''W .•MWi W" mmK^ 'i',f> \ s\ % 'l-y ;}'■ y i ^' '^''^ Y***"'""'''-'' \iMimiaKJ^!^m THE LIBRARY OF THE UNIVERSITY OF CALIFORNIA LOS ANGELES •f..l THE SEVEN AGES OF A VILLAGE PAUPER V. BY GEORGE C T. BARTLEY, AUTHOR OF "one SQUARE MILE IN THE EAST OF LONDON;" 'the PROVIDSMT KNOWLEDGE PAPERS;" "THE SCHOOLS FOR THE PEOPLE," FTC. C<-c^ <^ t n y^c>^AA'6z^ J CHAPMAN & HALL, i93, PICCADILLY. 1874. LONDON : BRADBURY, AGNEW, & CO., PRINTERS, WHITEFRIARS. Bctiicatc^ TO ONE MILLION OF HER MAJESTY'S SUBJECTS, WHOSE NAMES ARE NOW UNHAPPILY AND ALMOST HOPELESSLY INSCRIBED AS PAUPERS ON THE PARISH ROLLS OF ENGLAND. QOi::d:^Oi PREFACE. The incidents related in these pages are facts, however much my readers may differ from the conckisions drawn from them. The following also is a fact. This country, which it is our boast to claim as the finest, the best, the richest, the most charitable king- dom in the world, allows its escutcheon to be defaced by the deepest and largest blot of pauperism, poverty, and misery ! The following likewise is a fact. A million of our people are at this moment actual paupers. One in every twenty of us is now dependent, as a matter of course, on the parish dole or the misery of alms. JNIore than this. How many VI PREFACE. go through Hfe without any tinge of these pauperising influences ? Does a half of our population ? Does a quarter ? or is it even fewer still ? Who is to blame for this ? Is it the poor themselves ? Is it the rich ? Is it the mighty ? Or have all who claim to be educated a share in the responsibility ? Are we, as a nation, contending with this gigantic evil ? Are our Poor Laws, our colossal charities so called, our glorious institutions, and our vaunted philanthropy reducing this stream of misery which it is their boasted purpose to relieve ? Or arc they, by the false basis on which they are built, and the indolent alms- giving which so many of us indulge in, and blindly mistake for Christian charity, making matters seven-fold worse from generation to generation ? CONTENTS. CHAPTER PAGE I. INTRODUCTORY — THE VILLAGE .... I IL INFANCY 50 in. CHILDHOOD . 66 IV. YOUTH 81 V. MANHOOD 102 VI. PRIME 125 VII. DECLINE 146 VIII. DECAY 163 IX. CONCLUSION 188 THE SEVEN AGES OF A VILLAGE PAUPER. CHAPTER I. INTRODUCTORY.— THE VILLAGE. T N these days of novelty we hear of strange things. We hear of books being written (a. on specks of dirt, of learned discussions being held on creatures so small, that they require the aid of a powerful microscope even to make them visible ; we hear of every inanimate, as well as every animate creature either claiming its own place in the social circle, or else getting someone else to take up its cause. Indeed that man feels himself happy who can manage in some way or other to bring to light something B 2 THE SEVEN AGES OF A VILLAGE PAUPER. novel, which he can show to have a fair claim for gaining attention, and such an one becomes at once a hero, if the discovered object can be shown in any way to have a grievance. We can lay no claim to novelty ; the Village and its inhabitants are literally as old as the hills. The Village Pauper is, alas, too well known, even to be looked upon as a curiosity for the collector. He is 'dxQ flora ahmda of these isles, growing as freely as the thistle, and like that troublesome plant, multiplying and blooming all the more as the richness of the soil becomes developed. This is our claim for being allowed to dwell on the subject. The Village Pauper is an ele- ment of our constitution : he is part and parcel of our system, and as such would it not be a grievance if his part were not taken t if his his- tory were not written, and if his vcr}'- common- INTRODUCTORY. placedness were not made the text for the Hues of the poet and the oratory of the platform ? But our programme is not so grand, or so imposing, as to pretend to grasp the Village Pauper as a whole ; our arms would not be wide enough ; the race is so extended, that no doubt in every part of the country varieties and pecu- liarities are to be met with. We, however, take one single specimen, and try to examine that. We are, indeed, like the dealer in corn, who pushes his probe into the sack and draws out a few grains from which to judge of the nature of the wheat. As a rule he finds this is a good test. He glances at the sack, but he examines minutely the few grains. We glance at the whole genus of "pauper," but we have tried to study in detail the few individuals of one particular village. But why choose this one village.'' We might say why not take this as well as any other ; but such an h 2 4 THE SEVEN AGES OF A VILLAGE PAUPER. answer would probably suggest that it was picked out for a special purpose, or to prove some foregone conclusion, though we had not the honesty to acknowledge it. It was really taken like the sample of the corn — at random from the sack. I wished to take one of my children into the country for his health, and I wrote to all the chief house-agents in a district comprising the greater part of three counties. Some thirty applications were thus made, and from the answers received, we selected the farm- house which we liked best. This village accord- ingly was the one I tried to study in careful detail during my visit, and in this way was my sample selected. Could any selection be more fair .'' and can the veriest grumbler find fault .'' * * * THE VILLAGE. I. — The Village. Statistics. A few words on our Village before we intro- duce our hero. Though situated within twenty- four miles of the great metropolis, it may be said to be one of the most out-of-the-way places in the country. It is four miles from a station, and although at one extremity a well-known high- way passes through a corner of it, the village itself is off the line of any main road, and no one would ever be likely to pass through it in going to or coming from any familiar part. In size the parish is considerable, having an area of over 6200 acres, with a population of 1456 souls, and a rateable value of ;^9445. After this statistical description of our basis of operations, it need hardly be said that our village is agricultural, and that beyond a few brick-makers and mechanics, the population is 6 THE SEVEN AGES OF A VILLAGE PAUPER. entirely occupied in the various duties of farm life. The wages are accordingly low, about 12s. to I5J-. a-week, though they have been much influenced of late years by the general rise in other districts. The mechanics earn a pound or 2^s., and the brick-makers during the summer earn fully 30^". a week. House-rent is fairly low, varying from 2 to 5 guineas a year, according to the condition of the cottages, which are suffi- ciently large for a man and wife and four or five children ; and it is only right to say that most of them are very superior to the average of London dwellings. The land is generally poor, not fetching more on an average than 20s. an acre, and in many places much less. * * * RELIGIOUS ELEMENT OF THE VILLAGE. ^ II. — Religious Element of the Village. The fabric of the church makes a charming little picture. The churchyard is full of old elms and one fine yew, under which, no doubt, our ancestors have danced their war-dances many a time without being bothered or haunted by the village pauper. The rectory is close by, and is as pretty a place as can be desired. In addition to this, there is another church at the outlying end of the parish, which has been re- cently erected, chiefly by the liberality of the rector. Chapels do not abound, as in some vil- lages, though there is one not very far from the church. From all I could gather, I do not think this one flourishes very well ; and in this opinion I am borne out by some remarks I heard made by an old woman, the wife of one of the head authorities at the chapel, who became very 8 THE SEVEN AGES OF A VILLAGE PAUPER. friendly with me during my stay. The old woman was talking to a somewhat younger person than herself in a most rapturous manner of the success which had attended the school treat her children had just had at the dissenting school, and which had, of course, for the time, drawn away a large number of the church school children. The younger woman then asked when they were going to have their festival, and the old woman replied that they intended to give it up, because it did not pay. " You sec," she said, turning to me, " there's no gentry about here, and what there is goes in for the church. We can't manage it ourselves, though we used to somehow. There's such a lot like Mrs. Jones, regular 'devil dodgers,' as I call them all ; them as goes one day to one place, and then the next day to the other, and then don't give nothing to either." RELIGIOUS ELEMENT OF THE VILLAGE. 9 " Well," replied the other woman, who was the Mrs. Jones thus complimentarily alluded to, " I keep to one place, I'm sure. I used to go to the chapel, but since I gave that up I've been regular to the church, that you must say. I'll come to your festival, though, if you'll have one." " We don't want you, and wouldn't have you, I can tell you," replied the old lady, " though perhaps I should have called you turncoats and not devil dodgers, if you think that's a little too strong for you. I don't think it is a bit, though," she added, half aside to me, by way of a final blow-off. The churches are well attended, and the service is conducted creditably. The high church ideas have of course crept in ; the rector is an elderly man with a number of charming grown-up daughters, and their tendency is, I need not lO THE SEVEN AGES OF A VILLAGE PAUPER. say, high. There is, however, httle which even a low churchman could object to in the sim- plicity and propriety with which all is conducted. For myself I must say I rarely hear better singing or a more reverentially conducted service in town, notwithstanding the fashionable choirs and the still more fashionable "impressive ceremonial." One advantage, then, our village pauper has per- manently over me, and that is, if he chooses to avail himself of it, that he has a church service such as I can rarely get in London, and one which, at least to my liking, is much better than what I am accustomed to. But then everybody thinks differently, and does not care for what they have, and so, perhaps, my village pauper might prefer the service and ceremonial which I have so often to endure much against my will. * * * MEDICAL ATTENDANCE. II III. — Medical Attendance. Next to the spiritual healing of our village comes, of course, the provision for relieving its bodily ailments. Here, however, we are not so well off as we might be, or so fortunate as in our ecclesiastical arrangements. We have no resident medical man ; but the one who looks after us comes from a neighbouring village four miles off. How this can be improved, I don't know, for it certainly would not pay a medical man to live in our village, unless his presence secured permanent illness all round, and possibly then the people would as soon do without him, and leave things as they are. The truth of the matter is, that in our village the Parish is the doctor, and all aim how they may somehow or other get him allowed, when- ever they are ill or think themselves to be so. 12 THE SEVEN AGES OF A VILLAGE PAUPER. There are some few, certainly, who do not con- trive to get this rehef; they manage badly, I suppose, are too thrifty, or careless in allowing their careful habits to be known, or from some other reason are excluded. These, instead of striving to arrange a medical club, or some other insurance against the heavy cost of a doctor's bill, content themselves with grumbling at being defrauded of the parish attendance. What the doctor's charges are it is impossible to find out, though from all I could ascertain, they must fall very heavily indeed on those who have to pay them out of their agricultural wages. For con- finements the fee is one guinea, and although, perhap.s, the doctor will say it does not pay him to come four miles at all times of the day and night, and then have perhaps to wait for years for his fee, yet it is certain that such a sum is too great a charge out of I5i". a week. A clerk MEDICAL ATTENDANCE. 1 3 earning ^200 a year would hardly care to pay £^ 5 J. for the same service, though he could better afford it than the agricultural labourer can his guinea. Indeed, the very fact of the fee for every confinement after the fourth being borne by the parish is a tacit acknowledgment that the charge is out of all proportion to the earnings. A medical club could not exist in our village, because the few who do not get medical relief for nothing by the parish — would not be numerous enough to support it, even if they wished. Besides this, they all hope to get on to the parish next time they are ill, so that they do not wish to provide for themselves, as it would cut them out altogether from relief for all time. The Poor Law has indeed too long encouraged them in these ideas, and made it more worth their while to try and scramble on to the parish 14 THE SEVEN AGES OF A VILLAGE PAUPER. by evasion if they can't manage it in any other way, rather than tended to encourage and assist them to make a business arrangement for them- selves, whereby they could, by a small monthly payment of a few pence, insure against the chance of a long doctor's bill, or the necessity of going to the parish. If all the payments to the doctors for ordinary sickness are in proportion to this large sum of a guinea for confinements, they must fall very heavily on those who have to struggle with illness and the additional expenses consequent thereon, together with the loss of earnings, which sickness must entail even if it do not befall the actual bread-winner of the family. Medical clubs might and should be formed by the parish through their relieving officers, perhaps in towns in connection with some provident dispensar}^ but in villages such as ours they MEDICAL ATTENDANCE. 15 might work independently. The rules might be very simple and somewhat as follows : — 1. Any weekly- waged man paying monthly or quarterly a sum of in advance, to have the right, in the event of sickness, to receive medical advice. 2. The relieving officer on his visit to receive the contributions of the medical club. 3. No medical relief of any sort to be given out of the Union-house, except to members of the medical club. The amount of payment required might vary. In populous districts a penny a week, and a re- duction for several in a family, would remunerate a medical man handsomely, as compared with what the parish now pays him. It might, however, be good policy, at all events at first, for the parish, if necessary, to supplement the payments to the doctor, so as to charge a very small sum 1 6 THE SEVEN AGES OF A VILLAGE PAUPER. to each one joining the club. In the union of which our own village is a part — presuming that three-fourths of the inhabitants are of the industrial class, and supposing that they all joined such a club, and paid each a farthing a week, or one shilling and one penny a year — the receipts, without anything from the rates, would be sufficient. This sum would enable the parish to treble the salaries of all the medical officers, who now receive ;^340 a year between them, and to add 30 per cent to the salaries of the re- lieving officers, for their trouble of collecting, instead of expending out of the rates the ;^340 a year given to the medical men, as they do now. A very small extra might cover the cost of con- finements. The moral result of such a system on the people themselves would be, however, far more important than the gain to the pockets of the EDUCATION. 1 7 ratepayers : and I am bold to assert that there is not a parish in this country so poor and distressed, but that the inhabitants could make the effort indicated, and who would not very rapidly feel and acknowledge the benefit of it, were it introduced. In our village a very little more than the rent and taxes of one of the public-houses would do it, and I feel sure the people would in a year or two rejoice at such an arrangement. They would of course grumble about it at first, but that is English and only reasonable. * * * IV. — Education. The education of our village is fairly good. There may not be quite sufificient accommoda- tion to fulfil absolutely the conditions of the Act, but in a large straggling village this is very difficult, and almost impossible literally to c iS THE SEVEN AGES OF A VILLAGE PAUPER. comply with. There are very few children who are not either at school, or who have not learned to read and write. Mainly through the liberality of the rector a beautiful school-house has been . erected in the village, and although it has only just been placed under government inspection it has been doing good work for some years. The feeling as to the advantage of education is very different in our village to what it was some years ago, and not a few of the villagers deserve the greatest praise for the efforts they have made, and are making in many instances to secure to their children the benefits of a sound rudimentary education. "How have you managed about your children's schooling.?" I said to a middle-aged woman one day. " They can all read and write, sir," she said, with some pride, " and that's ail we could do for EDUCATION. 1 9 them. For seventeen years we had five ahvays at school ; at one time as many as six. We paid 2d. a week for each of them, at least, that's to say, for all except them who went free. The last clergyman sent three of ours to that school just down the lane here ; there's always three who can go there for nothing, and for some years it was our three." "Then your schooling must have cost you something .-'" " Yes, sir, it did, but it's a great thing for them all to be able to read and write." This shows that no small effort had been made by this woman, and she is no solitaiy instance, to the credit of the village be it said. This par- ticular woman had had fourteen children, and even supposing she and her husband, who was an agricultural labourer, had contrived so to add to the ordinary wages as to make them a pound C 2 20 THE SEVEN AGES OF A VILLAGE PAUPER. a week on an average — and this is supposing a great deal — the school pence must have made a vciy considerable impression on the week's earn- ings, and have cut off many a little personal comfort and much-coveted luxury. Such cases indeed as our village would produce, in this re- spect, would put to shame many of the far better paid inhabitants of our towns, who so often declare so noisily that they cannot afford the school pence. * * * V. — Charities. Our village has one advantage ; it is troubled very little indeed with what are called charities or endowments, but what might with greater propriety be called " Pauperisers." Discussing the matter one day with my excellent friend the sexton, he said : CHARITIES. 21 " Well you see, sir, we don't have much given away here, neither money nor food. There is some put out for beef and bread at Christmas, though it ain't much ; but you know, sir, lots of people get it who don't want it, and who it never does any good to, while others who would think it a God-send are thought not to want it. The fact of the matter is, sir, as I often says, and sees over and over again, that the least deserving, the drunken and thriftless lot, always get every- thing, because they look so poor and wretched whenever Mr. Parson or Mr. Anybody goes to see 'em. If they goes to church on a Sunday regular as well, why then no one's got a chance agin 'cm, sir, let 'em swear how they may during the week." The effect of the abundance of charities in different other parishes, however, is not lost on our favoured village. The residents look upon 22 THE SEVEN AGES OF A VILLAGE PAUPER. themselves as badly treated, from this very cir- cumstance. " This is a poor place, sir, I can tell ye ; nobody gives nothing away, and we have to buy our things in the winter, which is very hard. Where my sister lives the people are good and kind, and no mistake. It's all very well talking, but I like to see people act up to it like. Why some ladies give her children clothes to go to school with, besides paying the school money. Nobody ever gives ours a treat worth talking about here. She gets her own clothes almost for nothing through a Dorcas society, and coals too from the minister's club. Then in winter she can always have as much good soup as she likes for nothing. That's what I call acting up to principle. Besides that, her husband earns twice as much as mine can, which makes it very hard indeed for me. This is a poor place, sir, I can tell ye, for I've never PROVIDENT CLUBS. 2 O had anything but a bit of beef on Christmas-day from old Lady Give-away's money." I must acknowledge, when I discovered this condition of my village, I could not help think- ing that anyhow it had certainly something to be thankful for, and that very little of the pauper- ised condition of the people could be laid at the door of the former residents in bygone ages. * VI.— Provident Clubs. Charities as they are called, from the way in which they are usually managed, must unfortu- nately be almost regarded as the antidote to Provident Clubs, and such-like institutions. For this reason, we may fairly consider this feature of our village next. We have two clubs, and arc exactly in the position of many other places as regards this provision for the future. The old 24 THE SEVEN AGES OF A VILLAGE PAUPER. club is collapsing, and scarcely any members remain in it, for the simple reason that the money is well-nigh exhausted. When started, it was formed on a wrong basis ; too little was charged for the benefits promised, and although every- thing apparently looked right for the first ten years, during which money was accumulating, yet it soon became evident after that that it could not, as the members got old, meet all the claims which would be made upon it. Young people accordingly refused to enter, and formed another club on their own account. The new club is therefore the club of the village, and is based on sound principles, so that, if the rules are kept to, it is not likely to fall into the errors of its predecessor. The members must be men or boys from fifteen years of age ; women are not admitted, and the number in the club at the present time PROVIDENT CLUBS. 2$ is 85, many of whom belong to several parishes. The population of our village alone is 1456, among whom there must be, according to the usual average, no fewer than 370 persons who are within the age and are eligible to become mem- bers. There is, however, as we shall presently see, good reason for this unsatisfactory result. In fact, the wonder to anyone who goes into the matter will be that so many join the club at all. considering the strong inducements to the con- trary owing to the Poor Law regulations. The best way of judging of this may be gathered from the following conversation I had with an elderly woman on this subject : " When your husband was ill, I suppose you obtained parish relief.''" " Yes, a little ; but my husband belongs to the club. When he's ill he gets los. a week from that, so they only allowed us 2s. more, making it 26 THE SEVEN AGES OF A VILLAGE PAUPER. about I2s. altogether, for our large family, and we had nearly always six or seven children at home." " How much less would you have got if you had not been in a club .'"' " We should have got about the same alto- gether, though a little less, they tell me. The club money always goes against you, and they make it up somehow by putting the two to- gether." "Then really you did not get much advantage from the club, except the satisfaction of feeling that what you were drawing was your own money .'' " " Well, not in that way, sir." " Do you think that prevents people joining the club.?" "Yes; I am sure of it, sir. I have often heard people say it makes no difference, so there is no PROVIDENT CLUBS. 27 good in belonging. You see the relieving officer always asks you the first thing if you belong to a club, and if you do, it's sure to go against you." " Do you think it should ? " " Well, I don't know, sir ; I suppose they know best ; but it certainly is no encouragement for a man to try to keep himself; and my hus- band, though he has always held to the club since it was formed, has sometimes said the same thing." This is the real truth in our village, and our village is no exception, I fear, to almost every other village in the country. The state of affairs is this. Free medical relief is provided, if no other provision is made by the person himself, and at the same time out-door relief is obtained almost for the asking, while the notion is allowed to grow up, that club money " always goes against 2 8 THE SEVEN AGES OF A VILLAGE PAUPER. a man." Club money, which should be one of the honourable and independent ways by which a man should provide for himself, in sickness, old age, &c.- — for this to go against him seems too absurd, and yet practically the present sys- tem encourages such a notion, and has allowed it to take deep root. Surely it is a wonder that anybody provides at all for himself, that anybody joins the club. The parish is really the village club, and the best sort of club too for that matter, for it never breaks, and no one who draws out has to pay any subscription. No logic can be clearer, so what is the good of our turning round and wondering at the increase of pauperism ? We might with much more reason wonder at and admire the independent spirit which, in spite of all that has been done, must still exist, from the very fact of the way in which friendly societies have grown up, and extended their THRIFT. 29 operations. This consideration shows that there is a germ of thrift which by a Httle system would develop and flourish like a willow by the water-courses, * * VII.— Thrift. Perhaps this subject should have been touched upon before the last, but I thought that provident clubs followed so well on improvident charities that, even if I have done so, I venture in this case to put the cart before the horse. No doubt some thrifty persons exist in our village ; the club proves that, and as we have just seen, in spite of circumstances, the provi- dent spirit is not exterminated, but it is not too common. I somewhat doubt if any one of the members of the club would own to having put by a sovereign. Those who are careful are so 30 THE SEVEN AGES OF A VILLAGE PAUPER. on the sly and must hoard their savings, for except as far as the club may be called a savings bank, which certainly it is in one sense, there is no regular savings bank within four miles. No penny bank of any description exists, and altogether the encouragements which have been made to induce persons to depend on themselves might almost be put down as nil. This is the less excusable, as in a subsequent chapter I point out the great advantages produced by a penny bank which formerly existed in the village, but which was given up, because no one could be found to continue it ! Whatever faults there may be then in the habits of our villagers as regards thrift, they cannot be said to be neglecting any provisions which have been made for them ; nor can they be called indifferent to the beneficent arrange- ments by which thrift has been put into their THRIFT. 31 heads and by which they have been encouraged to attend to it. They have in truth never had a chance to try and get into better habits. I have spoken to many who have readily acknowledged that they might and could pi t by regularly small sums, though they have no idea of the value of such small sums. From what has been said this cannot be wondered at, for unless a man knows by his own or another's experience how shillings and pence soon accumulate into pounds, how can he be expected to believe it ? Even if he believes it, is it reasonable to expect him to walk eight miles for the purpose of putting a shilling into the Post Office Savings Bank .'' If the money he tries to save is kept in the house, it either burns a hole in his pocket very soon, or requires him to have the spirit of a miser to prevent it from slipping away before the week is out. 32 THE SEVEN AGES OF A VILLAGE PAUPER. The following is a specimen of a conversation I had with a hard-working woman, the substance of which was written down just after I had seen her. " Do you think you could have put by some- thing regularly during your life, if you had tried from the first, in spite of your fourteen children ? " " Well, I don't know, sir, nothing of much account, I think." " Well, sixpence a week, suppose ? " " That isn't much, is it, sir ? We could fairly well have managed that, though of course at such times as I was telling you on, during sickness, we could not. At most other times I think we might, but I fancy we should have spent it unless we had put it away altogether out of our power. We are nearly five miles from a post office savings bank." " That is to say, if it had been put in your THRIFT. 2,3 way, and you had been reminded of it, and the money collected, you would have been more likely to save it. You know that sixpence a week saved, from the time that you were twenty, would have made you and your husband fully independent now." "Would it, really, sir.? I shouldn't have thought it ? I think we could have managed that most times, which is not much, looking at it in that way." The truth is that in our village and in thou- sands of other villages, thriftless habits exist for two chief reasons, and these are, first, because there is so little faciUty for anything like, systematic thrift,— though it would be well worth the country's while to spend a million a year .in creating such facility,— and, secondly because as will be seen we hope from subse- quent chapters, that the Toor Law is at work, D 34 THE SEVEN AGES OF A VILLAGE PAUPER. unceasingly retarding the growth of any inde-. pendence in every hamlet of our island. * * * ' VIII.— Public-Houses. How could my description of the village ap- proach completion without paying proper respect to our Public-houses .-• No one will say that they are not part of our constitution ; and as we have mentioned churches, schools, doctors, and other features more or less important, a word on the public-houses must follow. If we do not do this, we shall not only be incomplete, but we shall give offence to an institution, which can boast of more constituents than all the members of the House of Commons put together. A country village differs very much from a town in the question of drink. In the first place, beer, whether it be a wise or an unwise arrange- PUBLIC-HOUSES. 35 merit, is really part and parcel of a man's wages, at least during certain periods of the year. Every large farmer, and for the matter of that almost every small one as well, brews beer in the winter, not only for his family, but for his regular hands, and for his extra assistants during har- vest. In this way many thousands of gallons are consumed, of which there is no return kept at all, and for which no money actually changes hands. Such an arrangement may have its disadvantages, but it certainly has its advan- tages as well, and the amount thus consumed we will put down, by way of argument, though perhaps some will be found to object to this proposition, as a reasonable consumption of malt. We come then to the Public-houses and Beer- houses. In our parish there are seven. True, it is a large parish, but the population is but 1456, D 2 36 THE SEVEN AGES OF A VILLAGE PAUPER. and there is no part of it running close to a town, so that it cannot be looked upon as in any way exceptional. According to my friend the sexton, whose conversation on this subject I refer to in subsequent chapters, the number of public-houses has increased of late years, and what is even worse, though it is a natural con- sequence, or rather perhaps the real cause of the increase, they have been doing of late a very brisk business, and making money. The earnings of these houses it is not easy to determine accurately. Taking the amount of rent they have to pay as a basis, — and an extra high rent is always obtained for a public-house, which of itself shows the profitable idea with which the trade is associated, — it is certain that all round they do not take much less than ^^500 per annum each. Let us say, to be quite within the mark, ;^3000 a-year for the seven, and we PUBLIC-HOUSES. 37 must remember that it is the cri'oss takincfs we have of course to deal with. We have already seen what a large quantity of home-brewed beer is consumed, and we have for argument's sake concluded that that is all fairly required ; but how much of this ;^3000 a-year is necessary or beneficial ? This is a difficult question to answer. According to one way of calculating, the whole ^^3000 a-year merely re- presents somewhat less than i\d. a-day per head of the population, and therefore such an amount cannot be regarded as excessive, supposing everybody limited him or herself to the proper quantum. I cannot agree to this line of argu- ment at all, though I do not want in any way to be regarded cither as advocating or de- nouncing teetotalism. In addition to the home- brewed beer, some, no doubt, of this three thousand pounds' worth of liquor is to be regarded 38 THE SEVEN AGES OF A VILLAGE PAUPER. as reasonably an article of food ; some may supply those farmers who do not brew, and some may in a variety of ways be fairly required, so that to be on the safe side, let us suppose that half of the ;6^3000 is in this way accounted for. We have then ^^"1500 a-year still left, or more than a pound a head for each of the population. Who pays this .'' The agricultural labourer and his family absolutely, and to his bodily injury, if our argument has been sound ; to the damage of his pocket, to the privation of comforts of all sorts, which he and his family might require. What would this sum of money do ? It would give a pension of /^20 a-year, or nearly 8s. a-week, to every person of the industrial class in the parish over sixty years of age ; or it would sup- ply the parish with a doctor, keep up the schools, give a fair allowance to every one, when out of work from accidental circumstances, do all and THE PARISH. 39 more than the poor law now does, and pay the county rates as well. He would be a bold Chancellor of the Ex- chequer, who would dare even to propose that the local rates should be much increased ; but what would be thought, if he suggested that they should be more than doubled, and that only the agricultural labourer should pay this additional tax .'' But look at the facts. In our village this might be done, and at the same time the people might if they chose be better off, by merely not spending what they now throw away, as I ven- ture to say unnecessarily and perniciously, at the seven village public-houses. * ♦ IX.— The Parish. If a village cannot be named without its Public-house, what village could be complete 40 THE SEVEN AGES OF A VILLAGE PAUPER, without its " Parish ? " The village could not exist : schools, churches, chapels, and everything might be washed away before the " Parish" could be done without. What indeed would my Seven Ages amount to without the same presiding genius ? In the following pages I attempt to give the history of its workings, and to show the influence which it exercises from the cradle to the grave. Whether this be for good or for evil must be left to my readers to determine ; but no one can dispute the fact that the Parish does enter into almost every stage of life. The Parish is the midwife for the new-born babe; the Parish is the nurse in sickness ; the Parish is the bank on which all hope to draw, provided they put nothing in, and which is grudgingly supplied by those who can get nothing out, and who are constantly in a state of feverish excitement as to the ever-increasing demand of those who, THE PARISH. 41 having such privileges, strange to say, get poorer and more miserable in exact proportion as they avail themselves of them. The Parish gives her comforts, but on one condition, and that condition is destitution and thriftlessness. She will have nothing to do with any one who does not rest implicit faith on her. She acts on the principle that no one must have thought for the morrow, but must entrust the morrow to her, and to her alone. If it gets noised abroad in the neighbourhood where a man lives that he is a careful man, and is saving a little money — though in reality it be but a pound or two — she will cause her relieving officer to be more than usually hard upon that man if ever he is in trouble and applies to her. Nay, further, when he has spent all his savings and has to come to her, it may even be that he will be ordered into the " Union house," and his former 42 THE SEVEN AGES OF A VILLAGE PAUPER. foolish habits of thrift may be his ruin, for he may be refused the prize, namely, the out-door pension, which she has it in her power to bestow. Thrift she objects to. It robs her of her children, and she consequently, as a good parent, sets her face against it. As a matter of fact she has good cause to exult over the success of her training, for thrift is in but too many cases all but exterminated, and the idea has now taken deep root that saving must on no account be even acknowledged, much less practised. The Parish rejects independent spirits, and will have nothing to say to them ; and almost every one has become such a disciple to this universal tyrant, that he holds himself at all times ready to declare and prove his own complete destitution, and to claim the consequent reward of his fealty to the Parish. The Parish has for many years been acting THE PARISH. 43 on the following principles in all parts of the country : — First, holding out to all persons, who will live from hand to mouth, and who are con- sequently always bordering on destitution at the least difficulty, her system of out-door relief which she promises will not fail to help them and to keep them. Second, showing that practically an unlimited supply of her out-door relief is to be had for those who will only attend to her in- junctions, and constantly remain on the borders of destitution. Her success has been wonderful. If the Education Act works as well, scholars will soon be as plentiful as blackberries in autumn. She has long ago induced hundreds of thousands, if not millions, to act on her principles, and few, very few comparatively, ever think of disregard- ing them. Saving and being thrifty she has taught them is a work of supererogation. Does 44 THE SEVEN AGES OF A VILLAGE PAUPER. not she exist especially to look after those who attend to her admonitions, and neglect to look after themselves ? Further than this, she has taught those who do save and are careful, to be so on the sly, as a thing not on any account to be known; under penalty, if she find it out, of their having not only to spend their own money in time of sickness and trouble, but of her dis- owning them altogether and cutting off all con- nection with them, except within the walls of her prison — the Union House ! In our village, according to the last published statement, viz., that for Ladyday, 1873, there were 133 persons relieved out of the population of 1456, or more than one in eleven of the in- habitants absolutely paupers in one half year ! If every person who expected, as a matter of course, to receive relief at some time or other, as well as every one who had ever received it, and THE PARISH. 45 every one who will claim it again on the first opportunity, were added to the score, what would the sum total be ? Would it be half the popula- tion or more ? Would it be too much to say that fully three-quarters of the entire village would be included ? Let those who doubt go and inquire for themselv^es. The consolers will say — Well, anyhow things are at their worst The next move must be upwards. Matters must be on the mend. Im- proved education, that universal panacea, is doing wonders. Is it so .'' What is the meaning of the children of that well-to-do man, who died last year so suddenly, being placed into charities of all sorts as the most deserving of cases .'' He was making his ^^looo a year, at least,'and died without a shilling. What is the meaning of trusting in Providence as some, with mock religion, profess to consider right ? Does 46 THE SEVEN AGES OF A VILLAGE PAUPER. it not really mean indulging in everything while we have got it, and trusting that so-called charity will look after our wives and children if any- thing happens to us ? Who cannot give in- stances in his own family, be he high or low, of some member who is not living on the dole of public alms ? What is the meaning of the millions who attend the free hospitals and dis- pensaries in the metropolis alone ? Look at the facts which have been brought out by the Charity Organisation Society concerning well- to-do persons using their influence in trying to get their brothers, sisters, or other relations on the roll of alms, which is only a refined, or rather it might almost be called a fashionable pauperism ? The evil is not at its worst. The demoralizing influence of this pauperism is spreading upwards into the so-called higher stratum of society, and THE PARISH. 47 that in a remarkable way. Thousands of chil- dren who should be provided for by their families are now got into orphan schools. Thousands of decayed or afflicted persons are provided for in a similar way. The system of electing them into these institutions by votes proclaims this. Persons whose very position secures the election of those candidates they take up, are not ashamed to ask their friends for votes for those to whom they themselves should be glad to give a helping hand, and for whom they would be obliged to provide, were it not for the growth of this pauperising system. Where is it to stop .-• A little leaven soon leavens the whole lump. How much quicker then will the enormous mass of pauperising leaven,- which is spread throughout the country, perform its work ? The greatest pauperiser is the Poor Law. The administration of our 48 THE SEVEN AGES OF A VILLAGE PAUPER, gigantic chanties, which are rapidly becoming commercial speculations and fashionable and exciting lotteries, must be reformed, and we are glad to see important movements against the system of voting and other evils connected with them. This, however, is not our present subject, though it is very closely allied with it, and the evil springs from very much the same cause. Our text is the Village Pauper, his creation, his life, and his character. For these the Poor Law is responsible, and if the village pauper is to become scarcer than he is, the Poor Law must be completely changed. It must be made to work on a different basis altogether. It must be made to encourage thrift and independence, instead of holding out a premium to destitution, misery, and vice. It must be altogether and radically amended, and if any persons should be in- duced to wade through these pages, I hope that THE PARISH. 49 they will be convinced, if they are not so already, that such a reform is indeed urgently required. True, it is easier to point out defects than to remedy them. Hence the crop of critics and the lavishness of their abuse. To avoid being altogether included in this category, I venture in my concluding chapter to suggest the outlines of a Poor Law system, wdiich I believe would meet most of the present evils. I think it is a scheme which, as it came into operation, would tend to diminish the misery which it relieved ; which is based on the only sound foundation, namely, that relief should tend to prevent pauperism, and not merely to relieve it when it has arisen and because it exists. This last remedy, as we shall see, really means fostering and cultivating the growth- of poverty, hypocrisy and misery. CHAPTER 11. INFANCY. " I '^HERE is always a tender sentiment about infancy which it is difificult to define. The infant of whatever class is the same for the few first months of its existence ; and beyond the value of the wraps with which it is encircled there is nothing to distinguish the high-born from the low-born child. The human being whom we see before us in infancy is as deep a mystery as the grave, and no indications of future greatness in his after history are to be traced, even though a future statesman or general of world-wide fame be cradled before us, or only the abject and despised pauper whose greatest dignity INFANCY. 51 will be to be known as an item on the parish roll. It must be left to the poet or the philosopher to dilate on these subjects, and to describe in graphic and touching strains the charms of in- fancy, for our purpose is to descend to the lowest and most common-place of circumstances. We deal with what may be found in every parish, and in its turn at almost every cottage, namely, the village labourer's baby and its relationship to that bogie foster-parent the Parish. There is little that is poetic about this in most peoples' eyes. " What ! Mrs. Jones got another ? poor thing ! What will she do with it ? Why that's the sixth, isn't it ? Well, I know she had a hard matter to get on with five, as her husband's no good." Perhaps it's Mrs. Jones's first, and then the congratulations are somewhat different, and sug- E 2 52 THE SEVEN AGES OF A VILLAGE PAUPER. gest the possibility of this being but a gentle instalment of what is sure to follow. Certainly, Mrs. Jones will be an exceptional Mrs. Jones if this prophetic announcement is not eventually accomplished. The circumstances of a village birth are com- monplace and familiar, but they are worth look- ing into from this very circumstance. As they are so universal, they must be important. An addition to the family, like most other coming events, casts its shadows before, and prepara- tions for it have to be made. If it be the first, these preparations are novel and exciting no doubt ; but if the olive branches be already somewhat numerous, familiarity has bred con- tempt, and beyond the getting ready of a few of the well-used liliputian articles of dress, the pre- parations are regarded as of trifling importance. And how can it be otherwise ? Every extra INFANCY. 53 mouth must take a nibble out of the family 1 5^-. a week, and so as every extra nibble reduces the size of the other nibbles, the prospect of an addition cannot be looked upon with over-much delight. This is only the case, however, until the arrival of the little stranger. When it has appeared on the stage of life, this little drawback is forgotten, the idea of the extra nibble is obliterated, and the young intruder is at once looked upon as the most important member of the family circle. But to come to the point, what has the foster parent, the Parish, been about all this time ? The action of that stern and venerable relative is not always the same, it entirely depends on circumstances. The relieving officer, as her representative, asks, "Husband in work.?" " Well, yes, sir ; he was out you know a little while ago, and things is very hard just now ; he 54 THE SEVEN AGES OF A VILLAGE PAUPER. only gets very low wages, and we've hardly any- thing in the cottage, so how we shall ever pay the doctor, who charges us a sovereign, I can't make out no how." " How many children have you .''" is the next question. " Three, sir ; and it's hard enough to get bread for 'em I can tell ye." " Can't be helped ; the guardians allow no midwifery order unless there are four children at least." No doubt this rule is to show the great objec- tion the tender foster parent has to small families. If Mrs. Jones has only three, then she must shift for herself, pay the doctor and the nurse, and have the moral gratification of being superior to a pauper, and above the reach of parish relief. So much for the Parish treatment of an able- bodied man's wife, who is in work, and has less INFANCY. 55 than four children. All the special pleading is of no avail, the wife may prove that she and her family are destitute, have always kept them- selves so, but not even her husband's habits of drinking will help her ; the stern Parish withholds her support, and the infant may hereafter claim to have been born free from the bar pauper across his noble escutcheon. Take another case from our \illage : the wife of a brick-maker earning 30i'. to 35J-. a week during the summer, and in winter obliged to get odd work as an agricultural labourer at I3i-. to I5J-. At the close of the summer season, her number seven appears, and a demand, of course, is at once made on the parish for doctor and nurse, but is refused, as her husband is earning more than 15^-. a week. " I do call it a great shame," says a respect- able neighbour, " for Mrs. Brown is often very 56 THE SEVEN AGES OF A VILLAGE PAUPER. bad off. I've know'd her without a crust of bread to eat." "But her husband makes a lot of money brick-making all the summer." " Yes ; but in the winter he can't make no bricks." " But he gets work at a farm, his wife tells me." " So he may ; but that's little enough." "Anyhow, he's better off than most of his neighbours." ' " Well, I don't see it ; I thinks the guardians is werry hard, -and it's a great shame." The woman's cottage is miserable. The relicving-officer, who acts also as registrar, comes, in a (cw weeks after the stranger's arrival, to register the birth, and finds the place dirty, scarce a piece of furniture in it, and the baby born against her parents' will, without the INFANCY. 57 mark of pauper being branded on it, is being rocked in a tumble-down cradle, whose dilapi- dated appearance, but for its nearness to the ground, would suggest unpleasant reflections as to the infant's safety. The sight of the relieving-officer renders it necessary for the mother to give vent to her feelings, so she begins, — " When my last baby was born, you gave me the doctor and nurse ; I think it's ver}' hard as you did not this time — particular as there's seven now." " Last time was the winter, and your husband was not making bricks just then, so the guar- dians allowed it," replies the officer. " Well, all I can say is, I'm not going to work- next winter like as I did last. I used to go up the lane constant in the wet and dirt to earn a shilling, and then, when this child was born, they 58 THE SEVEN AGES OF A VILLAGE PAUPER. wouldn't allow me the doctor. Them as tries to keep away from the Parish gets worst off, and that's true, and no mistake. The doctor charges us a pound, and its more than we can pay." " I am very sorry, but the guardians say these events are not like illness, they are known as likely to take place long beforehand, and should be provided against. They settle it ; it's no- thing to do with me, so what name shall I put down ? " continues the philosophical relieving- ofificer, thus hiding himself very properly behind Jorkins the guardian. " Lucy. I know you don't have many about here called that," says the woman, evidently feeling, in spite of herself, that a child so inde- pendently born deserved no ordinary name. The last case we relate is the true pauper birth. Doctor, nurse, and assistance allowed by the Parish. The woman who has dutifully con- INFANCY. 59 formed to the provisions of the law, and become eh'gible by having had her four, and being well- known to have put by nothing, but to have regularly lived from hand to mouth, whatever the family earnings, is now, above question, deserving of every attention. The relieving- officer asks the following questions ; he knows how many children, of course, so he docs not ask about that. " What is your husband doing now ? " " He works for Mr. Smith, sir." " What does he earn .? " " Very poor wages, sir." " Well, how much — 14^-. ? " " Yes, sir ; not more than that." If the relieving-officcr is very energetic, he will try and fnid out if the family earn any more ; but the woman will be a match for him. She knows how fatal to her hopes any thrifty OO THE SEVEN AGES OF A VILLAGE PAUPER. habits would be, and if she has a httle store, it is only in human nature that she should conceal it ; or if her husband adds occasionally to his earn- ings in some way privately, she well knows how to hide an act so opposed to the parish rules, that it would, if even hinted at, involve so heavy a penalty as the loss of all aid at such a time. The relieving-ofificer proceeds, as usual ; the order is drawn out, and the guardians endorse it at once. The doctor attends, and is paid by the parish ; the nurse attends, and is paid by the parish ; the special requisites in food, of what- ever nature required, are all supplied on the doctor's order, and paid for by the parish. Every- body is satisfied, except the nurse, perhaps, who thinks she ought to be paid more. And the young infant can for ever . after claim, without contradiction, his pauper birthright. These are the three types of parish births ; aid INFANCY. 6 1 is refused to two of them, and granted to the third. They are all alike in one respect, and that is, that the parents all try to get the relief ; they don't lose it for want of effort. They are ail alike in another respect, namely, that the parents all try to get it in the same way ; they all try to show their destitute condition ; they all urge poverty ; they all urge the impossibility of doing anything for themselves ; and they are all ready to deceive, by making out, if necessary, that they are earning less than they actually are, as it is so much to their interest to do so. The conclusion to be drawn from this is ob- vious. The theoretically perfect idea that 7ione but the destitute shall be relieved, practically means that all become destitute so as to get relief. Struggling on as these people do on small wages, for even if they earn more than they state, it is certainly true that they don't earn 62 THE SEVEN AGES OF A VILLAGE PAUPER. much after all, how can it be expected that they should not get the parish aid if they can ? Why is it remarkable that they claim it ? Would it not be much more remarkable if they did not? " What are the rates made for," they say, " but to help us ? The relieving officer's business is to give us as little as possible so as to keep down the rates ; but it's our look-out to get as much as we can ; we can only do this by making a long face, and always appearing poor, so we make a long face and are poor. " We can't do it, but what would be the good of our saving our money if we could ; for then they would not give us any relief, and it would only save the rich farmers at our expense, and they make enough out of us already .'' What's the good of doctor's clubs and that sort of thing to us .•' It's all very well for the rich people to tell us to go in for them, but the rates INFANCY. 63 arc bound by law to do all that for us for nothing." The reasonableness of this, from their point of view, is obvious, and the theoretical fallacy, though evident, it is impossible to instil, with things as they are. Talk of degradation, they don't see it, and why should they .'* Parish money is theirs, they are entitled to it, and to get as much of it as possible is their aim, and this feeling of endeavouring to get what we can for nothing, is not peculiar to the pauper, it is the same in all classes. Dickens's Barnacles are no better, only they are of a more fashionable sort. People in all ranks, will take what they can get, and will lay themselves out to get as much as they can — then why not the poor ? It is the system which is to blame entirel)-. Looked upon by many as theoretically perfect, it is, for practical purposes, and as shewn by its 64 THE SEVEN AGES OF A VILLAGE PAUPER. working, radically bad and unsound. Like as scientifically pure water is unfit for the wants of frail man, so this theoretically perfect system is unfit for the wants of those for whom it is framed. A system intended to suit the wants and habits of human beings must treat human nature as it is and not as it should be, and not according to some theoretical standard which it may please us to set up. Not one in a thousand would ask for the parish doctor in a confinement if it involved eoinfj to the union house. But to enforce this rule would be cruel, and doubly so to introduce it suddenly. If the Poor Law officers were not only poverty relieving officers but poverty preventing officers, surely the introduction of some such scheme of medical relief as that proposed in my concluding chapter would change all the evils which we have been sketching out connected INFANCY. 65 with the village pauper's birth. It would make it everybody's interest to endeavour to be as well-to-do as possible. It would make reckless- ness, squalor, and thriftlessness, no claim for any but an unpopular relief, given within the walls of the union house, and it would render each woman able as a matter of right for which she had paid without in any way feeling it, to claim the services of the doctor without favour of any- one and without the pauper brand descending on the household. Like true charity, it would tend to elevate instead of to debase, and like all sound and solid systems, the more it was ex- tended the greater would be the benefit to all, but particularly to the poorest classes them- selves, who are the most serious sufferers by the present, system. CHAPTER III. CHILDHOOD. ' I ""HE Foster-Parent — the Parish — does not recognise the child as a receiver of out- door relief except through the agency of its parents or guardians. Orphans and deserted children of our village are permanently placed in the Union-House. In some places they are farmed out, that is, lodged with the most re- spectable families which can be found willing, for the sake of a small weekly payment, to bring them up as well or as badly as they do their own children. The child's introduction to the parish may begin, as seen in the preceding chapter, at the CHILDHOOD. 67 very moment the unfortunate creature first appears on the scene of Hfe. It docs not follow at all, however, that because he escapes this earliest introduction to his future Foster-Parent that he remains long without having an oppor- tunity of making her acquaintance. He would indeed be a most exceptional village baby if he managed to keep clear of the Parish throughout his early career. Before he has been very long in existence the father gets ill and the Parish is of course at once applied to. " "What ! you again, Mrs. Brown ? " asks the relieving officer. " Yes, sir ; you aint more sorry to see me as I be to come, I assure ye," answers the well- trained woman. " We've kept off as long as we could, but my husband's werry bad again this winter time with his cough, worse than he was last." F 2 6S THE SEVEN AGES OF A VILLAGE PAUPER. " I heard he was doing well last summer up along with Mr. Smith, and he's only just knocked off from there, isn't he ? " " Pretty fair, sir, to be sure ; but things is so werry dear, and we've never had what you may call a good start." " Well, I have no doubt they will allow you the 5.f. again as you had last winter, Mrs. Brown," says the relieving officer, reading the doctor's certificate. " There's another one of us now, please, sir, you remember." " Oh, I forgot that ; yes, to be sure, well, then, I suppose it will have to be another shilling." " If you please, sir," replies the old soldier, with a curtsey, as much as to say, no fear of my forgetting my rights though you may .for me. The new arrival thus receives his first morsel CHILDHOOD. 69 from the parish or his Poor Law baptism, and he has the dignified position of counting as one unit in calculating the family pittance and dole of relief. It may be that the unfortunate woman be- comes a widow. To such the Poor Law is naturally tender, and out-door aid is gi\-en at once, even to the able-bodied. An extra sum also is allowed for each child after the first one. So far the aid cannot be objected to perhaps. This allowance has however its abuses, as may be seen from the following conversation I had with a respectable man outside our village who had risen from the weekly waged class, and had got a little business in the washing line, though he was only just removed from the lower stratum. "It puts me out, it does," said he; "and I have often thought of speaking about it, onl)- one does not like to be too noisy in one's own 70 THE SEVEN AGES OF A VILLAGE PAUPER. place ; but I could give you a lot of queer cases of widows. I could pick you out several at this minute who, when their husbands died, received so much from the parish for themselves, and so much for their children, and who, as time has gone on and the children have grown up, have continued drawing the money all the same. No one stops them ; and when they are found out nothing can happen except the withdrawing of the allowance then ; and to tell you the truth, sir, their friends think that they have been rather clever for getting it so long, and are very badly treated when it's taken away. Oftentimes the boys are earning 5^. a week, and yet the mother gets parish money for them ; and I have known them even leave the parish altogether, and the daughters go out to good situations as servants, and all the time the parish allowance is paid every week to the mother just the same as when CHILDHOOD. 71 she was first a widow. This isn't right to us who pay the rates ; but whether it's the reheving officer's fault, or what it is, I don't know ; but there's something wrong." As the children grow up their education in the art of managing their foster-parent is con- tinued. At first they learn much from their parents' conversation ; but as they get older their technical education begins, and they are often sent to the relieving officer on his weekly visit to administer the parish money. The law does not require the recipient to present him or herself personally, and very properly so, for at times it would be impossible. A bright-faced little girl may often, therefore, be seen at the relieving officer's table. Did ever anyone see that bright face look up with a pleasant and happy expression in answer to the officer's en- quiry, " How is your father .''" 72 THE SEVEN AGES OF A VILLAGE PAUPER. If he is really better and been out doing work on the sly, the child knows it, but must not let even a look betray the fact. He may have got over the doctor, if the doctor is not ver}^ strict. The child knows all about this ; she has heard and seen the chuckle of satisfaction when the doctor's back was turned ; but to give a hint would be fatal. She answers as her mother has probably told her a few minutes before, that " he is still very bad indeed, sir." She has been with her mother to the relieving officer, and seen the long face which was then put on. At first she was a little surprised perhaps, for she has known times when even an unusual run of plenty has not in any way shortened the long story of dis- tress. She soon learns the good of the melan- choly twang. It comes naturally ; it's the way of doing business with the relieving officer and some other persons ; it pays ; without it nothing CHILDHOOD. 73 can be got for the asking, with it a good deal. So the habit becomes fixed ; deceit is encouraged and fostered, and grows up as part and parcel of the child. Who can wonder ? Who can blame the child ? Whose is the fault ? The direct effect of almost every transaction with the parish is thus to encourage deceit and fraud. The honesty of the tender child, which in other ranks of life is at times awkward in its very simple straightforwardness, is never known among the offspring of this cruel foster-parent ; and the truth of the saying, "Like father, like son," is exemplified in thousands and tens of thousands of cases. The following anecdote, which was told me by the lady to whom it occurred, is a specimen of this habitual practice of deceit, and the mat- ter-of-course manner with which, for the hope of getting something, an exaggerated tale of 74 THE SEVEN AGES OF A VILLAGE PAUPER. woe will be told, not only regardless of the deceit, but, what is even more serious, regardless of the pernicious influence on the children of the household. The lady, who was known to be very kind and charitable, was visiting a cottage, and the woman, who had been ill, was dilating as usual on her privations and troubles. Amongst other things, one of the most serious causes of her complaints was how much she wanted good food, and especially meat, though of course she had not been able to taste any for ever so long. During this conversation a large dog, which the lady had with her, but which she had left out- side, contrived to make its way unnoticed into the cottas^e. The animal at once smcllcd out a large bread-pan standing in the corner. In a few moments he had pushed aside the cover and triumphantly carried off before the whole CHILDHOOD. 75 company a large piece of meat which he had found inside. The woman looked somewhat awkward it is true, but said she had only just got it through the relieving officer, and had forgotten it ! The children who stood by, had they belonged to a middle-class family, would almost to a certainty have said, " Why, mother, Fanny just brought home some meat !" No fear of any such mistake in the cottage ^\■e have mentioned. All, from the toddling infant to the cunning stripling, were too well-trained to commit them- selves like that. Have they not seen and heard and felt ever since they took notice at all, that their parents' policy, whenever an}-thing was likely to be picked up, was one of cunning deceit .-* Probably, they would not know what you meant by care and thrift ; yet they understand well enough that whatever they can manage to get 76 THE SEVEN AGES OF A VILLAGE PAUPER. over and above stan^ation living must be kept secret ; the possibility, even if it be a possibility, of earning more than they are absolutely obliged to spend at once to keep body and soul toge- ther, must be a fact which they are bound never to own to, a weakness which they must not let anyone hear of, and much less those who have something in their gift. They may have heard the talk of helping those who help themselves, but they know the reality of the reverse policy. Aeain. who is to blame ? The children ? The school-time comes on, and the pence have to be paid, but not necessarily so. A few, or perhaps a considerable number, manage to get put on the clergyman's free list, or are aided by different kindly disposed persons in the vil- lage. If the child goes when very young, and the parent manages to pay at first, the chances are reduced of the parent getting the dole of CHILDHOOD. 77 ^lelp. If the child is seen about, it is sure to be noticed, and some one will say, — " Why, Mrs. Brown, that boy should be at school." " Indeed, he should, sir, and I only wish I could send him, but really things is so hard that I can't manage to pay the schooling regular, and it's no eood his g-oing at all if he can't be re- o o o gular." " I daresay say Mr. Vicar would help you." " He might, sir, if he knew, but it isn't like me to ask ; I'd rather go without, and that's true." The result is, that some one soon knows of it, and the child gets paid for, and if he has been kept very dirty and ragged, probably some clothes and boots are sent to start him off. Of course, if the mother strains every point to send the child to school early, pinches to pay the pence, mends and patches his threadbare clothes 78 THE SEVEN AGES OF A VILLAGE PAUPER. after a long day's work to make him tidy, such an one of course never gets a helping hand, she does not want it ! During the school-time itself, it may be hoped, that at least some better ideas are put into the child's head. No doubt it is so ; and many schools, to their credit be it said, work wonders in spite of all the influences of the home. Still but few teach thrift ; but few showby practice even if they do by theoiy, the advantages of care and systematic thrift. In but few — and our village is I regret to say one of them, but I hope it won't remain so long — are Penny Banks established, though one such might and should be formed under the Post Office regu- lations at every school. The effects would be most important, they would familiarise the chil- dren with weekly saving, they would habituate them to the idea that such a custom is possible CHILDHOOD. 79 even for them ; and they would start them as youths with a knowledge of the importance of thrift, and that even though it be begun and con- tinued in pence. Even those who never joined the Penny Bank at the school, would get these ideas infused into them in spite of themselves. Thrift and care must surely be elements of well-being to a country. Few will deny this ; anyhow, it is certain that a thrifty household is happier, more comfortable, more enviable, and more contented whatever be the earnings, than one where improvidence is allowed to rule, even though it may at times see festive scenes of ex- travagant plenty. We must, however, make up our minds to the fact that the thrifty home must be the exception, and not the rule, as long as we allow our children to grow up in the atmos- phere they now do. Even schooling alone will not mend matters, and the wonder to those who So THE SEVEN AGES OF A VILLAGE PAUPER. look deep enough, is not that improvidence and pauperism exist as they do and permeate so ex- tensively, but that they find, in spite of all that is done to foster and encourage these giant evils in childhood, that still so many bright exceptions are to be met with. Human nature may per- haps be bad, but considering the way we have for so long been trying to polish it, it is astonishing that so many bright spots are still to be found. CHAPTER IV. YOUTH. \T /"HO can deny that a sexton is a high authority on the faihngs and imperfec- tions of- human nature ? The old sexton, second to no one unless it be the parson himself, is the functionary of the village. The slackness or briskness of his profession, whether it be in burials, marriages, or christenings, may be measured by the frequency ^\■ith which his Sunday suit of black sees da}-light. My friend, the sexton of our village, is an unusually pleasant old gentleman, with a merry twinkle in his eye. He has officiated for seven-and-twenty years, and has seen more service than the 82 THE SEVEN AGES OF A VILLAGE PAUPER. parson, has outlived scores of curates of course, has christened, married, and buried a generation of his fellow-parishioners, amongst whom he has lived for over sixty years. Perhaps a sexton is a strange character to select for the purpose of introducing the bright period of youth or the third age of man, but there is nothing like a sober beginning, so we cannot do better than have the old man's views from his own lips. " When I was a boy, now more than fifty year ago, things was quite different to what they be now ; why the lads then 'ud bin ashamed to be seen in a public-house — there was then only three in this parish, and those starved ; now there be seven and they are all fat. Why in those times the business wouldn't pay. Fresh people were alius a takin' the publics and 'ud bring about ;^300 with them, but in a year or • YOUTH. 83 two they'd leave in debt all over the place — in fact, they couldn't make nothing of it. " The young fellows of fourteen and about that, now wants men's wages and strike unless they get 'em. I used, when I was a lad, to get about a shilling a day and work pretty smart for that, I can tell ye ; now, even in these parts, the young fellows, particular the mechanics and such like, make close upon a pound a Meek, but they muddle it all away. They could live well on half of it. Then they marrj^, and then they're done for — they begin in debt and don't have no kind o' decent home, and never get right. " The girls is as bad ; they marr}- uncommon young, many of 'em about sixteen, and the lads too, for the matter of that, though there's excep- tions of course, and sometimes they waits till they're seventy, when the}' had better a' done with it altogether. About two months ago we G 2 84 THE SEVEN AGES OF A VILLAGE PAUPER. had a queerish sort of a wedding between an old man of seventy-five and a woman of over sixty. One morning two women come alone up to the church, and as I knowed there was a weddin' a comin' off, as the banns and all that had been done, I guessed as these two had somc'at to do with it, as they was got up so smart, and sure enough it turned out, as one of 'em was the bride and the other was her brides- maid ; so says I, ' Well, where's the man .'' ' " ' Oh, he's a comin' along, but he went over the hill first' " Presently I see'd an old man come up, and I says to him, ' Here's the bridegroom ! We've been a-waitin' some time ; ' but he cut up quite rusty, for it turned out as he had nothing to do with it. In a few minutes, up come another old man all out of breath, and he was the party v/e was on the look-out for. YOUTH. 85 " ' All right,' says I, ' here you be at last.' " ' Have I got time,' says he, half in a whisper to me, 'just to go and get a pint of beer ? ' " ' If you're not more than ten minutes,' says I, and off he went, but he was back in five minutes all right. Then ye see, sir, they wanted another man to give her away, so he said I'd do, and so / gave her away and signed the book and all. We have funny things happen sometimes in this out-of-the-way place, to be sure." We are, however, allowing the old man some- what to lead us away from our subject. Youth — and by that we mean generally the period of life between the school age and the matrimonial age — is the only part of the village pauper's life when he may be said really to cut his foster- parent, the Parish. A good strong lad is pretty sure to be independent ; he has no wants beyond his mere food and his dress. If he li\es at 86 THE SEVEN AGES OF A VILLAGE PAUPER. home he should add to the store, and if he Hves away, he earns plenty to pay for his lodgings and to keep himself withal. Even if the old sexton somewhat exaggerated the amount of his earnings, there is no doubt but that they are \'ery large in proportion to his wants as com- pared with what they will be when he has a family. The Foster- Parent, the Parish, consequently lets him alone ; the church or chapel, as a rule, also lets him pretty much alone ; his employer, beyond paying him his wages and making him work, lets him alone ; and as we have previously seen, he is taught little at school concerning his duties and the advantages of care and thrift. Consequently the chances are that, unless he is a very exceptional character, he follows the well- . beaten track, spends ever}^ farthing he earns, dresses like a swell, resents anything that may YOUTH. 87 be said to him, and altogether passes the hey- day of youth — during which he might, with proper guidance, sow the seeds of future inde- pendence and comfort — in the most reckless and unsatisfactory manner. Girls, as the sexton says, are little or no better. Most of them get good situations as household servants ; dress to them is the one thing needful, though it must, in all fairness, be acknowledged that their mistresses do not always set them the best of examples in this respect. The same may also be said with re- spect to girls who serve in shops ; they carry their fortunes, as it were, on their backs, and as long as they are well and strong, they never think of looking ahead — why should they ? They have never been taught to do so either b}- precept or example. Their parents may be on the parish — what's 88 THE SEVEN AGES OF A VILLAGE PAUPER. that to them ? What's the parish for ? If you tell them that they may, if they don't mind what they are about, come to it themselves, they either laugh or say they " hope not." To hear them make use of even such an expres- sion as this is a little encouraging, as it shows that in this third stage of life, the idea of the possibility of their becoming regular paupers themselves is not altogther an agreeable one. Let me give the experiences of my friend the relieving officer on this subject. The other day he said to me : " I tell you what makes me feel very angry, and that is when I see young people got up extravagantly and know that their parents are on the parish. Only the other day, as I was coming home from church, there were two young women in front of me and my wife, dressed like ladies, silk dresses, bonnets with feathers, and so on. You would have thought YOUTH. 89 that they were real ladies, that is to say as long as they were quiet, for when once that sort begins to talk and giggle, then you may guess in a minute what they're made of. Now I knew that those young women's mother had parish relief regularly. Is that right ? There's another case I am thinking of Only a few Sundays back I met a young carpenter, belonging to our parish, dressed up to any extent; I'd be bound his shoes cost 2Ss. He was carrying a silk umbrella, which must have cost a guinea at the least, and his clothes were of superfine cloth. I couldn't do it myself with my pay ; he was, in fact, as we should say, ' dressed up to the knocker.' Well, he lived alone with his mother, and will you believe me, that young fellow allowed her to apply for out-door relief .'' " " You did not give it, I hope .-• " " No, not exactly ; she was mcrch- presented 90 THE SEVEN AGES OF A VILLAGE PAUPER. with an order for ' the house,' and that stopped it, of course." Then comes the mania for smoking, which has extended to our youths if not to our chil- dren. This cannot even have the apology which beer has from its being an article of food. For children, regular smoking cannot be desirable. The other day I met an urchin who certainly did not look anything like the age he asserted himself to be, who called out to me, — " Got a match, gov'nor .'' " " No," I answered, " I have not ; I don't carry them in my pocket ; but what do you want it for, you're too young to smoke .'' " "I'm fifteen," he indignantly answered in a voice somewhat swelling with indignation. " Indeed," said I ; " are you sure it won't make you sick .-' " " No fear." YOUTH. 9 1 " All I can say, it's a pity it does not," I rejoined. "Then I'm precious glad it don't, gov'nor," the boy retorted, and I passed on, feeling that I was no match for him, and that evidently his habits had been formed for many a long day. But I am somewhat digressing and must return to our village youth and his general con- duct as regards the parish and its belongings. Grandchildren never feel in any way bound to help their old grandparents — why should they .-* If they did, the parish aid would stop. A young woman, who one day happened to be present when her grandfather's case was being discussed by myself and one or two of her neighbours, was quite indignant at the idea of doing anything to help the old man of seventy-nine. He had had twelve children, most of them doing well, but little enough did he get from an}' of them. 92 THE SEVEN AGES OF A VILLAGE PAUPER. One daughter was really very well off, but the law cannot compel a married daughter to main- tain a parent. A penny a week from each of his grandchildren would have kept him in com- fort, whereas he did not get any relief either from them or his children, though the young woman who was so indignant at the suggestion of the possibility of her being able to do something for him, had on a dress certainly not inferior to that worn by many a well-to-do person, and was at that moment home for a holiday from a good situation. The reckless carelessness of youth in money matters is almost as characteristic of the country as the squalid misery of old age, and, in fact, the one is but the natural sequence of the other. An incident may be mentioned which may be regarded as a forcible illustration of the truth of this assertion. At a fete given a short time ago, YOUTH. a large party of workmen and their friends were conveyed by train to the scene of the festivity, and on coming back, owing to some delay, the carriages were detained at one of the stations for a quarter of an hour. The weather was warm and many of the excursionists took the opportunity of getting out for refreshment. The charge made for a glass of beer was ^d., which charge of itself was sufficient to assuage the thirst of a good number who would otherwise have indulged. One young man, however, both of whose parents were receiving parish allowance, and who would no doubt assert that their chil- dren could barely live themselves, much less help them, after tossing off one glass, nothing daunted, called at once for another, and paid for both without the slightest hesitation. My infor- mant, the vicar of the parish in which the young man resided, though perhaps equally thirst}-, 94 THE SEVEN AGES OF A VILLAGE PAUPER. was debarred by the price from gratifying his inclination even to the extent of a single glass. Youth cannot be looked upon as a period of pauperism in the strict sense of the term, for, as before stated, able-bodied youths of both sexes are rarely the recipients of any relief either out- door or indoor. It ma)^, however, be regarded as the period of preparation for pauperism, during which the young person is carefully avoiding any habit which may tend to mar his future chances of eligibility for a claim on the parish. He or she is, in fact, getting accus- tomed to spend systematically, to live from hand to mouth, and to regard any additional receipt as only so much additional means for personal indulgence, and present and immediate enjoyment. Such a state of things, though there are YOUTH. 95 happily many exceptions, must be taken as too commonly the rule. In our village, I fear the exceptions might be counted on one's fingers. What is the cause of it ? who is to blame ? the young persons themselves everybody will at once say, and no doubt in one sense this is true. But let us consider the atmosphere in which they have been brought up. From the cradle, as I have shown, they have seen their parents ahvays living from hand to mouth ; from the first dawn of intelligence they have been accustomed to see them, as wx^ll as everybody around them, depend in every trouble on the parish. Not only so, but they have become familiar with, and perhaps expert in, the art of deceiving the officer as to their earnings, and consider it to be the right thing to make out that they are worse off than they really are. They have always regarded the Parish as the banker to be drawn 96 THE SEVEN AGES OF A VILLAGE PAUPER. on in exact proportion to their destitution and carelessness, and the relieving-officer as the man to be habitually made to believe in their utter inability to do anything beyond getting, under the most favourable circumstances of life, a bare subsistence from day to day. At school, unless they have lived in a very favoured spot, they have probably never been shown the ad- vantages of thrift, for it is unfortunately rare for even a Penny Bank to be held in a school during school hours. Their whole experience, in fact, up to the period of which I am speaking, if it has taught them anything — and children are very ready to pick up impressions — has tended most forcibly to inculcate selfishness and care- lessness. It has shown them the folly of doing anything to provide for a rainy day, lest an ex- cuse should be given to that niggardly fellow the rclicving-officer — which he may some day use to YOUTH. 97 their disadvantage, when they are in trouble — to cut down or disallow the outdoor parish money. Employers, too, what have they done to en- courage a better state of things ? True, it is often a thankless task for them to fight against obstacles such as I have enumerated ; but still it is not the less their duty to endeavour to afford to all in their service, and particularly to the young, every facility for better things. How many places of business have a systematic pro- vision for encouraging permanent saving ? Many have some provision : a burial fund, or a sick fund, good as far as they go, but that is not enough. Some employers, indeed, have done cvei-}-thing in their power ; but, unfortunately, these are but few, for every place of business should at least have a collector of savings under the Post-Ofiice. Each should have a Penny Bank, and even- em- ployer should systematically encourage thrift. H 98 THE SEVEN AGES OF A VILLAGE PAUPER. and the putting by weekly of some portion of the wages, however small, as regularly as they are paid. What do the ministers of religion do to en- courage thrift in youth, and to gain the confi- dence of the young ? As a churchman myself, I must, with sorrow, confess that the dissenting ministers do far more in this respect than the clergy of the Church of England. Thrift in youth is one of the great antidotes to drink, and may fairly be included as a part of the religious duty of all sects. In our village there is no Penny Bank, and not even a Post-Office Savings Bank. There was once a successful Penny Bank ; but the gentleman who started it left the parish, and no one could be found to con- tinue it ! Is this creditable to the clergy, the dissenting ministers, or the better educated classes of our village? To put a shilling by YOUTH. 99 involves a walk of nearly five miles to the Post- Office, and the same distance back again. The Post-Office boasts of its extension, and its sur- plus revenue of a million and a half. Would it not be real economy to spend a little of this in giving extra facilities for thrift ?* In justice, then, we are bound to say that it is not only Youth which must be blamed for its extravagance and recklessness. The Poor Law encourages improvidence ; the Church, the Employer, and the State do not do Avhat they should, and what they might, to prevent impro- vidence, or to inculcate better habits ; but they lose the finest opportunities of doing both. If a * In 1872 memorials were presented by the Society of Arts and the Charity Organisation Society to increase the facilities of the Savings Banks. They are under consideration ! One sug- gestion was, that to a village where a Post-Office Savings Bank could not well be started, a collector should be sent once or twice a week in the evening to hold a sort of branch Savings Bank. The idea was approved of, but that is all ! H lOO THE SEVEN AGES OF A VILLAGE PAUPER. youth had seen the benefit of thrift all his life, if from the earliest dawn of his intelligence, when playing round his parents' knees, he had heard those parents discussing how they could be careful, so that when trouble did come they might be able to get some timely aid, instead of, as it is now, seeing them spend all, and live in misery, and then, urging these very vices in support of their claims for the pauper pittance; if at school habits of thrift were inculcated, and practically encouraged by a Penny Bank, being always included in the work of every school ; if every employer, in spite of the diffi- culty he might find to exist between Labour and Capital, and the discouragement given but too often to his proposals, would have a collector of savings appointed by his em- ployes, a Penny Bank on his premises, and other encouragements to thriftiness ; if mis- YOUTH. lOI tresses would give their young servants kindly and sound advice, and show a better example, and would encourage them eveiy quarter, or other pay-day, to put by something ; if all these changes were made without youth being any better, then wc might settle without hesitation where the blame should rest. No doubt, if all these steps were taken, reck- lessness in individual cases would still be met with. No laws or regulations will make man- kind perfect. The most careful farmer will be sure to find some weeds growing up with his wheat ; but they are few as compared with the heavy ears of the profitable crop. We must, however, expect to reap what we sow. What a madman would any lad in our village call him, who, after sowing weeds and carefully rooting out all good grain, expected when har\est came to fill his barns with golden wheat ! CHAPTER V. MANHOOD. 1\ /r ANHOOD is the next stage of life, and we date it as commencing' at the marrying period. As a rule the young people of the indus- trial classes marry early ; for it is the exception, especially in our village, for the women, if not for the men, to have passed their teens before they take upon themselves the dignity of married life. Some may sneer, but if it has its drawbacks, early marriage has its advantages, and in the balance of the pros and co72S, it is very doubtful whether the pros are not the heavier in the scale. While health and strength last, and before MANHOOD. 103 the family begins to enlarge the circle, things go fairly well. In manufacturing places, where women are largely employed, the first few months of matrimony are honeymoons indeed. The income of the man and wife is as large as it can ever be, and may easily amount to from 35^'. to 50i". a week, and the necessary expenses are at their minimum. In agricultural villages, though this result does not follow, yet troubles have not seriously begun, and the young couple are fairly well-to-do as regards their weekly wants. The effects of the canker-worm thriftlessness are, how- ever, readily to be seen. The cottage is scarcely furnished, nothing but the barest necessities are visible, what little there is, is not paid for, or only in part. The couple begin to regret that during those days of youth, when they could so easily have scraped together something for a start, they did not do so. The young woman is I04 THE SEVEN AGES OF A VILLAGE PAUPER. very likely only just from her place as a domestic servant, where she had lived well and had had good wages for two or three years at least. She could easily have saved a ten-pound note ; her swain could have done likewise ; and those sums together would have started them uncommonly well. They pull along, however ; the young woman does some washing perhaps, the man picks up a little extra in the summer, and if they are for- tunate enough to continue unencumbered a year or two — above all, if their health remains, they may get over the first debt for furnishing, which, however, for a long time they feel to be very heavy. Too often, unfortunately, matters arc not so smooth. The first baby makes its ap- pearance ; the expenses of this arrival, all who have experienced it must know full well. The parish will not yet have anything to say to MANHOOD. 10 3 them. They must go on for some time before that acquaintance can be renewed. No aid can be had before the fourth at earhest. The doctor wants payment, the nurse wants payment, many Httle expenses are needful even under the most favourable circumstances, and if no illness ensues. All these items come on the top of the furnishing debt, and well-nigh overwhelm the unfortunate couple. Is there no medical club .'' Yes, perhaps ; though in our village there is none except in connection with a friendly society. The man should have joined that — no doubt. How he wishes he had when he was a youth, but he had always laughed at the idea. He intended to when he married ; but he put it off till he had got over the expenses of furnishing ; now he will join after he has got over his present diffi- culties, that is, if he ever does get over them. I06 THE SEVEN AGES OF A VILLAGE PAUPER. which is most improbable. Besides that, the club does not admit women, and does not re- cognise in any way such things as the arrivals of babies. In these straits the aid of the kind and bene- volent is sought, and often not sought in vain. It is hard to see a young couple in such diffi- culties ; there is a sentiment about the cottage, humble and rough though it be, and those who are fortunate enough to live near charitable persons, or whose homes are within the reach of a kindly parson or minister, who is not only willing but able to assist them, manage perhaps somehow or other with this help to tide over the difficulty. All honour to those who thus act ; and there are few who would say for a moment that they are wrong. It would be hard indeed if the fact of a couple having failed to be pro- vident and careful in their youth, should mar MANHOOD. 107 their whole future without hope of a fresh start, and that particularly after the way the first three periods of their lives have necessarily been spent, as I have tried to depict in the preceding pages. Nevertheless, this is about the last opportunity which the majority of such persons will ever have of redeeming themselves, and getting into a mode of living which will make them permanently more comfortable and independent. The kindly dis- posed persons who now so often help them, have it in their power, if not to change for the better the career of all, yet to do so in numerous cases, and to be the means of immensely influencing their after conditions. The young couple can get help from no one but the uncertain aid of charity, as the parish is not yet available except when the man is sick, and he is now as healthy and hardy as possible. These early difficulties have consequently shown loS THE SEVEX AGES OF A VILLAGE PAUPER. them the very practical inconvenience of thrift- lessness. They are still so young that there is plenty of time for them to change their habits. The man may easily give up a little of his beer, and the woman too, perhaps, without much loss ; their domestic happiness has not yet been im- paired by years of squalid misery and poverty, and what it may have suffered from these first troubles has been repaired by the arrival of the little stranger. The opportunity is golden, but how rarely is it taken advantage of ! It is certainly hard to lecture a drowning man, and to help him out of the water is the first thing to do ; but if after rescuing him you can manage to teach him to swim before your influence is lost upon him, why you not only cure, but render the repetition of the accident much less probable. The charitable should then, in ever}^ case they MANHOOD. 109 can, teach the persons they thus help to swim. A gift is easily made. The tossing away of the rich man's crumbs to feed the poor, is one way, and a very common way, of showing charity ; but it is only alms-giving at the best. It may do good to the recipient, or it may do harm, without the giver being much the wiser, much the happier, or much the better. The kindly gift of the lady visiting the poor and needy approaches true charity much nearer. This, however, may also either do good to the recipient or it may do harm, though as the motives which inspire the act are pure and noble, so does the act differ from that of the one who indolently gives away what he does not miss. If, however, the lady not only gives, but gives in such a way as to tend to prevent the recipient from wanting aid again, her act be- comes one of the most useful and most charit- no THE SEVEN AGES OF A VILLAGE PAUPER. able which it is the happiness of one person to perform to another. The more easily the first aid is obtained the first time anyone is in trouble, the more likely is it that that person will return for a second gift ; and although we may be glad to help our fellow creatures, it is much better if they can be enabled to get on without a repetition of assist- ance. Wherever money or any other relief is plentiful, recipients are to be found in a like or even in an increased ratio. The first gift is, therefore, of the greatest importance, and the way in which it is given may place our young couple either further on the road to pauperism, or help to strand them higher up on the op- posite shore of independence. If given, it must be given kindly, but "wisdom is profitable to direct ;" and those kindly persons who really mean to do good, and who visit among, and are MANHOOD. I I r beloved by, those around them, have it in their power, as we have already said, to influence, in the most important and beneficial manner, the future of our imaginary couple, and of the many tens of thousands of other couples of which ours is but the type. The aim of all alms and gifts should be to relieve, not in the Poor Law sense, but in the true sense, which is, that every assistance of whatever description may tend to prevent a re- petition of the evil and the suffering. Charity, like the wise physician, should try to cure, even though at first its remedies appear somewhat sharp to the taste. It must not act like the unnatural opiate, which makes the recipient dependent on it, unable to do without it, and constantly in want of a larger and a larger dose. Instead of gifts of money or what not, if these visitors would make loa7is, and require them to I 1 2 THE SEVEN AGES OF A VILLAGE PAUPER. be repaid gradually each week, many a young couple would at the time prefer it — they would not feel degraded, and the best part of their natures would be brought out in trying to repay them. The charity of such acts would be as great as and far greater than is involved in the present system of gifts, the dole of alms would be avoided, and this simple cure might be the making of thousands who are now merely relieved to be relieved again. Some would never repay, the objector will at once remark. Perhaps not ; but many would do so, and not a few would continue to put by the small sums for years, and gradually accu- mulate the means by which they would be able to face a trouble themselves. If in every village the visiting ladies would form a travelling Penny Bank and act as the collectors, — if they would regard thrift as a duty, many thousands of the MANHOOD. 113 present generation, who are rapidly qualifying to become out-door paupers, would never come on the parish at all. Our young couple might get over their difficulties, and avoid them in future, by adopting a habit of weekly thrift, facilitated by the really charitable acts of the visiting ladies. If they got into difficulties again, as some no doubt would, less gentle treatment might be required, and incorrigible thriftlessness would of course necessitate the being handed over to the tender mercies of the parish ofificer, and relief would be only obtained within the workhouse walls. Thousands of ladies who are doing nothing in this country at the present time might, by their united efforts, produce a revolution in the condition of our people, — a revolution from poverty' and misery to a state of comfort, happiness, and independence. 114 THE SEVEN AGES OF A VILLAGE PAUPER. All this time we have been supposing that our young couple lived where they could receive some aid from the kindly disposed. What would happen, however, if they did not ? If such is their unfortunate position, domestic troubles and difficulties must then grow rapidly. The first debt is never got over, but only enlarged ; the home becomes more miserable as want and a straitness of means increase. The husband becomes callous ; in spite of his poverty he drinks more, and brings less home to his wife ; and we see that sadly familiar picture of domestic misery caused to a great extent, if not entirely, by the thriftless habits which have been born with, and encouraged to grow up in, both man and woman from the cradle. There is a condition incidental to manhood which must be considered — and that is sickness. All are liable to this, few escape it. If the wife MANHOOD. 115 or the children be ill, somehow, by hook or by crook, the husband must pull along as best he may, and pay the doctor and every other cost. If he is ill himself it is different altogether. He is the bread-winner, and if he is cut off his old friend the parish will at once come forward with her pittance and help. With free and impartial hand, having helped to nurse him as a baby, she comes back to him and ministers to his wants, that is to say, if Jic has been true to his creed, is destitute, and has done notJiing at all for himself. On appealing for the parish aid under these circumstances, the wife is questioned by the re- lieving officer of course, and the first question is — " Does your husband belong to a club .'' " " No, sir, he never did," is the usual reply, and the allowance comes in due time, ^s. or js. a week, according to the family. Suppose Mr. Brown to have been so foolish, I 2 I 1 6 THE SEVEN AGES OF A VILLAGE PAUPER. in consequence of reading the Provident Know- ledge Papers, as to have joined the club since he was last ill, and to be now getting 5^. a-week from it. This is a different matter, and on hear- ing it the officer will look grave. " That will make a difference, Mrs. Brown. P^ive shillings you say he gets ; well, then, that will reduce his parish money by 2s. 6d. The guardians are liberal enough not to take advan- tage of the whole five shillings, as they might by law." " What's the good, then, of our joining the club 'i " asks Mrs. Brown, in great distress. " You said it was a good thing, but now you knock off half the money. We had better have spent the club money while we had it." " Very sorry, Mrs. Brown, but you are half-a- crown a-week better off than you would have been." MANHOOD. I 1 7 That may be ; but the woman, her husband, children, friends, and whole circle, consider the club a delusion and a snare, and ten to one if they themselves continue in it, or if any of the others join it. Why should they ? What's the good of their saving the rates ? The following is a fair example of this first stage of adult life, and is an absolute case from our village. The family consists of three chil- dren ; the husband is a brickmaker ; and during the summer months he earns at the least 2^s. to 2,0s. a-week. In the winter, however, he takes to farm work, and then gets less, that is, about I2S. to i$s. According to his wife, how- ever, he generally has bad health in the winter ; and for the last three years the parish has al- lowed the family ys. a-week. Out of this they have to live. The rent of 2s. Gci. a-week they manage to scrape together out of the summer Il8 THE SEVEN AGES OF A VILLAGE PAUPER, earnings, as it is paid twice a-year only. I had a long conversation one day with the woman, who thought, of course, that the parish was not as kind to her as it should be. " It is veiy hard to live upon the Js. a week with three children," she said to me, " though of course we have to do it, as this is a very poor place, and very little of any sort is given away." " During the summer mightn't you put by something, and so make up for the winter .-' " I suggested. " Oh no, sir, we can't do that, things is so dear." " But in the winter you have to live and buy firing on only /j. a week, you say." " So we have, sir, but it's as much as we can do to get along, I assure ye." " Does not your husband belong to the club } MANHOOD. 119 for if he did, then he would get a better allow- ance when he was ill." " I don't know about that, sir, but my husband never did hold much with those clubs." Herein lies a good deal. First, because the fact of his getting club money would partly debar him from parish relief, perhaps when he really wanted it, as we have just seen. Secondly, because the club money is only paid to those who are really unable to work ; and a man's neighbours and friends, who are also members of the club, have an interest in preventing fraud. They consequently take very good care that no one shall get anything at all out of their club unless he is really laid up. To obtain the parish money, however, a man has only to get over the relieving officer, and perhaps a good- natured doctor, both of whom, as in our village, live miles away. His mates and companions in I20 THE SEVEN AGES OF A VILLAGE PAUPER, this case think nothing of his throwing dust in the parish's eyes, and getting an allowance which they would resist his attempting to obtain from their club. If anything, they rather help and encourage him in his efforts, for they think it fair game for any one to secure what he can, and as much as possible, from the parish money. Another incident in the domestic life of man- hood is often to be found in the boarding out of the children by the parents on the grand-parents or old relations. The following example of this kind of thing came under my notice a little out- side the boundary of our parish. The scene was a neat roadside cottage, where an old woman was sitting in the sun knitting, while a bouncing little girl was playing beside her. The conversation somewhat naturally got round to the parish and its hardships. This is to a large class as favourite a topic as that of the MANHOOD. 12 1 shortcomings and delinquencies of domestic ser- vants is to many people in another sphere of life. " Well, they never come here with parish relief unless they can't help it, I can tell ye. We have to go after them if we want it. Me and my old man has only lately got some allowance, but he is turned of 70. I wish we had bought this cot- tage, for what we have paid in rent we could, and they tell me there is a way of doing it as some folks do. We have lived in it four-and- forty year. We used to pay two guineas a year when it belonged to old Mr. Easygo ; but it was sold, and we along with it, and the new master makes us pay three guineas and a half, though sure he did add a room and make the wash- house bigger. We have to pay our rent regular, as we always have done, I can tell ye." " That's a fine little girl you've got there ; a grandchild, I suppose .'' " 122 THE SEVEN AGES OF A VILLAGE PAUPER. " Yes ; we've always got one, and we keep them till they run well, and then they go with their mother. Her husband is a captain ; rides a horse, and passes here sometimes. All her babies were born here, and they grow up strong, and she pays us well for keeping them, so we don't mind, and with that and the parish, and what my old man earns, we get along." *' How do you manage for fires in the winter .-"" I asked. " Well, coals have been so dear that we have given up using them. I have bought that stack of wood, and that'll last us the winter, though it did cost me £2 \2s., and that's a good deal out of one's pocket." The couple were evidently well-to-do, with a daughter also in comfortable circumstances, though the exact dignity implied by the title " Captain" it was difficult to make out; probably MANHOOD, 123 he was a sergeant in a horse regiment. The old people were drawing on the parish, though to do so they must have made out, one would suppose, a bad case, and must have told a very different story to the relieving officer to that which the woman had just told me. Manhood is the middle stage of life, and as it glides into the maturer period of prime, so does the character and habit previously pliable, be- come gradually rigid and almost unchangeably bent in one or other direction. In some few cases it holds its head towards an old age of independence and happiness, but in the majority of cases the previous training of infancy, child- hood, and youth, which we have tried to sketch, brings forth the natural fruit. The parish, with all her attendants of cunning and deceit, all the pinching of a paltry pittance, all the unhappiness of ungrateful children, stands out as the onlj- 124 THE SEVEN AGES OF A VILLAGE PAUPER. prospect in the coming future, a future the Hnes of which become sharper and harder as they are approached, and from which there is no escape until the day when a hopeful and merciful end ushers in the dawn of a brighter existence. Again we ask whose fault is this .-' Is it the pauper's .-' Is it the parish .-' Is it the clergy ? Is it the minister ? Is it the public ? Must we not say that all have a share ? If the least to blame might cast the first stone, who would have the privilege .-* The paupers .'' CHAPTER VI . PRIME. ' I ''HE die is cast. The growth to maturity is completed, and according as he has been trained so must the man remain until the end. If straight and erect, then he holds his head high above the influences of his earlier life, is removed from the atmosphere of his first existence, and passes from our notice, as he ceases to belong in any way to the parish, and the chances are a thousand to one if ever his former foster parent has again anything more to do with him. He no longer comes within our scope, and we must descend to the more familiar object, the hard working family pulling along merrily, it may be, 126 THE SEVEN AGES OF A VILLAGE PAUPER. while health and strength continue, but nearing old age, with the idea dawning more and more upon them, that there will soon be nothing between them and a dependence on their old acquaintance, the parish, with all her unattractive belongings. The foster parent, however, is considerate for those of her children who have been true to her, and takes care that they shall not be reminded too suddenly of their coming lot. It may be that health and strength have estranged them from her for some time, but as the family increases she reminds them of her existence. Considerately, and in a friendly and attractive way, she offers them a doctor and nurse when their fifth baby appears. If there should be any objections or foolish sensitiveness about coming to her for aid, she thus breaks the ice. Sick- ness, and that too in the wife with a young baby PRIME. 127 to boot, arc all circumstances which render it only natural for anyone to take advantage of the proffered kindness. The man's circumstances are but indifferent, and he must deny his wife comforts if he is proud. The family applies of course, generally without much pressing, and so its acquaintance with its old friend begins again pleasantly, and is renewed as each additional event of a similar nature comes round. The aid is so easily obtained, the man has never let it be known that he has put by a pound or two, even if he be such an exceptional character as to have done so. Beyond it being somewhat of a strain to his conscience when he and his wife have to draw a long face to the relieving officer in applying for the aid, it is obtained without any trouble. Why, then, should he not take it ? He works hard, and is 128 THE SEVEN AGES OF A VILLAGE PAUPER. not over well paid. What is the parish for .'' That lazy fellow Jones has had relief for years, so why not he ? The scruples, even of those few who feel them at all, are soon got over, and the foster parent has thus skilfully begun to draw the man and his family to herself. Of course those who have had a good deal of illness during the preceding period of their lives are but too familiar already with the parish, and feel only too glad to have so reasonable an excuse for applying to her once more. As the prime age of life passes on, perhaps even the strongest begin to feel indications of decline. The man is somewhat less up to his work than he was. Why not see the doctor, a fri-end suggests ? Why not .'* The best thing he can do, no doubt. He does so. The parish doctor is naturally the person he appHes to, and this official recommends him something, and PRIME, 139 gives him an order on the parish for it, as a matter of course. One day a good example of this came under my notice. A woman from our village applied to the relieving officer for an order for some cod- liver oil. It was for her husband, who was not strong, though in full work, and she brought the doctor's recommendation for it. The relieving officer explained to me that the guardians allowed aid of this kind, as they felt that it was better to keep up the people in health than to run the risk of their breaking down earlier, and so falling on the parish before their time. In the case I refer to, he asked the woman what her husband was earning. She looked confused and awkward, just as if he had accused her of something wrong, and then said she did not know. " Come, now, that won't do," he replied. " Do \ ou mean to say you K 130 THE SEVEN AGES OF A VILLAGE PAUPER. don't know what he brought you home last Saturday ?" After some hesitation, as if she had been confessing a crime, she stated that she had had fourteen shilHngs, which of course she knew all the time, though whether that was really the whole truth or not it was impossible to say. Why did she try and conceal it ? Was there anything disgraceful in it .'' Surely not. As a matter of fact it did not affect her chance of the order for the grant, but the system of relief had taught her that deceit as to earnings to the relieving officer was the necessary thing. Would this demoralisation be possible with a medical club, such as is described in my first chapter ? The man would then have claimed his cod-liver oil freely and independ- ently ; it would have been his right, whatever his earnings ; he would have paid for it from PRIME. 131 having been a member of the ckib, and there would have been no deceit, for it would have been useless and unnecessary. It is refreshing to turn to a good case in the prime of life, of real independence and industry not spoiled as yet, even with the influence of this omnipresent spectre the parish. The family I refer to I met in our village, and it is certainly a specimen of hard work and care. The hus- band is a farm labourer, earning throughout the year, when at his regular work, about 14s. or 1 5 J. The wife helps matters somewhat at her spare intervals by hawking a few small articles, such as needlework, baskets, &c., whenever she can manage it, for she has had seven children. They have never had anything to do with the parish, though she owns that sometimes, when her husband has been ill, she has found it hard to pull along ; nevertheless, with hearty good- K 2 132 THE SEVEN AGES OK A VILLAGE PAUPER. feeling she is thankful to say that "she has never troubled no one." In harvest she and her husband generally take about 20 acres to reap, and that brings them in some £iS, for they usually get 15^. an acre for this work. Then the whole family go hopping for five or six weeks, according to the season, and at this the nine of them make from 10s. to I4J-. a-day. This enables them to have something in hand, with which to get through the winter and to pay their rent. They also pick up a little by glean- ing, and except in a very bad year they rarely get less than three to four bushels of wheat. Very few people care to glean now in our part, the woman informed me, but she found it all helped, and the children could do it without its interfering with anything else. It is indeed a fact that many fields are not gleaned at all, and thousands of bushels of wheat are thus wasted. PRIME. 13; in spite of the " poverty " of the villages and the " impossibility of saving ! " My friend told me that their rent was 4s. a- week, which they paid regularly every Monday morning. When pressed about it, she acknow- ledged that they were better to do than most of their neighbours, " though it's true that they could do the same if they had a mind ; but that's just the point, sir, they haven't the mind to help themselves." " Do you find that you get the most consi- deration when you are in trouble and sickness, or anything of that sort ?" " No, indeed, sir, that's just it ; if a person's careful and gets things a bit decent, and is steady and all that, you know, sir, and he gets ill or anything, why then they comes and says, ' Oh, Jones can't want help ; he's much too respectable. All his place is quite tid}- ; lie 134 THE SEVEN AGES OF A VILLAGE PAUPER. ought to be ashamed of himself for asking.' If a person's always drunk, and lives in a dirty room with a few broken chairs, why then they say it's a very sad case, and we can't let him starve. I've seen lots like that, sir." This energetic woman, however, took it almost for granted that she would end her days " on the parish," though she did not seem quite to like the idea. She told me frankly that she did not know a single old person who had not some relief, and she supposed when she and her hus- band could not work any longer that they would have the same. " Don't you think, now, that you could manage to put something by so as to be independent when you are old .''" I asked. "Lor' bless you, sir, what could we do ; why all we get isn't much." "Do you think, now, that you could manage PRIME. 135 to Spare a few pence every Saturday night, if someone whom you knew was all right, came and took it from you and it was safe ?" " Well, certainly, sir, I have no doubt we could do that if we tried ; anyhow, most times sixpence. It would be only like a little more rent. Sometimes, I daresay, we might manage more ; but what would be the good of that ?" " Why it would come to a good deal in time. In 30 years, 6d. a-week would come to some- thing like ;^50." " Would it really, sir } Well, I never thought, it could do that ; and certainly if we could put something by every week, and knew where to put it, we could easily manage at least sixpence." " What ! in spite of the seven children V " Yes, sir, I have no doubt but what we coulc] most times, if we really had a mind to." We may now turn to the other side of die 136 THE SEVEN AGES OF A VILLAGE PAUPER. prime of life, and take a much more familiar case, which, indeed, bears out the statement of my last informant, that the least deserving always get the most assistance. I obtained this example from my old friend the sexton, and I cannot do better than tell it in his own words. " A few weeks ago, when Mr. Washey was curate, just afore the new one come, you know, Mr. W. comes to me, and says, — " ' I hear that those Smithsons are in a dread- ful state, starving, and the children crying for bread,' " ' That's like to be true enough,' says I, ' though he's a sawyer, and earns regular 30^-. a week, and most times 35^-.' " ' Even if that's true,* says the parson. " ' You may take my word for it,' says I, rather sharp. " ' Well, John, I say if such is the case,' he goes PRIME. 137 on, ' I can't have them starve, will you take an order for bread to them if I fill it up here.' " 'Of course,' I says, ' with the greatest of plea- sure ; and he fills it up there and then, and afore twenty minutes I had got to them. Well, they was regular starving ; the woman she sends one of her girls to the shop, which you know is close by, and in a few minutes she comes back with her apron full of pieces of bread — and you never see such a thing. They all set to on the floor, like so many pigs, or like that 'ere dog of yourn ' { which happened to be lying down before us with a bone), ' and set to. But lor', sir, that's no good, they are just the sam6, I lay any odds, now at this very minute. On Satur- day and Sunday they have a regular go in. The woman's got no management ; they are a shiftless lot, and a pound is soon gone in the way they set to on a Sunday. I've seen 'em 138 THE SEVEN AGES OF A VILLAGE PAUPER. myself, so there is no mistake about it. The thing is, sir, that the thriftless lot, such as them, gets the most help. They won't do nothing for many as now really wants a lift, though it might be the making of 'em ; but them as deserves nothing gets looked after, like them Smithsons, though it ain't of no real good to them.' " Let me take another example of the prime of life and its enjoyments, not belonging to our village, it is true, though a specimen of some I fear who do. The conversation here given is almost word for word that which took place, and was written down by me within a few hours of hearing it. The man was a well-to-do mechanic, though his face showed evident signs of his habitual enjoyments. He was fairly dressed, and by no means ignorant. His end — though he now earns at least three pounds a week — must, without fail, if he live long enough, be the parish. PRIME. 139 " Well, I don't smoke very much, leastways, except on Sundays ; then I like to have a regular go in, and I generally get through two ounces." " Do you feel all right afterwards ? It would upset me altogether." " No ; my throat's dry and uncomfortable, though I always go in for somicthing to drink at the same time." " That's a queer sort of enjoyment. I never care to smoke above just a little after dinner ; but if it made me uncomfortable, I would not smoke at all. The game, as they say, would not be worth the candle." "Then you're not an anti-tobacconist, nor a teetotaller either, perhaps, sir ? " " No, I am not ; I find I require a little beer." " I was a teetotaller once, but only for three days. Couldn't stand it longer." I40 THE SEVEN AGES OF A VILLAGE PAUPER. " But what you spend on tobacco would be a fortune to you, to say nothing of the beer." " I daresay I might have more money, if 1 gave it up ; but when work's slack and one feels low, there's no mistake about it, a good drink pulls you up." " It does not improve your pocket anyhow." " I don't know about that. I've got more power over myself than some, you know ; they nev^er get me into the gutter. When I've had too much, I go home, and straight to bed. I knew a man, a fellow-workman of mine, who had ^2000 left him. Well, do you know, sir, he was on the drink for sixteen weeks." " What ! never sober for sixteen weeks .'' " " No ; he went in regular for it for sixteen weeks. He soon got through his money, not all himself, at least, for others helped him ; but somehow or other it soon went." PRIME. 141 " But what is the fascination of drinking till one is insensible far worse than an animal ? That's what I can't make out." " There's no doubt about it, sir ; anyhow of an evening, what's one to do .'' I'm a single man, thank goodness. If I wasn't to drink, I should be miserable, and dull, and that like, so I say it's a real good thing, and keeps me longer out of the grave." " Can't you read and amuse yourself in the evening in some such way.-"" " Read, sir .-• I read the papers, the Sporting News and the Police News, but I've got no books, and I should have to walk miles to a library. Catch me doing that. No ! We've only got a certain time to live, and I think we ought to enjoy ourselves, or else beer, drinks, and tobacco would not be given to us." Such was the conclusion of his philosophy ; 142 THE SEVEN AGES OF A VILLAGE PAUPER. an evident confusion of truth and error, the remains of better teaching, on which a shallow and low sophistry had been grafted. This is a specimen of a fair, average example of a section of the community. Is it a large or a small section ? Certain it is that all the members of it will, sooner or later, accord- ing to whether sickness or old age disables them first, as sure as fate, swell the pauper roll. Such is the prime of life with thousands and tens of thousands of us ! The good, the bad, and the indifferent are drifting alike in one direction, and all having but one prospect in the future — the parish. The sound of such words as the " Prime of Life " mocks on the ear, when we really see what they too often mean, and that the Prime of Life is but the first irretrievable step on the road to miserable old age. While PRIME. 143 health and strength last, this spectre is out of sight, but each ache and pain brings up the phantom and calls to the mind of the unhappy- man and his wife the wretchedness which is in store for them. Once more, we ask, who is to blame, and how is this to be improved .'' Will social changes alter it ? Is it the tyranny of capi- tal which is in fault .-* Is it to be cured by legis- lation .-• Legislation, no doubt, can do much. A revised Poor Law to encourage thrift instead of inculcating thriftlessness must commence the change ; but the change itself must be wrought by the people collectively and individually. The facilities for improvement may be in- creased ; encouragements for well-being and well-doing may be held out by a wise legisla- tion ; the tools, in fact, may be selected of the best possible nature, and of the most suitable description for the work in hand ; but the 144 1"HE SEVEN AGES OF A VILLAGE PAUPER, taking advantage of these improvements and encouragements, and the absolute using of the tools to produce the desired and necessarj' results, must be left to the people themselves. Each town and village, each family and indivi- dual, must make the effort. When legislation has made the necessary changes, then, by guidance, instruction, and edu- cation, we may hope to see the Prime of Life a step to an independent and happy old age. No doubt, even under these conditions, there will be instances of persons, who will remain as they are at present, unimproved and miserable, for human nature will not be rendered universally perfect by any legislative changes, but these we may fairly hope will then be the excep- tion, and not the almost universal rule. Until, however, these changes take place we all, as a community, must in our apathy acknowledge PRIME. 14: that the blame and the disgrace must rest upon ourselves. Let us beware lest the consequences, be they what they may, do not likewise fall upon us and one day astonish us. CHAPTER VII. DECLINE. 'T'^HE autumn tints and the lovely shades which light up the last few hours of a bright October evening, how beautiful and how refreshing they are after a glorious and brilliant day, but how dull and chilly they strike, when the sun cannot shine, and when all in con- sequence is wrapped in the mist and rawness of the shadows of the coming winter. The decline of man should be the glorious sunset of a well-spent life. Respect and rever- ence should now exist in very earnest. Experi- ence has done almost all she can, and the grey head, still mentally full of vigour, is only limited DECLINE. 147 in action by bodily weakness which is creeping on. What finer prospect can there be than the decline of a well-spent life, in whatever station, whether it be the deep-thinking man of letters, or the hard-working son of toil and labour, who by his own exertions looks forward with con- fidence to the repose and comfort of his remain- ing years, be they few or many. Riches are not necessary for this, for wealth may add a weight, even if it be a gilded one, to the enfeebled strength. One thing, however, is necessary, one thing is essential, the want of which will mar the bright prospect altogether, and, like the absence of the sun, will change the glorious autumnal tints into the dark, sombre, and chilly mists of winter. This one thing is independence and manly self-respect. This is one essential to a bright old age ; this is necessary to convert the patient and sad hoping for the end, too L 2 148 THE SEVEN AGES OF A VILLAGE PAUPER. often embittered with the painful feeHng that others also look forward with relief to the last event, into a happy period of rest from the weary labour of life. What is the prospect of tens and hundreds of thousands of our people ? Is it the bright days we have referred to ? Is it the pleasant assem- bling round them of their children ? Is it the ease and comfort of repose ? Indeed no. It is none of these. It is work, as hard and as long as the frame will allow, a hand to mouth exist- ence during health to be eked out, whenever sickness comes or decay enfeebles, as far as it can be managed by a begging for the parish dole. Take the case of a washerwoman in our village, hard-working and sober, though years began to tell considerably on her face and figure. " Well, Mrs. Brown, what do you know about the parish ? " DECLINE. 149 " Not much yet, sir, I am thankful to say ; I have had it a Httle once or twice, and several times when I had a baby they allowed me the doctor, but beside that I've not had anything from them." " How many children have you had ?" "Fourteen, sir, and eleven are living, and I am thankful to say they are all doing fairly." " You must have found it a hard matter to eet on with all those .'' " " Well, yes, sir, we have at times. We have lived on lOi". a week with nothing else at all. It's not much, it's true, but we have done it, though only for a short time. Now I have only one child left and we are pretty comfortable, as my husband earns near 14-r. and I does a little in washing." " What do you expect to do when you arc too old to work any more ? " 150 THE SEVEN AGES OF A VILLAGE PAUPER. "Well, we shall keep off as long as we can, but I suppose some day we shall get put on to the parish." " That's a poor look out, isn't it ? Do you know of any old person in the parish who gets on without the relief ? " "No, sir, I don't; we would rather not have to take it, but what are we to do .-* " " I fear that for you it is rather late to begin, but if young persons would only think a little and put by a few pence each week, the parish relief might soon be done away with. Do many Sfo into the union house from here ?" " No, not many : they don't like it, and keep out as long as they can." " Do you think the most deserving get most assistance ? " " No, sir, I'm sure they don't. I've seen it often times, though I am thankful to say it is DECLINE. 151 not the case with my husband, for he is a very sober man ; but there's no doubt about it, that the fellows who do least, and drink most, get most from the parish, and from anything else that's given away. My husband, though he has been so steady all his life, would never come in for anything from the clergyman. Mr. Vicar would say, ' Why you, John, you ought to be above it,' though, as I tell you, sir, at times, with all our children we have had a push for it." " But as you get older do you mean to say that you have no idea beyond the parish half- a-crown apiece .-' " " It does trouble me sometimes, it's true ; but it's no good thinking about it, perhaps we shan't live long enough." " Won't your children help you .-• they are doing well." "They can't, sir, they've all got families 152 THE SEVEN AGES OF A VILLAGE PAUPER. pretty well, and those who haven't are a long way off. They may do something now and then, but they wouldn't keep us, just to save the parish — why should they ? " Why indeed ! The parish has for generations been busy teaching this lesson, and she may be proud of her success. Let me refer to my old friend the sexton again, on this point. He is a man who has reached the decline of life and has had a large family. " The children, as a rule, sir, thinks nothing about keeping their parents, and don't care if they do see them getting parish money. When there's two or three doing fair, they ought to be ashamed to let their parents get the money; but lor', sir, it's little the likes of them care, though I don't say but there is exceptions — and '■^ood ones too, but we don't come across them too often." DECLINE. 153 " How about your children, how many had you ? " " My wife had seven girls right off, so I had as much on my hands as most : after that she had five sons. They are most on 'em doing well. For myself I have been nearly all my life on piece- work, thatching and such like, and not much to trouble me now ; but the fact is that as soon as my children had left off their mother's milk they began with me. Never saw anything of 'em perhaps for months, but whenever they wanted anything sure enough they'd come to me. 1 don't know how it 'ud be, if I wanted them to help me, which I'm glad to say I don't. There's only me now, for I'm all alone : my wife is dead and the children are all different ways in the world." Inexcusable as such children's conduct is, and unnatural as it is, in spite of all their training, 154 THE SEVEN AGES OF A VILLAGE PAUPER. yet we must acknowledge that the parish system is largely at the bottom of it. They are all taught, both parents and children, to look to the parish in declining years, and they are fully aware that by showing independence or letting it be known that they have received open help from anyone they will run a risk of losing the parish money. The children make the most of this. If they have consciences, and a feeling that they should do something, they are not en- couraged to come forward boldly and provide for their parents, but beyond the gift of an occasional shilling or some food, they do little or nothing. Declining years are thus em- bittered, and the ingratitude of children may be added in no small degree to the sins and offences of the parish system. Take another of the practices incident to DECLINE. 155 declining years, namely riding the parish, which the out-door relief system directly encourages, and then virtuously tries to fight against. It endeavours to destroy the briars and thistles, by cutting down a few of the mature plants, after it has sown the seed of the troublesome weeds broadcast all over the country. This riding the parish is one of the many difficulties which a relieving officer has to contend with. The lazy fellows, particularly as they get on in years and their appearance assists them, try to ride the parish, as they call it, that is, to get an allowance for being unable to do much, when they really are hale and strong. A good case of this occurred in our village a few years back. A man in dechning years had been regularly on the books for a long period, but the relieving officer, from several circumstances which came to his knowledge, became convinced that the 156 THE SEVEN AGES OF A VILLAGE PAUPER. man could work, if he liked, though he would not do so and pretended that he could only just manage to walk each week to the office for his relief. At last, the relieving officer told him plainly at the beginning of one winter, that, if he continued to tiy and ride the parish as he had done the year before, he should ride a rough saddle. The man of course was very angry and abusive, but the next week the officer armed himself with an order for the Avorkhouse, and on the man presenting himself for relief, he handed this to him. It was almost like a thunder- clap to the unfortunate man. He became furious, declared he would do for the officer, and his threats might have alarmed many an ordinary man. He was, however, obliged to go to the house, or at any rate he did go for a fort- night, but from that day to this (and years have DECLINE. 157 passed since) he has been at work, and has never asked the parish for a shilhng. An easy-going reheving officer, or one who did not care to take out-of-the-way trouble in this way — for which, by-the-bye, he runs a risk of getting abused, not only by the paupers but by the guardians, if the man can induce some one to take up his cause without going thoroughly into it, as so many persons do — may do immense mischief by quietly overlooking such cases. Indeed even with the greatest care and atten- tion it is not easy to detect, or to prevent, such examples of fraud. Another phase of this evil is the continuance of relief in kind long after a person has got well from an illness, which has been provided for by the parish. One of the members of the Board of Guardians of our village informed me of a case of this sort, which had come to his knowledge. 158 THE SEVEN AGES OF A VILLAGE PAUPER. ' A man who had been ill, but who had suffi- ciently recovered to be able to earn full wages, he discovered to be, nevertheless, in the receipt of several pounds of meat a week, for weeks after he had returned to his occupation. The doctor, it is true, had ordered it, but the guardian seemed to think it passing strange, and the aid was evidently becoming a regular supplement to the man's earnings. He must have obtained it by the simple process of the putting on of a miserable and doleful face, whenever the doctor paid his visit, or came across him. His acknow- ledged recovery was likely to be a thing in the distant future, so long as the least appearance of illness would secure so welcome an addition to his daily repast. The decline is and must be in keeping with the previous periods of life. If the parish in- fluences throughout childhood, manhood, and DECLINE. 159 prime have not been lost, the decline must be the sequel to what has gone before. The sun oftentimes sets most brilliantly after a cloudy day, but not so the sunset of the parish pauper. Nature is far kinder than man, and as the village pauper enters the last stage of his exist- ence here below, the gleams of sunshine are indeed few and far between, and nothing is before him but the shadow of the poor house or the miserable pittance of out-door relief — useless to him from its being insufficient to keep body and soul together, unless he can slyly get some little outside help besides. What a prospect ! but who is to blame ? Shall we rush in at this juncture and give money to these unhappy people ? Shall we rail against their former employers for not keeping them ? Shall we dilate on the tyranny of Capital over Labour .-* We may do what we please, but all l6o THE SEVEN AGES OF A VILLAGE PAUPER. or any one of these efforts will be of little use. Money and charity may relieve individual cases, but most probably with all our care only the least deserving will be thus benefited. The employer Avill easily show us what a little way even all his profits would go to provide comfort to all he has employed, and the bug-bear Capital would readily convince any one of impartial mind, that but for it the very pittance which is now obtained would be impossible, and that were she superseded, as some seem to think essential to the happiness of the world, starvation alone would be the end of our village pauper. Who, then, is to blame, if all these are not .-* Is it hard to say that, without the efforts of the sufferers themselves, there can be no help for this state of things .? Not that those who are actually suffering at this moment can do any- thing — not that those who have fallen into this DECLINE. l6l state can do anything ; but those who are on the road to it might and must make the effort, if a better result is to be obtained. No one on the banks of a mountain stream can stop a boat from dashing over a waterfall, as it nears the fatal spot. No one on the banks can save it, even for miles up the stream, if the crew persist in pulling along without taking any heed of the certain end. Ropes may be thrown to it, poles may be stretched out within reach of those on board, but if every effort from outside be made, it will be useless unless the men them- selv^es lay hold and make an effort. The tide runs strong, and each moment stronger, and exertion must not only overcome this, but must do more if safety is to be obtained. The higher up the river this effort for safety is made, the easier it will be, but every moment's dela}' increases the danger in a geometric ratio. M 1 62 THE SEVEN AGES OF A VILLAGE PAUPER. Granting all this ; who is to blame ? Do we throw out the ropes, as we might ? do we from ■the safe bank, make every effort to save the boat ? do we do what we might to point out to the crew a safer stream, which ends in a calm and pleasant lake, though the way to it be somewhat against the tide at first ? Do we do all this, or do we not rather, with the en- couragement which we give to improvidence and destitution by our Poor Law system and our so-called charity, push the boat on its fatal track along the swift tide of self gratification and present indulgence ? Who then is to blame ? CHAPTER VIII. DECAY. •npHE waiting for the end. The toddling old man, the bent down old woman, dragging on an existence as best they can, whose chief break in the dull routine of their days is the weekly visit of the relieving officer, carrying the pittance in his train. Unable to work, a burden to themselves, a burden to their families, a burden to the parish, a burden to everybody, their end can only be hailed with a sense of rehef and pity by all who know them. They have gone through the previous six stages of life ; they have been disciples of that cruel foster-parent the parish, and the same sad end M 2 164 THE SEVEN AGES OF A VILLAGE PAUPER. awaits them which they have seen befal nearly all the survivors of their own childish days. Let me take a few examples from our village. The crop is heavy, and we need not go far to find what we want. Any old person we meet will do. That old man bowed down on his stick, just passing through the churchyard gate, what is his history } He is eighty-nine, and is a perfect type of a village pauper. He has been a weaver, and no doubt for many years has made good wages, but he has had a family of twelve children, whom he has brought up fairly well. He is in the receipt of 2s. 6d. a week parish allowance, a pint of beer a day, and some meat. His sons seem to have disappeared, or at any rate to have kept far enough off not to be compelled to assist to keep him, but four of his daughters live near. Two of them have large families and say their hands are full, DECAY. 165 though the cost each week of but a few pints of the family beer would give the old man many a little thing which he would regard as a luxury ; a third is not so well off, though she does the most for her old father and gives him a tea almost every day ; a fourth is very well to do indeed, her husband keeps a public-house, and might with ease, and with no privations to her- self, support the old man in comfort. She and her husband, however, refuse to do anything at all, and the law cannot compel them. Why should she, she should like to know .-* What does she pay rates and taxes for, and what's the parish for .'' He can pull along somehow, and if he does not get enough, it's the parish's fault, not hers. So long as they don't send him to the house, neither she nor her husband care. They would object to the house, for that would dis- grace them, they think. l66 THE SEVEN AGES OF A VILLAGE PAUPER. Apt and hopeful disciples of the parish system, which not only renders such conduct possible, but makes it so easy and so natural to unnatural human nature ! Let us trace the history of another case of decay. This one is, indeed, far better than the last, but a melancholy end for so good and true a life. The old couple live in a pretty little old-fashioned cottage, covered with creepers. My wife and I had been led to take an interest in them from Mrs. Stem being laid up with what she called " the brumchitis." One afternoon we both looked in to see how she was, and to have a little chat with her. Her husband has been a hard-working labourer, but is now seventy-eight, and in very failing health, which has been in a great measure aggravated by a sunstroke which he had a year ago, and the effects of which had DECAY 167 returned with the heat of the summer. Mrs. Stem was a nice kindly old woman, bhnd in one eye, very clean and tidy, who greeted you heartily and most pleasantly, and accompanied her salutation at the same time with a regular old-fashioned curtsey. "Well, Mrs. Stem, and how are you to-day.^ You don't look very well." " Thank you, marm " (with each sentence came a little bow), " it's very kind of you, marm, I'm sure ; I am better, marm, to-day, and the doctors say I am getting on nicely, they do, marm, only as my cough, you see, it do rack my side it do, and you see this brumchitis it makes one feel so werry weak it do ; I am sure I give you and the gentleman many thanks for what you've sent me." " Ah, I'm afraid you have had a trying time of it ; you look very pulled down." 1 68 THE SEVEN AGES OF A VILLAGE PAUPER. " Well, yes, marm, I have had, to be sure. I thought once I should not get the use of my left leg again, but the doctors say, all I wants now is to get strength, though my years are again me, you see, marm, and I was a-bed, yes I was indeed, marm, for ten days, and have only just got about this last week, come next Thursday, but I am so thankful to think the Lord has spared me and made me well enough to wait upon my husband, for he took on so when I was a-bed." " Isn't your husband well, then } " " Dear, no, marm, his head is so bad ; he was ill all last year with a sunstroke, and we all thought he'd never get over it, but he is spared to me still, thank God. He is such a good husband, so steady, and that's a great thing, isn't it, marm .?— never goes to bed without kneelin down here and sayin his prayers— he's DECAY. 169 always been the same, and so hard-working^, he's so fond of work that although he's not fit for it, still if he feels a little better, he will go, if it's only to puddle through a little." " How do you and he get on, then ? Can he earn much ? " " Well, not much. You see, marm, he gets a little by working when he can for Mr. Square, where he has been these ten years, but, you see, it's a long way oft", so he nigh gets tired afore he gets to his work. Just now, Mr. Square, you see, has lent him to the rector, who wanted some little job done, and so they giv' it to my old man a^ it's nigher for him, and he can get home to his dinner, you see, marm. He used to work for Mr. Pool twenty years up to the time of his death, and a good master he were to him, marm, as every one will say. To-day he's just puddled 1 7° THE SEVEN AGES OF A VILLAGE PAUPER. over to his work — that work he's doing for the rector." " Oh, is that he cHpping the hedge ? " " That's he, sir." " He's deaf, isn't he ? I have spoken to him, but found we couldn't get on." "Yes, he is very deaf, he can't hear not no one — but still that don't interfere with his work, and they keep him on as long as he can do anything. He likes to get about, as I said, and it employs his mind — don't it ? He gets a shilling a day when he's there, and when he was ill, the parish used to allow us Ss. a week. Now he's at work again we only gets 3^." "But you don't live on that only, do you f " No, marm ; the rector, you see, sends us a good many things ; he is very kind, and a good many others, too ; then the parish gives us a DECAY. 171 piece of meat a week you see as well, and then I do a little work, and so we manage. My father he was a large farmer, but he married again and I went out to service, till my aunt, she was a very old lady, wanted some one to take care of her, and so I went and lived along with her, and there I picked up my old man. We had a little money once, but we 'pren- ticed our sons to good trades, and I am werry thankful we did, for they are werry steady, and it don't seem lost, you see, marm. One was a coachbuilder and was doing werry well, but he died and left a wife and fiv^e children. The other two they are carpenters, and have been many years in their sitiwations, and sometimes they send me a shilling, but you see they've got families, both on 'em, and can't spare much, and they are werry kind and I don't complain, marm." "When you were upstairs ill, and I called, 172 THE SEVEN AGES OF A VILLAGE PAUPER, you had a nurse, hadn't you — Mrs. Gamp, wasn't it ? How did you Hke her ? " " She was werry kind, and was here a fort- night. The parish, you know, marm, paid her her half-crown a week, and as my old man was ill too, I don't know how we should have got on without her, though that's the first time I've troubled them that way." " How does the parish pay you your 3^-. ? Do they send it every week .-' " " Well, no, marm, it's only paper, we don't get the money, and for that matter it's the same as the meat. I go to the shop and order 3^-. worth of things, just as I get the beef from the butcher for the beef-tea. It's all paid by order, you see, marm." " Do you think the parish treats you well ? " " Yes, marm ; I've no cause to complain at all, if we can onl}- pull along and I can get up DECAY. 173 my strength ; but wc neither of us is so young as we used to be, for I'm turned seventy-five and my old man is seventy-eight." "Well, good bye, wc shall see you again some day soon, no doubt." " Good bye, marm, and I'm sure I 'turn you and the gentleman many thanks for your kindness." The old woman will never get up her strength again, I fear ; and although the money spent in apprenticing and bringing up the children well may have been a good investment for the chil- dren, I fear, with shame it must be owned, that the poor old couple arc the worse off for having done their duty. This couple I found, from careful inquiries, to be, in every sense, most worthy old people, and yet what an end to so well-spent a life ! Take another old man at random, just as we meet him in the road. What is his history ? 174 THE SEVEN AGES OF A VILLAGE PAUPER. He is now seventy-seven and cannot do any- thing but a little weeding, and that only now and then. He and his wife have 6s. a week, and it is as much as ever they can do to live. They have four or five sons in America, all doing well, but he finds that now they are away, they don't think much of helping their old parents. He is a most kindly old man, and does not grumble in any way. He has another son who is a gentleman's outdoor servant, but he has had such a number of misfortunes, and the doctor so often in his house, that he hardly knows how to get on himself I asked him what he had been, and he said that he used to do timber work, felling, barking, and such like, and that he had earned very fair wages. "Could you, do you think, have put by 6d. a-week for fifty years of your life, if you had had a mind, and had thought of it ? " I said. DECAY. 175 "Well, ye see, sir," he replied, "we don't think of those things when we are young, but now I wish I had. That's what I tell the young chaps, but they won't listen, though I think feome of 'em would, if they had a chance and some en- couragement. Mr. Goodman, when he lived here, had a penny bank of a Monday night, and many of the people put in. My boy did for four or five years ; and then, when Mr. Goodman went away, all the money was divided out, as no one else would go on with the bank." " Most of them spent all they had saved, I am afraid .•*" " Well yes, sir ; but my boy didn't. He took it all, and went straight off and paid his way to America, where he is doing very well indeed now. That Penny Bank made a man on him, sir, for he never could ha' gone unless he had saved up the money. Lots of young chaps 176 THE SEVEN AGES OK A VILLAGE PAUPER. want to go away to America now, but they can't get the money, and the parish has given up paying it for them," " If they can't save it up themselves, they are not the sort to do much good, even if they went, I fancy ? " " Well, perhaps not, sir." " You said, just now, that your son had had a good deal of illness. Have you no doctor's club, that is, a club into which you could pay so much every month when you are Avell, and then have a doctor as your right, without any- thing more to pay, when you or your family are ill?" " No, sir, we haven't got nothing of that sort. Most of the people get the parish doctor ; and those who can't — and my son can't manage it — has to pay, and it comes ve.ry hard, just when they want a lot of extra things too ! " DECAY. I 7 7 " Do you think they would pay a penny a-week all the year round, so that they might be able to have a doctor, and pay nothing more if they were ill ? " " I don't know, I am sure, sir, how that would be ; perhaps those might who don't get the parish doctor." Take another case, and it shall be the last. That very old fellow in the clean smock frock. He is the oldest man in our village. " I be fourscore and ten, sir ; least-ways, I'm rather past that. I can't do nothing at all now, though last summer I did get about a little and did some weeding ; but I can't now, my eyesight is so bad. I've lived in the parish all my life." " Then the parish, I suppose, is now your friend.?" " Well, sir, I gets 3.?.; but it's poor living when I can't get nothing else." 1 78 THE SEVEN AGES OF A VILLAGE PAUPER, The old man is so well-dressed and looks so hearty, that it is impossible that he can exist on T,s. a-week. He has been too long on the parish, however, not to make out as a matter of course the worst he can. " I worked for twenty- years for Captain Dasher, up yon hill, sir ; per- haps you knowed him. He lies there now, under that stone, side of that 'ere elm. He was a good master, though he did swear dreadful. He'd been a soldier, and he learned it then I suppose. He wore a pigtail, for he had such a respect for it, he used to say. He would tell how it saved him from drowning once ; for he fell into the water, and as he was sinking a cabin-boy caught hold of his pigtail and pulled him out ; so he always wore it out of respect like for it." " Where are all your children gone to ?" " Well, some of 'em is dead, and some are in all DECAY. 179 parts like ; though I have never seen nor heard from any of them for this many a year." " I suppose you have got some friends who help you ? " " Not many, sir ; but I do sometimes get a dinner, for the parish money isn't much, and we can't live on it." The same old stoiy ; the life of labour ending in the parish dole, eked out with alms, and any scraps which can be added to the store. Such a lot to any one Avho had not been all his life accustomed to a hand-to-mouth existence would be unbearable ; but the parish has always pre- pared her children, broken them in, in fact, to this miserable state of existence. Thc\' drae on, some will say in faith, and it is well indeed for them that they have faith, for it must be sorely tried from week to week, and from day to day. N 2 l8o THE SEVEN AGES OF A VILLAGE PAUPER. We might multiply instances until we had ex- hausted almost every old person in the parish, for they are all alike, all in a similar state of misery. All, or very nearly all, having been reared in the same school, budding, blossoming and ripening under the same influences, and consequently bringing forth the same fruit. How is all this ? Is it the natural condition of people thus to end their days .'* If the labourer is worthy of his hire, is not a well-spent, hard- working life worthy of something better than this wretched end.-" We read that "at eventide it shall be light," but how often do we see it so ? The puzzling questions come once more : Who is to blame for all this ? Who can alter it ? Who can make it better .-* Who can brighten the last few years, and make the sunset on this side the grave a little more suggestive of the brilliant dawn which we all profess to believe DECAY. 1 8 I awaits the well-spent life, beyond, when that last portal is passed, and when poverty and the poor law shall have worked their all ? Can nothing be done ? Is there some law of nature which will render all our efforts useless ? Indeed, no ! We often, in our conceited ignorance, heap upon what we call nature much of our own shortcoming. This great evil can and must be remedied, and we are the people who must do it. To boast of our religion, our alms, our charitable institutions, our riches, is a mockery, while matters remain as they are. It is not money that is wanted. The flinging away of surplus guineas, the drop- ping of gold into the bag after a stirring sermon, is not what is wanted. It is patient and real charitable work and solid labour, and that in a right direction, which alone can stop this gigantic evil. People must be taught how to reform and improve themselves, facilities for this must be 1 82 THE SEVEN AGES OF A VILLAGE PAUPER. put into their way, and they must be encouraged themselves to make use of them. The often apparently thankless task of trying to prevent people falling is the real charity which is wanted, far more at the present time than the giving of aid to those who have fallen. The most de- serving objects of charity are not necessarily the persons in the lowest and poorest condition ; but often those who are struggling to keep themselves in an honourable and manly posi- tion. A tottering column may be left to fall, and the sensation thereby pfoduced may secure the collection of ample money to rebuild it, but we may try in vain to renovate the broken fragments, or to renew the delicacy of the sculpture which once adorned its sides. While it stood, and when we might, by a great and troublesome effort it may be, have shored it up, gradually put new foundations, and rendered it DECAY. 183 again safe and able to stand the shock of ages, we did not beheve it was dangerous, nor attend to the warnings that the foundations were going. A heedless man may walk over the edge of a precipice, and, if he falls, there may be no lack of hands to try to do what they can for him. His case may become a sensational one. Money may be collected and what not. All however is useless, though some little child might before he fell have led him into a safer path. This is what is necessary. We must use our efforts to fence off this precipice of destitution which the poor law now delights to leave exposed ; we must divert the path, which the poor law and indiscriminate alms have laid out so enticingly, long before it gets near this fatal spot. We must uproot all the present land- marks which point to destitution and poverty 184 THE SEVEN AGES OF A VILLAGE PAUPER. as the only road to relief. We must put up correct finger-posts at every turning, to lead to independence and manly comfort and happiness, and to facilitate the journey thither in all the seven stages of life. We must get a band of trusty persons, who well know the roads, to stand at every corner and lead travellers on the right way. We must, in fact, use every power to prevent habits which lead to destitution and misery, from being sown and cultivated, instead of trying to cure the evils after we have not only allowed them to grow up, but have fostered them by our poor law system, our unwise alms, and our own bad examples. * * * A few words more, and our seven ages are complete. I hear the solemn tones of the village bell ; I see the accustomed hearse and mourning DECAY. 185 carriage ; I see a number of persons in the well- known hired drapery of an undertaker's store ; I pass into the village churchyard, and my old friend the sexton is there, clad in funeral garb, officiating in the last sad office of his calling. The service is soon ended, and I step closer to the grave. " Mrs. Ann Wisden ; aged 89 years." I read on the plate. A great age ! " Who was she?" " The widow of the man who kept ' the Grapes,' over the hill, sir. He died forty years ago, and lies buried here ; but I remember the day as if it had been yesterday." " She was well to do then, I suppose .''" " The family is, sir, I should say ; but she belonged to this parish." " How do you mean .''" " Well, it was our guardians who allowed her her money." 1 86 THE SEVEN AGES OF A VILLAGE PAUPER. " Was she then in receipt of relief?" " Yes, sir ; ever since the day of her husband's death I fancy ; anyhow, as long as I can remember, for I always took it to her." " But this is not a parish funeral ?" " Oh no, sir ; them's her children, they pay for all this. They would not have her buried by the parish for anything ; very few does that, if they can anyways help it." The village pauper lives and dies on the re- lieving-officer's books, but thus far and no farther. Even if the burial club fails, children and brethren come forward voluntarily, if not ungrudgingly, to perform this last act to their departed father, mother, sister, brother, or friend, and to snatch, so to speak, at the last moment the remains from the parish grasp. Thank God for this feeling. It sheds a ray of light over the scene. It shows that in spite of what has been DECAY. 187 done to stifle and dry up all independent and honourable sentiment, some true spark of a better feeling remains ; and this is sufficient to encourage us to think that there is even yet something left on which to graft a wiser and a better system. It points to the possibility even of rendering the parish relief during life as distasteful and as unnecessaiy, as the parish burial is at death. CHAPTER IX. CON'CLUSIOX. T HAVE thus attempted to trace our Hero's life. Born by the parish, dandled on the knees of a parish nurse, and educated by the parish. Then comes a change, and he is un- willingly estranged and made an independent being-, during the robust health of manhood and prime, although, all along encouragements are held out to him by his fond foster-parent, to return to her as to his true friend, whenever sickness or misfortune can give a pretext, or the slightest excuse. Then as decline and decay creep on, the grey hairs secure for the second childhood, and to the end of the chapter, a CONCLUSION. 189 permanent continuance of the comforts and blessings of the parish pittance and the pauper's dole! Such is in short the life of our Hero, the Village Pauper. Whether man or woman ; whether indolent or industrious ; whether re- spectable or dissolute, whatever be the previous history of the past life, as the instances we have seen have shown, the result is about the same, except that the advantage is invariably given to the worst of each category. Nor can we console ourselves with the idea that the class is but a fraction of the community. It is almost co-extensive with the name of the relief, — "The Parish." It permeates through all, — it sheds its blighting rays of pauperism on all stages and on all sections. If she is thrown off for a time, this tender parent again receives her erring children, without 190 THE SEVEN AGES OF A VILLAGE PAUPER. one word of reproach, provided they forsake their mistaken notions, and give up all idea of helping themselves, or at any rate make a pretence of so doing. That independent spirit, that proud look which delights to boast of its requiring no help from anybody is what the parish most objects to. She will give to such no aid whatever; be their trouble what it may, they must be broken before they can be again received into favour. The growth of such a spirit might endanger, particularly in these pro- sperous times, the very existence of the parish itself! Such is the practical line of action of the parish at present, as has been seen throughout our pages. I am not however, in the parish interest, but entirely opposed to it ; and I ask once more what is to be done to prevent the further spread of this gigantic monster } To rid CONCLUSION. 191 the country of it, if it be possible, or at least to reduce its proportions and its power. The remedy must be a sweeping one : the whole system on which the Poor Law Relief is administered must be completely changed. Not only must we patch up, and amend here and there, but we must alter the very foundation on which the structure is built. Instead of making it uphill work, and opposed to a man's interest to be thrifty and careful, it must be downhill work, and made to be to everyone's interest and advantage, to foster and develop such qualities in himself and children. This must be done, too, from an evident and understandable point of view, which will at once commend itself to the unlearned villager, and not only from a high moral point of view, which is but often too high, even for the well-educated to appreciate and to act up to. Many may agree so far, and may 192 THE SEVEN AGES OF A VILLAGE PAUPER. have their own view as to how this may be done, but I will venture to state my own peculiar notions on the subject. In the first place, we must start with an idea which, though some may think it to be anti- scriptural, is, I fear, a necessary result of modern civilization. We must allow, that even if a man will not work yet he cannot be allowed to starve. Some have ventured to preach a different doc- trine; but leaving out of the question any kindly sentiments, it is clear that with an army of a million paupers, of whom some two hundred thousand are able-bodied men and women, we could not at the present time, from reasons of policy alone, introduce so drastic a cure for our pauper epidemic. We must still hold the notion, that, by the law of the land, no one shall starve, unless he has a mind to do so, and in which case, of course, no law and no enactments can CONCLUSION. 193 prevent a person from carrying out his determi- nation, and in fact committing suicide. Relief, however, as everyone knows, divides itself into two chief branches, the outdoor and the indoor. Indoor relief is that given in the Union House, and it is the form of aid which is not liked, for the necessary curtailment of liberty is not only unpopular, but very much objected to. It is the feature of relief of the present system which that tender foster-parent keeps in the background, and only brings out occasionally, and when she cannot help it. The truth is the parish objects to indoor assistance, because it is so expensive, or rather because it looks so expensive. A man and his family cost a good deal in the house, but a few shillings, say half-a-crown a week, will keep them quiet out of it. The parish does not calculate that the cost of twenty families at half-a-crown a week is more o 194 THE SEVEN AGES OF A VILLAGE PAUPER. than that of one family in the house, and as a matter of fact, at the present time the total out- door relief costs fully twice as much as the indoor. To send a family "to the house," however, looks also somewhat hard. No doubt, if it were done often, even if justly, and with beneficent results on the public at large, there would be a com- plaint. The least deserving would probably make the most noise. Some mistaken, though kind-hearted people would take up the cases, and the guardians would give way. The relieving officer would probably be the scape- goat, for it would have been his energy which led to the whole matter. He would be ordered not to be too-officious and hard, and in a short time he would give up his thankless task of try- ing to reduce pauperism, and follow the way of his brethren for very self-defence. The people would triumph, and the out-door relief would extend. CONCLUSION. 195 This is one of the radical objections to the present system. Any attempt to improv^e the condition of the people and to check the growth of pauperism depends largely on the relieving- officer's action, and also on the way he is supported by the guardians. This support may at any time be withdrawn, or a sensational case may be made by some leading person in the neighbourhood, without perhaps too careful a study of the facts, and the beneficial effects of months or years, it may be, are thus destroyed. I would suggest, then, leaving indoor relief as it is, but making thrift tJic condition of outdoor relief. I would suggest that outdoor relief HI money or kind be never given, except on proof of previous thrift — that tangible evidence of thrift, or the results of thrift, be made the sole standard of eligibility for outdoor relief — the outdoor relief test, in fact. That when a person 196 THE SEVEN AGES OF A VILLAGE PAUPER. applied for relief, the officer, instead of asking him whether he was destitute or of presuming him to be so, should ask him what he had saved. If the man said, " I am a member of a club which allows me 2s. 6d. a week," instead of that fact disqualifying him to a great extent from obtain- ing aid as it does now, though he cannot exist on it, the man, from that very circumstance, should have a certain amount added to what he already had. If he showed that he had bought a deferred annuity which now brought him in say 2s. a week, then that so much should be added by the parish on that very account. If an old man produced his Post-Office Savings Bank book with twenty pounds to his credit, that the amount, or part of it, should be invested in an annuity, and so much added to it by the parish. In the case of old people there would be no- CONCLUSION. 197 difficulty in cariying this out, after a due number of years of warning, and children or others would also be practically encouraged to help to make up the amount, so as to enable their parents to obtain outdoor relief At the present time we have seen that children in but too many cases stand aloof, and do not help their parents, or only do so on the sly, lest the old people's parish allow- ance should be withdrawn. Practically, there- fore, the existing system discourages them from coming forward as they should. Sons, who are legally bound to help to support their parents, too often avoid doing so, and escape the clutches of the law by removing to such a distance that it is not worth while for parishes to incur the expense of sending after them. Were the plan proposed to be adopted, children would be in- duced to help their parents, in order to prevent them from being sent to the Union House. 198 THE SEVEN AGES OF A VILLAGE PAUPER. People who had brought up families would thus be able to look forward in their old age to some return from them ; and those who had not had these expenses might reasonably be expected to be able from their own earnings to save enousrh themselves to qualify for sufficient outdoor relief as above described, to enable them to live in comfort. Those who could not show any results of thrift would, as a class, be the undeserving, and would have to keep off the parish altogether as best they could, and in old age they would have no choice but to go into the Union House. As regards younger persons in temporary dis- tress from sickness or other causes, a somewhat different arrangement, though similar in prin- ciple, would have to be adopted. Instead of having to prove their destitution as at present,. why should they not bring their Post-Office CONCLUSION. 1 99 Savings book to the relieving officer, showing what they had put by and how it had in- creased regularly each week or month ? Why should not widows be asked if their husbands had been insured, or if they could show some evidence of previous thrift in support of their claims for outdoor assistance ? A long illness might have drained their savings, but if they had been allowed outdoor relief during that ill- ness under the system just proposed, it would be evidence that they were deserving of the outdoor help being continued for a time. If they could do nothing of the sort, but had evidently been thriftless, it would be better and kinder, with a view to reduce poverty and dis- tress, to decline any assistance but that given in the Union House. Cripples and persons who had been permanently in a state of inability to work, might be the exception to the rule, and 2 00 THE SEVEN AGES OF A VILLAGE PAUPER. help might perhaps be continued to them as at present, and even more liberally, for no one would wish that their unhappy lot should be rendered still more unfortunate by any appa- rent harshness. We next come to medical relief. As we have seen throughout our pages, this is at present administered exactly as money or relief. Destitu- tion is the qualification which must be super- added to sickness before medical relief can be obtained ; and everyone seeks to make out the best case he can for such relief when he wants it, and he usually obtains it, almost as a matter of course. How, then, can it be expected that provision should be made for sickness ? If the bread-winner is laid up, that alone, provided his family be destitute, is sufficient qualification for medical outdoor relief. Though illness comes, at all times, and often without warning, it is one CONCLUSION. 20 1 of those calamities which we all know we are liable to, so that everyone by a system of clubs may most easily and at a trifling cost ensure medical attendance for himself should he ever want it. What good, however, can a medical club be ? It merely implies a man paying voluntarily for what he now gets for nothing. It is useless to urge on persons the importance of joining provident medical clubs and such like when they can spend the money they are asked to pay to these in any way they like, and with very little trouble and far less personal effort obtain in sickness outdoor medical relief almost for the asking. I would suggest that in populous places where provident dispensaries or medical clubs are es- tablished, the parish medical relief might be abolished altogether, except that of course which is given within the walls of the union infirmar}', 202 THE SEVEN AGES OF A VILLAGE PAUPER. and to the old persons in the receipt of out-door relief under the system I have proposed. In villages and sparsely populated districts, there are but few provident dispensaries or medical clubs. The solitary medical officer generally holds the appointment of parish doctor, and, for the reason we have already given, he has little to induce him to form a provident medical club of his own. He is probably pretty well aware of the persons he has to deal with, and is not likely to be so deluded as to suppose that they will join his club for the gratification of paying him, when they regard him as paid by the parish for looking after them for nothing. Why should not however the parish, that is, the Poor Law itself, establish provident medical clubs in villages.^ The relieving officer could collect the money and manage it with very little extra trouble, which he would willingly do for CONCLUSION. 2 0^ the extra pay he might earn without in any way encroaching on the rates. The suggested ruks of such a parish medical ckib I have given in the first chapter under Medical Attendance, and I have also there pointed out the startling results which a subscription to such a club of even a farthing a week would produce in our village. I would beg to refer my readers to that statement. I will now briefly indicate the action of these proposals in each of the Seven Ages, with the idea of showing how they would contrast with the working of the present system as I have described it in the life of our Hero the Village Pauper. Infancy. The mother would not have to pay her guinea, or to apply as a pauper, making out as bad a story as she could, with as much or little truth as suited her case, in order to secure the 2 04 THE SEVEN AGES OF A VILLAGE PAUPER. advantages of the parish doctor and the parish nurse in ushering our hero into existence. She would simply send for her doctor as her right, from the fact that she had subscribed to the club, though it were but a farthing a week. Without much extra payment a nurse could be supplied in the same way, and in as independent a manner. Childhood. Although the direct influences of the change of system at this period would apparently be less than in any other, indirectly they would be about the most important of all the periods of life. The child, instead of being brought up in an atmosphere of deceit and poverty, accustomed from the first dawn of intelligence to notice the dodges practised, whenever possible, on the parish, and to regard all such dodges as a matter CONCLUSION. 20 = of course, would be trained in altogether a dif- ferent school. It would no longer be to his parents' advantage to live entirely from hand to mouth, and to keep themselves on the border of destitution. Their only chance of aid in sick- ness and trouble (out of the workhouse) would be care and thrift. It would be to their ad- vantage to be known as respectable and careful. Such being the case, the conversation and general tone to which the child would be accustomed would be altogether different from what it now is ; and this influence would necessarily have a most important effect on his whole character. Youth. The beneficial effects on this period would be very much the same as those we have just re- ferred to during childhood. As the child grew up and his intelligence developed (his is used 2o6 THE SEVEN AGES OF A VILLAGE PAUPER. , . _ T in the generic sense throughout, including, of course, both sexes), he would see that the ad- vantage was all on the side of thrift and care. If he went to obtain relief for his parents, his story would not be a tissue of deceit, for the tangible evidence of thrift and care which his parent would put into his hand on which to base his plea for help, would require no such imposi- tion. He would see the evil consequences of a wilful recklessness and improvidence, and would have a direct advantage held out to him to join some sound Friendly Society as early as pos- sible. No doubt at this period of life, which is naturally joyous and somewhat heedless, it is difficult to make impressions unless the indi- vidual has been most carefully brought up. The whole tendency, however, instead of being to recklessness, as at present, would be the other way. It could never be said that " belonging to CONCLUSION. 207 the club always goes agin ye ; " but the pro- moters of such institutions would have a most powerful incentive whereby to induce persons to join as early as possible, so that they might always be able to get some friendly assistance instead of the Workhouse if they were ill or in serious difficulty. Manhood. Here the advantages of the change of system would begin to be felt in earnest. The medical club, what a blessing this would be found to be ! Illness in the villager's family would be stripped of half its suffering. As we have seen, until the fifth baby appears, even with his I5J-. a week the struggling man must provide his own doctor in all cases except when he himself is laid up. He would do so now, but by a small fixed payment which he would not feel ; and there would be no such thinsrs as doctors' bills to 2o8 THE SEVEN AGES OF A VILLAGE PAUPER. cripple him for he knows not how long. No one would be loaded for years with debts which, under the present arrangement, it is difficult to see how a villager can avoid, unless by fair or unfair means he can somehow or other get the parish doctor allowed him. Now as regards the provision for the future, that is, the store for a rainy day and for old age. Here the influence of the change of system would be felt powerfully. Our hero the villager, who, by-the-by, we should not have to call " the \-illage pauper," as we do now, would not be afraid of being known to be careful and thrifty. In illness these very habits would be the only passport to relief if he required it out of the Union-house. He would have no longer an object in keeping his dwelling as miserable as possible ; a tidy hearth, a piece or two of fur- niture, could not then be pointed at as reasons CONCLUSION. 209 when he was in trouble for passing him by en the other side. In every way, in short, the di- rect encouragement would be to improvement instead of, as it is now, to a hand-to-mouth existence and systematic "shiftlessness," an ex- pression whicli my old friend the sexton so often makes use of Prime. This word, it is to be hoped, would not strike as such a misnomer under a sounder system of Poor Law relief. The practical encouragement to care and thrift would in time in many thousands of instances tell most materially on the villager. Besides his club money, each one would b,: glad to let it be known that he had been put- ting by a trifle. We should not be so apt to hear the idea of being careful resented as a sort of stigma, and to hear it boasted, as I did one 2 TO THE SEVEN AGES OF A VILLAGE PAUPER. day by a man in the prime of life, " that he did not hold to saving ; so long as he could get along now he did not care. Something would turn up, he supposed." The secret of all this is, as we have so often remarked, the fear of having the parish money disallowed when it is wanted. The whole of this would of course be changed. Everybody would try and let it be supposed he was careful instead of the reverse. If he deceived in this matter he would only deceive himself, for the relieving officer would require the tangible proof when he applied, and without this the person's statement would be valueless. The idea of being careful and thrifty might in time become the fashion, and take the place of many of those long and miser- able statements of distress which are so often and so mechanically poured into the ear of the willing listener. It is to be hoped that the CONCLUSION. 211 change of spirit which such a system would produce would secure the establishment of a Post Office Savings Bank in every hamlet. If the people demanded it, such facilities would have to be given them at once. I assert it to be highly disgraceful to the Post Office, and to all of us, that even now a village such as ours should be four miles from any Post Office Savings Bank. True I must own, that at present there is little demand for the good offices of such an institution. This however is no excuse, for we should not of course wait for the demand, but forestall it as we do education, and as the go-ahead proprietor of the public-house usually manages to do. Under a reformed poor-law system, based as I propose on a system of thrift, I believe the demand for saving facilities would utterly asto- nish everyone, and that in a few years the P 2 212 THE SEVEN AGES OF A VILLAGE PAUPER. benefits derived from them would extend to the remotest village and to the most obscure villager. Decline. The fruit of a well-spent life should not be bitter, but sweet. As the body begins to show signs of age, as we have seen, so the spectre now rises before it of the miseries of a depend- ence on the parish dole. This under the pro- posed system would be very much changed, True, to some who persist in a life of careless- ness, thriftlessness, or drink, there would be no prospect but the Union House. For those however — and their number would soon extend — who by care, industry, and thrift, or by the bringing up of children, had made even some slight provision according to their means, the prospect would be far brighter than it is now, for they would know that their scanty but CONCLUSION. 213 hard-earned and hardly put-by savings would secure them proportionate assistance and in- creased comforts. In sickness they would claim the medical attendance they had paid for, and during the intervals of incapacity from, work they would be able — not by an abject beg- ging for relief, not by deceitfully concealing any little saving they may have made, and in which case the conscience of the careful man is sorely tried, but by honourably basing their claim on a well-spent and a thrifty life— to secure a subsistence in proportion to their previous care, and one at any rate sufficient to keep them as human beings. Decay. The last scene of all that ends this strange, eventful history. Truly it is "sans everything," as the great poet writes, unless we except in these days the parish dole and the miserable looking 214 THE SEVEN AGES OF A VILLAGE PAUPER. forward to the end. The changes which such a system as is suggested would produce, surely must alter this. It would then nearly always be light at eventide to the deserving, or at any rate it would be within a man's power throughout life to make it so, which at present it can hardly be said to be. Some few lives would no doubt disappear under the dark clouds of the Union House as they do now, though not a greater number than at present, and in a few years I venture to say that the practical encouragement to thrift would reduce this number to the mini- mum. Care and thrift would have been practi- cally encouraged, and corresponding fruit would necessarily be borne. The parish dole would be converted into an honourable independence. The grey hairs would be respected. Instead of the tottering limbs relying on a tale of a life of thriftlessness, misery and deceit for their claim to CONCLUSION. 2 I bread, without the restraint of the workhouse walls, they would with boldness tell the opposite story, and trust to that as a qualification for comfort and consideration. Instead of the de- ceitful hiding of all brighter prospects, such as the aid of friends and other blessings, from a fear of losing the parish coppers, the direct advantage of openness in all such matters would be obvious. Instead of children shield- ing themselves in their unnatural selfishness and neglect of their old parents under the plausible excuse of its being the business of the parish to look after the aged and the destitute, they would have a direct influence in a line of conduct altog-ether difierent and more creditable. The decay of a well spent life might then be truly made a blessed time of rest, and the tottering to the. grave the peaceful happy ending to the lives of honest and noble toil which our villagers 2l6 THE SEVEN AGES OF A VILLAGE PAUPER. might finally hope to enjoy. Old age and decay would not then be as the black shadow casting its gloom over life, even from the cradle, and becoming darker and darker as years roll on, but it would be, to the industrious, hard- working, careful man and woman, as the bright sunset of rest from the weary labours of life. Such it is believed would be the result, if a wise and sound system of relief were intro- duced and carried out, during the seven ages of those who are now known only as Village Paupers. We must remember it is not the relief itself which is so powerful for good or evil, but it is the system and principles on which that aid is given which have so great an influence on the habits, the feelings, and on the very lives of the people. Relief can no more produce a general and permanent improvement on the country than spasmodic and uncertain alms. a' CONCLUSION. 2 I 7 We must go deeper. Relief must 15^ so adminis- J tered that it is true to its name. It must tend Xo prevent suffering, and not merely to remove it when it has come upon us. This prevention must be accomphshed by the people themselves. The law may practically show the way, may systematically teach, exhort, and hold out en- couragement, but the change of habit must be made by the people themselves. One of the curses of the country now is that this universal influence, the Poor Law, not only holds out no inducement for people to change and improve their condition, but encourages them to remain as they are, which means, prac- tically, to increase in poverty. Solomon of old said that the "destruction of the poor is their poverty," and we ma}' depend that as surely as we foster this poverty, so surely do we add to their misery and destruction. The least part of 2lS THE SEVEN AGES OF A VILLAGE PAUPER, the evil is the increase of the Rates. It would be well to double these taxes if by so doing our village paupers might be exterminated, but this is not necessary, but the reverse, for every in- crease now means an increase of misery and destitution. The proposed change would tend shortly, and most materially, to reduce the cost of the Poor Law system. I must not, however, weary my readers with the minute details of the changes, which are gone into at some length in another place.* In conclusion I may say, that what Ave want is for the Poor Law to be based on the old maxims, that prevention is better than cure ; that encouraging virtue is better than punishing vice ; that assisting a man to make himself independent, is far higher charity than helping him when he has fallen ; • "Thrift as the Outdoor Relief Test," Bell & Sons. Second Edition, CONCLUSION. 2 1 9 that every act and every tendency of a system which has a universal influence over every village, and almost over every cottage, should be directly to encourage those qualities and habits on which alone the stability, well-being, and prosperity of our countiy can be based ; and that allowing it to continue as it is now, is to foster beggary, destitution, and vice. Who will dare to say that it is wise, kind, noble, or even politic, to make the seven ages of our people synonymous with the seven ages of a miserable pauper ? THE END. nRAUBURV, AGNE'.V, & CO., rKINTEKS, WHITEFKIARS. THRIFT AS THE OUT-DOOR RELIEF TEST. THE POOR LAW IN ITS EFFECTS ON THRIFT. By GEORGE C. T. HARTLEY, Hon. Sec. Provident Knowledge Society. SECOND EDITION. GEORGE BELL & SONS, YORK ST., COVENT GARDEN ; Or for 12 Stamps, post free, from C. WILLIAMS, 112, BROMPTON ROAD, LONDON, S.W. Pnce \s. WORKS BY GEORGE 0. T. BARTLEY. /« Medium Zvo, -with Woodcuts and Plans, price 21^. gilt edges, THE SCHOOLS FOR THE PEOPLE. " It is an exhaustive treatise. . . . He deserves the tlianks of the community for a very useful contribution to the work that has to be clone." — The Spectator. " Mr. Hartley's new work, ' The Schools for the People,' is a useful and opportune contribution to the literature of popular education."— T/ie Evening Standard. "A more valuable book than this, issued happily while the School Boards are settling to their labours, could not have been produced. It is a book that must force its way to the shelf of every member of a School Hoard, since it is a full and authentic record of the trials and experiences of all the educationalists who have essayed the task of destroying popular ignorance." — The Sc/ipol Board Chronicle "This volume comes to hand very opportunely. ... He [Mr. Hartley] has col- lected a mass of information which cannot fail to prove highly acceptable to those interested in the carrying out of the English Educational Act of last year."— The Scotsmnfi. " There appears to be no kind of school, no system of education amongst the poor, which is not here discussed at consideralile detail. . . . We cannot part fronri Mr. Hartley's book without commending so valuable a compilation to all interested in the great work of popular education in all its various branches." — The Globe. Post Free. Price One Shilling. Second Edition. IVitk Plan. ONE SQUARE MILE IN THE EAST OF LONDON. " It is, in fact, as valuable a contribution to the study of this question as we have met with."— T^f? Times' Leading Article. " The whole of this report is most valuable and instructive, and deserves attention. —Pall Mall Gazette. " A very interesting paper."— T//^ Saturday RevieTU. " We cannot refer our readers to a better or more interesting source of information than will be found in a concise and able report." — Standard. See also speeches of the Right Hon. W. E. Forster, M.P., Mr. Mundella, M.P., and Mr. Walter. M.P., during the Education Debate, in which the pamphlet was repeatedly referred to. Post Free. Price Sixpence. PAUPER CHILDREN: COTTAGE TRAINING versus INDUSTRIAL SCHOOL TRAINING. Price One Shilling. Second Edition. THE POOR LAW AND ITS EFFECTS ON THRIFT: WITH SUGGESTIONS FOR AN IMPROVED OUT-DOOR RELIEF. Mr. D. McLaren, M.P., spoke in high terms of the paper, remarking " that all the sus»<;estions contained in it were most rcm.irkable. While not liinding himself to every one of them, he approved entirely the principles laid down, and hoped all would endeavour as far as possible to carry out the suggestions. "—£.t'/?-aatible -with sound commercial security, to provide — in proportion to his earnings — for himself in old age, in sickness, &c., and for his family in the event of his premature death. The Society also endeavours to effect alterations or extensions in the Government systems at present in existence, when required ; and to frame and suggest others, should experience from time to time prove them to be necessary. *,,* Information on all points connected with the Society, and every assistance in forming schemes to encoura,;e frugality, will be given by the Hon. Sec. on applica. tion to him by letter at the above address, or personally by appointment. Subscriptions and Donations are gladly received, and may be paid to the Hon. Tre.asurer as above, or to the Society's account at the London and County Bank, Knightsbridge, London. THE INSTALMENT CLUB AND MIDDLESEX PENNY BANK. OFFICE— 112, BROMPTON ROAD, LONDON, W. PATRONS. THE EARL OF DERBY. SIR FRANCIS SANDFORD, C.B., 5, Gloucester Terrace, Hyde Park. HON. & REV. F. BYNG, St. Peter's, South Kensington. HENRY COLE, Eso , C.B. MACLEOD OF .MACLEOD. TRUSTEES. SIR DANIEL COOPER, B.art., 20, Prince's Gardens, South Kensington. Major J. F. D. DONNELLY, R.E., 6, Onslow Crescent, South Kensington. DIRECTOR. GEORGE C. T. BARTLEY, Hon. Sec. Provident Knowledge Society, 112, Brompton Road, London, W. Each Local Manager who collects the money gives a legal Bond of Security to the Trustees in a large amount. ADVANTAGES. 1. Penny Bank, — Any sum may be put by, from a Penny and upwards. Interest 2^ per cent. : that is, one half-penny for each completed pound which is left in the Bank for a full month. The month is reckoned from any day. Money may at all times be withdrawn by giving a week's notice, or by letter to the Director, posted on the Thursday before the day on which the money is required. 2. Instalment Club. — Any article may be bought by weekly or other paj'ments of a penny and upwards, at almost wholesale prices. 3. Life Insurance. For Stuns of £100 and under. — All such insurances should be in the Post Office, on Government Security, and payments may be made either weekly, fortnightly, monthly, quarterly, half-yearly, or yearly. To any one wishing thus to insure the arrangements will be explained, and every assistance given in obtaining and filling up the forms required. For Sums over £100. —These cannot be made in the Post Office. Persons, how- ever, may insure in any office they wish, by weekly or other payments to the instal- ment Club, and assistance will be given by a Loan, repayable by instalments ofjabout two-thirds of the amount of the first premium. 4. Pensions, that is, Deferred Annuities, for Old Age. — These can be obtained from the Post Office up to £$0 a-year, on Government Security. They may be pur- chased by weekly or other payments spread over ten or more years. To any one wishing thus to provide for his old age the arrangements will be explained, and every assistance given in obtaining and filling up the forms required. 5. Endowment of Cliildren, &c. — F.acilities afforded for all means of providing for the future by weekly or other payments. 6. Medical Attendance. — For a small p.aymcnt varying according to age from 5^. to 6(/. a month, all doctor's expenses may be insured against in time of sickness. Branches have been opened at South Kensington Museum, and at le.'^, Omega Place, Alpha Road, N.W. Others are in course of formation. Arrangements will be made for opening I-!ranches anywhere in Middlesex. Apply to the Director, G. C. T. BAETLEY, 112, Brompton Road, London, W. UNIVERSITY OF CALIFORNIA LIBRARY Los Angeles This book is DUE on the last date stamped below. jJ^.UKL oe^ 4 1966 URL ^^^ Zb ^^i'i RENEWAL LDURL MAY Form L9-32ni-8,'58(5876s4)444 3 1 58 00459 5343 /i&R^RFr;,..,,, I PLEA«^ DO NOT REMOVE THIS BOOK CARD .^^^•LlBRARYa^ university Research Library i>uvtfcigLtomattfcittiu«taMt*ittaiwatitti8awiMuViWi'?WM«ft'«ifW>t'aw«Ua