IMAGE EVALUATION TEST TARGET (MT-S) k // // «5^V^^ A '''\V4 ^< t-^^ f/. t 1.0 I4^|Z8 |2.5 ■^ 1^ 12.2 us 1.1 f.**! 1.8 IL25 i 1.4 1.6 V5 nly edition available/ Seule Edition disponible Pages wholly or partially obscured by errata slips, tissues, etc., have been refilmed to ensure the best possible image/ Les pages totalement ou partieilement obscurcies par un feuiilet d'errata. une peiure. etc., cnt ^t* fiim^es d nouveau de facon a obtenir la meilleure image possible. Additional comments:/ Commentaires suppldmentaires; [Printed ephemera] [4] p. This item is filmed at the reduction ratio checked below/ Ce document est film* au taux de reduction indiqu* ci-drssous. 10X 14X 18X 22X J 12X 16X 20X 26X 30X 24X .J,m.mm^L 28X D 32X Th« copy filmed hare has been reproduced thanks to the generosity of: D. B. Weldon Libriry University of Western Ontario (Regional History Room) The images appearing here are the best quality poskible considering the condition and Segibility of the original copy and in Iceeping wltJi the filming contract specifications. Original copies in printed paper covers are filmed beginning with the front cover and ending on the last page with a printed or iliustrated impres- sion, or the bacl( cover when appropriate. All other original copies are filmed beginning on the first page with a printed or illustrated impres- sion, and ending on the last page with a printed or illustrated impression. The last recortJed frame on each microfiche shall contain the symbol —^(meaning "CON- TINUED"), or the symbol V (meaning "END"), whichever applies. Maps, plates, charts, etc.. may be filmed at different reduction ratios. Those too large to be entirely included in one exposure ace filmed beginning in the upper left hand corner, left to right and top to bottom, as many frames as required. The following diagrams illustrate the method: L'exemplaire filmA fut reproduit grAce i la g^nirositi de: D. B. Weldon Libraiy University of Western Ontario (Regional History Room) Les images suivantes ont iti reproduiteu avec le plus gp&nd soin. compte tenu de la condition et de la nettet« de l'exemplaire film6, et en conformity avec les conditions du contrat de fllmage. Les exemplaires originaux dont la couverture an papier est imprimis sont filmis en commenpant par le premier plat et en terminant soit par la derniire page qui comporte une ampreinte d'impression ou d'illustration, soit par le second plat, selon le cas. Tous les autres axampiairas originaux sont filmto en commenpant par la premijkre page qui comporte une ampreinte d'impression ou d'illustration et en terminant par la dernidre page qui comporte une telle empreinte. Un dee symboles suivants apparaitra sur la dernlAre image de cheque microfiche, selon le cas: le symbols — *>signifie "A SUIVRE ', le symbols V signifie "FIN". Les cartes, planches, tableaux, etc., peuvent dtre fi*mte d des taux de rMuction diffdrents. Lorsque le document est trop grand pour due reproduit en un seul cliche, il est filmi d partir de Tangle supirieur gauche, de gauche di droite, et de haut en bas, en prenant le nombre d'images nAcessaire. Las dia^rammes suivants illustrent la mithode. 1 2 3 1 2 3 4 5 6 Mutual V genefit ■> ■Sl|Of?iatioii H&AD Opfice— Room D, M/'»onic Temple. RICHMOND STREET, LONDON, ONT. Organized May 27, 1870. . INCOBPORATBD MAfkCIt 21, 1874 Rbvised Octobhb 14, 1885. Revised February 8, 1888. EESEEVE FUND, CLASS A, $65,000 Total amount paid to Heirs of Deceased Bros , $i8l,500.00 BOARD OF MAWAGEMEWT. V. W. Bro, K LKWIS - . . President V. w. bbo. m. d. Dawson - - vio«-presid»kt T>IRECTOIlS, R. W. Bro. J. S. DEWAR - - St John's. 209a *• C N. SPENCWR - - Corinthian, 330 *♦ D.W.VARY - St. Georsre's 42 (gtrathroy) " WM. SICINJNKR . . St George'B,42 V. W. " TH08. BROCK - , - Kilwinning 64 •* J. D. SHARxMAN - St. John's, 20 ^UIDITORS, W. Bro. JOHN OVEHELL B«o. D. C. HANNAH Kilwinning, 64 St John^, 20 W. Bro. J. H, FLOCK W. BRO. A. ELLIS, Jr. Bro. E. C. DAVIBS. - baI^ers - ;©r. v. a. brown Kilwinning, 64, Solicitor St. George's, 42, Sec-Tppap. Special General Agpnt. Room 31 Club Chambers, Toronto Canadian Loan Society Kilwinning, 64, Medical ^ trector LONDON • MASONIC • MUTUAi • "I This Association, belonging exclusively to the Masonic fraternity, on s ance to the craft as cheap ami reliable as can be met with. The system i premium system, an»l the cheapness of the co-operative, while carefully avc RESERVE FUIMD-CLASS A. I t has a Reserve of $6^,000 , larger than any other mutual C «• SIL'y yilll'h I ks^cciaiion on this continent, in proportion to its mernbe?ship, with a system of constant and permanent -* growth, calculated to make, in the near future, as full and adequate a guarantee as that obtained by the expensive system of the old line companies. It is raised by each member contributing 25 per cent, of his death claim as- sessment for 5 year?. ASSESSMEKTS-CLASS A. It has the established actuary's scale of graded assess- ments according to age, thus giving perfect justice to the young man ; while he receives an insurance at less cost than he can get elsewhere PROFITS -CLASS A. After five years, income from Reserve will be distributed every year as Iprofits among the members, to the amount of about 20 per cent, of the cost of their insurance, and those profits constantly on the increase. Thus made cheap, equitable and reliable, shutting out the pos'^ibility of a collapse, according to the ordinary laws of business, the -' Association is enabled to give its members fixed and definite sums, with full assurance that when the inevitable does take place, their friends left behind will not fail to realize the provision which our brethren had fondly made on their behalf. Certificates are issued for $500, $1,000 or $1,500, : the option of the applicant or applicants. ~" Entrance Fee to accompany the Application. #$ 500 $3.00 1000 .$6.00 1500 $8.00 Medical examination fee paid by the Association. The following is the scale of assessment per $1,000. Half the same for $500, and one and a-half fv^r $1,500 : Amount of Rate Grade Age ' in Class A. ,A 21 to 25 $^97 B — —26 to 30 1.08 C 31 to 35 I.2P D 36 to 40 1.32 E 41 to 45 1.48 F 46 to 50. 1. 71 G 51 to 55 2.12 MUTGAl. • "BENEFIT" • ASSOCIATION' Masonic fraternity, on account of recent changes, is enabled to offer an Insur- et with. The system is; superior, embodying all the safeguards of the level ive, while carefully avoiding their defects. j r mutual on to its :rmanent full and xpensive by each :]aim as- 1 assess - e to the ost than stributeu amount nee, and e cheap, ity of a less, the definite )ie does o realize on their >, ion. the D. Half F Rate ;A. [.08 l.2fO [.32 [.48 [.71 1.12 CLASS B. Certificates issued for $1,000 or $2,000. ElttTRAIVCE FEE. $1,000 ." $6.00 2,000 10.00 Medical examination paid for by the Association. The iollowing is the scale of assessments for each $1,000 insurance in Class B. Age Nearest BiKTHOAV. 21 to 25 26 to 30 31 to 35 36. to 40 41 to 45 46 to 50 51 to 55 Bl-MONTKLV Rates ok Each $1,000. $125 1.40 1.55 1.75 2.00 2.35 3.00 Total Yeaklv Cost in Six Payments. $ 7-50 8.40 930 10.50 12.00 14.10 18.00 These assessments are to be made bi-monthly, and six only will i)e made in a year. They include 25 p -r cent, of mortuary assessment for Reserve Fund, and 10 per cent, fbf exoenses. After payment by any member of assess- ments for ten years, his assessments will be reduced 25% by means of the revenue from the reserve fund in this class. Eligible members of Class A., who wish to retire there- from and join clasG P., will be required to pay up any arrears due the Association, and deliver up their Certificates before receiving one in class B. Members of Class A, holding Certificates in Class A, cannot get more than $1,000 insurance in Class B. The Rules and Regulation of the Constitution and By- Laws now ill force will govern each Class. The Board of Directors trust that every member will see it his duty to iriterest himself in making known Qiir admir- able features and the good we are doing the craft. For further information apply to a Local Agent, to E. C. Davies, Special General Agent for the Dominion, Roon* 31, Club Chambers, Toronto, or to A. ELLIS, JR., SEC-TREA3., Nov. t888. MAbUJNlC IKMl^LE, LUNDOi>f, UNI, '* '/^ \ tt It M II II II M. .. II II II II M. 11 XV. II ' • jFouineial • IliFei?toF| • ' Names. * Mi sonid District. P. O. Address R. W BrcD.B. Burch T.ondon_.. Lambeth G.J. Waugh Huron... Stratford I. C.Hegler.. Wilson... IngersoU J. J.Maaon Hamilton Hamilton Wm-Forbes Niagara Grimsby DanielSpry Toronto Toronto John Kerr St. Lawrence Kingston A. McGianis.. St. Lawreioe Belleville V T^ 3*?®* Ottawa Ottawa * ^ W. G. Scott Manitoba Winnipeg W. H. Mills Wellington Guelph Thoa.McNab. ...St. Clair -.Chatham ChAS. King . Whitby Whitby ^iB^'sey Montreal Montreal A^s Bowen Quebec Quebec D^Thomas . . Sherbrook Quebec W. F. Bunting.... St John New Brunswick Wilson Higgs Charloitetown P. E. L John P. Noyes. Waterloo, fiastern Tp8..Quebec W' I>alby New Westminstei. B. C/ John V. Ellis St. John New Brunswick A. K. MacKinley . .Halifax, Nova Scotia J. Creasor Georgian. .: Owen Sound Judge L Toms Huron Goderi< J. A. McKay Prince Edward. Odt E. Peplow, jp Ontario Port Hope , H. C. M^er Huron Winghaallp II II II II