50 THE PLEASURES AND DUTIES OF WEALTH. BY C. S. RAFINESQUE. A. M. PH. D. Professor of historical and natural Sciences, member of many learned Societies in France, Germany, Belgium, Denmark, Switzerland, Italy and the United States, fyc. Author of many works, In deeds of good import yoijr wealth employ, And happiness bestow, yotirsekes ' en;^. ', >>-. PHILADELPHIA: PRINTED FOR THE ELEUTHKRIUM OF KNOWLEDGE. 1840. * 2%e 'great jp06/ LAMARTINE, #as sazV/ m his travels in the holy land The spirit of family is the second soul of humanity, Legislators forget this by thinking only of Nations and In- viduals; all ought to have a home and a field The social, political and religious worlds are not well organized, but are full of abuses .... the age of reason is coming, new ideas, new social forms are required. ... A religious, moral, social and political body, having a standard (of correct principles), a rule, a chief, an object, a true spirit, recalling Religion to mutual Love, politics to fraternal Love, proper- t ty, to charity and utility, their only titles and bases. ,.'./ SlKjti, Would achieve the great reform . of.mankmd, called'fpr by millions . . , the Cross iaicdVihe* 'ftess'-are' the two Engines that will achieve it Let me add Wealth united to Lone vf God and Men. THE PLEASURES AND DUTIES OF WEALTH. 1, Ever since Cupidity became a human passion, the desire of acquiring Wealth has more or less prevailed among all Nations and Indi- viduals ; often becoming their banes when the proper uses of Wealth have been forgotten. 2, Ever since Property was introduced as a reward of Industry, the wish to obtain, increase and secure its accumulation by Individuals, fa- milies, corporations, tribes or Nations, has be- come paramount to all others; and this passion has often been gratified by very improper means, Injustice, Oppression, Strife and even Blood- shed . . . thro' Cunning, Force, War or Bad Laws : whether this desirable property was Land, Chattels, Estates, Money or Services. 3, In the greedy pursuit after Wealth and Property, the human sinful Vices of Qitpidity and Avarice, have been unfclded and gratified; nay indulged and encouraged *>y. Social Laws, in spite of the precepts of Morality, Honesty and Religion* Instead of Wealth being the re- ward of Industry, Sobriety and Prudence, it is oftener the consequence of Extortion, Monopo- lies, Speculation, Inheritance or even Despoil- ing ... disguised under the terms of fair trade, good luck, legal rights, &c. 4, This had been perceived by the best Le- gislators, Mof alists and Founders of Religions : they endeavored to restrain the abuses and evils introduced by Cupidity, and the allied passions of Ambition, Avarice, Lust, Coveting, tyc. . . but often in vain, the sinful propensities of man- kind nearly overcoming all the nominal re- 664342 straints, unless coerced by direct laws, or guided by the holy Spirit of Charity. 5, If the holy Religion of LOVE TO GOD AND MEN, which we profess nominally, (but seldom effectually) has not been able to overcome thoroughly the evils of Cupidity, how are we to hope for the ultimate reform of mankind, un- less we endeavor to achieve whatever was in- culcated by it. . . The love of our fellow beings, and the universal DIFFUSION of happiness. 6, Perhaps, it was designed by Providence, that this prevailing passion, should be one of the means to be employed to attain the desirable end of mutual Concord and Happiness* It is believed by many that several baneful Passions, if well directed or gratified to a certain extent, may evolve good results. Thus if Cupidity may be modified by Generosity, Patriotism, Benevolence, Learning or even Ostentation, Vanity, the Love of Glory, &c. we might hope ^o'see it, e'^ei^ed ifor the good of mankind, in- stead of the Vfciaus ends of Selfishness, A.va- |ri?c>i^Pr'w?i ovJZr,ujBlty. ?, But the great aim of this life being Happi- ness, and Enjoyments now and hereafter, if the possessors of Wealth can be persuaded to derive them from the pure sources of gratification that they can command, instead of the indulgence of vicious pursuits, it is certain that if they become convinced of this, they will neither refuse nor delay to seek and secure such pure enjoyments, that are besides in accordance with the human and divine laws, and so likely to obtain our grateful approbation. 8, Therefore it may be useless to ascend to the Origin of their Wealth, or try to impair its tenure, if improperly obtained ; let us take the things as they are (altho' not always as ought to he;) and try at least to improve them, Having ascertained that Wealth improperl used or' wasted in Strife, War, Vices, Luxury, Gambling, &c. becomes baneful to bodies an< Souls, Men and Nations, let us show instead useful it becomes when properly invested employed in deeds of Peace, Charity, Science, Philanthropy, Education, Improvements an< other attainments deserving and obtaining praisi and reward now and hereafter. 9, Mankind has often been divided in two Classes, the Rich or Wealthy, and the Poor or Indigent ; which have been ostensibly arrayed against each other ; but there is a third and me- dial class, which balances these two, and often happily preponderates : it is that nameless mid- dle Class of Individuals neither rich nor poor, with a competence of property or emoluments or labor, that possess neither the superfluity of Wealth, nor dread the evils of poverty. To this Class we see at all times ascending the indus- trious Poor or descending the prodigal Rich, It is this Class that forms the Nucleus and main strength of society, and to which if all could be- long, there would no longer be to fear the evils of exuberant Wealth or destitute Indigence. 10, But even among Rich and Poor, a dis- tinction must be made (not seldom forgotten) of the Worthy Rich or Poor, and the Vicious or Unworthy. The Vicious Poor sink into Pau- pers, Mendicants, Drones, Thieves, &c. while the Vicious Rich become Prodigals, Misers, Monopolizers, Tyrants, &c. Those exalted into Nobles, Lords, Kings, &c. by peculiar In- stitutions, may be either Good or Bad, Worthy 1* or Unworthy, Virtuous or Vicious, and thus pro- duce extensive happiness or misery. 11, It is found that all Laws human and di- vine, are ineffectual to restrain those who unite great Wealth and power ; they break them all whenever led by passion or whims. The very same effect takes place with the very Poor, who impelled by necessity, destitution and Hunger, must sometimes obey the great natural laws, bidding human beings to preserve life and ex- istence at any rate. Whence arise the great dangers of inordinate \vealth or deep poverty in Society, which it is the duty of legislators and moralists to lessen by all practicable means. 12, Wealth is power, Knowledge is power, Industry is power ! they all might combine to achieve the great aim of general security, mo- rality and happiness. Wealth should furnish the means, Knowledge unfold the ways, Industry effect them. Yet if any one of them despises the others or does not value them, they become inef- fectual and powerless for good purposes: while their triple power if continued, would be over- whelming. Union is strength, but Union of Powers is the Great Lever of Archimedes, the Lever that would move the moral, political and social Worlds. 13, The unshackled Industry of Men and Women, if not restrained by bad laws, and the competition of rivals, might of itself achieve much, since any labor can produce exuberant Wealth, particularly if aided by knowledge ; but unfortunately Labor is apt to undervalue know- ledge or improvements, and to lean towards the support of Wealth or Capital that feeds the La- borers at a higher rate of profits. 14, Competition is the great obstacle to un- obstructed production of food, and every other commodity. Both Industry and Knowledge feel its effect, there is a constant rivality aniong Laborers, producers, teachers, authors, &c. be- cause their exuberant labors may clog the mar- kets. But Wealth hardly feels the effects of Competition, whence its superiority. Yet when moved by Cupidity, it tries to monopolize some objects, such as Land, or Corn, or Money, , . So as to make all other classes subservient. 15, There is a constant Strife between Wealth and Labor, to give more or less of each in ex- change, whence the perpetual fluctuation of prices, their sudden rises and falls. If a correct and general standard of values could be found less variable than corn, labor or metals, a more adequate rate of equitable exchange could be introduced. Those who have proposed Labor have overlooked the quality of it, and the kind of knowledge required for its production, 16, Some have proposed Land as a measure of value, but it is so variable in quality, situation, improvements on it, &c. that it will not do, and metals are yet the most useful and general, as they can command all others : therefore Labor, Industry, Knowledge and Wealth are measured by them, whether they be Gold or Silver, Cop- per or Iron, or else their equivalents. 17, Several means however exist to unite, bind and conciliate the three great Interests and Powers of Wealth, Knowledge and Industry, whereby to lessen the evil effects of Competition, and events enhance the effects of their combina- tion, by multiplying the production of useful ob- jects beyond conception, and thus the means of general enjoyments, while Wealth itself will be 8 increased and adequately remunerated by a pro- portionate increase of enjoyments and delights. 18, Some modes altho' opposed to each other, may effect nearly the same purpose They are 1. to establish a uniform High rate of values for every Property or Labor performed, neither being refused when tendered at that rate, but payable only in other Properties, effects, commodities or labors, equally high rated 2d. Or to adopt a Minimum or very low rate of valuations for every thing tendered payable or exchangable at the similar low rates 3rd, Or for any one to fix his own price to every thing, but be paid also in objects at the rate of the pro- ducer, this should be the voluntary plan. 19, Such practice or experiment of Highest and Lowest Values can of course be only used by mutual consent of a set of families, or Com- pany, Association, or Community, large or small . . , and their full effects and consequences can only be ascertained by practice on a large scale. But it is obvious at a glance that they offer such inducements and advantages to all, that provi- ded the rates be justly equalized, whether High or Low, they cannot fail by their very disparity to suit most classes of Wealthy men, Laborers and Pr9ducers. 20, This may be called the MUTUAL SYSTEM, those who may employ it will become MUTUAL- ISTS, and either rates may be used separately or together. To unfold the practical benefits of both would require a volume: it may however be asserted that the High rates of exchanges will suit every body RICH or POOR, as every one will like to see its Land or Houses or Goods or La- bor, rated at five-fold or ten-fold of usual prices, and obtain whatever he wants, altho' it may be 9 at similar high rates. This will therefore invite Sellers or Exchangers, but may repel buyers. 21, On the contrary the Minimum or Low rates would invite buyers, but repel Sellers, un- less divested of all Cupidity, and acting at last upon the beneficial plan of reducing all prices to the least metallic term of value, the best plan perhaps after all; but the Maximum would be most acceptable at first, until Cupidity is fully gratified and overcome. 22, Let us merely shew" the main effects of these two Mutual Systems. For instance in the Maximum at ten-fold rates, the Wealthy Capi- talist would receive 50 or 60 per Cent, interest or profit on any Metalic Capital put in Mutual concern or exchange ; while the Industrious Farmer would receive $2 a pound for his butter, or $50 for his flour, or the Laborer One Dollar per hour of labor .... but never payable in me- talic coin, but in' Certificates of Exchanged Values. 23, At the Minimum rates, altho' the Capi- talist might receive only one per Cent, per annum on his coihj he could obtain butter at two Cents the pound, flour at 50 Cents the barrel, labor at ten Cents per day . . . and so on. If Capital is seldom tendered at this rate, yet when tendered at the high rates of 50 per Cent, it may be available for the few purposes where Coin may be indispensable, and by a nice calculation of High and low rates in ratio to fluctuating values will afford a fair profit even then, 2i, It nefed not be said that there is a fallacy in these prices since they after all equalize each other: it is so, but their utility is this very equity and equality, always unvariablel while all prices fluctuate around, and by availing of these flue-' 2 10 tuations, either the Individuals or the Managers of the Exchanges may be enahlcd to realize im- mense profits, buying at low prices, selling at high prices, and investing in unvariable rates, in which they can always command the needful for comfort or use. By the Voluntary plan any objection to these are obviated, but Cupidity may avail itself of it to the detriment of good men, by overvaluing their own labors, &c. 25, It will be easily perceived what advantage an Association, CM* Community or even Nation, would have over all others, by removing all checks to Industry and Production of all kinds, and storing for use whatever is produced ; while Properties and Metallic Wealth would find an overwhelming inducement in the nominal in- crease of value, or if preferred in the very cheap attainment of all enjoyments and Useful commo- dities. 26, If these Schemes however were to be ap- plied merely as Speculations, they should offer but a new way of indulging Cupidity ; the pur- pose for which contemplated, is far removed from any such design. It is meant on contrary to check and control Cupidity by equalizing prices or rates, and Competition by opening a mart or marts for* whatever Industry may produce to any extent, without ever any glut, affording adequate rewards to labor whenever depreciated. 27, In the great actual conflict of human pas- sions and miseries, there are some Philosophers who aim , to better mankind, and lessen these miseries if not the passions, or avail themselves of these very passions to evolve some good. Altho' their Schemes and Systems are widely different, yet they all have the same aim, and if either ean- attain the object, they are surely worthy of er> 11 quiry and trial. Three of them deserye most notice as having already many helievers or pro- moters. They are the Apostolic plan, 2d, the Mutual Plan, and 3rd the Social Plan. 28, The Apostolic or Evangelical plan of improving Mankind, is perhaps the very best, since it is the very Religion vvo profess to be- lieve. Deemed of Divine Origin, venerable by Age and good deeds, pure and holy when first promulgated and uridejiled by human passions, it however admits and tolerates in our times of all the sinful practices of Paganism; of Wars, Quarrels, Lawsuits, Pride, Cupidity, Vices, Crimes, &c. but fortunately it admits also and predicts a different Era to come, called a 2d Golden Age, or Millenium, when all these evils shall cease, and Justice prevail with Love .and Charity, producing Happiness. 29, The majority of the nominal Xrlstians do not follow this Evangelical Religion, but are immersed in Sinful practices. There are how- ever some Churches, Societies or Individuals, who aware of the Sinsof the worldly throng, ab- stain from these evils, arid dwell in peace, in or out of the Social crowd. Such are the Friends or Quakers, the Believers or Shakers, the Mo- ravians, Harmonites,* Zoarites, Russian Qua- kers, and many others, who commonly live in communities as did the Apostles and follow the tenets of primitive Evangelical Religion, 30, To all Wealthy men who are righteous and pious, these Societies offer the means of doing much good, either by joining them, or by bestowing them Endowments for good and cha- ritable purposes ; but each Society having been formed by ignorant (altho' -well meaning) men or women, partako of their imperfection, and ; thus ignorance, cupidity or celibacy, or some peculiar tenets involve them in obloquy nnd re- strain the friends of religion, by thejr absurdity or partiality. 31, But how easy and practicable for any Enlightened Worthy Man endowed with great Wealth, to become one of the Benefactors of Mankind, and Promoter of true Religion, by es- tablishing himself some similar Society or Com- munity of pious, industrious men and women, pot to live as Monks and Nuns ; but to increase and multiply as fast as possible and fill the world with Evangelical beings. 32, Nay, this might be the way to hasten the Millenium so much desired and hoped for by the pious. Altho* so often foretold in vain, some hope it may happen in 1847 or a few years ! What glory for He who shall prepare it, or con- ciliate all the Sects by restoring them to the Single pure tenet of LOVE TO GOD AIVD MEN, from which shall flow all the other requisite blessings, This shall be the real Religion of the Evan- gelists, instead of our corrupt Sinful Sects. 33, Altho" all good deeds and endowments may contribute to lessen the human Miseries, yQt a Single Man or a few Men, who would buy or give several large tracts of Land, and dedicate them forever to the perpetual use of good, temperate, peaceful, industrious families, that would live thereon in Evangelical Concord of mutual labor, help and instruction . . . would thereby achieve a great victory over the Sinful World, and lay the foundations of the Evangelic and Apostolic times to come, whether a mille- nium or something else. 34, There, this new Apostle, could become a Legislator and Reformer, he might suggest Of 13 establish perpetual Laws, neither restraining Marriage nor Industry, and proscribing only Quarrels, Intemperance and all Vices; neither dictating Tenets nor Dogmas, but asking Mutual Love and Concord, from which naturally flow Happiness, Prosperity and Enjoyments of all kinds^ Inviting all the good, the poor, the wretched, the unhappy of this World (of which millions exist) to come and dwell in peace in this Evangelic Asylum ; their labor and indus- try would amply support them, since they only ask and 'require a peaceful gratuitous asylum, instead of the heavy evils, rents, profits, taxes, &c. to be paid in the corrupt Social State. 35, If only 100 families were collected, they would increase ten-fold in a few years; out of their Savings they could buy or procure other Lands, establish Colonies, multiply beyond be- lief, and form innumerable Clusters of happy Beings, ready for any further improvement. The System of families ought not to be broken, since fathers and mothers are the natural heads and patriarchs of their offspring: the patriarchal government could be restored by giving pre- ponderance to fathers and mothers of families, according to the size of their families. Industry and Knowledge ought also to be promoted by rewarding each according to their manual and mer)tal labors. 36, As if to shame us, the Social p\an of Owen and others, has lately been promulgated ; altho' revived frojn the dreams of Plato, or the Cre- tan Laws, or the Pythagorean Schools, or the Hindu and Peruvian Communities ; nay pub- lished 100 years ago in France. The Socialists or Owenists now claiming to be reformers also, (altho' discarding Religion and Moral principles 2* 11 or even thcj merits of Skill and Industry,) have spread in England and America, by turns suc- cessful or desponding, they still cling to their infatuation, by adopting the principles of Social Harmony ; which arc in fact the practical part of the first Apostolic Communities, and the Es- senians their progenitors, 37, Community of property has always been deemed a more perfect mode of life, and when the Nazarens or Evangelists became gradually Sinful Xristlans admitting Cupidity and other Vices, they yet venerated the Therapeuts or Monks and Nuns, that kept the practical tenet of common goods and labor. In order to restore the purity and further improve this very old Apostolic Dogma, it is only needful to add there- to the important improvement of adequate and proportionate reward of Wealth, "Knowledge, Talents and Labor ! acting in concord. Thus the baneful Social (or Anti-Social) tenets of Owen and others, will be banished, by the pure light and practice of Evangelical Concord. 38, This may be done by the Mutual plais, proposed in France by St. Simon, Fourier, Con- siderant and others ; which they have unfortu- nately promulgated chieflv in theory, and drown- ed in long intricate details, whereby it is often difficult to ascertain their meaning. Fourier was so Sanguine as to suppose that the whole world would adopt at once his Scheme of Social or Mutual Phalanx ; but he died before a sin- gle one could be fairly tried. He has left how- ever zealous disciples, some of whom have reach- ed America, and a Phalanx is said to be under trial near Paris : while the St. Simonians at- tempting a New Sect, abolishing family ties, have been persecuted and dispersed. 15 39, The. pith of this new theory (if new it is) appears to be that all the human passions are to be made subservient to useful purposes by their gratification; a dangerous principle if some baneful passions are notexcepted, and evil pro- pensities not controled when they inflict pain on others However the utmost tolerance is incul- cated which is right, and each Mutttalist or member of a Phalanx, is to be lodged, fed and treated in proportion to his capital, skill, talents, industry and activity. 40, Such an ultimate plan is of course excel- lent and quite practicable, since it appeals at once to the interested passions of all, even Cu- pidity, I anity, Ambition, tyc. It admits also of as many separate and intricate bodies as our individual Society Systems, since as many Clubs or Associations for any purpose whatever can be formed within the Phalanx or Mutual Social Body, by any one who chosesor can. 4!, Fourier contemplated a Hierarchy and Political System in his plan, that may not suit us ; but may do in Europe. He said that No- bles, Princes and even Kings might be members of his Social System, and become wealthier and more powerful thereby. We may have instead Legislators and Judges, Priests and Teachers, Generals (of peace) and Presidents, and this may satisfy the ambitious. 42, But to be the Pounder of a Mutual Cluster of Happy beings (which may be called an Eden, Elysium,Agathon, Arcadia, Olbion or Eutopia) will gratify the highest ambition ; and to do so, it is only required for a Wealthy man to set the example, and say, I wish to be happy by making the happiness of WOO fellow Icings, without losing a Dollar by it, since I may 16 give them my Estate or money in perpetuity, for which they will pay me a good annuity, or a per- petual income if I have heirs to gratify ! 43, The inducements for Laborers under this Scheme is their mutual comfort and support, cheaper food and expenses by clubbing for cooking and every thing else, besides 1 a proposal quite peculiar to make Labor as easy andplea- sant as a festival. Ploughing, reaping, manual labor, &c. are to be performed with songs, music and dances, just as if going to a wedding This is certainly something new, (unless martial mu- sic for soldiers is a pattern) and altho' it may not suit the good followers of Perm,- it will suit nine-tenths of Laborers and working men: four hours of daily labor or feasting will support any one and leave him twelve hours for study, read- ing, recreation, extra labor* exercise, meals, &c. besides 8 for sleep. Competition is also to be abolished and the hardest work the best paid. 44, Altho' the mutualities were contempla- ted to be chiefly rural Communities, in order to raise the needful food ; they might also be attempted in Cities, which are Centralists of Knowledge and Capital. A few houses put in Common stock, some tools, shops, trades, &c. might be sufficient to begin with ; but rents and' profits that absorb nearly all the fruits of Labor must be avoided as much as wages and extra' expenses. By all bein put in Common Stock for a term or forever, food, clothing, and Divi- dends might be procured at any rate for all con- cerned. 45, Such mutual plan if duly combined with religious Tolerance and Love to all men, might be still more successful any where. There will be no doubt many pious men who may give it a 17 trial ere long, and if they do not split upon the rock of intolerance, or imposing their tenets on a! I their associates, it must eventually succeed on a large sca!e, but only partially if peculiar dogmas are to he dictated and assented to, or a monkish life inculcated. 46, If we suppose that there are no Wealthy men devoid of Cupidity, or liberal enough to dedicate a small share of their Wealth to im- prove Mankind at large, yet we know that thene arc many who either in life or death may bestow something for several useful purposes. We have seen some who thro' Ostentation have by their wills left endowments for Hospitals, Colleges, Libraries, &c. all useful purposes also ; bat very few indeed do it while alive and able to enjoy the gratification of seeing the good they devise, dt, Wills have been concealed, perverted or set aside, what is done while living is done ac- cording to the real intent, and can be enjoyed by thd Donor as well as the public. Sir Isaac Newton has said . . . thCAj who gave away nothing till they died never gave at all . . . He meant because they could keep it no longer. Yet it is better to leave even by a proper will a share of superfluous wealth, than to leave all to Heirs who do not want the whole : while Millions of men destitute or suffering are craving for a small share of this bounty. 48, No religion inculcates more the need of charitable deeds, than our holy Religion, since the divine founder of it has explicitly said that, He who feeds the Hungry and, thirsty, or who relieves miseries, verity does the same to Me ! . . . and ample rewards in Heaven are provided for those who perform this duty. Nevertheless how many neglect it, or only give to Churches 3 18 and religious Societies, not mentioned in the Gospels. 49, The Gospel asserts that it is as hard for a Rich man to go to Heaven, as for a Cable (called Camel in Greek) to pass thro' the eye of a Needle . . . the needle must be very large indeed that will allow it, and the Wealthy men who reach Heaven by good deeds performed while alive, (since they do not reckon after death) are too few . . . Hear it you Misers and Greedy holders of Wealth, and tremble ! unless you be what you are ashamed to own, worship- ers of Mammon by Cupidity and Hypocrisy, instead of the God of Heaven and Love. 50, In this we are put to shame by the pious Musselmen, who are enjoined to give one-tenth of their income or profits yearly in Alms or good deeds, and to leave as much when they die. . . They even may give the whole, and thus through- out the East have been founded pious Hospitals, Churches, Colleges, Bridges, Roads, Fountains, Inns. Schools, Libraries and other useful Works, all deemed Alms to the poor or the needy. Even the Jains of India and other Heathens deem such Alms a duty ! 51, In Catholic Countries, altho' the priests often exact the Jewish tithe and admit of indul- gences and other benefits to themselves alone, yet they inculcate the need of pious Works, and Charitable Institutions are numerous every where, extending to all kinds of requisites for the poor even to provide them with work, tools, small loans of money, &c, or to teach trades and arts gratis, to educate orphans, give dowries to poor girls, . . The only evil result is that by pro- viding alms and food for the poor, they encou- rage beggars and paupers. 19 52, Meantime, how many pleasures are in reserve for the Wealthy, who discarding those arising from vicious indulgence or even mere luxury, find a delight in doing good, relieving distress, fostering merit and rewarding the wor- thy. . . Thrice happy are they, who beloved of God who has gifted them with wealth for good purposes, do not abuse their trust, but deserve the Veneration of their fellow men, by becoming their Benefactors, thro' the exertion of Benevo- lence, Charity, Generosity and Philanthropy. To such as these belong the joys of Earth and Heavens : tfeey may be deemed Angels sent to comfort, relieve and lessen Human Miseries, or lead along the Sinful Mortals upon the paths of Celestial life. 53, The most obvious use (and duty) of Wealth is to procure happiness to us and others (Principles of Wealth 230) Yes, happi- ness may be derived from this use, and whoever having the means that it supplies perverts them to bad purposes, or deny their use to those who may lack them, altho' as worthy as themselves. ,. . Such indeed are doomed to a sad fate, which they can hardly avert by death-bed restitutions to pious or useful purposes. 54, Hear what a poet has said Industry ought to earn, and wealth enjoy . . . Happy the men who seldom evils know Never oppress the poor, but wealth bestow .... When wisdom ruling us shall justice teach, The golden age again shall make us rich, The wealthy sharing well their ample store Shall jointly seek, the blessings we implore. 55, To suggest some of the public and private wants that may be supplied by Wealth properly applied, may perhaps induce some one to attend '20 thereto, or at least sow the seeds of such im- provements : ince it is not always individual Wealth that achieves the most, but the contri- butions of many that can spare a little, have of- ten effected as much.* The widow mites and the penny subscriptions have sometimes realized beyond belief. Tfte small sums spent by mil- lions, in vicious habits of drinking, smoking, chewing, snuffing, law-suits and quarrels, &c. could alone afford enough to change the lace of the Earth if applied thereto. 56, Of all such wasted savings, the greedy priestly or political leaders try to divest their tools, and often succeed altho' their purposes are not always pure. Ever since the Churches have drunk of the baneful Cup of Cupidity, they are become corrupt and unworthy of cordial support. It will be better to apply the Super- fluity of Wealth and the petty Savings of Indus- try (which amount to a great deal when exten^ sive or often renewed) to the purpose of actually benefiting the very Donors or Contributors. 57, Patriots recommend the patronage of Education, Colleges, Libraries, Schools, Agri- culture, Arts and Sciences, Learning, Useful Hooks and other objects, connected with the general increase of knowledge, and improve- ment of mankind. All these objects arc com- mendable, and too much can never be done to foster the nurseries of knowledge, supply the v ints of youth and even older age by study or otherwise. Popular Lectures have been effec- tual in inculcating or teaching what many men will not seek in books, and therefore are equally useful. To endow free Lectures, Museums, Libraries and other Sources of Knowledge, are among the most noble and praiseworthy plea- 21 sures and duties of wealth, but most of ours are as yet venal. 58, Those who befr : end Genius when it is struggling for distinction, befriend the World ', ?_? O*/ ^ ** * / and their names should be held in remem- brance (Cunningham's Life of West) Yes to seek, foster and protect Genius is one of the highest prerogatives of Wealth. Genius how- ever is hot confined to Painters or Machinists, it applies and belongs to all Inventors, whoever seeks, finds and makes known useful or valua- ble facts or things, to Original Authors, Poets, Dramatists, Philosophers, Historians, Natural- ists, Botanists, Astronomers, ... as well as Manual Laborers, from the inventor of Sandals or Shoes, to that of Steam Engines and Tele- scopes. To all these the friendly help or patron- age of Wealth is needful at present; in a better state of Society, it would be the duty of the pub- lic to reward them. 59, Dr. David Brewster has said The labors of Science have no counterpart of evil, they are the liberal bequest of great minds to/ every indi- vidual of their race. Wherever they are wel- come and honored they become the solace of private life, the ornament and bulwark of the Commonwealth, Such eulogy is deserved ; but as such men are seldom gifted also with Wealth like Humboldt or Banks, it is the duty of Wealth to patronize such exalted merit. In Europe the Savans or Learned begin to form a High Class, not so with us as yet ; but it may be so ere long, a real Nobility accessible to all talents. 60, If it is asked how patronage is to be ex- erted, it may be answered Honor the Men of Genius and Learning, publish or buy their works, their talents, the labors of their hands and 3* 22 minds, give them rewards or medals, make them happy in life and old age, do not allow them to fall in neglect to poverty . . . There are many ways to evince our respect and sympathy for these henefactors of mankind, they will suggest themselves when opportunities oner. Wealth by fostering Talents, Science and Genius par- takes of their immortality. 61, A general helief prevails that benevolence or Charity ought to exert itself chiefly on the Sick, the Blind, the Deaf and Dumb, the Crip- ples, the Orphans, the unfortunate of all classes . . . and these are thereby well provided for in many instances, while we forget the Indigent by misfortune, lack of work, the oppressed, the persecuted, the distressed, the old and infirm, the Invalids, the men ruined by Accidents, Ship- wrecks, Fires, Casualties . . , . with many more unfortunate beings, all equally deserving the help of Wealth to be restored to happiness or comforts. 62, Asylums for old age exist in some parts of Europe, and are quite as needed as Orphan Asylums. They are unknown as yet with us, where old age often meets with neglect. They might be established by Wealth, or even by Associates paying small rates for years previous or a cheap board, in some easy labor, or by teaching .... How grateful to see venerable Men or Women bless you, if you should provide such an Asylum ; a small farm will do, some proper buildings might be added, a school kept by Veterans of all professions might be very useful. Such Asylums only exist among the Moravians, but we ought to have one in each County. It is not in poor houses that disabled 23 or venerable age ought to be confined, nor inixt with the Vicious Poor that are its tenants. 63, We build extensive Palaces or Castles for Prisons, Houses of Refuge, Penitentiaries and Poor Houses, spending Millions thereon, and we do not yet build modest suitable houses for honest reduced families or Individuals, wil- ling even to work ; but shrinking for the con- tamination of Felons, Drunkards and Vicious poor The Felons, Convicts and Delinquents are better treated than honest Indigence or de- cay Shame upon us for it Open your hearts and purses you Men of Wealth, and fulfil this duty by providing little farms or houses for the honest and sober poor or aged Men or Women, or destitute children, and allowing them to work for you there if able, 64, Colonies afford the means to relieve much human misery. We have only attempted to colonize the free blacks in Africa : do not the free whites deserve as much care ? We have within our States ample room and scope for many such Colonies of worthy families, unable to buy even our cheap Lands. Wealthy men if generous could buy large tracts of land and re- tail it in small farms at cost, or with simple in- terest added till paid, when convenient and able thro' their labor But Cupidity bids our Weal- thy men to buy at $1.25 per acre and resell to the poor at $2, 3 or 5. 65, Even Tenants on perpetual Leases of 8 or 10 Cents per Acre might gratify the desire of perpetual Wealth and command the gratitude of good Colonists, but it is not enough, and tenants are not yet to be found on the hard terms exacted Learn wisdom men of wealth, lessen your demands, and offer cheap bargains to nee- 24