THE LIBRARY OF THE UNIVERSITY OF CALIFORNIA LOS ANGELES * ^ 7h '"?* "7-S / J /"U^xu^ B. 0. BAKER LAV/YiiJR DALLAS T HOW TO MAKE A LIVING ARRANGED FOR LEARNERS OF MUNSON PHONOGRAPHY L. H. PACKARD S. S. PACKARD, PUBLISHER 101 EAST 23 STREET NEW YORK The Packard Series of Munson Phonography Practical Phonography A complete text-book of Munson Phonography; logical, simple, and practical, 233 pages, I2mo, cloth, postpaid - $1.00 Phonographic Exercise Book Containing 2500 words and phrases in longhand, in the order in which they occur in the text-book, with space for phonographic outlines and teachers' corrections, postpaid - .30 How to Make a Living Reading book in Munson Phonog- raphy, embodying many commercial words and phrases, beautifully en- graved, 136 pages, 12mo, cloth, postpaid - - .75 Key to above, with number of words markedin tens and hundreds, especial- ly adapted to class dictation, 78 pages .25 IN PREPARATION : Selections from Lincoln's Speeches and Letters, in engraved Munson Phonography COPYRIGHT, 1908, BY , PACKARD COMMERCIAL SCHOOL COMPANY /to? INTRODUCTORY This reading book is made up of extracts from a valuable little book for young people written some years ago by GEORGE GARY EGGLESTON. It grew out of his experience as conductor of - , ( > \ "C" HOW TO MAKE A LIVING v. ITS VALUE NOT A FIXED ONE ( r o , THE VALUE OF MONEY I Q /""^"b Pv f O O -^---t-- - T ^-pQ---V-- ^" . - c - ^ c ^ "^ ^..y rv ^ .^....je*...^?.-^..^'...-\ f ^.. .-j-^.\ HOW TO MAKE A LIVING - r- ( b I ^\ \ X~ \ Si \5 ^ L /^ ] ^ ^^_^ ^ * ^y^" p._\.:...^>... THE COST OF MONEY - U "\- L V .- r\ /I <> THE VALUE OF MONEY 11 /\ v o*. j *\ 12 HOW TO MAKE A LIVING ^ * ""< o r --^-.5T^-.A.._ : j-yf--:--- T ...^....u. -> .. THE VALUE OF MONEY 13 ^ 1- ..jkr%>. \ L .\ 7 A. A 4---^-: _\__ ./. "^ f M HOW TO MAKE A LIVING v---^ s^s_ -J X5 I S^ - -----f-Hi - -^- ~""k" ._...>..! "Y-t-TV THE VALUE OF MONEY 15 f I I ^4 .....^. 7....C....->j: ^...r._....t:.. ^ ^ v w " r - - -- TOO MUCH MONEY 1 ( jf^-}^. '" 6"" C t . \ _' o / .^ , - 7 tS L " it; HOW TO MAKE A LIVING . ... 7_D r \ I I , -t- >. THE VALUE OF MONEY 17 a-i-t \-<^- t ^-N i i i \ ^ ^ ^ ^ _^.. .^.J i- L >^- ^ J-- 18 HOW TO MAKE A LIVING _D \ L -/f / r \ ... ..... .-^.................... \ THE VALUE OF MONEY 19 c c X \ \ HOW TO MAKE A LIVING s^ ---q- ..___4__V\>._~ x_._.\ ' - ^-^-F-^- -^^^ /- I ^> --{-' S-.ST. \ ^~=> ii . ^ *v v yfc x V\> ^ \/\ \: --^-* L. ...IjLjt.. THE VALUE OF MONEY 21 "> CHAPTER II THE DUTY AND DANGER OF MAKING MONEY THE LIMIT OF ONE'S RIGHT TO MAKE MONEY \ \ 22 THE DUTY AND DANGER OF MAKING MONEY 23 t V N ~^v - N^ . - .V . . _ \-^-_ . _ L xf" b \.. -f .-rd /.. .._> 9 I / ^-V J- HOW TO MAKE A LIVING - --. n r\ L C \ THE DUTY AND DANGER OF MAKING MONEY 25 X * / r -^- J -f- > rf V-p ^ ^K r "" _> _\ /^_ : ^_. '_ .x THE GENERAL RULE 1. .... V . ^ *= " ~A. HOW TO MAKE A LIVING . ,-^.c,-^ '- > I / / \ .-f. CHAPTER III THE CHOICE OF A BUSINESS THE IMPORTANCE OF CHOOSING WISELY THE CHOICE OF A BUSINESS 31 ) ..... -S- / ff I / A..L / ' L ____ b o \ f- HOW TO CHOOSE A BUSINESS ^ ^ JL. 32 HOW TO MAKE A LIVING 2 "r\: n 7 L. THE CHOICE OF A BUSINESS o^ C V> 3 t -V-t-^V-p- ~- " T >. ^-> .N..- N s a __.. c> v_...!rr.-.L-^ -x L C "^> .^5i--_>-^ :___/i_-_x. i 6' ~ s~s> R / ;;i3;iL l ...,p ..u...... t I k ^ ^ / 34 HOW TO MAKE A LIVING -V O - THE CHOICE OF A BUSINESS V 1 ( 1 ...... -- -- - L -H~- "- 35 *. \ V ^/l \ /n_. V 6- _.vj>. P y. ^~x' c^CLJ^-JL^jtJL^.., }=C-~5^U_Ldi L.../ -^. HOW TO MAKE A LIVING c < SL J _o ^r^T ^ ^ THE CHOICE OF A BUSINESS 37 ( ") ^ ^^ ..Tr... J-.-^Ss-iJt _______ -_r/ ____ ^T- _________ y ____________ "\ v . u C P ) - \ \) 452191 HOW TO MAKE A LIVING J_x.... T M .. ._A__ .-L \ ? ^ k /} [ I L v /T.T; ~~ V <1 ^.JL-'=\~^-- e , --- v_k. 4 ...o....^ ^ < L r\ ^ G V p R vi THE CHOICE OF A BUSINESS 6 40 HOW TO MAKE A LIVING JLJL*J_4 k V ( v -^ io -N ^ *l/^ /I. T vj L 6 V p . ~/u *" W> V ^^^ -I Q D ^cz^ V V7> 0_^ D > .v ----------- x................_ \ _x_P_ y THE CHOICE OF A BUSINESS 41 LJLJL ...L-ib-x- _V... =kf_. 42 HOW TO MAKE A LIVING .1... __>..*>.. LD.^....N X^ 2^1+-^ -ST^- tf" r ( "^ N - v \ x _a T *-* ^- ^~>^ - I o X^^-6..,J THE CHOICE OF A BUSINESS 43 44 HOW TO MAKE A LIVING PERSISTENCE IN BUSINESS ... . .. . _P y I; c ~V . ~ > THE CHOICE OF A BUSINESS 45 v^ ( H- ^> r J \ 46 HOW TO MAKE A LIVING C ~~ D /' y / ^ ------ ------ c/ CA ~ ' /; ; - ""Cl^ """' Vy~\^J-jX- ^V. "T s L...L: 4_._. >.. ....A-..i...C7r....L...C. v= ^^C/^- *^^ *" TT f ^ o C X> _.!... ......X_ ..!._ THE CHOICE OF A BUSINESS "^ } -*.A___^.. <._._* --$ \"" -t -\-i- 5 _r> i x. v ^ -- v - v r a-Q .L Q HOW TO MAKE A LIVING / ..Oi. ..r. THE CHOICE OF A BUSINESS CHAPTER IV MARRIAGE AND MONEY THE VALUE AND THE COST OF A FAMILY .W. i l ,<_ _ .^ _.... v VI / -TT=>___^ Jt - .-IZ1 , i ( ? 52 MARRIAGE AND MONEY 7 .L ,...c_..,. 54 HOW TO MAKE A LIVING \ / ..>....k...ju r -s l ._.._ l Va MARRIAGE AND MONEY 55 MARRYING FOR MONEY LUL ' ' r ^ ^ ~~7\r ^" 7*" r^ ^^^ / V. j *, ^ ~~j \ ^p j,-(-^- ._.,...:.... % . r ~_vT^r^^' ^^ S __._ s^^s 56 HOW TO MAKE A LIVING \ J THE EXTRAVAGANCE OF WIVES L ' ( v, MARRIAGE AND MONEY 57 s^ ^ C \ ^- r : - I V t >o> -^4. .^. ^..^_i 58 HOW TO MAKE A LIVING J .^. . r -VI , V f V t 4. \ u <- c MARRIAGE AND MONEY 59 .W-- \ rv: -4- \, 1 r HOW TO MAKE A LIVING S... .-L-o<^-- / ^ "~X~~0~ " V"" MARRIAGE AND MONEY 61 T THE ADVANTAGES OF DOMESTIC PARTNERSHIPS -.' ^ ' ^ \. ^ I ^~\_y ^\^~ ^---^--^-----r_ i A--- : -^ vl) x' __j^-R._._k _ Jl.__h. -.__A. f s~^> 6 \ x> ' tf"^ Vo ^ ~~\ 62 HOW TO MAKE A LIVING " ^..^-0,-^:.;..^ -A- 7 Grr^-i cu_D o .v A .^ -.\L-^T! MARRIAGE AND MONEY I V ... ..... ^l>y ^_/ <- -^-. -_^._ ._jvi_. __L._TTV- EA CHAPTER V HOW TO LIVE ON YOUR INCOME MR. MICA WEEK'S RULE .2^. . ..I.*...: ? V T ___ >s^ L T HOW TO LIVE ON YOUR INCOME 65 \ -r- / V- . I^~^N -o --Y \ WHAT IS YOUR INCOME L .1 b HOW TO MAKE A LIVING .rr...^.. ...v HOW TO LIVE ON YOUR INCOME 67 N\ ^*O t f~ " > -L-. __X~ --\_su----^.-X>-*. HOW TO KEEP WITHIN THE AVERAGE 68 HOW TO MAKE A LIVING .71 \ 1 JL WHEN TO SAVE r HOW TO LIVE ON YOUR INCOME ' V I ( f \K^ ^ C ..A.. ; -. C i V joXL^l X X.__jC^rd J Jl_x. 1 ( _../r^._x J b A \ I ^--1 _ ^C_ ^C^X / . _v^ ^.... ..^ ^ 70 HOW TO MAKE A LIVING -y jLi ) V WHERE TO SAVE fcv^. "I ^_ / *ka ^^A i A-.-^--. \ 80 HOW TO MAKE A LIVING x a> ^ ~^- ^ S-^ IS - " D v v ~~V3~~ ^ V^ -js, y._ o o ..-__. \r u^ -^ " \.^.^n_.L.^ ^ "T ' -T ^_ _^ > f ^. > --I 5 " 1 HOW TO LIVE ON YOUR INCOME -A \ v I \ V 82 HOW TO MAKE A LIVING ArWM^yv^ ~7 ^L n N> ^ \ \ r THE PARALYSIS OF DEBT HOW TO LIVE ON YOUR INCOME S3 1 cL, ^ ?*"" \ V^-P / t =W . HOW TO MAKE A LIVING )^ \ \ v I ,1 .*. c HOW TO LIVE ON YOUR INCOME 87 o \- PERSONAL EXPENSES ^"^ ( ) f. ~ j T .C. 88 HOW TO MAKE A LIVING ^ \ XI ^ f Vo ^ \ ^ :^ H ...X.-. V s -! \ \ ^\ ^ , Jb a ^ ^ \ ^ , __-_^ ) -. ^ ' ->(- THE HABIT OF SELF-CONTROL . /i .'/I ^_ -^=\ ' HOW TO LIVE ON YOUR INCOME ./. ..\^... j. .7 .-^fr~-V- ..L ... o/ 90 HOW TO MAKE A LIVING I .. T" . i .._L,. L.1 ../.. _ V 1_ . 6 ... .x^.. v . HOW TO LIVE ON YOUR INCOME '"^> /"A (i 91 HOW TO MAKE A LIVING 1- ) V .kr..[. - - n- - -rr HOW TO LIVE ON YOUR INCOME ~M. --4-0- f , <^_D c. c 94 HOW TO MAKE A LIVING CHAPTER VI LIFE INSURANCE WHAT IS LIFE INSURANCE ^__l_. |.__. _No_ Vfi LJ U ' i -v-'--^- v u X__ f- 95 96 HOW TO MAKE A LIVING -, rv. o / ^- - V- 7 1.1. ..: j.. I LIFE INSURANCE 97 WHY SHOULD YOU INSURE _v y L V} - 4 -4- --4- 98 HOW TO MAKE A LIVING \ --/-^-\- 1 ^s ^ ^^c V / /" B.O. LIFE INSURANCE (..<: .1.-A. -Y*--- ic ( I ..^. M- -1 - , STN \ ^._!ljt- V .k....n -^ \ V S v: r \ t 100 HOW TO MAKE A LIVING 7 HOW TO INSURE \ X. VQ . .'.L:^. ;S^_l . A-L LIFE INSURANCE 101 n . \n . . y. i -x . . LIFE INSURANCE 103 r- ^ > V c v"-* 7 ; i ^ ^-f r r \ Vi .X. N .V 104 HOW TO MAKE A LIVING ^-r \n ^ - V. y ------ --^"^-y- r r - r r ^.. I..A..V.:. - 1..^..^_!.^ ^^ / XJ_ .V...L. :.,...^..L -\ LIFE INSURANCE _-f___/T_x___ 105 \ d 106 HOW TO MAKE A LIVING THE CHIEF OBJECTION TO ENDOWMENT POLICIES *. /- V c i- Ll ' -i L 4 o> , \ "X v "~+- -~ \ o LIFE INSURANCE 107 A . r C , .1. ..>... X f x; ( x; ^ k_ rT ' ^ k \ .jt. V n, 108 HOW TO MAKE A LIVING ::^ X ?~f-^~^-4- c ^ ^_ ..t __x. I WHAT KIND OF POLICY IS BEST N V >v . "I-- : --- -\ LIFE INSURANCE 109 f -( \ V) _x. vo r ^ V _D 110 HOW TO MAKE A LIVING / s ^ ^ -k- v ------ ^^ -^. C J . -/r7-_xi_ ^-31 LIFE INSURANCE 111 \j > -/*- '4V; \ P o ___ ^s ____ . ___ T___xrT^ ___ /* \ V "" "^r- x -- .1. 112 HOW TO MAKE A LIVING X V c WHAT COMPANIES ARE BEST I / 6 LIFE INSURANCE 113 / ^ ""T~"~~ v~"p~~ -^ix NO T: r a$> JL..\_ J 114 HOW TO MAKE A LIVING V CHAPTER VII WHAT TO DO WITH SAVINGS KEEPING MONEY AT WORK . \ T ^ \o \ 115 116 HOW TO MAKE A LIVING --0--^- -~Xp -C . il c u -<5_>- L_CJ WHAT TO DO WITH SAVINGS 117 - -^X^-A-i- ^ SAFETY OF INVESTMENTS ;V L "-^ --b.3---. -i\ .^-.. .. 118 HOW TO MAKE A LIVING o ( J> __^__ / I v. ^2> V x J v I W 1 i ~\^ \o WHAT TO DO WITH SAVINGS 119 -X 1 1 \ oj j V, ~^"" k *^i_^ ^ ^ ^ ' f* ( "T" -^-/-y-^i^-H^- ^- 1 ( ' *-^T. \ rqx i t Y. / XT b v t A ^X ^ . C S ^ V "^ \X I 120 HOW TO MAKE A LIVING >^ 1..). r - . .1 WHAT TO DO WITH SAVINGS 121 ...V, 1 \ \ -j > V \_^ ---^x r> L_z> -X ^v. \ -- ~ 122 HOW TO MAKE A LIVING V- __^ _ x trl__^ b k \ f . o > ^ CL y \D ____v> <>> _ - * ,,__ x- *k. *.___!_ ( _(L *~^ ^ ' <-\^> " -- ~ JL^f'T ...A...!ssr... L,.../ v ...rr. T ...\>._, b !_}< THE QUESTION OF CONVERTIBILITY .!_>_ y \ :M V ^ " \ WHAT TO DO WITH SAVINGS 125 .-^ ^- - . D \) n ") T, _ _4? O _ ; v' L t 126 HOW TO MAKE A LIVING rrl (hi SHALL WE BUY, OR RENT L' -V \ i X^ * \ =1 .u.: -l^. i t; "^ ' i i ^...^rP^J.. O L WHAT TO DO WITH SAVINGS 127 .^rrvrrsi.. \3 \ *JL! r .(.. 128 HOW TO MAKE A LIVING _o 9 s*tf% ^ f3 \^^f '- -X* 3 - ^ " C ~ ~+ N <;C[ SL ?V^ . J I / f O O I C^ ^^^....jZz \ X \. ^^ -x d v \ ...s.. 132 HOW TO MAKE A LIVING C . O . ' \5 J .Jt X^~--- ( ^l^~ ' (JCx ~6 ^/~ l..k ^ x- - ONE MAN'S STORY _o WHAT TO DO WITH SAVINGS 133 I \ \ \ \ "i. / \ \ * "^ .it. r 134 HOW TO MAKE A LIVING .c. r r ~'i~ J^ \ .S-.x. O . WHAT TO DO WITH SAVINGS 135 r\ -^ _-_-_\^_ _____ T^L... ^\ ^ ^ \ r U . -F < v^ x I ^^^ -\ T" \ *__ ( _x__ ..Jl rrx/r7_-^EE=._.. .(. 136 HOW TO MAKE A LIVING y^~-~ UNIVERSITY OF CALIFORNIA LIBRARY Los Angeles This book is DUE on the last date stamped below. Form L9-25m-9,'47(A5618)444 UNIVERSITY of CALIFORNIA AT LOS ANGELES r ':..'. .ViiiiiiiiiaMIMlHIMl 000570420 O/,