ELDREDGC aDREDGE THE LIBRARY OF THE UNIVERSITY OF CALIFORNIA LOS ANGELES SCHOOL OF LAW MICHIGAN LAW . c/y CONVEYANCING A BRIEF Used in connection with lectures at the University of Detroit by Lloyd L. Axford, Detroit Bar 1916 FRED S. DRAKE DETROIT T HISTORICAL INTRODUCTION The subject of Conveyancing concerns the practical application of the law of real property in the transfer of estates or interests in land. The transfer of an estate in land is effected in the United States : 1. By voluntary conveyances by one person to another. 2. By descent under the laws of succession existing in the various states of the Union. 3. By a devise contained in a last Will and Testament. 4. By operation of law. We will consider only voluntary conveyances and a brief reference to their history and origin may aid you in your study of a rather technical subject. Our conveyances, like our common law, are of Eng- lish origin and grew out of the Feudal System and the Statutes Mortmain, or to be more exact, through in- genious evasions of the latter statute. 709759 2 HISTORICAL INTRODUCTION. The Feudal System was introduced into England shortly after the Norman Conquest. Under it all the lands of the Kingdom were held in military tenure un- der the King as the ultimate lord of the fee. The bar- ons and other lords took an oath of fealty to the King and received an allotment of land under an obligation to return military service. The barons in turn made allotments of their land to their inferiors or vassals under similar obligations. These allotments were termed feuds or fees. When it became desirable or necessary to assemble the armed array of the kingdom, the King called upon his vassal, the baron, to perform his obliga- tion; the baron made a like demand upon his inferior, and the inferior on those under him, if any. The result was an assembled power for defense or aggression. IF any vassal failed to perform the condition of his oath or deserted his lord in battle, his feud or fee was for- feited to his overlord and again allotted by the lord to others. In early days of Feudalism, men were skilled in the art of war rather than the art of writing, and the con- veyance or transfer of the feuds or fees was accom- plished by delivery of possession by the lord to the vassal in the presence of the peers and free holders of the locality, accompanied by an oral declaration of the boundaries of the land allotted and the conditions under which the vassal was to hold, which were assented to by him. This public delivery of possession was termed Livery of Seizen. Later of Livery of Seizen in conveyances was accomplished by the delivery of some symbol which it was agreed should represent the land as a twig of a FEUDAL SYSTEM. 3 tree or some other small article which was a part of the particular premises. This oral statement, publicly made, coupled with Liv- ery of Seizen, constituted a Feoffment, which was the original conveyance of land at common law. Proof of the nature and terms of the grant, if it was afterwards questioned, was dependent upon oral testi- mony. Later on the terms of feoffments were fre- quently reduced to writing, which was sealed and de- livered for the purpose of preserving the evidence of the grant. However, a deed was not essential to the validity of feoffment in England until the year 1845, though the statute of frauds required a memorandum in writing at an earlier date. As stated, the armed array of the kingdom was de- pendent upon the feudal tenants performing their mili- tary tenure. Corporations, religious and temporal, came into existence and were permitted to hold lands, but it was the law of the kingdom that corporations ag- gregate could not commit treason, felony nor crime, nor suffer attainder, forfeiture nor outlawry. The corpo- rate existence was perpetual. There was no way to enforce a breach of the conditions of a feudal tenure when the lands were held by a corporation and be- cause of their perpetual existence the overlords were deprived of many emoluments incident to the Feudal System. Whether from individual self-interest of the King to preserve the emoluments of the Feudal System or from public policy in preserving the armed array of the king- dom, statutes were enacted and modified from time to time prohibiting the holding of land by corporations and 4 HISTORICAL, INTRODUCTION. declaring them forfeited to the overlord when so con- veyed. The original statute was termed the Statute Mort main, meaning the statute against the dead hand. To evade the penalty of forfeiture, uses and trusts which had existed under the civil or Roman law were introduced into England. Under this device the land was granted to one who contemporaneously agreed that another, designated as cestui que trustent, should have the rents and profits of the premises. Under this scheme the corporations as cestui que trustents did not acquire the legal title, but received all the benefits of the own- ership of the land. Their ingenuity was met by the Statutes of Uses which declared in effect that the party entitled to the rents and profits of the land should be deemed sole and complete owner, that is, the cestui que trustent took the legal title as well as the rents and profits. It may be observed that the strife between legislative power and corporate interest, now so prominent before the public, originated as early as the reign of Henry III, and Blackstone, in his Commentaries, states that the Saxons some sixty years previous to the conquest, imposed restrictions upon the corporate holding of lands. The instrument employed to create the use was a deed or contract of bargain and sale by which the owners of the land bargained or agreed to sell and convey it to another for a consideration and by the terms of the same instrument, or a part of the instrument, the grantee agreed to stand seized of the land for the use DEFINITION OF DEED. 5 of the purchaser. As stated, the Statute of Uses exe- cuted the trust, and the purchaser became vested with the seller's title. Livery of Seizen, the only publicity given the transfer of land, was not necessary in this class of conveyances. Some years later Parliament, to prevent secret trans- fer of land, declared that bargain and sales should not pass an estate in freehold unless made by indenture and enrolled in certain public offices. This deed of bargain and sale is the precedent, which, modified and curtailed from time to time, resulted in the deeds of conveyance in common use in most of the Unit- ed States. Blackstone, in his consideration of the subject of con- veyances, in addition to the conveyance of feoffment and bargain and sale, has classified some fourteen convey- ances and most text writers have followed his example This refinement of classification in most instances re- lates to the particular interest, estate or tenure sought to be conveyed and is of little or no practical impor- tance. A deed is defined by Blackstone as "A writing sealed and delivered by the party." Mr. Washburn states: "A deed is defined to be a writing containing a contract and delivered by the parties thereto." In fixing these definitions in your mind it must be re- membered that the deed thus defined is not limited to conveyances of land, but includes all formal written contracts required at common law to be under seal. 6 DEEDS. Bonds or mortgages were "writings sealed and de- livered by the party" and were deeds within either defi- nition, and in this state in a criminal prosecution for forgery where the information charged the forging of a deed a conviction was sustained where the proofs showed the forging of a chattel mortgage. People vs. Watkins, 106 Mich., 437. The popular and common use of the term "deed" re- fers to a conveyance of land, other sealed contracts be- ing referred to by their distinctive name, as bonds, mortgages, leases, assignments, discharges, etc. The definitions given have been criticized and en- larged by text writers, but the question of whether or not an instrument constitutes a conveyance of land has, so far as my knowledge goes, never been determined by the application of any definition. The form of a deed at common law was either an In- denture or Deed Poll. If the instrument contained obli- gations of both the grantor and the grantee, it was pre- pared in two parts upon the same sheet of parchment or paper and then cut apart in an indented or wavy line. The two parts were identified, when it became necessary by fitting them together. The two papers when fitted together made the complete deed, hence the term In- denture. If the instrument contained the obligation of but one party, it consisted of but one part and was polled or cut even, which is the origin of the term Deed Poll. The common form of deeds in use in Michigan at the present time are termed: EXECUTION BY THE GEANTOE. 7 1. Warranty Deeds. 2. Special Warranty Deeds. 3. Quit Claim Deeds. All of these retain in part at least the form of the old indenture and commence, "This Indenture, Made this Day, etc." The printing of blank deeds or use of blank form of deeds containing the words "Warranty Deed" or "Spe- cial Warranty Deed," unless such deed be an absolute warranty, is made a statutory crime in Michigan. 11368 Comp. Laws, Mich., 1897. Deeds made by those in a representative capacity, such as executors, guardians, sheriffs, commissioners, and other officers of the court, retain the form of the old Deed Poll, and usually commence, "Know All Men by These Presents, That I," and continue with a recital of the source of authority, and a grant of the land in question with covenants limited to the acts of the grantor. The use of the Indenture with its means of mechan- ical identification may have been a device to aid the il- literate in identifying their papers in the same manner that the seal was used to enable them to identify signa- tures, though I know of no authority for this idea. Deeds in modern use are ordinarily executed by the grantor only, but we occasionally meet with deeds drafted for the purpose of effecting a partition or ex- change, signed by all of the parties, and most deeds con- tain the substance of the old common law forms, though very much curtailed. 8 DEEDS. In Michigan and many of the other states the Legis- latures have provided what is termed a " Statutory Short Form of Deed." These forms contain in sub- stance the date, names of the parties, description of the land, a recital of the consideration; the words "convey and warrant" or the word "quitclaim" are substituted for the remainder of the old common law form, and the statute provides that "the conveyance duly signed sealed and acknowledged" containing these words shall be construed to have the same effect as if the common law form had been followed. Their use has not been popular. 9014 Compiled Laws, Mich., 1897. Warranty Deeds and Quitclaim Deeds differ in form, in that the former contains covenants or agreements guaranteeing the condition of the grantor's title, while the quitclaim deed contains no covenants of any kind. The legal effect of the two instruments and the rights of a purchaser under one or the other are decidedly dif- ferent. The quitclaim deed under the rule which obtains in Michigan and most of the states, conveys only the estate which the grantor had at the date of delivery, and the purchaser under a quitclaim deed cannot claim the position of a bona fide purchaser for value under the recording laws. On the other hand, a warranty deed not only con- veys the present interest of the grantor but usually conveys any other title outstanding at the time of the grant, which the grantor afterwards acquires, and the purchaser in the absence of actual notice is a bona 11 de purchaser, and protected against any claims against the property which have not been placed of record in the LAWS OF THE LAND. proper public office, and of which he had no actual no- tice. The rule that a purchaser under a quit-claim deed cannot be a bona fide purchaser has been changed by statute as to deeds made after August 23rd, 1915. Act 199, P. A., Mich., 1915 I believe that if the common law rule were followed to its origin it would be found that it applied to the old common law deed of release and that our so-called quit- claim deed in common use is technically a deed of bar- gain and sale and is not the quit-claim deed known to the common law. The formality of livery of seizen has been abolished in all the states, and conveyances of land are required to be in writing. However, land may still pass without writing. For example, if an oral gift of land has been made and the donee takes possession of T;he land, and is permitted to remain in possession, claiming ownership for such a period of time that the statute of limitations bars the donor's action to recover possession, he will acquire an unassailable title, and the Court of Equity will usually enforce an oral agreement to sell land where possession has been taken and valuable improvements made by the purchaser. While not strictly a part of the law of conveyancing, it is germane to note at this time, that though a deed may be termed a contract, the law of the place where the land is situated and not the law of the place where the deed is made, as in other contracts, govern the validity of conveyances as to their form, the capacity of the par- ties, their construction and interpretation and the val- idity of their provisions. 10 DEEDS. For example : If a deed were executed in the State of Massachusetts conveying land situated in that state and also conveying land in Michigan, to a trustee with a direction to apply the rents and profits to A for life, after his death to B for life, after his death to C for life and at C's death to convey the land to C's then liv- ing issue, the instrument would create a valid trust in the Massachusetts lands where the common law rule against perpetuities prevails, while the trust and the deed creating it as to the Michigan lands would be void under the Michigan statutes regulating the suspension of alienation. While not strictly an exception to the rule stated, it must be observed that the Constitution of the United States provides: "That all treaties made or which shall be made, shall be the supreme law of the land and the judges in every state shall be bound thereby. ' ' It follows that this provision overrules the laws of the various states. If the law of a particular state pro- hibited the holding of land by an alien and a treaty be- tween the United States and alien's sovereign provided otherwise, the conveyance to the alien would be upheld. In referring to the particular parts of a deed, we still use the designations which Blackstone applied 150 years since, and which he then stated "had been well consid ered and settled for successive ages." While all the formal parts do not necessarily enter into every deed, their names and the order in which they usually appear are as follows: 1. The premises. 2. The habendum. HABENDUM. 11 3. ihe tenendum. 4. The reddendum. 5. The conditions. 6. The covenants. 7. The conclusion. Premises : In this part we find: (A) The date, if the instrument is in form of an Indenture. If in the form of a Deed Poll the date is in the conclusion. (B) The parties, their residences, title or oc- cupation and the explanatory recitals concern- ing the parties, or the source of their authority (the custom of stating the title and occupation of the parties is not observed, though if this custom had been preserved it would be a great aid when it is necessary to identify a party to an ancient deed). (C) The statement of the consideration and the acknowledgment of its payment. (D) The operative words of conveyances, viz: grant, bargain, sell, release, alien and confirm. (E) Words of limitation, that is language in- dicating whether the estate conveyed is a fee or less than a fee. (F) The description of the property conveyed. Habendum : In this part of the deed we find the limitations of the estate granted viz : Words determining whether the deed conveys an estate in fee simple or for life or years, though words of limitations are usually inserted in the premises in connection with operative words. 12 DEEDS. The Tenendum Is now obsolete and originally stated the feudal ten- ure and the feudal lord to whom it should be rendered. Reddendum : In this part of the deed we find the reservations ; for- merly rents or menial service, now usually possession for a limited time. Conditions : In this part of the deed are sometimes inserted conditions upon the happenings or non-happenings of which the estate granted is enlarged or defeated. For example, land is conveyed by father to son, but upon condition that the son support the father during life, and if the son fails to perform his obligation the land reverts to the father and the deed is void. Covenants : In warranty deeds agreements are always inserted which usually consist in an undertaking on the part of the grantor that he is seized in fee, that the land is free from incumbrances, and that he will warrant and defend the title against all lawful claims. Conclusion : In this part of the deed we find a recital that the deed has been executed, the date of signing and sealing or a reference to the date in the premises. This is followed by the signatures of the parties, their seals, if required, the signatures of the witnesses, if re- quired, and usually an acknowledgment or proof of exe- cution. DATE OF DEEDS. 13 An acknowledgment or proof of execution was not a part of the common law deed, and in most of the states is not essential to the validity of modern deeds, though a deed, the execution of which is neither proved nor ack- nowledged is not usually entitled to record. It would seem from the language of the statute au- thorizing the use of the statutory form of deeds taken literally that acknowledgments are essential to their validity. 9014, Comp. Laws, Mich., 1897. DATE OF DEEDS. The date was not essential to the validity of a deed at common law. The date would seem to be essential to the statutory short form. A deed takes effect or becomes operative at the date of delivery by the grantor to the grantee, and is legally presumed to have been delivered at its date of execu- tion. If the instrument is required by law to be acknowl- edged, it is the rule in Michigan and some of the other states that if acknowledged at a date later than the stated date of execution, it is presumed to have been delivered at the date of its acknowledgment. Blanchard vs. Taylor, 12 Mich., 339. Johnston vs. Moore, 28 Mich., 3. This is only a legal presumption and may be over- come by proof and circumstances. Eaton vs. Trowbridge, 38 Mich., 354. 14 DEEDS. The true date of delivery becomes important where title is derived through a quit-claim deed, because, as before stated, such a deed passes only the title the grantor had at the date of its delivery. It is also im- portant in connection with the covenants against incum- brances, particularly in relation to taxes. In closing sales of real estate many a wrangle will arise as to whether the seller or purchaser must pay an existing tax or whether or not a purchaser can recover the amount paid for a tax in an action for breach of the covenant against incumbrances. The rule is that if a tax is a lien upon the land at the date of the delivery of a deed, the grantor is bound to pay it, while if not then a lien, the purchaser must bear the burden. The leading Michigan cases are: Eaton vs. Cheeborough, 82 Mich., 214, which relates to general taxes, and Lindsay vs. Eastwood, 72 Mich., 336, which relates to special assessments. A reading of these cases will give you the reasons for the rules and you will also observe that the time the tax becomes a lien upon the land is fixed by statutory law. PARTIES TO DEEDS. In every deed there must be a grantor and grantee. The grantor must have the same capacity as is required in an ordinary contract. PARTIES. 15 At common law a grantor could not convey to him- self. For a modern decision where a deed from a man to himself and his wife was involved, read Wright vs. Belknap, 21 D. L. N., 1225. A deed executed by an insane or incompetent person or procured by fraud or undue influence is either void or voidable and may be set aside. In Michigan our courts first held such a deed void. Rogers vs. Blackwell, 49 Mich., 192. Later a deed from an insane person was held void- able. Wolcott vs. Insurance Co., 137 Mich., 309. The distinction between a void and a voidable deed is, that in the former no rights are acquired by the grantee, while in the latter, the grant passes title unless repudiated, and it may be said that the circumstances surrounding each particular case are important in de- termining which rule applies. An infant's deed is voidable, and may be affirmed by express act or by acquiescence after attaining majority. The majority of a married woman in Michigan so far as it relates to releasing her inchoate dower or any other interest in her husband's lands is reached at the age of eighteen years. Act 187, P. A. of Mich., 1899. In drafting deeds it is customary to designate the grantors as parties of the first part, and the grantees as parties of the second part, together with their resi- 16 DEEDS. dences, and often some recital connecting them with previous title or other explanatory matter is added. These additions have no bearing upon the validity of the deed, but serve to identify the person. They are useful when it becomes necessary to identify the parties to an old deed. If the grantor is a married man, his wife usually joins in the execution of the deed, and her name is followed by a recital, "his wife." If the grantor be an unmarried man, his name is usu- ally followed by recital, "a single man" or a "wid- ower. ' ' Under the law now in force in Michigan a deed or mortgage, which does not state whether the male grant ors are married or single, is not entitled to record. Act 79, Pub. Act Mich., 1915. It is customary in examining land titles to accept these recitals as true, but they are not conclusive and are of no effect if false. If a married man makes a deed reciting in the deed that he was single, it would not bar his wife's inchoate dower, though if the deed were a quit claim an action might lie upon the false misrepresentation. In such a case a purchaser under a warranty deed would have his remedy under the cove- nants. Recitals are not evidence of the facts stated. Wolf vs. Holton, 104 Mich., 107. They are ordinarily binding upon parties to the deed but not upon strangers, but they are notice of the facts stated. PRESUMPTION OF IDENTITY. 17 Recitals in ancient documents, however, are evidence and binding upon strangers. Norris vs. Hall, 124 Mich., 170. If the records of a land title show a grant to one per- son followed by a grant from a person of the same name, there is a legal presumption that the persons are identical. Goodell vs. Hubbard, 32 Mich., 47. In drawing deeds it is desirable that you have an ab- stract of title before you and keep the spelling of the names uniform, that this presumption may be preserved beyond question, or if there has been a variance, insert a recital in the deed explaining the previous error. This is not always necessary under the strict rules of law. Names which sound alike although spelled differently are presumed to be the same, that is, idem sonans. People vs. Finnegan, 5 Mich., 146. Boyce vs. Dans, 29 Mich., 146. Kinney vs. Barrett, 46 Mich., 87. Brown vs. Quinland, 75 Mich., 289. Detroit vs. Macier, 117 Mich., 76. This presumption of identity does not follow where the Christian and family names are used followed by the family name and similar initials, that is, it will not be presumed that J. A. Blair and James A. Blair are the same person. Bennett vs. Libhardt, 27 Mich., 488. Where a father and son bear the same name and 18 DEEDS. there is nothing to distinguish which is intended, the father is presumptively the grantee. Dehn vs. Dehn, 170 Mich., 407. If, however, a person is known by two names, his deeds executed in either name will be valid on proof of the facts. A deed from William Hommell was held to be the deed of Wendelin Hommell. Hommell vs. Devinney, 39 Mich., 522. A variance in the middle name or initials or an omis- sion of a middle name or initials does not generally change the presumption of identity. The middle name is regarded as of no consequence. Berbery vs. The Judge, 82 Mich., 160-165. The common law does not recognize middle names. In the earliest times given names alone were used to identify persons, with an added statement of their resi- dence or occupation. For example: John of Seybrook or John the son of John of Seybrook, or John, the miller of Seybrook, or John, the smith of Seybrook. The residence or occupation thus attached was the derivation of surnames. John, the miller, became John Miller, etc. Massachusetts, Maine, California and other states have abandoned the common rule law, and regard the middle name or initials as having an important bear- ing upon the question of identity. At common law, if a person not named in a deed joined in its execution as one of the grantors, the weight GRANTEES. 19 of authority was that his interest in the land, if any, did not pass as there was nothing in the deed to indicate an intention of conveying. Such was the rule in Michigan. Newton vs. Me Kay, 29 Mich., 1. This doctrine has been overruled in the recent case of Agar vs. Streeter, 21 D. L. N., 1227. When a woman acquires land and subsequently mar- ries, it is customary to describe her with her husband's surname followed with a recital of her former name, as "Mary Smith, formerly Mary Jones." GRANTEES. The grantee is not ordinarily required to have the same capacity as a grantor, and deeds to infants, insane persons and others who have no capacity to make a con- tract are generally valid. As a general rule the grantee must be described with certainty, and be a person in being and capable of hold- ing land. This rule is not very rigidly observed. The grantee need not be named in the premises. It is only necessary that it can be determined from the deed to whom it was intended to convey the land. An illustration of a liberal construction of a grant will be found in Newton vs. Me Kay, 29 Mich., 1. For a deed held void because of uncertainty of the Skinner vs. Grace Church, 54 Mich., 543. 20 DEEDS. A deed in the alternative has been sustained as a deed "to a man or his heirs." Ready vs. Kersley, 14 Mich., 215. A conveyance to the estate of a deceased person has been held void for uncertainty. Summons vs. Spratt (Fla.), 1 So., 860. Me Inerney vs. Beck, 10 Wash., 515. This error is not uncommon and if you will consider the literal meaning of the language you must conclude that it describes property and not a person. The estate of a deceased person may be land, stock, bonds, chattels, or choses in action. A deed to a person reciting that he is an administra- tor of the estate of another person vests the title in the person named and not in the heirs or creditors of the deceased person, and a conveyance by the party named passes the title. Little vs. Lesia, 5 Mich., 119. Whether a deed to a person named, followed by the word "trustee," vests the title in the person or gives notice of a trust, is a mooted question. I believe the better rule is that the addition of the word "trustee" is merely descriptive of the person and it seems to me that this rule is sustained by the case of Little vs. Lesia. See also Sanborn vs. Loud, 150 Mich., 155. HUSBAND AND WIFE. 21 One of the leading cases holding the contrary rule is Union Pac. R. R. Co. vs. Durand, 95 U. S., 576. Where two or more grantees are named in a deed, un- less there is something to the contrary expressed in the deed, they take as tenants in common in equal shares. 8826 C. L. Mich., 1897. // ^ * 2 It may be expressly declared in a deed that the par- ties shall take in joint tenancy. Supra. At common law the rule was reversed and the gran- tees were presumed to be joint tenants, unless declared to be tenants in common. There is one statutory exception to this rule. Where a deed runs to a husband and wife whether named as such in the deed or not, if the marriage rela- tion actually exists, they take as tenants by entirety. $8827, C. L. Mich., 1897. 3 A devise of land to husband and wife creates the same estate. Supra. Where husband and wife purchase land under a con- tract they are also tenants by entireties. Auditor General vs. Fisher, 84 Mich., 128. Schleiss vs. Thayer, 170 Mich., 395. 22 DEEDS. Where husband and wife acquire lands under the laws of descent or succession the Courts have held they are tenants in common. Brown vs. Barabro, Wis., 18 L. R. A., 320. Husband and wife are tenants by entirety though the grant passes an estate less than a fee. Beamer vs. Vinton, 55 Mich., 559. Where a deed runs to several persons, two or more of whom are husband and wife, without specification of the particular shares, husband and wife usually count as one person and take one share, viz : A deed to John Smith and Mary Smith, his wife, and James Jones, parties of the second part, would vest an undivided half of the premises in Smith and wife as ten- ants by entireties and the remaining undivided half in Jones. Deeds to partnerships should name the partners in- dividually as grantees. Generally a deed to John Smith & Co. is held to vest the legal title in John Smith and not in the other part- ners constituting the company. A deed to Jones and Brown vests the title in both. A deed to a partnership under a trade name, as * * The Bazaar," is void for uncertainty. As our statutes now require a public record of the names of the individuals conducting a business venture under an assumed name, the rule may be changed if the question should again come before the courts. COEPOEATIONS. 23 Act 101, P. A. Mich., 1907. It is a maxim that "That is certain which can be made certain. ' ' When we speak of deeds being void for uncertainty or various defects, we mean no title to the land will vest under such a grant. Usually the real party in interest can protect his rights in a court of equity. An equitable title is not recognized in the law courts and cannot be introduced in defense or support of an action of eject- ment. DEEDS TO AND FROM COEPOEATIONS. From the time of the passage of the statute mortmain until a comparatively recent date the power of a cor- poration to hold lands has been limited to that necessary for the conduct of its principal business. In recent years the formation of corporations for the express pur- pose of holding and dealing in lands has been author- ized in most of the states. Ordinarily deeds to and from corporations run in the corporate name followed by a recital that the party is a corporation organized under the laws of a state named. Where the words of limitation, that is, the words, " heirs and assigns," would appear in a deed between natural persons, the word "successors" is substituted for the word "heirs," but this addition is not essential to create an estate in fee in a corporation. 24 DEEDS. Corporate deeds are usually executed by the presi- dent and secretary and attested by the corporate seal. However, the statute under which the corporation is organized often directs the manner in which grants of land shall be executed, and if silent the by-laws of the corporation usually cover the question. It is necessary to examine the statutory law above re- ferred to in each instance and if it happens to be an old corporate deed that is in question, the law in force at the time of its execution. CONSIDERATION. A study of decided cases on the question of the neces- sity of a consideration for a deed will result in many apparently conflicting statements. It may be said generally that between the parties and their privies a deed is valid without a consideration. Such is the Michigan rule. Gale vs. Gould, 40 Mich., 515. Where the rights of third parties are involved such as the creditors of a grantor, a deed without considera- tion will be set aside, and in such a case the considera- tion must ordinarily be a valuable consideration if the deed is to be sustained. The recital of a consideration in a deed is not suffi- cient evidence when the validity of the grant is attacked by third persons. Ripley vs. Seligman, 88 Mich., 177. CONSIDERATION. 25 The true consideration for a deed can always be shown by parol evidence. This may appear to be a violation of the rule that a written contract cannot be varied by parol evidence, but technically, the statement of the consideration in a deed is not a part of the contract, it is not "an agree- ment to do or not to do a particular thing. ' ' Deeds generally contain an acknowledgment of re- ceipt of the consideration. This practice originated to prevent a trust resulting under the old common law rules. Resulting trusts are now abolished by statute iu Michigan. 8835 Comp. Laws Mich., 1897. c z. /*9 Mich., 503. 70 DEEDS. Parting with control of the deed by the grantor is the essential element of delivery. Whether or not delivery has been made comes into question most frequently when deeds are made, but the grantor desires to suspend their effect during his life- time. As to such cases where the instrument is fully exe- cuted but retained by the grantor in his possession and control, they are usually invalid. When the deed is delivered to a third person to be delivered by him to the grantee after the grantor's death, if no control is retained by the grantor this de- livery is sufficient. Such a transaction is generally termed a delivery in escrow, but this is not technically correct. When the delivery is made to a third person unconditionally ex- cept to await the death of the grantor, delivery is re- garded as made when deposited. A technical escrow is a delivery to a third person to be delivered by the third person to the grantee on performance of some condi- tions, as payment of money. In such a case there is no legal delivery until the second delivery is made. A delivery to a third person to be delivered to the grantee without any conditions attached, will pass title to the premises though a devise of the land to another is made at a later date. If the grantor in delivering to the third person re- tains a right to recall the instrument, there is no de- livery and the deed will be void. ACKNOWLEDGMENT. 71 There is an exception of the foregoing rules in case of government patents. Delivery of a patent is not es- sential. Such a medium of transferring title is akin to the common law transfers of title by record in which livery of seizin was unnecessary. It is an act of the sovereign power. Though the deed in question has been delivered if it appear from the contents of the instrument that it was intended to take effect only in event of the grantor's death, it may be construed as a will and not a legal grant of land. Bigley vs. Souvey, 45 Mich., 370. Leonard vs. Leonard, 45 Mich., 503. ACKNOWLEDGMENT. As a general rule the acknowledgment of a deed is a requisite of the recording laws, but is not essential to its validity. Taylor vs. Young, 48 Mich., 268. In Ohio acknowledgment is essential to the validity of the instrument. An acknowledgment is a declaration before a com- petent officer by a person that the execution of a par- ticular instrument or writing is his free act and deed. Who is a competent officer is wholly a matter of stat- utory law, but the most common official is the notary public, whose authority is generally recognized by the laws of all states and countries. 72 DEEDS. The notary was originally one who took notes of ju- dicial proceedings under the Roman law, and was an important personage under the canon law and in Euro- pean countries generally. I believe in Canada commis- sions are not issued indiscriminately as in the United States. The notary originally kept a record of his acts. The Michigan statutes expressly provide for the preserva- tion of such records on retirement from office, but do not expressly require the keeping of records. The certificate of acknowledgment must contain: 1. Venue or locality, that is state and county. 2. Date of acknowledgment. 3. Before whom acknowledged. 4. That the grantor personally appeared. 5. The grantor's name. 6. The officer's acquaintance with grantor. 7. The fact of acknowledgment. 8. The officer's signature. 9. In some states the officer's seal. 10. In some states the date the officer's com- mission expires. A substantial compliance with the above requirements is generally sufficient. An officer who certifies the acknowledgment of a stranger is liable, together with his bondsmen, for dam- ages. Doran vs. Butler, 74 Mich., 643. Identification or introduction by a common acquaint- ance of respectable standing in the community should ACKNOWLEDGMENT. 73 always be required. The notary is bound to inform himself of the identity of the person. Cameron vs. Culkins, 44 Mich., 531. Interest in the transaction will disqualify the notary to act. The Michigan legislature has determined that inter- est in a corporation or even being an officer in the cor- poration does not disqualify a notary to act unless the notary is individually or officially a party to the instru- ment. Act No. 18, Public Acts Mich., 1909. The notary's certificate must be based upon his per- sonal knowledge. If he does not understand the lan- guage of the person desiring to acknowledge an instru- ment he cannot utilize the services of an interpreter. Deivey vs. Campau, 4 Mich., 565. Harrison vs. Oakman, 56 Mich., 346. The law provides for the administration of oaths through interpreters, but no such authority is given to the notary ; he must know the facts to which he officially certifies of his own knowledge. In Michigan, notaries are appointed for the county in which they are domiciled but they may act anywhere in the state. If a notary appointed for Wayne County acts in Ma- comb County, the venue of his certificate would be Ma- comb County, it would recite that the party appeared " before me the subscriber, a Notary Public in and for 74 DEEDS. the County of Wayne, acting in the County of Macomb. ' ' He should sign "Notary Public, Wayne County, Mich- igan, acting in the County of Macomb." Notaries in Michigan since 1903 are required to add to their certificate the date of expiration of their com- missions. Act 18, P. A. Mich., 1903. THE RECORDING LAWS. From the earliest colonial days in America a system of public registration of conveyances of land has been provided, open to the inspection of the public gener- ally. Each state has provided by statute in what manner conveyances shall be executed to entitle them to record. The present Michigan statutes require that deeds exe- cuted within the state be executed in presence of two witnesses who shall subscribe the instrument and that the grantor acknowledge the execution of the instrument before any Judge, Clerk or Commissioner of a Court of Record, or Notary Public, Justice of the Peace, or Master in Chancery. 8962 Comp. Laws, 1897. .*. 7*,2r,"'r ' //f*V Amended by Act 103, P. A., 1905. RECOEDING LAWS. 75 The statutory manner of execution has varied from time to time. Deeds executed in any other state, territory or dis- trict of the United States may be executed according to the laws of the place of execution and acknowledged be- fore any Judge of a Court of Record, Notary Public, Justice of the Peace, Master in Chancery. Or other officers authorized by the laws of the state, territory or district to take acknowledg- ments of deeds, or before a commission appointed by the governor of the State. 8963 Comp. Laws, 1897. The acknowledgments taken in other states, except when taken before a commissioner appointed by the governor of the state, shall be authenticated with the seal of the officer. If such officer has no seal a certificate of the clerk or proper officer of a court of record or the Secretary of State of the place under his seal of office shall be attached, stating that the person certifying was at the date of the certificate the officer represented, that he be- lieves the signature genuine and that the deed is ack- nowledged according to the laws of the state. 8964 Comp. Laws, 1897. Deeds executed in foreign countries may be executed 76 DEEDS. according to the laws of such country and acknowledged before any Notary Public, Minister plenipotentiary, Minister extraordinary, Minister resident, Charge d 'Affairs, Commissioner, or Consul of the United States appointed to re- side therein, which shall be certified by the officer taking the same or if a notary, under his seal. 8965 Comp. Laws, 1897. This act is made retroactive. The uniform act, 9025 Comp. Laws, adds to the of- ficers in foreign countries any Minister, Vice Consul, Consular agent of the United States resident in any foreign country or port of entry, when certified under his seal of office. Where deeds are not acknowledged, provision is made for proving them by subscribing witnesses. 8969-8975, Comp. Laws, 1897. Provision is also made for temporary filing of un- acknowledged deeds. 8976-8977, Comp. Laws, 1897. c a.*'fftr'-*0*- /7 *7 The record of any conveyance executed in the manner required by law or a transcript thereof may be read in <^*^* CONVEYANCES/'^^/ 77 evidence in any court in the state without further proof, but the effect may be rebutted by other competent testi- <8< ^& *f mony. **+, ^^ 8990 Comp. Laws, 1897. ^^ ' e )f . }*+a*^/ f // S"7 2- 8838 provides that no implied or resulting trust shall be alleged or established to defeat the title of a pur- chaser for value without notice, c - ^ - >n*-.w. ' i 8839 specifies the purposes for which trusts in lands may be legally created, viz: <- 1. To sell lands for the benefit of creditors. 2. To sell, mortgage or lease lands for the 86 USES AND TRUST POWERS. benefit of legatees or for the purpose of satisfy- ing any charges thereon. 3. To receive the rents and profits of lands and apply them to the use of any person during the life of such person or for any shorter term subject to the rules prescribed in the last preced- ing chapter. 4. To receive the rents and profits of lands and to accumulate the same for the benefit of any married woman or for either of the purposes and within the limits prescribed in the preceding chapter. 5. For the beneficial interest of any person or persons when such trust is fully expressed and clearly defined on the face of the instrument creating it subject to the limitation as to time prescribed in the preceding chapter. Any trust the purpose of which is not within the au- thority of this section is absolutely void. The fifth subdivision is not found in the New York statute. This distinction must be remembered in ap- plying the New York decisions. 8840 provides that a devise of lands to an executor or trustee to be sold or mortgaged when the executor or trustee is not authorized to receive the rents and profits, give not title but only a power to sell or mort- gage and the land descends to heirs or passes to dev- isees subject to the execution of the power. 8841 gives rights to creditors in the surplus of rents and profits from a trust. RESPONSIBILITY. 87 C v 8842 provides when a trust is created which is not authorized by the statute it may amount to a power. 8844 provides that every valid trust shall vest the title to the land in the trustee that the cestui que trust-C-f- ent shall take no estate in the land but may enforce his // beneficial right in equity. 8845 authorizes one creating a trust to declare to^ ^' whom the land shall pass upon failure or termination of the trust. 8847 provides that no person beneficially interested in a trust for the receipt of the rents and profits of landu ^. can assign or in any manner dispose of such interest, t but the rights and interest of every person for whose benefit a trust for the payment of a sum in gross is created are assignable. The New York court decided before Michigan bor- rowed this section that "gross" means one sum, not several fixed sums. Hawley vs. James, 16 Wend., 262. 8843 provides that if a trust is not contained or de- + clared in the conveyance to the trustee the deed shall be deemed absolute against subsequent creditors and purchasers from trustee for value without notice. 8849 provides when the trust is expressed in the c*. &* conveyance to the trustee, that every sale or act in the /' * contravention of the trust shall be void. 8850 provides that one paying money to a trustee ^ ^. shall not be responsible for the malfeasance of the trus- tee in applying the fund. - 88 POWEES. 8851 provides that when the purposes for which an express trust are created have ceased, the estate of the trustee shall cease. POWERS. 8856 abolishes powers except as authorized in the sections following. 8857 defines power as an authority to do some act in relation to land or in the creation of estates which the owner might personally do. i & 8858 provides that no person can create a power un- ' / less he is at the time capable of alienating some estate in the land to which the power relates. 8860 defines a general power as an authority to con- vey in fee to any one. 8861 provides that powers are special: 1. When disposition can be made only to des- ignated persons. 2. When the estate that can be conveyed is less than fee. | iff fT* s 8862 defines a beneficial power as one in the execu- ( tion of which no one other than the grantee or donee has any interest. 8864 provides that when an absolute power of dis- position not subject to a trust is given the owner of an estate for life or years, such estate shall be an absolute fee in respect to the rights of creditors and purchasers ASSIGNMENT OF THE POWER. 89 subject to any future estate limited in case the power is not exercised. 8865 makes the same provision, though no estate is granted the donee of the power. 8866 provides that when such a power is granted and rJZ/?++ no remainder limited, the donee takes an absolute fee. / / 8867 provides that when a general and beneficial power to devise the inheritance is given to a tenant for life or years he shall possess an absolute power of dis- / / position within the meaning of the last three sections. 8868 provides that every power of disposition shall be absolute when the donee may in his life time dispose of the entire fee for his own benefit. 8869 provides that if the donor of the power reserves C * t S f ^^ to himself the right of revocation he is still deemed the owner in fee so far as the rights of creditors and pur- chasers are concerned. 8870 provides that a special and beneficial power //* may be granted: 1. To a married woman to dispose of during marriage any estate less than a fee belonging to her in lands to which the power relates. 2. To a tenant for life of the lands embraced in the power to make leases for not more than twenty-one years and to commence in possession during his life. 8871 prohibits the life tenant assigning the power above separate from his life estate and that it shall pass 90 POWEES. with an assignment of his estate unless specifically ex- cepted and when so excepted it shall be extinguished. 8872 provides that such a power may be released by / some of the designated beneficiaries. 8881 provides that when a power is to be executed ./, in behalf of several persons they shall share equally in *> L > the benefits unless a contra distribution is designated. 8882 provides that if the trustee is authorized to dis- tribute in such proportion as he sees fit he may allot the C / /** entire fund to a part of the class and exclude others. // & / 8883 and 8884 authorize the Court of Chancery to execute a power in trust in event of the death of the e * A donee or such a power in a will when no one is desig- nated for the purpose. 8885 makes Sections 8850 to 8855, relating to ex- . /** press trusts, applicable to powers. // & j./ authorizes the Court of Chancery to compel the execution of a power in trust for the benefit of creditors ^ when the objects of the trust are assignable. f / 8887 provides that the beneficial interest in power pass by an assignment for the benefit of creditors. c . > f f ^, 92 POWEKS. 8888 provides that the grantor in any conveyance may reserve to himself any power he could grant to an- other. ^- 8889 provides that powers may be created by a clause in a conveyance of some estates in the lands to which the power relates or by a devise in a last will or testament. 8890 places powers within the operation of the re- cording laws. i i(f 8891 makes powers irrevocable unless the right of revocation is reserved in the instrument creating the power. JUf ' 8892 makes any person capable of holding land cap- able of holding a power. -v * 8894 provides that when a power is vested in several, all surviving must unite in its execution. 8895 requires a written instrument, sufficient to pass title to land, for the execution of a power. / 8896 provides that every instrument except a will made in execution of a power shall be deemed a con- veyance and subject to the statutes relative to the exe- ^cution and recording of deeds and mortgages. 8897 provides that a power to alienate land by will can only be exercised through that medium. - , ? *r~ contains a similar mandate as to the execution of a power to alienate by grant. PROVISIONS OF WILLS. 93 8990 prohibits the donor from dispensing with the O K. " statutory requirements in the execution of a power. / / 8901 provides if the grantor direct formalities in the- * execution of a power other than those required by the // 3 statute they may be ignored. / J* T/i 8902 provides that nominal conditions not affording^* " substantial benefit annexed to a power may be disre- garded. 8903 provides that the intention of the donor of a t L power shall be observed as to mode, time and manner of execution so far as it does not conflict with the pro- * * * vision of the chapters on powers. 8904 provides that when the consent of a third per- son is requisite to the execution of a power that such consent shall be expressed in the instrument by which . y the power is executed or certified in writing on the in- ,; strument under the signature of the party. Such con- sent must be executed and acknowledged in the same manner as a conveyance to entitle the instrument to be recorded. 8905 provides that a grant by the donee of a power^*" ^ in excess of his authority shall be valid to the extent ' he was authorized. 8906 provides that it is unnecessary to recite or re- fer to a power in the instrument used in its exercise. 8907 provides that the will of a testator purporting to devise all his estate shall pass land which he was C? ^* >L authorized by a power to devise, in the absence of an intent to the contrary expressed or necessarily implied. ' ' ** ^- 94 POWERS. 8909 provides that a power granted by parent to a descendant shall be an advancement to the same extent and under the same circumstances that a gift of real & or personal estate would be an advancement. "8910 provides the date for the computation of time which alienation may be suspended by a power is the date of the instrument creating the power and not the date of the instrument used in exercising the power. 8911 provides that no estate can be created by the ^ execution of a power which the person could not have ir / taken under the instrument creating the power. 8913 and 8914 authorize the Court of Equity to ^ remedy a defective execution of a power at the suit of ** 7 beneficiaries or purchasers. ' ^ 8915 provides that the power of sale in a mortgage / passes to the assignee or other person entitled to the money secured. ut ^ 8916 provides that the statutory provisions relative to power shall not apply to simple powers of attorney to convey lands. The statutory provisions reviewed affect conveyanc- ing in that they prohibit the creation of certain inter- est in land, regulate trusts and powers, define certain of the formalities incident to particular conveyances, and establish rules and limitations which if violated will render the most carefully drawn conveyance a legal dis- aster. Trusts and powers are distinguished in that an ex- < SUSPENSION OF ALIENATION. 95 press trust requires title to real estate in the trustee while title in the donee of a power is not requisite. Where the donee of a power is the absolute and bene- ficial owner of the fee, the power is automatically merged in the fee. A trustee may hold the legal title and a power at the same time; such a coincidence will not effect a merger. SUSPENSION OF ALIENATION. I have referred you to Mr. Chaplin for information upon this subject and I will only call your attention to some of his rules and principles and a few Michigan cases illustrating their application. This rule arises from the application of the following sections of the Compiled Laws of 1897, viz : 8796. Every future estate shall be void in its crea- tion, which shall suspend the absolute power of aliena- 4* *> s* tion for a longer period than is prescribed in this chap- ter; such power of alienation is suspended when there /"' are no persons in being, by whom an absolute fee in possession can be conveyed. 8797. The absolute power of alienation shall not be suspended by any limitation or condition whatever, for a longer period than during the continuance of two lives^- 4 * " in being at the creation of the estate, except in the sin- ff *"" gle case mentioned in the next section. 8798. A contingent remainder in fee may be created ~ *. on a prior remainder in fee, to take effect in the event ,9 sr 3 96 SUSPENSION OF ALIENATION. that the persons to whom the first remainder is limited shall die under the age of twenty-one years, or upon any other contingency by which the estate of such persons may be determined before they attain their full age. 8839. Express trusts may be created for any or either of the following purposes: 1. To sell lands for the benefit of creditors. 2. To sell, mortgage or lease lands, for the benefit of legatees, or for the purpose of satisfy- ing any charge thereon. 3. To receive the rents and profits of lands, and apply them to the use of any person, during the life of such person, or for any shorter term, subject to the rules prescribed in the last pre- ceding chapter. 4. To receive the rents and profits of lands, and to accumulate the same for the benefit of any married woman, or for either of the purposes and within the limits prescribed in the preceding chapter. 5. For the beneficial interest of any person or persons, when such trust is fully expressed, and clearly defined upon the face of the instru- ment creating it, subject to the limitations as to time prescribed in this title. 8847. No person beneficially interested in a trust for the receipt of the rents and profits of lands can assign or in any manner dispose of such interest; but the rights and interest of every person for whose benefit a trust for the payment of a sum in gross is created, are as- signable. VESTING is THE CONTROLLING FEATURE. 97 8910. The period during which the absolute right of alienation may be suspended by any instrument in execution of a power, shall be computed from the time of the creation of the power, and not from the date of such instrument. / / There are two primary elements to be considered, which are formulated by Mr. Chaplin into two rules, viz: "Rule I. ALIENABILITY The power of convey- ing the absolute fee in possession shall not be suspended beyond the statutory period." Under this rule he points out : (a) "It affects all estates, interests, rights and possibilities of every character which are capable of interfering with the power of conveying an absolute fee in possession." (b) "It does not insist upon vesting but abso- lute alienability." The distinction suggested under the second subdivi- sion is not generally appreciated by lawyers or jurists. "Rule II. VESTING Estates in remainder shall be so limited that within the statutory pe- riod, if ever, they must vest in interest." Under this rule he points out : "The rule applies only to remainders, but in- sists not only on absolute alienability but also upon vesting." In the examination of decided cases you will often meet the dictum or rule that vesting alone is the con- trolling feature. Ordinarily a vested future remainder 98 SUSPENSION OF ALIENATION. is alienable, but a trust may be absolutely vested and be inalienable. Alienability in connection with a trust means more than alienability of the specific lands in question. There may be power to alienate the specific land, but if the proceeds are held beyond the statutory period the trans- action is within the rule. Palms vs. Palms, 68 Mich., 355. Niles vs. Mason, 126 Mich., 482. Do not permit the apparent contra rule in Thatcher vs. St. Andrew's Church, 37 Mich., 264, to mislead you. In the Thatcher case, as was pointed out by Justice Champlin in the Palms case and again in the Niles case, the trust terminated with the exercise of the power of sale and the proceeds were distributed to the beneficiary, not held in trust. Where the power of sale is an imperative direction, and amounts to an equitable conversion, it will avoid the rule. Ford vs. Ford, 80 Mich., 42. The statutory period must be directly or indirectly, but ultimately, measured by lives in being. No terms of years alone can be a valid measure of a trust term. Casgrain vs. Hammond, 134 Mich., 419. State vs. Holmes, 115 Mich., 456. Farrand vs. Petit, 89 Mich., 673. The person who receives rents and profits of land from a trustee cannot release or convey. It follows that such an interest is inalienable. 8847 Comp. Laws, 1897. CONTENTS OF MORTGAGES. 99 Trusts authorized under subdivisions 1 and 2 of sec- tion 8839 never suspend alienation, while those under the remaining subdivisions may, particularly when they come within the prohibition of section 8847. An annuity payable by a trustee from rents and prof- its of land was held to count as a life and to suspend alienation, in Wilson vs. O'Dell, 58 Mich., 533. Dean vs. Mumford, 102 Mich., 510. Niles vs. Mason, 126 Mich., 482. Cole vs. Lee, 143 Mich., 207, would seem opposed to the foregoing rule, but in this case the annuities were not charged upon rents and profits of land, but upon the body of the estate and properly come within subdivision 2 of the statute. Failure of a remainder to vest in interest is illustrat- ed in a specific devise of distinct parcels of land to three daughters with remainder over to the body heirs of all three daughters. The will was held void as during the lives of the three daughters it could not be determined who would be their body heirs and there were no persons in being who could convey an absolute fee. Trufant vs. Nunnelly, 106 Mich., 554. With these brief suggestions, I again refer you to Mr. Chaplin, calling your attention to Act 280, P. A.. Mich., 1915, under which charitable and educational trusts are permitted in perpetuity. We will devote a few words to the subject of the con- 100 MORTGAGES. tents of mortgages, leases and executory contracts of sale. Substantially the same rules as to form, manner of execution, interpretation that have been given apply to them. MORTGAGES. Mortgages were originally conveyances of land in fee, but upon condition that upon the payment of a certain sum of money and interest the grant would be void; that is, they were grants to be defeated upon perform- ance of a condition stated in the deed. They originally passed the legal title to the lands. The modern doctrine is that they merely create a lien upon lands. The forms of mortgages in common use follow the statutory form rather than the grant upon condition. I refer to the same statute which provides the statuory form of deeds. Mortgages, in addition to the conditional grant of the premises or the statutory substitute, generally contain covenants : 1. To pay a certain sum of money with in- terest payable at fixed periods. 2. To pay all taxes assessed against the mort- gaged lands. 3. To keep the improvements upon the land insured against loss or damage by fire for the benefit of the mortgagee. 4. Sometimes a covenant to pay an attorney fee in event of foreclosure. 5. An agreement that the the mortgagee may pay any tax or insurance premium not paid by TAX CLAUSES. 101 the mortgagor and for the repayment with inter- est thereon at the highest legal rate. 6. A provision that if default is made in pay- ment of any installment of principal or interest tax or insurance premium the entire amount ow- ing may be declared due. 7. A power of sale, which authorizes the mort- gagee, in event of default, to sell the premises at public auction, to realize the amount due. A note or bond is usually given in connection with the mortgage. This is the evidence of indebtedness and the mortgage collateral security for its payment. Notes and bonds bear interest but " interest at six per cent per annum" is payable at the maturity of the debt unless the instrument fixes periodical payments. A transfer of a note secured by mortgage carries the mortgage. The clause for the payment of taxes is not necessary as the mortgagee would have the right to protect his security against such a claim and add the amount paid to the mortgage debt without such an agreement, but he could collect interest on his outlay only at the legal rate. Sometimes a provision is added to the tax clause re- quiring the mortgagor to pay all taxes assessed against the mortgage interest. Such clauses are dangerous. If the tax with the interest exceeds the rate of interest legally permitted, the instrument will be usurious and all interest forfeited. 102 MORTGAGES. The insurance clause is important; without it the mortgagee would be compelled to insure at his own ex- pense or take the risk of fire and look to the land alone. The insertion of a provision for attorney or solicitor fees in event of foreclosure is useless, such undertakings being under the Michigan rules unenforcible penalties. If the mortgage be foreclosed by exercise of the pow- er of sale, the statute authorizes fixed attorney fees to be added. 11152 Comp. Laws, 1897. If the mortgage be foreclosed in equity the attorney fee provided by the rules of court may be taxed. No other attorney fee can be recovered. If the provision permitting the entire debt to be de- clared due is omitted, foreclosure can only be had for the amount actually due and the lands sold for this amount subject to the amount to become due. The court is given a discretionary power to sell for sum not due by statute. 528-531 Comp. Laws, 1897. e..**JLn'* /A*//-~ - *&?*-' Unless the mortgage contains a power of sale it can only be enforced by a foreclosure in equity. The power in the mortgage is the foundation of the foreclosure by advertisement. LEASES. 103 LEASES. Leases are grants for a term of years rather than in fee and resemble the old feudal tenure in that rental is reserved. The ordinary lease contains : 1. The grant of the premises for a term of years. 2. A condition that entry may be made and the premises repossessed if any covenant is broken. 3. A covenant to pay a certain rental at a certain time or times. 4. Usually a covenant by the tenant not to assign or sublet. 5. A covenant by the tenant to keep the prem- ises in repair. 6. A covenant to quiet enjoyment. 7. A covenant to use the premises for a par- ticular purpose. The ordinary forms specify the purpose for which the premises are leased but generally omit a covenant by the tenant to use the premises only for such a purpose. It is safer to embody an express covenant of the ten- ant to use the premises only for a specific purpose, then the right of re-entry for a breach is beyond dispute. The lease should contain a reservation to the land- lord of the right to enter and inspect the condition of the premises and to make repairs if he deems the tenant negligent in his duties in this respect. 104 LEASES. The landlord is as much a trespasser as a stranger should he enter the demised premises without the ten- ant's consent. Leases of buildings for commercial or manufacturing purposes often contain and should contain various man- dates and reservations. For instance provisions: Requiring the tenant to keep and obey all po- lice and sanitary regulations imposed by any state or municipal authority. To observe all reasonable regulations imposed by any underwriter as a basis of the insurance rate upon the building. Not to permit any inflammable or combustible matter to accumulate upon the premises. A provision that the term shall end at the op- tion of the landlord in event of insolvency of the tenant. The landlord should never covenant in the lease to make repairs of any kind. Such a covenant will sub- ject him to liability for damages to the tenant or others for a defective condition of the premises. There is no such liability unless there is such a covenant in the lease. A dangerous condition of the premises might exist for months without a landlord having any notice or knowledge of the situation. There is no limitation upon a period or term of a lease except that contained in the constitution in case of agricultural lands, though a lease for years may of- fend the statutory provisions limiting the suspension of alienation. 8805 Comp.. Laws, 1897. Art. XVI., Sec. 10, Constitution, 1907. MEMOEANDUM OF SALE. 105 MEMORANDUM OF SALE. The preliminary instrument in the conveyance of a parcel of land is usually a memorandum of sale to make a valid contract under the terms of the statute of frauds. The test of sufficiency of such instruments is, does the memorandum give the terms of the proposed sale sufficiently complete to enable a court to enforce the contract without resorting to other evidence? It should acknowledge receipt of any part of the pur- chase money paid, describe the land, state the condi- tion of the seller's interest, whether clear or encum- bered, and if encumbered what disposition is to be made of the encumbrance; state the purchase price and the terms of payment of the price, if payment is deferred and to bear interest, the rate of interest and when pay- able; contain the seller's agreement to sell the land to the purchaser on the terms stated and to deliver a mar- ketable title and fix the time for consummation of the contract. It usually provides for the delivery of and time for examination of the abstract. It should be signed by the owner of the land and his wife, if the title is joint or the land a homestead. The purchaser's oral agreement to buy is a binding contract. 106 OPTIONS. OPTIONS. Instead of a preliminary memorandum of sale for the purposes of the statute of frauds, an option is some- times made. This is a contract where the seller, for a consideration varying from the nominal consideration of a dollar to any sum, agrees with the purchaser to sell certain lands on certain terms to the purchaser at any time within a certain period. The seller is bound by the contract to sell, but the purchaser may complete the con- tract, or if he fails so to do within the time fixed, the contract is at an end. It is simply a right to purchase for a fixed time. This instrument should contain the substance of the memorandum of sale as to description, purchase price, terms .of payment, condition of title as to being clear or encumbered, etc., and contain an agree- ment by the purchaser to sell the land to the purchaser or his assigns at any time on or before a fixed day rath- er than for a period of time. If it be a thirty-day op- tion, fix the time a month in advance, as January 12 next, at 12 o'clock noon, and avoid computation of time. It should provide that it may be exercised within the time fixed by an acceptance in writing accompanied by a deposit on account of the purchase price, and provision for delivery of abstract and time for consummation. The option must have a consideration. The money paid for the option should not in the terms of the option be ap- plied upon the purchase price. If you take a thirty days' option at $50,000 and pay $1,000 for the option, pay your $1,000 and take the option for $49,000. EXECUTOKY CONTRACTS OF SALE. 107 EXECUTORY CONTRACTS OF SALE, or what are commonly termed land contracts, generally contain parts of the deed, mortgage, lease and memo- randum, viz: 1. The agreement to sell certain described land by one party to another for a certain sum. 2. An agreement by the vendee to purchase the land and pay the purchase money at a certain time or certain times, with interest, payable at certain intervals. 3. A tax and insurance clause as in a mort- gage. 4. An agreement by the vendor to deliver an abstract of title. 5. An agreement by the vendor to convey the land free from incumbrances on performance by the vendee. 6. They should contain an agreement permit- ting all sums owing to be declared due if de- fault is made. 7. An agreement that the vendee shall have possession of the premises while he is not in de- fault in carrying out the terms of this contract. 8. A provision for forfeiture and repossessing the premises. 9. The contract usually contains a provision prohibiting an assignment by the vendee of the contract or a sale of his interest in the land. If the contract does not contain an agreement by the vendor to furnish an abstract he is under no obligation to do so. 108 EXECUTORY CONTRACTS OF SALE. What has been said in connection with deeds as to parties and description of lands will apply to mort- gages, leases and contracts. Unless the contract of sale by its terms gives the ven- dee the right of possession he has no such right. Unless the contract gives the vendee the right of pos- session, the machinery of the statutes regulating sum- mary proceedings to recover possession (11164-11183, Comp. Laws) cannot be invoked to recover possession. The statement in the contract of the nature of the rights of the vendee in default, whether a tenant at will or a tenant holding over without permission, determines the notice necessary to be given before a forfeiture can be enforced. Murphy vs. Me Intyre, 143 Mich., 342. It may be said that whenever the amount paid on ac- count of the purchase price by the vendee substantially exceeds the fair rental value of the premises that the only safe method of extinguishing the vendee's right is what is generally termed a "foreclosure of the con- tract." The proceeding for foreclosure is rather a proceeding in equity to enforce a vendor's lien. Fitzhugh vs. Maxwell, 34 Mich., 138. The above decision contains a learned discussion of the rights of parties to an existing contract for the sale of land and should be read. Be careful in attempting to enforce or forfeit such USUAL METHOD. 109 contracts as were made during the time Act 200, Public Acts of Michigan, 1911, was in force. This act pro- vided an exclusive remedy under certain contracts and incidentally gave the purchaser a right of redemption for one year. The act was repealed at the session of 1913. Our courts have held that a right of redemption is a part of a contract and that it is not in the power of the legislature to destroy such right by repealing the act and changing the remedy. Cargill vs. Powell, 1 Mich., 369. Upon the execution of a contract, the interest of the purchaser is real estate, while that of the seller is a security for purchase money. The legal title of the land remains in the vendor, but in trust as security for the purchase money. Upon the administration of estates, the interest of the vendor is personal property subject to distribution as such, while the interest of the vendee is real estate and descends as such. The usual method of transferring the interest of a vendee is an assignment of the contract. The clause prohibiting an assignment by the vendee is of doubtful validity. Our court has never directly passed upon it. The New Jersey court has in effect held it invalid. When we consider the rights of the parties in the property it seems to me that the proper method of transferring the vendee's interest is the usual warranty deed subject to the incumbrance for the purchase money with a covenant by the grantees to assume and pay the same. The vendor's own land, why not grant it by deed the same as if the land was subject to a mortgage? 110 DRAFTING OF CONVEYANCE. I have met with objection to such a course, but the same person has invariably consented to the execution of an assignment containing all the elements of a "full covenant warranty deed other than its form. Suppose a contract was made in 1900 and assigned in 1914, and the assignee paid the balance of the purchase money in 1915. He would receive a deed with the cove- nants limited to 1900. If a tax or other incumbrance attached in 1913 through the omission of the original vendee, the purchaser would have no redress under the covenants in his deed. There are no covenants in the assignments in common use. He would have no re- dress. The vendee is seized of an equitable title and it is not subject of dower. Dower at common law never at- tached to an equitable title. Stephens vs. Leonard, 122 Mich., 125. The homestead right will attach to an equitable title. THE PRACTICAL DRAFTING OF CONVEYANCES. A few words upon the practical drafting of convey- ances. The stationer supplies printed forms of nearly every conveyance in common use. There is no objection to their use, but in using them do not take for granted because the particular form is labeled deed, mortgage, contract, option, release, that by merely filling in the blank spaces with names, dates, descriptions, terms, that the result will be the desired conveyances. Nearly all the forms of deeds of land are sufficient for a simple conveyance in fee simple by one person to another. CONDITIONAL, DEED. Ill Scrutinize the mortgge blank and determine whether it contains the necessary covenants as to the payment of taxes, maintenance of insurance; whether it author- izes the mortgagee to declare the entire debt due if de- fault is made in the payment of any installment of inter- est or other covenant. Does it contain a power of sale? Is the interest clause so framed that it is free from usury? Does it contain the provisions that are inserted in mortgages taken by financial institutions in the lo- cality? If your client should desire to dispose of his security it will not increase his confidence in you if the banker refuses to purchase because of the form of se- curity. What are the remedies of the vendor under the par- ticular blank form of a land contract which you pur- chase? When in default, is the vendee a tenant at will entitled to three months ' notice or a tenant holding over without permission after his term has expired and en- titled to reasonable notice of forfeiture? If he makes default must you enforce your contract for two or three monthly payments or does the form authorize the ven- dor to declare the entire amount owing due and pay- able? Does the form of assignment of mortgage transfer the note or bond and the mortgage or only the mort- gage? The ordinary form of part release of mortgaged premises in the market was evidently prepared prior to 1840, when a mortgage was a conditional deed, and has never been revised. You can use it; it will effect a re- lease of the desired land. It will indicate a better un- derstanding of your calling to draft an instrument re- 112 DEAFTING OF CONVEYANCE. leasing the particular land from the lien of the mort- gage unless the mortgage is drawn upon an antique form which is still sold by the stationer. The stationer's form of option when filled in and exe- cuted will give you a right to purchase a piece of land, but it will not give you any time to examine the title or even a right to demand an abstract of title for that pur- pose. Under it you simply pay your money and de- mand a deed. You must read the form and determine that it con- tains the necessary provisions to carry out your design ; the fact that it is in common use does not make it in- fallible. Having procured a proper form and determined that the particular form will carry out your design, the most important act in the use of the form is to exercise the highest degree of care in writing the names of persons. There are no rules regulating the spelling of names of persons. When your instrument reaches the recording office to be copied there is nothing to distinguish "U" from "N" or an "F" from a "T," an "S" from an "R" or an "0" from an "A" except such care or carelessness as you have devoted to their production The context will enable one to decipher other words, but upon the conveyancer alone rests the responsibility of certainty of names. In drawing warranty deeds to be executed by a man and wife of land in which the wife only has a dower in- terest or as a tenant by entirety, there is nothing gained by the wife joining in the covenants for title. She cannot be bound by her covenant in a deed unless it conveys her sole property. USE OF LONGHAND. 113 The practice of ruling in all blank spaces in a deed with colored lines should be followed, but do it person- ally. Use your head as well as your hands. When you are about to rule out a space read enough of the instru- ment upon either side of the blank to determine its pur- pose and you will often fill the space with a word or phrase rather than a line. Euling out the blanks improves the appearance of the instrument and if performed thoughtfully it serves as a check upon the accuracy of the instrument and usually results in the crossing of "t's" and dotting of "i's" which would otherwise be left to conjecture. When you underline the names of grantor and gran- tees, just imagine some other person wrote them and see if you can determine who they are. In expressing the terms of your contract, endeavor to do so in simple, short words free from ambiguity and when once expressed, stop ; do not repeat the state- ment, in other language or attempt to state what you intend by the expression used. Repetition is productive of uncertainty. If you have so expressed yourself that it is necessary to detail your intention, rewrite your in- strument in such language that another can deduce but one meaning from it and that the desired meaning. This is sometimes difficult, but usually possible. Your client can better afford to pay for a little addi- tional time for such an effort than to pay for litigation over the meaning of an ambiguous instrument. Personally, I believe in the filling in of blank forms in long hand. The typewriter avoids illegibility, but the 114 EXAMINATION OF TITLES. ink of the ribbon has but little durability. In writing descriptions there is a common practice of writing out the lot number and repeating the number in figures. viz: ''Lot seven (7)." I can see no benefit from the practice except an enlarged field for error. The writing would prima facie overrule the figures. Use care in describing fractional parts of irregular lots. Halves and quarters are measures of area, not frontage. If you desire to convey half of an irregular shaped lot sometimes it can be accomplished by using the expression "half the width," but it may be neces- sary to describe its boundaries by their courses and dis- tances. EXAMINATION OF TITLES. Title to land may be said to be the right of a private individual to the exclusive possession of a particular parcel of land as against the remainder of the world. The original source of title is the sovereign power as the king was the original source of title under the feudal system. The original evidence was the mailed fist and the lance. The early adventurers who discovered America took possession of the territory in the names of their re- spective sovereigns. Through wars and treaties the American colonies and ultimately the United States suc- ceeded to the title to the country. Grants emanating from the sovereigns in power from time to time were made to private individuals. Michigan lands are a part of what was known as the INDEXING PUBLIC RECOKDS. 115 Northwest Territory. Many of the original colonies claimed that their charters from the crown gave them title to land far to the westward of the present limits of the respective states, while the general government that existed under the Articles of Confederation claimed that the unsettled domain was spoils of the Revolution- ary war for common division. Virginia, Massachusetts and Connecticut claimed the Northwest Territory. Virginia ceded her rights to the general government in 1784. Massachusetts followed in 1785 and Connecticut in 1786, and the United States is regarded as the original source of title to lands in the states which were formed out of the territory, ex- cepting the so-called Private Claims to which the United States never had any title whatsoever. The United States has granted parts of the public domain to private individuals under cash, homestead and military bounty entries and to the state under the various university and school lands and swamp land grants, and as subsidies for public improvements such as canals, highways and railroads. Patents have been executed by the Federal Government and by State gov- ernments of the lands granted to them. The recording laws have provided a place of public registration of conveyances, patents, grants and other evidence of title. The system of indexing public records in common use in most of the states is an alphabetical index of the names of the grantors and grantees. This has been found uncertain and private individuals 116 EXAMINATION OF TITLES. have undertaken to copy the public records and index them by reference to the land described in the instru- ment, and prepare and furnish brief abstracts of such of the records as affect the title to a specific parcel of land. This production is called an abstract of title and varies from a mere index of the records to a more or less complete copy of every instrument and judicial pro- ceeding affecting the particular land. In some localities the party making abstracts instead of supplying a copy of the record, himself employs com- petent talent and examines the records and furnishes a certificate of title. The purchaser relies upon this cer- tificate rather than abstract and an attorney's opinion. Certificates are common in Cleveland, Chicago, Los An- geles and in the larger cities in the west, and are com- ing into use in this city. The examination of land titles may be stated to be an examination of the public records for evidences which when produced in a court of justice will enable a person to assert or defend title to a piece of real estate. As has been stated, the public records are presump- tive evidence of the matters stated in the record. Before taking up the subject of the record evidence, your attention should be called to the fact that title to land can exist without any record evidence whatever that will prevail over the best of record titles, viz: 1. Possession under claim of title for the period of the statute of limitations. 2. Possession under an unrecorded grant from the holder of the record title. OUTSTANDING HOSTILE INTEREST. 117 It follows that in the examination of title to land, as diligent an inquiry should be made into possessory rights as in the record title. In the examination of an abstract of title your object is to determine in whom does the abstract show pre- sumptive evidence of title and is the title shown by such evidence a marketable title? Unless the contract contains a provision to the con- trary a marketable title is all that the purchaser is en- titled to receive. The term marketable title does not mean a perfect title, but simply a title which is not subject to any fair or reasonable doubt. Such a thing as absolute security in the purchase of real estate is unknown. The record evidence is only presumptive, not conclu- sive, evidence of ownership. There is no such a thing as mathematical certainty; the laws of average and common sense are the govern- ing rules. Assume that you have reached the conclusion that the submitted title is bad ; apply the practical test. Imagine yourself consulted by the person who holds the outstanding hostile interest. That he desires to en- list your services to recover the land. He submits the title, showing it vested in an ancestor or a kinsman. He shows that apparently, so far as the records go, this title has never been parted with. 118 EXAMINATION OF TITLES. He shows his relationship and that he is sole heir-at- law of the party holding the apparent title. You advise him that his ancestor had title and still has the record title, you approve the evidence that he is sole heir-at-law. But when he wishes you to com- mence proceedings to recover the land, what is your re- ply? Invariably it is that you and those through whom you claim will have no standing before the court. You have neglected to claim your rights for so long a period of time and allowed others to remain in possession and make improvements for such a period of time that your claim is stale and your rights are barred by the statute of limitations. Is it consistent to advise a purchaser that there is a reasonable doubt about a land title when you would ad- vise the party entitled to bring the action to recover the land that there is no reasonable doubt but what his ac- tion will be unsuccessful? An examiner of title is liable to an action of slander of title in the same manner as any other individual. It would doubtless be a difficult matter for the plaintiff to show the element of malice, but his showing of a pos- sessory title is a sufficient showing for the foundation of the action so far as the element of falsity is con- cerned. Hines vs. Lumpkin, 19 Texas App., 556. However, our court has rendered a decision to the effect that a purchaser is justified in refusing a title when doubtful questions of law are involved and the purchaser is advised by a reputable attorney acting in ABSTRACTS. 119 good faith that the title is of doubtful validity. Walker vs. Gillman, 127 Mich., 269. In every title there are some defects and some irregu- larities. It will not be for you to determine their legal effect. It is not a question of whether a particular deed has been prepared and executed as you think it should be executed or whether a particular legal proceeding has been conducted as you believe it should have been con- ducted, but the question is: Is the deed or proceeding sufficient for its purpose as a matter of law? Suppose that you find that some transaction standing by itself which is absolutely void, a condition may exist which renders the title of the grantee in the last record- ed deed a marketable title. For example, suppose Jones owned a parcel of land and mortgaged the same to a bank, that the bank fore- closed the mortgage and a trust company purchased the title upon the foreclosure sale and the foreclosure pro- ceedings were fatally defective, and later the trust com- pany conveyed it to Jones, the original holder and mort- gagor, and no rights of others intervene, the defective foreclosure could not affect the title. The easiest known occupation is that of finding fault and criticising the acts of others, but remember when your client submits to you an abstract for examination he usually desires to purchase the land described. Your duty is to approve the title unless there is a reasonable doubt as to its validity and his security. The money he pays you for examining his title is like that paid for fire insurance. Property does not have to 120 EXAMINATION OF TITLES. be fire proof to be an insurable risk. Nor does a land title have to be perfect to permit the land to be pur- chased with safety and enjoyed with security. If the abstract shows a glaring defect of recent date and which affects an entire subdivision, the probabilities are that you are not the first one to make the discovery. Don't content yourself with the abstract, but go to the original evidence, be it legal proceedings or record, and verify the abstractor's copy and your defect may fade away. Never declare a title bad until you have made an ex- haustive effort to approve it. Examine the original record of the defective convey- ance or proceeding. Endeavor to secure and examine the original instru- ment. Assure yourself that the law, common or statutory, in force at the date of the transaction was the same as at the existing law as you understand it. Always assume that the title ought to be good and if there is evidence that the debatable instrument or pro- ceeding was the work of a lawyer, who was at that time of reputed ability, do not act too hastily in concluding that he was in error. TITLE BY POSSESSION. 121 TITLE BY POSSESSION. A title founded upon possession alone is a legally marketable title under the laws of Michigan. Barnard vs. Brown, 112 Midi., 452. As a matter of practice possessory titles are not gen- erally acceptable upon Griswold Street, though a court may compel the purchaser to accept them. In order to rely upon possession to make title it is necessary to go outside of the abstract and inform yourself that the statute has run. The statute of limitations which is the foundation of > a possessory title is found in 9714 to 9727, Comp. Laws, and provides the following periods, viz : ' * 1. When the defendant claims title through a deed made upon a sale by an executor, adminis- trator, guardian, sheriff or other ministerial offi- cer under an order, judgment, decree or process of a court of this State or by a sheriff upon a mortgage foreclosure sale, any action is barred after five years. 2. Where defendant claims title through a deed made by some officer of this State or the United States upon a tax sale, action is barred after ten years. 3. In all other cases action is barred in fif- teen years. 9715 provides if the action accrued to the predeces-^. f- sor in title, the person who brings the action, the / * 122 TITLE BY POSSESSION. period of the limitation shall be computed from the time the action first accruing to the predecessor. 9716 fixes the time when actions first accru. 1. When a person is dispossessed the action accrues at that time. 2. When the party claims as heir or devisee the action accrues from the death of the ancestor unless a life estate intervenes, then it accrues up- on termination of the life estate. 3. Where there is an intermediate estate or the party claims as remainderman or reversioner, then the action accrues from the time such inter- mediate estate terminates. 4. When the party claims for breach of con- dition or forfeiture the right accrues at the time of the breach or forfeiture. 5. In all other cases the right of action ac- crues at the time the claimant became entitled to possession. 9718 to 9720 provide for certain abatements : if' - If at the time when any right of action shall first accrue the person entitled to bring the ac- tion shall be 1. A minor, 2. A married woman, 3. Insane, 4. Imprisoned, 5. Absent from the United States unless with- in one of the British provinces of North America, Such person or any one claiming under him may bring such action at any time within five years after such disability shall have been removed. TITLE BY RECOKD. 123 $9719 provides that if the person first entitled to bring the action shall die during the disability without any ^ *> determination or judgment having been rendered, his ' * / f heirs or those claiming under him may bring an action within five years after his death. 9720 provides that no abatement shall be had for c. the disability of any successor in interest. You will observe that the abatement of the running of the statute only occurs when the person first entitled to bring the action is under one of the disabilities men- tioned when the action first accrued. You will observe that it is the person to whom the right of action first accrues and not his successor in title who is entitled to the abatement for disability. TITLE BY EECOED. Abstracts of title made in Wayne Couny are usually prepared to cover an entire subdivision and the earlier part is often printed. Title to parts of the subdivision may be derived through different sources. For exam- ple, a private claim may have been patented to one per- son and at his death or later divided into five lots num- bered 1 to 5, and conveyed to different persons and the title again vested in one person and divided into a num- ber of 30 foot lots. If you are examining the title to lot 200, for example, the first question to be determined is, is lot 200 a part of one or more of the original lots? If it is a part of original lot five you have no concern with the title to original lots one, two, three or four. No matter what defects there may be in the title to 124 TITLE THROUGH CONVEYANCE. those lots, lot 200 of the new subdivision cannot be affected. Or suppose a subdivision is made of a part of private claims 26 and 641; if your lot is in private claim 26 you have no concern with the title of private claim 641. TITLE THROUGH CONVEYANCES. Having determined what part of the land your title comes through, assuming the title comes from the orig- inal patentee, your inquiries are: 1. Does the similarity of names of the grantee in the one deed with the name of the grantor in the next raise the legal presumption of the iden- tity? 2. If the grantor is a male, does a wife join in the execution or the deed recite that he is single? The deed of a married man in which his wife does not join leaves her dower outstanding and if the land is a homestead the deed is void. 3. If the grantor is a female and the deed was made prior to the abolition of the estate by the courtesy, does the husband join or is there any evidence that the grantor was unmarried? 4. If the possibility of dower or courtesy is not thus eliminated, is there any other evidence of its non-existence? The age of the instrument, in view of the expectancy of life, is to be always taken in account. If the deed was made prior to 1850 it can be assumed as axiomatic that dower or courtesy cannot exist. STEANGER TO THE TITLE. 125 The legal principles that the action of dower does not accrue until the death of the husband and does not sur- vive the death of the wife, must be kept in mind. 5. Does the instrument contain the operative words essential to a grant? 6. If the grant was made prior to 1881, does the instrument contain words of limitation? 7. Is the grantee described apparently a per- son capable of taking title? 8. Does the deed describe the land with suffi- cient certainty to enable one to identify it? 9. Are there any recitals in the deed giving notice of the rights of others? 10. If the grant is a quitclaim was it deliv- ered subsequent' to the date of the acquisition of title by the grantor? 11. Is the instrument executed and acknowl- edged in the manner required by the law in force at the time of its execution or by some subsequent curative statute, so as to entitle it to be recorded? So much for the record, but who knows whether the original instrument is genuine or forged or whether the grantor was insane and incompetent or whether the re- citals as to marriage are true or false or the party sign- ing as a wife was the legal wife, or whether the grantee named in the one deed is the same person as the grantor of identical name in the deed following? These ques- tions must often be left to common honesty. A deed from a stranger to the title raises no presump- tion of title unless the grantor was in possession. Crawford vs. Corey, 99 Mich., 415. A deed from a stranger to the title is not a cloud which equity will remove. 126 TITLE BY CONVEYANCE. In the examination of the records of a land title you are confined to the record of the title to the land in question and are not concerned with the title to other lands. If you are examining the title to lot 7 of a particular subdivision and the title to lot 9 comes through other conveyances and in those instruments there is notice of an incumbrance upon lot 7, such record is not notice to the purchaser of lot 7. To use the technical expression, "It is not in the chain of title." Albany Savings Bank vs. Brass, 59 App. Div., 37 N. Y. (This case was affirmed by the Court of Appeals without an opinion, 88 N. E., 1105.) Meachem vs. Blaess, 141 Mich., 260. Even though you examine the title to lot 9 and know the contents of the conveyances, your knowledge will not bind your client. You are only an agent and such an act would be outside the scope of your authority. Albany Sav. Bank vs. Brass, supra. It is somewhat difficult to harmonize this rule with the rules followed in building restriction cases, but I believe the notice in such cases is the actual notice im- parted by the buildings in the neighborhood rather than constructive notice of the record, where there is noth- ing in the chain of title showing a restriction. If the deed purports to come from a surviving tenant by the entirety, there must be presumptive evidence of death of the other tenant, and if the death of one of the POWEES OF ATTORNEY. 127 tenants occurred since Sepember 1, 1909, there must be evidence that the marriage relation existed at death. Act 259, Pub. Acts Mich., 1909. Since the passage of that act divorce converts a ten- ancy by entirety into a tenancy in common unless the decree otherwise provides. Conveyances under powers of attorney are prepared in the same manner as for execution by an owner. The name of the owner is signed by the attorney. The attorney then adds the word "by," signs his name, and adds beneath the words, "his attorney in fact." The acknowledgment of the attorney may follow the statutory uniform form, 9020 Comp. Laws, or simply recite the appearance of John Smith, attorney in fact c -* ***** for James Brown, and that he acknowledged the in- " > ft strument as his free act and deed as such attorney in fact for and in behalf of said Brown. In examining powers of attorney in connection with land titles you must observe: 1. That the date of execution antedates the instrument in question. 2. That the language confers power to per- form the particular act. The rules of law governing agency are to be applied. 3. That they are executed in a manner en- titling them to be recorded. 4. If any great interval of time has elapsed between the date of execution of the power and date of the deed under it, inquiry must be made 128 TITLE THROUGH FORECLOSURE. whether any revocation has been made and re- corded and whether the donor was still living. Death revokes the power unless coupled with an interest. The statute provides how a married woman may re- lease her dower, viz: (a) By joining with her husband in a convey- ance of the land. (b) By joining with her husband in a subse- quent deed or by a deed executed by the wife alone to one who has theretofore acquired and then holds the husband's title, provided the in- tent to bar her right of dower shall be expressed in said deed. 8930 Comp. Laws, 1897. TITLE THROUGH FORECLOSURE OF MORT- GAGES. The object of a foreclosure of a mortgage is to ex- tinguish the equity of redemption in the mortgagee or his successors in title. There are two methods, by a proceeding in a court of equity and foreclosure by ad- vertisement or more correctly termed a statutory fore- closure by exercise of the power of sale. THE STATUTORY FORECLOSURE. To make a valid statutory foreclosure: (a) The mortgage must contain a power of sale. STATUTORY FORECLOSURE. 129 (b) There must have been a default in some condition of the mortgage making the power of sale operative. (c) No suit shall have been brought to recover the debt secured, or such suit must have been dis- continued or an execution on a judgment returned unsatisfied in whole or in part. (d) The mortgage and all assignments must have been recorded. Assuming this condition to exist, the tests to be ap- plied are: 1. Was notice that the mortgage would be foreclosed by sale of the mortgaged premises published for twelve successive weeks, once in each week in a newspaper printed in the county where the land or some part is situated? 2. Does the notice specify the names of the mortgagor, mortgagee, and assignee, if any? 3. Does the notice specify the date of the mortgage and when recorded? 4. Does the notice specify the amount claimed due at its date? 5. Does the notice specify a description of the mortgaged premises substantially the same as in the mortgage ? 6. Was the sale made at the place of holding the Circuit Court, in a county where the mort- gaged land or some part of it is situated? 7. Was the sale made at the time fixed in the notice by the person appointed in the mortgage, or the sheriff, under sheriff, or a deputy sheriff, and sold to the highest bidder? 8. If the sale was adjourned from the time 130 FOBECLOSUEE IN EQUITY. fixed in the notice, was notice of adjournment given by publishing in the same paper as the original notice once each week? 9. If the mortgaged premises consist of sev- eral distinct tracts or lots not occupied as one parcel were the lots sold in parcels? (The statutory requirement that the premises be sold in parcels has been repeatedly held man- datory.) 10. If the land has been sold in parcels to oth- ers since the mortgage was given, was the land sold in the inverse order of alienation? 11. Has the time for redemption from the sale expired without redemption being made? 12. Was the purchaser disqualified from pur- chasing? This proceeding is purely statutory, and unless the proceeding will bear inquiries suggested it will not pass title without the aid of the statute of limitations. THE FORECLOSURE IN EQUITY. This proceeding varies little from any ordinary chan- cery suit. Most irregularities not affecting jurisdiction are cured by the decree. The parties have had their day in court. The tests to be applied to this proceeding are : 1. Was the suit commenced in the county where the land or a part of it is situated? 2. Have the mortgagors and all persons who have acquired any interest in the premises subse- quent to the mortgage, whether an estate in or lien upon the same, been made parties to the suit ? CONTENTS OF NOTICE. 131 3. Have the wives of such male defendants as had a legal estate of inheritance in the land been made parties to the suit? 4. Have the defendants been served with pro- cess in a legal manner? 5. If brought in by publication, was the order of publication founded upon a sufficient affidavit of non-residence? Was the order made without fatal delay after the date of the affidavit, and was the order served or published in the manner re- quired by statute? 6. If parties have acquired estates in or liens upon the lands subsequent to filing the bill and before recording the commissioner's deed, was a proper notice lis Pendens duly recorded? 7. Does the bill correctly describe the prem- ises? 8. Was the decree properly entered and en- rolled before sale? 9. Was notice of sale published once in each week for six successive weeks before the time fixed for sale? 10. Was a copy of the notice posted in three public places in the city, village or township where the land is located for six weeks previous to the sale? 11. If the sale were adjourned for more than one week was notice of adjournment printed and posted? 12. Does the notice contain: (a) The title of the cause? (b) The names of the parties? (c) The date of the decree pursuant to which the sale was made? 132 TITLE THEOUGH INHERITANCE. 13. Were the lands sold in the manner direct- ed by the decree? 14. Was the sale reported and confirmed? 15. Was the sale made within ten years after entry of the decree? 16. Was the purchaser disqualified from pur- chasing? 17. Has the time for redemption expired with- out the right being exercised? What has been said of titles through foreclosure of mortgages will apply to title through foreclosure or the specific enforcement of land contracts, except that there is no right of redemption from such a sale. There is another feature in such sales that should be called to your attention. If the vendor forecloses and a third person purchases at the sale, unless the wife of the vendor was a party to the suit her dower in the land will not be acquired through the master's deed. TITLE THROUGH INHERITANCE. The persons entitled to succeed to the title to land by descent are determined by the law in force at the death of the ancestor. The first law of descent in Michigan was embodied in the Ordinance of 1787, which was in force from July 13, 1787, to January 31, 1809, though not in full force in Michigan until July, 1796, when the British government evacuated Detroit. July 1, 1796, has been fixed as the official date of the transfer of possession by the British to the Americans, DECENT. 133 though I believe July 11, 1796, was the date the British flag was actually lowered. See Abbott vs. Godfrey's Heirs, 1 Mich., 182. Farmer's History of Detroit, 267 et seq. The succeeding laws will be found: Vol. 2, Territorial Laws, page 20. A re-enact- ment of the Ordinance. In force Jan. 31, 1808, to Jan. 19, 1811. Vol. 1, Territorial Laws, page 160. In force Jan. 19, 1811, to Oct. 1, 1818. Vol. 1, Territorial Laws, page 356. In force Oct. 1, 1818, to April 12, 1827. Vol. 2, Territorial Laws, page 533. In force April 12, 1827, to Aug. 31, 1838. Revised Statutes, 1838. In force Aug. 31, 1838, to March 1, 1847. Revised Statutes, 1846, page 267. In force March 1, 1847, to Sept. 10, 1881. Public Acts, 1881, page 29. In force Sept. 10, 1881,to Sept. 8, 1883. Public Acts, 1883, page 180. In force Sept. 8, 1883, to Oct. 2, 1889. Public Acts, 1889, page 193. In force Oct. 2, 1889, to Aug. 28, 1893. Public Acts, 1893, page 322. In force Aug. 28, 1893, to Sept. 1, 1909. Public Acts, 1909, page 663. In force since Sept. 1, 1909. The statutory law is the only law governing descent. The common law rules have never obtained in Mich- igan. Keeler vs. Dawson, 73 Mich., 603. 134 TITLE THROUGH INHERITANCE. The law of descent applies only to intestate lands. Illegitimates inherit from the mother and the mother and her kin are the heirs of an illegitimate dying with- out issue. 9065-9066 Comp. Laws, 1897. The degrees of kindred are computed according to the rules of the civil law. 9068 Comp. Laws, 1897. Half bloods inherit equally with those of the whole blood. Where there are several collateral kin of the same degree, if the property was acquired by descent, devise or gift from an ancestor, those not of the blood of the ancestor are excluded. 9065 Comp. Laws, 1897. The doctrine that an adopted child is the heir of the foster parent or parents and can inherit from them but not through them, that is, it can not claim the share of a deceased foster parent in land to which the parent would have succeeded if living, is laid down in Van Derlyn vs. Mack, 137 Mich., 146. It was held that an adopted child would satisfy the classification of an heir in a remainder, in Ultz vs. Upham, 177 Mich., 351. DESCENT. 135 Without reference to Van Derlyn vs. Mack, the court seems to have overruled the doctrine therein laid down, in Fisher vs. Gardner, 21 D. L. N., 1236. The land of an adopted child dying without issue which comes from or through the foster parents, will descend to their kin and not to its natural heirs. 9077 Comp. Laws, 1897. ~ Adoption is statutory and was unknown to the com- mon law. Albring vs. Ward, 137 Mich., 342, 354. Morrission vs. Session Estate, 70 Mich., 297. The first adoption act in Michigan was Act 26, 1861, which was repealed in 1887. The original act was held unconstitutional. People vs. Congdon, 77 Mich., 351. The result is that adoptions made prior to the Acts of 1887, Nos. 171, 144 and 170, are void and inheritance can not be claimed by the foster child. A husband and wife living in a bigamous relation at the time of the death of the lawful spouse, cannot in- herit from him or her or claim dower. Act 327, P. A. M., 1905. Where a man dies without issue occupying a home- stead, our courts have held that the widow is entitled to the homestead right as against brothers and sisters under the constitution. Koster vs. Gellen, 124 Mich., 150. 136 INTESTATE ESTATES. Title to land of a deceased person vests in the heirs or devisees at death, subject to the claims of creditors. At common law lands were not assets in the hands of the administrator. Shelden vs. Rice, 30 Mich., 302. In the examination of land titles, where title is de- rived by inheritance, we look to the record and proceed- ings in the Probate Court for evidence as to who were a deceased person's heirs and whether the claims of creditors have been extinguished. Formerly the statute of limitations against the claims against a deceased person abates from the date of death until administration is granted. 9737 Comp. Laws. C * >W, I1T Since August 23, 1915, claims against a deceased per- son are barred ten years after his death whether the estate is administered or not and those against persons deceased more than ten years prior to August 23, 1915, may be enforced on or before February 23, 1916. Act 256, Pub. Act, 1915. If the estate be intestate the inquiries are : 1. Was the petition for the appointment of an administrator filed by a person authorized by statute to set the administration in motion? 2. Was notice of the hearing given as required by statute? 3. Have Commissioners on Claims been ap- pointed, met and reported their doings to the court after notice as required by statute? RELATIONSHIP OF PERSONS. 137 4. If any claims, have they and the expenses of administering the estate been paid? 5. Has a determination of heirs been made? This is, under the statute, only prima facie evi- dence of the facts determined. 6. Has an order been entered assigning the residue to the persons entitled and the adminis- trator discharged? 7. If the land was subject to an inheritance tax, has the tax been determined and paid? Whether the order assigning the residue is a judg- ment in rem, conclusive upon all the world, if made after proper notice even though erroneous, has never been expressly decided in Michigan. My personal opinion is that it is only presumptive or prima facie evidence of pedigree and is not conclusive upon a person not named and who had no actual notice. If this position is incorrect an erroneous order is bind- ing. In the older estates the only evidence of pedigree is often the recitals in the petition for administration. Such recitals as ancient documents are undoubtedly pre- sumptive evidence. Affidavits as to birth, marriage, death, name, resi- dence, identity and relationship of persons named in conveyances may now be recorded and received as prima facie evidence in courts of justice under a recent statute. Act 123, Pub. Acts Mich., 1915. 138 TESTATE ESTATES. // the estate is testate the principal inquiries are: 1. Has the will been admitted to probate after statutory notice? No petition is necessary to set the court in motion. If the will is deposited in the probate office it is the duty of the judge to give notice of a time and place of proving it. . 9278 Comp. Laws, 1897. \r 2. The rights of creditors are the same as in - an intestate estate. T & 3. Did the testator leave any children who were born after the date of the execution of the will? 4. If so, does the will make any provision for them or expressly exclude them? Children born after making of a will take the same share as if the parent died intestate, unless >^ provision is made for them or they are excluded. \* K 9285 Comp. Laws, 1897. 5. If title comes through a devise, was the devisee a witness to the will? If so, were there two additional competent witnesses? A devisee to the subscribing witness is void un- less there are two other competent witnesses. l\4 9268 Comp. Laws, 1897. 6. The language of the devise must be exam- ined to determine what estate is granted. 7. If a trust is created or conditions imposed, do they violate the rules against suspension of alienation? Trusts are usually coupled with a power of sale and if the trust is void the power is void, and the purchaser derives no title. The land vests in the residuary devisee or in the heirs at law as intestate property. * *JUK TBUSTEE TAKES THE TITLE. 139 Since the passage of Act 253 of 1899 a trustee must qualify before he can exercise the powers given him. Gibary vs. Allen, 156 Mich., 301. As I have stated, Uses and Trusts and Powers, as they were known to the common law, are abolished in Michigan and a statutory code substituted. 9 / A ' Chapters 238 and 239. .*"** * * 8829 to 8917 Comp. Laws, 1897. , I $ ** All uses and trusts which existed prior to the revision of the statutes in 1846 which are not authorized by the provision of Chapter 238, were converted into legal es- tates in the beneficiaries. * ' * _ ^ & t 7****^ / > * ' 8829-8830 Comp. Laws, 1897. - , *> ^ s Passive or naked trusts are abolished and the legal title vests in the person entitled to the rents and profits. 8831-8833 Comp Laws, 1897. c .t -"*+***' '^' 1/5-47' '/^*7 Under this rule a grant to "A" in trust for the use and benefit of "B" vests title in "B." "A" takes no estate or interest, legal or equitable. A conveyance from "B" alone will pass title and a conveyance from "A" will pass nothing. La Grange vs. L' Amour eaux, 1. Barb Ch., 16. If the party named as trustee in such a conveyance has any beneficial interest, the trustee not the benefi- ciary takes the legal title. King vs. Townsend, 36 N. E., 513. 140 TEUSTS. A conveyance by a person whose only interest is the rents and profits of land under a trust, is void, unless the trust be to pay one gross sum, not several sums. 8847 Comp. Laws, 1897. \ The purchase from a trustee is not responsible for the proper application of the funds. 8850 Comp. Laws, 1897. When the purpose for which a trust is created has $ ** ^"ceased, the estate of the trustee terminates. A a ft 8851 Comp. Laws, 1897. The last two propositions apply with like effect to x- powers. 8885 Comp. Laws, 1897. The effect of these rules may be illustrated by a devise to an executor in trust or a power to an executor to sell lands of a decedent to pay debts or to pay incumbrances. When the debts or incumbrances are paid, the power of sale in the trustee or executor terminates. There- after his deed will not pass title. Powers and trusts are distinguishable in that a trust requires title of the property affected in the trustee while a power requires not title whatever. A charge of debts or legacies upon land does not of itself confer any power to sell the lands to satisfy the charge. Such a claim is in the nature of an incumbrance. A power may be created by express terms or by im- *_'* POWER or ATTORNEY. 141 plication or sometimes a void trust is valid as a power under the statute. A power can only be exercised by a person capable of holding and alienating lands. 8822 Comp. Laws, 1897. V ' - ^ Where a power is vested in several persons, all must unite in its execution. 8844 Comp. Laws, 1897. / ' V" In case of the death of one of the donees the survivor may act. Supra. When the consent of a third person to the execution of the power is required, the consent shall be expressed in the instrument by which the power is executed or certified upon the instrument and the instrument or cer- tificate executed by such person. 8904 Comp. Laws, 1897. It is not necessary to recite a power in a conveyance. If a conveyance is made and the grantor had no title but did have a power of sale, the instrument is ordinar- ily an execution of the power and will pass title. 8906 Comp. Laws, 1897. c-e .*****. 'f^, / What has been said of powers does not apply to powers of attorney. The rules of agency govern such instruments as to their construction, and the rules of conveyancing govern their execution. 142 TITLE THEOUGH PROBATE SALES. TITLE THROUGH PROBATE SALES. Since 1809 statutory provisions have existed author- izing administrators and executors to sell land for the payment of debts where the personal estate is insuffi- cient. Sales may now be made: 1. To pay debts. 2. To pay legacies charged upon lands. 3. For distribution. 4. For preservation or to prevent sacrifice or when for the best interest of all interested or to carry out the provision of a will. Sales for the purposes named in the fourth subdivi- sion excepting that to carry out the provisions in a will was first authorized by Act 121, P. A. 1897. This act was declared unconstitutional in Bresler vs. Delray Real Estate, etc., Assoc., 156 Mich., 3. Guardians of minors, insane persons, and spendthrifts are authorized to sell the land of their wards when the personal estate is insufficient: 1. To pay debts. 2. To pay the expenses incurred by the state or any county for care and maintenance. 3. When income is insufficient to maintain the ward and his family or to educate him if a minor or his children. 4. When the court is satisfied that sale will be best for his best interest. DE FACTO ADMINISTRATOR. 143 Assuming that a guardian or administrator or execu- tor has been legally appointed, the tests to be applied to such sales are: 1. Was a license granted by a court having jurisdiction? 2. If a bond was required, was it given and approved by the Judge of Probate. 3. Was the oath before sale taken? 4. Was notice of sale posted in three public places in the ward or town where the land is situated six weeks previous to the day of sale, and notice published once a week for six weeks previous to sale? 5. Were the premises sold within one year after the license was granted and the sale con- firmed? If the facts suggested exist the sale will be sustained. If the license is granted by the Probate Court of the proper county it will be sufficient. Howard vs. Moor, 2 Mich., 233-4. Failure to verify the petition for license will not af- fect the validity. Nor failure to properly publish the order for hearing. Wood vs. Monroe, 17 Mich., 238. A sale by a de facto administrator has been sustained. Supra. 144 TITLE THEOUGH CHANCERY SALES. TITLE THROUGH CHANCERY SALES. The Chancery Court is authorized to appoint a special guardian to sell the interest of an infant, idiot, lunatic or other incompetent person. Under this section application is made by the general guardian or if none, by the next friend of the incompe- tent, to the court in the county where the incompetent resides if a resident of the state and county where the land lies, if a non-resident of the state. This require- ment is jurisdictional. The special guardian must give a bond not only to account and pay over the proceeds but also for the faith- ful performance of his trust. 536 Comp. Laws, 1897. The bond is jurisdictional and the court has no power to waive it. Blanchard vs. Blau, N. Y. Sup., 418. Tne court has no power to order a sale in contraven- tion of the terms of will through which the incompetent derives title. 541 Comp. Laws, 1897. ^ Prior to the amendment of 1883 the statute applied to infants only and did not include insane and other in- competent persons. It is doubtful whether under this statute the interest of a spendthrift can be sold. TITLE THKOUGH EXECUTION SALES. 145 The adjudication that he is a spendthrift only deter- mines that he is unfit to have the care and management of his property. Rice vs. Rice, 50 Mich., 448. The fact that one is adjudicated a spendthrift does not affect his competency to make a will. Supra. TITLE THROUGH EXECUTION SALES. The points of inquiry where title is derived through execution sale are: . 1. Was a judgment or decree legally rendered by a court having jurisdiction of the subject mat- ter and of the person of an owner or part owner of the land? 2. Was a levy legally made and notice filed in the Register's office describing the land? 3. Was notice of sale describing the land post- ed in the township or city where the lands were sold six weeks previous to the sale, and if the sale were made in a different town or city than the place where the land is situated, was like notice posted in the same manner in the township where the lands are situated? 4. Was such notice published once each week for six weeks previous to the sale in a newspaper printed in the county? 5. Was the sale made at the Court House in the county where the land was situated between 9 a. m. and sunset? 146 DOWEE. 6. Was the land sold in parcels in the order directed by the defendants 1 7. Was the purchaser disqualified from pur- chasing? 8. Was a certificate of sale recorded within ten days after sale? 9. Was the sale made within ten years after entry of judgment or decree? 10. Was the sale made within five years after making the levy? 11. Has the time for redemption expired with- out being exercised? 12. Was a deed made and within ten years after the expiration of redemption? The failure of the sheriff to give notice of the sale in the statutory manner suggested will not invalidate the title of a purchaser in good faith. 9173 Comp. Laws, 1897. Since September 28th, 1889, under 9224 Comp. Laws, a levy is superior to the rights of prior grantee or mort- gagee whose instruments are not recorded prior to the filing of the notice of levy in the Register's office. Actual notice afforded by possession will protect such an owner or lienor against the operation of this statute. DOWER. It must be remembered that no execution, probate or other judicial sale of the husband's interest in real es- tate will affect the wife's dower. TITLE BY PARTITION. 147 Dower can only be released in the manner provided by the statute. It cannot be transferred to a third per- son while inchoate. Gailbraith vs. Fleming, 60 Mich., 408. Under the statute and case cited it would seem to be the rule of law that speculation in an estate in dower is prohibited and that the estate is inalienable except to one who holds the fee title until after the death of the husband and the assignment of the interest to a specific parcel of land. TITLE BY PARTITION. Under the Michigan laws the Probate Court and the Chancery Courts are given jurisdiction over partition. Voluntary partitions between common owners have always been recognized in Michigan, New York and Wisconsin. Michigan has sustained a voluntary partition as against an incompetent person when consented to by his guardian. Hunt vs. Eabitoay, 125 Mich., 137. In some states a voluntary partition is held void un- der the statute of frauds ; such is the rule in Illinois. But in that state where common owners have each conveyed specific parcels of the common land to others, the court has, when the transaction is followed by a considerable lapse of time, presumed a lost writing. Marke vs. Wakeman, 107 III., 251. 148 PROBATE PARTITION. Recitals in ancient deeds have been held sufficient evi- dence of a voluntary partition where followed by pos- session. Hunt vs. Rdbitoay, supra. The most conclusive authority for the rule that where the tenants in common have conveyed specific parcels of the common land in severalty, the deeds are evidence of a voluntary partition, is Eaton vs. Talmage, 24 Wis., 217. This was an ejectment suit and only a legal title can be shown in such a cause. The court lays down the rule : 1 'Where there are two tenants in common, each owning an undivided half of land, neither can make a partition that will be binding on the oth- er by assuming to convey either half specifically. But if one does so convey the other would be at liberty to acquiesce and accept the remaining half, and if he should do so by conveying that specifically, the two conveyances would operate as a complete and binding partition." This decision seems to be founded upon good sense and the principle will often be involved in the old French titles in this locality, particularly up the shore of Lake St. Glair and in Macomb and St. Glair counties. PROBATE PARTITIONS. When title comes through a probate partition the in- quiries are: PARTITION IN CHANCERY COURT. 149 1. Has the court made an order assigning the residue ? 2. Has notice been given in the manner direct- ed by the court? 3. Have guardians been appointed for all minors or incompetents and agents for all heirs, non-residents of the state? 4. Has notice been given to all interested by the commissioners of the time and place the par- tition is to be made? 5. Have the commissioners filed their report and has it been confirmed? PARTITION IN THE CHANCERY COURT. This proceeding is purely statutory and governed by Chap. 304, Comp. Laws, 1897. v fr~tt "r-s It can only be maintained by a person who has an estate in possession. The bill must be verified. General guardians represent their wards. Every person having an interest in the premises, whether in possession or otherwise, and every person entitled to dower should be parties, also mortgagees and other lienors. The proceedings to bring in a non-resident or un- known party differs from the ordinary chancery prac- tice. The order for appearance is a three months ' order and the order must contain a description of the land. $11023 Comp. Laws, 1897. 150 PARTITION IN CHANCERY COURT. The commissioners appointed must give notice of their meeting to the parties interested. Simpson vs. Simpson, 59 Mich., 71. All the commissioners must meet together but the act of a majority will be valid and binding. Jurisdiction of the person by service of process or service or publication of a proper order and notice by the commissioners are undoubtedly essential to a valid partition. Dower is not affected unless the wife is made a party. Griener vs. Klein, 28 Mich., 12. Most partitions are brought because of the incapacity of a minor or insane tenant to consent to an amicable division. Suit in such a case is unnecessary. The gen- eral guardian of a minor or insane person can petition the court exparte for leave to agree to the partition and with the approval of the court convey his ward's interest in return for a conveyance to his ward of a proper portion of the common premises by the other tenants. >84, 11087, 11088, 11090 Comp. Laws, 1897. The inquiries I have suggested are only to guide you in recent transactions. A title might involve every principle I have pointed out and fail under each of the suggested tests when ap- plied, and because of adverse possession be unassailable and legally marketable. ABSOLUTE IMPARTIALITY. 151 Either examiners of titles must pronounce that title marketable which cannot be successfully assailed in the courts, or the abstract and the lawyer must be elimi- nated in the transfer of lands and a substitute found that will not be an obstruction to business. I have suggested some of the leading principles of the subject of conveyancing and attempted to illustrate their practical application in the examination of land titles. With this introduction to the subject I wish to say in conclusion: In the practice of conveyancing, parties with hostile interests will seek your service in the same transaction. Often one is a client and the other a stranger without other counsel. Under such circumstances your position is not that of a partisan. The ethics of your profession require, and common honesty demands that you act with absolute impartiality and guard the interests of the stranger with the same zeal that you look after the rights of your client. Do for the stranger what you would do for your client were their positions reversed. There is no other course; there is no excuse for any other or different action. INDEX. ABSOLUTE FEE conveyance of an, 95 donee takes an, 89 ABSTRACTS OF TITLE estate for life as to, 88 tenant for life as to, 89 ABSTRACTS OF TITLE examination of, 114 land contract as to, 107 memorandum of sale as to, 105 ACCUMULATIONS express trust for, when, 96 married woman as to, 86 rents and profits as, 83 ACKNOWLEDGMENT consular agents taking, 76 contents of, 72 deed as to, 12 execution in another state as to, 75 officer of a corporation can take, 73 requisite of recording laws is the, 71 ACQUAINTANCE OF OFFICER certificate of acknowledgment contains, 72 ACTION defense to an, upon covenants, 57 ACTION FOR BREACH OF COVENANTS tax as to, 14 ACTUAL POSSESSION northwest territory's owners of land by, 33 ADMINISTRATOR recital in deed to a person as, 20 ADVERSE POSSESSION state as to, 42 AFFIRMANCE infant may make, 15 AFTER-ACQUIRED TITLE quit-claim never passes an, 52 warranty deed passes an, 52 AGENT notice to, is notice to principal, 79 ALIEN operative word in a deed is, 26 premises as to, 11 ALIENABILITY rules of, 97 ALIENATION estates in land, 82 powers of, incapable, when, 88 suspended, when, 95 suspension of, 50 trust for a term of years is void, 98 2 INDEX. ALLOTMENT BY THE BARONS inferiors to get, 2 ALTERNATIVE ESTATES creation of, 83 ANCIENT CONVEYANCES precaution of, 27 ANNUITY p.ayment of, from rents and profits, 99 ARPENT definition of, 34 ARSENAL GROUND land known as, 35 location of, 36 ARTIFICIAL MONUMENTS local inquiries as to, 37 ASKIN FARM location of, 35 ASSIGNMENT land contract as to, 107 possession of land by, entitling one to rents and profits, 84 prohibition of the life tenant to make, 89 rents and profits in, of a trust, 96 ASSIGNMENT OF TRUSTS trustee cannot make them an, 87 ASSIGNS words of limitation in deeds as, 23 ASSUMED NAMES trade names as, 22 ASSURANCES covenant of further, 54 ATTORNEY fee of, as a covenant in a mortgage, 100 knowledge of, imputed to client, 79 AUCTION covenant in a mortgage regarding sale at, 101 BARGAIN operative word in deed is, 26 premises as to, 11 BARGAIN AND SALE deed as to, 4 BARONS vassal to the king, 2 BASE LINES establishment of, 29 BEAUBIEN FARM location of, 37 BENEFICIAL INTEREST expressed trust as to, 86, 96 passing of, for benefit of creditors, 91 BENEFICIAL POWER definition of, 88 limitation of, as to their validity, 90 married woman as to, 89 BENEFICIARIES interest in land by. 85 BENEFIT OF CREDITORS express trust for, 96 sale of land for, 85 BILL IN EQUITY compelling conveyance by, 85 INDEX. BLACKSTONE'S COMMENTARIES classification of conveyance, 5 designation in, as to facts of a deed, 10 statements in, 4 BONA FIDE PURCHASER deed without convenants as to, 52 knowledge of prior defects as to, 79 notice of prior deed as to, 79 BONDS interest on, 101 BOUNDARIES meander lines as to, 44 BREACH OF COVENANTS action for, 14 lease for, 103 remedy for, 62 visible servitude is a, 57 BREACH OF CONDITION estate as to, 49 BUILDING LINE restitution regarding, 65 BUILDING RESTRICTIONS covenants as to user of land in, 61 BRUSH FARM location of, 35 BY-LAWS execution covered by, 24 CASS FARM location of, 35 CESTUI QUE TRUSTENT designation as, 4 estate in land of, 87 CHAINS AND FEET terms used in measurement as, 35 CHANCERY COURT authorization of, as to sales of land, 144 title in a sale through, 144 CHARGE D'AFFAIRS acknowledgment bv, 76 CHARITABLE TRUS'TS permission of, in perpetuity, 99 CLAIM creditors impress on land to cover, 85 possession under, of title, 54 CLAIMANT frontage on water in possession by, 34 CLERK taking acknowledgments by, 74 CLIENT knowledge of attorney binds, 79 COMMERCIAL LEASES reservations in, 104 COMMISSIONER OF COURT taking acknowledgment by, 74 COMMON LAW acknowledgment of, deed, 13 gantor cannot deed to himself at, 15 middle names in deeds at, 18 COMPASS use of, in surveys, 32 4 INDEX. COMPUTATION OF TIME date of instrument creating power is the one in, 94 CONCLUSIONS deeds as to, 12 execution and date are the, 66 CONDITION alienation as a, 49 covenants as, 49 deed as to, 12 enforcement of, 49 forfeiture of, 49 illegal acts as to, 49 power of alienation as to, 50 precedent and subsequent are, 48 provided always this grant is upon, 48 CONDITIONAL LIMITATIONS definition of, 49 CONFIRM operative word in a deed is, 26 premises as to, 11 CONFIRMATION deed as to, 26 definition, 34 CONSENT OF THIRD PERSON execution of, same as conveyance, 93 CONSIDERATION deed as to, 8 early conveyance as to, 4 necessity for, in deeds, 24 one dollar and other valuable, 25 payment of, by another, 85 premises as to, 11 receipt of, in deeds, 25 third parties as to, 24 written contract as to, 25 CONSTRUCTIpN AND INTERPRETATION acts of parties showing their understanding affects, 39 boundary a question of fact in, 40 building restriction as to, 63 clause showing intent controls a general description in, 39 facts at time of delivery, 39 grantor's rights in, 40 intent of parties in, overcome all arbitrary rules, 40 intention of parties in, 39 land-marks and monuments control courses and distances, 39 particular description following a general one, the former gov- erns, 39 permanent monuments control artificial ones in, 39 rejection of no part of the deed affects, 39 rules for, of deeds, 38 CONSUL acknowledgments by, 76 CONSULAR AGENT acknowledgment by, 76 CONTRACT consideration in deed not fact of the. 25 definition of, 25 covenant synonymous with, 52 INDEX. CONTRACT Continued identification of either fact, 6 memorandum of sale as to a, 105 mention of a, in a deed, 41 option is a, 106 CONTRACT OF BARGAIN AND SALE deed as a, 4 CONTRACT OF RECOVERY mortgage as a, 81 CONTINGENCY estate of person determined by, 82 CONTINGENT REMAINDER creation of, 82, 95 prior remainder as to, 50 prohibition in the creation of, 83 CONVERGENCE OF MERIDIANS inequality of sections caused by, 31 CONVEYANCE clause in a, creates a power, 92 legal disaster in a, 94 origin of title through, Iz seal as to, 67 title through, 124 CONVEY AND WARRANT deed as to, 8 CORPORATIONS cestui que trustent as, 4 deeds as to, 23 time of execution in, 24 existence of, perpetual, 3 lands held by, 3 recital in deed of name of, 23 seal of, attesting the deed, 24 statutes as to, 24 prohibiting holding of land by, 3 strife of, with legislative power, 4 COURSES AND DISTANCES land described by, 32 COURT OF EQUITY enforcement of oral agreements in, 9 execution of power by, 91 party of interest in, 23 defective execution of a power remedied in, 94 COVENANT OF SEIZIN breach of, when, 55 COVENANT OF QUIET ENJOYMENT words of the, 57 COVENANT OF WARRANTY breach of, 58 quiet enjoyment synonymous with, 58 words of, 58 COVENANTS assent of grantee to, 53 condition of, not enforcible when benefits cease, 62 creation of, 53 deed as to, 12 definition of, 52 effect of, limited to land described, 54 further assurances as a, 54 husband and wife as to, 44 incumbrances as, 54 6 INDEX. COVENANTS Continued knowledge of circumstances no defense to action on, 57 land conveyed covered by, 59 lease contains a, 103 quiet enjoyment as a, 54 claim as to, 52 remedies for a breach of, 61 restrictions as, 49 right to convey as a, 54, 55 seizin as a, 54 several, in one sentence, 53 statutes imply, 53 warranty as a, 54 COVENANTS AGAINST INCUMBRANCES date of delivery as to, 14 words of, 56 COVENANTS AS TO USER OF LAND building restrictions as to, 61 COVENANTS OF MORTGAGES payment of money in, 100 COVENANTS RUN WITH THE LAND warranty and quiet enjoyment are, 59 CREDITORS claims of, subjected to special and beneficial powers, 90 claim of, impressed on the land, 85 court in chancery compels execution of power in trust for bene- fit of, 91 deed is dc<-med absolute against subsequent, 87 express trusts for the benefit of, 96 recital in a deed as to, of deceased persons, 20 rights of, with reserved powers, 89 grantors as to, 24 surplus of rents and profits, 86 sale of land for the benefit of, 85 DAMAGES action of, for breach of covenant, 62 liability for, by landlord, 104 DATE acknowledgment of deed as to, 13 certificate of acknowledgments contain, 72 deeds at common law, 13 statutory,13 delivery of deed, 13 tax paid by grantor, 14 execution of deed, 13 expiration of commission, 72 premises of deeds as to, 11 time of alienation may be suspended by a power is the, when, 94 creation of power is the, 97 DEEDS acceptance of, by grantee binding, 53 acknowledgment of, 71 alternative, sustained, Rule 20 assurance synonymous with, 60 care in the spelling of names in, 17 cession in a, from Virginia, 33 common law identity of names in, 18 conclusions as to, 12 condition as to, 12, 48 INDEX. / DEEDS Continued consideration in, 24 construction and interpretation of, 38 will, 71 contents of, 8 delivering, intended to be effective at grantor's death, 71 conveyance by, 6 all the estate grantor has, 28 corporation in, 23 covenants as to, 12, 52, 61 incumbrances, 56 quiet enjoyment in, 57 seizin, 54 unnecessary to be, 52 warranty in, 58 creditors of grantors as to, 24 defective, because of uncertainty, 23 definition by Blackstone, 5 Washburn, 5 delivery of, beyond recall necessary, 69, 70 third person for grantee passes title though a, is later, 70 description in 28, 41 designation of grantor in, 15 distinction between void and voidable, 15 early history of, 4 effect of unrecorded or unacknowledged, 41 essential matter remains, not vitiated, 40 entry book as to, 78 essential to validity, 3 execution by grantor only, 7 explanation of covenants in, 52 father and son with same initials in, 18 formal written contract is a, 5 grantor and grantee in every, 14 as trustee, 20 habendum, 45 fee simple, etc., 11 husband and wife as to, 44 identity by their indentures, 7 infant cannot make, 15 insane person cannot execute a, 15 joint tenancy, 21 kinds of, in Michigan, 6 legal effect of, with covenants, 52 limitations in, 23 maps and plats mentioned in, 40 money payment for, to third person, constitutes delivery, 70 mortgages as, 81 name in the, 18 passing title, 20 operative words in, 26 origin of, 5, 6 partition as to, 7 partners in grantee's, 22 parts of, in Blackstone, 10 party with control of, is essential element of delivery, 70 possession by grantor after delivery of, hazardous, 81 premises contain consideration of, 11 date in, 11 description of the land as to, 11 fee or less than fee as to, 11 8 INDEX. DEEDS Continued grant, bargain, sell, release, alien and confirm as to, 11 parties as to, 11 presumption that similar sounding names are the same person in, 17 proof when person is known by two names in, 18 purchaser has relief under his covenants, 16 receipt of consideration in, 25 recitals accepted as their, 16 covenant, when, 53 former name of married woman, 19 married or single, 16 occupation as to, 20 recording of, 13 prima facie evidence of delivery, 69 reddendum in, 12, 46 reference to another deed, 41 restriction in, 61 retaining of, by grantor invalidates the instrument, 70 seal as to, 12, 67 signature as to, 12, 53 signing as to, 66 subsequent purchaser recording his, first, 77 suspending effect of, during lifetime of grantor, 70 temporary filing of, 76 tenendum in, 12, 46 trade name, void because of uncertainty, 22 trust expressed in, void when, 87 not contained in conveyance, deemed absolute, 87 validity does not depend on what in a, 16 variance in name or initial in, 18 witnesses in, 12, 68 DEEDS AND MORTGAGES execution and recording of, as a conveyance, 92 DEEDS OF RELEASE common law as to, 9 DEEDS POLL common law as to, 6 date of a deed as to, 11 origin of, 6 DEFAULT land contract as to, 107 tenant is in, as to lease, 103 DEFENSE OF THE TITLE covenant as to, 12 DEFICIENCIES IN THE RECORD entry book as to, 78 DELIVERY date of, of deed, 13 quit-claim deed as to, 52 grantor remains in possession after, 80 necessity for, 69 patents of land as to, 71 statute of limitations runs from, 55, 56 unconditional, to a third person is escrow, 70 DESCENT laws of, 133 DESCRIPTION arpent as a basis of, 34 certainty of, 37 courses and distances in, 32 deed as to, 8 extrinsic evidence as to, 36 INDEX. DESCRIPTION Continued failure to designate state and county in, 38 front and rear concessions, 34 indefinite, explained, 38 land board as to, 33 lazy man's, 36 premises as to, 11 private claims as to, 33 purpose of, in deeds, 28 sufficiency of, granting all the land of a person, 38 DESIGNATED BENEFICIARIES power in a trust is imperative in, 91 DEVICE OR SCROLL effect of, 67 DEVISE distinct parcels of land by, to three different daughters, 99 executor or trustee is not authorized to receive rents and profits in a, when, 86 husband and wife take by entirety, 21 possessor of land by, entitles one to rents and profits, 84 power is created by a, 92 words of inheritance as to, 46 DISCRETIONARY POWER execution of, 91 DISPOSITION OF LAND right of possession as to, 84 DISQUALIFICATION notary's interest in transaction, 73 DONEE grant by, of a power in excess of authority, 93 DOWER breach of covenant against encumbrances is an outstanding right of, 56 effect on, 146 DRAFTING OF CONVEYANCES instructions in, 110 DUPLEX FLAT restrictions regarding, 64, 65 EARLY SETTLERS narrow strips of land held by, 34 EASEMENT breach of covenant against encumbrance is an, 56 specific mention of, 43 visible, affecting a covenant against encumbrances, 57 EDUCATIONAL TRUST permission of, in perpetuity, 99 EIGHTH LINES definition of, 31 EJECTMENT equitable title as to, 23 ENCUMBRANCES any right vested in a third person is an, 56 breach of the covenant against, 56 covenant against, 56 two kinds of, 57 ENTIRETY husband and wife are tenants by the, 21 EQUITABLE CONVERSION power of sale amounts to, when, 98 EQUITABLE TITLE dower at common law attached to an, 110 law courts do not recognize, 23 10 INDEX. ESCROW delivery of deed in, 70 ESTATES contents of, 20 estate for life absolute power of disposition in, 88 habendum as to, 11 estate for years habendum as to, 11 estate in expectancy creation of, 83 estate in fee corporation as to, 23 estate in fee simple habendum as to, 11 estate in land cestui que trustent as to, 87 estate in real property suspension of alienation in, 82 estate limited habendum as to, 45 estate less than fee power as to an, 88 estate of trustee title of, connected with power or disposition, 84 ESTOPPEL owner of restricted land is estopped, when, 64 EXAMINATION OF TITLES instructions as to, 114 EVICTION breach of covenants by , 58 EVIDENCE admission of instrument as, 77 extrinsic, may be resorted to, 36 parol, as to consideration, 25 person in deeds known by two names, 18 possession of deed is, of delivery, 69 recitals are not, 16 recording of deed is, of delivery, 76 transcript of record of conveyance read in, 77 note is, of indebtedness, 101 EXCEPTION TO THE GRANT reservations compared with, 47 EXECUTION corporation as to, 24 deed on same footing as, levy, 78 evidence as to, 77 defect in, of a deed, 81 powers creation of estate under the, 94 donor prohibited from dispensing with statutory require- ments in, 9 proof of, of a deed, 12 title through, sale, 145 mandate as to, 92 EXECUTORY CONTRACTS sale of land by, 77 words of inheritance as to, 4f> EXECUTORY CONTRACTS OF SALE contents of. 107 INDEX. 11 EXPECTANT ESTATES prohibition of, 83 release power to, by life tenant, 90 EXPRESS TRUSTS creation of, how, 96 statutes relating to, applicable to powers, 91 purposes cease when, 88 EXTINGUISHMENT OF POWER release by life tenant operates as an, when, 90 FACT OF ACKNOWLEDGMENT certificate of acknowledgment contains, 72 FACTORY restrictions regarding a small, 65 FAILURE OF THE TRUST land goes to whom on, 87 FATHER AND SON condition as to support, 12 FEE allotment by barons, 2 city streets as to the, 41 contingent remainder as to, 50 estate in, absolute when, 88 grantor's covenant as to, 12 king to hold the, 2 possession as to the, 82 power merged into a, 95 owner of, conveying a part, 61 FEE SIMPLE habendum as to, 11 covenant as to, 54 deeds of land in, 110 grant to a corporation resulting in a, 45 grant to a trustee, 45 inflexible, 28 FEOFFMENT oral testimony, 3 original conveyance as, 3 FEUDAL SYSTEM conveyances under, 1 corporation in, 3 defended upon the armed array, 3 introduction in England, 2 oral declaration, 2 preservation of, 3 warranty was an incident of every grant under the, 53 FIRE ENGINE HOUSE restrictions regarding, 64 FLAT restrictions as to, 64 FORECLOSURE IN EQUITY attorney fee proved in, 101 chancery suit is a, 130 FORECLOSURE OF MORTGAGE contents of, 128 title through, 128 FORECLOSURE OF CONTRACTS forfeiture by, 108 FOREIGN COUNTRIES deeds executed in, 75 FORFEITURE land contract as to, 107 12 INDEX. FORFEITURE OF FEE baron to his king, 2 FORGERY IN A DEED chattel mortgage as to, 6 FORMALITIES IN THE EXECUTION ignoring of, when, 93 FRAUD deed by, is void, 15 FREE ACT AND DEED acknowledgment is a declaration that the execution was his, 71 FRONT AND REAR CONCESSIONS acts of congress known as, 34 FIELD NOTES definition of, 31 FURTHER ASSURANCES covenant of, 54, 49 words of, 59 FUTURE ESTATES creation of, void, when, 83, 95 creditors and purchasers as to, 88 vesting of, remainders, 97 GENERAL DESCRIPTION sufficiency of, 38 GOVERNMENT definition of. lots, 31 landmarks were set by the, survey, 30 original owner as to, patents, 33 GOVERNOR AND JUDGES' PLAN land known as, 35 location of, 35 GRANT distinction from confirmation, 34 former definition, 27 grantee takes, in own name consideration being paid by another, 85_ operative word in deed is, 26 possession from a, entitled grantee to rents and profits, 84 p.remises as to, 11 reservations repugnant to, 48 sufficiency of description in a, of all lands owned by a person, 38 voidable deed passes the title in the, 15 GRANTEE acceptance by, is presumed, 69 capacity of, in deeds, 19 covenants by, enlorcible, 53 deed has a, 14 description of, 19 obligations effecting, 16 party of the second part, 15 prior notice as to, 79 riehts are not acquired by, in a void deed, 15 tenants in common as to, 21 trustee recited in deed, 20 use of the purchase as to, 4 GRANTOR covenants as to, 12 conveyance cannot be made to himself, 15 deed has a, 14 deeds designate, 15 delivery must be made by, 69 INDEX. 13 GRANTOR Continued intention of, 49 name not in the deed, 18 notice to, of institution of suit, 59 notice to grantee is not notice to. SO obligations effecting, 16 parting with control of deed by, 70 possession of, after delivery, 80 presence of, 72 reservation to, of any power he could grant to another, 92 rights of, beyond the street line, 42 GREAT LAKE bed of, title in people, 42 land bordered on, 31 GROSS definition of, 87 GUARDIANS authorization of, to sell lands when, 142 HABENDUM deed as to, 11 devise in a will as to, 46 executory contract as to, 46 grant to a corporation in, 45 heir in, 45 intent of parties, 45 limitation of estate in, 45 trustee accepts a grant in, 45 HEIR recital in a deed as to, 20 word of limitation as to, 23, 27 HIGH WATER MARK rule as to title to land by, 42 HISTORICAL INTRODUCTION feudal system, 1, 2 public delivery, 2 HOMESTEAD ENTRIES public domain as to, 29 HUSBAND AND WIFE deed runs to several two of whom are, 22 disqualification as witnesses of deeds, 68 estates by entirety, 22 common, 22 jointure in deed of, as to title of either, 44 tenants by entirety, 21 INDENTIFICATION requirement of, in acknowledgments, 72 IMPLIED TRUST defect of title in, 85 IMPROVEMENTS effect on title by. 9 INCHOATE DOWER married woman as to, 61 INCUMBRANCES covenants as to, 12 against, 54 land contract as to, 107 INCOMPETENT PERSONS guardian of, to sell lands, when, 144 INDENTURE common Jaw as to, 6 definition of, 6 14 INDEX. INFANTS grantees as, 19 INFLAMMABLE OR COMBUSTIBLE MATTER accumulation of, 104 INFERIORS OR VASSALS allotment of lands to, 2 INHERITANCE title through, 132 INJUNCTION effective remedy is, for threatened breach of covenant, 6i INLAND LAKES bordered upon, 31 ownership of bed of, 42 INSANE PERSONS grantees as, 19 guardians of, to sell land, when, 142 INSOLVENCY OF TENANT covenant in a lease as to, 104 INSTRUMENT defects in, 81 effect of, to pass title, 52 entry book as to, 78 INSURANCE covenants in mortgages as to, 100 clause in lands contracts as to, 107 instrument shows, 27 INTENTION recital in deed showing, 28 words evidencing an, are sufficient, 53 power shall be observed as to, of donor, 93 reservation to a stranger as to, 47 saving and reserving as to, 48 INTEREST bonds bear, 101 covenant in mortgage as to, 101 rules of construction overcome by, 40 INTERPRETATION rules of, of deeds, 38 INTERPRETER acknowledgments by, 73 INTRODUCTION requirement of an, to a stranger, 72 JOINT TENANCY recital in a deed, 21 JOINT TENANTS common law rule as to, 21 JUDGE taking acknowledgments by, 74 JUSTICE OF THE PEACE taking acknowledgment by, 74 LAND BOARD proof of title before the, 33 LAND CONTRACTS contents of, 107 husband and wife take, by entirety in, 21 parties to, rights of, 108 recording laws as to, 78 LANDLORD AND TENANT leases by, 103, 104 LAND-MARKS government set, 30 INDEX. 15 LATITUDE basis of measurement from, 29 LAWFUL TITLE eviction under, 58 LEASE breach of covenant against encumbrances is a, 56 contents of, 103 grant for years in, 103 LEGAL PRESUMPTION deed as to, 13 identity of same name as grantee and grantor, 17 LEGAL TITLE AND A POWER trustee may hold the, at the time time, 95 LEGATEES benefit of, 85 sell, mortgage or lease land for the benefit of, 96 LEVIES register to keep books of, 78 LIEN creation of, by a mortgage, 100 LIFE ESTATE annuity payable from rents and profits in a, 99 limitations on, 83 release of power by tenant in, 90 LIMITATION alienation shall not be suspended by any, 95 habendum as to, 45 life estates as to, 83 recital in deed snowing, 28 LIMITATION OF POSSESSION reddendum as to, 12 LIMITATIONS, STATUTE OF possession larger than the requirements of the, 121 LIVERY OF SEIZIN delivery takes the place of, 69 formality of, 9 qublic delivery as, 21 unnecessary when, 5 LONGITUDE basis of ceasurement from, 29 LOW WATER MARK rule as to title of land under, 42 MACOMB FARM location of, 35 MALFEASANCE trustee not responsible for, 87 MAP mention of, in deed, 40 MARKETABLE TITLE memorandum of sale as to, 105 MARRIED MAN wife joins in deed of, 16 MARRIED WOMAN accumulations for, 85 beneficial powers of, to dispose of less than fee, 89 express trust for the benefit of, 96 limited capacity of a, to make a contract, 60 time when, reach their majority, 15 MASTER IN CHANCERY taking acknowledgment by, 74 16 INDEX. MAXIM that is certain, etc. 23 MEANDER LINES AND POSTS area of land as to, 32 boundaries as to, 44 MEMORANDUM OF SALE contents of frauds as to, 105 statute of frauds as to, 105 MERIDIANS OF LONGITUDE basis of measurement from, 29 METES AND BOUNDS land described by, 28 MIDDLE NAME consequence of, in deeds, 18 MILITARY RESERVE land known as, 35 location of, 36 MILITARY TENURE lands effected by, 2 MILITARY WARRANTS public domain as to, 29 MINISTER PLENIPOTENTIARY acknowledgment of deeds by, 76 MINORS benefit of, 83 guardians of, to sell land, when, 142 MORTGAGE deed subject to a, grantee assumes, 54 evidence of the security is the, 101 power of sale in a, passes to assignee, 94 bound by, 90 unpaid at delivery, 56 MORTGAGEE execution of the power as to, 90 MORTGAGES contents of, 100 deeds intended as, 81 origin of. 100 MORTGAGE TAX LAW few find fault with, 26 MORTMAIN statutes of, 1, 23 MUNICIPALITIES restrictions effectfng, 64 MY COMMISSION EXPIRES certificate of acknowledgment, 72 NAME assumed, as to trade-names, 22 certificate of acknowledgment contains, of grantor, 72 deed as to, of parties, 8 derivation of, in early deeds, 18 NAVIGABLE OR NON-NAVIGABLE STREAMS rule as to title to land under, 42 NORMAN ACRE distinction from other acres, 35 NORMAN CONQUEST relation of, to conveyancing, 2 NOTARIES acts of, anywhere in the state, 73 INDEX. 17 NOTARY PUBLIC interest in transaction will disqualify, 73 interpreter as to, 73 officer of a corporation act as a, 73 official to make acknowledgments as a, 71 taking of acknowledgment by, 74 NOTE mortgages are usually accompanied by, 101 NOTICE defective execution not, 81 entry book is, even if incorrect, 78 land contract as to, 108 possession of grantor after delivery is not, 80 prior deed as to, 79 recitals are, of facts stated, 16 tenant gives, to landlord, 104 warranty deed as to, 9 NORTHWEST TERRITORY land known as, 33 OATH interpreter as to, 73 ownership of land effected by, 2 OCCUPATION premises as to, 11 OFFICES OF CORPORATION action of, as to acknowledgments, 73 ONE DWELLING HOUSE restrictions as to, 63 ONE DOLLAR AND OTHER VALUABLE CONSIDERATIONS reason for, 25 OPERATIVE WORDS ancient conveyances as to, 27 excepting: as. 48 grant, bargain, sell, remise, release, alien and confirm are, 26 premises as to, 11 saving and excepting as, 48 words of limitation follow, 27 OPTIONS contents of, 106 ORAL AGREEMENT purchaser makes, is binding, 105 OUTSTANDING TITLE existence of, 58 PASSIVE TRUSTS abolishment of, 84 PARK LOTS land known as, 35 location of, 36 starting point at, 38 PARALLELS OF LATITUDE basis of measurement from, 29 PARAMOUNT TITLE eviction under, 58 PARENT power granted by, shall be an advancement when, 94 PAROL EVIDENCE consideration shown by, 25 legal effect of, to vary a deed, 52 written contract varied by, 25 18 INDEX. PARTIES premises as to, 11 recitals binding on, 16 consideration as to, 24 disqualification of, as witnesses, 68 PARTITION possession as to, in chancery, 149 probate court as to, 148 title through, 147 PARTNERS deed should name, as grantees, 22 PARTY OF FIRST PART grantor is the, 15 PATENT OF LAND BY THE GOVERNMENT delivery is not necessary, 71 original owner as to, 33 PAYMENT OF CONSIDERATION premises as to, 11 PEOPLE vassal to the baron, 2 PERPETUITIES example of, 10 limitation as to, 50, 51 rules of, 97 suspension of alienation in, 82 PERSONAL KNOWLEDGE notary certificate based on, 73 PHOTOGRAPH GALLERY enjoining the erection of, 63 PLAT fact that is, is not acknowledged or recorded, 41 mention of, in deed, 40 POSSESSION expression of, in land contract, 108 notice of rights by, 80 right of, 84 statute of limitations as to, 9 title by, 121 POWER assignee entitled to, of sale clause in a mortgage, 94 clause in conveyance or will creates a, 92 covenant for, of sale in a mortgage, 101 date of, is that of the instrument creating it, 93 device as to, of sale or mortgage, 86 donee of the, 89 defective execution of a, remedy in court of chancery, 94 extinguishment of, 90 instruction regarding, of attorney, 127 irrevocability of, when, 92 recital of, unnecessary, when, 93 remedy of defective execution of a, in court of chancery, 94 reservation in, 89 several persons share alike in, 91 special, is in trust, when, 91 statute of, do not apply to power at attorney, 94 trust distinguished from, 94 indications of a, 87 who can hold a, 92 INDEX. 19 POWER OF ALIENATION suspension of, 82, 95 POWERS abolishment of, 88 definition of, 88 extinguishment of, 89 right to convey as to, 55 statute of, 50 uses and trusts as, 84 PREMISES consideration as to. 11 deed as to, 11 description of the property, 11 divisions of, 11 parties as to, 11 words of limitation, 11 PRESENCE subscribing witnesses in the, of the grantor, 69 PRESUMPTIONS father and son in deeds as to, 18 initials and Christian names as to, 17 subsequent purchase as to, 80 PRESUMPTIVE EVIDENCE possession of deed is, of delivery, 69 seal of corporation is, 67 PRINCIPAL AND AGENT notice to, 79 PRINCIPAL MERIDIANS establishment of, 29 PRIVIES AND PARTIES consideration as to, 24 PRIVATE CLAIMS subdivision of land into, 33 PROBATE PARTITION title by, 149 PROBATE SALES title through, 142 PROOF AND CIRCUMSTANCES presumption as to, 3 PROOF OF EXECUTION deed as to, 12 PUBLIC DOMAIN application of, 29 PUBLIC POLICY restriction in the use of land as to, 61 PURCHASER purchaser with notice can be a bona fide, 80 quiet enjoyment and warranty inures to benefit of, 59 rights of, with reserved powers, 89 QUARTER LINES land-marks as to, 30 QUARTER POSTS land-marks as to, 30 QUARTER SECTIONS origin of, 30 QUIT-CLAIM action on misrepresentations, 16 common law form of, 8 definition of, 8 20 INDEX. QUIT-CLAIM DEED after acquired title bv, 52 bona fide purchaser as to, 9 comparison with warranty deeds, 8 good faith purchase, as to, 79 good faith of subsequent (purchaser in, 77 importance of date in, 14 ourchaser of. may sue grantor, 59 QUIET ENJOYMENT covenant of, 54 lease for, 103 words of, 57 REAL ESTATE corporations organized to hold, 23 RECEIPT OF CONSIDERATION acknowledgment of, in deeds, 25 RECITAL covenant may be a, in a deed, 53 corporate name in, 23 former name of a married woman in, 19 inchoate dower not barred by, 16 premises as to, 11 single man in, 16 statement of, 11 strangers bound by ancient, 17 variance in spelling of names shown in, 17 third person of consideration, 24 RECORD deed not entitled to, when, 16 proof or acknowledgment as to, 13 title by, 123 RECORD TITLE possession as to, 80 RECORDING LAWS each state has, 74 entry book as to, 78 patents from the government not within, 78 powers are within the, 92 quit-claim deed in, 79 unrecorded deed between the parties as to, 78 REDDENDUM deed as to, 12 easement as to, 47 reservation as to, 46 REDEMPTION right of, in land contract, 109 REGISTER OF DEEDS law requires, to keep entry book, 78 RELEASE operative word in a deed is, 26 premises as to, 11 REMAINDER contingent, created on a prior, in fee, 82 fee may be created, how, 95 creation of, in term of years, 83 death of two persons as to, 83 fee as to, 50 limitation of, 89 REMISE operative word in a deed is, 26 INDEX. 21 RENTAL payment of, under lease, 103 RENTS AND PROFITS accumulations of, 83 application of, to the use of any person, 86 cestui que trustent, 4 express trust for, when, 96 grant giving possession entitles grantee to, 84 person entitled to, 84 person who receive, from trustee cannot release or convey, 98 relation to statute of uses, 4 REPAIRS covenant for, 103 landlord should not covenant to make, 104 RE-POSSESSION OF PREMISES leases grant, when, 103 RESERVATION grant of the land as to, 47 grantor makes, when, 92 termination of, 47 landlord needs a, in lease to inspect, 103 recital in deed showing, 28 reddendum as to, 12 riparian rights as to, 44 RESIDENCE OF PARTIES premises as to, 11 RESTRICTION CONSTRUCTIONS building line, 65 duplex flat, 64, 65 factory, 65 fire engine house, 64 flat, 64 photograph gallery, 63 space between buildings, 64 store and flat, 64, 65 two-family flat, 63 two-story dwelling-house, 64 RESTRICTIONS agreement as to, on other lands to be subdivided, 65 breach of covenant as to, 56 change of condition in property under, 62 condition in a deed as to, 49 construction of, regarding a two-story dwelling-house, 64 corporate holdings of the Saxons as to, 4 covenant as to user of land as building, 61 lot sold without, cannot be subjected to, 66 one breach of, will not estop its enforcement, 65 rear of lot on corner as to, 66 RESULTING TRUSTS abolishment of, 25 defeat of title in, 65 RETROACTIVE ACT acknowledgment of foreign deed may be, 76 REVERSION condition as to, 12 RIGHT TO CONVEY covenants of, 54, 55 that do not run with the land area, 55 22 INDEX. RIPARIAN OWNER title of, to middle of stream, 42 ROYAL PARIS ACRE arpent as a, 35 SALEABLE TITLE bona fide purchaser having, 80 SALES power of, in deed or mortgage, 86, 94, 101 title through execution, 45 chancery, 144 probate, 142 SAXONS conquest as to, 4 SCROLL OR DEVICE effect of, 67 SEAL acknowledgment of deed going into another state must have, 75 certificate of acknowledgment has officer's, 72 consul's acknowledgment as to, 76 deed as to, 12 importance of, 67 SEALED AND DELIVERED feoffment effected by, 3 SEALED CONTRACTS assignment, 6 bond, discharges, leases, mortgages are, 6 deed is, 6 SECTION CORNER land-marks as to, 30 SECTION LINES origin of, 30 SECTIONS OF LAND origin of, 30 SECURITIES deeds intended as, recorded as mortgages, 81 SEIZIN covenant of, 54 words of, 54 SELL operative word in a deed is, 26 premises as to, 11 SERVITUDE breach of a covenant is a visible, 57 SEVERAL PERSONS execution of a power by, 92 SHIP-LAND TRACT land known as, 35 location of, 36 SIGNATURE OF THE PARTIES deed as to, 12 , grantor places his, 72 officer takinsr acknowledgment places his, 72 SIGNED, SEALED AND ACKNOWLEDGED common law form as to, 8 SIGNING neccssitv of, a conveyance, 67 SILENT PARTNER deed as to, 22 SINGLE MAN recital in a deed, 16 INDEX. 23 SON support of father, 12 SPACE BETWEEN BUILDINGS restrictions regarding, 64 SPECIAL POWERS designated person in, 91 disposition of, 88 limitations of, as to their validity, 90 married woman as to, 89 SPENDTHRIFTS guardians of, to sell land, when, 142 STANDARD QUARTER POSTS AND SECTION CORNERS definition of, 31 size of, 31 STATE adverse possession against, 42 STATE AND COUNTY failure to designate, effect on description, 38 STATUTE OF FRAUDS relation to feoffment, 3 STATUTE OF LIMITATION delivery of the deed as a, in a covenant, 53, 56, 121 STATUTE OF USES covenants as to, 52 definition of, 4 purchaser vested in title as to, 5 STATUTES implication of covenants in Michigan, 23 what law governs in, 24 STATUTES MORTMAIN definition of, 4 STATUTORY FORECLOSURE contents of, 128 STATUTORY FORM OF DEEDS acknowledgment as to, 13 date as to, 13 STATUTORY LAW tax as to, 14 STATUTORY PROVISION condition in deeds, 50 power as a, 50 uses and trusts as, 50 STATUTORY REQUIREMENTS donor prohibited from dispensing with the, 93 STATUTORY SHORT FORM OF DEED provision for, in this state, 8 STORE AND FLAT restriction regarding, 64, 65 STRANGER ancient recital binds, 17 officer liable for damages in taking acknowledgment of, 72 STRANGER TO THE DEED reservation to, 47 STREET OR HIGHWAY title of, in abutting property, 41 SUBMERGED LAND grant carries title to, when, 42 riparian rights at right angles with stream as to, 44 SUBSEQUENT ESTATE execution of the power of, owner, 90 24 INDEX. SUBSEQUENT PURCHASE deed void as against, when, 77 SUBSEQUENT PURCHASER notice to, when deed is recorded as mortgage, 81 same grantor as to, 79 SUBSCRIBING WITNESSES proof of acknowledgment from, 76 SUBSTANTIAL BENEFIT nominal conditions not affording, 93 SUCCESSIVE ESTATES FOR LIFE prohibition of, 83 SUCCESSORS words of limitation in deeds as, 23 SUPERIOR TITLE eviction under, 58 SUPPORT AND MAINTENANCE condition in a deed as to, 49 SUPPORT OF FATHER condition as to son, 12 SURRENDER voluntary, of possession, 58 SURVEYS first systematic method of, 29 SUSPENSION OF ALIENATION definition of, 5 example of, 10 future estates by the. are void, when, 95 TAX covenant in mortgage as to, 100 lien at delivery as a valid, 56 seller or purchaser to pay, 14 time, becomes a lien, 14 TAX CLAUSE land contracts as to, 107 TENANT AT WILL land contract as to, 108 TENANT BY ENTIRETY husband and wife are, when, 22, 21 TENANT FOR LIFE limitation to leases of, 89 TENANT FOR YEARS inheritance as to, 89 TENANTS IN COMMON common law rule as to, 21 husband and wife by descent are, 22 two or more grantees are, 21 TENANT WITHOUT PERMISSION land contract as to, 108 TENENDUM definition of, 46 part to a deed, 12 TEN THOUSAND ACRE TRACT land known as, 35 TERMINATION OF TRUST one creating trust can declare to whom it shall pass on, 87 THIRD PARTIES creditors of grantor as, 24 THIRD PERSON consent of, as to power, 93 delivery of deed to, sufficient, 70 INDEX. 25 TITLE administrators and executors give, through probate sale, 142 courts give, by partition, 147 derivation of, through execution sale, 145 exclusive possession under, 114 grants pass, in a voidable deed, 15 middle of highway, 41 through chancery sale, 144 instructions regarding, through conveyance, 124 legal presumption of identity of names in, 17 marketable title is, by possession, 121 methods of obtaining, through foreclosure of mortgage, 128 person entitle to succeed to, through inheritance, 132 premises as to, 11 recitals in ; accepted as true, 16 record as to, 123 origin of, 30 TOWN CORNERS land-marks as to, 30 TOWNSHIPS origin of, 30 TRANSCRIPT record of conveyance in form of, 76 TRANSFER OF TITLE writing as to, 9 TREATIES supreme law of the land, 10 TRESPASS landlord guilty of, when, 104 TRUST assignment of, by trustee, 87 claim of creditor impressed on a, 85 consideration paid by another, no, results, 85 land of a, vests in trustees, 87 measure of, must be in lives of being, 98 power distinguished from, 94 inclusion in a, when, 90 synonymous with, when, 87 special, in, when, 91 termination of, at the exercise of the power, 98 TRUSTEE distribution by, as he sees fit, 91 enforcement by, of beneficial rights, 87 estate of, as to right to rents and profits, 84 interest of, cannot be assigned, 87 malfeasance of, 87 perpetuities as to, 10 TRUSTS certain, are void, 86 charitable and educational, in perpetuity, 99 creation of, 85 expressed, for the benefit of any person, 86 TWENTY-ONE YEARS OF AGE contingency of vesting in one less than, 82 TWO-FAMILY FLAT restrictions as to, 63 TWO LIVES IN BEING accumulation during, 83 continuance of, as to alienation of, 95 vesting of an estate after, 83 TWO-STORY DWELLING HOUSE construction of, 64 26 INDEX. TWO WITNESSES requirement of statute as to, 74 UNASSAILABLE TITLE acquirement of, 9 UNCERTAINTY conveyance to deceased person, 20 deeds are void because of uncertainty, 22 meaning of, 23 UNDIVIDED HALF husband and wife, and another have, 22 UNDUE INFLUENCE deed executed by, is void, 15 UNITED STATES CONSTITUTION provision as to treaties in, 10 USE AND BENEFIT deed ma.de for the, 85 USES statute of, as to covenants, 52 USES.AND TRUST POWER statutes of, 84 USES AND TRUSTS introduction of, in England; 4 power granted by parent is an advancement in, 94 statute relating to, 50 USES EXISTING confirmation of, 84 ' USURY mortgage tax and interest is sometimes, 101 VALID GRANT power in excess of authority in a, 93 VALIDITY OF DEEDS acknowledgment as to, 13 VALUABLE CONSIDERATION deeds as to, 24 grant for, paid by another, 85 subsequent purchaser in good faith as to, 77 VASSAL failure of performance of oath of, 2 VENDEE agreement by, to purchase the land, 107 interest of, in land contract is real property, 109 VENDOR enforcement of lieu of, 108 interest of, is personal property, 109 VENUE -certificate of acknowledgment contains, 72 notary acting in another country, 73 VESTING absolute alienability in, 97 law favors, 49 VICE CONSUL acknowledgment of deed by, 76 VIRGINIA CESSION land obtained by, 33 WARRANT AND DEFEND obligation to, fulfilled by mailed fists, 53 WARRANT THE TITLE covenant as to, 12 WARRANTY covenant of a, 54 INDEX. 27 WARRANTY DEED bona fide purchaser by, 79 comparison of, with quit-claim deed, 8 covenants in, 12 definition .of, 8 printing of, a crime, 7 transfer in, of an after-acquired title, 52 WAIVOR act of the parties constituted a, 64 WATERS riparian owner has title to middle of', 42 WIDOWER recital in a deed, 16 WIFE jointure of husband with, conveys her own property, 45 recital in a deed, 16 WILL alienation of land by, 92 power is created by a clause in a, 92 * testator shall pass land authorized in a power to devise by, 93 WITNESSES acknowledgment of deeds in presence of, 74 deed as to, 12 necessity of, 68 WORDS AND PHRASES definition of to and toward, 40 WORDS OF DESCRIPTION premises as to, 11 WORDS OF INHERITANCE fee will pass without, 45 reservation or exception to, 40 WORDS OF LIMITATION fee or less than fee, 11 habendum as to, 11 WRITTEN INSTRUMENTS conveyances by, 77 execution of a power by, 92 WRITINGS SEALED AND DELIVERED bonds as to, 6 writings as to, 6