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Farmers' Law 
 
 MINNESOTA EDITION 
 
 LEONARD V. KOOS 
 
 Superintendent of Schools, Glencoe. Author of 
 "Farmers' Law for the Short Course" 
 
 Copyright. 1913. 
 By Webb Publishing Company 
 
 W— 2 
 

 PREFATORY NOTE 
 
 Two distinct needs have prompted the writing of this 
 Httle book. The thinking farmers of the state have long 
 been looking for a concise manual of such common and 
 statute law as bears most closely upon them in their every- 
 day affairs. They have desired a little volume that will 
 set before them briefly what they cannot themselves find, 
 having neither the leisure nor access to a legal library. 
 Again, the schools of the state, now rapidly adding agri- 
 culture to their curricula, have come to need a brief text 
 in "Farm Law" which may be placed in the hands of the 
 students in the long and short course classes. To more 
 nearly meet these needs an effort has been made to couch 
 the law, as far as possible, in layman's English, to omit all 
 verbiage, and to present only the "bare essentials." Most 
 of us, although frequently reminded that "every man is 
 presumed to know the law," have despaired of any measure 
 of comprehension of its intricacies. Because of the recep- 
 tion given the author's earlier pamphlet on "Farmers' Law 
 for the Short Course" in which the law was largely stripped 
 of its technical terms, he feels that this little book will make 
 the law understandable to those for whom these pages have 
 been prepared. 
 
 September 26, 1913. L. V. K. 
 
 ^»8RARV.AGHlCUt:, u«C DE»-T, 
 
CONTENTS 
 
 Chapter Page 
 
 I. LAW IN GENERAL 7 
 
 What Law Is — Written and Unwritten Law — Constitutions 
 — Statutes — Common Law. 
 
 II. CONTRACTS 9 
 
 Definition of Contract — Oral and Written Contracts — Express 
 and Implied Contracts — Consideration — Who May Make Con- 
 tracts — Subject Matter of Contracts — The Statute of Frauds. 
 
 III. ACQUIRING THE FARM 12 
 
 Title — Deed — Kinds of Deeds — Warranty Deed — The Cov- 
 enants — Signature — Acceptance — Changes Made in Deeds 
 
 — Right of Husband and Wife to Convey Real Estate — Home- 
 stead — Quitclaim Deed — Installment Contracts. 
 
 IV. MORTGAGES : 19 
 
 The Use of Farm Mortgages — What the Mortgage Contains 
 
 — Signature, Acknowledgment, etc. — ^The Mortgage Registry 
 Tax — Discharge of Record — Foreclosure — Chattel Mortgages 
 — Foreclosure of Chattel Mortgages. 
 
 V. LANDLORD AND TENANT 25 
 
 Definitions — Oral and Written Leases — Covenants of Land- 
 lord and Tenant — ^Tenure of the Lease — Eviction — Right to 
 Emblements — Crops on Shares — Right to Timber. 
 
 VI. FARM LABORERS 31 
 
 The Parties — Oral and Written Agreements between Master 
 and Servant — Amount of Wages When Not Previously Agreed 
 Upon — Obligations of Employer and Employee — Payment of 
 Wages to Minors — Responsibility of Employer for Acts of the 
 Employee. 
 
 VIL FARM PRODUCTS 33 
 
 Farm Crops Distinguished as Emblements or Real Property 
 — ^The Bearing of the Distinction upon Contracts and upon 
 Theft — Manure — Levy upon Grain — Damage to Crops — Seed 
 Grain Contracts — Thresher's Lien — Dairy Products — Using 
 Preservatives in Dairy Products — Adulterated Milk or Cream 
 — Discrimination in Prices Paid for Milk, Cream, or Butter- 
 fat — "65 Mile" Law. 
 
 4089r>3 
 
4 CONTENTS 
 
 Chapter Page 
 
 VIII. NURSERY STOCK 38 
 
 Inspection of Nursery Stock — Infested Nursery Stock — Ship- 
 ment Within the State — Nursery Stock from Outside the 
 State. 
 
 IX. THE SEED LAW 40 
 
 The Law in General — What Seeds the Law Includes — Label- 
 ing — Exceptions as to Labeling — Penalties — ^Testing and In- 
 specting Seed — The Rules of the Experiment Station. 
 
 X. WEEDS 44 
 
 "Noxious" Weeds — The Farmer's Duty — The Method of 
 Enforcing the Law. 
 
 XI. FARM ANIMALS 46 
 
 Estrays — Distraining — Liability of Railroads — Damage 
 Caused by Animals — Diseased Animals — Animals Brought 
 Into the State — Hog Cholera Serum — Lien of Agisters — Lien 
 
 for Shoeing — Lien for Service of Stallion, etc. — Cruelty to 
 Animals — Dogs. 
 
 XII. FARM BOUNDARIES, ROADS ABUTTING ON THE 
 
 FARM, LINE AND LEGAL FENCES 54 
 
 Boundary Disputes — Roads Abutting on the Farm — Streams 
 and Lakes as Boundaries — Trees On or Near Boundary Lines 
 — Fires Spreading to a Neighbor's Land — Legal Fences — Line 
 Fences. 
 
 XIII. WATERS OF THE FARM 60 
 
 Riparian Rights — Surface Waters — Town, County, Judicial, 
 and State Ditches — Procedure for County Ditches. 
 
 XIV. ROADS— THEIR ESTABLISHMENT AND MAINTE- 
 NANCE 64 
 
 Kinds of Roads — State Roads — Surveys, etc., for Same — State 
 Aid for State Roads — How It is Paid — The Town Board and 
 State Roads — County Roads — Establishing, Altering, or 
 Vacating Roads in More Than One Town — Issuing Bonds 
 for Permanent Road Improvement — Roads in Two or More 
 Counties or on County Lines — Town Boards and Town Roads 
 — The Town Road Overseer — Road Taxes in Towns — ^The 
 Dragging Fund — Establishing, Altering, and Vacating Town 
 Roads — Roads on Town Lines — Roads in New and Unorgan- 
 ized Towns — Cartways — Dedication of Land for Roads 
 — Extraordinary Improvement of Town Roads — Drainage of 
 Town Roads — Appeals from County and Town Boards — Re- 
 moval of Fences by Town or County Boards — Tunnels Under 
 Roads — Dedication of Roads by Use — Old Roads Open Two 
 Years — Bridges and Culverts. 
 
CONTENTS 5 
 
 Chapter Page 
 
 XV. THE USE OF ROADS , 77 
 
 Meeting and Passing on Roads — ^At Corners or Cross- Roads 
 
 — Who May Not Drive Motor Vehicles — In Case of Accident 
 — Equipment of Motor Vehicles — Intemperate Drivers — Leav- 
 ing Horses Unfastened — Traction Engines. 
 
 XVI. TAXES 80 
 
 The Steps in the Taxing Process — Assessment — Moneys and 
 Credits — Equalization — Levy — Extending the Taxes — Collec- 
 tion — Delinquent Taxes — Distribution — Other Taxes. 
 
 XVII. SCHOOLS 88 
 
 To Form a New District — Setting Ofif Land to an Adjoining 
 District — Dissolving School Districts — The Annual School 
 Meeting — Special School Meetings — Powers and Duties of the 
 Board — Special State Aid to Rural Schools — Association 
 
 — Consolidation — The Compulsory Education Law. 
 
 XVIII. ELECTIONS— PRIMARY AND GENERAL 96 
 
 Who May Vote — The Elections — Presidential Preference 
 Primary Election — The State-Wide Primary Election — The 
 General Election — The Corrupt Practices Act — Constitutional 
 Amendments — Further Rules as to Elections. 
 
 XIX. WILLS AND ADMINISTRATION 103 
 
 Who May Make a Will — The Form of the Will — Competent 
 Witnesses — Should One Draw His Own Will — How Wills are 
 Revoked or Canceled — Steps in Administering an Estate 
 Where a Will Has Been Made — Executor and Administrator 
 
 — Notice to Creditors — Inventory and Appraisal of the Estate 
 — Settlement — Administration Where the Deceased Has Left 
 No Will — Descent of Property — The Homestead— Other Real 
 Estate — Personal Property — Posthumous Children — Guar- 
 dians. 
 
 XX. CO-OPERATIVE ASSOCIATIONS Ill 
 
 Co-operative Enterprises — Organization — Management — 
 Profits — Report of Creameries — Recent Developments in 
 Co-operation. 
 
 XXI. PROPERTY INSURANCE —MINNESOTA STAND- 
 ARD POLICY 114 
 
 Definitions — The Standard Policy— Obligations of the Insured 
 — The Statement — Adjustment. 
 
 XXII. FARMERS' MUTUAL INSURANCE COMPANIES.. 117 
 Town Mutual Insurance Companies — Certificate of Incor- 
 poration — Kinds of Property Insured — How These Companies 
 
 are Supported — Adjustment of Losses — Mutual Hail, Tor- 
 nado and Cyclone Companies. 
 
6 CONTENTS 
 
 Chapter Paoe 
 
 XXIII. LIFE INSURANCE 121 
 
 What It Is — Ordinary Life Insurance — Limited Payment Life 
 Insurance — Term Insurance — Annuity Insurance — Insurable 
 Interest — Applications for Insurance — Minnesota Policies 
 
 — Other Important Life Insurance Regulations — Fraternal 
 Insurance — Casualty Insurance. 
 
 XXIV. NOTES, CHECKS, AND DRAFTS 130 
 
 Notes — Checks — Drafts — Negotiability — Indorsement — The 
 Indorsers' Liability — Date of Maturity — Ambiguous Instru- 
 ments — Forged Paper. 
 
 XXV. COMMISSION MERCHANTS 138 
 
 The Function of the Commission Merchant — State Regula- 
 tion — Complaints. 
 
 XXVI. AUCTIONS AND AUCTIONEERS 140 
 
 Licensing of Auctioneers — Record of Sales Required — "Bid- 
 ding in" at Auctions. 
 
 XXVII. COMMON CARRIERS 142 
 
 Common Carrier Defined — Bill of Lading — Liability of Com- 
 mon Carriers — Complaint to Railroad and Warehouse Com- 
 mission — Cars — Shipping Live Stock. 
 
 XXVIII. MISCELLANEOUS 145 
 
 Replevin — Attachment — Garnishment— Injunction— Libel and 
 Slander. 
 
 XXIX. THE FARMER AND THE LAWYER 148 
 
 INDEX 150 
 
FARMERS' LAW 
 
 Minnesota Edition 
 
 CHAPTER I 
 
 LAW IN GENERAL 
 
 Law, in its widest sense, is a rule of conduct. For all 
 practical purposes, it may be considered a body of rules of 
 conduct laid down and enforced by the authority of a nation 
 or state. For instance, when we say that it is a Law of 
 Minnesota that "every child between eight and sixteen 
 years of age must attend a public school, or a private school, 
 in each year during the entire time the public schools of the 
 district in which the child resides are in session," we mean 
 that it is a rule of conduct for parents or guardians in 
 Minnesota in the matter of sending such children to school. 
 
 Law may be classified as written or unwritten law. Writ- 
 ten law is found in our constitutions and in our statutes. 
 The constitutions are called the "fundamental law of the 
 body politic." This means that the constitution contains 
 the laws of a community with which all other laws must 
 agree and upon which all other laws must be built. The 
 fundamental law for the United States is found in its Con- 
 stitution, in force since 1789; and all the Acts passed by 
 Congress and by the legislatures of the states must be in 
 harmony with it or they are declared void. The funda- 
 mental law for the State of Minnesota is its Constitution, 
 and all the Statutes passed by the State Legislature must 
 
8 FARMERS' LAW 
 
 be in harmony with this Constitution. In this book the 
 name "statute" will be given to those laws passed by the 
 Legislature of the State of Minnesota. 
 
 Unwritten law more often goes by the name of common 
 law. In the absence of statute law common law prevails. 
 In most cases it is simply common sense or "right reason" 
 applied to cases not covered by statute law. It is an out- 
 growth of long-continued custom as found in the decisions 
 of the courts. Most of our law is based upon these unwrit- 
 ten rules of conduct, the greatest part of which have come 
 down to us from England, although changes have found a 
 place from time to time in the courts in different communi- 
 ties in this country. 
 
 In our study of these rules of conduct for citizens in 
 Minnesota, we shall naturally deal largely with common 
 law and the Minnesota Statutes. 
 
CHAPTER II 
 
 CONTRACTS 
 
 DEFINITION 
 Whenever a person buys or sells, whenever he makes 
 any kind of bargain or agreement, he makes a contract. 
 In brief, whenever for a sufficient consideration a person 
 agrees to do or not to do some particular thing, he is said 
 to make a contract. 
 
 CLASSES OF CONTRACTS 
 
 In entering into the agreement one may do so by word 
 of mouth, when it is called an oral contract, or one may 
 put it into writing or printing. In the latter case it is, of 
 course, a written contract. 
 
 Contracts are also express or implied. If all the terms 
 of the contract are spoken or put in writing, it is an express 
 contract. If some of the terms are not spoken or written 
 but are understood from the circumstances, it is an implied 
 contract. For instance, if I say to the grocer, "Deliver a 
 hundred-pound sack of flour at my house and I will pay 
 you three dollars for it tomorrow," I make an express con- 
 tract. If, instead, I merely say to him, "Deliver a hundred- 
 pound sack of flour at my house," it is implied that I will 
 pay the market price for it and that it is to be merchantable 
 flour. A large porportion of the smaller contracts in daily 
 business activities are implied. 
 
 CONSIDERATION 
 To make a contract that may be enforced there must 
 
10 FARMERS' LAW 
 
 be a consideration, — the cause, price, or thing which induces 
 the carrying out of the contract. An agreement to make 
 outright gift is not a contract. The consideration is not 
 always the transfer of money. It may be any benefit to 
 the promisor or loss or detriment to the other party to the 
 contract, or promisee. 
 
 WHO MAY NOT MAKE CONTRACTS 
 
 Minors are incompetent to make contracts except for 
 necessities, such as food, clothing, medical attendance, etc. 
 Contracts made by a minor are voidable by the minor when 
 he reaches his majority. Idiots, lunatics, and drunken 
 persons can not make valid contracts, except that a drunk- 
 ard may ratify after he becomes sober a contract made 
 while he was intoxicated. In Minnesota married women 
 have the same right to make contracts as their husbands. 
 
 SUBJECT MATTER OF CONTRACTS 
 
 The subject matter of a contract may be anything law- 
 ful. Any contract to do anything unlawful is illegal and 
 void. For instance, contracts to bribe a jury, bets or 
 wagers, or contracts in which fraud enters are illegal. 
 
 STATUTE OF FRAUDS 
 
 The following classes of contracts, according to the Stat- 
 ute of Frauds, must be in writing: 
 
 (1) Leases of land for a year or more. 
 
 (2) Contracts for the sale of land for a year or more. 
 This includes deeds, mortgages, etc. 
 
 (3) Every agreement that by its terms is not to be 
 performed within one year from the date of making 
 it. 
 
 (4) Promises to answer for the debt of another person. 
 
CONTRACTS 11 
 
 (5) Contracts for the sale of personal property where 
 fifty dollars or more is involved. Where some 
 part of the property is delivered, where some part 
 of the purchase price is paid to "bind the bargain," 
 or where goods are sold at an auction at which 
 proper entry is made in the salesbook, contracts 
 under the last class do not come under the Statute 
 of Frauds and, therefore, need not be in writing. 
 
 With either oral or written contracts it is essential that 
 the intention of both parties be clear. Especially when one 
 is making a contract in writing should the meaning be made 
 clear, for, in the courts, one will not be permitted to change 
 by oral testimony the terms of a written contract. 
 
CHAPTER III 
 
 ACQUIRING THE FARM 
 
 GENERAL 
 
 When a person makes the purchase of any piece of real 
 estate, such as a farm, he is said to acquire title to it. Title 
 to a farm is evidence which that person has of the right to 
 the possession of the farm. The conveyance of the title to 
 the farm from the owner, or grantor, to the purchaser, or 
 grantee, is made by an instrument called a deed. This deed, 
 since it is concerned with the transfer of real estate and 
 therefore comes under the Statute of Frauds, must be in 
 writing. In Minnesota, deeds are required to be signed 
 before two witnesses, acknowledged before an officer 
 authorized to administer an oath, and recorded in the office 
 of the register of deeds of the county in which the land is 
 situated. 
 
 KINDS OF DEEDS 
 
 The three kinds of deeds of which a citizen of Minnesota 
 should have knowledge are the warranty, the quitclaim, 
 and the mortgage deeds. The last named will be dealt with 
 in the separate chapter on mortgages. 
 
 THE WARRANTY DEED 
 
 The warranty deed is the common form for the convey- 
 ance of real estate. In addition to granting the land, it con- 
 tains warrants or covenants as to the title. The Minnesota 
 Statute makes possible the use of the following form of 
 
ACQUIRING THE FARM 13 
 
 Warranty Deed 
 
 A. B., grantor, of (here insert place of residence), for and in 
 consideration of (here insert the consideration) conveys and 
 warrants to C. D., grantee, of (here insert place of residence), 
 
 the following described real estate in the county of 
 
 in the State of Minnesota: (here insert the description of 
 the premises). 
 
 Dated this day of 19 
 
 Signature 
 
 Attention is called to the words "conveys and warrants" 
 in the above form. The description mentioned refers to 
 surveys, maps, distances, or boundaries. 
 
 THE COVENANTS 
 
 The same statute provides that when this form is used 
 it is to be understood that the grantor makes the following 
 covenants with or promises to the grantee : 
 
 Covenant (1) : "that he is lawfully seized of the premises 
 in fee simple and has good right to convey same." This is 
 called the covenant of seizin. It is simply a warranty that 
 the owner has possession of the property described in the 
 deed and that he has the, right to convey it. 
 
 Covenant (2) : "that the premises are free from all incum- 
 brances." This covenant pledges that there are no out- 
 standing rights in other persons. This covenant is broken 
 by outstanding mortgages, unpaid taxes, mechanics' liens, 
 and judgments docketed in the office of the clerk of court of 
 the county where the land is situated within ten years 
 prior to the date of the conveyance. 
 
 Covenant (3): "that he warrants to the grantee and his 
 heirs and assigns the quiet and peaceable possession of the 
 premises." The covenant of "quiet and peaceable posses- 
 sion" is a promise that the grantee, his heirs, or others who 
 
14 
 
 Pgrsons , uxiiaarrled 
 
 FARMERS' LAW 
 
 S^ That the Grantor.. OeOT^^^ 
 
 HMiding u the..^^^y , .q/:,Sl9^9oe 
 
 Coiuity of.^.9.h9.9^. and State o/,.MAnf'C30ta f^r and in consideration 
 
 cfthe sum 0/ ./^rtoen jniQusand _ _ _ dollars. 
 
 to.pL\Uf.rrrr:.in hand paid. doCS hereby Convey and Warrant to..«?Olin..T , TOnllnSOn . Of 
 
 P.lnP.g.9.g..P.f...kL'e..gQ"nt,Y..of .McLeO(a..a^ 
 
 a* Grantee the following described Real Estate, viz. ...Tile KorVhWCS t auarter M 
 
 ^.Y.?r.ri?[L»0.k..??y.r^y.ey.i...<^.9.n t a In In 
 
 lUuaU in the County o/..¥cLeOd and State of Minnesota. 
 
 Dated a<..g.ij?.n.COe . . . thU. 2 Zj\j),^r-rrr.. day o/.SOji^eabgP A. D. 191 .3 
 
 Signed. Scaled and DcUverM in Presence of 
 
 _Z^(fi2s<fciA..^_ 
 
 ^^. 
 
 jy^^.^ 
 
 ^UU of ^imuMUi, 
 
 Coiintyvf 
 
 VcLeod 
 
 _ I 
 
 On <fci«...?.?.nd.. JLa,y o/:..8eJ>^.e0.t>ejr -.^. D. 191 3., before me. a 
 
 .y.9.t'.g.ry...PUbllC wUhin and for said County. persoiuUly appeared 
 
 to me known to be the person described in and who executed the foregoing instrument, and acknowledged 
 that k0 ax tet Ue d tite $am» 01..*}-?.- fit€ act and deed. 
 
 Notary Public 
 «y CoFjDls8l6n*'15xi)rrcs*'I9r5^ 
 FIG. 1. WARRANTY DEED. (Short Form.) 
 
ACQUIRING THE FARM 15 
 
 claim title through him shall not be legally disturbed in 
 their quiet and peaceable possession of the premises by the 
 grantor or his heirs. 
 
 Covenant (4) : that he will defend the title to the prop- 
 erty "against all persons who may lawfully claim same." 
 If any lawful claim is made by a third party as to the title 
 of the grantee to the property, by the fourth covenant the 
 grantor pledges compensation for the loss sustained by the 
 failure of title up to the amount of the purchase price and 
 interest. 
 
 It is rather common practice to include these covenants 
 in the form of deed. 
 
 The signature is that of the grantor. The grantee does 
 not sign. The conveyance of the farm is completed when 
 the deed has been delivered by the grantor. Before accept- 
 ing the deed the grantee should make sure that the title is 
 perfect in the grantor and that the deed is properly executed. 
 A grantee who personally accepts a deed is presumed to 
 know its contents. Nor can the grantor have a deed set 
 aside because he failed to read it. Any material change 
 made in the deed by either party after delivery makes it 
 void. If there is no certainty as to the property described 
 in the deed it is void. 
 
 A husband and wife may, by a deed in which both join, 
 convey real estate belonging to either. Except the home- 
 stead, either, by a separate deed, may dispose of the real 
 estate belonging to him or her, subject to the rights 
 of the other. (Note. The homestead in rural dis- 
 tricts, — that is, outside the limits of a city or village — 
 includes the house actually occupied by the owner as a 
 dwelling and not more than eighty acres of land. Such a 
 homestead is exempt from seizure or sale except for debts 
 
16 FARMERS' LAW 
 
 incurred for work or materials furnished in the building, 
 repair, or improvement of the same, or f.or services of 
 laborers or servants.) 
 
 QUITCLAIM DEED 
 
 A quitclaim deed is one which grants merely the interest 
 the grantor has. The Minnesota Statute makes possible 
 the use of the following %-m for a 
 
 Quitclaim Deed 
 
 A. B., grantor, of (here insert place of residence), for the con- 
 sideration of (here insert the consideration), conveys and quit- 
 claims to C. D., grantee, of (here insert place of residence), all 
 interest in the following described real estate in the county 
 
 i of in the State of Minnesota: (here describe the 
 
 premises.) 
 
 Dated this day of 19 
 
 Signature 
 
 If the words "conveys and quitclaims" of this form are 
 contrasted with the words "conveys and warrants" in the 
 form for warranty deed the essential difference between the 
 two kinds of deeds will be seen. The quitclaim deed war- 
 rants nothing and the statute contains no covenants that 
 are understood to be binding upon the grantor. The quit- 
 claim deed does not even assert that the grantor has any 
 title to the premises described. In transfers of real estate 
 this form is used merely to extinguish possible outstanding 
 titles, for example, claims of heirs, for real estate for which 
 a grantor or grantee is desirous of obtaining or giving a war- 
 ranty deed or for the sake of peace. In buying a farm the 
 purchaser should not accept a quitclaim deed without con- 
 sulting a competent attorney. 
 
ACQUIRING THE FARM 
 
 17 
 
 Thitt the (7»aH/or.0c0.r&e...E.,.. 
 
 Parsons, unmarried, 
 
 ■.for and in consideration 
 
 residing in Ihe.CXtU ■ o/.. OlCnCQ e 
 
 County o/..MCLeOd _ and State ofMm^-SOlM. — r- 
 
 of the sum of.9.^P. , „ DOLLAl 
 
 to^^r-r—^in hand fiaid, d(fi^ hereby Convey, 1,'clcosc and Quit-Claim /a.-^P.^n ..T^T9mlln8qn . 
 
 Of G-lencoe of the County of McLeod and State of Minnesota 
 
 as Grantee all. P.^.^.—r-... interest in. and to the followina described real estate, wr.-.ThC KOrthWCSt 
 
 ..^H§-rl?.?!..?ir.. Sec 1 1 on 31 X t een^^^ 
 
 J!'^J}^.^...yA'^.V.^.V{.30) Mest of uie F Jierldlan according to 
 the United Btates Government Survey, containing one hundred sixty acr«o 
 more or less. 
 
 situate m the County o/,.M.CL69.4 .and State of Minnesota. 
 
 Dated at ciencoe <fet«22pd...-Tr-.rfayo/vgertemtier— -—■■.<■ D. loiy 
 
 Slsned, Sealed and Delivered In Presence of 
 
 <:J?,^tJC 
 
 Jto/u off ^innesoia. 
 
 County of McLeOd 
 
 I On this .^?nd. , oay o/.MPt'.ember _____-____^. />. jgi3_ . , before m*. a 
 
 .^Py^^^. .^"^.^A.^ .— — — — ivithin and for said County, personally appeared 
 
 Qeorce E. parsons, tmmarrled, __ : 
 
 to me knoum to he the person described in and who executed the foregoing instrument, and acknowledged 
 that he executed the tarn* w.M.?, free act and deed 
 
 2— 
 
 My COnunlsslon Expires 1915 
 FIG. 2. QUITCLAIM DEED. (Short Form.) 
 
18 FARMERS' LAW 
 
 ACQUIRING THE FARM UNDER AN INSTALLMENT CON- 
 TRACT 
 
 Frequently purchases of farms or other real estate are 
 made where the purchaser has a comparatively small 
 amount of ready money. He may desire to make part 
 payment yearly or at other regular intervals of time. In 
 such a case, if the owner of the farm is willing, an install- 
 ment contract is entered into, which describes the tract of 
 land, contains the agreement to purchase, the dates of the 
 payments and their amounts, and a pledge on the part of 
 the owner to deliver the deed when all the requirements 
 made of the purchaser in the contract have been met. Both 
 parties to the agreement are required to sign such a con- 
 tract. Of course, the title to the farm remains with the 
 owner until full payment has been made. 
 
CHAPTER IV 
 
 MORTGAGES 
 
 FARM MORTGAGES 
 
 Often the owner of a farm wishes to borrow money and 
 offers the farm as security for the loan. This he does by 
 giving a mortgage on the farm. The borrower here is the 
 mortgagor f while the party making the loan is the mortgagee. 
 An illustration of this use is where a person buying a farm 
 has not enough money to cover the full purchase price of the 
 farm and borrows the remainder in order to make full pay- 
 ment. He gives a mortgage on the farm for the amount 
 borrowed. 
 
 WHAT THE MORTGAGE CONTAINS 
 
 A mortgage on real estate is a form of deed, and in our 
 state is quite commonly called a "mortgage deed." As a 
 deed it is a conveyance of title to land but differs from other 
 deeds in that it contains a provision that it shall be void and 
 of no effect if the mortgagor pays the money at the time 
 stated in the mortgage. This provision is known as the 
 defeasance clause and may usually be recognized in the 
 mortgage deed by its beginning, — "provided, always," or 
 "provided, nevertheless." Covenants similar to those 
 described under the warranty deed are made by the mort- 
 gagor; namely, (1) that he is in lawful possession of the 
 premises, (2) that he has good right to convey the same, (3) 
 that they are free from all incumbrances, and (4) that he 
 warrants the title against all lawful claims. 
 
20 FARMERS' LAW 
 
 Made //tto.,25 t2i. ' day o/.-Septe pibe p- 
 
 in the year of our Lord one thousand nine hundred and "...T ^'...V — - between 
 
 Oriln P. Miller and Helen N. killer his wife , 
 
 of the County of ^^^^^^. --r-rrrr-.and State of ...^^^}:^9.^9y^.rTTrrr7r-j>artXQQ of the first paH.and 
 
 John T. Tomllnson ___^ 
 
 of the County of ."^.^«°^ — — -zn>d Slate of M^?.^.9^Ar-rr—paH.y... of the second part. 
 
 WITNESSETH. T)iat the said parAQ3. of the first part, for and in consideration of the sum of 
 
 jBlx Hundreds dollars. 
 
 to-.Vfig.P. J in hand paid by the said party......of the second part. Ih^ receipt whereof is hereby 
 
 acknowledged, do by these presents Grant. Bargain, Sell and Convey to the said part }f..... of the second 
 
 pctrt,.^%P..-r heirs and assigns. Forever. atf...-t-^.V.V. - - . . .tract or parcel of land lying and being 
 
 in the County of..¥p.h^9.^ ^ and State of Minnesota, described aj! follows, lo-wU: 
 
 The Northwest quarter of Section Six t ecn( 16 ) Township One Himc^^^^^ 
 
 I?i?.?.eenlll61. North, Itong^^^ 
 
 ■¥?jy.4.A§f}..J?.?.9.°A'4lTiS...^o..the Unlv _. 
 
 tQlnlng one hundred sixty acres of land more or less 
 
 £0 S"'$ ""^ ^ 9"^ ^'" S^""- Together with all tlie heredUanienti and appurtenances thereunto 
 belonging or in anywise appertaining, unto the said part X... .of the second part.iXXB. ... heirs and 
 
 assigns, FOREVER., And the said .Oriln.X^.jiliiar..and. -Helen N^.,Ulll&r-hl«-wife- 
 
 part... r!... of the first part, do covenant with the said party......of the second part,.}}~^. '.....heirs and 
 
 assigns, as follows: First, that ^lie}f..i)^.&laufully seized of said premises; Second, that the yha^e...good 
 right to convey the same; Third, that the same are free from all encitmbrances...9.^9.^:P^...^..?}9.V.^.':..... 
 
 ^.9.?.9..®.?.?.9.HJ^®A..)'.5?..??.9.^..!?.9.?.?.?..X9.r...T*9Aye and noyipo Lioi;jg,jps ■ : 
 
 -and Fourth, that the said part.}/.. 
 
 his _^_^^ 
 of the' second part, heirs and assigns, shall qiiiethj enjoy and poss'JS the sam,e; and that the 
 
 toud part.T°.?.qf the first part unll Warrant and Defend the title to the sante against all lawful claim*. 
 
 FIG. 3. MORTGAGE DEED. (First Page.) 
 
MORTGAGED 21 
 
 PROrWSD. XErERTHSlSSS, That if the said.' 
 
 rAes„ 
 
 ?o/ the first part.l^iMJL^heir 
 adminutrators, shall well and truly pay. or cause to be paid, to the said part.)!.. .of the second par«,.fll? ; heirs, 
 
 executors, administrators or assigns, the sum o/.T!.V^.."-V!^'Mr?M Dollars, and interest, 
 
 according to the condUion, of...m^.'9rQm^f^aOTX.^AQl&..£QT...&lX.ii\mtI'.^(L.JiU^ 
 
 ■JgAg!?f...^gJ!..gpM..ArjMr.P-g.k.MnHQlAy..aM.due,,.Sep^^ 
 
 hearing even date herewith, and also to pay all taxes which now are. or may be hereafter assessed on said premises as they 
 shall become due. then this deed to be null and voui. But if default shall be made in the payment of said sum of money, 
 or the interest, or the taxes, or anyfV^i thereof, at the time and in the manner hereinbefore or hereinafter specified for 
 the pajjmenl thereof, the said Bart.7:rf.Vf the first part, in such ease do hereby authorize and fully empower the said 
 
 part. X. of the second par^..Xl\^. heirs, executors, adminislraloYs or assigns, to sell the said hereby granted premises, 
 
 and convey the same to the purchaser, in fee simple, agreeably to the statute in such case made and provided, and out of the 
 moneys arising from.sueh sate to retain the principal and interest which shall then >'<■ due on said note , and all taxes 
 
 upon said lands, together with all the costs and charges, and also the sum of^AXW Dollars, as .attorney's 
 
 feel and pay the overplus, if any, to the said partiS.^f the first part.VtlG.lrheirs, executors, adminiitratori or assigns. 
 
 . ..,. ^, onm r. wiiicr and H«len N. Miller his wife ■ 
 
 jlni the said .". 
 
 do further covenant and agree to and with the said parlMrr.of the second paf<, Al? heirs, executors, administrators 
 
 and assigns, to pay said sum of money above specified at the time and in the manner above mentioned, together with all 
 the costs and expenses, if any there shall be; and, also, in case of the foreclosure of this Mortgage, the sum of .F.iX.t if. -7T. 
 
 ■Dollars as Attorney's fees in addition to all sums and costs allowed m that behalf by law, whi. 
 
 sum IS hereby acknowledged and declared to be a part of the debt hereby secured, and which shall be assessed and payable 
 as part of laid debt, and that he will pay all taxes and assessments of every nature that may be assessed on laid premise; 
 or any part thereof, previous to the^^y appointed by law for the sale of lands for town, city, county or state taxes. Jtnd if 
 default be made by the said part^.PP.of the first part, in any of the foregoing provisions, it shall be lawful for the said 
 parl.Y ■ of the second part. .hX&TTrrrrr. .heirs, executors, administrators or assigns, or. tiX^rrrrrrr. .Attorney . to declare the 
 whole sum above specified to be due and payabUa ,,^ ♦v,»»i«. ^ '»v.r.4« 
 
 JXTESTlMOXr WHERROP. The said parC^rof the first pari haYti.. hereunto set..VUQ.l.r...ha>u^ and a/Jlx«i.HlOT 
 tea^ the day and year first above written 
 
 Signed, Sealed and Delivered in Presence o( 
 
 ...(2.A...Qc<Aji..^.^.. 
 
 '%e^.. 
 
 $,Uit of ^zmusota. 
 
 County .f ...McLe oa 
 
 Oa this..^}}.^. jcUiy of..^P.\'.f.^}^.V. ..>#. D. 191^.., before me. a 
 
 .■^^k*Jr.y...^.y^^AP. .1 - within and for said County, personally appeared 
 
 PJiA?..J.A..?J[U?:?..?..M?!.Aelon..y.i..MA.UgP..hl.3.w^^^^^ 
 
 to me known to he the person B described in and ivlio executed the foregoing instrument, and acknwvledged 
 thatt he ^executed the same os-.V^J?..^.?. free act and deed.^ 
 
 <^o\.aT^ public 
 Wy CoDUiii-asion Ex^jiriss 1915' 
 
 FIG. 4. MORTGAGE DEED. (Second Page.) 
 
22 FARMERS' LAW 
 
 SIGNATURE, ACKNOWLEDGMENT, FILING, ETC 
 
 In Minnesota, the mortgage deed is subject to the same 
 regulations as to signature, seal, witnesses, acknowledgment, 
 and record as all other deeds. These requirements have 
 been given in the previous chapter. There is also a tax of 
 fifteen cents for every hundred dollars (or fraction of a 
 hundred dollars) of the mortgage debt for filing the mort- 
 gage in the office of the register of deeds of the county in 
 which the land is situated. If the mortgage is to run 
 through more than five years the filing fee is twenty-five 
 cents per hundred dollars of the debt. This is known as 
 the registration tax. In the absence of an agreement this 
 tax must be paid by the mortgagee. 
 
 Mortgages are effective in the order of their filing, and, 
 in foreclosing, the second mortgagee gets nothing until the 
 first mortgage is paid in full. For this important reason, 
 second mortgages are not in great demand as compared with 
 first mortgages. This filing is a protection to the mort- 
 gagee and is notice to the world that he has a lien on the 
 property of the mortgagor. Mortgages not recorded are 
 of no effect as against any later purchaser in good faith, 
 that is, any person buying the land or accepting a mortgage 
 on it for a valuable consideration and without knowledge of 
 the unrecorded mortgage. 
 
 DISCHARGE OF RECORD 
 
 When a mortgage debt is paid the mortgage deed is 
 discharged of record by filing in the office of the register of 
 deeds where the mortgage has been recorded a "certificate 
 of satisfaction" which has been acknowledged and signed by 
 the mortgagee or by a memorandum signed by him on the 
 margin of the record. Should the mortgagee fail to discharge 
 the mortgage within ten days after the date of payment of 
 
MORTGAGES 23 
 
 the mortgage debt he is liable for all damages due to his 
 neglect. 
 
 FORECLOSURE 
 
 When the debt which is secured by the mortgage is not 
 paid as agreed, the mortgagee has the right to foreclose. 
 Foreclosure is simply the proceedings by which the premises 
 are sold and the proceeds of the sale are applied to the mort- 
 gage debt. If the proceeds of the sale are more than enough 
 to cover the mortgage debt and the costs of foreclosure, the 
 surplus goes to the mortgagor. The sale is made by the 
 sheriff. After the date of the sale the mortgagor has a right 
 to redeem during twelve months by paying the sum for 
 which the property was sold and interest at the rate pro- 
 vided in the mortgage or, if the rate is not fixed in the 
 mortgage, at the rate of six per cent. 
 
 CHATTEL MORTGAGES 
 
 A chattel mortgage is a mortgage on personal property 
 such as crops, live stock, farm machinery, furniture, etc. 
 As in the case of the real estate mortgage, it is a condi- 
 tional sale of the property to secure a debt and is void upon 
 the payment of the debt. Chattel mortgages, since the 
 first of July, 1913, are filed with the register of deeds of the 
 county in which the property mortgaged is located. The 
 fee for filing is ten cents for each instrument. After pay- 
 ment of the mortgage debt by the mortgagor the mortgagee 
 must satisfy the mortgage by delivering satisfactions to the 
 mortgagor and to the officer with whom the mortgage was 
 filed. 
 
 FORECLOSURE OF CHATTEL MORTGAGES 
 
 Where the debt is not paid, foreclosure may be made 
 and the property sold. Ten days' notice must be given the 
 
24 
 
 FARMERS' LAW 
 
 giwrn an ^m hg fhtst SnsttUs. -nuii i. ..P.rlln.P , Miller.; 
 Glencoe. 
 
 Sutc of MinDecotfl. ror the purpose of securing the paymeot of 
 
 "Ninety and' no/ 100 
 
 ;M«y ;;i5 :::;::::::;::::::;:::;::::«„^;; ,„ ,.90.. op. ^.,..juiv,.i^. 
 
 ^.■■J■9^A■.J■^■..Tomlln3on. .nd.fal.8 
 
 . now ID my possession, owned by mo and free from all incumbrano*. to-wit: 
 
 .One ..i:pan. horse , fourteen^ 
 known as rick ^ 
 
 PROVIDED. That if the nnderaigiMd ihall pay the Mid debt, ucoi 
 tbholt ihall be made in the pajrmeDt of uid debt or aoy part thereof, 
 
 John T. Tomllnson 
 
 ..thai) <: 
 
 1 the said debt utuafe or insecure 
 
 he ia hereby authorised, either by himself or accnt, to i-ntor upoo the premisoe where the said property may be aod remoTe and sell the same at public 
 aactioD, with a notice as prorided by law. and without demand or performance, and oat of the proceeds reuin the amount then owing on said debt, with eipensea 
 
 attending the same, including.. A V.M Dollars attorney's fees, rendering to the undersigned the surplus, after the whole of said debt 
 
 t absolutely due and payable wbenever forectoaure hereof b commenced. 
 I and conatmed to be a commencement of foreclosure. 
 
 Dollan a 
 
 shall hare been paid, wnh charges aforesaid: said attorney's feea and eipensea a 
 aod the delivery of this mortgage to any party with the intent to have the s 
 
 WITNE88..??.yba.d and seal U^.J.^.^.htk, ol...m}(.:rrrr.z:r^M^. 
 
 ..c?..(d!...<&.t*-t.>^., 
 
 :J^«^'■: — ~ - 
 
 FIG. 5. CHATTEL MORTGAGE. 
 
 mortgagor that the property is to be sold and ten days' 
 posted notice is required. The property may be redeemed 
 before the sale or at any time within two days after the sale, 
 — before the sale, by the payment of the debt and all law- 
 ful expense for care of the property ; after the sale, by paying 
 to the purchaser the amount for which the property was 
 sold with costs and expenses for keeping during the time 
 allowed for redemption. 
 
CHAPTER V 
 
 LANDLORD AND TENANT 
 
 DEFINITIONS 
 
 A tenant obtains the use of a farm or other real property 
 by means of a contract known as a lease. The owner of the 
 farm in such a case is called the landlord^ or lessor, and 
 the tenant is referred to as the lessee. The consideration 
 paid for the use of the land is rent. 
 
 ORAL AND WRITTEN LEASES 
 
 Leases ending within one year from the date of the con- 
 tract need not be in writing, although, under most circum- 
 stances, it is best for them to be so. But leases for more 
 than a year must be in writing; if unwritten, they are void 
 under the Statute of Frauds. By being void is meant that 
 they are not only non-enforceable but are of no effect. A 
 written note or memorandum will pass for a written lease 
 if it describes the land with reasonable certainty, contains 
 the names of both the lessor and the lessee, the rental 
 agreed upon, and is signed by the lessor. It is always 
 safest for both parties, however, if a full formal lease cover- 
 ing all the agreement is drawn up and properly executed. 
 
 COVENANTS OF LANDLORD AND TENANT 
 
 In the lease both the landlord and tenant enter into 
 pledges, or covenants, express or implied. The implied 
 covenants hold the parties whether or not they are men- 
 tioned. The landlord impliedly pledges quiet enioyment 
 
26 FARMERS' LAW 
 
 Made ffcw. 3rd .^___ Jay o/..Ociober ioi3 
 
 by and >^ Herbert K . Hanson • 
 
 party of the first part, lessor .and.^^"^^ "' "ilUjiraL 
 
 of the Township of.^'VJ^. ' County ofJ^}*§S><L : r.State of Minnesota, 
 
 party of the second part, T.fx*r.r., — ^ - t-t- 
 
 WITXESSETH, Tliat the said party of the first part, in consideration of the rents and covenants 
 hereinafter mentioned, does hereby Demise, Lease and Let unto the said party of the second part, and the 
 taid party of the second part does hereby hire and take from the said party of the first part, the following 
 deteribed premises, situated in the County o f MCLOOd - 7;:;^;= —-.and StaU of Minnesota, viz: 
 
 The NorthweBt quarter. 
 
 in Section Jfumt>er.X(>.'r-. Township Xumher.XX^rrr.Jiange dumber. ^0. M.-^Containing ..2.60.rrrrr:^eret, 
 be the same mxire or less, of which described premises the second party hereby agrees to plow and put into 
 crops nut less than.. .?.^?...^M?.?.^'.^^..^.^.?. :: \ acres each year during the continuance of this Lease. 
 
 To Have and to HoM. The above rented premises, unto the taid second party,, u^^. ..heirs and assigns, 
 subject to the conditions and limitations hereinafter m.entioned, for and during the fuU term, of..*P:TP.P.. 
 
 years from and after the .^.^.'.^.}. day of.. .¥^^^- 19J.P... the term of tkU 
 
 Lease ending the...^.):T.^^. day o/.^y^fi ^W A 
 
 And the said necond party agrees to and with the said first party to pay as rent for the abov* 
 mentioned premises, fur and during the term of this Lease, the sum of.TiiT.C9. HWR(iJ!OfX..T.Xt.VYrrr. 
 
 noiinrs, on th,. X s% , day pf Peceaber 19 13 
 
 ana an equal s um on the lat. da y of Pecem ber. 191'» and 1915 at the 
 First Katlonal Bank or Hutchinson— '. - 
 
 nnd in addition to sueh amount $..<. .... per acre for each and every acre cultivated on above 
 
 described premises In exdeu of °"P hundred ten ^„j,^ 
 
 and the said second party further agrees that in addition to the rent before specified ..&P. will also 
 
 pay all taxes that may be assessed against said premises fur the year * /y7.7^r/*5...Snu... 1.7.16.. ..anrf 
 pay the same before the same become delinquent. 
 
 And It to fmrUuT Acn>«, By and betveen tht partUi at follow: That should th* taid teeond party fail to male* thtahev* 
 wntntiened payments as htrtin spenfied, or to pnij any of the rent afaresaul when, due, or fail tofulfl.lt any of tht eovenants 
 Ktrein contained, then and in that cafe said first party may rwenter and take possession of the above rented premises, 
 ttnd hold and enjoy the same without surh re-entering working a forfeiture of the rents to he paid by the said second 
 party for the full term of this lease That if th* said first party sells slid premises during the life of this lease and 
 before the erop is in the ground, and desires to give possession to .ll^jiurchaser-tlutLthe second party will forthwith 
 
 surrender possession of said leased premises upon the payment to..:.Z~ of f^.\r~.....per acre for each acre of said 
 
 premises newly plowed, by said second party at the time said possession is demanded; if sold after the crap is in, then said 
 second party shall have the right to remove such crop when ready to be harvested. That if said first party sells said 
 premises during the term of this lease, the purchaser may at any time enter upon the leased premises for the purpose of 
 plowing, breaking more land, summer-fallowing, cultivating or otherwise improving any part of said premises not in 
 actual cultivation by said second parly, and without such entry working any f..,rfeitur* of the rents herein ajreed to be 
 paid. That if said second party remains in possession of said premises after the expiration of the term for which 
 
 hereby leased, such possession shall not be construed to be a renewal of this lease, but to he a tenancy at the will of the said 
 first party, which mayL^ terminated U)wn ten days' notice, given by the said first usrty in writing, either dtlit 
 second party or sent »0.7>.*™.wiiM a sealed ennlope, duly stamped and directed «o.»?Al> .atHUtChlnaOH.- 
 
 first party, which may^fif terminated u/xm ten days' notice, given by the said first asrty in writing^ either_iUlivered 
 }l}^Vf.^^jg a sealed envelope, duly stamped and dirr'-i'*'''"^''^ 
 vhich is hereby declared by to be...*lXP. — usual Post-office address. 
 
 And the said second party also covenants and agrees to and with the said first party, not to assign this tease or 
 underlet the above rented premises or any part thereof, without first obtaining the written consent of the said first party 
 
 and that.....^. '..urill, at the expiration of the time as herein recited, quietly yield and surrender the aforesaid 
 
 premises to the said first party, his heirs or assigns, in as good condition and re/fair as when taken, reasonable wear and 
 tear and damage'by the elements alone excepted. Said second party also covenants and agrees to cultivate the hereby 
 teased premises xn a careful and husband-like manner, and to maintain and keen up the fences so as to protect alt crops 
 from injury and waste, and to protect the fruit and shade trees thereon, and tu cut no green trees and to commit no waste 
 cr damage on said real estate and to suffir none to bs done: and to keep up and maintain in good repair all buildings, 
 stables, cribs, fences and improvements on said farm; and further agrees not to remove any straw or manure front said 
 /arm, but to spread upon said premises all manure made thereon. < 
 
 ,4nd the said first parly covenants that the said second party, on paying the rent and porforminf the covenants 
 aforesaid, shall peaceably and quittly have, hold and enjoy the said demised premises for the term aforesaid. 
 
 Ta secure the payment of the rents herein specified and the faithful performance and strict ful fillment of all th* 
 eevsnants of said second party in this leas* contained, said second party dM-s hereby expressly mortgage unto said first 
 party all crops growing or grown on said premises during the term of this lease, and dees hereby expressly authorize and 
 fully empower said first party in the case of any default on the part of said second party in paying said rent or in 
 performing any of the covenants in this least, to seize and take r obsession of naid mortgaged, property at once, and sell th* 
 tame at public auction, with notice at provided by law, and out of the prt,ceeUs of said sale, to pay and discharge all 
 rents, damages and expenses which may at th* tima b» due and imeurred, and pay over to said second party tlu turplus 
 msoney arising from tueh tat*. 
 
 FIG. 6. BODY OF A CASH RENT FARM LEASE. 
 (With Chattel Mortgage Clause.) 
 
LANDLORD AND TENANT 27 
 
 Jfn £iKlim0ng ^htnof, iioth piirtiet have li*rtunto get their hands and seals the day and year 
 hereinbefore written. 
 
 <::^^t^^)|^^>tVv^ ^g 
 
 .._M..wWt. 1 
 
 Count, otJ^£M2^ 
 
 On ihu, 3rd. day of QC.VQPg.r .. A. D. I9ll>.. before me. a 
 
 Notary public — _ — within and for said County, personally appeared 
 
 Herbert K. Hanson and Edwin N. Wllllaas 
 
 to me known to be the person ^ described in and ii-lio executed the foregoing instrument, and acknowledged 
 tlvit ^ he y executed the same a*.. \:])P.ST fru act and dud. ^^—-% ,. ^ 
 
 <S4i^. 
 
 jQtary. Public 
 
 My COinrclsBlon Expires 1915 
 
 FIG. 7. CASH RENT FARM LEASE. (Signature and Acknowledgment.) 
 
 and the payment of taxes assessed against the property; the 
 tenant, that he will pay the rent specified and will make 
 tenant-like repairs. Contrary to general belief the landlord 
 is not under obligation to keep the property in repair unless 
 the lease so provides. Where the lease is silent, the tenant 
 is bound to repair all ordinary breakage and to keep the 
 premises "wind and water tight." But, by statute, the 
 lessee is not liable for rent where, without fault or neglect 
 on his part, the buildings are destroyed or so injured by the 
 elements or other cause as to be unfit for occupancy, unless 
 the contract expressly so states. In the lease of a farm the 
 
28 
 
 FARMERS' LAW 
 
 (Ei?i5 dareement; Made ^/usjm.. , _ ^day ofQctobei^ - _ 
 
 ^. i?. ii? ^3 , ^y and 6e«u;een Edwin w.. Williams oOM„ Of i,ynn V County 
 9£.}{9}:!p.9A^3I^^...§l!^k^^^^ - - > - ^- 
 
 paHy of the first paH. and HerbiEirj. Jt.,„jaanSQ^ -COUnty 
 
 of NcLeod and Btai6 oCUUiM ^ — 
 
 owner of the real estate hereinafter described, paHy of the second part 
 
 tPitneSSett;, That the party of the first part hereby agrees fo and with the party of the second 
 part, for the consideration hereinafter named, to well and faithfully till and farm during the season 
 
 of farming in the year i^^A.rrrTrrTTrrr^.commancm^ /i?l^ ., and 
 
 endingJ^^T9P Jr.^.^V* .r T^.^ig^.^..-, inagoodand husband-like manner, and accordingto 
 
 the usual course of husbandry, the following described premises and real estate situate in the County 
 and State of Minnesota, viz The . NOI'tnweS t .. quarter.. 
 
 of- 
 
 UcLeoa 
 
 Of Section 16 In Township 11 6 Nqrth, Ra nge 30 West of the ^'ourth Prln- 
 cipal Meridian . 
 
 And the said party of the first part hereby further agrees to sow and plant the said land in such crops 
 as the party of the second part may direct, but said second party is to furnish all seeds necessary to sow 
 
 and plant said land, and is to pay one kn*.?.4_ _ of the threshing machine bill 
 
 far threshing the grain ^ ■ . - - 
 
 The party of Ibr ffr»t alto igre<«<o famUb. at h\m owo cott and eiproae, all proper and coavenlnittoolt, tramt, fltnt11«,farm 
 Inplemmta asd nacbincr^ (rxrepilriK a* bereioBrtor othrrwiw provided) to carry on and caltivate said tnmi during said aeason. and to rnmitb 
 AOd provide all proper aMiitanre aod bired bclp io aad aboot the caltivatioa and naoageiDeot of la'd farm, and to farm and cultlTate tbc eaid 
 laod> to tbc best adrantagc and according to bit bc«t aklU aod Judgment, and to maintain and keep up ttae fences to at to protect taid cropa 
 <rom injury and watte, tut tecood party It to fumitb material; and to watcb. care for aod protect the frtiit and »bade trrrs tbrrcon. and to cut 
 BO green tree* and to commit no watte or damage oa taid rral ettatc aad to aaOirr aone to be done, aod to crop aod cultivate tald laodt, aod 
 barrett. tfareab aod tecure tbc cropt grown tbereoa in a farmcr-lifcc ttylc aad In tbc bett possible manner during taid teaton, and after taking off 
 ttae cropa to plow immediately la a good aod proper manner to mocb aod tucb parts of taid farm tultable for a tuccerding crop at sball be 
 plowed at tbc time the party of tbc firtt part taket potaeatioo thereof, and to keep up and maintain In good repair all buildings, atablet. rrlbt, 
 fencet and improTcmentt on tald farm, but taid eecond party la to faroltb material; aod geoeralUdo aod perform all proper aod ordioary 
 work, labor care and tkill reguisiu, ntual or oecesaary to work aod crop taid premitet in a proper manner aod ttjic and to the best taterestt a/ 
 tbe party of tbc tecood part ; and fiirtber agrcet not to remove any straw or manure from said farm, bat to haul out and spread on taid 
 fMTmitet all manure made thereon, and not to tell or remove or toflirr to be sold or removed any of the produce of taid farm or preroitet. or the 
 atock. incrcaae. income or tbe producta bercio mentioned of any fclad, character or description, until tbe division thereof, without the written 
 cooacot of the party of the accond part; and until such divlaioo tbc title aod pottession of all hay, grain, crops, produce, ttock. inrreate Income 
 aod pruductt raited, grows or produced on taid premisea tball be and remain in tbe party of tbe tecond part, aod taid party of the tecood part 
 baa a right to take and bold enough of tbe cropt, ttock. increase, income aod producta that would on ttae i 
 party of tbe firtt part, to repay any and all advances made to hir^ by pai^y of the tecond part and interest 
 
 aonum, and also to pay all indebtedness due said party of the second part by said party of tbc fir>t part, if any there be. Tbc party of the firtt 
 part la, alto, to work out the road tax on alt the taid laod. It is aisp agreed that lo caac tald party of tbe firtt part oeglecta or failt to perform 
 aoy of tbe conditiooa aod terms of this cooiract on bit part to be done aod performed, thro aaid party of tbe accond part ia hereby authorized 
 ,aod empowered to enter apoo taid premises and take full and absolute potaetsion of tbc tame, aod be may do and perform %!! thinga agreed to 
 be dODC by ttae party of tbc firit part remaioiog undooe. aod to retain or tell tofficient of tbc cropa raited on taid premiaca that would otbcrsvttc 
 beloag toaaid first party tf be hi^ acc^rmed the conditions hereof, to pay aod tatisfyall costs •o'l rtpentes of every klndtacarred ia performing 
 
 •aid coatract. vyith interest at A per rent per anaam, tbc resfdne remaining. If any. of said cropa, ahall belong to tba Mid party of the 
 
 Arat part, after allcooditioos arc folfilled. 
 
 t!''6i5ir.'^'°p:?j 
 
 In, consideration of the faithful and diligent performance of all the stipulations of this contract 
 by the party of the first part, the party of the second part agrees, upon reasonable request thereafter 
 
 made, to give and deliver on said farm. the..^V9T^y\%.V:^^. - ■ 
 
 of aU grains, vegetables i haV and frUlt 
 
 to raised and secured upon said farm during taid season 
 
 FIG. 8. BODY OF FARM LEASE. (With Crop on Shares.) 
 
LA-KDLORD AND TENANT 2d 
 
 3n (CeStimOni) tPbereof, Both partUt have hereunto set their hands and seals the^ay and year 
 
 hereinbefore written. 
 
 signed. Seated and Delivered in Premenet of 
 
 [ Seal 
 
 State of Zninnesoto, \ 
 
 County of }*9.hP.9.± L 
 
 . / On this-3ffL,. -tZ ay of QC t ObCT. - J l. D. 
 
 19 1J._, before me. a39AMV..?^^l%9. - within 
 
 and for said Count ij, personally appeared EdWlXl U . Wlll lnrna find 
 
 Herbert K. Hanson - . 
 
 to me known to be the pcrson^.....described in and who executed the foregoing 
 instrument and acknowledged that^^ heV executed the same as VhS.%V....fre» 
 
 '""^'"'- <-^^tM4/Av/- - - 
 
 Notary public 
 
 Uy Comfiisaibh Expires T91 
 FIG. 9. FARM LEASE WITH CROP ON SHARES. 
 (Signature and Acknowledgment.) 
 
 lessee also impliedly promises to cultivate it in a husband- 
 like manner. 
 
 TENURE OF THE LEASE 
 
 A tenant of a farm who plans not to have a lease extend- 
 ed should move from the leased property at the end of the 
 term, for, if a tenant has been in possession under a lease 
 for one or more years and holds over without making a new 
 lease, he may be considered a "tenant from year to year." 
 This means that his term is extended for a year beyond the 
 date of the termination of the lease. 
 
 The relation of landlord and tenant may cease (1) by 
 the consent of both parties, (2) by breach of covenant, or 
 (3) by eviction of the tenant. If the lease is oral, an oral 
 agreement to end the relation of landlord and tenant is 
 valid ; but if the lease is in writing, an oral surrender is not 
 enough unless the landlord takes actual possession.' If the 
 tenant breaks an express or implied covenant the landlord 
 usually has the right of re-entry. 
 
30 FARMERS' LAW 
 
 EVICTION 
 In Minnesota, when a lessee holds over lands after the 
 termination of the time for which they are leased to him, or 
 contrary to the conditions or covenants of the lease, or 
 after any rent comes due according to the terms of the 
 lease, the person entitled to the premises may obtain posses- 
 sion by an action in court. 
 
 RIGHTS OF THE LESSEE TO EMBLEMENTS 
 When, through some cause not the fault of the lessee, 
 the relation of landlord and tenant ends, the tenant is en- 
 titled to emblements. Thus, all grains and other products 
 planted and cultivated by the tenant are his to harvest, if 
 the lease is terminated through some act not his. But if 
 the cause of the termination rests with the tenant, he must 
 suffer the loss of the emblements. Whenever the landlord 
 re-enters the farm he is entitled to the crops. 
 
 DIVIDING CROPS UNDER LEASE ON SHARES 
 Where the lease provides that the tenant shall farm the 
 land on shares and no time is set for dividing the crop, the 
 time for division is taken to be the date when the crop is 
 harvested. 
 
 ESTOVERS 
 
 A tenant, unless the lease so directs, may not cut the 
 standing timber on the land in order to sell it. He may 
 not dispose of it in any other way. What he cuts must be 
 used on the farm. He is not permitted to cut down live 
 trees for fuel, although he has the right to use all dead 
 standing and fallen timber for this purpose. He may also 
 cut standing timber for purposes of repair. 
 
 A statement as to who has the right to manure on a farm 
 that is being worked under a lease is made in the chapter on 
 Farm Products. 
 
CHAPTER VI 
 
 FARM LABORERS 
 
 All persons who work for others are classed in law as 
 servants. The relation of the farmer and the laborer he 
 hires is that of master and servant, or employer and em- 
 ployee. The contract is an agreement to perform some gen- 
 eral or particular farm service for pay or wages. 
 
 Under the Statute of Frauds, if the employment is to be 
 for a year or more, the contract, to be valid, is required to be 
 in writing. For periods of service of less than a year the 
 contract may be an oral agreement. Whether the agree- 
 ment be oral or written, it is important that there be a very 
 clear understanding between employer and employee as to 
 the obligations of each in the contract. 
 
 If the amount of the wages is not definitely agreed upon 
 at the time the laborer enters into the service, he may 
 collect "reasonable" wages. Reasonable wages are those 
 commonly being paid for like services at the time and place 
 where the wages are in question. When a laborer performs 
 services for an employer, it is taken for granted that com- 
 pensation is to be made. 
 
 Where the length of the employment is not fixed by an 
 agreement of employer and employee, either may end the 
 term at any time. Where the employment is for a fixed 
 time, the laborer is bound to serve during such time, except 
 for cause such as sickness, other physical inability, or failure 
 of the employer to carry out his part of the contract. The 
 employer, on his part, is bound to provide the employee 
 
32 FARMERS' LAW 
 
 with work for all the time pledged in the contract, and he 
 can not plead that he has no work for the employee. Where 
 the employee remains idle under such a contract, the 
 employer is liable to make compensation according to the 
 terms of the contract. A laborer who is discharged by his 
 employer, even for sufficient cause, has a right to his wages 
 until the time of dismissal. But, if he quits work before his 
 time is up or before the work contracted to be done is com- 
 pleted, without good excuse, he is entitled to no pay. 
 
 The employer has a right to discharge a laborer for any 
 good cause. Some good grounds for discharge are: refusal 
 to obey a reasonable order, habitual drunkenness, insolence 
 toward employer, absence for a day without permission 
 during a season when his labor is greatly needed, criminal 
 offences, etc.. On the other hand, an employee may quit 
 the service of his employer for, among others, the following 
 reasons: where the lodging furnished by the employer is 
 uncleanly or the food unwholesome, if the employer is cruel 
 toward his servant, if he requires the servant to work beyond 
 necessary care of livestock on Sundays, and if the hours of 
 labor are unreasonable. In reviewing these grievances it is 
 well to recall that farm laborers in Minnesota do not come 
 under the statute making ten hours a day's work for hire. 
 
 In Minnesota, payment to a minor of wages is valid 
 payment unless the parent or guardian notifies the em- 
 ployer to the contrary. A minor is any male person under 
 twenty-one years of age and any female under eighteen. 
 
 It is a well established principle of common law that a 
 man must manage his own affairs so as not to injure others. 
 This principFe applies whether a man acts in person or 
 through an agent. An employer is thus made responsible 
 for injury done through the negligence of his servant while 
 about the performance of duties for which he is hired. 
 
CHAPTER VII 
 
 FARM PRODUCTS 
 
 Trees and other natural products are considered real 
 property until they are detached from the earth as separate 
 things. Detached, they are personal property. For in- 
 stance, standing timber is considered real estate, but when 
 cut into cordwood it becomes personal property. When 
 we consider crops*, however, we find them divided into two 
 classes: those that grow without special cultivation and 
 those that return the labor and expense put upon them 
 strictly within the year. The latter are known as emble- 
 ments. Grasses, both wild and tame, growing from year to 
 year, and fruit growing on trees or bushes are examples of 
 the former, while corn, wheat, oats, and vegetables are 
 examples of emblements. Emblements are held in law 
 as personal property even before they are severed from the 
 soil and are, of course, personal property after being 
 detached, while the others are real property until detached, 
 when they become personal property. Under modern 
 methods of fruit growing, orchards are cultivated and fertil- 
 ized, thus increasing the yield by yearly labor. But this 
 does not place the yield in the class of chattels before the 
 yield is severed from the trees or bushes. 
 
 The reason for using space here for making the above 
 classes will be seen from the following applications. Con- 
 tracts for transfers of real estate are void if not written. 
 Therefore, for instance, an oral contract for the sale of 
 wild grass on uncultivated land or of fruit on trees in an 
 
34 FARMERS' LAW 
 
 orchard is of no effect. Such contracts must be in writing. 
 But contracts for emblements are merely sales of chattels 
 and are valid if oral and to be performed within the year. 
 If, however, the owner is to cut the grass or pick the fruit, 
 the sale will not be completed until these crops are severed. 
 When severed they are no longer part of the real estate, 
 and the contract becomes valid. Another interesting appli- 
 cation frequently made use of grows out of these distinc- 
 tions. The theft of a part of the real estate is in reality 
 trespass. Theft of personal property is larceny. But, in 
 the act of severing the crops from the soil, the thief converts 
 real into personal property and, for carrying away this per- 
 sonal property, he may be charged with larceny. 
 
 MANURE 
 
 Manure is usually considered real property and, in a 
 transfer of a farm by deed or otherwise, is treated as a part 
 of the farm. Manure produced on a leased farm is the 
 property, not of the tenant, but of the farm owner. A 
 tenant would not, therefore, be acting within his right if he 
 sold the manure. One might easily imagine, however, a 
 case where the tenant fed a large herd of stock for market 
 with feed that was purchased and not raised on the farm 
 occupied by the tenant, that is, where the farm could not 
 produce enough feed for so much stock. In such a case one 
 would be correct in assuming that to the tenant would 
 belong the additional manure. 
 
 LEVY UPON GRAIN 
 
 A levy may be made upon growing grain or grass, but no 
 sale shall be made under such a levy until the grain or grass 
 is ripe or fit to be harvested. But provisions for the 
 debtor and his family for one year, either provided or grow- 
 
FARM PRODUCTS 35 
 
 ing, and necessary seed for actual personal use for one season 
 not to exceed one hundred bushels each of wheat, barley, 
 potatoes, and oats, and ten bushels of corn may not be taken 
 by the owner's creditors. 
 
 DAMAGE TO CROPS 
 
 A farmer may recover the value of crops damaged or 
 destroyed by the neglect of another person. If this damage 
 is due to the servant or agent of that other person or of a cor- 
 poration, it is just as if the destruction had been caused by 
 the employer. A common example of this is the burning 
 of grain in the shock or stack caused by sparks from a rail- 
 road engine. By statute in Minnesota, the fact that the 
 fire was so scattered is considered prima facie evidence of 
 neglect. 
 
 SEED GRAIN CONTRACTS 
 
 Crops are often subject to a chattel mortgage given 
 when the seed grain is purchased. To secure the loan or 
 purchase of seed grain, where the farmer has not the ready 
 money to pay for the same, it is rather common for the buyer 
 to give the lender or seller a note of contract that contains a 
 statement of the amount and kind of seed and the other 
 terms of the agreement. The instrument is then filed with 
 the register of deeds of the county in which the crop to 
 be grown is located, as in the case of any chattel mortgage. 
 The mortgagee then has a legal claim upon the crop grown 
 from the seed according to the terms of the agreement. 
 This lien extends through one year from the date of filing 
 the contract and precedes all other liens upon the crop. 
 
 THRESHER'S LIEN 
 
 Any person owning and operating a threshing machine 
 has a lien upon grain threshed for the price of the work of 
 
36 FARMERS' LAW 
 
 threshing it. Such a legal claim precedes all other liens 
 except for the seed from which the grain was grown. In 
 order to have such a lien, the thresher should file with the 
 town clerk a sworn statement of the amount and kinds of 
 grain threshed and the date of the work with the rate per 
 bushel, total charge, amounts paid thereon, if any, and the 
 balance due, as well as the name of the owner and the person 
 who requested the work to be done. This filing must be 
 done within ten days after the threshing is completed. An 
 action to foreclose the lien must be begun within six months 
 of the date of the filing. As much grain is seized as will pay 
 the amount of the claim and cost of seizure and sale. 
 
 DAIRY PRODUCTS 
 
 Persons selling milk or cream in any village or city, 
 except for the purpose of supplying a butter or cheese fac- 
 tory, must secure a license from the State Dairy and Food 
 Commissioner. The license fee is one dollar for each vehicle 
 or place from which the sale of milk or cream is made. 
 These licenses expire May 1 . But persons keeping not more 
 than three cows and selling no milk or cream except from 
 those three cows need not secure a license. 
 
 No preservatives like borax, boric acid, salicylic acid, or 
 formaldehyde may be used in milk, butter, or cheese. The 
 fine for each offense of this kind is not less than $15 and not 
 more than $25. 
 
 No person is permitted to sell unwholesome or adulter- 
 ated milk or cream. Within the meaning of the law un- 
 wholesome or adulterated milk is such as has been drawn 
 from cows kept in filthy or unsanitary places, or from 
 unclean or diseased cows, or from cows fed upon garbage or 
 decayed substances in any form. Cream taken from milk 
 of this kind is considered unwholesome or adulterated. 
 
FARM PRODUCTS 37 
 
 Furthermore, milk containing more than 87 per cent of 
 water, or less than 3}/4 per cent of butterfat, and cream 
 containing less than 20 per cent of butterfat are considered 
 adulterated. 
 
 Statute provides that milk and cream purchased for 
 manufacturing butter or cheese must be paid for by 
 weight and upon the basis of its content of butterfat. The 
 Babcock test must be used for finding the per cent of butter- 
 fat. 
 
 UNFAIR DISCRiMINATION IN PRICES PAID 
 FOR DAIRY PRODUCTS 
 
 Persons or firms engaged in the business of buying milk, 
 cream or butterfat for the purpose of manufacture are for- 
 bidden to pay higher prices in one locality than another. 
 Of course, in comparing prices that may come under the 
 application of this law, due allowance must be made for any 
 real differences in the cost of carrying from the place of 
 purchase to the place of manufacture. The penalty for 
 breaking the law is a fine of not more than $500 or impris- 
 onment in the county jail for not more than six months. 
 
 THE "65 MILE" LAW 
 
 A recent piece of legislation is the "65 mile" law, which 
 forbids the shipment of cream for a distance of more than 65 
 miles unless the shipment is made in a refrigerator car or 
 unless the cream has been effectively pasteurized. For 
 offences under this law agents and ^ailroad companies are 
 made punishable by fines of from $15 to $75. 
 
CHAPTER VIII 
 
 NURSERY STOCK 
 
 INSPECTION OF NURSERY STOCK 
 
 A much-needed law on inspection of nursery stock was 
 passed by the State Legislature at its 1913 session. This 
 law makes the state entomologist also the state inspector of 
 nurseries and gives him free access to all fields, packing 
 grounds, buildings, cellars, and other places in order to 
 carry out its provisions. Under this act all nursery men 
 and all others having nursery stock in charge are required 
 to make application for inspection on or before May 1 of 
 each year. The inspection is done between May 1 and 
 September 30. Certificates are issued to all nurseries where 
 the stock is found free from injurious insects or contagious 
 diseases. A fee of five dollars must be paid by the appli- 
 cant before the certificate is issued. 
 
 INFESTED NURSERY STOCK 
 
 Should the inspector, in carrying out the duties of his 
 office, find a dangerous insect pest or plant disease, he may 
 inform the owner in writing by what means it can be eradi- 
 cated. Should he find the stock so badly infested that 
 treatment will not be eff"ective, he may order the owner to 
 destroy the stock. If his orders are not obeyed, the state 
 inspector shall order the work done and if the costs of the 
 work are not paid within sixty days, they may be collected 
 by the county attorney in civil action. 
 
NURSERY STOCK 39 
 
 SHIPMENT WITHIN THE STATE 
 
 All shipments of nursery stock from any point in the 
 state to other points within the state must be accompanied 
 by certificates of inspection on each package. Railroad and 
 express companies are forbidden to take stock for shipment 
 that is not so tagged. 
 
 NURSERY STOCK FROM OUTSIDE THE STATE 
 
 All nursery stock brought into the state must be accom- 
 panied by a certificate from the inspector or other proper 
 official of the state from which it comes. The certificate 
 must state that the stock is free from pests and diseases. 
 Certificates of firms in other states must be on file with the 
 Minnesota inspector before such firms are permitted to ship 
 into the state for distribution or sale. Foreign grown 
 stock imported into Minnesota under the Federal quaran- 
 tine law is to be inspected at the point of its destination. 
 Such stock may not be opened unless the inspector is pres- 
 ent. He is to be notified at least forty-eight hours in 
 advance of the opening of the package so that he may be 
 present. 
 
CHAPTER IX 
 
 THE SEED LAW 
 
 THE LAW IN GENERAL 
 
 During its 1913 session the State Legislature passed an 
 "Agricultural Seed Law" which promises to be of great 
 importance and value to farmers. This law makes for com- 
 pulsory labeling, free testing, and state inspection of seed. 
 It provides, also, what many otherwise good laws fail to do, 
 for its own enforcement and for penalties for its violation. 
 
 WHAT SEED THE LAW INCLUDES 
 
 The law is intended to include "red clover, white clover, 
 alsike clover, alfalfa, Kentucky bluegrass, timothy, brome 
 grass, orchard grass, redtop, meadow fescue, oat grass, rye 
 grass and other grasses and forage plants, corn, flax, rape, 
 wheat, oats, barley, rye, buckwheat and other cereals," 
 and these only when they are "sold or offered or exposed for 
 sale, or had in possession with intent to sell within the 
 state for purposes of seeding." 
 
 LABELING 
 
 If the above seeds are in lots of one pound or more, they 
 must be labeled. According to the statute the label must 
 be in writing or in printing which must be as large at least 
 as "EIGHT POINT HEAVY GOTHIC CAPITALS." The 
 writing or printing must be in English. The label must give : 
 
 ( 1 ) The commonly used name of the seed . I f a variety 
 name is used, it must be the correct one. 
 
THE SEED LAW . 41 
 
 (2) The percentage of germination of the seed, that is, 
 the percentage of the seed that will start to grow. As differ- 
 ent samples of the same seed do not germinate with exactly 
 the same percentage, only the approximate percentage needs 
 to be on the label. The date of the test for germination 
 must also be given. 
 
 (3) The percentage by weight of the seed of quack 
 grass, Canada thistle, perennial sow thistle, and dodder, if 
 any, contained in the seed. The percentage here also needs 
 only to be approximate. 
 
 (4) The approximate percentage by weight of pure 
 seed. 
 
 (5) The place where the seed was grown. If it was 
 grown in the state, the label should contain the words 
 "grown in Minnesota," except that the label for corn should 
 contain the name of the county where grown. If the seed 
 is brought in from outside th& state, the label should tell 
 from what state or country, v 
 
 (6) The full name and address of i the person selling or 
 offering the seed for sale. '- 
 
 EXCEPTIONS AS TO LABELiNG 
 
 Persons selling seed that is to be cleaned before it is 
 offered for sale for use as seed are excused from attaching 
 a label as above described if they have marked on the out- 
 side of the container "not cleaned seed." Also, if such seed 
 is to be shipped outside the state, it needs only to be marked 
 "not cleaned." Lawn grass mixtures are excepted from 
 the parts of the label given under (1) and (5) above. 
 
 PENALTIES FOR VIOLATING THE LAW 
 
 Those who violate any of the provisions of the law are 
 guilty of a misdemeanor and when convicted will be fined 
 
42- FARMERS' LAW 
 
 for the first offense not less than $10 and costs nor more 
 than $100 and costs. For a second or later offense the 
 penalty is not less than $100 and costs nor more than $500 
 and costs. 
 
 TESTING AND INSPECTING SEED 
 
 The Agricultural Experiment Station at St. Anthony 
 Park has full charge of inspecting, examining, and testing 
 seeds sold or offered for sale in the state. For this work 
 the Station or its agents are given free access to the seed 
 at all reasonable hours whether on the premises or elsewhere. 
 To make proper tests these agents may take samples of 
 seeds by offering payment for them. 
 
 Any citizen of Minnesota may have samples of seed 
 tested and analyzed free of charge by sending them to the 
 Agricultural Experiment Station at St. Anthony Park and 
 paying transportation charges. The authorities at the Sta- 
 tion have made some rules for the regulation of testing and 
 analyzing work which all senders will do well to follow. 
 The most important are here given: 
 
 (1) Samples should be sent by mail. 
 
 (2) State whether purity or germination test or both 
 are wanted. 
 
 (3) Samples of small seeds, such as grasses, should 
 weigh from one to two ounces. 
 
 (4) Samples of large seed, such as grains, should weigh 
 from two to four ounces. 
 
 (5) With every sample should be included the follow- 
 ing: 
 
 (a) Name and address of the sender. 
 
 (b) A number on each package when more than 
 one sample is sent. 
 
THE SEED LAW 43 
 
 (c) If the seed is home grown it should be so 
 stated. 
 
 (d) If the seed was purchased, the name of the 
 person of firm from whom purchased. 
 
 (6) The reports of the tests are for private information 
 and can not be used for advertising purposes. 
 
CHAPTER X 
 
 WEEDS 
 
 Under the Laws of Minnesota each of the following 
 plants has been declared noxious and a common nuisance : 
 (1) wild mustard, (2) wild oats, (3) cocklebur, (4) burdock, 
 (5) tumble mustard, (6) Canada thistle, (7) oxeye daisy, (8) 
 quack grass, (9) French weed, (10) Russian thistle. Per- 
 sons owning, occupying, or controlling land are forbidden 
 to permit the first eight plants in this list to go to seed on 
 that land. Furthermore, Canada thistle, oxeye daisy, and 
 quack grass may not for two successive years be allowed to 
 reproduce themselves by crowns, underground stems, or 
 buds. French weed is to be prevented from producing 
 seed for more than four successive years and Russian thistle 
 must be kept from growing at all. In addition, any owner, 
 occupant, or person controlling lands is forbidden to permit 
 these weeds and a list of others, including white daisy, snap 
 dragon or toad flax, sow thistle, sour dock, yellow dock, or 
 other weeds or grasses, to grow on the half of the highway 
 abutting on those lands. 
 
 The method of enforcing this law is provided as follows : 
 Upon written complaint to the chairman of the town board 
 he must at once inspect the premises complained of. If he 
 finds the complaint well-founded, he has written notice 
 served upon the person permitting the weeds to grow, 
 directing him to carry out the requirements of the law 
 within sixty days. If the notice is not obeyed within this 
 time, the overseer of the roads must immediately destroy 
 
WEEDS 45 
 
 the weeds, make report of the work to the town clerk, with 
 an itemized account of his services in so doing. The 
 account shall include two dollars per day for the time of 
 his necessary employment. Wages for men and teams to 
 do the work may be allowed at the rates paid for labor upon 
 roads. The town is to pay the bill from its road funds, 
 and, if the sum is not paid by the owner or occupant before 
 October 1, the county auditor, upon notice of the town 
 clerk, extends the same upon the tax list as an additional 
 tax upon the land. Where noxious weeds are so mixed 
 with the growing crop that the weeds can not be eradicated 
 without serious damage to the crop, a written agreement 
 may be made with the chairman of the town board by the 
 owner or occupant to destroy the weeds in specified parts of 
 the land and to properly treat the remainder when the crop 
 has matured. 
 
 Every person or officer failing to carry out the provi- 
 sions of this statute on weeds as these provisions bear upon 
 him is guilty of a misdemeanor. 
 
CHAPTER XI 
 
 FARM ANIMALS 
 
 ESTRAYS 
 
 Legally, an estray is an animal found wandering free 
 from the care of its owner, who is not known. An animal 
 which has escaped for a brief time only and wandered but a 
 short distance and the owner of which is known can not be 
 considered an estray. No person in Minnesota may take 
 up an estray, except a horse or mule, unless he finds the 
 animal upon lands owned or occupied by himself and in the 
 town where he lives. The owner of an estray must pay all 
 reasonable charges for care and feed where, in his search, he 
 finds the person who has taken up the animal. If the 
 owner of an estray that exceeds five dollars in value remains 
 unknown, the finder is required to give four weeks' published 
 notice of the estray. The notice must contain a brief 
 description of the animal, name and residence of the finder, 
 and the time and place of taking up. If the value is less 
 than five dollars, the finder is required to give posted notice 
 only. Where the estray is less than ten dollars in value and 
 if no claimant causes its return to him, the finder becomes the 
 owner without further procedure; but where the value is ten 
 dollars or more the animal is to be appraised by a justice of 
 the peace. In this case, if no one makes claim or pays all 
 reasonable costs, the justice, at the request of the finder, 
 orders any constable in the county to sell the animal at pub- 
 lic auction. After deducting all reasonable charges the 
 officer must deposit the remainder of the money with the 
 
FARM ANIMALS 47 
 
 county treasurer. If money deposited is not claimed 
 within one year, it is paid over to the public school fund. 
 
 DISTRAINING 
 
 Whenever an owner or occupant of lands finds any 
 beasts doing damage thereon, before returning the animals 
 to their owner or keeper and until damages are fixed, he 
 may keep such animals on his premises or in the public 
 pound. Any person so distraining must give notice to the 
 owner and apply to a justice of the peace to fix the amount 
 of damages. Any time before this appraisal has been made 
 or action is brought to recover the damages caused by ani- 
 mals, the owner may offer the distrainer the amount he 
 claims in damages. If the amount of damages fixed by 
 the appraiser is not paid within twenty-four hours, the ani- 
 mals are to be placed in the public pound by the pound- 
 master and sold at public auction after three days* posted 
 notice. If there is no public pound the sheriff or any 
 constable shall sell the beasts. The purchaser of any such 
 animals sold for damages must keep them at least two 
 months, during which time the owner may redeem them 
 by paying all costs of keeping and the amount paid for 
 them at the sale with interest at twelve per cent per year. 
 
 LIABILITY OF RAILROADS 
 
 Every railroad company is required to build and keep 
 upon each side of all roads owned and operated by it "good 
 and substantial fences," except at station and depot grounds 
 and other places which the business of the road or public 
 convenience requires to be open. Where a company does 
 not meet this requirement, it is liable for all domestic ani- 
 mals killed or injured by this negligence. 
 
48 FARMERS' LAW 
 
 DAMAGE CAUSED BY ANIMALS 
 
 When horses run away after being left loose or unat- 
 tended in a public road or street the owner must pay for all 
 damages they cause in running away, as his failure to 
 secure the animals or attend them is considered negligence 
 in him. But if a horse, against all that a driver can do, 
 while being driven along a public road, works damage by 
 running off the road into adjoining property, the owner of 
 the horse need not make good the loss caused by this act. 
 Generally, owners are liable for damage caused by their 
 livestock in trespassing upon fenced lands, but such an 
 owner is not liable where the lands are not inclosed, unless 
 he knowingly drives the animals upon the open land of 
 some other person. 
 
 DISEASED ANIMALS 
 
 Persons owning or having control of horses afflicted 
 with glanders may not permit such animals to run at large 
 or be driven upon any highway. They are not permitted 
 to dispose of such animals in any way to any other person. 
 It is a gross misdemeanor to import or drive into the state, 
 turn out or suffer to run at large upon highways or lands 
 not enclosed, or to dispose of to others any sheep known to 
 be infected with any contagious disease. The carcasses 
 of all domestic animals known to have died of any disease 
 must be buried at least three feet in the ground or be 
 burned. Such carcasses must not be sold. No animal 
 thus diseased may be permitted to run at large. 
 
 The state laws provide for a Live Stock Sanitary Board 
 of five members, which works with the local boards of 
 health to protect the health of domestic animals of the 
 state. This board, as well as the local board of health, 
 which is, in the town, the board of supervisors, has authority 
 
FARM ANIMALS 49 
 
 to quarantine or kill any animal infected with or exposed to 
 any dangerous or infectious disease. Any person who 
 knows or has reason to suspect that such a disease exists in 
 any domestic animal must immediately notify the town 
 board, who will notify the state board. 
 
 There is no law in the state compelling the tuberculin 
 testing of cows, although in the minds of many such a law 
 is much to be desired. But some cities have passed ordi- 
 nances requiring all those who sell milk within the city 
 limits to have their cows so tested. 
 
 After the Live Stock Sanitary Board knows that an 
 animal is infected with tuberculosis or glanders it may 
 order such animal shipped for killing at any of the slaughter- 
 houses in the state where there is Federal inspection. These 
 slaughter houses are at South St. Paul, Albert Lea, Man- 
 kato, and Fergus Falls. Before being taken from the prem- 
 ises of the owner the animal is appraised by three disinter- 
 ested men. The appraisal is limited to sixty dollars for a 
 cow and one hundred twenty-five dollars for a horse as 
 maximum amounts, except in case of pure-bred stock, when 
 the highest appraisal that may be made is one hundred fifty 
 dollars. The cost of shipping is paid by the Live Stock 
 Sanitary Board. If after slaughter the animals are found 
 to be free from any contagious or infectious disease, the full 
 amount of appraisal, less the value of the carcass, shall be 
 paid to the owner by the state. If they are found to be 
 afflicted with glanders or tuberculosis, the value of the car- 
 cass will be taken from the appraised value and three- 
 fourths of the remainder will be paid to the owner. 
 
 ANIMALS BROUGHT INTO THE STATE 
 
 For all domestic animals brought into the state for work, 
 feeding, breeding, or dairy purposes, a certificate of health 
 
50 FARMERS' LAW 
 
 must be filed with the Live Stock Sanitary Board. In the 
 case of cattle over six months of age brought into the state 
 for breeding or dairy purposes, the absence of tuberculosis 
 must have been determined by the tuberculin test within 
 thirty days preceding the date of their importation. 
 
 HOG CHOLERA SERUM 
 
 A 1913 statute declares the hog cholera serum plant at 
 the College of Agriculture the hog cholera serum plant of 
 the State of Minnesota, and provides that the serum there 
 made be sold to any hog owner in the state at one-third of 
 one cent per cubic centimeter and express charges. It 
 further states that if the state plant can not supply the 
 demand by its own manufacture, to do so it may purchase 
 the serum in the open market. The law requires that this 
 serum be used only by veterinarians. 
 
 LIEN OF AGISTERS 
 
 One who for pay takes cattle, horses, or other domestic 
 animals to pasture on his land is known in law as an agister. 
 Besides furnishing the pasturage, an agister is generally 
 liable for negligence and must be ordinarily careful in pro- 
 tecting the animals in his charge. The Minnesota Statute 
 gives the agister a lien upon the animals for pasturing them, 
 although the lien does not exist after he voluntarily gives 
 up the animals before payment. 
 
 LIEN FOR SHOEING 
 
 Shoers have a lien upon a horse or other animals which 
 they have shod. To have such a lien the shoer, within six 
 months of the date the work was done, must file with the 
 town clerk, village recorder, or city clerk a statement made 
 under oath and a notice of his intention to claim a lien 
 
FABM ANIMALS 51 
 
 Upon the animal for his charges for shoeing same. The fee 
 for fiHng is twenty-five cents. Within six months of the 
 fiUng he commences suit for recovery of the charges for 
 shoeing. Summons, judgment, and execution follow as in 
 other civil actions of this nature. 
 
 LIEN FOR SERVICE OF STALLION, ETC. 
 
 The owner of a stallion, jack, bull, ram, or boar kept for 
 public service has a lien upon the young of the animal for 
 the value of the service. To keep the lien the owner must 
 file with the clerk of the town where the female is kept and 
 within six months of the date of the service a sworn state- 
 ment containing a description of the female, the time and 
 place of service, and the amount due for it. The lien is 
 foreclosed by advertisement and sale as described under the 
 head of chattel mortgages. 
 
 CRUELTY TO ANIMALS 
 
 Minnesota Statute makes it a misdemeanor for any per- 
 son to — 
 
 (1) "overdrive, overload, torture, cruelly beat, neg- 
 lect, unjustifiably maim, mutilate, or kill any 
 animal or cruelly work same when unfit for labor, 
 whether belonging to himself or another; 
 
 (2) "deprive of necessary food, water, or shelter any 
 animal of which he has charge or control ; 
 
 (3) "keep cows or other animals in any enclosure with- 
 out wholesome exercise and change of air; 
 
 (4) "feed cows on food which produces impure or un- 
 wholesome milk; 
 
 (5) "abandon any maimed, sick, infirm, or disabled 
 animal to die in any public place; 
 
 (6) "allow any such animal to lie in the street, road, or 
 other public place for more than three hours after 
 notice." 
 
52 FARMERS' LAW 
 
 Cutting the bony part of a horse's tail for the purpose of 
 docking it is punishable by fine and imprisonment. Per- 
 mitting any clipped animal to stand unblanketed in any 
 unsheltered place between November 1 and May 1 and 
 within sixty days after such clipping, is made a misdemeanor. 
 Poisoning or trying to poison any animal either one's own 
 or the property of another may be punished by fine or im- 
 prisonment or both. A sheriff, constable, village marshal, 
 police officer, or any officer of any society for the prevention 
 of cruelty may remove and care for any horse or other ani- 
 mal found exposed or remaining more than an hour without 
 attention in bad weather, or not properly fed and watered. 
 When necessary the officer may deliver the animal to 
 another person to be properly cared for, notifying the owner, 
 if known, at once of what is done. The officer or the person 
 in possession will have a lien upon the animal for its care 
 and the reasonable value of its food and drink. 
 
 DOGS 
 
 Dogs are considered personal property. The owner or 
 keeper of any dog which kills, wounds, or worries any 
 domestic animal is liable to the owner of the animal for its 
 value, and any person who keeps or harbors such a dog, after 
 having received notice of the fact of its acts, is required to 
 pay a fine of five dollars for each day he permits such a dog 
 to remain on his premises. Any person may kill without 
 notice to the owner a dog which he finds worrying or injur- 
 ing sheep, and a sheep owner may kill any dog found on the 
 premises where he keeps sheep, if the dog is not under the 
 control of its owner or some other person. A dog that 
 habitually worries, chases, or molests teams or persons travel- 
 ing peaceably on a public road is a public nuisance. Such 
 a dog may not be killed except as follows: complaint is 
 
FARM ANIMALS 53 
 
 made in writing to a justice of the peace who summons 
 the owner or keeper of the dog to a hearing. If, after the 
 evidence, the justice finds that such a dog is a public nui- 
 sance, he orders the constable to kill and bury the dog. 
 
CHAPTER XII 
 
 FARM BOUNDARIES, ROADS ABUT- 
 TING ON THE FARM, LINE 
 AND LEGAL FENCES 
 
 BOUNDARY DISPUTES 
 
 Questions and disputes as to farm boundaries or lines 
 between farms are constantly arising and are a very frequent 
 cause of ill-feeling between neighbors. Much of this ill- 
 feeling grows out of ignorance of the correct location of the 
 boundary line and a neglect of the means of learning what 
 that correct location is. If there is a real or honest misun- 
 derstanding, both parties should be willing to leave the 
 establishment of the line to a competent surveyor. Ac- 
 cording to statute any person owning land or having an 
 interest in it may bring an action in the district court 
 against the owner or persons interested in adjoining lands 
 to have the boundary line established. The court will then 
 by its judgment establish the boundary line. Under com- 
 mon law, where both parties to the misunderstanding are 
 uncertain as to the correct location of the line, a written 
 agreement between them establishing the line will be valid. 
 If the disputing owners come to an oral agreement and have 
 actual possession according to the line agreed upon for some 
 time after the agreement, such an oral agreement will stand. 
 Occupation for fifteen years following an oral agreement 
 will give title. 
 
FARM BOUNDARIES 55 
 
 ROADS ABUTTING ON THE FARM 
 
 The owner of a farm abutting on the highway has a right 
 to all grass and trees growing on his half of the highway. A 
 farmer has the right to plow, level, and seed to grass the part 
 of the highway not actually used for public travel, except 
 within one rod of the center of the road. But by such work 
 he is not free to interfere with public travel. After he has 
 obtained the written approval of the town board concerning 
 a town road or of the county board concerning a county 
 road, he may plant trees on the side of the road within six 
 feet from the outside line. It is a misdemeanor for any 
 person to plow or dig up any part of the road except as 
 described in this paragraph. 
 
 When an owner of property along a road at least sixty 
 feet wide wishes to rear a hedge upon his property, to pro- 
 tect the hedge while growing he may build a fence upon the 
 road not more than six feet from the outside line, and he may 
 keep the fence there for five years after the hedge is planted. 
 
 The town board has been given the right to order when 
 trees or hedges on roads shall be cut down. But other trees 
 than willows can not be ordered cut down unless the center 
 of each tree is more than six feet from the outside line of 
 the road. Such trees may be cut down if they interfere 
 with keeping the road in good order or if they cause the 
 snow to drift in on the road enough to materially obstruct 
 travel. When the town board orders such trees to be cut 
 down the owner is allowed ninety days in which to do it. If 
 he fails to cut them down within that time the town board 
 has the power to order them cut down at town expense. 
 The wood of the trees belongs to the owner if he pays the 
 expense of cutting and removes them from the roadside 
 within sixty days. Where they are not removed by the 
 
56 FARMERS' LAW 
 
 owner they may be sold by the town board and the pro- 
 ceeds go into the town road and bridge fund. 
 
 Town boards are required to build one good culvert for 
 the owner of abutting land when, on account of grading a 
 road, a culvert is necessary for a suitable approach from the 
 highway to the driveway leading from the abutting land. 
 
 STREAMS AND LAKES AS BOUNDARIES 
 
 If a stream forming the boundary of a farm is not navig- 
 able, the title to the farm reaches to the middle of the 
 stream. Islands between the middle of such a stream and 
 the bank are a part of the farm. But the title to a farm 
 bordering a navigable stream extends only to the highwater 
 mark. Navigability in fact makes a stream navigable in 
 law in Minnesota. All fresh water lakes but the larger 
 navigable ones are covered by titles to their shores, and a 
 title to one side of a pond will reach to the middle of the 
 pond unless the deed expressly denies this. Any sudden 
 change in the banks of a stream, through flood or other- 
 wise, does not change the boundary line of farms bordering 
 the stream. 
 
 TREES ON OR NEAR BpUNDARY LINES 
 
 Disputes often arise respecting trees on or near division 
 lines of adjoining farms. Who is entitled to their fruits, 
 or what may be done in case of damage wrought by such 
 trees? Courts have usually ruled that neither adjoining 
 owner possesses the right to destroy a tree located on the 
 boundary line without the consent of the other owner. 
 But there is no joint ownership where the trunk of a tree 
 rises from the ground some feet from the boundary line, and 
 no person has a right to fruit growing on branches which 
 overhang his land and extend from trees growing on his 
 
LEGAL FENCES 57 
 
 neighbor's land. If these branches are a nuisance to him 
 he may remove them after having given notice to the tree 
 owner. 
 
 FIRES SPREADING TO A NEIGHBOR'S LAND 
 
 It is a misdemeanor for any person who, having set on 
 fire any woods, praide, or other combustible material on his 
 own land, negligently permits the fire to extend beyond the 
 limits of his land, and he is liable for any damages resulting 
 from such negligence. 
 
 LEGAL FENCES 
 
 In Minnesota the supervisors of the respective towns, 
 aldermen of the cities, village trustees, and county commis- 
 sioners in counties not divided into organized towns are the 
 fence viewers. 
 
 With us, fences must have the following characteristics 
 in order to be recognized as legal : 
 
 (a) Board fences. These must be at least 54 inches 
 high and the boards must be fastened to posts not 
 more than 9 feet apart. The distance from the 
 ground to the bottom board must not be greater 
 than 20 inches and the distances between the 
 boards not more than 9 inches. 
 
 (b) Fences of one smooth and two barbed wires. The 
 ■' <"■ s wire must be firmly fastened to post.s not more than 
 
 •. t - ' 33 feet apart with two stays between the posts. 
 The barbed wire must have at least 40 barbs to the 
 rod. The top wire is to be not more than 52 
 nor less than 48 inches high, and the bottom wire 
 is to be not less than 16 nor more than 20 inches 
 from the ground. ^ • -• • - . 
 
58 FARMERS' LAW 
 
 (c) Fences of four smooth wires. Posts and stays and 
 bottom wire as in (b). The top wire should be not 
 more than 54 nor less than 48 inches high. 
 
 (d) All other fences consisting of rails, timbers, boards, 
 stone walls, or any combination thereof, or of lakes, 
 streams, ditches, or hedges, which are considered 
 the equivalent of (a), (b), or (c) by the fence view- 
 ers. 
 
 LINE FENCES 
 
 Partition or "line" fences, as long as both adjoining 
 farmers continue to improve their lands, are to be main- 
 tained in equal shares. If any person neglects to repair or 
 rebuild his share of any line fence, his adjoining neighbor 
 may complain to the fence viewers. After notice to the 
 parties the viewers examine the fence and, if they decide 
 that it is insufficient, they are to direct the delinquent 
 neighbor to repair or rebuild within a certain time. If he 
 still neglects his duty, the complainant may do the necessary 
 work and recover double the expense of the work, together 
 with the fees of the viewers. The complainant has access 
 to the courts for recovery. In case a dispute arises as to 
 the rights of adjoining owners to line fences, either party 
 may apply for settlement to the fence viewers, who shall 
 assign to each his share in such fence, fixing the time by 
 which it is to be erected or repaired. Failure to comply 
 with the assignments of the viewers is dealt with as in the 
 case of complaint. Where the boundary between two 
 farms is a stream not of itself a sufficient fence and it is not 
 practicable to place a fence in the middle of the channel 
 where the true boundary is located and the occupants can 
 not agree as to where the fence shall go, either party may 
 apply to the viewers for settlement. Any person serving 
 
LINE FENCES 59 
 
 six months* written notice upon an adjoining owner of his 
 determination not to improve his lands need not thereafter 
 keep up his share of the fence during the time his lands are 
 open and unimproved, and he may even remove his share 
 unless the adjoining owner pays him for it. 
 
CHAPTER XIII 
 
 WATERS OF THE FARM 
 
 RIPARIAN RIGHTS 
 
 The term "riparian" has its source in the Latin word 
 "ripa," meaning the bank or shore of a river. Riparian 
 rights, then, are rights which come with the possession of 
 land under or along a stream, — under, in the case where, 
 as we learned in the chapter on farm boundaries, the farm 
 borders on a stream not navigable; along, when the stream 
 is navigable. 
 
 Standing water is the property of the owner of the soil, 
 to be used and enjoyed largely as he chooses. Where a 
 man owns both banks of a stream not navigable he has title 
 to the full breadth of the bed of the stream and has right to 
 the use of its waters, while a man owning only one bank of 
 such a stream has the same use of the waters for his half of 
 the stream only. This right includes its use for agricultural 
 and domestic purposes, or for power. In this use he may 
 not interfere with the similar rights of others below him on 
 the stream. He may use the stream in any reasonable 
 manner, such as permitting his cattle to run in a pasture 
 bordering the stream, even though the stock makes ioul 
 the stream and causes it to be unfit to drink. But he is 
 forbidden to throw offal or carcasses of dead animals into 
 the stream or in any way to pollute the water of the stream. 
 An upper owner along an unnavigable stream may even 
 draw from running water if he does not unreasonably cut 
 down the flow of the stream. An owner of land along a 
 
WATERS OF fHE PAliM 61 
 
 stream of this kind may not completely block it up or turn 
 it aside without the consent of lower owners, though he may 
 dam the stream for power without their consent. 
 
 While an unnavigable stream is a private way, a navi- 
 gable stream is a public highway ; and even though a farmer 
 owns land on both sides, he is not permitted to obstruct 
 the stream by fence or otherwise. 
 
 The rights to ice on a stream are similar to the rights to 
 the use of the water: if the stream is unnavigable, the ice 
 is the property of the owner of the land bordering on and 
 under the stream; if navigable, the right to cut and take 
 away ice belongs to everyone. Ice in navigable streams 
 can not be justly claimed by anyone, however, until it is 
 ready for harvest. 
 
 SURFACE WATERS 
 
 Under common law the owner of a tract of land adjoin- 
 ing a lower tract may permit, without being liable for 
 damages, the surface waters from his land to drain upon the 
 lower land. With the owner of the lower tract rests the 
 right to pass it on. However, the upper owner is liable 
 for damages if neglect or intent to damage his neighbor's 
 property can be proved, or if he opens new channels where 
 the surface waters would not naturally flow. A lower 
 owner is liable for damages where surface waters are 
 dammed so as to back up on the land of an upper owner 
 and thus injure it. 
 
 TOWN, COUNTY, JUDICIAL, AND STATE DITCHES 
 
 To make possible the drainage of small and large areas 
 of land by means of open or tile ditches or otherwise, the 
 Legislature has provided for what are known as town, coun- 
 ty, judicial, and state ditches. The first three are so named 
 
62 FARMERS' LAW 
 
 because the town board, the county commissioners, and the 
 district judge, respectively, are the authorities who have 
 the control of the establishment of such ditches; while the 
 state ditches are so named because the proceedings for 
 establishment begin with the State Drainage Commission, 
 made up of the Governor, the State Auditor, and the 
 Secretary of State. Local drainage has been largely secured 
 through the county ditch proceedings, whether the area 
 drained has been that of a single farm or a number of sec- 
 tions or townships. For this reason the steps of the county 
 method will be very briefly set forth. If the student wishes 
 to make a study of the processes in full he should have 
 access to the statutes. 
 
 COUNTY DITCHES 
 
 (1) One or more landowners whose lands are liable to 
 be affected may file a petition with the county 
 auditor for the construction of a ditch, drain or 
 water course. In filing such a petition one or 
 more of such petitioners must give a bond to the 
 county pledging to pay all the expense in case the 
 county board establishes the ditch. 
 
 (2) The auditor gives three weeks' published and 
 posted notice of the filing of the petition. He also 
 sends copies of the petition to owners of land near 
 the proposed ditch. 
 
 (3) The county board orders an accurate survey of 
 the entire line of the ditch to be made by a com- 
 petent engineer. This engineer is required to 
 make 4 complete report of his doings and to sub- 
 mit to the county board the necessary plans. 
 
 (4) Three viewers are appointed by the board to go 
 over the territory affected by the proposed ditch 
 
WATERS OF THE FARM 63 
 
 and to make estimates of all benefits to be derived 
 from it and all damages suffered through its es- 
 tablishment by all tracts in this territory. 
 (5) The county board has a meeting at which the 
 engineer's and viewers' reports and all persons 
 interested are given a hearing. If the board de- 
 cides that the estimated benefits will be greater 
 than the total cost, including damages awarded, 
 they shall establish the ditch. 
 
 It will be seen that the above method may be followed 
 where a single farmer wishes to drain his land by a tile 
 drain, open ditch, or other watercourse which runs through 
 or under other lands than his own, or that it may be used 
 by a group of any number of farmers. 
 
CHAPTER XIV 
 
 ROADS-THEIR ESTABLISHMENT 
 AND MAINTENANCE 
 
 Almost the whole of the Minnesota law governing roads, 
 road establishment, road changing, road improvement, and 
 road upkeep is contained in the "Good Roads Act" included 
 in Chapter 235 of the Laws of the 1913 session of the State 
 Legislature. The more important features of the statute 
 are here stated in condensed form. 
 
 KINDS OF ROADS 
 
 According to this statute there are three classes of 
 roads, — state, county, and town roads. For each of these 
 chere is a different method of establishment, alteration, 
 improvement, vacation, and upkeep. The four authorities 
 having immediate control of road administration are the 
 State Highway Commission, the district court, the board 
 of county commissioners, and the town board. 
 
 The word road is understood to include bridges on the 
 road. 
 
 STATE ROADS 
 
 These are the steps in designating a state road: — (1) 
 The county board by resolution names any established road 
 as a state road. (2) The county auditor sends a copy of 
 the resolution to the State Highway Commission with a 
 description of the road. (3) After determining that there 
 are sufficient funds and that the road should be named as 
 
ROADS 65 
 
 a State road, the State Highway Commission consents to 
 the designation. Whenever it is made known to the High- 
 way Commission that the county commissioners have 
 refused to grant a petition made for appHcation for the 
 naming of a state road where the petition has been signed 
 by ten freeholders, the Highway Commission may give 
 such application new consideration. If, after such con- 
 sideration, it acts favorably upon the petition, a copy of 
 the written order granting the application is filed with the 
 county auditor. 
 SURVEYS, PLANS, AND SPECIFICATIONS FOR STATE ROADS 
 
 After a state road has been designated, the state engineer 
 causes surveys to be made, grades to be established, and 
 plans and specifications to be made. This is done by one 
 of the assistant engineers in the employ of the Highway 
 Commission. Then the work of road building or improve- 
 ment is done. Where it is estimated that the cost of the 
 work to be done will not exceed five hundred dollars, the 
 work may be ordered done under contracts let to the lowest 
 responsible bidder or by day labor without first submitting 
 the plans to the Highway Commission. But where the 
 estimated cost exceeds five hundred dollars, the plans must 
 go to the Commission for approval before the work is begun. 
 The work is all done under the supervision of an assistant 
 engineer who must act under the rules of the Highway Com- 
 mission and the instruction of the state engineer. 
 
 State roads must be maintained according to the rules 
 of the State Highway Commission. 
 
 STATE AID FOR STATE ROADS 
 
 Counties and towns receive aid for building or main- 
 taining state roads. The source of this aid is the State 
 Road and Bridge Fund. This fund has its source in the 
 
 5— 
 
66 FARMERS' LAW 
 
 income from investments of the state internal improvements 
 land fund and in a state tax of one mill. This fund is 
 apportioned by the State Highway Commission. Not less 
 than one per cent nor more than three per cent of the fund 
 may be apportioned to any one county in any year. It is 
 apportioned on or before the first Tuesday in March of 
 each year. When a county does not use its allotment it 
 goes back to the unapportioned road and bridge fund. 
 
 Twenty per cent of the allotment to the county must 
 be used only for the upkeep of state roads and bridges on 
 those roads. Not more than twenty-five per cent of the 
 allotment for the county may be spent upon county roads 
 under the rules and regulations of the State Highway 
 Commission. The remainder of the allotment may go as 
 aid for the building of state roads. The proportion of the 
 cost of any state road or state aided county road that may 
 be paid out of the allotment is regulated by the total 
 assessed valuation (exclusive of assessed valuation of 
 moneys and credits) of the county. In counties with less 
 than five million dollars of assessed valuation this propor- 
 tion is eighty per cent; five million and less than ten mil- 
 lion, seventy per cent; ten million and less than fifteen, 
 sixty per cent; all other counties, fifty per cent. 
 
 HOW THE AID IS PAID 
 
 After the work on a road for which state aid is claimed 
 is completed, the county auditor makes a statement to the 
 Highway Commission and sends with it the report of the 
 assistant engineer in charge. The Highway Commission, 
 after examining the reports and finding them satisfactory, 
 instructs the state auditor to issue a warrant for the state's 
 share of the cost. In no case may this warrant be larger 
 than the amount allotted to the county as stated above. 
 
ROADS 67 
 
 THE TOWN BOARD AND STATE ROADS 
 
 The town board may appropriate money from the town 
 road and bridge fund to assist in paying for the construc- 
 tion and improvement of any road in the town which has 
 been named as a state road. 
 
 COUNTY ROADS 
 
 County boards have general control of county roads. 
 This control extends over establishing, building, altering, 
 improving, and vacating such roads. The board also has 
 power to provide by an annual tax levy made at its July 
 meeting a road and bridge fund, but this levy may not 
 exceed three mills. Appropriations may be made from the 
 fund for work on roads and bridges in any town, village, 
 or city with less than ten thousand population in the county. 
 
 ESTABLISHING, ALTERING, OR VACATING ROADS IN MORE 
 THAN ONE TOWN 
 
 To establish, alter, or vacate any road or roads connect- 
 ing with each other and running into more than one town 
 or on a line between two or more towns in the same county 
 (1) twenty-four freeholders petition the county board for 
 such action. (2) The petition is filed with the county 
 auditor, (3) who brings the same to the attention of the 
 county board. (4) If the petition appears reasonable on 
 its face the board orders a hearing and appoints from its 
 members a committee to examine the road. It also pro- 
 vides for a meeting of the committee. Notice of the time 
 and place of the meeting must be posted in each town into 
 which the road in question runs twenty days before date 
 of the meeting. Similar notice of the hearing must be 
 posted at least thirty days before it takes place. Such 
 notices are required to set forth a copy of the petition. 
 
68 FARMERS' LAW 
 
 (5) The committee on the date set examines the route of 
 the road in question and (6) reports to the board at its 
 next meeting and recommends the granting or rejecting 
 of the petition. (7) At the hearing the county board 
 hears all parties interested and fixes the amount of damages 
 that will be sustained by the owners through whose lands 
 the road may run in cases where the owners and the county 
 board can not agree as to the amount. In fixing the dam- 
 ages sustained by the owner the board also decides the 
 money value of the benefits of the establishment, altera- 
 tion, or vacation and, after deducting this sum from the 
 damages, awards the differences as damages. All damages 
 are paid by the county. (8) If the establishment, altera- 
 tion, or vacation seems desirable the board grants the peti- 
 tion and (9) provides for the carrying out of the action for 
 which the petition was made. 
 
 ISSUING BONDS FOR PERMANENT ROAD IMPROVEMENT 
 
 The expense of making permanent improvement of con- 
 siderable stretches of county roads, such as macadamizing 
 or surfacing them with some hard material, is usually very 
 great, — so great that it can not be done within the ordinary 
 limits of taxation. Bonds must be issued to cover the 
 cost of such extraordinary improvement. The issuing of 
 bonds for such work is authorized by a majority of the voters 
 of the county at a special or a general election. To bring the 
 question of a bond issue for this purpose to a vote, fifty 
 voters petition the county board for the improvement; the 
 petition is filed with the county auditor; he lays it before 
 the county board; and the board, after it has secured an 
 estimate of the cost from the engineer of the State Highway 
 Commission and has come to the conclusion that the im- 
 provement is desirable, orders a special election to decide 
 
ROADS 69 
 
 Upon the bond issue. But a special election may not be 
 ordered if a general election will be held within six months 
 after the estimate of the state engineer is filed with the 
 county auditor. 
 
 ROADS IN TWO OR MORE COUNTIES OR ON COUNTY LINES 
 
 Roads in two or more counties or on county lines are 
 located, altered, or vacated through proceedings in the 
 district court. Proceedings are started by a petition 
 signed by twenty legal voters and tax-payers residing in 
 those counties. If the road is in more than one judicial 
 district, the petition may go to the judge of any district 
 affected by the petition. Three weeks' published notice 
 that the petition is to be presented must be made before 
 the presentation. The judge then appoints three com- 
 missioners who lay out, alter, or vacate the road as directed 
 by him. If the court so directs, the commissioners appoint 
 a surveyor and other necessary assistants to survey the 
 road and to make plats of its location. The commissioners 
 also fix the damages to be paid each landowner on whose 
 lands the road may run. The court, after hearing the 
 report of the commissioners, and any other persons inter- 
 ested, may confirm or reject the report. If the road is 
 ordered established or altered, all expenses must be paid by 
 the owners of lands through or between which the road runs. 
 The order is sent by the clerk of court to the auditors of all 
 counties affected by it. Each auditor lays the order before 
 his county board and they proceed to carry out their 
 county's share of the work. 
 
 TOWN BOARDS AND TOWN ROADS 
 
 The general care of town roads is in the hands of the 
 town board. Its power, like that of the county board, 
 
70 FARMERS' LAW 
 
 extends to establishments, alteration, and vacation of 
 roads. The board is authorized to "purchase machinery, 
 implements, tools, stones, gravel, and other materials" 
 needed for their construction and repair. It is required to 
 prosecute any person damaging the public highways of the 
 town. As far as funds are available the town board must 
 have snow that makes the roads impassable removed from 
 them. The county board has the care of all bridges in 
 towns when these bridges have originally cost $1,000 or 
 more. 
 
 THE TOWN ROAD OVERSEER 
 
 Each town is now one road district, and the town board 
 is required to appoint a town road overseer, who must be 
 a "competent road builder" and who has charge of the con- 
 struction of all town roads and of the maintenance of all 
 town and county roads in the town. But in counties with 
 a population of 150,000 or over that have a county super- 
 intendent of highways, the town overseer has no jurisdic- 
 tion over county roads. Whenever any public road in the 
 town becomes obstructed or unsafe from any cause, the 
 overseer must immediately repair it. If the board approves, 
 he may appoint one or more assistants to help him do his 
 work. The pay of the overseer and of his assistants is fixed 
 by the town board and must not be more than three dollars 
 per day for the time actually spent in work. The overseer 
 gives bond to the town for two hundred fifty dollars. No 
 member of the town board may be road overseer or assistant 
 overseer. 
 
 ROAD TAXES IN TOWNS 
 
 Road taxes in towns may no longer be "worked out" 
 but must be paid in cash in the same manner as other taxes 
 
ROADS 71 
 
 are paid. The amount of money to be raised in the town 
 for road and bridge purposes is fixed by the voters at the 
 annual town meeting. This tax cannot exceed fifteen mills. 
 To meet an emergency, however, the town board may levy 
 an additional five mills. 
 
 THE DRAGGING FUND 
 
 A tax of one mill will hereafter be extended on the tax 
 lists by the county auditor on all taxable property in each 
 town, and the proceeds of this tax will go to the town treas- 
 urer and be known as the "dragging fund." In towns where 
 the assessed valuation is $1,000,000 or more the amount of 
 this tax shall not be more than $1,000. This fund is to be 
 paid out only for drags and for dragging. The town 
 board must contract for the dragging of the roads of the 
 town, giving preference to main-traveled roads and mail 
 routes. The contract price shall not exceed one dollar per 
 mile for each mile dragged for each time the road is dragged 
 
 TOWN ROADS— THEIR ESTABLISHMENT, ALTERATION 
 AND VACATION 
 Proceedings for establishing, altering, or vacating town 
 roads are started by petition of not less than eight land- 
 owning voters of the town who live within three miles of the 
 road proposed to be established, altered, or vacated. If 
 there is not that number of landowning voters in the town, 
 a less number than eight signers will make a valid petition. 
 The petition is filed with the town clerk, who at once presents 
 it to the town board. The board, within thirty days, 
 issues an order describing the road and the tracts of land 
 through which it passes and fixes a time and place for a 
 hearing and action upon that petition. Ten days' posted 
 notice must be given of this hearing, and personal notice 
 
72 FARMERS' LAW 
 
 must be served upon each occupant of the land affected by 
 the petition at least ten days before the hearing. At the 
 hearing the board examines the road named in the petition, 
 hears all those interested, and grants or refuses the petition. 
 Unless the owners release in writing all claims to damages, 
 the board fixes, with the agreement of the owners, the 
 amount of such damages, deducting the money value of all 
 benefits which the change will bring about. If it grants the 
 petition, within five days of the issue of the order the board 
 must make its award of damages and file it, with all other 
 papers connected with the road in question, with the town 
 clerk. The clerk does not record this final order within a 
 period of 30 days and, in case of an appeal from the 
 order, until a decision is given on the appeal, and not then 
 unless the order is confirmed. In case the board refuses, 
 the decision is final for a year, unless it is appealed, and a 
 petition for the same road can not be acted upon again 
 within that time. 
 
 ROADS ON TOWN LINES 
 In a petition to a town board for establishment, altera- 
 tion, or vacation of a road on a town line, the town board is 
 to notify the town board of the adjoining town and they 
 together shall determine the petition and proceed under 
 the regulations provided for roads within the town. In 
 building the road the two boards divide the length of the 
 road in two parts as nearly equal in cost as possible and 
 each town builds one of the parts. Where the boards can 
 not agree as to which part each shall construct, the matter 
 is to be decided by lot. 
 
 ROADS IN NEW OR UNORGANIZED TOWNS 
 In towns still unorganized or in which no public roads 
 have been established, section lines are considered public 
 
ROADS 73 
 
 roads without survey unless natural obstacles prevent. 
 The section line roads, upon the order of the county board, 
 are to be opened two rods on each side of the line. 
 
 CARTWAYS 
 
 A cartway is a road two rods wide. The proceedings 
 for establishment are the same as for town roads except 
 that the petition may be signed by as few as five voters, 
 freeholders of the town. One-half of the damages to the 
 land through which it passes must be paid by those whom 
 it benefits. On the petition of the owner of a tract of land 
 of not less than five acres to which he has no access except 
 over the lands of others, the town board may establish a 
 cartway not over two rods wide to connect that land with 
 the public road. The amount of damages must be paid by 
 the petitioner. 
 
 DEDICATION OF LAND FOR ROADS 
 
 Owners may give land for a road or cartway by applying 
 in writing to the town board. The application goes to the 
 town clerk who lays it before the board. The board, 
 within ten days, may declare the land dedicated for the 
 purpose named in the application. No damages can be 
 assessed for lands so dedicated. 
 
 EXTRAORDINARY IMPROVEMENT OF TOWN ROADS 
 
 Whenever it seems advisable to macadamize any estab- 
 lished highway in a town or in any way make a lasting 
 improvement upon that highway at greater expense than 
 can be made under ordinary methods, it may be done as 
 follows: (1) Fifteen voters who are freeholders file a peti- 
 tion with the town clerk asking for the improvement. (2) 
 After the petition has been brought to the attention of the 
 
74 FARMERS' LAW 
 
 town board, the board makes an estimate in writing of the 
 expense of the improvement. (3) At the next annual 
 meeting or, if so requested in the petition, at a special meet- 
 ing, the voters of the town decide by a vote for or against 
 the improvement. Sixty per cent of the vote is necessary 
 to carry the proposition. Bonds of the town are then 
 issued for the necessary amount, if that amount with other 
 indebtedness of the town is not more than five per cent of 
 the assessed valuation. 
 
 DRAINAGE OF TOWN ROADS 
 By proper procedure through the sworn statement of the 
 town road overseer, posted notice of a hearing and the hold- 
 ing of a hearing by the town board, assessment of benefits, 
 order of the town board establishing a ditch, etc., town roads 
 may be drained, if they run through swampy or other low 
 land. It is the duty of the overseer to keep road ditches 
 open, and to do so he may enter upon the lands through 
 which they pass. Any person who dams up or in any way 
 damages such a ditch is guilty of a misdemeanor and is liable 
 in civil action for double the damage assessed for the injury. 
 
 APPEALS FROM COUNTY AND TOWN BOARDS 
 
 Any person dissatisfied with the action or awards of a 
 county or town board in establishing, altering, or vacating 
 a road or refusing to do so may appeal to the district court 
 within thirty days after the action is taken. The appeal 
 can not be made without giving a bond for two hundred 
 fifty dollars conditioned to pay all costs of the appeal. 
 
 REMOVAL OF FENCES BY TOWN OR COUNTY BOARDS 
 
 When a town or county board has located a road it gives 
 each owner through whose lands the road will run twenty 
 days* notice, in writing, to remove his fences. If he does 
 
ROADS 75 
 
 not remove them within that time, the board orders them 
 removed. But no closed field may be opened between 
 April 1 and October 1. 
 
 TUNNELS UNDER ROADS 
 
 Owners of land on both sides of a public road may tunnel 
 under the road to permit stock to pass from one side to the 
 other. Permission to build the tunnel should first be 
 obtained from the board. If, however, the tunnel has been 
 built without this permission, it i^ valid, unless the board 
 objects to it within a year. Bridges over tunnels should be 
 at least sixteen feet wide and have proper railings. If the 
 tunnel is not under a road on a section line or other sectional 
 division line, but under some other road, the owner main- 
 tains the tunnel at his own expense for the first year. There- 
 after it will be maintained by the town board at the expense 
 of the town. 
 
 DEDICATION OF A ROAD BY USE 
 
 Whenever a road has been used, repaired, and worked as 
 a public highway for a continuous period of six years or 
 more, it shall be considered dedicated to the public to the 
 width of two rods on each side of its middle line. This does 
 not apply to a road upon, and running parallel to, a railroad 
 right of way. 
 
 OLD ROADS OPEN TWO YEARS 
 
 Whenever a road is changed by an order of a county or 
 town board, the old road must be left open for two years 
 from the date of the order, but such a road may be vacated 
 within two years if the board considers the new road fit for 
 travel at all times of the year. 
 
76 FARMERS' LAW 
 
 BRIDGES AND CULVERTS 
 
 All bridges and culverts and approaches to them which 
 are hereafter established or improved must be at least six- 
 teen feet wide. When the bridge is three feet or more above 
 the bank on either side, the approaches must be eighteen 
 feet wide and be provided with substantial railings. 
 
 Before contracts can be let by any town or county board 
 for the building of a bridge where the contract price is more 
 than five hundred dollars, plans and specifications must be 
 filed with the town clerk or the county auditor, as the case 
 may be, and an advertisement for bids must be published 
 in a newspaper once a week for three weeks before the time 
 fixed for letting the contract. The advertisement must 
 state the time and place of receiving bids and allowing con- 
 tracts and must tell in what office the plans and specifica- 
 tions are on file. 
 
 It is the duty of the state engineer, as far as time will 
 permit, yearly to inspect all bridges more than thirty feet in 
 length and report their condition to the State Highway 
 Commission and to the proper county board and make such 
 recommendations as he deems advisable. 
 
CHAPTER XV 
 
 THE USE OF ROADS 
 
 MEETING AND PASSING ON ROADS 
 
 When persons riding, driving or leading horses or other 
 animals, or traveling with vehicles, meet on any public high- 
 way, the Minnesota Statute requires each seasonably to 
 drive to the right of the middle part of the road so that they 
 may pass each other without interference. The same 
 requirement is made of persons driving or operating motor 
 vehicles. If the persons are moving in the same direction, 
 the one overtaking is to pass on the left side of the middle of 
 the traveled part of the road, and, if the road is wide enough 
 to permit passing, the driver in the lead must not obstruct it, 
 but turn to the right as soon as practicable so as to give half 
 of the traveled road to the other. 
 
 In a case where a person riding, leading, or driving a 
 horse, or horses, or other draft animals signals by raising the 
 hand or requests the driver of a motor vehicle, the latter 
 must stop immediately and, if the animal or animals appear 
 to be badly frightened, the motor driver shall stop his 
 motor as long as is necessary to prevent accident. An 
 operator of a motor vehicle, when meeting or overtaking 
 any horse or other draft animal in charge of a woman, child, 
 or aged person, must drive at no greater speed than four 
 miles an hour and, where the animal shows fright or upon 
 signal, must bring his machine to a stop and stop his motor 
 as above described. The muffler of a motor vehicle must 
 not be cut out at the time of passing a horse or other animal 
 being led, driven, or ridden. 
 
78 FARMERS' LAW 
 
 AT CORNERS OR CROSSROADS 
 
 When drivers turn at corners where two highways cross, 
 in turning to the right or left they are required to keep to 
 the right of the point where the middle lines of the highways 
 cross. When approaching a crossroad, an operator of a 
 motor vehicle must slow down its speed and sound the bell, 
 horn, or other device for signaling so as to give warning of 
 his approach. There is a six mile per hour speed limit for 
 going around corners or curves in the highway. 
 
 WHO MAY NOT DRIVE MOTOR VEHICLES 
 
 Persons under sixteen years of age are forbidden to 
 drive motor vehicles unless accompanied by a licensed 
 chauffeur or the owner of the machine. The owner, in 
 such a case, must be sixteen or over. Persons in an intoxi- 
 cated condition are forbidden to drive motor vehicles. 
 
 IN CASE OF ACCIDENT 
 
 Any driver of a motor vehicle after knowingly causing 
 an accident by collision or otherwise, injuring any person, 
 horse, or vehicle, is guilty of a gross misdemeanor if he does 
 not at once stop his machine, return to the scene of accident 
 and, upon request, give his name, the number of his driver's 
 license, the registration number of his machine, and the 
 names and addresses of every male occupant of the machine. 
 
 EQUIPMENT OF MOTOR VEHICLES 
 
 Every motor vehicle running upon the public highways 
 of this state must be provided with brakes sufficient to con- 
 trol the vehicle at all times, a suitable signaling device, such 
 as a bell or horn, and, from one hour after sunset and to one 
 hour before sunrise, must display two lighted lamps visible 
 from the front and one on the rear of the vehicle. The lamp 
 
USE OF ROADS 79 
 
 on the rear must display a red light visible from the rear, and 
 white rays from this light must shine upon the number 
 plate. 
 
 INTEMPERATE DRIVERS 
 
 Persons owning or having control of coaches or vehicles 
 in which passengers are carried are forbidden to employ 
 drivers who use intoxicating liquors to excess. Those who 
 employ such drivers may be required to forfeit up to fifty 
 dollars for each ofifense and be liable for all damages caused 
 by the drivers. 
 
 LEAVING HORSES UNFASTENED 
 
 While passengers remain in any conveyance used for 
 hire, drivers are forbidden to leave the horses that are har- 
 nessed to the vehicle without first fastening those horses 
 or leaving some competent person in charge of them. 
 
 TRACTION ENGINES 
 
 Engineers or other persons in charge of traction engines 
 moving along a highway are not permitted to blow the 
 whistles of the engines while within five hundred feet of 
 teams passing on the highway, if the teams can be seen from 
 the engines. The law also requires the stopping of the 
 engine at least one hundred feet before meeting a horse or 
 team on the road, unless on a side hill where stopping may 
 expose the flues of the engine and cause an explosion. The 
 engine may not be started again until the horse or team has 
 passed. Violation of this law is a misdemeanor. 
 
 Persons taking an engine across a culvert or bridge must 
 place extra planking upon it for protection. Failure to do 
 this makes the owner or engineer liable for one-half the 
 expense of repairing the damage caused. The total amount 
 so recovered is not to exceed fifty dollars. 
 
CHAPTER XVI 
 
 TAXES 
 
 It is an old proverb that "nothing is certain but death 
 and taxes." And, we might add, one of these certainties is 
 about as unwelcome as the other. But taxes, however un- 
 friendly the popular attitude toward them may be, seem to 
 be so necessary that a majority of the people, through the 
 exercise of the authority they have in their own hands, 
 continue them from year to year. To throw a little light on 
 the big taxation system and make it a little more intelligible 
 to the layman who votes the continuation, is the purpose 
 of this chapter. 
 
 THE STEPS IN THE TAXING PROCESS 
 
 There are six large steps in the taxing process where the 
 general property tax is concerned, — assessment, equaliza- 
 tion or review, levy, extension, collection, and distribution. 
 
 ASSESSMENT 
 
 The first step is assessment. The assessor performs this 
 task. He is elected in odd-numbered years, — in towns, at 
 the annual town meeting; in villages, at the village election; 
 in cities, usually as their charters provide. His pay in 
 towns is two dollars for each day spent in actual service, 
 although the pay may be increased up to three dollars at the 
 town meeting, if the increase is made before the assessor is 
 elected. Assessment is completed between May 1 and the 
 first Monday in June. This allows forty-four days, Sundays 
 and holidays excepted, for completing the work. By the 
 
TAXES 81 
 
 first Monday in July the assessor must be ready to hand in 
 his assessment books to the county auditor. 
 
 Real estate is assessed every even-numbered year and 
 personal property every year. The valuation is fixed as of 
 May 1 of the year it is assessed. All assessments made 
 in the state after January 1, 1914, are to be on the following 
 basis: (1) 25 per cent of the full and true value of "house- 
 hold goods and furniture, including clocks, musical instru- 
 ments, sewing machines, wearing apparel of members of the 
 family, and all personal property actually used by the 
 owner for personal and domestic purposes or for the fur- 
 nishing or equipment of the family residence" ; (2) ^2>}/^ per 
 cent of the full and true value of "live stock, poultry, agri- 
 cultural products, stocks of merchandise of all sorts and 
 furniture and fixtures used with them, manufacturers' 
 materials and manufactured articles, all tools, implements 
 and machinery, and all unplatted real estate;" (3) 50 per 
 cent of the full value of iron ore mined or unmined ; (4) 40 
 per cent of the full value of all property not included in the 
 preceding classes. 
 
 Personal property is commonly listed where the owner 
 resides. But all farm property of a non-resident is listed 
 and assessed in the same town as that in which the farm is 
 located. 
 
 Certain property is exempt from taxation. For each 
 head of a family $100 in personal property is exempt. 
 Property used for (1) educational, (2) religious, (3) chari- 
 table, and (4) public purposes is exempt, — that is, among 
 other things, public libraries, public school buildings, acad- 
 emies, colleges, churches, public hospitals, orphans' homes, 
 public buildings, and public parks. But property belonging 
 to a church and not used for religious or charitable purposes 
 is not exempt. 
 
82 FARMERS' LAW 
 
 "MONEYS AND CREDITS" 
 
 Since 1911 there has been a law providing for the sepa- 
 rate listing of all "moneys and credits." Upon this property 
 there is a separate and special tax of three mills on the 
 dollar. No other tax is levied on this class of personal 
 property. "Moneys" under the law includes all money 
 owned by a person whether in hand or deposited in any 
 bank in Minnesota or other state. "Credits" includes book 
 accounts, mortgages and contracts for land not recorded in 
 any county in the state, notes, bonds, rents, and all other 
 claims for money. Assessment of moneys and credits is 
 made at their fair cash value. 
 
 EQUALIZATION 
 
 On the fourth Monday in June the local board of review 
 goes over the work of the assessor to equalize assessments 
 between individual property owners. In the town this 
 local board of review is the town board ; in the village, the 
 assessor, the clerk, and the president; in fourth class cities 
 (10,000 population or less), usually the mayor, the clerk, 
 and the aldermen. These boards have power to raise or 
 lower assessments. If any assessment is raised the owner 
 is given notice, and if any resident owner feels that his as- 
 sessment is too high he may appear before the board and, 
 when the board deems it just, a correction may be made. 
 This local board of review may sit during the six working 
 days from the fourth Monday in June to the first Monday 
 in July with pay at three dollars per day. In fourth class 
 cities the pay of the board is limited to three days. 
 
 On the third Monday in July the county board of equal- 
 ization meets. This board is made up of the board of 
 county commissioners and the county auditor. It equalizes 
 assessments between the taxing districts in the county. It 
 
TAXES 83 
 
 may also change individual assessments where they consider 
 it advisable. It may raise the total valuation of the 
 entire county or of any district in the county by a per- 
 centage increase, but is not permitted to lower such 
 total. This board may remain is session four weeks. The 
 members receive three dollars per day and ten cents for 
 each mile traveled, but they may receive pay for no more 
 than ten days and mileage for one session only. 
 
 The abstract of assessment made by the county board 
 of equalization goes to the Minnesota Tax Commission on 
 or before the first Monday in August. This commission is 
 the last and highest board with equalizing functions. Its 
 principal duty is to equalize the assessed valuations as 
 between the counties of the state. It meets for this purpose 
 on the second Tuesday of September and has until the first 
 Monday in January to complete its task. It has power to 
 raise or lower the total valuation of real estate in any town, 
 village, city, or county by percentage increase or decrease. 
 It also has power to raise or lower the assessed valuation of 
 any tract or lot of real property in the state. It may also 
 raise or lower the personal property valuation of any assess- 
 ment district or of any individual in the state, but when 
 it raises the valuation of an individual it must give notice 
 to that individual of its intention. 
 
 LEVY 
 The levy is the specific amount of tax money to be 
 raised. Levies are made for six different governing units: 
 the school district, the town, the village, the city, the 
 county, and the state, but no individuals pay tax on the 
 same property for more than four of these units. For 
 instance, Jones, who owns a farm in School District No. 14 
 in the town of Seward, pays taxes on that farm to support 
 
84 FARMERS' LAW 
 
 the school in that district, the town, the county, and the 
 state. 
 
 In common school districts, the levy is made by the vot- 
 ers at the annual school meeting held on the third Saturday 
 in July; in independent districts, it is made by the school 
 board ; in towns, by the voters at the annual town meeting. 
 The amount of village and city taxes is fixed by the local 
 authorities according to their charters. The county board 
 levies the county tax at its meeting in July. The state levy 
 is fixed by the legislature when it makes appropriations. 
 
 It is worth while to note that for two local governments, 
 — namely, the school district and the town — two taxes are 
 collected without levy having been made. One of these is 
 the one mill tax for schools, which is collected "whether 
 school keeps or not" and goes to the funds of the district 
 v/here collected. The other is the tax for the fund for 
 dragging town roads. This also is a tax of one mill unless 
 the assessed valuation of the town is $1,000,000 or more, 
 when the total amount raised for this fund is to be $1,000. 
 
 EXTENDING THE TAXES 
 
 Next comes the county auditor's work of extending the 
 taxes. This is really nothing but a vast number of prob- 
 lems in arithmetic. The auditor divides the amount to be 
 raised, for instance, in the town, by the total assessed valu- 
 ation of the town. As a simple illustration we might say 
 that the town of Seward had voted to raise $1,000 besides 
 the "dragging fund" to be spent in the improvement of its 
 roads. We will say that the assessed valuation in the town 
 is $500,000. The rate of the special tax for roads then 
 would be $.002 on every dollar,^n other words, two mills 
 on a dollar of assessed valuation. As two mills is one-fifth 
 of a cent, it may also be referred to as a tax of one-fifth of 
 
TAXES 85 
 
 one per cent. This calculating is done by the auditor for 
 all the following funds: county revenue, county road, county 
 poor, town, town special road, town poor, if any, and the 
 district special. The state revenue and state school tax 
 rates are furnished to the auditor by the state auditor. As 
 stated before, the school district one mill tax and the town 
 one mill tax for road-dragging are extended without levy 
 having been made. All these rates are then added to find 
 the total tax rate. Let us suppose the various rates to be 
 as follows: state revenue, 3 mills; state school, 1 mill; county 
 revenue, 4 mills; county road, 2 mills; county building, 1 
 mill; town, 1 mill; special road, 3 mills; town dragging, 1 
 mill; town poor, 1 mill; district general, 1 mill; district spe- 
 cial, 5 mills. The total rate would then be 23 mills or $.023 
 on the dollar of assessed value. Let us suppose, further, 
 that Jones, named above, has real property assessed at 
 $1,000 and personal property assessed at $100. His real 
 property tax as extended by the county auditor would be 
 $23 and his personal property tax $2.30. The sum of the 
 two is $25.30. Such a calculation must be made for every 
 tax payer who owns both kinds of property. This would 
 be all the tax levied against Jones, except for the "moneys 
 and credits" tax already described. 
 COLLECTION 
 
 Taxes are collected by the county treasurer. They are 
 payable the first Monday in January. Personal property 
 taxes must be paid before March 1. Real estate taxes may 
 be paid in two installments, — one-half before June 1 and 
 the remainder before November 1. Taxes not paid before 
 these dates are delinquent. 
 
 DELINQUENT TAXES 
 
 A penalty of ten per cent is added to all delinquent 
 
86 FARMERS' LAW 
 
 taxes. If real estate taxes are not paid until January 1 
 following, an additional penalty of five per cent is added. 
 The collection of delinquent real estate taxes is enforced 
 against the property assessed, while the collection of delin- 
 quent personal property taxes is enforced against the person 
 assessed. 
 
 If the owner of real estate neglects to pay the taxes on 
 it, the auditor lists it with all other tracts of land on which 
 the taxes are delinquent and files the list with the clerk of 
 court on or before February 1. This filing has the effect 
 of a complaint in an action by the county against the tract 
 of land. Five days later the clerk returns a copy of the 
 list together with a summons to persons interested to show 
 cause why judgment should not be entered against the 
 land. The auditor then publishes the list and twenty days 
 after due notice the clerk enters judgment against the tract, 
 if no defense has been made, for the taxes, penalties, and 
 costs. On the first Monday in May following, the auditor 
 sells the tract of land at public auction, first having given 
 ten days* notice of the sale. Unless the land is redeemed, 
 three years later the purchaser of the tax certificate or the 
 person to whom he may have assigned it, after meeting 
 the requirements of the law, becomes absolute owner of 
 the property. 
 
 The county treasurer must, on the fifth business day 
 in April, file with the clerk of court a list of all personal 
 property taxes remaining unpaid on April 1 . Ten days later 
 the clerk issues warrants to the sheriff ordering him to seize 
 and sell any personal property owned by the delinquents. Be- 
 fore April 15 any person whose name is on the delinquent 
 list may file an answer with the clerk of court in which he 
 sets forth his defense or his objection to the tax and the 
 issue is heard and settled in the district court. If the sheriff 
 
TAXES 87 
 
 cannot collect the delinquent personal property tax, he so 
 reports to the clerk of court on June 1. The clerk makes 
 up a list of the delinquents and ten days later files it with 
 the county board. This board has power to cancel taxes 
 it considers impossible to collect. Judgment may be 
 entered and execution issued against the remaining 
 delinquents. 
 
 DISTRIBUTION 
 
 On the last day of February, May, and October in each 
 year the county auditor and the county treasurer distribute 
 all funds remaining in the treasury, dividing same as pro- 
 vided by law between the state, town, city, village, and 
 school district. The county auditor issues warrants for 
 these funds. 
 
 OTHER TAXES 
 
 Besides the general property and "money and credits" 
 taxes there are other taxes levied in the state. The mort- 
 gage registry tax is mentioned in the chapter on mortgage 
 deeds. Gross earnings taxes are levied on the total earn- 
 ings of public service corporations, — for instance, two per 
 cent on the gross premiums of insurance companies, five 
 per cent on the total earnings of railroads, six per cent 
 against express companies, etc. There is also a tax on 
 inheritances. It is not within the field of this book to ex- 
 plain these in detail. 
 
CHAPTER XVII 
 
 SCHOOLS 
 
 Although there are three kinds of school districts, — the 
 common, the independent, and the special, this chapter 
 will deal with the one in which the farmer usually lives, 
 — the first named. 
 
 TO FORM A NEW DISTRICT 
 No school district may contain less than four sections 
 of land and twelve children of school age. To form a new 
 district a majority of the landowners residing in the territory 
 that is to comprise it first petition the county board. Be- 
 sides setting forth the area of the district and the names 
 and ages of all children, the petition must contain the 
 number of persons residing in it, the district in which the 
 territory lies, the number of children living in each district 
 affected, and the reasons for the formation of the new dis- 
 trict. The petition then goes to the county superintendent 
 for his approval or disapproval. It is next brought to the 
 attention of the county board, which sets a time and place 
 for a hearing and causes two weeks' published notice in the 
 county and ten days' posted notice in each district affected 
 by the petition. The clerk of each district is also sent a 
 notice at least ten days before the hearing. At the hearing 
 the county board hears evidence and argument and then 
 makes an order granting or denying the petition. If it is 
 granted, a copy of the order is sent by the auditor to the 
 clerk of each district affected, and he also causes ten days' 
 notice to be given of a meeting to organize the new district. 
 
SCHOOLS 89 
 
 ENLARGING THE BOUNDARIES OF DISTRICTS 
 
 By the same proceedings as when a new district is 
 formed and also upon petition of a majority of all freeholders 
 of each district affected, the boundaries of any school dis- 
 trict may be changed, or two or more districts consolidated, 
 or one or more districts annexed to an existing district. 
 Much the same method is also used to annex territory out- 
 side a school district in a city or village, if the city or village 
 has less than 7,000 population and the territory affected 
 is continuous with this district. 
 
 SETTING OFF LAND TO AN ADJOINING DISTRICT 
 
 To have land set off to an adjoining district a freeholder 
 may present to the county board a petition which has been 
 verified by him and which contains the following: (1) a 
 statement that he owns land within the county adjoining 
 a district in the county, (2) a statement of his desire to 
 have that land set off to the adjoining district, and (3) his 
 reasons for asking the change. The board, after notice 
 and hearing as in the previous cases and after proof of the 
 statements in the petition, may make an order granting 
 the petition. This setting off of land may be done even 
 though the land does not adjoin the district but is separated 
 from it by not more than a quarter section of land that is 
 vacant or whose owner is not known. 
 
 DISSOLVING SCHOOL DISTRICTS 
 
 The county board has power to dissolve any district in 
 which for two years no school has been held and to order 
 its territory to be attached to one or more nearby districts. 
 Notice must be sent to the clerks of the districts affected 
 as in other cases of change of boundaries. The territory 
 is to be attached in the fairest manner possible and with 
 
90 FARMERS' LAW 
 
 regard to the convenience of those living in the district dis- 
 solved. 
 
 THE ANNUAL SCHOOL MEETING 
 
 The annual school meeting, which takes place on the 
 third Saturday in July, at 7 p. m., unless a different hour 
 has been set at the previous annual meeting, is the event of 
 greatest importance in the matter of control of school affairs 
 in the common school district. Here all men and women 
 living in the district who are qualified voters have a voice. 
 Among the things of consequence done at this meeting are 
 the election by ballot of board members, fixing the number 
 of months of school, voting funds for "keeping" the school, 
 directing the board to make certain improvements, and 
 providing free text-books for children attending the school. 
 Unless there is an irregular vacancy, only one of the three 
 board members is elected at each annual meeting. 
 
 SPECIAL SCHOOL MEETINGS 
 Special school meetings may be held (1) upon the written 
 request of five freeholders of the district, (2) upon the adop- 
 tion of a proper resolution by the board, or (3) upon a 
 request signed by a majority of the board members. Such 
 meetings are called by the clerk by ten days' posted notice 
 and one week's published notice, if there is a newspaper in 
 the district. If it is made to appear by affidavit that the 
 district does not contain five voters who are freeholders or 
 that there is no legal school board in the district, the county 
 superintendent may, if he believes there is need for same, 
 call a special meeting. At special meetings no business 
 except that named in the notice may be transacted. 
 
 THE BOARD'S POWERS AND DUTIES 
 The school board has, among others, the following 
 
SCHOOLS 91 
 
 powers and duties : (1) It has general charge of the business 
 of the district and the management of its schools; (2) it 
 purchases apparatus and furniture, provides outbuildings, 
 plants shade trees, obtains insurance on property, makes 
 repairs on same; (3) it provides for the heating and care of 
 buildings; (4) it pays all just claims against the district; 
 (5) it purchases text-books; (6) it employs teachers and 
 discharges them for cause; (7) its members visit school at 
 leastonceinevery three months; (8) it leases rooms for school 
 purposes. (9) It may also pay expenses of the school board 
 members to one school officers' meeting in each year when 
 the meeting is called by the county superintendent. For 
 this the board may allow pay at three dollars per day, as 
 well as mileage at five cents per mile. It (10) may admit non- 
 resident pupils, fixing the rates of tuition, (11) provide 
 transportation for pupils living more than a half-mile from 
 the school house, and (12) discontinue school, providing 
 instruction in and free transportation to the schools of 
 adjoining districts for the pupils of their district. 
 
 SPECIAL STATE AID TO RURAL SCHOOLS 
 
 Rural schools maintaining eight months of school and 
 employing teachers holding first grade certificates receive 
 special state aid in amount of $150 for each teacher. Dis- 
 tricts maintaining seven months of school and employing 
 teachers holding second grade certificates receive $ 1 00 for each 
 teacher. Districts whose local tax levy for maintenance of 
 schools exceeds twenty mills, may receive, in addition to other 
 aid, a sum equal to one third of the excess, with a maximum 
 of $200 for each teacher. Rural school districts associated 
 with a central school receive $50 annually and library aid 
 of $10 for each teacher not to exceed $25 to a building. 
 In addition to the requirements above, the State Superin- 
 
92 FARMERS' LAW 
 
 tendent of Education has laid down certain requirements 
 as to equipment and other conveniences and these also 
 must be met in order to qualify for aid. 
 
 ASSOCIATION 
 
 An associated rural school is one which, by a process 
 hereinafter described, provides for the instruction of its 
 pupils in agricultural and industrial subjects and is under 
 the care and influence of the high or graded school, termed 
 the "central" school, with which it is associated. The 
 superintendent or principal of the central school exercises 
 the same authority over the associated rural school as over 
 his central schools, and prepares for it a course of study 
 which includes agriculture and one of the other industrial 
 subjects, manual training or home economics, or both. 
 
 Association is accomplished by the following steps: (1) 
 A petition signed by twenty-five per cent of the freeholders 
 in the district goes to the county superintendent; (2) he 
 calls a special meeting giving proper notice of same; (3) at 
 the meeting the voters check ballots which read as follows: 
 "To associate with District No. ... at for the main- 
 tenance of an agricultural and industrial department. 
 Yes . . ., No . . .," (4) if a majority of the voters place a 
 cross-mark after "Yes" the district becomes associated with 
 the central school upon the approval of the board of the 
 central school. The board of the rural district then chooses 
 one of its members to act with the board of the central 
 school in matters relating to association. 
 
 The boards of rural school districts which have 
 associated with a central school, at a meeting held the 
 first Monday in August of each year, make a tax levy 
 to pay for the advantages under association. The tax 
 so levied must not be less than two mills. The central 
 
SCHOOLS 93 
 
 school receives from the state $200 per year for each 
 year that each district is associated, and the associated dis- 
 trict itself, upon the recommendation of the superintendent 
 of the central school and of the county superintendent, 
 receives $50 per year from the state. 
 
 The central school is not permitted to make a tuition 
 charge against any associated district where children from 
 that district attend the central school. But a tuition charge 
 may be made against districts not associated where children 
 from such a district are enrolled in the seventh grade or 
 above and are receiving instruction in agriculture, home 
 economics, or manual training. The State High School 
 Board has ruled that these tuition rates may be no higher 
 than $1.50 per month in seventh and eighth grades and $2 
 for one industrial subject in the high school. The monthly 
 charge in any case may not exceed $2.50 for any pupil. 
 
 Associated districts may vote to withdraw from the 
 relationship by a two-thirds vote, if at least a year's notice 
 has been given the central district of the intention to vote 
 upon withdrawal. 
 
 CONSOLIDATION 
 
 Consolidation is either the joining of two or more school 
 districts of any kind to form a new district or the annexation 
 of one or more districts to a district which already exists 
 and in which is maintained a state graded, semi-graded, or 
 high school. In either case the districts are consolidated 
 so as to provide larger or better organized schools than are 
 possible under the old rural school unit system. 
 
 The proceedings in the consolidation of rural school dis- 
 tricts into a new school district are outlined in the statutes. 
 The county superintendent prepares a plat of the proposed 
 district, in which are shown its size, boundaries, location of 
 
94 FARMERS' LAW 
 
 school houses, and the location of adjoining districts and 
 school houses. This plat is submitted to the State Superin- 
 tendent of Education for his approval. If the plat is 
 approved, petitions asking for the formation of the consoli- 
 dated district must be signed and acknowledged by at least 
 twenty-five per cent of the freeholders in the proposed new 
 district, and these petitions are presented to the county 
 superintendent. He, within ten days, gives ten days' post- 
 ed notice of a special meeting to be held within the proposed 
 district to vote upon consolidation. The time and place of 
 the meeting must also be included in the notice. If, on 
 the date set, at least twenty-five voters are present, they 
 vote by ballot on consolidation. The result of the ballot 
 is sent to the county superintendent, and if there is a major- 
 ity in favor of consolidation he transmits a copy of the 
 results to the county auditor, to the clerk of each district 
 affected by the change, and to the State Superintendent of 
 Education. He further gives ten days' posted notice of 
 a meeting to elect the officers for the new district. 
 
 The proceedings where it is proposed to consolidate 
 rural school districts with a district in which is maintained 
 a state graded, semi-graded, or high school are the same, 
 except that only the rural districts vote upon consolidation. 
 The school board of the district with which these rural dis- 
 tricts are voting to consolidate, to make the consolidation 
 valid, approve it. 
 
 Boards in consolidated districts are authorized to estab- 
 lish schools of two or more departments, provide for the 
 transportation of pupils to and from school, or spend a reason- 
 able amount for room and board of pupils when it is more 
 convenient or cheaper to do so than to transport them. 
 
 The state gives special aid to consolidated schools: 
 $500 per year to districts which have an area of 18 sec- 
 
8CH00L8 96 
 
 tions and a school of four departments; $250 per year 
 where the area is 18 sections and there are three depart- 
 ments; and rural school aid where the area is 12 sections 
 and there are two departments. The state will also pay for 
 one fourth of the cost of a new school building, but not more 
 than $2,000 to any one district. In addition, consolidated 
 schools may draw as much as $2,000 for reasonable cost of 
 transportation of pupils. 
 
 COMPULSORY EDUCATION 
 
 Every child between eight and sixteen years of age must 
 attend a public or private school during the entire time the 
 public schools of the district in which the child lives are in 
 session. A child may be excused from attendance upon 
 application to the board if it is shown that his bodily or 
 mental condition prevents attendance or application to 
 study, or that he has completed the subjects ordinarily 
 required in eighth grade, or that there is no public school 
 within reasonable distance, or weather conditions or travel 
 make it impossible for the child to attend. Children over 
 fourteen years of age may be excused between April 1 and 
 November 1 if their help is needed in or about the homes of 
 the parents or guardians. Children may also be absent on 
 days they are receiving religious instruction according to 
 the rites of some church. Parents or others having control 
 of children who fail to keep such children in school as re- 
 quired by law are guilty of a misdemeanor and may be 
 punished by a fine of not more than fifty dollars or imprison- 
 ment in the county jail for not more than thirty days. 
 
CHAPTER XVIII 
 
 ELECTIONS-PRIMARY AND 
 GENERAL 
 
 WHO MAY VOTE 
 
 These persons may vote in Minnesota: male citizens, 
 21 years of age, who have Hved in the state six months and 
 in the election district for thirty days preceding an election 
 and who belong to one of the following classes: (1) those 
 who have been citizens of the United States for three months 
 preceding an election; (2) those of mixed white and Indian 
 blood who have adopted the customs and habits of civiliza- 
 tion; (3) those of Indian blood who have been admitted to 
 citizenship by the district court. Women who are 21 years 
 of age may vote for school officers and members of library 
 boards, as well as on questions relating to those institutions. 
 
 THE ELECTIONS 
 
 It IS not within the purpose of this book to deal with 
 school district, town, village, and city elections. We shall 
 treat only of the general election and the two primary elec- 
 tions, — the presidential preference primary and the "state- 
 wide" primary. 
 
 PRESIDENTIAL PREFERENCE PRIMARY ELECTIONS 
 
 On the same date as the town meeting — the second 
 Tuesday in March — except that it is not held annually as 
 is the town meeting, but once in four years, the presidential 
 preference primary election occurs. Its purposes are three: 
 
ELECTIONS— PRIMARY AND GENERAL 97 
 
 (1) the popular expression for the party nominations for 
 President and Vice-President of the United States, (2) the 
 nomination of presidential electors, and (3) the election of 
 delegates (and alternates) to the national convention of 
 each party. The vote at this election is on party lines 
 only. 
 
 The names of candidates for President and Vice-Presi- 
 dent are placed on the ballot by the Secretary of State after 
 receiving a petition sighed by two per cent of the total vote 
 of the party at the last presidential election, but the petition 
 shall contain no more than 500 signatures. Those desiring 
 to be candidates for presidential electors or delegates to the 
 national convention must file, thirty days before the elec- 
 tion, with the Secretary of State when to be voted for in 
 more than one county, and with the county auditor when 
 in a single county. They must further pledge that they 
 will, in the event of their election, faithfully carry out the 
 wishes of their parties as expressed by the voters at this 
 election. The candidates for electors having the highest 
 number of votes are the nominees of their parties and their 
 names are placed on the ballots at the next general election. 
 The candidates of each party for delegates who receive the 
 largest number of votes are declared elected and attend the 
 national convention of their party. The next highest are 
 alternates. The delegates are bound to support at their con- 
 ventions the candidates for President and Vice-President 
 who received the largest number of votes of their party at 
 the presidential preference primary election. 
 
 Voters at this election, before receiving a ballot, must 
 name the party with which they intend to affiliate in the 
 coming general election. 
 
98 FARMERS' LAW 
 
 THE STATE-WIDE PRIMARY ELECTION 
 
 At the state-wide primary election, which takes place 
 the third Tuesday in June preceding a general election, all 
 elective county officers except the county surveyor, all state 
 officers, district and Supreme Court judges, members of the 
 State Legislature and of* Congress are nominated. Of these, 
 all county officers, the judges, and members of the legis- 
 lature are nominated on the nonpartisan ballot; the others, 
 on party lines. 
 
 To get his name on a ballot for this primary election, 
 a candidate must file with the county auditor if he is to run 
 in one county and with the Secretary of State if he is to run 
 in more than one county. The fee for filing is $10 with 
 the county auditor and $20 with the Secretary of State, 
 except that candidates for state offices, judges of the Su- 
 preme Court, and congressmen at large pay $50. Filing 
 with the Secretary of State must be done 40 days, and with 
 the county auditor 20 days, before the primary election. 
 Names of justices of the Supreme Court may also be placed 
 on the primary election ballot by a petition signed by from 
 500 to 1000 voters of the state; district court judges by a 
 petition signed by 250 to 500 voters. It is no longer pos- 
 sible to secure a nomination by petition after the primary 
 election is over unless there is a vacancy among the candi- 
 dates. 
 
 Every voter, without regard to his political affiliations, 
 has the right to vote a nonpartisan ballot at the primary. 
 
 The two candidates for any nonpartisan office who re- 
 ceive the highest number of votes are the nominees and 
 their names will go on the ballot at the general election. 
 When only two persons file for a nonpartisan office they 
 are considered the nominees for the office and their names 
 are not placed on the primary election ballot. 
 
ELECTIONS^PRIMARY AND GENERAL 
 
 99 
 
 There will be as many party or partisan ballots as there 
 are active parties interested in the election. The voter may 
 call for such party ballot as he declares he generally sup- 
 ported at the last election and which he intends to support 
 at the coming election. If his right to the party ballot 
 which he names is questioned, he may make the same 
 declaration under oath, and the ballot is then given him. 
 In marking the partisan ballot the voter places an X after 
 his first choice and also after his second choice of the candi- 
 dates. On the partisan ballot the candidate securing a 
 majority of all votes cast is the nominee of his party. That 
 majority, unless it is apparent from the total first choice 
 votes, is found as in the following illustration: 
 
 Candidates 
 
 First 
 choice 
 votes 
 
 Second choice votes 
 
 
 
 Brown 
 
 Smith 
 
 Jones 
 
 Johnson 
 
 Brown 
 
 8,000 
 
 
 4,000 
 
 1,000 
 
 400 
 
 Smith 
 
 7,000 
 
 3,200 
 
 
 800 
 
 3,000 
 
 Jones 
 
 6,000 
 
 2,000 
 
 3,500 
 
 
 400 
 
 Johnson 
 
 5,000 
 
 2,000 
 
 2,000 
 
 1,000 
 
 
 Johnson, having the least number of first choice votes, is 
 dropped. The second choice votes of those who voted for 
 him are then added to the totals of the first choice votes of 
 the candidates for whom those second choice votes are cast. 
 This leaves the total vote: Brown, 10,000; Smith, 9,000; 
 Jones, 7,000. Still no candidate has the required majority. 
 
100 FARMERS' LAW 
 
 Next, Jones is dropped, the second choice votes of those 
 who voted for him being added to the total votes of Brown 
 and Smith as they now stand. This gives the following 
 result: Brown, 12,000; Smith, 12,500. As Smith now has 
 a majority, he is declared the nominee of his party. 
 
 THE GENERAL ELECTION 
 
 The date of the general election is the Tuesday after the 
 first Monday in November in even-numbered years. Can- 
 didates nominated at the preceding primary elections are 
 voted upon and the candidate for each office who receives 
 the greatest number of votes is declared elected. 
 
 THE CORRUPT PRACTICES ACT 
 
 The State Legislature in special session in the summer 
 of 1912 passed a thorough-going corrupt practices act, — an 
 act regulating the conduct of campaigns. Some of its 
 essential features are here given in condensed form. 
 
 Candidates, after filing, are forbidden to pay out money 
 or give other valuable things for any but (1) necessary per- 
 sonal traveling expenses, postage, telegraph, telephone, and 
 other public messenger service; (2) rent of halls where 
 speeches are made; (3) pay for speakers and musicians and 
 their traveling expenses; (4) printing of sample ballots, 
 posters, cards, handbills; (5) filing fees; (6) campaign adver- 
 tising in newspapers and other periodicals. Publishers are 
 required to print *Taid Advertisement^^ in pica type at 
 the head of all matter dealing with candidates which is paid 
 for and published in their periodicals. Candidates are re- 
 quired to keep within the following limitations in the total 
 amounts they may spend during a campaign : candidates for 
 governor, $7,000; other state officers, $3,500; state senators, 
 $600; state representatives, $400; county officers, one-third 
 
ELECTIONS— PRIMARY AND GENERAL 101 
 
 of the salary that the candidate, if elected to the office, 
 will draw. No person is permitted to solicit of candidates 
 contributions for any religious, charitable, or other causes, 
 or for the public good. No food, entertainment, clothing, 
 liquors, tobacco or cigars, etc., shall be given or be paid for 
 by a candidate with the hope or purpose of influencing a 
 voter. Threat to make use of any force or violence in 
 order to induce any person to vote for any candidate is 
 prohibited. Candidates may not make bets or wagers as 
 to the outcome of any election in their election districts. It 
 is unlawful for any person to furnish a vehicle for carrying 
 any voter to the polls unless such voter is of the same 
 household as the person furnishing the conveyance or 
 where two or more voters club together for hiring such a 
 conveyance at their own expense. It is unlawful for any 
 person within one hundred feet of a building in which there 
 is a polling place in any way to try to persuade a voter to 
 vote for or to refrain from voting for any candidate. Cam- 
 paign literature of any kind may not be circulated any- 
 where on the day of an election. Every candidate, or the 
 secretary of his campaign committee, must file with the 
 officer with whom he filed for election, on certain Saturdays 
 which the law names, complete statements of all expendi- 
 tures made on account of the campaign. 
 
 CONSTITUTIONAL AMENDMENTS 
 
 At the general election there is handed to each male 
 voter, in addition to the state and county ballots, a "pink 
 ballot" which names and describes briefly the amendments 
 to the State Constitution which have been proposed at the 
 preceding session of the Legislature by a majority vote of 
 both houses. The voter is to vote upon each proposed 
 amendment separately. In order to become a part of the 
 
102 FARMERS' LAW 
 
 Constitution, a proposed amendment must receive a major- 
 ity of all votes cast at that election. Every voter should 
 inform himself before the day of the election as to what 
 amendments have been proposed and for and against 
 which he will have the opportunity to cast his vote. Then, 
 when he steps into the booth, he will not neglect the very 
 important duty of giving intelligent expression of his 
 desires as to the proposed amendments. 
 
 FURTHER RULES CONCERNING ELECTIONS 
 
 Polls are to be kept open in towns and villages from 
 9 a. m. until 9 p. m. both for primary and general elections. 
 Towns have one polling place unless there are more than 
 400 voters, in which case two polling places are provided. 
 Liquor may not be sold on any general, special, or primary 
 election day. Employees are permitted to leave their work 
 in order to vote during the forenoon of an election day with- 
 out any decrease in the amount of their pay because of the 
 absence. 
 
CHAPTER XIX 
 
 WILLS AND ADMINISTRATION 
 
 Jones dies, leaving property. How and to whom that 
 property is to be distributed will depend upon whether 
 Jones dies with or without having made a will. If he dies 
 having provided a valid will, his property is distributed 
 according to the terms of that instrument ; if he fails to do so, 
 it is distributed according to law. Both methods of admin- 
 istration of the estates of deceased persons Will be briefly 
 described in this chapter. 
 
 WHO MAY MAKE A WILL 
 
 "Every person of full age and sound mind" may dispose 
 of his estate, real and personal, by will. "Every person" 
 here includes married women. "Full age" is twenty-one 
 with men, eighteen with women. Insane and feeble-minded 
 persons and those under the influence of intoxicants can 
 not be considered of "sound mind." 
 
 THE FORM OF THE WILL 
 
 Wills must be in writing. They need not follow any 
 prescribed form but they must be signed by the testator 
 and witnessed and subscribed in his presence by two or more 
 witnesses. The following is a suggested form of will where 
 all the property goes to one person. Where there is more 
 than one beneficiary the will is necessarily longer and con- 
 tains more provisions for the distribution of the property. 
 
104 FARMERS' LAW 
 
 Short Form of Will 
 
 I, John Jones, of the County of and State 
 
 of Minnesota, being of sound mind and memory, do declare 
 this to be my last will and testament, revoking all former 
 wills and testamentary instruments by me made. 
 
 First, after the payment of my just debts and funeral 
 expenses, I give, devise, and bequeath all my estate, real and 
 personal, of every kind and nature, wherever situated, to my 
 son, Ralph Jones. 
 
 Second, I appoint my said son, Ralph Jones, executor of 
 this my last will and testament. 
 
 In testimony whereof I have hereunto subscribed my 
 name this ninth day of August, A. D. 1913. 
 
 John Jones (Signature of testator) 
 
 On this ninth day of August, A. D. 1913, the above 
 named testator, John Jones, subscribed the foregoing instru- 
 ment in our presence and declared the same to be his last will 
 and testament, and we, at his request, and in his presence 
 and in the presence of each other, have subscribed our names 
 hereunto as witnesses. 
 
 (Signatures James Jameson residing at 
 
 of witnesses) Alfred Beamer residing at 
 
 The statute requires "two or more competent witnesses" 
 to attest and subscribe. The last clause in the form of will 
 above is the attestation clause. The attestation consists 
 in the two or more witnesses, as Jameson and Beamer in the 
 case of the will above, signing, that is, "subscribing," their 
 names at the end of the will at the testator's request and in 
 his presence. Jameson and Beamer in this instance should 
 have seen Jones sign the will or he must have told them that 
 the signature was his own. 
 
 COMPETENT WITNESSES 
 Where one who is to receive a legacy under the will is a 
 witness to its execution, there should be two other witnesses 
 who will receive none. Otherwise such a legacy is void. 
 
WILLS AND ADMINISTRATION 105 
 
 SHOULD ONE DRAW HIS OWN WILL? 
 
 Although the essentials of a valid will are neither many 
 nor difficult of understanding, one not thoroughly learned 
 in the law would be very unwise in drawing his own will, 
 especially when adequate legal advice can be secured. 
 
 HOW WILLS ARE REVOKED OR CANCELED 
 
 A will is revoked by a later will or by some writing of the 
 testator revoking it. Such a writing must be made in the 
 same way as the original will. A will may also be revoked if 
 "burnt, torn, canceled, obliterated, or destroyed" by the 
 testator himself or by another person whom he has ordered 
 so to do in his presence. The injury or destruction of a will 
 after this manner must be proven by at least two witnesses. 
 A will is revoked if, after it is made, the testator marries. 
 Also, all provisions in favor of a spouse are revoked by 
 divorce from that spouse. 
 
 STEPS IN ADMINISTERING AN ESTATE WHERE A WILL 
 HAS BEEN MADE 
 
 At any time after the death of the maker of a will any 
 person interested in the estate, be he named in the will or 
 not, may petition the probate court of the proper county 
 to have the will proved. The court files the petition and 
 appoints a time and place for hearing the proofs of the will 
 and provides that a notice of the hearing be published in a 
 newspaper. At this hearing evidence may be brought for- 
 ward to prove that the will before the court is or is not the 
 valid last will and testament of the deceased. Effort is 
 usually made to have the subscribing witnesses present at 
 the hearing but, as their presence is frequently impossible, 
 other witnesses may be admitted to prove the proper execu- 
 tion of the will by proving the handwriting of the testator 
 
106 FARMERS' LAW 
 
 and of the subscribing witnesses. Then the court allows or 
 disallows the will. 
 
 EXECUTOR AND ADMINISTRATOR 
 
 John Jones, in the body of the will given near the open- 
 ing of this chapter, provides that his son, Ralph Jones, shall 
 be executor of his estate, — that is, that he is to have charge 
 of the estate until final distribution according to the terms 
 of the will. Frequently the testator does not name an 
 executor, or the person named has died or refuses to accept 
 the trust. Then the probate judge appoints an adminis- 
 trator, either the "spouse or next of kin or both, or some 
 person selected by them." The executor or administrator 
 must give bond in the amount the court directs, to insure 
 faithful performance of the trust. 
 
 NOTICE TO CREDITORS 
 
 The executor or administrator then gives notice by 
 publication for three weeks in a newspaper for all creditors 
 to present their claims against the estate in writing. The 
 judge of probate may allow from six months to a year for 
 the presentation of these claims. They must be itemized 
 and verified by affidavit. 
 
 INVENTORY AND APPRAISAL OF THE ESTATE 
 
 Within three months after his appointment the executor 
 or administrator must make and return to the probate court 
 an inventory and appraisal of all the property of the 
 deceased. Appraisal is made by two or more disinterested 
 persons appointed by the court for that purpose. The 
 inventory contains the following classification of property : 
 (1) real estate, (2) furniture and household goods, (3) wear- 
 ing apparel and ornaments, (4) stock in banks and other 
 
WILLS AND ADMINISTRATION 107 
 
 corporations, (5) mortgages, bonds, and other written 
 evidences of debt, (6) all other personal property. 
 
 SETTLEMENT OF THE ESTATE 
 
 The probate judge allows the executor or administrator 
 a reasonable period, not to exceed eighteen months, in 
 which to settle the estate. For good cause this period may 
 be extended, but not to exceed one year at a time. In set- 
 tling the estate the provisions of the will are followed, except 
 as to setting aside the homestead dealt with below under 
 ''Descent of Property" and except where the will conflicts 
 with the law as to distribution of personal property. 
 
 Children born after the will was made, without provision 
 having been made for them in the witt or otherwise, share 
 in the estate just as if the father had died having made no 
 will. The same is true of any other of his children or issue 
 of deceased children not benefiting under the will, unless it 
 is proved that the omission was intentional. 
 
 ADMINISTRATION OF THE ESTATE WHERE THE DECEASED 
 HAS LEFT NO WILL 
 
 Had John Jones died "intestate," that is, leaving no 
 will, the steps preparatory to settling up the estate would 
 have been much the same as they have already been out- 
 lined in this chapter. After his death there would be, first, 
 a petition by some person interested in the estate asking for 
 the appointment of an administrator. Then would follow 
 the published notice of the hearing to persons interested. 
 The hearing having occurred, the court would appoint an 
 administrator. Creditors would be notified, inventory and 
 appraisal of all property would Be made, and claims settled. 
 Then would follow the final hearing and the estate would be 
 divided according to law. 
 
108 FARMERS' LAW 
 
 DESCENT OF PROPERTY 
 
 The distribution of the estate of a person dying intestate 
 is provided for under three classifications, (a) Homestead, 
 (b) Other Real Property, (c) Personal Property. 
 
 (a) The Homestead 
 
 The homestead, defined elsewhere in this book, descends 
 to the surviving spouse if there is no surviving child or 
 issue of any deceased child. In the former case the sur- 
 viving spouse takes an absolute title to the homestead. If 
 there are both a spouse and child or children or issue of 
 deceased children, the homestead descends to the spouse for 
 the rest of his or her life. These rules apply to the descent 
 of the homestead in spite of provisions in wills or other 
 disposal made without the consent of the spouse. In 
 other cases the homestead may be disposed of by will, and 
 if not by will, it descends in the same manner as other real 
 estate. 
 
 (b) Other Real Estate 
 
 All real estate other than the homestead descends as 
 follows : 
 
 (1) All to the surviving spouse, if there are no children 
 or issue of deceased children. 
 
 (2) One-third to the surviving spouse, if he or she has 
 not consented to the disposition of such real estate 
 in writing by will or otherwise, and the remainder 
 equally divided between children and the issue of 
 deceased children. 
 
 (3) If there is no surviving spouse, all the lands are 
 divided equally between the children and issue of 
 deceased children. 
 
WILLS AND ADMINISTRATION 109 
 
 (4) In the absence of spouse or issue, to the father and 
 mother in equal shares. If but one of these survives 
 then all to such survivor. 
 
 (5) If there are none of the above, in equal shares to 
 brothers and sisters and lawful issue of deceased 
 brothers and sisters. 
 
 (6) If the intestate leaves no issue, spouse, father or 
 mother, or brother or sister, or living issue of brother 
 or sister, to the "next of kin" (nearest relatives). 
 
 (7) If there is neither spouse nor kindred, all the 
 property goes to the state. 
 
 (c) Personal Property 
 
 The widow is allowed all the wearing apparel of her 
 deceased husband. Household furniture to the value of 
 not more than five hundred dollars and other personal 
 property in the same amount, in both cases her own selec- 
 tion, go to her. If there is no surviving widow, the same 
 allowances go to the minor children, selection to be made 
 for them by their guardian. The excess of personal prop- 
 erty over these amounts is distributed in the following 
 order: (1) payment of funeral expenses and costs of 
 administering the estate, (2) payment of the debts of the 
 estate, (3) one-third of the remainder to the widow, (4) the 
 remaining two-thirds, or the whole, if there is no widow, to 
 be distributed as in the case of the division of real estate as 
 outlined under (b). These provisions for the division of 
 the personal estate apply as well to a surviving husband as 
 to a surviving wife. 
 
 POSTHUMOUS CHILDREN 
 
 In the descent of property a child born after the death 
 of its parent is considered as living at the time of such 
 death. 
 
no FARMERS' LAW 
 
 GUARDIANS 
 
 Guardians for children under age are sometimes named 
 in wills. Where this has not been done and where the 
 court deems it advisable, it may appoint guardians for the 
 children and the estate if the children are under fourteen. 
 Children over fourteen may select their own guardians sub- 
 ject to the approval of the court. 
 
CHAPTER XX 
 
 CO-OPERATIVE ASSOCIATIONS 
 
 In recent years there has been a great development of 
 co-operative organization among Minnesota farmers. 
 Familiar examples of these co-operative enterprises are 
 creameries, cheese factories, skimming stations, grain ele- 
 vators, town mutual insurance companies, stores, threshing 
 rigs, silage outfits, corn shellers, and stallions. The statute 
 permits these co-operative associations to engage in "any 
 lawful mercantile, manufacturing, or agricultural business." 
 The organization and management of these associations is 
 governed by statute and is the same for all except for the 
 township mutual insurance company, which is discussed in 
 a later chapter. 
 
 ORGANIZATION 
 
 Co-operative associations are financed by subscription 
 for shares of stock. These shares are usually from one to 
 one hundred dollars in face value. The entire capital stock 
 of a creamery association may not exceed twenty-five thou- 
 sand dollars, while other enterprises may sell stock in 
 amount of one hundred thousand dollars. No less than 
 seven persons may organize such an association and own its 
 stock. No share may be issued for less than its par value 
 and no member of the association is permitted to own 
 stock whose par value is greater than one thousand dollars. 
 The association may commence business as soon as twenty 
 per cent of the capital stock has been subscribed and paid 
 
112 FARMERS' LAW 
 
 in. The association is forbidden to issue any certificate 
 for shares before the full amount of those shares has been 
 paid in. The certificate of incorporation of the association 
 is filed in the office of the clerk of the town, village, or city 
 in which the business is carried on. A majority of the 
 incorporators must be residents of the county of its princi- 
 pal place of business. The duration of any such com- 
 pany shall not exceed twenty years, but this period may 
 be extended by renewal. 
 
 MANAGEMENT 
 
 The officers of such an association are a president, a 
 treasurer, and not less than three directors, and these are 
 chosen annually by the stockholders. These officers act 
 as a board of managers for the association. By-laws for 
 the conduct of the association are made at its meetings and 
 in these by-laws it may provide for any other officers. The 
 certificate of incorporation may be amended at a stock- 
 holders' meeting upon ten days' notice. 
 
 PROFITS 
 
 The profits of the association are usually distributed as 
 dividends in proportion to the amount of stock that each 
 member holds. These dividends must be declared as often 
 as once a year. Where for five successive years the board 
 fails to declare a dividend, five or more stockholders by 
 petition may apply to the district court to have the associa- 
 tion dissolved. 
 
 REPORT TO DAIRY AND FOOD COMMISSION 
 
 Every creamery association, on or before December 30 
 of each year, must make a report to the State Dairy and 
 Food Commission at the Capitol in St. Paul, giving the name 
 of the corporation, its principal place of business, the loca- 
 
CO-OPERATIVE ASSOCIATIONS 113 
 
 tion of the creamery, and the number of pounds of butter 
 or other dairy products made by it during the year. 
 
 RECENT DEVELOPMENTS IN CO-OPERATION 
 
 In some communities of the state co-operative associa- 
 tions have in recent years been so organized that not only 
 the stockholders but also their patrons share in the profits. 
 In such associations the certificate of incorporation provides 
 that the stock draw only a reasonable rate of interest, — 6, 7, 
 or 8 per cent — , and that beyond this and a small sum set 
 aside for a sinking fund the profits are to be divided accord- 
 ing to the patronage of the customers, whether or not they 
 hold stock in the association. This plan has the advantage 
 over the one in which the profits are divided among the 
 shareholders only in that it encourages each patron to 
 "boost" for the association, — it makes every patron a real 
 friend of the enterprise. This movement in co-operation 
 has brought into existence a few associations in which the 
 nonstockholding patrons who do a specified amount of 
 business with the association are not only given a share of 
 the profits, but also have a vote in the business meetings. 
 
CHAPTER XXI 
 
 PROPERTY INSURANCE-The Min- 
 nesota Standard Policy 
 
 DEFINITIONS 
 
 The first thing to be noted about insurance is that it is 
 a contract whereby one party agrees to make good the 
 losses by mishap or otherwise of another party. The first 
 party is called the insurer or underwriter and, as most of the 
 insurers are corporations, they are usually referred to as 
 "companies." The second party is called the insured. 
 Since the contract, usually in writing, is called a policy and 
 is in the hands of the insured, the second party is commonly 
 known as the policy-holder. The amount paid by the 
 insured for his protection is the premium, 
 
 THE MINNESOTA STANDARD POLICY 
 
 The form of contract or policy issued by companies 
 doing business in Minnesota must follow certain definite 
 requirements which are incorporated in the "Minnesota 
 Standard Policy." Any company wilfully making, issuing, 
 or delivering a policy violating the requirements of the 
 Standard Policy is guilty of a gross misdemeanor, although 
 every stipulation in such an illegal policy in favor of the 
 insured will be binding upon the company. 
 
 OBLIGATIONS OF THE INSURED 
 
 There are some features of the Standard Policy, princi- 
 pally obligations upon the insured, which it is deemed ad vis- 
 
PROPERTY INSURANCE 115 
 
 able to mention here. It is necessary to describe the prop- 
 erty insured with some care. Some items are not included 
 in the insured property unless specially mentioned. Among 
 them are drafts, notes, accounts, evidences and securities of 
 property of every kind, books, wearing apparel, money and 
 jewels. The amount of loss made good by the underwriter 
 may not include damage caused by an explosion of any kind 
 unless fire follows the explosion and then for the loss by 
 fire only. If any important fact or circumstance stated in 
 writing is not fairly set forth by the insured, or if the 
 insured makes any effort to defraud the company either 
 before or after the loss, the policy is without effect. It is 
 void as well if the insured takes any other insurance on 
 the same property without the assent of the company or 
 removes the property without its assent, or if, without such 
 assent, the premises remain vacant for more than thirty 
 days. Kerosene may be used for lighting purposes, and in 
 dwelling houses kerosene stoves may be used for domestic 
 purposes without voiding the policy. It is very common, 
 also, to include in the policy a "gasoline permit," which 
 allows the use of gasoline for domestic purposes and the 
 storage of a limited amount for such use in a dwelling house 
 or other building; but this clause is inserted at the pleasure 
 of the company. If the insured uses gasoline, he should 
 insist upon having the gasoline permit included in his policy. 
 If the insured property is exposed to loss or damage by fire, 
 the policy-holder is required to make all reasonable exer- 
 tions to save it. 
 
 THE STATEMENT 
 
 When there is any loss or damage of insured property, 
 the Standard Policy provides that the insured shall "forth- 
 with," that is, within a reasonable time, render a statement 
 
116 FARMERS' LAW 
 
 to the company covering the following points: the value of 
 the property insured except in the case of total loss on 
 buildings, the interest of the insured therein, all other 
 insurance on the property, the purposes for which and by 
 whom the property was used, and the time and manner in 
 which the fire originated, as far as known. 
 
 ADJUSTMENT 
 
 The company is required, according to the terms of the 
 Standard Policy, to make payment for loss within sixty days 
 after the statement is submitted. Where there is insur- 
 ance by more than one company, each company pays its 
 proportion of the loss. Whenever the underwriter and 
 insured fail to agree as to the amount of the loss, the matter 
 is referred to three referees, who are chosen in the following 
 manner : the company and the insured each choose one from 
 three persons named by the other, and the third is selected by 
 the two so chosen. Suits against companies for the recovery 
 of any claim must be brought within two years from the 
 date the loss occurred. 
 
CHAPTER XXII 
 
 FARMERS' MUTUAL INSURANCE 
 COMPANIES 
 
 TOWN MUTUAL INSURANCE COMPANIES 
 
 A common mode of insurance in some sections of Minne- 
 sota and in some other states is the Township Mutual 
 Insurance Company. Township mutual insurance com- 
 panies are co-operative insurance companies, — that is, 
 insurance companies whose stockholders are the insured 
 property owners themselves. These companies are not 
 charitable nor benevolent schemes but are planned to pro- 
 tect the private interests of the subscribers. The State of 
 Minnesota by statute permits the organization of these 
 mutual or co-operative companies where not less than 
 twenty-five persons residing in adjoining towns, "who shall 
 collectively own property worth at least fifty thousand 
 dollars, form themselves into a corporation for mutual 
 insurance against loss or damage by fire or lightning.'* 
 Township mutual companies are forbidden to operate in 
 more than fifty towns at one time. The corporate existence 
 shall not exceed thirty years, except that it may be renewed 
 from time to time by a two-thirds vote of all members pres- 
 ent at a regular meeting of the corporation. 
 
 CERTIFICATE OF INCORPORATION 
 
 Certificates of incorporation and the by-laws of the 
 company are required to be filed with the State Insurance 
 Commission. In drafting these it is advisable, though not 
 
118 FARMERS' LAW 
 
 required, to secure the services of a competent attorney. 
 The certificate, which must be acknowledged before a 
 proper officer, should specify the following: 
 
 (1) The name. 
 
 (2) Location of the principal office. 
 
 (3) General nature of the business. 
 
 (4) Territory where business is to be transacted. 
 
 (5) Who may become members. 
 
 (6) Source of corporation funds. 
 
 (7) Classes of property it is planned to insure. 
 
 (8) To what board its management will be given. 
 
 (9) The date of its annual meeting. 
 
 (10) The duration of the company's existence. 
 
 KINDS OF PROPERTY TO BE INSURED 
 
 These companies are given power to insure the following 
 kinds of property: "dwellings and their contents, farm 
 buildings and their contents, live stock, farm machinery, 
 hay and grain in the bin or stack, churches, school- 
 houses, society and town halls, country blacksmith shops 
 and their contents, parsonages and their contents, and the 
 barns and contents used in connection therewith, butter- 
 makers' dwelling houses and contents, and barns used in 
 connection therewith." Such companies are not permitted 
 to insure property within the limits of any city or village 
 except that located upon lands actually used for farming 
 or gardening purposes. The insurance may be against loss 
 by fire or lightning only, and policies may not be issued 
 for terms to exceed five years. 
 
 HOW THESE COMPANIES ARE SUPPORTED 
 
 Township mutual insurance companies are supported by 
 premiums and assessments. Premiums are paid before the 
 
MUTUAL INSURANCE COMPANIES 119 
 
 policies are delivered to the insured. These premiums may 
 not be sufficient to meet the needs of the company and, to 
 provide for an emergency fund, the directors of the com- 
 pany may levy an assessment of not more than two mills on 
 a dollar of all the insurance in force. Whenever any loss of 
 insured property exceeds the cash funds of the company 
 the directors have power to make assessment to cover the 
 excess. Suit may be brought against any member of the 
 company who refuses or neglects to pay an assessment regu- 
 larly made. 
 
 ADJUSTMENT OF LOSSES 
 
 As soon as a member sustains a loss he notifies the secre- 
 tary of the mutual company. Usually, when the claim is 
 three hundred dollars or less, the loss is ascertained by the 
 secretary or president, or both. If the claim is more than 
 three hundred dollars, the directors of the company appoint 
 a committee of three, of whom the secretary shall be one, to 
 learn the amount of the loss. If the insured and the com- 
 pany can not agree as to the amount of the loss, the adjust- 
 ment is left to three men not interested in the loss, the com- 
 pany and the policy-holder each selecting one, the third 
 being selected by the two so chosen. 
 
 MUTUAL HAIL, TORNADO AND CYCLONE COMPANIES 
 
 Minnesota Statute also permits the organization of 
 mutual companies for insurance against loss or damage by 
 hail, cyclones, tornadoes and hurricanes. Before such a 
 company may be organized there must have been subscribed 
 on its books at least two hundred thousand dollars of this 
 kind of insurance in not less than four hundred separate 
 risks upon property located in not less than ten counties and 
 upon not more than fifteen risks of one hundred sixty acres 
 
120 FARMERS' LAW 
 
 each in any one township. Furthermore, each subscriber 
 must have paid in a membership fee of three dollars. 
 
 The following classes of property only may be insured in 
 such a company : country churches and school houses, farm 
 dwellings, barns and other buildings, hay, grain, and other 
 farm products in these buildings or stored or growing on the 
 premises, and live stock on the premises or running at large. 
 
 In its hail department no company is permitted to 
 insure more than 3200 acres in any one township; there 
 must be at least one-half mile between each risk, but risks 
 may be taken on lands of not more than 320 acres in area 
 where the land is all in one piece or in pieces touching at 
 the boundaries. In this hail department a mutual company 
 is required to collect a premium of not less than two and one- 
 half per cent per year of the amount insured. Every policy- 
 holder is also liable to assessment for all losses in a sum 
 equal to this premium, but not more than five per cent of 
 his insurance. 
 
 Mutual hail, tornado and cyclone companies are under 
 the supervision of the State Insurance Commissioner, who 
 may demand a report of any of them at any time, order an 
 examination of their books, revoke their licenses to do busi- 
 ness, or bring an action in the district court to wind up 
 their affairs. 
 
CHAPTER XXIII 
 
 LIFE INSURANCE 
 
 WHAT IT IS 
 
 The life insurance contract differs from the property 
 insurance contract principally in that in the former we say 
 "If I die" instead of "If my barn burns." The purpose of 
 life insurance in its earlier history was only that of protect- 
 ing against want those dependent upon the insured in the 
 event of his death. While that is still the prominent func- 
 tion of life insurance today, the development of the business 
 during the last century has added others. A few of these 
 are given in the following description of the more common 
 kinds of life insurance. 
 
 Rates or premiums for life insurance depend upon the 
 age of the applicant, — the older the insured, the higher the 
 rate. 
 
 ORDINARY LIFE INSURANCE 
 
 "Ordinary" or "straight" life insurance is the original 
 life insurance. The policy provides that the amount named 
 will be paid by the company to the beneficiary, that is, the 
 person in whose favor the policy is written, at the death of 
 the insured. Payment of the premium is made regularly — 
 usually every year — until the death of the insured. 
 
 LIMITED PAYMENT LIFE INSURANCE 
 
 Limited payment life insurance provides for the pay- 
 ment of the regular premium through a limited number of 
 years, let us say, for example, twenty, but the protection 
 
122 FARMERS' LAW 
 
 runs not only through the period during which premiums 
 are being paid, but until the death of the insured, whenever 
 that may occur. Although the rates for limited payment 
 insurance are higher than for ordinary insurance, it has a 
 distinct advantage over that type of insurance in that a 
 man may pay for the protection for the complete period of 
 his life during his younger and more productive years, and 
 he is not burdened with premium payments in later life. 
 
 TERM INSURANCE 
 
 Term life insurance policies give protection during a 
 short period only and then expire. Naturally the rates on 
 this type of insurance are very low as compared with 
 the rates on other types. These policies generally grant 
 the insured the privilege of renewing at advanced rates 
 without medical examination, and also frequently give 
 him opportunity to change from this kind of insurance to 
 some other. 
 
 ENDOWMENT INSURANCE 
 
 Endowment insurance provides that the insured, after 
 paying the premium for a given number of years, will 
 receive a certain sum of money. If he should die before the 
 end of that period, the amount of the policy will go to the 
 beneficiary. Endowments are attractive to a large number 
 of those seeking insurance. One reason for this popularity 
 is, that the insured is protecting his children when they are 
 at tender age and can not be self-supporting. They do not 
 so much need the protection after approaching maturity. 
 A second reason is, that endowment insurance is a conven- 
 ient method of saving for old age. It is comforting to 
 know that when one reaches the age of sixty, let us say, he 
 will come into several thousand dollars by the expiration 
 
LIFE INSURANCE 123 
 
 of an endowment policy. Again, endowment insurance is 
 advocated as a good investment, — good because safe and 
 because the premiums are accumulating interest. This 
 rate of interest is not usually high, but the investment is 
 free from the risk frequently attending investments where 
 the rates of interest are much higher. 
 
 ANNUITY INSURANCE 
 
 There are so many variations of the above described 
 types of insurance that it would be impossible to deal with 
 them in the scope of this book. A few are merely mentioned 
 here. There is, for instance, annuity insurance, which pro- 
 vides that, instead of the payment of the proceeds of the 
 policy in a lump sum, payment be made in a fixed 
 number of annual installments or by a continuous annual 
 income during the lifetime of the beneficiary. A policy of 
 this kind prevents the loss of the proceeds of the policy by 
 unwise investment by the beneficiary. Endowment annu- 
 ity insurance is similar to the annuity type just mentioned, 
 except that the annual income installments are paid to the 
 insured if he is still living at the date of the expiration ot 
 the policy, and, after his death, to the beneficiary. 
 
 INSURABLE INTEREST 
 
 Just as in property insurance the applicant must have 
 an insurable interest in the property, so must the applicant 
 for life insurance have an insurable interest in the life of the 
 insured. Every person has an insurable interest in his own 
 life. Every person has an insurable interest in the life of 
 any person upon whom he depends for support, also in the 
 life of any person in any way obligated to him for the pay- 
 ment of money. Husband and wife have insurable interests 
 in the lives of each other. But a nephew has no insurable 
 
124 FARMERS' LAW 
 
 interest in an aunt upon whom he is not dependent wholly or 
 in part. But if a person has an insurable interest at the date 
 the policy is taken out, the policy is not affected in case the 
 interest ceases. The policy may be assigned to anyone 
 whether or not the new beneficiary has an insurable interest. 
 
 APPLICATIONS FOR INSURANCE 
 
 The application for life insurance and the policy com- 
 bined make up the entire contract between the insured and 
 the insurer. For this reason an authentic copy of the 
 application is usually attached to the policy given the 
 insured. 
 
 MINNESOTA POLICIES 
 
 In a law passed by the Minnesota Legislature in 1907, 
 and later changed, six forms of standard policies covering 
 the various types of life insurance are authorized. The 
 act further provides that no other form of policy can be 
 used unless it has previously been filed with the State 
 Insurance Commissioner and approved by him. For the 
 protection of patrons of life insurance companies, this act 
 also sets forth provisions that must be contained in policies 
 not following one of these six authorized forms. The gist 
 of those provisions is here set down : 
 
 (1) A grace of one month is allowed for the payment of 
 all premiums but the first, during which month the 
 insurance is to continue in force. This over-due 
 premium may, however, be subject to an interest 
 charge during that month. 
 
 (2) In "participating" policies there shall be a provi- 
 sion that the insured shall share in the divisible 
 surplus of the company, beginning not later than 
 the end of the third policy year, and that the 
 
LIFE INSURANCE 
 
 125 
 
 TRAVELERS 
 
 Insurance Company 
 
 OF Hartford. Connecticut. . 
 
 ly tI|TS Contrart of lusuraitrr Ayrrrs tn JJay 
 
 Diillars.1 
 
 FIG. 10. SPECIMEN LIFE INSURANCE POLICY. (First Page.) 
 
126 FARMERS' LAW 
 
 owner of the policy shall have the right each year 
 after the fifth to have the current dividend paid in 
 cash. The owner is also given other choices as to 
 what is to be done with the dividend. 
 
 (3) The policy shall be incontestable after two years 
 from its date except for failure to pay premiums. 
 Hence, suicide would not avoid the policy except 
 within two years from the date it was drawn. 
 
 (4) All statements made by the insured shall, in the 
 absence of fraud, be considered representations 
 and not warranties. Only where such statements 
 are contained in the application for insurance and 
 this application is attached to the policy as a part 
 of the contract and where the statements are 
 "wilfully false or intentionally misleading" is it 
 possible for them to affect the validity of the 
 policy. 
 
 (5) If the age of the insured is understated, the policy 
 is not avoided, but the amount payable to the 
 beneficiary will be as much as the premium which 
 has been regularly paid would have purchased at 
 the correct age of the insured. 
 
 (6) At any time after three full years' premiums have 
 been paid, the insured has the privilege of obtain- 
 ing from the company a loan upon the policy. To 
 obtain such a loan the insured must assign his 
 policy to the company and pay a specified rate of 
 interest. In practice this rate has usually been 
 six per cent. No other security than the policy 
 is to be required. The amount of the largest loan 
 that can be made on the policy is to be given in a 
 table of loan values included in the insurance 
 contract. Failure to pay such loan or interest 
 
LIFE INSURANCE 127 
 
 can not avoid the policy. Term insurance policies 
 are not required to contain this provision. 
 
 (7) When the insured has failed to make payment of 
 the premium at any time after premiums have been 
 paid for three years, the company must grant to 
 the owner of the policy a stipulated type of insur- 
 ance, the value of which is regulated by a table 
 included in the insurance contract. This pro- 
 vision must also state that the policy may be sur- 
 rendered to the company within one month from 
 the date of failure to pay the regular premium "for 
 a specified cash value at least equal to the insurance 
 aforesaid.'* This value is commonly termed the 
 "cash surrender value." This requirement is not 
 made of policies for term insurance of twenty 
 years or less. 
 
 (8) Provision as to time of payment of the proceeds of 
 the policy must be either "upon the receipt of due 
 proof of death" or "not more than two months after 
 the receipt of such proof." 
 
 (9) The title on the face and on the back of the policy 
 must correctly describe it. 
 
 OTHER IMPORTANT LIFE INSURANCE REGULATIONS 
 
 The agent has no power to change the terms of a policy. 
 
 Rates, premiums, dividends, and benefits of any kind 
 must be the same for all persons of the same class, that is, of 
 the same age, occupation, etc., and for the same type of 
 insurance. Nor shall there be any unequal treatment on 
 account of race. Upon request, the company must furnish 
 reasons for rejecting an application for insurance. 
 
 Insurance companies are forbidden to issue or circulate 
 
128 FARMERS' LAW 
 
 any false statements as to their policy, its benefits, or the 
 dividends or shares of surplus to be received under it. 
 
 Every person insured in a mutual company having its 
 home office in this state shall be a member of the company, 
 with one vote and another vote additional for each one 
 thousand dollars of insurance he carries in the company. 
 Such a company is required to make an annual division 
 of the surplus to members whose policies have been in force 
 three years or more. 
 
 The beneficiary may be changed where the right to 
 change has been reserved or in the event of the death of the 
 beneficiary by filing a written notice of the change at the 
 home office of the company. Where the beneficiary is still 
 living, this change should have his consent. If the bene- 
 ficiary dies before the insured and no new beneficiary has 
 been named, the proceeds of the policy will be paid to the 
 estate of the insured. 
 
 FRATERNAL INSURANCE 
 
 During the last half-century fraternal society or 
 assessment insurance has become common. One might 
 term this co-operative life insurance. In order to meet the 
 obligations arising because of death among the members, 
 assessments are made upon all members. If assessments 
 are not paid the policy is forfeited. It has been found a 
 universal rule with these organizations that, as the society 
 and its members grow old, deaths occur more frequently, 
 causing higher or more frequent assessments. These 
 increased costs discourage many members and they with- 
 draw, thereby making the assessments still heavier upon 
 those that remain. The fraternal features of these associa- 
 tions are worthy of some consideration, and while they are 
 young they furnish a very cheap form of protection. They 
 
LIFE INSURANCE 129 
 
 can not be made permanent, business-like organizations 
 until their rates of insurance are made approximately as 
 high as those of "old line" life insurance companies. These 
 organizations are now somewhat under the control of and 
 receive their licenses from the State Insurance Commis- 
 sioner. 
 
 CASUALTY INSURANCE 
 
 Casualty or accident insurance provides indemnity for 
 "loss of life, sight or limb." Indemnity for losses of this 
 kind is paid in lump sums, the amount depending upon the 
 seriousness of the disability For example, the writer has 
 before him a policy that provides an indemnity of six hun- 
 dred dollars for "loss of life, both feet, both hands," etc., and 
 but three hundred dollars for the loss of either hand or 
 either foot, and two hundred for the loss of the entire sight 
 of one eye. Most of these casualty policies also contain 
 provisions for indemnity during illness of the insured. The 
 payment of indemnity in case of illness is customarily by 
 a definite weekly stipend. Casualty insurance is also sub- 
 ject to partial regulation by the state. 
 
CHAPTER XXIV 
 
 NOTES, CHECKS, AND DRAFTS 
 
 NOTES 
 
 The more common kinds of commercial paper are notes, 
 checks, and drafts. 
 
 When a farmer or other person wishes to make the pur- 
 chase, let us say, of seed grain or of a farm implement, but 
 has not the ready money to pay for it, he may secure what 
 he wants by giving his note, A note is simply an uncon- 
 ditional promise in writing to pay to a certain person a defi- 
 nite amount of money at some specified future time. The 
 one who makes the promise signs the note, and is called its 
 maker. The person to whom he promises payment is the 
 payee. 
 
 Frequently where the payee so desires, another person, 
 as "surety," signs the note with the maker. In such cases 
 this additional signer becomes liable if the original debtor 
 does not meet his obligations. 
 
 In our state a note or other obligation may bear no 
 greater rate of interest than ten per cent. Where interest is 
 to be paid but no rate has been fixed, it is understood to be 
 six per cent. 
 
 CHECKS 
 
 Instead of keeping about their homes or persons any 
 considerable sums of money, most people make a practice 
 of depositing such money in the banks. When they wish to 
 make payment to any other person of a part or all of the 
 
NOTES, CHECKS, AND DRAFTS 
 
 131 
 
 amount deposited, they write out an order on the bank 
 directing it to make payment to this other person. This 
 order is known as a check. The person ordering payment is 
 called the drawer, the bank addressed is the drawee, and 
 the person to whom the money is paid is the payee. 
 
 BANK OF GLEXCOE, 
 
 JPiiF '^ ^^^. y^^.^^^^t.'-'^->^'*>^'-t:'-rf-cP an Bear EH, 
 
 FIG. 11. CHECK PAYABLE TO PAYEE OR BEARER 
 
 DOLLABH. 
 
 -^'^'^f^.a^ 
 
 ■^ 
 
 11 
 
 Bank of Glenco«, 
 
 Glonooe,Minn. 
 
 I hfxy to order oST^^^^ 
 
 $^£^ 
 
 I |^ ^X<^»c^-^^^^^^^ a<^^ <^^ ^f,-— ~ Doll ars 
 
 ^--^^^ ^ ^^^^^^y 
 
 mr 
 
 m 
 
 FIG. 12. CHECK PAYABLE TO THE ORDER OF PAYEE. 
 
 It is a good rule to present checks at the bank upon 
 which they are drawn as soon as possible after you receive 
 them. Unless checks are dated ahead, the law requires 
 that they be presented to the bank for payment "within a 
 reasonable time," which is, in most cases, within a day after 
 they are issued. Otherwise the drawer is freed from lia- 
 bility on them. 
 
 The bank on which the check is drawn is not liable to 
 
132 
 
 FARMERS' LAW 
 
 the payee or other holder unless and until it accepts or 
 certifies the check. 
 
 It is rather common practice to draw up checks to the 
 payee "or order," or "to the order of" payee, rather than to 
 the payee "or bearer." This is done because, in receiving 
 payment, the payee must endorse the check, and this 
 indorsement makes the check serve the purpose of a 
 reciept. 
 
 "Overdrawing" an account at a bank is writing out 
 checks upon the bank when the maker, or drawer, has not 
 enough funds on deposit or to his credit in the bank for their 
 payment. When it is proved that the person drawing the 
 checks drew them with the intention of defrauding, knowing 
 at the time that he was overdrawing, he is guilty of a gross 
 misdemeanor and is subject to a fine of not more than $1000 
 or to a prison term of not more than one year, or both. 
 
 DRAFTS 
 
 As it is an unwise act to send any considerable amount 
 of money in coin or paper to distant points by mail, the wise 
 
 Chcf iriif Katinnal l^aiik 
 
 NATIONAL BANK OF COMMERCE 
 NEW YORK 
 
 FIG. 13. BANK DRAFT. 
 
 avail themselves of one of two methods in sending money: 
 (1) the post office or express money order and (2) the bank 
 draft. As its name implies, the draft is obtainable at 
 
NOTES, CHECKS, AND DRAFTS 133 
 
 banks. It is an order by the bank at which it is obtained 
 to another banking institution to pay the amount named 
 in the instrument to a third person. The parties to the 
 draft are the same as in the case of the check. 
 
 NEGOTIABILITY 
 
 Nearly all the instruments that come under the three 
 classes described are drawn up to some payee "or order," 
 "or bearer," or "to the order of" the payee. These words 
 give power to transfer ownership of the instrument, or, as 
 it is usually expressed, make the instrument negotiable, if it 
 also has these characteristics: (1) it must be in writing and 
 signed by the maker or drawer; (2) it must be payable on 
 demand or at some fixed date or at some date that can be 
 determined ; (3) it must contain a definite promise or order 
 to pay a certain sum of money. The negotiability is not 
 affected by the omission of the date of making or of the 
 statement "for value received" or any statement that 
 value has been given. But an instrument is not negotiable 
 if it is made payable after the happening of some future 
 event, such as when a person named in the note will become 
 of age. As death is sure to happen, a note made payable 
 after death is negotiable. 
 
 INDORSEMENT 
 
 If the holder of a negotiable note desires to use the money 
 before it becomes due, he may sell the instrument to some 
 one else. Instruments containing the words "or bearer" 
 may be transferred by delivery only, — that is, without 
 indorsement. Where the words "or order" are used, the 
 paper should be indorsed to be transferred. Indorsement 
 means the signature of the payee on the back of the paper. 
 "Blank" indorsement is the signature of the payee and 
 
134 
 
 FARMERS' LAW 
 
 nothing else. An instrument so indorsed is payable to 
 bearer. A special indorsement, or "indorsement in full,*' 
 includes this signature and an order to pay to some definite 
 person named in the indorsement. "Pay to the order of 
 John Jones, (signed) O. F. Miller," is a special indorsement. 
 Indorsement must be of the entire instrument and 
 indorsement of a part only is not considered a transfer of 
 
 FIG. 14. ENDORSEMENT IN BLANK. 
 
 191=^ JVo. (^i/i^. 
 
 Gleiicoe, 
 
 hcoc, Miiui. 
 
 A ^^^-> ^ ^^ ^ <P -^^--^^ DoU^ 
 
 FIG. IS. ENDORSEMENT IN FULL. 
 
 the instrument. Where an instrument is payable to the 
 order of two or more persons who are not partners, all must 
 indorse, unless the one indorsing has been given power to 
 indorse for the others. If the name of the person who must 
 
NOTES, CHECKS, AND DRAFTS 
 
 135 
 
 indorse is incorrectly given or misspelled, he indorses the 
 instrument with the name as there given. If he think fit, 
 he may also add his correct signature. 
 
 THE INDORSERS' LIABILITY 
 
 Whenever a person indorses a negotiable instrument he 
 signifies two things: (1) he gives his consent to its transfer 
 and (2) he contracts with all future owners of the instru- 
 ment to be responsible for payment if the original debtor 
 or any earlier indorser does not meet his obligation. The 
 indorser really "backs" the instrument. In order to make 
 
 .//^/<^_ Q^^i.^ 
 
 "'^Mmj^^ 
 
 ^e^ ^- ^ fe^ 
 
 FIG. 16. QUALIFIED ENDORSEMENT. 
 
 an indorser responsible, prompt demand of payment 
 should be made of the original debtor. An endorser who 
 wishes to be free from liability may indorse as follows: "Pay 
 to the order of John Jones without recourse to me, (signed) 
 O. F. Miller." This is called a qualified indorsement. 
 
 DATE OF MATURITY 
 
 Days of grace have been abolished by statute in Minne- 
 sota. When the day of maturity falls on Sunday or a 
 holiday the instrument is payable on the next business day. 
 
136 
 
 FARMERS' LAW 
 
 Instruments which fall due on Saturday must be presented 
 for payment on the next business day, except that those 
 payable on demand may be presented before noon on 
 Saturday when that entire day is not a holiday. In reck- 
 
 fsaaeaaat 
 
 
 .oA^^^u^ 
 
 juuuuuuu i muuuui)(Juuu 
 
 
 Bn 
 
 ^ 
 
 FIG. 17. PROMISSORY NOTE WITHOUT SURETY. 
 
 
 -^ '^ afltT daUffoT value received, 
 
 Ipromiee to pay to the order of thc nnsT national bank, glcncoe. Minnesota 
 
 lie of a.. per eeiU per annum umpil fuUvDaid. . Interest payabU 
 
 Witnei$.S^.x 
 
 u-ith interett at the rate c 
 
 or OLtNCOC. MtNNUOTA. 
 
 FIG. 18. PROMISSORY NOTE WITH SURETY. 
 
 oning time in instruments not payable on demand the day 
 from which the time begins is not counted, but the day of 
 payment is counted. 
 
 AMBIGUOUS INSTRUMENTS 
 
 When the amount expressed in words in an instrument 
 is not the same as the amount put down in figures, the 
 amount named in the words is considered the correct 
 amount to be paid. If the words are uncertain, the figures 
 
NOTES, CHECKS, AND DRAFTS 137 
 
 may be referred to for fixing the amount. If there is a disa- 
 greement between the written and printed parts of the note, 
 the written parts prevail. If a note does not state the 
 date from which the interest is to run, it runs from the date 
 of the note. 
 
 FORGED PAPER 
 
 By "forged paper" is meant falsely made, counter- 
 feited, or altered paper when made or altered with the 
 intention of defrauding. The more common types of for- 
 gery are imitating signatures and raising the sums of instru- 
 ments. Forgery of this kind is forgery in the first degree 
 and is punishable by imprisonment in the state prison fo! 
 not more than twenty years. Forged paper has no validity 
 even in the hands of a holder in good faith. Whoever pur- 
 chases it or pays it suff^ers the loss. 
 
CHAPTER XXV 
 
 COMMISSION MERCHANTS 
 
 A commission merchant is a person to whom farm prod- 
 uce, such as cattle, hay, poultry, etc., is shipped for the 
 purpose of sale. He receives his pay from commissions 
 taken from the proceeds of the sale. His duty is to sell 
 the produce entrusted to him at the best possible price he 
 can secure, and his accounts are required to be open to the 
 examination of those who consign goods to him. The 
 shipper is known as the consignor and the commission mer- 
 chant the consignee. 
 
 Commission merchants are required by Minnesota 
 statute to obtain licenses from the State Railroad and 
 Warehouse Commission at the Capitol in St. Paul and to 
 file a bond to the state with the Secretary of State. The 
 bond is drawn up for the benefit of those who consign prod- 
 uce to the commission merchant. 
 
 Whenever a commission merchant sells any grain he 
 must render to the consignor within twenty-four hours of 
 the date of sale a true statement in writing, giving the 
 amount sold, price received, name and address of pur- 
 chaser, and the day, hour, and minute of sale. He must 
 also send a statement covering all charges and expenses. 
 When a consignor of produce other than grain, after 
 demand, has received no remittance or report, he may com- 
 plain to the Railroad and Warehouse Commission, who shall 
 investigate the matter. In such an investigation all infor- 
 mation, books, records, and memoranda must be open to 
 
COMMISSION MERCHANTS 139 
 
 the commission for inspection. If an account for such 
 produce remains unpaid, complaint may be filed by the 
 consignor with the commission and he may bring an action 
 upon the bond of the commission merchant. The license 
 of the commission merchant violating the law may be can- 
 celled by the commission if the facts warrant it, and the 
 commission may refuse to renew the license for one year. 
 Furthermore, any commission merchant defrauding a con- 
 signor in any way is guilty of larceny, and may be punished 
 for that offence through the action of the courts. 
 
CHAPTER XXVI 
 
 AUCTIONS AND AUCTIONEERS 
 
 In our state, auctions and auctioneers are regulated to 
 some extent by law. 
 
 Auctioneers, to ply their trade anywhere in the state, 
 must obtain a license from the county board or the county 
 auditor. The license fee for one year is ten dollars. The 
 auctioneer must also give bond of not less than one thou- 
 sand dollars and not more than three thousand dollars. 
 The amount of the bond is fixed and the sureties approved 
 by the county treasurer. 
 
 The auctioneer is required to keep a correct account of 
 all property he sells. This account should include the per- 
 son from whom the property was received, the person to 
 whom it was sold, and the price. He may receive no goods 
 from any person whom he knows to be a minor. To any 
 person injured by such acceptance of goods he forfeits a sum 
 not to exceed two hundred dollars. 
 
 The statute makes it a misdemeanor for any person not 
 licensed as an auctioneer to sell property at auction. Sales 
 made by sheriffs, constables, etc., in carrying out the duties 
 of their offices are not, of course, violations of the law. 
 
 In the chapter on contracts it was stated that under the 
 statute of frauds auction sales of personal property where the 
 purchase price is greater than fifty dollars are valid without 
 further writing than is necessary to take proper entries 
 in the salesbook. 
 
 It is not commonly understood that if the auctioneer or 
 
AUCTIONS AND AUCTIONEERS 141 
 
 the owner of property about to be put up at auction arranges 
 with some person to bid on the property without intending 
 to purchase it, he is guilty of fraud against those who are 
 bidding in good faith. The contract is void, since the 
 purpose is to defraud an innocent third person. The last 
 named may rightly return the property struck off to him 
 and demand the return of the purchase price. 
 
CHAPTER XXVIl 
 
 COMMON CARRIERS 
 
 Common carriers are such persons or corporations as 
 undertake to carry freight or passengers for hire. Rail- 
 roads are famiHar examples of common carriers. As farm- 
 ers are frequent patrons of railroad companies, a brief 
 chapter bearing on common carriers and our state regula- 
 tion of them will not be out of place here. 
 
 BILL OF LADING 
 
 When a man makes shipment of freight he receives what 
 is known as a bill of lading. This is a combination of receipt 
 and contract, — a receipt for goods left with the railroad 
 company to be transported, as well as a contract to carry 
 the goods safely to their destination. This bill of lading as 
 receipt and contract is signed by the agent of the railroad 
 company and is, therefore, binding upon the company. 
 
 LIABILITY 
 
 This pledge of safe delivery also makes the common 
 carrier the insurer of goods during transportation. Even 
 though the bill of lading may provide specifically that "all 
 goods are shipped at the owner's risk," the carrier is liable 
 for damages to goods, except when the loss is caused by (1) 
 a public enemy, (2) an Act of God, (3) public authority, (4) 
 nature of the goods, or (5) the shipper himself. An illustra- 
 tion of a public enemy is a strike ; an Act of God might be a 
 flood; public authority might seize infected cattle and 
 
COMMON CARRIERS 143 
 
 destroy them to protect the pubHc health; and a carrier 
 could not be held liable for the decay of fruit which was 
 already over-ripe when shipped in a refrigerator car properly 
 iced. 
 
 COMPLAINT TO RAILROAD AND WAREHOUSE COMMISSION 
 
 In Minnesota, the Railroad and Warehouse Commission 
 has general supervision over these common carriers. It is 
 made up of three commissioners elected by the people for 
 a term of six years. All grievances against common carriers 
 are brought before it in the following manner : 
 
 (1) Complaint is made before the commission by the 
 aggrieved person. 
 
 (2) The commission, if reasonable grounds for com- 
 plaint appear, orders the carrier to grant relief or show 
 cause within twenty days. 
 
 (3) If the matter is not adjusted, a hearing is held. 
 After the hearing the commission issues its orders or makes 
 recommendation. 
 
 The complaints may, among other things, bear upon 
 unreasonable or excessive rates, as well as upon any other 
 grievances that may arise. 
 
 CARS 
 
 To obtain cars at a station on a railroad a shipper of any 
 kind of freight makes written application to the agent of the 
 railroad. The carrier is then required to furnish the cars 
 asked for within forty-eight hours or less at terminal points 
 on the railroad and within seventy-two hours at inter- 
 mediate points. For failure to do as here described the 
 carrier must forfeit to the person making application one 
 dollar per day for each car it fails to furnish, besides all 
 damages the applicant sustains. Within twenty-four hours 
 
144 FARMERS' LAW 
 
 of receipt of notice that cars have been loaded by the 
 shipper, the carrier must forward them toward their des- 
 tination. Failure to do so is punished as in the case of 
 failure to provide cars. The shipper is given forty-eight 
 hours to load cars furnished him, and for every twenty-four 
 hours or fraction thereof of delay beyond forty-eight hours 
 the shipper must pay a demurrage charge of one dollar. 
 For unloading cars the consignee is allowed seventy-two 
 hours for soft coal, bulk lime, fruit, vegetables, or lumber 
 shipments, and forty-eight hours for other shipments. For 
 delay in unloading, the consignee pays demurrage charges 
 as in the case of the shipper's delay in loading. The rail- 
 road company must give notice to consignees within twenty- 
 four hours after arrival of cars. In all of the above cases 
 Sundays and legal holidays are excepted. 
 
 SHIPPING LIVE STOCK 
 
 Railroad companies are required to transport all live 
 stock with "proper speed." The Railroad and Warehouse 
 Commission may not set that speed at less than twelve 
 miles per hour. This rule applies only to shipments wholly 
 within the state. 
 
 Common carriers receiving car-load shipments of live 
 stock are required by statute to furnish transportation for 
 persons to care for such stock, — one person for the first 
 car-load, and one for each four additional cars. 
 
CHAPTER XXVIII 
 
 MISCELLANEOUS 
 
 REPLEVIN 
 
 Replevin is an action brought to again obtain possession 
 of personal property that has been wrongfully taken or is 
 wrongfully withheld. By giving bond, the person making 
 the complaint may have the property taken from the per- 
 son wrongfully holding it and have it kept in the care of 
 the proper officer until the question of the right to possession 
 is settled in the court. Actions of this kind must be com- 
 menced within six years after the taking or wrongful hold- 
 ing of the property. 
 
 ATTACHMExNT 
 
 A writ of attachment is an order to the sheriff or other 
 officer to take some certain property of the defendant and 
 hold it as security for a judgment which may be obtained. 
 This writ is used mostly in cases where the debtor absconds, 
 hides himself, has contracted the debt dishonestly, or where 
 he lives outside the state and has goods within the state 
 and is dishonestly avoiding payment of the debt. The 
 writ is obtained from the clerk of court by the plaintiff 
 after the latter has made affidavit that one or more of the 
 above named causes or similar causes for action exist. 
 The plaintiff must also give a bond of at least $250 to 
 guarantee the payment of all costs if judgment should be 
 given for the defendant. The writ orders the sheriff at 
 once to attach and safely keep the defendant's property 
 
 10— 
 
146 FARMERS' LAW 
 
 that he finds in the county or so much of it as will meet 
 the claim and costs. 
 
 GARNISHMENT 
 
 By garnishment proceedings a person owing money to 
 the defendant may be brought into court and by its action 
 ordered to pay the money into its charge and not to the 
 defendant. Garnishment is often used to force a third 
 party owing wages to the defendant to pay a part of them 
 to the court or to keep same to satisfy any judgment the 
 plaintiff may obtain in the court. The third party is 
 known as the garnishee. 
 
 INJUNCTION 
 
 The writ of injunction is an order of the court com- 
 pelling some certain person to refrain from doing some 
 particular thing. It is issued when it appears to the court 
 that the doing of that thing will work harm to the plain- 
 tiff. An injunction may also be granted where the defen- 
 dant threatens or is about to remove or dispose of his prop- 
 erty, intending thereby to cheat the plaintiff. The injunc- 
 tion prevents the doing of the particular thing while await- 
 ing the final action of the judge or court. 
 
 LIBEL AND SLANDER 
 
 Libel is "every malicious publication by writing, print- 
 ing, picture, effigy, sign, or otherwise than by mere speech, 
 which shall expose any living person, or the 'memory of one 
 deceased, to hatred, contempt, ridicule, or obloquy, or which 
 shall cause or tend to cause any person to be shunned or 
 avoided, or which shall have the tendency to injure any person 
 in his business or occupation." Slander is doing the same 
 thing in speech only. For instance, Jones may say that 
 
MISCELLANEOUS , 147 
 
 Brown removed the clothing from a dead man and stole them 
 for himself. We will say that the statement is false. Jones 
 is guilty of slander. If he had written the statement or 
 caused it to be printed, it would have been libel. To sus- 
 tain the charge of publication of libel, Brown would need 
 to prove that Beamer or some other person saw the written 
 or printed statement. Every publication of this kind would 
 be considered malicious if it could not be proved or no ex- 
 cuse could be shown for it. But Jones would be justified 
 if the statement was true and was published with good 
 motives. 
 
 It is not libel to publish a fair and true report of any 
 official proceeding as of a legislature or a court, or of any 
 statement or speech that is a part of the same, unless it be 
 proved that malice prompted the report. 
 
 Those who publish libelous statements are guilty of a 
 misdemeanor and are also subject to suit for damages. 
 Those who threaten to publish such statements are guilty 
 of a gross misdemeanor. 
 
 Action for libel or slander must be begun within two 
 years from the date the statement was made. 
 
CHAPTER XXIX 
 
 THE FARMER AND THE LAWYER 
 
 This book has not been written to serve the farmer as 
 a substitute for the lawyer. No book or library of books 
 can serve that purpose. The lawyer's profession exists 
 because there is need for him. In these chapters as occasion 
 has arisen the reader has been advised, when he is consider- 
 ing any important legal move where a seemingly unimpor- 
 tant mistake may 'have dire consequences, to secure the 
 services of a competent attorney. Of course, no farmer — or 
 other person not learned in the law — should make a pur- 
 chase of real estate, draw a will, enter into any contract 
 of real significance, or do any other similar act of equal 
 moment, without the advice of an attorney. And there 
 are many other occasions, needless to mention here, when 
 the farmer should have the advice of a lawyer. 
 
 Granted the need for lawyers, what should be the atti- 
 tude of the farmer toward his attorney? 
 
 After a client has asked the advice of his attorney and 
 obtained it, he should follow that advice. Failure to follow 
 such advice too frequently ends in disaster, and the attorney 
 is too commonly charged, with the disaster. 
 
 Too many people ask the lawyer to help them do what 
 their own best judgment tells them they should not do, 
 endeavoring by the lawyer's assistance to salve their con- 
 sciences for actions they cannot themselves completely 
 justify. If judgment and conscience dictate a certain line 
 of action, no "lawing" can make another line just, even 
 
THE FARMER AND THE LAWYER 149 
 
 though the courts so decide. Winning a lawsuit unfortu- 
 nately does not always signify the triumph of the right. 
 
 Among the most disagreeable and at the same time 
 most pitiable people in the world are those who are con- 
 stantly involved in some petty litigation, always having 
 a meatless legal bone to pick. With some of these people 
 "lawing" almost becomes a mania. They are not happy 
 unless they have some cause or other in the courts. Well- 
 meaning lawyers avoid them. They alienate the few 
 friends they have and fall heir to the wholesome disrespect 
 of all with whom they come in contact. A full recognition 
 of the fact that there are two sides to every question will 
 prevent the formation of this habit and the desire to go to 
 law over trivial differences. 
 
 Then there are those who are not fully frank with law- 
 yers whose assistance they are asking, — who state only a 
 part of the circumstances that bring them to him, or relate 
 those circumstances in distorted form, keeping under cover 
 what their attorney should know in order to give his best 
 help. Some one who once keenly experienced the disaster 
 that such indirection brings said that there are at least 
 three persons with whom one must be absolutely honest 
 at all times, — one's physician, one's lawyer, and oneself. 
 
 To go to your lawyer in all important legal matters and 
 to follow his advice after it is given you, to be honest with 
 him, to refrain from asking him to help you do what your 
 judgment tells you should not be done, to recall that there 
 are two sides to every question, to remember that right 
 does not universally triumph when disputes are settled in 
 court, and to avoid litigation over trivial matters, — these 
 are the finger-posts that should guide the farmer — or any 
 other person — in his attitude toward the legal profession. 
 
1917 SUPPLEMENT 
 
 RECENT LEGISLATIVE CHANGES AND ADDITIONS 
 
 This chapter contains brief statements of such amend- 
 ments of and additions to the statutes by the General 
 Assembly of 1915 as are considered to be of such import- 
 ance as to need to be called to the attention of the readers 
 of this manual. The chapters of the manual and the sec- 
 tion headings, with page references, are given in each case 
 to make it possible for the reader to get at the significance 
 of the changes with little loss of time. 
 
 CHAPTER Vn— FARM PRODUCTS 
 
 COMMERCIAL FERTILIZERS (Page 34) 
 
 The State Legislature in 1915 enacted a statute relating 
 to the sale, inspection, and labeling of commercial ferti- 
 lizers. The most important provisions of this statute are 
 as follows: 
 
 (1) It is required that all packages of commercial 
 fertilizers, the price of which exceeds five dollars per ton, 
 sold or offered for sale within the state, must have affixed 
 to them in a conspicuous place on the exterior a plainly 
 printed certificate naming the materials of which the fer- 
 tilizer is made, the number of pounds in the package sold, 
 the name or trademark under which the article is sold, 
 the name of the manufacturer and the place of manufac- 
 ture, as well as a chemical analysis stating the minimum 
 percentage of available nitrogen, potassium soluble in 
 water, and of phosphorus both in its available and in its 
 insoluble forms. 
 
 151 
 
152 SUPPLEMENT 
 
 (2) Before any person, firm, or corporation is permitted 
 to sell any fertilizer within the state, a certified copy of the 
 certificate just described must be filled with the state dairy 
 and food commissioner. Furthermore, a license fee of ten 
 dollars must be paid to this officer on or before May 1 of 
 each year for each brand of fertilizer sold or ofi^ered for sale 
 in the state. 
 
 (3) The state dairy and food commissioner is author- 
 ized to take, for purposes of analysis, a sample not exceeding 
 two pounds in weight of any lot or package of commercial 
 fertilizer. 
 
 (4) Each offense in selling or in offering or exposing 
 for sale in the state any commercial fertilizer without com- 
 plying with the provisions of the law as stated, or any use 
 of an analysis that is false as to constituents, or any inter- 
 ference with the dairy and food commissioner or his assist- 
 ants in discharging his duties as set forth, is punishable by 
 a fine of not less than twenty-five dollars and not more than 
 one hundred dollars. 
 
 CHAPTER XI— FARM ANIMALS 
 
 DISEASED ANIMALS (Pages 48-49) 
 Foot-and-mouth disease has been included with tuber- 
 culosis and glanders in the statute relating to the suppres- 
 sion of dangerous and infectious diseases of animals. The 
 meaning of this statute is given on page 49 of this manual. 
 
 HOG CHOLERA SERUM (Page 50) 
 The statute relating to hog cholera serum, referred to 
 
 on page 50 of this manual, was repealed and a new law 
 
 enacted of which the following statements contain the most 
 
 significant points: 
 
 (1) The serum manufactured at the state plant shall 
 
 be sold, as near as may be, at actual cost to any citizen who 
 
FARMERS' LAW 153 
 
 is a resident of this state. The selling price is to be stated 
 on the package. 
 
 (2) In case of need the serum plant is authorized to 
 purchase hog cholera serum, vaccine, "or other biological 
 products" which are considered reliable and sell them at 
 about cost in the same manner as stated for the serum 
 manufactured in the state plant. 
 
 (3) Provision is made for the establishment in each 
 county of one or more distributing centers where serum, 
 vaccine, and other biological products will be for sale. 
 
 (4) Any person may administer the serum to his own 
 hogs, but no person except licensed veterinarians or others 
 authorized to do so by the Live Stock Sanitary Board may 
 administer serum to hogs other than his own. 
 
 (5) No persons except those authorized by the Live 
 Stock Sanitary Board may administer hog cholera virus. 
 
 CHAPTER Xn— FARM BOUNDARIES— ROADS ABUTTING ON 
 THE FARM, LINE AND LEGAL FENCES 
 
 ROADS ABUTTING ON THE FARM (Pages 55-56) 
 The right to order when trees or hedges on roads shall 
 be cut down is no longer limited to town boards, as stated 
 on page 55, but is now within the power of both town boards 
 as to town and county roads and of the county board as to 
 state roads. 
 
 County boards are now required to build culverts for 
 owners of abutting lands when, on account of grading a 
 road under county authority, a culvert is necessary for a 
 suitable approach from the highway to the driveway lead- 
 ing from abutting land. 
 
 LEGAL FENCES (Pages 57-58) 
 The characteristics of legal fences are now as follows, 
 the material appearing under this head on pages 57-58 being 
 no longer applicable: 
 
154 SUPPLEMENT 
 
 (a) Fences consisting of not less than 32-inch woven 
 wire and two barbed wires firmly fastened to well set posts 
 not more than a rod apart, with the first barbed wire above 
 and not more than 4 inches from the woven wire and the 
 second barbed wire above and not more than 8 inches 
 from the first wire. 
 
 (b) Fences consisting of not less than 40-inch woven 
 wire and one barbed wire firmly fastened to well set posts 
 not more than a rod apart, with the barbed wire above and 
 not more than 4 inches from the woven wire. 
 
 (c) Fences consisting of not less than 48-inch woven 
 wire firmly fastened to well set posts. 
 
 (d) Fences consisting of not less than four barbed 
 wires with at least forty barbs to the rod, the wires firmly 
 fastened to posts not more than a rod apart, the top wire 
 to be not more than 48 inches high and the bottom wire 
 not less than 12 nor more than 16 inches from the ground. 
 
 (e) Fences consisting of rails, timbers, wires, boards, 
 stone walls, or any combination of these, or of streams, 
 lakes, ditches, or hedges which shall be considered by the 
 fence viewers as equivalent to any of the fences already 
 described here. 
 
 LINE FENCES (Pages 58-59) 
 
 The law bearing on "line" or partition fences, a digest 
 of which appears on pages 58-59, now stands essentially as 
 there given except (a) that line fences are to be maintained 
 if one or both owners desire his or their lands to be par- 
 tially or wholly fenced, and (b) that the remaining pro- 
 visions of the law have been extended to apply to the 
 building of new fences and are no longer limited in applica- 
 tion to the repair or rebuilding of those already in existence. 
 
FARMERS' LAW 155 
 
 CHAPTER XIV— ROADS— THEIR ESTABLISHMENT AND 
 MAINTENANCE 
 
 STATE AID FOR STATE ROADS (Pages 65-66) 
 
 I^p to twenty-five per cent of the allotment of aid for 
 a county may now be spent upon both county and town 
 roads and is not limited to expenditure upon county roads 
 only. 
 
 The last sentence of the middle paragraph on page 66 
 should be changed to read: In counties with less than 
 five million of assessed valuation this proportion must not 
 be less than 80 per cent nor more than 90 per cent; five 
 million and less than ten million, not less than 70 per cent 
 nor more than 85 per cent; ten million and less than 
 fifteen million, not less than 60 per cent nor more than 80 
 per cent; all other counties, not less than 50 per cent nor 
 more than 75 per cent. 
 
 COUNTY ROADS (Page 67) 
 
 The county commissioners in all counties are now 
 vested with power to constitute and declare any public 
 highway or road in their county outside of the corporate 
 limits of villages and cities county roads. 
 
 THE COUNTY COMMISSIONERS AND ROADS IN UNORGAN- 
 IZED TERRITORY (Page 67) 
 
 County boards may now in their discretion levy an- 
 nually a tax of not more than 15 mills for road and bridge 
 purposes on all real and personal property in any territory 
 not organized for township purposes. The funds so raised 
 are to be expended under the direction of the county board 
 for the construction, improvement, maintenance, and repair 
 of roads and bridges in the unorganized territory so taxed. 
 
156 SUPPLEMENT 
 
 ESTABLISHING, ALTERING, OR VACATING ROADS IN MORE 
 THAN ONE TOWN (Pages 67-68) 
 
 The first sentence of the last paragraph on page 67 
 should now read as follows: To establish, alter, or vacate 
 any road or roads connecting with each other and running 
 into more than one town, or on a line between two or more 
 towns in the same county, or wholly within a town when 
 such road constitutes a direct connecting link with two or 
 more roads in the towns adjoining the town in which such 
 road is, (1) twenty-four freeholders petition the county 
 board for such action. 
 
 TOWN BOARDS AND TOWN ROADS (Pages 69-70) 
 
 An amendment makes the last sentence in the section 
 on Town Boards and Town Roads no longer applicable. 
 THE TOWN ROAD OVERSEER (Page 70) 
 The Legislature has made possible a return to the older 
 practice of having more than one road district in a town. 
 The number of districts, not to exceed four, is to be deter- 
 mined by the voters at the annual town meeting, but the 
 division into districts is left to the town board. 
 CARTWAYS (Page 73) 
 Town boards are authorized to expend road or bridge 
 funds upon legally established cartways, the same as on 
 town roads, if, in their judgment, public interest requires 
 it. 
 
 DRAINAGE OF ROADS (Page 74) 
 
 The first sentence in the paragraph headed "Drainage 
 of Town Roads" (page 74) applies as well to the district 
 road overseer as to the town overseer. 
 
 The authority to drain roads defined in the paragraph 
 just mentioned has been granted to county boards as to 
 state roads. 
 
FARMERS' LAW 157 
 
 BRIDGES (Page 76) 
 
 The law relating to letting contracts for bridges, the 
 contract price of which is more than five hundred dollars, 
 now requires that the publication of the advertisement for 
 bids must be made at least ten days and not more than 
 thirty days before the time fixed for receiving bids and 
 letting the contract and shall state the time and place of 
 receiving bids and awarding the contract. Moreover, at 
 least three weeks before the time fixed for receiving bids 
 the county auditor, in the case of a county contract, or the 
 town clerk, in the case of the town, is required to mail a 
 copy of the notice to the Highway Commission. The 
 Commission is to keep such notices on file for inspection of 
 any person interested and from time to time publish printed 
 lists of all such notices. 
 
 CHAPTER XVI— TAXES 
 
 THE TAX RATE IN MILLS (Page 85) 
 
 The county treasurer is required to have printed, 
 stamped, or written on the back of all current tax receipts 
 a statement showing the number of mills of the current tax 
 apportioned to the state, county, city, village, town, or 
 school district. 
 
 CHAPTER XVII— SCHOOLS 
 
 SETTING OFF LAND TO AN ADJOINING DISTRICT (Page 89) 
 
 An amendment to the law on setting off land to an 
 adjoining school district gives to any person or school 
 officer of any school district aggrieved by the action of the 
 county board in carrying out the provisions of this law 
 the right of appeal to the district court. 
 
158 8UPPLEMEXT 
 
 SPECIAL STATE AID TO RURAL SCHOOLS (Pages 91-92) 
 The paragraph under the head of "Special State Aid to 
 Rural Schools" should read as follows: Rural schools in 
 session at least eight months shall receive aid from the 
 annual school fund in the amount of $150 for each teacher 
 holding a first class certificate and those in session at least 
 seven months shall receive $100 for each teacher holding a 
 second class certificate. 
 
 ASSOCIATION (Pages 92-93) 
 
 The duties of the superintendent or principal of the 
 central school in the matter of courses of study are now as 
 follows: "He shall prepare suitable courses of study in 
 agriculture and in such other industrial courses as may 
 properly be taught in the associated rural schools." 
 
 Association may be effected at any annual or special 
 meeting of the rural school district seeking such relation 
 and under rules of the state high school board, but associa- 
 tion may not be considered effected until the central dis- 
 trict and the state high school board have given their 
 approval. 
 
 The members of the various school boards of the as- 
 sociated school districts and the members of the school 
 board of the central district constitute a board to be known 
 
 as "The Associated School Board of of ." 
 
 Among the duties of this associated board is that of sub- 
 mitting to a vote of the various associated rural districts 
 the question of levying a tax in the associated rural dis- 
 tricts to assist in the erection of an agricultural and in- 
 dustrial building in connection with the central school, 
 and the levy and collection of a tax for this purpose. The 
 board may also submit to the several rural districts the 
 question of levying a tax, not in excess of two mills, in 
 
FARMERS' LAW 159 
 
 such districts to assist the central district in maintaining 
 the industrial courses. But before any tax, either for 
 building or maintenance, is levied, it must be voted for and 
 approved by each of the rural districts so associating with 
 a central district. 
 
 Tuition for children enrolled in industrial departments 
 of state high, graded, or consolidated rural schools which 
 have been designated by the state high school board to 
 maintain such departments and where the residence dis- 
 tricts of such children do not furnish courses of instruction 
 in industrial studies is now a charge against the state. 
 
 The vote requisite for withdrawal of a rural district 
 from the associated relationship has been changed from 
 two thirds to a majority. The year of notice to the central 
 district of intention to vote upon the question of with- 
 drawal is no longer required. 
 
 CONSOLIDATION (Pages 93-95) 
 
 The plat of a proposed consolidated district submitted 
 to the superintendent of education for his approval, modi- 
 fication, or rejection must include, as well as the items 
 mentioned on pages 93-94, the assessed valuation of the 
 property of the district and such other "information as 
 may be of essential value." 
 
 The county board of education has been given authority 
 to consolidate with any district maintaining a high, graded, 
 or semigraded school any portion of an unorganized school 
 district or other district governed by the county board of 
 education, if such consolidation is approved by the district 
 maintaining such high, graded, or semigraded school. 
 
 To receive state aid as a consolidated district, a dis- 
 trict must contain not less than twelve sections, except 
 that when any consolidated district having an area of but 
 
160 SUPPLEMENT 
 
 ten sections has a valuation of $200,000 and not exceeding 
 vS 1,000,000 and has within its borders an incorporated 
 village it shall have the privileges of a consolidated school 
 district. Consolidated districts are classified as A and B. 
 Schools of class A must be in session at least eight months 
 in the year, be well organized, have suitable schoolhouses 
 with necessary rooms and equipment, and have at least 
 four departments. Schools of class B must have at least 
 two departments. Schools of class A receive annually 
 $500 aid; those of class B, $250. In addition, each school 
 may receive annually the amount reasonably expended for 
 the transportation of pupils, not to exceed $2,000. Aid in 
 the construction of buildings shall be given equal to twenty- 
 five per cent of the cost of such buildings, but aid for this 
 purpose may not exceed a total of vS2,000. 
 
 CHAPTER XVni— ELECTIONS—PRIMARY AND GENERAL 
 
 PRESIDENTIAL PREFERENCE PRIMARY ELECTIONS 
 (Pages 96-97) 
 
 Several changes were made in the presidential preference 
 primary law. Each candidate for delegate must by affi- 
 davit specify his choice of the names filed with the secre- 
 tary of state as candidate for president, and the ballots 
 are to be so printed as to indicate this expressed choice of 
 each candidate for delegate. The ballots are to be printed 
 in such a manner as to permit the voter to express his choice 
 for the office of vice-president. The candidate for delegate 
 who receives the largest number of votes shall be elected 
 delegate, and at once, upon notification of his election, by 
 an instrument filed in the office of the secretary of state, 
 appoint an alternate who is required to accept the appoint- 
 ment in writing and who, in his acceptance, declares his 
 choice for president, which choice must be the same as 
 that of the delegate appointing him. 
 
FARMERS' LAW 161 
 
 THE STATE-WIDE PRIMARY ELECTION (Page 98) 
 
 The state-wide primary election takes place the third 
 Monday and no longer the third Tuesday in June. 
 
 CHAPTER XIX— WILLS AND ADMINISTRATION 
 
 SETTLEMENT OF AN ESTATE (Page 107) 
 
 Children born after the will was made, without provision 
 having been made for them in the will or otherwise, share 
 in the estate just as if the father had died having made no 
 will, unless it appears that such omission was intentional. 
 
 CHAPTER XXII— FARMERS' MUTUAL INSURANCE COMPANIES 
 
 TOWN MUTUAL INSURANCE COMPANIES (Page 117) 
 
 Where a town mutual insurance company limits its 
 operations to one county, it may transact business over the 
 entire county, if it so provides in its certificate of incor- 
 poration. 
 
 KINDS OF PROPERTY TO BE INSURED IN TOWNSHIP 
 MUTUAL INSURANCE COMPANIES (Page 118) 
 
 The lists of kinds of property insurable in township 
 mutual insurance companies is at present as follows: 
 "Dwellings and their contents, farm buildings and their 
 contents, live stock, farm machinery, automobiles, country 
 store buildings, threshing machines, farm produce any- 
 where on the premises, churches, schoolhouses, society 
 and town halls, country blacksmith shops and their con- 
 tents, parsonages and their contents, and the barns and 
 contents used in connection therewith, buttermakers' 
 dwelling houses and contents, and barns and contents used 
 in connection therewith." 
 
162 SUPPLEMENT 
 
 MUTUAL HAIL, TORNADO, AND CYCLONE COMPANIES 
 (Pages 119-120) 
 
 The legislation of 1915 restated the list of the kinds of 
 property insurable in mutual hail and cyclone insurance 
 companies as follows: ''Country churches and school 
 houses, farm dwellings, barns, and other buildings, and 
 hay, grain, and other farm products therein, or stored or 
 growing on the premises, bedding, wearing apparel, printed 
 books, pictures and frames, household furniture, family 
 stores and provisions while therein or in the cellar beneath, 
 farm implements, vehicles, and machinery on or off the 
 premises, threshing machines or live stock thereon or run- 
 ning at large." 
 
 CHAPTER XXVm— MISCELLANEOUS 
 
 SLANDER (Pages 146-147) 
 
 Slander has been defined by recent legislation as follows : 
 ''Every person who, in the presence and hearing of another, 
 other than the person slandered, whether he be present or 
 not, shall speak of or concerning any person any false or 
 defamatory words or language which shall injure or impair 
 the reputation of such person for virtue or chastity or 
 which shall expose him to hatred, contempt or ridicule, 
 shall be guilty of a misdemeanor. Every slander herein 
 mentioned shall be deemed malicious if no justification 
 therefore be shown and shall be justified when the language 
 charged as slanderous, false or defamatory was true and 
 was spoken with good motives and for justifiable ends." 
 
INDEX 
 
 Accident insurance, 129. 
 
 Acknowledgment, 22. 
 
 Acquiring a farm, 12-18. 
 
 Adjoining districts, setting off 
 land to, 89. 
 
 Adjustment of insurance, 116; in 
 town mutual companies, 119. 
 
 Administration of estates, 103- 
 110; where a will has been 
 made, 105-107; where no will 
 has been made, 107-110. 
 
 Administrator, appointment of, 
 106. 
 
 Advertising, by candidates for 
 office, 100. 
 
 Agisters, defined, 50; lien of, 50. 
 
 Agricultural seed law, 40-43; pen- 
 alties for violating, 41-42. 
 
 Aid to rural schools, special state, 
 91-92; for association, 92-93; 
 for consolidation, 94-95. 
 
 Ambiguous instruments, 136-137. 
 
 Amendments to the State Con- 
 stitution, how adopted, 101-102. 
 
 Animals, farm, 46-53; estrays, 46- 
 47; distraining, 47; liability of 
 railroads, 47; damage caused 
 by, 48; diseased, 48-49; brought 
 into the state, 49-50; lien for 
 shoeing, 49-50; lien of agisters, 
 50; lien for service of stallions, 
 etc., 51; cruelty to, 51-52. 
 
 Annual school meeting, 90; powers 
 of, 90. 
 
 Annuity insurance, 123. 
 
 Appeals from action of town and 
 county boards as to roads, 72, 
 74. ^ 
 
 Appraisal of estates of deceased 
 persons, 106-107. 
 
 Assessment, 80-82 ; dates of, 80-81 ; 
 of real estate, 81-82; of personal 
 property, 81-83. 
 
 Assessor, 80-82. 
 
 Association of rural schools, 92-93- 
 procedure, 92; state aid for, 92- 
 93. 
 
 Attachment, writ of, 104. 
 
 Attestation of wills, 104. 
 
 Auction contracts, 11, 141. 
 
 Auctioneers' licenses, 140. 
 
 Auctions, 140-141. 
 
 Ballot, partisan, 97, 98; non-par- 
 tisan, 98. 
 
 Bill of lading, 142. 
 
 Board members, school, election 
 of, 90. 
 
 Bond of executor or administrator, 
 106. 
 
 Bonds for permanent improve- 
 ment, of county roads, 68-69; 
 of town roads, 73-74. 
 
 Boundaries, farm, 54; streams and 
 lakes as, 56. 
 
 Boundary disputes, 54. 
 
 Bridges, contracts for, 76; inspec- 
 tion of, 76; width, 76; crossing, 
 with traction engines, 79. 
 
 Campaign expenditures, 100-101; 
 statement of, 101. 
 
 Candidates for office, advertising 
 limitations of, 100. 
 
 Cars furnished by common carri- 
 ers, 143-144. 
 
 Cartways, 73. 
 
 Casualty insurance, 129. 
 
 Chattel mortages, 23-24; registry, 
 23; foreclosure, 23-24; form, 24; 
 redemption after foreclosure, 24. 
 
 Checks, 130-132. 
 
 Children, born after a will has 
 been made, 107; not benefiting 
 under a will, 107; guardians for 
 children, 110; posthumous chil- 
 dren, share in estate, 110. 
 
 Collection of taxes, 85. 
 
 163 
 
164 
 
 INDEX 
 
 Commercial paper, 130-137; notes, 
 130; checks, 130-132; drafts, 
 132-133. 
 
 Commission merchants, 138-139. 
 
 Common carriers, 142-144; cars 
 furnished by, 143-144. 
 
 Common law, defined, 8; source, 8. 
 
 Compulsory education law, 95. 
 
 Consideration, 9-10. 
 
 Consolidation of rural schools, 
 93-95; procedure, 93-94; state 
 aid to consolidated schools, 94- 
 95. 
 
 Constitution, defined, 7-8. 
 
 Constitutional amendments, how 
 passed, 101. 
 
 Contracts, 9-11; defined, 9; for 
 the sale of land, 10; made by 
 incompetents, 10; made by 
 married women, 10; made by 
 minors, 10; not to be performed 
 within the year, 10; to perform 
 unlawful acts, 10; when to be 
 in writing, 10; auctions, 11; for 
 personal property for more than 
 fifty dollars, 11; installment 
 contract, acquiring a farm under, 
 18. 
 
 Co-operation, recent developments 
 in, 113. 
 
 Co-operative associations, 111- 
 113; kinds of enterprises con- 
 ducted by, 111; organization, 
 111-112; management, 112; dis- 
 solving, 112. 
 
 Corrupt practices act, 100-101. 
 
 County ditches, 61-63. 
 
 County line roads, 69. 
 
 County roads, 67-69. 
 
 Covenants, in a warranty deed, 
 13, 15; in a mortgage deed, 19. 
 
 Cream, shipment of, 37. 
 
 Creamery associations, reports to 
 Dairy and Food Commission, 
 112-113. 
 
 Creditors, notice to, in admin- 
 istering estates, 106. 
 
 Crops, on shares, 30; damages to, 
 35. 
 
 Cruelty to animals, 51-52. 
 
 Culverts, town board to build, 56; 
 width of, 76; crossing with trac- 
 tion engines, 79. 
 
 Cyclone insurance, mutual, 119- 
 120. 
 
 Dairy and Food Commission, 
 report to, of creamery associa- 
 tions, 112-113. 
 
 Dairy products, 36-37; licenses to 
 sell, 36; use of preservatives in, 
 36; sale of unwholesome or 
 adulterated, 36-37: Babcock 
 test required in purchase of, 
 37; discrimination in prices 
 paid for, 37. 
 
 Damage, to crops, 35; caused by 
 animals, 48. 
 
 Date of maturity of negotiable 
 instruments, 135-136. 
 
 Dedication, of land for road, 73; 
 of road by use, 75. 
 
 Deed, defined, 12; kinds, 12; war- 
 ranty, 12-16; quitclaim, 16-17; 
 mortgage, 19-23. 
 
 Delinquent taxes, 85-87. 
 
 Descent of property, according to 
 law, 108-110; homestead, 108; 
 other real estate, 108-109; per- 
 sonal property, 109. 
 
 Designating a state road, 64-65. 
 
 Discrimination in prices paid for 
 dairy products, 37. 
 
 Diseased animals, 48-49. 
 
 Dissolving a school district, 89-90. 
 
 Distraining, 47. 
 
 Distribution of taxes, 87. 
 
 District, school, to form a new, 
 88; to enlarge a school district, 
 89; dissolving a school district, 
 89-90. 
 
 Ditches, 61-63; process of estab- 
 lishment, 62-63. 
 
 Dogs, 52-53. 
 
 Drafts, 132-133. 
 
 Dragging fund for town roads, 71. 
 
 Drainage ditches, 61-63. 
 
 Drainage of town roads, 74. 
 
INDEX 
 
 165 
 
 Drunken persons, power to make 
 contracts, 10. 
 
 Education, compulsory, 95. 
 
 Elections, primary and general, 
 96-102; presidential preference 
 primary, 96-97; state-wide pri- 
 mary, 98-100; who is nominated 
 at primary elections, 98-100; 
 general, 100; additional rules 
 for the conduct of elections, 102. 
 
 Electors, nomination of, 97. 
 
 Emblements, right of lessee to, 30; 
 defined, 33. 
 
 Employees, may leave work to 
 vote, 102. 
 
 Endowment insurance, 122-123. 
 
 Engines, traction, 79. 
 
 Enlarging a school district, 89. 
 
 Equalization, 82-83. 
 
 Estates of deceased persons, ad- 
 ministration of, 103-110. 
 
 Estovers, 30. 
 
 Estrays, 46-47. 
 
 Eviction, 30. 
 
 Executor of estate of deceased 
 person, 106. 
 
 Exempt, property, from taxation, 
 81. 
 
 Express contracts, 9. 
 
 Extending the taxes, 84-85. 
 
 Extraordinary improvement of 
 roads, county, 68-69; town, 
 73-74. 
 
 Farm animals, 46-53; estrays, 46- 
 47; distraining, 47; liability of 
 railroads, 47; damage caused by, 
 48; diseased, 48-49; cruelty to, 
 51-52. 
 
 Farm boundaries, 54; settling dis- 
 putes as to, 54. 
 
 Farm laborers, 31-32; wages of, 
 when not agreed upon in ad- 
 vance, 31; right to discharge, 
 32; obligations of, 32. 
 
 Farm products, 33-37. 
 
 Farmer and the lawyer, the, 148- 
 149. 
 
 Farmers' mutual insurance com- 
 panies, 117-120. 
 
 Feeble-minded, incompetent to 
 make wills, 103. 
 
 Fence viewers, town board as, 57. 
 
 Fences, legal, 57-58; line, 58-59; 
 removal of, by town and county 
 boards, 74-75. ^ 
 
 Filing for elections, 97-98; by 
 petition, 98. 
 
 Fires, caused by sparks from rail- 
 road engine, 35; spreading to 
 a neighbor's land, 57. 
 
 First and second choice votes at 
 primary elections, 99-100. 
 
 Foreclosure of mortgages, 23. 
 
 Forged paper, 137. 
 
 Forgery, 137. 
 
 Fraternal insurance, 128-129. 
 
 Frauds, Statue of, 10-11. 
 
 Fruit trees on or near boundary 
 lines, 56. 
 
 Full age, 103. 
 
 Fund for dragging town roads, 71. 
 
 Garnishment, 146. 
 
 Gasoline permit, 115. 
 
 General election, 100. 
 
 Glanders, 48. 
 
 Grain exempt from levy, 34-35. 
 
 Guardians, 110. 
 
 Hail insurance, mutual, 119-120. 
 
 Hedge, raising on property abut- 
 ting on road, 55. 
 
 Highway, weeds growing on, 44. 
 
 Hog cholera serum, 50; who may 
 use, 50. 
 
 Homestead, defined, 15; descent 
 of, 108. 
 
 Ice, right to, in streams, 61. 
 Idiots, right to make contracts, 
 
 10. 
 Implied contracts, 9. 
 Indorsement, 133-135; blank, 133 
 
 134; in full, 134; qualified, 135. 
 Indorsers' liabilitv. 135. 
 
106 
 
 INDEX 
 
 Injunction, 146. 
 
 Inspection of nursery stock, 38-39. 
 
 Installment contract, acquiring a 
 farm under, 18. 
 
 Insurable interest, 123-124. 
 
 Insurance, property, 114; Minne- 
 sota Standard Policy, 114-116; 
 adjustment, 116, 119; hail, 
 tornado and cyclone, 119-120; 
 life, 121-129; fraternal, 128-129; 
 casualty, 129. 
 
 Insurance Commissioner, duties 
 of, 117, 120, 124, 129. 
 
 Insurance companies, town mut- 
 ual, 117-119. 
 
 Insured, obligations of, 114-115; 
 statement of, 115-116. 
 
 Intemperate drivers, 79. 
 
 Interest, insurable, 123-124. 
 
 Intestate, administration of estate 
 where deceased died, 107-110. 
 
 Inventory of estate of deceased 
 person, 106-107. 
 
 Judicial ditches, 61-63. 
 
 Kerosene, right to use, under 
 insurance policy, 115. 
 
 Laborers, farm, 31-32. 
 Lakes as boundaries, 56. 
 Landlord and tenant, covenants 
 
 of, 25-26. 
 Larceny, 34. 
 Law, in general, 7-8; statutes, 
 
 7-8; unwritten, 7-8; written, 
 
 7-8; common, 8. 
 Lawyer, the farmer and the, 148- 
 
 149. 
 Leases, parties to, 25; oral and 
 
 written, 25; forms of, 26-29; 
 
 tenure of, 29. 
 Legal fences, 57-58. 
 Lessee, right of, to emblements, 
 
 30. 
 Levy of taxes, 83-84. 
 Levy upon grain, when made, 34. 
 Liability of railroads, as to farm 
 
 animals, 47; as common carri- 
 ers. 142-143. 
 
 Libel, 146-147. 
 
 License to sell dairy products, 36. 
 
 Lien, threshers', 35-36; agisters', 
 50; shoers', 50-51; for service 
 of stallions, etc., 51. 
 
 Life insurance, 121-129; defined, 
 121; ordinarv, 121; limited pay- 
 ment, 121-122; kinds, 121-123; 
 term, 122; endowment, 122- 
 123; annuity, Minnesota pol- 
 icies, 124-128; first page of 
 specimen policy, 125; fraternal, 
 128-129. 
 
 Line fences, 58-59. 
 
 Liquor, sale of, on election days, 
 102. 
 
 Live Stock Sanitary Board, func- 
 tion of, 48-50. 
 
 Live stock, shipping, 144. 
 
 Lunatics, right to make contracts, 
 10. 
 
 Manure, rights of landlord and 
 tenant to, 34. 
 
 Married women, right to make 
 contracts, 10. 
 
 Maturity, date of, of negotiable 
 instruments, 135-136. 
 
 Meeting and passing on roads, 77. 
 
 Meetings, annual school, 90; spec- 
 ial school, 90. 
 
 Minors, defined, 32; wages of, to 
 whom paid, 32. 
 
 Moneys and credits tax, 82. 
 
 Mortgage, chattel, 23-24; fore- 
 closure, 23; registry, 23; form, 
 24. 
 
 Mortgage deed, 19-24; parties, to 
 19; defeasance clause, 19; cov- 
 enants in, 19; use of, 19; form 
 of, 20-21; signature, etc., 22; 
 registry tax, 22; discharge of 
 record, 22-23; foreclosure, 23. 
 
 Motor vehicles, on roads, 77-78; 
 use of muffler on, 77; who may 
 not drive, 78; in case of acci- 
 dent, 78; equipment of, 78-79. 
 
 Mutual insurance companies, 
 town, 117-119; hail, tornado 
 and cyclone, 119-120. 
 
INDEX 
 
 167 
 
 National convention, election of 
 delegates to, 97. 
 
 Navigability, 56. 
 
 Navigable streams, as boundaries, 
 56; right to ice in, 61. 
 
 Negotiability, 133. 
 
 Negotiable instruments, 130-137. 
 
 Nonpartisan ballot, 98. 
 
 Notes, 130. 
 
 Nursery certificates, how ob- 
 tained, 38. 
 
 Nursery stock, 38-39; inspection 
 of, 38; infested, 38; shipment 
 of, 39; from outside the state, 
 39. 
 
 Occupation, term of, to give title, 
 54. 
 
 Old roads, to be open two years, 
 75. 
 
 Oral testimony, effect of, on writ- 
 ten contract, 11. 
 
 Overdrawing an account, 132. 
 
 Overseer, of town roads, 70. 
 
 Part payment to "bind the bar- 
 gain," 11. 
 
 Party lines, in the presidential 
 preference primary election, 97 ; 
 in the state-wide primary elec- 
 tion, 98. 
 
 Passing on roads, 77. 
 
 Pasturing, lien for, 50. 
 
 Personal property, assessment, 
 81-83; effect of wills on descent 
 of, 107; descent, 109. 
 
 Plans for state roads, 65. 
 
 Polls, how long to be open, 102. 
 
 Posthumous children, share in 
 estate, 110. 
 
 Powers and duties of school 
 boards, 90-91. 
 
 Powers of annual school meeting, 
 90. 
 
 Premium, insurance, defined, 114. 
 
 Preservatives, use of, in dairy 
 products, 36. 
 
 President and vice-president, how 
 names of candidates for are 
 placed on election ballots, 97. 
 
 Presidential preference primary 
 election, 96-97; date of, 96. 
 
 Primary election, presidential pref- 
 erence, 96-97; state- wide, 98- 
 100. 
 
 Probating a will, 105-106. 
 
 Produce shipped to commission 
 merchants, 138-139. 
 
 Promises to answer for the debt 
 of another, 10. 
 
 Property exempt from taxation, 
 81. 
 
 Property insurance, 114-120; defi- 
 nitions, 114; Minnesota Stand- 
 ard Policy, 114-116. 
 
 Quitclaim deed, 16-17; use of, 16; 
 form of, 16-17. 
 
 Railroad and Warehouse Commis- 
 sion, control of commission mer- 
 chants, 138-139; of common 
 carriers, 143. 
 
 Railroads, liability as to farm 
 animals, 47; as cominon carri- 
 ers, 142-144; cars furnished by, 
 143-144. 
 
 Real estate assessment, 81-82. 
 
 Real estate, purchasing, 12-18. 
 
 Rent, defined, 25. 
 
 Replevin, 145. 
 
 Report to Dairy and Food Com- 
 mission, of creamery associa- 
 tions, 112. 
 
 Revoking wills, 105. 
 
 Riparian rights, 60-61. 
 
 Road overseer, 70. 
 
 Road taxes, in towns, 70-71. 
 
 Roads, abutting on the farm, 
 55-56; right to grass and trees 
 on, 55; planting trees on, 55; 
 establishment and maintenance 
 of, 64-76; kinds, 64; state roads, 
 64-67; county, 67-69; issuing 
 bonds for improvement of, 
 68-69, 73-74; in two or more 
 counties or on county lines, 69; 
 establishment, alteration, etc., 
 of town roads, 71-72; on town 
 
168 
 
 INDEX 
 
 lines, 72; in new towns, 72-73; 
 cartways, 73; dedication of land 
 for, 73, 75; drainage of town 
 roads, 74; tunnels under, 75; 
 old, to be open two years, 75; 
 use of, 77-79. 
 
 Sales at auction, 140-141. 
 
 School board, powers and duties 
 of, 90-91; powers of, in con- 
 solidated districts, 94. 
 
 School districts, kinds, 88; form- 
 ing, 88; enlarging, 89; dissolv- 
 ing, 89. 
 
 School meetings, annual, 90; spec- 
 ial, 90. 
 
 Schools, 88-95; special state aid 
 to rural, 91-92; association of 
 rural, 92-93; consolidated, 93- 
 95. 
 
 Second choice votes in primary 
 elections, 99-100. 
 
 Seed grain contracts, 35; when 
 used, 35. 
 
 Seed law, 40-43; penalties for 
 violating, 41-42. 
 
 Serum, hog cholera, 50. 
 
 Service of stallions, etc., lien for, 
 51. 
 
 Settlement of estates of deceased 
 persons, where a will has been 
 made, 107. 
 
 Setting off land to an adjoining 
 school district, 89. 
 
 Shipping live stock, 144. 
 
 Shoeing, lien for, 50-51. 
 
 Shore rights, 60-61. 
 
 Short form, of warranty deed, 
 12-13, 14; of quitclaim deed, 
 16, 17; of will, 103. 
 
 Signature, in warranty deed, 15. 
 
 "Sixty-five mile" law, 37. 
 
 Slander, 146-147. 
 
 Special school meetings, 90. 
 
 Speed of motor vehicles, 77-78. 
 
 Spouse, surviving, as adminis- 
 trator, 106; share of, in estate, 
 108-109. 
 
 Stallions, lien for service of, 51. 
 
 State aid, to rural schools, 91-92; 
 
 to consolidated schools, 94-95. 
 State ditches, 61-63. 
 State Highway Commission, 64. 
 State road and bridge fund, 65-66. 
 State roads, 64-67; state aid for, 
 
 65-66; upkeep of, 66. 
 State-wide primarv election, 98- 
 
 100. 
 Statute, defined, 7. 
 Statute of Frauds, 10-11. 
 Stock in co-operative associations, 
 
 111-112. 
 Streams, as boundaries, 56; as 
 
 public highways, 61. 
 Subject matter of contracts, 10. 
 Surety, 130. 
 Surface waters, 61. 
 Surviving spouse, as administra- 
 tor, 106; descent of property 
 
 to. 108-109. 
 
 Tax Commission, 83. 
 
 Taxes, 80-87; mortgage registry, 
 22, 87; road, in towns, 70-71; 
 for the dragging fund, 71; 
 moneys and credits, 82, 87; de- 
 linquent, 85-87; inheritance, 87; 
 gross earnings, 87. 
 
 Taxing process, steps in, 80-87; 
 assessment, 80-82; equalization, 
 82-83; levy, 83-84; extending, 
 84-85; collection, 85; delinquent 
 taxes, 85-87; distribution, 87. 
 
 Tenant, covenants of, 25, 27, 29; 
 tenant "from year to year", 29; 
 eviction of, 30. 
 
 Tenure of lease, 29. 
 
 Theshers' lien, 35-36. 
 
 Timber, rights of tenant to, 30. 
 
 Title, defined, 12. 
 
 Tornado insurance, mutual, 119- 
 120. 
 
 Town board, may order trees or 
 hedges on roads cut down, 55; 
 to build culvert for owner of 
 land abutting on a road, 56; 
 as fence viewers, 57; and town 
 roads, 69-70; and cartways, 73. 
 
INDEX 
 
 1G9 
 
 Town ditches, 61-63. 
 
 Town line roads, 72. 
 
 Town mutual insurance compan- 
 ies, 111, 117-119; certificate of 
 incorporation, 117-118; kinds of 
 property to be insured, 118; 
 how supported, 118-119. 
 
 Town road overseer, 70. 
 
 Town roads, 69-74; town boards 
 and, 69-70; establishment, alter- 
 ation, etc., of, 71-72; extra- 
 ordinary improvement of, 73- 
 74; drainage of, 74. 
 
 Town road taxes, 70-71. 
 
 Traction engines, 79. 
 
 Transportation of pupils, power 
 of the board to provide, 91; in 
 consolidated districts, 94. 
 
 Trees, on roads abutting on farms, 
 55; on boundary lines, 56. 
 
 Trespass, 34. 
 
 Tuberculous live stock, 48-49. 
 
 Tunnels under roads, 75; bridges 
 over, 75. 
 
 Underwriter, defined, 114. 
 Unnavigable streams, right to ice 
 in. 61. 
 
 Unwritten law, 7-8. 
 Use of roads, 77-79. 
 
 Voters, 96. 
 
 Wagers not contracts, 10. 
 
 Wages of minors, to whom paid, 
 32. 
 
 Warranty deed, 12-16; form, 13- 
 14; covenants, 13, 15; changes 
 in, after delivery, 15; husband 
 and wife joining in, 15. 
 
 Waters of the farm, 60-63; sur- 
 face waters, 61. 
 
 Weeds, 44-45 ; method of enforcing 
 the law, 44-45. 
 
 Wills and administration, 103-1 10. 
 
 Wills, who may make, 103; form 
 of, 103-104; attestation of, 104; 
 how revoked, 105; settlement 
 of estate according to provisions 
 of, 107; children not benefiting 
 under, 107. 
 
 Witnessess, competent, for valid 
 will, 104-105. 
 
 Written law, 7. 
 
I Rural Education | 
 
 I A. E. PICKARD I 
 
 1 AN AID TO PRODUCTIVE TEACHING | 
 
 m FOR NORMAL CLASSES, READING CIR- M 
 
 1 CLES, COUNTY SUPERINTENDENTS and ^ 
 
 i RURAL TEACHERS 1 
 
 J Adopted in Several States and Many Counties = 
 
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 I Rural Education Increases Teaching Efficiency M 
 
 ^ The definite outlines and methods which have been M 
 
 ^ thoroly tested and found to be most successful, together with ^ 
 
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 p the schoolroom and to direct and elevate all rural life. = 
 
 M 12mo., 430 pages. Illustrated. Price, $1.00 net M 
 
 i WEBB PUBLISHING COMPANY, | 
 
 ^ SAINT PAUL. MINN. M 
 
 illlllllllllllllllillllllllllllllllllllJIIilllllllillllli^ 
 
I Industrial Work A^ Boys | 
 
 A. E. PICKARD 
 
 A COMPANION VOLUME TO 
 "INDUSTRIAL WORK FOR GIRLS" 
 
 This volume is in keeping with the rapid strides that are 
 being made by industrial education. It is an up-to-date text 
 for teaching industrial work to boys in rural and graded 
 schools. With the exception of its companion volume, no 
 other book is better designed for training the hand as well as 
 the head. 
 
 CONTENTS 
 
 Chapter I^Course and Equipment. Purpose of Industrial Work, 
 Preliminary Industrial Work, Second and Third Division Work. 
 
 Chapter II— General luduttrial Work. School Exercises in Weav- 
 ing, Paper Folding and Construction, Raffia and Rattan Work. 
 Modeling. 
 
 Chapter III^-Rope Work and Belt Lacing. Whipping, Crowning, 
 Splicing, Making Knots, Rope Halters, Block and Tackle Reev- 
 ing, Lacing Three-inch and Six-inch Belts. 
 
 Chapter IV— Woodwork at School. Equipment, Thirty-two Man- 
 ual Training Exercises. 
 
 Chapter V—Home Projects in Woodwork. Equipment, Nineteen 
 Home Credit Projects, including the Making of a Work Bench, 
 Folding Ironing Table, Stepladder, Chicken Coop, Stock Rack, 
 Wagon Box, Farm Gate and Road Drag. 
 
 Chapter Vl-^Projecta in Cement and Iron. Making Concrete 
 Walks, Floors, Posts and Building Blocks, Iron Work. 
 
 Chapter VII^Home Credit Work in Agriculture. Soil Study, Ro- 
 tation of Crops, Germination Tests, Garden Work, Weed Col- 
 lection, Insect Collection, Collection of Woods, Study of Birds 
 and Rodents, Study of Machinery, Stock and Grain Judging, 
 Tree Grafting, Strawberry Raising. 
 
 Chapter Vlll^Contetts and Club Work. Acre-yield Corn Plot, 
 Potato Yield Contest, Tomato Contest, Home Canning, Poultry 
 Contest, Pig Contest, Savings Banks, Keeping Accounts, In- 
 dustrial Exhibit. 
 
 The book contains over 100 illustrations, most of which 
 are working drawings for the projects suggested. These 
 diagrams alone are worth in school or at home many times 
 the price of the book. 
 
 12mo., about 150 pages. Illustrated. Price, 40 cents net 
 
 WEBB PUBLISHING COMPANY, 
 
 SAINT PAUL, MINN. 
 
I INDUSTRIAL BOOKLETS I 
 
 m A. E. PICKARD I 
 
 m A BOOK ON BOOKLETS— TEACHING THE EXPRESSION = 
 
 = AND ILLUSTRATION OF INDUSTRIAL SUBJECTS THRU = 
 
 M COMPOSITION AND ART = 
 
 = Suitable for Grade Work in All Kinds of Schools ^ 
 
 ^ This book on booklets contains a series of outlines on Agriculture, p 
 
 = Horticulture, Animal Husbandry, Home Economics, and other subjects. = 
 
 = One topic — Poultry — is thoroly developed as an example of the way in = 
 
 = which the work should be done. ^ 
 
 = The making of the booklets is a part of the language work. The ^ 
 
 i= character of the subjects and the interest taken in their study vitalize = 
 
 = the school life by supplying a wealth of pleasing material for discussion ^ 
 
 = and composition. Different important results are secured by the use = 
 
 = of these outlines. = 
 
 ^ This investigational method of study is the most practical and = 
 
 = pedagogical. = 
 
 ^ Topics of vital interest are impressed with their bearing on modern ^ 
 
 = activities of general concern, and pupils, under proper direction, ac- = 
 
 ^ quire the habit of orderly and effective expression. The general char- = 
 
 = acter of the school work is elevated to a new plane. = 
 
 = 12 mo., 144 pages. Illustrated. Price 40 cents net = 
 
 M Webb Publishing Co. Saint Paul, Minn. ^ 
 
 illlllllllllllllllllllllllilllllllllllllillllllllllllllllllllllllllllllllllll^^ 
 pillllllllllllllllilllllllllllllllllllllllllillllllllll^ 
 
 I Rural School Lunch | 
 
 i NELLIE WING FARNSWORTH 1 
 
 = DIRECTOR OK HOME ECONOMICS ^ 
 
 = STATE NORMAL SCHOOL, VALLEY CITY, N. D. = 
 
 m A TIMELY TREATMENT OF THIS TOPIC M 
 
 M FULL OF PRACTICAL VALUE FOR TEACHERS m 
 
 ^ As a help to convenience, comfort, health, vigor of mind, education ^ 
 
 = and culture, this little booklet brings its offering in the hope and belief = 
 
 = that it may have a part in securing better conditions for multitudes who = 
 
 = need and deserve them. ^ 
 
 S TOPICS TREATED BY THE AUTHOR ^ 
 
 S Need of the School Lunch Advantages of the Lunch ^ 
 
 S Necessary Equipment Teachers' Special Problems ^ 
 
 = Methods of Maintenance Food Study = 
 
 = Suitable Dishes Composition of Food Stuff s = 
 
 = Management Recipes = 
 
 = Full details are given for the installation and conduct of the rural = 
 
 = school lunch. By means of the tables and directions a teacher can = 
 
 = easily work out the whole problem of not only the one dish but of a = 
 
 = whole meal and of child nutrition in general. The plans embody the = 
 
 = extensive experience of the author. = 
 
 ^ Price in paper covers, illustrated, 25 cents. = 
 
 i Webb Publishing Co. Saint Paul, Minn. 1 
 
STANDARD BOOKS FOR FARMS 
 AND FARM SCHOOLS 
 
 We can supply any book published on General Farming, 
 Gardening, Dairy, Live Stock, Horticulture, Forestry, Soils, 
 Poultry, Bees, etc. All inquiries and orders for Farm Books will 
 receive prompt attention. 
 
 Beginnings 
 
 Animal 
 
 Husbandry 
 
 Beginnings in Animal Husbandry 
 
 By Prof. C. S. Plumb, of the Ohio State Univer- 
 sity College of Agriculture. Author of "Types 
 and Breeds," etc. It teaches in a very interest- 
 ing way what every farmer and farm boy ought 
 to know about types and breeds, judging, breed- 
 ing, feeding and care of farm animals and poul- 
 try. No book like it has ever been published. 
 393 pages; 216 illustrations. Cloth bound, $1.26; 
 postage 12c extra. 
 
 FipM frnnc A new standard book by A. 
 
 1 ICIU VI Up^ J) Wilson, Minn. College of 
 
 Agr., and C. W. Warburton, U. S. Dept. of Agr., 
 
 on the best methods of growing, harvesting and 
 
 marketing farm crops; seed selection; fertilizers; 
 
 cost of production; rotations; and weeds. 
 
 Handsomely bound; 544 pages; 160 illustrations. 
 
 A practical book by practical men. Cloth bound, 
 
 $1.50; postage 17c extra. 
 
 A clear, 
 non - tech- 
 nical discussion, by Profs. A. R. Whitson and 
 H. L. Walster, of the Wis. College of Agr., pre- 
 &;enting the foundation principles of soil manage- 
 ment. It tells clearly how to make simple tests 
 of soils to discover their needs; how to fertilize, 
 till, and otherwise handle different types of soil, 
 as sandy, marsh and clay soil. It will answer 
 your perplexing soil questions. 315 pages; well 
 
 illustrated; nicely bound. Cloth, $1.26; postage 12c extra. 
 
 SOILS 
 
 SOIL rEjminy 
 
 Soils and Soil Fertility 
 
 Make all Remittances by Postoffice or Express Orders, or 
 New York, Chicago, or St. Paul Drafts. 
 
 Webb Publishing Co., St. Paul, Minn, 
 
AGRICULTURAL 
 ENG INEER ING 
 
 OAVIDSON 
 
 Agricultural Engineering D^avia- 
 
 son, Iowa State College of Agriculture. A com- 
 plete and practical handy manual text book of 
 all engineering problems of the farm, including 
 land surveying, drainage, irrigation roads, farm 
 machinery and farm motors, farm buildings, 
 and sanitation. It will be the most effective 
 aid in farm management; 544 pages; over 300 
 illustrations; a handsome book. Cloth $1.50; 
 postage 15c extra. 
 
 Popular Fruit Growing i^^^^^X, 
 
 Green, Minn. College of Agri. A very popular 
 treatise on horticultural methods and practices. 
 Gives principles of successful orchard manage- 
 ment and small fruit culture, fruits adapted to 
 each state, how to ward off insects and diseases, 
 harvesting and marketing methods. A standard 
 text in many schools. 300 pages; profusely il- 
 lustrated. Cloth, $1.00; postage 12c extra. 
 
 Vegetable Gardening i^fe^ ?;S:^™f 
 
 Horticulture, Minn. College of Agri. A handy 
 manual on the growing of all kinds of vegetables 
 for home use and for the market. It is used as a 
 practical school text book and is indispensable to 
 farmers and gardeners everywhere. 122 il- 
 lustrations; 252 pages. Twelfth edition. Cloth 
 $1.00. Paper cover, 50 cts. Postpaid. 
 
 Agriculture for Young Folks 
 
 By A. D. Wilson, Supt. of Farmers' Institutes ^ 
 and Agricultural Extension, University of Minn., 
 and E. A. Wilson. This is the most practical 
 elementary agricultural text book for rural and 
 graded schools ever published. It presents the 
 elementary principles of agriculture through les- 
 sons based on practical farm problems. 340 
 pages; well illustrated; cloth bound. Price $1.00. 
 By mail 10 cents extra. 
 
 St- 
 
 Webb Publishing Co., St. Paul, Minn. 
 
Silos 
 
 (oNSiRwrwN'i- Service 
 
 J T'^ i '^]^^;]^^^ 
 
 Silos: Construction and Service 
 
 By M. L. King, formerly Silo Investigation 
 Expert, Iowa State College. A popular treat- 
 ment for the intending silo builder, giving the 
 principles of silo construction, the advantages 
 and disadvantages of each type^ but more 
 particularly the actual methods of construc- 
 tion and management. Well illustrated. Cloth 
 bound. 50 cts. postpaid. 
 
 The Country Kitchen ^^Sdl 
 
 recipes, all contributed by farmers' wives and 
 daughters, readers of The Farmer. This is a 
 choice collection of over 900 of the best recipes 
 which have been received. It has been printed 
 in many editions, and is today the most popular 
 book of its class published. It is sure to prove 
 a most helpful servant in your kitchen. Cloth 
 boimd, 50 cents. Paper covers, 25 cts. Postpaid. 
 
 Weeds and How to Eradicate 
 
 Thpm ^^ Prof. Thomas Shaw, author of nu- 
 I llCllI uierous agricultural works. In this book 
 simple but practical means of distinguishing 
 different weeds are taught, the manner of growth 
 of each explained, and the best methods for their 
 eradication and control advised. 208 pages; il- 
 lustrated. Cloth bound, 50 cts. Paper cover, 25 
 cents. Postpaid. 
 
 Quack Grass Eradication ^J^^;^ 
 
 practical farmer who has worked out a system of 
 soil treatment which results in a permanent de- 
 struction of quack grass. It is not necessary to 
 lose a crop by this method, nor are expensive 
 tools needed. The principles involved are plainly 
 stated and the process itself in not complex. 
 This book should be in the hands of every farm- 
 er on whose farm quack grass is spreading. 
 Cloth bound, $1.00. Postpaid. 
 
 ^ 
 
 Webb Publishing Co., St. Paul, Minn, 
 
y vf- ^—g" 
 
 AcoMPtrrccuioi.- 
 
 Evergreens and How to Grow 
 
 Thf^m ^^ ^* ^* Harrison. The practical 
 1 11 cm yq\xiq of evergreens for windbreaks 
 and sbelterbel cs and for ornamental purposes 
 makes this book of value to every farmer of 
 the United States. Evergreens are not hard 
 to grow, but unless certain details are looked 
 after, failure is likely. Mr. Harrison tells very 
 plainly, from his extensive experience, the 
 correct treatment to follow. Varieties illus- 
 trated. 100 pages. Paper cover, 26c. Postpaid. 
 DiiIac Cki nt*/lAt* *^d Civil Government. 
 KUICd UI VrUCI luustrated and made 
 plain. Everyone, at some time or other, is hkely 
 to require some knowledge of rules of order. But 
 few are willing to take the time or trouble to 
 master all the fine points. This book puts the 
 rules in so simple and brief a manner that all the 
 knowledge that one needs to know for the con- 
 duct of the average meeting is easily grasped. 
 The fundamentals of Civil Governnient are also 
 made exceedingly plain. Handy size; 110 pages; 
 Cloth bound, 50c. Postpaid. 
 
 The Gold Mine in the Front 
 
 Yflrd ^y ^' ^" Harrison. This is an ex- 
 I al U tremely interestmg book describing 
 the improvement of the home grounds. Mr. 
 Harrison is a well-known floriculturist, who 
 tells m a very interesting style of the varieties 
 of flowers and vines to grow, how to grow 
 them, and their proper arrangement for the 
 best effect. A delightful book for flower lov- 
 ers. 280 pages; illustrated^ Cloth bound, 
 $1.00. Postpaid. 
 
 Farm BlacJcsmithing. l\ ,J°^° 
 
 Minnesota School of Agriculture. A book 
 of directions and suggestions in forge and 
 repair work, for the farm workshop. With 
 this book an inexperienced person soon 
 learns to work with iron and steel to excel- 
 lent advantage and profit. Many illustra- 
 tions. 100 pp. Cloth, 50 cts. postpaid. 
 
 illustrated. 
 
 Webb Publishing Co., St. Paul, Minn. 
 
ID b^iH^./! 
 
 498958 
 
 UNIVERSITY OF CAUFORNIA LIBRARY