, also, that the purchaser's claim for improvements will be a lien on the premises until paid. Perkins v. Hadley, 4 Hayw. (Tenn.) 148; Smithson v. Inman, 2 Baxt. (Tenn.) 88. Patrick v. Roach, 21 Tex. 251; 27 Tex. 579. Erwin v. Myers, 46 Pa. St. 96. See, contra, Wilhelm v. Fimple, 31 Iowa, 131; 7 Am. Rep. 117. The extraordinary statement is made in this case that a purchaser is not entiteld to an allowance for his improvements where he sues to rescind the contract, but that he would be if he sued to recover damages for breach of the contract. If this be true, the purchaser electing to affirm the contract, may recover damages for the breach, including the value of his improvements, retain possession of the land, and by getting in the rights of the adverse claimant, practically receive compensation for his improvements without hav- ing incurred a loss on their account. On the other hand, if elected torescind the contract, he could have nothing for his improvements; their entire benefit would pass to the vendor upon a return of the premises to him; or he (the vendor) would be allowed their value when sued in ejectment by the adverse claimant. These results necessarily follow from the rule that upon rescission of the contract the premises must be restored to the vendor, and that upon affirmance of the contract by action for damages the purchaser is not obliged to surrender the possession. The only case cited to sustain the foregoing decision was that of Gillett v. Maynard, 5 Johns. (Jf. Y.) 85; 4 Am. Dec. 329, which was a suit to recover back the purchase money and value of im- provements, the contract being void because not in writing, and the vendor having refused to perform. See, contra, the latter case, Mason v. Swan, 6 Heisk. (Tenn.) 450; Rhea v. Allison, 3 Head (Tenn.), 176. 2 Sugd. Vend. (8th Am. ed.) 515. Scott v. Battle, 85 N. C. 184; 39 Am. Rep. 694. But see Ewing v. Handley, 4 Litt. (Ky.) 371; 14 Am. Dec. 140, where the purchaser was permitted to set off improvements against rent, -though made when he knew the title was defective. But he was denied an allowance for improvements made after he had recovered judgment against the vendor in an action for breach of the contract. In Witherspoon v. McCalla, 3 Des. (S. C.) 245, the rule stated in the text seems to have been restricted to cases in which the defect was notorious, and the purchaser, buy- ing on a speculation, had been, on account of the defect, able to get the property much below its real value. OF THE SUIT FOK EESCISSION PROPER. 703 in a fraudulent intent of the vendor in selling the property.' 8 The vendor will of course be entitled to set off against the improve- ments, the fair rental value of the land, 64 without the improve- ments. 65 If the purchaser has had the use and benefit of the im- provements which he has made, he will be entitled only to their present value, and not their value at the time they were made.** It has been held that if the purchaser recover the value of his improve- ments against an adverse claimant, he must refund the amount so recovered if the vendor afterwards establishes his title.* 7 The right of the purchaser to a decree for interest on the pur- chase money paid by him and for the value of his improvements, and the right of the vendor to an account of the rents and profits, and an allowance for waste beyond ordinary wear and tear, ob- viously depend in a great measure upon the circumstances of each particular case, and cannot be made the subjects of unbending rules. A court of equity will be chiefly concerned to see that each party is placed as nearly as possible in statu quo, without regard to arbitrary restrictions.* 8 281. PLEADING. In some cases it has been held that it is incumbent on the purchaser seeking to rescind an executory con- tract for the sale of lands, to aver and prove facts showing that the title is bad, and that he cannot require the vendor to show title. 69 It is true that the vendor may be in possession of many facts respect- ing the title which it would be exceedingly difficult for the pur- chaser to ascertain, such as the happening of contigencies, on which the validity of the title depends, e. g., the death of life tenants, or the births of persons in remainder, and other facts of like kind which cannot be discovered by examining the public records ; and cases might occur in which the purchaser would be involved in "Strike's Case, 1 Bland (Md.), 57. M Cases cited supra throughout this section. Winters v. Elliott, 1 Lea (Tenn.), 676; Mason v. Lawing, 10 Lea (Tenn.), 264. "Lancoure v. Dupre (Minn.), 55 N. W. Rep. 129. "Williams v. Rogers, 2 Dana (Ky.), 374; Seamore v. Earlan, 3 Dana ( (Ky.), 411. "Morton v. Ridgway, 3 J. J. Marsh. (Ky.) 258. * Littlefield v. Tinsley, 26 Tex. 353, 358. "See ante, 117, as to burden of proof in actions for breach of covenant of seisin. 2 Rob. Pr. 190. Riddell v. Blake, 4 Cal. 264; Thayer v. White, 3 Cal. 228. Moss v. Davidson, 1 Sm. & M. (Miss.) 112. Grantland v. Wight, 5 Munf. (Va.) 295. In both these cases the contract had been executed. 704 MARKETABLE TITLE TO RF-AT. ESTATE. great hardship, if required to prove facts lying peculiarly within the knowledge of the vendor. At the same time it is clear that it would be inequitable to permit the purchaser, when tired of his bargain, to come into a court of equity, and upon the bare allega- tion that the title is bad, put the vendor to the vexation and ex- pense- of proving it to be sufficient. He should at least, be required to point out the defect of which he complains, and to prove it as alleged. But there are cases which decide that if the vendor sues for specific performance, as a general rule the burden will be upon him to show that he has such a title as the purchaser can be re- quired to take. 70 If the vendor sue for specific performance, it is not necessary that the purchaser's objections to the title be taken in his answer; they may be made at any time before the hearing. 71 282. PABTLES. All parties in interest must, of course, be made parties to the suit for rescission. 72 An assignee of one of the purchase-money notes has been held a necessary party. 78 So, also, one who had purchased from the complainant. 74 If the purchaser should die pending the suit, his heirs must be made parties. By a rescission their interests would be directly affected, and to author- ize a decree it is indispensable that they should be before the court. 75 "Griffin v. Cunningham, 19 Grat. (Va.) 571; Grantland v. Wight, 5 Munf. (Va.) 295. Walsh v. Barton, 24 Ohio St. 28. Jarman v. Davis, 4 T. B. Mon. (Ky.) 115. Daily v. Litchfield, 10 Mich. 38; Dwight v. Cutler, 3 Mich. 566; 64 Am. Dec, 105. Cornell T. Andrus, 36 N. J. Eq. 321. See ante, 244. It is suggested with diffidence, that the sufficiency of the title of the vendor often depends upon one or more questions of fact alleged upon the one side and denied upon the other, and that whenever the pleadings have reached this stage in any suit or proceeding in which the sufficiency of the title ia involved, it would seem that the burden of proof should be devolved upon him who has the affirmative of the issue, whether vendor or purchaser, unless the fact is of a kind lying peculiarly within the knowlegde of the party having the nega- tive. The parties should so plead that it may be determined whether the title depends upon a question of law or a question of fact; so that, in the latter event, they may arrive at an issue, and the burden of proof be intelli- , gently and not arbitrarily disposed. "Park v. Johnson, 7 Allen (Mass.), 378. In Harding v. Olsen, 177 111. 298 ; 52 N. E. Rep. 482, it was said that the only necessary party to the bill is the party against whom the decree for repayment will operate. "Cummins v. Boyle, 1 J. J. Marsh. (Ky.) 480. "Pollock v. Wilson, 3 Dana (Ky.). 25. "Yoder T. Swearingen, 6 J. J. Marsh. (Ky.) 518. "Huston v. Noble, 4 J. J. Marsh. (Ky.) 130. CHAPTER XXXI. OF DOUBTFUL TITLES. GENERAL RULES. 283. CLASSIFICATION OF CASES OF DOUBTFUL TITLES. 284. CASES IN WHICH THE TITLE WILL BE HELD FREE FROM DOUBT. 285. DOUBTFUL TITLES AT LAW. 286. INCONCLUSIVENESS OF JUDGMENT OR DECREE. 287. SPECIAL AGREEMENTS AS TO THE TITLE. 288. PAROL EVIDENCE TO REMOVE DOUBTS. 289. EQUITABLE TITLE. ADVERSE CLAIMS. 290. DEFEASIBLE ESTATES. 291. TITLE AS DEPENDENT UPON ADVERSE POSSESSION. 292. PRESUMPTIONS FROM LAPSE OF TIME. 293. TITLE AS AFFECTED BY NOTICE. 294. BURDEN OF PROOF. 295. ILLUSTRATIONS OF THE FOREGOING PRINCIPLES. 296. Errors and irregularities in judicial proceedings. 297. Sale of the estates of persons under disabilities. 298. Want of parties to suits. 299. Defective conveyances and acknowledgments. Imperfect registra- tion. 300. Construction of deeds and wills. 301. Competency of parties to deeds. 302. Title as dependent upon intestacy. Debts of decedent. 303. INCUMBRANCES. 304. Admitted incumbrances. 305. Incumbrances which make the title doubtful. 306. Apparently unsatisfied incumbrances. 307. ENCROACHMENTS AND DEFICIENCIES 307a, 307b. 283. GENERAL RULES. Unless the contract contains a stip- ulation to the contrary, there is always an implied agreement that the title offered by the vendor shall be marketable. 1 A purchaser of lands can never be required to accept a doubtful or unmarketable title, 2 even though the fullest indemnity be offered by way of a 1 Scudder v. Watt, 90 N. Y. Supp. 605 ; 98 App. Div. 40. But there is no implied agreement that the title shall be satisfactory to the purchaser or his attorney. Green v. Ditsch, 143 Mo. 1 ; 44 S. W. Rep. 749. 'Dart. Vend. 734; Sugd. Vend. (8th Am. ed.) 577 (386) ; 2 Warvelle Vend. 843; Adams Eq., m. p. 84; Story's Eq. Jur. 693; Pomeroy's Eq. Jur. 1405. Beach Mod. Eq. Jur., 607; Bispham Eq. Jur., 378; Atkinson Marketable Title, ch. 1. 45 706 MARKETABLE TITLE TO REAL ESTATE. general warranty from a solvent vendor. 3 Specific performance is a matter of grace and not of right, and will never be decreed when the title is open to reasonable doubt. 4 All titles absolutely bad are, of course, unmarketable, but the expression " marketable title " as originally employed by courts of equity, was not the equivalent of " good title " or " perfect title," nor the opposite of " bad title " or " defective title," but was technical in its character, and meant a title concerning which there were no fair and reasonable doubts ; such a title as a court of equity would compel a purchaser to ac- cept on a bill by the vendor for specific performance. 5 It is pos- sible that a perfect title may be unmarketable; 6 for example, suppose the validity of A's title depends upon the question whether or not he is the next of kin to B. If he is indeed the next of kin his title is perfect. But if it cannot appear to the court beyond a reasonable doubt that he is such, then the title, though really good if all the facts could be known, will be deemed unmarketable. 7 This doctrine of " marketable titles " was originally cognizable only in the courts of equity, but in several of the American States in which the distinction between legal and equitable procedure has been abolished, the same doctrine has been applied in courts of law, e. g., in actions to recover back the purchase money. To this fact is probably due the tendency of the courts in those States to apply the term " unmarketable " to such titles as are absolutely bad, as well as those which are merely doubtful. Batchelder v. Macon, 67 N. C. 181. 4 Mitchell v. Stinemetz, 97 Pa. St. 253. Maltby v. Thews, 171 HI. 264; 49 N. E. Rep. 486; Wesley v. Eells, 177 U. S. 370; Dyker M. L. & I. Co. v. Cook, 159 N. Y. 6 ; 53 N. E. Rep. 690. 8 Adams Eq., m. p. 84; Beach Mod. Eq. Jur. 606. Stapylton v. Scott, 16 Ves. 272 ; Jervoise v. Duke of Northumberland, 1 J. & W. 539. If, after the vendor has produced all the proof he can, a reasonable doubt still remains, the title is not marketable, and the purchaser is not obliged to take it. Shriver v. Shriver, 86 N. Y. 575. Reynolds v. Strong, 82 Hun (N. Y.), 202; 31 N. Y. Supp. 329, where it was said that a title may be valid, and yet not marketable. A material defect in the title to land, is such a defect as will cause a reasonable doubt and just apprehension in the mind of a reasonable, prudent and intelligent person, acting upon competent legal advice, and prompt him to refuse to take the land at a fair value. Eggers v. Busch, 154 111. 604; 39 N. E. Rep. 619. ' Post, this ch. 289. OF DOUBTFUL TITLES. 707 It is impossible in the nature of things that there should be a mathematical certainty of a good title. 8 Such a thing as absolute security in the purchase of real estate is unknown. 9 But a bare possibility that a title may be affected from certain causes, when the highest possible evidence of which the nature of the case admits, amounting to a moral certainty, is given that no such cause exists, does not render the title doubtful. 10 The purchaser cannot demand a title absolutely free from all suspicion or possible defect. He can simply require a title such as prudent men, well advised as to the facts and their legal bearings, would be willing to accept. 11 The doubts must be such as will affect the market value of the estate." They must not be made up for the occasion, based on captious, frivolous and astute niceties ; they must be such as would induce a prudent man to hesitate in accepting a title affected by them. 13 What matters of law or Avhat matters of fact are sufficient to make a title so doubtful as to be unmarketable, cannot be indicated by positive rules. Facts or questions which present no difficulties to one judicial mind may, in the opinion of an another, raise in- superable objections to the title. 14 It is obvious that the existence of a " fair and reasonable doubt " as to the title must depend upon the capacities of the judge to whom the question is addressed. " Practically the judge acts upon his own doubts." 1 It has been said that the title which a purchaser will be required to take should be, like Cesar's wife, free from suspicion, but that the purchaser will not be relieved on account of possibilities of defects, or mere 'Language of Lord HARDWICKE in Lyddall v. Weston, 2 Atk. 20. First African Soc. v. Brown, 147 Mass. 196, 298; 17 N. E. Rep. 549. Rawle Covts. for Title (5th ed.), 259. 10 Moser v. Cochran, 107 N. Y. 35; 13 N. E. Rep. 442; Scherraerhorn r. Niblo, 2 Bosw. (N. Y.) 161. Hedderley v. Johnson, 42 Minn. 443; 44 N. W. Rep. 527. Webb v. Chisolm, 24 S. C. 487. Crasser v. Blank, 110 La. 493; 34 So. Rep. 648. "Todd v. Union Dime Sav. Inst., 128 N. Y. 636; 2*8 N. E. Rep. 504. "Vreeland v. Blauvelt, 23 N. J. Eq. 485. A marketable title is one that will bring as high a price in the market with the purchaser's objection to its sufficiency as without. Paimly v. Head, 33 111. App. 134. "Nicol v. Carr, 35 Pa. St. 38. Kimball v. Tooke, 70 111. 553. "Atk. Marketable Title (Law Lib.), ch. 1; 1 Sugd. Vend. (8th Am. ed.) 579 (387). "Sedgwick v. Hargrave, 2 Ves. 59. 708 MARKETABLE TITLE TO REAL ESTATE. suspicions of faults ending only in suspicion." The doubt must be " grave and reasonable." 1 If there is such doubt as to make it probable that the purchaser's right may become a matter of investi- gation, he will not be compelled to complete the purchase." If the doubt arise upon a question of fact of such nature as not to admit of proof, such as a statement that a certain act, which would make void the vendor's title, had not been committed;" or, if a defect appear and the title depends upon facts removing it, which facts the purchaser can only establish by parol testimony should his title be afterwards attacked, 20 the purchaser will be relieved. An often-cited English case establishes the rule that a title is doubtful when it is such as other persons may question, though the court regards it favorably, and that if the doubt arise upon a question connected with the general law, the court is to judge whether the law is settled ; if not settled, or if extrinsic circumstances affecting the title appear, which neither the court nor the purchaser can satisfactorily investigate, the purchaser will be relieved. 21 The defect of title of which the purchaser complains must be of a substantial character; one from which he may suffer injury. Mere immaterial defects which do not diminish in quantity, qual- ity, or value the property contracted for, constitute no ground upon which he may reject the title. 22 Facts must be known at the time which fairly raise a reasonable doubt as to the title; a mere pos- sibility or conjecture that such a state of facts may be developed at some future time is not sufficient. 28 "Gordon v. Champneys, Turn. & Russ. 88. Laurens v. Lucas, 6 Rich. (S. C.) Eq. 217; Monagan v. Small, 6 Rich. N. S. (S. C.) 177. Carroll v. McKahary, 55 X. Y. Supp. 113; 35 App. DiT. 528. While the court will give the purchaser reasonable assurance of security, it will not countenance the idle scruples of one interested in withholding the purchase money. Brown v. Witter, 10 Ohio, 143. " Moore v. Appleby, 108 X. Y. 237 ; 15 N. E. Rep. 377 ; 1 Coll. 102. M Per TIXDAL, C. J-, in Curling v. Shuttleworth, 6 Taunt. 121. " 1 Sugd. Vend, (8th Am. ed.) 609. Lowe v. Lush, 14 Ves. Jr. 547. "Moore v. Williams, 115 N. Y. 586; 22 N. E. Rep. 233. a Pyrke v. Waddingham, 17 Eng. L. i Eq. 534; 10 Hare, 1. "Riggs v. Pursell, 66 N. Y. 193; Mead v. Martens, 47 N. Y. Supp. 299; 21 App. Div. 134. 3 Gates v. Parmly, 93 Wis. 294; 66 N. W. Rep. 253; 67 N. W. Rep. 739. OF DOUBTFUL TITLES. 709 The purchaser is entitled to rescind the contract where the title is doubtful, as well as where it is absolutely bad, but it has been frequently said that equity will, in many cases, deny the vendor's application for specific performance, when it would not entertain a bill by the purchaser to rescind, in other words, that it requires a stronger case to induce a chancellor to rescind a contract, than to withhold his assistance in causing it to be executed. 24 This is doubt- less true as to contracts which have been partly executed, as by pay- ment of the purchase money on the one part, and delivery of pos- session on the other, because in such cases more or less difficult v will always be encountered in placing the parties in statu quo. But where neither party has taken any step towards performance, no reason is perceived why the same want of doubtfulness of title in the vendor which takes away his right to specific performance, would not sustain the purchaser's bill for rescission. 25 The doubt whether a title is or is not such as a purchaser can be required to take, depends, sometimes, upon a question of law, some- times upon a question of fact, and sometimes upon both. 2 ' In theory the court must know whether the title is good or bad, if all the facts respecting it are known and undisputed, for the court is presumed to know the law applicable to those facts. 27 But no court can be certain that, upon a doubtful question of law, e. g., whether a certain limitation, after a life estate, was. a contingent remainder or an executory devise, 28 another court of co-ordinate jurisdiction in which the purchaser's title may be attacked, will pronounce the "Dart Vend. (5th ed.) 734; Story Eq. Jur. 20% 693. Cans v. Renshaw, 2 Pa. St. 34; 44 Am. Dec. 152. Doubts as to the title may be sufficient to justify the court in refusing to compel specific performance by the purchaser, yet insufficient to sustain an application by the purchaser for rescission, especially if he is in undisturbed possession of the premises. Duvall v. Parker, 2 Duv. (Ky.) 182. **The question, if any, is of little practical moment, except in cases where the contract has been partly performed, for the purchaser accomplishes, as a general rule, all that he desires by abandoning the contract and resisting the vendor's demand for specific performance. 26 1 Sugd. Vend. (8th Am. ed.) 580; 2 Beach Mod. Eq. Jur. C 608. "It the court is fully informed of the facts, it must know whether the title is good or bad. If the facts are not fully disclosed, it may with pro- priety doubt. O'Reilly v. King, 28 How. Pr. (N. Y.) 408. "Roake v. Kidd, 5 Ves. 647. 710 MARKETABLE TITLE TO REAL ESTATE. same judgment. If it be necessary to declare a particular statute unconstitutional before the vendor's title can be held good, the pur- chaser cannot be required to take the title." It is not customary to examine the title of a lessor, and no other covenant for title from him can be required than that the lessee shall quietly enjoy the estate. 30 Hence, it is not customary to raise the objection that the title of the lessor is merely doubtful or unmarketable, though it has been held that the title to a ground rent may be rejected, if the title to the land out of which the rent issued is unmarketable. 31 But a purchaser of a leasehold estate may compel the seller to produce the lessor's title, and may reject it if it proves to be bad, unless he purchased with notice of the defect.* 2 Whether or not a title is marketable is a question of law for the court and not for the jury. The jury must find the facts, and the court determine their effect. 33 The opinions of conveyancing coun- sel, or lawyers in general, will not be received upon the question whether a certain title is or is not marketable. 34 But a judgment will not be reversed because of the admission of such testimony when it appears that the entire title upon which such witness' opinion was founded, was before the court. 35 If a purchaser sues to recover damages against his vendor for breach of the contract, it is not enough to show that the title has been deemed insufficient by conveyancers; he must prove the title to be bad. 3 * He is not exonerated, in refusing to perform the contract, by the advice of com- petent counsel that the title is doubtful, if it be in fact good. He "Daniell v. Shaw, 116 Mass. 582; 44 N. E. Rep. 791. *Rawle Covts. for Title (5th ed.), 20, par: 5. * Mitchell v. Stinemetz, 97 Pa. St. 251. **1 Sugd. Vend. (8th Am. ed.) 554 (368). Purvis v. Rayer, 9 Pri. 488. Parmly v. Head, 33 111. App. 134; 17 Wash. Law Rep. 332. * Evans v. Gerry, 174 111. 595; 51 X. E. Rep. 615. Moser v. Cochrane, 107 N. Y. 35; 13 N. E. Rep. 442. Montgomery v. Pac. L. Co. Bureau, 94 Cal. 284; 29 Pac. Rep. 640; Winter v. Stock, 29 Cal 413; 89 Am. Dec. 57. Mead v. Atgeld, 33 HI. App. 373; S. C. on app., 26 N. E. Rep. 388; Leahy v. Hair, 33 111. App. 461. Atkinson v. Taylor, 34 Mo. App., 442. Murray v. Ellis, 112 Pa. St. 485; 3 Atl. Rep. 845; Dalzell v. Crawford, 1 Pars. Sel. Caa. (Pa.) 37. But see Adams Eq. 198, and Hymers v. Branch, 6 Mo. App. 511, where it was held that if the opinion of the court regarding a title might be fairly questioned hy competent persons, the title must be considered doubtful. " Mead V- Atgeld, supra. "1 Sugd. Vend. (8th Am. ed.) 537. Canfield v. GUbert, 4 Esp. 221. OF DOUBTFUL TITLES. takes the risk of the soundness, of the advice given," As a general rule the vendor may remove doubts about the title at any time before decree, unless time is of the essence of the contract." 284. CLASSIFICATION OP CASES IN WHICH THE TITLE WILL BE HELD DOUBTFUL. The following classification of cases in which the title will be considered doubtful, has been made by an able text writer, 39 and is perhaps as logical and accurate as the nature of the subject will admit : (I) Where the probability of litigation ensuing against the pur- chaser in respect of the matter in doubt is considerable; or, as it ivas put by Alderson, B., where there is a "reasonable decent probability of litigation." The court, to use a favorite expression, will not compel the purchaser to buy a law suit.* 1 If there be any reasonable chance that some third person may raise a question against the owner of the estate after the completion of the contract, the title will be deemed unmarketable. 43 (II) Where there has been a decision by a court of co-ordinate "Montgomery v. Pacific L. Co. Bureau, 94 Cal. 284; 29 Pac. Rep. 640. Post. ch. 32. Longworth v. Taylor, 1 McLean, (U. S.), 395. Fry Spec. Perf. 870. "Cattell v. Corrall, 4 Y. & C. Ex. 237. "Post, this chapter, 200. Price v. Strange, 6 Madd. 159, 165; Sharp T. Adcock, 4 Russ. 374; Haseltine v. Simmons, 6 W. R. 268; Pegler v. White, 33 Beav. 403. See, also, Potter v. Parry, 7 W. R. 182; Burnell v. Firth, 15 W. R. 546. A purchaser will not be compelled to accept a conveyance from a trustee under a will when a suit is pending to test the validity of the will. Hale v. Cravener, 128 111. 408; 21 N. E. Rep. 534. A 'title dependent on questions as to the right of an executor to sell under the will, and as to whether certain devisees had not elected to take under the will, both of which questions are in litigation, is not marketable. Warren v. Banning, 21 N. Y. Supp. 883. A title suggestive of future litigation is unmarketable. Beer v. Leonard, 40 La. Ann. 845; 5 So. Rep. 257; James v. Meyer, 41 La. Ann. 1100; 7 So. Rep. 618. Qucere, whether a purchaser can be compelled to accept a tax title? The court intimated that such a title migfit be as free from ob- jection as any other. Lesley v. Morris, 9 Phila. (Pa.) 110; 30 Leg. Int. 108. a Seaman v. Vawdrey, 16 Ves. 390. A title is doubtful if it exposes the purchaser to litigation. Freetly v. Barnhart, 51 Pa. St. 279; Speakman v. Forepaugh, 44 Pa. St. 3G3. " If the purchaser would be exposed to a lawsuit with the least chance of losing it, he ought not to be held to the bargain." GIBSON, C. J., in Cans v. Renshaw, 2 Pa. St. 34; 44 Am. Dec. 152. A title dependent upon the question wheth'er certain acts, conduct or admissions amount to an estoppel in pat's is unmarketable. McGrane v. Kennedy, 10 N. Y. Supp. 119. 712 MARKETABLE TITLE TO REAL ESTATE. jurisdiction adverse to the title, or to the principle on which the title rests, though the court thinks that decision wrong. 49 (III) Where there has been a decision in favor of the title, which the court thinks wrong" (IV) Where the title depends on the construction and legal operation of some ill-expressed and inartificial instrument, and the 'court holds the conclusion it arrives at to lie open to reasonable doubt in some other court.** Generally, it may be said that the opinion of the court upon any question of law on which the title depends, will not render the title marketable if the court thinks that another judge 46 or other competent person 47 might entertain a different opinion upon the same question. The test as to whether a title is doubtful or not upon a question of law, has been held to be the certain conviction of the court, in deciding the point, that no other judge would take a different view. 48 (V) Where the title rests on a presumption of fact of such a kind that if the question of fact were before a jury it would be the duty of the judge not to give a clear direction in favor of the fact, but to leave the jury to draw their own conclusions from the evidence.* 9 43 Per ROMIIXY, M. R., in Mullings v. Trinder, L. R., 10 Eq. 454. Ferris v. Plummer, 42 Hun (N. Y.), 440. Wesley v. Eells, 177 U. S. 370. ** Per ROMILLY, M. R., in Mullings v. Trinder, L. R., 10 Eq. 454. 46 Alexander v. Mills, L. R., 6 Ch. 132; Pyrke v. Waddingham, 10 Hare, 1; 17 Eng. L. & Eq. 534. Richards v. Knight, 64 N. J. Eq. 196; 53 Atl. 452; McCaffery v. Little, 20 App. D. C. 116. A doubtful title cannot be made marketable by an opinion of a court upon a case stated between the vendor and purchaser. Pratt v. Eby, 67 Pa. St. 396. " Vreeland v. Blauvelt, 23 N. J. Eq. 483. The fact that a court is divided in opinion as to the construction of a statute affecting the validity of a title is of itself sufficient ground for refusing to compel the purchaser to complete the contract. Pratt v. Eby, 67 Pa. St. 396. a 2 Beach Mod. Eq. Jur. 606. 48 2 Dart Vend. 1102. Rogers v. Waterhouse, 4 Drew, 32; Pegler v. White, 33 Beav. 403; Howe v. Hunt, 31 Beav. 420. But see Beioley v. Carter, L. R. 4 Ch. App. 230, and cases cited. 2 Dart Vend. 1103, n. "Emery v. Grocock, 6 Madd. 54. Shriver v. Shriver, 86 N. Y. 575. To this class, the author says, may be referred many of those cases where a doubt as to a fact has prevailed ; as where the title depended upon proof that there was no creditor who could take advantage of an act of bankruptcy committed by the vendor (Lower v. Lush, 14 Ves. 547), or where the title depended upon the absence of notice of an incumbrance, of which absence the OF DOUBTFUL TITLES. 713 (VI) Where the circumstances amount to presumptive (though net necessarily conclusive) evidence of a fact fatal to the title, as, e. g., that the exercise of a power under which the vendor claimed was a fraud upon the power. 50 285. CLASSIFICATION OF CASES IN WHICH THE TITLE WILL NOT BE HELD DOUBTFUL. The same author makes the following classification of cases in which the court would not, as he conceives, consider the title to be doubtful :" (I) Where the probability of litigation ensuing against the purchaser in respect of the doubt is not great; the court, to use Lord Hardwicke's language in one case, " must govern itself by a moral certainty, for it is impossible in the nature of things there should be a mathematical certainty of a good title." (II) Where there has been a decision adverse to the title by an inferior court, which decision the superior court holds to be clearly wrong. 63 (III) Where the question depends on the general law of the render produced some evidence (Freer v. Hesse, 4 De G., M. & G. 495), or upon the presumption arising from mere possession. Eyton v. Dieken, 4 Pri. 303. "Warde v. Dixon, 28 L. J. Ch. 315; S. C., 7 W. R. 148. "Fry Sp. Perf. (3d Am. ed.) 871. "Lyddall v. Weston, 2 Atk. 19. In this case specific performance by the purchaser was enforced, though there was a reservation of mines by the crown, the court being satisfied that there was no subject-matter for the reservation to act upon or that all legal right to exercise it had ceased. See, also, Seaman v. Vawdrey, 16 Ves. 393; Martin v. Cotter, 3 Jon. & L. 496. In Spencer v. Topham, 22 Beav. 573, an unwilling purchaser was compelled to take a title depending on the validity of a purchase by a solicitor from his client, on proof of the validity of the transaction, though given in the absence of the client, who, it was urged, might possess other evidence and ultimately set aside the sale. Sec, also, Falkner v. Equitable Reversionary Society, 4 Drew, 352. The mere fact that the purchaser is to take under an assignment for the benefit of creditors, which may be attacked as invalid, does not render the title doubtful or unmarketable in the absence of anything to show that the title will probably be attacked. Bayliss v. Sinson, 110 N. Y. 621; 17 N. E. Rep. 144. The bare possibility that minor heirs may attack the probate of their ancestor's will within the time allowed them by statute after attaining their majority, with nothing to show even a suspicion of the existence of probable grounds for such an attack, does not render a title under the will unmarketable. McCaffery v. Little, 20 App. D. C. 116. "Beioley v. Carter, L. R., 4 Ch. 230; Alexander v. Mills, L. R., 6 Ch. 124; Radford v. Willis, L. R., 7 Ch. 7. Holly v. Hirsh, 135 N. Y. 590; 32 N. E. Rep. 709. 714 MARKETABLE TITLE TO EEAL ESTATE. land; "as a general and almost universal rule the court is bound as much between vendor and purchaser, as in every other case, to ascertain and so determine as best it may, what the law is, and to take that to be the law which it has so ascertained and deter- mined." 54 An illustration of this rule, as applied in America, will be found in the case of Fairchild v. Marshall. 55 In that case the purchaser objected to the title on the ground that the land was sub- ject to a claim of dower in favor of the widow of a former owner, but the vendor showed that the widow had elected to take a pro- vision in her husband's will in lieu of dower, and the Supreme Court in that State having decided that such election constituted a bar to dower, it was held that the question of law whether such election barred the widow's claim to dower could no longer be considered doubtful, and that the purchaser must complete the contract. (IV) Where the question, though one of construction, turns on a general rule of construction, unaffected by any special context in the instrument and the court is in favor of the title. 56 (V) Where the title depends on a presumption, provided it be such that if the question were before a jury, it would be the duty of the judge to give a clear direction in favor of the fact, and not to leave the evidence generally to the consideration of the jury." "Per JAMES, L. J., in Alexander v. Mills, L. R., 6 Ch., 131, 132; Forster v. Abraham, L. R. 17 Eq. 351; Osborne v. Rowlett, 13 Ch. D. 774; Pyrke v. Waddingham, 10 Hare, 1 ; Palmer v. Locke, 18 Ch. Div. 381 ; In re Thackeray, 40 Ch. Div. 34. Where there is a doubt about the validity of a title arising from a construction of an act of parliament, or the language of an instrument or will, it is the duty of the court to remove the doubt by deciding it. The decision removes the doubt, and specific performance will be adjudged. Bell v. Holtby, L. R., 15 Eq. 178. See Fairchild v. Marshall, 42 Minn. 14; 43 N. W. Rep. 563; Ebling v. Dwyer, 149 N. Y. 460; 44 N. E. 155; Williams v. Marx, 124 Cal. 22; 56 Pac. Rep. 603; Ladd v. Weiskopf, 62 Minn. 29; 64 N. W. Rep. 99; Lippincott v. Wikoff, 54 N. J. Eq. 107; 33 Atl. 305. Hatt v. Rich, 59 N. J. Eq. 492; 45 Atl. 969. A doubt precluding specific performance exists if the seller's title depends on a legal question not settled by previous de- cisions, or concerning which there are dicta of weight indicating that courts might differ as to its determination. Richards v. Knight, 64 N. J. Eq. 196; 53 Atl. 452. 55 42 Minn. 14 ; 43 N. W. Rep. 563. M Radford v. Willis, L. R., 7 Ch. 7. 57 Emery v. Grocock, 6 Madd. 54 ; Barnwell v. Harris, 1 Taunt. 430. Thua, where the recital of deeds raised the presumption that they contained nothing OF DOUBTFUL TITLES. 715 (VI) Where the doubt rests not on proof or presumption but on a suspicion of mala fides. But a purchaser cannot be compelled to take a title which is open to attack on the ground of fraud, bad faith, or breach of trust on the part of one through whom the adverse to the title, the mere loss of the deed, where the title was fortified by sixty years' undisputed possession, was held not to create a reasonable doubt. Prosser v. Watts, 6 Madd. 59; Magennis v. Fallon, 2 Moll. 561. So, where the validity of a title depended on no execution having been taken out between certain specified times, and nothing was shown to have been done which could be referred to such an execution, the title was held good. Causton v. Macklew, 2 Sim. 242. So, also, a prior voluntary conveyance by the purchaser's grantor is no sufficient objection to the title, the court acting upon the presumption that the voluntary conveyance had not been validated by subsequent dealings. Butterfield v. Heath, 15 Beav. 408; Buckle v. Mitchell, 18 Ves. 100. M This point, the author says, has given rise to some diversity of opinion. In Hartley v. Smith, 6 Buck Bankr. C. 368, the title depended on a grant of chattels, possession of which was conditionally reserved by the grantor in fraud, it was alleged, of creditors. The purchaser was relieved from the bar- gain on the ground that he had no adequate means of ascertaining the bona fides of the transaction. See, also, Boswell v. Mendham, 6 Mad. 373. But the mere possibility of fraud in extrinsic facts cannot always be held a sufficient objection to the title. Cattell v. Corrall, 4 Y. & C. Ex. 228; Green r. Pulsford, 2 Beav. 71; McQueen v. Farquhar, 11 Ves. 467; Alexander v. Mills, L. R., 6 Ch. 124. See, also, Grove v. Bastard, 1 De G., M. & G. 69; Re Huish's Charity, L. R., 10 Eq. 5; Colton v. Wilson, 3 P. Wms. 190; Morri- son v. Arnold, 19 Ves. 670; Weddall v. Nixon, 17 Beav. 160; McCulloch v. Gregory, 3 K. & J. 12. Jacobs v. Morrison, 136 N. Y. 101 ; 32 N. E. Rep. 552. Whether a title derived through one who purchased in his own right forty years before at a sale made by himself as trustee, was valid, there being noth- ing to show that the trustee did not properly account to the cestui que trutt, and the property having been frequently transferred in the meanwhile. Held, marketable. Herbert v. Smith, 6 Lans. (N. Y.) 493. Where, by order of court, trustees were permitted to purchase the trust subject, the beneficiaries being parties to the suit, it was held that such a purchase formed no ground of objection to the title. Webster v. Kings Co. Trust Co., 145 N. Y. 275; 39 N. E. Rep. 964. If the trustee purchase the trust subject himself he cannot rescind the contract on the ground that the sale was invalid. Peay v. Capps, 27 Ark. 160. Richardson v. Jones, 3 Gill & J. (Md.) 163; 22 Am. Dec. 293. There is no presumption of law that property acquired by a married woman by conveyance from a third person, was paid for out of the husband's means, nor that the conveyance was made to the wife for the purpose of defeating the husband's creditors. Hence, the mere fact that a title is derived through such a conveyance will not render it unmarketable. Nicholson v. Condon, 71 Md. 620; 18 Atl. Rep. 812. As to the effect of payment by the husband . for property conveyed to the wife, see Seldner v. McCreery, 75 Md. 287 ; 2S Atl. Rep. 641. 716 MARKETABLE TITLE TO EEAL ESTATE. title is derived. 59 Thus, where a conveyance of land was made by the defendant in a suit just before judgment for a large sum was rendered against him, which judgment would have bound the land if the conveyance had not been made, and the evidence failed to show that the purchase was made in good faith, without notice and " Preissenger v. Sharp, 39 St. Rep. (N. Y.) 260; 14 N. Y. Supp. 372, where the question was whether a certain sale was no more than a purchase of the trust subject by the trustee himself. Gardner v. Dembinsky, 65 N. Y. Supp. 183; 52 App. Div. 473, in which case the trustee purchased the premises at a sale made by himself. See, also, People v. Globe Ins. Co., 33 Hun (N. Y.), 393. Close v. Stuyvesant, 132 111. 607; 24 N. E. Rep. 868. Where the question was whether a certain entry of public lands would probably be canceled as fraudulent: McPherson v. Smith, 49 Hun (N. Y.), 254; 2 N. Y. Supp. 60. Titles dependent upon the following questions involving mala fides, have been held unmarketable: Whether a purchase of the premises in partition by one suing as next friend to an infant was valid: Collins v. Smith, 1 Head (Tenn.), 251. Whether a conveyance voluntary on its face could be sustained against a subsequent judgment creditor of the grantor: Tillotson v. Gesner, 6 Stew. Eq. (N. J.) 313. Whether a purchaser of an estate from trustees under a will had acted in collusion with the trustees to defeat the purposes of the testator by the sale: McPherson v. Smith, 49 Hun (N. Y.), 254; 2 N. Y. Supp. 60. Whether a sale and conveyance by an executor to A., and a reconveyance within four days by A. to the executor, was in fact no more than a sale by the executor to himself: People v. Open Board, etc., 92 N. Y. 98. Whether a purchase by a wife at a sale made by her husband as assignee for the benefit of creditors, was in substance a purchase by the assignee him- self: W T ohlfarth v. Chamberlain, 6 N. Y. St. Rep. 207. Whether a sale under an execution, creating an apparent cloud on the vendor's title, was fraudulent, irregular and void: Morgan v. Morgan, 2 Wh. (U. S.) 290. Whether a pur- chase of part of the estate of a decedent by his executor, in good faith, was valid. Weil v. Radley, 52 N. Y. Supp. 398. In Gans v. Renshaw, 2 Pa. St. 34 ; 44 Am. Dec. 152, it being questionable whether the conveyance under which the vendor held, was fraudulent and void, the purchaser was relieved. Where the vendor claimed title through a sheriff's deed, and affidavits had been filed in the proceedings in which such sale had been made, showing that the sale had been procured to defeat the rights of third persons who had recovered judgment in ejectment for the land, the title was held unmarketable. Herman v. Sommers, 158 Pa. St. 424. Titles held marketable. Whether title dependent on a sale, under decree, to the wife of a special guardian, was questionable, the sale having been confirmed and 26 years having elapsed without attack by parties interested. Strauss v. Benheim, 59 N. Y. Supp. 1054; 28 Misc. Rep. 660. Whether the court may ratify a sale by executors to the wife of one of the executors, none of the parties in interest having elected to exercise their right to have the sale declared void. Rhodes v. Caswell, 58 N. Y. Supp. 470; 41 App. Div. 229. Whether a purchase by the wife of an executor and daughter of the testator, at the executor's sale, after extensive advertising and spirited bidding, and for full value, was valid. Miller v. Weinstein, 65 OF DOUBTFUL TITLES. 717 for valuable consideration, it was held that a purchaser could not be compelled to accept a title dependent upon such conveyance. 10 286. DOCTBINE OF DOUBTFUL TITLES AT LAW. Relief to a purchaser in respect to a title absolutely bad and not merely doubtful, may be administered in several ways. Thus, at law he may maintain an action for breach of the contract, express or implied, to convey a good title ; or he may rescind the contract and maintain assumpsit to recover back so much of the purchase money as may have been paid ; or to an action against him for damages in failing to perform the contract on his part, or to recover the pur- chase money, he may set up the vendor's want of title as a de- fense. 61 In equity in case of a defective title he may file his bill demanding a rescission of the contract, or specific performance of the agreement to convey good title, or damages in lieu thereof, if it appear that the vendor cannot perform the contract ; or to a bill against him for specific performance he may show as a defense the claimant's want of title. 62 But in respect to a merely doubtful title, one which might upon protracted and expensive litigation with third parties, prove valid, the purchaser had under the common- law procedure no relief; all titles being considered at law either good or bad. 63 Thus, if in an action at law against the purchaser for breach of the contract, he was not able to demonstrate that the plaintiff's title was absolutely bad, and could only suggest doubts N. Y. Supp. 387; 52 App. Div. 533. Where a guardian failed to pay the interest on a mortgage of the lands of his wards, who were his children, and the lands were sold on foreclosure to one who afterwards conveyed them to the guardian at the foreclosure price, it was held, in the absence of evidence of bad faith or of injury to the wards, that the purchase was valid and the title of the guardian marketable. Kullman v. Cox, 167 N. Y. 411; 60 N. E. Rep. 744. "Tillotson v. Gesner, 33 N. J. Eq. 313. "Ante, p. 3, Dart Vend. 975. Stevens v. Austin, 7 Jur. (N. S.) 873. a Ante, p. 3, Dart Vend. 982. * 1 Sugd. Vend. 596. Romilly v. James, 6 Taunt. 263 ; Camfield v. Gilbert, 4 Esp. 221. But see Simmons v. Haseltine, 5 C. B. (N. S.) 554. "There can be no such thing as a doubtful title in a court of justice; it must be either right or wrong, and the thickness of the medium through which the point is to be seen, makes no difference in the end." Baron EYRE in Gale v. Gale, 2 Coxe, 145. But a purchaser has been permitted at law to show that the vendor's title, apparently good, is liable to be defeated; as where a right to re-enter upon a grantee or lessee for covenants or conditions broken exista. 1 Sugd. Vend. (8th Am. ed.) 597. 718 MARKETABLE TITLE TO EEAL ESTATE. arising upon points of law or upon facts affecting the title, judg- ment for the plaintiff followed, and the purchaser was left to his remedy, if any, in equity. 64 Such was formerly the state of the law in England, and it is perhaps the same in some of the Ameri- can States to-day. But now, by virtue of express statutory pro- vision in England, 65 and in consequence of statutes in many of the States abolishing all distinctions between legal and equitable pro- cedure, the purchaser may have the full benefit of the doctrine of doubtful titles in any action at law by or against him to enforce any right founded on the contract of sale. 66 In some of the States which retain the separate legal and equitable jurisdiction, a stat- utory provision exists allowing the defendant in an action on the contract to avail himself of any matter which would enable him to relief in equity as a defense to the action. 67 Under such pro- visions it is presumed that the purchaser, when sued for the price "Moore v. Williams, 115 N. Y. 586; 22 N. E. Rep. 233. 1 Sugd. Vend. (8th ed.) 597; 17 & 18 Viet. c. 125, 83. M 2 Beach Mod. Eq. Jur. 607. M. E. Church Home v. Thompson, 108 N. Y. 618; 15 N. E. Rep. 193; Moore v. Williams, 115 N. Y. 586; 22 N. E. Rep. 233, disapproving Romilly v. James, 6 Taunt. 263. O'Reilly v. King, 2 Rob. (N. Y.) 587; M. E. Church Home v. Thompson, 52 N. Y. Super. Ct. 321, and Bayliss v. Stimson, 53 N. Y. Super. Ct. 225. Other New York cases which follow O'Reilly v. King, supra, or maintain the same doctrine, and which must be regarded as overruled or disapproved by Moore v. Williams, supra, so far as the right to recover back the purchase money where the title is merely doubtful is concerned, are Walton v. Meeks, 41 Hun (N. Y.), 311, and Murray v. Harway, 56 N. Y. 337. The equitable rules applicable to a suit to compel a vendee to perform his contract, are applicable to an action at law by him to recover back the purchase money on the ground that the title is insufficient. Moore v. Williams, 115 N. Y. 586; 22 N. E. Rep. 233; Methodist E. C. Home v. Thompson, 108 N. Y. 618; 15 N. E. Rep. 193; Burwell v. Jackson, 9 N. Y. 335; Warren v. Banning, 21 N. Y. Supp. 883. A suit to recover purchase money on articles of agreement is in the nature of a bill for specific performance; hence, where the title to the land is doubtful or not marketable, the plaintiff cannot be allowed to recover. Murray v. Ellis, 112 Pa. St. 492; 3 Atl. Rep. 845; Hertzberg v. Irwin, 11 Norris (Pa.), 48. The defense of doubtful title is as available in an action by the vendor to recover the purchase money, as it would be in a suit by him for specific per- formance. Reynolds v. Strong, 82 Hun (N. Y.), 202; 31 N. Y. Supp. 329. Ladd v. Weiskopf, 62 Minn. 29; 64 N. W. Rep. 99. Whatever absolves a purchaser in equity from his obligation to complete the contract, will dis- charge him at law. Taylor v. Williams, (Colo.) 31 Pac. Rep. 505. Schroeder v. Witham, 66 Cal. 636; 6 Pac. Rep. 737. w It is so provided in Virginia, Code, 1887, 3299. OF DOUBTFUL TITLES. 719 of the property or for breach of contract in refusing to accept the title, may set up as a defense, the fact that the title is so doubtful that a court of equity would not compel him to accept it upon a bill for specific performance. In such of the States as have no statute admitting equitable defenses at law, it is presumed that the com- mon law is in full force, and that a purchaser must seek his relief in equity by suit for rescission, or injunction against the vendor's action at law, in a case where the title is doubtful. While, as we have seen, under modern systems of procedure, the purchaser may avail himself at law of the objection or defense that the title is doubtful or unmarketable though not absolutely bad, the better opinion seems to be that he cannot, in an action for breach of the contract, recover damages for the loss of his bargain, that is, damages beyond the consideration money, interest, costs and ex- penses, unless he can show that the title is absolutely bad. 88 Prac- tically the distinction is of little value, except in cases in which the contract fixes a sum as liquidated damages, and except in those jurisdictions in which the purchaser is allowed damages for the loss of his bargain ; for the generally prevailing rule is that in an action for breach of the contract upon a failure of the title, the purchaser cannot, in the absence of fraud, recover damages for the loss of his bargain. "Ingalls v. Hahn, 47 Hun (N. Y.), 104, which was an action to recover back purchase money paid, and also to recover a certain sum as liquidated damages provided for in the contract. The court said : " The nature of this action should be kept in mind lest the principles governing it be confounded with those relating to actions of a different character. This is not an action to require the vendee to specifically perform his contract by accepting the title offered. Nor is it an action by the vendee asking that a court of equity relieve him from his contract upon the ground that the title offered is not free from reasonable doubt. This is an action at law to recover damages for a breach of the covenants set forth. In such an action the party bring- ing it must satisfy the court that the title offered is absolutely bad. It will not be sufficient to show that it is doubtful. Romilly v. James, 6 Taunt. 263; Boyman v. Gutch, 7 Bing. 379; Camfield v. Gilbert, 4 Esp. 221. O'Reilly v. King, 2 Rob. (N. Y.) 587; M. E. Church Home v. Thompson, 20 J. t 8. (N. Y.) 321; Bayliss v. Stinson, 21 J. A S. (N. Y.) 225. Roberts v. Mc- Fadden, (Tex. Civ. App.) 74 S. W. Rep. 105, citing the text. To enable the plaintiff to maintain this action the law requires that the defendant should be proved to have been in default in the performance of his agreement. That could only be done by proof that the defendant did not own the property; that there were liens or incumbrances upon it, or that he had refused or 720 MABKETABLE TITLE TO REAL ESTATE. Where the title depends upon a fact which is left in doubt, it has been said that a court of law will act upon the doubt as well as a court of equity. 6 * Such a title, however, it seems would be regarded at law as absolutely bad and not merely doubtful. 7 * neglected to convey after a tender of the purchase price and request by the plaintiff. Proof of one or the other of these facts was necessary to entitle the plaintiff to recover the damages awarded. Walton v. Meeks, 41 Hun (N. Y.), 311, 314, and cases cited; Murray v. Harway, 56 N. Y. 337, 344. The cases cited by the respondent (purchaser) are not in conflict with this doctrine. In an action in equity to compel a specific performance, or for relief from a contract on the ground of the uncertainty of the title offered, another and different rule applies." Of the cases cited in the foregoing opinion, in but two, it seems, Bayliss v. Stinson, 21 J. A S. (N. Y.) 225, and Walton v. Weeks, 41 Hun (N. Y.), 311, did the plaintiff seek to recover anything more than the purchase money, interest and expenses. In so far as they tend to establish the proposition that the purchaser cannot recover back his deposit unless the title is shown to be absolutely bad, and not merely doubtful, they are disapproved in the more recent cases of M. E. Church v. Thompson, 108 N. Y. 618; 15 N. E. Rep. 193, and Moore v. Williams, 115 N. Y. 586; 22 N. E. Eep. 233. It is to be observed, however, that these two last-mentioned cases do not in terms disapprove the proposition that a purchaser cannot re- cover liquidated damages, or damages for the loss of his bargain, when the title is merely doubtful and not absolutely bad, which is the main point decided in Ingalls v. Hahn, supra. And in this case, the right of the purchaser to recover back his deposit, where the title is doubtful only, seems to be recognized. In Kralmer v. Adelsberger, 55 N. Y. Super. Ct. 245, which was an action to recover back purchase money paid, the title was held absolutely bad and not merely doubtful. Relief at law on the ground that the title was doubtful or unmarketable, has been administered in the following cases : Hayes v. Nourse, 8 N. Y. State Rep. 397; Droge v. Cree, 39 N. Y. State Rep. 324; 14 N. Y. Supp. 241; Hemmer v. Hustace, 51 Hun (N. Y.), 457; 3 N. Y. Supp. 850, which was an action by the purchaser to recover damages for a breach of contract. Moore v. Appleby, 108 N. Y. 237; 15 N. E. Rep. 377; Porterfield Y. Payne, 11 N. Y. Supp. 31; Warren v. Banning, 21 N. Y. Supp. 883. In Penn- sylvania, the question whether the doctrine of marketable title can be enforced at law, cannot arise, because in that State there is no distinction between legal and equitable relief, and an action to recover the purchase money is treated as a suit for specific performance. See Nicoll v. Carr, 35 Pa. St. 381. The common-law rule that the doctrine of doubtful titles cannot be enforced at law, was approved in Kent v. Allen, 24 Mo. 98. But in Hymers v. Branch, 6 Mo. App. 511, a purchaser was allowed to recover back the purchase money in an action at law, upon the ground that the title was doubtful. The deci- sion in Kent v. Allen, supra, was not adverted to. * 1 Sugd. Vend. ( 8th Am. ed. ) 602, citing Gibson v. Spurrier, Peake Ad. Cas. 49. w l Sugd. Vend. (8th Am. ed.) 597 (400). Simmons v. Haseltine, 5 C. B. 554. OF DOUBTFUL TITLES. 721 287. INCONCLUSIVENESS OF JUDGMENT OB DECREE. One of the principal reasons for the rule that a purchaser cannot be compelled to take a doubtful title, is that the decree of the court is not binding upon those whose rights in the premises give rise to the doubts of which the purchaser complains, they not being parties to the suit for specific performance. They might raise the same question in a new proceeding, and a different court with different lights upon the subject might pronounce a judgment subversive of the title which the purchaser was compelled to take. 71 The same observations apply with equal force where the doubt hinges upon a question of fact. It would be unjust to compel a purchaser to take a title dependent upon a doubtful question of fact, when the facts presented might be changed upon a new inquiry. 72 It has been said that it is only necessary, in determining whether a title is marketable, to ascertain whether or not there is some prac- tical and serious question affecting the title, upon which persons not parties to the suit, and who cannot be estopped by the judgment, have a right to be heard in some future litigation. 73 On questions / "Post, 299. Pyrke v. Waddingham, 10 Hare, 1. Morgan v. Morgan, 2 Wh. (U. S.) 290. Irving v. Campbell, 121 N. Y. 353; 24 N. E. Rep. 821; Abbott v. James, 111 N. Y. 673; 19 N. E. Rep. 434; Kilpatrick v. Barren, 125 N. Y. 751; 26 N. E. Rep. 925; Fisher v. Wilcox, 77 Hun (N. Y.), 208; Felix v. Devlin, 86 N. Y. Supp. 12; 90 App. Div. 103; Downey v. Seib, 92 N. Y. Supp. 431; 102 App. Div. 317. Boylan v. Townley, 62 N. J. Eq. 591; 51 Atl. 116. Wollenberg v. Rose, (Oreg.) 78 Pac. Rep. 751. Zimmerman v. Owen, (Tex. Civ. App.) 77 S. W. Rep. 971. Lockhart v. Smith, 47 La. Ann. 121; 16 So. Rep. 660. In Doebler's Appeal, 14 P. F. Smith (Pa.), 9, the vendor contended that he took a fee under the will ; the purchaser insisted that the vendor took a life estate; the court at nisi prius was of the opinion that he took an estate tail, while the appellate court decided that he took a fee. But this last court refused to compel the purchaser to accept the title, since its decision was in no way binding upon those who might set up a claim in tail or in remainder. In Sohier v. Williams, 1 Curt. C. C. (U. S.) 479, a testatrix empowered a trustee to sell lands devised " when the major part of my children shall recommend and advise the same." The court was of the opinion that the consent of the major part of the children living irhrn the power was to be exercised was sufficient to authorize a sale, but considered the question so doubtful, that, but for the fact that all parties in interest were before the court and would be bound by its decree, the purchaser would have been excused the performance of the contract. "Flemming v. Burnham, 100 N. Y. 10: 2 N. E. Rep. 905; Vought v. Williams, 120 N. Y. 253; 24 N. E. Rep. 195. n Argall v. Raynor, 20 Hun (N. Y.), 267. 46 722 MARKETABLE TITLE TO BEAL ESTATE. of title depending on the possibility of future rights arising, the court must consider the course which should be taken if those rights had actually arisen, and were in course of litigation. 74 But if all parties in interest are before the court the objection that the title is doubtful, if dependent upon a question of law, cannot be made, because the court is bound to decide the question, and its decision when made will be conclusive upon the parties. 76 It is to be ob- served in this connection, that the rule which forbids the adjudica- tion of a question of title, where all the parties in interest are not 74 Pyrke v. Waddingham, 10 Hare, 1. Sohier v. Williams, 1 Curt. C. C. (U. S.) 479. Ebling v. Dwyer, 149 N. Y. 460; 44 N. E. Rep. 155. Mr. Frj in his learned treatise on Specific Performance ( 862), speaking of the doctrine of marketable titles in suits for specific performance, and defending it, says: "It must be remembered that the judgment of the court in such an action is in personam and not in rem; that it binds only those who are parties to the action and those claiming through them, and in no way decides the question in issue as against the rest of the world (Osborne v. Rowlett, 13 Ch. D. 781), and that doubts on the title of an estate are often questions liable to be discussed between the owner of the estate and some third person not before the court, and, therefore, not bound by its decision. Glass T. Richardson, 9 Ha. 701. If, therefore, there be any reasonable chance that some third person may raise a question against the owner of the estate after the completion of the contract, the court may consider this to be a circum- stance which renders the bargain a hard one for the purchaser, and one which in the exercise of its discretion, it will not compel him to execute. Though every title must in itself be either good or bad, there must be many titles which the courts cannot pronounce with certainty to belong to either of these categories in the absence of the parties interested in supporting both alter- natives, and without having heard the evidence they might have to produce, and the arguments they might be able to urge ; and it is in the absence of these parties that the question is generally agitated in proceedings for specific performance. The court when fully informed must know whether a title be good or bad; when partially informed, it often may and ought to doubt.'' The reasoning of the learned author is satisfactory so far as it applies to a case where the doubt as to the title turns upon facts as to which the court is not informed, but does not appear to reach cases where the doubt turns upon a mere question of law, the court being at all times presumed to know the law. "Chesman v. Cummings, 142 Mass. 65; 7 N. E. Rep. 13, citing Sohier v. Williams, 1 Curt. (C. C.) 479. Butts v. Andrews, 136 Mass. 221. Cornell v. Andrews, 8 Stew. (N. J. Eq.) 7 ; 9 id. 321. Gills v. Wells, 59 Md. 492. People v. Stock Brokers' Building Co., 92 N. Y. 98. Going v. Oakland, etc., Soc., 17 Mich. 230; 75 N. W. Re> 462; Ladd v. Weiskopf, 62 Minn. 29; 64 N. W. Rep. 99; Matthews v. Lightner, 85 Minn. 333; 88 N. W. Rep. 992. OP DOUBTFUL TITLES. 723 before the court, does not apply as between vendor and purchaser, when the objection is made that the title is defective, 76 though, of course, the rights of persons not before the court cannot be con- cluded by such an adjudication. The uncertainty as to what judg- ment another court may render upon the same state of facts or question of law is that which makes the title doubtful. In some of the American States, under modern systems of civil procedure in which legal and equitable relief are administered in one and the same form of action, the purchaser, when sued for the purchase money, or the vendor, when the purchaser objects that the title is doubtful, is permitted to bring in, as parties, all persons who could, if such objection be well founded, assert an adverse interest in the premises, so that the court may pronounce a judg- ment or decree in respect to the matter in controversy, which will be final and conclusive upon all parties in interest, 77 except, of course, such as are not sui juris. In those States in which the sep- arate equitable jurisdiction is maintained, no reason is "perceived why the vendor should not be permitted to adopt such a course in any case in which he might maintain a bill to quiet his title as against an adverse claimant. In a case in which the vendor, claiming under a tax deed, had obtained a judgment quieting his title against certain persons having vested interests under a deed by which contingent interest* in others were created, it was held that such judgment was binding not only upon the defendants, having vested interests in the estate, but upon persons not then in being who might afterwards become entitled in remainder; and, hence, that the existence of such con- 'Lockman v. Eeilly, 10 Abb. N. Cas. (N. Y.) 351. "Cooper v. Singleton, 19 Tex. 267; 70 Am. Dec. 333, diet.; Estell v. Cole, 52 Tex. 170. See the case of Batchelder v. Macon, 67 N. C. 181, where, in an action for the purchase money, the court, under a provision of the Code of Civil Procedure authorizing it to direct new parties to be brought in when necessary to a complete determination of any question in controversy, ordered that persons out of whose alleged interest in the premises the doubts as to the title arose, be made parties to the suit. Simpson v. Hawkins, 1 Dana (Ky.), 303; Harris v. Smith, 2 Dana (Ky.), 11, 12; Denny v. Wickliff. 1 Met. (Ky.) 216. See, also, Story Eq. Pi. 72, for general principles applicable to this point. The purchaser, it seems, may bring in third parties in order to clear up the title, but it is not incumbent on him to do BO; that is the vendor's duty. Prewitt v. Graves, 5 J. J. Marsh. (Ky.) 114, 126. 724 MAEKETABLE TITLE TO EEAL ESTATE. tingent interests did not render the title of the vendor unmarket- able. 78 288. SPECIAL AGREEMENTS RESPECTING THE TITLE. The right of a purchaser to reject a doubtful title depends, of course, upon the terms of his contract. 79 He will have no such right if he has agreed to accept the title such as it is. 80 On the other hand, the vendor cannot resort to parol evidence to remove doubts about the title, if, by the contract, he is to furnish a " good title of record," 81 nor if he obliges himself to deliver an abstract showing a good title, 82 nor if he contracts in express terms that the title shall be free 78 Matthews v. Lightner, 85 Minn. 333 ; 88 N. W. Rep. 992. 79 Ante, 6. A stipulation that the title shall be " first class," means simply that it shall be marketable. Vought v. Williams, 120 N. Y. 253; 24 N. E. Rep. 195. " If title on examination be found insufficient," in a contract of sale, means if title be found unsatisfactory, and not absolutely bad. Per ROBINSON, C. J. O'Reilly v. King, 28 How. Pr. (N. Y.) 408, 415. 80 Ante, 11. Hume v. Pocock, L. R., 1 Eq. 423, 662. Brown v. Haff, 5 Paige CN.-Y.), 234, 241. Crawley v. Timberlake, 2 Ired. Eq. (N. C.) 460, dictum. Powell v. Conant, 33 Mich. 396. An agreement by assignees in bankruptcy, who had a defective title, that the purchaser should have an assignment of the bankrupt's interest under such title as he lately held the ame, was held to be sale of only such title as the assignees had. Freme T. Wright, 4 Madd. 364; Molloy v. Sterne, 1 Dru. & Wai. 585; Lethbridgc T. Kirkman, 25 L. J. (N. S.) 89; Phipps v. Child, 9 Drew. 709; Taylor v. Martin- dale, 1 Y. & Coll. C. C. 658; Nouaille v. Flight, 7 Beav. 521. An agreement to sell two leases and the trade, as the seller held the same, for the term, and that the purchaser should accept the assignment without requiring the lessor's title, held to prevent the purchaser from objecting to the lessor'i title. "Coray v. Matthewson, 7 Lans. (N. Y.) 80. Page v. Greely, 75 111. 400. Sheehy v. Miles, 93 Cal. 288; 28 Pac. Rep. 1046; Benson v. Shotwell, 87 Cal. 49; 25 Pac. Rep. 249. In Jones v. Hanna, (Tex. Civ. App.) 60 S. W. Rep. 279, it was held that a purchaser, who had merely contracted for a good title " of record," could not object to the title on the ground of facts dis- qualifying a notary to take an acknowledgment of a deed in the vendor's chain of title, inasmuch as the record itself showed a good title, and the objection was founded on matter dehors the record. The decision seems questionable; the same reasoning would prevent an objection to a deed in the chain of title on the ground of lunacy, infancy, or other disqualification of the grantor. s: In Smith v. Taylor, 82 Cal. 534; 23 Pac. Rep. 217, it was held that the only fair interpretation of a contract providing that an abstract of title should be delivered by the vendor, the title to prove good, or no sale, and purchase money paid to be refunded, was, that a full abstract should be furnished showing a good title on its face, and that if such abstract did not show a good OF DOUBTFUL TITLES. 725 from incumbrances." If the contract provides that the abstract shall show a marketable title, the vendor will not be permitted to show by evidence aliunde that the title is good, M nor will the pur- chaser be required to go outside of the abstract in examining the title. 85 If the conditions of sale provide that the purchaser shall have time to examine the title, and that if he be not satisfied with it, he shall not be required to complete the purchase, the purchaser may abandon the contract if he be in good faith dissatisfied with the title, and specific performance will not be decreed against him, though the court be of the opinion that the title was good. 86 An agreement that the title shall be satisfactory to the purchaser'^ record title, the purchaser should not be bound to make any investigation outside of the abstract or to take the chances of any litigation which the abstract showed to be either pending or probable, and that evidence aliunde was not admissible, in an action to recover back the purchase money paid, to show that the claims of persons who appeared, by the abstract of title, to be asserting adverse title to the land, and who had suits pending in respect thereto, were groundless. Taylor v. Williams, 2 Colo. App. 559: 31 Pac. Rep. 504. "Evans v. Taylor, 177 Pa. St. 286; 35 Atl. Rep. 635. "Parker v. Porter, 11 111. App. 602. "Horn v. Butler, 39 Minn. 515; 40 N. W. Rep. 833, dictum. 86 Swain v. Burnette, 89 Cal. 564; 26 Pac. Rep. 1093. Averett v. Lips- combe, 76 Va. 404. In this case the auctioneer had announced at the sale that any purchaser should have the right to examine the title, and if he was not satisfied with it he should not be required to comply with the terms of the sale. BURKS, J., delivering the opinion of the court, said: " It is imma- terial that this court now considers that the vendors were and are able to make good title. That is not the question. The contract left it to the purchaser to determine for himrelf the matter of title. If, on examination, he was not in good faith satisfied with the title he was not to be bound. The bargain was at an end." Citing Williams v. Edwards, 2 Sim. 78. See, also. Watts v. Holland, 86 Va. 909; 11 S. E. Rep. 1015; Gish v. Moomaw, (Va.) 17 S. E. Rep. 324. Giles v. Paxson, 40 Fed. Rep. 283, where the subject is considered at length. Where the contract provides " title on investigation to be satisfactory" the purchaser must investigate for himself, and in due time declare his determination. Taylor v. Williams, 45 Mo. 80. When the vendor refuses to perfect the title, insisting that he sold only such title as he had, but the contract provided that the title should be satisfactory to the pur- chaser, the court will not undertake to determine whether his objection to the title were well-founded; he may declare the title unsatisfactory and refuse to complete the contract. Boyd v. Woodbury Co., 122 Iowa, 455; 98 N. W. Rep. 274. 726 MARKETABLE TITLE TO REAL ESTATE. attorney will justify the purchaser in rescinding the contract if the attorney in good faith, and not capriciously, declare himself dis- satisfied with the' title. 87 If the parties agree that the contract shall be void and the purchase money returned if the purchaser's counsel shall be of opinion that the title is bad, and the counsel pro- nounce against the title, the purchaser may reject it, even though the vendor be able to remove the objections. 88 But such an opinion will not sustain an action against the purchaser for breach of the contract ; he must show the title to be bad. 89 On the other hand, an agreement that the title shall be satisfac- tory to the purchaser has been construed, in effect, to mean that the title shall be such as he should be satisfied with, and that such an agreement does not authorize him to make capricious or unreason- able objections, 90 nor constitute him the sole judge of the sufficiency w Church v. Shanklin, 95 Cal. 626; 30 Pac. Rep. 789. Leach v. Rowley, 138 Cal. 709 ; 72 Pac. Rep. 403. A contract provided that the vendor's title should he satisfactory to the purchaser's attorneys. After the abstract was furnished the attorneys made certain requisitions which were promptly honored at a considerable expense to the vendor, and the attorneys, by implication, ex- pressed themselves as satisfied with the title. HeFd, that the attorneys could not thereafter arbitrarily and abruptly declare the title unsatisfactory and the contract at an end. Boyd v. Hallowell, (Minn.) 62 N. W. Rep. 125. Where the agreement was that the title should be satisfactory to a certain title insurance company it was said that if the title insurance company reported the title imperfect the purchaser could recover his deposit. Pres- brey v. Kline, 20 D. C. 513, 529. But, contra, in a case in which the report of the title company was founded on a mistake of fact. Hoffman v. Colgan, 25 Ky. Law R. 98; 74 S. W. Rep. 724. It is competent for the parties to contract that the title shall be such as would be pronounced good and mer- chantable by any reputable attorney in a named city. Ellis v. Lockett, 100 Ga. 719; 28 S. E. Rep. 452. "Delafield v. James, 18 Abb. Pr. (N. Y.) 221; 27 How. Pr. 357, citing Williams v. Edwards, 3 Sim. 78; 2 Eng. Ch. Rep. 79. See Thompson T. Avery, (Utah) 39 Pac. Rep. 829. 1 Sugd. Vend. (8th Am. ed.) 537. Canfield v. Gilbert, 4 Esp. 221. 80 Dart's Vend. (5th ed.) 158, where it is said that such an agreement means that the title shall be marketable. Lord v. Stevens, 1 Yo. & Coll. Ex. 222. Folliard v. Wallace, 2 Johns. (N. Y.) 395; Moot v. Business Men's Asso., 157 N. Y. 201; 52 N. E. Rep. 1. Fagan v. Davison, 2 Duer (N. Y.), 153. Kirk- land v. Little, 41 Tex. 456. Taylor v. Williams, 45 Mo. 80. Where the con- tract provides that the vendor shall give and the purchaser accept such title as a certain title company should approve, and the company disapproves the title offered, the vendor will not be permitted to show that the title is mar- ketable unless approval by the company was prevented by the vendee. Flan- OF DOUBTFUL TITLES. 727 of the title, 91 nor deprive the vendor of the right to perfect the title where time is not of the essence of the contract, 92 nor justify the purchaser in rejecting the title by a simple expression of dissatis- faction. 93 The dissatisfaction of the purchaser must be founded upon a valid and legal objection. 94 Of course the parties may con- tract if they choose, that the purchaser may abandon the sale ar- bitrarily and without assigning reasons therefor, but such a con- struction will not be given to the agreement that the title shall be satisfactory to the purchaser, agreeably to the maxim ut res mngis valeat quam pereat. An agreement to furnish a correct and satisfactory abstract does not mean merely an abstract which correctly and satisfactorily shows the state of the record title. Hence, the abstract is insuffi- cient if it shows the title to be outstanding in a stranger. 95 In a case in which the parties placed the vendor's deed and the pur- chaser's notes in the hands of a custodian to be delivered when the vendor furnished evidence of title satisfactory to the custodian, and the vendor failed to inform the custodian of the existence of an attachment lien on the property, it was held that the vendor could not compel specific performance on the ground that the cus- todian had expressed himself as satisfied with the title. 96 Where the vendor agreed to give, and the vendee to accept, such a title as would be satisfactory to a certain title insurance company, and the company expressed a willingness to insure the title, it was held nigan v. Fox, 26 N. Y. Supp. 48; 6 Misc. Rep. 132. See, generally, upon the proposition that a contract to do a thing to the satisfaction of another must be given a reasonable construction, and that such person cannot arbitrarily declare himself dissatisfied with the performance. Thomas v. Fleming, 26 N. Y. 33 ; Brooklyn City v. Brooklyn City R. Co., 47 N. Y. 475 ; 7 Am. Rep. 469 ; Bowery Nat. Bank v. Mayor, 63 N. Y. 336 ; Miesell v. Ins. Co., 76 N. Y. 115; Boiler Co. v. Gorden, 101 N. Y. 387; 4 N. E. Rep. 749; Dill v. Noble, 116 N. Y. 230; 22 N. E. Rep. 406. "Folliard v. Wallace, 2 Johns. (N. Y.) 395, per KENT, Ch.; Regney T. Coles, 6 Bosw. (N. Y.) 479. 94 Anderson v. Strasberger, 92 Cal. 38; 27 Pac. Rep. 1095. M Beardslee v. Underbill, 37 N. J. L. 309. Curtis v. Hawley, 85 111. App, 429. "Kirkland v. Little, 41 Tex. 456. 95 Curtis v. Hawley, 85 111. App. 429. "Wolcott v. Johns., 7 Colo. App. 360; 44 Pac. 675. 728 MARKETABLE TITLE TO KEAL ESTATE. that the vendee could not thereafter insist on an objection to the title. 97 Where the contract provided that the purchaser should be the exclusive judge of the sufficiency of the title, it was held the right thereunder to pass upon and reject the title, in good faith, passed to an assignee of the purchaser. 98 Stipulations which exclude the right of the vendee to call for a perfect title, must be clear and explicit. Where no title whatever can be given, a court of equity will not compel specific performance by the vendee merely because of a stipulation by him that there should be no objection to the title. 99 289. PAROL EVIDENCE TO REMOVE DOUBTS. It has been frequently held that if parol evidence should be necessary to remove any doubt as to the validity and sufficiency of the vendor's title, the purchaser cannot be compelled to complete the contract. 1 He can- not be required to take a doubtful title which he must fortify, if impugned, by resorting to evidence perishable in its nature, and possibly unavailable to him when the necessity for it occurs. 2 It must be observed, however, that a title is not necessarily doubtful simply because it requires to be supported by parol testimony. As a general rule, for example, title by inheritance depends principally upon matters in pais, or facts resting in the knowledge of witnesses. 97 Pope v. Thrall, 68 N. Y. Supp. 137 ; 33 Misc. Rep. 44. M N. Y. Life Ins. Co. v. Gilhooly, 61 N. J. Eq. 118; 47 Atl. 494. 99 Simmons v. Zimmerman, 144 Cal. 256; 79 Pac. Rep. 451. *2 Beach Mod. Eq. Jur. 608. Seymour v. Delancey, 1 Hopk. (N. Y.) 436; 14 Am. Dec. 552; Moore v. Williams, 115 N. Y. 586; 22 N. E. Rep. 233; Irving v. Campbell, 121 N. Y. 353; 24 N. E. Rep. 821. McPherson v. Schade, 149 N. Y. 16; 43 N". E. Rep. 527; Holly v. Hirsch, 135 N. Y. 590; 32 N. E. Rep. 709. Blanck v. Sadlier, 153 N. Y. 556; 47 N. E. Rep. 921. A purchaser cannot be compelled to accept a title dependent upon an estoppel in pais. Mullins v. Aiken, 2 Heisk. (Tenn.) 535; Topp v. White, 12 Heisk. (Tenn.) 165. Where the question was whether certain testimony sufficient!} estab- lished the execution of a deed which would supply a missing link in the chain of title, the title was held unmarketable. Griffin v. Cunningham, 19 Grat. (Va. ) 571. So, also, where parol proof of a waiver of a covenant not to assign a lease was necessary. Murray v. Harway, 56 N. Y. 337. 2 2 Beach Mod. Eq. Jur. 608. In the case of Fahy v. Cavanagh, 59 N. J. Eq. 278 ; 44 Atl. Rep. 154, the question was whether a will had been properly executed a fact which could be proven only by the testimony of the two subscribing witnesses. The title depended entirely and exclusively upon what their testimony might be, and this was held to render the tftle unmarketable. OF DOUBTFUL TITLES. 729 If those facts be clearly sufficient to establish the right of the ven- dor as heir, it is apprehended that the purchaser could not object to the title simply because it could not be established by record evidence. 3 But a different case is presented where the fact of in- heritance itself is in doubt. There may be circumstances to show that the ancestor is not dead, or that he has left a will, or that the vendor is not sole heir. Then it is that the title becomes unmar- ketable from the necessity of parol proof to remove the doubts which surround it. The court must determine in each case whether the circumstances alleged are sufficient to create a reasonable doubt as to the existence of the fact or facts upon which the validity of the title depends. It has been frequently held that a sale of lands implies a contract on the part of the vendor that the title shall be fairly deducible of record. 4 It has also been held that a purchaser cannot be required to accept a title which he cannot, by the record, show to be valid if attacked. 5 Both of these statements are to be qualified, it is appre- hended, to this extent, namely, that, in those States in which tho registration of deeds is necessary to their validity, the vendor need only show a prima facie valid record title. 6 The record title may be apparently perfect, though in fact worthless, for some con- veyance in the vendor's claim of title may have been inoperative to pass the title by reason of the infancy, coverture or lunacy of the grantor, or for some other reason which the record would not disclose; yet it would hardly be contended that the vendor must 'See 2 Sugd. Vend. (8th Am. ed.) 24 (425), where it is said: "If, on the face of the abstract, the vendor has shown a sixty years' title, and if, for the purpose of supporting that title, it is necessary to show that such a person died intestate, or any other fact, if the facts are alleged with sufficient specification on the abstract then that abstract shows a pood title, although the proof of the matters shown may be the subject of ulterior investigation. While it may not appear that a vendor claiming as sole heir is not in fact such, yet, if it cannot be made to appear beyond a reasonable doubt that there is in fact no other heir to the property, the title will be held unmar- ketable. Walton v. Meeks, 120 N. Y. 79, 82; 23 N. E. Rep. 115. 4 Turner v. McDonald, 76 Cal. 180; 18 Pac. Rep. 262; Reynolds v. Borel, 86 Cal. 538; 25 Pac. Rep. 67. Meeks v. Garner, 93 Ala. 17; 8 So. Rep. 378. Calhoun v. Belden, 3 Bush (Ky.), 674, a case in which all the vendor's record evidences of title had been destroyed in a fire which consumed the register's office. Hollifield v. Landrum, (Tex. Civ. App.) 71 S. W. Rep. 979, citing the text. 730 MABKETABLE TITLE TO BEAL ESTATE. show affirmatively the competency of every grantor in his chain of title, or the non-existence of any other matter in pais which would invalidate the title. Of course, an unexplained break in the record chain of title would render the title doubtful and such as the purchaser could not be required to accept. 7 But it is obvious that such a break may be satisfactorily explained so as to leave no imputation upon the title, as where the estate passed by descent, instead of purchase, from one of the vendor's predeces- sors in title to another; and that the title will not be rendered unmarketable by the fact that parol evidence must be resorted to for that purpose. If the fact or facts upon which the title de- pends be of a nature not susceptible of proof, the title will be deemed unmarketable. 8 This rule was applied in a case where the purchaser, to sustain his title, would be required to prove a negative, namely, that the vendor had not committed an act of bankruptcy, 9 or that a certain deed was not fraudulent. 10 A title dependent on a fact must be regarded as marketable where the fact is so conclusively proved in a suit by the vendor for specific performance, that a verdict against the existence of the fact would not be allowed to stand in a court of law, and where there is no reasonable ground for apprehending that the same fa~t cannot be in like manner proved, if necessary, at any time there- after for the protection of the purchaser. 11 When the purchaser objects to specific performance on the ground that the title is doubtful, the court may of course inquire into the facts upon which the objection is rested, for the purpose of determining whether the title is so doubtful that the purchaser will not be required to take it. 12 If satisfactory means are at 1 Wilson v. Jeffries, 4 J. J. M. (Ky.) 494. "1 Sugd. Vend. (8th Am. ed.) 594. Smith v. Death, 5 Madd. 371, where the question was whether a certain devisee had been brought up as a member of the Church of England and had been a constant frequenter thereof. Shriver v. Shriver, 86 N. Y. 575. ' Lowe v. Lush, 14 Ves. 547. "Hartly v. Smith, Buck Bank. Cas..360. "Barger v. Gery, 64 N. J. Eq. 263; 53 Atl. Rep. 483. 1J 1 Sugd. Vend. (8th Am. ed.) 589. Osbaldiston v. Askew, 1 Russ. 160; Bentley v. Craven, 17 Beav. 204. Seymour v. Delancey, 1 Hopk. (N. Y.) 436; 14 Am. Dec. 552, where the court directed an issue at law to ascertain cer- tain facts from which it might be determined whether or not the title waa marketable. Hedderley v. Johnson, 42 Minn. 443; 44 N. W. Rep. 527. OF DOUBTFUL TITLES. 731 hand for investigating and removing the doubt, the court will decree specific performance. 13 Defects in the record or paper title may be cured or removed by parol evidence, and the purchaser compelled to take the title. 14 The vendor's bill for specific per- formance will be retained until the doubts about the title are either removed or confirmed. 15 But it is conceived that such evi- dence must convince the court that there is no probability that the title of the purchaser will ever be attacked by a stranger hav- ing color of title, or that, if attacked, the purchaser must, of neces- sity, have at hand the means of showing that the attack cannot be sustained. 290. EQUITABLE TITLE. ADVERSE CLAIMS. To the prin- ciple that a purchaser cannot be required to complete the contract when there are doubts about the title which can only be removed by parol proof, has been referred those decisions which establish the rule that a purchaser cannot be compelled to take an equitable title, 16 or a title which is controverted in good faith by an adverse 13 Kostenbader v. Spotts, 80 Pa. St. 430. Hedderley v. Johnson, 42 Minn. 443; 44 N. W. Rep. 527. 14 Hellreigel v. Manning, 97 N. Y. 56, citing Seymour v. Delancey, Hopk. (N. Y.) 436; 14 Am. Dec. 552; Miller v. Macomb, 26 Wend. (N. Y.) 229; Fagen v. Davison, 2 Duer (N. Y.), 153; Brooklyn Park Com. v. Armstrong, 45 N. Y. 234; Murray v. Harway, 56 N. Y. 337; Shriver v. Shrlver, 86 N. Y. 575. "Seymour v. Delancey, Hopk. Ch. (N. Y.) 436 (495) ; 14 Am. Dec. 552. w l Sugd. Vend. (8th Am. ed.) 579. Abel v. Hethcote, 2 Ves. Jr. 100; Cooper v. Denne, 1 Ves. Jr. 565 ; Freeland v. Pearson, L. R., 7 Eq. 246. Mor- ris v. Mowatt, 2 Paige Ch. (N. Y.) 586; 22 Am. Dec. 661. Waggoner r. Waggoner, 3 T. B. Mon. (Ky.) 556. Jones v. Taylor, 7 Tax. 240; 66 Am. Dec. 48; Littlefield v. Tinsley, 26 Tex. 353. Ragan v. Gaither, 11 Gill A J. (Md.) 472. Hendricks v. Gillespie, 31 Grat. (Va.) 181, 194. Newberry r. French, 98 Va. 479; 57 N. E. Rep. 381. Reed v. Noe, 9 Yerg. (Tenn.) 282, especially where the equity is controverted. Ankeny v. Clark, 148 U. S. 345, a case in which the vendor, a railroad company, had not received a convey- ance from the government by reason of its failure to pay the costs of sur- veying the land. Coburn v. Haley, 57 Me. 347. A purchaser cannot be re- quired to take an equitable title when the facts constituting the equity rest only in parol and are liable to be shortly incapable of proof. Owings v. Bald- win, 8 Gill (Md.), 337. While the purchaser cannot be compelled to take an equitable title, it is to be remembered that the vendor will, if time is not material, be allowed time in which to get in the legal title. Post, ch. 32. Andrew v. Babcock, (Conn.) 26 Atl. Rep. 715. In Jones v. Haff, 36 Tex. 678, it would seen at the first glance that the court held that the purchaser 732 MARKETABLE TITLE TO REAL ESTATE. claimant. 17 It would seem, however, that such titles are not merely " doubtful " in the technical sense of that term, but abso- lutely defective. It is obvious that a title cannot be rendered un- marketable by a mere naked adverse claim to the premises without color of title; otherwise a purchaser might always avoid perform- ance of his contract by procuring a stranger to set up such a claim. 18 But if there be color of outstanding title which may could be compelled to take an equitable title, but a careful examination of the case shows that the vendor's title was really legal. The title of a remote predecessor of the vendor had been equitable only, consisting of a " bond for title," but there had been mesne conveyances down to the vendor, and he wa* in possession under a conveyance. Nothing more seems to have been decided in the case than that a legal title could not be rejected on the ground that ft had been equitable only in its inception, assuming that the original equit- able title was such as a court of equity would enforce. "1 Sugd. Vend. (7th Am. ed.) 592 (520) ; Osbaldiston v. Askew, 1 Russ. 160. Scott v. Simpson, 11 Heisk. (Tenn.) 310. Owings v. Baldwin, 8 Gill (Md.), 337. Linn v. McLean, 80 Ala. 360. Estell v. Cole, 62 Tex. 695. Mor- rison v. Waggy, 43 W. Va. 405; 27 S. E. Rep. 214. A lis pendens renders the title of the vendor unmarketable. Earl v. Campbell, 14 How. Pr. (N. Y.) 330. But see Wilsey v. Dennis, 44 Barb. (N. Y.) 354, and cases cited post, 306. But the mere acceptance of a conveyance pendente lite will not affect the title of the grantee if the contract of sale was made before the suit was commenced. Parks v. Jackson, 11 Wend. (N. Y.) 442; 25 Am. Dec. 656. A sale of land for delinquent taxes puts a cloud on the title and renders it unmarketable. Wilson v. Tappan, 6 Ohio, 172. So, also, a suit attacking for validity of a will under which the vendor holds. Hale v. Cravener, 128 111. 408, affirming 27 111. App. 275. But if the person in whom is the alleged adverse title acquiesces in the vendor's claim to the title, the purchaser can- not refuse to perform the contract. Laverty v. Moore, 33 N. Y. 658. In Greenleaf v. Queen, 1 Pet. (U. S.) 138, it was held that a prior sale of the premises under a deed of trust, the purchaser never having complied with the terms of the sale, nor during twelve years laid any claim to the property, constituted no such objection to the title as would justify a rescission at the suit o'f the second purchaser. If any person has an interest in or claim to the estate which he may enforce, the purchaser cannot be compelled to take the estate, no matter how improbable it is that the claim will be enforced. Cunningham v. Sharp, 11 Humph. (Tenn.) 116. Dobbs v. Norcross, 24 N. J. Eq. 327. King v. Knapp, 59 N. Y. 462. The purchaser cannot be com- pelled to complete the contract if the boundaries of the premises be involved in doubt or dispute. Voorhees v. De Myer. 3 Sandf. Ch. (N. Y.) 614. "Young v. Lillard, 1 A. K. Marsh. (Ky. ) 4S2. An alleged adverse claim unsustained by record evidence does not make a title doubtful. Allen v. Phillip, 2 Litt. (Ky.) 1. A purchaser may be compelled to take the title if it appears that the adverse claim has been decided, barred or released. Jack- son v. Murray, 5 T. B. Mon. (Ky.) 184; 17 Am. Dec. 53. It is not a con- clusive objection to the title that a third party has filed a bill against the OF DOUBTFUL TITLES. 733 prove substantial, though there are not sufficient facts in evidence to enable the court to say that the title is in another, a purchaser will not be held to take it and encounter the hazard of litigation. 1 ' Of course the title will be held unmarketable where there arc two conflicting record titles to the property, 20 or where a record title to the property is outstanding in another. 21 An exception to the rule that a purchaser will not be compelled to take an equitable title has been held to exist when the purchase was under a decree, the purchaser in such a case being compelled to take just such title as the court can give. 22 But such purchaser cannot require his vendee to take from him the same title; the reason being that in the latter case the rule caveat emptor, as enforced in judicial sales, does not apply. 23 seller, claiming a right to the estate, but the nature of the adverse claim will be looked into. 1 Sugd. Vend. (8th Am. ed.) 589, citing Osbaldiston v. Askew, 1 Russ. 160. Bentley v. Craven, 17 Beav. 204, where the purchase money was detained in court until the rights of an adverse claimant could be determined in a suit which was pending. In Francis v. Hazelrig, 1 A. K. Marsh. (Ky.) 93, the contract provided that the vendor should convey "a clear and indisputable title." The purchaser contended that the interference of a junior patent with a senior patent rendered the title under the senior patent disputable and cloudy, but the court said : " An indisputable title ia one which, according to the literal import of the term, cannot be disputed. It may, perhaps, be said, without a violation of propriety in language, that a title may be disputed wrongfully as well as rightfully, but the latter is, with- out doubt, the true sense of the contract. A different construction would render it impossible to perform the contract, for there can be no title which may not Be wrongfully disputed. It follows, therefore, as the junior title confers no legal right to dispute the title derived under an elder patent, that the latter, notwithstanding the interference, will be, in the true sense of the term, indisputable." The contract had been executed by a conveyance with war- ranty in this case, but the foregoing observations would apply with equal force where the contract is executory. In Edwards v. Van Bibber, 1 Leigh ( Va. ) , 183, a vendor was permitted to show that an escheat of the estate in contro- versy to the Commonwealth for default of heirs of a former owner who had sold the estate but died before conveying it, was unsustained by the facts, and not enforcible by the Commonwealth; and the purchaser was compelled to take the title. " Speak'man v. Forepaugh, 44 Pa. St. 373 ; Herman v. Somers, 158 Pa. St. 424. "Reydell v. Reydell, 31 N. Y. Supp. 1. "Darrow v. Cornell, 51 N. Y. Supp. 828. K 1 Sugd. Vend. (8th Am. ed.) 593 (338). Carter v. Morris B. A L. Asso., 108 La. 143; 32 So. Rep. 473. Wollenberg v. Rose, (Oreg.) 78 Pac. Rep. 751. ** Powell v. Powell, 6 Madd. 63. 734 MABZETABLE TITLE TO EEAL ESTATE. The purchaser cannot be compelled to take a title which is al- ready in litigation or which will probably involve him in litiga- tion ; he cannot be required to purchase a law suit. 24 It has been held that a pending action, and lis pendens filed, justify the rejec- tion of the title by the purchaser, where the complaint states a good cause of action affecting the land. The purchaser is not required to go outside the complaint and look up the evidence to determine whether the action is maintainable. 25 Upon the same principle, the purchaser cannot be compelled to accept the title, if the premises are in the possession of an adverse claimant. 26 Nor can he be required to accept the title where the vendor has made a second sale of the premises before default on the part of the first purchaser, even though the purchaser at the second sale had notice of the first sale and took subject to the rights of the first purchaser. 27 It has been said that the probability of a law suit is no objection to the title if the suit must inevitably terminate in the purchaser's favor. Thus it has been held that a purchaser may be compelled to accept a conveyance from one who had exe- cuted a prior voluntary conveyance of the premises, even though the purchase was made with notice of such prior conveyance. 2 * If there be a reasonable doubt, however, as to whether the prior conveyance was in fact without valuable consideration, it is appre- hended that the subsequent purchaser could not be compelled to take the title. Besides the vexation and expense of the suit, the purchaser would run the risk of being unable to show that the conveyance was voluntary. The probability or possibility of a lawsuit is of course no objection to the title where the purchaser "Ante, 284. James v. Mayer, 41 La. Ann. 1100; 7 So. Rep. 618; Lyman v. Stroudbaugh, 47 La. Ann. 71; 16 So. Rep. 662. Schwartz v. Woodruff, 132 Mich. 513; 93 N. W. Rep. 1067; Bartlett v. Magee, (Cal.) 45 Pac. Rep. 1029. Bullard v. Bicknell, 49 N. Y. Supp. 666; 26 App. Div. 319; Kopp T. Kopp, 1 N. Y. Supp. 261; 48 Hun, 532. 25 Simon v. Vendeveer, 155 N. Y. 377 ; 49 N. E. Rep. 1043. Post, 306. M l Sugd. Vend. (8th Am. ed.) 586; Id. ch. 22. Butterfield v. Heath, 15 Beav. 408; Humphreys v. Moses, 2 W. Bl. 1019; Currie v. Nind, 1 Myl. & Cr. 17. "Birch v. Cooper, 136 Cal. 636; 69 Pac. Rep. 420. But see Hoock v. Bow- man, 42 Neb. 87, and Kreibich v. Martz, 119 Mich. 343, where the contrary appears to have been held. * Williams v. Carter, 3 Dana (Ky.), 198. OF DOUBTFUL TITLES. 735 is or may be let into the possession, and the suit must inevitably terminate in his favor; for there is no title however good that may not be attacked by ill-advised claimants. But it may be doubted whether in any case the purchaser could be compelled to complete the contract if the premises were held by an adverse claimant and a suit by the purchaser to get possession should be necessary. In ejectment the plaintiff must show title in himself, a proceeding which often involves much expense and delay, and there seems to be no reason why this burden should be imposed upon the purchaser. Besides possession is one of the principal elements of a good title, and a vendor who is unable to give it, is unable to perform his contract. The rule that the purchaser cannot be compelled to take an equitable title has been extended to a case in which the legal title was outstanding in a trustee, though the trustee might be com- pelled to convey at any time. 2 ' We have seen that if the purchaser enter into the contract know- ing that the title is in litigation, he cannot make that fact a ground for rescission. 30 A fortiori he cannot rescind where he has agreed to postpone the execution of the contract until a suit involving the title is determined. 31 Nor can he object that the vendor has only an equitable title, if he buys with knowledge of that fact and the contract does not provide that he shall have the legal title before the time to convey arrives." Where the contract contains no provision as to the kind of title which the purchaser is to receive, and he buys with knowledge of the fact that a squatter is in possession- of a part of the premisop, it has been held that there is no implied contract to furnish a good marketable title, and that the vendor may compel specific per- formance. In such case parol evidence is admissible to show notice of the squatter's possession at the time of the contract. 83 291. DEFEASIBLE ESTATES. CONTINGENCIES. A purchaser who, under his contract, is entitled to demand a conveyance of an "Murray v. Ellis, 112 Pa. St. 485; 3 All. Rep. 845. "Ante, 85. "Hale v. Cravener, 128 111. 408; 21 N. E. Rep. 534. Holmes v. Richards, 67 Ala. 577. "Gray v. Hill, (Mich.) 63 N. W. Rep. 77. "Leonard v. Woodruff, (Utah) 65 Pac. Rep. 199. 736 MARKETABLE TITLE TO BEAL ESTATE. indefeasible estate in fee simple, cannot be required to take an estate defeasible upon the happening of a certain event or upon a certain contingency ; 34 for example, a devise to a woman providing that title should remain in her only so long as she should live separate from her husband. 35 This is not so much upon the ground that it is doubtful whether the estate will ever become absolute, as for the reason that the purchaser cannot be compelled to take an estate less in value and extent than that for which he bargained. If, however, it be alleged that it is physically impossible that the event defeating the estate should ever transpire, and it is doubtful whether such allegation can be sustained, the title becomes doubt- ful or unmarketable in the technical sense of the term. If it can be shown beyond a doubt that the happening of the event which will defeat the estate is a physical impossibility, no reason is per- ceived why the purchaser should not be compelled to take the title. 36 "Van Schaick v. Lese, 66 N. Y. Supp. 64; 31 Misc. 610; Lamprey v. Whitehead, 64 N. J. Eq. 408 ; 54 All. Rep. 803 ; Richards v. Knight, 64 N. J. Eq. 196; 53 Atl. Rep. 452. See Mr. Austin Abbot's note to Moore v. Wil- liams, 23 App. N. Cas. (N. Y.) 416. The liability of an estate to defeat br the birth of issue capable of taking in remainder renders the title doubtful. McPherson v. Smith, 49 Hun (N. Y.), 254; 2 N. Y. Supp. 60. The following illustration of this principle is from the opinion of Chancellor WALWORTH in Seaman v. Hicks, 8 Paige (N. Y.), 655: " In the ordinary case a base fee, determinable only upon the contingency of a single gentleman, far-advanced in life, afterwards marrying and having issue, most persons might consider the happening of the event which was to divest the estate so improbable as to render such determinable fee substantially the same as an absolute inde- feasible estate of inheritance in fee simple. For it might be considered as wholly improbable that a bachelor of seventy, who in the prime of life had so far disregarded the teachings of wisdom as well as of nature as to con- tinue in a state of celibacy, would at that advanced age not only be guilty of the extreme folly of contracting matrimony for the first time, hut would also procreate heirs to divest the estate determinable upon that event. But certainly no lawyer could for a moment suppose that a vendee, who had con- tracted for a good title, was boun'*. to accept an estate which depended upon a contingency of that nature; unless the fact was satisfactorily established that it was physically impossible that the event which was to determine the estate should ever happen." "Wright v. Mayer, 62 N. Y. Supp. 410; 47 App. Div. 604. * Seaman v. Hicks, 8 Paige (N. Y.), 655, 658, dictum. A title derived through a sale in proceedings for a partition, is not rendered unmarketable fcy the fact that persons not in esse at the time of the sale may come into existence and be entitled to share in the property; as where lands are devised OF DOUBTFUL TITLES. 737 If the estate of the vendor could only have arisen upon the hap- pening of a contingency provided for in a deed or will, such as the death of a particular person without lawful issue, the pur- chaser cannot be required to take the title in the absence of evi- dence which satisfactorily establishes the happening of ihe con- tingency. 37 292. TITLE DEPENDENT UPON ADVERSE POSSESSION. A purchaser may be compelled to take a title resting upon a hostile, adverse and uninterrupted possession, under color of title which has continued for a length of time sufficient to bar the rights of any possible adverse claimant. 38 There are cases which apparently to the testator's grandchildren, and at the time of a partition of the prop- erty, there is a possibility that grandchildren may be born thereafter who would be entitled to come into partition. Wills v. Slade, 6 Ves. 498. Espe- cially is this true under statutes which provide that those entitled to a reversion, remainder or inheritance, shall be bound by a judgment in parti- tion. Cheesman v. Thome, 1 Edw. Ch. (N. Y.) 629. w Chew v. Tome, 93 Md. 244; 48 Atl. 701. "1 Sugd. Vend. (8th Am. ed.) 41, 584; 2 id. 101; Atk. Marketable Title, 396, 403. See, generally, the cases cited throughout this subdivision. Games v. Bonner, 54 L. J. (N. S.) Ch. 517. Prosser v. Watts, 6 Madd. 59; Cottrell v. Watkins, 1 Beav. 361; Parr v. Lovegrove, 4 Drew. 170; Scott v. Nixon, 3 Dru. & War. 388 ; Kirkwood v. Lloyd, 12 Ir. Eq. 585 ; Stewart v. Conyngham, 1 Ir. Ch. C. 534; Hyde v. Dallaway, 6 Jur. 11D. See, also, Emery v. Gro- cock, 6 Madd. 54; Barmvall v. Harris, 1 Taunt. 430; Causton v. Macklew, 2 Sim. 242 ; Martin v. Cotter, 3 Jon. & La. T. 496 ; Maginnis v. Fallon, 2 Moll. 566; Bolton v. School Board, L. R., 7 Ch. Div. 766; Hilary v. Waller, 12 Ves. 239; Thompson v. Milliken, 9 Grant Ch. (Can.) 359. Wieland v. Renner, 65 How. Pr. (N. Y.) 245; Meyer v. Boyd, 51 Hun (N. Y.), 291; 4 N. Y. Supp. 328; Ford v. Schlosser, 34 N. Y. Supp. 12. Weil v. Radley, 52 N. Y. Supp. 398; Simis v. McElroy, 160 N. Y. 156; 54 N. E. Rep. 674. Kahn v. Mount, 61 N. Y. Supp. 358; 46 App. Div. 84. Hammerschlag v. Duryea, 66 N. Y. Supp. 87; 31 Misc. Rep. 678; Ruff v. Gerhartt, 76 N. Y. Supp. 743; 73 App. Div. 245; Forsyth v. Leslie, 77 N. Y. Supp. 826; 74 App. Div. 517. Core v. Wigner, 32 W. Va. 277; 9 S. E. Rep. 36. Hall v. Scott, 90 Ky. 340; 13 S. W. Rep. 249; Woodhead v. Poulds, (Ky.) 12 S. W. Rep. 129; Thacker v. Booth, (Ky.) 6 S. W. Rep. 460; Williams v. Porter, (Ky.) 21 S. W. Rep. 643. Bryan v. Osborne, 61 Ga. 51, dictum. Lurman v. Hubner, 75 Md. 2G&; 2 Atl. Rep. 646; Foreman v. Wolf, (Md.) 29 Atl. Rep. 837. Erdman v. Corse, 87 Md. 506; 40 Atl. Rep. 107; Gump v. Sibley, 79 Md. 165; 28 Atl. Rep. 977. Upon the general proposition thnt the Statute of Limitations vests a perfect title in the occupant, see Bicknell v. Comstock, 113 U. S. 149; Leffingwell v. Warren, 2 Black (U. S.). 599; Croxall v. Sherrard, 5 Wall. (U. S.) 2 Dickerson v. Colgrove, 100 U. S. 578; Harpening v. Dutch Church, 16 Pet. 111. 66, where the contract called for a " perfect chain of title." In California it seems that the purchaser cannot be compelled to take a title dependent upon the Statute of Limitations, though the contract does not expressly pro- vide for a "good title of record." It has been held in that State that the purchaser is entitled to a title "fairly deducible of record" (Turner v. Mc- Donald, 76 Cal. 180; 18 Pac. Rep. 262), and that, therefore, a title under the statute is not sufficient. McCroskey v. Ladd, (Cal.) 28 Pac. Rep. 215; Benson r. Shotwell, 87 Cal. 56; 25 Pac. Rep. 249. Gwin v. Calegnri*. 130 Cal. 384; 73 Pac. 8ol. Where the agreement was that the title should be " satisfactory " to the purchaser. 48 Cunningham v. Sharp, 11 Humph. (Tenn.) IK). Chapman v. l>*e, 55 Ala, 616. Kneller v. Lang, 63 Hun (N. Y.), 48; affd., 137 N. Y. 589. 742 MARKETABLE TITLE TO KEAL ESTATE. trespasser without color of title, no matter how long continued, will not bar the entry of the true owner. If the title of the party in possession has ripened under the Statute of Limitations, it will not be rendered doubtful or un- marketable by a subsequent statute extending the period of limi- tation. 49 A .title dependent upon adverse possession against a remainderman is of course unmarketable, since his right of action does not accrue until the precedent estate determines. 50 If the vendor's title be perfected by lapse of time pending a suit for rescission or specific performance, the purchaser must accept it, 61 unless time was material to the purchaser or was of the essence of the contract. 62 A title founded upon adverse possession will not be marketable unless sufficient time has elapsed to bar the rights of any person who was under disabilities, such as infancy or coverture, when the cause of action accrued. 53 Generally the Statutes of Limita- tions in the several States specify a time within which a person whose disabilities have been removed, must assert his rights, and in some of the States it is provided that in no case, including such additional period, shall the period of limitation exceed a specified number of years. Under such a statute it has been held that the possibility of a claim by a person under disabilities could not render the title doubtful where the extreme period of limitation had elapsed. 54 If it may be fairly inferred from the abstract that a defect arising before the period at which the abstract commences, exists, the purchaser may require that the title before that time Shriver v. Shriver, 86 N. Y. 575. 18 2 Sugd. Vend. (8th Am. ed.) 104; Wms. Real Prop. (Am. ed. 1886) 45i (355). "Wickliffe v. Lee, 6 B. Mon. (Ky.) 543. Peers v. Barnett, 12 Grat. (Va.) 410. 51 Post, ch. 32. Costs will be decreed against the vendor in such case. Peers v. Barnett, 12 Gratt. (Va.) 410. "Brown v. Cannon, 5 Gil. (111.) 174. Tevis v. Richardson, 7 B. Mon. (Ky.) 654. Simis v. McElroy, 160 N. Y. 156; 54 N. E. Rep. 674. Ford v. Wright, 114 Mich. 122; 72 N. W. Rep. 197. Baumeister v. Silver, 98 Md. 418; 56 Atl. 825. Wilhelm v. Federgreen, 38 N. Y. Supp. 8; 2 App. Div. 483. Fuhr v. Cronin, 81 N. Y. Supp. 536; 82 App. Div. 210. "Pratt v. Eby, 67 Pa. St. 396; Shober v. Button, 6 Phila. (Pa.) 186. Ot- tinger v. Strasburger, 33 Hun (N. Y.), 466; N. Y. Steam Co. v. Stern, 4i Hun (N. Y.), 206. OF DOUBTFUL TITLES. 743 shall be shown ; but if that be not within the vendor's power the title will not be held bad upon mere suspicions. 65 If the vendor set up title under the Statute of Limitations, the burden will be upon him to show that the title is good. 6 * It will be sufficient, it is. apprehended, for him to show an exclusive, adverse, notorious, uninterrupted and hostile possession under color of title for the statutory period, including any saving in favor of persons under disabilities. If it be doubtful whether there are any such persons, and he be unable to show that there are none such, the title will be deemed unmarketable. 67 He must be able to show, also, that there are no persons in remainder who might claim the estate, since the Statute of Limitations does not begin to run, as to them, until the determination of the precedent particular estate. 68 It has been held, however, that if the vendor shows a title prima facie good under the Statute of Limitations, the burden will devolve upon the purchaser to show facts which would prevent the running of the statute. 69 In some jurisdictions a vendor, relying on a title under the Statute of Limitations, will be permitted to join the persons hold- ing the apparent legal title as parties defendant in his suit against the purchaser for specific performance, and have their claims de- termined. 60 If this practice be founded upon sound principles, no "1 Sugd. Vend. (8th Am. ed.) 552. Seymour v. Delancey, Hopk. Ch. (N. Y.) 436; 14 Am. Dec. 552. "Luckett v. Williamson, 31 Mo. 54, the court saying: "A party making out a title under the Statute of Limitations must show it to be good, that the court may determine whether it shall be received. It is not for the purchaser to contest the validity of such a title with the vendor, as he may be wholly ignorant of the state of it." Knedler v. Lang, 63 Hun (N. Y.), 48; 17 N. Y. Supp. 443. Wilhelm v. Federgreen, 38 N. Y. Supp. 8 ; 2 App. Div. 483. "Brown v. Cannon, 5 Gil. (111.) 174. But see Day v. Kingsland, 57 N. J. Eq. 134; 41 Atl. 99, where the facts were held sufficient to throw the burden of proof in that respect upon the purchaser. In Seymour v. Delancey, Hopk. Ch. (N. Y.) 436 (495) ; 14 Am. Dec. 552, it was held that if a title derived under a person alleged to have died without heirs, be clearly adverse for a period of twenty-five years, it will not be rendered unmarketable by the possi- bility of an escheat of said person's estate or of his having left heirs who are under disabilities. "Simis v. McElroy, 160 N. Y. 156; 54 N. E. Rep. 674. "Phillips v. Day, 82 Cal. 24; 22 Pac. Rep. 976, citing Shriver v. Shriver, SQ N. Y. 575. "Duvall v. Parker, 2 Duv. (Ky.) 182. Ante, p. 723. 744 MARKETABLE TITLE TO REAL ESTATE. reason is perceived why the vendor should not be allowed to bring in such persons and adjudicate their rights in any case in which it is objected that the title is doubtful, at least, in any case in which he would have a right to maintain a bill against such per- sons to quiet his title. As a general rule any objection to the title which is cured by the Statute of Limitations other than that applicable to possessory actions, or by 'lapse of time, constitutes no ground upon which the purchaser can refuse to complete the contract, if the case admit of no reasonable doubt as to the application of the bar. Thus the existence of a prior executory contract for the sale of the premises, the benefit of which had passed to an assignee in bankruptcy, was held no valid objection to the title, the right of the assignee to enforce the contract having become barred by lapse of time.* 1 The purchaser may be required to take a title dependent upon the Statute of Limitations, though the vendor did not inform him, at the time of the contract, of the character of the title, and fur- nish him with proof of its sufficiency. 62 293. PRESUMPTIONS FROM LAPSE OF TIME. Independently of the Statute of Limitations, possession by the vendor and his predecessors in title, for a great length of time has, in some cases, been held to raise a conclusive presumption of a grant or convey- ance, and to remove any doubt or uncertainty as to the title which might arise from the inability of the vendor to show such a grant, or to supply a missing link in the record chain of title. 63 There Holmes v. Richards, 67 Ala. 577. "Kahn v. Mount, 61 N. Y. Supp. 358; 46 App. Div. 84. 43 English cases cited, ante, p. 737, note 1. 1 Sugd. Vend. (8th Am. ed.) 41, 584; 2 id. 101; Atk. Mark. Titles, 396, 403. O'Connor v. Hudgins, 113 N. Y. 511, 521; 21 N. E. Rep. 184. Brassfield v. Walker, 7 B. Mon. (Ky.) 96; Logan v. Bull, 78 Ky. 607, 614. To make good a title to the residue of an old term, mesne assignments which cannot be produced will be presumed to exist. White v. Foljambe, 11 Ves. 344. A title may be good though there are no deeds, but there must have been such a long uninterrupted pos- session, enjoyment and dealing with the property as to afford a reasonable presumption that there is an absolute title in fee simple. 1 Sugd. Vend. (8th Am. ed.) 41; 2 id. 101. The court will presume that the wives of grantors in ancient deeds those more than thirty years old are dead, and the property is free from their claims. Jarboe v. McAtee, 7 B. Mon. (Ky.) 279. In the same case it was held that an agent's authority to convey would be presumed after fifty years. A grant from the Commonwealth will be OF DOUBTFUL TITLES. 745 Have been cases, also, in which the courts have held that rights of third persons which, if asserted in due season, might have raised insuperable objections to the sufficiency of the title, but which have been lost by lapse of time, furnish no ground on which to hold the title unmarketable. 64 And a purchaser has in some cases been compelled to take a title dependent for its validity upon a presumption of the death of a person interested in the estate, arising from such person's absence for many years without having presumed after forty years' adverse possession. Henderson v. Perkins, 94 Ky. 207; Jarboe v. McAtee, 7 B. Mon. (Ky.) 279. 3 Starkie Ev. 1221; 1 Greenl. Ev. 50. In Abrams v. Rhoner, 44 Hun (N. Y.), 507, it appeared that B., through whom the vendor claimed, under a deed executed in 179", had made a prior conveyance of the same premises, in 1771, to parties other than those through whom the vendor claimed title, and there was no evidence that the title acquired under B/s conveyance in 1771 had ever passed back to him, or vested in any other of the vendor's predecessors in title.- But those under whom the vendor claimed had been in possession since 1797, and none of the grantees named in the deed of 1771 had ever been in possession of, or made any claim to, the premises, and no conveyance by thorn to any person had ever been found. Held, that the title of the vendor was marketable, it being conclusively presumed that the grantees in the deed of 1771 had reconveyed to B. before he conveyed in 1797, or that the conveyance of 1771 had, for some reason, never taken effect. "A. S. Abell Co. v. Firemen's Insurance Co., 93 Md. 596; 49 Atl. 334. In this case it appeared that a leasehold interest, under a lease for 99 years expiring in 1870 but renewable during the term, was sold under decree in a suit for partition in 1852, but the sale was void as to the one-fourth interest of a person who had not been made a party to the proceeding. In 1887, after the expiration of the lease, the purchaser at the partition sale pro- cured a renewal from the owner of the fee and in 1897 he purchased the fee. Afterwards he contracted to sell the property, but it was objected against his title that, by the law of the State, the lessor who forfeits his right to renew by failure to renew during the term is entitled to relief in equity against the forfeiture and hence that the owner of the one-fourth interest in the lease, which had been illegally sold at the partition sale in 1852, not being bound by that sale, was entitled in equity to relief against the for- feiture, and to demand a renewal of the lease. But it appearing that such owner had left the state long before the sale ; that he had never made a claim to any interest in the lease; that he died in 1853, the year after the sale; that his heirs never recognized their' liability to pay rent to the owner of the fee; and that more than thirty years had elapsed since their right to relief in equity against the forfeiture of the privilege of renewing the lease had accrued, without any assertion of that right on their part, the court held that if they were now to claim that right they would not be entitled to a hearing, and hence that the purchaser's objection to the title could not be sustained. 746 MARKETABLE TITLE TO EEAL ESTATE. been heard from in the meanwhile. But such absence must have continued for a length of time sufficient to remove any doubt that the absentee is dead. 65 And it is apprehended that the circum- stances must be such as to show, beyond a reasonable doubt, that he died unmarried, intestate and without issue. Generally it may be said that wherever a sufficient length of time has elapsed to raise a conclusive presumption of the existence of any fact, a title w PRESUMPTIONS OF DEATH, ETC. Titles not marketable. Whether a cer- tain person having an interest in the premises, who had disappeared and had not been heard from for twenty-four years, was dead, unmarried, without issue and intestate. Vought v. Williams, 120 N. Y. 253; 24 N. E. Rep. 195. Seven years, McDermott v. McDermott, 3 Abb. Pr. (N. S.) (N. Y.) 451. Trimmer v. Gorman, 129 N. C. 161; 39 S. E. Rep. 804. Thirty years, Dworsky v. Arndt- stein, 51 N. Y. Supp. 597; 29 App. Div. 274. Fourteen years, Fowler v. Manheimer, 75 N. Y. 17; 70 App. Div. 56. Thirty-five years, Chew v. Tome, 93 Md. 244; 48 Atl. 701. Whetlfer certain persons were the only heirs of a decedent. Walton v. Meeks, 41 Hun (N. Y.), 311. A title founded upon a decree in a suit for specific performance against the heirs of a vendor, is unmarketable when it appears that one of the heirs, a married woman, not a party to the suit, was dead when the decree was made. The court will not presume that she died intestate and without issue, and that her interest vested in the other heir. Hays v. Tribble, 3 B. Mon. (Ky.) 106. Titles held marketable. Whether a certain person having an interest in the premises, who had disappeared and had not been heard from for more than forty years, had died, unmarried, without issue and intestate. Ferry v. Sampson, 112 N. Y. 415; 20 N. E. Rep. 387; McComb v. Wright, 5 Johns. Ch. (N. Y.) 263. Demarest v. Friedman, 70 N. Y. Supp. 816; 61 App. Div. 576. Day v. Kings- land, 57 N. J. Eq. 134; 41 Atl. 99. See, also, Burton v. Perry, (111.) 34 N. E. Rep. 60. Whether the facts in a certain case were sufficient to sustain a title by escheat for want of heirs. In re Trustees N. Y. P. E. Pub. School, 31 N. Y. 574, 587. In Meyer v. Madreperla, (N. J. L.), 53 Atl. 477, the purchaser rejected the title offered and sued to recover his deposit. The objection to the title was an outstanding interest in a sailor who left his home in 1879 and had not been heard from for twenty years. It was held, under a New Jersey statute providing that a person absenting himself and not heard from for seven years, must be presumed to be dead, that the objec- tion to the title was untenable. The statute was held to raise a conclusive presumption of the death of the absentee. The court said that this presump- tion was accompanied by another, namely, that he died without lawful issue. The questions of marriage and intestacy were not considered. In Cambrelleng v. Purton, 125 N. Y. 610, 26 N. E. Rep. 907, the purchaser did not dispute the presumption of the death of the absentee, but contended that there was no presumption that he died unmarried and without issue before the death of his father, whose estate, embracing the premises sold, was partitioned after pub- lication of notice against the absentee. The evidence was thought sufficient to justify both presumptions. OF DOUBTFUL TITLES. 747 dependent upon that fact will be deemed marketable." Thus, under the rule that ancient deeds coming from the proper custody require no proof, a title thence derived could not, it is appre- hended, be disputed upon the ground that the deeds are not shown to have been duly executed. To a certain extent, every title depends upon rebuttable pre- sumptions. It has already been observed that when the vendor shows a record or documentary title in himself, the existence of all matters in pais necessary to the validity of that title, such as the competency of grantors through whom, and the bona fides of conveyances through which, the title is derived, will be presumed, until the purchaser shows that there is ground for reasonable doubt in respect to any such matter. 67 If this were not true, and a vendor could be required to show that everything which could possibly invalidate his title, has no existence in fact, there would practically be no such thing as specific performance at the suit of the vendor; he would be required to prove an infinite number of negatives, a thing as impracticable as it would be unreasonable. 294. TTTLE AS AFECTED BY NOTICE. As a general rule a purchaser cannot be compelled to perform the contract when the vendor's title depends upon a question of notice of the rights of third parties. cs Thus, though a purchaser with notice, it has been held, may safely buy from a purchaser without notice, he will not be compelled to take the title, as he would incur the risk of notice Torsyth v. Leslie, 77 N. Y. Supp. 826; 74 App. Div. 517. In Lyman v. Gedney, 114 111. 388; 20 N. E. Rep. 282, the grantors, in a conveyance of property which belonged to a partnership, were, after the lapse of forty years, presumed to have been the persons composing the firm, the conveyanc itself being silent upon that point. " Ante, 289. Braun v. Vollmer, 85 N. Y. Supp. 319. * Questions of Notice. In the following cases titles dependent upon the existence of notice of the rights of third persons were held unmarketable. Whether a certain person through whom the vendor claimed, was a purchaser without notice of the equitable rights of a stranger in the premises, under a contract of sale: Morris v. McMillen, 3 A. K. Marsh. (Ky.) 565. Whether a grantee of lands took with notice of certain liens upon the premises: Freer v. Hesse, 4 DeG., M. & G. 495. Whether a purchaser without notice under a foreclosure sale, was affected by notice to the plaintiff in the fore- closure suit: Wagner v. Hodge, 34 Hun (N. Y.), 524. Whether a subsequent purchaser had notice of a prior unrecorded deed of the premises: Speakman v. Forepaugh, 44 Pa. St. 363. 748 MABKETABLE TITLE TO JBEAL ESTATE. to his vendor being proved. 69 But the mere liability of a deed in the vendor's chain of title to be attacked as having been executed under circumstances that would render it invalid, does not render the title doubtful, if the purchaser be such in good faith, for value, and without notice of the invalidity of the deed. 70 We have al- ready seen that a doubt as to the title resting not on proof or pre- sumption, but on a mere suspicion of mala fides, will not condemn the title as unmarketable. 70 * 295. BURDEN OF PROOF. Inasmuch as the purchaser may suffer a heavy loss if compelled to take a doubtful title, and the vendor can suffer only the temporary inconvenience of delay if his title be good and the purchaser be relieved, the inclination of the court is in favor of the purchaser, and the burden devolves upon the vendor to show a title free from all reasonable doubt. 71 This means, it is apprehended, no more than that the vendor must show in the first instance a title free from doubt so far as dis- closed by the public records, or the instruments which evidence the title. The competency of the maker of every deed or will in the chain of title is necessary to the validity of that title, but it is plain that the vendor cannot be required to establish such com- petency affirmatively before it is questioned by the purchaser. The same observation applies to other matters in pais affecting 1 Sugd. Vend. (8th Am. ed.) 590, 601. Freer v. Hesse, 4 De G., M. & G. 495. In Bott v. Malloy, 151 Mass. 477; 25 N. E. Rep. 17, suggestions of a latent trust affecting the premises in the hands of the vendor were held in- sufficient to render the title doubtful, in view of a statute declaring trusts invalid as against a purchaser without notice. 'Levy v. Iroquois Building Co., (Md.) 30 Atl. Rep. 707. The fact that a prior grantee of the premises claims that a deed thereof had been obtained from him by fraud, he having waited more than six years without making any effort to recover the land, does not render the title unmarketable. First Af. M. E. Church v. Brown, 147 Mass. 296; 17 N. E. Rep. 549. "a Ante, 285. Prop. VI. 71 Burroughs v. Oakley, 3 Swanst. 159. Hendricks v. Gillespie, 25 Grat. (Va.) 181, 197, citing Sturtevant v. Jaques, 14 Allen (Mass.), 523; Rich- mond v. Gray, 3 Allen (Mass.), 25, and Griffin v. Cunningham, 19 Grat. (Va.) 571. McAllister v. Harmon, 101 Va. 17; 42 S. E. Rep. 920. Upton v. Maurice (Tex. Civ. App.) ; 34 S. W. Rep. 642. In Espy v. Anderson, 14 Pa. St. 308, it was held that it was the purchaser's business to show that the title was doubtful. He should at least be required to point out in what respect or particulars the title is doubtful, leaving to the vendor the burden of remov- ing the doubt. OF DOUBTFUL TITLES. 749 the validity of the title, except, it is presumed, that wherever a break occurs in the record chain of title, such as would be caused by descent, or by a parol partition at common law, the vendor must show facts sufficient to supply the breach. The abstract should contain affidavits showing the essential facts. But after the ven- dor has shown a title presumptively good, the burden devolves on the purchaser to show wherein it is bad or doubtful." And there are cases which go farther and hold that when the purchaser enters into a contract for the sale of lands in which the ownership of the vendor is assumed, and agrees to pay the purchase money, but floes not require the vendor to show a good title, the general rule is that the burden is on the purchaser to show defects in the title if he seeks to avoid the contract. The prima facie presumption is that he satisfied himself as to the sufficiency of the title before entering into the contract. 73 295-a.TESTIMONY OF EXPERTS INADMISSIBLE. The question whether the title is one which the purchaser should be compelled to take, is one of law, to be determined by the court from the con- tract; and it is error to admit the testimony of attorneys and examiners of title upon that point. 74 296. ILLUSTRATIONS OF THE FOREGOING PRINCIPLES. The English and American law reports abound with cases illustrating the principles discussed in this chapter. A large number of the English cases have been collected and referred to very briefly and concisely by Lord St. Leonards, in his work on ^ r endo^9 and Pur- chasers. 76 Many of these are comparatively of little value to tho American lawyer, depending, as they do, upon questions of law peculiar to the English system of conveyancing and settlement of estates, and laws of real property, and it is, therefore, deemed unnecessary to reproduce them here. But it is believed that a col- lection of American cases, stated in the same concise manner, will "Stevenson v. Polk, 71 Iowa, 278; 32 N. W. Rep. 340. Phillips v. Day. 82 Cal. 24; 22 Pac. Rep. 976. Bank v. Loujrl'ran. 122 N T . C. 668; 30 S. E. Rep. 17. 73 Baxter v. Aubrey, 41 Mich. 16; 1 N. W. Rop. 897. citing Dwight v. Cutter, 3 Mich. 566; 64 Am. Dec. 105; Allen v. Atkinson, 21 Mich. 361. 74 Ante, 283. Evans v. Gerry, 174 111. 595; 51 N. E. Rep. 615; Moaer T. Cochrane, 107 N. Y. 35; 13 N. E. Rep. 442. "1 Sugd. Vend. (8th Am. ed.) 583 (389). 750 MARKETABLE TITLE TO REAL ESTATE, be found useful to the profession. No attempt has been made to separate the cases in which the doubt turned upon a question of law from those turning upon doubtful questions of fact; the effort has been rather to arrange the cases in groups, having reference to the sources from which objections to title most frequently spring. It will probably be found that in many of the cases cited the title was not only unmarketable or doubtful but absolutely bad. Thus, it is sometimes said that a title derived through a conveyance exe- cuted by a married woman without the precise forms and solemni- ties required by statute in such cases is not " marketable." It is plain, however, that such a title is not only doubtful or unmarket- able, but is absolutely bad, for such an instrument is utterly invalid and inoperative to convey the woman's right. If, however, a grave doubt should arise as to whether there had been, in fact, a suffi- cient compliance with those requisites, and the court should be of opinion that another judge, or competent person, might well differ with him upon the point, then the title would be, in a technical sense, not " marketable," that is, doubtful. But inasmuch as all bad titles are necessarily not marketable in the sense that pur- chasers cannot be compelled to accept them, it is apprehended that no inconvenience will result from the want of technical precision in the use of the term " marketable," if any instance thereof should be perceived. Defects of title, with respect to the manner in which they are disclosed, are obviously of three kinds, namely: (1) Those which appear upon the face of some instrument under which title is claimed, such, for example, as the want of proper words of con- veyance, or other essential requisites of a deed, such as a grantor, or a grantee, or a seal, or a sufficient certificate of acknowledg- ment, and other matters of like kind. (2) Those which appear from the public records ; such as a prior conveyance to a stranger ; or the absence of any record title whatever; or the want of juris- diction of the subject-matter in judicial proceedings. (3) Those which rest in parol ; that is, to be established by the testimony of witnesses, such as the happening of events upon which title de- pends, for example, births, deaths, marriages, adverse possession, the performance or happening of conditions antecedent or subse- quent, the vesting of contingent remainders, and the like. Cases OF DOUBTFUL TITLES. 751 arising from each of these sources will be found in the preceding pages, and in the notes which follow here. 297. Errors and irregularities in judicial proceedings. Er- rors, defects and irregularities in judicial proceedings, directly or incidentally, for the sale of lands, are the occasion, perhaps, of more objections to title than any other ground ; certainly, in cases in which confirmation of the sale is resisted by the purchaser. In the consideration of such objections an important rule should be constantly borne in mind, namely, that no error, defect or irregu- larity in the proceedings, short of absolute want of jurisdiction on the part of the court, or fraud or mistake, to an extent that would vitiate the proceedings, can affect the title of the purchaser. The reasons for this rule are chiefly two: first, because upon reversal of a judgment for error, a purchaser under the judgment cannot be disturbed in his title and possession, there being only restitu- tion of the proceeds of the sale to the person aggrieved ; and, second, because the judgment under which the sale or conveyance to the purchaser was made, cannot be attacked in any collateral proceeding, by a party or privy to the judgment, except for want of jurisdiction to render, or fraud or mistake in the procuration or rendition of the judgment. 76 It may be doubted whether in every instance, cited in the notes below, in which the purchaser has been relieved from his bid or his bargain, on the ground of errors and defects in judicial proceedings rendering the title un- marketable, the decision will stand the test of the foregoing rule, inasmuch as there is no broad line of demarcation between facts which are, and those which are not, sufficient to show jurisdiction in the premises. It is true that most of the cases in which the rule that a title under a judicial sale is not subject to collateral attack, have been those which arose in ejectment by parties to the judgment or their privies, against the purchaser or his privies, and not between vendor and purchaser ; but it is apprehended that the rule would be the same in either case, and that a title would not be deemed unmarketable simply because of some error or irreg- ularity in the proceedings, unless there was a reasonable doubt as to whether such error was not based on facts showing an absolute want of jurisdiction in the court. Of course if there should be "Ante, 4. 2. A title resting on a sale under execution against heirs upon a judgment founded on a set. fa. in which the heirs were not specially named is unmarketable. Newman v. Maclin, 5 Hayw. (Tenn.) 241; Williams v. Seawell, 1 Yerg. (Tenn.) 83; Henderson v. Overton. 2 Yerg. charities, to each of which testator devised a share of his estate, were one- OF DOUBTFUL TITLES. 761 the title was rendered unmarketable. 91 The bare possibility that one of the defendants, who was proceeded against as a non- resident, might appear at some future period and make objections to the decree, is no ground on which title under such decree can be held doubtful. 92 299-a. Irregularities in foreclosure sales. A great number of titles depend upon sales under deeds of trust and " power of sale" mortgages executed to secure the payment of debts. These sales are made by the trustee or mortgagee, without the intervention of the courts, after advertisement and the ob- servance of other formalities provided for in the instruments under which they act. If there should be any serious doubt as to the validity of the sale for any cause, such as want of due adver- tisement of the sale, misconduct of the trustee, collusion between the purchaser and the mortgagee or trustee, gross inadequacy of the price, and the like, and the rights of the parties affected by the sale have not become barred by the lapse of time, title depend- ent upon such sale will be deemed unmarketable, and not such as a purchaser may be required to take. 93 300. Defective conveyances and acknowledgments. Imper- fect registration. A vast number of objections to title are founded upon errors or irregularities in the drafting, acknowledgment, and and the same corporation, so that one of them was properly not made a partj defendant to a proceeding for the sale of the property devised: Sisters of Mercy v. Benzinger, 95 Md. 684; 53 Atl. 548. The fact that an assignee for the benefit of creditors of property which had been previously mortgaged was not made a party to a suit to foreclose the mortgage, was held, after the lapse of more than twenty-five year's, no objection to the title under Laws of New York, 1875, providing that deeds for the benefit of creditors shall be deemed discharged aftery twenty-five years from their date. Kip v. Hirsh, 103 N. Y. 565; 9 N. E. Rep. 317. Failure to make an incumbrancer a party to a suit to foreclose a prior incumbrance, though error, does not render the title of the purchaser at the foreclosure sale unmarketable, since the purchaser ac- quires by subrogation all the rights of the prior incumbrancer. De Saussure v. Bollman, 7 Rich. (N. S.) (S. C.) 329. "Day v. Kingsland, 57 N. J. Eq. 134; 41 Atl. Rep. 99. "Wolverton v. Stevenson, 52 La. Ann. 1147; 27 So. Rep. 674. "Martin v. Hamlin, 176 Mass. 180; 57 N. E. Rep. 381. In Crutchfield v. Hewett, 2 App. D. C. 373, such a sale was set aside by the lower court after seventeen years' delay, for want of due advertisement and for other irregulari- ties. The decree was reversed on the ground that the complainants had slept too long upon their rights. 762 MARKETABLE TITLE TO REAL ESTATE. registration of deeds under which title is claimed. These, of course, may be absolutely fatal to the title, or, at least, render it doubtful; but many of them are merely captious or frivolous, being ferreted out by counsel to aid the purchaser in his escape from a losing bargain. They are principally questions of law sug- gested by clerical mistakes and inadvertent omissions on the part of those concerned in the execution and authentication of convey- ances, such, for example, as the sufficiency of an informal and ir- regular certificate of acknowledgment ; or the sufficiency of a deed in which the spelling of the name of the grantor in the body of the deed, differs from his signature to the deed. Of course, however, graver questions frequently arise ; e. g., whether the language em- ployed by the grantor in the granting clause, is sufficient to create a certain interest, and the like. In either case, if the question admit of a reasonable doubt, the title depending thereon will not bo forced upon the purchaser. The want of regular registration of deeds under which the vendor deduces title, there being no other proof of execution, is an insuperable objection to specific per- formance by the purchaser. 94 M Hyne v. Campbell, 6 T. B. Mon. (Ky.) 286. George v. Conhaim, 38 Minn. 338; 37 N. W. Rep. 391. The mere non-record of a deed executed by a referee in forclosure proceedings does not render doubtful a title held thereunder, the court having confirmed the sale and directed the deed to be made. Calder v. Jenkins, 16 N. Y. Supp. 797. EBBORS AND IRREGULARITIES IN THE DRAFTING, EXECUTION AND ACKNOWLEDG- MENT OF INSTRUMENTS Titles held not marketable. Whether a certain con- veyance had been executed as an escrow or not: Sloper v. Fish, 2 Ves. & Bea. 145. Whether by a conveyance of lot " fifteen " in a certain block, lot fifteen in a subdivision of original lot fifteen was intended: Parker v. Porter, 11 111. App. 602. Where the description of the property in the deed to the vendor varied materially from that in a prior deed in the chain of title: Fitzpatrick v. Sweeny, 56 Hun (N. Y.), 159; 121 N. Y. 707. Where there is a mistake in the description of the premises in a deed under which the vendor holds: Smith v. Turner, 50 Ind. 367. Heller v. Cohen, 154 N. Y. 299; 48 N. E. 527. Where a tract of land was originally surveyed in a block with other lands, and from fixed monuments and other circumstances, it appears probable that there was a serious interference between the various tracts: Holt's Appeal, OS Pa. St. 258. Whether a certificate of acknowledgment which failed to state that the grantors were known to the certifying officer to be such, etc., was sufficient : Fryer v. Rockefeller, 63 N. Y. 268 ; Paolillo v. Faber, 67 N. Y. Supp. 638; 56 App. Div. 241; Freedman v. Oppenheim, 81 N. Y. Supp. 110; SO App. Div. 487. Where certificate of acknowledgment failed to show that the certifying officer was personally acquainted with the grantor: Mullina v. OF DOUBTFUL TITLES. 763 The general rule is that in so far as the title depends upon the execution, attestation, acknowledgment, and effect of convey- Aiken, 2 Heisk, (Tenn.) 535. When the certificate of the clerk of court failed to state that he was acquainted with the officer's handwriting and believed his signature genuine: Freedman v. Oppenheimer, 81 N. Y. Supp. 110; 80 App. Div. 487. Where the wife's acknowledgment of a deed under which the vendor claimed, was wanting: McCann v. Edwards, 6 B. Mon. (Ky.) 208. Where the certificate did not show prior examination of the wife : Hepburn v. Auld, 5 Cranch (U. S.) , 267, 275. Whether parol evidence of the certifying officer could be received to show that the wife's acknowledgment was duly taken: Tomlin v. McChord, 5 J. J. Marsh. (Ky.) 135. Whether a certain informal certificate of acknowledgment of a deed by a married woman sufficiently showed that the grantor was known to the certifying officer, that the deed had been explained to the grantor, that she had been privily examined apart from her husband, and that she had declared that she had willingly signed, sealed and delivered the same: Black v. Aman, 6 Mackey (D. C.), 131. A title dependent on an acknowledgment of a married woman, taken before a party to the deed acknowledged, is not marketable. Withers v. Baird, 7 Watts (Pa.), 227; 32 Am. Dec. 754. And a title derived through a conveyance defectively acknowledged by a married woman, is unmarketable. Beardslee v. Underbill, 37 N. J. L. 309. Where a deed was recorded upon a certificate of acknowledgment before a commissioner of deeds for the State of New York, and was not accompanied by a certificate from the Secretary of State of the State of New York, showing authority on the part of said commissioner, and there was no extraneous evidence to show that the deed had been in fact acknowledged by the grantor, a title thence derived was held unmarketable. Williamson v. Banning, 86 Hun (N. Y.), 203; (33 N. Y. Supp.). In Irving v. Campbell, 121 N. Y. 353; 24 N. E. Rep. 821; 8 L. R. A. 620, the fact that a certificate of acknowledgment of a conveyance did not state the place of residence of the subscribing witness, was held to render the title unmarket- able, though it appeared that the person and place of residence of such witness was well known. A title founded upon a decree against husband and wife to enforce specific performance of a contract by the husband to sell the wife's lands, is unmarketable, where it appears that there are no equities binding the wife in a suit, or that she had not released her rights in the manner provided by law. Hays v. Tribble. 3 T. B. Mon. (Ky.) 106. Where an abstract of title showed record title in " H. P. Hepburn " and no title out of him, but title out of " H. P. Hopkins," and the vendor claimed that the deed from Hop- kins was in fact from Hepburn, but refused to submit his proofs for examina- tion of the purchaser, it was held that the latter might reject the title and re- cover his deposit, though the vendor might be able to show that the title was good. Benson v. Shotwell, 87 Cal. 40-; 25 Pac. Rep. 249. So, also, where the rec- ord title was in " K. F. Redmond " and the next conveyance was from " K. F. Redman,'' it was held that the two names were not idem sonans, and that the title was unmarketable, and that the defect was not cured by a second deed from K. F. Redman to the plaintiff's vendor, reciting that he was the aame person as " K. F. Redmond" in the first-mentioned deed. Peckham v. Stewart, 97 Cal. 147; 81 Pac. Rep. 928. So, also, where a conveyance was by error made to " James M." instead of " Joseph M.,'' though the error was 764 MARKETABLE TITLE TO REAL ESTATE. ances, as they appear upon the record, they must be free from reasonable doubt upon their faces, and must have been properly afterwards recited in a suit in which the premises were partitioned between the heirs of Joseph M. and one who had been his co-tenant, such recital and finding not being conclusive upon any one who should claim as James M. Mead v. Altgeld, 136 111. 298; 26 N. E. Rep. 388. Titles held marketable. Whether a conveyance under which the vendor claimed was a sealed instrument: Todd v. Union Dime Sav. Bank, 118 N. Y. 337; 23 N. E. Rep. 299, reversing 20 Abb. N. C. 270, and 44 Hun (N. Y.), 623. Whether the husband must join in a conveyance by an execu- trix: Tyree v. Williams, 3 Bibb (Ky.), 366; 6 Am. Dec. 663. Whether " Electa Wilder," under whom the vendor claimed, was one and the same person with " Electa Wilds," in whom appeared the record title up to the time of the conveyance by " Electa Wilder " : Hellreigel v. Manning, 97 N. Y. 56. Whether signing a deed by a wrong name invalidates it, when the true name is recited in the body of the deed, and the grantor also acknowledges the deed by his true name: Middleton v. Findla, 25 Cal. 76. In the de- scriptive clause of a deed, a course was given as " southeasterly," but the deed itself furnished evidence that " southwesterly " was intended, and it was held that the misdescription of the course did not render the title un- marketable. Brookman v. Kurzman, 94 N. Y. 272; Clark v. Hutzler, 96 Va. 73; 30 S. E. Rep. 469; Maryland Const. Co. v. Kuper, 90 Md. 529; 45 Atl. 197. A misdescription of the boundary lines of the premises does not make the title doubtful, if the land may be clearly identified from the monu- ments and objects mentioned in the deed. Galvin v. Collins, 128 Mass. 525. See, also, Meyer v. Boyd, 51 Hun (N. Y.), 291, 295; 4 N. Y. Supp. 328. Where a deed under which the vendor claims describes the land as being on the south side of a river, but refers to a patent which places it on the west side, and the identity of the land appears, the misdescription does not render the title unmarketable. Newsom v. Davis, 20 Tex. 419. In the deed of a married man, his name alone appeared as grantor, but the wife's name was included in the testimonium clause, and she signed and acknowledged the deed. Held, that the omission of the wife's name in the body of the deed did not render the title unmarketable. Atkinson v. Taylor, 34 Mo. App. 442. The validity of a recorded deed is not affected by the failure of the notary to recognize his official seal in the testimonium clause of his certificate of acknowledgment. Mitchener v. Holmes, (Mo.) 22 S. W. Rep. 1070. Whether a certificate of acknowledgment before a mayor of a town, without a seal or other evidence of authority, is sufficient, forty years' possession having been had thereunder: Brown v. Witter, 10 Ohio, 143. Whether an acknowl- edgment by a married woman before a different officer and at a different time from her husband was valid, under a statute which merely required that, " in addition " to the husband's acknowledgment, the wife should declare, etc.: Ludlow v. O'Neil, 20 Ohio St. 182. Whether the language, " Personally came A. B., the executor of the annexed deed, and acknowledged it," was equivalent to "acknowledged the execution of- the annexed deed:" Davar v. Caldwell, 27 Ind. 478. A purchaser cannot reject the title on the ground that the probate of a deed unfler which the vendor claims does not OF DOUBTFUL TITLES. 765 and legally recorded, or be such as are legally entitled to be recorded. 96 It sometimes happens that the date of a deed in the vendor's chain of title is subsequent to the date of the acknowledgment of the deed. Such a discrepancy will not of itself justify the pur- chaser in refusing to take a conveyance of the premises on the ground that the title is not clear. The certificate of acknowledg- ment is presumed to be correct, and will not be controlled by the date inserted in the deed. Even if the date of the deed were inserted subsequently the discrepancy would be immaterial, because the real date of a deed is the time of its delivery, which may be subsequent to the acknowledgment, and even after registration. 9 * contain the official title of the person taking the proof, when it can be shown that he was an officer authorized to take such proof at the time. Bronk v. McMahon, 37 S. Car. 309. The fact that the clerk made a short memoran- dum of an acknowledgment by a married woman, and afterwards wrote out the certificate in full and recorded it, the death of the married woman hav- ing supervened, does not affect a title derived under such certificate. Prewitt v. Graves, 5 J. J. Marsh, (Ky. ) 114. Whether a certain deed of an executor sufficiently showed authority on his part to convey, there being no recital of a power to convey therein: Doody v. Hollwedel, 48 N. Y. Supp. 93; 22 App. Div. 456. Whether a certain deed executed by the owner of a lot divided by a public highway operated to convey the grantor's interest in one of the parts to the center of the highway, without words to that effect: Pell v. Pell, 73 N. Y. Supp. 81; 65 App. Div. 388 (aff'd). In Garden City Land Co. v. Miller, 157 111. 225; 41 N. E. Rep. 753, it was held that the failure of a deed in the vendor's chain of title to mention a meridian, or the county or State in which the land conveyed was situated, did not render the title unmarketable, there being evidence to show beyond dispute what land was intended to be conveyed. Where a decree of court required the vendor to execute a deed to the purchaser, which was done, and the deed was delivered to the court to be disposed of by its future order, the fact that the grantor died before the delivery of the deed to the grantee did not affect the validity of the deed, nor justify the purchaser in refusing to accept it. Faile v. Crawford, 54 N. Y. Supp. 264; 34 App. Div. 278. The vendor was permitted to show that O. L. Hildebrandt, named as a grantor in the abstract of title, was the same person as Levi Hildebrandt, previously named in the abstract as a grantee. Hollifield v. Landrum (Tex. Civ. App.), 71 S. W. 979. "Han-ass v. Edwards, 94 Wis. 459, 69 N. W. Rep. 69. Dresel v. Jordan, 104 Mass. 407. REGISTRATION OF DEEDS, ETC. Titles held doubtful. Whether an attach- ment levied upon land took priority over an unrecorded conveyance of the land: Mullins v. Aiken, 2 Heisk. (Tenn.) 535. Want of regular registration of deeds by which the vendor deduces title, there being no other proof of 766 MARKETABLE TITLE TO EEAL ESTATE. 301. Construction of deeds, wills, etc. Perhaps the most dif- ficult questions on which title to real estate depends, as between vendor and purchaser, are those which involve the true construc- tion of some instrument, such as a deed or will, which forms a part of the vendor's muniments of title. In the law of contingent remainders, executory devises, restraints upon alienation, the crea- tion of perpetuities, and the like, there are many niceties and subtleties, concerning which, as related to the peculiar circum- stances of each case, the most learned in the law may well doubt. So, too, the true intent of a testator, whose will has been inartifi- cially and unskillfully drawn, is often a question upon which dif- ferent judges entertain different opinions. And oftentimes, with the aid of parol evidence to explain patent ambiguities in a will, it is impossible to determine, beyond a reasonable doubt, to what persons or things the testator refers. 97 their existence, is a fatal objection to the title. Bartlett v. Blanton. 4 J. J. Marsh. (Ky.) 427. Where the law requires a will of lands, admitted to probate without the State, to be recorded within the State, the title will not be perfected and marketable until such record is made. Wilson v. Tappan, 6 Ohio, 172. A purchaser will not be compelled to take a title under a deed which is not recorded nor shown to have been executed as the law requires. Hyne v. Campbell, 6 T. B. Hon. (Ky.) 286. Harrass v. Edwards, 94 Wis. 459; 69 N. W. Rep. 69. Titles held marketable. Whether an assignment of a mortgage was neces- sary to be recorded: Fryer v. Rockefeller, 63 N. Y. 268. Whether a certain conveyance recorded in the county clerk's office of New York county, but not recorded in the office of the register of deeds, was notice to a subsequent purchaser : Wagner v. Hodge, 34 Hun ( N". Y. ) , 524. The fact that a deed under which the vendor claims is unregistered does not make the title doubt- ful when the grantor in such deed is dead, without creditors, and no subse- quent sale is shown, and the grantee is in possession. Cotton v. Ward, 3 T. B. Mon. (Ky.) 304. The omission of a county clerk's certificate to state the name and official character of the officer taking the acknowledg- ment, may be supplied from the certificate of acknowledgment. And the absence of a date to such certificate is immaterial where not required by statute. So, also, the want of a seal to a county clerk's certificate of the official character of the certifying officer. Thorn v. Mayer, 33 N. Y. Supp. 664". The failure of a recorder of deeds to note the time when a deed was recorded will not affect the title, where the rights of no third person are concerned. Thorn v. Mayer, 33 N". Y. Supp. 664. " CONSTRUCTION OF INSTRUMENTS Titles held doubtful. Whether in a certain case there was an unlawful suspension of the power of alienation : Beams v. Mela, 10 N. Y. Supp. 429; 58 Hun (N. Y.), 588. Whether in a certain case the purchaser was required to see to the application of th OF DOUBTFUL TITLES. 767 302. Competency of parties to deeds. The competency, power or authority of those who undertake to execute conveyances of lands, constitutes a most fruitful source of objections to title. purchase money: Garnett v. Ma con, 6 Call (Va.), 308. St. Mary's Church v. Stockton, 8 N. J. Eq. 520. Whether a certain devise was governed by the rule in Shelley's case: Doebler's Appeal, 14 P. F. Smith (Pa.), 9. Mon- aghan v. Small, 6 Rich (N. S.) (S. C.) 177. Whether a certain deed abso- lute in form was in fact a mortgage: Cunningham v. Sharp, 11 Humph. (Tenn. ) 116. Whether the designation of certain premises on a map of lots as a " wharf," and certain acts in connection therewith, amounted to a dedication of such premises to the uses of the prospective buyers of adjoin- ing lots: Hymers v. Branch, 6 Mo. App. 511. Whether certain language in a deed was sufficient to show that the grantor intended thereby to convey his interest in a highway subject to the public use: Lee v. Lee, 27 Hun (N. Y.), 1. See, also, Mott v. Mott, 68 N. Y. 246; In re Ladue, 54 N. Y. Super. Ct. 528. \Vhether a quit claim or release by a married woman to a stranger will operate to divest her inchoate right of dower: Merchants' Bank v. Thomson, 55 N. Y. 7. Whether an inchoate right of dower is merged in a conveyance by the husband to the wife: People v. Life Ins. Co., 66 How. Pr. (N. Y.) 115. Whether a husband took a life estate or a fee under his wife's will: Butts v. Andrews, 136 Mass. 221. Whether a limitation over after the determination of a life estate was, in a certain case, void for remoteness: Lowry v. Muldrow, 8 Rich. Eq. (S. C.) 241. Whether a cor- poration under a conveyance to its president, " his successors and assigns," but without words of inheritance, took an estate in fee: Cornell v. Andrews, 37 N. J. Eq. 7. Whether a devisee took the estate with absolute power of alienation: Cunningham v. Blake, 121 Mass. 333. Starnes v. Allison, 2 Head (Tenn.), 221. Whether certain language in a will created an abso- lute or a conditional fee: Goerlitz v. Malawista, 56 Hun (N. Y. ), 120; 8 N. Y. Supp. 832. Certain doubts arising upon the true construction of a will, held sufficient to make the title doubtful : Sims v. McElroy, 39 X. Y. St. Rep. 324; 14 N. Y. Supp. 241. Whether a certain assignment of a mort- gage to the mortgagor as " trustee " amounted to an absolute release of the mortgage: Sturtevant v. Jaques, 14 Allen (Mass.), 523. Whether certain posthumous children of a testator were entitled to take under his will : Kilpatrick v. Barren, 125 N. Y. 751; 26 N. E. Rep. 925. Whether a certain remainder created by will was vested or contingent: Nelson v. Russell, 61 Hun (N. Y.), 528; 16 N. Y. Supp. 395. Whether a limitation of a fee upon a fee by way of executory devise was valid. The devise was held valid, and the title of one claiming under the first devise was held to be not such as a purchaser could be compelled to take.' Smith v. Kimball, (111.) 38 N. E. Rep. 1029. Whether a certain trust authorized a sale of the trust subject after the beneficiaries reached the age of twenty-one: Paget v. Melchior, 58 X. Y. Supp. 913; 42 App. Div. 76. Whether, upon a true construction of the testator's will, his executors were authorized to sell his realty before his son arrived at the age of 21: Clouse's App. 192 Pa. 108; 43 Atl. 413. Whether a devise to A. " for his use, benefit, and behoof, in trust for his 768 MARKETABLE TITLE TO BEAL ESTATE. The question may be one of fact, as whether the grantor was a minor, a lunatic or a married woman, or it may be a question of law, as whether the courts of one State have power and authority to appoint a commissioner to sell and convey lands in a sister State, or whether one conveying in pursuance of a power has ex- ceeded his authority. A title dependent upon a conveyance exe- cuted by one admitted to be an infant or a person non compos mentis is absolutely bad, for such a deed a void. But if the fact of infancy or the want of contractual capacity be in dispute, and there be a reasonable doubt as to the existence of either, then the title is technically doubtful or unmarketable, and the purchaser will not be required to complete the contract. In a case in Ken- tucky, the court held that a title should not be declared doubtful children " vested an estate in fee in A. on the theory that the language used was insufficient to create a trust estate: Marks v. Halligan, 70 N. Y. Supp. 444; 61 App. Div. 179. Whether a devise to testator's wife for life, the property "or what remains thereof" to go to a' son in remainder, gave the widow an absolute power to sell and dispose of the property: Richards v. Knight, 64 N. J. Eq. 196; 53 Atl. 452. Titles held marketable. Whether in a certain case there was an unlawful suspension of the power of alienation: Kelso v. Lorillard, 85 N. Y. 177; Rice v. Barrett, 102 N. Y. 161; 6 N. E. Rep. 898. Cushing v. Spalding, 164 Mass. 287 ; 41 N. E. Rep. 297. Whether a conveyance by one of two devisees in remainder to the other with general warranty passed the interest of the grantor in remainder by estoppel to the other remainderman : Vreeland Y. Blauvelt, 23 N. J. Eq. 483. Whether a certain limitation over upon the death of the first taker without issue was void for remoteness: Miller T. Macomb, 26 Wend. (N. Y.) 229. A testator devised his estate to his wife for life, but made no disposition of the remainder. Testator died without children or descendants, and the property having passed to the wife as heir at law, a purchaser from her was compelled to take the title. Lemon v. Rogge, (Miss.) 11 So. Rep. 470. Whether certain language in a deed or will created a life estate or a fee in the grantee or devisee: Cassel v. Cook, 8 S. & R. OPa.) 268; 11 Am. Dec. 610. Whether a legacy in a certain case was an equitable charge on lands embraced in a residuary devise of th estate: Wiltsie v. Shaw, 29 Hun (N. Y.), 195. Whether a recital in a conveyance to school trustees " for the uses and purposes of the school dis- trict upon which to erect a schoolhouse " created a condition on which the property was to be held : Board of Education v. Reilly, 75 N. Y. Supp. 876 ; 71 App. Div. 468. Whether, in a certain case, a trustee should have been appointed to hold the legal title of property devised in trust, and make conveyances of the same: Cushing v. Spalding, 164 Mass. 287; 41 N. E. Rep. 297. Whether a sale of land charged with legacies operated to discharge the legacies : Waddell v. Waddell, 68 S. C. 335 ; 47 S. E. Rep. 375. OF DOUBTFUL TITLES. 769 because of the alleged insanity of a remote grantor, if the fact of insanity was left in doubt at the final hearing, nor, if insanity be fully established, unless it appear that the deed of such grantor had been in fact set aside, or probably would be in pro- ceedings already instituted for that purpose. 98 It is not easy to reconcile this decision with the rule that a purchaser cannot be compelled to take a title which will probably expose him to litiga- tion. The same observation will apply to a decision that the in- capacity of a corporation to take and hold real estate, does not affect the validity of a title derived through the corporation, 69 unless Hunt v. Weir, 4 Dana (Ky.), 347. "Mo. Valley Land Co. v. Buslmell, 11 Neb. 192; 8 N. W. Rep. 389. COMPETENCY, POWER OR AUTHORITY OF PARTIES Titles held doubtful. In the following cases questions of law or of fact as to the authority or com- petency of parties to convey were held to render the title unmarketable: Whether a conveyance \vas executed by a person non compos mentis: Freetly v. Barnhart, 51 Pa. St. 279; Stobert v. Smith, 184 Pa. St. 34; 38 Atl. Rep. 1019. Brokaw v. Duffy, 105 N. Y. 391; 59 N. E. Rep. 196. Whether a power of sale conferred upon an executor can be exercised by his executor: Chambers v. Tulane, 9 N. J. Eq. 146. Whether a private act of the legis- lature empowering a life tenant to sell the remainder and convey a title in fee, was binding upon the remainderman: Bumberger v. Clippinger, 5 W. 4 S. (Pa.) 311. Whether a personal representative had power to assign a bid made by his intestate at a public sale: Palmer v. Morrison, 104 N. Y. 132; 10 N. E. Rep. 144. Whether a conveyance of lands lying in one juris- diction, by atl officer acting under the orders or decree of a court of another jurisdiction, is valid: Contee v. Lyons, 19 D. C. 207. Watts v. Waddle, 1 McLean (U. S.), 200. See Corbett v. Nutt, 10 Wall. (U. S.) 464, and Watkins v. Holman, 16 Pet. (U. S. 57. Whether a deed executed in pursu- ance of a parol power of attorney was sufficient to pass title: Jackson v. Murray, 5 T. B. Mon. (Ky.) 184; 17 Am. Dec. 53. Whether the deed of a married woman executed by power of attorney as to which she was privily examined, was sufficient to pass her inchoate right of dower: Lewis v. Coxe, 5 Harr. (Del.) 401. Whether power of sale to executors, extended to lands of the testator which he had devised, but as to which the devise failed to take effect: Chambers v. Tulane, 9 N. J. Eq. 146. Whether a power of sale to executors had terminated: Bruner v. Meigs, 64 N. Y. 500. Whether an executor in a certain case had power under the will to sell realty: Alkus v. Goettmann, 39 N. Y. St. Rep. 324; S. C., 14 N. Y. Supp. 241; Droge v. Cree, 39 N. Y. St. Rep. 264: S. C., 14 N. Y. Supp. 300; Warren v. Banning, 21 N. Y. Supp. 883. Whether one of several joint executors had renounced his trust, the validity of a sale by the other executors under a power, being dependent upon such renunciation: Fleming v. Burnham, 100 N. Y. 1; 2 N. E. Rep. 905. Whether executors acting under a power had sold more land than was necessary for the purposes of the testator: Townshend v. 49 770 MARKETABLE TITLE TO REAL ESTATE. it was thereby intended to decide that the State could not insist upon a forfeiture of the estate in the hands of the grantee of the corporation. Goodfellow, 40 Minn. 312; 41 N. W. Rep. 1056. Whether a will executed by one of two joint executors was sufficient the will requiring the execu- tors to act jointly in the settlement of the estate: House v. Kendall, 55 Tex. 40. Whether a sale by an assignee in bankruptcy without an order of court was valid: Palmer v. Morrison, 104 N. Y. 132; 10 N. E. Rep. 144. Whether certain trustees of a religious society were competent to convey a good title, under a private act authorizing them to sell and convey, the prop- erty being liable to revert to the grantor if diverted from the purposes of the grant: Second Universalist Soc. v. Dugan, 65 Md. 460; 5 Atl. Rep. 415. Whether a church organization was competent to convey a fee where the title was vested in the church's " trustees and their successors in office forever," and there was no conveyance from the trustees to the church : M. E. Church v. Roberson, (N. J. Eq.) 58 Atl. Rep. 1056. Whether, upon a true construc- tion of testator's will, his executors were authorized to sell and convey his realty before his son reached the age of twenty-one. Clouse's App., 192 Pa. St. 108; 43 Atl. Rep. 413. Whether a married woman was competent, under the laws of Missouri, to execute a conveyance of her separate estate without her husband joining therein: Kennedy v. Koopman, 166 Mo. 87; 65 S. W. Rep. 1020. Whether, in a case in which testatrix created a trust in favor of a son, with power in him to dispose of the property at his death by will, but did not name a trustee, the son was competent to convey the legal title. McDougall y. Dixon, 46 N. Y. Supp. 280; 19 App. Div. 420. A power of attorney de- fectively acknowledged will not be held good as between the parties, if there be no other evidence of the execution of the power than the defective acknowl- edgment; and a title dependent on such power is not marketable. Freedman v. Oppenheim, 81 N. Y. Supp. 110; 80 App. Div. 487. In a case in which the title depended on the powers of a religious corporation to convey land, and the purchase money was to be reinvested in other lands in trust for the cor- poration, the purchaser was relieved. St. Mary's Church v. Stockton, 8 N. J. Eq. 520. A sheriff's deed is insufficient to support a title thereunder, unless a record of the judgment and execution under which the sheriff acted, can be produced. Hampton v. Specknagle, 9 S. & R. (Pa.) 212; 11 Am. Dec. 704; Weyand v. Tipton, 5 S. & R. (Pa.) 332; Wilson v. McVeagh, 2 Yeates (Pa.), 86. Distinguish Burke v. Ryan, 1 Dall. (U. S.) 94, where possession had gone with the deed for more than thirty years. In Smith v. Moreman, 1 T. B. Mon. (Ky. ) 155, the vendor, complainant in a suit for specific perform- ance, alleged that he held title under an execution sale, but failed to produce a judgment on which the execution issued, and his bill was dismissed. In Abbott v. James, 111 N. Y. 673; 19 N. E. Rep. 434, there was a devise of an entire estate in remainder to charitable societies, with power to the executor to sell the real estate and divide the proceeds among the societies. Under the laws of New York the devise was invalid, except as to one-half of the tes- tator's estate. After the precedent estate determined, the executor sold the real estate under the power, but the title was held unmarketable : ( 1 ) Upon OF DOUBTFUL TITLES. 771 303. Title as dependent upon testacy or intestacy. Debts of decedent. The bare possibility that a will may be discovered after the death of a decedent, does not render title by descent from him a question of fact, namely, the ability of the heirs to show that there was per- sonal property enough to satisfy the devise to the societies; and (2) upon a question of law, namely, whether the power of sale failed as to so much of the real estate as could not pass to the charitable societies. A purchaser cannot be compelled to take a title dependent on a conveyance of a homestead estate to which the grantor's wife was not a party. Castleberg v. Maynard, 95 X. C. 281. Titles held marketable. Whether an act authorizing administrators c. t. a., to execute powers of sale, validated a sale under a will which was probated before the passage of the act: Blakemore v. Kimmons, 8 Baxt. (Tenn.) 470. Whether a certain will charged the testator's realty with the payment "of his debts, and whether a power of sale was conferred on the executor: Coogan v. Ockershausen, 55 N. Y. Super. Ct. 286. Whether a power of sale in a convey- ance to trustees for the benefit of a married woman was repugnant to the trust: Belmont v. O'Brien, 2 Kern. (N. Y. ) 394. Whether a conveyance by an infant trustee under decree of court is valid: Thompson v. Dulles, 5 Rich. Eq. (S. C.) 370. Whether a power of sale had been properly executed: Saunders v. Guille, (Tenn. Ch.) 37 S. W. Rep. 999. Whether the deed of a corporation must show authority of officers to convey. Womack v. Coleman, 89 Minn. 17; 93 N. W. Rep. 663. Whether a certain devise to a religious corporation in 1882, in New York was within the statutory limit, no question as to the validity of the devise having been raised by the heirs for more than fifteen years : Moskowitz v. Hornberger, 46 N. Y. Supp. 462 ; 20 Misc. Rep. 558. Whether a conveyance by trustees of the " Society of Shakers " verbally approved, was valid without formal action by the ministry and elders. Feiner v. Reiss, 90 N. Y. Supp. 568 ; 98 App. Div. 40. Whether, in a case in which the grantor, who had declared a trust reserving to himself the right to sell and convey the premises could convey an absolute estate, the beneficiary not joining in the deed: Griffith v. Maxfield, 66 Ark. 513; 51 S. W. Rep. 832. Whether a power of sale in the executors continued after all debts and lega- cies were paid: Hatt v. Rich, 59 N. J. Eq. 492; 45 Atl. 969. Whether a power of sale to executors embraced not only the territorial extent of the testator's lands but also all his interest in such lands: Hatt v. Rich, 59 N. J. Eq. 492; 45 Atl. Rep. 969. Whether, in a case in which land had ben sold by a referee under a decree of court to carry out the provisions of the will, the referee was competent to convey the title, and a deed from the executor was unnecessary: Straus v. Benheim, 59 N. Y. Supp. 1054; 28 Misc. Rep. 660. Whether the declaration in a will that testatrix has only one child living is sufficient proof of that fact: Revol v. Stroudback, 107 La. 225; 31 So. Rep. 665. The fact that the maker of a power of attorney was describe! therein as " Mrs." when she did not sign as " Mrs." did not not render the title unmarketable, there being testimony that she was unmarried. Kcvol v. Stroudback, 107 La. 295; 31 So. Rep. 665. Where property was devised in trust for the benefit of a daughter, but by codicil the trust was revoked and 772 MARKETABLE TITLE TO BEAL ESTATE. unmarketable. 1 Nor, it is apprehended, would the possibility of the discovery of a later will, where he dies testate, have that effect, unless there were circumstances sufficient to raise a reasonable doubt as to the existence of such a will. And a bare possibility that a decedent may have left debts for which his property would be liable, does not render the title of the heir doubtful, in the absence of anything to show the probable existence of such debts. 2 In a case in which title was claimed under a will executed in 1861, but not found until 1892, and not offered for probate until 1899, after objections to the title had been raised by a purchaser at a mortgage sale, it was held that the purchaser could not be compelled to take the title until the validity of the will had been the devise to the daughter made absolute and unqualified, the power of the (laughter to convey cannot be disputed, and a purchaser must take the title. Senning v. Bush, 23 Ky. Law R. 65; 62 S. W. Rep. 489. Defective execution of a power of sale under a will, held no objection to the title thereunder, where no one, for more than forty years, has attempted to take advantage of the defect. Binzen v. Epstein, 69 N. Y. Supp. 789; 58 App. Div. 304. (Aff'd.) Where a statute authoribed personal representatives to specifi- cally perform contracts for the sale of lands made by the testator or intestate during his lifetime, the fact that a testator devised all of his lands to his children, does not make doubtful or unremarkable the title which a purchaser of a part of such lands from the testator in his lifetime, will receive from the executor. The statute practically avoids the devise. Hyde v. Heller, 10 Wash. 586; 39 Pac. Rep. 249. The possibility that pro- bate of a will may be revoked, will not affect the title of a purchaser from the executors under a power of sale, when no facts appear showing that pro- bate will probably be revoked. Nor is the title invalidated by a failure of the executors to distribute the proceeds of the sale among those entitled. Seldner v. McCreery, 75 Md. 287; 23 Atl. Rep. 641. In Baker v. Shy, 9 Heisk. (Tenn.) 89, the alienage of the vendor's grantor was held not to ren- der the title unmarketable. A title derived through a grantor who held for an alien, will not be held doubtful or unmarketable because the grantor had conveyed without a previous request from the alien, though he had covenanted with the alien to convey only upon such request. Ludlow v. Van Ness, 8 Bosw. (N. Y.) 178. 'Moser v. Cochrane, 107 N. Y. 35; 13 N. E. Rep. 442; Schermerhorn v. Niblo, 2 Bosw. (N. Y.) 161; Disbrow v. Folger, 5 Abb. Pr. (N. Y.) 53; Mc- Dermott v. MeDermott, 3 Abb. Pr. (N. S.) (N. Y.) 451, dictum. 'Moser v. Cochrane, 107 N. Y. 35; 13 N. E. Rep. 442; Spring v. Sandford, 7 Paige (N. Y.), 550. Keitel v. Zimmerman, 43 N. Y. Supp. 676; 19 Misc. Rep. 581. Garden City L. Co. v. Miller, 157 111. 225; 41 N. E. Rep. 753. Moore v. Taylor, (Md.) 32 Atl. Rep. 320. In Disbrow v. Folger, 5 Abb. Pr. (X. Y. ) 53, the title was referred to a master for the purpose of ascertaining whether any such debts existed. OF DOUBTFUL TITLES. 773 adjudicated by a competent tribunal. 3 And in a case in which there had been no administration of the estate of a decedent through whom the title had descended, and a .sufficient time had not elapsed to raise a presumption that administration would not yet be granted, the mere failure of the purchaser to .show that there were debts due by the estate, was held no ground on which to compel him to take the title. 4 But if an estate be ultimately liable to the payment of legacies, in case the personalty prove insufficient, the purchaser cannot be compelled to take the title. 5 303-a. Title under tax laws. As tax titles depend upon a strict compliance with all the provisions of law under which tax sales are made, and as such sales have been held invalid for the most trifling matters, e. g., the omission of the dollar mark from the head of a column of figures showing the amount of delinquent taxes in the advertisement of sale, 6 such titles have come to be looked upon with distrust and suspicion. But the mere fact that the vendor holds under a tax title will not justify the purchaser in rejecting the title as unmarketable in those States in which tax sales are by statute declared to be prima facie valid. He must be able to point out some particular fact, or show the reasonable probability of the existence of some fact, which would raise a fair question as to the validity of such sale. 7 'Chew v. Tome, 93 Md. 244; 48 Atl. Rep. 701. * Chauncey v. Leominster, 172 Mass. 340; 52 N. E. Rep. 719. . ' 1 Sugd. Vend. (8th Am.) ed.) 572. Dickinson v. Dickinson, 3 Bro. C. C. 1. See, also, Platt v. Newman, 71 Mich. 112; 38 N. \V. Rep. 720. Coombs v. O'Neal, 1 MacArth. (D. C.) 405. 'Gates v. Parmly, 93 Wis. 294; 66 N. W. Rep. 253; 67 N. W. Rep. 739. Chopin v. Pollet, 48 La. Ann. 1186; 20 So. Rep. 721. In Matney v. Ratliff, 96 Va. 231, 31 S. E. Rep. 512, it appeared that a grantee of the Common- wealth had failed to enter the granted lands on the tax books and to pay taxes thereon for a number of years, in consequence of which the lands were forfeited to the Commonwealth. It was held no objection to the title of a subsequent grantee of the Commonwealth that there was no judgment, decree, inquest, or other matter of record showing the forfeiture of the lands to the Commonwealth by default of the first grantee. In Fltzpatrick v. Leake. 47 La. 1643; 18 So. Rep. 649, it was held that the purchaser could not l>e com- pelled to take the title unless the tax deed was produced and its prima facie effect was unimpaired by tfstimony. ^liere the vendor hold under a tnx sale, with a right in minors and others not sul juris to redeem from the sale within a year after removal of disabilities, it was held that an agreement 774 MARKETABLE TITLE TO BEAL ESTATE. 304. INCUMBBANCBS. As a general rule an incumbranee upon the premises, so long as it may be removed by application of the purchase money, or where the vendor being solvent, offers to remove it or may be compelled to do so, furnishes no ground upon which the purchaser may refuse to complete the contract, or recover damages against the vendor. 8 But if both parties enter into the contract w r ith the express understanding that the premises are free and clear of incumbrances, it may be doubted whether the pur- chaser would be compelled to take subject to an incumbranee, even though it could be discharged out of deferred payments of the pur- chase money. 9 If, however, the purchase money be presently due and the vendor can produce some one who is competent to receive payment of the incumbranee and execute a release or satisfaction piece, no reason is perceived why the purchaser should not be compelled to complete the contract. 10 The cases in which the exist- ence of an incumbranee upon the premises will justify the pur- chaser in refusing to go on with the purchase, until the objection be removed, may be thus classified: (1) Those in which the exist- ence of the incumbranee is admitted, or free from doubt; and (2) those in which the fact or existence of the incumbranee is a matter of doubt or dispute. by him to perfect the title was not performed by obtaining a decree quieting his title against unknown claimants. Williams v. Doolittle, (Iowa) 88 N. W. Rep. 350. 8 2 Sugd. Vend. (8th Am. ed.) 25 (425). The general rule is that a pecuniary charge upon the estate presents no objection to the title if the purchaser can be protected against it. Cox v. Coventon, 31 Beav. 378; Wood v. Majoribanks, 3 De G. & J. 329'; 7 H. L. Cas. 806. Tiernan v. Roland, 15 Pa. St. 441. Pangborn v. Miles, 10 Abb. N. Cas. (N. Y.) 42. Brewer v. Herbert, 30 Md. 301; 96 Am. Dec. 582, a case in which the decree provided that the incumbranee, a judgment against the vendor, be paid out of the pur- chase money. The vendor had also appealed from the judgment and executed an appeal bond covering the judgment and costs. Karker v. Haverly, 50 Barb. (N. Y.) 79; Chambers v. Tulane, 9 N. J. Eq. 146. Spencer v. Sandusky, 46 W. Va. 582; 33 S. E. Rep. 221. An obvious reason for this position is, that the existence of the incumbranee might pre- vent an advantageous resale by the purchaser. Besides if the purchaser, for reasons satisfactory to himself, chooses to insist upon a provision that the premises shall be free of incumbrances, who shall gainsay him, when he insists upon a literal performance of the agreement? 10 Webster v. Kings Co. Trust Co., 80 Hun (N. Y.), 420; 30 N. Y. Supp. 357. OF DOUBTFUL TITLES. 775 305. (i) Admitted incumbrances. We have seen that an ad- mitted pecuniary charge or lien upon the premises will excuse the purchaser from completing the contract unless the purchase money can be applied to its removal without subjecting him to loss, in- convenience or expense. 11 The vendor has a right to perfect the title by removing incumbrances. 12 Strictly speaking, an incumbrance is not a defect in the title to- an estate, 13 though such a defect may amount to an incumbrance. The technical legal definition of the word " incumbrance," as it relates to real property, is, 'any right to or interest in the land granted, to the diminution of the value of the land, but consistent with the passing of the fee by a conveyance of the land. 14 Hence, technically the legal title may be perfect, though the estate be incumbered to its full value, for the incumbrances may be paid off and the incumbrancer compelled to execute a release. But, if the title be imperfect, if the better right be outstanding in a stranger, there is no way in which his claim can be quieted without his consent. The courts, however, speak indifferently of incumbrances as well as adverse claims as constituting defects of title, and for all practical purposes they may be so regarded, especially if they be of the irremovable kind, such as easements, rights of way and other incorporeal rights. A purchaser cannot be compelled to complete his purchase or t accept the title if there is an incumbrance on the property which the vendor cannot or will not remove, and which the purchaser cannot himself remove by an application of the purchase money." Of this kind are easements, servitudes, rights of way, 1 ' reserva- 11 Ante, 245. 11 Post, ch. 32; ante, ch. 19. " Heimburg v. Ismay, 35 N. Y. Super. Ct. 35. Stephen's Appeal, 87 Pa. St. 207; Tiernan v. Roland, 3 Harris (Pa.), 441. 14 Prescott v. Trueman, 6 Mass. 627 ; 3 Am. Dec. 249. 18 1 Sugd. Vend. (8th Am. ed.) 473 (312). 18 Shackelton v. Sutcliff, 1 De G. A Sm. 609. Scripture v. Morris, 56 N. Y. Supp. 476; 38 App. Div. 377. Kerrigan v. Backus, 74 N. Y. Supp. 906; 69 App. Div. 329; Scott v. Beutel, 23 Gratt. (Va.) 873. Hart v. Handlin, 43 Mo. 171, where, however, the purchaser was deemed to have waived the objection. The purchaser of a tanyard cannot be compelled to take the premises subject to an easement in the stream supplying the yard. Wheeler v. Tracy, 49 N. Y. Super. Ct. 208. A right on the part of a third person to have a drain pipe 776 MARKETABLE TITLE TO BEAL ESTATE. tions of minerals, 17 building restrictions, 18 restrictions as to and water pipe across the premises sold, to the maintenance of which the purchaser must contribute, is a servitude upon the property amounting to an incumbrance, and entitles the purchaser to rescind. Kearney v. Hogan, 154 Pa. St. 112; 25 Atl. Rep. 1076. A space to be left for roads and levees by riparian owners is a legal servitude and does not constitute an inmumbrance. Bourg v. Niles, 6 La. Ann. 77. A dedication of a part of the premises as a street is a fatal objection to the title. Turner v. Reynolds, 81 Cal. 214; 23 Pac. Rep. 546. Koshland v. Spring, 116 Cal. 689; 48 Pac. Rep. 58. A right in third persons to pipe away water from a spring on the premises, entitles the purchaser to relief. Melick v. Cross, 62 N. J. Eq. 545; 51 Atl. 16. The existence of a highway on the land, at best, only entitles the purchaser to a reduction of the purchase money by the amount that such highway reduces the value of the tract. Beach v. Hudson R. Land Co.. 65 X. J. Eq. 426; 56 Atl. Rep. 157. Mere non-user of the right of way, though for a period of more than twenty years, is not sufficient to extinguish the right, in the absence of evidence of acts and possession hostile to the exercise of the right. Marshall v. Wenninger, 46 N. Y. Supp. 462; 20 Misc. Rep. 558. The selection and adoption of a railroad right of way across the premises, evidenced by a plan or map of the route returned by the company's engineers to its office, is such an incumbrance as justifies the purchaser in rejecting the title, though the vendor has not been completely divested of his title to the " right of way " land by payment of the damages. Johnston v. Gallery, 184 Pa. St. 146 ; 39 Atl. Rep. 73. A covenant running with the land, limiting the depth to which foundations might be sunk on a dividing line, and providing for the protec- tion of existing foundations in case of building, is an incumbrance justifying rejection of the title. Leinhardt v. Kalcheim, 79 N. Y. Supp. 500; 39 Misc. Rep. 308. Where the evidence showed that the road or street had been aban- doned by the municipal authorities and the public for more than twenty-five years, houses having in the meanwhile been built across it, the purchaser was compelled to complete the contract. Baldwin v. Trimble, 85 Md. 396; 37 Atl. Rep. 176; 36 L. R. A. 489. " 1 Sugd. Vend. (8th Am. ed.) 473 (312) Adams v. Henderson, 168 U. S. 573 ; 18 Sup. Ct. Rep. 179. A reservation of mineral rights is no objection to the title if the evidence shows that there is no reason to believe that there are minerals in the land. Winne v. Reynolds, 6 Paige (N. Y. ), 407. "Wetmore v. Bruce, 54 N. Y. Super. Ct. 149; Gilbert v. Peteler, 38 N. Y. 165; 97 Am. Dec. 785; Reynolds v. Cleary, 61 Hun (N. Y.), 590; 16 N. Y. Supp. 421; Nathan v. Morris, 62 Hun (N. Y.), 452; 17 N, Y. Supp. 13; Kountze v. Hellmuth, 67 Hun, 344; 22 N. Y. Supp. 204. Roussel v. Lux, 80 X. Y. Supp. 341; 39 Misc. Rep. 508. Jeffries v. Jeffries, 117 Mass. 184; McGlynn v. Maynz, 104 Mass. 263. A restriction against building wifhin a certain distance of a street line is an incumbrance not susceptible of pecuniary compensation. Adams v. Valentine, 33 Fed. Rep. 1 (N. Y.). As to whether building restrictions run with the land and bind subsequent purchaser 1 *, see Trustees v. Lynch, 70 N. Y. 440; 26 Am. Rep. 615; Post v. Weil, 115 N. Y. 361; 22 N. E. Rep. 145. In Hoyt v. Ketcham, 54 Conn. 60; 5 Atl. Rep. 606, it was held that a restriction against cheap buildings was an interest which OF DOUBTFUL TITLES. 777 uses, 19 unexpired leases, 20 charges upon the property for the support of particular persons, 21 inchoate rights of dower, 22 outstanding life the grantor or his executor, with power to convey, might release by quit- claim deed to the holder of the title, and that such release removed an objec- tion to the title founded on the restriction. A condition that no mill, factory, brewery or distillery shall be erected on the premises makes the title unmar- ketable. Batley v. Foerderer, 162 Pa. St. 400; 29 Atl. Rep. 8G8. A building restriction created by a former owner is not removed by a subsequent sale of the premises for taxes, and, therefore, remains a substantial objection to the title. Lesley v. Morris, 9 Phila. (Pa.) 110; 30 Leg. Int. 108. Building restrictions are no ground on which the title may be rejected, where they amount to a mere personal covenant not running with the land, and the covenant has been discharged by a conveyance of the land. Krekeler v. Aul- bach, 64 N. Y. Supp. 908; 51 App. Div. 591. 19 Dart V. & P. (5th ed.) 119, where it is said that a covenant against cer- tain trades being carried on on the premises is a serious defect in the title and should be stated in the particulars. Darlington v. Hamilton, Kay, 550; Bartlett v. Salmon, 1 Jur. (N. S.) 278; 6 De G., M. & G. 33. Supervisors v. Bedford High School, 92 Va. 292 ; 23 S. E. Rep. 299. Premises not to be used as a slaugMer-house, Raynor v. Lyon, 46 Hun (X. Y. ), 227; tavern, Post v. Weil, 8 Hun (N. Y.), 418; reversed in 115 N. Y. 361 ; 22 N. E. Rep. 145, on ground that subsequent purchaser was not bound by the restriction ; for any dangerous or offensive occupation, Terry v. Westing, 5 N. Y. Supp. 99. Any restriction of the right to use the land for any and all reasonable purposes is an incumbrance. Terry v. Westing, 5 N. Y. Supp. !>9. Van Schaick v. Lese, 66 N. Y. Supp. 64; Si Misc. Rep. 610. A covenant by a prior grantee not to create a nuisance on the premises is not an incumbrance to which a purchaser may object as a defect in the title, since the covenant is no more than what the law would oblige the grantee to refrain from doing independently of con- tract. Clement v. Burtis, 121 N. Y. 708; 24 N. E. Rep. 1013. A covenant binding the land that no intoxicating liquors should ever be manufactured or sold on the premises, renders the title unmarketable. Scudder v. Watt, 90 N. Y. Supp. COS; 98 App. Div. 40. 20 Judson v. Wass, 11 Johns. (N. Y.) 525; 6 Am. Dec. 392; Tucker v. Wood, 12 Johns. (N. Y.) 190; 7 Am. Dec. 305; Fuller v. Hubbard, 6 Cow. (N. Y.) 13; 16 Am. Dec. 423; Green v. Green, 9 Cow. (N. Y.) 46. Warner v. Hat- field, 4 Bl. (Ind.) 392. Coves v. Hallahan, 209 Pa. St. 224; 58 Atl. Rep. 158. A. covenant for renewal of a lease, of which neither party is advised, relieves a purchaser from his agreement to take subject to the unexpired lease. Fru- hauf v. Bendheim, 6 N. Y. Supp. 264; affd., 127 N. Y. 587; 28 N. E. Rep. 417. "As to effect and validity of condition to support grantor, see Spaulding v. Hollenbeck, 35 N. Y. 204. Leach v. Leach, 4 Ind. 628. Berryman v. Schumaker, 67 Tex. 312. "Sugd. Vend. 572, 575 (382. 384). Parks v. Brooks. 16 Ala. 520. Lewis v. Coxe, 5 Harr. (Del.) 401. Andrews v. Word. 17 B. Mon. (Ky.) TilS. Por- ter v. Noyes, 2 Greenl. (Me.) 22 : 1 1 Am. Dor. .0. Clarke v. Redman. 1 Bl. (Ind.) 379. Contract for "good and lawful title," or conveyance "free from 778 MARKETABLE TITLE TO REAL ESTATE. interests, 1 * outstanding contract interests, 24 proceedings in eminent domain 25 and the like. Wherever these materially lessen the value of the premises and cannot be compensated for by way of damages or abatement of the purchase money, specific performance at the suit of the vendor will be denied. 2 * And the fact that the vendor is solvent and able to respond in damages for a breach of the contract is no ground upon which the purchaser can be compelled to accept the incumbered title. 27 The owner of a lot subject to a local building restriction has no such equitable easement in the other lots subject to that restric- incunibranee," obliges vendor to furnish a deed with relinquishment of con- tingent right of dower. Thrasher v. Pinkard, 23 Ala. 616. Estep v. Watkins, 1 Bland (Md.), 486. Polk \. Sumter, 2 Strobh. (S. C.) 81. Jones v. Gard- ner, 10 Johns. (N. Y.) 266. Heimburg v. Ismay, 35 N. Y. Super. Ct. 35. Fitts v. Hoitt, 17 N. H. 530. Goodkind T. Bartlett, 153 111. 419; 38 N. E. Eep. 1045. Cowan v. Kane, 211 I1L 572; 71 N. E. Rep. 1097. A statute mereh authorizing the sale of the property of lunatics does not authorize the court or its officers to execute a deed which will bar a lunatic wife of her inchoate right of dower, and a purchaser from the husband and committee of a lunatic is not bound to accept such a deed. Dunn T. Huether, 64 Hun (N. Y.), 18; 18 N. Y. ^npp. 723. Where a wife was a party to a junior mortgage, but was not a party to the senior mortgage and the junior mort- gage was foreclosed, and the purchaser thereunder made a party to a suit to foreclose the senior mortgage, it was held that the sale under the junior mortgage extinguished the wife's inchoate dower right, and that a title under the foreclosure of the senior mortgage was free from any claim on the part of the wife. Calder v. Jenkins, 16 N. Y. Supp. 797. a Griffith v. Maxfield, 63 Ark. 548; 39 S. W. 852; Dikeman *. Arnold, 71 Mich. 656; 40 N. W. Rep. 42. In this case vendor was seised in fee of a part of the estate and entitled to a vested remainder in fee as to the other part. It was held that the purchaser could not be compelled to accept a conveyance of the whole and rely on his grantor's covenants of warranty in case he should be disturbed by the owner of the precedent particular estate. 51 Gates v. Parmly, 93 Wis. 294; 66 X. W. Rep. 253; 67 N. W. Rep. 739. , s Cavanaugh v. McLaughlin, 38 Minn. 83: 35 N. W. Rep. 576. Evans T. Taylor, 177 Pa. 286; 35 Atl. 635. But in Wagner v. Perry, 47 Hun (X. Y.), 516, it was held that the mere filing of a map by street commissioners, con- taining a plan for widening a street, the effect of which would be to cnt off a part of a lot sold, would not entitle the purchaser to rescind the contract; the title not being affected until actual proceedings had been taken to widen the street and they might never be taken. See, however, Forster v. Scott, 136 X. Y. 577; 32 N. E. Rep. 976,. and Darnell v. Shaw, 166 Mass. 582; 44 X. E. Rep. 991, where a different view seems to have been entertained. *O"Kane T. Riser, 25 Ind. 168. ^Ante, 85, 246. OF DOUBTFUL TITLES. 779 tion as will entitle him to require the observance of the restriction, hence the violation of such restriction by other owners in the vicinity constitutes no incuinbrance or defect in his title to which a purchaser may object. 28 The rights of proprietors in a stream within the limits of their own respective properties are not easements with respect to other persons through whose premises the stream flows ; hence, the fact that a stream flows through the purchased land can be no objection to the title. The purchaser is bound to take notice of the physical condition of the property, and his contract is conclusively presumed to have been made subject to such condition. 29 A contract, to give a " good and sufficient title," will not oblige the vendor to ex- tinguish a perpetual rent charge on the premises, where the con- tract expressly provides that the purchaser shall take subject to such charge. 30 Where the contract refers to the land sold as the same described in a certain deed, and provides for a conveyance of the same free from incumbrances, and a deed is tendered describing the land precisely as described in the deed referred to, the pur- chaser cannot reject such deed on the ground that there is a private right of way over the premises. 81 A party wall standing equally upon the land of both parties, is not, it seems, such an incumbrance as will justify the purchaser in rejecting the title. 32 But it was held that he was entitled to rescind in a case in which the wall stood wholly upon the premises sold, and there was a perpetual covenant running with the land which bound the owner to share equally with the adjoining owner the expense of repairing or rebuilding the wall, and required that when rebuilt tV-e wall should be of the same size and like materials.** The existence of a party wall covenant, is, of course, no ob- "Mead v. Martens, 47 N. Y. Supp. 299; 21 App. Div. 134. "Archer v. Archer, 84 Hun (N. Y.), 297; 32 N. Y. Supp. 410. "Topliff v. Atlanta Land & Imp. Co., 66 Fed. Rep. 853; 13 U. S. App. 733. "Heppenstall v. O'Donnell, 165 Pa. St. 438; 30 Atl. Rep. 1003. "Hendricks v. Stark, 37 N. Y. 106. (Compare Corn v. Bass, 59 N. Y. Supp. 315; 43 App. Div. 53.) Levy v. Hill, 75 N. Y. Supp. 19; 70 App. Div. 95; Scannel v. Soda Fountain Co., 161 161 Mo. 600; 61 S. W. Rep. 889. "O'Neil v. Van Tassel, 137 N. Y. 297; 33 N. E. Rep. 314, distinguishing Hendricks v. Stark, supra. (Compare Schaefer v. Bluinenthal, 169 N. Y. 169 N. Y. 221; 62 N. E. Rep. 175.) MARKETABLE TITLE TO REAL ESTATE. jection to the title if the covenant be so drawn as not to run with the land; as where it was specifically provided that the covenant should remain in force so long as the parties, or their legal repre- sentatives, should hold the title. 34 We have seen that the purchaser cannot refuse to complete the contract if he was informed of the existence of the incumbrance when he purchased. 35 But if the vendor represent that there are incumbrances to a certain extent only on the property, and other incumbrances appear, the purchaser cannot be compelled to go on with the contract. 36 Or if the purchaser protects himself by a positive provision in the contract that there shall be no incum- brance on the title, the fact that he knew of an incumbrance, such as an unopened street across the property at the time of the con- tract, is immaterial and he cannot be compelled to pay the pur- chase money. 27 306. (2) Incumbrances which make the title doubtful. If there be serious doubts as to whether an incumbrance upon the premises, apparent from the records, has not been satisfied, or if there be an issue or dispute between the vendor and the incum- brancer as to that fact, the purchaser will not be required to take a title so burdened. 38 He will not be compelled to buy a law suit. M Kahn v. Mount, 61 N. Y. Supp. 358; 46 App. Div. 84. "Ante, 85. 36 Park v. Johnson, 7 Allen (Mass.-), 378. In Blanck v. Sadlier, 153 N. Y. 551; 47 N. E. Rep. 520, it was held that one who purchased at an auction sale in 1894, subject to a mortgage, was not entitled to rescind and recover his deposit on the ground that the conditions of sale failed to state that the mortgage was payable in gold instead of currency, there being no proba- bility that the United States would, during the life of the mortgage (three years) refuse to redeem its obligations in gold. "Evans v. Taylor, 177 Pa. 286; 35 Atl. 635. 38 Rife v. Lybarger, 49 Ohio St. 429; 31 N. E. Rep. 768. In Richards v. Mercer, 1 Leigh (Va.), 125, a purchaser was compelled to complete the con- tract, though there was a mortgage on the premises, and nothing but " strong grounds " for believing that it had been satisfied. In Wesley v. Eels. 177 U. S. 370; Sup. Ct. Rep. the vendor claimed that a purchase-money mortgage on the premises in favor of the State of South Carolina had been discharged, under the laws of that state by a tender of certain " revenue bond-scrip " issued by the state. The state courts having decided that the issue of such paper by the state was unlawful the Supreme Court held that the purchaser could not be compelled to take the title with the burden of showing the error of that decision in future litigation. OF DOUBTFUL TITLES. 781 Especially does this rule apply where the doubts about the dis- charge of the incumbrance must be removed by parol testimony, and the lapse of time is constantly decreasing the means for that purpose. 39 Neither will the purchaser be compelled to complete the contract when the existence of the incumbrance, or its extension to the purchased premises, is a doubtful question of law or fact. 40 Xor where the incumbrance is inchoate and undetermined in its Character, e. g., an attachment levied upon the estate of the vendor in the land. 41 But it has been held that a lis pendcns without evidence to show that it is founded upon a just claim, is no such incumbrance as will justify a purchaser in refusing to perform the contract. 42 And a mortgage duly executed, acknowledged and re- " Moore v. Williams, 115 N. Y. 586; 22 N. E. Rep. 233. 40 Dyker Meadow L. & I Co. v. Cook, 159 N. Y. 6 ; 53 N. E. Rep. 690. An excellent illustration of this proposition is afforded by the well-considered case of Moore v. Williams, 115 N. Y. 586; 22 N. E. Rep. 233; 23 Abb. N. Cas. 404. There the vendor, in answer to the objection that a certain judg- ment against a prior owner was a lien upon the land, attempted to show that the land, at the time of the judgment, was the property of a firm of which the judgment debtor was a member, and, consequently, was not bound by the judgment. But the court held that the purchaser could not be compelled to take the title so incumbered, since he might not have the means of showing the facts respecting the judgment, if his title should afterwards be questioned or attacked. In Richmond v. Koenig, 43 Minn. 480; 45 N. W. Rep. 1093, the objection to the title was that there were unsatisfied judgments against a former owner of the land. The vendor replied that the judgments were not liens because the land was the homestead of the former owner. There were facts in evidence which made it doubtful whether such owner had lost his right of homestead by leaving the State, and it was held that the purchaser could not be compelled to complete the contract. A judgment appearing on the record against a joint defendant, who was not served with process, is no lien on his land, and therefore no ground of objection to his title. Wessel v. Cramer, 67 N. Y. Supp. 425; 56 App. Div. 30. A judgment is also no ground of objection to his fitle if the time during which by statute, it is a charge or lien on lands, has expired. Wessel v. Cramer, 67 N. Y. Supp. 425; 56 App. Div. 30. 41 Linton v. Hichborn, 126 Mass. 32. Attachment will not avoid the sale if the vendor is willing to permit the purchaser to retain enough of the purchase money to indemnify him against a possible judgment against the former. Borden v. Borden, 5 Mass. 67; 4 Am. Dec. 32. "Ante, 124, 290. Wilsey v. Dennis, 44 Barb. (N. Y.) 354. Compare Earl v. Campbell, 14 How. Pr. (N. Y.) 330. Of course, an attachment pro- oured by collusion of the purchaser is no ground of objection to the title. Brown v. Bellows, 4 Pick. (Mass.) 179. And if the attachment and W pendens be discharged before decree, the vendor will be entitled to specific 782 MARKETABLE TITLE TO HEAL ESTATE. corded, but not accepted by the mortgagee, and, therefore, of no force and effect, though apparently a lien upon the premises, is no ground upon which a purchaser can rescind the contract. 43 So, also, a mortgage invalid because executed by one having no au- thority, creates no objection to the title. 44 After a judgment for the defendant, on the issue of payment, in a suit to recover the amount of the incumbrance from him as a personal liability, to which suit all persons in interest were parties, the incumbrance no longer presents an objection to the title. 45 In a case in which the grantee reconveyed the premises by way of mortgage^ to the grantor, and afterwards reconveyed them by absolute deed to the grantor, it was held that the latter conveyance extinguished the mortgage, the legal and equitable estate having become united in one and the same person ; the lesser, the equitable estate, having become merged in the greater, the legal estate. Hence, a subsequent purchaser of the legal estate could not reject the title on the ground that the mortgage was an outstanding lien on the property. 46 The rule that a purchaser cannot be compelled to take a doubtful title applies as well where the doubt is as to the existence and enforceability of an incumbrance upon the premises as where the doubt is as to existence of some fact, or the construction of some instrument upon which the title is founded. 47 Thus, where the pur- performance. Daniel v. Smythe, 5 Bi Mon. (Ky.) 347. Haffey v. Lynch, 143 N. Y. 241 ; 38 N. E. Rep. 298. ^Wilsey v. Dennis, 44 Barb. (N. Y.) 354. ** Glasscock v. Robinson, 21 Miss. 85. "Young v. Hervey, 207 Pa. 396; 56 Atl. 946. "Krekeler v. Aulbach, 64 N. Y. Supp. 908; 51 App. Div. 591. 17 In Garnett v. Macon, 6 Call (Va.), 308, 369, it was claimed that the rule that a purchaser could not be compelled to take a doubtful title did not apply where the objection was that the estate was incumbered. But MABSHAIX, Ch. J., said : " This allegation is not, I think, entirely correct. The objection is not entirely confined to cases of doubtful title. Tt applies to incumbrances of every description which may in any manner embarrass the purchaser in the full and quiet enjoyment of his purchase. In Rose v. Calland, 5 Ves. 189, the property was stated to be free of hay tithe, and there was much reason to believe that the statement was correct. But the point being doubtful, the bill of the vendor praying a specific performance was dismissed. There is certainly a difference between a defined ard ad- mitted charge, to which the purchase money may by consent be applied when OF DOUBTFUL TITLES. 783 chaser objected that the premises were subject to a railroad mort- gage, and the vendor insisted that the railroad company had no power to execute the mortgage, and that the mortgage was further invalid in that it contained no particular description of the prop- erty which it was intended to cover, the court held the purchaser's objection good, without deciding whether the mortgage was or was not valid. 48 The obligation of the purchaser to see to the application of the purchase money in certain cases of defined and limited trusts, is, strictly speaking, perhaps not an incumbrance upon the estate, but it is a burden upon the purchaser which, it seems, will excuse him from performing the contract. The estate is obviously of less value to him if he must incur the expense and responsibility of see- ing that the purchase money is reinvested upon the same trusts as those under which he purchased. It has even been held that he may refuse to complete the contract if the case be one in which the duty of the purchaser to see to the application of the purchase money is a doubtful question dependent upon the construction of the instrument creating the trust. 49 it become? due, and a contested charge which will involve the purchaser in an intricate and tedious law suit of uncertain duration." See, also, Christian v. Cabell, 22 Gratt. (Va.) 82; Hendricks v. Gillespie, 25 Gratt. (Va.) 181; Kenny v. Hoffman, 31 Gratt. (Va.) 442; Griffin v. Cunningham, 19 Gratt. (Va.) 571. "Nicol v. Carr, 35 Pa. St. 381. Titles held not marketable. Whether certain building restrictions were intended as a condition defeating the estate, or merely as a proviso for the benefit of adjacent lots: Jeffries v. Jeffries, 117 Mass. 184. Whether a certain $4,000,000 railroad mortgage was a valid lien on the purchased premises. Nicol v. Carr, 35 Pa. St. 381. Title* held marketable. Whether certain lots, in a subdivision of a lot originally charged with the maintenance of a fence along a railroad, were burdened with such charge: Walsh v. Barton, 24 Ohio St. 28. Whether a release of a certain building restriction had ever been executed: Post v. Bernheimer, 31 Run (N. Y.), 247. Whether a vendor is bound to produce a release of legacies charged on the purchased premises, the legacies having been in fact paid : Cassell v. Cooke, 8 S. & R. (Pa.) 268, 292; 11 Am. Dee. 610. 49 St. Mary's Church v. Stockton, 8 N. J. Eq. 520, 531. A charter under which the vendors (certain church officials) held in this ease, contained a proviso that in case of a sale of the premise* granted, lands of the full value of those sold should with the proceeds of the sale be purchased nnl settled for the uses declared in the charter. The court observed: "Without examining particularly the doctrine as to the duty of purchasers to see to 784 MABKETABLE TITLE TO EEAL ESTATE. In theory a pecuniary incumbrance which is less in amount than the purchase money is, as a general rule, no objection to the title, because the purchase money may be applied to the discharge of the incumbrance and the incumbrancer be compelled to join in the conveyance or to execute a release. 50 But it is obvious that cir- cumstances might exist which would make the incumbrance a seri- ous objection to specific performance by the purchaser. The prop- erty may have been purchased with a view to speedy resale as a speculation, and difficulty may be encountered in finding a person competent to release the incumbrance, particularly if created by a remote owner of the property, or if passed by assignment to a third party. In such a case it is apprehended that time would be deemed of the essence of the contract and the purchaser be relieved from the bargain. We have seen that in a case in which the facts entitle the purchaser to a rescission of the contract on the ground that the estate is incumbered, the fact that the incumbrance is less in amount than the unpaid purchase money will not affect the right to rescind if the purchase money be not yet due, especially if the vendor be insolvent, and there be danger that the incumbrance will be enforced, and that the purchaser will lose the property. 51 The fact that the unpaid purchase money may be applied to the dis- charge of an incumbrance does not affect the purchaser's right to rescind, if the vendor fraudulently concealed the existence of the incumbrance. 62 The extreme improbability that a valid and subsisting incum- brance upon the premises will ever be enforced renders the title none the less liable to objection. When once it is ascertained that the incumbrance exists, specific performance by the purchaser will the application of the purchase money, and the distinctions which prevail on this subject, it is sufficient to say that this proviso might be a serious, embarrassment to a purchaser. He would be subjected to the issue of the question whether the purpose to which the money arising from the sale is required to be applied be of a definite and limited or of a general and unlimited nature. If the first, he would, as it seems from the authorities, be bound to see that the purchase money was applied to the purpose mentioned in the proviso. Story's Eq. Jur. 1127." Garnett v. Macon, 6 Call (Va.), 308. "Ante, 245, 305. 81 Ante, ch. 24, 246. Peak v. Gore, 94 Ky. 533. "Crawford v. Keebler, 5 Lea (Tenn.), 547. Peak v. Gore, 94 Ky. 533. OF DOUBTFUL TITLES. 785 not be enforced on the ground that it is doubtful whether the in- cumbrance will ever be foreclosed. 53 "Seaman v. Hicks, 8 Paige (N. Y.), 665. Hendricks v. Gillespie, 25 Grat. (Va.) 181, 200. Butler v. O'Hear, 1 Des. Eq. (S. C.) 382; 1 Am. Dec. 671. If any person has an interest in or claim upon the estate which he may enforce, a purchaser cannot be compelled to take the estate, however im- probable it may be that the right will be exercised. 1 Sugd. Vend. (8th Am. ed. ) 590. Drew v. Corporation, etc., 9 Ves. 368, where the vendor was entitled to an absolute term of 4,000 years in the estate, and also to a mortgage of the reversion, which had been forfeited but not foreclosed. In Brooklyn Park Com. v. Armstrong, 45 N. Y. 234; 6 Am. Rep. 70, the de- fendant purchased certain lands which the plaintiffs, a park commission, held for public purposes; but were authorized to sell by act of the legislature, the fund so realized to be applied to the redemption of bonds issued to obtain funds wherewith to acquire such lands, which bonds were made a lien on the lands in question. One of the objections to the title was the existence of these bonds as a lien on the land. The objection was deemed sufficient, the court saying: "It is true that the danger to the purchaser, to all seem- ing, is very slight and very remote, that the premises for which he has con- tracted will ever be called upon to contribute to the payment of these bonds. The probabilities are, that with the wealth concentrated within the corporate bounds of the city of Brooklyn, and with the means at its command, it will always find the ordinary means of raising money by taxation sufficient for the purpose of payment of interest, and the method of a new loan at any time available to pay the principal. But yet there is the possibility. The debt is an incumbrance upon the land, and does affect that for which the appel- lant bargained. This is a legal certainty. However strong the probability that the debt will never be exacted from the land, it cannot be asserted to be more than a probability. While it exists there is, as matter of law, and matter of fact, the possibility that the creditor may enforce his lien. And this hampers the estate. It may be conceded that a title free from reason- able doubt may be forced upon an unwilling purchaser. Thus, in a case in which it appeared that there was in a prior deed, a reservation of mines, specific performance was decreed, not because there being mines it was not probable that the right reserved would ever be exercised, but because: First. The court saw upon examination the probability was great that there were no mines for the right reserved to act upon. Second. That all legal right to exercise it had ceased. But this is a doubt whether there exists in law or in fact, any defect in the title. When it is ascertained that there is an existing defect in the title, the purchaser will not be compelled to perform on the allegation that it is doubtful whether the defect will ever incommode him." In Rife v. Lybarger, 49 Ohio St. 429; 31 N. E. Rep. 768, the only cloud upon the title was an uncanceled mortgage made to secure certain notes which had become barred by statute. The mortgagee was dead, his estate solvent, and his widow and heirs had quitclaimed any interest which they might have to the vendor. The purchaser was compelled to take the title. The court by BRADBURY, J., lucidly said: "If the title is such that it ought to satisfy a man of ordinary prudence it is sufficient. In the case under consideration, 50 786 MARKETABLE TITLE TO REAL ESTATE. 307. Apparently unsatisfied incumbrances. It seems that in- cumbrances upon the purchased premises which do not appear by the record to have been satisfied will render the title doubtful or unmarketable, 54 even though the vendor be able to show by parol testimony that they have been satisfied. 55 They constitute a cloud upon the title, which the vendor should remove before calling upon the purchaser to complete the contract. The means of showing the satisfaction of the incumbrance may not be within the purchaser's reach, if an attempt to enforce the incumbrance should be made, or if the existence thereof should be urged as an objection to his title. In certain of the States there are statutory provisions for summary proceedings by which the owner of an estate may compel an incumbrancer to enter the fact of satisfaction of the incum- brance on the record. 56 Where the vendor is in possession of evi- dence which would entitle him to such an entry he should procure it to be made. If he have not such evidence, the purchaser should be relieved from the contract. If, however, the purchase money the title was perfect, but was subject to a mere possibility that a claim might be asserted on an old uncanceled mortgage against which full indemnity was tendered. Under such circumstances the objection presents all the features of an excuse for the non-performance of a contract no longer desirable. It is said that the vendees bought the land with a view to its subdivision into town lots and its immediate resale, which purpose was well known to the vendor, and that by reason of this incumbrance, they lost a sale at a com aiderable advance on the price they were to pay. This may be true, but the vendor is no more to be affected by the captious objections of possible pur- chasers of the vendees, than by similar objections on the part of the vendees themselves. Whether the sale should be of the entire purchase as a whole or in parcels upon its subdivision into building lots, a perfect title free from any reasonable apprehension of danger from this possible lien, could be made to contemplating purchasers. "Mahoney v. Allen, 42 N. Y. Supp. 11; 18 Misc. 134. 65 Hoyt v. Tuxbury, 70 111. 331, provided the objection be made by the purchaser in good faith. Hendricks v. Gillespie, 25 Gratt. (Va.) 181, semble. A purchaser at a judicial sale was relieved from his bid where an entry of satisfaction of a prior lien on the premises was found to be a forgery. Charleston v. Blohme, 15 S. C. 124; 40 Am. Rep. 690. In the following cases there are decisions or dicta that the purchaser can be compelled to complete the contract, if the vendor can show that apparent incumbrances on the premises have been satisfied. Fagan v. Davidson, 2 Duer (N. Y.), 153; Pangborn v. Miles, 10 Abb. N. C. (N. Y.) 42. Espy v. Anderson, 14 Pa. St. 308. As in Virginia, Code 1887, 3564. OF DOUBTFUL TITLES. 787 remains unpaid so that it can be applied to any incumbrance upon the premises, or if the vendor can show that he is able to satisfy the incumbrance, it has been held that the fact that the incum- brance appears unsatisfied of record will not entitle the purchaser to rescind. 67 It seems that if a suit in equity by the vendor be necessary to remove a cloud upon the title caused by an apparent incumbrance of record, the purchaser cannot be compelled to await the issue of the suit, 58 and may refuse to complete the contract. But if the vendor can, within a reasonable time, remove the objec- tion by procuring releases, or appropriate entries upon the records, showing satisfaction of the incumbrance, no reason is perceived why he should not be permitted to do so, upon the general prin- ciple that the vendor may perfect the title wherever time is not material. In New York it has been held that the existence of a mortgage on the premises, although more than thirty years old, renders the title doubtful, as the mortgagee may have in his possession a promise to pay, or other facts may exist which would prolong the life of the mortgage. 69 In Maryland, in a case in which the right to foreclose had been barred for fifteen years over the statutory period of twenty years, and in which there had been no recogni- tion of the mortgage as a subsisting lien during that time, it was held that the purchaser could not refuse to take the title. 80 The fact that an incumbrance upon the premises appears unsatisfied of record, will not justify the purchaser in his refusal to complete the contract, when the incumbrance is of such long standing as to raise a presumption that it has been paid. 61 Where a statute pro- "Espy V. Anderson, 14 Pa. St. 308. "Kenny v. Hoffman, 31 Va. 442. Bartle v. Curtis, 68 Iowa, 202; 20 N. W. Rep. 73. "Pangborn v. Miles, 10 Abb. N. Cas. (N. Y.) 42. Austin v. Barnum, 52 Minn. 136; 53 N. W. Rep. 1132. "Baldwin v. Trimble, 85 Md. 396; 36 L. R. A. 489; 37 Atl. 176. "Katz v. Kaiser, 154 N. Y. 296; 48 N. E. Rep. 532. Paget v. Melehior, 58 N. Y. Supp. 913; 42 App. Div. 76. N. Y. Life Ins. Co. v. Lord, 40 C. C. A.. 585; 100 Fed. Rep. 17. Belmont v. O'Brien, 2 Kern. (N. Y.) 304. where there were two mortgages on the premises, one sixty-six and the other eighty- four years old. Kip v. Hirsh, 103 N. Y. 50.'): 9 N. E. Rep. 317; Pnmrhorn v. Miles, 10 Abb. N. C. (N. Y.) 42. Forsyth v. Leslie, 77 N. Y. Supp. 826; 74 App. Div. 517; Barber v. Gery, 64 N. J. Eq. 263; 53 Atl. 483. Morgan v. 788 MARKETABLE TITLE TO BEAT. ESTATE. vided that a trust for the benefit of creditors should be deemed discharged after the expiration of twenty-five years from the time of its creation, it was held that the existence of the trust con- stituted no objection to the title after the lapse of that time.* 1 But where it is an open question whether under the law of the place, a mortgage is embraced by the Statute of Limitations, the purchaser cannot be required to take the title. 68 In regard to releases, or marginal entries upon the public rec- ords, showing the satisfaction of incumbrances, it is to be observed that an authority to make such entry, or to execute such release, must appear from the records, and if the abstract fails to show such authority, the title will be held unmarketable. 64 Thus, if the release is by an attorney in fact, assignee or personal representative, and the power of attorney, assignment or qualification of the personal representative has been or may be, made a matter of public record, the abstract of title must show such power, assignment or qualifica- tion as the case may be, or the purchaser will be justified in reject- ing the title, if the contract provides that the abstract shall show a good title of record. 65 In a case in which a county auditor released a mortgage upon school lands, and there was nothing to show actual satisfaction of the mortgage, it was held that the purchaser might reject a conveyance, the release being prima facie unauthor- ized and void. 6 * Scott, 26 Pa. St. 51, where the mortgage was fifty years old and was made to secure a life annuity to a person many years dead at the time of the sale. In Hayes v. Nourse, 8 N. Y. State Rep. 397, a lis pendens fifty years old was held to be sufficient objection to the title. Satisfaction of a claim to the premises cannot be presumed, so long as a suit asserting the claim is pending. Green v. Hernz, 33 N. Y. Supp. 843. Kip v. Hirsh, 103 N. Y. 565; 9 N. E. Rep. 317, where held also that such statute was retrospective in its op- eration, and applied to trusts in existence before the passage of the act. Disapproving McCahill v. Hamilton, 20 Hun (X. Y.), 388. Where a vendor had been for fifteen years in possession under an assignment which was on its face void as to creditors, but no creditors had ever sought to impeach it, and thirty-three years had elapsed since the assignment was made, the title of the vendor was held marketable. Morrison v. Brand, 5 Daly (N. Y.), 40. Godfrey v. Rosenthal, 17 S. Dak. 452; 97 N. W. 365. Warvelle Abst. 344. " O'Neill v. Douthett, 40 Kans. 689 ; 20 Pac. Rep. 493, reversing 3 Kana. 316; Durham v. Hadley, 47 Kans. 73; 27 Pac. Rep. 105. "fonley v. Dibber, 91 Ind. 413. OF DOUBTFUL TITLES. 789 307-a. Encroachments and deficiencies. Encroachments. A fruitful source of objections to the title to city property is that the buildings or structures on the property encroach upon the lands of adjoining proprietors. As a general rule in such cases the purchaser is entitled to a rescission of the contract and a return of his deposit;, on the ground that the title is unmarketable.' 7 Thus, he cannot be compelled to accept title to a city lot and build- ing thereon if an exterior wall of the building rests entirely on the lot of an adjoining proprietor, and belongs exclusively to such proprietor, by whose permission, or with whose acquiesence, the beams of the adjoining building are inserted in such wall, no legal right to the use of the wall being shown. 68 But insignificant and immaterial encroachments upon adjoining property will not en- title the purchaser to rescind. 69 No rule can be laid down that one or two inches of encroachment w r ill justify a rescission of the contract. Each case must be determined upon its peculiar facts. The evidence must establish a reasonable certainty that injury to the purchaser will folloNy ; that he will be prevented from using the buildings in the condition which they were in at the time of the purchase. 70 The encroachment will not entitle the purchaser to relief where it has existed for such length of time and under such circumstances as to bar any claim by the owner of the premises encroached upon. 71 "McPherson v. Schade, 149 N. Y. 16; 43 N. E. 527. Heller v. Cohen. 154 N. Y. 299; 48 N. E. 527. Snow v. Monk, 80 N. Y. Supp. 719; 81 App. Div. 206. Keim v. Sachs, 92 N. Y. Supp. 107 ; 102 App. Div. 44. Bergmann v. Klein, 89 N. Y. Supp. 624; 97 App. Div. 15. The extent of the injury to the adjoining premises is immaterial. Snow v. Monk, 80 N. Y. Supp. 719; 81 App. Div. 206. "Spero v. Shulz, 43 N. Y. Supp. 1016; 14 App. Div. 423. Neher v. Brunck- man, 55 N. Y. Supp. 107; 36 App. Div. 625. * Merges v. Ringler, 54 N. Y. Supp. 280; 34 App. Div. 415; McDonald v. Buch. 60 N. Y. Supp. 557; 29 Misc. 96. The encroachment is immaterial if the building purchased is old, dilapidated, and practically worthless. Weil v. Radley. 52 N. Y. Supp. 398. The encroachment of show windows nevcntwn inches on the street is no objection to the title. Keim v. Sachs. 92 N. Y. Supp. 107: 102 App. Div. 44. "Merges v. Ringler, 54 N. Y. Supp. 280; 34 App. Div. 415. 71 Weil v. Radley, 52 X. Y. Supp. 398. Harrison v. Platt, :>4 X. Y. Stip;. 842; 35 App. Div. 533. Where a house on the lot had stood f c r thirty years without objection to an encroachment of two or throo inches on nn n-ljoining lot, it was held that the purchaser could not iefu*> tl:c title. Katz v. 790 MARKETABLE TITLE TO EEAL ESTATE. But the burden will be upon the vendor to show that his title has been ripened by adverse possession against all possible claimants, including persons under disabilities, if any. 72 In Xew York it is provided by statute that suit to recover land encroached upon by the wall of a building must be brought within a year after the erection of the building. 73 In cases to which that act applies, the purchaser cannot object to the title where no such suit has been brought within the year prescribed. 74 There is also a statute in the same State which requires a city to begin proceedings within a specified time for the removal or abatement of structures en- croaching upon a street. Slight encroachments upon a street are no objection to the title, where the city has brought no such suit within the specified time. 75 307-b. Deficiencies in Quantity. The objection is fre- quently made that the vendor is not able to convey as much land as the purchaser is entitled to under the contract. The deficiency may result either from an incorrect estimate of the quantity of land within certain bounds, or it may result from the want of title of the vendor to some portion of the land included within those Kaiser, 41 N. Y. Supp. 776; 10 App. Div. 137. The mere fact that an encroachment has continued for twenty years does not establish a right by ad- verse possession to the space encroached upon. Miner v. Hilton, 44 N. Y. Supp. 155; 15 App. Div. 55. 71 Stevenson v. Fox, 57 N. Y. Supp. 1094 ; 49 App. Div. 354. w Code Civ. Proc. N. Y. 1499. 74 Volz v. Steiner, 73 N. Y. Supp. 1006 ; 67 App. Div. 504. This provision applies only where the wall abuts a wall on the adjoining lot; it does not apply where the encroachment is upon a lot on which there is no abutting wall. Bergmann v. Klein, 89 N. Y. Supp. 624; 97 App. Div. 15. The limi- tation does not begin to run against those having a remainder in the lot encroached upon until they have entered. Hence the statute does not cure the objection where the premises encroached upon are occupied by a life- tenant with remainder over. Snow v. Monk, 80 N. Y. Supp. 719; 81 App. Div. 206. "Merges v. Ringler, 54 N. Y. Supp. 280; 34 App. Div. 415. Harrison v. Platt, 54 N. Y. Supp. 842; 35 App. Div. 533. The fact that the stoop of a building projects several feet beyond the lot line into" the street, is no ob- jection to the title. Broadbelt v. Loew, 162 N. Y. 642; 57 N. E. Rep. 1105. Levy v. Hill, 75 N. Y. Supp. 19; 70 App. Div. 95. Slight encroachments beyond the street line are no objection to the title where they have existed for a number of years without objection on the part of the city authorities. Webster v. Kings Co. Tr. Co.. 145 N. Y. 275; 39 N. E. Rep. 964. OF DOUBTFUL TITLES. 791 bounds. If the deficiency be so great or so important, that the purchaser cannot be required to complete the contract with com- pensation, or abatement of the purchase money, for the defect, the title is said to be not marketable, though in a technical sense, that term is properly applicable only to those cases in which a doubt arises as to the sufficiency of the vendor's title to some portion of the premises embraced in the contract, and not to cases in which there is a clear want of title to such portion. 76 A title will not be rendered unmarketable by a deficiency in area when the contract was made with reference to fixed monuments bounding the land. 77 But the rule that monuments control metes arid bounds, courses and distances, does not apply when there is no certain boundary in the description which can make the courses and distances yield to fixed monuments. 78 "Post, Ch. 33. Albro v. Gowland, 90 N. Y. Supp. 796; 98 App. Div. 474. "Pope v. Thrall, 68 N. Y. Supp. 137; 33 Misc. 44. Scannel v. Amer. Soda Fountain Co., 161 Mo. 606; 61 S. W. Rep. 889. The purchaser of a citj lot cannot object that the house on the lot encroaches several inches on an adjoining lot, where both lots were formerly owned by the same person, and the vendor holds under a conveyance from that person. In such case the loca- tion of the house is conclusive on subsequent grantees of the lot encroached upon as to the extent of the lot, under the rule that natural or artificial bound- aries plainly referred to, must control measurements and distances with which they do not agree. Katz v. Kaiser, 41 N. Y. Supp. 776; 10 App. Div. 137. "Fuhr v. Cronin, 81 N. Y. Supp. 536; 82 App. Div. 210 CHAPTER XXXII. OF THE RIGHT OF THE VENDOR TO PERFECT THE TITLE. BEFORE THE TIME FIXED FOB COMPLETING THE CONTRACT. 308. AFTER THE TIME FIXED FOR COMPLETING THE CONTRACT. 309. Exceptions: (1) Where time is material. 310. (2) Where the covenants are mutual and dependent. 311. (3) Waiver of the right. 312. (4) Loss and injury to the purchaser. 313. (5) Fraud of the vendor. 314. (6) Want of colorable title. 315. (7) Laches of the vendor. 316. (8) Effect of special agreements. 317. (9) Effect of notice and request to perfect the title. 318. IN WHAT PROCEEDINGS THE RIGHT MAY BE ASSERTED. 319. REFERENCE OF THE TITLE TO MASTER IN CHANCERY. When directed. 320. When refused. 321. At what stage of the proceedings reference may be made. 322. Procedure. Costs. 323. INTEREST ON THE PURCHASE MONEY WHILE TITLE IS BEING PERFECTED. 324. 308. BEFORE THE TIME FIXED FOR COMPLETING THE CON- TRACT. The vendor may of right perfect his title at any time before the period fixed for the completion of the contract, and the fact that his title was incomplete at the time the contract was made, is immaterial, provided the matters necesary to make the title good can be accomplished before the time specified for making the con- veyance. 1 The vendor is not necessarily guilty of fraud in repre- J l Sugd. Vend. (8th Am. ed.) 396; 1 Chitty Cont. (llth ed.) 431; Will. Eq. Jur. 290. Stowell v. Robinson, 3 Bing. (N. C.) 928; In re Bryant, 44 Ch. Div. 218. Gray v. Smith, 76 Fed. 525. Harris v. Carter, 3 Stew. (Ala.) 236; Clemens v. Loggins, 2 Ala. 518. Dresel v. Jordan, 104 Mass. 407. Gibson v. Newman, 1 How. (Miss.) 341. Goss v. Singleton, 2 Head (Tenn.), 67. An- drew v. Babcock, (Conn.) 26 Atl. Rep. 715. Dennis v. Strasburger, 89 Cal. 583; 25 Pac. Rep. 1070. Hundley v. Tibbetts, (Ky.) 16 S. W. Rep. 131. More v. Smedburgh, 8 Paige Ch. (N. Y.) 600; Friedman v. Dewees, 33 N. Y. Super. Ct. 450. Monsen v. Stevens, 56 111. 335. Rowersock v. Beers, 82 111. OF THE RIGHT OF THE VENDOR TO PERFECT THE TITLE. 793 senting that his title is good and indefeasible, if he be able to make it so before the time fixed for completing the contract. 2 Generally speaking the vendor will not be permitted to perfect the title where at the time of the contract, he has no colorable title to the premises and seeks to compel the vendee to await his efforts to get in the title after the time when the contract should have been performed. The law does not encourage speculation in the property of stran- gers. But the purchaser cannot object to specific performance on the ground that the vendor had no semblance of title at the time of the contract if he has acquired or can acquire it before the time fixed for the completion of the contract. In such a case the pur- chaser is put to no delay or inconvenience, and there is nothing of which he can complain. 8 The vendor has, of course, until the time fixed for completing the contract in which to remove incumbrances. The delivery of the deed and the payment of the purchase money are simultaneous acts. The vendor is not bound to raise money and pay the incumbrances in advance. If he produces the holder of App. 396. Elder v. Chapman, 70 111. App. 288; Armstrong v. Breen, 101 Iowa, 9; 69 N. W. Rep. 1125; Maryland Const. Co. v. Kuper, 90 Md. 529; 45 Atl. 197. Moot v. Business Men's Asso., 157 N. Y. 201 ; 52 N. E. Rep. 1. Mincey v. Foster, 125 N. C. 541; 34 S. E. Rep. 644. Garber v. Sutton, 96 Va. 469; 31 S. E. Rep. 894. Jones v. Taylor, 7 Tex. 240; 56 Am. Dec. 48; Tison v. Smith, 8 Tex. 147. Here the vendor had no title to a part of the land sold, and had to buy it from a third party in order to fulfill the contract on his part, but the purchaser was aware of all the facts when he bought. In Cook v. Bean, 17 Ind. 504, it was held that the vendor's right to time in which to perfect the title, obtains only in cases where some secret defect is discovered in the title, and does not operate to excuse the vendor from doing all in his power to fulfill the contract at the appointed time. This case must not be given too broad an interpretation, else it will conflict with the rule that one purchasing with knowledge that time will be required to perfect the title, is held to have waived his right to demand a strict per- formance at the time fixed for completing the contract. In Upton v. Maurice (Tex. Civ. App.), 34 S. W. Rep. 642, it was held that where time was not of the essence of the contract, and the vendee has made no tender of per- formance on his part and no demand of performance on the part of the vendor, the right of the latter to perfect the title remains until a right of action on the contract is barred by the statute of limitations. * Cases cited in last note. Pot, this chapter, 315. Webb v. Stephens, (Wash.) 39 Pac. Rep. 952. The fact that a guardian had no authority to sell at the time of sale, does not invalidate the contract, if he acquires authority before the time fixed for completing the contract. Morris v. Goodwin, (Ind. App.) 27 N. E. Rep. 985. 794 MARKETABLE TITLE TO KEAL ESTATE. the lien ready to satisfy it on payment he can rely on the purchase money as the fund for such payment. 4 Therefore, the foreclosure of a mortgage upon the premises before a final payment of the pur- chase money becomes due, is no ground upon which to rescind the contract, unless the agreement expressly required the vendor to remove incumbrances before all the purchase money should be paid, or unless there should be circumstances in the case that would make inequitable a compulsory performance by the vendee. 5 If by the contract it is expressly provided that the purchaser shall receive a title clear of all incumbrances, the vendor must discharge these before the time fixed for completing the contract, and the purchaser will not be in default in failing to tender the purchase money if the vendor does not remove the incumbrance before that time. 6 The purchaser should make his objections to the title in time to enable the vendor to remove them. 7 And in any suit in which he seeks to rescind the contract he should specify the defect of title of which he complains in order to give the vendor an opportunity to remove it, and time should be allowed the vendor to bring proper parties before the court, where the title can be perfected by having them present. 8 If a time be specified in which the vendor may perfect the title if defective, the purchaser can maintain no action to recover back the deposit before that time has expired. 9 But where the vendor refused to accept a tender of the balance of the purchase money on the ground that he had no title and could not perform the contract, it was held that he could not, when sued for the the deposit, be heard to say that the time fixed for the completion of the contract has not yet expired. 10 Generally, in the purchase of an estate and the appointment of a particular day for the completion of the title, the principal object 4 Webster v. Kings Co. Trust Co., 80 Hun (N. Y.), 420; 30 N. Y. Supp. 357. Gibson v. Newman, 1 How. ( Miss.) 346. Duluth Land Co. v. Klovdahl, 55 Minn. 341; 56 N. W. Rep. 1119. Anderson v. Creston Land Co., 96 Va. 257; 31 S. E. Rep. 82. B Pate v. McConnell, (Ala.) 18 So. Rep. 98. Post, this chapter, 317. Morange v. Morris, 34 Barb. (N. Y.) 311. 'More v. Smedburg, 8 Paige (N. Y.), 600. Easton v. Montgomery, 90 Cal. 307; 27 Pac. Rep. 280. 8 Hogan v. MeMurtry, 5 T. B. Mon. (Ky.) 181. "Dennis v. Strasburger, 89 Cal. 583; 26 Pac. Rep. 1070. " Seiberling v. Lewis, 93 111. App. 549. OP THE BIGHT OF THE VENDOR TO PERFECT THE TITLE. 795 is the sale of the estate for a given sum, and the naming of the day is either merely formal, or for the convenience of the parties in the payment of the purchase money on the one side or the execution of a conveyance on the other. " The stipulation means in truth that the purchase shall be completed within a reasonable time, re- gard being had to all the circumstances of the case and the nature of the title to be made." u In a case in which the contract provided than ten days should be allowed for examination of the title, and that if the title proved unsatisfactory the deposit should be re- turned, it was held that the purchaser should state his objections to the title, if not approved, and that the vendor would be entitled to a reasonable time thereafter in which to perfect the title, and that the purchaser could not rescind the contract until he had given such notice of his objections and furnished the vendor an opportunity to remove them. 12 If no time for the completion of the contract be fixed, the vendor may perfect the title at any time before it is demanded by the purchaser. 13 And after demand, he must be al- lowed a reasonable time in which to make out the title. 14 Where the contract is silent as to the time when the vendor is to convey, the legal implication is that the conveyance is to be made and de- livered within a reasonable time for that purpose, after the vendee has performed on his part; and if the vendor perfects his title within such time, he may enforce specific performance of the contract. 16 In a suit by the purchaser for specific performance, in which a rescission of the contract is not asked as alternative relief, it is error in the court to rescind the contract without giving 11 Language of ALDEBSON, B., in Hipwell v. Knight, 1 Yo. & Coll. 415. "Anderson v. Strasburger, 92 Cal. 38; 27 Pac. Rep. 1095, (citing Englander v. Rogers, 41 Cal. 420; Dennis v. Strasburger, 89 Cal. 583, and Easton T. Montgomery, supra). Arnett v. Smith, 11 N. Dak. 55; 88 N. W. Rep. 1037. Edmison v. Zaborowski, 9 S. Dak. 40; 68 N. VV. Rep. 288. "Evans v. Boiling, 5 Ala. 550. Morgan v. Scott, 26 Pa. St. 51. Gibson Y. Brown, 214 111. 330; 73 N. E. Rep. 578. 14 Sugd. Vend. (8th Am. ed.) 397. Baker v. Shy, 9 Heisk. (Tenn.) 85. Tapp v. Nock, 89 Ky. 414. In this case the sale was made March twenty- eighth and the title was perfected and a deed tendered on the following May twenty-eighth. The purchaser was required to accept the deed, though the property had been bought for speculative purposes during a time of inflated prices and had declined in value before the title was perfected. "Williamson v. Neeves, 94 VVis. 656; 69 N. W. 806. 796 MARKETABLE TITLE TO REAL ESTATE. the vendor a reasonable time in which to perfect the title. 16 If the parties arrange for the removal of an incumbrance prior to per- formance, without naming a specific day, the removal within a reasonable time is a sufficient performance. 17 We have already seen under what circumstances the purchaser will be deemed to have waived his right to require a strict performance by the vendor at the time fixed for completing the contract. 18 ' In actions by the vendor to recover the purchase money before the time when he is required by the contract to pass the title, the purchaser cannot defend on the ground that the title is defective, since the vendor may acquire the title before the specified time. It is sufficient if he have a good title at the time when the conveyance is to be made, and the objection that he had none at the time the contract was made will be unavailing. 19 It is true that equity will not decree specific performance by the purchaser when it appears that the vendor, having no title nor color of title, undertakes to sell the property of a third person, speculating in his chances of ac- quiring the title from that person. 20 But equity will not always rescind a contract which it refuses to enforce, the parties being left to their remedies at law. 21 And, at law, in the case under con- sideration, the purchaser, having agreed to pay the purchase money before the time when he is entitled to a conveyance, must abide the consequences of his contract. Therefore, it has been held that if, by the contract, the purchase money is to be paid in installments, and the conveyance is not to be made until the last installment is paid, the purchaser, cannot refuse to pay the purchase money on the ground that the title is defective, 22 unless it appears that, be- cause of the vendor's insolvency, or for some other reason, the pur- chaser's remedy by action for breach of the contract will prove un- " Russell v. Shively, 3 Bush (Ky.), 162. "Cramer v. Mooney, 59 N. J. Eq. 164; 44 All. 625. "Ante, ch. 8. "Ante, 308. Harrington v. Higgins, 17 Wend. (N. Y.) 376. Wright v. Blackley, 3 Ind. 101 ; Wiley v. Howard, 15 Ind. 169. Taylor v. Johnson, 19 Tex. 351. "Post, 315. "Ante, 283. 28 Ante Harrington v. Higgins and other cases cited, supra. Diggle T. Boulden, 48 Wis. 477. OF THE EIGHT OF THE VENDOR TO PERFECT THE TITLE. 797 availing. 23 It is scarcely necessary to say that, if the covenants to pay the purchase money and to convey an indefeasible title are mutual and dependent, the vendor will not be allowed time in which to perfect the title, if time be of the essence of the contract.* 4 Neither will he be allowed that privilege if the case be such that the vendee cannot compel specific performance after the title has been perfected. There must be mutuality of obligation between the parties. 25 Wherever the privilege of perfecting the title is accorded to the vendor he must, as a general rule, pay the costs of the suit ; the suit being made necessary by his default. 26 While the vendor, as a general rule, will be allowed time in which to perfect* the title, extraordinary relief by way of injunc- tion or the writ of ne exeat will not be granted at the same time." The vendor must show a present ability to perform the contract on his part. Thus, where the contract was for an exchange of lands, and the complainant prayed an injunction to restrain the defendant from receiving the rents and profits of his own property pending the complainant's efforts to remove an incumbrance from the prem- ises he was to give in exchange, the court reversed an order of the court below granting the injunction. 28 "Mclndoe v. Morman, 26 Wis. 588; 7 Am. Rep. 96. Durham v. Hadley, (Kans.) 27 Pac. Rep. 105. Peak v. Gore, 94 Ky. 533. "Post, 311. Harrington v. Higgins, 17 Wend. (N. Y.) 376; Carpenter v. Brown, 6 Barb. (N. Y.) 147, semble; Holmes v. Homles, 12 Barb. (N. Y.) 137. After a purchaser has exercised his right to rescind for failure of title, under Civil Code of California, section 1689, subdivision 4, which provides that a party to a contract may rescind the same if the consideration, before it is rendered to him, fails in a material respect from any cause, the vendor cannot revive the contract by tendering a conveyance of a good and sufficient title. Anderson v. Strasburger, 92 Cal. 38; 27 Pac. Rep. 1095. "White v. Needham, 21 Ky. Law R. 1051; 54 S. W. Rep. 9. "Fishback v. Williams, 3 Bibb (Ky.), 342; Jarboe v. McAtee, 7 B. Mon. (Ky.) 279. Lesesne v. Witte, 5 S. C. 462; Bates v. Lyons, 7 S. C. 85; Lyles v. Kirkpatrick, 9 S. C. 265. Where the purchaser has agreed to share the expenses of perfecting the title he must pay his portion of such expenses as they occur, or he cannot enforce, the contract. Hutcheson v. McNutt, 1 Ohio, 16. "Brown v. Huff, 5 Paige (N. Y.), 241. Morris v. McNeill, 2 RUM. 604. See, also, 2 Dicken's R. 497, note. "Baldwin v. Salter, 8 Paige (N. Y.), 472. 798 MARKETABLE TITLE TO BEAL ESTATE. The purchaser will not be allowed to forestall the vendor by acquiring an outstanding right and setting it up adversely to the latter. 29 Specific performance will be decreed against the pur- chaser, allowing him the amount paid for the interest. The same rule is enforced at law. 30 The vendor may perfect his title if he chooses, but in the ab- sence of any agreement or covenant to that effect, there is no obliga- tion upon him so to do, and the purchaser cannot recover damages against him for refusing to perfect the title. 31 309. AFTER THE TIME FIXED FOB COMPLETING THE CON- TRACT. If the time for completing the contract has elapsed, the vendor may nevertheless insist upon his right to perfect the title, except in certain cases hereafter to be mentioned. 32 As a general rule it is sufficient if he be able to convoy a good title at any time before decree in any proceeding in which it is sought to rescind or to enforce the contract. 113 He may perfect the title at any time 2 Murrell v. Goodyear, 1 De G., F. & J. 432. Westall v. Austin, 5 Ired. Eq. (N. C.) 1; Kindley v. Gray, 6 Ired. Eq. (N. C.) 445. Bush v. Marshall, 6 How. (U. S.) 691. Roller v. Effinger, (Va.) 14 S. E. Rep. 337. "Ante, 202. Fosgate v. Herkimer Mfg. Co., 12 Barb. (N. Y.)-352. " Presbrey v. Kline, 20 D. C. 513. "Post, 310. s8 Fry Sp. Pref. (3d Am. ed.) 1349; 2 Dan. Ch. Pr. 1195,n.; Adams Eq. (5th Am. ed.) 199, 209. Langford v. Pitt, 2 P. Wms. 631; Boehm v. Wood, 1 Jac. & Walk. 419; Haggart v. Scott, 1 Russ. & Myl. 293; Seton v. Slade, 7 Ves. 270; Eyston v. Seymond, 1 Yo. & Coll. E. C. 608. Hepburn v. Dunlop, 1 Wh. (U. S.) 196; McKay v. Carrington, 1 McLean (U. S.), 64. Owens v. Cowan, 7 B. Mon. (Ky.) 152; Gaither v. O'Doherty, (Ky.) 12 S. W. Rep. 306; Spicer v. Jones, (Ky.) 1 S. W. Rep. 810; Holmes v. Holmes, 107 Ky. 163; 53 S. W. Rep. 29. Pierce v. Nichol, 1 Paige (N. Y.), 244; Dutch Church v. Mott, 7 Paige (N. Y.), 77; Voorhees v. De Meyer, 2 Barb. (N. Y.) 37; Baumeister v. Demuth, 82 N. Y. Supp. 831; 84 App. Div. 394; Baldwin v. McGrath, 83 N. Y. Supp. 582; 41 Misc. Rep. 39. Jenkins v. Whitehead, 15 Miss. 577; Moss v. Davidson, 9 Miss. 112; Fletcher v. Wilson, 1 Smed. & M. Ch. (Miss.) 376. Luckett v. Williamson, 37 Mo. 388; Isaacs v. Skrainka, 95 Mo. 517; 8 S. W. Rep. 427. Wilson v. Tappan, 6 Ohio, 172. Dubose v. James, McMull. Eq. (S. C.) 55. Morgan v. Scott, 26 Pa. St. 51; Townsend v. Lewis, 35 Pa. St. 125. Syne v. Johnston, 3 Call (Va.), 558. Second Union, etc., Soc. v. Hardy, 31 N. J. Eq. 442; Young v. Collier, 31 N. J. Eq. 444. McKinney v. Jones, 55 Wis. 39. Mitchell v. Allen, 69 Tex. 70; Burwell v. Sollock, (Tex. Civ. App.) 32 S. W. Rep. 844. Coleman v. Burk, 115 Ala. 307; 22 So. Rep. 84. Stevenson v. Polk, 71 Iowa, 288; 32 N. W. Rep. 340; Mock v. Chalstrom, 121 Iowa, 411; 96 N. W. Rep. 909. Maryland Const. OF THE EIGHT OF THE VENDOR TO PERFECT THE TITLE. 799 before decree by obtaining a release of incumbrances* 4 or of adverse claims. 35 Therefore, where the contract required the conveyance of a fee and the vendor had only a life estate, but pending a suit bv him for specific performance the life estate fell in, the purchaser was compelled to complete the contract. 36 So, also, where the ven- dor became divested of the title, but reacquired it pending suit by the purchaser for rescission. 37 And where the vendor, pending a suit by him for specific performance had, by mistake, conveyed the subject-matter of the suit with other parcels to a stranger, but pro- cured a conveyance before the hearing, the purchaser was required TO complete the contract. 38 Where the contract does not provide a Co. v. Kuper, 90 Md. 529; 45 Atl. 197. McNeill v. Fuller, 121 N. C. 209; 28 S. E. Rep. 299; Hobson v. Buchanan, 96 N. C. 444. Allstead v. Nicol, 123 Cal. 594; 56 Pae. Rep. 452. Schwartz v. Woodruff, 132 Mich. 513; 93 N. W. Rep. 1067. Seaver v. Hall, 50 Neb. 878; 70 N. W. Rep. 373, 72 N. W. Rep. 217. Wynne v. Morgan, 7 Ves. 202. This is a much cited case. The suit was by the vendor for specific performance. The defendant, in his answer, did not object that time was material, and time was accordingly allowed in which to procure an act of parliament removing an objection to the title; and the act was procured in three months thereafter. The rule was thus stated: " Where the time at which the contract was to be executed is not material, and there is no unreasonable delay, the vendor, though not having a good title at the time the contract was to be executed, nor when the bill was filed, but being able to make a good title at the hearing, is entitled to a specific performance." Approved in Richmond v. Gray, 3 Allen (Mass.), 25. If the purchaser acquiesce in steps by the vendor to procure the title, he must accept the same if made out at the hearing. Haggart v. Scott, 1 Russ. & Myl. 293. In Hale v. New Orleans, 18 La. Ann. 321, it seems to have been held that the vendor had no right in that case, to perfect the title after the pur- chaser had begun a suit for rescission. The vendor may perfect the title and tender a deed at any time before final decree for rescission is actually en- rolled and signed. Fraker v. Brazelton, 12 Lea (Tenn.), 278. "Soper v. Kipp, 5 N. J. Eq. 383; Young v. Collier, 31 N. J. Eq. 444. "Eyston v. Symond, 1 Yo. & Col. Ch. 608. McKay v. Carrington, 1 Mc- Lean (U. S.), 64. Voorhees v. De Meyer, 2 Barb. (N. Y.) 37. The vendee cannot refuse to perform the contract on the ground that the vendor has per- mitted the premises to be sold for delinquent taxes, if the time in which the premises may be redeemed has not expired. Marsh v. Wyckoff, 10 Boaw. (N. Y.) 202. "Jenkins v. Fahig, 73 N. Y. 358. "Jenkins v. Whitehcad, 7 Sm. & M. (Miss.) 577. 81 Wooding v. Grain, 10 Wash. 35; 38 Pac. Rep. 756. As to the right to rescind where the vendor has conveyed the premises to a stranger, see post, { 315. 800 MARKETABLE TITLE TO REAL ESTATE. time within which the vendor is to remove defects shown by the abstract, a reasonable time should be allowed therefor." The general statement frequently met with in the reports and text books, that the vendor may perfect the title at any time before decree in the cause in which the right is claimed, is rather vague and indefinite. Time may not have been material at the day fixed for completing the contract, nor at the time when suit for specific performance was begun, but may become so before a hearing and decree be had; these may not transpire for many months, and sometimes years, after the institution of the suit. The rule then, it is conceived, should be taken with this qualification, namely, that if at the hearing, the value of the property, the situations of the parties, and the general circumstances of the transaction have go changed as to render it inequitable to compel the purchaser to receive the perfected title, specific performance on his part will be denied. Of course if the purchaser knows at the time of the contract that the title is defective, and that some time will be required to remove the objections, he cannot insist upon a rescission without affording the vendor an opportunity to perfect the title. 40 Where neither the terms of the contract nor the circumstances of the parties make per- formances at the specified time material, the purchaser cannot, on finding the title defective, rescind the contract without notifying the vendor to remove the defects within a reasonable time. 41 The question whether the vendor, after he has conveyed the premises to the purchaser with covenants for title, will be allowed to perfect the title by purchasing the rights of an adverse claimant, and re- quiring the purchaser to take the after-acquired title in lieu of a 1 Sugd. Tend. (8th Am. ed.) 397. Easton v. Montgomery, 90 Cal. 307; 27 Pac. Rep. 280. A provision that the seller should furnish a merchantable nbetract of title within ten days from the date of the contract, and a deed to the property within three days after the title was found to be good, does not require that the title shall be perfected within the three days after delivery of the abstract. The seller is entitled to a reasonable time in which to correct irregularities. Evans v. Gerry, 174 111. 595; 51 N. E. Rep. 615. "Ante, 85. 1 Sugd. Vend. (8th Am. ed.) 407; Fry Sp. Perf. 1307. Set on v. Slade, 7 Ves. 265, a leading case. Barrett v. Gaines, 8 Ala. 373. Craddock v. Shirley, 3 A. K. Marsh. (Ky.) 288. Jackson v. Ligon, 3 Leigh (Va.), 161; Reeves v. Dickey, 10 Grat. (Va.) 138. " Schiffer v. Dietz, 83 N. Y. 300; Myers v. DeMeier, 52 X. Y. 647. OF THE EIGHT OF THE VENDOR TO PEEFECT THE TITLE. 801 damages for breach of the covenants, has already been considered. 41 The vendor cannot have an indefinite time in which to perfect the title. In a case in New York, the trial judge directed that the vendor should, by proceedings to be instituted by him within sixty days against certain parties having adverse interests, establish a particular fact necessary to the validity of his title. On appeal this was held error, the court saying: " The effect of this order was to change utterly the purchaser's contract, and bind him to an agreement which he never made. It left the period of performance entirely uncertain and indefinite. The seller could begin his pro- ceeding within sixty days, and after that was free to pursue the litigation at his pleasure, while the purchaser remained bound for an unknown period, with no guaranty of getting a title in the end. 43 310. Exceptions to the rule:(i) Where time is of the es- sence of the contract. The rule which allows the vendor to remove objections to the title after the time fixed for completing the con- tract does not apply where time is of the essence o the contract. 44 Thus, if a man buy a house, to be used by him as a residence, 45 or if he buy property for speculative purposes, or for the purposes of trade or manufacture, or for any other purpose which would be defeated by compelling him to await the vendor's efforts to perfect the title, specific performance by him will not be enforced if the vendor be unable at the appointed time to convey such a title as the contract requires. 46 Time will not be deemed to have been of the "Ante, 215. 43 People v. Open Board, etc., 92 N. Y. 98. In Emerson v. Roof, CO How. Pr. (N. Y.) 125, the purchaser was allowed twenty days in which to perfect the title. 44 1 Sugd. Vend. (8th Am. ed.) 404; Fry Sp. Perf. (3d Am. ed.) I 1041, et seq. Seibel v. Purchase, 134 Fed. Rep. 484. 44 Gedye v. Duke of Montrose, 26 Beav. 45 ; Tilley v. Thomas, L. R., 3 Ch. 61. Distinguish these cases from Webb v. Hughes, L. R., 10 Eq. 281, where the conditions of sale provided that if from any cause whatever the purchase should not be completed on a specified day, interest should be paid on the purchase money. Time was allowed in which to perfect the title, though the premises were bought for immediate occupation as a residence. "Fry Sp. Perf. (3d Am. ed.) S 1044, et seq. Going v. Oakland, etc., Soc., 117 Mich. 230; 75 N. W. Rep. 462. Where property was purchased for im- mediate use as a lumber yard, a delay of four months in perfecting the title was held material. Parsons v. Gilbert, 45 Iowa. 33. 51 802 MARKETABLE TITLE TO REAL ESTATE. essence of the contract where the purchaser knew that there were defects in the title which could only be removed by legal proceed- ings for that purpose. 47 Time may be made material by express stipulation in the contract, by the surrounding circumstances of the parties, and by notice that the party giving it will exercise his right to rescind unless the contract be completed within a certain time. 4 * If the thing sold be of greater or less value, according to the efflux of time, then time is of the essence of the contract. 4 * It should be observed here that the right to perfect the title after the time fixed for completing the contract is a concession to the vendor by the courts of equity. At law time is always deemed of the es- sence of the contract ; and, if the vendor cannot produce a clear title at the appointed time, the purchaser will be entitled to his action for damages. 50 As a general rule the objection that time is material cannot be made if the title to a small part, only, of the premises has failed. The vendor may perfect his title to that part, and specific perform- ance will not be denied. 51 It is apprehended that this rule would not apply if the part to which the title had failed, though small, was the principal inducement to the contract. If the purchaser intends to insist upon time as a material ele- ment of the contract, he should demand a title and offer to rescind at the time fixed for completing the contract if the vendor be un- able to perform. If he continues in possession and proceeds with the payment of the purchase money after that time, he cannot, as a general rule, deny the right of the vendor to perfect the title. 5 * If he gives time after the day fixed for the performance of the con- "Kemper v. Walker, 17 Ky. Law R. 1100; 32 S. W. Rep. 1093. Post, " Exceptions," 4, 8 and 9. Pry Sp. Perf. (3d Am. ed.) f 1044, et *eq. Express stipulation in the contract, Mackey v. Ames, 31 Minn. 103; 16 N. W. Rep. 541 : by notice. Myers \. De Meier, 4 Daly (N. Y.), 343; affd., 52 N. Y. 647; Emerson v. Roof, 66 How. Pr. (X. Y.) 125. * Hepwell v. Knight, 1 Yo. * Coll. 419. Hoyt v. Tuxbury, 70 Dl. 331. 1 Sugd. Vend. (8th Am. ed.) 397 (258). Frazier v. Boggs, 37 Fla. 307; 20 So. Rep. 245. This operates no very great hardship upon the vendor, as, according to the generally prevalent rule, the purchaser could recover damages only to the extent of the purchase money paid. Ante, 91. * 1 Sugd. Vend. (8th Am. ed.) 331 (218). Chamberlain v. Lee, 10 Sim. 444. Evans v. Boiling, 5 Ala. 550. OF THE EIGHT OF THE VENDOR TO PERFECT THE TITLE. 803 tract, he will, in most cases, be deemed to have waived the objec- tion that time was material. 13 The vendor as well as the purchaser may avail himself of the objection that time was of the essence of the contract. He cannot be compelled to hold property, fluctuating in value, until the purchaser can pay for it, M But if time were not material he cannot refuse to convey because the purchase money was not paid on the day fixed. 55 It is obvious that the purchaser cannot object that time is material when he i? in possession, and the failure to convey is brought about by his default in the pay- ment of the purchase money. 5 * And it has been held, even in a case in which time was made of the essence of the contract, that the purchaser could not resist the payment of the purchase money on the ground that the vendor had not the title on the day fixed for the performance of the contract, if he, the purchaser, failed to tender the purchase money on that day, and the vendor afterwards acquired the title and tendered a deed before bringing his action for the purchase money. 57 "Stevenson v. Polk. 71 Iowa, 278; 32 N. W. Rep. 340. What is meant by the maxim that time Ms not of the essence of the contract in equity, has been nowhere more clearly stated than in Mr. Bispham's Principles of Equity (3d cd.), 5 391: "A court of equity will relieve against, and enforce specific performance, notwithstanding a failure to keep the dates assigned by the contract, either for the completion, or the steps towards completion, if it can do justice between the parties, and if there is nothing in the express stipula- tions between the parties, the nature of the property, or the surrounding circumstances which would make it inequitable to interfere with and modify the legal right. This is what is meant and all that is meant when it is said that in equity time is not of the essence of the contract." Language of Lord CAIRNS in Tilley v. Thomas, L. R., 3 Ch. App. 67. "Fuller v. Hovey, 2 Allen (Mass.), 325; Goldsmith v. Guild, 10 Allen (Mass.), 239. Here the contract was dated March nineteenth, and was to bo completed in ten days. The purchaser offered to perform March thirty-first, but the vendor refused. Specific performance was denied, there being evidence that the value of the property had changed. But in Barnard v. Lee, 97 Mass. 92, where the purchase money was to have been paid on April first, but was not tendered till the twenty-fifth of the following May. specific performance by the vendor was decreed, the purchaser having in the meanwhile entered upon and improved the land, with his knowledge and consent. Bra*hier v. Gratz, 6 Wh. (U. S.) 533. See, also. Presbrey v. Kline, 20 D. C. 513. Taylor v. Longworth, 14 Pet. 174. "Cassell v. Cooke, 8 S. & R. (Pa.) 288; 11 Am. Dec. 610. "Augsberg v. Meredith, 101 111. App. 629. 804 MARKETABLE TITLE TO EEAL ESTATE. 311. (2) Mutual and dependent covenants. Nor does the rule which permits the vendor to perfect the title apply where the . covenants for payment of the purchase money and delivery of the deed are mutual and dependent, and the vendor, at the time fixed by the contract, has not such title as he covenanted to convey, 05 and this though no demand for the deed was ever made, the time for delivering the deed having been specified in the contract. 59 But if the covenants to make title on the one part, and to pay the pur- chase money on the other, are independent, and the passing of the title is subject to the payment of the purchase money as a condi- tion precedent, the vendor may, at any time, perfect his title before the purchase money is paid, and it is no defense to an action for the purchase money that the title is incomplete. 60 312. (3) Waiver of right. If the purchaser objects to the title and declares that he will not complete the contract, and the seller acquiesces in the declaration, he cannot afterwards remove the objections to the title and require the purchaser to accept a con- veyance. 61 So, e converse, as we have seen, a purchaser who refuses to complete the contract on account of a defect in the title, cannot afterwards demand specific performance by the vendor. 62 313. (4) Loss and injury to purchaser. The rule that the vendor may perfect the title after the time fixed for completing the contract, does not apply where to enforce it would entail loss and injury upon the purchaser, as where the land has greatly depreci- ated in value pending the removal of objections to the title. 63 "Stitzel v. Copp, 9 W. & S. (Pa.) 29; Magaw v. Lothrop, 4 W. & S. (Pa.) 321. Clark v. Weis, 87 111. 438; 29 Am. Rep. 60; Tryce v. Dittus, 199 111. 189; 65 N. E. Rep. 220. Hudson v. Max Meadows L. & J. Co., 99 Va. 537; 39 S. E. Rep. 215. Meshew v. Southworth, 133 Mich. 335; 94 N. W. Rep. 1047. "Craig v. Martin, 3 J. J. Marsh. (Ky.) 50; 19 Am. Dec. 157. "Ante, 86, 253. Robb v. Montgomery, 20 Johns. (N. Y.) 15; Greenby v. Cheevers, 9 Johns. (N. Y.) 126. 81 1 Sugd. Vend. (8th Am. ed.) 408. Guest v. Homfray, 5 Ves. 818. * Ante, 193. Presbrey v. Kline, 20 D. C. 513. ** Bisph. Eq. ( 3d ed. ) 394 ; 2 Beach Mod. Eq. Jur. 495. McKay v. Car- rington, 1 McLean (U. S.), 50. Jackson v. Edwards, 22 Wend. (N. Y.) 518; Dutch Church v. Mott, 7 Paige Ch. (N. Y.) 77; Nodine v. Greenfield, 7 Paige Ch. (N. Y.) 544; 34 Am. Dec. 363. Garnett v. Macon, 6 Call (Va.), 308, 370; Morriss v. Coleman, 1 Rob. (Va.) 478; McAllister v. Harmon, 101 Va. 17; 42 S. E. Rep. 920; Hendricks v. Gillespie, 25 Gratt. (Va.) 181, in which case the war of 1861-18G5 intervened between the purchase of the land and the OF THE EIGHT OF THE VENDOR TO PERFECT THE TITLE. 805 Therefore, where the improvements on the premises were destroyed by fire after the time fixed for completing the contract, and the vendor furnished no sufficient excuse for not tendering a suffi- cient deed at the appointed time, it was held that he could not thereafter claim the right to perfect the title. 64 Injury from mere delay in making title will not be presumed ; the burden devolves on the purchaser to show that he has been or will be injured by the delay. 85 If the object of the purchaser be to resell, and by reason of a defect in the title he loses an opportunity to sell, time will be deemed of the essence of the contract. 66 314. (5) Fraud of the vendor. The vendor cannot enforce the rule in any case in which he has been guilty of fraud or has acted in bad faith in respect to the title. 87 This exception, of vendor's suit for specific performance, so that the value of the land had greatly depreciated. In Hepburn v. Auld, 5 Cranch (U. S.), 279, LIVINGSTON, J., observed: "It is said by the English authorities that lapse of time may be disregarded in equity in decreeing a specific performance of a contract for the sale of land. But there is a vast difference between contracts for land in that country and this. There the lands have a known, fixed and staple value. Here the price is continually fluctuating and uncertain. A single day often makes a great difference, and in almost every case time is a very material circumstance." These remarks were approved in Richmond v. Gray, 3 Allen (Mass.), 25, the court adding: "At the present day business is done with suoli comparative speed, and changes of property and in places of business are s frequent, that it would in most cases be inequitable to compel a party to accept property after any considerable delay, or to compel him to keep hi* funds unemployed through fear that the court may order him to accept it, on terms of delay that he has never assented to." In Darrow v. Horton, 6 N. V. State Rep. 718, an objection to the title not having been removed until after the usual renting period, whereby an opportunity to rent the premises was probably lost, specific performance at the suit of the vendor was denied. Where time was not originally of the essence of the contract, a delay of two months in making title was held immaterial, even though the premises ha. I somewhat decreased in value. Tapp v. Nock, (Ky.) 12 S. W. Rep. 713. Delay of three months and twenty days after last installment of purchase money became due, hold not material, no injury to the purchaser being shown. Wooding v. Grain, 10 Wash. 35; 38 Pac. Rep. 756. "Smith v. Cansler, 83 Ky. 367. "Merchants' Bank v. Thompson, 55 N. Y. 7. Spaulding v. Fierle, SO Hun. 17, citing Merchants' Bank v. Thompson, .">." N. Y. 7, and Schmidt v. Reed, 132 N. Y. 116; 30 N. E. Rep. 373, in neither of which cases, however, docs it appear that an opportunity to resell had been lost. "Fry Sp. Perf. (3d Am. ed.) 5 1342. Dalby v. Pullen. 1 Kuss. 4 Myl. 296. Meeks v. Garner, 93 Ala. 17; 8 So. Rep. 378: Hickson v. Linggold, 47 Ala. 806 MARKETABLE TITLE TO REAL ESTATE. course, cannot apply if the purchaser bought with knowledge that the title was defective. 68 The exception will be enforced as well where the contract has been fully executed as where it is executory. Thus, a covenantor who fraudulently conceals the state of the title cannot compel the covenantee to accept an after-acquired title in satisfaction of the covenants. 69 But a mere innocent misrepresen- tation of the title will not deprive the vendor of his right to perfect the title. 70 And if the vendee waives the fraud by continuing in possession and negotiating with the vendor, the latter may insist upon perfecting the title. 71 It has been said that if there is great inadequacy of consideration, the vendor will be strictly held to the performance of the contract at the appointed time. 72 315. (6) Want of colorable title. The rule does not apply \\here the vendor had no power whatever to sell. The vendor can- not undertake to substitute the contract of a third person for his own. 73 This exception will not, of course, apply where the vendor 449. Christian v. Cabell, 22 Gratt. (Va.) 82. Brown v. Haff, 5 Paige (N. Y.) , 241. Easton v. Montgomery, 90 Cal. 307; 27 Pac. Rep. 280. Moss v. Hanson, 17 Pa. St. 379. Blackmore v. Shelby, 8 Humph. (Tenn.) 439-; Woods v. North, 6 Humph. (Tenn.) 309; 44 Am. Dec. 312. Green v. Chandler, 25 Tex. 160; Hall v. Clountz (Tex. Civ. App.), 63 S. VV. Rep. 941. Spencer v. Sandusky, 46 W. Va. 582; 33 S. E. Rep. 221. Hays v. Tribble, 3 B. Mon. (Ky.) 106. But see Schiffer v. Dietz, 83 N. Y. 300, where a different view seems to have been taken. * Harris v. Carter, 3 Stew. (Ala.) 233; Teague v. Wade, 59 Ala. 369. Reeves v. Dickey, 10 Gratt. (Va.) 138. The right to perfect the title will not be conceded where the defect was known to the vendor and by him concealed from the purchaser. Kenny v. Hoffman, 31 Gratt. (Va.) 442. "Ante, 215. Alvarez v. Brannan, 7 Cal. 503; 68 Am. Dec. 275. Elliott v. Blair, 6 Coldw. (Teun.) 185; Blackmore v Shelby, 8 Humph. (Tenn.) 438. '"Buford v. Guthrie, 14 Bush (Ky.), 690. T1 Schiffer v. Dietz, 83 N. Y. 300. 75 Seymour v. Delancey, 7 Paige (N. Y.), 445, 520, citing Kien v. Stukely, 2 Bro. P. C. 396. 73 2 Beach Mod. Eq. Jur. 612; Fry Sp. Perf. (3d Am. ed.) 1343. In re Bryant, L. R., 44 Ch. Div. 218. "The vendor cannot say, ' I will substitute a contract with somebody else,' " per KAY, J. In this case trustees under a will, who had no power to sell until the death of a life tenant, offered to perfect the title by procuring a contract to sell from the life tenant. The offer was refused and a return of the deposit directed. This case must be distinguished from Salisbury v. Hatcher, 2 Yo. & C. Ch. 54. where a tenant for life who lu'.d sold the fee was permitted to perfect the title by getting the consent of the parties in remainder. See, also, the remarks of Chief Justice MAR- OF THE EIGHT OF THE VENDOB TO PEBFECT THE TITLE. 807 is apparently the owner, or has a colorable title. 74 Nor where, at the time of the sale, he had the equitable title, though he did not dis- close to the purchaser the fact that the legal title was outstanding. 78 ^or where the title fails to a portion of the estate only. 7 ' Nor where the vendor gets in the legal title, or procures the holder thereof to join in a conveyance of the estate by the time fixed for completing the contract. 77 It has been held that if the vendor have only an equitable title he will not be entitled to time in which to get in the legal title. The purchaser cannot be compelled to await the termination of proceedings instituted for that purpose. 7 * But of course, he may get in the legal title if he can at any time SHALL in Garnett v. Macon, 6 Call (Va.), 308, 370. Pipkin v. James, 1 Humph. (Tenn.) 325; 34 Am. Dec. 652. Oliver v. Dix, 1 Dev. & Bat. Eq. (N. C. ) 158. Where a husband contracted to sell in his own right property belonging to his wife, specific pen'ormance at his suit was denied, even though lie tendered a conveyance in which his wife joined. Luse v. Dietz, 46 Iowa, 205. Contra, Chrissman v. Partee, 38 Ark. 31. The fact -that the premises have been sold for taxes is no objection to specific performance at the suit of the vendor, if the right to redeem has not expired and the vendor offers to redeem; such a case is not a speculation by the vendor in a third person's title. Ley v. Huber, 3 Watts (Pa.), 367. In Wells v. Lewis, 4 Mete. (Ky.) 269, it was held that a title under a deed from a joint executor, invalid because of failure of the other executor to join in the deed, could not be per- fected without the purchaer's consent, by tendering to him a deed from one entitled under the will to the proceeds of the sale of the land. "Chamberlain v. Lee, 10 Sim. 444. TS Prov. Loan & Tr. Co. v. Mclntosh, (Kans.) 75 Pac. Rep. 498. 7 * As in Dresel v. Jordan, 104 Mass. 407. "Dresel v. Jordan, 104 Mass. 414, criticising Hurley v. Brown, 98 Mass. 547; 96 Am. Dec. 671. Logan v. Ball, 78 Ky. 607, in which case the legal title was in the wife of the vendor, and a conveyance executed by both hus- band and wife was tendered to the purchaser. But see Luse v. Deitz, 46 Towa, 205, supra, and Ft. Payne Coal & I. Co. v. Webster, (Mass.) 39 N. E. Rep. 786, where held that if the vendor disable himself from performing the contract by conveying the premises to a stranger, the purchase may, of course, detain the purchase money. In Webber v. Stephenson, (Wash.) 39 I'ac. Rep. 052, it was held that a contract for the sale of land would not be rescinded merely because, before the time fixed for its completion, the vendor had conveyed the premises to a stranger, since he might still be able to perform the contract by procuring the stranger to convey to the purchaser. If such a conveyance were made after the time fixed for completing the contract. there would seem to be no question as to the right of the purchaser to rescind. "Dart. Vend. 70. Camp v. Morse, 5 Den. (N. Y.) 165. Jones v. Taylor, 7 Tex. 240; 56 Am. Dec. 48. Christian v. Cabell, 22 Grat. (Va.) 104. 808 MARKETABLE TITLE TO REAL ESTATE. / before that fixed for completing the contract. 79 And if the pur- chaser knew, at the time he purchased, that the legal title was outstanding, and the contract provides that the vendor will cause a good and sufficient deed to be made to him, the purchaser cannot resist specific performance on the ground that the vendor has only the equitable title. Such a case is not one in which the vendor, acting mala fide, speculates in the property of a stranger. 80 The rule that the vendor may perfect the title at any time before that fixed for performance of the contract, does not apply where the husband sells the community estate of himself and wife, because the husband is, in those States in which such estate exists, pro- hibited by statute from selling or disposing of the same. 81 But if the purchaser buys in ignorance of the nature of the estate he will not be permitted to rescind if the wife offers to join in the con- veyance. 82 A provision in a contract of sale that the vendor shall be allowed time in which to perfect the title, supposes that he has a colorable title to the premises, and does not mean a reasonable time in \vhich to purchase the estate when he has no pretensions to the title. 83 If the vendor takes upon himself to contract for the sale of an estate, and is not the absolute owner of it, and has not the power, by the ordinary course of law or equity, to make himself so, a court of equity will not compel specific performance by the purchaser, though the actual owner offer to make the seller a title ; " for any 79 Beach Mod. Eq. Jur. 812; Tiernan v. Roland, 15 Pa. St. 429. Townshend v. Goodfellow, 40 Minn. 312. 10 Scott v. Thorp, 4 Ed\v. Ch. (N. .Y.) 1. Burks v. Davies, 85 Cal. 110; 24 Pac. Rep. 613. Tison v. Smith, 8 Tex. 147. Hunt v. Stearns, 5 Wash. St. 167; 31 Pac. Rep. 468. "Hooper v. Jackson, 3 Wash. Ty. 235: 3 Pac. Rep. 841; Hoover v. Chambers, 3 Wash. Ty. 26; 13 Pac. Rep. 547. * 2 Colcord v. Lddy, 4 Wash. St. 791 ; 31 Pac. Rep. 320. If the husband sells the wife's land the purchaser cannot rescind if the wife ratifies the contract and joins in a conveyance. Chrisman v. Partee, 38 Ark. 31 (Contra, Luse v. Deitz, 46 Iowa, 205. Gage v. Cummings, 209 111. 120; 70 N. E. Rep. 679). In a case in which the vendor, who was to convey with full covenants, acted as agent for his mother without disclosing the fact, it was held that the purchaser must accept a deed from the mother, with full covenants of title. McDonald v. Bach, 60 N. Y. Supp. 557 ; 29 Misc. Rep. 96. 83 Benedict v. Williams, 39 Minn. 77 ; 38 N. W. Rep. 707. Primm v. Wise,. 126 Iowa, 528; 102 N. W. Rep. 427. OF THE BIGHT OF THE VENDOR TO PERFECT THE TITLE. 809 seller ought to be a bona fide contractor," and it would tend to infinite mischief if an owner were permitted to speculate upon the sale of another man's estate. 84 The rule that the vendor may, with certain exceptions, perfect his title at any time before decree, can- not be so construed as to compel the purchaser to accept a convey- ance from a stranger. The purchaser has a right to the securities afforded by the covenants of his vendor. 85 But if 'the purchaser actually accept such conveyance, he cannot afterwards refuse to pay the purchase money on the ground that the conveyance was not exe- cuted by his vendor. 86 Inasmuch as it is clear that want of title in the vendor at the time of the sale is no objection to specific performance if he be able to procure the title by the time fixed for completing the contract, no reason is perceived why the purchaser should not be compelled to accept the conveyance of a stranger if the vendor joined therein with such covenants for title as the purchaser could require, for this is in substance the same as if the vendor had taken a conveyance to himself, and thereupon immediately conveyed to the purchaser. It has been held, however, in a case in which the vendor delivered his own warranty deed and the warranty deed of a third person, who held the legal title, to the purchaser, but it did not appear that there had been a conveyance from such third person to the vendor, that the purchaser was justified in rejecting the deed, and this upon the "Tendring v. London, 2 Eq. Cas. Abr. 680. Burks v. Davis, 85 Cal. 110: 24 Pac. Rep. 613. "Ante, 18. Reynolds v. Smith, 6 Bl. (Ind.) 200, the court saying: " Such a title as the purchaser contracted for he had a right to demand, secured by the covenants of the vendor, and free from blemish. The terms of the contract would be essentially varied if a third person, without consent, were substituted to do that which one of the contracting parties had bound himself to perform." In re Head's Trustees, L. R., 45 Ch. Div. 310, the objec- tion was made that an executorial trustee in that case had no authority under the will to sell the testator's real estate for the payment of debts, and it was held that the objection could not be removed by procuring the beneficiaries of the estate to join in a conveyance by the executor after the time fixed for completing the contract. "Hamilton v. Hulett, (Minn.) 53 N. W. Rep. 364. Where the title was in a minor, and the vendor procured and tendered a deed from him, and the pur- chaser accepted such deed, it was held that the contract would not be rescinded thereafter, upon the ground that the minor might dinffirm the deed after coming of age, there being no claim of fraud or mistake in the case. Dentler v. O'Brien, (Ark.) 19 S. W. Rep. 111. 810 MARKETABLE TITLE TO REAL ESTATE. ground that the record must show title in the grantor. 87 The rea- sons for this decision are not clear. It is true that the purchaser is entitled to insist that the title which he gets shall be evidenced as the law requires, and, generally, in America, that the title shall appear of record. But if he actually gets the record title, it would seem immaterial from what source it comes, provided he has the benefit of his Vendor's covenant of warranty. Generally, it may be stated, that if a suit by the vendor at law or in equity, other than to compel a conveyance of the legal title, 88 is necessary to perfect his title, the purchaser cannot be compelled to complete the contract. 89 It has been held that a subsequent sale and conveyance of the premises by the vendor to a stranger is no ground for rescission, where such second purchaser took with notice of the prior purchaser's rights: 90 This decision deserves much con- sideration. Should the first purchaser be put to the trouble and expense of compelling specific performance at the hands of the purchaser with notice ? Specific performance of a contract by two to convey lands may be decreed where the two are able to convey a complete title accord- ing to contract, though neither could alone do so. 91 316. (7) Laches of vendor. The vendor cannot insist upon his right to perfect the title after the time fixed for the completion of the contract in a case in which he has shown great laches and want of diligence in performing the terms of the contract on his "George v. Conhaim, 38 Minn. 338; 37 X. W. Rep. 791. This decision was really obiter, the court having overlooked the fact that there had been a con- veyance of the legal title to the vendor. "Andrew v. Babcock, (Conn.) 20 Atl. Rep. 715. 88 People v. Open Board, etc., 92 X. Y. 98. Eggers v. Busch, 154 111. 604; 39 N. E. Rep. 619. Reynolds v. Strong, 82 Hun (X. Y.), 202; 31 N. Y. Supp. 329. "Hoock v. Bowman, 42 Neb. 87; 60 X. W. Rep. 391. Kreitsch v. Mertz, 119 Mich. 343; 78 X. W. Rep. 124. But see McCann v. Edwards, 6 B. Mon. (Ky.) 208, which was a suit to enjoin the collection of the purchase money, and in which time was allowed a vendor to file a cross-bill, bringing before the court certain persons, who, it was alleged, had an adverse interest in the premises. And in Lyons v. Piatt, (X. J. Eq.) 26 Atl. Rep. 334, a vendor was allowed forty-five days in which to perfect the title by suit to compel reformation of a deed which was intended to convey a fee, but which, from want of words of inheritance, conveyed only a life estate. "Resnick v. Campbell, (X. J. Eq.) 59 Atl. 452. OP THE RIGHT OF THE VENDOR TO PERFECT THE TITLE. 811 part, or in bringing his suit for specific performance, or in prose- cuting the suit after it has been instituted. 91 A party cannot call upon a court of equity for this extraordinary relief " unless he has shown himself ready, desirous, prompt and eager." 9 * But less dili- gence is required .of the vendor in perfecting the title when the purchaser is in possession than when he is not. The purchaser will as a general rule be deemed to have waived his right to require a strict performance on the part of the vendor at the time fixed for completing the contract, if he take and retain possession of the premises knowing that the title is imperfect. 94 317. (8) Effect of special agreement. The rule does not apply, of course, in a case in which the contract expressly stipulates that either party may rescind in case of non-performance at the specified time ; or if such an intention can be fairly inferred from the contract. In such a case the parties themselves have chosen to make the time of performance material, and a court of equity has no power to make a new contract for them. 93 Thus, where the vendor agreed to make a good title " on demand," time in which to perfect the title after demand was refused. 98 If the contract ex- K Fry Sp. Perf. (3d Am. ed.) 1071. Watts v. Waddle, 6 Pet. (U. S.) 389. Cotton v. Ward, 3 T. B. Mon. (Ky.) 304, 313. Welch v. Matthews, 98 Mass. 131. McAllister v. Harmon, 101 Va. 17 ; 42 S. E. Rep. 920. Muller v. Palmer, 144 Cal. 305; 77 Pac. Rep. 954. Harding v. Olsen, 177 111. 298; 52 N. E. Rep. 482. Black Hills Nat. Bank v. Kellogg, 4 S. Dak. 312; 56 N. W. Rep. 458. In Kimball v. Bell, 49 Kans. 173; 30 Pac. Rep. 240, a delay of seven months by the vendor in removing an incumbrance from the premises, after the pur- chase money had been paid in full, was held unreasonable; and the purchaser was permitted to recover back' the purchase money. Lyles v. Kirkpatrick, 9 S. C. 265, the delay in this case held not unreasonable. "Per Lord ALVANLEY, M. R., in Milward v. Earl of Thanet, 5 Ves. 720, note. "Tompkins v. Hyatt, 28 N. Y. 347. * 2 Beach Mod. Eq. Jur. 592. At one time it seems to have been the doc- trine of the equity courts that time would not be deemed of the essence of the contract no matter how clearly such an intention appeared from the con- tract. Per Lord THURLOW in Gregson v. Riddle, cited in Seton v. Slade, 7 Yes. 268, by Sir SAMUEL ROMILI.Y arguendo. Gibson v. Patterson, 1 Atk. 12. But the rule as stated in the text has been long established. 2 Story Eq. Jur. 780; Fry Sp. Perf. (3d Am. ed.) 1046: Bishp. Eq. (3d ed.) S 396. Lowery v. Niccolls, 11 111. App. 450. "'Goetz v. Walter, 34 Minn. 241; 25 N. W. Rep. 404. Where the vendor agreed to convey a good title on demand after payment of a part of the pur- 812 MARKETABLE TITLE TO REAL ESTATE. pressly provides that the title shall be made good within a speci- fied time, if it proves defective the vendor cannot claim the right to perfect the title after the expiration of that time. 97 As a general rule until the time fixed for completing the contract the purchaser has a right to rely upon the unpaid purchase money as a fund with which to remove incumbrances. But where the contract requires the vendor to convey free of incumbrances, he must discharge incumbrances before the time fixed for completing the contract. He cannot impose upon the purchaser the burden of procuring releases. 98 Of course the specification in the contract of a time at which it is to be performed will not of itself make time material ;" it must appear that the parties really intended to make such time an essential element of their agreement; 1 "a material object to which they looked in the first conception of it." 2 It has been held that the vendor cannot claim the right to cure defects in the title if the contract provides that the purchase money shall be refunded in case the title, upon examination, should prove unsatisfactory to the purchaser. 3 Such an agreement, however, is chase money and execution of securities for the balance, it was held that he was entitled to a reasonable time in which to execute the deed after demand, but not to time in which to perfect the title. In such case time was made material by the contract, and it devolved upon the vendor to have a perfect title when demand was made. Gregory v. Christian, 42 Minn. 304; 44 N. W. Rep. 202. 97 Mackey v. Ames, 31 Minn. 103; 16 N. W. Rep. 541. The contract in this case contained the following provision : " And it is agreed that if the title of said premises is not good, and cannot be made good within sixty days from date hereof, this agreement shall be void." Joslyn v. Schwend, 85 Minn. 130 ; 88 N. W. Rep. 410. "Morange v. Morris, 42 N. Y. 48; Zorn v. McParland, 32 N. Y. Supp. 770. M 2 Beach Mod. Eq. Jur. 592. 1 Language of GRAY, J., in Barnard v. Lee, 97 Mass. 94, citing Molloy v. Egan, 7 Ir. Eq. 592. Jones v. Robbins, 29 Me. 351 ; 50 Am. Dec. 593. 2 Language of Lord ERSKINE in Hearne v. Tenant, 13 Ves. 289. In Toole v. Toole, 22 Abb. N. Cas. (N. Y.) 392, specific performance at the suit of the vendor was refused apparently upon no other ground than that he had not perfected the title by the time fixed for the completion of the contract. There is nothing in the case to show that time was material. s Averett v. Lipscomb, 76 Va. 404; Watts v. Holland, 86 Va. 999; 11 S. E. Rep. 1015. In a case in which a deed was deposited in escrow, with a written agreement that the purchaser might abandon the sale if the title should not be found by the depositary to be indefeasible, it was held that the vendor had no right to perfect the title by procuring a release from a prior purchaser of the premises. Fletcher v. Moore, 42 Mich. 577. OF THE EIGHT OF THE VENDOR TO PERFECT THE TITLE. 813 implied in every case in which time is of the essence of the contract, and no good reason is perceived why the vendor should be denied the right to perfect his title where time is not material, by a mere expression of what is implied in the contract. If the purchaser wishes to deprive the vendor of the right to perfect the title, he may do so by providing that time shall be material. 4 318. (9) Effect of notice and request to perfect the title. If the vendor has been guilty of gross, vexatious, unreasonable or unnecessary delay in performing the contract on his part the pur- chaser may by notice of a purpose to rescind in the alternative, restrict him to a reasonable time within which to perfect the title. 5 And the vendor has the same right with respect to the payment of the purchase money. 6 -But neither party can arbitrarily ter- minate the rights of the other in this respect ; the notice must fix a reasonable limit. 7 Thus, a notice by the purchaser, after negotia- tions respecting the title had been going on for more than three years, that he would rescind unless a marketable title were shown within five weeks, was held unreasonable and ineffectual. 8 It is not necessary, for the purposes of this exception, that the notice should be in writing. 9 319. IN WHAT PROCEEDINGS THE VENDOR MAY CLAIM THE RIGHT TO PERFECT THE TITLE. Obviously the right of the vendor to perfect the title while the contract is executory, may be asserted in any proceeding in equity in which specific perform- ance is claimed by him, or rescission is sought by the purchaser. 10 Mackey v. Ames, 31 Minn. 103; 16 N. W. Rep. 541. Fry. Sp. Perf. (3d Am. ed.) 1062; 2 Ue.ich Mod. Eq. Jur. 592. Prothro v. Smith, 6 Rich. Eq. (S. C.) 324. Ante, exception 7. Hatch v. Cobb, 4 Johns. (N. Y.) 559. Jackson v. Ligon, 3 Leigh (Va.), 161. 'Fry Sp. Perf. (3d. Am. od.) 1064, and cases there cited. McMurray v. Spicer, L. R., 5 Eq. 527. Notice on Dec. 23d that title must be made by next following Jany. 1st, held insufficient in Thompson v. Dulles, 5 Rich. Eq. (S. C.) 370. Nokes v. Lord Kilmorey, 1 DeG. & Sm. 444. 10 Hughes v. McNider, 90 N. C. 248. On bill by the purchaser for rescission, the vendor should be allowed a reasonable time in which to clear up the title. Metcalf v. Dalian, 4 J. J. Marsh. (Ky.) 196; Jackson v. Murray, 5 T. B. Mon. (Ky.) 184; 17 Am. Dec. 53. The vendor may remove a technical objection to the title in a suit by the purchaser to enjoin the collection of the purchase money. Mays v. Swope, 8 Gratt. (Va.) 46. See, also, McCann 814 MAKKETABLE TITLE TO REAL ESTATE. But in an action at law to recover back the purchase money, or for breach of the contract, except in those States in which the dis- tinction between legal and equitable procedure is abolished, or in which equitable defenses may be interposed in actions at law, it is presumed that imless the vendor had perfected his title at the time of trial, 11 he would be forced to seek his relief in equity by suit for specific performance, or by injunction against the purchaser's pro- ceedings at law. In either case, it is apprehended that a judgment at law against the vendor would not be a bar to the proceeding in equity by'him, claiming the right to perfect the title, unless the ground of his application to equity would constitute a defense or claim of which he might have availed himself at law. But if the vendor goes to trial at law insisting upon- the sufficiency of the title, and judgment is rendered against him, it may be doubted whether he would afterwards be allowed time in which to remove objections to the title. 12 But wherever the distinction between legal and equi- table procedure has been swept away, it is apprehended that in any case in which the right to perfect the title exists, and in any action by the vendor to recover the purchase money. 13 or by the purchaser T. Edwards, 6 B. Mon. (Ky.) 208. In Bell v. Sternberg, 53 Kans. 571, the vendor, after being sued by the purchaser to recover back the purchase money, was allowed to perfect the title. But see Pipkin v. James, 1 Humph. (Tenn.) 325, 34 Am. Dec. 652, where it seems to have been held that the vendor can- not perfect the title after a suit to recover back the purchase money has been begun. See, also, Lutz v. Compton, 77 Wis. 584; 46 N. W. Rep. 889. Goetz v. Waters, 34 Minn. 241; 25 N. W, Rep. 404. This may be doubted; the purchaser would always have it in his power to defeat the vendor's right to perfect the title by bringing an action to recover back what had been paid. In Beauchamp v. Handley, 1 B. Mon. (Ky.) 135, it was said that a vendor when sued for damages for breach of contract in failing to make title at the specified time, is not obliged to avail himself of the defense that he has perfected the title, but may set up that fact as a defense in a suit to enjoin him from collecting the purchase money; and that, though the judgment for damages in favor of the purchaser was a virtual rescission of the contract. "Lutz v. Compton, 77 Wis. 584; 46 N. W 7 . Rep. 889. In an action by the vendor to recover damages against the vendee for breach of his contract to exchange lands with the plaintiff, the latter may offer in evidence a deed curing a defect in his title, which was executed before the action was brought. Burr v. Todd, 41 Pa. St. 206. "In Hayes v. Tribble, 3 B. Mon. (Ky.) 106, the purchaser obtained an injunction against a judgment for the purchase money on the ground that OF THE EIGHT OF THE VENDOR TO PERFECT THE TITLE. 813 to recover back what has been paid," or to recover damages for a breach of the contract, 15 except in cases of fraud, the vendor may show that he has perfected the title, and thereby removed all ground for the purchaser's claim or defense. In New York, how- ever, it has been held that if neither party, in an action for dam- ages for breach of contract to convey free of incumbrances, asks equitable relief, it will not avail the defendant that incumbranoes were removed by him before the trial." The collection of the purchase money will, of course, be sus- pended while the title is being perfected." The vendor srets inter- est on the purchase money, and the purchaser receives the rents and profits. 18 In some of the States a grantee with covenants for title is allowed an injunction against the collection of the purchase money on failure of the title, where the grantor is insolvent or a non-resident. 19 This relief has been refused where the grantor perfected the title before decree in a suit by the grantee to enforce a lien for the purchase money paid, or to rescind the contract. 20 the title was unmarketable. The defendant, instead of asking time to remove the objections to the title, claimed that they were untenable, and tendered a conveyance which the court below decreed that the complainant should ac- cept. This was reversed on appeal, and the vendor, defendant having gone to trial below on the sufficiency of the objections to fhe title, time in which to remove them was refused. "As in Williams v. Porter (Ky.), 21 S. W. Rep. 643 (not officially re- ported) ; Widmer v. Martin, 87 Cal. 88: 25 Pac. Rep. 264. Keep v. Simpson. 38 Tex. 203. Lessly v. Morris, 9 Phila. (Pa.) 110; 30 Leg. Int. 108, where held that incumbrances might be removed up to the time of trial. In an nrtion for the purchase money of land, the purchaser cannot defend on the ground that the conveyance to him is defective in that it fails to contain in the body thereof the name of a party who signed it, if at the trial the vendor tenders a deed in which the objection is removed. Keeble v. Bank, (Ala.) 9 So. Rep. 583. "Lockwood v. Hannibal & St. J. R. Co., 65 Mo. 233. "In Haynes v. Farley, 4 Port. (Ala.) 528, it seems to have been con- sidered that the vendor cannot perfect the title after the purchaser has begun an action to recover damages for breach of the contract. " Mott v. Ackerman, 92 N. Y. 539 ; Higgins v. Eagleton, 34 N. Y. Supp. 325. "Jones v. Taylor, 7 Tex. 240; 50 Am. Dec. 48. "2 Bisph. Eq. 392. Post, { 324. "Post, 331. "Stokes v. Acklen, (Tenn.) ; 46 S. W. Rep. 316. McElya v. Hill, 105 Tenn. 319; 59 S. W. Rep. 1025. 816 MARKETABLE TITLE TO REAL ESTATE. 320. REFERENCE OF TITLE TO MASTER IN CHANCERY. When directed. In suits for the specific performance of contracts for the sale of lands, whether by the vendor or the purchaser, if any question is made as to the ability of the vendor to make title, the court may, at the instance of either party, refer the cause to a master in chancery, or other officer having like duties, with direc- tions to inquire and report to the court whether such a title as the contract requires can be made. 21 It is said that the purchaser is entitled to a reference, even though he knows of no objection to the title. 22 But if it appear that the vendor, at the proper time, dis- closed a good title, the purchaser must pay the costs of the inquiry. 23 The reference is a matter of right and may be directed without the consent of the other party. 24 And it has been held error in the court to refuse a reference when asked by either party. 28 As a consequence of the rule that the vendor may perfect the title at any time before a decree upon the merits, the inquiry by the master is not whether a title could be made at the date of the contract, or when the suit for specific performance was begun, but whether the vendor can make out a title at any time before the master makes his report. 26 But if, from any cause, such as a mate- rial change in the value of the property, it would be inequitable to compel a specific performance by the purchaser upon the coming in of the master's report showing that the title has been or may be perfected, it is apprehended that the vendor could not have a decree. 321. When refused. The court will not direct a reference where the sale was of such title only as the vendor might have. 27 "1 Sugd. Vend. (8th Am. ed.) 526; Fry Sp. Perf. (3d Am. ed.) 1280, et seq. Jenkins v. Hiles, 6 Ves. 653; Cooper v. Deane, 1 Ves. Jr. 565. McComb v. Wright, 4 Johns. Ch. (N. Y.) 659. Beverly v. Lawson, 3 Munf. (Va.) 317. * Jenkins v. Hiles, 6 Ves. 646. Middleton v. Selby, 19 W. Va. 167. 3 Lyle v. Earl of Yarborough, John. 701 * Atkinson on Marketable Titles, 226. Brooke v. Clarke, 1 Swanst. 551. Gentry v. Hamilton, 3 Ired. Eq. 376. Beverly v. Lawson, 3 Munf. (Va.) 317. "Middleton v. Selby, 19 W. Va. 167. * Fry Sp. Perf. (3d Am. ed.) 1339. "Fry Sp. Perf. (3d Am. ed.) 858, 1287. OF THE RIGHT OF THE VENDOR TO PERFECT THE TITLE. 817 where the purchaser has waived all objections to the title." Xor where the conditions of sale provide that the vendor shall not be required to show a title. 29 The inquiry, if directed, will not be extended to matters expressly excluded by the terras of sale, as where they provide that the production of title shall begin with a particular instrument, or shall not be extended back beyond a cer- tain period. 30 If a defect in the title is alleged, and has been prominently put forward in the pleadings, the court may decree or deny specific performance without a reference to the master, 81 as where the bill and answer discloses that a title cannot be made. 32 Where the validity of the title depends upon a question of law and neither party asks a reference, none should be made ; the court itself should decide the question. 33 But if it do not appear from the pleadings that a title cannot be made, it is error to decree a rescission of the contract without directing a reference. 34 In a suit, by the vendor for specific performance in which the purchaser answered that the title was defective, but did not ask a reference, and the proof did not show that the title was doubtful, it was held that the court did not err iu decreeing specific performance without referring the title. 35 Generally it may be stated that the purchaser will not be * Palmer v. Richardson, 3 Strobh. Eq. (S. C.) 10. Fry Sp. Perf. (3d Am. ed.) 1300, 1305. As to what amounts to waiver of objections, see ante, Ch. 8. 29 Hume v. Bentley, 5 De G. & Sm. 520. "Corrall v. Cattell, 4 M. & W. 734. "Fry Sp. Perf. (3d Am. ed.) 1280. Tillotson v. Gesner, 33 X. J. Eq. 313. See Linn v. McLean, 80 Ala. 360. In a suit for specific performance in which want of title is alleged, if the court is satisfied that the objections to the title exist and are well founded, it will not direct a reference to the master. Doniinick v. Michael, 4 Sandf. (X. Y.) 374. It "is not bound to direct a reference in such a case. Psislay v. Martin, 5 Rich. Eq. (S. C.) 351. Omerod v.-tlardmnn. 5 Ves. 722; Cooper v. Donne, 1 Ves. 565. "2 Dan. Ch. Pr. 1215; Frost v. Brunson, Yerg. (Tenn.) 36. "Jackson v. Ligon. 3 Leigh (Va.), 1(51. M Frost v. Brunson, 6 Yerg. (Tenn.) 36. See, also, Middleton v. Selby, 19 W. Va. 167. Reference of the title is unnecessary on bill by the purchaser to rescind if the defendant does not allege title in his answer. Buchanan v. Alwell, 8 Humph. (Tenn.) 516. * Core v. Wigner, 32 W. Va. 277 ; 9 S. E. Rep. 36. 52 MARKETABLE TITLE TO REAL ESTATE. entitled to a reference where the court is in possession of all the facts affecting the title. 36 322. At what stage of the proceedings reference directed. The inquiry as to title in a suit for specific performance may be made, (1) on motion before answer; (2) on motion after the an- swer, but before hearing, and (3) at the hearing. 37 In all these cases it seems that the reference will be denied if any question involving the merits other than the sufficiency of the title is to be determined, otherwise the court would fall into the absurdity of having the master's report on the title, and a subsequent decision that there is no subsisting agreement. 38 It further seems, however, that the defendant, after a reference has been made, may file his answer setting up any defense he pleases. 39 323. Procedure. Costs. Testimony as to all matters of fact material to the title may be taken before the master. 40 In England it seems that the master takes the advice of conveyancing counsel before passing on the title. The report of the master should state in terms whether the title can or cannot be made out, and, it seems,. in what way it can be perfected. 41 It has been held, however,, that a report merely stating that a good title could be made, was sufficient. 42 If the report be in favor of the title, and no exceptions thereto be filed, specific performance will, as a general rule, be decreed at the hearing. If the report be against tho title, and exception thereto be overruled, the suit will be dismissed. 43 It "Goddin v. Vaughn, 14 Grat. (Va.) 102, 128; Thomas v. Davidson, 76 Va. 338. "Fry Sp. Perf. (3d Am. ed.) 1323, 1324, et seq. Middleton v. Shelby, 19 W. Va. 175. "Language of Lord ELDON in Morgan v. Shaw, 2 Mer. 138. *** Emery v. Pickering, 1 3 Sim. 583. * The American practice, where the title is referred, is indicated in the following language of Chancellor KENT in McComb v. Wright, 4 Johns. Ch. (N. Y.) GoO, 670: " I shall direct the usual reference to a master, to examine whether a good title can be given by the plaintiffs for the house and lot sold to the defendants, and that he give to the defendants' solicitor due notice of the examination, and that the evidence taken in chief in this case on the point of title be submitted to the master, together with such other competent proof as the parties, or either of them, may think proper to furnish, and that he report an abstract of such title, together with his opinion thereon, with all convenient speed." "Fry Sp. Perf. (3d Am. ed.) 1346, 1348. "Scott v. Sharp, 4 Edw. Ch. (N. Y.) 1. "Dart Vend. (5th ed.) 1111; Fry Sp. Perf. (3d Am. ed.) 1354. OF THE EIGHT OF THE VENDOR TO PERFECT THE TITLE. 819 seems, however, that even after an exception to the report by the vendor has been overruled, he will be allowed further time in which to remove an objection to the title. 44 If after confirmation of the master's report a new fact appear by which the title is affected, the report will be recommitted to the master for further inquiry. 45 As a general rule costs are given against the vendor up to the time at which he first shows a good title, since the inquiry results from his default. 46 But if the purchaser be unable to sustain ob- jections to the title upon which the reference was made, costs will be decreed against him. 47 Of course a party excepting to the mas- ter's report must pay the costs of the exceptions if they be over- ruled. 48 324. INTEREST ON THE PURCHASE MONEY WHILE THE TITLE IS BEING PERFECTED. In equity the purchaser of an es- tate is regarded as the owner from the time of the contract, and, being entitled to the rents and profits, is required to pay interest, on the purchase money from that time, 49 especially if he be in the actual possession and enjoyment of the estate. 50 But if he be justi- fied in declining to take possession on the ground that there are material objections to the title, he cannot be compelled to pay inter- est. 51 Xor to incur the expense of " carrying " the property pend- 44 Curling v. Flight, 2 Ph. 616; Portman v. Mill, 1 Russ. & Myl. 696. 1 Sugd. Vend. (8th Am. ed.) 526; 2 Dan. Ch. Pr. 1218; Fry Sp. Pcrf. (3d Am. ed.) 1351. Jendvine v. Alcoek, 1 Mad. 597. "Green v. Chandler, 25 Tex. 148. "Phillipson v. Gibbon, L. R., 6 Ch. 434. "Scott v. Thorp, 4 Edw. Ch. (N. Y.) 1. "2 Sugd. Vend. (8th Am. ed.) 314 (627); 1 Warvelle Vend. 188. Tn Haffey v. Lynch, 77 N. Y. Supp. 587; 38 Misc. 256, a case in which the title was not perfected until thirteen years or more after the sale, the vendor, remaining in possession, was charged with the annual rental value of the property and interest thereon, and penalties, in excess of legal interest, on unpaid taxes and assessments ; and the purchaser was charged with the un- paid purchase money and interest thereon from the day of sale, together with taxes and assessments levied since the day of sale. '"Oliver v. Hallan, 1 Grat. (Va.) 298. "If this rule be not universal, the party who claims an exemption from its operation must bring himself witliin some established exception." Brockenbrough v. Blyth, 3 Leigh (Va.). 010, (47. A purchaser must pay interest on a sum reserved in his hands a* an indemnity against an alleged claim of dower, he having had possession of the land, and the right to dower not having been asserted within the statutory period of limitation. Boyle v. Rowand, 3 Des. (S. C. ) 553. *'2 Sugd. Vend. (8th Am. ed.) 318 (G30K citing Forteblow v. Shirley. 2 Swan 223; Carrodus v. Sharp. 20 Beav. 5fi. Luckett v. Williamson, 37 Mo. 820 MARKETABLE TITLE TO REAL ESTATE. ing the adjustment of a dispute as to his obligation to take the ti- tle. 52 And, where a purchaser, finding that the title was defective, offered to rescind the contract and return the premises to the ven- dor, and the offer was refused, it was held that he could not there- after be required to pay interest, even though he was in possession of the estate. 53 But, as a general rule, the act of taking possession is an implied agreement to pay interest, 54 and " it must be a strong case and clearly made out " that relieves the purchaser from that obligation, where he has received the rents and profits. 55 It has been said, however, by the most eminent authority that it cannot be laid down as an absolute rule that a purchaser by private con- tract shall pay interest from the time of taking possession. 56 It seems that if there be material and valid objections to the title, and the purchaser be obliged to keep his money idle and unproductive in daily expectation of a perfected title, he will be relieved from the payment of interest, even though in possession, 57 provided the 388, 395, obiter. Kennedy v. Koopman, 166 Mo. 87; 65 S. W. Rep. 1020; Faile v. Crawford, 52 N. Y. Supp. 353; 30 App. Div. 536. It has been held that if the objection is that the title is doubtful only and not absolutely bad, the purchaser cannot refuse to pay interest on the purchase money. Sohier v. Williams, 2 Cur. (C. C.) 195, 199. But see Kester v. Rockel, 2 Watta & S. (Pa.) 365, 371. In Selden v. James, 6 Rand. (Va.) 465, it was held that the prosecution of an adverse but groundless claim to the land against the purchaser, by reason of which he detained the purchase money in his hands, would not excuse him from the payment of interest, he being in pos- session of the estate. This was a case in which the contract had been exe- cuted by a conveyance. See, also, Breckenridge v. Hoke, 4 Bibb (Ky.), 272. "Steiner v. Presb. Ch., 45 N. Y. Supp. 524; 17 App. Div. 500. "Rutledge v. Smith, 1 McCord Ch. (S. C.) 402. "Fludyer v. Cocker, 12 Ves. 25. "Powell v. Matyr, 8 Ves. 146. M 2 Sugd. Vend. (8th Am. ed.) 317 (629). Comer v. Walker, Rey. lib. A, 1784, fol. 625, where the purchaser had been in possesison twenty-two years. He was required to pay only a low rate of interest, such as he might have realized from securities readily convertible into money. Where the purchaser has been harassed or disturbed in the possession, where there has been willful and vexatious delay or gross or criminal laches in the vendor, where there are any well-founded doubts of the title, or where from neglect, or other cause, for a long time no person is appointed to whom payment can be made, it should be referred to a jury to say whether the purchaser should be required to pay interest. "2 Sugd. Vend. (8th Am. ed.) 315 (628). Jenkins v. Fahey, 73 N. Y. 355,, obiter. Osborne v. Bremer, 1 Des. (S. C.) 486. Hunter v. Bales, 24 Ind. 303. The presumption is that the money is unproductive in the vendee's hands, and he is not chargeable with interest, unless he used it, which use it devolves on OF THE EIGHT OF THE VENDOR TO PERFECT THE TITLE. 821 vendor were notified that the purchase money was Iving dead. 5 * In such a case the purchaser takes the rents and profits in satisfaction of the interest he might have realized from the investment of his money. To charge him with the rents and profits would be in effect to make him pay interest when losing the interest on his own money. Hence, he cannot be compelled to pay rent pending the vendor's efforts to perfect the title. 59 In accordance with the fore- going principles, it has been held that if the vendor be unable to convey a good title when demanded by the purchaser on payment of the purchase money, and the latter be afterwards required to take a perfected title, the vendor must pay to him interest on the purchase money received. 60 But this principle has, of course, no appplication to cases in which the payment of the purchase money and the execution of a conveyance is deferred until some future day, unless, upon the maturity of the purchaser's obligations for the purchase money, the vendor be unable to convey and the pur- chaser be obliged to keep the money idle awaiting the tender of a perfected title. 61 the vendor to prove. Hunter v. Bales, 24 Ind. 204, 304. Bass v. Gilliland, 5 Ala. 761. A purchaser who is prevented from improving the land by a suit against his vendor for recovery of the land, cannot he required to pay interest pending the suit, though it was agreed lhat improvements should be at the risk of the purchaser if the title should be attacked. \Yightman v. Reside, 2 Des. (S. C.) 578. A purchaser from one holding under color of title only, must pay interest only from the time his vendor's title was perfected by adverse possession. Baskin v. Ilouser, 3 Pa. St. 430. "Powell v. Matyr, 8 Yes. 140, where it \vas said by the master of the roll-* after laying 'down the general rule that the purchaser must pay interest from the time of the contract: " It does not follow that the mere circumstance that the vendor was not ready to complete the title at the day will van" the rule. The purchaser must state something more than mere delay, viz.. that he hn< not had the benefit of his money, and I think it reasonable to add the other term that has been mentioned, that in some way it shall be intimated to th" vendor that the purchaser has placed himself in that situation, his money un- productive and to wait the event, otherwise there is no equality. The one knows that the estate produces rent, the other does not know that the money does not produce interest. Wherever, therefore, the purchaser is delayed as to the title and means to insist upon this, he ought to apprise the other party that he is making no interest." See. also. Rutledge v. Smith, 1 Mi-Tord Ch. (S. C.) 403. Brockenbrough v. Blythe. 3 Leigh (Ya.). f.in. 54 1 Sugd. Ven. (8th Am. ed.) 12 (S). Dow son v. Solomon. 1 Drew. A S. 1 Aukeny v. Clark, 148 U. S. 345. Bangs v. Barrett, (R. I.) 18 All. Rep. 250. "Pierce v. Nichols. 1 Paige (N. Y.), 244. " Hunter v. Bales. 24 Ind. 303. CHAPTER XXXIII. OF THE RIGHT OF THE VENDOR TO REQUIRE THE PURCHASER TO TAKE THE TITLE WITH COMPENSATION FOR DEFECTS. GENERAL RULE. 325. EXCEPTIONS. 326. INDEMNITY AGAINST FUTURE LOSS. 327. 325. GENERAL RULE. The vendor, under some circum- stances, may require the purchaser to take the property, with com- pensation for failure of the title as to a portion of the premises not material to the due enjoyment of the remainder, or with com- pensation for inconsiderable liens, charges or incumbrances. 1 This 1 1 Sugd. Vend. (8th Am. ed.) 572 (312) ; Adams Eq. 210; Bish. Eq. (3d ed.) 445; Fry Sp. Perf. (3d Am. ed.) 1178, et seq.; 2 Kent Com. (llth ed.) 475; 1 Story Eq. 779. Hepburn v. Auld, 5 Cranch (U. S.), 262; Pratt v Campbell. 9 Cranch (U. S.), 494. Cheesman v. Thorn, 1 Edw. Ch. (N. Y.) 629; Meyers v. Ringler, 54 N. Y. Supp. 280; 34 App. Div. 415; Ten Broeck v. Livingston, 1 Johns Ch. (N. Y.) 357, where the incumbrance was a quit rent of fifty-four cents a year, of which the purchaser had notice. Hadlock v. Williams, 10 Vt. 570. Foley v. Crow, 37 Md. 51; Keating v. Price, 58 Md. 52. Stoddart v. Smith, 5 Binney (Pa.), 355. Anderson v. Snyder, 21 W. Va. 632; Creigh v. Boggs, 19 W. Va. 240. Mech. Bank v. Cleland (Ky.) 67 S. W. 386; Kemper v. Walker, 17 Ky. Law R. 1100; 32 S. W. 1093. Florence Oil Co. v. McCandless, 26 Colo. 534; 58 Pac. 1084. The following instances in which specific performance with compensation for defects was decreed in favor of the vendor, have been mentioned by Mr. Fry (Sp. Perf. [3d Am. ed.] 1194) : "Where an estate of about 186 acres was described as freehold, and, in fact, about two acres, part of a park, were held only from year to year. Calcraft v. Roebuck, 1 Ves. Jr. 221. Where there was an objection to the title of six acres out of a large estate, and those acres do not appear to have been material to the enjoyment of the rest. McQueen v. Farquhar, 11 Ves. 467." The same rule applies, of course, where the title to the entire premises is good, but there is a small deficiency in the number of acres called for by the contract. King v. Wilson, 6 Beav. 124. Or where a small portion of the property is not of the kind or quality specified in the agreement of sale. Scott v. Hanson, 1 Russ. & Myl. 128. Or where a term for years is slightly shorter than that which the vendor purported to sell. 1 Sugd. Vend. (8th Am. ed.) 457 (299). The purchaser cannot be required to take the premises if they are subject to a ground rent, though compensation be offered, the ground rent being an incumbrance incapable of removal without the consent of the incumbrancer. Gans v. Renshaw, 2 Barr (Pa.), 34; 44 Am. Dec. 152. The existence of a highway on the land at best only entitles the purchaser to a reduction of the purchase money by the EIGHT OF THE VENDOE COMPENSATION FOR DEFECTS. 823 rule has been carried so far that a fraudulent misrepresentation as to the title of a small portion of the land, not constituting a prin- cipal inducement to the purchaser, and not indepensable to the intended purposes of the wholf has been held no ground for re- scinding the contract. 2 This rule has also been applied where the purchaser sought to rescind an executed contract. Thus, where by mistake the grantor included in a conveyance of 1,269 acres, 80 acres to which he had no title, it was held that the grantee was en- titled to compensation for the deficiency, but not to a rescission of the contract, the eighty acres not being indispensable to the due en- joyment of the rest, and not having formed a special inducement to the purchaser. 3 A condition of sale that if any mistake or omission should be discovered in the description of the property compensation must be accepted, does not apply to a defect of title to a part material to the enjoyment of the rest. 4 " If that part to which the seller has a title was the purchaser's principal object, or equally his object with the part to which a title cannot be made, and is itself an independent subject and not likely to be injured by the other part, equity will compel the purchaser to take it at a proportionate price," and an inquiry will be directed as to whether the part to which L title cannot be made is material to the possession and enjoyment of the rest of the estate. 6 Where the purchaser entered into the contract with knowledge that there was a trifling incumbrance on the property, namely, a reservation of a yearly rental of one pound of wheat, specific performance by the purchaser was decreed without compensation. 6 As a general rule, an acknowledged and undisputed charge or incumbrance of a pecuniary nature upon the premises is no valid objection to specific performance, since the purchase money may be applied to the discharge of the incumbrance, either under the direc- a mount that such highway reduces the value of the tract. Beach v. Hudson R. Land Co., 65 N. J. Eq. 426 ; 56 Atl. 157. "Coffee v. Newson, 2 Ga. 442. But see, post, this chapter, exception 6, 15 326. 'Key v. Jennings, 66 Mo. 356. ' 1 Rugd. Vend. 478. 1 Sugd. Vend. (8th Am. ed.) 477. Winne v. Reynolds, 6 Paige (N. Y.), 407. 824 MABKETABLE TITLE TO REAL ESTATE. tion of the court or by the purchaser himself, who thereupon is sub- rogated to the right of the incumbrancer. 7 But specific perform- ance by the purchaser cannot be compelled if the incumbrance exceed the unpaid purchase money, 8 unless, of course, the purchaser assumed the payment of the incumbrance as part of the considera- tion of the contract. Of course if the contract stipulates that there shall be a deduc- tion from the purchase money if the title to a part of the premises should fail, the purchaser cannot, in the absence of fraud, impo- sition or gross mistake, upon failure of title to part of the premises, demand a rescission of the contract as to the other part. 9 The pur- chaser cannot refuse to complete the contract because, before the execution of a conveyance, a part of the premises had been taken in condemnation proceedings. He becomes in equity the owner of the land as soon as the contract of sale is made, and entitled to compensation from those at whose instance the land was con- demned. 10 A partial restriction upon the purchaser's power of alienation, such as a pre-emption right of purchase in the original owner for a specified time, or a fine in case of alienation, does not justify the purchaser in refusing specific performance, but dimin- ishes the value of the property, and entitles him to a compensa- tion. 11 If the purchaser has waived his right to rescind the con- tract where the title is defective, he cannot refuse to pay the pur- chase money, with compensation or abatement as to that portion of the premises to which the vendor has no title. 12 He will be deemed to have waived that right if he purchased with knowledge that the title to a portion of the premises was defective. 13 , In the English practice the conditions of sale usually provide that any description, mistake or error in the particulars, shall not avoid the sale, but shall be the subject of compensation; and the conditions usually fix the mode in which the amount of compensa- 7 Ante, 245, 305. The existence of a water tax on the premises is no ground for rescission. The purchaser must take the title with an abatement of the purchase money. Cogswell v. Boehm, 5 N. Y. Supp. 67. 'Hinckley v. Smith, 51 N. Y. 21. Harris v. Granger, 4 B. Mon. (Ky.) 369. 14 Kuhn v. Freeman, 15 Kans. 423. "Winne v. Reynolds, 6 Paige (N. Y.), 407. "Hancock v. Bramlett, 85 N. C. 393. "Kimmel v. Scott, (Neb.) 52 N. W. Rep. 371. BIGHT OF THE VENDOR COMPENSATION FOR DEFECTS. 825 tion shall be determined. A condition that no compensation shall be allowed the purchaser for defects, applies only to trivial errors. 14 We have seen that when a purchaser elects to complete the con- tract with compensation for a part to which title cannot be ob- tained, compensation is to be decreed according to the relative and not the average value of the part lost. 15 No reason is perceived why the same rule should not apply when he is required to complete the contract with compensation. Where, however, the vendor sold 2,000 acres and included in his conveyance 39 acres to which he had no title and which was not included within the boundaries of the premises sold, it was held that the purchase money must be abated according to the contract price per acre, and not according to the relative value of the thirty-nine acres." Where the right of the vendor to require the purchaser to take the title with compensation for defects, exists, it cannot be enforced in an action to recover the purchase money, or for a breach of the contract, or in any other proceeding at law. At law the contract is an entirety and can only be enforced as such. The remedy of the vendor is exclusively in equity." 326. EXCEPTIONS TO THE RULE. (1) The rule that the purchaser may be compelled to accept the title with compensation, applies only where the title is good as to part, and bad as to part. If the objection go to the whole title, he can in no case bo required to accept the property with indemnity against eviction. 18 (2) The "Dart Vend. & P. (5th ed.) 134. Whitemore v. Whitemore, L. R., 8 Eq. 603. The eases in which the common condition of sale requiring the pur- chaser to tako the property with compensation for defects do not apply have been thus classified by Mr. Dart (V. & P. [5th ed.] 138) : 1. Where the prop- erty is not of the same description as it appears to be in the particulars of sale. 2. Where the property, as described is not identical with that intended to be sold. 3. Where a material part of the property described has no exist- ence, or cannot be found : or where no title can be shown to it. 4. Where the misdescription is upon a point material to the due enjoyment of the prop- erty. 5. Where the misdescription as to quantity is so serious that it is no longer a fit subject for compensation. 0. Where the misdescription is of such a nature that the amount of the compensation cannot be estimated. "Ante, 170. 'Stockton v. Union Oil Co., 4 W. Va. 73. " 1 Sugd. Vend. (8th Am. ed.) 417 (314). Shaw v. Vincent, 64 X. C. 690. u l Sugd. Vend. (8th Am. ed.) 573. Balmanno v. Lumley. 1 Ves. & Bea. 224: Paton v. Brebner, 1 Bligh, 42; Nouaille v. Flight. 7 Beav. 521; Blake v. Phinn, 3 C. K. 070. 826 MAEKETABLE TITLE TO REAL ESTATE. contract cannot be specifically enforced in part and rescinded in part. It must either be rescinded in whole, or specific performance decreed with compensation for an inconsiderable part to which the title fails. 19 This exception does not apply where the purchase is of several lots at auction, and the titles to some are bad. 20 The purchaser must take a conveyance of those to which the title is good, unless the lots to which the title is bad are necessary to the enjoyment of the rest. 21 If a person purchases at an auction sev- eral distinct though adjacent parcels of land, separately described in the advertisement of sale and separately sold, signing a separate memorandum of the purchase of each which contains the terms of the sale, the purchase of each parcel constitutes a distinct contract, and the inability of the vendor to make title or perform the con- 19 Bailey v. James, 11 Grat. (Va.) 468; 62 Am. Dec. 659. Jopling v. Dooley, 1 Yerg. (Tenn.) 289; 24 Am. Dec. 450; Reed v. Noe, 9 Yerg. (Tenn:f 283; Galloway v. Bradshaw, 5 Sneed (Tenn.), 70. McKinney v. Watts, 3 A. K. Marsh. (Ky.) 268. Bryan v. Read, 1 Dev. & B. Eq. (N. C.) 78. Wilson v. Brumfield, 8 Bl. (Itid.) 146; Johnson v. Houghton, 19 Ind. 359. Rector v. Price, 1 Mo. 373. Christian v. Stanley, 23 Ga. 26. Yoke v. Gregg, 9 Tex. 85. Ankeny v. Clark, 138 U. S. 345. 20 Van Epps v. Schenectady, 12 Johns. (N. Y.) 436. Poole v. Shergold, 2 Bro. C. C. 118. Stoddard v. Smith, 5 Binney (Pa.), 355. Foley v. Crow, 37 Md. 51. Waters v. Travis, 9 Johns. (N. Y.) 450. If the title fail to one of two purchased lots, both of which were necessary to the purchaser's uses, he cannot be compelled to take the other lot. Shriver v. Shriver, 86 N. Y. 575. In Osborne v. Breman, 1 Des. (S. C.) 485, several lots adjoining each other were sold separately at auction. Title to one of the principal lots failed, but there being no evidence that this lot was the principal inducement to the purchase, the purchaser was compelled to complete the contract. If two dis- tinct portions of land are sold as one tract, a good title to both must be shown in order to sustain an action against the purchaser for refusing to com- plete the contract. Barton v. Bouvien, 1 Phila. (Pa.) 523. When a tract of land, divided into city lots, is sold in separate parcels, a defect in the title to one lot or parcel does not affect the sale of the other parcels, but a defect in the title to any one of several lots sold as one parcel, avoids the sale of the entire parcel. Mott v. Mott, 68 N. Y. 246. A clause in a contract for the sale of lots abutting on a street shown on a map of a subdivision, provided that if title failed to any of the lots the contract should be deemed severable, and the compensation should abate pro tanto. Held, not applicable to a defect consisting in the want of dedication of the street to public uses. Cleveland v. Bergen B. & I. Co.. (N. J. Eq.) 55 Atl. 117. Z1 1 Sugd. Vend. (8th Am. ed.) 484. Emerson v. Hiles, 2 Taunt. 38; James v. Shore, 1 Star. 426; Baldry v. Parker, 2 B. & C. 37; Roots v. Dormer, 4 B. & Ad. 77; Seaton v. Booth, 4 Ad. & El. 528. BIGHT OF THE VENDOB COMPENSATION FOB DEFECTS. 827 tract as to one of the parcels will not relieve the purchaser from his obligation to pay the purchase price and accept a conveyance of the other parcels. 22 (3) The purchaser cannot be required to complete the contract with compensation or abatement of the pur- chase money if the title has failed to a considerable portion of the property, 23 or to a part which is indispensable to the due enjoyment and intended purposes of the residue. 24 But a failure of title to an inconsiderable or dispensable portion of the property, 28 or the existence of a trifling charge or incumbrance upon the premises,** a Wells*v. Day, 124 Mass. 38. a 1 Sugd. Vend. (8th Am. ed.) 479; Fry Sp. Perf. (3d Am. ed.) 1182; 2 Kent Com. 475. Boyce v. Grundy, 3 Pet. (U. S.) 210. Hayes v. Skidmore, 27 Ohio St. 331. Burwell v. Sollock, (Tex. Civ. App.) 32 S. W. Rop. 844. Newman v. Maclin, 5 Hayw. (Tenn.) 241: Roed v. Noe, 9 Yerg. (Tenn.) 282. where the title to twenty-five acres out of fifty was defective. Cunningham v. Sharp, 11 Humph. (Tenn.) 116. Terrell v. Farrar, 1 Miss. 417, where title to only half of the property purchased could be had. In Morgan v. Brast, 34 W. Va. 332; 12 S. E. Rep. 710, the purchaser was compelled to accept title with compensation for a deficiency of 20 acres out of 254, average value. The purchaser cannot be required to take the title where the vendor had previously sold the mineral rights in the land to another. Eversole v. Eversole, 27 Ky. Law Rep. 385; 85 S. W. Rep. 186; Davis v. Watson, 89 Mo. App. 15. 24 Authorities cited. Ante, p. 822, n. 1. Parham v. Randolph. 5 Miss. 435; 35 Am. Dec. 403. Jackson v. Ligon, 3 Leigh ( Va.) , 161, where the part to which title failed was separated from the rest by a public road. A familiar illustration of this exception is the case in which a wharfinger bought a wharf and a jetty protecting it, and it afterwards appeared that the jetty was liable to be removed by the municipal authorities. It was held that he could not be compelled to take the wharf with compensation for the loss of the jetty. Peers v. Lambert, 7 Beav. 546. So, also, in Keating v. Price. 58 Md. 532, where a purchase of twenty acres was made in order to get possession of an acre and a half at a particular point as a factory site. Title to the acre and a half having failed, the purchaser was not required to accept the remainder with compensation. Where the vendor of a house and lot was unable to make title to a small strip of land between the house and the highway, from which passers-by could look in at the window, it was held that the purchaser could not be compelled to accept the residue with compensation. 1 Sugd. Vend. 478. Perkins v. Ede, 16 Beav. 193. *Tomlinson v. Savage, 6 Ired. Eq. (N. C.) 430, where a deficiency of 17% out of 350 acres was deemed immaterial. Reynolds v. Vance, 4 Bibb (Ky.), 213; Buck v. McCaughtry, 5 T. B. Mon. (Ky.) 216, deficiency of 50 acres out of 800 deemed immaterial. 24 Fry Sp. Perf. (3d Am. ed.) 1188, 1196. In Guynet v. Mantel, 4 Duer (N. Y.), 86, the purchase price of the property was $50,000, and the purchaser took possession with notice that there was an outstanding incumbrance on the property of $1,000. Specific performance by the vendor, with compensation or 828 MARKETABLE TITLE TO REAL ESTATE. is no ground for refusing specific performance with compensation. Compensation cannot be decreed if there be no accurate and certain means of determining the amount of compensation to be allowed,* 7 such for example as in the case of a building restriction binding the purchaser, or a restriction as to the uses to which the premises shall be put. 18 The encroachment of the walls of a building a couple of inches on the building line of a street has been held no case for compensation, and the purchaser was excused from perform- ing the contract. On the other hand, a deficiency of fourteen inches in a frontage of seventy-five feet was held a case for com- pensation and not for rescission, the fourteen inches not being indispensable to the due enjoyment and intended use of the prem- ises." Obviously, the question whether the purchaser must take the title with compensation, or may rescind the contract, depends upon the circumstances of each particular case. Specific perform- ance is a matter of grace, and will neither be enforced in one case allowance for the incumbrance, was decreed. A deficiency of twenty-one acres of land in a tract cf 400 acres, not material to the enjoyment of the rest, may be compensated, and affords no ground for rescission. Cotes v. Raleigh, 1 T. B. Mon. (Ky. ) 164. A small and trifling charge on the land for the main- tenance of a division fence, being the subject of compensation, is no ground for resisting specific performance. Keating T. Gunther, 10 X. Y. Supp. (X. Y.) 734, "In Evans T. Kingsberry, 2 Rand. (Va.) 120; 14 Am. Dec. 779, a husband sold an estate in which the wife had a life interest in case she survived him. but in which he had the entire interest in case he survived. The purchaser refused to take the property, and specific performance with compensation was denied, the court saying that the contingency of the wife surviving the hus- band, and in that event becoming entitled to a moiety of the land for her life, was such a defect of title as could not be compensated, since there was no rule by which the compensation could be estimated. But see ante, f 190. There is no means of ascertaining the present value of an estate devised to a widow for life but defeasible, except as to dower, upon her re-marriage. Scheu v. Lehning. 31 Hun (N. Y.), 183. * Adams v. Valentine. 33 Fed. Rep. 1 (X. Y.). "Smitbers v. Steiner, 34 X. Y. Supp. 678. See, also, the following en- croachment cases, in which the purchaser was excused: McPherson v. Schade. 28 X. Y. Supp. 659; 8 Misc. Rep. 424, one and one-half inches: Smith v. McCool, 22 Hun (X. Y.), 595, five inches; Arnstein v. Burroughs, 27 X. Y. Supp. 958, two inches: Bowie v. Brahe, 4 Duer (X. Y.). 676. one and seven- eighths inches. See, also. King v. Knapp. 59 X. Y. 462; Stokes v. Johnson. 57 X. Y. 673; Webster v. Trust Co.. 145 X. Y. 275; 39 X. E. Rep. 964. "Kelly v. Brower, 7 X. Y. Snpp. 752. EIGHT OF THE VENDOB COMPENSATION FOR DEFECTS. 829 nor denied in another unless equity and good conscience so re- quires. It is incumbent upon the purchaser to show that Ihe part to which title has failed was material to the proper use and enjoy- ment of the rest, or formed a special inducement to the purchase. 31 (4) The purchaser cannot be compelled to accept an estate of a different tenure from that which he purchased; thus, if he pur- chases a freehold, he cannot bo compelled to accept a lesser estate as a copyhold or a leasehold. 32 Where the contract provided that the vendors should begin and prosecute to final judgment a suit to recover possession of a part of the premises, the purchase money to be abated in case of inabil- ity to recover in such suit, and the vendor failed to bring the suit, specific performance with abatement of the purchase money, at the suit of the vendors, was refused. 33 (5) Where the vendor has only a joint interest or interests in the estate, he cannot compel the purchaser to accept the shares he actually has with a deduction for those he does not own. 34 In some cases, however, the purchaser has been compelled to take a different interest from that which the vendor undertook to sell. 35 If the purchase be from tenants in common and one of them die, the survivors cannot compel the purchaser to accept their shares unless he can procure the share of the deceased tenant. 36 (6) The purchaser cannot be required to take the title with compensation for defects in a case where the vendor has been guilty of fraud in the sale. 37 (7) If the vendor turns the purchaser out of possession, he thereby rescinds the con- tract and cannot afterwards require a specific performance with compensation for defects. 38 "Keating v. Price, 58 Md. 532. 18 1 Sugd. Vend. (8th Am. ed.) 461. M Wold v. Newgaard, 123 Iowa, 233; 98 N. W. Rep. 640. M l Sugd. Vend. (8th Am. ed.) 480 (316). "Id. 457 (299). S M Sugd. Vend. (8th Am. ed.) 480; 1 Story Eq. Jur. 778. Atty.-Gn. v. Day, 1 Ves. 218. "Fry Sp. Perf. (3d Am. ed.) 1192. Harris v. Granger, 4 B. Mon. (Ky.) 3(59. Isaacs v. Skrainka, 95 Mo. 517; 8 S. W. Rep. 427. But see Coffee T. Xewsom, 2 Oa. 442, a case apparently at variance with the foregoing authori- ties. 38 1 Sugd. Vend. (8th Am. ed.) 523; Fry Sp. Perf. (3d Am. ed.) 1193. Knntchbull v. Orueber, 1 Ves. Jr. 224. 830 MARKETABLE TITLE TO REAL ESTATE. 327. INDEMNITY AGAINST FUTURE LOSS. As a general rule a purchaser can neither require nor be compelled to accept a conveyance with indemnity against possible loss in the future from a defect in the title to the estate. 39 An apparent exception to the rule that he cannot demand an indemnity exists in those cases in which he is permitted to detain a part of the purchase money as an indemnity against the possible consummation of an inchoate right of dower in the premises. 40 But it is believed that there is no well- considered case in which the purchaser has been forced to take a defective title with indemnity against possible loss from the defect. 39 1 Sugd. Vend. (8th Am. ed.) 467, 475; Fry Sp. Perf. (3d Am. ed.) 1190, 1245; Batten Sp. Perf. 67, Law Lib. 171. Balmano v. Lumley, 1 Ves. & Bea. 224; Aylett v. Ashton, 1 Myl. & Cr. 105; Patten v. Brabner, 1 Bligh. 42, C6; Ridgway v. Gray, 1 Mac. & G. 109; Powell v. So. Wales R. Co., 1 Jur. (N. S.) 773. Bryan v. Read, 1 Dev. & Bat. Eq. (N. C.) 78, 86. Wilson v. Zajicek, (Tex. Civ. App.) 36 S. W. Rep. 1080. Barickman v. Kuykendall. t Bl. (Ind.) 21, where the guardian of a minor, one of several heirs selling an estate, offered the purchaser a bond with security, conditioned that the minor should convey when he came of age. In Rife v. Lybarger, 49 Ohio St. 422; 31 N. E. Rep. 768, in a decree for specific performance against a purchaser, provision was made for his indemnity against an old, uncanceled mortgage. This is an interesting case. The purchaser bought during the fever and ex- citement of a " boom " in city property, but finding a mortgage on the prem- ises refused to complete the purchase. The " boom " subsided, and within four weeks after the contract should have been completed the value of the property shrank nearly one-half. Releases from the personal representatives and heirs of the mortgagee were procured and filed by the vendor, but the purchaser still objected to the title on the ground that the right to enforce 2o contract cannot be rescinded ir. part, 825 rule where title to one of several lots is bad, 826 rule does not apply where title fails to considerable portion, 826 or to part indispensable to en- joyment of residue, 828 or where no means for estimat- ing compensation accurately, 828 purchaser cannot be compflVd to accept a lesser estat", 829 882 Compensation for defects of title Continued. iior to accept an undivided moie- ty, 829 itlief denied vendor if guilt f of fraud, 829 and where he has cvio unavailing, 837 where grantor is insolvent or a non-resident, granted, 837 though there lias been no breach of covenants. 837 this upon the principlt of quia timet, 837 but suit must hnvo been prose- cuted or threatened by ad- verse claimant, 837 except in certain of the States, 849 insolvency must be alleged in the bill, 839 transfer of negotiable securi- ties, will be enjoined, 840 no perpetual injunction where purchaser must accept com- pensation, 841 bill must allege clear, out- standing title, 841 and that claimant is prosecut- ing or threatening suit, 841 mere doubts as to the title in- sufficient, 841 complainant must confess judg- ment at law, when, 842 injunction granted against transferee of note, 842 unless purchaser for value. without notice, etc, 842 if injunction perpetual, plain- tiff should reconvey, 842 where estate is incumbered. S4:'. unimportance of non-residence or insolvency of grantor, 843 grantee cannot pay off lien ami net it up against grantor. 844 incumbrance no ground for re- scission. 844 injunction against foreclosure of purchase-money mortu'.';- denied, 844 except in case of prior incum- brance, 84. "> 892 INDEX. [REFERENCES ARE TO PAGES.] Judgments. Injunction against collection of puv- chase money Continued, denied where no covenants for title, 845 presumptions against grantee in such cases, 846 temporary and perpetual injunc- tion, 846 effect of perpetual injunction, 847 damages on dissolution of in- junction, 847 resumS, 847 where no present right to re- cover substantial damages, 849 absolute want of title as ground of injunction, 849 \\ithout regard to non-resi- dency or insolvency of grantor, 849 or to threats or prosecution of suit by adverse claim- ant, 849 or to reconveyance by gran- tee, 849 this doctrine enforced in Va. and W. Va., 850 not recognized elsewhere, 850 rested upon ground of inade- quacy of remedy at law, 850 and as protection to pur- chaser under a trust, 851 but complaint must show a clear outstanding title, 851 mere doubts as to title in- sufficient, 851 Insolvency. of covenantor as ground for de- taining purchase money, 837 Installments. tender of deed where purchase money payable in, 206 Interest. as element of damages, 221, 414, 490 set off against rents and profits, when, 221 on purchase money while title is being perfected, 819 Interlineations. to be noted in examining title, 173 Joint tenants. should covenant severally, 153 where void, title under, 126 subrogation to benefit of, 135, 512 should be noted in examining title, 177 no breach of covenant for seisin, 261 are breach of covenant against in- cumbrances, 290 of eviction without dispossession no breach of warranty, 365 several separate, may be entered on warranty, when, 379 when conclusive evidence of para- mount title, 423 apparently unsatisfied render title unmarketable, 786 must be confessed on application for injunction, 842 Judicial sales. (See CAVEAT EMPTOR. ) caveat emptor applies to, 76 title as dependent on validity of, 88, 751, 753, 755 not affected by reversal of de- cree, 89 purchaser at, entitled to benefit of covenants, 382 Jurisdiction. of officer taking certificate of ac- knowledgment, 57 want of. exposes judgment to col- lateral attack, 93 Jury. fact of notice to defend ejectment, question for, 430 Laches. in objecting to title is waiver of ob- jection, 191 exceptions to this rule, 192 in suing for reformation of deed, 569 mistakes resulting from, not re- lievable, 566, 865 of vendor in perfecting title, bars his right, 807 Land. will not pass under word " assets," 52 warranty does not extend to quan- tity o'f, 336 value of, at time of sale is meas- ure of damages, 212, 389 Landlord and tenant. (See LEASE.) Lease. lessor must covenant generally, 152 to be noted in examination of title, 176 INDEX. (REFERENCES ARE TO PAGES.] 89:! Lease Continued, outstanding, is no breach of cove- nant of seisin, 262 but is breach of covenant uguin>t incumbrances, 297 covenant implied in lease, 343 tortious disturbances by lessor, 351 title of lessor not usually exam- ined, 152, 408, 710 damages on eviction of lessee, 406 lessee may recover back rent, when, 408 Legal estate. vendor need not have, but must obtain, 483, 795, 806 Legal process. not necessary to eviction of cove- nantee, 358 Lien. should be noted in examination of title, 177, 178 is breach of covenant against in- cumbrance, 290 of purchaser on failure of title, 624 does not exist if vendor is solv- ent, 625 nor as against purchaser with- out notice, 625 Life estate. (See ESTATE FOB LIFE.) Limitations, Statute of. begins to run on covenant of seisin, when, 269 on covenant of warranty, when, 357 title under, is marketable, 737. (See DOUBTFUL TITLE.) liquidated damages. in excess of purchase money may be recovered, 230 but amount must be reasonable* 230 and not a penalty or forfeiture, 231 Lis pendens. should be noted in examining title, 178, 179 not an incumbrance, when, 289 renders title unmarketable, when, 781 Loss of bargain. (See DAMAGES, MEASURE OF.) Lots. failure of title to part of several, 826 Marketable title. (See DOUBTFUL TITLE. ) original technical meaning of thi* expression, 706 modern use of this expression. 9, 706 doctrine of, no longer restricted to equity, 717 purchaser may demand, 705 question of, is for the court, 710, 749 opinions of counsel on question. not admissible, 710 classification of cases of, 711, 749 classification of cases of unmarket- able, 713, 749 title by adverse possession, 737 Married women. (See DOWER.) right to require covenants from, 1.V2 bound by covenants, 344 estopped by their covenants in some States, 542 acknowledgment of deed. (See ACKNOWLEDGMENT. ) when deeds of, will be reformed, 576 coverture to be noted in examin- ing title, 182 Mechanic's lien. to be noted in examination of title. 178 Meiger. of executory contract in deed, 451. 656 of verbal stipulations as to title in deed, 451, 656 cases in which merger does not occur collateral stipulations of which deed not necessarily performance, 451 where deed is void, 654 rule in Pennsylvania, 658 rule in Indiana. 285, n. fraud not merged in deed, 661 Mesne profits. (See INTEREST.) as set off against purchaser's de- Tim ml for interest, 221, 414 purchaser not liable to vendor for, when, 221, 698 Metes and bounds. not indispensable to description in deed, 51 where uncertain or impossible, 5 warranty does not extend to, 336 Ministerial vendors. car eat em p tor applies to sales by, 76, 108, 118, 132 894 INDEX. [EEFEBENCES ABE TO PAGES.] Ministerial vendors Continued, general covenants not required from, 157 Misnomer. as objection to sufficiency of deed, 45 as objection to sufficiency of cer- tificate of acknowledgment, 60 title as dependent on, 761, n. Misrepresentations. (See FBAUD, DE- CEIT.) Mistake. as ground for reformation of deed. (See REFORMATION.) rescission of executed contract, 853, 858 mistake of fact, 858 . mistake as to fact on which title depends, 859 as where estate has been di- vested by happening of some event of which the parties are ignorant, 859 and where subject-matter or contract has no existence, 859 but mere ignorance of out- standing title in a stranger no ground for relief, 860 except when grantee lias pur- chased his own estate, igno- rant of his title, 863 mistake cannot be availed of at law, 863 mistake as to existence of the premises, 864 where deed does not convey the lands purchased, 864 grantee must reconvey the premises, 865 mistake must not have arisen from negligence, 865 mistake must have been ma- terial, 866 mistakes as to quantity, 866 mistake of law, 867 in many cases no ground for relief, 867 but relief granted in some cases, 868 distinction between ignorance of, and mistake of law, 870 " ignorance of law does not excuse " applies only to the general public laws, 873 erroneous construction of de- vise or grant, 873 where true construction of the law is doubtful, 874 Mistake Continued. misrepresentation of law by vendor, 875 mistake must be mutual, 875 Money had and received. action for, where title has failed, 588 expenses of examining title not recoverable in, 593 Mortgage. (See INCUMBBANCE, PUB- CHASE MONEY.) general covenants must be inserted in, 152 to be noted in examining title, 177 in form an absolute deed, pur- chaser without notice of, 181 operates no breach of covenant of seisin, 260 is breach of covenant against in- cumbrances, 290 excepted by parol from cove- nants, 283 effect of purchase " subject to," 284 eviction under, is breach of cove- nant of warranty, 372 for purchase money, foreclosure of, where title has failed, 457, 844 mortgagor estopped by covenants in, 525 unless given for purchase monev, 386, 525 detention of purchase money where, exists, 469, 596 renders title unmarketable, when, 780, 786 Municipal corporation. cannot warrant title, 349 Negligence. (See LACHES.) mistake resulting from, no ground for reformation, 566 nor for rescission, 865 Nominal damages. (See DAMAGES, MEASUBE OF. ) what are, 210 for inability to convey good title, 212 on breach of covenant for seisin, when, 274 against incumbrances, 314 judgment for, bars second action on same covenant, 316 but not on other covenants, 274 Non-claim, Covenant of. equivalent to covenant of special warranty, 332 INDEX. 895 [REFERENCES ABE TO PAGES.] Non-claim, Covenants Of Continued, will operate an estoppel in some States, 550 Non-residence. as ground for purchaser's lien on the premises, 625 as ground for enjoining collection of purchase money, 837 title as dependent on proceedings in case of, 753, n. Notice. of incumbrance, wnen immaterial to action for breach of cove- nant, 290 when material in case of phys- ical incumbrance, 304 of defect does not affect liability on warranty, 335 as affecting right to rescind con- tract, 195, 453, 600 rule in Texas and Pennsylvania, 472, 666, 668 to covenantor of ejectment and re- quest to defend, 423. (See WARRANTY.) not indispensable to recovery on warranty, 430 necessary to affect assignee with equities, 389 purchaser of after-required estate from covenantor without pro- tected, 530. (See ESTOPPEL.) deed recorded prior to inception of grantor's title, not, 530 of intent to rescind, 578 time made material by, 813 record as notice to purchaser, 241, 668 Objections. to title, waiver of. (See WAIVER OF OBJECTIONS.) summary of different sources of, 176 to deed, should be seasonably made, 73 and to abstract of title, 167 Officer. of corporation, should execute deed, how, 48 how acknowledge, 61 caveat emptor applies to sales by, 118, 132 covenants cannot be required from 157 taking certificate of acknowledg ment. (See ACKNOWLEDGMENT.) title as dependent on powers of 762, n. Omissions. (See MISTAKE.) from deed as ground for reforma- tion, 558 Opinion. mere expression of, as to title, no evidence of fraud, 249 of conveyancing counsel inadmis- sible on question of title, 710, 749 Orphan's court sales. (See CAVEAT EMPTOB. ) Paramount title. in a stranger, no breach of war- ranty, 355 must be hoatilely asserted to con- stitute breach of warranty, 367, 373 notice to defend ejectment dis- penses with proof of, in evictor, 423 need not be set forth with par- ticularity in pleading, 434 but eviction under must be averred, 434 outstanding, as ground for detain- ing purchase money, 451, 605, 630. 832. (See PURCHASE MONET or LANDS. ) purchaser may buy in, 506 but cannot use to defeat vendor's title, 552 exception, 552 Farol agreements. (See MERGER.) as to removal or assumption of in- cumbrance, 283 as to title, merged in deed, when. 451, 656 Partial failure of consideration, as ground for detaining purchase money, 461 Particulars of sale. usually prepared and circulated before day of sale, 27 should state defects of title, 30 Parties. names of, must be inserted in deed, 44 competency of, to be noted in ex- amining title, 172, 175, 182 bound and benefited by covenant of warranty, 344 to suit for rescission, 704 title as dependent on want of, to suit, 757 competency of, to deed, 767 896 INDEX. [REFERENCES ABE TO PAGES.] Partition. covenants implied in, when, 344 title as dependent on proceedings in, 752, 754, n. Partners. (See JOINT TENANTS, TEN- ANTS IN COMMON.) how should execute deed, 49 how deed executed to, 46 Party wall. is a breach of covenant against in- cumbrances, when, 303 when not, 303 renders title unmarketable, when, 779 Patent defects. vendor not bound to call attention to, 240 Patents of land. lying in chain of vendor's title, * 174 purchaser charged with notice of defect in, when, 174 Payment. (See PUBCHASE MONEY, DETENTION OF.) of purchase money is waiver of ob- jection to title, when, 193 as condition precedent to action for damages, 15 suit for specific performance, 485 Perpetuities. to be noted in examining title, 175 Personal expenses. when allowed as damages on breach of warranty, 422 Personal representatives. (See EX- ECUTORS AND ADMINISTBATOBS.) Few assessments. when no breach of covenant against incumbrances, 293, n. Pleadings. (See the several covemants.) Possession. taking, when waiver of objection to title, 189 inability to get, is a constructive eviction, 360 of stranger is notice to purchaser, 182 must be restored to vendor, when, 615 vendor may recover, when, 618 title by adverse, is marketable, 737 detention of purchase money where, undisturbed, 630 Possibility. bare, when no objection to title, 707, 743, n., 755, n. Power. of parties to be noted in examin- ing title, 48, 172, 175, 182 defective execution of statutory, not aided in equity, 569 title as dependent on, and compe- tency of parties, 767, 769, n. Power of attorney. validity of deed executed under, 48 to execute gives power to acknowl- edge deed, 61 title, as dependent upon exercise of, 771, n. entry of satisfaction under. 788 Presumptions. every title dependent to some ex- tent on, 747 from lapse of time, title as de- pendent upon, 744 of death, title as dependent upon, 745 of satisfaction of incumbrance, 787 Principal. (See AGENT, ATTORNEY.) is affected by agent's fraud, 236 but not liable in damages, 236 Privity of estate. essential to doctrine of estoppel, 534 Privy examination ot married women. (See ACKNOWLEDGMENT.) Public lands. estoppel of grantor, 528, 551 entry by vendee of, 405 Public road. (See HIGHWAY.) Purchase. of paramount title is constructive eviction, when, 369 Purchase-money mortgage. failure of title no ground for en- joining foreclosure of, 457 Purchase money of lands, detention of, on failure of title, 582 general principles, 582 where the contract is executorv, 586 general rule that purchase money may be detained, 586, 589 IXDEX. [REFERENCES ARE TO PAGES.] 81)7 Purchase money of lands Continued. forfeiture of deposit by pur- chaser, 590 exceptions to and qualifica- tions of general rule, 591 what objections may be made to title, 593, 705 expenses of examining the title, 593 burden of proof lies on pur- chaser, 594 right to detain, where estate is incumbered, 596 taxes and assessments, 597 application of purchase money to incumbrances, 598 buying with knowledge of de- fect or incumbrance, GOO chancing bargains, 601 burden on vendor to show as- sumption of risk, 602 effect of accepting title bond, 602 consideration of sealed instru- ment may be inquired into, 605 injunction against collection of purchase money, '605 in cases of fraud, 606 not necessarily a disaffirm- ance of contract, 607 bill must aver tender of pur- chase money, 608 effect of transfer of purchase- money note, 609 refusal of vendor to convey for want of title, 609 purchaser must show tender of purchase money, 188, 610 where purchase money is pay- able in installments, 611 payment of purchase money not a condition precedent, when, 613 purchaser must show offer to rescind, 613 pleadings and burden of proof, 613 purchaser must restore prem- ises to vendor, 615 fact that he has made improvements immaterial, 618 vendor must be placed in st'itii quo, 619 restoration a condition pre- cedent to rescission, 620 rule in Pennsylvania. 621 restoration in cases of fraud. 622 57 Purchase money of lands Continued, when purchaser need not re- store premises, 624 where vendor refuses to receive them, 024 where detention necessary for purchaser's indem- nity, 624 purchaser's lien for pur- chase money, 625 where title fails to part only, 626 where the contract is void, 628 where covenants for title have been broken, general rule, 442 cannot detain, where no breach of covenants, 445 exception to this rule, 450 merger of prior agreements, 451 purchase with knowledge of defect, 453 recoupment, 454 recoupment in foreclosure suit, 457 partial failure of considera- tion, 461 assumpsit to try title. 464 what constitutes eviction, 465 purchase of outstanding title, 465 discharge of incumbrances, 469 rule in Texas, 472 rule in South Carolina, 475 pleadings, 477 resumC, 455, 478 where covenant of seisin ban been broken, 630 semble that purchaser may de- tain in some of the States. 632 though he has not been evicted, 632 provided there is a moral cer- tainty of eviction, 644 and provided he reconveys the premises, 644 breach of this covenant as to part of the premises, 646 where covenants for title have not been broken, 443 general rule is that purchase money cannot be detained. 443 except in cases of fraud. 680 and where equity exercises a f/niti tiniet jurisdiction, 837 where there are no covenants for title, MS' 898 INDEX. [BSFXBZNCES ABE TO PAGES.] Pwchase money of lands Continued, general rule is that purchaser cannot detain, 648 reasons for this rule, 649, 6-50 want of title is not of itself a mistake. 652 purchaser should be subro- gated to benefit of incum- brance, 653 exceptions to general rule above, 654 where the deed is absolutely void, 654 merger of all prior agree- ments respecting the title, 656 what agreements not merged in conveyance, 659 fraud not merged in convey- ance, 661 rule in Pennsylvania as to de- tention of purchase money, 665 absence of covenants for title immaterial, 665 unless purchaser had notice of defective title, 665, 668 constructive notice insuf- ficient, 668 adverse title must be clear and undoubted, 667 incumbranee must equal un- paid purchase money, 667 purchaser's risk of the title, when presumed, 668 no presumption from notice of pecuniary incumbranee, when, 670 presumption where deed con- tains covenants for title, 671 no relief unless covenants have been broken, 671 no relief by way of recover- ing back the purchase money, 672 Pennsylvania rule does not apply to sheriff's sales, 674 nor to judicial or ministerial sales, 674 detention or restitution in case of fraud, 680 purchaser may always recover back or detain, in cases o: fraud, 680 whether contract is executory or has been executed, 680 whether there are or are nol covenants for title, 680, 683 Purchase money of lands Continued, whether covenants have or have not been broken, 680, 684 purchaser electing to rescind must notify vendor, 680 purchaser may affirm instead of rescind contract, 681 concurrent remedies in cases of fraud, 683 may be availed of as defense at law, 685 what amounts to fraud by ven- dor, 685 waiver in cases of fraud, 685 by acceptance of conveyance with knowledge of fraud, 685 by laches and delay, 686 purchaser does not waive dam- ages bv affirming contract. 687 may be recovered back on failure of title, when, 582 where contract is executory, 582. (See above. DETENTION OF PURCHASE MONET, and 582. > general rule is that purchase money may be recovered back, 586 where vendor wrongfully con- veys away the premises, 594 where vendor tenders insuf- ficient deed, 595 purchaser at judicial sale can- not recover back, 595 where title is unmarketable, 595, 705. (See DOUBTFUL TITLE.) fact that contract was within Statute of frauds immate- rial, 596 cannot recover more than pur- chase money, interest and expenses, 596 where contract has been exe- cuted cannot be recovered, back eo nomine, 676 purchaser's remedy is on the covenants, 676 cannot recover on contempo- raneous parol agreement to refund. 678 nor maintain bill in equity against vendor, 645, 678 rule does not apply in case of mistake, 679 nor where deed is absolutely inoperative. 679 title as dependent on duty to see to application of, 783 INDE*. [REFERENCES ABE TO PAGES. 1 Purchaser. remedies of, on failure of title, 3 right of purchaser to action for breach of contract, 11 must have paid purchase money in full, 15 in possession may sue for dam- ages, 17 right to require a title free from defects, 20, 705 may reject conveyance tendered, when, 40 entitled to what covenants for title, 143 bound by maxim caveat emptor, when, 75 may require abstract of title, 159 entitled to time for examination of title, 165 should make what inquiries in pets, 182 what acts of, amount to waiver of objections to title, 184 must tender purchase money and demand deed, when, 200 may maintain action on the case for deceit, 233 may surrender possession to owner of better title, 363 may detain purchase money on failure of title where the contract is executory, 577, 582, 689 where covenant of warranty has been broken, 442 on breach of covenant of seisin, semble, 630 in cases of fraud, 680, 853 cannot detain purchase money on failure of title where no covenants for title, 648 except in certain States, 665, 674 where objections to title have been waived, 184 may recover back purchase money on failure of title where the contract is executory, 583 but not after contract has been executed, 676 his remedy is on the covenants if any, 676 entitled to specific performance of the contract, when, 470 and to damages in equity, when, 487 may elect to take the title though defective, 491 Purchaser Continued. or with compensation for defect*, 491 has a right to perfect the title. 50(5 estopped to deny title of vendor, when, 552, 697 subrognted to Item-lit, nf lien. 512 may compel removal of incuro- brances, when, 516 may compel transfer of after-ac- quired title, 516 entitled to reformation of convey- ance, when, 5.").i may rescind contract on failure of title, when, 577, 689 by notice without suit, 577 by proceedings at law or in equity, 582, 689 must restore premises to vendor on rescission, 615 but has lien for purchase money, when, 625 cannot be required to accept doubt- ful title, 705 may require record title, when, 724 cannot be compelled to buy a law-suit, 734 compelled to take title by ad- verse possession, when, 737 must take title with compensation for defects, when. 822 may enjoin collection of purchase money, when, 605, 832 relieved" where subject of contract does not exist, 860 and where he buys his own es- tate, 863 and in other cases of mistake, 858, 866 and wherever the vendor is guilty of fraud, 834, 853 duty to see to application of pur- chase money, 783 Purchaser's defenses. (See PURCHASE MONEY OF LANDS.) to action for breach of contract, 18 to suit for specific performance, 692 Purchaser without notice. not protected where vendor had no actual legal title, ISO is protected against equities in third persons, 180 of equities between covenantor and covenantee, 389 of after-acquired estate protected, 530 record as notice to purchase, 241, 668 900 INDEX. [REFERENCES ABE TO PAGES.] Qualified covenants, express agreement will restrict covenant of warranty, 338 general covenants not restrained unless intent clearly appears, 338 subsequent limited covenant will not restrain prior covenant, when, 338 restrictive words in first covenant extend to all, when, 338 general covenant does not enlarge subsequent limited covenant, 339 restrictive words in one will not control other covenants, when, 339 equity will reform deed by insert- ing restriction or qualification, 340 Quantity. covenant of warranty does not ex 1 - tend to, 337 purchaser must accept title with compensation for loss of small, of estate, when, 822 Quia timet. equity will exercise this jurisdic- tion on failure of title, when, 837 Quiet enjoyment, Covenant for. (See WARRANTY, COVENANT OF.) same in effect as covenant of war- ranty, 436 what constitutes breach, 437 implied in leases, 343 tortious disturbance by landlord is breach of, 353 Quit claim. (See COVENANTS FOB TITLE.) what is, 140 agreement to convey by, 36 purchaser accepting cannot detain purchase money, 648 except in case of fraud, 680 passes benefit of covenants for title, 381 but will not transfer after-ac- quired title, when, 529 Railway. when existence of, is breach of covenant against incumbrances, 304 Rebutter. operation of covenants for title by way of, 536 Recitals. in deed put purchaser upon no- tice, 173 no covenants implied from mere, 344 Recitals Continued. sometimes operate as an estoppel, 344 Recognizance. to be noted in examining title, 178 Reconveyance. on detention of purchase money where breach of covenant of seisin, 634, 644 on rescission of executed contract. 854, 855 Record. defects of title apparent from pub- lic, 176 purchaser charged with notice from public, when, 241 when purchaser may require good title of, 24, 724 cannot be collaterally attacked on question of title, when, 88 title as dependent on sufficiency of, .761, 762, n. in ejectment made evidence against vendor by notice, 423 Recording acts. notice, as between vendor and pur- chaser, by virtue of, 241 record of deed prior to inception of grantor's title, 530 Recoupment. distinguished from set-off, 456 detention of purchase money by way of, 454 on foreclosure of purchase-money mortgage, 457 Reference of title to master in chan- cery. title will be referred, when, 816 when, is matter of right, 816 denied where purchase was a chanc- ing bargain, 817 and where the court is satisfied about the title, 817 at what stage of proceedings refer- ence is directed, 818 procedure on, 818 costs of. how decreed, 818 Reformation of the conveyance. by insertion of covenants for title, 340 is a familiar ground of equitable jurisdiction, 555 is a species of specific perform- ance, 555 plaintiff should first have ten- dered corrected deed, 556 INDEX. [REFERENCES ARE TO PAGES.] 901 Reformation of the conveyance Con- tinued. unless defendant has refused or wus incompetent to execute same, 556 and except in suit to reform and foreclose mortgage, 556 defendant refusing to correct must pay costs, 556 bill must contain prayer for refor- mation, 557 but held that prayer for " other and further relief " sufficient, 557 reformation of deed does not con- travene Statute of Frauds, 557 equities of both parties will be en- forced, 557 adverse possession by stranger no objection to, 558 purchaser under void sheriff's sale cannot sue for reformation, 558 how mistakes in recording deed corrected, 558 mistake of fact in insertion or omission relievable, 558 contents as intended but founded in mistake of fact, 559 mistake in wills cannot be cor- rected, 560 patent ambiguity in a deed may be corrected, 560 reservations will not be inserted unless omitted through fraud or mistake, 560 equity will insert omitted cove- nants for title, 560 unless purchaser knew character of the deed, 560 ignorance of defective title no ground for inserting warranty, 560 mistake of law no ground for ref- ormation, 560 contrary view in some cases, 561 where deed fails to express inten- tion of parties, 561 distinction between reformation and rescission, 562 court merely enforces original contract, 5(i2 what is mistake of fact, and what mistake of law, 562 mistake must have been mutual, 564 unless defendant was guilty of fraud, 565 though the fraud might have been discovered, 566 mere ignorance of contents of deed no ground for reforma- tion, 566 Reformation of the conveyance Con- tinued, pleadings must allege mutuality of mistake, f>ii.~> mistake must not have resulted from negligence, 566 exceptions to this rule, 667 nature and degree of eviden quired, 567 no difficulty in case of patent mistake. :>iJ7 parol evidence admissible to show mistake. ."><>H but must be clear and positive, 568 burden of proof is on complain- ant, 568 inconsistence of deed with prior contract not necessarily a mis- take, 568 laches in application for relief, 569 not imputable unlil discovery of mistake, 569 nor where grantor has refused to correct, 569 defective execution of statutory power will not be aided, 560 except in mere matters of de- scription, 570 right not confined to immediate parties, 570 but complainant must be party or privy to the deed, 570 remote grantee entitled, 570 denied purchaser at sheriff's sale, 570 denied grantee owing part of purchase money, 570 grantor entitled to reformation, 571 but deed is always construed strongly against him, 571 and denied in case of his neg- ligence, ~>7- and where he insists upon pay- ment of the purchase money, 572 may be decreed against heirs, de- ^-i-ps. grantees and others, 572 persons in interest must be made parties. 572 when grantor not a necessary party, 572 may be decreed in favor of and against subsequent purchasers and creditors. 57" but not as against thorn if without notice. 573 possession sufficient as notice, 574 902 INDES. [REFERENCES ARE TO PAGES.] Refonnttion of the conveyance Con- tinued. mistake on face of deed is notice, 575 bill must aver notice to defend- ant, 575 purchaser must have paid value, 575 volunteer not entitled to reforma- tion as against grantor, 575 but is entitled as against other persons, 575 granted in favor of mortgagee of volunteer, 575 examples of sufficient consider- ation, 576 married woman's deed will not be reformed, 576 except in matters of descrip- tion, 576 and except where disabilities have been removed, 576 Eegistration of deeds. (See RECORD AND RECORDING ACTS.) Registry acts. (See RECORDING ACTS.) Release. (See QUIT CLAIM.) (See QUIT CLAIM.) does not affect subsequent assignee of covenants, 380 will pass benefit of covenants for title, 380 will not operate estoppel or rebut- ter, 544 Remedies. of the parties on failure of title. (See Analysis, p. VII.) Rents and profits. (See MESNE PROF- ITS.) Rescission. of executory contract, 4, 689 by proceedings at law, 582 by act of the parties, 577 rescission is abrogation of the contract, 577 classification of ways in which rescission may occur, 578, n. may always occur by consent of parties, 578 consent may be implied from acquiescence, 578 party rescinding should give notice of intent, 578 each party must restore what he has received, 578 no forfeiture of purchaser's de- posit in such cases, 579 Rescission Continued. though contract provides for such forfeiture, 579 rescission by act of one party only, 579 but one party cannot deprive the other of right to per- form, 580 may sometimes treat the con- tract as rescinded, 580 rescission by consent not with- in Statute of Frauds, 581 by proceedings in equity, 689 suit for rescission proper, 689 may be maintained where title has failed, 689 not dependent on right to maintain action for dam- ages, 690 grounds of equitable juris- diction, 691 fraud always ground for. 691 reduction of agreement to writing, immaterial, 691 rescission where vendor had no power to sell, 691 when purchaser estopped to rescind, 692 defenses to vendor's suit for specific performance, 692 doubtful or unmarketable title, 692 unless sale was of such title or interest as vendor had, 693 vendor must show title prima facie, Ofl3 purchaser must then show defects, 693 objection to title may be made after answer. 693 vendor resting his title on particular ground cannot shift after suit begun, 694 vendor on rescission must be placed in statu quo, 694 purchaser must restore premises to vendor, 694 denied, where premises cannot be restored in same condition as re- ceived, 694 unless injury can be abated from purchase money, 694 substantial compliance with rule sufficient, 697 vendor's remedy when pur- chaser refuses to restore, 696 INDEX. 903 [REFERENCES ABE TO PAGES.] Rescission Continued. contract must be rescinded in tutu or not at all, 696 vendor may recover prem- ises in ejectment, 690 purchaser estopped to deny his title, 697 restoration as condition pre- cedent to rescission, 697 cases in which purchaser may refuse to restore the premises, 623, 624 purchaser entitled to interest on purchase money, when, 698 rents and profits usually set off against interest, 698 unless purchaser liable to true owner for mesne profits, 699 when not liable to vendor for mesne profits, 221, 699, 700 in equity purchaser al- lowed for improvements, 701 unless made with notice of defect, 702 purchaser's pleadings must show how title is defective, 703 who necessary parties to suit for rescission, 704 of executed contract, 853 generally denied except in cases of fraud and mistake, 853 (See MISTAKE, and 858.) (See PURCHASE MONET, and 630.) fraud always a ground for re- scission, 855 fraud not merged in warranty, 855 decree must provide for recon- veyance, 854 purchaser must reconvey or offer to reconvey, 856 except where vendor has no color of title, 856 or has refused to accept a recon- veyance, 856 purchaser must act promptly on discovery of fraud, 857 damages allowed purchaser on rescission when, 487, 857 Reservation. unauthorized, in deed, 73 of vendor's lien to be noted in exam- ining title, 173 of minerals is an incumbrance, 776 other reservations, 776 Reservation Continued, by parol, inadmissible in evidence , 282 Restoration of premises to vendor. necessary on rescission of contract, 615 though purchaser has made im- provements, 618 vendor must be placed in $tatu quo, 619 as condition precedent to rescis- sion, 620 rule in Pennsylvania, 621 in cases of fraud, 622 when rule does not apply, 623 where vendor refuses to receive them, 624 where detention necessary for purchaser's indemnity, 624 purchaser's lien for purchase money paid, 625 where title fails to part only, 626 where the contract is void, 628 Resulting trust. purchaser without notice not affected by, 181 Right of way. to be inquired for by purchaser, 183 when a breach of covenant against incumbrances, 301 notice of, to purchaser at time of covenant, 304 is not breach of covenant of seisin, 260 renders title unmarketable, 775 loss of or eviction from, a breach of warranty, 374 through warranted premises, a breach of warranty, 377 "Right, Title and Interest." (See QUIT CLAIM.) effect of agreement to sell, 38 conveyance of, passes after-acquired estate when. 550 Right to convey, Covenant for. (See COVENANT OF SEISIN.) Roads. (See HIGHWAYS.) Root of title. (See ABSTEACT or TITLE.) what is, 161 Running with the land. (See the sev- eral covenants for title.) 904 INDEX. [REFERENCES ABE TO PAGES.] Sale. (See JUDICIAL SALE, CAVEAT EMPTOB. ) implies indefeasib'e title in vendor, 20 of fee simple implied, 21 by personal representatives, 108 sheriffs and others, 118, 132 Satisfaction ef lien. by surety should be noted in ex- amining title, 177 of incumbrance, when presumed, 787 Scroll. in place of a seal sufficient, 54 Seal. necessity for, 54 scroll sufficient, 54 must be recognized as seal, when, 55 to be noted in examining title, 171 does not exclude inquiry into con- sideration, 605 Seisin, Covenant for. form and effect of, 254 importance of, 255 requires an indefeasible estate, 255 in some States satisfied by bare pos- session, 256 implied from certain words of grant, 257 right of action for breach is per- sonal, 257 what constitutes breach, 258 mere incumbrance does not, 260 not affected by champertous deed, 259 does not run with land after breach, 261 contrary rule in some States, 265 possession must have passed with deed, 268 when Statute of Limitations begin to run, 269 where action must be brought, 270 measure of damage for breach, 270 nominal, if no eviction, 273 loss of part of estate only, 275 burden of proof in action for breach, 275 pleadings in action for breach, 278 detention of purchase money in case of breach, 630 (See PURCHASE MONET OF LANDS.) Set-off. (See COUNTERCLAIM, RECOUP- MENT. ) Sheriff's sale. (See CAVEAT EMPTOR.) caveat emptor applies to, 118 exceptions, 123 Sheriff's sale Continued, title under void judgment, 126 title under void execution, 129 purchaser cannot require covenants, 157 covenants enure to benefit of pur- chaser at, 382 Pennsylvania, equitable doctrine of detention of purchase money does not apply to, 673 Signature. of grantor to deed not essential, 54 but should be required by purchaser, 54 of certifying 'officer to certificate of acknowledgment, 68 to be noted in examination of title. 171 Sovereignty. (See ACTS OF SOVER- EIGNTY, EMINENT DOMAIN.) Specific performance. (See TITLE, RIGHT TO PERFECT, COMPENSATION FOB DEFECTS, PURCHASER, DOUBT- FUL TITLE.) of executory contracts at suit of purchaser, 479 denied where vendor has no title, 480 and where equitable title is in a stranger, 481 granted as against second pur- chaser with notice, 481 vendor must make reasonable effort to get in title, 482 want of title at time of contract, no objection, 482 when vendor may be required to remove incumbrance, 483 when he cannot be required to remove defect, 483 abandonment of contract waives right to specific performance, 484 . acceptance of offer to sell must be unqualified, 484 effect of acceptance of purchaser "provided the title is perfect," 485 purchaser must have paid or ten- dered purchase money, 485 unless he has notice that vendor will not perform, 486 laches takes away purchaser's right to relief, 487 damages in lieu of specific per- formance denied, 487 unless other relief was in good faith the object of the suit, 487 IXDEX. 905 [REFERENCES ARE TO I' Specific performance Continued. measure of damages in such cases, 490 at ^it of purchaser, with compensa- tion for defects, 491 may take such estate as vendor lias, 491 or apply purchase money to in- cumbrances, 494 or have abatement of purchase money, 494 basis upon which compensation will be decreed, 494 purchaser bound by election to keep the estate, 494 decree for abatement, how framed, 495 purchaser cannot require indem- nity against future loss, 495 except, it seems, against inchoate right of dower, 496 and this by abatement of purchase money, 496 where specific performance with abatement denied, 500 where there is title to small por- tion only, 500 where conditions of sale provide for rescission, 500 where purchaser bought with knowledge of defect, 500, 502 where purchaser has been guilty of laches, 501 where contract was to convey upon a contingency, 501 where inconsistent with the con- tract, 501 purchaser must have given vendor opportunity to abate, 502 must take the whole of part to which title is good, 502 right of vendor to rescind where title fails, 503 denied, unless reserved in the con- tract, 503 or except in case 6f fraud or mistake, 503 vendor rescinding must return purchase money, 505 specific performance of covenants for title, 514 of covenant for further assurance, 514 removal of incumbrance, 515, 516 conveyance of after-acquired estate 516 at suit of vendor, 705, 792, 822 State. (See EMINENT DOMAIN.) covenants cannot be required from. 158 State Continued, but if given operate an estoppel, 158 appropriation of lands by, no breach of warranty, 354 Statute. (See LIMITATIONS, STATUTE OF.) of Frauds, agreement to rescind i* not within, 581 does not affect right to recover back purchase money, 596 title as dependent on private, 7">'. 758, n., 769, n Street. (See HIGHWAY.) Subrogation. of surety, to be noted in examining title, *177 of purchaser at judicial and min- isterial sales, 134 of purchaser to benefit of lien, ~>7'2 where no covenants for title, 654 Subsequent purchaser. (See FIK- CHASER. ) entitled to benefit of covenants for title, 303, 377 Sufficiency of conveyance tendered. (See DEED.) Sufficiency of vendor's title. (See DOUBTFUL TITLE, TITLE, ABSTRACT OF TITLE.) Suit. (See ACTION.) effect of notice to covenantor of, and request to defend, 423 in equity, when a breach of covenant for quiet enjoyment, 437 Sunday. deed executed on, is valid, 44 Surplusage. does not vitiate certificate acknowledgment, 70 Surrender. of premises, when a construct! eviction, 363 adverse title must have been !i tilely asserted, 367 and must be shown to have been paramount, 368 Suspension of power of alienation, title as dependent on, cases cited, 766, n., 768, n 906 INDEX. [REFERENCES ABE TO PAGES.] Taxes. to be noted in examining title, 178 when breach of covenant against in- cumbrances, 292 covenants for title cannot be re- quired from tax officer, 157 when to be paid by purchaser, 597 Tax sale. will not pass benefit of covenants for title, 382 caveat emptor applies to, 132 Tax title. validity of tax sale to be noted in examining title, 179 burden is on adverse claimant to show invalidity of, 179 caveat emptor applies to purchase at tax sale, 132 and has been applied to transferee of tax title, 132 not marketable, when, 773 Tenants in common. should covenant severally, 153 may sue severally for breach of war- ranty, 349 Tender of performance. by purchaser, necessity for, 200 distinction between mutual and de- pendent covenants, 200 what is sufficient tender, 202 when no tender need be made, 202 duty of vendor to tender perform- ance, 205 vender must prepare conveyance, 207 tender must be averred, 208 Term of years. (See LEASE.) Timber. privilege, breach of covenant against incumbrances, 298 Time. (See LACHES, LIMITATIONS, STATUTE OF.) of completing contract, when mate- rial, 801 in which to perfect the title allowed, 792, 798 in which to examine title allowed, 75 in which abstract should be fur- nished, 164 title as dependent on presumptions from lapse of, 744, 787 Title. (See TITLE, RIGHT TO PERFECT THE.) absolutely bad, what is, 2 purchaser may demand what, 20, 705 Title Continued. covenants for, which purchaser may demand, 143 abstract of, 159 should be examined by purchaser, 160, 241, 245, 394 of lessor not usually examined, 152, 408 waiver of objection to, 184 paramount, may be gotten in by covenantee, 369, 506 may be perfected by purchaser, 360 acceptance of, with compensation for defects, 491, 822 subsequently acquired, enures to grantee, 518 root of. what is, 161 doubtful, what is, 2, 706 as dependent on adverse possession, 737 presumptions from lapse of time, 744 notice, 747 errors in judicial proceedings, 751 sale of estates of infants and others, 755 want of parties to suits, 757 defective conveyances, 761 construction of deeds and wills, 766 competency of parties to instru- ments, 767 intestacy and insolvency, 771 satisfaction oi incumbrances, 786 vendor may perfect, 792 may be referred to master in chan- cery, 816 Title bona. is a sealed obligation to make title under penalty, 23 acceptance of, has been held a waiver of right to rescind, 197 contrary view in other cases, 602 Title, Right, to perfect the. right of purchaser to perfect the title, 506 by the purchase of adverse claim, 506 but only as set-off to purchase money, 506 unless he has been evicted or sur- rendered the premises, 506 purchase must have been necessary for his protection, 508 price paid not conclusive of value of adverse claim, 509 caution in purchasing prospective interests, 509 discharge of liens and incum- brances, 509 INDEX. [RKFEBENCES ABC TO PAGES.] 907 Title, Right to perfect the Contin- ued. purchaser may always apply pur- chase money to liens, 509 duty so to apply purchase money, 510 takes the risk of validity of the incumbrance, 511 caution in paying off mortgage lien, 511 rights of transferee of mortgage note, 511 can have credit only for amount actually paid, 512 subrogation to benefit of lien dis- charged, 512 and to all of lienor's remedies, 512 but only to extent of amount paid out, 512 in case of void sale, 513. (See CAVEAT EMPTOB.) right of vendor to perfect the title before time fixed for completion of the contract, 792 vendor mny of right remove ob- jections,' 793 unless he has no colorable title, 793 existence of incumbrances imma- terial, 794 unless contract provides that they shall be discharged be- fore time for completion, 794 purchaser should make objec- tions to title in time, 794 day fixed for performance usu- ally a formality, 794 rule where no time is fixed, 795 where purchase money is pay- able in installments, 796 vendor must pay costs of suit, 797 injunction or ne exeat will not be granted vendor, 797 vendor not obliged to perfect the title, 798 after time fixed for completion of the contract, 798 may \ rfect the title at any time befoie decree, 798 especially if purchaser knew jLitle wns defective, 799 but cannot have indefinite time, 801 exceptions to thi general rule, 801 (1) where time is material, 801 (2) where the covenants are mutual and dependent, 804 Title, Right to perfect the Contin- ued. (3) where the vendor has ac- quiesced in purchaser's o\t jections, 804 (4) where much loss and in- jury would result to pur- chaser, 804 (5) where vendor has been guilty of fraud, 805 (6) where vendor had no col- orable title, 806 (7) where vendor has been guilty of laches, 810 (8) where contract stipulates for rescission, 811 (9) where time is made ma terial by notice, 813 in what proceedings vendor m.iv exercise the right, 813 in suit for specific performance by either party, 813 in suit to enjoin collection of purchase money, 814 in certain suits at law, 814 reference of title to master in chancery, 816 when title will be referred. 816 reference is a mater of ri^ht when title is doubtful. 817 denied, where mere interest. such as it might be, was soKl. 817 and where the court is satisfied about the title, 817 at what stage of the proceeding reference directed, 818 procedure on reference, 818 costs of reference, how decreed, 819 interest on purchase money while title is being perfected, 819 purchaser in most cases excused from paying interest, 820 lortious acts. no breach of covenant of warranty, 349 except those of grantor or his agents 353 Trust, Deed of. sale under, when enjoined for defect of title, 851 Tiustee, caveat emptor applies to sale by, 132 general covenants cannot be required from, 153 title as dependent on power of, 768, n., 769 908 [HEFEKENCES ARE TO PAGES.] Uncultivated and waste lands. (See VACANT LANDS.) Usual covenants. (See COVENANTS FOB TITLE. ) Vacant and unoccupied land. what is constructive eviction from, 362 Value. (See IMPROVEMENTS, DAMAGES.) Vendor. (See PURCHASES.) entitled to reasonable, time in which to prepare and tender deed, 15 when restrained from suing for pur- chase money, 19, 832 what covenants may be required from, 143 must furnish abstract of title, 162 competency of, to be noted in exam- ining title, 172, 182 duty to tender performance of con- tract, 205 must disclose latent defects in the title, 237 not bound to call attention to patent defects, 241 may rescind on failure of title, when, 503, 577 must convey subsequently acquired title, 518 may maintain ejectment against purchaser, when, 618 has a right to perfect the title, when, 792 may require purchaser to take title with compensation, when, 822 ' defenses of, to purchaser's applica- tion for relief, 5, 9 Vendor's lien. to be noted in examining title, 173 178 Venue. of certificate of acknowledgment, im- portance of, 57 Voluntary conveyance. (See VOLTJN- TEEBS. ) title as dependent on notice of, 748 Volunteers. deed will not be reformed in favor of, 575 Waiver. of objections to deed, 73 "Waiver of objections to title. not necessarily a waiver of right to compensation, 185 is an implication of law in most cases, 186 Waiver of objection to title Contin- ued. resale does not amount to wai\ but shifts under certain circum- stances, 435 warranty is proven by the deed, without proof of execution, 43G detention of purchase money on breach of, 442. (See PUBCHASE Mam.) WilL objections to title apparent on face of, 174 mistake in, cannot be corrected, 560 questions of title arising on con- struction of, 766 Words of conveyance. indispensable in deed. (See DEED.) [WHOLE NUMBER OF PAGES, 986.] LAW LIBRARY UNIVERSITY OF CALIFO LOS ANGELES - .. 00071