THE LIBRARY OF THE UNIVERSITY OF CALIFORNIA LOS ANGELES THE UNIVERSAL DICTATION COURSE NEW STANDARD SHORTHAND MADE UP OF BUSINESS LETTERS FROM TWENTY-SIX DIFFERENT BUSINESSES, TOGETHER WITH LEGAL PAPERS, DEPOSITIONS, AND TESTIMONY FROM CIVIL AND CRIMINAL CASES. ...ARRANGED... WITH COMPLETE VOCABULARY OF WORDS AND PHRASES (WITH PROPER SHORT- HAND OUTLINES) PRECEDING EACH COLLECTION OR BUSINESS TO BE PRACTISED BEFORE TAKING DICTATION IN THAT BUSINESS BY W. L. MUSICK AND ADAPTED TO ANY OF THE PITMANIC SYSTEMS (BOOK FOR EACH SYSTEM) FIRST EDITION. A METHOD OF INSTRUCTION ESPECIALLY PREPARED FOR SHORTHAND SCHOOLS, ACADEMIES, COLLEGES AND PRIVATE STUDY. THE METHOD AND ARRANGEMENT HAVE BEEN USED IN SCHOOL TEN YEARS BY THE AUTHOR BEFORE PUBLICATION W. L. MUSICK, AUTHOR AND PUBLISHER SPRINGFIELD, MO. Entered, according to act of Congress, in the year 1897, by W. L. MUSICK, In the office of the Librarian of Congress, at Washington, D. C. PRESS OF THE ELBW BA' n PREFACE. THE text-book of this system is a complete instructor as far as the principles of the system are concerned. It is not intended that this book shall take JJJ the place of the text-book, but that it shall be used as an auxiliary to the >_ text-book. It is designed to follow the text-book, as a graded, classified, Dic- ^ tation Course, for which there has always been a demand. Throughout the Dictation Course the student is recommended to make free 13 use of the text-book, by frequent reference to it, in all cases in which an outline is not understood, or a principle is forgotten. M It is intended for all grades of writers, but especially, to take the student at the very beginning of dictation and lead him, in a most systematic manner, through a carefully graded course, from the easiest, ordinary business letters, to the most ^ difficult matter. The course should be practised and written through repeatedly, occasionally reviewing work passed over, and speed and accuracy will result. It will be of great advantage to the instructors, students and writers of the 3 system, for systematic study and practise, in systematically planning the work in the schoolroom and classifying the school, for special preparation in any particular $ line of business, for gaining speed and at the same time keeping the notes in good form, and as a book of reference. THE AUTHOR. 452159 CONTENTS. Wood and Coal Business Vocabulary i Wood and Coal Business Letters 5 Furniture Business Vocabulary 9 Furniture Business Letters 12 About typewriting 14 Care of machine 14 Loans and Collection Business Vocabulary 15 Loans and Collection Business Letters 18 Special Instructions Form of letters 21 How to take letter-press copy in letter-press book 23 The vowel method . 23 Numbering letters for quick reference 24 How to manifold 24 How to make mimeograph copies 25 Paper and Printing Business Vocabulary 26 Paper and Printing Business Letters . . 28 Hay and Grain Business Vocabulary 30 Hay and Grain Business Letters 32 Lumber Business Vocabulary 34 Flour, Feed and Fuel Business Vocabulary 36 Lumber Business Letters 37 Flour, Feed and Fuel Business Letters . . . 39 Hesitation 39 General Advice Vocabulary 40 General Advice Suggestions 43 Materials 43 Neatness 44 Keep your pencil sharp 44 Students studying position 44 How to become expert 45 The stenographer 46 Speed on the typewriter 46 Discouragement 47 Building and Loan Business Vocabulary 48 Building and Loan Business Letters 51 Hardware Business Vocabulary 56 Hardware Business Letters 58 Stove and Queensware Business Vocabulary 61 Stove and Queensware Business Letters 64 Dry Goods Business Vocabulary 69 Dry Goods Business Letters 72 Railroad Business Vocabulary 76 Railroad Business Letters 79 Implement Business Vocabulary 83 Implement Business Letters 86 Grain and Commission Business Vocabulary 89 Grain and Commission Business Letters 91 Real Estate and Insurance Business Vocabulary 93 CONTENTS (CONTINUED). PAC.K Real Estate and Insurance Business Letters 96 Grocery Business (wholesale) Vocabulary 99 Grocery Business (wholesale) Letters 102 Manufacturing Business Vocabulary 107 Manufacturing Business Letters no Merchandise Brokerage Business Vocabulary 113 Merchandise Brokerage Business Letters 116 Mill Machinery Vocabulary 115 Mill Machinery Letters 120 Option Business Vocabulary 122 Option Business Letters 124 Law Correspondence Vocabulary 127 Law Correspondence Letters 132 Forms of Legal Papers Vocabulary 138 Forms of Legal Papers Action on note 139 Action on account 139 Action on account 140 Motion for cost 140 Trustees sale. . . 141 Motion to set aside judgment 141 Motion for a new trial 142 Petition for partition 143 Petition for mandamus 144 Motion to set aside sheriffs' sale 145 Forms in bankruptcy 146 Court Reporting Suggestions. 149 Stenographer's habits 149 Finding testimony Indexing notes 149 Another method of indexing notes 150 Indexing transcript , 150 Inserting opinion 151 Stopping proceedings 151 Rapid witness 152 Depositions 152 Exhibits 152 Offer of proof 152 What not to take 153 Questions by the Court or jurors 153 Filing of notes 153 Notes How preserved When written out 153 Objections, rulings, and exceptions 153 The ruling 154 Manuscript 154 Title page of transcript 155 Court Testimony Forrest Case Vocabulary 156 Forrest Case Testimony ' * 159 Gideon Case Vocabulary . 165 Gideon Case Testimony 166 Railroad Case Vocabulary 175 Railroad Case Testimony 176 Abbott Case Vocabulary 184 Abbott Case Testimony 186 The Birthright, the Barter and the Bitter Cry Vocabulary ..-'.- 192 The Birthright, the Barter and the Bitter Cry 197 Group Dictation '. 195 Graded Dictation 196 Universal Dictation Course ADAPTED TO NEW STANDARD SHORTHAND. INTRODUCTORY. THIS course is made up of a large number of business letters, classified under twenty-six different heads of business, as hereinafter explained, together with other matter, such as legal documents, testimony in civil and criminal cases, general information for students, etc. The words and phrases are selected from all this matter and arranged in the form of a vocabulary. The vocabulary of words and phrases for each business (with the proper shorthand outline), being placed before the matter, or letters per- taining to that business, so that the student may practise the words and phrases preparatory to taking dictation. It is of great convenience to the instructor and the student in the assignment of work to be done from day to day, and is a graded dictation course from the time the student begins dictation until he graduates. It is the result of several years' work and experience of the author and was developed in the schoolroom. It has been tested by years of satisfactory use in school. The shorthand outlines are strictly in accordance with the system. No arbitrary changes have been made. It is a step in advance of the old methods of teaching and studying shorthand, and abreast of the present advanced methods of instructing and training students in the Commercial Course. The student is supposed to have carefully studied the text-book of the system before taking up this Dictation Course, and even then to continue carefully to review the principles in the text-book from time to time, as a foundation for the work herein. ARRANGEMENT. The course is made up of business letters that have been taken in actual work and classified under the following different heads of business : Wood and Coal, Furniture, Paper and Printing, Loans and Collections, Lumber, Flour and Feed, Hay and Grain, Wholesale and Retail Hardware, Railroading, Wholesale Dry Goods, Wholesale and Retail Implements, Real Estate and Insurance, Manu- facturing, Building and Loan, Wholesale Grocery Business, Grain and Commission, INTRODUCTORY. Merchandise Brokerage, Mill Machinery, Option Business, Law Correspondence, Legal Documents, together with Civil and Criminal Cases that have been taken in Actual Court Work. The shortest and easiest Business Letters are put first and those which follow are gradually longer and more difficult, furnishing all kinds of practise, from the simplest to the most difficult, followed by the Court Work and other matter. THE PLAN. A vocabulary of words and phrases is selected from the letters of the Wood and Coal Business and placed in the book preceding the letters of that business ; then the vocabulary of the Furniture Business, followed by the letters selected from the Furniture Business, and so on, the vocabulary of each business or line of work being followed immediately by the letters, or the testimony, or other matter, so that the student may thoroughly practise all the words and phrases before taking the matter in dictation. THE METHOD OF INSTRUCTION. Classes should be graded as nearly as possible according to their speed and accuracy (the instructor is his own best judge in this matter), and arranged in the room in regular order, or so as to be convenient for instructors. The typewriter program should be arranged as nearly as possible by classes, in the order in which the dictation is done. Students are supposed to have practised their words and phrases in advance, so that, as soon as school is called, the instructor may at once dictate to the advanced class wherever it may be in the course. The class may then be allowed to go to the typewriters, when the instructor will proceed to dictate to the next class, after which the students of this class should read their notes and practise their words and phrases preparatory to taking the next dictation, going to the type- writer at their time on the program, the instructor now proceeds as before, until all the classes have had dictation, when he should go back to the first class, and have them read part or all of the first dictation, and give them another dictation, and so on, going around the same as before, using his own judgment as to how much the class should read back to him. The students in each class should read their notes and practise their vocabulary for the next dictation, while the instruc- tors are dictating to the other classes. The typewriter program should be written and posted up in a conspicuous place, and each student is supposed to know his typewriting period, and to go to the machine and come away promptly, so that every one can work systematically. Changing the classes and promoting students will necessitate a frequent change of the typewriter program, which change should be made known to the students at the time. In this way one instructor can handle five or six classes, and two instructors can handle sixty to seventy-five students, and even more, depending, of course, upon the classification of the school and the number of beginners. Each student will get from fifteen to eighty letters a day, depending on the speed at which he is able to take the dictation. Those who need more dictation may take the dictation of the class in advance of them, and of the classes behind them. The student has the correct outline to practise, and can prepare on ten times as much matter as in the old way of study, and do it better. The teacher is relieved of a great deal of tedious and annoying work, as the student can readily refer to the vocabulary for any word or phrase he may want. Every student has the letters and other matter that he will have to take in dictation together with the vocabulary of the words and phrases to practise in preparing for INTRODUCTORY. the dictation so that he always knows just what comes next, and what he should do to be ready. One teacher can do more and do it better, by this method, than two can do in the old way. It is much more satisfactory to the student, hence, he is not nearly so likely to become discouraged. When the instructor has finished dictating to a class he has only to say where he left off, and in what business the next dictation will be, and state the number of the next letter, and the class will know exactly what to do to be prepared when the instructor is ready to dictate again. THE SECRET OF SUCCESS IS PRACTISE. Let no one depend on dictation alone. Speed is acquired by reading as well as by writing, and this method of practising each word and phrase in the vocabu- lary over and over many times, gets the exact form of the correct outline thor- oughly fixed in the mind and, at the same time, gives the student experience in forming the characters. SHORTHAND NUMERALS. SHORTHAND NUMERALS. For small numbers the Arabic numerals are preferable, however, several of them, such as i, 2, 3, 6, and 10 may be written in shorthand to good advantage, and for large numbers and denominations the following will be found very expedi- ent and always perfectly legible. They are, of course, optional and the learner may use them as they are here, or any of them that he may choose. Hundred Thousand Million Hundred thousand Hundred million Billion 100 3,600 1,600 1,000 2,000 10,000 3,000,000 1,000,000 1,000,000,000 3,000,000,000 700.000,000 5,000,000,000 8 per cent 6 per cent luper cent 30 days 15 days 10 days 1 month 3 months ..... .... .//.... S3. -* V" JS. 2 weeks 7 weeks 1 year 3 years $15,000 $500,000 $1 $2 $3 $28.65 $19.41 36 bbls. 951bs. 780 bushels 1,000 bushels 1,600 bushels 3 pecks 40 gal. 3qts. 3 gills Ipint 12 inches 3 feet 5 yards Irod 320 rods 1 mile .z*?.. NOTE. When numbers like 125.75 are to be written, write the dollars on the ad position and the cents on the ist position without any other marks. To Teachers and Students. IN compiling this work the text of the New Standard has been closely followed. Although some writers may be advantaged by the use of special shorthand devices and arbitrary characters, it is advisable for the student to learn the system as it is and now in use by reporters before introducing into his practise any peculiar- ities of outline which he may personally favor. The author is pleased to acknowledge the valuable assistance of Mr. F. L. Kelly of Hannibal, Mo., in preparing the shorthand copy preceding each business or division of the work. Mr. Kelly is a writer and a teacher of sixteen years experience, and is, at present, principal of the Hannibal Commercial College. His notes are excellent, and writers of this system are assured of the best there is to be had in the line of shorthand work in any system. He also acknowledges the valuable assistance of Mr. Arthur D. Allen, official reporter of the Twenty-third Judicial District of Missouri, and formerly reporter in the District and Admiralty Courts of New York City, for assistance in preparing matter pertaining to court work. The following page contains words and phrases arranged for convenient refer- ence, and, if practised often, will be a great help in the vocabulary and dictation work in each business that follows. The student's work in this book is supposed to commence with the " Coal and Wood Business," but the student should carefully study pages 9 and n from time to time, as they contain outlines with which students should be very familiar. VOCABULARY OF ABBREVIATIONS AND PHRASEOGRAMS. xi Happy Q c, , UP. <.>,.. ...X \ All its All that you can All the All times And all And have been And have their And in And is not And never And that As far as As good as As if there As the As to At some time Because it is For his For the Free trade From the Have had Have not He has been How are How could you How must I am glad I believe I hnd I had not I have been I hope I may as well I may not be I must be I never I shall I shall not I think there is I will I will say I wish it I wish there If such If that If the If there is In any In all Inasmuch as In fact In its In my In my opinion In order to In reference to In regard to In relation to In respect to In such In the first In the first place Into the Is to Is the It is my opinion It would not Ladies and Gentlemen More and more Of course it is Of his Of importance Of it Of them Of this Of this subject Of which Of which you will Per annum Per cent Shall be Shall have Should be able to Should have Should not do Should the So as to, be So there is That such That you will have no There are There can There were < X C ^,/ \ o\_o ^ g Put Happen N Upon "\j[ A VA Principle, principal Particular ^ _ Opportunity \/ ~\ Above /"" Able . v x v Belief, Believe-d 7> / / V V- Building, able to ' J Liberty /-> I ^ ^ Q O o- 9 S* t- cZLSi Number-ed At all o TTX Tell .Vf...CfV..7n rray Till Tried _^_ _^_ 4 / *r- Toward, trade ^TT o Had Do /. o ^ ^ ^ ^ J> J!/s Advantage Difficult T-^/ _^-^ ^>r^9- J Did not Which have ( ./ / Generally -/ " K-- Religion * J Larger - v /- L, /~1 ^y ^ / v Can Come /^> s^ / 8uite < -- i-ucL... ould Because V 9 t ^~ ."-\ . <. o^ Evil ^f 9 , \; Usually ., Important-ance X. r \_T\ i ^SO ^_ &z C_ Impossible /-^ Improvements \ } x ^ *V f Information Nation "2 jr ^"/T 1 cz_^Z Opinion Language, owing \ "j^Ts V ^ Or, your / ^- ~ Year / f J ^ >=* - Are Our, hour / Yard Y. Z_ ^^ Word We, way, away Want *\ \ Illegal T "^ Legible -v o, \ Illegible J J l~ X_ / Logical Illogical *) Material ..^.-...^rm^..fT^^c... Immaterial Moral Immoral s^V7v-...j^X v ...'rrrrtr<.. % Necessary \ Unnecessary Mortal s *^fa.-\fS***J'^T*L Immortal *1 ^ - nwiOMt VOCABULARY OF THE WOOD AND COAL BUSINESS in which the words and phrases are selected from the Business Letters which follow, beginning on page 5. This vocabulary is arranged for convenience in study and practise. The numbers in the vocabulary refer to the number of the letter from which the words and phrases are taken, making a ready reference as well as being convenient for preparation by the student and assignment of work by the instructor. The student should practise each word over and over, eight or ten times, being careful to form the outline well, and taking care to write it in the correct position. Don't try to remember "how it looks" and imitate it, but know what "it is " and make it. The text-book should be kept near at hand, and any princi- ple not thoroughly understood, promptly looked up. The beginner should not endeavor to prepare on more than five letters for each dictation for a while ; however, the instructor will be the best Judge of that matter, and should be left free to have each student proceed as seems best in each individual case. As the student becomes more familiar with the shorthand outlines, he may prepare for and take a greater number of letters at a dictation. It will be well to review the Wood and Coal letters two or three times before taking up the Furniture Business. Note. The student should be thoroughly familiar with the use of the vow- els, so as to be able to vocalize all unfrequent words. VOCABULARY OF WOOD AND COAL BUSINESS. Gentlemen s~> ^_^_^ As soon as y At hand We will -V. Comes ^^"^ * We will send yon ~ . Statement ^<-~> '"^ 20 The Nut ,& Coal - a -^\ Q Receive - Money y s^^i j/~~ti -D At And the ^ On us For the ^-~^^^ / **, ,. Hoping --y-^---. To ' Receive '.-rrr $ ^ / Yours truly Sent From / It This . , f -^ That Understand / f~* x On the Will not Allow ox ^ 3 Your favor of the 25th ^% Q ^ ^ ^ Loaded T Any more _ We do not V -s '* 'j Care ^- o i Invest ^> A v Your favor of the 9th /f~7 & r\ ^~^ ^ n( j vaf.y...\j if You mention It will ^^-v-^, *- ^ Dry Cord -7-.x^r -7-ir^ . Delivered / Good property When ^: ^^ J Soon With S-? /O O Good ^ An We may Your letter of the 16th Inst. v &-/& c \_0 Will say To do something With this ,- Express To-day '\Q / 3S~ 1300 dollars Together with -. Purchase / ' x^ j . As the 3tore (_ < C Account 9 Has not Yet . s 1 /^ x>/^ ~~'' Not * Delect S=Sk- a )e ; _-=Hr-C~ VOCABULARY OF WOOD AND COAL BUSINESS. Amount | During g You wish _ C _ July - Us There Could '.f _ X Object /^ ^\ / Soon We could x, However s^^^f s~K J We have your favor the 19th 2-7 ,~ f o / -* j ns j. ..ro^.^.t - .Trr^/ 1 .... Make yon Cents At the . ^ ,, . ^-^-^ And note contents We are ^~ o^ Mines 14 * To Commence 9 Suit ..-<.. ..-^'--.D. ... We will make Mining 'N^-*'' , , Against J. M. C. / v- We would J ^~~ >--~-. o-c-.-rrx:... To go On our bond v. xx ^ 1 On the first Which / / When you get Ready //^ / Which Will not be -s s \ _, J Hard Shipping , < s^i ^ Difference In .o Taken Ft. Scott * That t-f .'...S7.-4. Write the s- y-> , Give you Are the ^_ / Q Our .. . / V Forward Your coal /^ /L _/^ Agent Who p o, Weighed _^ ,..-. W Originally Called As ^3K\.,-<...JSL - 10 per cent Must have been / , Deducted ^-^>. . B . __?. ^-g_ .... Make / 13 Of a Miner Stopped Work / XL- One day <9fT J r!5^.^S.a On that account Had / N^_ / Often They will __ i/* i/j Presume Forget you Want Price x -.^ / s<. 17 Seen , / * ^ G. F. A. ir^.^:./.Ci.. ,r~^ ^ Draft --^ 7 -"^-7V,^r k ^ On us / For coal v 8 ^ ^ < o -0 Steady "~*ama * Demand VOCABULARY OF WOOD AND COAL BUSINESS. Freight Send us ez4rr^TT->A^-.c^- Agents Tracer Showing Delivered These Were In which the Numbers Mixed Receiving Billed Stipp Getting Expense-bill Credit 22 Missed Your Frequent Orders Lately And are Anxious Business With yon Time to time Black-jack Hickory F. O. B. Track Half Seasoned Kind Furnished Above Sawed Twice Split Use Cook 23 Foreman Weir City Instructions Regularly Will you Write Present Indications Supply Winter Just Miners Will say It will not Any way 24 Understood Another Shipped If you are not To you Prepared All Best On yon Trust Long Going It is good Property Charged 25 Came Duly Hand Following Year July During Months Aug. April May June Jan. Feb. Either Wwr v^ Freight bills Instructed x . - He will be {**.. < O\ A scept \~ Credit. Cashier ? s%S>*^\-t -ry .. .1,^. ^.. Mr. Aldrich Before p Cash ^ "^ 18 /^^_ December ^^ Actual <5 ^>o^ Think Think this \-y N./3 Bed-rock f Ask ^, Other dealers Cr. ^,^> Prove satisfactory ~/~ ^ 19 ~ Continue Shipment /S0 V_^ /r~s_ V- ^ At the Rate of c3 '/^ / ^ & Per day Until Countermand s~>-^-^ ^.H.-.- Carry x"* Most X* ^-> f> Iron If the Keep / *v Tin ' ' /^^ \ Nc-.r-^ 6 -, Grade Diminish _? ___ ^s^ ^ I, This summer We would like . ^_^" ~\_p ' ^ rf ID Regularly Possible x' ^x ^^ - Crowd Yards /? . r o- W 20 L^ We have sent On your order 1 / We know Y.frrr^.arTv^T. x^~ \^ Other Parties _ Are selling -Sri?._*CX..>ra .. /* Lower uality ^^^ N nt the quality V^rr-\.-.X . ... ^^ Of the Is not / ^> As good as ./-.?rr^^...6.. Ours We have sold f "J / Various ..*....A.-*^,_.jf.... Places Remainder S (^ Of your >K_^..fr-^..../:... L Stove Soft ^- , p jtL 21 . < ?^..^._.U....- Herewith Together _/ y-^> VOCABULARY OF WOOD AND COAL BUSINESS. March _^ > s^* 30 Your letter of the 15th tf^-y S~^\S> ' Sept. irffT^J-.*. v. .,jT- -, Oct. - V\ - Nov. ^-^ Dec. -~~9^- *: And will say that ^ / Manager e^ Mr. Smith .<^>.^->- ^ And will not Return /- -s. Days -trj..rrW= > ----vc Kansas City r Railroad ,^ Left Word / ^ L As a Basis .- Home He would see you . / And that ?-/ s "4 O~ <., > Acceptance " \j~~~ Offer 5 N Could then Be made . , As have >s ^. c /.CTN Will be considered a Contract -^ Already Been . Mentioned N ^~a % .1 ^/> Tuesday This will be satisfactory \ ^ Thursday '8~~> j^ 31 Friday Will you please ~x ^ 7 / / Yesterday f& In recard f^~ "~V^ . 1 /} Showing l v_< x (? 1 /-^__ ^^^ Mistake ^f.^_ Dispatch We would send you Report Please ^-< v/ We would O^.^r^-^^...^-^. Send you Difference 9 __ . Books Cash ^-^V^-.CTrr^)....- In the meantime Down jS^\ Are more than Its We can Stand _( /TU ,/JLS..f^.. 27 Re-ship N Statement South Requested fe~_^ V- ^ Make F. O. B. We can do /^ \ s^s 1 ^ ^ Weights Something For the coal ^ ^-^ - Drift - Mind sAA-.^S.-^earrrsxw. R. R. Co. Asked us sv^ a t ~ > /' ^ n To give you Price Until V.CTSN v rra.-iM. It is being Used Still o Against " > \"7'' "" $26.75 _, 7 33 Operators V-v J * ^v ^. We have sent you Several . >o Points Talking _^7 ./ North .-r^T--'--r>r=-^---/z.-- Reply To them View Of taking / ,0 ^-^ United .<.^g..-^r> Q On receipt, of this 29 Action Recently c . -\ ^ Legislature r-, General 1 ..J....S:. ;V-. In reply Will say Mr. B. -XQ ^-^_\ &> Away Town Will be ~x \ ^^ Co-operation South , Have been /? / x~l- With the X, Of the river On the mining / fc # s.5o_ Back Monday , Passed If the law * Is to be /. ^ ^_^^ } _ Write you ?** About the c\ ^, Brick ..\..: *x^&~t>-c: .. You may send To our place -x There will be rpr X5 V.rr??^ There will have \ ' In the prices , / Should be general Of other / Attend a meeting /4..crro,Q-^T2r>-^rJj. Delay ' "' "^ Sometime LETTERS SELECTED FROM THE WOOD AND COAL BUSINESS. NOTE. Students should prepare for dictation by writing each word from six to ten times before taking the letters in dictation. Make the outline carefully and be sure you understand each as you practise it. Learn the words and phrases in the vocabulary on five or six letters at a time, and as you become mot <; familiar by review, more may be taken at a dictation. The number that should be dictated at each dictation depends upon how well the student knows the wordk \nd phrases. Gentlemen : Yours of the 2d at hand. We will name you the nut coal at $3.25 and the lump at $3.50. Hoping to receive your order, we are, Yours truly, (36 words) Sir; Your: nf the isth re you 2 cars i; coal July 10. was detains by washouts * id yon prol ably have it h i Sir : Youi tavor of the 258 i nd noted. A'e quote von j it $3.011 pel <:ord, and wil . 1 to have yoi order, ling to hear :rom yitii in the wt- are, Y uirs truly, ( IT. wt t>r cord, deli vred. iinvr to hear ii.V->- .icciHint has not yet a rip send you in- exact ainoUHl;:;*^- \s soon as i eomes^ w* atetneut, aid, if you ne , you may <1 aw on us for tli^'biE^- ^ >urs truly, ( 6i 6. Gentlemen : Yours of the 28th at hand and noted. The amount of bills has been sent from our store at Spring- field and does not agree. Please send to this office a correct itemized statement, and we will remit for ourselves. Do not truly, (48 words) to yours of the erstand the road o be loaded with shall want about any rate, about 2 ed over to us at ly, (61 words) yours of the I4th at present we do the property you doubt, be good railroad facil- me in the future, with this together e. truly, (60 words) your favor of the e have not heard 295 sent you July eceived it, please July bill and re- m you soon, we truly, (57 words) WOOD AND COAL BUSINESS. Dear Sir : We have your favor of the i gth inst. and note contents. We are about to commence suit against J. M. C. and would like for you to go on our bond for costs, which will not be more than $10.00 or $15.00. If we have to pay the costs, you will not be troubled, as we will do so. Yours truly, (65 words) n. Dear Sir : We have your order booked for one car lump and one car stove. Yours of the 28th orders one car addi- tional, but does not say what size. Please let us know, and we will ship as you direct. Yours truly, (42 words) Gentlemen : Enclosed find bill for dif- ference in weight on 2 cars of coal, taken at Ft. Scott. The weights we give you are the weights of our agent, who weighed each of these cars. We notice that the weights as vouch- ered are 600 Ibs. less than the bill origi- nally called for, so 20 per cent must have been deducted. Please make voucher for difference. Yours truly, (66 words) 13- Dear Sir : Yours of the 2d at hand and noted. We presume you wou'.d not want to pay the price we ask for coal, and, as we have a steady demand during the time you wish it, there could be no ob- ject in cutting the price. We could, how- ever, make you a price of 7^ cts. at the mines. Yours truly, (61 words) 14. Gentlemen : Yours of the 2d received and noted. We will make the nut coal at $3.50, and the lump at $4.50. You know the price of mining advanced on the ist inst., which of course advanced the cost. Let us know when you get ready for the hard coal. We are ship- ping considerable now. Yours truly, (61 words) 15- Gentlemen : Yours of the isth re- ceived, and we will make you the anthra- cite coal same as last time, although it is higher, but I told you I would try and make it the same for September. You can mix the coal as you get it, can you not? Yours truly, ( 56 words ) 1 6. Gentlemen : We will write the mines to hurry forward your coal. The strike last week threw them behind somewhat; this week there was an accident causing the death of a miner, and they stopped work one day on that account. You had better write the mines often so they will not forget you. Yours truly, (63 words) 17- Gentlemen : Yours of the 2gth at hand and noted. We have seen the G. F. A. You may give him a draft on us for full amount of freight on three cars, and send us the freight bills. He will be instructed to accept the draft, and he can credit it to the cashier, Mr. Aldrich, the same as be- fore, as so much cash. Yours truly, (74 words) 18. Gentlemen : Yours of December ist at hand. We quote you the actual cost on car of hard coal, any size you want ; namely, $7.40 per ton on track here. If you do not think this bed-rock price, ask other dealers for quotations, and you will see that we are away down. Hoping this will prove satisfactory, I am, Yours truly, (65 words) 19- Gentlemen : Please continue ship- ment of cinders at the rate of 2 cars per day until we countermand the order. Please send the cinders that carry the most iron. If the cinders keep up to grade, we will try to diminish your pile for you this summer. We would like to have them sent forward as regularly as possible so as not to crowd the yards too much. Yours truly, (69 words) Gentlemen : Yours of the 25th re- ceived and noted. We will send you two cars of coal on your order. We know other parties are selling at lower prices but if the quality of their coal were as good as ours their prices would be as high. We have sold against them at various places. We will make the re- mainder of your coal at $3.50 on stove and nut, and $3.25 on soft. If this is satisfactory, let us know. Yours truly, (87 words) 21. Gentlemen : Herewith enclosed find statement of 2 cars of coal, together with agent's tracer showing car delivered to you. These were the cars in which the numbers were mixed, you receiving the car billed to Stipp, and he getting one of your cars. Please remit for same to- gether with expense-bills, as we need them to credit you with the freight. Yours truly, (63 words) WOOD AND COAL BUSINESS. Dear Sir : We have missed your fre- quent orders lately, and are anxious to do some business with you from time to time. We quote you dry cord wood, black- jack and hickory, at $3.50 per cord f. o. b. your track, and green and half-seasoned wood, same kind, at $3.00 per cord your track. We can furnish you wood same as above, sawed twice in two, at $3.75 per cord on track here ; sawed twice in two and split ready for use in cook stove at $4.50 per cord f. o. b. your track. Trusting to receive an order in the near future, we are, Yours truly, (116 words) 23- Gentlemen : Yours of the i ith at hand. Our foreman at Weir City has in- structions to ship you coal regularly. Will you write and have him send the balance of your order at once? From present indications, we can supply you with what coal you may want this winter. We cannot quote you prices just now as miners may want more pay for mining the coal, but will say it will not be more than 13 cents anyway. Yours truly, (80 words) 24. Gentlemen: Yours of the i3th at hand. We understood your order to be for another car of hard coal, and so shipped it to you. If you are not pre- pared to-day for all of it, do the best you can, and we will wait on you for the bal- ance which we trust will not be long, as coal is going up. It is good property at the price we have charged you. Yours truly, (78 words) 25- Dear Sir : Yours of the gth inst. came duly to hand. We quote you the fol- lowing prices for one year, from July ist, '95, to July ist, '96 : during the months of July and August, '95, and April, May and June, '96, lump coal, either Weir City or Fort Scott at 10 cts. ; and for months from September ist, '95, to March ist, '96, n cts. Slack for the year, 5/2 cts. All the above f. o. b. Kansas City, and railroad weights of the Kansas City, Fort Scott & Gulf Railroad as a basis of settle- ment. An acceptance of this offer will be considered a contract. Yours truly, (118 words) 26. Dear Sir : Yours of the 24th at hand. In regard to slack coal No. 20, C. & A., shipped you by mistake, we sent you dis- patch yesterday directing you to take $1.00 a ton on it, and we would send you the difference in cash. In the meantime, we will try and get the K. C. F. S. & G. R. R. to cut the freight down, on account of its being slack. Yours truly, (75 words) 27- Gentlemen : We sent you statement of account as requested showing amount due us $25.66. Can you not make ar- rangements to pay us, if not all, some- thing on account? If you commence mining the drift, we should not mind taking coal from you for the balance. We understood from the R. R. Co., who asked us about setting in cars for you, that you wanted two cars to load. Let us hear from you in regard to the matter. Yours truly, (82 words) 28. Dear Sir : We have still on our books a balance against you of $26.75 for which we have sent you several statements but can get no reply to them. Please let us hear from you on receipt of this, and oblige, Yours truly, (46 words) 29. Gentlemen : We are in receipt of your letter of the gth, and in reply will say Mr. B. is away from town. He will be back Monday, when he will write you about the brick. In the meantime you may send three cars of brick to our place in Weir City, Kan., so there will be no delay. Yours truly, (60 words) 30. Dear Sir : Your letter of the isth re- ceived and will say that our manager, Mr. Smith, is away and will not return for several days, but left word that as soon as he came home he would see you and that arrangements could then be made as have already been mentioned. Hoping this will be satisfactory, we are, Yours truly, ( 60 words ) 31- Gentlemen : Will you please inform me if you have not yet found out any- thing about car 2632, Jan. nth, and 3793, Feb. 1 3th. We sent you statement of ac- count showing $141.20 against you, but had not taken into account the 1 eight on car 3121, which you report as $50.75. Please see whether we are correct as our books show. Yours truly, (76 words) 32. Gentlemen : Yours of the 3d received and noted. The prices named by you are more than we can stand, as we have WOOD AND COAL BUSINESS. to re-ship this coal 125 miles south of here. You might send us prices f . o. b. , and we will see what we can do on weights south of here. We will continue to give you the price we have been paying for the coal, until October ist. We understand it is being used a great deal in place of lump. Yours truly, (85 words) 33- Dear Sir : The coal operators of Kan- sas City and points south of here have been talking of having a meeting here in Kansas City with the operators north of the river, with a view of taking some united action on the mining bill recently passed by the legislature. If the law is to be obeyed, there will have to be some change' in the price of mining, and the change should be general and at the same time. t We should like your co-operation and views in the matter, and also the views of other operators. Will you talk the mat- ter over with some of the operators, and attend a meeting in Kansas City some time in June ? Yours truly, (118 words) VOCABULARY OF THE FURNITURE BUSINESS, In which the words and phrases are selected for study, the same as in the previous business. The student should prepare well on the words and phrases before taking the letters in dictation, by practising each word and phrase over eight or ten times, being careful to make the outline correct, and to understand how it spells the word, unless it be a word-sign. The number of letters to be given in each dictation must depend on how well the student or class is prepared. The letters in the Furniture Business may be given in two, three, four, or more dictations. The number of dictations should be left entirely to the judgment of the instructor. Keep your pencil sharp, but do not wait until the dictator begins to read before you decide to sharpen it. VOCABULARY OF FURNITURE BUSINESS. 1 Invoice 7 NO^ ^ 'V Bill-lading V5i..Hr^r*H 8 36 inch Opaque Per yard Spring Rollers Tin Inside Worth Each Drab Opaque Brown Blue Olive Green 9 We do not Carry Sofa Beds White Factory Upholstered Desired Covering Give you Work Regular 10 We regret Very much Furniture Was not satisfactory And are Still Take Back Exchange Do not Fit Beds Another Write us We will send them And you can Return You have Hand Answer And oblige 11 Found Goods To the That there was Enough Of the Gotten Next Gone Forward As soon as Other Parties Load Should Space You have If you Object Cheap Start 12 To-day Prices Dressers One-half Follows Body 13 Looked Over City Chenille Fringe Silk ^^^ Shipping-bill Attached __p L-. Furnished u.~f. . . a..^- . . ^O. ... V^5 Trace Charges I oS __,, Failed .-J.^y-.tT^. Destination ^ ^ 2 Do you wish 7""*~^> f^~~~~ "" ^ Ingrain Turkish _^X^ /** -X^-^. ' There are no Sizes ^_4_7 ^-B - p ^ Is We can make you ^/^-'tf'j *"\. \ , Ls~ To yon -\j-- - Furniture Co. ff^S" ' jf^\~~- ^ ^ f Willing Are willing f ~~^-^ 1 Q r At the Pald ^ ^ "^ ^Np^ > fi~ ft Let us know "^ ^- 4 Sometime ago ^*N -v Illustrated -> >*?- r.u ^_ List Then o ^/\, Informed That your Was not <*. Address Parlor . x" v Bed-room i g V^> f CT^O Failure o^-- ^~i X^ 1 "* ._ Member -v ^ <" " Castors Nearly S J*/ We have had We have shipped 7L x/*~^ ^ / Getting Lately ~\ S -^ 1 N *\ ^^ S Wheels Lot "X 0- ^~* ^-a & CL^> -- Promises Supplied . . __ Arrive NO / !* We have no 7 /^ /o\ Cuts /^-^ / / \ i ^^ ?~* 1 ^_ Please send me Samples V **XN_J^. C ^ / ^ Tapestry >-, Brussels ,,> ^~- Linoleum N- > a ^f A 11 right J 3pB*BB VOCABULARY OF FURNITURE BUSINESS. ii Solid Color "~^i .X> No 18 We are in receipt of Piece Which is the /o Nearest L.^a^ -. sx^ S Would say Regarding Book-cases HxV If not Suitable 7 _ ^ i^ Little "^ Perfectly I am very Sorry Indeed Misunderstanding Taken 4**d- Chair l^- 1 O Place Nothing Commenced Discounting /i_\ Bought ..T^r..7~?.\.^7^ At the time Purchased Badly ^ \ _xx Owing Moving Into ,^...cr....S^?. Hope Consider I would \ \.-^^ Quarters f-^~. Shortly v N Benefit y- N _2 Act Kindness If vou will ^_^ Providing (. J f-~~ You will "= \ v Postal \ X iCS Advise When you can Send them ^ Bank Check Extra j< .^^Lsj Very much Discommoded Because 1 19 Yours /^' S> S/T' Moquette Border ^ c^> Says Later ~V 1 As a matter Of course It will be If you can not 1 s*i ^JLj ,/t Rolls If you will Action Credit Regretting 16 ^ J "*"'- We will sell **\"\ ./*. 2 20 We have not ** Stock * 1 -v Valued Entered / c / Have a ir^ a \,. Felt ^J V Will be ^ End Next Stated ^^ r ___. In case fl ***? ^.jr" Color 21 Desired ^^ ^ c. f Last ^,, Started Holding s _^- J ^_ Jf er . ll > 2. Open ^O Walnut Until To-morrow c-S-^-o <^^ * Came "*V *. /"* 9 Standard After Deliver . -g Stating ^ ^^ Include ^ All the ^ . Vr~ i IJ 17 Tables Giving satisfaction Mr. Seely ^f ^_/?- a_-_s>^ <. Wardrobes In the car Maybe ^^^C^v- Very Ordered / f si Local Kindly 1 ^ ^ Confident i Shall ^2 v^ o "*l * Shall be g^ S. 9 And oblige 22 To the ST , ^^ Shipment It was the ^ ^_ -. .r* ' Understanding '^""i Mr. Perrv Accept our thanks Invoice Has been / ^ +> Ordinarily _JP .f^' S Herewith We make D , raft Any time ^ ^a Q-^-jO/V Knock down Position Prosecution ^^*t Asked for '--^^ \r" Reference Have been ^"7, / 'N^rae Explanation ---*v~-**" Appreciate Opportunity Sideboard ^ v.-^vr LETTERS SELECTED FROM THE FURNITURE BUSINESS. i. Dear Sir : Enclosed find invoice, no bill-lading or shipping-bill attached. Please furnish me with invoice, that I may trace those charges, which have failed to reach destination. Yours truly, (31 words) 2. Dear Sir : Do you wish Kensington Ingrain or Turkish rugs ? There are no sizes 10 by 10. The nearest we have to size is in Turkish 6 by 10 ft., price $45. We can make you any kind of carpet you wish. Yours truly, (46 words) Gentlemen : Your letter of Oct. 23d received, and in reply would say that we understand from the Kansas City Furni- ture Co., that you are willing to take the Chamber Suite, at the price we paid for it. The price is $25, less 10 per cent. Let us know, if this is satisfactory. Yours truly, ( 56 words ) 4- Dear Sir : Some time ago I received an Illustrated Price List of your furniture, and then you informed me that your full list was not yet out. If the same is out now, please send to me at the above address. I want to get a Parlor and a Bed-room set, and some Carpets, early in January. Yours truly, (60 words) 5- Dear Sir : Your favor of the loth inst. at hand and noted. Our failure to ship No. 4 Castors with balance of order, was due to the fact that we are nearly out of them. We have had considerable trouble lately in getting No. 4 Porcelain Wheels. We have a lot on the road now, and the factory promises to keep us well supplied with them. We will fill your order from the first that arrive. f Yours truly, (78 words) 6. Gentlemen : We have no cuts or cat- alogue of the rattan rocker you wish. Sorry we are unable to supply you. Hoping to receive your favors in the future, and that we may be able to fill them satisfactorily, we are, Yours truly, (42 words) 7- Dear Sir : Please send me your illus- trated catalogue of furniture and some samples of Tapestry Brussels, and Lino- leum Carpets with prices. Yours truly, ( 23 words ) Gentlemen : We quote you 56-inch opaque at 50 cts. per yard. The spring rollers are made of tin, with spring inside, and are worth $1.00 each. The opaque we have in drab, brown, blue, and olive green. Yours truly, (43 words) Gentlemen : We do not carry the sofa beds in white. As we buy all of them from the factory upholstered, we can fur- nish you any desired covering as per price list, and give you, for this work, 20 per cent off regular price. Yours truly, (45 words) Gentlemen : Your favor of Oct. 23d at hand. We regret very much that the furniture was not satisfactory, and are still willing to take it back or exchange it. If the springs do not fit the beds, and you wish us to send others, write us 4 and we will send them. You may then return those you have on hand. Please answer, and oblige, Yours truly, (67 words) Dear Sir: We found, on getting all your goods to the depot, that there was considerably too much for one car and not enough for two, and some of the FURNITURE BUSINESS. goods could not be gotten ready until next week. One car has gone forward, and as soon as we can get all the goods from other parties, we will load another car. Should there be any space left we will, if you do not object, fill up with some of our cheap goods. The car will start about Wednesday or Thursday. Yours truly, (93 words) 12. Dear Sir : We send you to-day cata- logue, and quote you prices on dressers one-half price of full suite. We quote you prices on good Brussels carpet as fol- lows : Tapestry Brussels, 85 cts. to 95 cts. per yard ; Body Brussels, $1.00 to $1.25 per yard. Hoping to receive your order, we are, Yours truly, (59 words) 13- Gentlemen : We looked all over the city but could not get chenille fringe, or fringe of any kind in silk, solid color. We express you a piece which is the nearest we can get. If not suitable, you may return it. Yours truly, (43 words) 14. Gentlemen : Your order for No. 50 chair at hand. As we have to upholster it first, will ship same in a few days. We commenced last Thursday discounting all bills of furniture bought of us 20 per cent, owing to moving into new quarters shortly. We give you the benefit of this discount, provided you will send postal order or bank check for the amount ; by so doing you will save fi.oo, which the railroad company charges extra for all goods sent C. O. D. Yours truly, (88 words) 15- Gentlemen : Yours in regard to opera chairs at hand with catalogue. The Earty that we wish to get prices for says e wishes to buy 200 chairs now, and 300 later. If you can send your agent to see him, it will do as well. We are willing to sell the chairs in that way ; but if you cannot send your agent to see him, let us know, and we will send him cuts and prices at once, and sell to him. He says he has cuts and prices from other houses, and will expect us to quote him low prices. Yours truly, (105 words) 1 6. Gentlemen : We will sell you one of those folding beds No. 28 ; we have not another in stock, but have a car load on the way, which will be here about the end of the week. In case you want us to send another, state color of wood desired. Your last letter ordering walnut came the day after we shipped the bed, and as you did not state color of wood, we sent mahogany. Yours truly, (77 words) 17- Gentlemen : Your favor of the ist at hand. We regret very much that the goods sent are not giving satisfaction. Our Mr. Seely, who sold you the goods, is very confident that he had the goods shipped that were ordered ; but if there has been an error, we shall be glad to correct it. In regard to the manner of shipment, it was the understanding that the bill was to be cash, and ordinarily in such cases we make draft with bill-lading, which has al- ways been satisfactory. If any time had been asked for and references given, we should have been very glad to have ship- ped the goods in any manner desired. Hoping this explanation will be satis- factory, and that we may be favored with your future orders, we are, Yours truly, (133 words) 1 8. Gentlemen : We are in receipt of your favor of the 6th, and would say that your explanation regarding book-cases is perfectly satisfactory to us. We are very sorry that a misunderstand- ing should have taken place. Nothing was said at the time we purchased the goods, about your not having them in stock. We need the goods very badly, and hope you have received them by this time. I shall consider it an act of kind- ness, if you will advise me by return mail when you can send them, as we are very much discommoded because they are not here now. Yours truly, ( 104 words ) 19- Gentlemen : Regarding the 5059 B Moquette carpet and border which you returned us, we intended, as a matter of course, to allow you the freight on those two rolls, and if you will let us know what it is, we will gladly credit your ac- count. Regretting the oversight on our part, we beg to remain, Very respectfully, (59 words) 20. Gentlemen : We are in receipt of your valued favor of the i8th, and in reply will say that we now have your order entered for 25 rolls of " C " carpet felt, which we expect to ship the first part of next week, as stated in our letter. We trust this will be satisfactory. Yours truly, (56 words) Gentlemen : We started to load your car this morning, but are holding it open FURNITURE BUSINESS. until to-morrow, by which time the Stand- ard Furniture Co. will deliver their goods. We are afraid that all you include in your order cannot be put in this car, and we may be obliged to leave some out. Shall we ship same local ? Kindly inform us, and oblige, Yours truly, (64 words) Gentlemen : We are in receipt of your order kindly placed with our Mr. Perry, for which please accept our thanks. Same has been shipped to-day, and we enclose the invoice herewith. No. 1238 is in dark only, and Nos. 1415, 1516, and 2003 are in white only. Soliciting your further orders, we are, Yours truly, (65 words) 23- Dear Sir : We began loading your car yesterday and intended to ship it to-day, but found there would not be room in the car for all your goods. Although the tables are knock-down, there were some tables and a sideboard left out. Please let us know at once, whether we shall ship same local. We note what you say about the prose- cution of the case in hand, and feel that you are now in a position to make collec- tion. Take advantage of every oppor- tunity to secure it. We appreciate the favor very much. Trusting to hear from you soon, we are, Yours truly, (103 words) ABOUT TYPEWRITING. Be constantly studying the spelling and meaning of words and the correct use of sentences. When in doubt about a word, look it up in the dictionary. Learn to put your paper in straight. Handle your machine quickly but gently ; do not slam it as if it were a stove door. Keep it covered when not in use. Learn to write without continually lifting the carriage to see your work ; it loses you much time and is a bad habit. Strike the punctuation marks more lightly than the other keys. You are not supposed to be a machinist and to know how to repair machines, and should not try your hand at taking off parts and putting them back. Space once after the comma, the semi-colon, and the period when used after an abbreviation. Space twice after a period, question mark, or exclamation point at the end of a sentence. For a dash use two hyphens without space between them, but spacing before the first and after the second. Indent your paragraphs, beginning at 5 on carriage scale. Don't hand in copy with errors and then make excuses. Your excuses will do no good, even if they are good ones, and your employer has no time to listen. If you do not feel sure your work is correct, read it over. You should look it over anyhow, but don't waste time. " Make haste slowly," but hurry all the time. Don't be careless because your work is "only practise." Be as careful as though you were getting a good price for every page. You cannot be careless while learning, and then when you get to work in an office, suddenly begin to be careful. Your habits will remain with you. You cannot change them at your pleasure, so keep them correct and you will not need to change them. CARE OF MACHINE. Carefully study your machine, learning how to clean it, how to oil it, and how to keep the type clean. Don't say you are not familiar enough with the machine to know- how to clean it. Any one can get the dust and dirt off whether they ever saw a typewriter before or not. Of course, you can do it better after you are accustomed to it. Remove the dust as thoroughly as if your typewriter were a piano. Oil the working parts, that is, wherever there is any friction. Don't use too much oil, a very little at a time, wiping off surplus. Keep carriage rod well oiled. If the machine gets sticky or gummed from dust settling on it, put on coal oil or benzine and wipe off thoroughly, and then put on a little typewriter oil. Don't turn screws about the machine unless you are sure it ought to be done. Keep your type clean. Often a machine is pronounced out of order when it only needs cleaning. Don't keep on writing when the writing looks blurred and dirty. Take a'brush and pin and clean the type so that the writing will be clear and neat. . , VOCABULARY OF THE LOANS AND COLLECTION BUSINESS. Having written and re-written the letters in the "Wood and Coal" and "Furniture" businesses, until they can be written readily and accurately, you should be able to prepare on a larger number of letters, but should not let the desire to get along rapidly lead to taking dictation without preparing for it. The secret of your success is, PRACTISE on the words and phrases before taking the dictation. Practise whether you like to practise or not, and you will soon see results. There is, however, a practise that will hinder rather than improve ; it is the habit of practis- ing or. writing carelessly in order to gain speed. Try to be both quick and accurate as you practise. Mere copying is not worth much. You must know for yourself what you are making. Faithfully follow the plan of practising each word and phrase over and over before taking dictation. i6 VOCABULARY OF LOANS AND COLLECTION BUSINESS. 1 Downing & Co. ., / Weir City, Kans. -T5-,** / r'5~^Vir 7 Andrew Galand x\_^ / Abstract Pleased ^. ,. Completion > a /^* r~s\.. Little Rock, Ark. drw s ..b.;>v i >,L-V . Bond / Execution ^y i v^ Mortgage County treasurer xi ,fx- Certify / -.'.Y~rj-C..r^?... Executed Complete >> . Application x'- > T7~ Os -^ ^\ Taxes S ^-^ Explanation .rrjf.__."_v^j.-C.-. Description Property ._ Customers Wrong Henry Wilson /f? s x . _ Cleveland, O. 77V. . ff^i. . . 8 C. D. Miller ^"v^ Springfield Mo > < T^.^rrv,*-^^^^ Payment Offered f r~. Interest % Coupons s^ v Intend Foreclose By you On the \ / Whereabouts a Office Brown & Co. n J. H. Hardin [j/l^f n^ Mr. B. --*y&*. Appears To be v . c B. Asking Us Withhold .^-r./O>.--..4^-.... Steady =^-^ Reliable Young man s /_ -^ For this * Constitutes , =. Company ^. xOrri-^N ----- Worker Farm . ^^ Also Assured p x_ Payment .ir...O.J TT7 Person Reason ^ Defer Collection ^ /f5^ tr ~^"^v_ Carrying Xl:\..<< ^... .-*-... He is Apt ex. \ Your letter Intimation ,_ r >- I s ,* Changed CT?-...\.s^:.S.- Means Stock company Personally Extended .jw,. :. *"~~> .~X. B. T. Ba ley & Co. Sturgeon, Mo. \ \ .* ^> Largely Necessary And oblige , ^_, n *S ~~*>^~ \varrants ^*~ ^v-^-^^j-" Provided Legally . ^ r 10 Attorney Requirements f^~^-^ .7 J. V. Dalton Lebanon, Mo. 1 / ~\ C Urge I/: {r^- < *v^i- Readily Even ^~a- ? Settlement Get their s s^ Acceptance ^^^>-^..-.a.-\^- As possible H Through - As yon mention o ^ Acknowledged Acknowledgment At least g\ rr* -- ^it- Letter -*fc-J -j" Papers Notice a Particularly . v/" / . Easton -, got y a__5 _. JT^ If the Insurance / Office Q. / \ Latter Release ~^v_ /" X Properly 6 12 Williams & Strong Detroit, Mich. ->. \ ^7 B. S. Carver 1 t/-'-c--' =-^V'^-^6 --- Judgment ^ Against / ^ George D. Hope Lincoln, Neb. 1 __ yvX_ >o L - Johnson / ^.\ *rv'^v^--J Absent Business V V ^~ Prevents **"J O-...^R.-.. Inquire Deed X*'^ -^ Ward Government v^~ >i_^ ., -, Lands " ^ Third party Should make ^-- v _-/ x-> Whether , - 7 ^s_ B \,"T> .^2 Collected Without .^2 ~ ^/' Credits ^ Own risk 9 ^-O^*^ /" Rely S L *er~~' .C^.. Honor Country -/^* s- / Particularly "\ ' *7t *i*f VOCABULARY OF LOANS AND COLLECTION BUSINESS. Clients Effect o/" 17 T. M. Barber Bellville, 111. _^ Nr^S.'N Atlantic --rr>.S....>^. c ^_^x Bank Protested >> v ~*~^ Represent Outside x -w World -C^-errTT^-^....^ Suggest States J . 3 / Reports Grounds /"^ , /* s rl i Occurrence _ Happen / 5 /* Appear XJ q Commercial ^ XL_I5: \> Regretting Trouble ^ 9 Wholesale i. Merchants '-. > > <"\_3 19 Importance ^ \y Preserving Presentation ->,, \, -^ x j J.W. Farmer & Co. I XV^ra ^ Bostou, Mass. \/}.t^.O^:...x^) &... Maintain 2_^. Inquire Standing ^, ^-_v Glass Bros. ^N_. . 7 tr^^l Reasonable Extent / <\ Responsibility 20 Defendants *> * Chattel mortgage Since . f^t N --- H. M. Zaner & Co. ^-<^_P-*/^v_ // Lansing, Kans. ^--v e >-v'-v_ Relying Discretion **> V /^"TS Remitted Protect Immediate Patrons Proficient > i 7 /f~~^- Command Confidence ./ / 9 / They have /p Ample s - ; - ^ 21 Begin Foreclosure Sum necessary .-~*2j^-~-^ a. x" Stability 7 >, ~ Investigation c V fri~^-g Discharge Greatly Obliged * 1^g. CO Unmistakable Evidence a * Serious / ^ ^_a_^- ./^ Information Intention Subject "~A > /-^. V Condition Finances / Looseness J^ ~T~^ - ^-v- As you know Always Regularly /" ^-^^ Income ~* " \ " Small Transacting ^~> Unanimity < ^~rr-^" ^N Composing -/\c -^ i Exist Between \ ' -^~__ ,s* 16 Scott, King & Co. S^ St. Louis, Mo. r*5si.fc*^.... Desire Request fr - x Result Dissolution .^ / / It i.s a question Whether ^ ^^ ~^~^ Meet Obligation Nx* 6 -, V Learn Resources S^ 3 \ !TTX --V-i-.-.O I am 3 LETTERS SELECTED FROM THE LOANS AND COLLECTION BUSINESS. Downing & Co., Weir City, Kans. Gentlemen : We have received abstract and are pleased with the work. We enclose it for completion. We do not want our second mortgages to show, and we prefer to have the County Treasurer certify as to the taxes, as it saves us an explanation to our customers. Yours truly, (54 words) 2. Henry Wilson, Cleveland, O. Dear Sir : Yours received. Enclosed find draft for 128.09 in payment of A's interest which was due Jan. ist. J. W. has not yet paid his interest, nor has he offered any explanation. Unless he pays soon, we intend to foreclose on him. We could not find S. at the address you gave us, our letter being returned. Can you inform us as to his where- abouts ? Yours truly. (76 words) 3- Brown & Co., Topeka, Kans. Gentlemen : Mr. B. appears to be a steady and reliable young man, not more than 24 years of age, and a good worker. He does quite a good business for us in farm loans, and we have so far found him to be a prompt and reliable person. By reason of his youth he is apt to be opinionative, but he means well. Yours truly, (71 words) 4- B. T. Bailey & Co., Sturgeon, Mo. Gentlemen : We will take your $1500 in county warrants, and more, if you can get them at 90 cents, provided they are legally issued as per our attorney's list of require- ments enclosed to you. This information you can readily give us. We should like to have them in as many even amounts as possible, that is, 100, 200, 300, and 500. You may draw on us through your bank with warrants attached. Yours truly, (87 words) 5- J. S. Harding & Co., St. Louis, Mo. Gentlemen : Yours of the 27th at hand. When you find a mistake, as you mention, please correct it. See if we did not, by mistake, enclose a draft for $117.60 in Larkins' papers. If so, please return. Also notice Larkins' mortgage very particularly, and see whether the insur- ance clause is properly filled out ; if not, return at once. Will send you a number of papers this week. Yours truly, (82 words) 6. Williams & Strong, Detroit, Mich. Gentlemen : The abstract of B. S. Carver shows judgment against him, which prevents the making of the loan. Please inquire and let us know whether, if Carver were to deed these lands to a third party, and that party should make a loan, the loan could be collected without a suit. We want to know this particularly, as we have loaned C. some money, and would like to make a loan through him to the party to whom he would deed the land. Yours truly, (90 words) 7- Andrew Galand, Little Rock, Ark. Dear Sir: Enclosed find bond and mortgage deed for execution by Mr. and Mrs. B., which please have executed and return to us as soon as possible, with com- plete abstract of C.'s loan enclosed. In making out application for loan, be careful to get the description of property right. That of C.'s was wrong. Yours truly, (61 words) LOANS AND COLLECTION BUSINESS. C. D. Miller, Springfield, Mo. Dear Sir : Your interest coupon for $97.00 attached to mortgage 2700 made to us by you on April 3oth, is due and payable at our office. Please remit the amount at the due date, by bank draft or postal money order. Yours truly, (52 words) 9- J. H. Hardin & Co., Ozark, Mo. Gentlemen : Yours of the 3d, asking us to with- hold our draft on you for this month re- ceived, and in reply will say that we should like to know who constitutes your Company; also if payment will be assured us, in case we defer collection 30 days longer. We have been carrying this ac- count in the name of M. and H., and your present letter is the first intimation that it has been changed to a stock com- pany. We know Mr. H. personally, and have extended our present credit largely on his account. Please give us the necessary informa- tion, and oblige, Yours truly, (in words) 10. J. V. Dalton, Lebanon, Mo. Dear Sir : We enclose for collection, draft on M. & K., amount $36.25. Please urge settlement, and if not paid, get their ac- ceptance and return to us. Yours truly, (39 words) ii. J. A. McDonald, Ash Grove, Mo. Dear Sir : We enclose you first and second mortgages of T. H. B. for record. After they have been acknowledged, fill in the date of acknowledgment so it will be at least one day later, and record these mortgages. We trust our letter reached you in time to hold the Easton mortgage from record, but should that have already been recorded, notify us at once; also D. S. Henderson, asking the latter for the release. If the third mortgage is in your hands, record it; if not, we will send it to you to be recorded with these. Yours truly, (107 words) 12. George D. Hope, Lincoln, Neb. Dear Sir : I have your draft on J. T. Johnson for $75.00. Mr. J. is absent on business. On his return we will make collection, if possible. Mr. J. is an Indian. An In- dian is a ward of the government. When a citizen credits him, he does so at his own risk, and must rely on the honor of the Indian so credited. We cannot make collection by law in this country, and I would advise you to instruct your clients to that effect. Mr. J. is a man of some means, but real estate here does not rep- resent money to the outside world. I would suggest to all parties in the states that they sell goods to Indians for cash only. Yours truly, (132 words) 13- J. H. Cunningham, Topeka, Kans. Dear Sir : We received to-day, for collection, a bill against you in favor of R. G. Scott & Co., for $954.00. Our agent reports you as paying promptly and we do not think there are any grounds for different report or, for placing claim in attorneys' hands, in which case your name would appear on the credit sheet of the commercial agen- cies, which goes to all the wholesale mer- chants, and on which they base their credit. We trust you will see the impor- tance of preserving your rating ; so we draw on you to-day for this bill through the bank. Trusting you will honor the bank on presentation and maintain your rating, we are, Yours truly, (122 words) 14. Glass Bros., Freeman, Mo. Gentlemen : In reply to yours of the 24th we notice, in Dunn's notification sheet of the 25th, defendants have given a chattel mortgage for $50.00 on their stock of goods. You have had this claim in your hands since March 24th, and so far have remitted only $5.00. We think you should be able to protect your clients as well as others secure theirs, and trust you will give this immediate attention, as our people look to us for prompt and proficient services in all cases. We have sent you two claims recently from which we have had no reply. Our success in this business depends on how quickly we move. Yours truly, (122 words) 15- D. W. Bliss, Baltimore, Md. Dear Sir : My note for $2500 for the security of which you hold a mortgage deed on my house and lot, is payable on the first of next month. After that date I under- LOANS AND COLLECTION BUSINESS. stand, under the circumstances, you can, if you desire, at once begin suit for fore- closure. It is not in my power to raise the sum necessary to discharge the debt, and I should be obliged for information as to your intentions on the subject. As you know, I have always paid interest regularly, and I enclose you herewith a check for the last quarter, $37.50, payable to your order. You are probably aware that I have a small but regular income, and am sure to pay interest. Under the circumstances, I have great hopes that you will allow the matter to stand as it is, for the present. Yours truly, (156 words) 1 6. Scott, King & Co., St. Louis, Mo. Gentlemen : I respectfully request you to defer the collection of this account until the first of the month, when I shall be pre- pared to meet my obligation. Regretting that circumstances prevent my being as prompt as usual, I am, Yours truly, (48 words) 17- T. M. Barber, City. Dear Sir : Your note for $750.25 due yester- day, payable at the Atlantic Bank, is pro- tested for non-payment. We beg to call your attention to the matter in the hope that the probable oversight may be rectified, and the note taken up. Yours truly, (53 words) 18. Kimball & Co., City. Gentlemen : I have just returned to the city, after an absence of several days, and learn with much regret, from yours of the nth inst, that my note has been protested for non-payment. I hasten to withdraw it from the bank, and beg to say that such an occurrence will not happen again. Regretting the trouble it has caused you, I am, Yours truly, (68 words) J. W. Farmer & Co., Boston, Mass. Gentlemen : Your favor of the loth inst. is at hand. In reply would say that the house about which you inquired is in good standing. I should not refuse them a reasonable credit ; but I dp not know the extent of their responsibility. Respectfully yours, (52 words) 20. H. M. Zaner & Co., Lansing, Kans. Gentlemen : Relying on your discretion, we hasten to inform you that the parties of whom you write do not command the confidence of business men. They have a large amount of over- stock without the ability to dispose of it, except at a loss, and they are, moreover, quite unpunctual in their payments. We, ourselves, have no faith in their capacity to pay their already large indebtedness, and would certainly not enter into busi- ness relations with them, without ample security. Respectfully, (88 words) 21. Gentlemen : Regarding the stability of the par- ties of whom you write, we reply that upon investigation, we found unmistak- able evidence of a serious condition of their finances, and a looseness in their method of transacting business, together with a want of unanimity on the part of the gentlemen composing the firm. The harmony that should exist between them is, it seems, unattainable ; and this, in our opinion, can only result in a disso- lution of the firm. Should this happen, it is a question whether they would be able to meet their obligations, as from all we can learn their resources are at a low ebb. Yours confidentially, (107 words) SPECIAL INSTRUCTIONS. FORM OF LETTERS. In letter-writing, the matter of form should have careful attention. Don't lose sight of the fact that each of the little things is one of the important things, however simple it may seem to you. There are different forms for letters, each of which is correct. As long as there are people in the world, there will be different ideas on every subject, and this very fact gives to each person an opportunity to think for himself, thus bringing out his originality. One business man will prefer one form of letter, while another may insist on a different form. We suggest that each person decide definitely upon some cor- rect form that suits his idea, and always take pains to arrange and punctuate the letter in that way, but be quick to adapt himself to his instructor's or his employer's views on the subject. In the following forms, the figures "o, 5, 10, etc.," refer to the figures on the scale of the typewriter : (o) J. L. King & Co., (5) New Haven, Conn. (o) Gentlemen : (10) We are in receipt of your favor of the isth inst. and (o) W. J. Griffin, Esq., (5) Memphis, Tenn. (o) Dear Sir : (10) We have your favor of the 25th inst. and in reply have to say, etc. (o) Elmer E. Lacey & Co., (5) No. 318 N. 8th St., (10) St. Louis, Mo. (o) Gentlemen : We are in receipt of your favor of the isth inst. and note what you say in regard to, etc. (o) B. P. Richardson, (5) Denver, Colo, (o) Dear Sir : (10) We are in receipt of your esteemed favor of the 25th and in regard to the manner of shipment will say, etc. SPECIAL INSTRUCTIONS. Paragraph. When a change is made in the subject, a new paragraph is commenced. Make the paragraphs as the sense may demand, but keep the appearance of the page in view, and do not make too many paragraphs in a letter. Indent the paragraph beginning at 5 on the carriage scale. Some prefer to indent the paragraph at 10. Whichever is observed, the indentation should be the same in each paragraph. The Hyphen. When lack of space prevents the completion of a word at the end of a line, place the hyphen at the end of the line and follow with the remainder of the word on the next line. Words may be divided in this way, but never divide syllables. Order of Arrangement. In writing an article, a letter of some length, or a paper on some subject, it will be found a good plan to arrange the points desired to be brought out, in the order in which they should appear, and, having the subjects clearly fixed in the mind, begin with the least important and follow to the close, ending with the most important. This is not merely a principle of letter-writing, but a principle of composition which should be observed in writing letters as well. Folding Letters. If the sheet is the regular letter size, S>XIT, fold the sheet lengthwise in half, then turn it half way round to the right and fold the lower third up over the middle third and the upper third down over that, keeping the edges even. If the letter is note size, just fold the lower third up over the middle third, and the upper third down over that. Addressing Envelopes. No set rule can be given for addressing envelopes and when emergencies arise, as in the case of very large or very small envelopes, and a very short or a very long address, the student must use his own good judgment, as to the best appearance. The following directions will apply, in most cases, for the ordinary sized envelope. Insert the envelope at the right-hand side of the machine, so that the end of it will be held by the rubber band or paper holder at the right-hand side, the other end being held by the envelope holder in the center (on the Remington, press the center holder against the roller or platen). Turn the roller with the left hand, until the lower edge of the envelope is just visible over the roller, as you sit at the machine. Always open the flap before putting it in the machine, and put the flap in first. Begin at 30 on the carriage scale and write the name. Now press envelope against the roller with one hand and double-space with the other, and, beginning at 40, write the name of the place, then press envelope and space as before, and begin name of state at 50. Place a comma at the end of each line except the last which is followed by a period. Any special directions necessary may be written in the left-hand lower corner. If the address looks blurred, clean the type, and see that the envelope is pressed against the roller. These directions will apply to any of the standard machines, with very slight modifications. On the Smith Premier or any machine with the wide carriage scale, begin at 35 instead of 30 on the scale. The following will serve to give an idea of the form of the address: (30) Mr. James R. Perkins, (40) No. 25 Laclede Building, (50) St. Louis, Mo. (30) J. Alfred White, (45) Burlington, (55) Iowa. (30) George W. Wheeler & Co., (40) No. 1812 Market St., (50) Louisville, Ky. SPECIAL INSTRUCTIONS. 23 In some instances it adds to the appearance to spell out the name of the state, and in very short names, to space between each letter and double space between words. No rule will apply to all cases, and you will have to use your judgment in regard to the appearance. HOW TO TAKE LETTER-PRESS COPY IN LETTER-PRESS BOOK. Take as many pieces of cheese cloth as are necessary to make the required number of copies, each the size of the letter-book page. When ready to take the copies, wet the cloths thoroughly so that there will be no dry spots in them. Wring them out and place the oil board in the book and the damp cloth thereon and turn the leaf of the book down over the cloth and your copy, face down, upon the tissue leaf ; then for other copies lay another oil board, a wet cloth, a leaf and another copy, and so on for as many copies as desired. Often two or three and sometimes many more copies are put on the same page. In this way clear copies may be produced as long as there is sufficient ink in the ribbon. There are other processes, as hair and felt brushes, and blotter, but the above is certainly the most satisfactory, and any one who understands this pro- cess can easily learn the other, if necessary. Indexing Letter-Book. You will notice that each letter-press book has an index, and for convenience in referring to any letter, all letters should be indexed promptly. The index of the letter-book is used the same as the index of a ledger, and has several extra pages in the front part arranged with the alphabet. In placing the names in the index, write the surname first, followed by the initials, and write the page on which the first letter is written to that party immedi- ately after the name; and, when another letter is written to that party and copied, turn at once to the index and write the number of that page immediately after the one before, placing a dash ( ) between the numbers to avoid confusion, and so on for each name and letter, until the book is filled. Of course, you will understand always to place the name under the letter in the index, with which the surname begins, thus : J. B. Dalton belongs under "D" in the index, and E. G. Rathbone under " R." The following will, perhaps, give a more accurate idea : Under "D." Dalton, J. B. 15-18-24-30-45-64-77-81-85. Under "R." Rathbone, E. G. 5-8-12-15-20-25-81-136-142. Under"]." Jeffries, J. W. 6-9-14-26-32-45-48-76. Jones & Miller Mctl. Co. 12-18-26-43-45-69. THE VOWEL METHOD. Each leaf of the index of the letter-press copying book has three columns on a page, in which to write the names when indexing the letters. Head these columns with the letters " a, e, i, o, u, y," in the order they come, and write the names in the columns under the letter representing the first vowel following the first letter in the surname. Write the name and the number of the page the same as in the ordinary way of indexing. This will be found the most convenient method of indexing letters, as the list of names in any column will not be so long. 24 SPECIAL INSTRUCTIONS. NUMBERING LETTERS FOR QUICK REFERENCE. All the correspondence to any one person or firm may be easily and quickly traced through the entire letter-book, if you will write the page of the last preceding letter above the last letter copied, just when you index it. In this way you will trace the correspondence of that party or firm, beginning with the last letter written them, and tracing the numbers toward the front of the book, without referring to the index each time. What To Do With Telegrams. Telegrams should be copied in the letter-press book and confirmed by letter which should be sent by first mail following the telegram. Copy letter and telegram on same page in letter-book, the telegram above the letter. Confirm telegram at the beginning of the letter, in something like the follow- WOrds : We to-day wired you as follows : (Here write message sent.) in response to your message of even date ( stating, quoting, or as follows ) (Here write the substance of message received, or write exact wording of message as may seem best.) Enclosures. There are different ways of handling enclosures. In some offices the enclosures are handed to the stenographer when the letter is dictated and should be pinned to the letter as soon as it is written. Another way is for the person who dictates the letters to keep the enclosures, and the stenographer to write on the left-hand lower corner of the letter, ' ' enclos- ures i, 2, or 3," depending, of course, on the number of enclosures which the letter calls for. After the letters have been copied and envelopes addressed, the party who dictated them puts in the enclosures. Of course, the envelope should be addressed by the stenographer in either case. Looking up Names in a New Position. A stenographer changing to a new position, or taking up the work in his first position (or at all times, for that matter), should be very particular to get the correct initials and the name spelled correctly. In any case in which he is not absolutely certain, he should refer to the index of the letter-press books, and to the index to bookkeeper's ledger, and be sure to get the correct name and address, and that they are spelled correctly. It will be well to take the first opportunity to carefully look over all names and addresses in the index of above mentioned books. Peculiar Terms. The stenographer will find it very necessary to become familiar with the terms of the business. Each business has its specialties and pecu- liar names and terms. Carefully study all the advertising matter pertaining to the business, make a list of all the new and hard words, practise them in shorthand and learn to spell them correctly. When new terms come up from time to time, take care of them in the same way, at the first opportunity. HOW TO MANIFOLD. From three to fifteen copies may be made at a time, depending of course upon the thickness of the paper and the quality of the carbon. To prepare copies for the machine, lay a carbon sheet on a sheet of writing paper, with the carbon side down, next to the writing paper, then a sheet of writing paper on the carbon sheet, and then another sheet of writing paper, and so on, until there are as many sheets of writing paper as copies desired, the last sheet being a sheet of writing paper, so that you will have one more sheet of writing paper than carbon. See that they are straight and insert them in the typewriter, as you would a single sheet, with the carbon side next to the roller. Do not press them tightly with your fingers in handling, nor undertake to make an erasure in case of a mistake, as you will make a blur on every sheet. Strike the keys a little more strongly than in ordinary writing. SPECIAL INSTRUCTIONS. 25 HOW TO MAKE MIMEOGRAPH COPIES. To Prepare Machine. If you have a ribbon machine, remove the ribbon and clean the type thoroughly. Good clean work cannot be done unless the type is clean. Just brushing them is not sufficient. The type that are most likely to fill up, such as the O, U, A, P, E, etc. , should be cleaned with a pin and brush. To Prepare Stencil Paper for Machine. Lay a sheet of stencil paper, with the writing side down, on a smooth clean surface, and place the perforating silk over it, leaving about equal margins at the ends and sides. Cover the silk with a sheet of oil " Backing" and fold the extended margins of the stencil sheet up over this, folding the ends first and then the sides, and crease the folds so they will stay in place. Now place the sheets as arranged, in the typewriter, just as you would a sheet of letter paper, so that the writing will be upon the face of the stencil sheet. Touch the keys with an even, firm stroke, a little stronger than in ordinary writing. If the copy is a full page in length, it will be safer to stop when about half through writing the page, and clean out some of the letters as mentioned above. When copy is written, remove it from the machine, being careful not to let it wrinkle in hand- ling, and lay it on the smooth surface, face down, and carefully unfold margins and take off " Backing" first, then the silk, taking hold of corner. To Arrange it in the Mimeograph. Lay the stencil sheet with face upward and apply the MIMEOGRAPH VARNISH with a brush to the creases caused by folding and to any other wrinkles that may have been made in handling it, let it dry two minutes, then place a thin fibrous sheet, found between the stencil sheets, over the face of the stencil sheet and place both UPSIDE-DOWN in the printing frame. The .object of the varnish is to close the small holes made in folding or handling. Take care that none of the varnish touches the writing. Putting the varnish on face of stencil will cause fibrous sheets to stay in place and if varnish is not at hand, "mucilage paste " may be used and narrow strips of paper placed over it before the fibrous paper is put on. Attach printing frame to printing board by means of the hinges at the end. Place a small quantity of ink on the slate and get it evenly distributed with the roller, rolling it in different directions. Then run the roller over the stencil sheet gently but firmly. Keep adding a little ink at a time, until the fibrous sheet is satu- rated and a plain copy is produced with each roll of the ink roller. Place from fifty to one hundred sheets, or more, in the frame at a time. Take out each sheet as it is printed and scatter them about so they may dry before putting them together, or interleave, that is, place sheets of paper between each copy. Use enough ink so that you will not have to press too heavily on the roller, and the stencil sheet will last longer and make a greater number of copies; but don't waste ink. Be very careful in handling stencil paper not to wrinkle it. When through always put everything where it belongs. It is just as much your place to do that as it is to make the copy. You can be neat with the Mimeograph or you can be careless and bungling. VOCABULARY OF THE PAPER AND PRINTING BUSINESS. Many of the most eminent reporters use a limited number of contractions and comparatively few word-signs. Writing by sound soon becomes mechanical, and whatever is done mechanically can be done swiftly and easily. Write so you can read your notes. Even when you are most hurried, aim to make each character as nearly perfect as possible. A careless habit is hard to overcome and is fatal to success. You can do better and quicker work, if you feel sure while writing, that you can read your notes when you are through. VOCABULARY OF PAPER AND PRINTING BUSINESS. 1 Answering _ - -K gince ..**?:.. -?~.?.-~w.-?>* , Envelope /^- i 6 pound Heads >-' Ton may chip ,i< ./? Wsv *f. .. To be shipped x ^X This is the -t Here ^ Careful x^7 _ That they are X?....rrif_ -&.; . Item Of your order j^/^^*- n*. Action iC_ <| > Seetaetr Packed . ./ ^X" ("o as ,riST..~rr^. <-. . _. Approval 12 We received ^ * <*./ Out S) f sf T Error Awaiting / Further ^ - L f/ . Favors ..-y... 2 Small Plates "~2f\ Is " *N Expect / Reach / ~\ \ We will ship V. 3k *^ Hold " X" ' 13 Through / Mr. Chapman ~~3' *__cL cr ^ At least -us-^-j..... 14 Wrapping Rolls S^*^^/*^/* ^ Similar , Signette __ , Finish s_-^ J^. & \_ , Anticipate ^Jj Valued / ^g^ ^ Reams _^ ^/^ 9- At once ---^-u-. 15 Arlington .<=> , % \ Special ....j,....X O. ^ Wove Cream ~\ w. Upon Respectively x - r \ -vX^ / /" We quote yon ** -%-^ar. K.-t^ J... Shall be Deduct _Xx~ V* -i Which will have our < y 16 Safely ^/ /" ^X^ Remittance 4 Relative i ~^v-^ / ' Marking Distance 3 T S Lenox / ( Ask you / s~~-- Kindlv JGK~&4ti. jOTjJtt^f, Perforated Morning s~*r~^\ /^f- ' As to the Typewriter . ~/~~ > / ff Heard .rrX^r7...^TT-..^..S^. Advise us / Arrived s~7 ^ /f^~ Tare In a better ^_^ \_ , ^ If you wish 17 Colored /^ / V \:Ti Cardboard By this mail Rather than /**"" /^"^ -^ Strange \ On an order .s~^i . Ply 18 Column /^ -V^SO "^-rj-^. It is very Seldom Sv 3 / ^ Portraits Investigate 9^ - ~\-^ Advertisement ..f...fT7:...^ ?T7>..., More than Either ~ , ^ Very much obliged | \ 5 Discount _ ., f Referred >r\rrrv^.rrr:...Wr-... Outline Unfortunately 7 xv Completed ../..... X...' r^fjTx.. Drawing Proof v C/<. i Original Mr. Reton , Bu t can not .<3te_J5^1iTXJE, Herewith 19 Mr. Rice ^_^ ^^-^ Figure ^ How / ox . Allowed --^ ^- X Pleasure 6 Through XO~x Reams ^^ Flat /_X~ / Bundles . Per cwt. sS \ a L^/f ) \^s~^ Assorted / Cover .f s ^ And be shipped n . % ^_^ As soon as possible \ U ,- \ ^6 Attention 7 Mr. Thurman /^>-^__/ Antique _ >s., Sample Bristol /j / /- Patiibridffe V S ^* ^- *feafc , 20 C. W. Spencer -*^a'\^-~iJ^~' ' For your city Before he leaves \ y ~s\ , His stay Limited -. -^ Per hundred 8 Referring ,^-2 J^~> ^ Clarendon ^y.... . *^^- To a day We would suggest . ^~ Folio Thought Does not Miss you n Send him ^rrrsi^f.CTTtv^Tnr*^^ In as much as \3 9 Telegram Metropolitan Hotel . v ._. Best time _ i.r~D '/^^ We are very much ^\ Surprised f To call And the proper ^ ., Will take pleasure CT J - *-^> V " x - However 10 Separate Manila S^.X^C^-v-^OT^ Per Ib. ^ r O 11 Esteemed 4 To you og--. _ f-~^^~. Explaining System -s Labor-saving <: - <\~r * ** Interested t^r*n v. Evening LETTERS SELECTED FROM THE PAPER AND PRINTING BUSINESS. Gentlemen : Answering yours of the 1 8th inst. will say that since you cannot use the six pound note heads, you may ship them back to us, being careful, please, to see that they are securely packed so as to arrive in good condition. We regret the error, and awaiting your further favors, we are, Yours truly, (56 words) 2. Gentlemen : Answering your favor of the 8th, we have to say that our prices for the plates, similar to those mentioned in the signet finish, will be $2.20 each. We anticipate no trouble in making you satisfactory plates and hope to be favored with your order. Yours truly, (50 words) 3- Gentlemen : We are in receipt of your valued favor for four reams four pound turkey linen packet note heads. You do not state whether white wove, or cream laid is wanted, and we shall be glad to have you advise us. If you will remit the amount of your purchase, less 2 per cent, which you may deduct for cash, we will be glad to ship on receipt of your reply with remittance. Yours truly, (75 words) Gentlemen : Yours of the i6th inst. relative to short weight of Lenox book received. We would ask that you kindly advise us how you arrived at the short weight, giving the gross, tare and net, so that we can complain to the mill more intelligently. It seems strange that on an order for 100 reams paper that it should be 300 pounds short, as it is very seldom that paper varies more than one pound either way. Hope you will give us the information asked for, and very much oblige, Yours truly, (94 words) 5- Gentlemen : We have looked up the matter regarding the discount on your 28 last bill, and have referred to the original order given our Mr. Reton, but cannot find how you figure the discount any other way than as we have it. We have allowed you full cash discount on this bill, as per your arrangement with Mr. Reton. Please look the matter up and see if we are not correct, and advise us how you figured this discount. Awaiting your further pleasure, we remain, Yours very truly, (86 words) 6. Gentlemen : We have your valued or- der through our Mr. Ralph for 100 reams 22x32, 20 Ib. Lenox, at $3.85, less freight, to be shipped from mill direct, as quickly as possible ; also your order for five reams 20x25, 35 Ib. assorted cover, to be shipped from here May lotli. We shall give all the above our best attention and ship promptly. Thanking you, we are, Yours truly, (75 words) 7- Dear Sir : Mr. Thurman writes us to quote you prices on Antique laid paper like the sample he enclosed. We have nothing like it in stock, nor are we able to buy it in the city. We also, at his re- quest, enclose samples of Cambridge Bristol. We hope to receive your order. Yours truly, (54 words) Gentlemen : Referring to your order of the gth, given our Mr. Thurman, for 16, 18, 20, and 24 Ib. Clarendon folio, would say we thought best to send sam- ples of stock we now have on hand, inas- much as the last lot sent was not satisfac- tory. We enclose samples of each weight. Kindly advise us if satisfactory, and we will fill the order promptly. Yours truly, (68 words) Gentlemen : In reply to your telegram we wired you to-day that your type was sent Thursday. We are very much sur- PAPER AND PRINTING BUSINESS. 29 prised to learn that you have not yet re- ceived it, as the order was filled the same day it reached us. We trust, however, that it has come to hand by this time. Yours truly, (55 words) 10. Gentlemen : In reply to yours of the 2oth inst., we sent you under separate cover, samples of 24x36, 25 Ib. Trade Manila as requested, and quote you sc per pound, f. o. b. Kansas City, Kas. Hoping to receive your order, we are, Yours truly, (50 words) ii. Gentlemen : We shipped your es- teemed order of the 251)1, as per invoice, to you this evening. We have sent your order for 30,000 envelopes to the factory to be shipped with other goods. This is the best way we can serve you in filling this item of your order, and trust it will meet with your approval. Thanking you for your order, we are, Yours truly, (67 words) 12. Gentlemen : We received this morn- ing your esteemed order of the 3d, and ship your goods, as per invoice, to you to-day. We are, at the present time, out of the No. 50, 6)4 envelopes. We expect a stock to reach us Monday, when we will ship you the 50,000 which we trust will reach you promptly and be satis- factory. Yours truly, (63 words) 13- Dear Sir : We have your esteemed order through our Mr. Chapman, but we are out of the 6> envelopes at present. We have more of these envelopes on the way and they should reach us at least by Monday. We will hold your order and make shipment as soon as possible, which we trust will be satisfactory. Yours truly, (60 words) 14. Dear Sir : We returned to you for signature some days ago, a bill of lading for shipment of six rolls of Manila wrap- ping paper, 200 Ibs., which was consigned to Wm. Reese & Co., Kepkuk, la. We shall be glad if you will sign and send it to us, at once. Yours truly, (52 words) 15- Gentlemen : We ship your esteemed order of Jan. 2yth to-day, which we trust will reach you promptly. We send you in this mail, samples of 24x36, 90 Ibs. Arlington and Special upon which we quote you $6.30 and $4.50 per hundred, respectively, f. o. b. Kansas City. We are at present out of this size in 100 Ibs. We shall be glad to have your or- der, which we will give prompt attention. Yours truly, (85 words) 1 6. Dear Sir : We have received, this morning, samples of safety-ruled paper with marking some distance from the edge where you wish the paper perfor- ated. We will have this done at once and ruled, and will ship same Saturday morning, together with 50 Ibs. No. 2 Manila envelopes. We wrote you in regard to typewriter paper, and have not as yet heard from you. If you wish us to fill this part of your order, please advise us so that it will reach us by Monday. Yours truly, (88 words) 17- Gentlemen : We have your esteemed order of the 28th for 100 sheets of 3-ply assorted colored card board. We send you by this mail, samples of our No. i Bristol, which we think will suit you on your order ; but, rather than risk sending something you do not want, we write to ask whether or not we shall send 100 sheets of this board. This is the only 3-ply card board we carry in stock. Yours truly, (80 words) 18. Gentlemen : Answering your favor of the 22d, we have to say that our price for single column half-shade portraits is $3.00. If you will investigate the advt. you mention, you will find that the price of 12.50 is for outline instead of half- shade. Unfortunately we have completed the drawing, and will send you a proof for inspection Wednesday. We hand you herewith our portrait sam- ple sheet with prices on the back. Yours respectfully, (79 words) 19. Gentlemen : We are in receipt of your order given our Mr. Rice for N. N. Print paper, 12 reams 24x36, 30 Ib. flat, and 10 bundles 24x36, 56 Ib. folded in quires, at $2.75 per cwt., delivered. Also 25 M No. 425, 6^ envelopes at 75 cts. per M, delivered. The above will have our careful atten- tion, and shall be shipped as soon as possible. Thanking you for the favor, we are, Yours truly, (90 words) 20. Gentlemen : Our Mr. C. W. Spencer will leave to-night for your city, and will no doubt call on you before he leaves ; but as his stay is limited to a day, we would suggest that, in order that he does not miss you, you send him a note at the Metropolitan hotel, stating the best time to call on you and the proper party to see. Mr. Spencer will take pleasure in explaining, to all interested, our new sys- tem of labor-saving type. Very truly yours, (86 words) VOCABULARY OF THE HAY AND GRAIN BUSINESS. VOCABULARY OF HAY AND GRAIN BUSINESS. 1 H. L. Shotwell /\V N^T> Peoria ^.jNfJx.O: *~~.. 8 Northrop Bros. Tipton, Mo. Desirous Test Would Pounds Average Effort Above Extra We do not know Other Parties Bidding Consider Strong Whom We make it Succeed Early Thursday 9 Geo. Anderson Great Bend, Kans. Arrived Graded Rejected Elevator While there is Very Sample Sacrifice Former Subject 10 E. 3. Roberts & Son Fort Smith C. B. & Q. Taken Top Inspection But the Damaged Mixed Inspector Examine Certificate Hold If you wish At any price 11 West Factory Position Handle Large Share Western Station St. Joseph 12 Consignments Solicit Particularly Specially Crop Young Vicinity Insects Season At all times Grain Futures As any other House In your 13 Excitement Continues And there are no Indications Reaction Predicted Bears For some time On the contrary Situation Inconceivably Strong Fashioned Opened Higher than There was no Were received Station Frightened Shorts Covering Action Clearly Disposition ^_ White Oats * Was satisfactory err'.s^.^afcL **.. Condition r* Inspect < \^O\^~ S All right X. Y-..&S.JZ / y <\ We can make Out Profit a i S&2 7 Thanking / 2 B. B. Thornton & Co. i\ st-^ * ~> Salem Wn*". oi^-^ <^ Corn " O Evidently 9 Cornered L ^.^y ff ^ "-V^ r- . - If you wish Re-instate 7 'I/*- y""*- Wheat __-. _ Telegraph dnrr....TP/.-..rrv. Deposit To the best f \ X Probable ' ^ We may be able /^Q A ^ v - In the morning ;^y Lower ~~^~ -^ - Exhausted Trade (1 \^ Generally -- -^-ry.- Bullish V Breakers >^-> '~^X Part Letter S Jr- ^-> _ 1 9 Nice Hay n - We have nothing X././rr^_^g2*. Since Gilt edge Several , p j *^f 4 Elias Platt ,7s. s> -^ Columbus, O. *-$ -_s\0 >. Little ">Z" Especially On Offered \ L s-iS*^- ^7 Tomorrow Perhaps \ ff\ Accept -rT^..c\-_,O...> v _._. CT^Tj 5 H. W. Foster , / \ / Butler, Mo. ~/s>J- V"^ji^v^ ^^/^ Market ~ Bran o Increased r Materially ^ -^-^ Last Month ^ ^ / Probabilit" rT73...?VTr^ f?m ^>_/*^~ Formerly It may be ^-^ i ^~~* Shorts .s^r:..-O>^- .\9-.--Cf -. -s/^^ Inquiry 6 Moore & Thompson \ s^> Bentonville .o.n^j.:>.jS~IJj.-.. VO^^-V^ Written Promised Answer ^^""^ Q/ ^ Concerning _ J\ Up to this tim ^~ 3 \ fc- 9 \ Omaha, Neb. JxGr><^~v*rr2>^.-A._. Just Cancel _^\ . _ / /- /"" 28ft. ~T tUT/. i -S Immediately Transfer crti f /^ Through Thanking ,, , Our order Take x -s, 1 8 Hummel Lumber Co. Bolivar J -v. ^>\ Joist Whenever o-\ s Montgomery ' Griffith ;* J / Of this city ^rrv-T.*-^-'"' - ?. Give you Instructions That you have Ash / P -N. When you >^ Notify ^-o Ready . ^.jfl. f~*. If the lot Is not / ~\ Sold J. ' \ '3 . < Simply S Did not Want them iZr^r""^ J Quotations Description s 6" s\ Quality -'. -rrt.^../C^7.... Wichita Yards Tp w /..^_ ^-^ ^,. T ~ Sizes . Dryness ^__j r if~^-S Some other Points x -- Outside Particularly -^ V-~a- X Dispatch X^ Buyer In the north ^Sr~~^ * Quantity Something . - More than ^_7~" . - 4 9 J. G. Maynard Neosho, Mo. 1 jg^f^,^. ^ Asking \/tr3r?>-sr^^* s> Scudder - Providence /^ S r-, Stating Dimension . Shingles f-$ \f-~^s> JL Filled "7^"*" Get them ,,, . / Advice S^TT-^ You may get \ ^ ,. / ^^-JN Checked Over is*^/ \ Otherwise ....^-u...o-f.. Drag Along longer than _/' or 'Vv^ Error .. Extension f~^ . f-\ *-f 10 T. H. Graham ** Lebanon, Ark. Ss0~~-^ 1^ 4 J. W. Lewis . ~ Lamar, Mo. ] ^ V- d~~^-a_ C Directions St. Louis ~y^ -_. Windows Church -, a I *\ Barges . Enroute \^ S*^ '\s^ Office / Without / ft j-^ Arrive ^ Forward s~j / ~s~L~~ 5 C. W. Graham /3 Paciflc -sj^/9 tt r **izr* 11 W. H. Walker Memphis , . xr~> Contents >. Winfield / ' - lr _^ J -^ Kansas * > Minn. Lumber Co. -p ^^ o-^ Name us ^^ k / Yellow .^^.^-..X-A^ Jeopardize Trade -~. Considerable Figures J~^ , / Unfilled Simply 2 c^ ^7 Correspondence ..^>"' J i"" 6 H. D. Myers Lincolnville ; ^^^\^ /?S3 Also Following (7\ / D Impossible _ Promptness \ v__ Siding Moulding ^^ / Kilns / It would take XX ,S */ Boards o 10 feet 10 inches \/^ > ,,/ T / Feet \-.-/e/-/-f.--)..-j.. Before Burned \ \^? ) 12 Advised Armourdale / . Yards .CT^.-^^g-^.-.^rra.--, 7 P. H. Curtis & Co. Winona \/,^-j> _-o Shortage Bunches v \ ^ ~~s Lath jSi-JC^-rSEZ And your invoice I Liberty n J^ ?~~\ 1 Charging u -*-.-.-. -4---*t iii --- l ^7>.< Moment Wired .^- / VOCABULARY OF LUMBER BUSINESS. Per thousand \a xc^vS~i^x Hesitation Having noticed On many Occasions Dictation To those Who have Ambition Aspiration Disposition Opposition Inaction Desire Acquisition Of a business Education Not only As a matter Remuneration To have Occupation And to be able to Follow Vocation For the satisfaction Reputation As well as the Accumulation Congregation Concentration Wealth From a Own satisfaction Compensation Termination I have some Conception Vexation Prevention Interruption Solicitation Accommodation Consolation Instruction Introduction Information Undertake Collection Combination Classification Investigation Incapacitation And may not Successful Consummation Contemplation Enumeration Anticipation Expectation Calculation Growing Inclination Accumulation Composition Recollection Consultation Conversation Revision Reflection Selection Inspection Disaffection Disapprobation. Merit Recognition Appreciation Demonstration Admiration Consideration Honest Application Donation Approbation Commendation Production Provocation Declaration Intention Familiar Relation Exertion Gratification Commemoration Distinction Admonition ^_ Send u j ISAstothn c_^-w X S* -^- Probably Claim ^f~- *) V # f\ O < -^f V ^^^ Always Presented ^ s h . ^_*_ X <~^ Settling 14 Clear ^ e ^-_^ <-* s\ S2S Providing ^ -> TTJ x*~^ Immediate "2L. Straight grain 15 Cigar ^/ ^...-O. Lumber Supply Veneered S^~ ^. C~6 o i . vT^ jfT , ^ Imitation Accompanying <<'X--r-^ ^ 2 ~ a -3 /3~^L > Forwarded Promptly \^ J- V**^ Rapidly Coke ^ s? a Instead 2 Mr. Hatch p -, Furnishing rCTA^-^a-.<-V i _ > -/ . N-.. Republic We regret We are not ^ (? /^^^ en- -v- ^ Slack To have vou ^\^ , o Glad ..a-^~a.- XT77T. ^ ^^ ^ ^ Grades ^-=*-* Cherokee . Rich Hill LX (, ^^-^ Inquires ^ ^-^__ Smithing K^G^*~^y c Vrr^ 5 Bran Unable ^^ _. 9 Evening .a^-./^-.Ov.. * Tomorrow Unless <^\ J Hauling rTfc. ....').... OS^. _ 6 Flour Shape .^ (_ ^^- -N We are selling ^.^.~^....\^. Patent Monett \ v ^_ ^ ^- *v They can get PeirceCity ^TL/ \ ^ c To be able to s^^JeE^^.^ 7 Sacks Nights ^0^,^- * Tonight Plenty* s- ~ %g LETTERS SELECTED FROM THE LUMBER BUSINESS. J. H. Morgan, Omaha, Neb. Dear Sir: In reply to yours of the 24th, just received, we requested you to cancel the 2x12x24, an d 2x12x28 feet on our order No. 1169. We can take the long joists whenever they are ready, and will give you instructions when to ship, when you notify us they are ready. We simply did not want them sent to the Wichita yards. We can use them at some other points to good advantage, so please see that they are not shipped there. Yours truly, (102 words) 2. W. A. Bishop, Moberly, Mo. Dear Sir: We have just received a dispatch from our buyer in the North, stating he could not get the dimension shingles for you. We sent both of your orders to him to be filled. You requested us to let you know if we failed to get them, so we advise you now. We can get them in Chicago. Know of no other place where we can get the fancy cut. May possibly be able to get them on the Mississippi River, but are not sure. Yours truly, (93 words) 3- L. B. Hopkins & Co., Kansas City; Mo. Gentlemen: Your invoice of June 23d for car 736, we have checked over and find you have made a slight error in the extension of feet. You have it 31,528 and it should be 31,690. We have corrected same. Yours truly, (58 words) J. W. Lewis, 4. Lamar, Mo. Dear Sir: In reply to your letter of the 2yth will say that the circular windows for the church were shipped on July 3d. Advice has been sent from this office and we trust you will receive them without delay. Yours truly, (48 words) C. W. Graham, 5. Pacific, Mo. Dear Sir: Your letter of the 6th with memor- anda of contents of car 400 which you have at Winfield to dispose of, is at hand. We do not care to take it at the prices named. We might possibly take it if you would name us a reasonable price. We have been buying all our yellow pine dimension and fencing, of the size you have, for considerably less money than your figures. As requested, we return the correspond- ence. Yours truly, (86 words) H. D. Myers, 6 - Lincolnville, Kans. Dear Sir: In reply to your letter of the 5th, as to cancelling the 2x12x24, and 2x12x28 feet on your order No 1176, placed with you May 3ist, will say that you ac- knowledged this order June 9th, stating that it would be impossible to fill it with promptness, as your dry kilns were burned, and it would be 30 days before you could get it out. We wrote you to hold the order and make shipment as soon as possible. Yours truly, (100 words) 7- P. H. Curtis & Co., Winona, Mo. Gentlemen: Your telegram is just this moment received, and we have wired the mill to get out three cars of 2x14x25 ft. joists for you immediately. As soon as they come m we will transfer them and rush them through. Thanking you for the order, we are, Yours truly, (62 words) 8. Hummel Lumber Co., Bolivar, Mo. Gentlemen: We are informed by Messrs. Mont- gomery & Griffith, of this city, that you have a lot of Ash lumber for sale. If the lot is not already sold, we would like to 452159 37 THE LUMBER BUSINESS. have your quotations and description of quality, sizes and dryness. We are in the market for Ash lumber, and will pay outside prices for same delivered here in St. Louis. We would particularly like a quantity of 6x6x16 ft. and would pay something more than ordinary prices for that size. Please let us know immediately, if you have the lumber to sell, and oblige, Yours truly, (112 words) J. G. Maynard, Neosho, Mo. Dear Sir: We received your telegram this morning asking us to see Mr. Scudder, and have him order the City of Providence to take out the balance of the Ash, etc., at the mill. We did our best to do this, but without avail. The only promise that we could get from the boat people here, was that they would take it as soon as possible, and that it was probable they would get it out within a week. More than this we could not get them to promise. You will have to look out for a boat yourself down there, and whenever one comes up lightly loaded, you may be able to get them to take it, otherwise we fear it will drag along longer than a week. Yours very truly, (139 words) 10. T. H. Graham, Lebanon, Ark. Dear Sir: Your kind favor of the 2yth is received. We will ship you the three cars of first and second Walnut at once as per your shipping directions, price to be $80 per thousand f. o. b. cars St. Louis. In regard to the 2 in., 2> in. and 3 in. we have not quite enough on hand to fill your order. We have, however, two barges en route which we expect will arrive about the end of the week, when we will forward your six cars. Yours truly, (97 words) W. H. Walker, Memphis, Tenn. Dear Sir: Please see that order No. 888, sent you April ist, to Grainfield, Kansas, and placed by you with the Minnesota Lumber Company, on the 2d of May, is cancelled. We have ordered this elsewhere. We cannot jeopardize trade by allowing such orders to remain so long unfilled. This is simply outrageous. Also cancel the following items on order No. 1101 to Grainfield: 5,000 feet D. siding, fence grade. 3,000 feet 12 inch boards, 10 feet. 300 feet of moulding, No. 4073. We have bought this elsewhere. Yours truly, (no words) Gentlemen: We are advised by our Armourdale yards of the following shortage in car No. 15154, shipped by you on the 2oth of June. They find only 1,272 bunches of lath in the car and your invoice calls for 1,872. We' have taken the liberty of charging you back with 600 at the price charged, $22.00 per thousand, amounting to $13.20. Please send us credit memorandum. Yours truly, (79 words) Gentlemen: In reply to yours of the 6th, as to the reclamation of $12.80 allowed on car 5062, will say that this was credited to your account on May 2oth. See May statement for it. We probably wrote you in June, after the claim had been adjusted to the shipper. We had quite a time to get the amount allowed. Always when a claim is presented to us from any of the yards, we immediately charge it, so as not to lose sight of it in settling. We probably wrote you in June that the account had been settled. Yours truly, (no words) 14. Gentlemen: You may ship us the following Long Leaf pine: i car %x4, ist and 2d clear at $25.00. i car %X4 Standard ist and 2d clear at $20.00. i car 1x4 ist and 2d clear S 2 S and E at $18.00. We shall need 10 cars each for imme- diate shipment, providing the quality is satisfactory. We want all the straight grained we can possibly get of the ist and 2d clear. It should run at least 75 per cent. Yours truly, (97 words) 15- Dear Sir: We want to sell you cigar box lum- ber. We can supply yo with best grades of lumber f. o. b. cars here at the fol- lowing prices, to-wit: Best Log Run Cedar. . .$31.00 per M Veneered 21.00 " Poplar Imitation 13.00 " Bass Wood Imitation. .. 12.00 " Terms net cash, less 2 per cent, and one- third of the amount must accompany the order. We guarantee the lumber to be first-class and the best in the market. Buying of us would save considerable in time and freight, as the distance is so much shorter. This, of itself, ought to be quite an object to you. We hope to hear from you soon and remain. Yours truly, (125 words) LETTERS SELECTED FROM THE FLOUR, FEED, AND FUEL BUSINESS. Gentlemen: Replying to yours of the 29th inst. we wrote you yesterday, that your order for car of Anthracite coal had been for- warded to Chicago, and shipment will be made promptly. It will be hurried for- ward as rapidly as possible. Will also make your order for lump coke read crushed coke instead of lump. Yours truly, (57 words) 2. Gentlemen: Our Mr. Hatch requests us to write in regard to furnishing you some mill coal at Republic, Mo. We regret to state that, at present, we are not handling any of this coal, but can furnish either nut or slack, and would be pleased to have you place your order with us for your supply. We can quote you slack at 50 cents per ton and nut at $1.00 per ton f. o. b. mines. Shall be glad to have your orders. Yours truly, (93 words) 3- Gentlemen: On July 29 we wrote you for infor- mation as to whether your hard coal order, which you were holding when our Mr. Boyer left Springfield, had been placed yet. Up to date, we have received no reply and would like to ask, if you are still in the market for anything in our line. We would like very much to figure with you, if you have not bought your hard coal yet. Do you think there is any pos- sibility of doing anything with our Kansas coals this year, and if so, at what time ? Yours truly, (100 words) 4- Dear Sir: We quote you prices, f. o. b. mines, on different grades of coal, per ton of 2,000 pounds, as follows: Weir City and Cherokee lump $i-5 nut 1.25 mine run . . 1.25 Rich Hill slack 60 lump 1.35 mine run. . .50 Deepwater lump 1.50 In regard to Anthracite, Semi-Anthra- cite, and smithing coals, we will name you prices promptly on application. We shall be pleased to receive your orders, and will give them prompt atten- tion. Yours truly, (105 words) 5- Gentlemen: Enclosed find invoice and bill of lading for car of bran shipped you to-day. We have been unable to get any wood loaded until to-day. Will get one car off this evening, if possible, and one to- morrow. We are not getting in any wood now, do not know why ; so you had better look out for some other place to get it, as we are not going to be able to supply you unless they get to hauling more. Yours truly, (79 words) 6. Gentlemen: Yours of the 6th at hand and noted. We are at a loss to account for bad flour now, as our wheat is in much better shape than it was. We are selling considerable Patent at Monett now, and they are saying it is the best they can get. It took the lead of Pierce City Mills without any trouble. We are saving you all our bran. Was south a day or so and could have sold a few cars of flour, if I had promised them any bran. The demand for flour is very dull now. Yours truly, ( 100 words ) 7- Gentlemen: Yours of the 6th at hand. We can not ship a full car of bran at present, and it will be some time before we can. Have about 12 sacks on hand now. Have plenty of flour and are not running nights, as we can not find wheat cheap enough to make anything at present flour prices. The writer will start south to-night to sell a few cars of flour, and get the condi- tion of the market. Yours truly, (78 words i HESITATION. The following selection will be an excellent exercise for practisingon the "shun" termination. Having noticed, on many occasions, that in giving dictation to those who have ambition, aspiration and a disposition in opposition to inaction ; and who desire to make the acquisition of a business education, not only as a matter of remuneration, but to have an occupation, and to be able to follow a vocation for the satisfaction of an 40 HESITATION. gaining a reputation, as well as the accumulation, congregation, and concentration of wealth, from a just compensation, much hesitation is caused on account of the shun termination, I have some conception of the vexation; and, for the prevention of any interruption, and for my own satisfaction, consolation and instruction, and their accommodation and information, and without solicitation, I undertake the collection, combination and classification of such words. While my investigation may prove my incapacitation, and may not lead to a successful consummation of the work in contemplation, on account of the enumeration falling short of their anticipation, expectation or calculation, I feel a growing inclination to extend the accumulation in this composition, by recollection, consultation, conversation, revision and reflection, until the selection for inspection may not cause disaffection, nor meet with disap- probation, but merit some recognition and appreciation of this demonstration of my admiration and consideration of honest application, and, for their gratification and the honor of making this donation, hope to obtain their approval and commendation of the production, and without any provocation, lead them to a declaration of their intention to become familiar with words in this relation. (247 words) VOCABULARY OF GENERAL ADVICE. VOCABULARY OF GENERAL ADVICE. (a , S^> ^ 1 Sluipc -X- *-.- <- That you can Squarely _> ^ Front * ~, 6 .. ( Arm Erect \ Practising " >*3 *^ Penmanship Fore-arm Opposing Ideas Judgment Experience Possibly Really Labor Mistakes Decide Outset Moment Employers Object Indiscriminate Destruction Letter-heads Envelopes Errors Formed School Economy Typewriting Learned Typewriter Eraser Contributing Neatness Typewritten Familiar Information Obtain Teacher Everything Help Expert Appearance Desk Almost Synonym Accuracy Waste-basket Careless 4 Scores Wonder Shorthand Progress Compel Cultivation Absolutely Necessary Heavy Impossible Unless Seldom 6 Reference Occupies Inattention Important Observe Writer Forth Greater Effort Fairly Hanging Pushed Extended Occupying Taxing Nerves Nearly Enthusiasm Factor Generally Assumes Higher Standard Already Enthusiastic Comfortable Followed Easier Natural Becomes Finally Pleasant Cling Minutes Ordinary Difficult 6 Secret Manual Mental Skill Perfect Familiarity 'V \ /^ v **l X Chest ^> Principally .. / Easy *-^ jesti.^rv'', Combined Finger o -^-^^ Habits Program x Faithfully Systematic _^ o RT.i<1 / N. ^-_*- -/ ^^ Precision Happy / 6 c-^ Dictation Slow /r*"^* J ^W ^ -hi Avoid Sluggish \ IVllril -^V ( -~ / ^t *\ V -* *- Instrument While Quality Whether Blur ^ Note-book ? . S-^...cr Great deal Beginning' . ^^ rx^X 7 Unpractised ^ j^, \/ ' - o _^ ^~ ^f"^7 Profit Advice v Instead J o~7 (. - /ViiiZlf-f VOCABULARY OF GENERAL ADVICE. Subject \ <^^ V^-^T 1 Humanity Potatoes Barrel Toil Neither Courage Victory Added Strength 8 Remember People Machine Value Anxiety Keys Lightly Even Slip-shod Inaccurate Typewritist Chance Although Detriment Profession Instead Insure Blames Consistent Punctuation Sentence Containing Alphabet Extemporized Liquor Jugs Brown Fox Jumps Lazy Sentences Neglect. Method Perseverance Ambition Winner Somewhat Carriage Legal Documents Tabulated Invoices Confidence Ability Omit 9 Talent World Discouragement Trying Borrow Expression Equivalent Forward Be able to Marked Improvement From day to day Notice Moderate Accomplish Affected Along Faster Appears Diligently Listening Competent Taught Experiences Conscientious Instructor Lifted Shoulders Lessened Ground Traveling Guided Thorny Something Nothing Results Unless Work Packages Deliver Else Promptly A_ v^__v Skillful Painstaking Thinking TTT^> ..-?. s^~ Craft / Constant Thoughtful -7773. \^ a if ^ /~ cr Alert Detect p ^ ^ V Unthinking Productive ,f 9 Outlines Determined ^ Words rtr^. =C_JsaJ_ Phrases Thoroughly ~ , ,-^. Selection --1 -C *. L Legible Requires *"~ + Preparation Discouraged . Exercise /^7T._..JP .STJ?. Patience Advantage Opportunity .A 9^,,--. ...&, ^ V* Preparatory Everyone Prepared i. o / ~jj ^ ^ ^ Advance C Plenty Everything 2 /- f-i,^ -v ^ ^ Undertake _ Picture V 1 (y /* J -V- Anxious KT Energetic Succeed x^ 9 ^ < <^- ^^i^_ Yourself Value o\ /^N *c 'v^ ^ Reputation \ Review Over-estimated / ' ' xA__ That which is *^*^7T ....tj.jr.4ns*, Repeatedly Becomes -5 Q-, /v Almost Jtc. i ^ Memorize ^x ^~"S~a fe^ ITV > Any one r^ , Independently f~n- V "> C Regular --^/--- -^ -. Correctly Adopt /f _ o "\ We would ff Off V^ / ^ x J^d-C' It will not 7 Arranged q Wraps XT'"? ^-"O^ _x ^ ^ ^ Belong Pertaining \ \ ^*"* ^ -u,^^ Annoying Dozen f!~v~- ~~> Q -^r> -1, "NO Constantly Interests ^f D ( ___^ / '"k ^" > " Persuaded Discretion ^ /. ^^ ! ,X^ Naturally Actually .xi. Hesitate Decision J>~ ' S~l-, ^ ^ x^^ Master Struggle ^_^_ ,,.- v_^ Gradually Worked r. ^^ \ ^ ^ . .,. * x *"" " GENERAL ADVICE. i. SUGGESTIONS. Always keep your notes in shape so that you can readily inform the instructor where your next dictation begins, and so that you can find ,your place when called upon to read your notes. Sit squarely in front of the table, putting as little weight on the right arm as possible. Sit erect, in about the same position as if practising pen- manship with the fore-arm movement, but do not rest the chest against the table. The weight put upon the table should be on the left arm, principally, leaving the right arm free and easy, using the combined fore-arm and finger movement. Use your left hand to turn your paper and hold it in position, and study about how to manage your paper so as not to lose time. Be regular in your habits in the room, following, faithfully, the daily program of the instructor, and you will learn to be systematic. Make your notes small ; it will have much to do with your success. If your notes are large at a low rate of speed, what will they be at a rapid rate ? You can not attain to a high speed with large notes, but it is equally dangerous to make them too very small and with too much precision. Try to strike the happy medium. You should have dictation at a slow, medium and rapid rate, so that you will have opportunity to make perfect notes at a low rate of speed, and become accustomed to poor notes made at a high rate, and avoid getting into a rut, or a sluggish habit of the hand. The pencil, if kept sharp, is the better instrument to use while learning. Don't use a poor quality of pencil or paper, and don't try to write with a dull pencil ; either will damage your notes and retard your speed. To train the hand for accurate work the pen is preferable, if it is a good one, but the student or the reporter should accustom himself to either. Carefully study the individuality of notes made at a rapid rate. Become accus- tomed to these peculiarities, and it will lead to greater facility in reading. (360 words) 2. MATERIALS. "A workman is known by his tools," is a common and very true saying, and especially is this the case with the stenographer. The character of his work depends largely upon what he has to work with. Pens, ink, pencil, and paper are necessary equipments. With poor material any one will turn out clumsy work. Pens. Reporters differ as to the kind of pens to use. The student is recom- mended to select a smooth, flexible, medium fine-pointed pen, about the grade of Spencerian No. i, or Gillott No. 604 E. F. Use black ink that will flow freely, so that the pen may not fail. Pencils. Some reporters do not use pens at all, but use lead pencils entirely. We would recommend the use of both pen and pencil, as there are many occasions on which it is convenient to use the pencil and necessary to use the pen. Always be sure to provide beforehand a sufficient number of well-sharpened pencils. Use a good quality of pencil, medium soft with smooth, tough lead. Hold the pen or pen- cil in the usual manner when writing longhand. Everyone will not hold it exactly the same, but the holding of the pen and ease of movement will be governed by the same rules as longhand writing. 43 44 GENERAL ADVICE. Paper. The kind of paper depends on whether you use pen or pencil. For the pen use good smooth paper, in which the pen will not catch and blur. For the pen- cil, the paper should not be so smooth. If a note-book is used, fill all of one side, and when the book is thus written through, turn it over and write it through the other way. 3 (286 words) NEATNESS. If the student understood properly the requirements that will be demanded of him when he takes a position, he would do more to fit himself for his future work. If he could realize the briefness of the time within which he is supposed to complete the course, and what should be done in that time, he would study and practise a great deal more at the beginning of the course, and not leave so many things unprac- tised until the end ; and he would be very much more willing to profit by the advice of those who have been over the road instead of opposing his ideas of what he should do and how he should work, to the judgment of those who know by experi- ence what he cannot possibly understand, until he has really been there. Much time and labor, and many mistakes in life would be saved if he would decide in the outset to profit by the advice and experience of others. If he had supposed for a moment that employers would object to the indiscrimi- nate destruction of letter-heads, envelopes, etc., on account of errors, he would not have formed the habit in school of wasting so much of his paper, but would have practised economy, and have been careful in his typewriting, and would have learned to get along without a Typewriter Eraser, thus saving a great deal of time, and con- tributing much to the neatness of the typewritten page. Of course, the student is not supposed to be familiar with these facts ; and there are many others which should be considered by him, for it is his duty to obtain infor- mation along every line that will have to do with his success. He should carefully weigh the wise words of his teacher and do everything that will help to make him an expert. If he take pains to be neat in appearance, to keep his material in order, and his desk neat, his work will be neat. The word "expert" has almost become a synonym for neatness and accuracy. Don't do any waste-paper-basket work. If you intend to do some careless type- writing, only practise, and then throw it into the waste-basket, you will save time, and guard yourself against a very bad habit, by putting the blank paper into the waste-basket. As we are, so we do. (390 words) 4. KEEP YOUR PENCIL SHARP. In the face of all that has been said in regard to this matter, it seems that scores of stenographers never have more than one pencil at a time, which they sharpen about once a day, and then wonder why they cannot do better work in shorthand, and make progress, instead of growing worse. We often hear beginners say, " if my pencil is sharp, I always break the point." Now that is just the reason it should be kept sharp, for it will compel the cultivation of a light touch which is absolutely necessary to speed. Of course the touch must be heavy enough to be plain, but it is impossible to make good clear notes unless the pencil is sharp. You should have two or three pencils at hand so that if the point should break you can take another ; but if your touch is right it will seldom break. ^ (153 words) THE STUDENT'S STUDYING POSITION. Too much can hardly be said with reference to the position the student occupies at the table or desk while writing or studying shorthand. All works on penmanship give this subject special attention, but in the face of it all we find penmanship students more or less careless about their position, and making poor progress on account of inattention to this very important matter. GENERAL ADVICE. 45 It is even more necessary, if possible, for the shorthand student to observe a correct position while at work than for the writer of longhand to do so, because the shorthand writer must put forth a greater effort. One may do fairly good work at a slow rate of speed, while writing with his head in his hand, or partially lying down in his chair, or with his body hanging over on the table and feet pushed back of his chair, or extended straight out in front, but he will not do his best work in such a position. Often he will say, " I am doing the best I can," but unless he is occupy- ing the correct position at his table, and taxing his nerves fully, he is not nearly doing his best. Enthusiasm, also, is a very important factor, and enthusiasm generally assumes a position that denotes energy. The student who sits erect, with both feet on the floor, and with one hand holding the paper in position and turning the leaves as occasion requires, while the other hand does the writing, and who is willing to tax every nerve in his body in order that he may do his very best to reach a higher standard of work at a high rate of speed, is already far on the road to success. Of course a correct position, and an enthusiastic way of working may not be comfort- able at first, but the more it is followed the easier it becomes, and will soon be natu- ral, so that finally the work of a good shorthand writer is very pleasant. Let the student keep in mind that the habits he forms in school will cling to him in all his practise in shorthand, and that what may be an easy position for two or three min- utes of ordinary writing, may not be an easy position for two or three hours at a time, on difficult matter. g (391 words) HOW TO BECOME EXPERT. The secret of becoming an expert in writing shorthand is the same as in every other line of manual or mental skill. It lies in perfect familiarity with the subject matter, which calls for skillful, painstaking practise, together with close, clear, and accurate thinking at the same time. Great skill in any manual craft is reached only by constant and thoughtful practise, during which the student is always on the alert to avoid errors, and to detect and correct them when once made. Hap-hazard and unthinking practise is productive of more harm than good. The correct outlines should first be determined upon, and then they should be written over and over again, until the words and phrases become thoroughly famil- iar, after which the selection should be taken in dictation and the notes read, until it can be written rapidly and read like print. The student will find that his notes are always legible, if well written, though ease in reading requires some practise in reading. It is a waste of time to take dicta- tion after dictation without preparation. He should write with such care as to feel, while writing, that he can read his notes. Of course, he cannot always do that at first, and should not allow himself to become discouraged on this line, but exercise patience. He is supposed to take advantage of every opportunity in and out of school to practise words and phrases preparatory to taking dictation. The instructor should not be expected to wait on the student to prepare for his dictation. Everyone should have prepared in advance, so that the instructor may do his work in his usual systematic way. Don't say, " I have not practised that," when you have had plenty of time to do so. You should do everything that will help to make you an expert. You can be an expert when you leave school. As a rule, what you do, and what you undertake to do, are a picture of you. Be anxious, be energetic, be enthusiastic, be willing to do as your teacher says, and be determined to succeed, but don't allow yourself to become discouraged. VALUE OF REPETITION. In gaining speed in shorthand, the value of repetition and constant review can not be over-estimated. That which is done repeatedly soon becomes almost mechanical, and what is done mechanically can be done rapidly. The words that are represented by word-signs and contractions are of very fre- quent occurrence, are spoken rapidly, and, consequently, must be written rapidly. 46 GENERAL ADVICE. In learning word-signs, you must memorize them so thoroughly as to be able to use any one of them independently of all others. Don't think you know them well enough when you can write them and read them in regular order, but learn them so that it will not matter to you how they come. In your practise, take care to have your notes well made and correctly written. It is possible to adopt word-signs of one's own, and be able to read the notes, but we would advise the student not to do it. Put that off a few years, and it will not be necessary. (506 words) 7. THE STENOGRAPHER. The stenographer should make it his or her business to keep things well arranged in the office, chairs in their places, wraps and hats where they belong, and desks in order, so that anything that is wanted pertaining to his work, or his employer's convenience, can be readily found. You should have two or three well-sharpened pencils always ready, and your note book lying near and open, or arranged so that it will at once open to the place, so that you will not have to turn any leaves to get ready to write. It is annoying to wait for the writer to sharpen his pencil or turn over a dozen leaves in a tablet, before he is ready to begin. You should always be on time, and never in a rush to get away from the office. You cannot have the business well in mind unless you have your mind constantly on it, studying its interests. When you talk, talk business. Don't speak unless you have something necessary to say. We do not mean by this that you should have to be persuaded to speak, but that you should use discretion in the matter. Use common sense, of course, and do what is necessary to be pleasant. Keep pins, pens, pencils, and all papers belonging to yours and your employer's desk in place, so that you can tell him where they are and get them for him readily, if necessary. Be quick about everything. You may be naturally slow but you can learn to hurry. Don't have spells of rushing, during which you make mistakes and actually lose time, but hurry without seeming to. Don't debate in your mind about doing a thing, but take hold and do it at once. Decide quickly and act, don't hesitate. Lack of decision stands in the way of the success of many. There is no way around these things. They must be met squarely. You must master them or they will master you. Life is a struggle. Living is doing, and doing means struggling. Many a man with large brains has been gradually worked to the bottom of the great mass of humanity like small potatoes work to the bottom of the barrel, because he would not toil, neither would he spin. Have an object in life and train for it. Have courage; you will succeed if you have the staying qualities. With every victory comes added strength. Observe these things in school and it will not be hard for you in the office and your work will be all the more pleasant for you and your employer. Remember that as you are in school so will you be in the office. (455 words) 8. SPEED ON TYPEWRITER. More people fail on account of lack of speed on the machine, perhaps, than any other one thing ; but speed without accuracy is of no value. In the beginning of your typewriter practise be very careful, and do not allow your anxiety for speed to keep you from doing neat and accurate work. Strike the keys with an even touch, quickly but lightly. The slip-shod, inaccurate typewritist does not stand any chance for a position. Although he may claim to be a stenographer, he is really a detriment to the school he attended, and to the profession. Instead of taking up the work in a careful, systematic way that will insure him success, he blames the system, the typewriter, or the instructor, but never once blames himself. To gain speed, a sure and safe way is to take a letter of 150 or 200 words and write it twenty-five times, as rapidly as possible consistent with neatness and accu- racy. Then change to another letter of 200 words or more, and write it fifty times, GENERAL ADVICE. 47 as rapidly as possible, and so on, taking other letters. Save every copy while you are writing from it, and count only the correct ones. Be sure to insert the punctu- ation marks, and to strike them lightly. It is a good plan to practise some sentence containing all the letters of the alphabet four or five minutes before beginning your work, such as "John quickly extemporized five tow bags." "Pack my box with five dozen liquor jugs." " The quick brown fox jumps over the lazy dog." But do not practise such sentences so much as to neglect all other practise. Many students waste time on some speed sentence that they like to write. This method of gaining speed requires patience, perseverance, determination, and ambition, but it is a sure winner. It is not to be followed by the beginner, but by the more advanced student who has become somewhat familiar with the machine. The student should do a great deal of typewriting from shorthand notes, and should learn to carry long sentences in his mind, and not have to look at the copy often nor raise the carriage to look at the writing. This also requires patience and perseverance. You must guard against discouragement in all your work, both in typewriting and in shorthand, and just keep on working. Study the proper heading of legal documents and practise tabulated work, such as invoices and tabulated letters, until you have confidence in your ability to make a satisfactory copy. In long invoices with prices and amounts and a long tabulated price-list, you may omit the period, using a space instead, with good effect. 9. (449 words) DISCOURAGEMENT. A great deal of talent is lost to the world for the want of a little courage. Pro- gress is impossible to a discouraged student. Discouragement is brought on by try- ing to cross the river before you get to it. Don't borrow trouble. How often we hear the expression: "Oh, I never can learn it" "I don't believe I ever can learn it " " Oh, I know I can not learn it." These expressions are almost equiva- lent to saying, " I won't learn it." There is no such thing as " standing still ;" and if you will have patience enough to work on for awhile, and not worry about some- thing that you have not come to, you are sure to move forward. You may not be able to see any marked improvement from day to day, but your teacher, who has taken many just like you over the same road, can notice it. You cannot see the grass grow, but it grows just the same ; and if you do the work faith- fully, just as you come to it, you will just as surely improve. The person with great courage and moderate ability will accomplish more than a person of great ability and moderate courage, so don't be worried, because some one seems to be moving along faster than you. What appears to be true is not always true. Many times discouragement comes, after the student has worked diligently. This is often caused by the student following his own ideas of how to study, instead of the teacher's, or by listening to what other students have to say, or what some office stenographer has to advise, neither of whom are competent to advise any one, for they have never taught and know nothing of the experiences of a competent and conscientious instructor. One-third of your teacher's labor would be lifted from his shoulders, if you would follow his advice ; and your own labors would be materially lessened. He has been over the same ground you are traveling, knows all the hard points, has advised and guided many students along the thorny way, so to speak, and can do the same thing with you, if you will let him. He cannot make something out of nothing, in other words, he cannot show results unless you do the work. Your instructor cannot "do shorthand up in packages and deliver it to you," else he would do it promptly. He cannot learn you one thing. He can teach you, but YOU will have to do the learning. He can show you the road and make it plain ; he can go with you to the very door, as it were, but you will have to go in alone. VOCABULARY OF THE BUILDING AND LOAN BUSINESS. NOTE : While practising the words and phrases in the vocabulary, there may be an occasional instance in which the outline is not understood. In all such cases, look up the word or phrase in your text-book and study the principle used in writ- ing it. VOCABUL :NG AND LOAN BUSI 1 G. W. Campbell Waterloo, 111. I send you Herewith Papers Executed By you And your Wife $600 Wilkinson Property Sold And you will Promptly The first payment Thereon Third Saturday Of this month Are received We will send the Deed of trust Warranty Record Howell county Please send And that you will Ypu will Give the same Prompt attention 2 James Hodkins Bethalto, 111. To advise you Applied Margaret Finch That I have Our board For their Further Consideration Representation Importance Originally I have succeeded Allowed And yon will therefore Abstract Drawn 3 W. C. Stonebraker Evanston I return Title William Chapman For correction Proper corrections Indicated Thereto And return Prepared C. B. Burton Application You should send these At once Can be closed At Office 4 J. D. Carney Wausau In the matter Melissa Jordan Of an I would say I have brought Our directors Report Mr. Howser And they have Declined Do not consider Desirably Located And knowing Whatever Of the Character Moral Applicant 5 Buck & Fleming Binghamton Complying With your request This day Dr. Keith Geo. W. Easton Release Pprtiticate 6 Dr. A. W. Keith Bonne Terre I am in receipt of And I send them Except Accept Possession In case Continues However To us Remittance 7 I have your favor of the Relative And will say that I am satisfied It w ia be Useless Bybee For an Increase Previou. ;ly As the property We are receiving At this time Within Established Exception In this case Especially We have been Liberal People Recently If he cannot Advise me 8 Martinsburg For the month This day And I find Error Short And you have remitted On account Mary Lorry August Hooper Monthly Advance Whereas Discount Should be Average time On the total 3 months Please send check To balance And oblige 9 T. J. Howser Tacoma, Wash. Prospects Are good there Hope you will Gilliam Judy I have written him Begin To spend Good man Pretty If you could get him Started A few days If you can Do so Without Neglecting The other Of course It is necessary In the field Opportunity That is i Offered Advantage 10 Seattle, Wash. I have your letter That you are Again ready Resume Believe Additional Ought So far as Blockfield Concerned Stock-holders A VOCABU1 It is my Impression Meadville Towns On that I will send Your letter Who is now In the midst I am sure Separate Annual I think you will find Gratifying Assuring Isaac K. Sobey Manchester, Va. Suggestion Benefits Small Placard Advertising And the fact that Advisability Distribution Among Windsor Security First-class Approved 12 Edward Merrlck Danville, Va. Decided The first Regular Membership Association Withdrawn Entitle 13 W. A. Horn Burlington, Vt. And I return Submitted Accepted Compared 14 Bennington, Vt. Chester P. Purton And I send you Labor Fully Settled 15 Wm. C. McClure I have Issued What you say Probability Through Dr. Fleet New Franklin I am very sorry That you had Difficulty Does not pay Public Argument Any other And a man Avoid Discussion Differences It is a bad thing Wrangle Injure In that place Peacefully Prosperously Discord Tendency Complications Misunderstanding Thoroughly 16 T. W. Cook Ogden, Utah Mountain Equal Accordance Indicated Poplar Bluff Renew Required 17 J. S. Henderson Knoxville Misfortune Suffered Cheerfully Duplicate <>.. O 'ING AND LOAN BUSI> ( Therein Reports Supplies Destroyed Extra Ample 18 M. L. Thomas Franklin Jas. Collins Advises Accordingly Blank Instalment Thereafter Period Share Withdrawal As you are aware Consequently Delinquent C. E. Isle Easily Explanation Any other Suspending Favored Perfectly 20 Mrs. Reager Personal Resources Possessed Confidential Borrowed Finally Opinion . Whether It is desirably Situated Approximate 21 Sufficient Seligman Organize Organization Reasonable Acceptable Officers President Secretary Treasurer Appraisers Charter 22 Consideration Attorney Examiner Remittance Definite Property 23 As directed However We are not able to Series I trust You will be able to 24 Representative East St. Louis Legislature Foreign Associations Soliciting Depositing Capital Entirely Unproductive Communicate Reference James Atkinson Stationery Whereabouts 25 Inquiring Phillips Chillicothe Thereto Penalties J Standing Regularly Indebtedness Release Discount On this claim Handle 26 Dear Madam Simpson & Flavins Divide Impair Impossible Visit \ LETTERS SELECTED FROM THE BUILDING AND LOAN BUSINESS. G. W. Campbell, Waterloo, 111. Dear Sir: I send you to-day herewith papers to be executed by you and your wife, M. G. Campbell, for $600, the loan made on the Wijkinson property sold to you, and you will please execute the same and return to us promptly. The first pay- ment will be due thereon the third Satur- day of this month. As soon as these papers are received, we will send the deed of trust together with a warranty deed to you to be recorded in Howell county, and you will please remit $2.60 to pay for recording. Trusting this will be satisfactory, and that you will give the matter prompt attention, I remain, Very truly yours, (121 words) 2. James Hodkins, Bethalto, 111. Dear Sir: I have to advise you in regard to the loan applied for by Margaret Finch, that I have brought the same before our board for their further consideration. Upon the representation made by you of the importance of making this loan, for the amount originally asked for, viz: $600, I have succeeded in having the amount allowed, and you will therefore, send abstract as soon as possible and papers will be drawn for that amount and sent to you to be executed. Yours truly, (92 words) 3- W. C. Stonebraker, Evanston, Wyo. Dear Sir: I return herewith the abstract of title of William Chapman for correction. Please have proper corrections made as indicated in the letter attached thereto, and return as soon as possible. We are also prepared to close the loan of C. B. Burton, but find no application for loan stock with his application for loan, or with that of William Chapman. You should send these at once so these loans can be closed. These are all the applications for which we have abstracts at this office. Very truly yours, (95 words) 4- J. D. Carney, Esq., Wausau, Wis. Dear Sir: In the matter of an application for a loan by Melissa J. Jordon for $500.00, would say that I have brought the matter before our directors with the report of Mr. Houser, and they have declined the loan, for the reason that they do not consider the property desirably located, being so near the railroad, and know nothing whatever of the character and moral risk of the applicant. Yours truly, (80 words) 5- Buck & Fleming, Binghamton, N. Y. Dear Sir: Complying with your request of the 6th inst. we have this day mailed Dr. Keith, at Bonne Terre, all the papers we hold in the loan of George W. Easton, together with release deed, with instruc- tions to deliver the same to him upon the payment of $504.50 ; or, if he desires to cancel his stock, they will be delivered to him upon the receipt of his certificate to Dr. Keith and the payment of $402.90. Trusting this will be satisfactory and that prompt payment will be made, I am, Very truly yours, (108 words) 6. Dr. A. W. Keith, Bonne Terre, Mo. Dear Sir: I am in receipt of a letter from Messrs. Buck & Fleming, enclosing the papers of George W. Easton, together with release deed to be sent to you, and I send them herewith, all except the ab- stract which you have in your possession, and you will collect of Mr. Easton, in case he continues his stock in force, $504.50. If, however, he desires to cancel his stock, you will collect from him $402.90, and 51 BUILDING AND LOAN BUSINESS. also take up his certificate of stock and return to us with remittance. Trusting this will be satisfactory, I remain, Very truly yours, (114 words) 7- W. A. Horn, Esq., Buckhannon, W. Va. Dear Sir: I have your favor of the 6th inst. , relative to the loan now pending in your town, and will say that I am satisfied it will be useless to bring the Bybee loan before our board for an increase over the amount previously allowed, as the prop- erty will not justify such a loan, and we are receiving so many applications at this time for loans that come within our estab- lished rule that I am satisfied they could not make an exception in this case, espe- cially, as we have been very liberal with your people in loans, recently having made quite a number of them for you. If he cannot arrange to use this amount advise me and I will return his applica- tion. Very truly yours, (134 words) 8. W. C. Stonebraker, Martinsburg, W. Va. Dear Sir: Your report for the month of Janu- ary received this day, and I find you have made an error of $4.16 in your footing, and that your remittance is $4.35 short. You have remitted on account of Mary M. Lorry, certificate No. 4486, $1.80 too much. You have also allowed on certifi- cate No. 6429, August Hooper, a discount of $1.40 for six monthly payments in advance, whereas the discount should be 70 cents, as we allow 6 per cent for the average time, which would be 5 per cent on the total amount due for three months, which leaves a total of $3.70 still due us. Please send check for this amount to balance our cash, and oblige, Yours very truly, (145 words) T. J. Howser, Esq., TacOma, Wash. Dear Sir: I have your favor of the 8th inst. enclosing application for stock and am glad the prospects are good there and hope you will get Mr. Gilliam in shape to do better work than he has been doing since you left. I also send you herewith a letter just received from C. W. Judy. I have written him that we are glad to have him begin work again, and that I would forward his letter to you and you would probably arrange to spend a few days with him as soon as possible. Mr. Judy is a pretty good man. If you could get him started out again, it would be well to arrange to join him for a few days, if you can do so, without neglecting the other work you have in hand. Of course, it is necessary to get every man in the field or we shall not sell the stock we should, and every opportunity that is offered should be taken advantage of. Yours very truly, (180 words) 10. C. W. Judy, Esq., Seattle, Wash. Dear Sir: I have your letter of the yth inst. and am glad to know that you are again ready to resume work, and believe that additional work ought to be done, though, of course, cannot tell what the prospects are. So far as Blockfield is concerned, would say that we have some stockhold- ers there that have been carrying stock with us for about two years, and it is my impression that considerable work could be done at that place, also at Meadville and at other towns on that road. I will send your letter to Mr. Howser who is now at Tacoma in the midst of some very pressing work, and I am sure he will arrange to spend a few days with you as soon as possible. I send you, under separate cover, some of our annual statements, which I think you will find very gratifying and of considerable use to you. Very truly, (163 words) n. Isaac K. Sobey, Esq., Manchester, Va. Dear Sir: I have your favor of the 8th inst. and note your suggestion in regard to the benefits of having a small placard adver- tising our business, and the fact that loans can be made promptly. We think the suggestion is a good one, and have for some time considered the advisability of having a large number of these prepared for distribution among our local branches, which we shall probably do at an early date, sending one to our board at Wind- sor. In the meantime, we are prepared to promptly make all loans offered, where the security is first-class and can be approved by our directors. Yours truly, (114 words) 12. Edward Merrick, Esq., Danville, Va. Dear Sir: I have your favor of the i2th inst. and am glad to know that you have decided to take some stock with us, and we have, in accordance with your letter, issued a certificate for $1,000 of stock to you in our March series. The first regular payment of $6.00 thereon will be due the third Saturday in March. You are correct in BUILDING AND LOAN BUSINESS. 53 regard to the membership fee paid on the stock withdrawn, which entitles you to the same amount of stock in this associa- tion. You will, therefore, remit $5.00 direct to this office in payment of the other $600 of stock. Thanking you for your favor, I remain, Yours truly, (125 words) 13- W. A. Horn, Esq., Burlington, Vt. Dear Sir: I have your favor of the I2th inst. advising me that Mrs. Sarah H. Bybee will accept a loan of $2,000 on her prop- erty, and I return herewith an abstract of title submitted in this loan, showing some corrections necessary to be made, before the title can be accepted. Please have title compared promptly and return as soon as it has been approved by your attorney. Papers will be drawn and sent to you for execution. I also send you herewith papers for additional loan of $2,000 to L. Watts, which have been properly executed and recorded, shown on the abstract and returned. On receipt of same, check will be sent you for the amount. Yours truly, (128 words) 14. W. C. Stonebraker, Esq., Bennington, Vt. Dear Sir: I have your favor of the I3th inst., enclosing the bond and abstract in the loan of Chester P. Purton. I send you herewith check for $345 which, with the fee of $5.00 for examining the abstract, makes the full amount of this loan. Please see that all bills for material and labor are fully settled, and receipts for same sent to us. Yours truly, (76 words) 15- Wm. C. McClure, Burlington, Iowa. Dear Sir: I have your favor of the nth inst. enclosing two applications for stock, and certificates will be promptly issued and mailed. I also note what you say in regard to the probability of some trouble through Dr. Fleet, of New Franklin. I am very sorry that you had any difficulty whatever with him. It does not pay to get into public argument with representatives of any other company, and you should in every way avoid an open discussion or open differences, as far as possible, as it is a bad thing to get a fight on your hands in any town, or to get into a wrangle over matters, as it is sure to injure your busi- ness in that place. I had hoped that the board in New Franklin would get along peacefully and prosperously, without any discord, and am sorry to know that any- thing has come up which has a tendency to injure the business. If possible, I trust you will avoid all such complications, and in selling stock have the membership fee thoroughly understood, so that there can be no misunderstanding in regard to it. Yours truly, (196 words) 16. T. W. Cook, Esq., Ogden, Utah. Dear Sir: I have your favor of the i3th inst. and note what you say in regard to desir- ing a loan on some property at Mountain Home, and would say that we could loan you an amount equal to one-half the value of your lot and house, when completed. Our basis of loaning is not to exceed 50 per cent of the cash value of the security; but we can loan to you upon any terms that will suit you, from 5 to 10 years, in accordance with the rates indicated in our book which I enclose you herewith. I trust you will make an effort to secure some new stockholders for us at Poplar Bluff, and we will allow you one-half the membership fee on all stock which you secure. We would also be glad to have you renew the amount of stock with us, equal to that withdrawn, at any time you can arrange to do so, in which case you will be required to pay no membership fee. Yours truly, (182 words) 17- J. S. Henderson, Esq., Knpxville, Tenn. Dear Sir: I have your favor of the i3th inst. and regret to learn of your misfortune, in that you have suffered the loss of your store by fire. We cheerfully comply with your request and send by mail, under separate cover, a duplicate of the stock- holders' ledger with the names of our stockholders entered therein, and the payments made by them, also reports and other supplies. I presume the stockhold- ers have their pass books and that they were not destroyed, but for fear they might have been, we send a few extra books and trust they will reach you in ample time. Yours truly, (114 words) 18. M. L. Thomas, Franklin, Tenn. Dear Sir: Mr. James Collins, who carries con- siderable stock in our association, advises us that you desire some stock. I, accord- ingly, send you herewith blank applica- tion, which please fill out for the amount desired, and return to us. Our shares are 54 BUILDING AND LOAN BUSINESS. |5oo each, on which a membership fee of $5.00 is paid, when the application is made, and on which a monthly install- ment of $3.00 on each share is payable on the third Saturday of each month thereafter, for a period of not to exceed 84 months. I trust to receive your appli- cation for any amount you may desire. Awaiting your reply, I beg to remain, Yours truly, (117 words) 19. Dear Sir: I have your favor of the 15th inst. in regard to withdrawal statements sent you for certificates No. 5915 and 5968, and in reply would state that these certifi- cates were received February 5th. As you are aware, our pay-day for the month of January occurred January 2oth, conse- quently, certificate No. 5915, C. R. Bu- chanan, was delinquent for the month of December and January and subject to fines for three months. Certificate No. 5968, C. E. Isle, was delinquent for the month of January, and subject to a fine of $ i.oo, though I find in making his state- ment he was only charged with 50 cents, which was an error. Of course, we do not desire to have you pay any fines on this stock, but you will easily see from the time these certificates were received by us, that they are properly subject to fines as above indicated; but, if there is any other explanation, which will warrant us in suspending these fines, we would be glad to be favored with the same, for we desire to be perfectly just in the matter. Yours truly, (202 words) 20. Dear Sir: I have your favor of the i^th inst. inquiring in regard to an application for a loan made by Mrs. Reager, and in reply would say that on February 5th, I wrote you a personal letter, asking about this property and the resources possessed by her for making her monthly payments. I also want some confidential advice as to her son ; I understand it is for him the money is borrowed, and we are awaiting your reply to this letter, in order to pass finally on the application. If you will supply me with the above information, and also advise me as to your opinion concerning the property and its present value, we will, on receipt of your letter, advise Mrs. Reager in regard to her application and will be prepared to close the same promptly. Yours truly, (141 words) Gentlemen: I have your favor of the isth inst. and will say that if sufficient stock can be obtained at Seligman to organize a local board, we are prepared to make loans to you upon the property, if it can be approved by our directors. We could not organize a local board for less than $5,000 of stock, and if you can secure that amount for us, we will perfect the organization, and can supply you with all reasonable demands for loans upon accept- able security. I send you, under separate cover, some of our printed matter and blank applications for your stock. If you can secure the above amount, please make your applications for stock, send- ing them to us, together with the mem- bership fee of the same, and advising us whom you desire to select as officers of the local board, viz: President, Secre- tary and Treasurer, which is filled by one person, and three appraisers. On receipt of these a local charter will be issued and supplies sent. Yours truly, (184 words) 22. Dear Sir: I have your favor of the I4th inst. enclosing remittance of $5.00 to pay attor- ney's fees on the application for loan of Messrs. Long Bros. Their application will have prompt consideration, and it is likely that a special examiner for the association will visit New Franklin the latter part of the week and report on this property. As soon as his report is re- ceived, a definite answer will be given in regard to the loans. Yours truly, (86 words) 23- Dear Sir: I have your favor of the I4th inst. enclosing application for $ 1,000 of stock, and the certificates have been duly issued and mailed as directed, together with receipts for membership fees. We are not able to issue this stock in our Febru- ary series as requested, as that series has been closed. We, therefore, issue it in the March series, which I trust will be satisfactory. In regard to the stock of J. D. Mason, I would state that the withdrawal value of certificate No. 2777 is $151.20, and cer- tificate No. 2784 is $144.90. I trust that you will be able to dispose of them at Lincoln. Trusting to receive additional stock from you, and assuring you of our best wishes, I remain, Yours truly, (140 words) 24. Dear Sir : I have your favor of the isth inst. inquiring in regard to our association, and in reply would say that we would be glad to have a representative in East St. Louis, were it possible for us to do business in the state of Illinois. The last legislature in that state passed a law preventing foreign asso- BUILDING AND LOAN BUSINESS. 55 ciations from soliciting business in the state of Illinois, without depositing $100,000, which of course no association could do, as it would take that amount of capital and render it entirely unproductive, and without any security to its stock-holders for its return. If you desire to do any work in Missouri, we should be glad to communicate with you in reference to same. I note the name of James E. Atkinson upon the stationery used by you ; if you could advise me in regard to him and his present whereabouts, I would consider it a favor. Yours truly, (i 60 words) 25- Dear Sir : I have your letter of the i6th inst. inquiring in regard to the loan which we have upon the property of A. C. Phillips, at Chillicothe. The amount of delinquent payments and penalties up to the first of March will amount to $138.60, which amount, if paid by that time, will place the loan in good standing, so that the payment of $14.70 per month can be reg- ularly made thereafter. The amount of the loan is $700, making the total indebtedness March ist, $838.60, and there would be a credit on account of dues paid on stock, amounting to $59.50, so that it would require $779.10 to pay the loan in full to March ist, and secure a complete release of the deed of trust and the return of all papers. If you can arrange to take this loan, we will make a discount on this claim and accept $760 in cash March ist, for a full release, and I trust ,you will be able to handle it one way or the other. Please let me hear from you, promptly, whether or not you can do anything with it. Very truly yours, (215 words) 26. Dear Madam : I have your favor of the i6th inst. and note what you say in regard to hav- ing made remittance, for part of the amount of your dues, to Simpson & Flavin; and trust you will be able to arrange to pay the balance at an early date. I note also what you say in regard to selling part of the property upon which the loan is made, and divid- ing the loan. In reply will say that we would be glad to do this for you, if it would not in any way impair our se- curity. However, it would be impossible for us to make such change, until some one of our agents should visit Flavin, look at the property, and advise us as to the relative value of the two different pieces on which the loan is made. I can- not, at this time, say how soon any one of the officers will be there. Very truly yours, (158 words) VOCABULARY OF THE HARDWARE BUSINESS. VOCAB TTT AT " r "* IT *"DWARE BUSINESS. 1 Harold. Smart & Co. Maysviile, Ark. Finished Wagon tongues Queen Heater Carvers Coal oil We have these Almost Handle Engraved Already Manufacturer Pleasure 2 Merrick & Lee Sparta, Mo. Entirely Lard cans Looking Latter On your order Shall send them Please advise us 3 Current River Granite Co. Willow Springs Iron Common Round Length 4 W. H. Owen Lebanon, Mo. South Bend Chilled Plow Co. We do not Ourselves Ferret Give them Information 5 T. J. Carter Little Rock, Ark. Spokes Bookkeeper Opinion That he Simply Customers Regularly Whether there is If there is Comparison If you wish Difference Overlook Honor Error Unintentional 6 Coleman Bros. Aurora, Mo. Yourself Tongueless Cultivators Circumstances 7 Derge, Stables & Co. Koshkonong 24,000 Ibs. Painted Barbed Galvanized Staples Fluctuation Clear 8 John Stough Lumber Co. Chicopee Exception Item Remittance Hub Front, Awaiting We remain 9 Smith & Evans Walnut Grove, Mo. Note what you say Drayage Balancing Views In the matter Every one In your case 10 Cordz-Fisher Lumber Co. Birch Tree, Mo. Crating Joints Cases Would make it 11 Church & Kissell Winona, Mo. Evaporators Usual Width Distance Between Lineal If you wish us 12 T. J. Boyd & Co. Thayer, Mo. Strip Shall we have Soldered On the side 13 Henson & Stone Cape Fair, Mo. Pottery Vicinitv Groceries Wholesale Powder And you could Houses 14 Messrs. Parker & Co. Denver, Colo. Investigating Chattanooga Tennessee Plow If this is not Greenfield Northern 15 G. W. Zeigler & Son Reading, Pa. Largest Twist Drill Square Shank Doubtful Tool 16 Mitchell & Sholes Oranby, Mo. Unfinished State if you Single Double Carry Kither Toledo 17 Huff & Turk Scranton, Pa. Russian In the city Per dozen Kindly advise us 18 G. W. Whittington Lincoln, Neb. Extras Wringers You will favor us When you are ready 19 J. Holland & Co. Memphis, Tenn. Hazard Agency Assistance Reputation 20 Thomas Garwood Maysville, Ark. E. C. Meacham Arms Co. Remington Pistol Blued Barrel 5 1-2 in. Nickel These will Kindly advise 21 J. K. Reer Jerico, Mo. Con ntermanding Loaded Shells Factories Are able Jobber United States 22 Calls Thimble skein Of the size We are inclined Telegraph Purpose LETTERS SELECTED FROM THE HARDWARE BUSINESS Harold, Smart & Co., Maysville, Ark. Gentlemen: The finished wagon tongues and Queen B Heaters will be forwarded you in a day or two. We regret to say that we are unable to find the two-burner coal oil stove in the city. Regarding the carvers, will say that we have these only in complete sets. It will be almost im- possible to get the knife only, with the handle engraved, so as to match the fork and steel you already have. To do this, we must have the number of the set and the name of the manufacturer. If you can give us these, we will take pleasure in getting the knife for you. Thanking you for the order, we remain, Yours truly, (123 words) 2. Merrick & Lee, Sparta, Mo. Gentlemen: We are entirely out of the lard cans on your order given our Mr. Moore. We are looking for a shipment of lard cans the latter part of this week or the first of next. Please advise us if we are to send them to you as soon as received. Yours truly, (58 words) 3- Current River Granite Co. , Willow Springs, Mo. Gentlemen: We have your order of the 2d inst. and before shipping same, we thought best to wire you in regard to it. Your order calls for 16 ft. each, % and y 2 in. round iron, and 8 ft. of i in. round iron. This iron all comes in bars 12 ft. long. We cannot cut bars of common iron. Shall we send you 2 bars each, y 2 and % in. and one bar of i inch ? The tool steel comes in bars of from 6 to 8 ft. We presume you wish us to send the steel as near 16 ft. in length as we can. Please advise us in regard to this matter by return mail, and oblige, Yours truly, (133 words) 4- W. H. Owens, Lebanon, Mo. Dear Sir: We enclose order of the 2gth ult. and also letter from the South Bend Chilled Plow Co. We do not, ourselves, understand this letter of Oct. ist. Prob- ably you can ferret the matter out and give the information desired. Yours respectfully, (50 words) 5- T. J. Carter, Little Rock, Ark. Dear Sir: We have your remittance of Oct. 2d and in reply to your letter would say, we are very sorry that you view the mat- ter as you do. Our bookkeeper is of the opinion that he simply sent you a statement, and asked you to remit the amount due. According to our books, the first of this month there was $24. 1 2 of your account due. This, of course, is all we ask or expect you to remit us. We send a statement to all of our customers regularly the first of every month, whether there is anything due or not. If there is nothing due, the statement is simply sent for comparison. You may, if you wish, draw on us for the difference, $61.17, an d we will honor your draft. We had no intention of dunning you for goods that are not due. We trust this explanation will make the matter satisfactory, and that you will over- look any error that we may have made in the matter, as we assure you it was en- tirely unintentional. Yours truly, (191 words) 6. Coleman Bros., Aurora, Mo. Gentlemen: Replying to your favor of the 2d inst. will say we, like yourself, do not understand what the trouble is with the Tongueless Cultivator, but suppose that the best thing to do, under the circum- stances, is to have you return it to us at once, and we will ship you a cultivator HARDWARE BUSINESS. 59 with tongue, charging you with the differ- ence in price. We regret very much to have caused you any trouble in this matter, and are sorry that the cultivator did not give sat- isfaction. Yours respectfully, (91 words) 7- Derge, Stables & Co., Koskonong, Mo. Gentlemen : We quote you delivered at Kosh- konong, Mo., in car lots of 24,000 pounds or more: Painted Barbed Wire .......... $ 2 - 2 5 Galvanized Barbed Wire ...... 2.60 Fence Staples per keg ........ 2. 25 Terms 60 days, or 2 per cent off for cash in ten days. These would be shipped you direct from the factory. On account of the fluctuation in price, these quotations would be for prompt acceptance only. Trusting you will see your way clear to favor us with your order, we remain, Yours truly, (97 words) 8. John Stough Lumber Co., Chicopee, Mo. Gentlemen: We have your order of the ist inst. and ship same to-day with the exception of one item, which reads i set of i^ wagon spokes. If the size you give is correct, do you want them for a patent or common hub? Balance of order calling for log wagon spokes, we suppose you mean all front, so we send them that way. Awaiting your reply in regard to road wagon spokes, we remain, Yours truly, (85 words) Smith & Evans, Walnut Grove, Mo. Gentlemen: We have your remittance of the 3d inst. and find it lacks 98 cents of balancing your account to date. We note what you say in regard to box and drayage, and are very sorry that we are unable to meet your views in the matter. We are com- pelled to charge box and drayage to everyone, and cannot make an exception in your case, and will have to ask you to remit us the 98 cents to balance your account. Yours respectfully, (91 words) 10. Cordz-Fisher Lumber Co., Birch Tree, Mo. Gentlemen: Replying to your favor of the 2d inst. regarding the stove pipe billed you on Sept. 1 3th. will say that there was no charge for crating on the pipe. The 50 cents on the bill refers to 50 joints. The reason we do this, is that we have the pipe packed in 25 and 50 joint cases, and it is worth 9 cents per joint, which in the 50 joint case, would make it cost $4.50. Yours truly, (89 words) ii. Church & Kissee, Winona, Mo. Gentlemen: Replying to your favor of the 4th inst. will say that we are entirely out of evaporators of all kinds. We believe we can get you a Cook evaporator 9 or ia feet long, usual width, and the usual dis- tance between bars, for $1.00 or f i.io per lineal foot. We would have to order this, and have it come direct from the factory. If you wish us to attend to the matter for you, kindly advise us. Yours truly, (88 words) 12. T. J. Boyd & Co., Thayer, Mo. Gentlemen : Your order of the 3d calls for gal- vanized iron 40 in. wide. 36 in. is as wide as we carry in stock. Will this size do, or shall we make a 4 in. strip and solder it on the side ? Please advise us in regard to the mat- ter, and oblige, Yours truly, (60 words) 13- Henson & Stone, Cape Fair, Mo. Gentlemen: Replying to your favor of the 3d' inst. will say there is no pottery in the immediate vicinity of Springfield that we know of. There was one here about twa years ago, but it has been closed down. However, we believe that the wholesale grocer houses here ship these goods in, in car lots, and you could possibly buy it from them very low. If we can be of any assistance to you in this matter, kindly advise us. Yours truly, (88 words). 14. Messrs. Parker & Co., Denver, Colo. Gentlemen: We have your favor of the 2d inst. and in reply will say that upon inves- tigating this matter, we find the plow points were bought from Mr. Smith, the agent of the Chattanooga Plow Co., and were shipped to you from Chatta- nooga, Term., with back charges of 75 cents; that is, if you had to pay freight from Springfield to your point. If this is not correct, you will have to get after Mr. Smith of the Chattanooga Plow Co. HARDWARE BUSINESS. We enclose you the expense-bill and the letter from the Greenfield & Northern Railroad. Yours truly, (103 words) 15- C. W. Zeigler & Son. Reading, Pa. Gentlemen: Replying to your favor of the 2 We have your esteemed Further claim Your company As the bill Was duly Trusting This win be satisfactory 9 M. Thennesy Indianapolis, Ind. Accept our thanks Herewith Remainder That you request Longer time We give Largest Under the circumstances Unwilling With your request 10 F. O. Buell Heber City, Utah Stated remittance We enclose You will notice Discount 11 Credit memoranda Please accept our thanks Pearl buttons We do not see How they could Omitted from As they were Down stairs Of the goods We regret Very much That you Should be Inconvenienced Forward Trusting Avoid Similar 12 Marley & Kirby St. Paul, Minn. To band Consider We did not Have the VOCABULARY OF DRY GOODS BUSINESS. Curtain Brass trimmings Instructed Mr. Roper Were the Lowest Thought Acceptable We think there Must be If you cannot Use the goods You may return Credit you Entire 13 Oscar Jenkins Evansville Indiana Visit Call your attention Do our best In the selection Of any goods You may ordei- burnishing Squalled *u the west Dry goods Notions We are sure Offered you Kindly remember us When you come 14 Lvons County Co"-Op. Ass'n Skidmore, Mo. Samples Zephyr Flannel Armenian Sprge We are considerably Broken But have a fine Woven On these goodt We would be pleased To sell you 15 M. 5. Marshall Denuison, Tex. We no :ice By the papers That you have Purchased Messrs. Lake & Roupe Osage Mission And will ship it An order From them Mr. Mosher Allow us To do so Appreciate Any favors Way clear Which you can see If you desire We will send you Copy Of the order Our salesman Selection When you are To please you Gardiner Bros. Medicine Lodge Black E nbroidery P ! yard Fancy Trimming M->ire Ribbon Substitute Further favors W.: remain 17 Wall Bros. Mansfield, O. Ladies hose W i have nothing Apron Novelties Equally Desirable Value x-T-> ^C^i. 18 J. C. Manning Minneapolis Minn. Yesterday Shirts Summer Coats and vests As per your Kind order Through Mr. Watson We are able to Complete With the exception And will no doubt Have them By express Prepaid At our expense It is very difficult Promptness Exceptions Relieve Styles Sizes Entire satisfaction Customers 19 And are Very much obliged Mistake A few days Than any other In the country If you will favor us When he calls Highly 20 Reported Mohair Which time It had not Do you sell That are reported Thereby Displeasing Trouble Neighbors You should Pay more attention Weekly Circulars Occur 21 In which you complain Complain Challies Rapidly It is a very To keep these Dav to day Always Endeavor Like the samples As possible Instance It is very much As it is To please you 22 Notifying Chambray Damage If vou will To us Credit you With it We received If you prefer To kepp it Should very much Like to have you You could Use it And we will make you Allowanc e If you favor us Please tend us Of th- damaged Msinufactu-e's To hear Ever Very Every Over Howevcr Offer LETTERS SELECTED FROM THE DRY GOODS BUSINESS. W. H. Wright & Co., New York City. Gentlemen : We are in receipt of your favor of the gth and carefully note contents. In reply will say that we will be perfectly willing to give you 15 days' time on the draft now at the bank, which we trust will be sufficient, and enable you to meet the same promptly. In regard to your indebtedness will say that, while you are permitting the old debt to run so far behind, you are not making remittances sufficient to cover the purchases made since the first of June; consequently, instead of the debt decreasing, since the time you were re- ported embarrassed, our claim has actu- ally increased in amount, and the pay- ments you make are so few and far be- tween, that there is absolutely no profit in selling you the goods. If you expect us to carry your future bills as we have done in the past, we must say frankly, that we cannot consent to do so, unless you make some arrange- ments to meet them when they come due. Yours truly, (179 words) M. L. Nesbit, Cheyenne Wells, Wyo. Dear Sir : We are in receipt of your letter of the 7th inst. enclosing a statement of your financial standing, exhibiting your assets to be $52,000, while your liabilities are $27,000. In view of the large proportion of liabilities as compared with the assets, we must say that prudence would not justify us in shipping you the goods, upon the usual terms of credit ; because we cannot understand how so large an in- debtedness could be carried without in- curring a liability to embarrassment, in a season of dull times, or a stringency in the money market. Regretting, therefore, that we cannot consistently ship the goods, excepting payable cash on delivery, we are, Yours truly, (124 words) 72 3- Heineke & Johnson, Santa Fe, Cal. Gentlemen : We are in receipt of your letter of the 7th inst. unaccompanied with a re- mittance and it is very discouraging to learn that you cannot pay us anything whatever. Our money is long past due, and we cannot consent to wait indefi- nitely, and must, therefore, place the ac- count in the hands of an attorney, unless you remit promptly on receipt of this letter. Hoping to receive an early remittance in full settlement of your account, we remain, Yours truly, (85 words) 4- Kaplin & Arnold, Norcator, Kans. Gentlemen : Accept our thanks for your favor of the gth inst. received, covering enclos- ure as stated, check for $342.19 which we have placed to your credit. There is a remainder due us of $136.52, as you will see by the enclosed statement. Yours truly, (58 words) 5- H. S. Smalley, Salt Lake City, Utah. Dear Sir : We are in receipt of your favor of the 8th inst. and carefully note contents. We presume the deposit ticket which you send us, represents your net cash receipts, after all expenses of every kind have been paid. If such is not the case, please advise us so that we may know just exactly what the net receipts are. In case these deposits are intended to be the gross re- ceipts, we would like to have a statement of the expenses. Hoping you will give this matter the attention necessary for a complete settle- ment, we remain, Yours truly, (106 words) DRY GOODS BUSINESS. 73 6. J. L. Thompson, Trenton, N. J. Dear Sir: We are in receipt of your favor of the 5th inst. giving us a list of the collat- erals which you nold as security for our .claim against J. M. Jordan. We note what you say about the horses, and would beg to inquire as to whether or not any expenses are being incurred for the keeping of these horses, and if such is the case, please notify Mr. Jordan at once that he must pay the expenses, or we shall be compelled to sell the stock, as we cannot permit them to eat their heads off at the high price of produce now pre- vailing. Yours truly, (115 words) 7- A. E. Smythe, Esq. (Traveling Salesman). Dear Sir : We are compelled to hold your order from Atterbury & Co., of Oyster Falls, Wyo., because we are unable to obtain any definite information of a satis- factory character, such as would justify us in shipping the goods. We have asked for a statement, and if the same should prove satisfactory, we may then conclude to ship the goods. Yours truly, (68 words) James J. Gilpin, Jr., Cassidy, Mo. Dear Sir : We have your esteemed favor of the 25th, and in reply would say that we have no further claim against your com- pany, as the bill of March 2oth was duly paid April loth, and your account bal- anced. Trusting this will be satisfactory, we are, Yours truly, (55 words) M. Thennesy, Esq., Indianapolis, Ind. Dear Sir : Accept our thanks for your favor of the 2ist inst. received, covering enclosure as stated, draft for $209.98, for which find the receipt herewith. In regard to the shipment of the re- mainder of your order, on two and four months' time, would say that you request longer time than we give to the largest trade we sell. Therefore, under the cir- cumstances, we regret being unwilling to comply with your request. Yours truly, (85 words) 10. F. O. Buel, Esq., Heber City, Utah. Dear Sir : We are in receipt of your favor of the 6th inst. and carefully note contents. We have also received the stated remit- tance from the State Bank of Utah, for which we enclose a receipt herewith. You will notice that we have credited your account with 13.22, for discount, which we hope will prove satisfactory. Yours truly, (68 words) ii. J. R. Perkins, Bolivar, Mo. Dear Sir : Your favor of the 8th inst. at hand. Enclosed you will find credit memoranda for $1.00, for which please accept our thanks. Regarding the Pearl buttons, we do not see how they could have been omitted from your order, as they were gotten out and sent down stairs with the rest of the goods. We regret very much that you should suffer any inconvenience by the delay, and will forward you all the goods that are on back order to-day. Trusting to avoid similar errors in the future, we remain, Yours truly, (100 words) 12. Marley & Kirby, St. Paul, Minn. Gentlemen : Your favor of the i4th came duly to hand, and was carefully considered. We did not have curtain poles with brass trimmings, and, as instructed by our Mr. Roper, we bought them out. The goods we sent you were the lowest priced goods we could find that we thought would be acceptable to you, and we regret very much that they did not prove satisfactory. We think there must be quite a difference between the goods we sent you and the goods you had on hand that cost you $2.00 per dozen. If you cannot use the goods, you may return them and we will credit you with them, when they are received. Yours truly, (125 words) 13- Oscar Jenkins, Esq., Evansville, Ind. Dear Sir : We understand from our Mr. Kite, that you intend to visit the market soon, and wish to call your attention to our house. We would like to have you come in and see us, and will do our best in the selection of any goods that you may order. Our Furnishing line is not to be 74 DRY GOODS BUSINESS. equalled in the West, and, in Dry Goods and Notions, we are sure that better goods and lower prices cannot be of- fered you. Kindly remember us when you come in, and oblige, Yours truly, (97 words) 14. Lyons Co. Co-Op. Ass'n., Skidmore, Mo. Gentlemen : Enclosed herewith find samples of Zephyr Flannels and Armenian Serge, as per your request of the nth inst. Would say, regarding the Zephyr Flan- nels, that we are considerably broken on these goods, but have a fine line of Woven Flannels which we would be pleased to sell you. Shall we send you samples? Yours respectfully, (62 words) 15- M. S. Marshall, Denison, Texas. Dear Sir: We notice by the papers that you have purchased the stock of Messrs. Lake & Roupe, of Osage Mission, Kan., and will ship it to Denison. We have an order from them, taken by our Mr. Moshier about a week ago. We would like very much to ship these goods to you, if you will allow us to do so. We should like to sell you goods, and shall appreciate any favors with which you can see your way clear to favor us. If you desire, we will send you a copy of the order, or we will send our salesman to see you, so that you may make selec- tions of your own. Kindly remember us when in need of goods, and we will do our best to please you in selecting any goods that you may order. Yours very truly, (148 words) 1 6. Gardiner Bros., Medicine Lodge, Kans. Gentlemen : We are short on your favor to-day one piece of Black Embroidery at 10 cts. per yard ; one piece of fancy dress trim- ming, at 14% cts. per yard ; and four pieces of Moire Ribbon, closed out, and for which we have no substitute. Hoping you will not suffer any incon- venience, and asking your further favors, we remain, Yours very truly, (69 words) 17- Wall Bros., Mansfield, Ohio. Gentlemen : Five dozen Ladies' Hose are short on your order to-day, having been closed out, and we have nothing to substitute for them. We have substituted for No. 662 Apron novelties, sending you instead No. 76 at 15 cts., which we consider an equally desir- able value. Yours very truly, (58 words) 18. J. C. Manning, Minneapolis, Minn. Dear Sir : We, yesterday, forwarded you shirts and summer coats and vests, as per your kind order through our Mr. Watson. We were able to fill complete, with the exception of two No. 3350 coats and three No. 3075 coats and vests. These we will have made special for you, and will no doubt have them done to-day. We will forward them by express, pre- paid, as soon as they are out of the fac- tory, at our expense. It is very difficult, at this season of the year, to fill orders complete with prompt- ness, but with these two exceptions, we believe you will find all styles and sizes as ordered. Trusting that the goods may open to- your entire satisfaction, and please both you and your customers, and that we may be favored with your future orders, we are, Yours truly, (151 words) 19- Dear Sir : We have your letter of May 7th,. and are very much obliged, indeed, for being allowed to ship the goods ordered of us by mistake a few days ago. We feel that we can give you better goods for lower prices than any other house in the country, and if you will favor us by giving our salesman an order, when he calls again, we will highly ap- preciate it. Hoping to hear from you often, we re- main, Yours truly, (81 words) Dear Sir : May i4th, we reported black mo- hair at 62 y z cts. out, since which time you have been selling it as though it had not been reported out, thereby displeas- ing your customers, and making us trouble in buying the goods of our neigh- bors. You should pay more attention to the weekly circulars, and mark out every- thing checked out on the circular; then no trouble of this kind will occur. Yours truly, (72 words) DRY GOODS BUSINESS. 75 Dear Madam : We are in receipt of your favor of the :6th, in which you complain that the Challies and the piece of Gingham sent you are not like the goods ordered. At this season of the year, these goods are being sold very rapidly, and it is a very difficult matter to keep these styles in stock from day to day. When we are out of the styles ordered, we always en- deavor to send something just as good and as nearly like the sample as possible. If we have failed in this instance to give you what will suit your trade, we re- gret it very much, as it is our desire to please you. If you cannot use the goods, you may return them to us. Yours truly, (130 words) 22. Manlard & Wilson, Hannibal, Mo. Gentlemen : We have your favor of the i8th ult. notifying us that the Light Chambray sent you was damaged. If you will kindly return it to us, we will credit you with it, when received ; or if you prefer to keep it, we would like very much to have you say at about what price you could use it, and we will make you an allowance to bring it down to that price. If you favor us by keeping it, please send us a sample of the damaged part, so that we can send it to the manufacturers. Hoping to hear from you by return mail, we remain, Yours truly, (115 words) VOCABULARY OF THE RAILROAD BUSINESS VOCABULARY OF RAILROAD BUSINESS. 77 I Geo. H. Wheeler & Bro. Louisville, Ky. We are in receipt of Bill of lading Expense bill Overcharged Referring Per hundred pounds You had better Amounts Difference That you can make t L. J. Bruner Topeka, Kans. Order number With all Dispatch Let nothing Stand in the way Pushing If you cannot Telegraph And I will see Depend Delay In no case Disappoint 3 L. B. Hunt Hoi- en. Mo. Carefully Examined Demands Learn Driver Baggage Covered Transferring Union depot St. James Hotel Afternoon And am of the opinion Slight Is just as Occurred Afterwards In our Custody Usual Ordinary Why this company Should be called upon To pay Believe After you have Investigated Conclusion 4 M. C. Baker Harrisonville Answering We have no Section Steel rail Here Loaded Drilling From the center To the center Material 6 David Benjamin Rosed ale, Kans. Division Report In the case James Monroe Duration Disability He is s Single Single man Require Daily Surgical Nursing 6 D. M. Hendricks Gen. Pass. Agt. N. Y. C. R. R. New York Kindly Buffalo In favor of Maynard Employe of this Department And the favor Gladly --y .C... ./.&.. , Reciprocated Limit 60 days 7 J. H. Mason G. P. T. A. I have your letter Chas. G. Bragg J.J. Miller Tickets Los Angeles Ascertain Out of the city Early That I have He will be 8 D. B. Ormiston A. G. F. A. Grand Rapids St. L. & S. F. R. R. Reports To come Should have conic Delivered K. C. Ft. S. & M. Instead Greatly If you can arrange 9 S. F. Hopkins Dallas, Tex. Frequently In which You make To the manner Interchanged Form Consecutive Locals Foreign According Rule Lastly Clinton Southern Initials Current Together Hereafter That your report Is made Correctly With those 10 R. H. Frank Gen. Supt. Building It is my Understanding Steam Wrecking Which was received H. & St. Joe Evidently Don't you think Either Assign Cancelled Entirely II D. L. McAdoo Chicago, 111. Refrigerator Junction Texas Pacific St. Louis Bridge Co. 12 Concerning Inability Sufficient Flat cars Yesterday Unfilled Complete Spi cific Please return 13 Messrs. Poage & Co. Boston. Mass. Lowest 2,000 tons Sandsburg Spikes Kegs Plates Angle bars Track bolts Hexagon Will oblige 14 Order No. 12 Supts. Agents VOCABULARY OF RAILROAD BUSINESS. Conductors Porters Knot be Particularly Passengers That ther" 15 Upon receipt of this Length Body , Corner Width Eaves Of all cars Inclusive Station Wheels Send this How many 16 M Hoffman Burlington, la. Authority Attached Sheep Baxter Springs Shipment Double-decked Correspondence 17 P. A. Robinson Cincinnati, O. Household Owners risk Risk Valuation Total Shortest Protected 18 J. L. Dickson Albany Disposition Mouldings St. Paul, Minn. Disposed Way-bill Dislike Of course 19 P. J. Murphy Savannah, Ga. Shortage Simmons Hdw. Co. Destination Atlanta And our agent Exception However You would say If you know As it has Hanging Long time Please do not Side-track Located Important 20 S. V Barnes Milwaukee, Wls. Forwarding Collier Consigned Shippers Arrival Oil Error 21 Harter Medicine Co. Hartford, Conn. Reference Unclaimed Thorough Search 22 Roscoe Bros. Warsaw. Mo. Triplicate Poster Ground Elevator Witness Signature Approval 23 John Nelson Salina, Kans. Investigation Wilson & Co. Damage Overcharge Cattle Inclusive Claim Agent ^ZZ*^ Urgent Rush As much as possible 24 Henry Underwood Cherryvale, Kans Water Tanks Impressions That you will be Market First-class Hoops Lugs I am familiar Cypress It is claimed Longer Opinion Purchased Complete Depends Wholly On the price Quality 25 Geo C. Cooper Council Bluffs, la. I am advised John Clark Cherryvale Acting Yard master Who was Injured Last December Between Drawheads Causing Thumb Fingers Brought suit Against the company Damage 82,000 Summons Has been Served Upon our agent Springfield Requested you If you could not Effect With him Neglect Personal 26 Nathan Ortenburg Hannibal Please note Correspondence Destined In care Memphis Via. Harrisonville And that attached Are simply Subterfuge To have you Investigate Also Uncollected Really Business En routed Some time ago Assured Give me Southeast Mississippi Valley Territory I think Should have More than Local Equalize Tons From us Diverted Next Oats In care of Our line We understood them They were I think they were Like to have you Over your line .S*. jL-jrH.^x, ;w- 7 ..T7>.ftr LETTERS SELECTED FROM THE RAILROAD BUSINESS. Ceo. H. Wheeler, Louisville, Ky. Dear Sir: We are in receipt of your letter of the gth, enclosing bill of lading and ex- pense bill. I find that you have been overcharged on same. By referring to shipment of Sept. 6th, you will notice that the rate is 60 cts. per hundred pounds over this road. You had better make claim. Enclosed find papers, which I return to you so that you can make claim from your end of the road. Yours respectfully, (82 words) L. J. Bruner, Topeka, Kans. Dear Sir : Order No. 6n to you Jan. ist, is wanted with all possible dispatch. Let nothing stand in the way of pushing it forward. If you cannot get cars, tele- graph me at once and I will see that you are furnished. I depend upon you to see that the order is forwarded without de- lay. In no case disappoint me. Let me know by return mail when you will ship. Yours truly (80 words) L. B. Hunt, Holden, Mo. Dear Sir : I have carefully examined the de- mands of your claim for damage to your baggage, in transferring from the Union depot to the St. James hotel, this after- noon, and am of the opinion that the slight damage done is just as possible to have occurred while in the Union de- pot, as afterwards in our custody. I learned that the driver had the luggage covered and took, as usual, the ordinary care of it. We see no reason, therefore, why this company should be called upon to pay any damage, and believe that you will, after you have investigated the mat- ter, come to the same conclusion. Yours truly, (116 words) M. C. Baker, Harrison ville, Mo. Dear Sir : Answering yours of the isth, will say we have no section of the 33 Ib. steel rail here that we know of. We under- stand it is being loaded now, and proba- bly, by telegraphing, you can get a sec- tion at once, which I trust you will do. The drilling of the rail to the center of the first hole is 2^ inches, and from the center of the first to the center of the second is 5 inches. I trust you will give this your best at- tention, as we are really in a hurry for the material. Yours truly, (108 words) 5- David Benjamin, Rosedale, Kans. Dear Sir : Your division report, in the case of James Monroe, was received this morn- ing. I see from your report that you have placed the duration of disability at three weeks. If he is a single man and will require daily surgical attention and nursing, please forward him at once to Kansas City. I will forward you a pass. Yours truly, (65 words) 6. D. M. Hendricks, Gen. Pass. Agt., N. Y. C. R. R., New York City. Dear Sir : Will you kindly favor me with a pass, New York to Buffalo and return, in favor of J. B. Maynard? Mr. Maynard is an employee of this department, and the favor will be gladly reciprocated by me. Kindly limit pass 60 days from Dec. ist, and oblige, Yours very truly, (66 words) 7- J. H. Mason, G. P. T. A., New York City. Dear Sir : I have your letter of Oct. 2oth in regard to orders from Chas. G. Bragg 79 8o RAILROAD BUSINESS. and J. J. Miller for thirteen or fourteen tickets to Los Angeles and return. I still have the orders, and now ascer- tain that both Mr. Bragg and Mr. Miller are out of the city. Mr. Bragg left early last week for Omaha, and asked that I have these tickets forwarded to Mr. Smith at Omaha, as he will be there on Wednesday, the 2d of November. Therefore, I will forward them to Mr. Smith to-day. Yours truly, ( 104 words) 8. D. B. Ormiston, A. G. F. A., B. &O. R. R. ( Grand Rapids, Mich. Dear Sir : The St. L. & S. F. R. R. reports delivery of K. C. Ft. S. & M. coal car 647 to you Nov. 8th. This car left our line early in May. We have not had time to come to you about it. It should have been delivered to the St. L. & S. F., by the above line instead of being deliv- ered to your line. We are greatly pressed for cars of this class and will be obliged, if you can arrange to have this car returned as soon as possible. Wire me when you do so, in order that I may have cars returned home without further delay. Yours truly, (132 words) 9- S. F. Hopkins, Dallas, Texas. Dear Sir : Your attention has frequently been called to the manner in which you are making up your interchange report, form 310. You failed to enter cars in their consecutive order, locals first and then foreign, according to rule three on back of said report. The number of K. C. F. S. & M., K. C. Clinton & Southern, K. C. C. & B., and Current River cars in or- der, and lastly box cars having same in- itials, together in like order, and not set with those having different initials. Please see hereafter that your report is made up correctly. Yours truly, (109 words) 10. R. H. Frank, Gen. Supt. Bldg. Dear Sir : It is my understanding that the new steam wrecking car which was re- ceived from the Hannibal & St. Joe R. R., Kansas City, Nov. 6th, was not numbered. It, evidently, has the number 30 either on the car or the wrecker some place, as it was reported received at Ft. Scott and Springfield as No. 30. Do you not think it well to have this number can- celled and leave it without a number en- tirely, or assign it some special number ? Yours truly, (89 words) D. L. McAdoo, Chicago, 111. Dear Sir : Kansas City, Fort Scott & Mem- phis refrigerator car No. 169 delivered Oct 3d. The next junction of car is Texas Pacific, Oct. 8th. The car turned up at Kansas City Nov. 4th, and was given to the St. Louis Bridge Co. Nov. 8th. This is only one of a number of instances that have recently occurred, several of which I have brought to your notice. Will you kindly take this matter in hand and see that such disposition of our refrig- erator cars is not made in the future ? Please let us hear from you further. Yours truly, (105 words) 12. J. T. Burlingame, Esq., Springfield, Mo. Dear Sir : Please note papers herewith, con- cerning the inability of shippers of your road to get a sufficient number of flat cars to load tiling on. I wish you would investigate the matter and advise me whether or not these parties have ordered cars for loading, and if any of the orders of yesterday are unfilled. If so, state how many cars will be required to complete the order, and we will have them deliv- ered for that specific purpose. Please return all papers, and oblige, Yours truly, (83 words) 13- Messrs. Rogers & Co., Boston, Mass. Gentlemen : Please quote us your lowest prices for the following : 2,000 tons, 56 Ibs., 3^ inch steel rail, Sandsburg section. 1,500 kegs, 5% xg-i6 bestR. R. spikes. 10,000 fish plates, and angle bars. 40,000 3^" x % track bolts with hexa- gon nuts. All to be delivered by April ist. An immediate reply will oblige, Yours truly, (77 words) 14. Order No. 12. To Superintendents and Agents : Instruct at once all conductors and porters that care must be taken in receiv- ing passengers, to see that their tickets are good on the train they are about to take. This refers particularly to the limited express, and trains Nos. i and 4 on Lake Shore Road. Yours truly, (56 words) RAILROAD BUSINESS. 15- Order No. 14. To Superintendents and Agents : Upon receipt of this, please for- ward to this office the length of body, corner post, and width of body at eaves, of all cars shown on our printed list, from Nos. i to 112 inclusive, which may leave or arrive at your station, during the next ten days. Send this information daily, the Gates car in particular. Please note also which cars, if any, have steel as well as iron wheels under them, and how many of each kind there are on each truck. Yours truly, (95 words) 16. M. Hoffman, Burlington, Iowa. Dear Sir : Referring to attached letter, this will be your authority for making rates on two cars of sheep shipped by Mr. M. from Baxter Springs same as one car. Should this shipment be delayed on account of not having double-decked cars to furnish, you can attach this correspondence to your corrected sheet as authority for doing same. Yours truly, (65 words) 17- F. A. Robinson, Cincinnati, Ohio. Dear Sir : In reply to yours of even date, beg to name you rates on household goods C. L. and less, St. Louis to above point $1.39 per hundred, if taken at owner's risk ; $5.00 per 100 valuation in case of total loss. We represent the shortest line, and will give attention to shipments with which you may favor us. We hope to hear from you in the future. Please advise us whether this rate is accepted, and date of shipment, so we can have same protected. Yours truly, (98 words) 18. ]. L. Dickson & Co., Albany, N. Y. Gentlemen : Give disposition one box mould- ings at St. Paul, Minn. Goods shipped to your order. Notified you at 222 Clark street, St. Paul, Minn., from St. Louis, way bill D 189, Aug. ist. Local agents claim they can get no reply from you as to disposition. If shipment is not disposed of, of course the R. R. Co. will have to sell the goods for freight charges. We dislike to do this, and would thank you for disposition. Yours truly, (93 words) P. ]. Murphy, Savannah, Ga. Dear Sir : Shortage on shipment from Sim- mons Hdw. Co., St. Louis way bill F 41, June ist, '86, 3 boxes hardware and one spring, from above to B. F. Wilson, Savannah, checked O. K., at this station, but claimed short at destination. This shipment seems to have passed Atlanta in good condition, and our agent here has received no exception report. However, shipment seems to have been lost. I wish you would say whether or not you know anything concerning this matter, as it has been hanging fire for a long time. Please do not side-track this tracer, as it is important that this delivery should be shown. Claim will be pre- sented, if goods are not located soon. Yours truly, (128 words) 20. S. V. Barnes, Milwaukee, Wis. Dear Sir : Forwarding goods account of Col- lier White Lead Co., please refer to St. Louis way bill F 1342, Oct. 24th, for lot white lead and oil from above firm, con- signed to shipper's order. Notify J. E. Wilkes & Co., Kansas City. Please for- ward this shipment to order, and notify same party at Denver. As this was an error, on the part of the shippers, allow all charges to follow. Trace through for date of arrival and de- livery at proper destination, advising, Yours truly, (94 words) Harter Medicine Co., City. Gentlemen : Disposition thirteen boxes medicine for J. H. Greer. This shipment was made Sept. i3th. It seems that the local agent is unable to get disposition from you. In your letter you spoke of better reference. It is impossible to give any better reference. You have the name of the man you shipped the goods to, and date forwarded. This is all we know of the matter. If disposition is not given, the shipment will have to go to the unclaimed freight depot and be sold for the freight. Please make a thorough search and see if you cannot locate the shipment. Yours truly, ( 108 words) 22. Roscoe Bros., Warsaw, Kans. Gentlemen : Herewith triplicate made with Mr. Foster for ground for grain elevator at your station. Please have Mr. Foster 82 RAILROAD BUSINESS. sign all three copies, witness his signa- ture yourself, and return the three copies to me for approval by the company. I will then send you one copy for delivery to Mr. Foster. Yours truly, (57 words) John Nelson, 23. Salina, Kans. Dear Sir : Herewith investigation papers in claim C, account of Wilson & Co., $234.64, loss, damage and overcharge in freight on four cars of cattle to Chicago, way bill C and A to 4 inclusive, to June i5th, 1896. Please note letter of Mr. Dennis, claim agent, under date of July i2th, and fur- nish all the information you can. Re- member that this matter is urgent, and rush investigation as much as possible. Yours truly, (87 words) 24. Henry Underwood, San Francisco, Cal. Dear Sir : Answering yours of the 28th, in re- gard to water tanks, my impression is that you will be unable to get into this market, that is, if your prices are any- thing near what you quoted me. I am able to buy a first-class pine 3-in. water tank with 13 hoops, 3 lugs to each hoop, for $325, f. o. b. Kansas City. I am familiar with the Cypress tank and the pine tank also, and while it is claimed that the Cypress tank will last longer than the pine tank, I am of the opinion that a good white pine tank will last the longer. Three years ago I purchased one of the white pine tanks of the S. F. R. R., and it is still working away and is good yet. Of course, you can compete in this market for any material. We would be glad to place orders with you, but it depends wholly on the price and the quality of the goods. Yours truly, (179 words) 25- Geo. C. Cooper, Council Bluffs, Iowa. Dear Sir : I am advised by wire that John Clark, of Cherryvale, recently acting as yard-master, and who was injured last December by having his hand caught be- tween the draw-heads, causing the loss of a thumb and two fingers, has brought suit against the company, laying the damages at $2,000. Summons has been served on our agent at Springfield. I requested you, about four weeks ago, to go and see Mr. Clark and see if you could not effect a settlement with him, and to bring him to our office, if possible. I have had no answer to this letter nor any report from you concerning the matter. Please explain the neglect, and see that more attention is paid to these personal injury cases. Yours truly, (136 words) 26. Nathan Ortenburg, Harrisonville, Mo. Dear Sir : Please note correspondence next attached to letter concerning two cars of oats, destined to Springfield, ordered in care of our line, Memphis via Harrison- ville. We understood them so billed. I think they were diverted from us at Memphis, and that attached papers are simply a subterfuge. We would like to have you investigate and advise if uncol- lected ; also advise if we can have busi- ness enrouted to us via L. when coming over your line. Some time ago you assured us you would give us charge of the business that is enrouted to us. I think we should have something more than local trade to equalize our loss here. Yours truly, (117 words) VOCABULARY OF THE IMPLEMENT BUSINESS. 8 4 VOCABULARY OF IMPLEMENT BUSINESS. 1 W C. Watson /2^r-v3J7^ : %?- Pacific. Mo. /s f v- Furnish Pump .A V-- ttssi^Z.. Answer More promptly In regard Catalogue Cultivator We have been Supplyingyou Limited At the same price We will mail you Also some This one We are Especially Texas Trade Adjustable Standards Gangs Changed That they can be Apart Shovels Scour Readily Soil " Early mail 6 John Faber Dayton, O. Enclosed you will find Drawing Galvanized Iron Cornice Square Length Cresting Between Bracket Pedestal Post Include Proposal There are Caps Window Front Mouldings Similar Trust Co. Building Started As soon as Spring opens Earliest convenience There will be Sky-lights Floor 7 J. E. Glass Freeman Davis, Means & Co. That they are Loading Desire On the following Left hand Wood beam plows Right hand Steel Plows Balance Of the order Except Brewster Buggy Extra Dash Whittie-trees Exactly Let us know Particularly Make these 8 Geo. T. Weber Troy Last named Sell you As follows Namely Walking Wheels Bull tongues Combined Riding Payable For cash Also mail you Wagons ^ ^_ <^ ^4 4 Prepared X Together To put together rr^tosi jj-v ~^ ^ r \ Tank Listed ty-. . Allow you -i..*^-r-.....>r=?..C -o- t ^ From this Same as o To the capacity r?7r?.-rSajr"7 -^yf^\ ^ , Outflt / 1,000 gallons Depth * c O i-^ 2 ^- ^ Type foundry -'-- ---^\-*- .-<.-- -j-. ^ ^ ^ Certainly Do not ' \-c_rf s^infS" 1 ^ \ ^ Excessive r Mistaken 3 G. W. Brown & Co. X?Sr^yrr7)^^?rr?. V_^ V- / Wellington, Kans. Furnaces ^7 / We would like / Lf\...^.. ...../. ^rr^. \ . n^^ wS. i >-^, f^^ Heated W Particular / . , Large cities Ji<^ \i*~Jl*--.&~\- W? United States Ask you S : ' / F As a favor CrJ <<*. a ' ' ^\J^, Photographs / _, ^~i si 3 Taken JJ 7i f _\ ^^\ Jr~ Residence J Preferred s~*^f ov In your city V, S^~~ \ , L>f ^ Electrotypes ~f \ 4 James Clark i -+ \ o^ . / Peoria, 111. 1, / \^) V^ ^^ Expected Shields . ^ ^_, Your sample .\.,.-/...i_>-./y?^T3 Receipt of advice X / From the foundry / It will be /-~^.- /T~^/JO-V n/i ^ / >^ s -^c^ They can be \ > Gotten ^-) / Recognizing /^ f-~^? x -^ /s^~ '\ Floor / Before that time J^ \ , . -^-.S , v V --T. Liberty Regular ^ ^ ^ ^ ,-._c> . e ^- After you have received a Replaced Q / /^o_ V^x/-^ri* Later Or the -v_ /" ._ ^" , s ^v- Can be returned ^ As you prefer <^3LfcL ii>. V 0^ V In the matter With your ^S~K- SV^~ ^> _/*) d\ \ B J L. King & Co. Buffalo, N. Y. \'\T-Q/* > \CJ~ T Consignment Which is now ^ 7 That the order Wiped We would i-^c^ jU-^t- /i Hardly Worth 6 J. H. Dunnigan |.X c-x^r~y- z j<_)x'^, Contents *^ Several Examined Account sales Confirm Mixed ^~^ S^-S' ((r^ Your track '-^& f-O^x- Small Any correct G~ti^/ OS. 1 \J Meanwhile ^\ Think it ^ P That you should know That the price Maintain 7 J. P. Thorn & Co. l\ _"? Xx^/^^ Hold Subject to your order And will ship \ We can get it /-> ,/ , j^ Soliciting ~ t > ^> Shipments x. 3 Ellas Platt *-< y^Tb -g- ..> Boston, Mass. a In accordance With your request sy C? *.- ^^~ ^~~~ Corn Elevator "X _ Draft ^ * . jf'~ "~* Subject l7-^~*r^w^y^~>u.^' Insist ' On our accepting the ^~> We have no Decline ^ ^ Twice Season *> v Irregular L / >.. Liberal / Are received j .--j QuaYity b " Badly Clover -f _^_ ^^ _^ ~ Affect Current \ * / Choice \> 6 "NV -s r There is some Poorer \^~ s ff Sack i . sP^ . i^^jl. Hand picked Top figure Packed V*_ V S^~?> Off-seed .^ , Again say <-^_P Q \^\.v__S Accept Lot of seed 9 G. C. Henry X'^J'A \s so ^ ; ^ Always Command ^^^ Sales s_> o < ./v ' Additional Cartage Impress . *\, N.__^ ^X. Please mail us Alfalfa "^ //^c^x-x/^X Labor 4 Fairbank & Co. ^ o^"[ r -^? Car load v Job 1 7 (/^ We shall be glad To have your favors 3 /Jy T!J\ s. 0~p Orchard Grass p _., v^P Clean s^T. ^ & And will s v Prompt attention As to the course f^ -r^^-^/i: * V. Blue grass ^^ Red clover /^* S~ Prime ^ ^ ~^rf^' t. *-^ To-have your order / 10 Howe & Powers jg ^. j /^ Pacific -^Q^f^o^f flf That the more Experience \. ^/? ^ I have your order ;. f*" In reply will say ^-\ Sabbath (, ~\ -^Q ON And I supposed -y^.-^ry.-..w>... \^ Monday morning I see that ^__^ $ ' f~^_ Guess Values _/ s^ -rC/^~* Our commission Per bushel ^\ . /-> \J^/~ Dealers Per hundred Margins ^TS*1 \ Per barrel w.^..-- Grain 5 T. H. Moore J-^ ~Ls~ *\ Opportunity Higher _ a/- Advices f, < y~7 ^. Only On your return tr^s^'/' St^* V> ,er\ To the effect (^ Reaction ^^-v Tomorrow ^-^^>\^~-^^ Please examine We are not rr^- e^f^ *~*' Prompt acceptance "Nj Secure I shall be pleased / ^ ^sgo To make a trade with you i im:ii^,\ :o ~~'-^^^^ Decline Usual t J No one is \....^^x>g^.^-..-.xr^, Even LETTERS SELECTED FROM THE GRAIN AND COMMISSION BUSINESS. Jos. W. Hall, Topeka, Kans. Dear Sir : Yours of the 5th at hand. ,We are in receipt of your consignment which is now in our store. The contents of sev- eral barrels have been examined, and prove satisfactory. We will forward account-sales upon disposal, meanwhile, think it important that you should know that the price of apples has advanced since our last report. Yours truly, (65 words) L. D. Mason, Wheeling, W. Va. Dear Sir : Enclosed we hand you account- sales of your 500 barrels of apples, net proceeds amounting to $1,561.24, which we have placed to the credit of your ac- count, and hold subject to your order. Hoping this is satisfactory, and solicit- ing further shipments, we remain, Yours truly, (63 words) 3- Elias Platt, Boston, Mass. Dear Sir : In accordance with your request, through Mr. W. C. Noble, for market report and general information concern- ing expenses connected with the sale of fruit, we beg to say that the market has advanced within a few days, and we have no reason for expecting a decline in prices for some time, unless too liberal shipments are received. This, of course, would materially affect the market. Our printed market report for this week, in- closed, will inform you as to prices cur- rent. We would impress you, before closing, that choice, hand-picked, care- fully packed apples will always command a top figure. Our charges are 5 per cent on sales, and 5 cents additional per bar- rel for cartage and labor. Hoping to hear from you, we remain, Yours truly, (130 words) 4- Fairbank & Co., Charleston, S. C. Gentlemen : Yours of the 3d received. We shall be glad to have your favors and will give them prompt attention. We cannot advise as to the course of the market. In this business we have learned, long ago, that the more experience one has, the less safely can he guess the future course of values. Our commission on grain is YJ, cts. per bushel ; on pork and lard, 5 cts. per tierce ; on ribs 2> cts. per hun- dred. We require New York margins of 2^ cts. per bushel, on grain ; 50 cts. per barrel on pork ; $1.00 per tierce on lard; and 60 cts. per hundred on ribs. Yours truly, ( 124 words) 5- T. H. Moore, Holden, Mo. Dear Sir : Your favor of the 2d received and contents noted. We did not charge the $1.00 commission ; only charged on your return shipment, 40 cts. for inspection. Please examine same and see whether or not we are correct. On account of Chicago and St. Louis market decline from i to \y 2 to-day, our corn market closed weak and, as usual, no one is willing to buy even at the decline. Pres- ent prices have advanced some, but are so light that the order trade has been about wiped out. We hardly know what to say corn would be worth this evening. Yours truly, (in words) 6. J. H. Dunnegan, McPherson, Kans. Dear Sir : We confirm purchase of two cars of mixed corn for immediate shipment at 44 cts., your track. The sample of wheat you sent us is too small to form any correct estimate of the correct value. We send you a sample bag to-day, which please fill and send us another sample, stating how much there is of it, and we will try and handle it for you. Our corn GRAIN AND COMMISSION BUSINESS. market seems to have struck the top prices at the bin. Orders are very light. If we were able to carry them until we could get used to the advance, we might be able to maintain them. Yours truly, (116 words) J. P. Thorn, Columbus, Ohio. Dear Sir : We bought to-day, and will ship as soon as we can get it loaded into cars, some No. 2 corn. This corn will cost you, on car, 44 cts. per bushel. There is a great demand for cash corn and the supply is light. Corn in elevator is worth 42 cts. The elevator charges, special weighing, and our commission make the net cost to you 44 cts. Will make sight draft attached to bill-lading on ship- ment of corn. Having your favor, we are, Yours truly, (94 words) Charles D. Curry, Albany, N. Y. Dear Sir : Yours of the i8th just received this morning. We wired you that the seed was not what we bought, and we would not receive it. The seed is still in St. Louis, on track, subject to your order. We cannot understand why you insist on our accepting the seed. We have written you twice this season, and we wired you as soon as we found the seed was not what we ordered, being irregular in quality, and badly mixed with white clover and timothy. There is some seed in the lot that is poorer than the sack lot of seed you sent us. We again say we cannot accept this lot of seed. Yours truly, (125 words) George C. Henry, ' Philadelphia, Pa. Dear Sir : Your favor of the 26th received. Please mail us a sample of your choice Alfalfa, and the very lowest price you can sell us a car load job there, and rate of freight to St. Louis. We offer you as follows : Choice timothy seed, $1.78 per bushel ; Red top, 42 cts. to 48 cts. per bushel ; Orchard grass, $1.57 ; extra clean blue grass, 55 cts. per bushel ; choice red clover, $4.52 ; prime, $4.50. All f. o. b. here. We would be pleased to hear from you. Yours truly, (no words) 10. Howe & Powers, Pacific, Mo. Gentlemen : I have your order of the 5th, and in reply will say that we have a mail train going through here on the Sabbath, and I supposed my letter would reach you on that day, or early Monday morn- ing. I see that you are very much like all other grain dealers, myself not ex- cepted, waiting for the top of the market, before selling. I trust that your experi- ence along this line does not corroborate mine, that is so often letting the golden opportunity pass, waiting for something better. The market closed about one- half cent higher to-day than yesterday, and advices from Chicago are to the effect that the line is high enough, and we look for a reaction. I will wire you a bid on corn to-morrow morning, sub- ject to your prompt acceptance, and trust it will be high enough to secure some of your shipments. I shall be pleased to make a trade with you. Yours truly, (165 words) VOCABULARY OF THE REAL ESTATE AND INSURANCE BUSINESS. 94 VOCABULARY OF REAL ESTATE AND INSURANCE BUSINESS. 1 A. W. Cleveland On 'f~~^-S~^f^-^ Decided Cancellation Various Companies Interested Question Issue On the subject Any company To take this Position Preferring To place the Outside Jurisdiction And thus dispose Numerous Complications 6 Robert Laird & Co. Newark, N. J. Phoenix London On the building Owned T. J. Lawson Contains Three-quarter Clause This is not Acceptable We must ask you Kindly advise us Immediately 7 N. B. Griffin Newport, R. I. Abstract Title Lots Block Addition To this city Given it careful Defects In the deed A. Brown Wife J. C. Allen Acknowledgement Defective Cured Law Transfer Conveyance Martin Whether Married Single It will be necessary If he was married Procure Widow Heirs If there are Aside Does not Objection 8 Chas. P. Wells Hannibal I have $5,000 Worth Unquestionable First-class Mortgage G months At the rate of 9 1-2 per cent Annum 9 J. T. Turner Suincy. 111. . D. Thomas Farm In your county Cedarvale Desires To dispose You would look it up Value Encumbered How much Also send me By return mail Description Reasonable And greatly oblige Nashville, Tenn. "Tr^ Since Seeing you ^* x,^2-^^/_^ /V^c-^ S I have thoroughly Considered C / ^ sr _ rN ^ * John means Application / //\.-~ Of the premium Of the company Q ^-i ~\ Examining Surgeon * Remains Therefore y x Legal \ Moral 2 M. B. Donovan ^r^S.r ~^ "S-^Jx. i Topeka, Kans. f~^ Policy x-j Together with / (^-^-^ /^ Request In writing Mr. Black ^^_ V^TT^ ^ L_^ Names Beneficiary ^_. In his letter ,r-^- - / ^ . ^\_ V^ However s .^ From ^ Divide is i^ jr Jg-Jj* He can / Execute , On a sheet Properly In the presence & ^\a ^ i-S> ^j /I^K rt Witnesses Approval / x X /^7 /o a ^r-^ Louisville [29th J Your valued favor of the ^-? Careful attention -^T~? ^*P /^^ T t Appreciate Compliment - Conveyed .-^7, ^TT.k, ..C... In your wish Represent /- S) /~^~ c~^ At present We are not t\ Q Desirous TT-^J <.7Nrr>?r^-...T\j. Opening Agency *^ For this company ~*.-'*S~~~~) ^2^^ rT/" rr Williamsburg X^ Insurance company f^ __x*~ > To thank you -1/4 /-**-^/\. Respectfully decline 4 Shotwell & Co. I o/^r/C^r \>r<^ Please take notice \ fi Continental / *~X s ^ ^ ~f ^ Accordance Hereby S ^^~> Tender .-\.... i^x.-./jTra..... Unearned ^^ Premium ~)r~v~^^/ <7~^x-x Pro rata Unexpired Of said policy / \ ,^\jv 9 ^ ^ ^ After that date 6 B. F. Newcomer \A ^>w *\ -^_*_~_ While X We see no reason -^ I &^fT-^\ OfC .(^ . Changing Opinion \ l.^~> \ Regarding --J K- -I.. Alleged Violation / /** Rules .jaV (3'-.JS5x:... .. Anglo-Saxon Co. o~ ""* **** VOCABULARY OF REAL ESTATE AND INSURANCE BUSINESS. 95 10 T. R. Wallace . ^jk""^*^ /-. ;> Alton, 111. -d=i-d I have this day Mailed you ^^ (o~ ^ "- ~7 /.>*-? Division ' Jr~ Of the city ^ ^ ^ Kansas ^ f \ . ^_, Jackson State of Missouri 12 D. H. Barnes / Vz> _X^>\-\ ^^^^.^ Denver, Col. -K~O-*B^>< ->. Please place For sale /.^-.... ^erx^X/Vr^i . k -C - ; -^ On your books Either one Elmwood ^> t3d~~ -" ^ / '' /** 30 days Terms ., Frame -^-v ^& * \^__ x-X^o Tipton ^ D Kelly & Harris Was sent ^ *, ^O^- / x Q And we should have heard y*= For these Policies / .. Q > ' ^_ - _r- For the correction N. In the age of sT/J ^/ _^VV->x He states In his application _ JO /*-^\s^ 1 ^ . 1 Age Nearest ,_,. _^ \ *s^' c_5 / o Birthday "O Conflict Society 1 ^" ^^^ * ^-*r^ They will If he was born /2^\"" ^ y?x^ ^ ,/ ^ If he is nearest ^~ 14 Henry James 5| \ ^ x x Certificate Thomas Gordon _, K x To the company X -^^f~ We note you say - o X^ . ^^ ~\ Surprise To hear this / __/* -^~~-j ^--f. f> Declining Health Restoration /^ 1 ~'5/ <5 " ^-"* Renewal If. J. W. Purdy ^^^-^-^^^^^ ^3t But you Did not ^ \ / I am obliged a^ .-7 -- Refuse xrrN_l ^^,S/Kafl^ On your draft / I am doing In my power jr^rr^^jtrx^/ To reduce "" "" f ~ LETTERS SELECTED FROM THE REAL ESTATE AND INSURANCE BUSINESS. A. W. Cleveland, Nashville, Tenn. Dear Sir : Since seeing you this afternoon, I have thoroughly considered the matter of your insurance. I have also consulted Mr. John Means, the gentleman who wrote your application. As a part of the premium is in the hands of the com pany in New York, and as the agent and examining surgeon have been paid, none of the money remains in my hands. I, therefore, could not return same to you, if there was a legal or moral obliga- tion to do so. Yours truly, (89 words) 2. M. B. Donovan, Topeka, Kans. Dear Sir : We are in receipt of your favor of the ist, enclosing policy, together with a request in writing from Mr. Black to change the name of the beneficiary, to suit those whose names he mentioned in his letter. He does not, however, state their relationship. We return the policy, with his letter, and as we cannot, under our form of policy, divide the interest in the insur- ance, as specified by him, he can write out an assignment on a sheet of legal cap, properly execute same in the presence of witnesses, and forward it to this office for record and approval. Yours truly, (109 words) 3- G. H. Wheeler, Louisville, Ky. Dear Sir : Your valued favor of the 2gth inst. has had careful attention, and we fully appreciate the compliment conveyed in your wish to represent our interests in your town. At present, however, we are not desirous of opening an agency for this company, nor the Williamsburg 06 City Fire Insurance Co., and, therefore, have to thank you for the opportunity presented, which we most respectfully decline. Yours truly, (74 words) 4- Shotwell & Co., Fall River, Mass. Gentlemen : Will you please take notice that the Continental Insurance Co., of New York, desire to terminate the insurance on your policy, No. 32295, in accordance with the terms, and we hereby tender you $250, the unearned premium for pro-rata, for the unexpired term of said policy ; the company not being responsible for any loss or damage that may occur after this date. Yours truly, (81 words) 5- B. T. Newcomer, Baltimore, Md. Dear Sir : While we see no reason whatever for changing our opinion regarding the alleged violation of the rules of the Anglo- Saxon Company, we have decided to re- turn all the policies for cancellation to the various companies interested. While we have considered the question of asking the companies to stand by us in an issue on the subject, we have not asked any company to take this position, preferring to place the insurance outside of your jurisdiction, and thus dispose of the numerous complications. Yours very truly, (93 words) 6. Robert Laird & Co., Newark, N. J. Gentlemen : Your policy in the "Phoenix," of London, on the building owned by T. J. Lawson, contains a three-quarter loss clause. This is not acceptable to us, and we must ask you to furnish us a policy REAL ESTATE AND INSURANCE BUSINESS. 97 in a responsible company without such a clause. Kindly advise us immediately, and oblige, Yours respectfully, (61 words) 7- N. B. Griffin, Newport, R. I. Dear Sir : Enclosed find abstract and title to lots 24 and 25, in block 72, B.'s addition to this city. We have given it a careful examination and find the following de- fects : In the deed from A. Brown and wife to J. C. Allen and wife, the acknowl- edgment is defective, but is probably cured by the law of '85. The transfer number 22, being the conveyance from S. Martin, does not indicate, in any part of it, whether he was married or single. It will be necessary for you to get some information on this subject. If he was married, you will have to procure a deed from his widow, if living, and if she be dead, from the heirs, if there are any. Aside from this objection, we pass the title. Yours truly, (145 words) Charles P. Wells, Hannibal, Mo. Dear Sir : I have $5,000 worth of unquestion- able, first-class mortgage-papers, to run about six months, and would net you at the rate of about 9^4 per cent interest per annum. Please let me know if this will interest you. Yours truly, (52 words) J. T. Turner, Quincy, 111. Dear Sir : I understand that Mr. D. D. Thomas who owns a large farm in your county, near Cedarville, desires to dispose of it. I wish you would look it up and wire me the size of the farm, its value, and whether encumbered, and if encumbered, for how much. Also send me by return mail description of the farm, and your charges, which make reasonably low, and greatly oblige, Yours truly, (77 words) T. R. Wallace, Alton, 111. Dear Sir : I have, this day, mailed a copy of the enclosed letter to L.W. Davies, .Sweet Springs, Mo. The letter explains itself, and asserts what will be required to make the title of the property you have con- tracted for acceptable. Yours truly, (49 words) n. R. B. Crainer, Kansas City, Mo. Dear Sir : I demand that you give, and sur- render to me, the possession of lots 9 and 10, in block 4, of Waldron Place and Addition, to the City of Kansas, county of Jackson, and state of Missouri, which lots are now in your possession. Yours truly, (53 words) D. B. Barnes, Denver, Col. Dear sir : Please place for sale, on your books, the following property : Lot 5 or 6, either one, in block i, in Elwood Place, 30 days' time, reasonable terms. Five 8-room, new frame houses, having ground 33^ feet front on Lexing- ton avenue, one-half block east of Wal- dron avenue. Each house is fenced and has good cistern and stable. Price $4, 500 each. Terms very reasonable. Yours truly, (78 words) J. M. Russell, Sioux Falls, S. D. Dear Sir : Replying to yours of the 15th, the policy of Kelly & Harris was sent on the 1 2th inst., and we should have heard from you by the isth. The applications for these policies were received here on June 2oth, and must have been delayed in Kansas City. We wrote you on June 3oth, asking for the correction in the age of Charles Mar- tin. He states in his application that he was born April 29, 1858, and his age at nearest birthday is 30. The statements conflict, and the society will want to know which is correct before they will know at what age to write the policy. If he was born in 1858, he is nearest 29, and if he is nearest 30, he must have been born in 1857. Yours truly, (152 words) 14. Henry James, Esq., Boston, Mass. Dear Sir : Your letter of the i8th, enclosing certificate of good health of Thomas Gor- don, policy 334, is received. We for- warded the certificate to the company, with a request for a return of the re- newal. We note you say you have col- lected this premium some three weeks since. We are surprised to learn this, in view of the fact that we have returned the money sent us to pay this premium, de- clining to receive it until the certificate of good health was forwarded. If the com- 9 8 REAL ESTATE AND INSURANCE BUSINESS. pany decides to restore these policies, we will have to ask Mr. Gannt to send us a check for the amount of the premium before we can send the renewal. Yours truly, (124 words) J. W. Purdy, Dunning, N. Y. Dear Sir : Yours of the 23d inst. received, but you did not enclose C.'s policy for re- newal. I suppose you overlooked it. I regret I am obliged to refuse payment on your draft for $50. I am doing all in my power to reduce agents' balance. Mr. Gannt has turned over to me your note, Oct. ist, for $177.50; this, with the $105 charged to your account on our books, makes a balance against you of $282.50, and I am obliged to ask that it be reduced instead of being increased. I hope you will not be seriously incon- venienced by our course in the matter, and that you will be able to harvest some of your crop very soon and put yourself and your account in better shape. We will send you all we have of the Northwestern, and also application blanks. Yours truly, (167 words) 16. F. G. Altman, Maryville, Mo. Dear Sir : We are in receipt of proposals of Dr. Brown and Robert Anderson, with coupons attached, showing that notes were taken. The application of Ander- son was dated Aug. i4th and that of Brown, Aug. igth. No medical examinations have been received. If the medical examinations have been made, they should be for- warded at once. We issued a receipt for the cash and note, before the examination had been made and the parties recommended by the examiner, which is a violation of the rules. If the examinations are not favor- able, please take up and return the re- ceipts, 326 and 328, for cancellation. Yours truly, (115 words) J. P. Carter, 17. Sedalia, Mo. Dear Sir : Replying to yours of the 3oth inst, we have just wired the State National Bank not to pay the note. We do this to save further cost. It is unnecessary for us to add that we hope you will pay this soon. Respectfully enclose reports for the three-quarters of the year, as we are ex- pected to make a very close settlement of accounts in the September report. It is of great importance that you should put this matter in shape, not later than the 8th inst. Can we rely on you to do this? Yours truly, (104 words) 18. T. A. Wheeler, Esq., Kansas City, Mo. Dear Sir : Enclosed find your policy for fire and lightning on your property located in Jefferson county. I am unable to put the vacancy permit in the policy, and return the application, as the company will not permit it. For that reason, I ask you to sign the enclosed application and return same to me. This rule, I suppose, Mr. Barnes was not aware of, at the time he wrote the policy. I received the $5.00 to pay for the policy, all O. K. Trusting this will be satisfactory to you, I remain, Yours truly, (103 words) Dear Sir : Your favor of the igth at hand. When the plans of the risk arrive (as we presume they will during the day), we will send them to the treasurer, who has had other plans to study since Wednesday. We think we have said before, that we did not feel disposed to advise our insur- ance customers as to what sprinkler they should put in, much preferring they should make their own selection. All we shall have to do with this, will con- sist of endeavoring to arrange the best possible plan of equipment. The insured will decide what sprinkler to accept, en- tirely independent of us. If we find that it is necessary for you to come to Boston, we will advise you. Undoubtedly, the party whose sprinkler appears the most attractive will be communicated with, by Mr. Flushing, the treasurer, before the contract is closed. Yours very sincerely, (148 words) VOCABULARY OF THE WHOLESALE GROCERY BUSINESS. VOCABULARY OF WHOLESALE GROCERY BUSINESS. Headley Grocer Co Harrisburg, Pa. Cold Storage Of which are In good condition Sacks Silver Prunes Eagle Hallo wees Condensed We quote you [tance To your immediate accep- Immediate Acceptance Fancy Re-cleaned Currants Packages To a case Brand Ground pepper Imported Ceylon Cocoanut Quarters Halves Pounds Changes 1 Milligan Grocer Co. Although Competitors Beans California They are unable to Sorts Execute Below Lima Lady Washington 2 Middleton We enclose invoice Blocks Instead Measurement Correspond Per dozen Exceptionally Should be pleased 13 W. A. Bald Louisville, Ky. Western Agents R: A. Kelly Co. Zenia, O. Sisal Manilla Cordage Assortment Lath Yarn Reputation None United States Process .. Decidedly Superior Article Figures In it Encourage Advantageous Herewith Inside Larger Smaller Scale Basis Help us 14 L. P. Jones Pittsburg, Pa. Southern Oysters Popular Mississippi Lunch Flat Either give you You may We must make Should we be able to From the factory To better advantage 1 We would do so Starch Co. d ^ New Haven, Conn. j ^ In our city ' You are surely -3 / Entitled Overcharge > 2 Trask Pish Co. .-Oxy Retailer ~ Says there is Represented _xfc-j.. He is now N^ Adjust o Purchased ^ \2__ Each t 3 Drummond Tobacco Co. T^^^e^^-ffr^. Cigarettes ^o' j Handling f- x 1 Manufactured ^-~ > f ^/~f Yourselves Ligget & Myers American Tobacco Co. d^? *^-^ Decided Tff*^ It is not We"do not think >^- ^> At the regular J. A. Benedict & Co. .!b\_ < <^X/dJ^_ What you state Discount ,- We can get -^^^ ^ SUCTTT. Extraordinary / a Insert jb/ / &/ /V_ If you had If you would Compelled \ ]f-~^-^.^~^ -r* 5 B. D. Bennington Chelsea Indian Ter. ^sa^\> Gallon Peaches _ We suppose yon x?.^.\^-.!V -T^"? People's / Observe 6 Messrs. T. J. Boyd & Co. ^_, _ JV.xfjT-'C Sandusky, O. \ "1 f_ Studied Financial ./- - ~i . '-^f Pretty *.-^..-. Necessity That you will be able to "\ ^^ d^~^ Accommodation <\__ 7 Messrs. C. E. Udell & Co. os'/Z / We regret i^^S^K^AK^V- We received " / Picnic \S* {. -^ Young America a ) >o c -' By the mice It is quite -ta/" *->a....C.?S^. Mouldy A Has the appearance o Magaws ^Tf "V Q^ Soft / Afraid Some trouble ^) , ^^P ^ Dispose " ^-Q/ ff Short time back I 8 F. E. Vermillion / /_^ v_Sl. [ Salem ^s^ >j Oregon Jasper county I /J . i ^ I Charging VK * rrr = Do not charge We believe . _ ^J^^-fi e~>> You can get them .!^...ff..-f:r^f7>>...^~ Without any trouble / Ark / Windsor Pierce City ^ -^ ^-, 9f / &**}?*... V 7 <^?./A 4 .^. VOCABULARY OF WHOLESALE GROCERY BUSINESS. ^^^ , ^^t-^v Citron Pigs 1 / /I 16 Joseph French, Esq. k-y.f^Qt-.i^^rZ ^j Charleston, " C. We desire To bring ^ y tf Z^Q \X^V ^ en :*=> Before you Different makes Sausage '''I *^~^ / Which are manufactured /"L Of the best Material s -^- \> 'O/^"v\ "a a Processes And are all that All that ^^ "\j '"Zfo'^ VrriSr^!rt^ Experience $ To make a superior article Produce ^ _ \, ^ ir F-* Especially -=- ~ Desirous , Judging tcjK ^y^ V^j ^ ^ \s- Vienna fb Liver Tongue j V^ R^c^r* *} }2 Blood Head cheese N ,- Leber kase _x1 &***' ~~~2 Summer Pigs , \.^ -^ Pressed V^ \o J ^.V,- ,-- Excelsior Booklet v .^ v-^_^ / ~^. Discriminating >:. .\ . .Trrvrr" ^*- . ^ For the lovers For he loves us y"~> / ( 7 fcT d Rival r*" i~^j " 17 H. P. Ditmar & Co. A * '^^'/' Aurora / V *~^yQSvff >-V j -Ss^ We quote you Prevailing _ Certainly >> ^, ^ Q f ^~. o-ON. I And our merchants ^c tfl We have been ^ I i- \ Should you be / V \ X/ 5 X _, Jl^ 3 & Direct . East _, Q , \ .^ &N ...v ) .., rfV*r-.Q^:. a SF= ^^\ Benefit ~f"" .-.-,*.- Should you order . ^ Would do so X_/t.r-e_x e x~ Examination 18 J. R. Larabee & Co. ^> -- Addressed \(. .^f^f^^-r <&* Stewart & Co. Representative / We are certainly f s*^^ 1 y Jj-lf , Surprised N Coffee Numbers ^j ^ L Which we have j- . ..a. p.. Rejected / At all /""I/ a &>, /^lC~~ - Of your reputation Confident ls~~/~\ sf sf Confused '- \r=^ " i. 60 5lbs.,2&: 1.85 The lowest regular prices we can make you on these goods to-day are those at- tached. The 4% Ib. is exceptionally fine block, and we should be pleased to have your order. Yours truly, (123 words) WHOLESALE GROCERY BUSINESS. W. A. Bald, Louisville, Ky. Dear Sir : We have just been made Western Selling Agents for the R. A. Kelly Co., of Xenia, O., manufacturers of Sisal, Manila Rope and Cordage, and have re- ceived a complete assortment of Sisal, Manila Rope and Lath Yarn. The R. A. Kelly Co. has the reputation of making rope second to none in the United States. They do not make what is called "New Process" rope, but a de- cidedly superior article. We want your inquiries for car load orders on which we will make you very close figures. On spot cash, we are and mean to be " in it" all the time, and hope you will encour- age the R. A. Kelly Co., and us, for this spot stock is certainly advantageous to you. We enclose herewith our inside prices. We quote you 7-16 Sisal and larger at 5^ cts, basis ; smaller sizes regular scale. Manila, 7^ cts. basis ; smaller sizes, regular scale, f. o. b. Kansas City. Terms : 60 days, 2 per cent off, if paid in 10 days. We ask you to help us on this account and will see that you do not regret it. Yours very truly, (200 words) 14. L. P. Jones, Pittsburg, Pa. Dear Sir : We beg to quote you prices on southern packed oysters, the most pop- ular brand packed in Mississippi. Prices delivered f. o. b. St. Louis. i's 5 oz. Oysters at $ .67 > 2's 10 oz. " i.22> I's 4 oz. " 62^ 2's 8 oz. " 1. 10 i's Light Weight at 40 2*S " 60 i's Lunch Oysters, flat can 77^ Terms : 60 days, or less 2 per cent for cash. We can either give you prompt shipment or hold until you want the goods, up to Jan. 15th. We must make above prices subject to change of market. Should we be able to ship you direct from factory to better advantage, would do so. Hope these prices will interest you, and that we may have the pleasure of an order from you. Yours truly, (i 66 words) J. W. Wilson & Co., ' Poughkeepsie, N. Y. Gentlemen : We have in stock the following lots of nuts at prices quoted below, which ought to look attractive : 50 bags " Medium " Brazils 6% 30 bags Tarragona Almonds 8% 75 6o-lb. bags Cal. Almonds *]% 50 bags Cal. Shell Walnuts 10 50 bags handsomely polished "Jumbo " Texas Pecans 6% 50 bags handsomely polished "Large " Texas Pecans 5^ 50 bags handsomely polished " Medium " Texas Pecans 4% 50 bags handsomely polished Central American Pecans, very large 7^ In addition to these, we have a fine lot of imported Smyrna Figs, varying in price from 7^ to 12^ cts. and a com- plete line of the celebrated "American Brand " Citron. Yours truly, (138 words) 16. Joseph French, Esq., Charleston, S. C. Dear Sir : We desire to bring before you our different makes and brands of sau- sage, all of which are manufactured of the best materal, by improved processes, and are all that experience and a desire to make a superior article could produce. We are especially desirous of your judging the merits of our sausage by a trial order, and quote you the following prices, f. o. b. Kansas City : Fresh Pork sausage, loose 6 Fresh Pork sausage, link 6% Smoked Pork sausage 7 Bologna Large 4 . Small 4 Ring 4 Garlic bologna 5 Vienna sausage 7^ Liver sausage 5 Tongue or Blood sausage 5 Head cheese 5 Leber Kase 10 Summer sausage 12^ Pressed Pigs' feet 7 Excelsior Farm sausage 1 1 These prices are very low and the sau- sage is all we claim it to be. We enclose herewith a booklet in re- gard to Excelsior Farm sausage and ask that you kindly consider same. For a discriminating trade, for the lovers of pure, old-fashioned, all-pork sausage, Excelsior Farm sausage has no rival. Thanking you in advance for any favor sent us, and assuring you that all orders will receive prompt and careful attention, we remain, Yours truly, (226 words) 17- H. P. Ditmar, Knpxville, Tenn. Dear Sir: We quote you below an article which may interest you at the very low price prevailing : WHOLESALE GROCERY BUSINESS. 105 Beans This article certainly looks cheap, and our merchants here regard this month the best time to lay in sup- plies, as, if we may judge from past ex- perience, beans have, as a rule, advanced materially the latter part of December, or early in January. The very lowest price we have been able to get this week is $1.20 for choice H. P. Michigan, delivered East St. Louis. Should you be in need of any, and we are able to buy these goods for direct shipment to better advantage, you will get the benefit. This price ap- plies to car lots, of course, and we can furnish them either in bags or barrels. Should we be able to shade the price, in case you order, will do so. Terms: Draft attached to bill-lading to be held by bank for examination of goods. Yours truly, (176 words) 1 8. Messrs. J. R. Larabee & Co., New York, N. Y. Dear Sirs : We were just shown your letter of June 2d, addressed to Messrs. Stewart & Co., your representative brokers in Springfield, Mo. We are certainly very much surprised at the position you have taken in regard to this purchase of coffee, as the two numbers which we have rejected are nothing at all like samples by which we purchased, and which we yet hold for comparison. Business men of your repu- tation certainly would not take this po- sition, if you could see the samples by which we purchased, and the coffee which we received from you. We are confident there is some mistake in your sending the samples to your brokers here in Spring- field, or they are confused, neither of which we would be responsible for. It is useless for you to talk of compel- ling us to take this coffee under these cir- cumstances, in fact, we do not want the two coffees at all, as they are not good enough in grade ; besides, we have other coffees in stock just the same grade as this, and it will give us more of such grade of coffee than we can carry. For these reasons we would like for you to make some disposition of the coffee right away, as we are in need of the storage room. We are willing to keep the L. E. No. 4, and will remit for same at once, accord- ing to terms of purchase. Yours very truly, (250 words) M. W. Schapp, I9> New York, N. Y. Dear Sir : Please ship us : 10, 15 Ib. cases % Ib. packages shredded Cocoanut. 5, 30 Ib. cases % and ^ Ib. packages shredded Cocoanut. We have in stock about two pails of cocoanut that were bought from you sev- eral years ago, which has spoiled. We asked you once before to give us credit for it and you declined on account of our not buying goods from ypu. It seems to us now that we have been buy- ing enough to justify you to protect us against this loss. Yours very truly, (102 words) Dear Sir: We are in receipt of your kind favor of the nth inst., and are forwarding goods as ordered to-day. Hope same will open to your entire satisfaction. We quote you prices as follows : Diamond axle grease, 4 doz. incase, $1.50 1 Ib. corned beef, per doz i.oc 2 Ib. corned beef, per doz 1.90 Spot Cash baking powder 65 J/3 pint tumbler jelly 85 5 Ib. wood or tin bucket jelly 3.00 Standard lemon extract, per doz... .50 Standard vanilla, per doz 60 Knoxall lemon, per doz 75 Knoxall vanilla, per doz 90 2 hoop water pails 1.30 No. 2 wash tubs 5.50 No. 3 wash tubs 4.75 You will find Hosmer's axle grease su- perior to anything 1 else on the market, and we are sure you will have a good trade on same. Shall be pleased to have your order for any of the above goods. Yours very truly, (180 words) Dear Sir : Received your orders from 77 to 82, all of which will have our prompt atten- tion. We notice that you are selling Battle Ax tobacco right along at 19 cts. This will not do, as it costs us 19 cts., and we must get at least 21 cts. or we do not care to sell it at all. Do not accept any more orders on salt without first getting prices from us, unless parties giving you the orders are willing to give them to you on the condition that they are to be filled provided we can get them accepted by the salt companies at their limit prices. We look for the salt companies to get together now and make a higher price. We received a let- ter to-day from the Kansas Salt Co. re- questing us not to make any more prices on salt without first securing quotations from them. We think all of our custom- ers will save money by buying their salt now, as we feel satisfied it has touched bottom. Yours very truly, (197 words) io6 WHOLESALE GROCERY BUSINESS. Traveling Salesman. Dear Sir : In the late mail to-day we received your orders from 68 to 78. Order from Adam Herd is not numbered. We received a postal card from Mr. Seidel requesting us to cancel order for millet seed. He requests us to ship sugar, and add to the order a box of Ivory soap and a box of crackers. We are entirely out of millet seed, berry boxes and crates, and California evaporated peaches, and we do not ex- pect to have any more in stock this season. We are also out of Pacific Union %-\\). salmon, but have bought and have in transit Saw Log brand, which we con- sider equally as good, and we sell at the same price. Yours very truly, (127 words) P. S. We have just received the fol- lowing telegram from the Association : " Effective 10 : 30 A. M., decline all sugars one-eighth cent." 23- Dear Sir : We are in receipt of your favor of the 23d inst., and quote you prices on sugar f. o. b. Springfield, as you do not state what station you ship to : Granulated Sugar $5-76 Ideal Extra C. No. 5 5.20 Bullion No. 7 5.07 California B. No. 9 4.88 We have the Granulated, Bullion and California B., in bags and barrels, and the Ideal Extra C. in barrels only. These prices are subject to cash dis- count of i per cent, cash to accompany order, and are also subject to fluctuations of the market. Shall be glad to have your order for anything in our line and will make you low prices. Hoping to be favored with an order from you, we are, Yours very truly, (139 words) &&< VOCABULARY OF THE MANUFACTURING BUSINESS. io8 VOCABULARY OF MANUFACTURING BUSINESS. 1 Q. D. Brown & Co. Detroit, Mich. Have you Passenger Elevator Estimates Grateful If you will advise us As to your Wants Submit Etc. 2 Hinton Bros. Red Oak, la. When I was At your place A few days ago Who make Rivets I have Enough I think One of them Bridgeport Certain As to the exact Address 3 P. J. Williams & Son Iowa City, la. Don't you Small Hangings Yon will be able to Get the goods Shall not be able to Complete As I have To the present Don't take much Capital And I think you will fin! To your advantage To do so Express Charges 4 J. H. Hamil Brazil, Ind. We do not have Bevel German French plate We will make And send same As soon as possible Unless Contrary Sizes Cards To keep On hand At all times We can make to order In French plates 5 F. M. Clark & Co. Monroe Several Inquiries Architects In regard To the different Constantly By the dealers We take the Liberty Advantage Openings We would Also consider it To quote yon On goods At any time May be Assistance Calculating 6 Johnson & Johnson Columbus, Miss. Plated Telephoned Factory For them And they will be We can send then 1 Noon That you can Have them Monday night \r>..._t)...^r^: 2crx 7 To our customers Hereby Withdraw All quotations Cutlery Scale To take This day Illustrating Patterns Distribution In a very short time We shall be glad If you care for it When you are In the market We believe It will be of To your advantage To give us Opportunity We desire Consider Your trade In the past Effort Retain And wishing you Prosperity In the coming 8 W. W. Thomas Natchez, Miss. Harrington & Son Philadelphia Axles Wheels On talking As simple as I suppose ( At first But I will To make it clear Replaced All of which are Thread Flange Where there are Bemis Dust Rings They will be the Reset Shrunk Kindly follow Haverhill 9 M. B. Markham Helena Montana To do Kinds Stained glass Leaded Churches Houses Stores In the best Manner Lowest rates We are making Specialty Of our And are in a position To make it an object For you Confer With us We should be pleased Submit Designs 10 Rogers & Rucker St. Joseph Your remittance In settlement Of the enclosed As you will notice On the statement Accidently Envelope Misdirected Been returned This morning Why You have not Your receipt before Excuse Mistake . Further favors -^ V? __ Tt VOCABULARY OF MANUFACTURING BUSINESS. 109 11 G. H. Davis ^^^ 14 Doling & Bell Syracuse V^s With this Cold water ^Sar^-o^ Asbestos Roofing Manufacturers ^ A trial At your rtZ^zt**** Advices As to the Suality of the material ,^^/J It will suit you ' Use no other ^ f /_^_^ four Of our representatives Upon you J. ^ ^ Tried this Circular C S~ -S *<- ^7-- Quote you Correspond With you direct ^ Advantages We have menUoneo TT-VO " S Liquid Paints Confident Occur Barrel .V _/o *?. 16 Phyfer & Johnson Washington, D. C. Box We are sure V-^ Attachments -M^ - Springer /\ Workmanship cr~P ^ x/ ^"x^<*v. New Mexico Description *\ - S>~ - \ Finely Adjusted *^ ~~^ Copper First-class ./^-.. ...-1 t-s.2 Boiler Introducing r ^r > <5 --V< In every respect We shall be pleased Collapse Leakage Vl 7^~ s-^~- 16 J. M. Frost Greenville p>AV-^ None On the market Representative Will be there With a sample Jjr-V Kind enough To call Mr. Rogan Of your placb Examine Glass -^-^ Explain the construction Which is made ^ ^ \ In some Windows Heavy Pressure Information 7-9 \ Jr* Strength Furnish us With the size Pleasure Give the matter That you maybe *^{ ^~ And number Of the glass That are Single ^ Impressed 13 Glass Bros. Utica N. Y. ^^ory^L.a.v: It seems There is some Mistake ^^ .^^^ We beg To call your attention J Double We wish To correct \ ^ Machinery Handled n>l ^ ^ Let us know How much Cost us ^Z- j~J^ Inform you Estimates a _^ x ^ ^b To have them Replaced ' Plans Specifications Hydraulic S*\ ^ 7 17 H. D. Simmons MarshUeld, Mo. Yours 7 "' n Service Office buildings Av^ja^A Contents noted Enclosed you will find Wholesale /^,/V^^ Hotels Boilers Combined I send you Another Enclosure Country Services / v *-^ Prepared Promptly Larger Plants Municipal / . ^ And will give you That will Your trade -\^ \ ~ s*f Middleton, Grocer Co. t -^__ j J Granulated -_ ^* Jumbos y 0"^^* - 1^1. Anchors \ Accordingly V^ ^.^ Rush Quickly ^^^ , / Confirm O~~ Milligan }' Which you sav That you had ^-j We sold V^* > Sugar i / Thought you XT =< J *~~ Via gCS J o' 1 Santa Fe . Seedlings >jPri i. .. i -* Regular Central National Bank ^r-s^v-^vi. L ^ ^ Jobbers GZCe^fX^J^-^** Perfectly Hopes . ^\ /^ \ / D Choice Bloods -^ --. Utmost *rrrO ,^c.X*^'\ Efforts As quickly as possible o If that is so J^- ^^0^^/7^ ^ Have this 2 8. Slager ->., -^>/ Prevent us ^~^ We would be able to Were there 8 Mexican *~/*^ ^f J Coffees ^^ "*" SBb Message Ventilated ,A^ ^ xt _^ We don't think Potatoes \ - - Jt_^ It is not ..T^tt-..rra ^?r Customary For this season ^ o Cheaper Freights _o /-r> Afford Risk ^ Destination ... ^-Q. ^_^ Fours Glossy ,f^ ^ Polish - L./-rTTjrrx. Medium Dark ^ Colors r r*3 .. **, Somewhat Disappointed s \-._/CFJ\,'_ Already V~x i You would advise us 3 Anchor Peanut Co. O~^~^^-r < Le^J5o\(^'. Hamil & Hall ^OSL^ We are satisfied - / They will be -jr. r). / \ With the way you have ' V Appreciate Devore Fruit Co. f /) ^ Heretofore * 9 Messrs. B. Presley & Co. . . ,* St. Paul rrajXT^P/trrv ./rrrr> Minnesota o*\ We believe j / In a few days > ~ Ourselves In the most It is much Tracer ^ s ~ Sacked - .. -^_tTT 4 ^v^ Whether or not ^ 3 We will accept ~\s!\ ^\ ^_, When the car 10 Crystal Rogers * x^T 3 /^^2^ Decision 4 W. P. Stewart & Co. /- ., Cheyenne, Wyo. fj\z-a/\sr-~~- ^V, Between Asst. Gen'l. Frt. Agt. \ I . ,^> Frisco R. R. \ ' yJa*-^ KfKi Billings ^'^ d Neosho , Canning ^-t^ '^^~\//4 ^tt^. Guarantee Cold x o ^3 Give you prices xi Tomatoes n Wichita ^ii- i-^ -^1 Forehead Afloat y q Hutchinson ^J Parties / /> Of the other *^..j- / & Forfeit Accrue 4 x"^ -x As good as As you know G>-^CT-^ 4 Route .-c, T. Texas Pacific / __ X\j_ V^ You were Owing ,y_ e^-ff. Protect When the rate \ ^/ X^^s-DC Unable to Apples ^ , ^si 7 Surely Figuring i ^ o ^> We have nothing Any importance ^ G When you have As their price Point . v l President You can accept /7 ^~ In this way -..Jj:..?., Sooner TTnrInnht*r"y , ^ " V Duplicate Except Cherries >-v - Nc^ 3 <^r,-s^~ Raspberries Strawberries /o r ^cr~s Gallon C..V. : C\ _<...J. To place the order With some one .^"^--s. So Pie peaches Crawford \ J> &^/^ Apricots "*^,~ ^~* Privilege S Irregular f> .* ^i^. Wax Edgar J, . Triumph .a. orrrrfT.-r^r^..- That you can do ' -> 6 When your ,-5 Mr. Schapker *-~^^-x\D. 1 > y lu our city " "- -^V 13 On the following Stick candy s C _ < ^/T _/" Jellv Cinnamon 1 , ^ *~Sr VOCABULARY OF MERCHANDISE BROKERAGE BUSINESS. 115 Keep you g 1 ^, Advised /\4....-CF~3. \4? MILL ~J&J& MACHINERY. ^^^^^^ 1 H. P. Roberts v Montgomery -/\/^_, .4^*1^ Sugars f 13 Subject ^-x v 7 Cases *~ Corned beef All right Engine \s^~ 'J-^ "^ Quality y Oil sardines Mustards *->s~~0 i'~^-^->- < ' Closer s~ You would have ^ f , Monkey Oysters frr^ *f ^~ff^ Bleac-hed Sacks Fancy p^-9 - rJ J Tia^\_ You had better * Belts ^/\ \ It is not necessary " We don't think Towards o a =^ ^i 1 -> n a Peeled pie peaches 7j| Label -^ Manila Q. /Tj v-_ Miller's hand brushes Wisconsin 3 Navy beans s . Pea beans .^~t, b-v /^~6 Confirmation jr~ " 9 i' 15 Eagle V~~* Beauty f \ ,, g^, s Notify That they are -/"" ^ , .0 Mistaken , P e n n v ' a * --- ^- Per box Which you may 1 c/^w- -^Ta Favor us ^~T 'V Jf Immediate attention 16 We submit ~~^<^~^S~n/ ^~^ In your bill ^^ **^| Fisher & Hart Write us / Q y / ^cr-^ \~s_ Place them Idea . Jo , -x J ai. As the discounts Q- Scattered x^: y^* 3 -& ^^\ Boneless Banquet J"^-^ *$<^~ > *^~ Bacon Flour Delicious 'f \--^ x* ' And would like 5 Felix Prater / n Bologna ^^ i~>) Casings Ham sausage ^J-~. n *-^^~ > o Wiener Wurst -^T^-S-^ir^...-^Si^\. Sausage 17 Pumpkin \ ^ -u> / Wooden Hangers i Plansifter c^s/^ 7 i ,* \ , Besides - Timbers Cleaner ^~~ , ^- Overland 0^ Sifted i -- ^ 6 Wm. Harris Morgan, Tex. ~N A~~<>'-~s''~>/' Scarce / Scotch .^f .sG~~lf \^> Think you can Gin s^ 1 i > At a distance sc. rfT^aTTQ. . Deed of trust -'~a^^^ Buyers 18 Prompt x , ^" -t - Re-cleaned Exceedingly Loose \ , -is^* , Perishable Straighten . __ Muscatels Dried Srrup ^ / / /^ Complied 7 Ed. McGowan _^*^/ x? Visited xcn_x < r r.-.'C Testimonial ^ Machine ^TT^ Wonderful rrrb. Jr^..-(.-...^ Reels v^ Wiw "* Strictly First-class (^^9 . .< C New York State ^ f ~ River Spot 'X / ,. / Stock -\ <^.. a./-., We offer LETTERS SELECTED FROM THE MERCHANDISE BROKERAGE BUSINESS. Wamsley & Co., New Orleans, La. Gentlemen : We sent you the following wire to- day: "Ship Middleton Grocer Co. 50 barrels fine Granulated, 170 bags fine Granulated, 5 cts.," which we now con- firm. We sent this order in regular, and thought you would be willing to confirm same on the usual terms sold Milligan, Headley, and the Springfield Grocer Co. We sold a car of sugar for you to this con- cern, which they discounted, but they want this car billed on the regular terms, and they will discount, if they see fit, or they will take the terms regular. We stated in a former letter to you that if Middleton Grocer Co. should order three to five cars of sugar, it will be as safe as selling to other jobbers here. They are perfectly good and always pay their bills. We hope you will be able to have this order confirmed as sent in. We refer you to the Central National Bank. Trusting to hear from you promptly, we are, Yours truly, (171 words) S. Slager, La Crosse, Wis. Dear Sir : We are to-day in receipt of your message saying: "Loading in box car; can't get ventilated car; shall we ship?" And have answered you as follows : " Don't ship; will not carry in box car " which we now confirm. It is not cus- tomary to ship potatoes in a box car, and for this reason we have wired you as we have. If you can get a ventilated car, we will use the potatoes, otherwise, we cannot afford to take them and run the risk of their reaching their destination in good condition. We are somewhat disap- pointed in not getting this car, as we had 116 it already sold. If it is possible for yoi to ship in a ventilated car, we wish you would advise us at once. Yours truly, (134 words Anchor Peanut Co., Fayetteville, W. Va. Gentlemen : We are in receipt of yours of th< iith inst, and notice that you are ship ping Hamil & Hall the remainder of theit order. We are satisfied that they will b well pleased with the way you have treated them, and will appreciate it They say they will give us all of then peanut trade, and we feel confident thai they will do just as they say. We notice to-day that the Devore Fruit Co. havt sold out their interest here, and that a new firm now has possession. We understand they are good. They have promised us all their trade on peanuts hereafter. As to the insurance on the peanuts, we will have our policies written as you suggest, and have it understood that the stock is ours. We have never been com- pelled to carry insurance for any of our correspondents. However, we will take this matter up later with you, and decide whether or not we shall accept the prop- osition, and let you know our decision. Yours truly, ( 188 words ) 4- W. P. Stewart & Co., Cheyenne, Wyo. Gentlemen : Your letter of the loth inst. received, and we note what you say about writing to the Billings & Neosho Canning Co. to give you prices and samples. If tht- Neosho Canning Co. has not done this, we can sell your trade Missouri tomatoes at 70 cts. per dozen f. o. b. Neosho, net cash. Send the orders through us, and we will get them confirmed for you. We MERCHANDISE BROKERAGE BUSINESS. 117 have sold the Wichita and Hutchinson, Kan. parties in this way, through a Wichita broker, from five to seven and one-half cents below the price of any other brokers, and the tomato is fully as good. As you know, Milligan handled this brand of goods, while you were with him. If you can work your trade on any future orders on these tomatoes, and turn the orders through us, you will receive the full amount of brokerage the same as though you sold direct. Owing to the wet weather, we are unable to ship any apples, and probably will not do much in the apple business for the next two weeks, as the early apples are getting too ripe to ship. We have nothing of any importance to write you, but wish, when you have a little time, that you would send us a state- ment of your business for the past two months, as, up to the present time, we have had no statement from you. Yours truly, (246 words) The California Canning Co., Chicago, 111. Gentlemen : We enclose you contract for one car of canned goods signed by Mr. Head- ley, president, for shipment in October, or sooner if wanted, and we trust you can accept it in this way, as it is the only way they will give the order. August shipment is sooner than they usually have such goods shipped to them. We think they will, undoubtedly, order it to be shipped about the last of September. If you will duplicate the order for shipment November ist, 1896, all except the cherries, we believe we can get them to accept it at your price on the pears. They are going to place their order for future shipment with some one, and we would like to sell it. They can get it accepted for shipment in October through Armsbee. The chances are that they will want it before that time, but they want the privilege of having the shipment made in October, if they do not need the goods before that time. We have worked very hard to keep them from placing their order with Armsbee or Cutting. Both have made them irregular offers, to get their order, and we would like for you to accept, if it is possible for you to do so, as we have assured Mr. Headley that you would give him as good a deal as any of our competitors. Trusting that you can do this, and awaiting your reply, we are, Yours truly, (252 words) 6. The Anchor Peanut Co., St. Louis, Mo. Gentlemen : When your Mr. Schapker was in our city he took an order from the Mis- souri Fruit Co. for fifteen bags Jumbos, and fifteen bags Anchors, to be delivered out of the car, to be shipped to us this month, and agreed that, if they should wish to change their order to all Jumbos or Anchors, they could do so before the car was shipped. They have to-day re- quested us to change their order to thirty bags of Jumbos, and no Anchors. We ask that you change the order accord- ingly. We wrote you yesterday that some of the parties were wanting their peanuts, and we trust you will rush the car out as quickly as possible. Yours truly, (126 words) Gentlemen : We are in receipt of your telegram of the 6th, in which you say that you had shipped us on the 5th, via Santa Fe, a car of oranges, composed of Bloods, to be sold for your account. We will use our utmost efforts to dispose of it as quickly as possible, and to your advan- tage. We heard yesterday that Earl Bros. Fruit Co., of San Francisco, were consigning a car of oranges here to their brokers, to sell for their account. If it is true, it will prevent our closing out the car as quickly as we would be able to do, were there no other stock here. The jobbers, however, have no stock on hand, and we note there is considerable demand for oranges, which, at this season of the year, is bound to increase. We will write y-.u if anything of im- portance comes up, and will also let you know how we are getting along with the sale of the car. Yours truly, (166 words) Gentlemen : On account of New Orleans having large stocks of Mexican coffees, our job- bers have been buying their coffees there, but, as the season advances and stocks have run down, we think we shall be able to do some business for you. Our jobbers do this every year, because the prices are cheaper and freight less, and they like Mexican coffee. It is a seller in this market. We have not been able to sell New York coffee in competition with New Orleans. One of our jobbers will be on the market about the isth of the month, and will want all good coffee. Our market does not use any low grades. In sending samples, send us n8 MERCHANDISE BROKERAGE BUSINESS. a line that will grade threes, fours, fives, and sixes, with nice, glossy polish, medium dark colors. We will try to make a sale for you, and we think our jobbers will consider New York coffees from this on, but heretofore we could not get them to make us any offer. They claimed that they preferred the Mexican coffee, and we could not interest them. Trusting to hear from you, we are, Yours truly, (194 words) Messrs. B. Dresler & Co. , St. Paul, Minn. Gentlemen : We are to-day shipping you a car of early potatoes, which we believe are excellent stock. We want you to sell them for our account, and trust you will get the best price possible. We will probably send you some apples in a few days, if it only stops raining long enough for us to get them together. They will be fine stock. We will pack them our- selves, and will only put in the most de- sirable for shipment. We have shipped some of them and the parties who got them are well pleased. We have sent tracer after the car of potatoes, and trust they will reach you in good time and in good condition. They are all sacked. Please wire us the condition of the car when it arrives, and oblige, Yours truly, (146 words) Wamsley & Co., New Orleans, La. Gentlemen : We sent you last night, by wire, order from Milligan & Son, for thirtv-five barrels and 200 bags of Granulated, and 50 bags Crystal C., to be shipped to Rogers, Ark., also 300 barrels and 200 bags Granulated, to be shipped to Spring- field, Mo., at $4.95 for Granulated, and $4.38 for Crystal, shipment to be made a car one week apart, beginning with July 8th. We have your message declining the shipment to Rogers, Ark., and giving the price at which the refinery will fill the order, $5.22 Granulated, on account of freight rates, and that they would ship Milligan four days apart only. We are unable to see why the refinery makes such a difference in the rates between Rogers and Springfield, and believe they have made a mistake, as the assistant general freight agent of the Frisco R. R. was here to-day and will guarantee the rate to Rogers, Ark., the same as the Springfield rate, and has wired their agent in your city to see the refinery, and guarantee the rate to them. We have therefore sent you the following message : "Ship Milligan, Rogers, Ark., cold, dupress, forehead, afloat, dreadful, for- feit, accrue ; ship to Springfield, dainty, dupress, forehead, afloat, shipments ; car four days apart, route Texas Pacific, care Frisco at Paris, Tex. Frisco will protect the Springfield rate," which we now con- firm, and we trust that you will be able to get the refinery to confirm the order. We do not see why they should not do so, when the rate is the same as to our city. They surely made an error in figuring, as the price that your message showed was 27 cents higher than the Springfield price. If they will not accept, the order will be placed with the eastern refiners, as their price to that point is only 6 cts. higher than the Springfield price, and the sugar is hauled right through here, while yours would be on a direct line to Springfield, coming through Rogers, Ark. Milligan Grocer Co. would like very much for them to delay the shipment some, if they can do so, as they are in no need of it at present. Trusting that you will be able to get this order confirmed, and awaiting your reply, we are, Yours truly, (398 words) Dear Sir : We quote you on spot, subject to being unsold : Standard 2 Ib. Blackberries $o-95 Standard 2 Ib. Raspberries 95 Standard 2 Ib. Strawberries i.oo Gallon Pie Peaches 3.50 Gallon Apples 3.00 3 Ib. Peaches 1.12)^ Second Crawford Peaches 1.75 " Apricots i. 80 Standard White Wax Beans 82 String Beans 77^ 2/lb. Corn, Edgar brand i.oo 2 Ib. Corn, Triumph " i.i2> " 3 Ib. Tomatoes 1.25 F. O. B. Kansas City. 3 Ib. Tomatoes 1.25 F. O. B. Emporia. Yours truly, (105 words) 12. Gentlemen : Owing to a continued rise in price of sugars, we have been compelled to ad- vance on the following, to take effect April loth : All grades of Stick candy. % ct. per Ib. " Mixed " 1 4 " Jelly Beans % " " " Cinnamon Imperials /4 " " " We will keep you advised on further advances, which no doubt will take place in the near future, unless we have a de- cline in the price of sugars. Yours respectfully, (92 words) MERCHANDISE BROKERAGE BUSINESS. 119 Gentlemen : We quote subject to previous sale and advance in market the following: 500 cases 2 Ib. Corned Beef, stand- ard quality $1-3 300 cases % Oil Sardines 3.90 75 cases $ Mustards 3.40 250 cases Monkey Brand, i Ib. Oysters 85 2op cases Monkey Brand, 2 Ib. Oysters Choice bright % apples, barrels . . .05 Strictly choice California bleached Peaches 13 50 sacks Prime Quality California Peaches \\% Fancy Moorepark Apricots 17 McMurray's Mountain Corn 1.02^ Fancy brand picked Peanuts 06^ Extra large "Jupiter" brand Pea- nuts 07 Yours truly, (no words) 14. Dear Sir : We quote you on spot subject to confirmation, as follows: Three Crown L L Raisins, fair quality $1.35 Dried Grapes 04 Choice bleached Peaches 12 White Nectarines ii)^ Yellow Nectarines ii> Quarter Apples 04^ Evaporated Apples 09^ Second Apricots 1.50 Columbia River Salmon 1.25 California peeled Pie Peaches, word "Pie" not on label, can readily be sold for Second Cali- fornia Peaches 1.40 Manila Rope, basis 10 Sisal Rope 08 Car choice hand-picked Wiscon- sin Navy Beans 2.02% Delivered in your city subject to con- firmation. We will offer $1.98 delivered in your city for our choice, hand-picked, Michigan Pea Beans, subject to confirmation. Yours truly, (125 words) 15- Dear Sir: We quote you to-day subject to change without further notice : Eagle brand stick, full weight. . . . $0.06 Imperial stick 07 Gem Mixed candy 06 Standard Mixed 07 Crystal cut Mixed Beauty Mixed 10 Hand-made, 5 Ib. pails 12 Machine-work, 5 Ib. boxes 07 Gumdrops 06 Chocolate Drops 10 Burnt Almonds 15 Hand-made Creams $o. 12% l /2. string Rock Candy . . .08 Rock Candy string o8> Penny goods, per box .45 Any order with which you may favor us will have our prompt and immediate attention. Yours truly, (96 words) 16. Gentlemen : We submit our prices for your favorable consideration. "Quality" is our watchword, and careful, prompt and personal attention to all orders our strong point. One trial is all we ask to prove our statement : Sugar Cured Meats Wood Cock Brand. Hams, any average $o. 14 California Hams 1 1 N. Y. Shoulders 1 1 Boneless Hams 12 Banquet Bacon, 12 Ib. average. . . Bell Flower Hams Try " Banquet Bacon," something new and delicious. Bacon Meats. Short Clear, about 45 average $0.12*4 Backs, 16 to 20 average 10% Shoulders Magnolia Brand of Sausage. Bologna, large or small casings. . .07 Ham sausage 16 Weiner Wurst 10 Weiner Wurst, in lard or oil 10 Pork sausage, in lard or oil 10 Bologna, large or small, in oil 10 Send for special price list on sausage. Yours truly, (141 words) 17- Gentlemen : We quote you to-day as follows : Canned Goods. White Wax Beans $0.82 String Beans 75 3 Ib. Pumpkin 75 Sweet Potatoes 05 3 Ib. Peaches, " Seconds " 1.55 Raspberries, "Overland" 95 Blackberries, 2 Ib 80 Gallon Apples , 3.00 Strawberries i.oo Sifted Peas 1.25 2)4 Ib. Pie Peaches 1.40 Peaches, bleached 12 Raisins, bags 03 ^ Sugar Advance on Granulated has turned attention to low grades which arc- in good demand and very scarce. We offer Scotch sugars, Canary, at 3^ de- livered in Kansas City or 3^ f- o. b. New York. Can offer this sugar in 112 or 234 Ib. bags, at option of buyers. If in the market for low grades, let us hear from you. Market is very strong and advancing. Yours truly, (140 words) MERCHANDISE BROKERAGE BUSINESS. A Gentlemen : We quote you for prompt shipment from spot stock and subject to previous sale the following : "Jupiter" brand, extra large, fancy hand-picked and re-cleaned Pea- nuts $0-07 In the present state of the peanut mar- ket this is an exceptionally low price for the quality of the goods we offer. Strictly choice, bright California bleached Peaches $0.12 Choice dried Grapes, sacks 04 3 Crown Loose Muscatel Raisins, boxes 1.25 Choice White Nectarines, sacks $0.13 Choice bright Apricots 16 Choice N. Y. state Evaporated Ap- ples, boxes 09 Choice sun-dried, quartered Apples, bright stock, barrels 06 3 Ib. Standard Apples 09 2^ Ib. Cal. Apricots, Standard qual- ity, fruit in light syrup 1.50 These are elegant goods for this price. Cruiser brand pale Salmon i.oo Scandinavian Fisherman brand, strictly first-class 1.25 Columbia River Salmon 1.47 Yours truly, (139 words) LETTERS SELECTED FROM THE MILL MACHINERY BUSINESS. H. P. Roberts, Esq., Montgomery, Ala. Dear Sir : Yours of the isth received and noted. Think it would be all right to let the engine set where it is, and push the elevator a little closer to the wall ; in fact, you would have to move all the machinery some, but should not move it very much, as the rolls will drive all right set pi obably one foot in front of the line shaft. You might compromise the distance all around, but, before setting the rolls that much out of perpendicular of the line shaft, you had better be care- ful to see that your belts will run. It is my opinion that they should not be set over that much, probably not more than six inches. We do not think it is neces- sary for those belts to run perpendicu- larly. Of course, the further out of per- pendicular you set the rolls, the less you will have to move your mill toward the track, and this is what you want to do. If the rolls are set three or four inches closer to the elevators than the plans show, it will be all right. What you want to do is to keep them out from the wall as much as possible, in order to get back of them. Very respectfully, (216 words) 2. C. W. Lee, Esq., Ludlow, Me. The two No. 6 Millers' hand- brushes, the company says, are packed in the barrels that had the cups, belting, etc., in them. Please look this up and, if you dp not find them, notify us and we will write the company that they are mistaken. Have given these people credit for $10.00 on their sale as referred to in your letter. Very respectfully, (72 words) 3- Barnard & Co., Moline, 111. Gentlemen : In your bill of July 2oth to Fisher & Hart, Dublin, Tex., you billed 1005x4 steel cups and 200 elevator bolts. Fisher & Hart write us that they have not re- ceived these articles, and that they are badly in need of them. Would you kindly give this matter im- mediate attention and ship them as quickly as possible ? Very respectfully, (70 words) 4- Morse & Co., St. Louis, Mo. Gentlemen : Yours of Aug. 17th received and noted. We note you say the prices on boilers and engines have advanced ten per cent. Please send us, by return mail, a new discount sheet covering boilers and engines, pumps, pipe fittings, etc., also send us a few blank discount sheets, so that we can place them in the hands of our men. It might be a good idea to send us a complete discount sheet of MILL MACHINERY BUSINESS. everything, as the discounts we have from you are scattered over too many dif- ferent sheets, and should like to have them all together. Kindly give this matter your immediate attention, and oblige, Very respectfully, (116 words) 5- Kelix Prater, Esq., Birmingham, Ala. 1 )ear Sir : Barnard & Co. have agreed to fur- nish us wooden hangers for our plansifter. We find them to be better than the iron ones, besides they take away all of the oil and grease around the machine, and make it much cleaner and nicer. Please give me the exact distance, from the un- der side of the lower sill of the plansifter, through to the lower side of the timbers, -it the top of which the hangers are at- tached. I have to have this in order to y;et the exact length. As soon as these hangers come, I should like to have you put them on and clean up nicely, and it will do away with all oiling around the hangers and save considerable work, and it will be much cleaner. Yours truly, ( 137 words) 6. Wm. Harris, Esq., Morgan, Tex. Dear Sir: Replying to yours of August 28th, in regard to insurance on your mill, we certainly think you can get a policy on it. If not, you should put your gin at a suffi- cient distance so you can. It will cer- tainly be better for you as well as Barnard & Co., and, as we have a deed of trust on it which calls for insurance, we must re- quest you to take it out at once and send to us, or give us additional security on something else that is not perishable. We can not carry the risk ourselves, and must request you to give this immediate attention. In case you fail to give it im- mediate attention, and refuse to straighten this matter up at once, we shall have but one course left, and that is to begin fore- closure proceedings on your paper, which we will do, unless we receive an immedi- ate reply from you. We sold you the machinery very close, and, in fact, we have had so many inter- ruptions that we can assure you that we sold it practically at a loss. It is just like swapping dollars, possibly a little worse. We also requested you to send us an abstract of the property, which you have not yet done. We do not like to take any action in this matter, but, in case of failure on your part to give it attention within a reasonable time, we shall have to take this course, in order to protect our interests. Yours truly, (260 words) Gentlemen : We are informed by Mr. Ed Mc- Gowan, the miller who recently visited you, that you contemplate building a 4<>barrel mill, and write to inquire if you are ready to place a contract for the ma- chinery, provided we could make you prices, terms, etc. to suit. On receipt of this please give us infor- mation on this subject, and, if you have not yet put up the building, the salesman that we will send to see you may be able to render you some assistance in planning the building to the best advantage for the machinery used. Under separate cover we mail you one of our late catalogues and testimonial letters in regard to the plansifter. We are putting this wonderful machine in all of the mills that we are building, and a large number of mills using reels have thrown them out and adopted this machine. We trust to hear from you at an early date, stating when you would like to meet our salesman, and we will have him see you at the appointed time. Yours truly, (179 words) VOCABULARY OF THE OPTION BUSINESS. VOCABULARY OF OPTION BUSINESS. 123 1 Gaff ney & Bennett a . s^f Portland, Ore. ^%JC~^v(. f .&.j!ff^. 10,000 Margins _ Exhausted s^&l. -o f0& Fever Expended Itself For the present On the first Why not close 1 Messrs. Case & Simmons Jacksonville Florida We have executed Slip Exhibited Wide Fluctuations Unusual Strength Foreign Nearly Rushed Unanimity Altogether Evinces Gladsome Faces Handsome We close On a sharp 8 Vim Vanishing Glory On the breakers Best thins Join Procession Lookout Oats To-night Cereal Sustain 9 Evidently Increasing Portion Country Encouraged Wholesale Outside Accounts Frightened Declining Are expected Eliminated Whatever Deposits In he near future 10 Offer Bursted Previous Sharp Unexpectedly Who are Merely Nominal Sorry 11 Excitement Predicted Contrary Situation Inconceivably Station Action Clearly Indicates 12 Ear Shelled At your pleasure All right Emphatically Extremely Anxious Crib Half million bushels Average Localities Readily Estimate Outcome Seemingly Unprofitable As I look Observation Unhesitatingly Unfit Financial Rattlesnake Rather than As a friend / 80 1-2 cts. Per bushel Telegraphed N \ _^f s* " IjUs. Inclined ~^ Reached ^. Reaction / f /r > Improved o Great deal r\ , - <~ ^ ^~\ Was thrown -f -i-3tay-s.jr.jsi* -. Longs --^ . Realizing .d _<^>_ >^.. Shorts jf Exports __, (>. Only V_ i J2:Tr C r~** STi~ /t -*-->[ ^^/~~ 25,000 bu ^ 2 T. Dilm Pork ^ V -> 9 ^_^ / Lifeless ~~ff~f^" ;" Neglected , . Swift. Fowler & Co. rras^\-^tf^^\ ^~>. ^"-""1 *- - - - ~ \-S r ) \ Hog Receipts /->~_J N.^9 Ample We see nothing Daisy Speculative . -, -^^ Takes V~7 O - d i| Lead 3 H. C. Day _ Salem, Ore. xC^ n^^C ^~? Yesterday O r We were ^-~ Score sit, /f J Profits ' " / Bears . Control V /^\ ^-L Occasion ,,_ Indication s* 3 , %^ lr~^ ~~L ^Q & ^^>(^ -^ Lively Scrambling ~s /> P Ashore yi.. .*.. ;^TT^ .>!?- 4 B. L. Hunt Lincoln, Neb. \-\ / ^^ /) s~&' '*~^ v '~\ ^~^* Option Greatest ^. Outlook ) * f ~-^:..Z^\. All depends Excellent _ . ^ _ Illinois ^~y-^ J ^ "^ **"^^ C< ( ^ l5 Indiana Ohio j^, 5 A. G. Warner Washington, D. C. s'S~*^> ,(^> Yours O.-f.-'^Q ~\;TTTii<-K s5 ?.^v "* "*" LETTERS SELECTED FROM THE OPTION BUSINESS. Gaffney & Bennett, Chanute, Kans. ( ientlemen : Your 10,000 May wheat was closed to-day, margins being exhausted at 80)^ cts. per bushel. We telegraphed for additional margins, but, getting no reply, we were compelled to let the purchase go out at the limit. We are inclined to be- lieve that bottom will be reached here in the reaction to-day, and anticipate an im- provement from these prices. A great deal of wheat was thrown over to-day by the longs realizing, and the shorts have probably been put out again. Exports from New York are light, the amount to- day being only 25,000 bushels. Yours truly, (106 words) 2. T. Dilm, Kansas City, Mo. Dear Sir: Pork is lifeless. All there is of a corner has been anticipated and the mar- ket is neglected. The Swift, Fowler & Co. combination seems to have sold out and pocketed their losses. Hog receipts are heavy. Packing to date is ample. We see noth- ing to bull productions on, and advise leaving them alone. Wheat is the daisy speculative article and takes the lead. Yours truly, (172 words) 3- H. C. Day, Topeka, Kans. Dear Sir: We have your favor of yesterday, and regret that we are unable to score any profits for you. The bears have con- trol of the market, and per ton values on every occasion. Longs are weary of their load, and indications still point to lower prices. Reports of damage to growing crops continue to come in worse than ever, but these reports have no effect on values. There is a large short interest in wheat in Chicago, and when the turn does come, there will be some lively scrambling to get ashore. Yours truly, (100 words) 4- D. L. Hunt, Lincoln, Neb. Dear Sir : Just now we would prefer trading in the July option of wheat. That option will show the greatest profit should the present outlook of crops continue. All depends on the growing crop. While the outlook in Kansas is excellent, that of Illinois, Indiana, Ohio, and Michigan, is very poor. July wheat in Chicago to- day is selling at about 80 cents per bushel. We hope to hear from you frequently. Yours truly, (79 words) 5- A. G. Warner Sz Co., Washington, D. C. Gentlemen : Yours asking information in regard to speculation on the board of trade is received. Briefly told, speculations in futures, in grain and products, is just as legitimate and simple as trading in unim- proved real estate, with this difference : in real estate you can sell only after having bought, and in grain you can sell before having purchased. In real estate more money must be paid down on completion of contract than in grain ; hence, grain is the more seductive. The margins put up with a broker are equivalent to a stated payment in a real estate deal. Yours truly, (106 words) 6. H. H. Tucker, Esq., Rochester, N. Y. Dear Sir: The bears have succeeded in rais- ing wheat to-day. The opening was strong at 82 cts. for July, but broke rap- idly from that figure to 80 cts. It is probable that the bull fever has expended itself for the present and that values will work still lower, but we are inclined to the bull side. In case of any further break, why not close the short side of your deal, and on the first ad- vance close the long side ? Yours truly, (90 words) OPTION BUSINESS. 125 7- Messrs. Case & Simmons, Jacksonville, Fla. Gentlemen : We have executed your order as per enclosed slip. The markets during the day have exhibited wide fluctuations and unusual strength. Foreign houses have been large buyers of the near-by options, and the bears broke frequently, early in the day, and rushed to cover their shorts with great unanimity. Alto- gether the wheat market evinces much strength, and the bulls have gone home with gladsome faces. Your long wheat shows quite a hand- some profit. Shall we close on a sharp advance to-morrow ? Yours truly, (90 words) 8. Messrs Ncyer & Co., Toledo, Ohio. Gentlemen : Pork has lost its vim ; it is a dead deal. Suppose you let it alone, in its vanishing glory. Try the long side of wheat on the breakers just now. A bull market is on now, and about the best thing to do is to join the procession and keep a sharp lookout for the breakers. Oats broke to-day and look weak to-night. That cereal is low enough compared with corn, but there is not trade enough in it to sustain any further advance. Yours truly, (93 words) Messrs. Nelson & Co., Savannah, Ga. Gentlemen : The market closed very strong with top prices of the day at 81 cts. for May, a gain of % ct. with every indica- tion of higher prices. The condition of the market can be briefly stated. Crop damage reports are evidently increasing and are received from every portion of the country, which, with the spring seeding now over two weeks late, has encouraged more wholesale buying for outside ac- counts. Frightened shorts are declining to cover their contracts and are lively. These are expected before the heavy short interest will have been eliminated. Corn is very strong with closing prices $ ct. higher, but, as there are no indica- tions whatever of increasing deposits in the near future, still higher prices seem probable. Yours truly, (133 words) Gentlemen : Your telegram received to-day say- ing : " Your oner of 75 cts. for No. 2 wheat accepted. Five cars just received. ' ' In reply we wired you : " Market burster! in No. 2 wheat, cannot pay more than 70 cts." The unusual demand for No. 2 wheat has been caused by parties running short on heavy wheat, and, being unable to load out sales made previous to the late sharp advance, they are bidding very strong for No. 2 wheat to raise the test weignt and standard ; but the decline of the last day or so has unexpectedly turned quite a good deal of No. 2 wheat on the mar- ket, and has enabled buyers who are short to cover their sales, so that No. 2 has gone down to merely a nominal price, selling to-day for 67 cts. f. o. b. You see that our offer was about 5 cts. too high. In our letter of yesterday, we stated that 75 cts., your track, would be a fair price, but yesterday and to-day are very different as noted above. After this, when you find a Kansas City man wanting wheat badly, paying a big price, the best way is to let him have it at once. Sorry we cannot make a trade with you. Yours truly, (117 words) n. Gentlemen : There has been a great deal of ex- citement in the wheat market on our Board of Trade, but it is predicted that there will be no reaction for some time. This is contrary to the usual condition, as the situation is inconceivably strong in favor of an unusual bull market. The present action of the market clearly indi- cates that there is less disposition to short the market than for many months past. Yours truly, (75 words) Dear Sir :- Yours of the 8th received and noted. The matter of shipping the corn in the ear or shelled, at your pleasure, is all right. If you can get it off this week it will be well, if not, you may load it next week. As to my opinion of buying and hold- ing corn I would say, emphatically, I do not think wise. Had you asked me a year ago, I would have advised you to do so. I was extremely anxious to crib corn and hold it, at that time, which would have been on a basis of specu- lation. I had arrangements all made with a Chicago party, with sufficient money to crib one-half million bush- els, but he was disappointed in getting his money which was loaned out to others, hence failed to complete arrange- ments with me. Later, another party offered me the money to crib any part of two million bushels, but corn was then 126 OPTION BUSINESS. lo per cent higher than the average price in Chicago, one year with another. We are very liable to judge the entire corn crop by the locality in which we live, and I readily see that you would feel very bullish upon prospects of better prices. It is very probable that corn will sell in Chicago as low as 20 cts a bushel, some time between now and when we can fairly estimate the outcome of the next crop. Our crop this year is esti- mated to be 600 million bushels short of last year, but we must bear in mind that there is a great deal of old corn left on hand, which, with the sixteen hundred mil- lion bushels that we will raise this year, will give us equal to an average crop of corn. Aside from the seemingly unprof- itable investment, as I look at it, I would say to you leave all options alone. My observation, based upon some sad exper- ience from 4 to 7 years ago, leads me to say, unhesitatingly, never touch an op- tion. It will bias your judgment so that you will be unfit to judge of the future of the market. I can call to miud so many financial wrecks, from option deal- ing, that I would play with a rattle-snake, in the hope of receiving no injury, rather than try to make money by dealing in Chicago options. I will guarantee that you will have more money one year from to-day, by leaving Chicago or any other market with its options alone, than you will have by undertaking to make money on that kind of an investment. I will simply repeat it as a friend, that the best advice I can give you, based upon past experience and observation, is to let it alone. Yours truly, (453 words) VOCABULARY OF LAW CORRESPONDENCE. 128 VOCABULARY OF LAW CORRESPONDENCE. 1 A. S. Lacy. Esq. Underi-igned Committee Appointed Association Hereby Cordially Extend Invitation Body At the next Celebrated Lecture Ancient, Favorable '1 Mr. S. Simmons Paola, Kans. This day Attorney Wife Divorce Pending Commence Depositions Witnesses Parsons 10A.M. At your Earliest convenience In reference :J 8. M. Brown Bloomfleld.N. J. As directed By you Foreclosed Chattel mortgage Into our Possession Household Goods Effects Hours Afterwards He came Proposition 80 days Settled If yon are willing 4 Havdon Bros. Sioux City, la. Mr. Blanks Handed Your letter Unexpected Delays Litigation Raymond Yourself Et.al. Adams & Flora Lawyers On the other side Fighting Technical Points Trying Stave Trial On the merits Opportunity In this case Questions Involved Are rather difficult Occurrences Plaintiff Of the defendants Col. Rainey Judge Thauer Court Would have been Tried Long time After n great deal Succeeded Submitting Argument Demurrer Advisement Confidently Decision Decided In our favor Slightest Ultimate o^VW Success Whatever Should he decide I would advise Appeal Supreme Court 5 J. H. Hume Storm Lake Iowa 800 Ultimo Our notice Against him Surprise He had Accordingly Conference Our clients That the account Was sent And that It was returned Unpaid This draft For the amount Instructed us To collect at once Adopting Summary Measures Apprise Condition Affairs Adjustment To harm you We trust You will favor us With a remittance Unless Furnish us Evidence Mistake 6 N. M. Lyman Evanston. Wvo. We hand yon First Natiouiil Bank Abilene With enclosed Slip As this is the Third Occurrence Of this kind Ask you If you cannot Aid Securing Ordinary Current Collections As you may be aware Feature Of our business Enables us First-class Claims Agencies In the effective Services Rendered Prior Grant Materially Helpful Ourselves Because Often Occurs Is refused Debtor Aroused Xoticrs By the time Reaches Subsequently Comparativelv Easy Approval Experience And we seldom Have occasion Complain Treatment Of the bank In this case Instance * ^ ~*Vx"1 / *- D ^ ^ f -jL _^~ ^_^ * 7 /^"t) ' _. sf r^ . f p L^ / /^ i -J- -f Z -r- ^>-> 2/-^^\, ^ _^. g ^ VOCABULARY OF LAW CORRESPONDENCE. 129 11 R. E. Howard Stockton, Cal. We have your letter Examination Of the books Of the plaintiff We are sure Covers Compromise Remains Unpaid Purporting Kindly send Lieu And they will Should same Genuine Early mail 12 D. J. Hunter Baugor, Me. Telegrams Indemnifying Character Effort Be necessary You will not Hesitate Utmost Expedient Alternative Vigorous Value Stock of goods Before the bill of sale Myself Pleasure Opportunity Held We may have Mutu ally- Agreeably Profitable 13 Eli Lewis Toledo, O. With enclosure We have examined Abstract Title Lots Which yon desire James Gray J. Edgar Was married Harriet Lane Subsequently Conveyed Peter Smith In the meantime Death Recording Maria Allen To the property Explains Basis Unhesitatingly Pronounce Blackmail Endeavored Refuses Release Desirous Without U F. W. Cosgrove Cleveland, O. Of this month Obtained Of this county I am of the opinion This time Entirely Uncollectible Probably Stranded I, eye Itself To make this Rely 15 F. Kelsev Buffalo. N. Y. Garnishment Was filed Of the clients Verdict I am rather Inclined To the opinion ^/^ Into the matter Establish ^ For us &**. \. -V.,, Proper Relations . With another S3 SF~. ....: .'.... h\*kr^ ^ Equally We shall be pleased To hear rrrr^...(a^? ... 7 1 '" ^>.-**--\ ^.S^mj As you see Several / Valuable Advantage ^ . / U.O J-r-^tf-^ Any one Vigor , L-X_PV_\ Alleghany, Pa. Thanks ** . Htatu quo crrr^..f...TX v__ Until Probably . Topeka s /* - j<5 vS^ J> Action Ascertain <%, 3 s) i~~/h _^ ,. Mortgagee Disposition , zj^X* M^a '. ,^~ If he does Judgment 1 '^x ^~~ a-^ vx/ - 1 think You will find ^\ /__*-^ s ^ ^^crP rs, t^C <*-*>/ Attachment Be necessary \rr>-:.iC7?j . . ^ Whenyou / Provide That you have not 7 Kst a ~2 G~~Q~~~-^ Advised f" At all Hazards -^~T .-7 j ^ -f ^U s.^A 7^v^_ Treacherous ' 8 J. M. Jones 1 I St. Joseph, Mo. l'->./~irT^7 i -r'7-. N. i _^, i To the abi, ;e Defendants ,\ V? ' ** At the time Owing n ) ,7^ ---/ Heavily fr- Saved Insurance ^a Q ^ ^ o ^ Have been able to To pay /ox . / Everybody N^ -j- X And their Is tied up _ ^v, ^o^^.^ \^<^\^. 9 Alf Hopkins ' = ^-'' Houston o-x ^. ^) a ~> /^ ^ r-f <7- Dun's Notification > , ^u-Av C ___ ^ 10 W. Randolph Wilmington ^/^S^i ^. 2^^^^ For which We beg / ^^ xox^" \^ Terms '- \ * ^^ '~-*-4- Hereafter Recently i ^ - . Established y- - ~^-~ S. Offices - To have considerable f s ^ Time to time ^- rn?.^ :773. Outside Regarding x^_, ./ Transacted ^x>^ MIW MAPI* 130 VOCABULARY OF LAW CORRESPONDENCE. Balance f -*. And to make Individual Triable Thereof Prepared On this question 21 A. B. Moore & Co. Utica, N. Y. Held Pertle Springs You were As a delegate Delegate For the association Cleveland Organized Proceedings Addressing M. D. Kelsey Secretary Washington, D. C. 22 J. P. Warden Davenport, la. Was received Extension Of the time For the payment Seligman Inconvenience I am obliged Pasturage Take Continuance 23 E. A. Atwood Seattle, Wash. Versus (vs.) Compromised Dismissed Clerk 24 F. E. Smith Referring James Allen Western Avenue Corner Somewhat Perplexed By the fact At the time Actual Possession You should have Ascertained Principle You will have Difficulty You will have difficulty 25 J. W. Davidson Louisiana, Mo. Notify Interplea Bridget Maloney O'Mara 26 R. H. Hornidy Covington, Ky Southwest Granted Joseph Murphv Heirs J. L. Taylor Treaty Great Britain Ignored Litigation Finally Declared Null and void Traded There are thousands Deeds At the same time Embraced Surveyed Straight Source Issued Patents Designated Tract Ink I am sure You can not Absolutely Owned Occupy Bogus Insist ---.y Begin _ Taking TTT5 " ^<) /7\_ -S t. ^ f^_ ^ -1 Q-fl ~> Testimony With best B. Windom \JCT^_jL_. ^o^f- "6 Please give the ,- .^ Bearer ^f ji /~^ l\y^~> ^-f> / Possibly Contract Signed <: >. \ jtf/\- Between ' 5" * ffr * Your company Which case s^ *~~-^~ " **^tf ^) Comes In the morning To have the 7 S~* < a -, . Written "/' As it is the - Evidence / > (f^~^ / / NO ^ ^/3~* ool-^t^ Agreement That you have 17 W. H. Acres 3./A? ^~*"^O_P - XN ^fe* / Des Moines, la. Herein Form Z-^ \- . ^O /o^-x^L-v, Bond -^ Replevin Stationery c if^ \5T~Tl ~~?X' Basement -- j/- I think you will find 18 W.C. Ad kins, Esq. 1 a~&* ^ l^ ^.v^ Proxy \X S Afternoon ^ Certificate 2-^-^ ~*jr,^ {^& Incorporation $*, Please send me , 9 ^ ^ Contributed Garland a . ^ -, Belonging il^ Developed _ Contribution 7 / V ^S\/' la .-r^?. ^tr^LJt . fc^j Hopkins ...< s -.-.. y-^ Cobalt Co. ,. a After I have ^X 7 / L_ >TT.Q. .^p.y &~Tci. Charter *Y 19 Edward Johnson , ^_ - Atlanta, Ga. o i j-~^j 1 S ^ 1 V~> You will take notice C^T* 5 "" Motions Sale ^_g _ ^- u x Selected f~if. ^7 ,.\. Affirmative Q It is advisable i ^o , Q 7 Q s ^ ^ Amend ^1=3S^.B.^.,. Section Revised , , x7 , , . Statutes ...^ Missouri Bar Association To abolish ^TLJ^A H V_ Abolish -*~\p -\ v Distinction Counties . /T >. Population ^^p ---.w.v; '" ^^-^ ^ ^^; "* *" VOCABULARY OF LAW CORRESPONDENCE. Sidewalks ^^^ Wentworth, Colo ' > Relation Front Per annum ^ ^ ^ Thereto ~^ r Oeneral manager Semi-annual Annually rrx- -\ \. Treasurer Operating Beyond the Hence A-^v-/ Wvandotte Connection To pay nothing Idea -*> X"X Responsibility Of the same i^, And to have ^ f * ^k^.. Events Worth \ Checks Correspond /~> ^^ Insure Of this +. ^^ -rf Transact Our business . 28 J B Carter iX{ --*~-f Ct- Endeavor And I think 0,-r- X .0- Harrisonville In reference Assuming Regardless ^>-^ ^ Firm """* Consisting . Remain Addition o * "*- -j. Summons Was served 7 ^_^ . Surrender Details Hesitate Unable to Bring . To serve /..u..^^..^. Reject Submitted Special words \^2 ^^ Attachment-in-ald ^ As he s^* Unless you know them Succeeded Locating In an -*^"^ Jr^er^.V-nr. Dislocate Dislodge Dissolve Adjoining Predicted Disclose Discrimite ^ ^-^-^ Defense Sued Reporter District jte uisinct Partnership Communicate /~ l ~~>^' ,< ^ , ^ Election Politics ^^ _,^ Merchant Was a member ^_^ n^-^ ^ Assignment 'Vr^.a.rT^Q- y.-r. Democratic party Republican party People's party - Execution Presence ,. >T_ Anyone Whether or not 29 T. H. Cosgrove y/'^'X Populist Free silver Bimetalism Bimetalist Monometalist 2^1 Dropped Starting ,' > . . Trip ^~6- ^-V ^^* Office-seekers Appointment Tariff - Submission Behalf \ ;> _ / Sickness )o -^..(M.aL., Prosperity Reciprocity Reciprocate ^-/^ ^ And a failure Investment -) f Regret ^-73 (S JT^-,, President Vice-president Chairman , My examination , Armourdale .<^s.-.C~ZJ-.A^ yy.^ /O .. Newspaper Demagoguery Fellow citizen * ^-^- /* / / y*- <*>\. S> tSii Suburbs t \/^ .S Across ....a cf .("".. Disinterested Dishonest a v Under the Consolidation /~ 6 ^_^^ Disintegration Disloyal ->^_ Swift / Packing Co. *^s?f v*\ ^ \^i/ Disoblige Disorder ^j^.-^. Packing house Establishments /^^ t Inquiring .'?r^rx-^ ---G. fi- Disown Nomination Loyalty I^XxA Real estate Profitable / _ Visited ./. 1. >? -. Prohibition Saloon Slum element ^^2^v Impressed (. Inducements ^^ ff / **" Offered cr^-H.-.^fe-,^ Campaign Fundamental Foundation y^^^-^ Contiguous Thickly _/ < _ g ^^ Unknown Language Literature Railway Operation ^i,^ ^, c\. Science Scientific Collegiate "^ ~T In construction Philanthropic 1= ^* - U5^r*r^ LETTERS SELECTED FROM LAW CORRESPONDENCE A. S. Lacey, Esq., Chicago, 111. Dear Sir : We, the undersigned committee, appointed by the Missouri Bar Associa- tion, hereby cordially extend to you an invitation to deliver before that body, at the next meeting, on the 2d inst., your celebrated lecture on Ancient Law. An early and favorable reply will greatly oblige, Yours truly, (54 words) 2. Mr. S. Simmons, Paola, Kans. Dear Sir : We have this day received notice from the attorneys of your wife, in the divorce suit now pending, that they will commence taking depositions of Wit- nesses at Parsons on the 26th inst. , at the office of James Kelly, commencing at 10 A. M. Please confer with us at your earliest convenience in reference to same. Yours truly, (65 words) 3- Mr. S. M. Brown, Bloomfield, N. J. Dear Sir : As directed by you, we have fore- closed your chattel mortgage against C. Grady, by taking into our possession all of his household goods and effects. _ Two hours afterwards he came in and made us a proposition to pay $10.00 down and $10.00 every 30 days, until the whole amount of $150.00 is settled. If you are willing to make this arrange ment, please let us know. Yours truly, (80 words) 4- Haydpn Bros., Sioux City, la. Gentlemen : Mr. Blank has handed me your let- ter to him and requested me to answer it. There have been unexpected delays in the litigation of Raymond, yourself et al., 132 against Adams & Flora. The delays are owing, in part, to the fact that the lawyers on the other side are fighting at every step on technical points, trying to stave off the trial on the merits. This they have a good opportunity to do in this case. The plaintiff, Mr. Raymond, died; one of the defendants, Col. Rainey, died some little time after; and, last of all, Judge Thauer, before whom the case was pending, was appointed judge of the United States Court, and the case had to be taken up by a new judge who knew nothing of what had gone before. But for these facts the case would have been tried a long time ago. After a great deal of pushing, I succeeded in submitting an argument on the demurrer last week. The demurrer is now under advisement. I confidently expect a decision on the de- murrer in our favor, and, if decided in our favor, the case will come up for trial this fall. I have not the slightest doubt about the ultimate success of the case, whatever may be the views of the present judge. Should he decide against us on the merits, I would advise an appeal to the Supreme Court at once. Yours truly, (245 words) 5- J. H. Hume, Storm Lake, la. Dear Sir : In re 800 we note yours of the gth ult., but have, under date of March 28th, a letter from S. T. Smith stating that pur notice that we hold an account against him is a surprise, as he had paid it in full to you last fall and has your receipt for same. Accordingly, after conference with our clients we find that the account was sent to you and that it was returned unpaid. We now hold their draft on you for the amount which they have instructed us to collect at once. Before adopting any summary measures, how- ever, we deem it but fair to apprise you of the condition of affairs with a view to adjustment by you, as we do not desire to harm you. LAW CORRESPONDENCE. 133 We trust, however, you will favor us with a remittance, unless you can furnish us with evidence of a mistake. Yours respectfully, (163 words) 6. Mr. N. M. Lyman, Evanston, Wyo. Dear Sir : In re 774 we hand you herewith papers returned to us by the First National Bank of Abilene, with enclosed slip. As this is the third occurrence of this kind, we write you now to ask if you can- not aid us in securing a bank at Abilene, through which to send our ordinary cur- rent collections. As you may be aware, the feature of our business which enables us to secure first-class claims, in advance of other agencies, is in the effective ser- vices rendered prior to suit. This is ma- terially helpful in the end, to attorneys, our clients and ourselves, because, as often occurs, when payment is refused through a bank, the debtor is fully aroused through the medium of our notices, etc., and by the time the claim reaches your hands the subsequent steps are rendered comparatively easy. Of course, we use the banks as above, only for what we consider fresh, easy claims, and not for the purpose of keeping the business out of the hands of attorneys. Our plan is approved by years of ex- perience, and we seldom have occasion to complain of the treatment received at the hands of banks, as in this case. We trust you will kindly look into the matter, and set us right with this bank, or if you will establish for us proper relations with another bank equally as good, we shall be pleased to hear from you. In this in- stance, as you see, several days' valuable time has been lost and no advantage gained to anyone. Please push this matter with vigor, re- porting to us fully on blank enclosed. ours truly, (284 words) Mr. H. E. Harris, Alleghany, Pa. Dear Sir : Thanks for report of the 2oth inst. Clients say hold matter in statu quo until Thursday or Friday of this week, when Mr. H. will probably be in Topeka, and look over the ground carefully to decide further action. However, be careful to ascertain whether the mortgagee shows any disposition to claim the stock. Take possession if he does, or if in your judg- ment there is any danger of this, wire us at once, and we will wire you instructions for summary measures. By reference to bond furnished, I think you will find that it covers the attachment also, should same be necessary. If not, notify us when you write and we will provide same. We note that you have not, as yet, re- turned our contract accepted. Keep us fully advised. Protect our interests at all hazards, as we deem these parties treach- erous. Yours truly, (154 words) 8. Mr. J. M. Jones, St. Joseph, Mo. Dear Sir : In reference to the above claim, the defendants were burned out February 3d, at the time they were owing heavily, their debts amounting to $15,000. A whole- sale house of Kansas City brought suit against them in the United States court. What stock they had saved from the fire and also their insurance was attached by the plaintiff. If they had been let alone, they would soon have been able to pay everybody, but now they are out of busi- ness, and their property is tied up. The claim is a bad one. However, if you de- sire judgment taken, please advise us. Yours truly, (113 words) 9- Mr. Alf. Hopkins, Houston, Tex. Dear Sir : We notice in Dun's notification sheet of to-day that C. L. Brady has given a chattel mortgage on his stock of goods for $80. We have a similar claim in your hands and state this for your information. Yours truly, (48 words) 10. Mr. W. Randolph, Pierce City, Mo. Dear Sir : In regard to claims 435 and 437, we enclose $25 in this instance and beg to call your attention to the bank upon which all our collections are made. We pay banks usual exchange and, as we deal very exclusively with banks, pur corre- spondents are all very well satisfied with these terms. We trust you will hereafter be willing to attend to our collections at similar rates. Having recently established these offices to handle western collec- tions, we trust to have considerable busi- ness with you from time to time, and desire, if possible, to have an under- standing at the outset, regarding the rate upon which our business will be transacted. Hoping this will be satisfactory to you, we are Yours truly, (135 words) n. Mr. R. E. Howard, Stockton, Cal. Dear Sir : In reference to claims 635 and 637, we have your letter to the First National 134 LAW CORRESPONDENCE. Bank, but, after careful examination of the books of the plaintiff, we are sure that the receipt you hold simply covers the settle- ment of the old account by compromise, and that the account remains unpaid. If, however, you hold a receipt purporting to cover same, kindly send it to the First National Bank, taking their receipt in lieu, and they will forward to us for examination. Should same prove to be genuine, we will, of course, receipt you. Trusting to hear from you by early mail, we are, Yours truly, (117 words) 12. Mr. D. J. Hunter, Bangor, Me. Dear Sir : In reference to claim 262, yours of the 2d and two telegrams received. They are for prompt action, which we hope is in time. We have to-day exchanges for indemnifying bonds. As requested, we look to you for anything further required in regard to the character of the parties. We think this to be, as you say, an effort to beat the plaintiff. Should any sum- mary measures be necessary, you will not hesitate to push it with utmost vigor. Mr. B. found on going to Mr. E. that the case had gone so far that a compromise would not be expedient, so unless you can secure the claim required, we see no alternative but a vigorous suit. Please report to us promptly the value of the stock of goods invoiced before the bill of sale. I shall give myself the pleasure of calling upon you the first opportunity, and trust in this field we may have con- siderable business with you mutually, agreeably and profitably. Yours truly, (175 words) 13- Mr. Eli Lewis, Toledo, Ohio. Dear Sir : Your favor of the 25th at hand with enclosure. We have examined the ab- stract of title to lots which you desire to purchase from James Gray and find that in 1838 J. Edgar was married to Har- riet Lane ; that three years subsequently they conveyed it to one Peter Smith from whom J. Edgar received his title. This deed was not placed on record for five years after. In the meantime, Harriet Lane died, and about a year after her death, or two years prior to the recording of the deed, he married one Maria Allen. About six months prior to the recording of the deed, he died, and his wife married one James Lanning. You have called our attention to the fact that Maria L. claims title, or some title, to the prop- erty. The above explains the basis of her claim. We, unhesitatingly, pronounce it a piece of blackmail. We called upon her and endeavored to show her that the fact of said deed not having been placed on record gave her no right to claim the property, but she refuses to release for less than $100. If you are desirous ol owning the property, we think you would be safe, in fact, we know you would be safe, in purchasing it without reference to her claim. Yours truly, (231 words) 14. F. W. Cosgrove & Co., Cleveland, Ohio. Gentlemen : On the 2oth of this month, I ob- tained judgment in the Supreme Court of this county, against C. & Co., for $ 560. 25 on your note. I am of the opinion that the judgment, at this time, is entirely un- collectible, because I think they are prob- ably stranded. However, I will keep my eye on them, and if opportunity presents itself to make this claim, you may rely -on its being done. Yours truly, (86 words) 15- Mr. F. Kelsey, Buffalo, N. Y. Dear Sir : The first of the L. & Co. garnish- ment cases which was filed for trial to- day came up, and, after a short examina- tion of the clients, the jury promptly rendered a verdict in our favor. I am rather inclined to the opinion that the balance of the garnishments will be drop- ped, for the reason that S., who is the counsel for the defendant, I feel quite confident, is fully satisfied that there is nothing in the garnishment and that the claim of L. is valid and will stick. You might, in a few days, see our friends in Steelville and see how they feel about going any further in the matter, because if they insist on going to trial, we might as well begin taking testimony and get ready. With best wishes, I am, Yours truly, ( 143 words) 16. Mr. B. Winton, Rockport, N. Y. Dear Sir : Please give the bearer, if you can possibly find it, the contract made and signed between your company and A. & C., whose case will come up in the morn- ing. I would like very much to have the written contract, as it is the best evidence of agreement that you have. If convenient send by bearer, and greatly oblige, Yours truly, (69 words) LAW CORRESPONDENCE. 135 17- Mr. W. H. Acres, Des Moines, la. Dear Sir : Herein I hand you form of bond for a bond in replevin, which please prepare for S. B. & C. Book and Stationery Co., whose place of business is in the base- ment of the Q. building. I think you will find it a very satisfactory bond. Yours truly, (55 words) 18. W. C. Atkins, Esq., Hartford, Conn. Dear Sir : Your proxy to Mr. Little by tele- gram came in time. We held the meet- ing this afternoon and everything went through all right. I shall send you cer- tificate of incorporation by Monday or Tuesday. Please send me, as soon as you can conveniently, statement of how much stock was contributed by each party in the Garland Co., also description of land belonging to that company. I understand that 140,000 shares is to be developed stock, and that you are to con- tribute 70,000, and Garland, Williams, and Hopkins are to contribute 70,000. Mr. Hopkins instructed me to buy books for the Cobalt Co., the same as you bought for the Garland, and they instructed me to send my bill for fees, books and other items to you. which I will do after I have paid for the books. The Garland charter has been recorded and is now ready for delivery to you. I shall hold it here, however, until I get the charter for the Cobalt ready and send them both at the same time. Yours truly, (188 words) 19- Edward Johnson, Atlanta, Ga. Dear Sir : You will take notice that motions have been filed by George Jones, the sole devisee under the last will and testament of William James, asking for order of Probate Court of Jackson county, Mis- souri, to pay over to him all, or a portion, of the assets of said estate, and that said motion will be called up at the earliest date on which the same can be heard in the Probate Court of Jackson county, Missouri, at Kansas City. Yours truly, (87 words) 20. H. S. Tipton, Esq., Grand Rapids, Mich. Dear Sir : The Executive Committee of the Missouri Bar Association was in session to-day and changed the subject of debate on which you were, heretofore, selected to lead the affirmative, as follows : "It is advisable to so amend Section 3514, Revised Statutes, as to abolish the distinction there made between counties having more or less than forty thousand population, and to make all individual cases in the Supreme Court triable at the first term thereof." Please be prepared to lead the affirma- tive on this question. Yours truly, (98 words) 21. A. B. Morse & Co., Utica, N: Y. Gentlemen : At the meeting of the Bar Associa- tion, held at Pertle Springs on June i8th, you were selected as a delegate to the National Bar Association, which meets at Cleveland, O., August 8th next. The National Bar Association was organized at Washington on the 22d day of May last, and a full report of the proceedings of that meeting can be had by addressing M. D. Kelsey, Esq., secretary of the Na- tional Bar Association, Washington, D.C. Yours truly, (88 words) 22. J. P. Worden, Esq., Davenport, la. Dear Sir : Your note of the aoth ult. was re- ceived to-day. The extension of the time for the payment of the Seligman note to August 6th, I hope will prevent put- ting you to any inconvenience to pay the interest, up to the time of the payment of the note. I am obliged for the information con- cerning the pasturage and will take steps to prevent its further continuance. Yours truly, (77 words) 23- E. A. Atwood, Seattle, Wash. Dear Sir : The case of John Smith vs. Robert Browning has been compromised and settled, and is to be dismissed at the cost of Smith. Please get the amount of cost from the clerk and report to us without delay. Yours truly, (47 words) 24. F. E. Smith, Kansas City, Mo. Dear Sir : Referring to your suit against James Allen for possession of the 28th and Western Avenue corner, we are some- what perplexed by the fact that, at the time you purchased the property, Allen was in actual possession, and the attor- ney representing him claims that this fact was sufficient to put you on your guard, and was a notice to you that he held posses- sion of the land by some title, and that 136 LAW CORRESPONDENCE. you should have ascertained what the title was before buying. This seems to us to be a statement of correct principle, and one which you will have difficulty in getting over. Yours truly, (113 words) 25- J. W. Davidson, Louisiana, Mo. Dear Sir : This is to notify you that your inter- plea was filed in the case of Bridget Ma- loney vs. Bridget O'Mara, and is set for trial on the 28th inst. Please be on hand with your witnesses. Yours truly, (45 words) 26. R. H. Hornidy, Covington, Ky. Dear Sir : Yours of the 24th at hand, and in reply will state that in 1792 all Southwest Missouri was granted to one Joseph Mur- phy, and transferred by his heirs to J. L. Taylor ; but in the treaty of 1803, between the United States and Great Britain, this particular grant was ignored, and after much litigation was, finally, by the Su- preme Court of the United States, de- clared null and void. In the meantime, the land was traded to different parties and they have kept it up to this day. There are thousands ot deeds upon record, coming through the above title. At the same time, the United States had the land, embraced in this large grant, surveyed and put upon the market. There are two sets of claims with straight titles frorr .he source of each base. Now, in Section 4, lot 6, and range 19, the United States issued patents, as is designated in each tract. Of course, if you can trace your title through any or all of these red ink gentlemen, you are all O. K., but I am sure you cannot. The land is absolutely owned by the parties who occupy it. You are simply left with a bogus title. Yours truly, (213 words) 27. R. D. Porter, Wentworth, Col. Dear Sir : Your favor of the 23d inst., in re- lation to suit brought by John Smith vs. the Landis Transfer Co., came duly to hand. In reply thereto we have to say, Mr. Smith is not in any way the general mana- ger of the company. He is the director and treasurer and pays no attention to the operating department, either in buying, selling, receiving, or issuing orders, and his business in Wyandotte, on the day on which service was had in this case, was for the express purpose of saving the property and for no other reason what- ever. Mr. Smith's duties in connection with the business is simply to receive money due the company, he realizing that his only responsibility is to keep a correct record of the same and to have his checks agree and accounts corre- spond with the American National Bank, through which we transact our business. Yours truly, (155 words) 28. J. B. Carter, Esq., Harrisonville, Tex. Dear Sir : Yours of the 2d, in reference to the Degarno suit, is at hand. We brought suit on notes against Degarno & Co., the firm consisting of Degarno, Bradley and Smith. The suit was brought at the first term in April. Summons were served on Degarno. Smith and Bradley were not to be found in the country. We have been unable to find Bradley, and in order to bring him into ^ourt had to serve an attachment-in-aid, as ne owns property in the southwestern part of the state. After considerable trouble and expense, we succeeded in locating him in an adjoining county. We had predicted an alias, and had the summons served on him. He filed answer setting up as his defense that the two notes on which we sued were signed by the firm of Degarno & Co., without his knowledge or consent, and after the firm had dissolved partnership. We were limited to five days for reply, and could not communicate with you, but, anticipating that you had received notice, we filed reply, setting up that the notes were given in payment of mer- chandise sold by you to the firm of Degarno & Co. while Smith was a mem- ber. We understand that your agent took these notes while passing through the city. Please get a statement from him on all forms of assignment and exe- cution of notes, by whom the same were signed, in whose presence, if any one, and whether or not in his presence. Yours truly, (259 words) 29. Mr. T. H. Cosgrove, Lowell, Mass. Dear Sir : Your letter of the 28th was dropped into my office this morning, just as I was starting out on a trip in your behalf. Sickness in place of business and a failure to find any satisfactory investment for you, have caused the delay in the matter which I very much regret. I will submit for your consideration the purchase of two lots, which I had about decided on, before the receipt of your letter and my examination to-day of the property. LAW CORRESPONDENCE. 137 Armourdale is one of Kansas City's manufacturing suburbs, located just across the line in Kansas, but now a part of Kansas City, Kans., and West- port. In Armourdale is located the Standard Oil Works, the Swift Packing Co., the Alcott Packing House, and other establishments. After fully inquiring into the real estate in Kansas City, that would be reasonable and profitable for |6oo, I visited Armourdale and was at once im- pressed with the inducements offered there. I had selected for you two con- tiguous lots of 25 feet front each, located in a thickly settled portion of the town, not far from the street railway, now in operation, and still nearer one now in con- struction, with sidewalks now constructed in front. The price of these lots is $1,600, and can be purchased on the following terms : $600 cash, 1500 in one year, and $500 in two years, interest at the rate of 10 per cent per annum, payable semi-annually. If you purchase this property, there will be nothing to pay beyond the $600 until six months hence, when the first instal- ment of interest, $50,- will be due. Then you will be required to pay nothing more until the end of the year. My idea about the matter is this, that before the end of the year the lots can be sold at a fair profit, and thus you would be released from paying any more on them ; but at all events, you could dispose of the lots before the next $500 note would be due. My opinion in regard to it was approved by two gentlemen who were with me, that these lots would be worth, one year from now, |3,ooo. I feel as well satisfied as any one can, on mundane matters, that this price for these lots would insure you against all loss and would net you in the end more than 10 per cent. If this seems to be too much of an undertaking for you, I will endeavor to select a single lot in Armourdale. The lots go in pairs and, I think, will sell better in that way. I will make this further proposition to you, if you will make the $600 payment on these lots, I will take one-half interest with you by assuming and paying interest on the |8oo to be secured in two notes of $400 each, which would leave you only $200 and interest, regardless of how long the property might remain in your hands. In addition I will attend to all the de- tails of the purchase and sale of the prop- erty. Let me hear from you, at your earliest convenience, and do not hesitate to reject the matter submitted for your consideration, if it does not entirely meet your approval. Yours truly, (578 words) ^i^^;H^ J*L H^AiVj 138 VOCABULARY OF LEGAL FORMS. 1 State of Missouri c ^~3_ i *f- *-^^s District Issued United States Marshal Virtue Unsatisfied Levied Seized Estate Aforesaid Marshal Pursuant Levy Vendue Satisfy Knocked Become Owned Common Respective Appointment Suitable Receiver Preserve Mandamus 9 Honorable Relator Constitute Audit Indebtedness Contingencies Criminal Outstanding Hereinafter Hereto Hereof Items Include Examine Prosecuting Revised Statutes Audited Remedy Moneys Funds Neglected Perform Forthwith 10 Sheriff Rightful Thence Creditor Issued Lawrence County Levied Procured Issuance Returnable Lawful Owner 11 Domicil Judicial Surrender Exempt Congress Relating Bankruptcy Schedule Annexed Verified Petitioner's Provisions Inventory Adjudged Bankrupt Purview Foregoing Solemn 12 Belief Adjudication Justly Deponent Set-offs Counterclaims 13 Corporation Incorporated Authorized 14 Conditional Lien Empowered Assets Redeem Therefrom Adverse Thereat Referee -^^. #7^- Circuit Court ..(~..f--*f- Supreme Court Plaintiff N -7- -j V !_, Defendant /'" Promissory 1 ^ J Value received ()/ / Thereof . ^r-v- > Remains Wherefore i Whereon ^T: xX 9 ^> jr^= Particulars Appears Herein Queen City _^, * ^V^cv^^ Corporation Organized Wares TC. ^~J ? ^ ( > Merchandise \j^-* Credits Hereto Farmers r __ r _o//k Moves / ^^ Insolvent Unsatisfied vj . ^ ^_^ Whereas -./--. Deed of trust .^ 5 Recorder's ^^^ -^ Q j C~ c- V^ Conveyed - Notice Undersigned ^^ ^^ -- ^ ' __u..- Bidder Aside V- <3 ^ c~^ v Unknown 6 Sole ^, Surviving J jC~~> Wx^ ^ Heirs ^.- - u - Deceased Petitioners _ ~^JL_^ e~ r > f "* "j 9 \ Hereunto Publication >_ ^J t-^S Verdict 1 Therein Erred _^ ^tr-^~> \? ^ -^ Admitting Irrelevant Incompetent ^ C\~c^ u I .1* L Immaterial "/-- -- -*- - -;> w- - x - Competent Behalf .- \_ / -, Support Submitting \^"" \*~-r-^f ** ^ 8 Interpleader j Assignment c~> v, Appellant Petition \ Partition >?Sr^^...>rr<' N FORMS OF LEGAL PAPERS. FOR THE CONVENIENCE OF STENOGRAPHERS. NOTE. The student should study these forms carefully and practise writing them on the typewriter, to become familiar with them. STATE OF MISSOURI, \ ss GREENE COUNTY. / In the Circuit Court of Greene County, Missouri, May term, 1898. J.- C. Graham, Plaintiff, \ vs. [ ACTION ON NOTE. D. M. Noble, Defendant. ) Plaintiff for his cause of action says that defendant, on the first day of Decem- ber, 1897, by his promissory note of that date, by him duly executed, promised, for value received, to pay to plaintiff in one year after the date thereof, Five Hundred Dollars, with interest from date of note at the rate of eight per cent, per annum ' said note being filed herewith and marked exhibit "A" ; that defendant has failed and refused to pay any part of said note and interest, all of which remains due and unpaid. Wherefore, plaintiff prays judgment for the sum of Five Hundred Dollars, together with interest thereon at eight per cent, per annum, from the date of said note. JAMES W. RICHARDSON, Attorney for Plaintiff. (The note should be filed with the above paper.) ( 158 words) 2. STATE OF MISSOURI, GREENE COUNTY. In the Circuit Court of Greene County, Missouri, May term, 1898. L. D. Martin, Plaintiff, -j vs. [ ACTION ON ACCOUNT. D. B. Anderson, Defendant. J Plaintiff for his cause of action states that defendant is indebted to him in the sum of Three Hundred Dollars for goods sold and delivered to defendant by plaint- 139 140 FORMS OF LEGAL PAPERS. iff, the particulars of which will appear in an itemized account herewith filed and marked exhibit " A " ; that said sum is due and wholly unpaid. Wherefore, plaintiff prays judgment for the sum of Three Hundred Dollars, together with six per cent, interest per annum thereon, from November 13, 1897, the date when demand of payment was made on the defendant herein. W. H. BARTHOLEMEW, Attorney for Plaintiff. (An itemized statement of the account must be filed with the above paper.) (132 words) 3. In the Circuit Court of Greene County, Missouri, May term, 1897. Queen City Mercantile Co., Plaintiff, } vs. [ ACTION ON ACCOUNT. Perry Hampton Mercantile Co., Defendant. ) Plaintiff states that it is a corporation organized under the laws of the State of Missouri, that the defendant is also a corporation organized under the laws of the state of Missouri. That the defendant owes the plaintiff the sum of Seven Hun- dred and Fifty Dollars ($750.00), for goods, wares, and merchandise sold and deliv- ered by plaintiff to defendant, at defendant's special request, a statement of the various bills of goods, the dates of sales and credits thereon being hereto attached, marked exhibit "A". That said sum is due, demand having been made on the defendant and payment refused, wherefore, the plaintiff asks judgment for said amount and interest. T. J. DELANEY, Attorney for Plaintiff. (145 words) 4. In the Circuit Court of Greene County, Missouri, March term, 1897. Farmers' Hedge Company, Plaintiff, ) vs. ' MOTION FOR COST. St. Louis National Bank, Defendant. j Now comes the defendant and moves the court to require plaintiff to give security for costs in this action, for the reason that said plaintiff is an insolvent cor- poration, that there are large claims against it, and an unsatisfied judgment in this court for the sum of $6,200, and that said plaintiff has no property out of which the cost can be collected. Wherefore, defendant states that it ought not to be compelled to defend this suit until a good and sufficient cost bond is filed. C. W. HAMLIN, Attorney for Defendant. FORMS OF LEGAL PAPERS. 141 STATE OF MISSOURI, \ ss COUNTY OF GREENE. / C. W. Hamlin being duly sworn upon his oath says that the facts stated in the above motion for costs are true, as he verily believes. L. DALRYMPLE, Clerk of Court. Subscribed and sworn to before me, this first day of May, 1897. My term as a Notary Public expires the 25th day of May, 1898. W. B. SANFORD, Notary Public. ( 1 88 words) 5. TRUSTEE'S SALE. Whereas, Jesse M. Kelly and Mary Kelly, his wife, by their certain deed of trust, dated the i4th day of July, 1892, and recorded in deed of trust book 118, at page 361, in the recorder's office, within and for Greene County, Mo., conveyed to L. D. Mason, trustee, the following described real estate, to-wit : The south half of the east half of the southeast quarter of the southwest quar- ter of section 23, township 29, of range 22, containing ten (10) acres, except that part deducted and used for streets l and alleys, all situated in Greene County, Mis- souri, in trust to secure the payment of certain promissory notes in said deed of trust described, and whereas, default has been made in the payment of said notes, interest and principal now past due. Now, therefore, at the request of the legal holders and owners of said notes, notice is hereby given that the undersigned, W. H. Wilson, trustee, in accordance with the terms of said deed of trust, will sell to the highest bidder for cash in hand, at the east front door of the circuit court house, in the city of 20 Springfield, Greene County, Missouri, on Saturday, the i7th day of April, 1897, between the hours of 9 o'clock A. M., and 5 o'clock p. M., of that day, to pay said notes and interest, together with the cost of executing this trust. W. H. WILSON, Trustee. (252 words) 6. In the Circuit Court of Greene County, Missouri, March term, 1898. James M. Patterson, Collector of Rev- enue for Greene County, Missouri, Plaintiff, f. MOTION TO SET ASIDE JUDGMENT, vs. The unknown heirs of J. D. Morgan, deceased, Defendants. Now come W. D. and J. M. Morgan, the sole surviving heirs of the late J. D. Morgan, deceased, and state to the court that at the present term of this court, and on the 24th day of May, 1897, there was rendered in this court a judgment in the above entitled cause against the unknown heirs of I0 J. D. Morgan, deceased, against certain real estate in said suit set out and described. Your petitioners respectfully represent to the court that they are the sole surviving heirs of the said J. D. Morgan, 142 FORMS OF LEGAL PAPERS. deceased. That they are now, and have been, at all times since the death of said J. D. Morgan, residents of the county of Greene, and state of Missouri. Wherefore, your petitioners pray the court to set aside the judgment herein rendered, on said day of said term of court, for the reason that your petitioners, the heirs, etc., of said deceased, were residents of Greene County, Missouri, and that no service was had upon them by reason of the publication had in this cause. BARBOUR & M'DAVID, Attorneys for Defendant. IN TESTIMONY of all of which we have hereunto set our hands and seals this day of 189 . . (Signed) W. D. MORGAN. J. M. MORGAN. (255 words) STATE OF MISSOURI, ) COUNTY OF GREENE. J SS ' On this day of , 189. . , before me personally appeared W. D. Morgan and J. D. Morgan, to me known to be the persons described in and who executed the foregoing instrument, and acknowledge that they executed the same as their free act and deed. WITNESS my hand and seal, this day of , 189 . . My commission expires as notary public on the day of , 189. . Notary Public. (343 words) (NOTE. Of course the stenographer will understand to substitute names de- sired in place of names here used, and to leave all places for signatures blank. ) In the Circuit Court of Greene County, Missouri, April term, 1898. 7. O. H. Mitchell, Plaintiff, } vs. o MOTION FOR A NEW TRIAL. J. E. Watson, Defendant. ) Now, at this day, comes the above-named plaintiff and moves the court to set aside the verdict of the jury in this case, and judgments rendered herein, and grant the plaintiff a new trial for the following reasons, to-wit : I. Because the court erred in admitting irrelevant, incompetent and immaterial evidence offered by the defendant. II. Because the court refused to admit competent and material evidence offered by the plaintiff. III. Because the court erred 10 in refusing to give proper instructions offered by the plaintiff. IV. Because the court erred in giving improper instructions in behalf of the defend- ant over the objections of the plaintiff. FORMS OF LEGAL PAPERS. 143 V. Because the verdict of the jury is against the evidence, and the law and the evidence. VI. Because there is no evidence to support the verdict in this case, and the court erred in submitting the case to the jury at all. A. B. LOVAN, Attorney for Plaintiff. (179 words) In the Kansas City Court of Appeals, March term, 1897. James Smith, Plaintiff, vs. James B. Jones, Defendant. M. C. Green, Interpleader. Appeal from Greene County Circuit Court. Abstract of record, assignment of errors and Brief for Appellant. On March 25th, 1894, in the Circuit Court of Greene County, Missouri, the fol- lowing petition was filed : AMENDED PETITION. In the Circuit Court of Greene County, Missouri, May term, 1896. Samuel Smith, Plaintiff, , PETITION FOR PARTITION OF James B. Jones, Defendant \ PERSONAL PROPERTY. Plaintiff for cause of action against the defendant states that on the 25th day of October, I0 1893, and long prior thereto, said defendant and one M. C. Green had formed a co-partnership to carry on a general mercantile business in Greene County, Missouri. That prior to the said 25th day of October, 1893, a judgment was duly rendered in the Circuit Court of the United States for the Western District of Mis- souri, in favor of one James Smith, and against James B. Jones, for the sum of eight hundred and fifty dollars, with interest and cost, and on the 2oth day of December, 1893, said judgment was, 20 for value received, duly assigned by said James Smith to A. G. Davidson, and on the loth day of January, 1894, an execution was duly issued on said judgment, directed and delivered to United States marshal for Western District of Missouri ; that on the 3oth day of January, 1894, said marshal, under and by virtue of said execution, and while the same was unsatisfied and in full force and effect, levied upon and seized all the right, title, interest, and estate of the said James B. Jones, of, in and to the aforesaid 3 mercantile business. That the said marshal gave due notice of the time, terms and place of said sale of said property, as required by law, under the said execution, on the 2yth day of February, 1894, pursuant to said execution, levy and notice said marshal offered for sale at public vendue said property to the highest bidder for cash in hand to satisfy said execution, and at the said sale the plaintiff was the highest and best bidder, and the same was knocked down and struck off to plaintiff by said marshal for the sum of six hundred and 4 fifty dollars. 144 FORMS OF LEGAL PAPERS. That by virtue of the purchase of the property at said sale, this plaintiff has become an owner in common of said property. Plaintiff states that the United States marshal refused to deliver said property to this plaintiff, although requested to do so. Wherefore, plaintiff prays the court for judgment, ordering the sale of said property, and partition of the proceeds thereof between the plaintiff and defendant, according to their respective interests, and for the appointment of some suitable person as receiver to keep and preserve said property until the further orders of this court. Attorneys for Plaintiff. (500 words) 9. In the Circuit Court of Greene County, Missouri, September term, State Ex. Rel. B. S. Chinn, Plaintiff, vs A. B. Appleby, H. M. Houston and ^ PETITION FOR MANDAMUS. T. S. B. Denby, Defendants. To the Honorable Court of the County and State aforesaid : Your relator, B. S. Chinn, for his cause of action, states : That the defendants are each members of the County Court of Greene County, Missouri, and that they together represent and constitute the said County Court of Greene County, Missouri. That as such court it is their duty, under the law, to audit I0 and allow any and all claims presented to them as indebtedness against their said county. That under certain contingencies the said Greene County becomes and is liable for certain criminal costs, and that there is now outstanding against said county, and allowed by the defendants as the County Court, certain criminal costs that will more fully appear in the statement hereinafter referred to. Your relator further represents that he is the owner of certain criminal costs for which the said Greene County is liable, and that he became such owner by pur- chase, paying value therefor and taking an assignment of the 20 same, and that he, therefore, has a right to collect the same. That the itemized statement of said costs belonging to him, as aforesaid, is hereto attached and made a part hereof. That said items of costs referred to are included in and are a part of certain bills of costs which were duly examined, approved, and signed by the judge of the Criminal Court, and by the prosecuting attorney of said Greene County, Missouri, as required by law under Article 14, Revised statutes of the state of Missouri, 1889, and that said bills of cost, 3 as aforesaid, duly examined, approved, and signed, as aforesaid, were, on the dates indicated in said itemized statement herewith filed in the office of the clerk of said County Court, and were by the defendants as said County Court, on the dates indicated in said itemized statement, duly audited and allowed by said court as an indebtedness against said county. Your relator further represents that on the several dates on which said items of cost were allowed, as aforesaid, there were ample moneys in the funds, and to come in, with which to pay said items of cost, and that 4 it was the duty of the defendants as said court to order a warrant drawn for said sum ; but FORMS OF LEGAL PAPERS. 145 That they have refused, failed and neglected to do so, although often de- manded by this relator, and requested to perform their duty in that regard, and that said defendants still fail and refuse to draw their said warrant for said sums. That the total amount due this relator, as aforesaid, and for which he is entitled to a warrant, as aforesaid, is the sum of Two Thousand Sixty-nine Dollars and Twenty-eight Cents ($2,069.28). Your relator further states that he is s wholly without remedy except by writ of mandamus ; and, therefore, Your relator prays this honorable court to grant a writ of mandamus under thr seal of this court, and directed to the said defendants, commanding them to forth with draw their warrants according to law,, payable to this relator, for the said sum due him, as aforesaid, to-wit : Two Thousand Sixty-nine Dollars and Twenty- eight Cents ($2,069.28), or show cause why they ought not so to do, if any they have. STATE OF MISSOURI, ) COUNTY OF GREENE. J b B. S. Chinn, of lawful age, first being duly sworn according to law, 6o on his oath states, that he is the relator in the above entitled petition for mandamus ; that he knows the contents of said petition, and states that the matters and things therein alleged are true, except such as are alleged on information and belief, and also such matter and things he believes to be true. Signed : Subscribed and sworn to before me this I3th day of September, 1898. (670 words) 10. In the Circuit Court of Greene County, Missouri, May term, 1896. J. M. Hudson, Plaintiff, vs. I MOTION TO SET ASIDE SHERIFF SALE. H. D. Manning, Defendant. J Now comes the defendant and for his cause of action against the defendant complains and says that on the 5th day of February, 1896, he was the legal and rightful owner of the following real estate in Greene County, Missouri, to-wit : Beginning at a point two hundred and eighteen (218) feet north of the north- west corner of Block forty-one (41) in the original plat of North Springfield, Mis- souri, thence east one hundred 10 and forty-two and one-half (142^) feet, thence south seventy-six (76) feet, thence west one hundred and forty-two and one-half (142^) feet, thence north seventy-six (76) feet to place of beginning. That on the day of , 189. .., the judgment creditor caused an execution to be issued to the sheriff of Lawrence County, Missouri, and by him levied upon the real estate of this defendant, the judgment debtor and the owner of said real estate, and caused and procured said real estate to be sold without notice to said defendant of the issuance of said 20 execution sale, of said real estate, and to what term of this court said execution is returnable according to Section 4943. Revised Statutes of Missouri, 1889. That said execution is returnable at this term of court, and is now returned. Wherefore defendant prays this honorable court to set aside said sheriff sale. Attorney Tor Defendant and owner of said land. ( 266 words ) 146 FORMS OF LEGAL PAPERS. 11. FORMS IN BANKRUPTCY. DEBTOR'S PETITION. To the Honorable James W. Jones, Judge of the District Court of the United States for the Southern Division of the Western District of Missouri. The petition of H. M. Davis, of Springfield, in the County of Greene, and District and State of Missouri, engaged in the Wholesale Stove Business, respectfully represents : That he has had his principal place of business ( or has had his domicil ) for the greater portion of six months next immediately preceding the filing of this peti- tion at Springfield, within said judicial district ; that he owes debts which he is unable I0 to pay in full ; that he is willing to surrender all his property for the benefit of his creditors except such as is exempt by law, and desires to obtain the benefit of the acts of Congress relating to bankruptcy. That the schedule hereto annexed, marked "A", and verified by your peti- tioner's oath, contains a full and true statement of all his debts, and (so far as it is possible to ascertain) the names and places of residence of his creditors, and such further statements concerning said debts as are required by the provisions of said acts: That the schedule ao hereto annexed, marked " B", and verified by your peti- tioner's oath, contains an accurate inventory of all his property, both real and per- sonal, and such further statements concerning said property as are required by the provisions of said acts : That no part of said debt has been paid, except Seventy- five Dollars ($75) June ist, 1895, and Sixty-five Dollars ($65) March ist, 1896, and that deponent has not, nor has any person by his order, or to his knowledge or belief, for his use, had or received any manner of security for said debt whatever. (300 words) Creditor. Subscribed and sworn to before me this day of A. D. 18. . 12. PROOF OF UNSECURED DEBT. In the District Court of the United States for the Southern Division of the Western District of Missouri. In the matter of } Henry M. Taylor, > IN BANKRUPTCY. Bankrupt. ) At Springfield, in said district of Missouri, on the 25th day of March, A. D. 1898, came Jeremiah Fenton, of Springfield, in the County of Greene, in said district of Missouri, and made oath, and says that Henry M. Taylor, the person by (or against) whom a petition for adjudication of bankruptcy has been filed, was, at and before the filing of said petition, I0 and still is, justly and truly indebted to said depo- nent in the sum of Six Hundred and Seventy-four Dollars ($674); that the consider- ation of said debt is the following note : FORMS OF LEGAL PAPERS. 147 $674. Springfield, Mo., March i, 1898. Ninety Days after date we or either of us promise to pay to the order of Jeremiah Fenton at the Bank of THE HOLLAND BANKING Co., Six Hundred and Seventy-four Dollars ($674), for value received without defalca- tion or discount, with eight per cent, per annum interest from maturity, payable semi-annually, and if not paid annually to become as principal and bear 20 the same rate of interest. HENRY M. TAYLOR. Wherefore, your petitioner prays that he may be adjudged by the Court to be a bankrupt within the purview of said acts. Attorney. United States of America, District of Missouri, SS. : I, Henry M. Taylor, the petitioning Debtor mentioned and described in the foregoing petition, do hereby make solemn oath that the statements contained therein are true to the best of my knowledge, information, and belief. (273 words) Petitioner. Subscribed and sworn to before me this day of A. D. 18. . 13. PROOF OF DEBT DUE CORPORATION. In the District Court of the United States for the Southern Division of the Western District of Missouri. In the matter of 1 William H. Martin, - IN BANKRUPTCY. Bankrupt. J At Springfield, in said district of Missouri, on the i6th day of March, A. D. 1899, came Charles M. Watson, of Springfield, in the county of Greene and state of Missouri, and made oath and says that he is president of the Queen City Manufac- turing Co., a corporation incorporated by and under the laws of the state of Mis- souri, and carrying on business at Springfield, in the county of Greene and state of Missouri, and that he I0 is duly authorized to make this proof, and says that the said William H. Martin, the person by (or against) whom a petition for adjudication of bankruptcy has been filed, was, at and before the filing of the said petition, and still is, justly and truly indebted to said corporation in the sum of Eight Hundred Ninety- seven and T 5 ($j Dollars. (1897.50); that the consideration of said debt is the following note : $897.50 Springfield, Mo., March 16, 1898. Six months after date, I promise to pay to the QUEEN CITY MANUFACTURING Co., or order, Eight Hundred Ninety-seven and T 5 ^y Dollars ^ ($897.50), for value received, at 148 FORMS OF LEGAL PAPERS. THE SPRINGFIELD SAVINGS BANK, Springfield, Mo., with interest at the rate of eight per cent, per annum from date, payable annually, and if not so paid, compounded. WILLIAM H. MARTIN. That no part of said Debt has been paid (except ) ; that there are no set-offs or counterclaims to the same (except ) ; and that said corporation has not, nor has any person by its order, or to the knowledge or belief of said deponent for its use, had or received any manner of security for said debt whatever. President of said corporation. Subscribed and 3 sworn to before me this day of A. D. 18. . (328 words) COURT REPORTING. SUGGESTIONS IN REGARD TO THE DETAILS OF ACTUAL COURT WORK, Which should be carefully observed by the student, who should not only read and study them from a standpoint of theory, but master them in minutest detail, by taking the testimony in the following cases, from dictation, and making transcripts with Title Page, Caption, and Index, until it can be done accurately, neatly and quickly. Notes should be indexed so that anything in them may be found readily. Make full transcript on legal length paper several times and put together properly with fasteners ready for delivery, until you are confident you can furnish a neat, well-prepared and satisfactory transcript. NOTE. These articles may, from time to time, be dictated to students as new matter, for which there is no vocabulary of words from which to prepare for dicta- tion. STENOGRAPHERS' HABITS. Confidence is the cornerstone of success as a ready and accurate reader. Some persons who are really competent, from lack of confidence, underrate their capabilities, which tends to unnerve and confuse them. Such persons should culti- vate the feeling that they are as proficient as others ; and believe what others can do they can do. Steady nerves and a "cool head" are essentials, and depend largely on habits. The reporter cannot stay out until the ' ' wee sma ' ' hours of the morning and then expect to either read or write as accurately and rapidly as if he had taken the proper rest at the right time. If the stenographer is called upon to read his notes and has to spend much time in " finding the place," he will become confused, if at all sensitive to criticism. FINDING TESTIMONY, INDEXING NOTES. Experience has shown that certain expedients may be used for finding any given portion of testimony, thus facilitating the ease of reading. First, the name of each witness should be written out in bold, conspicuous longhand. The names 149 150 COURT REPORTING. of witnesses and the pages upon which their testimony appears should be written on a "temporary memorandum" sheet or "index sheet." Cross-examination, re- direct examination, and re-called, should also be indexed on the ' ' temporary memorandum" sheet. In fact, this sheet should cover everything in the testimony that can be indexed. The stenographer being called upon to read the testimony of any witness on a particular subject, must first learn exactly what is wanted, and then refer to his "index sheet" for the page upon which the examination from which he is to read begins ; he can then run through his notes and quickly find the testimony desired. The above method is recommended when loose sheets are used. ANOTHER METHOD OF INDEXING NOTES. When a tablet is used, a simple, convenient method of indexing is to write the name of each witness in longhand, as follows : Turn up the lower end of the first leaf before you, about three inches, and write the name of witness on first line at bottom of page, or underside, and turn it back as it was at first, then, holding the leaf down with the left hand, take hold of the right-hand corner of the leaf and fold it over to the left, until the bottom of leaf on which name is written, extends about . ^ of an inch past the left-hand edge of the tablet, with the edges parallel. Crease it with the right hand so that it will stay in place, and turn the leaf forward in front of you in the direction . all the leaves will be turned, and begin writing the testi- mony on the next page. Cross-examination, re-direct examination, re-called, plaintiff rests, defendant rests, rebuttal of plaintiff, rebuttal of defendant, and everything in the testimony that can be indexed should be treated in the same manner. If called upon to read, ascertain exactly what is wanted and bring all the leaves of the note-book back, and your index will be in front of you and all you have to do is to read the different items on the left-hand edge of the note-book until you find the one you want, when you can at once open your tablet to the right place. By this method your tablet is neatly indexed when you are through with it, and is a convenient reference if filed away as it is. The same method may be used in commercial work to good advantage. It will be convenient if only the dates are indexed, and it often saves time, but anything of special import may be indexed in this way and easily referred to in the future. INDEXING TRANSCRIPT. When a case is transcribed, the transcript should be indexed, showing the page upon which examination of witness commences ; pages upon which plaintiff and defendant rested ; page at which testimony closed, etc. The index may appear in the front of the transcript, upon the page preceding that upon which the case com- mences, in something like the following form, which should be written after the " Title of the Court," name of the county, title of the case, names of the parties, etc. The abbreviations "Dr.," Cr.," " R. D.," " R. C," indicate the respective examinations : COURT REPORTING. i 51 In the Circuit Court of Greene County, Missouri, September term, i{ Richard Roe, Plaintiff, vs. > EMBEZZLEMENT. John Doe, Defendant. - PAGES. - Dr. Cr. R. D. R. C. Richard Roe i 3 9 15 John Doe 20 25 29 Dan Horn 35 Plaintiff rested 36 Continue defendant's witnesses in same form : Defendant Rested 67 Plaintiff's Rebuttal 95 Testimony Closed 109 Charge of Court 112 Reported by INSERTING OPINION. The stenographer should seldom insert his opinion of distance or measure- ment in the record until he has requested witness, court or council to state it, and if necessary to do so, he should insert in parentheses as follows : (showing about two feet). If, however, the distance, space or measurement indicated by the wit- ness can be determined with approximate accuracy, a stoppage should not be caused in the proceedings, but the distance or measurement inscribed in the notes in parentheses. Always use parentheses when putting in your own language, by way of explanation. STOPPING PROCEEDINGS. Never unnecessarily interrupt the proceedings ; but bring the whole legal machinery to a complete standstill, if necessary, to make the record ABSOLUTELY CORRECT. Some stenographers are afraid to stop the proceedings for any reason, for fear it will be taken as an admission that they cannot report as fast as one can talk. The transcript of a stenographer who has extreme fears along this line, will often require close examination, while, usually, confidence may be reposed in the reporter who unhesitatingly stops counsel, witness and proceedings whenever neces- sary, and his transcript is not subject to such careful scrutiny. A stenographer is supposed to accurately report everything said and done in heated discussion in which two or more persons are speaking at once, and the reporter must, in such a case, use discretion and endeavor to catch as much of the discussion as may seem at all relevant to the cause. It is often surprising to the stenographer himself the amount of a discussion he can report under such circumstances. It frequently hap- pens that, during such tilts, a counsel may make admissions or statements which opposing counsel may wish to take advantage of, and it, not unfrequently, devolves upon the reporter to furnish an accurate statement thereof. i 5 2 COURT REPORTING. RAPID WITNESS. A speaker who uses grammatical language and speaks distinctly, is much more easily reported than one who speaks less rapidly, but who uses a confused anc jumbled mass of words to express his meaning. In the latter case, the speaker gen- erally repeats his statements, and breaks his sentences, which is confusing to the reporter. A very frequent (but unnecessary) expression used by witnesses is the phrase " I says," "he says," "says he," etc. While it might be imprudent for the reporter to make any suggestions directly to the witness, an intimation to the counsel that the meaning of the witness' last statement was not clear, will, often have the effect of making the witness more de- liberate and clear in his statements. Tact and discretion must be used in such an instance, howsver, to avoid criticism from opposing counsel. In instances where the witness is a rapid talker and indulges in long rambling explanations of facts, the reporter may get a respite by innocently asking the wit- ness to repeat some name, place or date. This is only justifiable as a matter of rest, and must be ingenuously done. DEPOSITIONS. Depositions are read in the trial of cases either to the court or jury, in instances where the attendance of witnesses cannot be procured. The proceedings, in taking depositions, in respect to form of stating the direct, cross and re-cross examinations, are the same as those taken upon the trial of the cause, except that they are taken before an inferior officer (most frequently before a notary public), and without a jury. Objections may be interposed in the same manner, and indicated in the same way as in the trial. The party offering the deposition will, at the proper time, read it to the court or jury. The minutes of the reporter should show the name of the witness, the place of taking the deposition, and the party on whose behalf it is taken. They should also show the rulings of the trial court upon objections made to testimony, as in such testimony there are no rulings upon objections, it being the function of the trial ; udge to pass upon them. EXHIBITS. By practise it has become the duty of reporters to carefully mark, for identifi- cation, formal record evidence when offered, such as notes, bonds, contracts, etc., etc., unless the character of the exhibit is such that, from the nature of the cause and the testimony regarding it, the identity is complete. Of course, the instrument would be of no value unless identified by transcript. Such instruments are marked as follows : " For Identification, Plaintiff's Exhibit A" when formally offered and admitted in evidence, "Defendant's Exhibit i." It is advisable to use letters for either plaintiff's or defendant's exhibits, and figures for the other. OFFER OF PROOF. When an objection is made to a question, the attorney asking the question is sometimes called upon by the court to state the fact which he expects to prove by the witness, in order that the court may know whether testimony called for by the COURT REPORTING. 153 question is competent. The facts stated in reply should be recorded, preceded by the words: "Plaintiff (or defendant) offered to prove" or " offered to show the following facts." The objections, and the ruling of the court should appear in regular form. WHAT NOT TO TAKE. Frequently a question is asked and the opposing attorney addresses the court with "I object." The attorney asking the question, knowing it to be improper, asks another question before the court can rule upon the preceding one. Strike the first question out by running the pen through it. When anything is repeated two or three times, but clothed in different words, it is unnecessary to produce it in the transcript. When a question is repeated, some writing may be saved by writing the first word of it followed by " question repeated " written in shorthand. The stenographer should take no risk on leaving out anything. He must be sure that everything is definite and certain. QUESTIONS BY THE COURT OR JURORS And the answers to them should be taken, the first question being introduced by the words " by the court" or "by a juror" as the case may be, and then when the counsel takes up the examination, precede his first question by the words "by the counsel." FILING OF NOTES. The court, or judge thereof, may make an order, directing the stenographer to file at once, or within a specified time, the original stenographic notes, taken in any particular case ; whereupon the stenographer must file same as required. NOTES HOW PRESERVED WHEN WRITTEN OUT. The original stenographic notes in a cause, unless ordered filed, must be carefully preserved by the stenographer, for five years after the hearing of the trial ; at the end of which time they may be destroyed, and in case he vacates his office for any reason within that time, he shall deliver same to his successor to be kept in like manner, but unless called upon to do so by some one entitled by law to a copy, he is not required to write them out. OBJECTIONS, RULINGS, AND EXCEPTIONS. There is nothing in the reporter's record so important to the appellant as the careful and proper recording of objections, rulings, and exceptions. It is because of these that causes are appealed and reviewed by superior courts. Objections are formal and must be fully stated, and when ruled upon, to be available, must be excepted to. 154 COURT REPORTING. For the convenience of the reporter, we may class objections as general and specific. Of the former there are three, to wit : Irrelevant, Incompetent, and Im- material. These are general because, usually, the specific grounds or reasons are not stated, but are manifest from the nature of the matter objected to. Specific objections are detailed statements of the grounds or reasons against the action proposed to be taken. Inasmuch as the objections and exceptions form the gist of the matter reviewed by an appellant court, it is imperatively necessary that they be carefully and fully set forth. Forms of objections are variously stated, and much depends upon the intelli- gence of the reporter to put them in proper form. The following is a common man- ner of putting an objection : " Now it appears, if your honor please, that this ques- tion calls upon the witness for a conclusion based upon these facts. The question is incompetent and improper because it does not state the time and place of the occurrences therein specified, and is indefinite and uncertain. And, generally, I object to the question as irrelevant and immaterial." This objection may be con- densed in the reporter's transcript to read as follows : "Objected to as incompetent because it is calling for a conclusion of the wit- ness. Also improper because the question fixes neither time nor place, being indefinite and uncertain, and generally, as irrelevant and immaterial." Having made a general objection, the counsel, during the argument, may urge upon the court additional grounds of objection, and may or may not intimate to the stenographer that he desires same added to objection already stated. In either case, the objection ought to appear, because the court may sustain it on those grounds. The stenographer may, where objections are general, and are made to several successive questions, just write, " Objected to, same as before," or "same objection." The decision of the court in passing upon an objection is termed THE RULING, And is generally stated as follows: "I sustain (or overrule) the objection;" or "sustained," or "overruled," or "the witness may answer," or " I will allow the question." No matter in what form of language the court announces its ruling, if the witness is permitted to answer, the objection is overruled, and, if not allowed to answer, the objection is sustained. The ruling need not be in the precise language of the court, but the stenographer will write "objection overruled," or "sus- tained," as the case may be. If, however, the court before or after announcing its ruling, states its reasons therefor, sometimes termed the " holding of the court," they should be reported verbatim. Sometimes propositions are stated to be held by the court in informal language, which should be properly worded by the stenog- rapher in his transcript. The noting of an exception, while merely formal in fact, must be stated in the record to become available, and must be taken at the time. The following is a common form of stating an exception : " To which plaintiff (or defendant) duly excepted at the time." MANUSCRIPT. The stenographer has the same lien upon a transcript for his fees, for making it, that the law gives a mechanic upon an article or building which lie has made, or on which he performed work, the nature of which is the right to hold the article until the fee is paid. If he voluntarily parts with the possession of it, he loses his lien and must resort to the ordinary remedies for collecting other debts. Let the COURT REPORTING. 155 stenographer be on his guard against the beautiful, smooth promises to pay. The majority of the legal profession are honest and the stenographer may deliver tran- script to them and rely on their promises, but there are those who will beat the sten- ographer with impunity. Do not deliver transcript (and thus sacrifice your rights) to the attorney whose ability or willingness to pay is doubtful (or with whom you are not acquainted), unless his client is financially responsible. Never refuse to accept a payment, no matter how small, on account. If there is an agreement made in regard to any work, always write it out fully before beginning work, so there will be no quibbling at the end. ; FORM OF TITLE PAGE OF TRANSCRIPT Should be in the following order : 1. Title of Court. (Written in capitals.) 2. Term of Court. 3. Title of Cause. 4. Name of Trial Judge. (In capitals, spaced.) 5. Nature of Cause. 6. Place of Trial, and the Date. 7. Appearances. And written as follows : IN THE CIRCUIT COURT OF GREENE COUNTY, MISSOURI. SEPTEMBER TERM, 1897. W. A. Longstreet, ) Before HON. B. D. CARMAN, Judge, and jury). Springfield, Mo., Sept 30, 1897. A.RSettlem. ' a jury (if a jury). EJECTMENT. APPEARANCES : A. B. Morton, Esq., Counsel for Plaintiff. James B. Henry, Esq., Counsel for Defendant. VOCABULARY OF COURT TESTIMONY IN THE FORREST CASE. NOTE. The words and phrases between " i " and " 2 " in the vocabulary are selected from the first " 100 " words in the testimony. The words and phrases between " 2 " and "3" are selected from the second " 100" words in the testimony, and so on, "5" in the vocabulary corresponding with "500" in the testimony and " 12" with ' ' 1 200 ' ' etc. Notice that statements like "being duly sworn and examined on the part of plaintiff, testified as follows," are not written in full in the vocabulary as it is deemed unnecessary, because the stenographer must always supply the wording in such statements when making the transcript. VOCABULARY OF COURT TESTIMONY. '57 [amined \ <> tf"^o s^"* Pillow Which you were Sleeping I have Identify That was 7 Do you know anything Yes sir Tell the jury What that is Diagram Interior Represents Slept House Where was the defendant They were At a table 8 If there Had been Difficulty Between yon And the defendant No sir No more than What you have What was the We had not Each other Detailed All the conversation That took place Cross examination What is your name Son-in-law Brother-in-law 9 Of the defendant How long Had you been And your family Been there Very near a year I am not positive As to the exact time This difficulty At that time Traveling Phrenologist Didn't have very Good success Examining As to the character You been Examiner 10 Were you Such a matter As to the time Buried Before you got there I was sent Did you arrive Did you remain there Remained A few days Old man Treated you 11 Prior Unfriendly He called me You were not That is Re-direct examination After this difficulty Officer After you had Into the Half an hour Where he came 12 Jail With the defendant Child When you got Objected Impertinent Objection Sustained Did you not Clark Husband Step-fathers Is that the Only reason How old are you Counsel By the court [ there How long have you lived On the part of plaintiff *~7 Testified as follows i ? Geo. E. Kiner C Ask you Where do you live is-p-^s~* L ~y i 1 , I now live / Independence State where you were < t^? J t' Vr*' < IS i Tf^ v C~^ I was Forrest ^ ^_ What relation ^ At the same place Q~X- T >\O t ~^i ti~~ With the defendant ./--t-^.w.. Acquainted With him ^-9 e y^" Occurred Betweenyou \/7 /7 /^ 4 I came 3 Walked ^X , A ~ And then Into the , , / Front (T7T!/rT>. .V.:..'yi. Where the defendant It isn't !C>r^, _/" Retired Eyes / Inorderto .v^r" .6 C 3CZ Into his room There was nothing <\ ^~ Up ttir" +^rr~* ^ s*^ ziir Quickly 4 I looked _ o Saw him ^N s^ > -/.. Blood Was the first ^_^ . ^_^_ 0-^/7 t. On your face 6 Of these / jjy e .asfi * J.r..^Q- 7 ^\> <-^ Is that the place Right there x ^~ / f/ If there was {.. /..T>_*--.rr>.r.., Any effect Powder v // With it .1" (^ < y/ D-S2 *,^-2- 8tate if you have 158 VOCABULARY OF COURT TESTIMONY. 13 Sworn for plaintiff OA. ^ / -^~S Motorman Conductor Any place Difficulty When this difficulty Did you see him I was running Had a bottle Whiskey 19 What was their Any other Intoxicated Drink How long Had you Known him Saw him Take a drink In your life 20 You are only He was bumming Fellows Do you know It was not Don't generally Did you go Of this man I don't How long ago Tell the jury How they are 21 Each other Is there a Partition What is it What position Did you hold In this county Last May Jailer Do you remember Of the difficulty For which this defendant 22 Did you notice Idid What that was Was there any Left side I don't think Might have been On the other side On that side 23 Were you there Brought there No sir Who was In charge O'clock Before I got there State if this man Did not have Near his Eye Think he did Flesh Wound Re-called How long von Had known Prosecuting witness 24 Previous Was the first time To that time Reputation Sustained As to being Peaceable With his Of him What is that reputation I have never Contrary 25 The first time Ever saw him That is my recollection Refore this difficulty I don't remember As near as you know Never discussed the Man With any one _^ Direct examination ^^-x-^ Your name is ^I^..~^f^^t^ T\ ^J? C. L. Sweet / Where do you live Boonville -17^ Were you acquainted State if you saw _ Immediately dlnr-i..?.<^I.T......7.), S-JTV I-*!. After he was Alleged . To have been C7 *? /*l rr^TT^....^\..^yr^r^\ He came \ Gallery > t AskedTiim o^.2 U ' ^Tfx '-> State what was his 14 Appearance ^sJ. . 7 } y State if you have *~ r 3 ^** 1 L f Been there Describe ^ ^_ /A. /^^ Q V^^T2 _^__ Inside I saw ^ ,^j^ 'Nj'' ^ ^\ Representing In what part f * .^ / /^ VZ- 17 It was Overhead fjf s _o ... State to the jury From the direction . / ^p^ The other room It could not ^-) ,^-5 Tell the jury :JKT-C (n%T..^.j..J. Have to be To fire that / i^- - Some where ,.f^r^^.fT..'. s_3-. '\J '<^VrtC Z~~~}'^~^ Theodore How was the _^- \ Papered ..u...^.??*-t. O*.. Newspaper Did you examine ** .A^ 18 There is ' N In that room -~. 9 If there was .-^a f^i.f..:..jfr^^. J^^ I could not Did you make s"^) ^, What is your business Work ' ^ ss COURT TESTIMONY IN THE FORREST CASE. In the Criminal Court of Greene county, Missouri, September term, 1897. State of Missouri, ^ vs. INDICTMENT, FELONIOUS ASSAULT. Theodore Forrest. ; SPRINGFIELD, Mo., Sept. 20, 1897. BE IT REMEMBERED, that on this 2oth day of September, A. D. 1897, this cause coming on to be heard before Charles B. McAfee, judge of the Greene County Criminal Court, and a jury, the following proceedings were had, to wit : The state, to sustain the issues on its part, offered evidence as follows : GEORGE E. KINER, being duly sworn and examined as a witness on the part of plaintiff, testified as follows : DIRECT EXAMINATION. By Mr. Wear Q. State your name. A. George E. Kiner. Q. I will ask you where you live? A. I now live at Independence, Mo. Q. State where you were last May ? A. I was staying with Mr. and Mrs. S. T. Forrest, 1003 Scott Street, Springfield, Missouri. Q. What relation had you become to that family ? A. I married Mr. and Mrs. Forrest's daughter. Q. State if your wife was dead at the time of the trouble? A. Yes, sir, had 100 been dead a little more than two months. Q. State where your wife died ? A. At the same place. Q. Where were you at the time of her death ? A. At home, in Schuyler, Nebraska. Q State if you are acquainted with the defendant? A. Yes, sir, well ac- quainted with him. Q. Now, I will ask you to state to the jury what occurred on the night of the i2th of May, last, between you and the defendant ? A. I came home the night ot the i2th of May, some time after dark, walked into the kitchen and then into the 20 front room, where the defendant and his mother were sitting at a table, and said, "It isn't as late as I thought it was." I then went on upstairs and retired. About n o'clock I was awakened by some one coming upstairs. I opened my eyes and saw the defendant there, and I closed my eyes again. He had to pass the foot of my bed in order to get into his room. I heard him step quickly to the head of my bed, and I knew there was nothing up there that he wanted. I looked 3 and saw him standing over me with a revolver in his hanu. Just as I looked he shot and I felt my 159 160 COURT TESTIMONY. face burn. He stepped back, and, as he stepped back, I jumped up. He pointed the revolver at my breast and I was trying to grasp the weapon, and shoved the revolver up, when he fired again. I then grabbed him by both arms, and in the scuffle fell down stairs, and ran out into the yard. Q. I will ask you, as you lay upon that bed, which way was your face ? A. Towards the south, facing this 4 way. Q. On which side of the bed did he come ? A. Left-hand side, west. Q. State now, at the time of the shot, where he was standing ? A. At the time of the first shot, he was standing directly over my left side. I was lying on the left-hand side of the bed. Q. Did that ball take effect ? A. Yes, sir, but I don't know whether the first or sec- ond shot. I felt blood running down my face, that was the first I noticed. Q. Was there any wound on your face made by either one of these shots? s A. Yes, sir, right above the eye there. Q. Is that the place right there ? A. Yes, sir. Q. Now, I will ask you, if there was any effect from powder about you ? A. Yes, sir, my face was all burned with it, and it left some marks. Q. State whether you have here the pillow upon which you were sleeping ? A. I have. Q. I will ask you to present it and identify it. (Witness produces pillow. ) Q. Which way did the ball go that was shot at the time you were lying on the bed ? Do you know anything 6o about where it went ? A. Only by the pillow I was lying on. Q. Let us have the pillow. Q. Is that the pillow you were lying on ? A. Yes, sir. Q. Tell the jury what that is, and did you bring it here ? A. Yes, sir, a diagram of the interior of the house. Q. I will ask you what that is ? A. That represents the interior of the house, the bed I slept in. Q. Where was the defendant when you went in that night ? A. They were sitting at a table, he and his mother. Q. Now, 7 I will ask you, if there had been any difficulty or words that night between you and the defendant ? A. No, sir. Q. No more than what you have stated ? A. No, sir. Q. What was the feeling between you and the defendant ? A. We had not spoken to each other for two or three days. Q. You have detailed all the conversation that took place that night ? A. Yes, sir. CROSS EXAMINATION. By Mr. Young Q. What is your name ? A. George E. Kiner. Q. You are son-in-law of old man Forrest, and brother-in-law of this defendant ? A. 8o I am. Q. How long had you been there, you and your family? A. Been there very nearly a year, I am not positive as to the exact time, but I think very nearly a year. COURT TESTIMONY. 161 Q. Two months before the difficulty your wife died ? A. Yes, sir. Q. Where were you at the time ? A. I was traveling in Phrenology and did not have very good success and went home. Q. What is traveling in Phrenology ? A. Examining heads as to character. Q. How long had you been head examiner ? A. Three weeks. Q. How long were you away 9 before your wife died ? A. I believe three weeks or such a matter. I am not positive as to the time. I think about three weeks. Q. You didn't keep a record ? A. No, sir. Q. Was your wife dead and buried before you got there ? A. No, sir, I was sent for and came. Q. Did you arrive home before her death ? A. No, sir. Q. How long did you remain there after her death ? A. I remained two months and a few days more. Q And the old man treated you nicely? A. No, sir, wouldn't speak to 1000 me. Three or four days before the difficulty he was unfriendly, and the day before I started to travel in Phrenology he called me a liar. Q. You weren't mad about that? A. That's my statement. RE-DIRECT EXAMINATION. By Mr. Wear Q I will ask you if, after this difficulty occurred, any officer came ? A. Not at the time of the difficulty. Q How long after you had gone out into the street until an officer came? A. About half an hour. Q. I will ask you to state what he did when he came ? A. I was taken and put in " jail along with the defendant. Q. I will ask you when you got your child away from Mr Forrest's ? Objected to by the counsel for the defendant as impertinent. Objection sus- tained by the court, to which ruling of the court the defendant duly excepted at the time. Q. Did you not go by the name of George Clark? A. My mother married the third time and her husband's name was Clark, so I went by my step-father's name. Q. Is that the only reason ? A. Yes, sir. Q. How old are you now ? A. Twenty-eight last October. Q. How long have you lived here ? A. About three years. C. L. SWEET, being duly I20 sworn and examined as a witness on the part of the plaintiff, testified as follows : DIRECT EXAMINATION. By Mr. Wear Q. Your name is C. L. Sweet? A. Yes, sir. Q. Where do you live ? A. 1003 Boonville street. Q. Were you acquainted with George E. Kiner last May ? A. Yes, sir. 162 COURT TESTIMONY. Q. State if you saw him immediately or soon after he was alleged to have been shot ? A. He came to my gallery next day and I asked him what was the matter. He said he had been shot. Q. State what was his appearance in the face, if you remember? A. '3 Had power marks all over his face on the right side of his face, and looked like something had hit him. Q. Next day after ? A. Yes, sir. Q. Do you know what time it was ? A. It was some time during the day. Q. Are you acquainted with Theodore Forrest ? A. No, sir. I have never seen him. CROSS EXAMINATION. By Mr. Young Q. You saw the powder burns ? A. Yes, sir. Q. Did you see any under his jaw ? A. He had his eye tied up with a rag. Q Did he take it off and show it to you ? A. Yes, I4 sir, told me he was shot. He didn't call my attention to the powder burns on his neck, I don't remember seeing any there. Q. How tall is Kiner ? A. I cannot say. Q. Is he six feet ? A. Perhaps he is taller. ( Pillow identified by witness, and pistol offered in evidence by the plaintiff. ) Here the plaintiff rested its case, and the defendant offered on its part evidence as follows : EVERETT LEE, being duly sworn and examined on the part of the defendant, testified as follows : DIRECT EXAMINATION. By Mr, Harrington Q. Are you acquainted with the defendant ? A. Yes, sir. 'S 00 Q. Are you acquainted with the plaintiff ? A. Yes, sir. Q. And with the Forrest family ? A. Yes, sir. O. Do you kno^w where they live ? A. Yes, sir. Q. State if you have been there and if so, whether your attention has been called to any marks about the upstairs of the house. Objected to by the counsel for the plaintiff as immaterial. Objection over- ruled by the court, to which ruling the plaintiff duly excepted at the time. Q. Describe what you saw in the building? A. I saw a pistol mark between the door and bed. Q. Here is a map I6o representing the rooms there. Now, this pistol mark was in what part of the room ? A. It was right overhead in the ceiling. Q. State to the jury if, from the direction of that bullet mark, it could have been fired from the other room and make that mark? A. It couldn't that way Q. Tell the jury where a man would have to be, to fire that shot? A. He would have to be somewhere near Theodore's bed. Q. How was the ceiling? A It was low enough to reach with my hand, and papered with newspapers. COURT TESTIMONY. 163 <2 Did (1700) you examine the other room, Mr. Lee? A. Yes, sir. Q. Tell the jury whether or not there is any bullet mark in that room ? A. If there was I couldn't find any. Q. Did you make an examination to find any ? A. Yes, sir. Q. What is your business ? A. I work for the street car company as motorman, conductor, or any place they want a man. Q. Were you acquainted with _Mr. Kiner when this difficulty came up. A. Yes, sir. Q. Did you see him on Sunday, the day the difficulty occurred at night ? A. Yes, sir, l8o I was running a car from Zoo park to Doling park when he, with two other men, got on my car and one of them had a bottle of whiskey. Q. What was their appearance ? A. Like any other three men bumming around together Q. Intoxicated ? A. Some that way, that's the way I took it. CROSS EXAMINATION. By Mr Wear Q. Did you see Mr. Kiner drink any whiskey that day ? A. No, sir. Q. How long had you known him at that time ? A. Two or three months. Q. Had you known him pretty well ? A. I had seen him several '9 times and talked with him. Q. Never saw him take a drink of whiskey in your life ? A. No, sir. Q. You are only supposing he was bumming around with those fellows and drink- ing, because you saw him with two parties and one had a bottle of whiskey ? A. Yes, sir. Q. How do you know it wasn't water? A. They don't generally carry water around that way. Q. When did you go to the house of this man Forrest and make examination of this wall? A. I don't recollect just the date. Q. How long ago has it been ? 200 A. A couple or three weeks. Q. There are two rooms upstairs, tell the jury how they are separated from each other. Is there a partition wall or what is it ? A. I could not say. Never examined it close enough J. BEN ALSUP, being duly sworn and examined as a witness on the part of the defendant, testified as follows . DIRECT EXAMINATION. By Mr. Harrington Q. What position did you hold in this county last May ? A. Jailer. Q. Of Greene county ? A. Yes, sir. Q. Do you remember of hearing of the difficulty for which this defendant is on trial? A. Yes, sir. 2IO Q. Was this man Kiner brought to the Greene county jail while you were jailer ? A. Yes, sir. Q. Did you notice the condition of his face ? A. I did. 164 COURT TESTIMONY. Q. State to the jury what that was and which side it was? A. His face was pow- der burned on the right side of his face and down his neck. Q. On the right side of his neck ? A. Yes, sir. Q. Was there any signs of powder burns on the left side of his face and neck? A. I don't think there was. I know the main burn was 220 on that side. There might have been some on the other. CROSS EXAMINATION. By Mr. Wear Q. Were you there the night the two parties were brought there ? A. No, sir. Q. Who was in charge ? A. Mr. Hooper. Q. Were you there next morning ? A. It was 10 or n o'clock perhaps before I got there. Q. State if this man Kiner did not have a wound on the right side of his head near the eye ? A. I think he did. Q. A flesh wound ? A. Yes, sir C. L. SWEET Recalled by plaintiff. Q. State how long you had known ** 00 the prosecuting witness, George Kiner, previous to hearing of this difficulty? A. The day he came back here to bury his wife was the first time I ever met him. Q. Had you known him previous to that time ? A. I never heard of him before. Q. Are you acquainted with the general reputation he sustained here as to being a peaceable, law-abiding citizen ? A. I got acquainted with him. He gener- ally stopped at my place every day. Q. Are you acquainted with his reputation, from what people generally say of him ? A. Yes, sir. Q. What is that 24 reputation? A. I have never heard anything to the contrary. CROSS EXAMINATION. By Mr Harrington Q. The first time you ever saw him was the day he came back to bury his wife ? A. That's my recollection. Q. Two months before this difficulty ? A. I don't remember the day. Q. Wasn't that about two months before this difficulty, the day he buried his wife ? A. I couldn't say. Q. About as near as you know ? A. Yes, sir. Q. You never discussed the man with anyone ? A. No, sir. 2 * 8 ? VOCABULARY OF COURT TESTIMONY. 165 1 Sworn For the plaintiff / 14 I am secretary *** Dry Goods Company i^jf ^ ^ i, Testified as follows Sebree JL 16 After the g Assignment ..< p ^-^ ^ 9 You say He had been there . _/. ^ Transacted -^\ 5 r -' ^ Have you lived I was y-v Admitted 17 Lawyer _^ What was your business o~ *^^\ Couple Ozark >*lf ~ .-> Brothers X In this collection . .* In their claim \^7<^)..tr>-.^ Attorney 18 Collected ^f \ Where did you live I lived t, N >/T-^ ^ What were you doing there Prior ^- ^ Clerking 4**^a ^s-^f Purporting 19 Did you know 1 did not f...^.* j N...^ Had you been For that company *j6\ 4 s\^~ SV* Mercantile Company afc-J~*^JCkfc... Executed ^ Deed of trust // \ Idea Dreamed _ -< * < *' Connected TSTrr^...^r:/^L r- With this matter W Do you remember /? ' Highest ^r...\.x^. Creditors ,/ Trustee c_. Yes sir ^~~- T?. ^_ji ,. I didn't have Slightest "\ / ^-j ^^ 3 Tell the court .s / i What did yoa Retailed s \ s( Pleadings 21 Relation , Existence C. * ' ^p Public auction ' ^s^ 4 Do you know / ^-~ > I was a 22 Corporation Merely ^& s^~ President That is my recollection -~*^>,- ..~^1 ^&.-~?: .. Disbursements ^T it* You may state ? , 6 Including ~~^ *~3 ? ^ Employe Obligation t, Jo Personally .X. >- ^ Liable 23 Every one 9 / Furniture Estimated ^ Accounts /5^ s ( o * Has been I think *> Organization f-^- L-~j> v/ When this 6 I don't know o^. .- Distributed '. > * t V. Panic 24 No other one During the time Altogether \ Conducting ^./^ Private s \> *^s/^ 25 If there was Affected 9 g^ I thought <.T7v-* r . r a. Separate , /" " 1 Advertised Please state C Nj & - 26 Duty Board of Directors y Realized Public sale Cross-examined \ s^-c~~\ -7 ^^ Active j~^_ Indorser ^J __^\x V Defendant's Counsel V^\ 8 Represented . / G) Was there L ' *?.. 27 State whether or not 1 was employed .^~. Spoken J. . . . .. .r^T^rr ir -=v> Himself \ -^ Keet-Rountree j( ^ ~ - Plaintiff's Counsel / N- *^\^_ He was there Incident _/"^" c f~v v Character Irrelevant */_ ^\ ) tf ""v Circumstances Relate g f -^ Incompetent Immaterial '9 Objection ^S ^S c^S 28 This question If I would f/' / f. Over- ruled A I will ask yoa Whether or not si *^\ <^~^" Directly Indirectly , , > ^ Wholesale house 10 Brighten " L ^/^ Existed My recollection , Chief -> '/* Obligated Owned ^ ^ f ^~ -* 29 Frequently Judgment ,^-5 r Authorize 11 Acquire jf*^ i_^ 30 Client Was not No sir Re-direct examination f f v \ \ I don't think It was And you got them ." _i~~ "(. Opinion f 12 Failure _/ ^^-, . >^- I did 1 was the Bidding * " ' V. He was Charge 1 xy X Under this J dxsf.exfjK.. 31 Testimony Offered __O_-^-N / ^ Stock of goods 13 Witness -, V VA Behalf *rrr^ .>?. .V What is your business '*"' Rendered Dismissed /^- >-^f ay o y .,. COURT TESTIMONY IN THE GIDEON CASE. In the Circuit Court of the county of Christian, state of Missouri, May term, 1898. Keet-Rountree Dry Goods Co. et al. vs. Gideon Mercantile Co., W. W. Gid- \ IN E Q UITY - eon, Trustee. OZARK, Mo., May 24, 1898. BE IT REMEMBERED, that on this 24th day of May, A. D. 1898, this cause com- ing on to be heard before fames T. Neville, judge of the Circuit Court of Chris- tian County, and a jury, the following proceedings were had, to wit : The plaintiffs, to sustain the issues on their part, offered evidence as follows : W. W. GIDEON, being duly sworn and examined as a witness on the part of the plaintiffs, testified as follows : DIRECT EXAMINATION. By Mr. Sebree Q. Please state your name and residence ? A. W. W. Gideon ; I live in Spring- field, Missouri. Q. How long have you lived in Springfield ? A. Well, since 1 first moved here is about nine years. I was away a couple of years at Ozark during that time. Q. Where did you live in 1897 ? A. In 1897 I lived in Ozark, Christian County, Missouri. Q. What were you doing there in the fall of 1897, and 10 prior to September first ? A. I was clerking for the Gideon Mercantile Company. Q. You say you were clerking for them ? A. Yes, sir. Q. How long had you been clerking for that company? A. About a year and one month. Q. Now it is shown here in evidence that, on the first of September, the W. W. Gideon Mercantile Company executed a deed of trust to W. W. Gideon, for the benefit of creditors. Are you the W. W. Gideon who was made trustee ? A. Yes, sir. Q. Tell the court what you did with that stock of goods, ^ and all about the way the trust was executed by you. About how long did you keep the goods, and what did you do with them, and how long did you handle them? A. Well, I retailed the goods until March 12, 1898. On February loth I saw that the 166 COURT TESTIMONY. 167 sales were running so low that it was not paying expenses, and the best thing I could do for the creditors was to sell it in bulk, as the deed of trust pro- vided and I notified the creditors, and I also put my notice in the newspapers of the 3 date and terms of sale, and on the i2th of March I sold them. Q. At public auction ? A. Yes, sir. Q. Where were you when this deed of trust was executed? Where was it executed? A. It was executed in Ozark. Q. Do you know who drew the deed of trust ? A. Well, I think I know the hand- writing. I didn't see it drawn. Q. Whose handwriting is it? A. I think it is T. J. Gideon's. Q. He signed this deed of trust as president ? A. Yes, sir. Q Was he at Ozark when this deed of trust 4 was executed, Mr. T. J. Gideon? A. I think so ; yes, sir. That is my recollection. Q Have you your book showing the amounts received and the disbursements? A Yes, sir. Q. You may state the amount of goods invoiced when they were turned over to you as trustee, just in round numbers? A. They invoiced $6,778.92, including furniture. The furniture was estimated to be worth $250. The goods actually invoiced $6,528.92. Q. Now, what is the amount of the accounts ? A. The accounts amounted to $1,017.50, I think, soo Q. What was the amount of the indebtedness of the W. W. Gideon Mercantile Company, when this deed of trust was executed? A. I don't know that I can tell you exactly. Q. Well, about? A. $4,100 or $4,200. Q. That is what the Gideon Mercantile Company owed creditors ? A. Y'es, sir. Q. How much were these creditors paid by retail sales ? A. You mean how much did I distribute to them all ? Q. Yes, sir. A. I distributed $3,112.63. Q. You distributed that altogether ? A. Yes, to the different creditors. Q. You pro 6o rated it ? A. Yes, sir. Q. Was that on retail sales, or did that include the public sale of $1,000 and some- thing? A. Well, that was on the total amount of sales. Q. In conducting this private sale did you buy any staple articles in order to enable you to keep the stock up ? A. Yes, sir. Q. You kept a separate account of that ? A. Yes, sir. Q. You advertised the stock for sale ? A. Yes, sir Q. And sold it on that day in March ? A. Yes, sir ; i2th of March, 1898. Q. Please state to 7 the court who bought the goods and the amount realized at that public sale? A. G. W. Logan bought the goods and the amount he paid for them was $1,000. 168 COURT TESTIMONY. CROSS EXAMINED BY DEFENDANT'S COUNSEL. By Mr. Watson Q. You stated in your answer that at this public sale the plaintiffs were represented by agents ? A. Yes, sir. Q. Who were the agents pepresenting them? A. Well, Mr. Rountree was there himself, of the firm of Keet-Rountree Plaintiff's counsel here objects to this question and answer, and this character of examination because irrelevant, incompetent and immaterial. Objec- tion overruled, 8o to which ruling plaintiffs then and there duly excepted at the time. Q. I will ask you whether or not you consulted these parties as to whether you should keep this stock up? A I did. I went to Keet-Rountree's wholesale house to talk about that matter. They thought the thing to do was to brighten up the stock and keep staples on hand. Q. Those goods were paid for in cash ? A. Yes, sir. Q. The profits on those staples went to the creditors the same as any other sale ? A. Yes, sir. I sold them for ten per cent above cost. 9 Q. You said in your examination in chief that you agreed to pay $100 a month for these goods, until you had paid what they were obligated to pay ? A. Yes, sir. Q. Had you ever owned any stock in it ? A. Yes, sir. Q. How long before this deed of trust was executed to you, how long had it been before that, since you had owned any stock ? A. I suppose a year and a half. I sold out the latter part of February or first of March, 1896. Q. To whom did you sell your stock ? I00 A. To M. V. Gideon. Q. Then you were not a stock-holder at that time ? A. No, sir. Had no inter- est in it. Q. When you took charge of these goods as trustee did you have any interest in the goods ? A. No, sir ; not a thing. Q. Were these goods bought in for you at that sale by your consent or knowledge ? A. No, sir. Q. Did you authorize anybody to bid for you ? A. No, sir. Q. Did you acquire any interest whatever by the purchase of these goods by G. W. Logan at that sale ? Objected to as irrelevant, I10 incompetent and immaterial. Objection over- ruled, to which ruling plaintiffs then and there duly excepted at the time. A. No, sir ; I did not. Q. You had had no talk with him or anyone about buying the goods prior to that for yourself? A. No, sir. Q. You stated that you came up, after these goods were bought on Monday? A. Yes, sir. COURT TESTIMONY. 169 RE-DIRECT EXAMINATION BY PLAINTIFF'S COUNSEL. By Mr. Sebree Q. Where was F. M. Gideon, if you know, at the time of the public sale ; was he there ? A. I think not. Q. Where does he live ? A. He lives I20 in Washington City. My opinion is that h*e was in Nebraska visiting his brother-in-law. Q. He wasn't in Ozark ? A. No, sir. Q. How long before the sale had he been in Ozark ; since the failure ? A. I think so ; yes, sir. Q. How long before the public sale ? A. I think he left there before Christmas. He was there perhaps a month. Q. What position, if you know, did F. M. Gideon hold in the Gideon Mercantile Company? A. I couldn't tell you ; he was a stock-holder, I know that. Q. Was he a director? A. I couldn't tell I3 you whether he was or not ; I don't know. Q. What other property, if any. did you take charge of under this deed of trust as trustee other than the stock of goods, furniture and accounts ? A. Only the stock of goods, furniture and accounts. M. C. BAKER, being duly sworn and examined as a witness on behalf of the plaintiffs, testified as follows : DIRECT EXAMINATION. By Mr. Sebree Cj. What is your business ? A. I am secretary of the Keet-Rountree Dry Goods Company Q. How long have you held that position ? A. Several years. Q. What position did you occupy with 14 this house in 1897, if any ? A. I was secretary. Q. What are your duties as secretary regarding the accounts and credits of the Keet-Rountree Dry Goods Company ? A. I have charge of them. Q. Charge of the accounts and notes ? A. Yes, sir. Q. Did your house have any dealings with W. W. Gideon Mercantile Company? A. Yes, sir. Q. State about what they owed you in September, 1897, at the time they made the deed of trust? A. It was about $1,100. They owed us a note of $1,033, and the account was about I don't remember just what the account was. I have a '5 statement there. It was about |i,ioo altogether. Cj. Is that the note you hold there ? A. Yes, sir ; there is a credit on this note. Q. Was the amount paid in full ? A. The account was paid in full after the assign- ment. At the time they made the assignment our claim was something like $1,100 and the interest, I think, up to that time. 1 70 COURT TESTIMONY. CROSS EXAMINED BY DEFENDANTS' COUNSEL. By J. J. Gideon Q. You say that he had been there and handed you checks and transacted business for W. W. Gideon ? A. Trustee ; yes, sir. Q. For whom did he transact business with you before that ? A. The Mercantile Company. l6o It is admitted that at the time of the execution of the deed of trust offered in evidence, the directors of the W. W. Gideon Mercantile Company were : T. J. Gideon, president ; F. M. Gideon, E. F. Gideon, I. F. Gideon, and M. V. Gideon, secretary. J. T. WHITE, being duly sworn and examined as a witness on behalf of the plaint- iffs, testified as follows : DIRECT EXAMINATION. By Mr. Sebree Q. You live in Springfield, Missouri ? A. Yes. Q. What is your business ? A. Lawyer. Q. What was your business in 1897 and 1898, and where? A. I was in the law business here. I represented Barton Brothers in this collection. Q. In their claim ^ against the Gideon Mercantile Company ? A. Yes, sir. Q. How were you representing them ? A. I was representing them as attorney for them for the purpose of making the collection. Q. They sent the claim to you ? A. They sent the claim to me ; yes, sir. Q. You collected the money on the claim ? A. Yes, sir. Q. What was the first payment? A. The first payment was made by T. J. Gid- eon ; that is, he came to my office with a check. I knew a payment was to be made about that time. Whether it was payable to me I8o or payable to him and then indorsed to me, I don't remember. Q. Who was he purporting to represent ? A. The trustee, Mr. W. W. Gideon. Q. Were you present at the sale ? A. I was present when he sold the goods, and; bid on them. Q. Did you know who got the goods ? A. I did not. Q. Did you know that the goods were bid in for T. J. Gideon? A. I did not. I had no idea of it ; never dreamed of it until some time after ; I learned it through you, or someone connected with this 19 matter. Q. Did he ever speak to you or any other creditor, to your knowledge, about buy- ing these goods in ? A. Never did. CROSS EXAMINED BY DEFENDANTS' COUNSEL. By Mr. Watson Q. You say you bid on these goods ? A. Yes, sir. Q. As attorney for Barton Brothers ? A. As attorney for Barton Brothers ; yes, COURT TESTIMONY. 171 Q. Do you remember your highest bid ? A. I think I ran them up about as high as they went. I didn't have the slightest idea what they were worth. Q. I will ask you if you remember having a talk with W. W. Gideon in 200 which you instructed him to send checks to you by T. J. Gideon? A. No, I don't remember that I did. Plaintiffs here rested their case. Defendants, to sustain the issues on their part, offered evidence as follows : THOMAS J. GIDEON, one of the defendants, being duly sworn and examined as a witness for the defendants, testified as follows : DIRECT EXAMINATION. By Mr. Watson Q. Are you the Thomas J. Gideon mentioned in these pleadings? A. Yes, sir; I am. Q. I will ask you what relation you had with the W. W. Gideon Mercantile Com- pany while it was in existence ? A. 1 2IO was a director, stock-holder and president. Q. When this deed of trust was executed by the Gideon Mercantile Company did W. W. Gideon have any interest in the goods or hold any stock in the corpo- ration? A. None, he hadn't for over a year. Q. And did he at the time of the sale have any interest in the goods, or in the stock of the corporation ? A. He did not. He was merely an employee of the corporation, a clerk. Q. I will ask you whether or not these obligations that you were personally liable for have been 220 paid by you ? A. Every one of them has been paid by me and F. M. Gideon. Plaintiffs object to the last answer and statement of the witness for the reason that it is irrelevant, incompetent and immaterial and relates to debts not secured by the deed of trust, and not pleaded in the answer. Objections overruled, to which plaintiffs then and there duly excepted at the time. CROSS EXAMINED BY PLAINTIFFS' COUNSEL. Q. How long were you president of the Gideon Mercantile Company? A. I think I was from its organization down to the time of making the deed of trust. 2 3 Q. Do you remember when it was organized? A. I think it was organized in March or April, 1893, at the breaking out of the panic. Q. Who drew the deed of trust when they made their assignment ? A. I drew it. Q. Did you act as the attorney in that matter, for the Gideon Mercantile Company, or the trustee ? A. No, sir ; there was no attorney about it. Q. Well, in drawing the deed of trust it required one. A. I don't know what you call it. I acted as president and did the work and 24 didn't charge any- body anything. Q. You had no other attorney to transact this business? A. No, sir; I had no. other one. COURT TESTIMONY. Q. Well, during the time you were president of the company in any legal matters that came up you advised them? A. Oh, certainly, if there was anything that affected the corporation, as president of the corporation, I thought it was my duty to let the board of directors know it, or the manager, and I did so. <3. After the deed of trust was drawn did you still look out for the interest of the company the same as 2 s usual, as president or attorney either? A. After the deed of trust was drawn, I didn't regard the company as being in active life at all, and I looked after the interest of myself as indorser for it. GEORGE W. LOGAN, being duly sworn and examined as a witness on behalf of defendants, testified as follows : DIRECT EXAMINATION. By Mr. Watson Q. What is your name ? A. G. W. Logan. Q. State whether or not you had anything to do with the sale of the W. W. Gideon stock of goods at Ozark, and, if so, what relation you acted in, and 26o for whom, and what you did ? A. I bought that stock of goods, sold under the deed of trust. I was employed or spoken to by Mr. T. J. Gideon to buy the stock of goods. I went to my office about i o'clock, I think it was, on the day of the sale, I2th of March, 1898, and he was there ; and the incident and surrounding circumstances, of course, I couldn't relate, but anyhow this question came up. Mr. Gideon asked if I would represent him at that sale, and I told him that I would. He 2 7 authorized me to bid f 1,000 for the stock of goods, and I attended the sale and bid $1,000, and the stock of goods was knocked off to me. Q. I will ask you whether or not you represented W. W. Gideon at that sale directly or indirectly ? A. I did not. Q. Now, in the sale of these accounts I will ask you whether the same state of facts existed as in the sale of the goods ? A. Yes, sir. Q. What were your instructions as to that ? A. He instructed me to buy the ac- counts, provided they did not 28o go for more than $100, I think ; my recollec- tion is it was $ 100, I won't be sure as to that. Q. You think he instructed you to give as much as $100 for them ? A. Yes. CROSS EXAMINED BY PLAINTIFFS' COUNSEL. By Mr. White Q. You say that the trustee, Mr. W. W. Gideon, consulted you frequently as attorney, while he was running that store ? A. Yes, previous to this time. Cj. Previous to the public sale ? A. Yes. Q. What was your first bid on those goods? A. I don't remember. I know what 29 my last bid was. COURT TESTIMONY. 173 Q. Give your best judgment as to what your first bid was. A. Well, I don't know. If I knew whether I made the first bid or not I could guess pretty well. Q. You were trying to buy them just as cheap as you could ? A. I was repre- senting my client. Q. Your first bid wasn't in excess of $600? A. I don't think it was. Q. He told you to buy the accounts and not bid over f 100 ? A. Yes, sir. Q. And you got them at $25 ? A. I 3 did, because I was the only man that bid on them. Q. Did you tell anybody there that day that you were bidding for T. J. Gideon? A. I don't think I did. This was all the testimony offered. Whereupon the Court on the 3oth day of January, 1899, rendered judgment for defendants and dismissed plaintiffs* bill. 3060 VOCABULARY OF COURT TESTIMONY IN THE ROSS CASE. VOCABULARY OF COURT TESTIMONY. 175 1 George Ross l^^^f^ ., Engineer f \ ^. - Control C~Tt ^S \ V^ a What relation ^y Are you f ^s> Behind time 17 Recollect What do you f l/~~2f f~^- Thirza 2 Brother x_ ' ./ Diameter ^\ Cylinder e-v ^*- Q ^~> Started .J CTD. 2.JI..... After you came 18 Somewhere -a S P Ahead >?..... Qr^. _>o. Younger Older *N *s*s /*" Christmas Girl Where did your ?f~^~f t/r /* Ashes Afterward Q s4T t ~~T~ * Garment (*U^-< fcS AKJ^^ What were you doing 19 Crosses ^3-^ -3 Sj Father Reside Southwest >_ ,^-_ X (T~/^i> Liberal In this county 3 Do you know whether -yr^i -^ " '^^~ > Obey 20 Frequent pS) ^^ O He was Expecting Train ~Tf~^ ^ -p~s State whether It is customary >C_ 5"\___ Burning g *^^ 1!?^ -,* Where was the Territory _., Railroads ._, / Platform + tt._t.^.fc^^ If there is not 22 Allowable C7 \ /_ f-jc Oyj Vague Z-i^ Indefinite Uncertain , , C "^ C i_ In this case Intending 4 I can't say cf^* ^ _-/ Appearance 23 Understood you -* -^ S~ fa~- Did you know ""-^ fe~* Half past Did you make ~^ ^n 9 Re-cross examination Night SLJ After that 5 I did . (^> ^ Hazy > 24 Affect *}/' S\ ~^-> Headlight *~ *Z~\^C?r:. Neutralizes Jack Lavery J^~~)\ ^5^. s ^~ O'clock Where did you go sf l>o you remember J - 1 r N I don't remember 6 Evening [ not 2~^~~. rr~^^-^f~^~~ Discover Washed ~? ^-\ Dressed .--^- .." Jo..... Drinking Somewhat .~ , I suppose 11 Where do yon reside ^7^ S In this county . * , ^/^ T/* 3 . Mistake Discovered ^*s' > /t.^-~. Station agent q ^-, , Are you able to ^ 6" I ^ /6C__ 27 Issues Offered f__ / - o 12 Running Passenger / * \T~^i J"^ Where did yon live Foreman ^ ^^ ^_^ Question n Memory _^~ , j_^ ^'"i 28 Center Judgment c~~*S~ V-^ "^ 13 Discharged Risk s^" i Hollingsworth Locomotive Jl N^ ^~s~ Inspector -"^V-> - j> g - 29 Gulf Arrival ^rf ^ 7 \ Positively Tickets \^ _^> v M Agent ** Fired [ ^ l^~ Q-* 30 Blood a ^s Evidence ^ f_ j /~B 15 Attempt Rules Q . ^ , f ^ Thorough K. Examination __g** .c~rr (~~*^ 16 What is your business Locomotive engineer VA V /I S~ .^L How long -.^..--vrr^/r^....?^ By that company v Distance ^-^^J~ . "* 31 I didn't Boys \ ,s Wipers Employes \ 'V - /** ' IN THE ROSS CASE. In the Circuit Court of the county of Barton, state of Missouri, September term, 1898. Edward and Thirza Ross, by their next friend, George Ross, vs. [ SUIT FOR DAMAGES. Kansas City, Ft. Scott & Memphis R. R. Co. LAMAR, Mo., Sept. 15, 1898. BE IT REMEMBERED, that on the isth day of September, A. D. 1898, this cause coming on to be heard before James T. Neville, judge of the Circuit Court of Barton County, and a jury, the following proceedings were had, to wit : The plaintiffs, to sustain the issues on their part, offered evidence as follows : GEORGE Ross, sworn and examined as a witness on the part of the plaintiffs, testi- fied as follows : DIRECT EXAMINATION. By Mr. Cravens Q. How old are you ? A. Twenty-five years old. Q. What relation are you, if any, to the plaintiffs, Edward Ross and Thirza Ross ? A. I am a brother to them. Q. How old is your brother, Edward Ross ? A. He is seventeen years old. Q. How old is your sister, Thirza Ross ? A. She is thirteen years old. Q. Have you any brothers or sisters younger than Thirza ? A. No, sir. Q. Who is the next older than Thirza ? Objected to I0 by the counsel for the defendant, as irrelevant and immaterial.. Overruled. To which ruling the defendant by its counsel, then and there, duly excepted at the time. A. Edward. Q. Is Edward the only boy that is under twenty-one years of age, or that was under twenty-one years of age last Christmas? A. Yes, sir. Q. Is Thirza the only girl that was under eighteen years of age at that time ? A. Yes, sir. Q. Where did your father reside ? A. A mile southwest of Liberal. Q. In this county ? A. Yes, sir. Q. Do you know whether 20 he was in the town of Liberal on the night of December 24th, last ? A. Yes, sir, he was there. 176 COURT TESTIMONY 177 Q. Do you know whether he was expecting any one to arrive on the train ? A. Yes, sir; he was. Q. Where was the person coming from that he was expecting ? A. From the Territory. Q. How many railroads are there in the town of Liberal ? A, Two. Q. Which one of those roads might he have come on, in coming from the Territory ? Objected to by counsel for defendant as vague, indefinite, and uncertain, and as immaterial in 3 this case. Overruled. To which ruling of the court, the defendant by its counsel, then and there, duly excepted at the time. A. He could come on either road. Q. Did your father know which road he was intending to come on? A. I can't say. Q. Did you know ? A. No, sir. Q. What time that night did you last see your father alive and where was he ? A. Well, I should judge it was about half-past eight and it might have been as late as half-past nine. Q. Did you make any search for him 4 after that ? A. Yes, sir, I did. Q. About what time did you make the search? A. Why, it was just about ten o'clock. Q. Where did you go? A. I went down to the crossing, and to the stopping post, west of the crossing. Q. Did you find your father there then ? A. No, sir. Q. Did you see him any more that night ? A. No, sir, I did not. Q. Did you hear any train come in on the K. C. F. S. & M. after you left town? A. Yes, sir. Q. Do you remember s what time you got home ? A. I don't remember just what time it was when I got to the house. Q. Where did you next see your father ? A. I never saw him any more after that evening ; I never looked at him. Q. Do you know whether or not your father was drinking somewhat that night ? A. Why, I suppose he was, yes, sir. CROSS EXAMINATION. By Mr. Hamlin Q. Where was your father at half-past eight that evening, the time you say was the last time you ever saw him? A. It was about 8 o'clock I think. He was 600 going up Main street, near the hardware store ; going north. Q. Was he with anybody ? A. No, sir; he was alone. Q. Did you notice where he went ? A. I did not ; no, sir. Q. You didn't go beyond the stopping post ? A. Yes, sir, we went 20 or 30 feet beyond it, far enough so that I could see that he wasn't on either side of the track there. iy8 COURT TESTIMONY. RE-DIRECT EXAMINATION. By Mr. Timmonds Q. Who did you say went down there with you ? A. My cousin. Q. The one that came in on the train ? A. Yes, sir. 7 Q. Had he and your father met yet ; did your father know that he was in town ? A. No, sir. Q. Why did you and your cousin go down and look for your father? A I just went down ; I said, " we will go down and see if father knows you. He thinks you are coming on the train ; if he is very drunk he will look on all the trains." Objected to by the counsel for the defendant as immaterial and incompetent. By Mr. Timmonds : They drew out the fact as to what he went there to look for, 800 and I want to know why he went there. Overruled. To which ruling the defendant by its counsel, then and there, duly excepted at the time. Q. What is the condition of the railroad track on the K. C. F. S. & M. rail- road where this stopping post west of the crossing is ; explain how the track lays there what condition it was in, and all about it ? A. I could not state what condition it was in then ; I guess it is in good condition. Q. Are you acquainted with the ground on the Memphis road between the 9 crossing and the first street west ? Do you know what is the first street west of the crossing? A. Yes, the first street is Pedro, west of the Missouri Pacific crossing. Q. Do you know whether the grounds are fenced on either side of the Memphis road between that street and the railroad crossing ? A. Part of the way, it is. Q. Do you know anything about whether it is cultivated or not ? A. Yes, sir, it is cultivated, a part of it. J. W. SHERMAN, sworn and examined as a witness on the part of the plaintiffs, testified as I00 follows : DIRECT EXAMINATION. By Mr. Timmonds Q. Where do you reside ? A. At present at Liberal, Mo. Q. In this county ? A. Yes, sir. Q. Are you the Station Agent of the Memphis railroad at that point? A. Yes, sir. Q. How long have you been holding that position? A Since July, 1888, I think it was. Q. Are you able to state what was the regular running passenger and freight trains over that railroad last winter, about Christmas time ? A. I don't know that I understand your question. Q. I want to learn from you what trains, what passenger and what " freight trains passed regularly through that town over this road, last winter about Christmas time ? A. My memory is not clear on that point just now. Q. If a person should ask you what time a train arrived there, could you tell him ? A. Yes, sir, the passenger trains that run on schedule time. COURT TESTIMONY. 179 Q. Do you know whether or not this railroad company received and discharged passengers at the stopping place at the crossing ? Objected to by counsel for defendant as irrelevant and immaterial. Over- ruled. To which ruling the defendant by its counsel, then and there, duly excepted at I20 the time. A. They are not supposed to receive and discharge passengers there. If a man gets on or off there, he does so entirely on his own risk. Q. Do you know whether the company receive and discharge them there ? A. They are not supposed to. Q. Do you know whether they do that or not? A. I don't know, I am hardly ever down there ; my station, you know, is at the depot. CROSS EXAMINATION. By Mr. Hamlin Q. I understand you to say that it is positively against the instructions to the agents to sell tickets on any train that T 3 does not stop at the stations ? A. Yes, sir. Q. A man can come and buy a ticket to-day, and ride on it at any time when he can catch a train ? A. Yes, sir. Q. When they are sold, they are not sold with the understanding that the pur- chaser is to ride on trains that do not stop at the station, where it is sold ? A. No, sir. Q. It is a fact that an agent would be fired if he should authorize or attempt to authorize a person to get on a train that didn't stop there? A. I4 Yes, sir ; those are the rules of the company. E. W. KELLS, sworn and examined as a witness on the part of the plaintiffs, testi- fied as follows : DIRECT EXAMINATION. By Mr. Timmonds Q. Where do you reside ? A. At Fort Scott, Kans. Q. What is your business ? A. I am a locomotive engineer. Q. For what company ? A. The K. C. F. S. & M. Q. How long have you been employed by that company ? A. Almost ten years, it will be in a month or two. Q. Where do you run now? A. I am running between Kansas City and Springfield. Q. How long '5 have you been a locomotive engineer? A. I commenced my first running in 1873 ; that is, to go any distance on the road ; I had been handling an engine before that. Q. How old are you ? A. Fifty-one past. Q. Did you as an engineer have control of an engine pulling freight train No. 48 over this railroad through this county, on the night of the 24th of December last? A. Yes, sir. Q. Were you on time or behind time ? A. I was behind time. Q. About how much behind time ? A. I I6o don't just recollect, but I presume I was a couple of hours behind time. i8o COURT TESTIMONY. Q. What sort of an engine did you have? A. I had an eight-wheel engine, 17x24. Q. What do you mean by 17x24? A. The diameter of the cylinder is 17 inches and the stroke is 24 inches. Q. What sort of brakes did you have on that train? A. The train had hand brakes and a few cars with air brakes. Q. About how many cars did you have air brakes on ? A. I '7 don't recollect. Q. Da you remember, Mr. Kells, whether or not you stopped the train before you passed over the railroad crossing at Liberal ? A. Yes, sir ; I stopped at the stopping post. Q. How soon did you start your train, after you came to a stop ? A. Well, right away ; my recollection is that I started right up. We only waited to make the stop required at the crossing. CROSS EXAMINATION. By Mr. Hamlin Q. I understand you to say now that you saw a pile of ashes before your engine, somewhere in front of you, not far from the stopping post I8o west of the crossing? A. Yes, sir. Q. Did you see anything else on the track ahead of you except the pile of ashes, and afterward the piece of garment at about the same place ? A. No, sir. Q. What were you doing there, as you drew your train over the Missouri Pacific track ? A. Looking up the Missouri Pacific track to the right and left ; look- ing out for my train. Q. Is it the duty of an engineer, when he crosses another railroad, to keep looking to the right and left ? A. Yes, sir. Q. Is there any danger 19 that trains on that road might come in and not see you, or might not obey the law, and run into you ? A. Yes, it is very frequent that trains come together on a crossing. Q. And you were acting in the discharge of your duty in looking to the right and left? A. Yes, sir. Q. I will ask you to state whether it is customary to clean ashes out at that place ? A. Yes, at any time or place where we make a stop, if we think there is any danger of burning the grates. The stopping post 200 at a crossing is a very common place, and at the water-tank. Q. Can an engineer clean the pan without stopping the train f A. No, sir. Q. Are you allowed to clean it at the platform or near the station. A. No, sir. We do it sometimes if there is not a great deal, to save a stop, if we are short of time, but it is not allowable. RE-DIRECT EXAMINATION. By Mr. Timmonds Q. Did I understand you to say that this object was a pile of ashes, or that you supposed it to be one ? A. I supposed it to 2I be one ; it had that ap- pearance. Q. I understood you to say that this object which you supposed to be a pile of ashes, when you got closer, you supposed it to be a garment ? A. Yes, sir. . COURT TESTIMONY. 181 RE-CROSS EXAMINATION. By Mr. Hamlin Q. What kind of a night was that ? A. It was a moonlight night ; a hazy moon- light night. Q. What effect does moonlight have upon a headlight? A. Well, the moonlight neutralizes the headlight. JACK LAVERY, sworn and examined as a witness on the part of the plaintiffs, testified as follows : RE-DIRECT EXAMINATION. By Mr. Timmonds Q. Where do you reside ? A. At Liberal, Mo. 220 Q. How long have you resided there ? A. About eight years. Q. Did you know James Ross in his life time ? A. Yes, sir. Q. Were you at Liberal on the morning of last Christmas? A. Yes, sir. Q. Where did you see him after he had been hurt ? A. I saw him at the side of the railroad track. Q. How did you happen to be down there? A. The conductor came up and asked me to go down and take care of him until morning. Q. The conductor of the passenger train ? A. Yes, sir. Q. The east 23 bound train coming this way from Liberal ? A. Yes, sir. Q. When you moved him what did you discover? A. When we washed and dressed him we found that his arm was broken, his leg was broken in two places, and his left eye was gone, CROSS EXAMINATION. By Mr. Hamlin Q. Isn't it true that there are a number of places along there that show where ashes have been dumped ? A. Yes, sir. Q. A good many places ? A. Yes, sir ; but they had been leveled down even with the track and looked like a shadow. JACK LAVERY, recalled for the plaintiffs, testified 24 as follows : RE-DIRECT EXAMINATION. By Mr. Timmonds Q. Just before you went off the stand, and while I was talking with some one at the rail, there were two questions put by Mr. Hamlin and answered by you which I did not hear. I find, from the record of the stenographer, they are these: "Isn't it true that there are a number of places along there where ashes have been dumped," and you answered "yes." The other question is "a good many places," and your answer "yes"? A. Yes, but I said they had been scraped down level with the track, and they looked like 2 s a shadow. Q. Where were the piles of ashes, and in what condition were the several piles that you referred to ? A. They were where the ashes had been dumped and were leveled down with the rest of the track, and they looked like a shadow at night ; it made the track spotted in the dark. i82 COURT TESTIMONY. RE-CROSS EXAMINATION. By Mr. Hamlin Q. You say you mistook one of these ash-piles or spots for the body of Ross, when you were looking for him ? A. Yes, sir. Q. How close were you to it when you thought it was the body ? A. About 30 feet. 26o Q. How near did you get to it before you discovered the mistake ? A. About 9 or 10 feet. The plaintiffs here rested their case. The defendant, to maintain the issues on its part, offered the following testimony, to-wit : M. Fox, sworn and examined as a witness on the part of the defendant, testified as follows : DIRECT EXAMINATION. By Mr. Hamlin Q. Where do you reside ? A. I live out in Kansas. Q. Where did you live last Christmas ? A. I lived in Pedro, Mo. Q. What were you doing ? A. I was track foreman on the Memphis road. Q. Do you remember going 2 7 along the track of the Memphis road, early on the morning of the 25th of December last ? A. Yes, sir. Q. If you found anything there, state what it was and where you found it? A. I found a piece of an old vest. Q. Where ? A. In the center of the track. Q. At what point on the track, with reference to the stopping post ? A. To the best of my judgment it was about 150 feet west of the stopping post. OLIVER HOLLINGSWORTH, sworn and examined as a witness on the part of the defendant, 28o testified as follows : DIRECT EXAMINATION. By Mr. Hamlin Q. Where do you reside ? A. In Fort Scott, Kansas. Q. What is your business ? A. Locomotive inspector. Q. For what company ? A. For the Gulf. Q. How long have you been car and engine inspector ? A. About two years and three months. Q. I will ask you to state to the jury if you inspected engine No. 55 on its arrival in Fort Scott, on the morning of the 25th of December? A. Yes, sir, 1 think so. COURT TESTIMONY. 183 Q. That morning after its arrival ? A. Yes, sir. Q. About what time in the day 29 did you inspect it ? A. Somewhere between eight and nine o'clock. Q. I will ask you whether you examined it to see whether it was bespattered with blood, or other evidence of its having come in contact with a living body? A. Yes, sir ; I gave her a thorough examination for that purpose. Q. Did you find any indications of that kind ? A. No, sir ; I didn't find any- thing. CROSS EXAMINATION. By Mr. Timmonds Q. What caused you to make such an examination that morning ? A. I heard some of the boys say that engine No. 55 had run over a man 3 down the road, and that called my attention to it in particular. Q. Who did you hear say it had run over a man? A. It was the wipers, I don't know their names. Q. Some of the employes of the road ? A. Yes, sir. Defendant here rested its case, ^s VOCABULARY OF IN THE ABBOTT CASE. VOCABULARY OF COURT TESTIMONY. 185 1 James Abbott L?\ 7 r _n 8 Substitution Entirely Dissevered Connection And there was nobody Surprised Proceedings Instituted You said Did you know Your name was That you were How do you Testimony Remark 9 As I understand you Did you sign Of the directors Didn't you know It would be Certainly 10 Yesterday Of that fact Also signed that Obligating Myself Document 11 Paid their money Where was the Hibler Who was present (lection To the best of my recol Were there You say that Tell the court How that was done I have told Details Question 12 Solvent To them Organization That it, was the Street A few days f there is 13 Do you know whether Transactions At their meeting I don't know Record Which you mention 14 Releasing Sworn For the defendant Testified as follows Agreement By the members 15 Atwood I don't remember Official Themselves Conversation Adjournment [j n g 16 What was the understand- Cancellation Did you ever see 17 If you know Could you tell Any other business 18 I have never I do not recollect Refresh Your memory As to the date That was the 19 They were Authorized That you remember I asked you Adjourned Recollection flection 20 To the best of my recol- Secretary Who were Corporation Capital State what yon know 21 Effecting Of this sale Result He has Commencement Helping ~v^c-^ Defendant y /--~ Introduced By the plaintiff \ o_- j ^ ^^TX_^ Testified as follows -v-^~-_,-^- Witness /^ Subscription ' V\ ^_^1 _x*"" v \ - _ Signature X Yes sir That is my i_ "^o^ /^? _ urzr ^ I will ask you If you ever Paid that \ / tr ^ -^ f $5,000 crT* **=-- fc-,? Manufacturing Co. I consider _^*"~ ^\ 9 That I paid "** -V TTT^.^. Did you ever Thompson Manufacturing 3^S_^^ i^XX 7 That you did pay It '^W ~T That I can 2 Circumstances -7 v_o ._,N. *^~^ _ lf S f You say "*" .~.~^.j.-- Did you pay it Property \ "^X //* ^^-7 -^^ ^ All the facts * Yes or no To that Question _ /: / j,^, V ^ Did you pay that ' I did not a SG-K j< You stated In your direct examination x"~ < ,- g - y^ f ~^>-^^. ^, ^ ^3^ Will you explain . 3 Contract /^'^ ^\^^ ts4~^ f ^ Composing For the conveyance To them _-__ ff _ x . -s S~L 7^^ + Whether or not Articles S^^ <^ *"\ / _ TC __ ^ Excepted Accepted ^\ ^sf ^ By the court .Q...X-... ^. .>,. Issued I would Certificate ^ ^~-^-- &/# -^2* T J^ Ask you *^ 4 What you With the subscription ^s rC~*^<*^ Was made Subscribed -^s^~^ ' N<< \ By you "X" *' Objected to by the counsel For the plaintiff ^ \ 7\ S *-3O* 2 / Sworn and testified In his own Oc> / > ^ No Behalf "/"" ~~ ~ As follows - Direct examination . a t r f~s' tf^-^^ You may now a ^f / " What was done /? In relation t ^- ^ L ^-^~\*^ My subscription ~.^_--~. Evidence 9 ^a Scott Investment Co. / X/,<'v^r/^- Was cancelled 5 Issuance ^^~/^ ? ^ Which were # Procured ^^ / Members - If you have // 9__ Ever seen "x I-/---- .-.-'-?>> ^ How long This subscription / \, Was it &\ .TT^.. VTS^- '.r^r 1 -'* S 6 You stated Immediately ^ ^ oT\ And they were Did you know Mr. Massey Q^ro -v.^-rrr^-r^^^j 7 Objected to as irrelevant and immaterial, objection ^ ^ ..^^^ sustained. Exception lor ^ gpc~>vr. . V-^^-^ ^ 1 defendant / -7 What you know Whatever /*_ <_. ^. Bringing ~*r*rw*^' ^ ^ , ^ < COURT TESTIMONY IN THE ABBOTT CASE. In the Circuit Court of the county of Greene, state of Missouri, May term, 1898. Thompson Manufacturing Company, } vs. > SUIT ON SUBSCRIPTION. James Abbott. SPRINGFIELD, Mo., May 26, 1898. BE IT REMEMBERED, that on the 26th day of May, A. D. 1898, this cause com- ing on to be heard before James T. Neville, judge of the Circuit Court of Greene county, and a jury, the following proceedings were had, to wit : The plaintiff, to sustain the issues on its part, offered evidence as follows : JAMES ABBOTT, the defendant, introduced as a witness by the plaintiff's counsel, testified as follows : DIRECT EXAMINATION. By Mr. Heffernan Q. (Showing witness subscription list. ) Is that your signature ? A. Yes, sir, that is my signature. Q. I will ask you, if you ever paid that subscription of $5,000 to the Thompson Manufacturing Company ? A. I consider' that I paid it ; yes, sir. Q. Did you ever pay that $5,000 in money to the Thompson Manufacturing Company? A. No, sir; I never paid it in money to the Thompson Manufac- turing Company. Q. You mean to say that you did pay it? A. I0 I mean to say that I can explain the circumstances and conditions under which it was paid. Q. You say you didn't pay it in money? A. Yes, sir. Q. Did you pay it in property ? A. Do you want all the facts ? Q. I want you to say yes or no to that question ? A. There was a contract for the delivery of property. Q. Did you pay that in property ? A. No, sir ; I didn't pay it. CROSS EXAMINATION. By Mr. Massey Q. You stated in your direct examination that you considered this paid. Now will you explain in what way 20 that payment was made? A. By contract with the gentlemen composing the Thompson Manufacturing Company for the conveyance of property to them. 186 COURT TESTIMONY. 187 Q. Examine that paper. I will ask you whether or not that is the contract under which you signed these articles of association ? A. Yes, sir. Q. What became of your subscription to the Thompson Manufacturing Company ? Plaintiff objected to this question as incompetent. Objection sustained by the court. To which ruling of the court the defendant duly excepted at the time. By the Court Q. Did you ever get any stock issued to you ? A. I never 3 had a certificate. By Mr. White Q. I would like to ask you what you did with the subscription to that stock ? Q. What disposition was made of that certificate of $5,000 of stock subscribed by you? Objected to by the counsel for plaintiff as incompetent and immaterial. Objection sustained. To which ruling the defendant duly excepted at the time. JAMES ABBOTT, sworn, testified in his own behalf as follows : DIRECT EXAMINATION. By Mr. Massey Q. You may state just what was done in relation to your subscription to that stock, which they have introduced in evidence. What was done by 4 you and the Thompson Manufacturing Company, and the Scott Investment Company in relation to it ? A. My subscription was cancelled by the substitution of other subscriptions and the issuance of other stock. Q. What subscriptions were these which you say were substituted for yours ? A. Subscriptions which were procured by the officers and members of the Scott Investment Company. To which question and answer plaintiff objected, and the objection was, by the court, sustained and evidence not permitted, to which ruling of the court the defendant duly excepted at the time. Q. How long was it after this subscription was made s before these other subscriptions were returned in lieu of it, as you stated ? A. Immediately , it wasn't more than one or two days ; possibly the same day ; possibly the next day after. I know that there was canvassing going on for subscriptions, and they were turned in. Q. Had they been taken before this ? A. Yes, sir. Q. I will ask you whether or not all of those arrangements, that you speak of, were understood and agreed upon by the officers of the Thompson Manufacturing Company ? Mr. Vaughan We object to that question because it calls for the opinion 6o of the witness. By the Court That objection is sustained. You may state what was done. A. The officers were present at our final action and received these sub- scription lists. Mr. Thompson, Mr. Frizzel, Mr. Pomeroy, and possibly Mr. Kirst, if I remember right, did that. 1 88 COURT TESTIMONY. By the Court State the facts about the acceptance of the subscription ? A. The reception of that subscription was in lieu of the subscription made by myself and Mr. At wood. By Mr. Massey Q. I will ask you whether or not you ever received the certificate of stock? A. I did not. V Q. Did 7 you know, at any time before this suit was brought against you, any- thing in relation to your name being on the books, or whether it was or not, as a stockholder ? Objected to by the defendant as irrelevant and immaterial. Objection sus- tained by the court and the witness not permitted to answer said question, to which ruling of the court the defendant excepted at the time. Q. I will ask you what you know, if anything, in relation to your name being used by the officers of the Thompson Manufacturing Company, in any way what- ever ; if so, what did 8o you know prior to the bringing of the suit? A. I supposed that the subscription of this stock and the aid that we rendered them, entirely dissevered my connection with the Thompson Manufacturing Company, and there was nobody more surprised than I when proceedings were instituted against me on this motion. I know nothing about their busi- ness ; nothing about their methods ; nothing about their books. CROSS EXAMINATION. By Mr. Heffernan Q. You said you did not know your name was ever connected with it, and that you were very much surprised that it was. How do you explain your testi- mony? A. I did 9 not make that remark, as I understand you. The remark I made was that, after the substitution of these subscriptions to the Thompson Manufacturing Company, I had no connection with them in any way, manner or shape. I know nothing about their business. Q. You were surprised, you stated, that this suit was instituted? A. I was surprised. Q. Didn't you sign the articles of association, and didn't you acknowledge before Mr. J. J. Hibler that you had paid in $2,500, and that it was in the hands of the directors? A. I certainly signed the articles of I00 association. I testi- fied to that here yesterday. Q. Didn't you know that it would put you on record ? A. Certainly I did. Q. You knew of that fact ? A. I knew that I signed the articles of association, and have explained here to-day the circumstances and conditions under which I signed them. Q. You also signed the subscription obligating yourself to pay the further sum of $2,500 ? A. I obligated myself to pay what the document says I did. Q. What did you mean by the payment of money and the execution of notes ? A. I mean the IIO parties that were substituted for my subscription paid their money and executed their notes to the Thompson Manufacturing Company. Q. Where was the substitution made ? A. It was made in the office ot the Scott Investment Company at Mr. Hibler's office. Q. Who was present? A. To the best of my recollection, most of the directors were there. COURT TESTIMONY. 189 Q. You say that subscription was made ? Tell the court how that was done ? A. I have told it plainly So far as the question of details are concerned, it is a question for the officers of the Thompson Manufacturing Company to I30 supply the details as to how it was done. I know we turned them over the subscription lists of solvent men who were willing to subscribe. Q. You just turned that subscription over to them? A. We turned the subscrip- tion over to them. Q. How long after the organization of the company was that ? A. My recol- lection is that it was the next day after the organization. I know it was a few days after the officers of the Thompson Manufacturing Company were around on the streets closing up the subscriptions. My recollection is that it was the next day. I3 Q. Do you know whether there is any record of these transactions made by the Thompson Manufacturing Company ? A. I do not. Q. These transactions were just transactions made with these officers at their meet- ing ? A. At the meeting of the Scott Investment Company, the Thompson Manufacturing Company's officers were present. Q. You don't know that any record of the transactions was made ? A. I don't know. Q. Do you know whether there was any record ever made of their receiving these subscriptions which you mention, in lieu of your stock, and releasing your subscription? A. I don't know. I4 J. J. HIBLER, sworn and examined as a witness for the defendant, testified as follows : DIRECT EXAMINATION. By Mr. Massey Q. What agreement was there with the Thompson Manufacturing Company in regard to these subscriptions ? A. There was an agreement by the members of the Thompson Manufacturing Company with the directors of the Scott Investment Company that those subscriptions were to be substituted for the subscriptions made by Atwood and Abbott. By the Court Q. You say there was an agreement made between the directors of the Scott In- vestment Company and the directors of the Thompson Manufacturing Com- pany to substitute these subscriptions ? A. Yes, sir. Q. That was made by them '5 and put down on their books, or was it just talked between them ? A. I don't remember that it was put down on the books at that meeting in my office. Q. You say it was not the official act of the companies themselves? A. I am of the impression it was a conversation immediately after the adjournment, though it might not have been. By Mr. White Q. I will ask you if you heard any talk on the part of the officers of the Thompson Manufacturing Company, at other times than this, in relation to this matter ? 1600 A. Yes, sir, I had a talk with them. Q. What was the understanding? A. That these subscriptions were to take the place of the subscriptions made by Abbott and Atwood. ' i 9 o COURT TESTIMONY. Q. I will ask you if they ever said anything to you in relation to the cancellation of the subscriptions of Abbott and Atwood ? A. They told me that the Abbott and Atwood subscriptions were cancelled. By the Court Q. Did you ever see anything on the records of the Thompson Manufacturing Company ? A. I never saw them. Q. I will ask you whether or not you were one '7 of these subscribers ? A. I was. Q. I will ask you whether or not you ever received a certificate of stock on that subscription? A. I did. Objected to by the plaintiff. Objection sustained by the court, to which ruling of the court the defendant duly excepted at the time. Q. I will ask you if you know of certificates of stock being delivered to others of these subscribers ? A. I do. Q. Were you a director ? A. Yes, sir. Q. Could you tell by an examination of the record of the date as to any other business that occurred I8o there? A. I think this was a called meeting for this purpose. I don't know what the Scott Investment Association's records do state. I have never seen them. I do not recollect any other business being done that day only pertaining to the Thompson Manufacturing Company, although it may have been a regular meeting of the Scott Invest- ment Company, where other business came up. Q. Can you give the day of the month and year that occurred ? A. I could not. Q. I wish you would take this book and look over it and see if you can refresh your I ^ memory as to the date. A. There is a meeting here in May, 1897. I see that was the date they were present, and this was authorized. Q. Was it talked of at any other meeting that you remember? A. I don't recollect that it was talked of at any other regular board meeting. Q. The question I asked you was if this talk occurred there, as you say, after the board meeting adjourned, according to your recollection ? A. To the best of my recollection it was talked of afterwards. Whether it was talked of during the meeting 200 I am not positive. My impression is it was ; but it was also talked of after the meeting. Q. Isn't it a fact, it was merely talk ; there was no making of any contract at that time ? A. I think the secretary of the Scott Investment Company has the contracts, if there were any. F. E. ATWOOD, being duly sworn and examined as a witness on the part of the defendant, testified as follows : By Mr. Massey Q. Did the Scott Investment Company have any arrangement with these gentle- men, who were acting for the Thompson Manufacturing Company, to aid them in getting up that corporation? A. They had 2IO an arrangement to assist them in placing some of the capital stock in the city of Springfield. Q. Do you know anything about a subscription made to the capital stock of the Thompson Manufacturing Company by James Abbott ? A. Yes, sir. COURT TESTIMONY. I9I Q. State what you know in relation to that subscription, and what arrangements were made concerning it ? A. The Scott Investment Company were effect- ing the sale of the cotton mill to the Thompson Manufacturing Company, which they were to use as a manufacturing building, and under the conditions of this sale the purchase price, or a portion of the " purchase price, was $5,000 paid-up stock. CROSS EXAMINATION. By Mr. Heffernan Q. You were interested in the result of these suits, more or less ? A. Yes, sir. Q. There were several similar suits against yourself? A. Yes ; I have a $300 certificate of their stock in my pocket ; I am sued also besides this. Q. Have you any subscription papers in your possession ? A. No, sir. Q. Do you know where they are ? A. No, sir. Q. Do you know whether Mr. J. T. White, attorney for the defendant in this case, has any of them? A. I 2 3 heard Mr. Hibler say he had the one he had. Q. When did you see it? A. I saw one of them since the commencement of this suit. Q. I mean outside of that ; do you know whether Mr. White has one of them ? A. I think he has ; yes. Q. Did you ever see any more ? A. No, never. Q. In reply to Mr. Massey's question, you stated that' the Scott Investment Com- pany was helping along this enterprise started by this Thompson Manufactur- ing Company ; that is, they wanted to get all the subscriptions they could for them? A. They 24 wanted to get manufacturing interests here and wanted to sell the property also. Q. You obligated yourself to get a certain amount of the subscription ? A. We did not obligate ourselves to raise anything. We merely, at their request, said we would assist them. **** VOCABULARY OF THE BIRTHRIGHT, THE BARTER, AND THE BITTER CRY VOCABULARY OF BIRTHRIGHT, BARTER, AND BITTER CRY. 193 1 Birthright v_/" x_ \^s* Covenant Abraham Among Aristocracy Mankind Pilgrim Eternity Heaven More than this 6 Fairer Reader Into a Which has been Son of God Redemption Precious Blood Nature 7 Angels Matchless Grace of God Outshines Regalia England Alfred Translated Kingdom Darkness God's dear son Holy Ghost Second birth Forgiven Lord God Almighty Side by side With the Son In His glory 8 Joint-heirs Conquerors Foes Jubilant Mingled This maybe Glorious Arm It is reserved It may be Realize Participate 9 Inheritance Stern Discipline Promised Ashamed Marvel Destiny Within the reach Fallen Of this Sin-cursed Earth Caldron Savory Pottage Lentils Relished Syria Egypt Appetizing Odor Enticing Hungry Moment Hunger Did not know Active Trifles Domestic Cookery 10 Smell Convince Preparations Marvelously Cravings Hunters Cried Impatiently Wholly Selfish Suddenly Occurred 11 Winning Leader Clan Brother Counted ^ 0^ ^ Barter $>> ** Bitter cry What was it ^^ w r^v^-X^ Worldly Prosperity v _ Ov Abundant Fortune / /"> / K ^T 4r-x Retainers Edom Sway After a life o _ ^ Splendid 2CL\.^K^na.. 5C; ^- -TT 0- ^ Unbroken / Old age ^N.*} is* There is nothing f .\\.m?r?*~~..S*t]t., Brief record ' * To make us * Think that *n***- - ; ~ r ' ' i^^^ 5 r^ *X -^-~<~^ Disappointed ir> All that this <,>. Was his .i 'rr-f ^wt' ? ^Vi ^^ y, Sunshine 2 Golden ^ a. Wavelets r%.- C- <.* ^ ^L~ Exceeding O ^ Momentary ^-.. Was soon ^^~\^-s v ^ (K <*\^; Forgotten In his satisfaction ***^> ^ That bis ** Whatever s.. f S Evidently -*- .>...^.ti_-j Had more than JU^tos Immunity Sorrow ^'\ .r. Mystic .*?*?..-- J rmT^r..a_4-V Pandora / 3 Had been s*^ \ ^ r \ ^ v^ ^ ^r Manhood's .. Halting ._ 9 J ,^_ ^.^,c.4- Buries J Favorite vx--^ ^ ST> Bereaved Children \> | to <^_h^...!!^L..VrT . That the days -f~" Of the years Pilgrimage /, v. 9 ^Vt / ^W ^^'^V 7 Trodden L- Rugged ^^^ __^'- ) ^ CK 4 Itwas a Weary , ^^ Chamber Freedom A^^-^^ 7-,. -Ax ^S* -? -^-S ,* Infinitely ^S Spiritual Heritage "N J i \_^ .^TT^x *?.LS. KV- Belonged " * "Jjr* Possessor Priest \ f v, V. i Depositary p Communicator ^~^~^~ >- ^ A Secrets Constituted o ,5 *" ^ ^ ^p /- Messiah Power \ s~ jf Greek <~ a_..X7 <~... Torch Messianic ^ Jc- -^ V x^> v- ^^r 194 VOCABULARY OF BIRTHRIGHT, BARTER, AND BITTER CRY. Proposal Vr^X. *i N Attack 2. ^p &**^ Towards Distinctly ^-**^ ~^_ Preach Pentecost ^s-?t j^ Whispered .*=r^n _i^_>rr: Elder Younger L~- s Character Horses 18 Wearied *^^> ' Realization --- *^&- f*-~ Loftiest L " 13 Ambition fv y f C-L~~^ Swellings Christian Mightiest ^-^^^Z-^ x^L Faithfulness Revolver ^-^ > "^ Repeated ** ' " ~ Who had Pivots Harvests 3ljC" v, L VL . V **~~~* v ^s 1 (7s \i- He was able / Shoulder OT-T) Vo \-f Miserable -i-sr *^^*- - Schemes Pause Bartered For u s A.M.fck^C Quietly Apt C\ S~> J~ Eternal Temporary 19 Equivalent ^j ^ Forestall Forever Devil \ \-s- J- *^ Snatch Put together v. ^ Shalt vT Beacon _ 14 Scripture .^_._. X^.i-. Worship 20 Himself J> ^(^ Diligently ^* ~X=vX Respite Appetite Christ ^ (Z> Let us /i Q Condemning s ' & J <^~^ Urgency Whetted Wolves "S r. Across the ages Amongst --, Born into the V C ' ^-^_ C Thou Hast Talents ^S" Dowried Unusual & b 9 ^ \ At his 21 Primacy k. ck Inheritors Noble Heirs ^CLu '7 Genesis Chapter Revised version 7i ^ / Gifted Keys /? c \^ c =^-iA Consequences Rash ^ ^^^^ Useless Flin S J- \ v, ^> Sought Hearts ^^S2rt Blessedness 15 Plunge Y-^ ^^ t Samson ^77..^.>^ ? T_.- J =..rrri. Rebound Echo d^X^ ^ Charms Philistine / .- 7 Girl ^.. <_.__ >TT^ Salvation 23 Forgiveness Repent ^ Or- ^ Servant 5 Strength / ___ Help Mercy Blasphemy > ^ Destruction Creeps o \ x^ Postern .-f:\- %O^- Q Arrow 16 Penetrates \ . ._, Harness ,_}_. /rra ^rTX_ Forgiven Blessed Symptoms Flesh Plough Human *-~~^ ^ Crisis Reversing VOCABULARY OF BIRTHRIGHT, BARTER, AND BITTER CRY. 195 Undo Solitary Outcome Revealed Thoughts Admitted 24 Guests Inner D-'linit.- Asseverated Righteousness Sinful Irrevocable Eve Bitterly Choice Adam Cherub Rabbis Re- instate Bowers 25 Paradise Uncontrollable Anguish Denial Blot . Virgins Breasts Self-reproach Complaints Pitiable Reverse Bridegroom Lips Bursts Clouded Sunny Withered Shattered 36 Shadow Dial Faithful Chronicler Floating Solution Fatal Crystallization Irreparable Garden Gethsemane Mournfully 27 Instantly Added Arise I r re voc able ness Restore Canker 28 Eaten Truly He will not Thrice Flock Proclamation Long live the Announcement Available GROUP DICTATION. Group dictation if rightly managed is, no doubt, of the highest possible value to the shorthand student in gaining speed in writing and readiness in reading ; but the student should be very careful not to destroy its value by working carelessly or mechanically. After carefully practising the short- hand outlines preparatory to taking dic- tation, one member of the class or group (all sitting near together) should read the letters or selection, while the other members of the group write. The read- ing should be slow enough so the notes may be made accurately. It is a great mistake to dictate too rapidly. One can- not jump all at once from a certain speed to ten, fifteen, or fifty words per minute higher. Shorthand speed is of slow growth, and comes from repetition, gradually increas- ing. Do not try to force speed. As be- fore stated, it is a growth and cannot be forced any more than the grass can be forced to grow. Take good care of the notes, and constant and patient practise will bring the desired result. The first person in the group having dictated the j selection, No. 2 should read from his notes until an error is made, when the next to the left should be called upon and so on, until the selection is read ; then let No. 2 dictate the same matter or se- lection, and the other members of the class read around in the same way, until the article has been read at least five times, being careful about dictating too rapidly. If the selection is very long, one person should not be required to read all of it from his notes, but read so far and allow the next to take it up. The other members of the group should not assist the reader ; in fact, it should be an invariable rule that all members of the group should keep si- lent all of the time, unless dictating. In reading from the notes, if the student realizes that he is alone in his work, there is no possible help at hand, that it is sink or swim, he will be stimulated to read, and in case of a little difficulty, to think, and, in this way, cultivate self-reliance, and this self-reliance will do more than anything else to straighten him out. In fact, the only difference between the re- porter who can read his notes rapidly and easily and one who cannot do so, is in the matter of self-reliance or con- fidence in his ability. If you have not confidence in your ability to read your own notes, you will make a miserable failure of it, no matter how much you know of shorthand. This practise may be varied in this way : Let one dictate the same as be- fore, after which let No. 2 read from his 196 GROUP DICTATION. notes, while the others write ; then the next one to the left read from his notes and the others write the same as before, and continue in this way (being careful not to dictate too rapidly), until the sub- ject has been written and read several times ; then prepare, by practising the words and phrases in the vocabulary, for another dictation and proceed in the same manner. Many prominent teachers and report- ers claim that one's speed can be in- creased from thirty to fifty words per minute in six weeks by the proper use of this method. Group dictation mechanically done and unthinkingly practised is not worth the time put into it. If it is to be used at Sill, it must be used in the manner de- scribed. One variation of a single hair's breadth is liable to destroy its worth. If you wish to increase your shorthand speed, whether you are now writing fifty words a minute, one hundred words a minute, or one hundred and fifty words a minute, you cannot follow any surer or more direct method than of group dicta- tion. Neither can you waste your time any more completely or any more effectively than through the improper use of this method. Unless you are willing to work patiently, energetically, thinkingly, and methodically, you should not take it up on this plan. GRADED DICTATION. Wonderful strides forward have been made in the methods of teaching and training students in the commercial course, and the average student, with an equal amount of time, has been better prepared as a bookkeeper than the stu- dent of stenography has as a stenogra- pher, all because the student has been better directed in the commercial course, so that his time has been spent to better advantage. In a well-regulated business college, after the commercial student has completed a certain amount of work, he gets practise in different college offices, as the wholesale house, college bank, commission house, jobbing house, etc.; in other words, his work is arranged in such a manner that he is constantly doing the very things he will have to do in actual business. In this Graded Dictation Course the same end is accomplished for the stu- dent, as, if the same systematic method of practise is patiently and energetically followed up throughout the various busi- nesses in this course, the stenographer will become acquainted with the terms used in any particular line of work, and when he learns to use the office expedi- ents, he will be as well prepared for act- ual work as the student from the most practical commercial department. Discipline in the schoolroom is the corner stone in the foundation of educa- tional success. It is the lever by which the teacher is enabled to lift the pupil to a plane upon which he, himself, stands Without discipline, there can be no real attention; without attention, there can be no progress ; and without progress on the part of the student, the school is a failure. NOTE. The above explained method of handling advanced students depends largely on the class and the question of using the method must be left entirely to the discretion of the instructor, and he in turn, of course, will be governed by the manner in which the class works. If the members of the class put in a good part of the time talking and laughing or doing the work in a careless manner, it would be the part of good judgment to discontinue this method, until the prescribed instructions of the teacher can be followed without any deviation. THE BIRTHRIGHT, THE BARTER, AND THE BITTER CRY. I. THE BIRTHRIGHT. What was it ? It was not worldly prosperity ; for though Esau lost it, he had an abundant fortune ; four hundred armed retainers followed at his heel ; the great country of Edom owned his sway ; till, after a life of splendid and unbroken pros- perity, he went down to the grave in peace at a good old age. There is nothing in the brief record which we have of him to make us think that he lived a broken or disappointed life. All that this world could give was his. The sunshine of worldly prosperity touched with golden light all the wavelets that broke upon the beach of his life. The exceeding bitter wail of momentary disappointment was soon forgot- ten in his satisfaction of having lost nothing which he really cared for, while so much was still left to him that his soul loved. Whatever the birthright was, it evidently was not worldly prosperity ; for of this, Esau, who lost it, probably had more than Jacob, who won it. It was not immunity from sorrow. When Jacob had secured it, it seemed as if the mystic box of Pandora had been opened in his home ; for every human ill was let free into his life. Staff in hand, he tears himself from home, and seeks a distant country. A hireling in a kinsman's house, he spends the best years of manhood's prime. Halting on his thigh, he bows before Esau ; buries his favorite Rachel ; chafes over the open sores of his home life ; is bereaved of his children ; and moans that the days of the years of his pilgrimage have been few and evil. Few have trodden a more rugged path, or bound about their brows a crown more set with thorns. It was a sad and weary life that breathed itself out in that hieroglyphed chamber in the land of the Pharaohs, when for the last time he gathered his feet into his bed and was gathered unto his people. Whatever the birthright was, it evi- dently was not freedom from pain and grief, for of these, Jacob, who won it, had infinitely more than Esau, who lost it. The birthright was a spiritual heritage. It gave the right which ever be- longed to its possessor of being the priest of the family or clan. It carried the privilege of being the depositary and communicator of the Divine secrets. It con- stituted a link in the line of descent by which the Messiah was to be born into the world. The right of wielding power with God and men ; the right of catching up and handing on as in the old Greek race the torch of Messianic hope ; the right of heirship to the promises of the covenant made to Abraham ; the right of standing among the spiritual aristocracy of mankind ; the right of being a pilgrim of eternity, owning no foot of earth, because all heaven was held in fee this, and more than this, was summed up in the possession of the birthright. 197 198 BIRTHRIGHT, BARTER, AND BITTER CRY. It was a fair heritage ; but a fairer one is the birthright of every reader of these lines. You have been born into a world which has been trodden by the feet and wet by the tears of the Son of God. You have been born of a race whose redemp- tion has been purchased at the exceeding great price of His precious blood. You have been born of a nature which has been taken up by Him, who passed by that of angels. And such a birth carries with it rights, given by the matchless grace of God, which as much outshine the birthrights of the old world as the regalia of England does the crown of Alfred. Your birth gives you the right to be translated from the kingdom of darkness into the kingdom of God's dear Son ; the right to claim of the Holy Ghost the second birth ; the right to be forgiven and saved ; the right to become the sons and daughters of the Lord God Almighty ; the right to stand side by side with the Son in His glory, joint-heirs with Him of all that is His ; the right to be more than con- querors over all the power of your foes ; the right to be delivered from sin, and to join the jubilant throng that stands on the shores of the sea of glass mingled with fire. This may be your glorious heritage. It cannot be purchased or won by might of arms. It is reserved for those only who, having been born of woman, have also been born of the Holy Ghost. It may be amid tears and storms that the heart will first realize its right to participate in this inheri- tance ; yet, even then, the thought and hope of its future heritage will cheer the spirit when passing through the stern discipline of life, on its way to the promised rest. That hope shall not be ashamed. And surely it will be the standing marvel of eternity that a destiny so bright was ever put within the reach of the fallen chil- dren of this sin-cursed earth. II. THE BARTER. One day Jacob was standing over a caldron of savory pottage, made of those red lentiles which to the present day form a dish highly relished in Syria and in Egypt. The appetizing odor soon filled the air, enticing enough for a full, to say nothing of a hungry man. At that moment, who should come in but Esau, faint with hunger. He did not know the name ; his active life left him little time for such trifles as domestic cookery ; but the sight and smell were quite enough to con- vince him that Jacob's preparations would be marvellously suitable to stay the cravings of his hunter's hunger. "Give me some of that red that red," he cried impatiently. Now Jacob was not wholly a selfish man ; but it suddenly occurred to him that this would be a good opportunity of winning the right to be the spiritual leader of the clan. So, knowing well how little his brother counted on his rights, he made the extraordinary proposal to exchange the mess of pottage for the birthright. Esau closed with the proposal. "Behold," said the bluff hunter, "I am on the point to die ; and what profit shall this birthright do to me ?" On the one hand was the birthright a myth, so far as he could see, a vision of the far future, wholly unseen and spiritual. On the other hand was this pottage, right before him, and very tempting to his hunger. So he made over his birthright to Jacob. And Jacob gave him bread and pottage of lentiles ; and he did eat and drink, and went his way not, I think, without some qualms of conscience ; and thus Esau despised his birthright. We cannot exonerate either of these men from blame. Jacob was not only a traitor to his brother, but he was faithless towards his God. Had it not been dis- tinctly whispered in his mother's ear that the elder of the brothers should serve the younger? Had not the realization of his loftiest ambition been pledged by One whose faithfulness had been the theme of repeated talks with Abraham, who had BIRTHRIGHT, BARTER, AND BITTER CRY. 199 survived during the first eighteen years of his young life ? He might have been well assured that what the God of Abraham had promised He was able also to per- form ; and would perform, without the aid of his own miserable schemes. But how hard it is for us to quietly wait for God ! We are too apt to outrun Him ; to fore- stall the quiet unfolding of His purposes ; and to snatch at promised blessings before they are ripe. And as for Esau, we can never forget the beacon words of Scripture : " Look diligently, lest there be any profane person, as Esau, who for one morsel of meat sold his birthright." (Heb. xii, 16. ) Yet let us, in condemning him across the ages, look close at home. How many are there amongst ourselves, born into the world with splendid talents ; dowried with unusual powers ; inheritors of noble names ; heirs to vast estates ; gifted with keys to unlock any of the many doors to name, and fame, and usefulness who yet fling away all these possibilities of bless- ing and blessedness, for one brief plunge into the Stygian pool of selfish and sen- sual indulgence ! The strongest and bravest men in build and muscle are often the weakest in resisting the appeals of momentary passion. Esau is mastered by the fragrance of a mess of pottage ; Samson by the charms of a Philistine girl ; Peter by the question of a servant. There is no strength apart from the strong Son of God. And the appeals to sense come oftenest when we are least expecting them. When we say, peace and safety, then sudden destruction comes. The foe creeps through the postern gate. The arrow penetrates the joints of the harness. The moment of crisis is the moment when we come in from the dangers of the chase to the home which promised us immunity from the attack. "Watch ye, therefore, and pray always ; that ye may be accounted worthy to escape all these things." These appeals, moreover, come in the most trivial things. One mess of pot- tage ; one glass of drink ; one moment's unbridled passion ; one afternoon's saun- ter ; a question and an answer, a movement or a look. It is in such small things small as the angle at which railway lines diverge from each other to east and west that great alternatives are offered and great decisions made. When we fail in some such thing, we often comfort ourselves with the reflection that we could and would do right in some all-important crisis. We cannot pray in a bedroom, but we could burn at a stake. We cannot speak to an individual ; but we could preach at a Pente- cost. We little understand ourselves. We do not see that trifles are the truest test of character ; and that if we cannot run with footmen, we certainly could not con- tend with horses ; and if we have been wearied in the land of peace, we certainly shall stand no chance when we are called to battle with the swellings of Jordan. There are no trifles in Christian living. Everything is great ; because the mightiest events revolve on the smallest pivots, and the greatest harvests for good and ill spring from the tiniest seed. Had we been at Esau's side how eagerly should we have laid our hand upon his shoulder, entreating him to pause and consider, before he bartered the spiritual for the physical; the eternal for the temporal; the unseen for the seen. "Will it pay?" "Is it wise?" "Will you get an equivalent for that which you forfeit now forever?" And such questions are asked still of all Esaus who are tempted to barter their peace, their manhood, their heaven, for one mess of the devil's pot- tage. It steams. It smells savory. It promises to do more good to you than all the Bible put together. The tempter whispers, " Thou shalt not surely die. Bow down and worship me, and all shall be thine. Give me that which thou hast ; and I will give thee this and much more." Then it is that a still, small voice asks, " What shall it profit a man if he gain the world and lose himself ? How much less will it profit him to lose his all for one small mess of pottage, which will only secure a BIRTHRIGHT, BARTER, AND BITTER CRY. brief respite from the cravings of appetite." Learn to master appetite in Christ's strength ; this will serve thee better far than warding off its urgency for a time, leaving it to return with whetted hunger, like a pack of wolves which have tasted blood. " Hold that fast which thou hast, that no man take thy crown." III. THE BITTER CRY. When Esau saw that God had taken him at his word, and had taken away from him the birthright of spiritual primacy, "he cried with an exceeding great and bitter cry." (Gen. xxviii, 34, R. V.) But that cry came too late to alter the con- sequences of his rash act. " He found no place of repentance " (no way to change his father's decision), " though he sought it carefully with tears." "No place of repentance!" On many hearts those words have rung the knell of hope. As the heart-broken sinner has reviewed a blighted past with bitter tears and cries, the adversary of souls has whispered that he has sinned too deeply for repentance, and wandered too far to return ; and he has backed the insinuation with these terrible words, "Noplace of repentance." And is it so ? Is it possible for a soul, on this side of death, to reach a position where tears and prayers will strike against the brazen heavens, and rebound, only an echo ? It cannot be. It is possible that a man should become too callous and hard to desire salvation : this is the sin unto death ; this is the sin that hath never forgiveness ; and it has no forgiveness because the sinner does not desire or seek it. But it is impossible for a man to desire to repent and not find a ready help in the grace of the Holy Ghost. It is impossible for a man to seek forgiveness with bitter tears and not obtain it. It is impossible for a man to knock at the door of mercy, and not find it open at last, though after long delay: "All manner of sin and blasphemy shall be forgiven unto men." In point of fact, these desires and tears and prayers are blessed symptoms that the work of grace and forgiveness has begun within the soul. They are not of man ; or of the will of the flesh ; but of God. But when God puts His hand to the plough in a human spirit, He never looks back. But the "repentance" mentioned here is not repentance to salvation ; but the power of reversing the past. Esau could not undo what he had done. He had long despised his birthright. That act of surrender was not a solitary one, but the outcome of a state of heart. It simply revealed thoughts that had been long admit- ted guests in the inner chamber of his being. But when once this temper had taken effect in a definite promise, asseverated by an oath, God held him to it yea, nature and righteousness and conscience held him to it, too ; and he could not alter it by his tears or bitter cries. The sinful past is irrevocable. Eve might bitterly regret her choice ; but as she stood with Adam outside the cherub-guarded gate, with the faded rose in her hand of which Rabbis tells us her bitter regrets could not replace the apple on the tree, or reinstate her within the golden bowers of Paradise. Peter went out and wept bitterly ; but those tears of uncontrollable anguish could not recall the words of denial, or blot from his memory that look of pain. The Virgins might beat their breasts in bitter self-reproach ; but no complaints, however pitiable, could reverse the decision of the Bridegroom's lips. We all know this. We remember bursts of passion which have broken hearts ; sundered ties of love ; clouded sunny skies ; withered hopes ; and shattered prom- ising prospects. We would give worlds to blot out the record, and to make them as if they had never been. But it is impossible. We cannot bring back the shadow on the dial. We cannot reverse the writing of the faithful chronicler. We cannot find a chance for altering the decisions, which had been long floating in solution in BIRTHRIGHT, BARTER, AND BITTER CRY. our minds, but which have had one fatal and irrevocable crystallization in word or act. There is no place of repentance, though we seek it carefully and with tears. You cannot undo it. But though the past is irrevocable, it is not irreparable. In the garden of Gethsemane our Lord said mournfully to the chosen three, "Sleep on now, and take your rest;" but He instantly added, "Arise: let us be going." In the first sentence, He taught the irrevocableness of the past ; they might as well sleep, for any good that watching could now do. But in the second sentence, He taught that there was still a future before them, with new chances, and opportunities, and hopes. So shall it ever be. God Himself cannot undo the past. But He can and will forgive. He will not mention the past ; but give us a fair, fresh start. He will even "restore the years that the cankerworm has eaten." He will give us new oppor- tunities of showing how truly we repent the decisions of the past ; and how loyally we desire to serve Him in the decisions of the future. He will not even mention the thrice denial ; but He will give us three opportunities of saying how much we love Him, as He thrice bids us tend His flock. " The King is dead !" that is the proclamation of the irrevocable past. "Long live the King!" that is the an- nouncement of an available future. F. B. MEYER. UNIVERSITY OF CALIFORNIA LIBRARY Los Angeles This book is DUE on the last date stamped below. Form L9-25m-9,'47(A5618)444 UNIVERSITY of CALIFORNIA AT LOS ANGELES LIBRARY UC SOUTHERN REGIONAL UBRABYFAOUT A 000 778 931 6