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REVIKWING THE Financial. : Commercial, : and : M OF THE Dominion of ( rill: MONHIARV riMI:S PRlMINd Co. OF ( TOKONTO. ONTARIO. .RY 3RTF0LI0 )1TI0N R[:Vlh;WING THE 111, : and : Manufacturing : Interests . . . OF THE . . . . 3N OF Canada M ^ TlMI-.S Pl^!MI\(. Co. OH CANAIjA, Ltd., TORONro. ONIAKlo. MONETARi- TIMES PRINTING COMPANf LiMiTEn BOOK St JOB PRINTF-KS 72 CHUHCH STREET, TORONTO m BROWN BROS. ':ifNERAi Book BiNDtHs o4, OD, AMD (-i« KlNn STREtT EAST Tf'ROMTO A Historical S WIIICN, ill tlu- Mi'l'llc Aljl's. lsiiij,'s and ciniH.Tors, w. liisi ol cdiiiiucst :iiul iii |)rulc III p^WLT. wcif stitlili,!; the fiitci piisc ami i ni>liiiif; the llln'i tics ol ihin iHiiphs. the llaiiSLMtR- I.f.'a^'iie in the nniili. and the \ L-iU'tiaii l\i_l>ii|.lic 111 the soiill; ol luiiopi', ki'pl ali^r the spirit nl lircdoin aii siihjec t to \'t nire as a luide i^ to her iuisliaiid. " Sa)s ilelen /.iiniiierii. in her vS/e/_\- <;/' tin Iliinsii 'i'f\^'iis : "It was then that the citie'S ol (lerniany, as well as those of Northern Italy, aeapiired that reinaikal)!e indepeiiilence, that rapid, splemlid coinir il and intellectual de\a-iopiiieiit that raided tliiiii to the condition ol aliiK)St aiit." ■. ,)iis coinniniiities. and niatle tlieiii the wonder. f;lory. ami i>ri(ie ol the Middle Af^es.' The hond ol' a coininon interest, that ol trade, hound to.i^ether the proud, rich ('it\' ol tlie Laj4e)oiis and the les- poweiliil but li_\- no nu;ans pooi cities of Southern tierniaiu'. And at the time ol iheir s irest need, when, at the liei;mning of the six- teenth century, the I'ope. the iMiipeioi ot (leiniaiu and tlu' kin.L;s ol ['"ranee and Spain were leat^neti aj^ainst the Kepiihlic ol N'eiiice, the proud W netl, lis called npon theii (leinian friends for sympiithy, and did not call m \ lin. At tin era ol { 'oliimhiis, how- e\er, the Ki'pulilic ot the hof,'es had alrea(l\ be^'uii to dii line- although the Leat,Mie of the llansa. whi( ii soon alteiward was to feel the- poAer of altered tiini's ami conditions, had not lief,'un io tlecay. The sjjirit of disco\ery and of commercial enterprise, stimulated by the letters of the na\ii,Mtor. .Marco I'olo, written about the tiiirteenth century, was gradually ^'rowiiif,'. I h(-' I 'ortumiise were amoiifj; the first to seek to pro\e the '.\(ird imaj^ininj^'s of ancient writers and media \al na\igalo!s. Tra\ellers to distant Asi.i by laiitw,ti(i lioiii Sp.iin was soon to be put to the tf^si. ( hristopher (dlunibiis, the (ienoese, had himself visited, by i-|S" "f i i'"', i'hi;,dand, '• ritima 'I'hiile," or Iceland, the coast of duinea, ; ml the Canarv Isl.ands. "Win rever ship has sailed." he writes, "theri' ha\e I joiiriieyeil." I'ull of this idea ol a rn h coiilimiit Id I'oi I iif,'al, ol her C( itisoi t llotlll.l ol tl isl.ind of ( ( oliimbiis — Othe danjj;eis of t on till' \'eii New tonndla Laliiadoi ,11 C.p'f .if St. No\ a Si oii, the sears i | And the ()ol t ol sliores of (' iiuai h.id ah sh(_ires ol ( I lie v.as the date of the that Saint. stor\- ol ( ar In th \illa;,'e of S to-da\- the ] ,is llle ( liilli to that fan storical Sketch • UKlurst iiuA 111 the lilurtiijs ot I llic \ L-iR'tiaii (1 lit riitcl',)! isc. ir; li.id licfl) iiir sway whicii tl:c lice that ciiiu ol 111., with a vuv^ uy luij^lit know lelun /.iiniiHTii. lany, as well as r.ipiii, splfnijul litiiin i)i aiiiiosl (• ol ihf Miildk' lilt' [iroiiil, rich lies of Southern mini; ot the six- ■aiKc anil Spain illcd upon their 'olunihiis, liDvv- h the Lea^'iie c;f aiul conditions, by the letters of idually f^rowing. iiin,L;s of ancient ul lnou'_;ht hack that the fahled • put to the test. I (fill, l-;n;,dand, Is. "WliMcver i idea ol a rii h fonliniiit lo the westwaiil, he he^an in 14; i Ins applications to the Courts of (icnoa. of roilnf,Ml.o| l".ii;dand, to no purpose, .\t last, 111 l-pj j, he ^'ot the ear of Isabella iiiid her consort i'erdmami ol Sp.iin, ,ind 011 the ^rd \ii^Mist in that year beiiuld liiiu with a tlntilLi ol three \essels, leavin;; I'alos with the a\'o\\ed aim of lindinf,' the niarvi linns isl.md ot I ij>,iiij;i), or J.ip.in, ;ind of ( mn ci tin;,' to (In istianitv — ,-i de\out man w.is Coliinibus llie(ir('al Kliaiiof Tarlarv ' I le fonnd .America, instead. ()thei ii,i\ i^-alois. of other nation;,, were at this lime not slow in bi a. iii^' the (lancets ot the stas on like eiiaiid> of dis(-o\ery. N'espiicci, the 1 talian, who landeil on the \inc/nelan eo.ist John and Sebasiian Cabot, l',ni,disliinen, who discovered Newloiindlaiid ,iiid Mond.i Corterc al. ihe I'ortn^'iiese, who explored the coast;, of Labradoi .nid New bin^land- Deins ;ind .\ubert, I'renchnien, who sailed up part of the Cm'f ol St. Lawrence — \ erra/zaiii. ■( b'loi inline, who !;a\e the name of New I'rance to NovaSioti.i iiid the Carolin.is, in honor of his patron- all these pel formed, between the \('ars 1 ivi ami is-M> ''''' hdiors which liavi; iiKide t!ieir names lainoiis. And nowwe I otiii' In jaeipies (artier, that intrepid I'-retoii navif^ator, who li'ft lhei)oit ol .St. M.ilo one M.iy day of 1334. and not content with coasting' alon^' the shares ol C.ipe Piit-ton and the Ivtie des Chaleiirs. as some of his iuheiiturous couiury- 1111:11 li.id alriMilv doiii', pushed nil up the broad (iulf of St. Lawrence, landed on the shores of ( iaspe, erected thr cross, and liun;; to ihi- biee/i- the tlnii -de In, of old !• ranee. He was the true discovi'i 1 of Canada. Tlie da\ of his landing, 24lh J iilv, beiiif; the date of the festi\;il ol Saint 1 . iw ren 1 . the 1 ommodore named the river and gulf after that Saint. In his llallml uf y^^(//^.^ Cnrtur, tiie l.ite Thonias |)'.\rcy McCiee tells the story ol (arlier's coming, and how, alter his return to h'rance, ' III/ liilii ihini 1)1 till' ri\i'r, wIkisc iiiiKhiN currciu .i^uvt le, licsliiu'ss lor ,1 hiiiiilreil k■,^^illus to Dcuan's liriiu \\:ivi' III' l"lil tlii'iii nl tile f,'li irii Ills scene prfso'ueil to liis sijjlit, W h,it ipiii' he reareil llie eioss ,uiil eniuii lui 1 |.iilielii^;;rs lu'i;;hl. Ami I'l ili:- liiniiss-i lill. iiiirliiT, ..I Ci.ia,!.! llu- Kes Anil tlii\ wilroiiiril I'.K k lannirs (iulin- Ir.im liis pnils uwv sea" In the baliiu days of .SejUcmber, (artier came, with his litth- sliijjs, lo the liulian vilkige ol Stadacona, under llic blows of what is now Cape Diamond. ,ind where stands today the |>ictnri;siiiie. historic city ot (hiebec. Kestiiig here some days, he pressed on, as the I hilling airs of autumn turned the foliage of the forests to gold and crimson hues, to that failher settlement of which the nativts had told him, si.\ty leagues above. 4-6Q (^ The Bank of Montreal. Established In 1817. Incorpornteci by Act ol Pitrllnntent. (^-;i|MI,il. ,ill p;iid up, > I J. IK 10,(11)0. I Rrsl l-iinJ, - - ,S^,ooo.ooo. iii:\i) ( )i IK I , ■ - \\( »Mui:\i . BOARD OF DIRECTORS SIK |i \ ^Ml 1 II K (■ \l (, , I'l.i -,ii.i M I II--. ( I ill M I. I Sc I ■ M , I ,~.i; \ 1 rsllKNi.N. I'm,; I Ix I : \\i.l •,, I. -..I III '>ll \|i I.I \\ \N, I'Si,! I I-: S (1 ,.| SI..N. I< N III lihl N, l,,:hl.lt SUlU |j;.l. |..|^^IHr /m»/-,.(. I. A MmmI'Iu, CIii, I' liispi; Ivr uml Siif'i iiiil, ii,li iil .■/ Itniiulus. BRANCHES IN CANADA. Monlrt-iil H V. Mercilith, Maiui^cr. Wi-sl Kiul Branch Calliarme bircet. \ I'KI \IMi i\|i, Vii I I'M -ii'i M I 1 1 ( ii I I \.-.HIi 1 I'-.. !■.-■■; W I \l \i iMiv.M n. {•■.M.I II. .N I I (• \i,iM.ir' \ 11 III 1 II \N XS .1 ....(,(«/ ,Vll/i/. Ill lll.tlulli^ Almonte, Ont BelleviUr, Brantfdril, Brockville. Calt;arv. Alberta. Chatiiam, N.B. Chatliain, Ont. Cornwall, Ont. Gnilf rich, Guelph, Halitax, N.S. Hamilton. Ont. Kingston Lliulsav " Ltindnn. Monctiin, N H. Ntw Westin'str B.C Ott.iwa, Ont. Pfitli Hi'terhoro " Hictc.n. Quebec. Que. hefjina, A>sn'a. Sarnia, Ont. Ont N.B Ont B C. Ont Man. Stratford. St. John. Si. Marys. Toronto. Vancouver. Vic to I la, Wallaceburn. Winmiie^. IN GREAT BRITAIN London H.iiik ot Mi ntreal, 22 Ab,;hurch I.ane, K.C. COMMITTEE. Niil;i:ni (iiiii^ni, I ■-. > ^ C A>ii«' n; i ii, .\I.\.\MiF.i< I'i I i ii UiiiI'AIIi. Ivm; In the United States \i" v.ii.i, Wiini \\.ii.,.ii ,\ \ir«. i ^, s., w.iii mhii. ( m. \i,.i K.mk ni M iiiii 'I. \S Ml Niui, M.iii.mir. I.. M. Sii.Minni.i, ,\^si>(,iiii M.iii,ii;ii. Bankers In Great Britain I '>m>i>n -I'Ur ll.ink ni Ciiul.inil; Tin I'lmiii It. ink ni l.m < .n; I h. niiilun .in,l \\ ■ iiiiiii-ii 1 |;.iiik I u I m ml. riir II, ink III l.ivriiiiiiil. Si l jl H l,( II )l I, DIRECTORS; (il.llklil-. A l'0\, l-:>,,i . . I'uisll.lM |(l|l\ I |l\\l|l-.oN, l-.,;.\'l,l I'klsll.lM (;ii.|;i.l TaMiiK I-Im.j )..|IN I ll.^KIN. I'.sii . (IC . I.I. I ) .Mmiiiiu I .I . .i , \ l . |- -.i i J \s Ci; \ 1 III K'N, I-;-... A\' 11 llwiiii.iN. I-;m_i | Kmuni Kii 1,(11 K, I'.M.i II \: \\\IK1U, |. II I'l 1 \l\ll ic, .\ II Ikliwii, I, III ( 0(;i;\|.\. ii, u, i.n .l/,(».r:, 1. , h>/, (,, /i',' .D.h.m ., i. /ii^;-i. f..i . .1 BRANCHES: Ayr Barrie Belleville Berlin. Blenheim. Brantford. Cayuga. Chatham. St. Catharmcs Tborold. ■ Toronto. Walkertnn. Walkerville. Waterloo. Windsor. Woodstock. * TORONTO: HEAL) OFFICE, to to r. KIN(i STREET V\ EST. CITY BRANCHES: 711.S Oiucii Street ICast . ^.jS V.iii..;i- SUrel. l'..r (iillei^e, 7.11 \iiii,i.;i- Slnet ji.s (illr^i Slii-et. Cnnio- S|iailiiia 311 (hieeii Slrrrl West, 11;, r.uliiiiiiriil Stiiil CoUin^wood. Dundas. Dunnvillc. Gait. Goderich Guelph. Hamilton Jarvis LonUon. Montreal. Orangeville. Ottawa. Paris Parkhill. Peterboro'. Sarnia Sault Ste. Marie. Seaforth. Simcoe. Stratford Strathroy. BANKERS AND CORRESPONDENTS. . |i \'i( I I'm --ii'i N 1 Mil, \:><.: \lilinl 1 lll,\NAN, ! Street. atford. John. Mars s. rotito, iKoiivcr. :lniKi, illacflnir^. nnipeh'. ane, K.C. Ont. N H Ont B C. Ont Man. Ill; l\'i hi A III \:si] I „i, K,.n l;,,Hk ..I I . I I .11 ; I li, liinlnti .111.1 I li|>.int .111.1 I'M.llilili -. (■icll.lllls' N.Ui' ll.ll ll.lllk. HAM I- I i> — 'I Ik* li.Ulk itt iMERCH. M,; , \'lc I. I'm MI'I M 1.1 .,1. A 1 . ICsi,; l\ll 1.1 liK, I'.sy (' D'CilIM'S, .IsMx/.IlK lll^fKll'l. TS. St. Catliarincs TtiorolJ * Toronto. Walkcrtuii. Walkerville. Waterloo. Windsor. Wooilstock. WliST. -. ii N'l'i'i!,'!' St rift , rarli.niii-m Mnrl - 1. .\l iiilii'« \ lil- iM-r N.n'l H.iiik "I .N. \ . ,ii)k "t liiiti-h (.'iiltiniluj llir n.llik "I 111 Mini. i. I. hi ll.iuk 111 N..\,i Sioli.i. llli^ I l.l^~ 111 lillvilll"-s III .V /, .iluil.l. The Bank of Toronto. CAN ADA. INCORPOHATED . - - - Paid-up Capital, - $2,000,000 • "l* • DIRECTORS: (,| ( iK( ,1 I .1 II 'I i| KM \\l. Will I \\l III \l^'^ i'l N I I'V, Al I NAShl U I III l"' 111 SUS (' \UI UK \ Wll I I VM I.I "k'l.l <>""l'l Kll \^l I8RR. Reserve Fund. - $1,500,000 I'm -■ ' M \ii I I'l.'i 1 II C.v I Kl |. I,i.\> l( l| U II' I 'AM- A( ^"'< Him. O I \i. Ul 1 ici-.. T( '»^( >M(). |„ M ^N (-,,1 I „.■• taJu.r I III I.I' I I \' II. -1^*' CiJii.r \,.-^\ I'll III M.I l.'-"S /hv/i../ ■/ BRANCHES: Manager. Montical J. Miiriav Sinilh Barrie J. A. Strathy. ■ Toronto King St. West Branch J T M Bnrnside, - Cobourg T. A Buil - • Collinnwood W. A. Copeland, • Gananoiiue J Prinsle, BANKERS: London. KnKland, The City Bank. Li nited New York National Bank of Commerce. London W R. Wadsworth jr . Manager, Peterboro J L Gowei - ■ . Petrolia P. Campbell. - . - - P.irt Hope E B. Andros, St. Catharines G W. Hod),'etts, Brockville T F How The Bank of Hamilton. ESTABLISHED 1872. Capital, - $1,200,000. % Reserve, - $^50,000. lli:\i) Oil K.I-:, llAMllTON. ONT. . .Uiston Chesley Georgetown DIRECTORS: iiIlN sTI \UI'. - I'iii.im , A (. kAM^A^ - \'i( i- 1 'kimlin r ( ,1 i.i'..i l«;..\c 11 , , .,. j"ii^ I'Ki.t ii.K. \ 11 1.1 I ' lornlltn I \ 'I' \\ ,„,;, I IIAKI.IS ( ilUMV BRANCHES: Listowel. Owen Sound. Milton I Port Elgin. Orangeville. ' Simcoe. Toionlo. Wingham. CORRESPONDENTS IN the united states. Kourlh National Bank New York. Detroit National Bank. - • - Detroit. Marine Bank, Buffalo Union National Bank, - - ■ Chicago. IN GREAT BRITAIN: The National Provincial Bank of England, Limited. • * * ♦ * « * GiUcctions .11 all points ol the huminion nf C'.an.ul.i cMivluilv uikI prmnptly iuindlcd at l.dw UaWs. Savins;s H.inks at ail ( )!iia'.s. ... J. Tl'UMU Cashihr. l.t\v\ ^ln|.s lill.l |>,nl ni his roiniMIU licllllhl, III in,,, I,, ihr |..lss:,i,r,. uhI, t|„ " l-iiiiiilK>n ' ,111-1 iwn |„,,,is I.I till |.,ikf Si. I'.'iri, th. n s.i s||,il|,,\\ ih.ii u w.l^ iml^fd .s.llfst to leave ihe ship si i iiicl ,illi| push mi uilli his IhmIs. ( )ii Ihc .Mul 111 til. inhrr, lliese I'lLst Cuinpe,!!! iiaMj,Mt()is 111 the ^'itat w.ih I wu' ul • ilir (■(Ullllty. tllese •• I'lolieers of I'l.uiri in llie \e\v W, ilij," 1, I, he.l ihe site III vvhal is 111 (la\ Mnnlleal, V I/., tile .\lt,'nll.piili \ lILi-e ,i| I In, hel.iLia, i nnsisllll;; nl siiiile llll\ huts ^ll"""l"l"l I'.V I'.ihsailes. Th,. hleliiJU liiluc. -iiiile.l liiiii I,, the Sllllimit nl a \V(i.i(l rriiUlled mniinlaili i>\ i i Innkiii;; the lillle l.iun. IIin h. l;;hl ile iMineij llu U',i\.il Miilinl, ,111(1, as the |Miet tells It, "Ile leaie,! lipnn M.uml K'mv.iI the II. 'Ill ,l(hs ,111.1 (Tiiss." As 111' ^{l/eil I hence lipmi the Ili.iKllllicelll l.in.isi ajii' whirl I I.) il.iy, .Is then, 111 Is the sniil vs ith its f,Maii.ii'iii ,in,| III .iiily. .iiiil as the Iii'lians. Willi M-iis ami Imle .iia^l,lllls. t.ii.l ( iiid-^t'il iMl w ,il( I v\ ly lit r sill' ' il w li.il is t snilli' lllls huts iiniit >if ,1 \V(iiitai 1(1, (loiibt- l( ss. Hut ill. ic were KK iK'i lake-, til, Hi Oiiinid. And tin w hole t ;m^^l■ < .f these Kit'iit "ilaiid s, ,is ,iim1 tlicii ( .11111(1 iiii^ iivci, liiMi in mil d.u .i s.i^i cMiiineK c, the natiir,il "'II''' "' \\lii'ii to the ,\tl.inlic is the Si. L.iuiiiKc. S( aciiI\ iiiillnms ol modi i n |M,i|)lcs (i.MI till-, lieu world. And ol the ^^l.im th.y «• ( .W, I lie Infests t ll( A ll(W.tll( ores tllc\ llllllc. the pindiM Is ol then III ililtohl lli,lii-,liy, ,1 yrcit sh.ilc liiids Itailspnlt (ill these l.iKc-. ,ind this ltil).;hty sire. nil, inl dlstlllilltlnli to the rllds nj |||<. ..illh. Willi' \ei III. IS I'e tllnll^,'lll nl (',lll,id,| hs llinsc outside liei liol del s, wllo, at ,1 dist,ilici , d( 1 111 hri •• i,iw, Illde. Cm, id. I is mlenni tn no Ldid III 11, Hill, il lesolll, ( ■,. whu-ll Mcldwe.dtll to the hirillel , t lie llllllh( I 111,1 11, I he Inl IK 1, t lie tisllel lliail. who Will ii;4litl\ pl\ Ills tr,id(. \\c, 1,11111 hu Mill men hauls, oui m.iiinl.K iuk i >. niir 'lo( ki.iiscis. oiii se.ihitiiit; men. that they ,iie iiowheie surp.issed in the (|ii,iliii( ■, wIik h (■olillii.llld l.-^itiiii,ile success. \\ r (kiun Ini our method ol sell->;ovei lillielit ,ilid our system ol ediii.ilioii til. it ||ie\ .itlord ^ii.at.inlees lor the siip:(iii,i( \ nl l,iw ,iiid the ''il''i''i"ii '■' inl' lh,L;eii(e, uhile 111 lint, lining,' all due re-, ird lor the lilni t\ dl ilic snhiect. We ll.ue hele live ol si.S million-, ot pc iplc, ((pi.d III elitcrjillsc, ellllj^llti'liniellt. nioi.ils ,iiid •iilist.inti.il progress to ,in\ m the loiind woild. hoes our len^'lh ol se.i coast siii;f;esi ships.' We |i,i\( limit ,1 miliion t.nis. hoes our wide e\teiit dem.ind iail'.\,i\s - W( li,a\c m.ide ipooo miles ol tiifui. | )o ihe r.i|iids ol Oiir ^leat inl.iiid w.itei w.iys dem.ind c.inals.' Wi li,i\(. l.inli the linest s\stein known. I Jocs oiir trills \tl inlic ,ii)d li.ins-I' iritic trade deimiiid stcimships ; \\C h,i\ c liiiiiislied Heets pl\iii;4 to (licit jliilain, tie I ndic.'s, j.ip ill, China. Does (■oiiiinen c r((|mie the telc- Hr,-iph .- We l(,i\c ( ..iistiiPteil In,. uilfs ol wire. Has modern iiivenlion ,md enteipil^e pku ..(1 withm olir le.lch the telepholK, the stelio(,M .ipher, the t\ pew l iter, the ele(tric lit,dil - we use them ,ill. Do the needs ol coimneK c dn Lite li,iiiks, lo.in so( idles, insur.iiKC ( (imp. iiiies. joint stoik concerns? W'c li,i\ c ,idi ,pird the soundest systems ot li.iiikin^' and iiisnraiuf that lium.in skill cm devise. .Xnd there is iiotliin;,' in Ihe whole round of recent invention, discoscrv. or eihicition, wlin h Cin.ida li.is not i.iid under tiilnite to ,id\anic the prosperit\ of her citizens. \\ h,it wonder, then, that CaiLidnms ;ire a pmnd pi>ople. N'oiihl; iIl .ni;h we are, we .ire, triih, •• heii s of ,i11 the a;;es, in tllc l'iieiiio:4 liles of time." La Banque du Peuple. ESTABLISHED IN 1835. Head Office, - - - Montreal. Capital Paid-ui', - - _ _ . $i,2oc,ooo Rrsfrvf, - - - - - - - +25,000 BOARD OF DIRECTORS: IM'i.M i;s (.I\1:mi:k, e^,, . - . I'kimihm Ci'.dKC.I-; ilKI Sll, l-;s,_i . - Viri.-l'KKsini \r M r.i< well \i ii (11 \s i.\c Aii.i.i: \VM ii<\nii> MI'll I.I.CI.MKi; A l'Ki;\(iS|- ,1. S. BOIISQUHT, Hsi,)., Cashirr. - WM. RICHKR, lisi,)., .-fvs/.-G/s/i/.r. ARTHllK (iA(iN()N, - - . Iii^pdoy. BRANCHES: Quelvc, B;isse-\'illL' P. B. DuMuuliii, Maii;i"er. St. Rdcli Napoleon Lavoie, - - - . . . . ' ' .'.'^ ' riiree Riveras P. E. Paiuietoii, ■> St. Jean, Que. Ph. Baudouiii, --.-... St. Renii, Que. Charles Bedard, - St. .leronie, Que. J. A. Thebeiue. Coaticook, P. (^). Mr. ,1. B. (jendreau, .. St. (^.atheiine St., East, Montreal A. l-'ournier, •• AGENTS IN CANADA: Ontario, - Molsons Bank and Branches. Nova Scotia, - B.mk of Nova Scotii New Brunswick, - Bank of Montreal. , Prince Edward Isld., Merch.uitsB'k of Halifa.x! AGENTS IN UNITED STATES: New York, the N.Uional Bank of the Republic. Boston, - The Maverick National Bank. FOREIGN AGENTS: hXi:l;md,the Alliance Bank, Limited, l.ond(in. France, - l.e Credit Lvonnais, Paiis. Lottors (if Civdil and Ciiviilar Notes for Trawlloi's Issiiod. available" in all part'^ of the Work!. UPLE. eal. $I,20C,000 + 25,000 \ 1 \ I IK \N( IS 1,1., .-hs/.-i.'cisl.'irr. Manager. aiik of Nova Scotia. LhaiitsH'k of Halifax. cvkk Natidii.i! l-!aiil<. \iil l.voiiii.iis, I'aiis. -^sik'd. ;i\ailabk' Dank of British North Americ INCORPORATED BY ROYAL CHARTER. a, Paii)-ui> Caitiwi,, Rkshrvk r'uNi). - / 1,000,000 Stir. 255,000 (( London Office- 5 Clements Lane, Lombard St., E.C, COURT OF DIRECTORS; |i lilN I \MI > (■ \ n K IIIAIO' U I \Klvl K' (i Asi'AKji I \kki;k ! Kl( llAKIt II (.I.N\ I 1: A lloAK'l I II ) r. KINhM.I. A. C. WAI.I.IS, I I KIN(..-.r( iK'D iKi.i ii-.K'ic i.ri'.iu UK (.i;< I h W II \ TM \\ Si'('rr/,!iv. Head Office in Canada-St. James Street, Montreal, H. H. (.PINULKV. E. STAMjHR, liispiY/or. I.OIkldll. Toiont(X BraiittoiJ. KiiiiiStnii. Panx ( Mtawa. H.miiltiMi. .Moiitivai. BRANCHES AND AGENCIES IN CANADA: k^iieivc. ] X'ictoria, B.C. St. John, N.B. [ Vancouver, B.C. Hredenctoii, N.B. Winnipe^i;, Man. Halifa.x, N.S. ; Brandon^ Man. AGENTS IN THE UNITED STATES, ETC.: New York H.StikcmaiicV l-.Browiitiekl, Ai;ts. : London Bankers The Bank of Hn-lmd San f-rancbco VV. l.awsoiuS; I.e. Welsh, " , Messrs. C.lvn cSc Co. "" ' ' FOREIGN AGENTS: ''^'^''■P""'- - - iimk of l.iverpoKil. New /e.iland, - 1 Inion Bank t^f Austr.ili.i. Scotland, N.itional Bank of Scotl.nid, Limited, Indi.i, China and l.ip.m, Ciiartered Meiv.mlile and Branches. - - . i^mk o( indi.i. Ireland, Provincial B.uik i.f Ireland. Limited, London and China, - Ai;ra Bank, Limited. •iii^i Bi.inclies. Wc.s, inJies, . . ' Colon'i.il Bank. N.ition.il Bank, Ltd., and Branches. Paris, - Messrs. Marcii.ird, Krauss et Cia. '^I'^^'i •'''''• - I 'nion Bank of Australia. I.vons. . . . Credit l.yonnais I oronto Tl i I', lapiii ^'I'dw til cf ^Ti'at towns is a sulijcct full of cntci laiiimciit. Naturally L'noiij;li. liiimui in'.ert'st is stiircd at aii\' recital of what has \ievn acconiplislicil bv groups of eager, anxious hiuiiaiiity coMihating the forces of Nature, with their •• worlu-coiniielling plans" making the desert to hiossom as the rose. It nuglit lu' thought that the ('niteil States hirnisheil all the examples 'if the astonishing giowth of communities lor manul.icture or trade, liec.uisi' that great people is never tired ot boast- ing of ('Imago, San I'rancisco, CJinaha m the west, or f)t I'ittsliurg, I.ynn and I'aii i\i\'er in the cast, as specimens of ra[>iil increase, wh(;tliei of population or ot wealth. l)oulitless these jilaces. am.! main' moie ih.il mi^ht he iianu'd in the (ireat Kei)ul>li( . ;ire niar\-ellous instances of what may he act omplislu d li\ the ciu'Il;)' of mankind. Ihii progress of this sort is not contined to our .Xnu'iican Irienils: the .Anglo- Saxon race, in an\' quarter of the world, will show siniilar enterprise when like icinditions present themseKes. Take th(' town of M iddkshoioug!). in the north of fvngland, as an examiile. At the beginning (jf this centurv it consisted ot a group ol four farm houses: in i^'ji it had only 1^4 inhabit.ints ; the opening of railways and docks increased its popul.ition to 5.700 in 1S41 ; but the discovery of iron-stone in the Eston Hills suriounding the town site resulted in its lu'ing m;ide the principal seal of the English iron trade. In i&Si the population had risen to 56,000, and it has to-day probably 75,000 inhabitants. There are 150 blast furnaces in the district. Its out-put of pig iron exceeds 2,000,000 tons per annum, and the product of steel is immense. Not alone in Europe or America, but svlierever the English race penetrates — and where do the\' not penetrate? — there will be found assemblages of men bent on production or. on trade. Australia, South .\iiieriea. South .Africa, each has its instances of the rapid rise of communities. .An instance which one needs not be ashamed to quote alongside any that we li.ive named of rapid and sustained growth, is found in the City of Toronto. Two centuries ago, the present site of the city was "a |)lace of meeting" (as the name impoitsifbr Indi.ms and fur traders going back and forth between Lakes ( )ntario and lluroii; anil the M.iiqnis de 1 )eniinville, (io\ernor of the I'reiicii colony ol Canada, deemed it needful to |)lac(_' ,1 strong guard at tin Portivj^c "for fear that the I'.nglish " - then as now mor( than a match for the hrench at colonization and ti.iding--" would eiilireU' ruin our trade !))• the cheaper bargains they could gi\<: the Indians.' ( )ne CI iitury later, Canada having passeil into the hands ot the Ihitish, the site ol what had been the F contaiiuid i the pl.ice w " its name through a c At tl the }}i iiii nil of ( 'io\(i nr ti.msfei red across the lent village the ^eccmd 1S3.I, it Co it had 5(1. o( Wi(i.( " 10 res twenty vea The and Lake Huron or N Hay, and 1 panions, in went from Ni|>issing, I)i>iiLi\. Fe Ontario, \v and the |c would assJ! rage and h; wilhin thir hundred, w for general .ited. IS the )ronto iciit. Naturally (11 acioni]ilislieil of Xatuif, with se. It nii^'lil be lishini; ^lowtli i)f ■r titcil iif boast- I,\ni) and Fall 1 or ot wcaltli. •(! ill the (iifat \' tlu' tllUTL:) llf •luls : tlir Atif^lo- ■piisc wlun like in the ntiilli ot [c'd ot a ^Toiif) ol of railways and iron-stone in tlu.' principal scat of md it has tu-(lay ict. Its out-put teei is imiiunse. ates — and where on production or. nces ot the rapid ide an\' that we Toronto. Two ; " (as the name dii (htniili." a tiibe extermin- ;ited. is their desolate record, as marked 11(1011 the maps of the tiiiii'. UNION BANK OF CANADA. Capi* il Paid up. .Si.ioo.ooo. i Rest. Head Office. .... ^2()(), ()()(). Quebec. BOARD OF DIRECTORS. .WhKlW rilDMSOX, I'.M,; , - - I'KIMI.INT II, IN !■; |, rKici', - . , - \'i( I I'Ki.Mhi M |) (' ■riKiM^iiN. l''.S(i. j lliiN 'lihis M(('.i;ii\v ,. ,. ,. ' SiK A, 'I' (.All, ( . (' Mil I ,- , I, ,, , .. 1-. !■ Wll'.ll. .--.-... Cashikk, I (,. I'.ll.l.l IT, l\-.ri;rTuK Branches and Agencies. Alexandria Ont. Boissevain. Man. Carberry. Man Iroquois. Ont. Lethbriilge, N.W.T. Neepawa, Man Merrickville. Ont. Ottawa, Ont Montreal. Que. Quebec, Que. Moosomin. N.W T Quebec (St. Lewis St.) Winnipeg. Smith's Falls, Ont. Toronto, Ont. Winchester, Out. Man. ♦ ♦♦♦♦♦ FOREIGN AGENTS I.oMiiiN, - ■ - Till' Alliaiu-f l>anl<. I.ul M inm An u is. - l'ir--i N'alicnial I'.aiiK l.lVKHiMMii., - - Hank dI Livcrpdiil. I.l'l Si I'Ai I. ■ Si I'aiil \alinii,-il Hank N'l.w Vi'KK, - - Nalinnal \'.\vU Hank i (Ikiai I'.\li.s, M"NI. rii>>l Naliiiial I'.ank licisl.iN, - - - l.iiunln Naticmal Hank ('llUA(ai, li.l.. (.Inlir N.uicmal I'.ank Oillccticns made at all pcinls (Hi must lavoral'^lt' terms. Ctirrcnt latcs o\ Interest alldwed nil deposits. . . . . . The Western Bank of Canada. HH.AD OFFICE, OSHAVVA, ONT, Capital .-\iitli(iri/ed, Capital Siilwrilwl, ;()(l,(l(tO Capital Paid up i^est, - S^ i(t,(MI(l - Cio.ddo BOARD OF DIRECTORS. jdllN i'c)\V.\N. i;sy , rmsihi Ni i\i;i iii:n s ii.\.mi.i.\. i;^,,.. , - - - . x'ici.-I'kksh.i.m W I (',,WA\ I'.su I .,. , ,. I W 1' Ai I. IN. I'.su Uiiriiki M(l\i."-ii, Mil! I I A (Hi-.MiN, ICsij r 11 .Mc.MU.I.A.N, Casiiikk, BRANCHES. Midland Tilsonburg. New Hamburg. Paisley. j Port Perry. Whitby. I Penetanguishene. llr.-iUs I'll \r\\ N'cirk .iiiil Slcrliivi; l'\ilian^i' lion,L;lu and snkl l»cpc'sils rcrfivi'd ,ind lull rest alliiuc'd Cullci tii 'ns si ilicitnl and iirnni))ll\ madf C(»i-'Ki;si'iiNiJi;Nrs in Ni;'\V York and in Canaua: - The Merchants Bank uf c:anada. I.ONIJON, :"m',I.ANIj: The Rnyal Bank nl Scotland. ^ADA. Quebec. hi N I hi N I IK'S Ml ( iM I \ \ AM . ICm,;, nil-; u (■ |i)K Smith's Falls. Ont. Toronto, Ont. Winchester, Ont, Winnipeg. Man, « * * • lir--l N.uii'n.il I I I'aul \,iii>'ii,il I rir?,l NaliiiKil i (.Inlic Nati.'iial I anis aiik ank nt l.ltCS of IlltlMlNt >ANADA. ON' - Cid.ddo II N I UN I !■• .\i i.i;n, I;so .\ (hi'.min, icsij. iiii:k. Port Perry. lilN rcrciM'd ,uiil Its B;ink oi Canada. il Hank nl Stotlaiui. Thh PEOPLE'S Bank of New Brunswick, FHEDEHICTON, N.B. INCORPORATED BY ACT OF PARLIAMENT, 1864. ,\ I' K Will II. I'll I w >rrixiii;N, rKI.Mhl .SI ('asmii;u I..IM.M.S, - \i;w \'i>i;k. FOREIGN AGENTS. I nii'ii I'.aiiK "I LmiluTi |;,,mi.\. li'intl) N.itiim.il \'<:tnU Moniki.m., i:liiit .National liaiik riiimi liank ul ('.inaila PEOPLE'S Bank of Halifax. CAPITAL. : : : 58..(),.).m). Head Office, : : : f : Halifa.x, N.S. AGENCIES. Sill III. \C. N I!. II \l.ll \X. ,\..i.mii I:ni. I WOI.I \ ll.l.l.. N S LiNiNni k(,. .\ s M.\i;( INI- i;.\v. N s I'oK r iioi )ii (■ I'. .NdKIII SVDM'i . (■ r, WOODSI'OCK N I'. IJiMlNhSlDN. N i; 1 ln^ li.uik solii il^ lln .KM uuia-. "\ .M n Ii.ints iikI olliri^ li.ili^.iclill;: luisilicvs ill .tny .listiici .iltpiM.i, li.ihlc lliiDtlKll till .\i:«Mrii 'h lit [hi* U.tlik Special .utfiilHiii i:iv«ii t ol the h'lench roimiieric lay nortlicasl- waid lhronL;li I-'ort l"ronteiiae Kinv'stoii) to < hii'hec and Three Kiseis, whik' the lMit,dish sought loihvPit it southw.iid .kmoss the L,d'eais later i'liit I'rontenae was captured \'\ Col. Lr.idstruet ; h'orl Xia^Mia, also h'leiich, sill Tt n(ier( il to the iWitish. ,ind the st u k.id(.' ,it I'oroiito w,is destroyed hy tiie l'"reiieh (ioveiiioi, \',iiiclren;l. 10 pievent its fiiliiiL; into the li.inds ol the victorious Lii^hsh. 'I'liis sto' kade, s.i\ s Ml. Meicer Ad, 1111. in hi> inenujii.d Kohime, Ti'iinilii. i )lil dinl .\\;,\ rei ei\ ed its name ot h'oit Ivoiiillc Irom .Antoine Louis Koiiille, ( 'ount di |oii\ , who w.is ("okiinal .\liiiistir of h'tance ,ii ih.il peiiod. •■ it stood tm the kike slioie. at the wi.slein entrance of the h.iilior, ahoul midw.iv hetwieii the lvi\er lluiiiliei .nid the (laiiison Creek, and m;u practic.dls he spoke^n of ,is the liisi ^(.riii of the Cit\' ol 'I'oro.'o," Since the da\ o| Wolfe's cijiture ot (jnc-liec. t^aiiada has reiiiaiiied 1 Iritish, aiul when the W ,ir ot 1 iulepend( 111 e c.niu' anon. The first iir.'iiihers of liis L.\eciiti\e Council were William Osj^^oode, I'eter Kussell, James J^ahy, W illiain Iv'ohertson and Alexaiider (irant, and jolin Small was his ('lelk. I NLlcdoi ( 1, \\ a ot his tlooi , I loll.ind K l\ 1 leading westw f.iies retain t en^'a!,'ini,' lioo west h\' ( leoi I >iii liess ,111 i lun.il I'.iniily street. I'alacc of th(> present and stoles vei the ^(r.idu.al cl the then insi^'i the 'iiail lietw Soon tl ( io\i rm ir ( "n ir of i>i J. the C steps for the' w hose entire f I'rovmci' '^;i\ Ainerii an ( rei Liter the sanii I lei^'hts. losip town of N 01 i I.irhor, ,ind ' ah.indoned tl rendered It to With de\ elopnient hi id;,'es, ,aii. 1 pro;;iess of court lioiise, keopin^( v, it! Canada was Canada ( 'oik kiiovvn as till endowed t)lll lie.iutilul Ni In iS^;;). c.ailH nioie attract Peter Street let (iidcr, by 11(1 I !|('|iii'iit. lis way 1 11)111 wisti'in ciul <(■ lu ic. iiu 11 the ( )lil,ui() U coiilaiiKd, tv now rivals ly northcast- s, wliik' the wt'^'o). whuru f \cars lliis It tlifcf years also I'lLncii. )■ the l'"niuli mis r;ii|;lisli. )ltl (lllll ,\'l u', )Uy. \vlu> was I tilt: Wi-sU'l tl llu; Ciailisciii loro. " I. 1 I Iritisli. and K <)p|i!fssioii iiLW rciml'lu- in llicir new ;ts and llicir liL\ could not stiii'ily stock ks of the St. ntier aiul the , they settled, il eoilia>,'e(nis ce ol I'pper Toronto r>a)', ti'l npcHi its ^arai, as the if,'ootle, I'eter in Small was Ills (leik. Iilifiii icpi I scnial i\ IS III ilie piopli liaviiiL; lic( n ( hosen, Mi. jolni Mai (Ini ( 1, was (lee ted Speaki i ot tin lei,'isiali\ e jiods . K'nid niakili;,' was the lust task of his lii.oj ■, till' ( )iieeii's l\'.iiii;ers. ^ i)n^,'e street, a load le.idiii^ not I li w.ii d to the |[olland l^l\t' am! tlir Noilhein Lakes, tn};elliei- with I)iindas stieei, a post load leadiiij; westwaid, was then liisl .ind most important .iehie\ enieiit . and Imtli ihoioiiLih- fares rel.iiii llnii iiimes to this day- " I he town iilot," sa\s l)r. S< adding', in Ins en,i,'aL;inj,' hool'-, Tuit'iiln "/" O/i/, " u;is a eompaet little p.'.illeloL;! am. hoinided on the wcsl h\' (ieor^'e stii'et. on the ICasi liy ( )iitario street, on the north .iml soiiih li\- |)iieliess an i Palai i- stieets." 'l"o other streets weie i;i\(ii n, lines uhieli recill the Koval I'ainilv of ihai da\ , lU. h as Km;,' strei't . ( )ii( en strei t. ' aroline stieit, I iiderick street. I', dace str et. 1 'ai liar.ieiit street, and all tliesi- still remain iineliaiiL;r-d in a (|iiarter of the present I il\- Imt littli' siil;;;i stuc ol litliei kin^is oi palaces. I louses, churches, and stoics veie hiiill : there wen nulls in isoooii hotli the 1 1 iimliei and the 1 inn, and the j,'radnal clearinj^ of tiie Ion --t ;iroiiiid the new town site added to the acti\itiesof the then insif.;niticant (Capital, a piihlii- maiket hem;^ estalihslied in i>oj. .\t tins time the 'iiail lielw'cn Montreal and \ oi k \s .is ( ii i k d on the hack of a pedestrian postman. Soon till I e came .III ml i 1 1 iipt ion lo ihr •• 1 1 ani|iiillil \ . pb nl\ . .iiid juacc " \\ |ii( h (ioxciiKir (iole leleiied to 111 his speech at the ojieiiiiiLJ of ralllallieiil m |S(ii(. In )niie of I >■ I J. the ( oMLjress ol die I ' niled Slates dec Ian d wai .i;.;,imst ( i i e.it I hitaiii and took steps for the nu.ision .i| ('aiiada. wilhiii \\hiieenstoli 1 lei;,dits. losing; his own \ .iliied iile m 1 he eii;;,i;.(( iiunt. \c.\t \ear c a lam it \ cime to the town of ^'oIk. ( h,iimce\s lleet luoiij^dit a lone .nioss the Like from >iackett's I I arbor, ,iiid c.iptnred it . or rather, the I h ilish ( lenei.d She.idc, ha\ iii.l; with his re^iilais abandoned the pi. ice as imvenablc. ihc handliil ol mihti.i under (ol. ( licwctt siii- rendered it lo the eiiems. wlin sacked the siiilcineiit ,iiid luiiiied the [nililn bmldin^^'s. With the close of the w.ii in i ^ i .} i .iiiic liesli iimm^iatioii and the further de\ elo|);iicnt of the I'rovince. (io\eriimeiit aid w,iSL;i\en loi the m.ikiii;.,' ol roads and lilid;,a'S. and p'esentl\- there ensued ste.im ti.inspoit on the l.ikes, all whn h helpi'd the prof^rcss of "Muddv \'oik," uliiih soon lio.isted ne\s I'.ii liameiil bmldmys, a new court house, a liospit.al. \\liai\e-., a public sijii.ire. besides (diurclus and residences in keeping,' v. ith the ;,'io\\in;; [ireteiisions ol the plaie. In ns.!J the liank o| I'pper Canada was loiinded ; and .about the s.ime date homes were bei,'im for both I'pper Canada ( Olle^^'e and the J,,iw Society ot I'pjier ('.in.id.i. Kinj^'s ColleL;e. kiter to be known as the Inisfrsity ol 'I'oroiito. was est.iblished b\' l\'o)-.il (h.irter in nSj^, .nul endowed out ol the public kinds. 1 1 w.is lormally opened in 1^43, but the presi'iit be.iutiful Norman imildiiii^ il occupies in the (hic'en s I'.uk was not completed till i^t)5. In |S^|. came the incorporation of t lie place as ,1 cit\. when its 11,1111 e was chan!,'ed for tlie mine attracti\e Indi.in appellation of Toronto. Its e.\teiit was then from the 1 'on to I'eti'r Street and from (hieen sfcet to the lias, the rateable \alue ol the property in MERCHANTS' BANK OF HALIFAX. HEAD OFFICE. INCORPORATED 1869. ('irir.il. ii I inn!i/.i:iK - - - iii.r.oo.ooo .'nrt.ooo HALIFAX. N.^ 1 ii'iTM. I'.iih-rr. iii.y.in i: i i sn. DIHECTORS: V I' i\i \\\ , i:>.i , \i I' , I'Ki sii>i M I III i\l \s KM ICJIli:, l'.>.... , \ I. 1 I'KI >ii.| M MICH \l I. h\\ N I \< Is.. II (, i;\i I h I - W IM.\ SMITH I M. , Ih in' II II II II. I \< D. H. DUNCAN. Cashier. Mtmtrritl ItriUfh. I tttif/nf islt. Iti'ifl't'trntrt'. 1, tl ll\liiT1l. l:i.^..N I.. I'l \-.i , M.in-ii;ii. ; .I/»lWl'<. it I ilminilh . AGENCIES IN NEW BRUNSWICK. Ilillliill'Hl. I ll'iil, -irlni,, l/i, .,,/..... .Silrl.iill,. Iliililirslir. I\illl/.slilll. I hi III t II. : \iirtii.slli. H iiiiilsliir/,. AGENCIES IN PRINCE EDWARD ISLAND. 1 hitrtiiH; liiirii. -_-_.. Sii in iinr.'iiili' BANKERS. AND CORRESPONDENTS. liiiittiitiiin III' tniiiiiln , Mii-rlin iil s tin nl; iit' < n iiinln . fhiriiifn. - ~ liturirnti I ^.i-i-hii iiiji- Sitt'l Haul:. Siirfiiii itilhi ml , ~ I tiiiiii Hiiitli-n/ \iir/iiii mtlii in' . IVfrJv, I'riiui'r, _ . - f i-nlil l.i/mi nuis. \iir )iill:. - . - rhiisi Xilliiilli'l llillil:. Inliilnli. I'lil/lil ml, - - lluiiiiinl Hnnl,. I'l-I. liiishiii. - - Siiliiiiiiil lliih A- l.iiilhi .- I'.iii,!:. •• ' •• . - llirl!iiiil,ii/s,„il,iiiil. Bank of Nova Scotia. INCORPORATED 1832. iil'llil. I'llli-I I'. /;/;s /;#.•;/; / r.v/>. - iil.:ti::jtsu TSUK-'iU / DIRECTORS. |ii||.\ hDil.l. Al 1 \M 111 K'\^ |i AMI I, I K(iN W |M \K I'KI MI'I \ I \'U K I'l.l sll'l N I JMIIN N' I'WV w r Head Office, Halifax, N.S. THOMAS FYSHE. _ - _ _ Cashier. AGENCIES IN NOVA SCOTIA. I .U II lilts I. ( V V ir«>/,/.s. isitiixi i: 1(1 M v. lUli I! 1 . /i i:\ II III r. I.: I /■/,■/•<»<»/.. .^ /, M <. /, IS*. <> II . Mti; I II s 1 /»N /.J. o\ initn. r i< I IH . s II I.I. I iirii.y. II i:s 11 I i.i.i:. III! tin I I II. AGENCIES IN NEW BRUNSWICK. I I Mr I! 11. Ill) \. rii.i III I M. II! i.nr.iiii IDS. MUM I (t V. \ /. II I IS/ /./.■. Sl\ .11)11 \. sr. s i i:rii i:\. ST. .1 .MHII.U s. SI ssi:\. II IH) US 11)1 i\. Ill I', !■:. ISI, I \ 1), I lii.fli III ami Siniiimisiilr. In <>l I. It i:i . Ill is'iri'.n sr.irr.s. Minmniinii!,. m;,,,,, i„ iii:sri.M>ii:s, Collections made on Favorable Terms and Promptly Remitted for. .}liinl I'riit. Ii hiffsliin, 'liiittiiirn. Halifax. ..»( HO.OOO . luo.oon .•; :rt.ooo - HALIFAX, N c sill 1 M slh \ 1 1 1 1 1 1 l.l \< sh ier. 1,1 • I.Ni.lM i>. /l M s. II liH- \ Slit;! ■tint, rifintmth. • ■I.i'illr. ,„„ls(nrl,. I'lii Si D. Itir ■si,l,' Ifit H l.rrlm itfft \nt't ftii nl,-. < f tf it i./fnH If I is. In'ffriiiit liim/,. I.'t't. OTIA. ll'l N I Ihl N I \' I'W/wr Halifax, N.S. shier. I'iri in . sri:i.i. (/.•/') V. II i:s 11 ii.i.i:. 1 I /,• tin I I II. ST. t Mtiti: H s. .s I s s /; \ . II in>l>s /or A. - - - .}hnil I't'tit . li hiifstim, fill inttivti . emitted for. Halifax Banking Company. INCORPORATED 1872. Aiitlnn-h.vil Caitital. ------ f'aititiil I'd hi- If /I, ...... 1,'tsi rrr I'iniil. -..-... Head Office, ii I. ooo.t too .lOO.OOO ITO.iUHt W. L. PITCAITHLY, - Halifax, N.S. Cashier. DIRECTORS. Ivl '|;ll I \l \( Kl I'KKMl.KSI I I Ml >K I I IS \|, K I'KKMIM \ I I li ( I, lit \. VIII II nltl ir. It HI III. I II I /■/./;. f I \ \ I Mi. I. Ill i\ I. riiii r. I.I \ I Mil in;. \ /. II HI. ISIillU . I' 1 1! Its II in: n. sriti \i. II III.. I It I itn. II iMisnii. BRANCHES IN NEW BRUNSWICK. i > i» /• I ////.. SI. .mil \. CORRESPONDENTS. Ihiliniii nil, I Ifiiil,,,. tliilxiiii.s Itn III, it 11,1 llrnnilii s. Ilirs/nn. Si 11- 1 The Union Bank of Halifax. INCORPORATED 1856. Capital Paid-up $500,000. BOARD OF DIRECTORS. \\ I sr AiKs, i:^o , ii( ).\ i\( ii;i i\ r ju ) \i W K'l Hill, 1^,, \| I' !• W IWIMM, ! ,., E. L. THORNE. w Kl ii;i;kisi i\, i:-,m I'Kisim. \ 1 \'u K- l'i:l>i|ii:N I i II s^Mll\s, I', (■ <■ lil.ACK \|i \\<. V. Cashier. AGENCIES. INN II li'/.IS. - - I . I). Iiiiiinil, li/fiil i V/.. HI, I.Sf.OII, Milt I II -S 1 /( \ / ». - ' - r. I. l;int.sll\. tnriil. BANKERS. The Lond ;i sir --i '■/Vestminstep Bank, - The Coini, ei»i-ii 3aiik of Newfoundland, The Natioi n( 5" :,k of Commerce, The Wlereh" j National Bunk, The Bank o. Toronto and Branches, - The Bank of New Brunswick, London, G.B. St. Johns, NT'd. New York, - Boston. Upper Canada. St. John, N.B. I'lHiTiiMns soliiiicl, .iiiil |ininii>t rrtiirns m.-ulf Currciu ratf i.f Iiitcrcsl ;illiiwi'(l mi .Irpn^its I'.ills 111 i:\ili,ui^f Imuyht :inil soM. etc The Savings Bank department in connection with the Bank and its Branches allows 4 per cent, interest on all amounts deposited, from $1 upwards. wliullillil linl cMitil SjV'.i""' Cliisr .llmiit this .iriM \',.is a llill;^!' nf di Use lnl(st, pii icfl liirr .iiul tlicii' |i\ wiiHlin),' niads In (h, ninths lnyiiul. I lir tit>l in.isdi u.is William i.Niiti Mar| iind lu.umi. TIr' pilloi)' and ilii.' stocks wi'ic then iisimI in om midst tn sh dtlt ndiis. Ox ti ,i!iis stii'il in tlif market place and rail\va\s wen unknown in . I'ui\ince. The rri'ak <'f the wooden wat;cn was lieaid aloiij,' the streets, w Im h weie in p. ill windiiiK and -lunipsnriDimdi'd r-iiiitry roads. At thai dale the only lele;,'rapli line w.is the '• Tele- j^Tiipli Idiii nl'ihf st.igis. whuh (Hdfi'sseil tu t.dvc passenK'''rs ihinii;;!! Ir'iin roicintoln llamiltoii In daylight. It was in 1S47 that ehclne rominiiiiiealion was estalihslu J with points as I'ar distant .is ijiielur and iMiMal". ND l'",splaiiade lia\inj; lueii thiii luiilt alotiu the t.ont of the cits, tiie watir fmnl ut Tdroiito was the lake or has shoie, irrt-f^nlaiU' indented, and lilleil wilh riisius, wiili a wh.ut pro|i'i tiiii; here .ind iheie. The steam tuniia^e phiiij^ In ilie port consisled then ot seven or eif^ht sleaineis oj hnni ^o to loi) horse'|Hiwer each : the sailing' tonnaj,'e was more niinieroiis, hut consisted ol small \-essels mostly. Ni.i^ara w.is in those days headipiarteis tm Lake Ont.uio shippintj and a mart of wholesale ti.ide besides. It w.is .iboiit this perind th.it Mr. .\iidrew Heron, who recei.tl\' died in Tnronlo. was ,1 tonsider.iMe \essel owner .it Ni.'iL^ara. .and ih il ilie kite taptain Mick Imili so many sle.iiners tnr the Koy.il M.iil Line. 'J'he virlii.il lii>iindar\ of thi; cit\ nn the north was (jiuen street, .ind tlieii was lull little of .'in iirh.in chai.ictei .ihoiit the district west of ^^)n■;L' street. Mnsl nf the placis (jf Imsiness were in ihn east end. \shere the red hiii'k circiil.'ir windmill ol Mr. Wnits. now the site of tin (\Unsi\e mill and distillers of the (iooderhaiii \ Worts ( "limp iM\- I Limited I. w;is a landm.irk. ( it this null ue h.is e seen a ciirK)iis nienunto in the shajie ol an acecjuut (I the tollowiiij; tenor: 11'/;/^/ Mills. )'i'ilc. I.e.. ynii. -Kitli. />•>'/. .VA'. .VCA'AVML, n,,,,,- C'e,'. WJl's oiju\ ), lUtii-hl .7' iroA'7'.S' ,'■ (iOODl.UIf.ni. nhl.Flniir D The Ti'ionto nf i^i^i h;is .an area of elos(! n|inn iweiity si]iiare miles, the siilnirhan villaf^es of Yorksille. I'arkdalc, Leslies die, Scaton, and the hamlets of N'orssas, I'eer- ()ark. etc.. hasinR been incorjiorated svith the faty svithin .1 seiy fesv siars. In the fpieer-shaped structure opposite the present Ikink of Tciionto biiildint,', \sas in 1^34 a bookint^ ol'lice for the Xiaj^'ar.i .Sta^'(; Line. lion. Isaac- I'.nch, man's firm having' not yet occupied it as .1 f^ener.il ssholes.de svai chouse. Ketchum. I'lper. Stilt. Carfrae, Jackes. Cc- kshiitt. I 'restoii, svere ssidl knossii names ;it that pi riod, and Mr. LLmcks, aftersvartis Sii i*"raiicis. had already in |S;4 openeii his svholesale ss .irelmuse, allhnlit;li he dl liclhw. lis. .1 Ih ioillldeil, ss nil 1 1 lloiii null:., (aid das. It iii.iy III years in this (' streets, chnsi'ii I him i\-j iii.s,— |)reseiit i.it<' pai StK el on t he sni Imildled acies 111 ( hleeli sirret oi: diplh nt an nil ( "leoiyc St ici t to hiiiidred acres s southern bound; tai t outsidi the street, soiilli of In the sear iSi (jlleell. snld f '1 rill City beiiiL; .1 liteiar\ he.adiiiiarleis fm than for .iiis' m direcliniis. I'lui home m.anufact m.ide Toidnto a naturally so ; ti railsvass e.'ist. ss the s'ast ads.int fmnisli snjipls' li impulse ss i hasi of coal svas J04, .Vbnllt IS' settled and f^ro <,'.'lll;;e " 1 ailssa) ( lordon .and the thesr conntis' < enteipii'-e. 'I'll Kailss.iy in Mnn ("obocnllk. No I list' f((|(-,t, ni.iyiii W'l'' \VH llllllU il ■Ihlrls. Ox , iiicc. Tlic • III wimlini;' , the •• I'l li;- 1 rnlcillto In estiil)lislii il ; l)L't'ii tlxM ■ liny slioM', aiul tlinc. Ids (i| tlnlll xm.Mstid i>t kc ( )nt,ii i( 1 k1 tlial Mi. ■I owner at K-.yal Mail i tliL'li was Most (if lli( mill (it Mr. Ill \ Worts iiu'iiRntii ill le siiluirhaii 'uay, DcLT- to l)uil(]in).;, latian's Ciiiii I'lpcr, Stitt. )ii, aiiil Mr. \\ aicliouse, alllMiiii^li 111 iliil mil ( ',talilisli till I', [iiinniif iirw!-|>a|>(i iiiilil iS((i m isjs. I he ll'lliwilK. a lliiill\ iMif^lish laiiiil\ uliM liam!s. And n.Unially so; tor not onl\ h,is she cm 1 pt mnal lieij,ditin^' facilities |i\ ii'ason ol her i,iilwa)s east. west. ,ind north, steamers east, west, anil south, hut she has always had the vast adv,int,ij,'e of (lossessiiiL; shrewd merchants and capitalists wlio knew how to Imnish snjiply lor ;i piesent or pmspeiiiM demand. 'I'he effect upon I'oinnio of the impulse w 1 luu'e descrilied m.iv In.' measiiied li\ the fait that where in 1^77 hei import of coal was jn.).,iino tons, it h.ad f^one up in i.siyo to no less than 4(11,0011 tons. Aliniit i>S(>:^ an .'limitation had liceii lie;,'iin in fa\nr nf t.ippiii;,' ti;i ninre recently settled and ^;row iiif^ ref,dons iiorth-e.ist .iiid north-west of the ( ity li\ .heap " narrow- <,'aiit;e " i.ulways. .\ Ljniup nf enei>;etir business men, ainoni,' whom the late John (lordon ;ind the late (ie.ii;;!.' L.-iidlaw were prominent, canvassed the City .inii tia\elletl thesf conntiy districts, woikiiif,' earl\- and late to induce mnnicip.alities to assist the enterprise. d'lieir efforts resulted in the liuililmj^ ol the 'rnmiiin, drev, .iiui Driice R.'iilw.iy tn MniiiU full st .mil ()wen Sound, and the d'omnto and Nipissin^' l\',iilwa\- to ("oboconk. No iimli'rt.ikinij; ever better justified the efforts of its iiromoti'rs th.m tliis. Tiie Loii^ioii & C^l•1^l^^•^l•"l LOAN AND AGKNCV CO, I I I M M I I ' III All < Mil' I . im H\^ Mi.il I, K >l'< )\|( ). Siihscrilvd Capital, .•.-.•. $^, ()()(),()()(). ()() MONHY TO LEND on Mortira-e Security at CLinvnt rates an J on tavorahle ternis as to rupa>ment • Ml NKiPAi. i)i,i;i..\ niv'i'S riia-NAsii) • DHBENTURHS ISSUED payahle in Lon- don, Hn I'mkia(,i Wimi, Winnii'(.; W. M. FISHRP. . . . I.n..,| Manager. C^apital Stock Siihscrihcd, ('iipital Stock Paid-up, Reserve iMind, U^'posits Received $3,()()0,()()0 1 ,500,000 L)eheiitures Issued Money to Lend on Real Estate • • • WAI.IHK S. LHH. . Maiiai^iin; hiivctor. Tlioso mails. toLjctiur with tlu' NcrtlRin K'ailwav. iipci'cd in 1S33. tlic Cinat Western ami ("iiatui Tnmk. oiHiml 111 r^s.i uhiili had (iie\ ioiisl\ e\istcd--raiiiatiiiK hke the oiitstretcheil tiiij^ers n\ a hand to ever\ part ol ( )iu.iii(i. prmiucetl tlieir natural cltect in an enorinoiis increase in the rotnnierce ol the ("ily, luith inward and outward. Tlu' wholesale trade of 'I'oionto i;ri w In le.ips and IxMnids. \\ lure in pr<'\ ions years the pnneipal retail nieriitaiits of Western ("an:, la had luen in the iial'it of liii\in}4 ill Montreal heavy storks iwire in the year- sprin;; and antunin — they be^'an now to find that Toronto importers ollered thein supplies of nierchaiuiise which were- easy of access bv rail and of threat extent and xarietj'. lleiice the universal rustom of ^'oinj; to Montrial lor uoods uiito, (iiey and l!riiie, fell into tin hands of the (.'anadian I'acitic. the j^auges of the T. .V \. and the 1'.. (i a I;, were altered to conform to the track ot the main lines ot tlioe ^reat corpoialioiis. whost,' s\"stems were thus made continuous and unilorm trom end to end. •• 1n;>istk\. In 11:1.1. ic-.KNci, In ri-.(,Kn\ : "— .\ not unpretentious motto, finds its placi beneath the coat of-arms of Toionto. .And one would f.iin believ e it to be tieser\ eii bv this th.orouuhly liritisliAiiierican community. •■ Tliis handsome, tlinviii.u. halfwax- Americaii City of Toronto." — such are the terms lu which a New York writer deMribed the Citv in i>.sr). And yet there are numbers amouf.; our visitors from abroad who tiud Toronto excessively i-nj,dish. ISoth views are correct, in part. With an iln^disii love of what is solid or steady-.L^oin^. witli stror.j^ .ulhesion to Mn^;lish cii>tom and taste, iliere is '.et amont; > le inhabitants an infusion of .\merican dash. ori;,'inal!tv and love of no\e!tv. The combin.itioii is a happy one. however : so vv ithoul st.ivnii; to debate which spirit preponderates. Toiontoniaiis areaf^'reed to ci iisidei themselves Canadians, to sin^', with Koberts. — ' 1 Mr. ti p i-\er> u \i\'\ iinlurli'.l. Tin- llai; lli.it liiMVs ilir iii.iplc ure.-uli. and to wish no lii;jher praise th.in to have their home cdled a cli.iraclei istically Cana- dian citv. Hear what is said of it b)- Mr. d. .Mercer .\tiam. in his re( ent volume. " It lias become." iu' says, "a v ast < this till ot Science ill ( olli L;e or the tlieir hands to ouL;ht to be bii So .n'reat commimitv of ; si.\, four luornii m.iuners of the iN4-) ; the .1/(1/1 of mon.' rc'i I n l.irK''i_v bv till' to represent la speci.d evening p.ipeis onlv . i( at Western itiiiR like tile ijral etiect in It ward. 'I'lie lus years the it (it Inning' • l)ef,'aii now wiiiiii weri; he universal he outilonc. Ill I'liroiito, he c iied nt t)r towns to raile. Many s ot the ricli lle\- Railway, liation " that '\ the ( iiaml till hands of re altered to ^NStems were Ito. tinds its ) he deser\ed iiK- halt-way- :er ilesirihed oad who tind llnf,'lish love 1 taste, there and Io\e of dehate w liieh lans. tu sin<^. tically Cana- inie. " It has >pin^' (eiitie, 1 and Arc hi episcopal See, and the ecclesiastical headun ii lers of nnnieroiis denominations, the seat of the Law Courts, Provincial Lej,'islature, universities. co||e;,res, ,i;reat schools of learn- in?;. In addition to all these, it h.is hi conie a most .atractiv e place ot residence. •• The shaded streets, the parks, liie drives ; the cool hree/es from the Lake, with a pull to the lliimhei River: tin l.rr\ p,issaj,^e to the Isl.in.i ; vachtiii'^ un the L.ike; an afternoon trip to Niat^aia or a run (.\ei Siindiv to the Mnskoka Lakes or the (ieorf^i.in l!ay. make a residence in the Provincial metropolis a joy and delij,dit. To these may he added lihrarics, musennis, art ^'alKries, lecture halls, and ahnndant entertainment of a musical, theatriial ,ind operatic ch.iractcr. .\n event ot ('ach year is the Paii of the Indiistri.d Association, when tens of thousands of peo|)le tlironj,' in Se[)teml)er to witness the latest products of field and factory from i'Ver\ (piarter and manufactures, while mvv walls to contain ••the heni^'U mother" rise 111 the Mihiirhs, away to the north. In Toronto, too, is the Normal School, for tr.iiiiin'.; K-achers. the crown of that excellent syst.'iu of common school edu- cation for which Ontario owes so much to the lahors of the Lite I-;gerton Ryerson. whose statue in hronze tinds suiiahle place in the school f,a.)uni|s. There are other institut'ons, too, a CoMejie of Pharmacy, Colle).;es of Music, a Woman's Medicd College, a \ eterinarv Collro,., several Commercial Colleges-- for in ;i commercial commiinitv . ucli as this theie is mm h room for husiiiess training. .\or must we forget the School ot ScieiiC( in comic, tion with the L mversity -its aim heing. like that of Columhia College or the T'oston School of 'Technology, to train not .done young men's hraiiis, hut their hands to woiki-'the mechanic ,irts, a crvingne./vl in these days w hen lads who oiiuht to he hiisy on f.iim or in workshop are crowding the •• learned professions." So great a teatnre of modern life on this tontment is the daily newsp.ipcr, that no community of any .-onsiderahle si/e is deemed lit to e.\i•^l witluuil one, Toronto has si.\. four morning and two •■vc-ning jouriinls, and ailmirahly do they relied tin- ileeds and mamitMsof till nines. Oldest of them ,ill is the (}l,ihe, founded hy Cieorge Ihovvii in iN4.| ; the .1/(1/7 dates from 1 sjo. poth tl-se puhlish evining editions : the others .ire ot more rec. nt hirth. tin; /■;;;;/)/><■ ohtainiug some ulnf from having heeii estahhsheil largely h\ the jk rson.il inllnenic of the late Sii John .\. Macdonald. and heing supposed to represent laigely his views. 'The Il'.w/,/ is a one-cent morning daily, with, of late, a si'ei-i.d evening isMK on Saturday. 'The T,l,t;niiii ,ind A'ccs- are afternoon ,ind evening papers onlv . ■J Qentral Qanada LOAN (Hi SAVINGS CO. ■%■ Aiithori/L'd C^-apital, Subscribed Capital, Paid-up Capital, Reserve Fund, Invested Funds, S :5, ()()(), ()()() 2 ,()()(),()()() 8()(), ()()() 192, ()()() 8^;, 00^;, 696. 14. OlIKK, - 10 KlN(i SlRKKr Wl.SI, 'FoKONTO Sa\"in,Lis Dc|xiriiiiLiit. . . . Intcivsl .illdwcj nil Sa\in^ A^VdUiUs i>' Sl.nn .mj iip\v,n\N. .il liiulu'^l i^'uiivnl r.tto (if InleivM, ticm l),i\ nt I k'pdsil to 1 ).t\ "i \\ iilidr.iw.il, .ind pl.kwl in I jc|'" .>iiiii>' (J'L'dit (Ml ilk' la>t da\s (i| Jiiik' .iikl Ikwmlvr. DclvntlllVS. - . - - M(ine\' avvivt'd tnr lixcd U'rm nl xcars, tur whi^'li iJclvnluiv^ will Iv issued witli li.ill- yeailv Interest (Jnipniis .itiaelkvl. The tuikl> ni ihe (-nmp.iiu iviiiL; iiue^ieJ with the utiiK^st care aikl precaution, nn better H'euril\ ean Iv dTered in l)epn^ilni> nr Debenture holders, they havini; a lir-^l elaini nr mnrii^as^e on the wlinle a, x'ls nl ilk' (Jmipany, Mdlli'W - - . . Is (ibt.iinable Irnni the (Ininpauv, nil apprnxod l-'eal li^late Seeuiitv, at Ihe i.nwesl Current Kates ol Interest. (a:o. A. cox, Prcsidoit , FRFi). C. COX, E. R. Wool), _ - _ SiaRF.r.Akv Telephone 2063. da S :5, ()()(), ()()() 2 ,()()(),()()() (Soo, ()()() 192, ()()() 00:;, 696. 14. N K) \\\ III 1 )cp' >ili'i>' L' issued witli liall- L'iiii; iuwskvi willi Id 1 k*p(isit(n> (ir i Ik lie a.'.vts ul' the it\ , at ilk' l.ii\\i.'sl CX)\, .U(!//tnk'nt (ai. - InLdi-pnratcd 1x76. AMAIj;.A.\\Ari:lJ I.StJl. IIf.AI) OlilCK, 2^^ TORONK) SlRKKT, ToRON lO. Aiithori/cd Capital, S 11 [ascribed Paitl-iip Roerved f'lind. Assets, $4., 000, 00(3 2, 008, 000 I, 004., 000 301,200 4->«i2,54.3 DI RECTORS, JOHN LAN<; lil.AIKli;, 1 ;>.,.. ----- I'Ni-.Mi.liM ll'ii-i \'in Pn-^icinii Niirth Ainiiir.in Kite A-isuiailCf t.'inupally.) JciHN lldsKIN, i:s..i . () (■ . 1 I |i, .... Vici:-l'Ki;sii.EST A' --« -I'Ti -i'i- :ii r .tiiino (ifr-iiri.il I'lii^tr^C'*. Director Caiia'liaii Bank I.AII.I-.V l><: I 1; i»-lii>KNK. Ks..' h i||\ -rAKK. I ... Ni UMAX SIIACkl HoKN, 1-. Ji ilIN SIL AK r. j-.s... IK ANK TLKM-.K. i:-,,. . C I- SIL I) \Ml.i. \VILS( i\ Li. I) IL'N |AMi:s veil N(; JiHIN S I'l.AVJAlU, j-.sM Moncv lent oi Real Estate. Debentures and Morttraires - Purchased. Debentures Issued. ^ ^ ANDREW RUTHEREORD, Manager. CITY HALL, TORONTO, Ont. -let; T%^^' /p,' CITY HALL, TORONTO. Onf. The y ritish Qanadian LOAf/ AND Investment Coy. Limited ( (Iplfdl, .nilluni:,,i l,y ,/ia i/,i\ $^,0()o,(Hny Imperial Buildings, 32 ADELAIDE STREET EAST Toronto Prfsiofnt A II. I \Mri',l-.l,| , l-N... DIHECIORS "II I HM nc 1, I -,,,,. I. K. khRu, K,.i , ....,, , J'illN i:i KNS, I sy. », I,, iiKIM k, Is,,,. SWllKI lui F-.;, Ks,,, in. I-. J. J\l k-ilN, KS.J BANKERS IN CANADA TMK lUSkn, ,„MM..,„K I II I W ,M, M.„ ,m s K HI K , M ,M,< , M. „ VNK Vice-Pres'oent : M AjnU (;i iiK(;|. (;kki TIIK llA.Nk (1|. IIAMIl.ioN SOLICITORS: Mks-KS Ki.ru. MvMi.iNMI., l)vMliM,N .'v I'MIRSS.S. MANAGER : K H .iiMI IN.SiiN Tiif- Company makes Loans on the security of Farm, City and Town TO INVESTORS :::: Til.' Company also receive, money for investment _ I / .^- ...v^i,cj, lu, invesimeni Property at the lowest current rates and issues its debentures therefor bearina the current of interest, also puichases Real ::: rates of interest. Clergymen, Trustees and others seek- Estate Mortgages. Municipal De _ ,ng safe and convenient investments will find these de- bentures well adapted to their requirements. For further particulars apply to R. h. TOMLINSON. Manager. bentures, &.( The Dominion Savini^s & ln\-estment Society '^j5t'«-^t>'-*t'«-:st'"-^t'':j^fe3t^-»t'' ^t" «t' »!'■• ■**'• *t' "V -^t" ■**'■■ •^' ^i £ubH<;r:bEi Capilgi ; ; •> $1,000,000.00 I ■^i Paid-up 93Z.401.62I ,-f -r- •'+'■ 'I* 'i' 'I' ••';>• 4-. *;>: >i> y;> y;v y^>. ,;;>; ..,!>, ^■^^, .^-^.'^^ London, . O^T. PRESIDENT: Kcilii:K|- ui.ii) .(■,.;/,■,/,„ „/ (■»^^,w^) VICE-PRESIDENT: CHAS. II. i;i.|,|,)Tr ,/.■.„„,■ /(„„., r;„„,.„| NSPECTING DIRECTOR: :: ::: lUOMAS II. I'l KlmM H. E. NELLES. Manager. iPERiAL Buildings, 32 ADELAIDE STREET EAST Toronto Vice-Pres'oent : '<\< i;i iiki;|. (iKIvK, THF MANK OF MAMIMON ;r : INSd.S oney for investment l)faring the current ees and others seek- will find these de- einents. n iety n, . IT; AQER. sons B Co' m I (Vvoc, '~h' y:.p^°J' 3^'°^?'^^y,)3- "K ofor o ay y A bflND DEPARTMENT has been created to nr^eet the demand for the CopQpany's lapds, --ut till sc liv no iiuaiis cxliaiist tli(.' list of 'I'oioiito's iiiw>i>;i|i(is. whose name is loLiion. TlifrL' arc iilijiious wccUlifs, luiiais Wfuiilics, trailc \v('cl\lii > ; iiisuraiicc loumals, iiK'dic.il j< annals, clicinica' iomn.iN. electric journals ; a iitci.iiy nionilily .iiid a I'nixersity ipiarliTlv levicw. Thi' Chiistiitn (iiidiilinii was estalilislicil as Ion;; aj,'o as \S2t), I)i>iiiiiii(iii Clninlniiiii in i-sjo, tlie Motutiiry Tiiius. I'liuh- Rt'ii^w, lUiil htMirdiuv Clii\ii'uh , \n i>('7 ; (/;vy, tlie ("anaijian loniic journal, in i>^7-'. ■{'omnto has iiecH called tlic City ol Coiiventi' ms, and truK the titli- is nn. llcr p.irks, and j^'ardens. and i\osed,de drives; her harl'or, her islar.d : the .idniiralile street car service, the imme like hotels, the mimeioiis chinches, the aluindaiK e of trees in the streets, and aluui all, the ^|inet and orikils Sabbath such are amon.i; her attrac tioiis to the stran^^t r. Not only, thereloie. do our own (■aiiatlian bodies like the ( )ntaiio Manufacturers, the Ontario Millers, and \arioiis trade, insurance. Ie;,'al. medical, and other associations, make Toronto usually their lieadciuarters for .innnal or other nieetint;s. but many fraternal, education, il, and scicntitic b(jdies in the rnitc-d States hold their conventions here. That ot tiie .\inerican Association loi the .\dvaiuement of Science, held in issi* in the I 'ni\'ersity biiildin''s, was a iii.itabli' instance, and this year the Nation. il laincational ,\ssoci.i'ion of the I'llltld S !illiMili^,'s the CI Ilia (.',111 chan^^iiif;— the I tile urowing Toi III. my a dav t^ stiict as he w. Loriurs he will Iraile biiildiii;;, .\iid ihir blnist lake ol il soiithwaid o\'ei Moore, allei lie 1^ DSC n.iiiu IS ; liisiiiMiiic u.iinlily .111(1 lull;,' rif,'i I ,'IS til' l^ iKit ill acu TdroiitL) litii i.iilw.iy (llULs ; her Imlrls. llii; IC ' {llirt ,inil \ . till rcioU:, M lilt IS, and unto iisiiaily .itumal. ,nul I'll, It oi liie (" I 'niviTsity .\ss()i;i.i'i(jii III till l'iiit(ii St.itcs held a nii'iiint ,i|ili' scs'^idii (in s<(|i(itis) in a do/en i)f tlir la!^,'L'St luiildiii^,"' till' iity ii.iild alliitil, III a Caindiaii i ily ol to day, tin ( liata,'s wliu li will do the < 'it>' cu'dii lor iiiaiiv a (lav tu i iniu. tliu visitoi may Inn rMiiniKiidcd to stand at the (dint r ol l'"roiit stii'ct as lu; ualKs Ikhii tlu' NiaLjaia hoat up \'()ii,^c. In the liiiildin^^s i.n the lliit-e corntrs lie will liiid liic ( usluiii I loiisc, the II. ink of Moiiticil, and the niw Hoard ol 'i'r.idi- hiiildin^;. .dl winch stiuclnics s|ic;ik cl("iiicntl\' tor thcniNclvcs. And llnis wc ( lose oiii notice of this I'l i^'il. modern ('an.idi.iii ( ity on the List .■iii'l liliK st Like (il the Si. LawieiKc (haiii. Standinj,' on tin liei^lils ol Siailioroand f,v .ni; soiitlivvard over lli<' f,'u .it csp.insc. one can iinderstaiul ttie " niiisin^' awe" ol 'roiii Moore, allei he had set n * • • ■■ All tliis -.t.irc i.t inl.niil u.ilcrs liurli'.l 111 (inc \;isl suliiiiii' (li'un Ni.itjar.is stcc|i. Niiu (■.■ilin hchdlils llu'iii, in traiisiiarcnt r^\vr\\, Wlicri- t!u' liluf hills el elil r.n-iinlci slu'il ■riii-lri'M'iiin^slwiiliiusci'ci Itiitaridslu'd ' Siii'Ji>f/.« t,„,l In iriiilll,.' |.iiii (In ( .iii.i.li.iii Mmiii.iI I,i.,im ,iii.I | I'i o-ih i ilf, /itth rs riiiih iiliif ,iI ! Iiiiliil liii-iMlmi His hiliif) lliliix ; hn. -ICIM III ('.■llllMin, whii h l-.i lii.ii li ' Ollii llnilf linmt „ll't hi liillim,,! : J IMlallUoi |',M|,I, 11,1,1,, The Canadian Mutual Loan & Investment Company. Head Office, - fio. 51 Yonge Street, Toronto, Canada. OFFICERS AND DIRECTORS: ' II \ \>. I M I \M - I'M sll.lM I 11 Mi !( Ill II M, I.I I m;\' A j. |,\i Ksn\, ,,, SI i(,i, \Us»,,Kt;. Board of Trustees: IMl. I. WnilKuW, I'M,, I iM IihIii.iimI lUiil.iiii.ii .. .. A--""' illidl, ... ■ 1 I, Minn-.. WM. HAMI N At II, I .,,, ||ii\ jus, i: \I \i I m il 1 1 \l I , Till-; rn«i ;il .1 -Iliu I- !*[ nil mill I ^liip 1. 1 . ,111,1 i~ ' iiiciiiilily . III! ... M.lllllilV v.llil. Ill ,1 sh.iii i, ql , ,111, 1 , slillMI. I liiiiil nt lll.lltll lU IH ; MMIs M.iiiililj i.,i\iiii 111, ..| M^ uill >iil,| 1^5,1, ,, II i,,,,iiiiiu ,,| sli.in s. A --.iviiii; ..f J., n 111^ ,1 ,l.u ihv. ~|r.l Inn willin-iin .«i. Ml 7 Vfill'*. Nil imihlic 1 iMii Imlil iiinii iImii jm. sh. Ill's, Tlli-. is III! Ill M sy-ii III ,-M I ,1, vi,H,| I,, I iiiiuiii,! s,niii^s, I ilrn is 1)11 s.iti' ilivi'stiiii'iii iiinii |ii<)||t.i|iji II l-i'lllliilll'S .lllSiiillll' SI, 111 II V Willi I III' CM ,111 ,1 |ri,,|||s, Willi (III' llisl siTillilV il is Ml, 111 |.|iilll.lli|, ih, ill I'mIVI Ill- nil III hnnds, N.I .Issi'sSllirlllS IMII 111' III.kI. I'll I ilhi 1 sh. Ills. II sll.ilc- llol.llTs. ^ This C'.iinp.iin cImi;.:! „ li\i.,| mi. 11 -i ,in,l ,|,„'s 11 1 ,iii.'ii.ni UH limili'V. I'nyiiiiiiis III inic'ic si liniiinl n, 7 m'.h s, S.ilr.isa S.iviinjs Itiiiik, .111.1 |i.ivs ,1 inn, h hii;lii 1 r.iu' .i| llltcll si. I Inly nil mill IS .il llii. C'iiin|i.iin • ,111 I 1 i',.iiii' I. ». is A li.,iiii»i-i li.is ihif .nlv.ini.i,;i ,1 I'.iMim .,|{ his ,|, |.| in iii.MiiliK insi,ilini ni„. ""•'"I lissi.'ii ili.ii,;.-,! |.,,ii,,',v, I, |,,| .1 l,.,in_.,iil\ .i.iii.il t\|>rlls'.s. I h, ■..,iisi,,,M,.n ,,| I, -M'liiiij III,' , I, 1,1 , ,1,-1 ml, .iMiiii Ml.h.sUS. \\\l i\ I., \, li\|.| N \i II. \iini..i.is,.,| ,.ii th,. hitliisi |.i in. ij.'i s ..| ,'.|iiiiy .Hill I. Ill Mt'ss. S.ivinu III. , 111 \. liki -.uiiii; linn, niii-i h. .In,;.- .^..|,||| .nil-. illy II. hi' illi , livr. riii'ii' III 1 .1 hi 111) hull iimi s, .is wiili.li.iw.ils.ii, |.,'iiiiiii, ,1 .ill. 1 .lilt- \i .11 ,111 j.i ,l,iy,' li'.lii'l'. Tin M.iiii;.ii;i , liiiiii huii.iwi'is .111. I.. ||,|. C'.imn.iny ,iiii| III' n.,1 ni'u.iii.ihli.. 'I'liis I (1111)1, iny ih.is 11,11 ,|,,,l III I, il , si,|,.., 1.1 nim;:!. ill ,in\ s|„ (-111. Ill, ,11, I 111 l.iisin. sn ..I ih,' riiiii|.,iiu I, i-,,ii,ln, n ,1 h> hism, . nil n .111.1 1,11 l.iisini'-. | 11,1, s I K.I 1 1 \l. Ks, IV n. I) ni sM I 1. I. 11 I i.l.M.V, I I \1 M M IN, II.. I . t , 1 \\l S.IN. E. R. C. CLARKSON, r< iRi iM'i I, I iNFAKli I, Trustee, Liquidator, Financial /\gent. AGENCIES at: MiiN I Kl \l . - - UlNNiri.l.. .' - . . CORRESPONDENTS AT: '.'■ I ., I I iM >i i\, ;^[^s■ I.U I-KI'IMH FOREIGN REFERENCES : M-.\\ ViiKK. ::: ;;: (;i \m;i)W, iirnni Ksi II i.\>. A.tcS HI.NKV .veil., I.ri, ,.,,, ,, ■ - • ■ . Hkx< liiK|i Tin: I I ^^ 11 \\K. i.,.M.,,s, i'.ikmisi,ii.\m. rSTABLIBHFD IS64. I I-. .11 \, l.s.S. I ., \ ".II 1 I...SS, |. , ,,x. CLARKSON & CROb':^, I 11 AK II Ki;i) Ai ;i ;i uman i>. No. 2() Wi'lliiii^iDii Stfoot. F;i< TORO.MO. OM. E ,S I AH L IS H E D I U li 4 Slll:kM.\\ I I I i\\ N-.I.M ' II si.\ MiUk :sl I i'iii,.\.-> TowNSEND & Stephens, i'l lii.ir Ai :i ,1 )IN CAN IS, AlhlTnlv's, ASMiiMIS, TR\hi;KS llANk Cii\\\Hi:RS, : : : Yo.Ndi-; St. ToKiiNI'ii, (lANAUA. (lablc .Address, " siiv.wi hr." Ti:i.i;i'iii iM; Km. s I.'INDON. NnlTINCilAM. MAMIll.sri';U. r.lKMIM.IIAM ; i.i-.K:i'.sri':i<. , r,K.\iii'(iKii \ AGENCIES AT: l.l'.I.US. AND AT EVERY CITY AND TOWN IN CANADA iirnni-KSMiii.n. I.l\ Ikriinl.. i;i..\s(".n\v. i':iiiMUKi;ii. I 'A HIS. Ni;\\ MIRK. iM ilff janh fit mtth utiH' ot ' finn- tioint atnl In huftfnf ' Company. inacla. i| N \i ITORV : ^1. "I- ' W \l>\ UNO AND8ECURITIC* KAI loN (II ()\ lAUKi. I -. nirinluTs l<> piiiviili ,1 liMiii. .li'l ill , 11 ll- ll> |i|Mlil III III i.iiil II. I 1 |M>iiii hi it -' >i 1(11 I I , il lys' liMlli I' In ilUv.IVs |il,l(l" ]{■, Im.iiis willliilll iiiM I '|ij.ilii\ , ,iii'i ihf iiiii'ii ■( I'. Ill III! cMlll llirllllin-. r IliKill'Kl |illl'. IJ/'i s ol l'.|iiiu liiiii . iiin-i III iliii;' -i-.ii III ^. .11 W illl.il. iW,tl> .in ]»\ ttliiTt ,1 rtc.i- .111 I.. iIm- C'iilii|Miiy iiiiil ill III Mil . ii.li.., Ml i.ii..u:i III iin ii !• lurii il In li,ii & CROSS, i>!i Stroot. F;isi ( >, ( )M', (ED I U I) 4 I, si.\MiUk SI I l'^l•:\^ ENS, (.!•; br. I:l.i;i'll( iM; K)4I lUMNIirKCil. I'AKIS. NKW VOUK. AGE. EXPERIENCE. ABILITY. The jVlERCANTibE Agency. ESTABLISHED IH4I DUN, WI M A N ,Ki CO • •♦■♦**4 \\/llll III .u'ti\i.' l'iiNiiicv> c'.viviii'iki.' Ill (i\iT ^(1 ycw^, (iliitV^ ill ilk' piiik'i|\il cilit's < .ill Jis|viiH'iv nt Cii'dii, k'cliik; .i^siiivJ <'l I'lir ,ililit\ III HTvc tlk'in s,tliN|,kl(irily. Pt'U'ivik'i.' H(i(ik'> jvsikkl Idiir link■^ .i u'.ir; U'lni^ i>\ Milvciipiimi iii.kli' kiidwii dii .ippliiMtimi ,il .in\ (i| mil- iiiiici.s. Dl;N. \\IM\,\ \ CO. BRANCH OFFICES: ji i|\i i\Ti I Ml iN I Kl \! 11 Will I I i\ I I i.\ I M iN. U IXNiriC- NH h )KI \ II Mil \\ i \ \Ni I 11 \ 1 \< s I |i illN Strathy .-. Brothers. INVESTMENT BROKERS. .Ml MI'.|-,K> MiiN IKI.M si- n k I \ II \M,I Montreal!. * » » » « lilliilK^is illirllv rolihlU'il til (■nmnilii I ,li;i ■'I'l „ , ,, . . , , „ t ...11.. Ill i.iilii.l, .mil iMviiliiiiis Ci'lUiiLiI .111,1 Knniiu.l. Iiiter.st alli.w.il I'll l)..pniiis i.v.i .Ml,- iliniiiMM.I iliilLiii, i,.|iMiniiij iimu ili.m nvni .Im, sulij.-ci lo ilialt .it siijht. Slui ki lluinls .Mill Si-iuiiiiKi li.iii.ln .iiiil 1..I.I. S|u- i.il .itifiiiii.;! civiii 111 Iiiv. iiiii, nil. M \\ II I I I I II I I.I ' HABERDASHERY DEPARTMENT. Value Unsur- passed. Inspec- QRESS Tiimmincjs and Buttons. Dress Buehles, Laces and Cords. - - - Dress Shields, Steels and Braids. tiotl Coat. Vest and Pant Buttons Tailors' Bindings. Braids and Cords. InVlted. Smallwares, Fancy Goods. Wools and Ladies' Corsets. !», »♦<.■ »*t at»- »t* iig »Y»- ■» + »• » + >• it*- i»+^- »t* »V »*>• ■*+»■• »*>•• *''■*- ■■»*>•■ »*»•■ Wt GIVF A CoHniAl. INVII .TIOM TO VlblT OUH WAREHUUS a" •■<|*- r ■»+>• >! ^f A ClIllniAl. iNvn ,TION 10 VlS)IT UUIl WAREHOUnfs WHEN IN THE GiTY [.»■ *t* '(.» ■'+> .^jv .^i> »i>. tiv .yJ». ,.J». -.J.* ,Jv .,j,» ,J» .,J, .*!> i|*. ^iv. .f.v ^x'f' • CARPET DEPARTMENT. • '"^ WILTON, Brussels, Tapestry, Wool, Letter t/«/on - anc/ - Hemp - Carpets. Floor Oil Cloths, Mattings, Mats and Rugs, - Table ■ and Piano ■ Covers. Snecialtv ^''^"''Z^' Tapestry, and Lace Curtains, Window Hollands, Bed Qui its, do. Orders a WOOLLEN DEPARTMENT. Prompt IMPORTED Siiitinqs and Pantincjs. Can _. , iid/an Suit/iuis and Puntings. Ccatinys. UlSpatCh Cnstiinif and Mantle Cloths. Moleshins and Coiduinijs, Tailors' Tiiinniinijs, &i:. Samples on Applica- tion. • STAPLE DEPARTMENT. • PRINTS. Ginghams. Flannelettes. . Shirtings, Cottonades. Diichs. Tickinijs Awnii\(is, Cottons, dc. GENTS' FURNISHING DEPARTM'T. I^ECKWEAR, Half Hose. Underwear. - - Shiits, Collars, and Cliffs. Sus/tenders. IKY Do. - Hosierti. Cloves. Handheichiefs, Men s - Rubber Coats --.--. Ladies' Rubber Ciiciilars. Umbrellas, Valises. Trunhs. ■ ■ Overalls. Carriaije Dusters, dc. DNALD & CO., TORONTO, Ont. I ii i Montreal VIIA\'IN(i Mcintii'al from llif river, oiu.' docs not know wliicli most ami ntitin'st ttand is marked b\' the streets and scpiares, the Lililti ring roofs and towers, tlie tloatm- i1,il;s, the ste.im ,uid smoke of railway-, and lac- torus, tin- busy htc of the greatest anil wcalthiesl of Caiiadiaii cities. \il this was not visible to Cartier, but onlv the natuial fe.itiire-- of the laiidscapi'. Commerce, iiuiiistry .md art were yet to crown Natures louud.itioii with spire .iiid tower and bridge. in i»Ki^, the distingmsheti na\al cajitain. Champlani, ' aiiie hoiii {•'ranee on his first \ovaue ,is l.ir as the S.uilt St Loins :or Lachiiie K.ipids i. above 1 lot In laga. at which time tli" Indian settlements ot Cartier's \ isits of 1533 and 1341 ^^i''' "" '"Hger to be s(/c-n. lb; came again u ith 1 >upont Cn a\ e in Kni ha\ ing m the ine.intime tounded (.)iiebec and named MoiUinoreiici l-'alls determined t.. establish a tr.iding st.itiou.tor the peltrv trade w.i'- then the objet t ot I'leiich adventurers, and radoii>sac was ,ilieail\ a point atwhiili the Indians sold skins to the merch.ints. Cli.iiiiplaiii clear, d ground, built some huts, and sowed seed to test tlie Iriiilfiilness of the soil of Montreal Island. Not onl\ tin-, but he resolved to build a fort. One account says he built it on St. Helens island, so named after his wife lleleiu;. who came over with him on one of his visits; .another, that its site was that lately occupied by the (ire-y Nuns' 1 lospital, not far from the present St. Anne's Market. I Jeiidricf voyage underlal to reach those di Ki\er. but oiiK grejit stream to water stretches Company of a invested with tl into the coloir Lngland. and ( ever. (i\e \( .irs X 1 1 1 . ot 1' raiicc (Jan.ula in i< j,] ( 'liristmas Day The Isla settlement, to fi and M. De M.n ings at ;i sjiot n p.ilis.ide, withii few soldiers aiu iiistoriaii, I'arl I'or mai existence of th( be,i\eis were a williiiL; to mole I'ere LeMoMie years went by. authorized to I He did bmld I when there we town. v,lii(di I churches. Li itreal :uul ntienest i tlierc with ery ainl llu" ISSIM- stOlU' cu. Ocean — ssvilt river ■Is, iVoiii tin; .11 hii;,' — llie t I .akes, arc tlicse form .)ok liirwani. Is 111 tlu; Si. uli,'c : far lo lori/.oii line, tlif ma]eslic sqiiari's. tlu' lys and tai - tins was not ;€(_', iiiiiustry idgc. rancc on liis lot'lu la},fa. at no lon;;(;r to I iliir touililcd ^ st.iticiii. lor was already .■aieil f^roiind, itroal Island, mil it on St. 1)11 one of his I lospilal. not IJeiidriek Hudson had li\ tliis time discovered Ilndson's I!a\', in the conrse of a voyage undertakin to tiiui a western passage to China and Ja[),in. Fired witli a desire to reach those distant counli its. (hamplain started from Montreal in i'>i j, np tile Ottawa Kiver, lint oiiK reached I,ake ("onlonge when lie returned. Later he went again up that great stream to Nipissmg, the (ieorgian Hay and l.ake Sinicoe. down the ■rieiil X'alley water stretches to Lake Ontario, and hack again to Laclnne. In the meanwhile the Company of a Hundred .Associates had been ftirmeil li)' (Cardinal K'icheluMi, and was invested with the \'i( e- Koyaltx ol New 1 ranee, the feudal system lieiiig thus introduced into the coloiu. War was at this time i Mi^M declared hetween I'Vance antl Lngland. and Ouebec tapiluialed to i I'.ritish foice. The King. Charles I., how- ever, fue \< ais afterw ards lestoKii Canada. No\,i Scotia and Cipe ISreton to Louis .Xll 1. of I'' rancc. The energetic tra\ el ler. Cham plain, who had been madc> ( iii\e'i nor (jf Can.ula in C j^. ind had founded a settleiiu nt at Tliite K'ivers, dii'd m the colony on Christmas Dav. I'l 33. The Isl.md of Montie.d was ceded by .M . 1 >t Lan/oii. in ifijo, for piirimses of S( tllement. to ,1 compaiu ot tlml\ hve pi i s. ms ii.amed " La Comi)agiiie de Montreal." and M. 1 >e M,iisonneii\e foiiiiiled the settlement ill lo.jj. Ilaving erected some build ings at a spoi hdw i oveicd b\ tin \b)ntreal ('iistnm House, he suiionnded these with a p.ilisade, within which g.ithc'red fca pmtection fmm the Iiuli.iiis ;i number of f.umlies, a few soldieis ami some [>tit^sts. Tins settlement was sok.-mnly named \ ille M.irie. 1 he liistorian, I'arl'cm.iii, tells the storv m his graicfnl way in the volume, " '/V/c Old l"or mall) years the c r.dtv and hloodtluisty Iroiiuois Indians thie.itened the existence of the tew limidicds of h'renc.h c olom.^t--. The liir ti .ide Lingmshed ,iiid the be,t\eis were allowc^d !'> build their dams in peace, none of the colonists being able or willing; to nuilest tin in. Keiiiforcenu iit-^ c.nne tiom !''ranc c-. however, .ind by the I'tforts ol I'ere LeMovne, a treaty of peace was made with the Indians. Three score of struggling years went by, when, as a result of applications to I'raiice, the Sieiir do Uame/ay was authorized to build stone fottiticatioiis at \ ille .M.irie which should cost 300,000 iivres. lie did build them ; and a Swede who visiteci the place in thi' middle of the century, when tliere were 3,000 inhabitants, deenucl it wc II foitilied. 'lliere was then an niijier town, v.iiicdi contained the Cio\ci nor .-. pal. ice, the luc' school, the coii\ciil ,uid the churches. I,iki'W ise a lowei tow 11 w heie business men lived, and a 1 'l.ice d'.Xrmes on 21 Caldecott, Burton & Spence ^^, „,„„^^„ Mbolcsalc IDrv Cwxn^^ flDcvcDanti? ^""fiee,, *"'""" .^ao^^^'' 54. ■4.V>! !»,+■>! \^ii ***! A^*' ■■*.'*'* A^* *.^ t' ***' *^ V llitsivi'if It ntl tthn-* s »v_ "^ SilK'M itHil Itihl'imi *; >• ViwasutH inut t iiihrtlhts •<■ rf'*!*; *!>■ ■■*>.* ■•'i*- •■'I* *J* -*f* ^J* ***'>; y^ aY* a'c* aY* *j*^ ***.- **>: lii*.- ■,'f^- >! I SPECIALTIES t -f f|» ;»^»: .y|» *i^ YJy. ;t^t, rfj^ fIV, Y; + ► * + » ***! * + #( ^ii. *i*; ■*+>. A'Tti *.^ * Mnittir i luths l!uihrohh rh-M l.itrt t iirtttitis I* ^'k* ■'A'-- *A* *A* ■^A* ■*A'^ ■*!* -^A> S/W>4,, COMPLETE SI OCVC OF ^r,\i^^ '■^^^RES ALL THE VEAB «° TO/fONTO. Williamson Sc Partners fine .-.•.• Moollcns ♦ ♦ •-^. 'W'^' Vestings, Silks, Linings^ 22 WELLINGTON ST. WEST Toronto • ... * • * Imporfers of Woollens, %A^ AND ^^°^**IERS' TRlWt^^'*^* 57 FRONT STREET WEST, TORONTO. ENTS FOR ^^a & CROCHET COT^ *» *«» »i»- »,«> 4*„ ,tv >; tilths •<■ ilillrrif.S t^ •X- IT tiii'liiins *• tl'rsM Trimmt iii/s •<■ 1- ■'I'' •'i> ■'A« "I^ 'A* v. fONTO. RS IS, Silks, Toronto '^?^;^' Gordon, Mackay & Co., WHOLESALE IMPORTERS OF Dry Goods c pARRY a large stock in each Department the year round. They also control the output of the Lybster Cotton Mills at Merritton, and they solicit orders from the trade through travellers or otherwise. (#>0(¥)0 Gordon, mackay $ co., Cor. Bay and Front Sfs., TORONTO. 1i ^Vrt^,..;-J ,.*^ f-Jii^f ■■*»*» aI»(ite«s^'^i^i«j~V..#^,V^.,^^/.^_^^ .,'>:-...^ ^, -•■>»■ ■ ^XV>>^^-^A\^^'^ * HiJfP^ ^^s. — ■ *':rt^ ■^■•^--^■-ii'i^ 'v., ■.■■■.■■J'£-- r^>*-- fe^^ ^■■>''.X-- pn IMI Si PARLIAMENT BUILDINGS, OTTAWA, Ont. ;1i! !(* ENT BUILDINGS, OTTAWA, Ont. THIBAUDEAU BROTHERS & CO., IMPORTERS OF English, French, American, and German Goods. 332 St. Paul St.. Montreal. Dalhousie St.. - - Quebec. - - - Basinghall St., London, Eng. - - - D. MORRICE, SONS & CO., . . . MONTREAL AND TORONTO. • • • MANUFACTURERS' AGENTS, ETC. Thh Dominion Cotton Mills Co., Montival. tt— ~ MILLS at Hochelai^a, Cuaticook, Biaiittoai, Kint;st(Mi, Halifax, Moncton, Windstn', N. S., Maijoii' (Print Works.) GRH^' Cottons, Bleaclit'd Shirtings, Bit.'aclk\i and Grev SIieetini;s, Cantons, Baus, Drills, Ducks. Yarns, Twines, Wicks, Prints, Rc'j;att,is, Printed Cantons, Damasks, Sleeve Linings, Printed Flannelettes. Thh St. Croix Cotton Mills, Milltdwn. N. B. -=:r-=r==^ Siiirtin^s, ("iin!.;lianis, Oxfords, Plannelettes, Tickings, Awnings, Slieetins;s, Yarns, Skirtings, Cottonades; also, TwLiibs, Fine, Medium and Cturse ; Ftotfes, blankets, Horse Blankets, Saddle Felt, Glove Lining. FLANNFI.S (jre\ and Fanev, in All Wool and Union, Ladies' Dress Flannels. Serges, Yarns, knitted Underwear, Socks and Hosit-rv, in Men's. Ladies' and Children's. Cardigan Jackets, Mitts and (jloves. BRAID Fine Mohair for Tailoring, Dress Braids and Llamas, Corset Laces. Carpet I^iigs. The Wholesale Trade only Supplied. &Cfl., lan - Quebec. Gm D. ROSS & Co. WOOLLEN COMMISSION MERCHANTS, . • • • A N D • • • • Manufaeturers' Agents. Medium and Fine Tweeds, Cassimeres, Doeskins, Venetians, Meltons, Fancy Worsteds, Flannels, Rugs, Shawls, Shirts and Pants, Fulled Sox and Mitts, Etc., Etc. SOLE AGENTS IN CANADA FOR i:ni:i.sTi:i.\. .Mnsi:i{ ,i ro,. U itrMlfit.H. l.iniHffM, i.'tr., Itt-tntiorit- t uHon Tiurtt.s tntit tfttilts, Vmifhi Mtt-r. fhipprrtoii's S/Hnil f 'off oil, hiio.r's l.iiivn 'I'hmiils. liiio.i's (iHliiiij A«7.s, I'.fv. Mil irii Ill's Sririiiu yiiillfs, I'litini's limit mill Sliov Iran's, Siiilliiirif's ('astir (liitr liriniit llnsiriii, - - - - - llollll'S 'I'lljU'S, .isii lliirfli/ ,{■ t'o.'s t onis mill I'llii'tfi ns. i:ti\. ICti; ,•. •.• MONTREAL: 648 Craig" Street. - TORONTO: - 19 Front St. West. fc CO., Etc. kloiicton, Windsor, itons, Bai;s, Drills, 1 );iiiiasks, Slcvve Slieetiniis, Yarns, HtotTcs, L^lankets, F^laiinols. Ser,i;vs, auil Chikiivn's. Carpet Rugs. JAMES SLESSOR JAMES JOHNSTON James Johnston & Co., 'mporteps oF X 'k^' '".^x n+x ^i/t 1.+X \ij' ».+A \^x ».♦> X . .__. Dealers in Canadian Eng-lish, French, and (\ WHOLESALE. '^ and American - ^an Dry Goods. - *)j -^ • • . Manufact Upes. 26 St. Helen Street, (COR. recollet) MONTREAL. JOHN FISHER, SON & COMPANY, '■'■'■'■ ::'.'. '''^, '■*,' '^t* '*t' 't* '*t^ "^t^ '^t^ "^t^ '^t'* '^t'^ ^i^ "^^^ "^^x "■^x '^t'" '^^'' ■":::: : : : : J-- I - WOOLLENS - -^ %: AND i TAILORS' TRIMMINGS. ^ lilt ','.'.'. '* ' * ' ' ' ■ ' ■ • * '* Balmoral Buildings," Montreal, and Wood Street, Huddersfield, Eng. mill li till- saiiu' spi't .■i> tlic stately S(|n;ni' of til, It n.iiiii' occiipio ti. ,i.i\. Sonic iil llif i1\m11iii;^> Will- ol stone, l>nt most ol tluin wi n woo.Iiii ; and tlici ■ was a wall .ihoni the whoU' settliiuciit. tl.iiikfil Willi tl('S( ii iciloiilits. Hie K'atc-. wtti- live m luinihei. 1 lure was a lort or citadel, the JMlteiiis of wliii li coiiiniaiKled tlie siri'els of the town. I'.iit \ ille Maiie was not \(l to know tiani|uillily. Heka^'iitn d it-, residents had heeii liy dusky savaf,'es Ironi the tune of Moiitiii luny to thai of l"roiU -n.ie ,iiid \andieuil — lliey were now to lie iiiaih' partakers in the (jiiarrels of their moiurch with lui^;laiid. At tile time of the capitulation of (.hiehec in i75() the place was nvesled hy 1(1,000 I'.ritish soldiers under three ^'enerais. The M.iripiis de \ aiidreiiil riaije a stand with what troops lie had; luil in vain, and on the ^tli Septeiiiliei. 17(10, Montre.d and .ill tin I'reiich fortresses in (an.id.i wen suriiitdered to ( ire.it Mrit.mi. Thus,, alter a lentnrx and .1 h.ill ol herou strii>^^;le with si, ml ine.ins ol delen< e. .if^ainst ru.il colonists .111(1 ,1 nil ntless liidi.in enemy, the lirst promoters of luiropean civih/.ition and enterprise in C.m.ida niivi^ place to a more a(,'},'ressive race. They ohtaiiieii, liowi \t r. fr^m their cominerors miaraiitee lor the fnc iisi- of their lantjiiat^'e, their laws, .uid their reliv;iiin .Xnhi l!,. Hut scarcely had Montreal tie-in to reap the fruits of peace tli.in .1 new toe attai ked her citizens, .\ liie which hroke out on St. I'aul street in May. 17(13. consumed a hundred houses. The place was sranelv relimll li\ the assistance ol means collected m ICn^'land. when in .\pril, i7'i><. the coiiimunitv was thrown into distress by an eipially disiistroiis tire. .\{,'ain they r.illied. and by this time the .\meri' ans, who h.id thrown oil', and properly, the iinjust \()ke of ("ireat liritain, menaced them with invasion at the haniis ol Montf,'oiiiery ami his soldierv. The continental troops took possession at the Kei oUet !,'ate in November, 1775, and held it until the followin;,' June, when lien, branklin ami his co-com inissioni rs ha\ inj,' left the place, the .iriiiy vacated the city. it is inlerestinj,' to observe that these American commissioners, who .iiined to mould Canada into a State of the I nioii. held their council in the buildinf.;, still standing,' as we write, known as Le I'uiix Chutcim of Sii'ur de Kamezay. erected on Xotie l).une street in 170J. iManklin brought ("anada her lust j>rinting press ; ani.i onehiindied and thirty years ago was founded the lirst newspaper, Tht Gnzittc. which is nuinbered among the foremost organs of ("anadiaii opinion at the present day. In 1^07 a French newspaper, Le Caiuiditii Cauiaiit, appeared, while the first number of the Hirald. which has been continuou ly published ever since, was issued on the njth of October, iSii. Religious duties were c.irefully looked after in tlK)se old tlays in Montreal, and not by the l-'rench Koman (Jatholic residents alone. In 1790. we are told, a Presbyteri.in con- gregation was organized in the cil)' ; and not only this, but the good Kecollet Fathers uave the use of their church to the Protest.ints until their own building should be ready in the ne.xt year, a lesson in toieialion which some bigots of to-day might do well to heed. Th.it bui! aie still visible in wished that ihis preserved as renn .\ can.'il to construction of il canal basin .nid dimensions some for aid to deepen tod. IV neaiel ihii i It to the hai bor. of ciitiy in I S31 , .1 tli.in twelitv ve.tis to run the I.ai.huK line of I li|)pel shl| Ui< an Steamship I '.allnnoie and Ne As a matte enter the port of ^ same year came tv enormous tonnage trips, and three ve, afterward that the first steamers of 2,( Tlie stone 1 vv.iter Iront of Mi. till is-fS. 'II11 tirs (artier S'lu.ire, w erected by the i iti; lias been e.Mendinf between which ye; wharf front had be nothing further w.i have been made fr Montreal's busine enlargement of the Montreal. J )urin{ lint in iS53 tlier< (iovernment as ti Montreal Oce.an vessels of an agg sailing vessels, of the State Line of 25 lii'cd. Til, It luiiMin^ was the Cliiinli nf St. jfi ami lias been extending ever since, Init the first real contract for wlKir\es was let in i>>jo, between which jear and 1S32 something less than a mile of wharves was in. ule. The wharf front had been extended to, altogether, a mileaiKl ahall fr(Mi> 1S40 to 1^4(1, and nothing fnrtiier w.is done at this work until 1^3'', since which date extensi\'e additions ha\e been made from time to time, .\bont 1^30 to l>>33 .1 great impulse was received by Moiitre.d's business through the .uKent o| railw.iys and ocean steam lii|)s and tlu' enlargement cf the Lachine ("anal. It was in iS5jthat ocean steamers lirst came to Montri'al. During that navigable season four were entered at the port, and in 1S54, six. Hilt in 1.S53 there were none, owing to all steamers being engaged !))■ tiie liritish (ioverninent as transports to the ("riniea. In 1^3') the Allan Line, known as ihe Montreal ()c(.'an Stisimship Compaii), began traiis-.Atl.MUic steam service with lour vessels of an aggregate tonnage of f>,53') tons. The line has now 32 steamers :k1 sailing vessels, of a total tonnage of 110,000 tons, and has, besides, recently absorbed the St.ite Line of trans. \tlantic steanuTs, whose five steamers aggregate 1(1,000 tons. f 't m. JAS. A. CANTLIE & CO., I ,l,ihU-.li..l :i » , GENERAL CANADI/tN VWoollon)?, and GoUor??, UlliiLUSAl-k luAlJt. USM M I It II l» » .'I. K( ■,|msi.( *,. . s \i,\ , Uh •••♦►si \ I INii tK I %S \IH . Mil .'N I I .NM. . •. \| I N I ^ HARCREAVE & NUSSEY8, Woollen Manufacturers, LEEDS, ENGLAND 15 ST, HELEN ST . MONTREAL TooKF, Bros,. V Aj ina 'f) MAM I Al M BKHs n) TQSS \^hlTtS 51B ta S2B St, Haul ^.traKt in WHlUnatau StrBHl t.ast : n^KA: Knox, IVIorg:an & Co. HaMILTON, Ont. importers of ^ GENERAL) DRY GmDS mm Stnalhvarcs anb Carpets IDbnicstic Staples a Speeialtv! MANCHESTER OFFICE, : 31 MAJOR ST. U .in. )l/rN ■N I l^^M' , N \r I N 1 •■ turers, L/KFS ■raHUN'l'Ll )o. L^ ESTABLISHED 1527 ^ T. & E. Kenny WHOLESAL'E ORDERS SOLICITED G20DS / 1 Manchester & London, Eng. c-i:-: HAL'irAx. N.S. tiM.V^VH HH^V^Hi^HB ^^ W r V\o\es"rt\- Otv viood?^ ^:^y vv MiWme ry \'V' Grav\\r\\\e •'Tji-, H.S. *y^ m STi\Vla^S-.-t\ac^ season SlocK W\\\ \je 1ouY\d comp\e1e tioi\\ m Yore\?^r. atvd "DomesUc manuUctures. m MIUUH^RY -.-We c\a\rrv \,t\e \arges\, slocKs shovvu v ;. • •• •, . and \s t.e\ng * cons\.arvi\v -. feplevus-.. ■. \M\XV\ \a\.es\, no\re\t\Rs as Vhev ar-e \. ■ dvTioed. S^ -\\ \\ GonApav\son o\ ¥a\ue3 and Orders so\\c\led (ill. It (.'luigy w.is >ln)\\ii 111 pioviiliiiL; facilities fit sliipiMiij^, \^hfn Mi)iitic.il li.iti rf.ili/fei that It \\as p(i>>i|il(." ImiIici. In ilffituniiii; the Wuci St. Law rcnrc ami iiiipioN- Idl; htf haiboi. to sui>ii side ( hiiln'c as ihr ocean poit tor western nieicluuidise. To t tVect a lunctioii. as it wcic lietweeii the ocean and tin- St. l.awience navif,'a- ti.'ii. It was necessaiA to widen tlie already existin-,' liai;,'e canal aiuimd tin- l.acliiiie Kapid.s. So tills was done hv i>3o. .md well has it served, to^et' ei with ilu; St. l,.iw- leiice canals, tlie interests of Moiitnal. Itw.i-ahout isim that what heloie had been prononiK'cd .1 mere visionar\- ilreain was deiiioiisti ated as a t.ict : I'wd lake scliooners. with tl.ius .md streamers iKiiii;, l.iden with i,Main a ( liica,i;o. passed dow n the I-akes. .iiid through the Willaiui. St. l,.iwreni;e and l.acliine caiial>. hound tor Li\eri<"Oi, wliuh piat the\ reached in satet\. .ilhoiit trar.shipp'.nj,' carf,'(). Uetiii mm,'. lhe\ l)iiMii:ht c..r)4ues of Urilish niLMchaiuii>e in l,dii( .1 vessels as could pass lliroii,i;li the canals. The direct traile was sujcist ded by tl;-- t; .iiishipmeiit of strain trom L.ike Michigan pott> .It l\uij;>ton int.i barucs tor Montreal, wlu • it linds the ocean stt amer. .\ ij;reat thoronohfare for ,i,'iaiii to ICurope ,nid a natural one. is the S'.. Lawrence route. The shipr.ients from (diicai,"i and Milwaukee to Montreal by w.iter have ranged from s-ooo.ooo to 12.00u.oou bii-hels yearly for a Ion-,' peririd. .\iid "t late. Puluth. on Lake Superior, has been added to the cities which ship j;rain direct tu lirilam, via Montreal: anil I'ort .\rtlnir, too. The nropurtions of 'his bre.idstutfs traile are thus stated: the tlour . rednce.l tu bushel and ^'raiii received at M.ntrtalin 1 ss-. m,,inly for export, wa^ (ipMl to 17.soo.uoo bu-li< 1;- of i^i.un. Provisions and liaity pri.iduce are otlier lar^e itein> of export, th,;- shipments of tlii'se last year anlountill^; ti> ovt r a million boxes. Canadian cheese li.is as ^;ood repute on the Liverpool market as Canadi.tn wheat, timber ind cattle. Her receipt- of western produ. e by 1 ai..d and luei reached the tollowin- striking tiKure- in ten M-arseiuKd with is--s; to which may be added one third more for receipl^ b\ rail : Wheat. I orn. I'eas. ■ Oats. Larlev. 40. 37''-""' ' J^.Oi ( I ,o( 10 10. ^c 13.001 1 7.1 3^.(^1, HI 1.3*13.000 bush. I'loiir. Cheese. Lutter. I'otash. 1 , J t'i.uuc 1 barrels. .sjs.uot) pk^;s. 5'-'-''^35 ()u,()i7 barrels. Ill the .-HlKle \ear IN)0 the receipts of all ur.iiii .it the port amuiinted to 1 3.040 oixt bushels, and of tloiir 071.001. bands. Of dair\ produce the receipts that year wen- i.JS7.uuu boxes of cheese and 12'i.ouo packaf,'es of butter; and of meats 144.001 1 p.ickaijes. Hon. John Vounu wasm his lifetime one of the stronf,'est believers in the i^n at commercial future ot Motitu.d. .md one of the staunchest supporters, when Chairman of the li.irbor Board, of a polic\ of ^'overnmetit aid to her harbor enla,-f,'emeiit .md the deepenirm of Lake St. I'eler. His views have been maintained by his successors in the Trust. \'ery sii. found in the pi lol.d toiinaj^i' ( o steam. Now ill The ( ice.iii steaii the s.illeis tioiii bunded indebli 8 I 1 "^.uus, and 1 1 was S-."'i3..!3o- more, the ( ity ti iams in front of sever.il \ ears for b!\celleiit the Cit\-, and n canal basin. 1' the like iltili/.e t ''itv is c.'dled, a east \se reach tob.icco tactoiH whi( h j.'i\-e enip wares tind ntai 1< It IS not 1 but rather the Moiitre.d. lingei pini; in i"^!^. i| Then, the bou: small whaif at dozen bri;;--, wa or sm.dl bartjes, is 1 rue. chims\ . ste.tni pow(.r il reach port. t ' L'et to Montreal adds Mr. Liow summer, till the carried these to The era ( common with 01 pianced trom 1. were reached b\ the vast netwoi Toronto bet wee 27 )llllc,ll ll.id ml iiiipiov- ISf. iCL' ii;ivit;a- ii( I .acliinc : St. I.aw- r IkhI littli sclionneis, tlif Lak.s. LiVL-rpiol, lf\ hliUlL^Ilt lioiii Lake tinuaiuf of the canals. (• Miclii'.:aii . L.iwrriKi' lave laiij^t'd Dululli. cm liiitain, \ la ulij air tliu> s>7. mainly 11 \ priKhitc n;; tn <>\( r a inaikcl as le Idiluw 111;.; ■ tlurd llinlf iiii)unti(l to eceijits thai (1 (if meals n tlif unat haii'iii.in III Lilt and the sscjis 111 the 'rnist. \ ei\ '^is^nilK .ml ate the lif,'iires (Um tilniiu the f^'iowth dl the liade (if the juj:!, loiind 111 the |M(-iiil II.iiIkh ( (iiiiiiiissiinit i >' i('|i(iil ((U i>'i)i). riiiitv \i'ars a^o the tcital l(iiiiiaj;f ( (iiiiiiif; iiiln Mmilieal lioiii sea was Iml I J I a" n i tons. diiU one third dl it steam. \d\\ ilie \(ai K total IS (;j(j,(>od tons, and iiinet\ -five hundredths ol it is steam. The dceau steaiiuis dl last -reason \isitinf,' tlie ])on miml>ei(d '1J4 of .ssiy.dud tons, while the sailcis tidin si-a weie ijj 111 iiiiiiilHi and their tdiinaj.;e .j.i.di)d tdiis. The jiresf^iit lidiideil indelitidiicss nl the 'I lllst is S j, ji,.^.ddo, the yeaiK interest on which is 81 is,(ids, and ihi' revenue dl the liarliur tioiii all sonrees, harlnir dues, et( ., for the \ear, was .S..''M-JV*- Ndw .ij^aiii tlir IliiImh must he enlar^^ed and improved, and what is more. I he ( il\ iinwt he [iidtiilid lidiii the s|)i iiif,' lloods i:aiised liy the tri iiiendons iec lams 111 Irmit of the ( it\'. 1 llii'> end a plan has lii-cn resoUtd upon which will re(]iiire scxci.il \ears fdr it', at ('om[>li>liii:cnt .md will cost some S ^.ooD.ddd. I Ncellcni w.iler |idw-ci is .illordcd on the luiik;- dl tiie l.achine (aii.il in lioiit of the (itw and iii.inv iiiaiinhK tm inj,' estahlisiiinenis and t,'rain elevators suriciund the canal basin. I'loiir mill>, rollui;,' mills, nail l.ictoi its. corda;j;e factories, cotttai mills and the like iitili/e tlu' powir lure av.ohilile. In •' ( iritliiitown," as a western poitioii of the Citvis called, are various nn( hine sluips, Idiiiidries, and hardware f.ietoric's. [■'.irtlier east ue reach the j,'re.il shoe maiiiilactiii in<4 (stahlislimeiits. In main (piailers the tohaccd fa( tones. ^n;,'ai letineiies. breweries, electric works. ,ind the other concerns whi( h ^.'i\( einpli)\ iiieiit to tdihiii,' tlunisands, push tht 11 smoke intu tlu lie,i\ens. Their wares find market in all parts nl the hdininidii and lai be\diid its conliues. It IS not the purpose ol this sketch tn de-^riibe politic. il teatnies of the country, but rathei llie ((iiiiiiiei ( i.i' , and so wc pass huriiedls' on to more luddem times m Mdiiire.il. lin^eiin^,' diiK' to f,'i\e Mi. '['. >. Ilrowns description ol the harbor and ship- ping; in I'^i'^, ipioted b\ Mr. (rossliw in the Souvenir lldilion of the Mmitredl Slur. Then. llie boundaiy of the St. Lawrence w.is ■•the natural bank, broken bv a sin;dl whail at \ diiville street; and the Spun;,' lleei Iroiii sea. cuusistin^' of half a do/en liri;;s, was moored Id the muddy beach." Near these weie soine|)iirham boats or sm.dl baizes, luostU' carriers to rp|>er Canada. Theie were steamers to ( )uebec. it islriie. cluuisN. bhill bowed thini^s with m.ists. bowsprit and s.iils, but with so little steam powtr ih.it nxeii had to as.-;isi iluii ( ii^iiu s, to o\ti((iiiie the current .and reach port. ( txeii wcie iisecl also to tow s.iihn;; xcssels. \shicli olteii look a month to yet to MoniK al Irdiii llie (iiilf of St. I,:i\s reiu c. • .\ shi|> of the North west ("ompanw" adds Ml, luowns ii,irr.iti\ e. •' remamecl mooreil at the loot of St. Siilince street all summer, till the canoe-, returned fi^ 1111 the 1101 ih. with ihe \e,ii's catch of hirs ; she then carrieii these ti > l-.tiLiland." The era ol railw.Us, which was to do so iinu h foi the develo|>iiieiil of Canada in ((imiiion with other countries, louiid its beyiiiiuiiys ,it Monlre.il, The iron horse lirsl pi.iiK cd from l,.ipiairie, opposite the (iiy. 111 JuK. is;(,, l,,iehine and St. Ihacinthe were reached b\- rail in i^.\y. and K'ouse's I'oinl on I, .ike ( li.impl.iin by i^si- I'. 'it of the vast netwoik of llu- (iiand Iriiiik Ivailw.iy li.id been completed lo I'orllaiul and Toronto between iN5j and iS^'.. and the first tram passed through ihe two iiiile tube of *7 Ferguson & Pattinson, MANUFACTURERS OF TXVKKDS. Preston, - - - _ Ont. THE WHOLESALE TRADE ONLY SUPPLIED. WALTER WOODS & CO., - - Manufacturers & Dealers in - - a._^v .*« ?t' ^i' 't* *♦" *t' *i' <\'L j^t' »♦» •♦. .♦« a.^ .*. a, .♦. »+. .+, »t, »*. »+, ^+, x Wooden-ware. Willow-ware, Brooms, Brushes, Grocers' Sundries, &c. rt" ■'+>. 'A'- -^^ >. ..; V. ,, ;. ,;, :,;, .-^^ >;>. ^;w;, ^;i .;> y;^ ^;^ ,;^ ^|^ ^;. ,|, -^^.^ ^. , , .^ ^ .^ ^ .^ ^ , ^ ^ .^ _^ .^ ^ .^ ^.^ .^^ Ask for Illustrated Catalogue. Hamilton. Ont., Ca NADA. f V© tr?t^ H importer Prints, French ( Scotch Full 347 a. ^SON, 'ii^c ^^.@ € onddn k% a >f re, &c. '♦' "♦'•■ '♦» "I" '!» y. ANADA, (51 to m ll 11' Hodgson, Sumner & Co., "DRY GOODS • • AND • • ^^i FANCY GOODS. lllbolcrialc 3inportcr5 of '/-®j ^ SPECIALTIES. Prints, Sateens & Cretonnes. Mens & Women's Waterpf Goods. French & Eng:lish Dress Goods The Churchg^ate Cashmere Hose Scotch and Irish Linens. Gents' Furnishings, Full Range Full Kincjf of Canadian Staples. Smallwares and Statiuncrs' SundiiL's. I.fttei- Oidc'is caret nil V tilled. ♦ ♦ ♦ ♦ ♦ ♦ ♦ ♦ ♦ ♦ ♦ ♦ ♦ 347 and 349 St. Paul Street, - - Montreal, Que. CITY HALL. MONTREAL, Que OITY HALL, MONTREAL, Que i-jJvA'jrr SAiiTH LATE OF SMITH & FUDGER .4- "irClholcsalc/.w 53 BAY Fancy Goods, Drug Sundries Woodenware, &c. ^< oa^onto. Elias Rogers Sc Go. COAL COKE i IRON DIRECT REPRESENTATIVES OF MINES AND FURNACES HEAD OFFICE 20 KING STREET WEST Toronto Head Omce and Factories. .^^L '"" "—..„.„» ... p,.o,.,.,„o„. o, ,h. WALLINGFORD. Conn. "'^C^' CELEBRATED WM. ROGERS' KnlVOS FORKS. SPOONS, rrc. Mnnuf'actupers of the :: Jinrst (Qualitn (f^lrrtro-piatrD (lolarc r £llTi»ifiFif iFinn»i*iririfi»ifi»irimi»ni»i»i»i»iii»i»n»i»i»n»ri»i»n'i'i'ri'iTi^i'i"'i'nMTr I .)\S1SI IS,. Ml I "'a .- Ki- Waitere mats ::klH EaslBi's itlHT Uisllh ''MiwB Staiiiis . rail bta:i Is Simpson, Hall, Miller & Co., DeBresoles Street, MONTREAL. A. J. WHIMBEY. Manager for Canada. A A X<^^ p Drug Sundries enware, fc Oconto. Go. 'RESENTATIVES CE3 OFFICE TREET WEST Toronto 2 Co,, U) PiMfMKTOUs Of I»( OGERS' Knives JOMS. rrc. ivc :: » i'ea bats Waiterti , Fickla Casters ► Buttsr UishHE > I V/iuB Stands I EperguHs [ Fruit Stands o., lager for Canada. P/fy/VE BROS. & MACFAffL/\NE p/jOPij/Ero/is GRA N B Y. P Q =% OUR LEADING LINES ARE rr "LA MAYA" "LA FAMEUSE" "HAVANA PEARL' 10 CtS. ^ THE "FASCINATOR ^. PERFECTION" S "BABY PEARLS" 5 cts. 0' eaab\e us to manu'Sacl.are a i- supenor arVvc\e \or less money than any o^her factory \u Canada. On\y two y pars m "business, yei our output. \s 'Aier ^"'vMe M\\\\on C\gars. M.iit i- (In r..>,i, M„k <,l Mirr..'., . ,|„,,liiy il,. i.ue i.si .A ch. .ipness. I" 'TM spDniliiicr "oliciidl. 'IvViiitiii' Cigars 'Q\i\V\ ■■\:\\V Gigars 'Our P(3p' (Jigars * *• # •t\H^ Ttttl BV\ST "IV .1 \KimS¥llP & GQ-Y \"' N'^'^'V |\\ V'' ,nH01-ESALE IMPORTERS Of 'J SHELF AND 7 a 1 J-) l\ { \r \ -,^ HEAVY 11 A i k J J \ y A J .( ., ir.:i s,. i;,„i: „,„i .1. .:. X ; s,. i:i„i,. s,,r,i^: MityjltlCAL. ( fc^-. _^.... tlu> \utona r.iidKc al.mit tlic closf of 1S5,,. Tins threat structure, (lcsi«nc(l l>v Holiert Stephrnsoi;, C.r tlir (iran.l riunk Railway Company, was li\ c y.ars in I'liil.liiij;. Us iron spans ami ina^sivc piers rLMrhin,- across tlic mi«lity St. Lawrfiuc, lonnt'cl the railway svsttMU of Canaila witli those of tiic rnitcii Statis. Wh.it w.is known as the Xoiili Slioic ivailway was biiill iioni Moiilnal to Oilawa in 1S77 an.l to (hielxv in i>7w. alon- llir norlli slmrr ol tin St. 1 ..iwr.iuc. un.l.'i siil.sidv troni the i'roviiu-L- of ( hieJ.LT. Hut llir l.itcst and most lar ir,.chin.- ot onr railways, tlir Canadian I'acilic, soon b.^.m to spread its feelers lioin Atlantic to racific. Its rails connected Montreal with Toronto via Smiths i'alls in iss.f, witli Winnipeg in in><5 when it> vahie w.is discovered in transpnrtinj; our voluiiteri^ to suppress the halMueed uprising; in the Northwest - -uilli \;incouv.'r ,md tli-- r.icihc Coa>t m i>--7. Till- now t.imous t nt.rpnse li.id lucii pioirc i.'d .is ,1 Cioverninem woik. and rniites for it >urveye.l lonj,' enough lufoic; lull when the C.madian I'.icitic ( mnpany undertook It m i ^n,. the progress made w.is Martini-. It was pushed loiw.ird across the plains and tlirou^;li the mount. lins with hiieN.impled eiu r>,'y, and limshed t«) the ver},'e of till' Pacific, in three years Jh/oi, the date coiuracteii for, the lirst tram leaving Montreal for Wiinouver in May of i^"^7. A few It-^iires mav assist to },'ive an ide.i of the comnicn i,d .iiid liiian. i.il position of the metropolis of Canada. She has banks whose cipit.il ,ind reserves .imounl to S^s.000,000, and these lend money all over the Dominion, as well as m New Noik and Chica-o. The oldest and lar^'esl of these was founded more tli.in sevents \earsat,'(), Tlure are thirty shoe factories m the , ity. employmK .S^""" P4.ooo. showm- Montreal to be the twelfth ( ity ol ihe American continent m respect of commercial transactions. Montreal if 11,11 row stii ( Is ot windows, th.il liei wlmh Samts' n.m find reminders ol present ' and to of lanj.;ii.i^'es. the oiis cit\' iiiercli.ini e\i itemeiit to a \ Iiist.mces ; ing streets. ( >n low. steep rooh il some modem wai StpniK.', m the v<' of the Snlpician othel side of the Vjre.il tall 'tl U'-tu A 111 on l; ih ( )llice. the I!. ink of both the tiieat notice. Ihe I'" S.ieramenl M. (if strikinj4 aiehi I hint,' one sees 01 and Notre- 1 'ami 3' )\' Ki>li('ti liii^;. lis Illicit tile Milic;il to ,,i Wlflii r, .k'Iiuil; (iI \tl,llltlC 1(1 N>(, Wltll llllti r> in V I'.ll ilK i-nt uiiik, ( iiin|);niy .11(1 lU'idss i> tin: \ti);f 111 Ic.lVllllJ )( ISltldll inioiiiit to I' ^'iirk and ycais a^'o. Ill a \iarlv iiiills, and le Ch'anii',' noiiiilcd to OlitlllCllt III Monlrcal IS an int( rc''tm'_; citw ( -.|ii'( iall\ io NiiKiKan \isjiiii--, wlm Imd in the iiaiiiiw sli(( ts o| the jiiisinrss i|iiail( i, the '|ii.iiiil iniildmi;--, wuh tin I Mils and doiiiicr wiikIows, lli.il li( lc and tlicic k iii.iiii. llu odd iioiiuiiclatiii c ol sliccls and siinaics, in w 111 li Saints' names ()\ (I shadow tliovf el .iiK lent divjnilai ics or lici ' ics — in all these tiicy hiid reiMiiKlcis (it till liisiiiiic past. And to iIk in. so a('( iislonii'd to " act in the li\ in(,' present' and to "let the de id p 1st liiiis its dead, ' the mitij^dm'^ ot r.ui's, liie niistiiii; ot laii!4iiat,'i's. tin (oiitr.ist ol the simple luihitdiil at tin in.nket with the shaip, stienii- oiis city ine!(di.iiit. the |osllin;,' "| the old hy the luw, pi'jiie ciiiiosity and ^;i\e a ceitain e\( itelnelil 'j i a \ Isit , Inst.mees are lle'|llelll of the aiu ieiil and I he modi I 11. SI lie 1)\- side. Ml the ( liaie^- in^' streets. < )li ll-i\ir Mali Sipiare, clos( to the liroii/e statue ol ( )iieen \ letoria, is ,i low . steep 1 ooled. lincoveUil lilllldin).^ ot the List (elitllis. sandwiched lielwicll h.llld- soine niodetu warehouses ol liliu- limestone aiidvics' saiulslone. And on I 'lai a iT Amies S()iiare, in the \cr\ heart of the Imsiness iinaitei. the ancient wall .iiid slr.m^^e t.icade ol the Siilpician Seminars' upon the one side, oid little old tashii'iied simps upon tin; otliel side ot the tall towels ot Nolle I'aiiie, look out upon lie, iiititnl colonnades and 1,'re.il tall ■li nciures of the most .ijiproved ("an.idian or Amei u an .;r( hilect lire. Anionic the liiiildiii,L;s of the city well worth seeiiit,' are the City II, ill. the I'o-^t Ollice. the jiankol Montieal, Mcdill ("ollei^e. the Monlie.d ( 'olle-e, while the s'.ilions of liotli the ;;ie,it iailwa\s. lliroii;;li wliK li one is likeh to pass, can h.iidU l.nl to .ittra( I notice. 'I he lloard of 'I'l.ide is erei tiiiu' a new and handsome home tm itsi II on St. Saeraiiielit St. (M ( hiiiches and con\ents there are scores, peihaps Imndleds, hut those of strikiiif^ ai ( liite( till ,il pretension .iie l( w. the .^teat dome ot St. I'eler IS the lirst t hi lit; one sees on issuing; hum the W'imlsor 1 1 old, ,tnd the inli i loi ot the < n-sii chinch and Notre Maine no \isitoi should miss. 3« -- ■-^— ■■ -■ iiiMifi(fmi-i amHR Ot StuMCs3 bad hoc II ijpcciallN} aiTiinocC* to Oivc a £5011 M^ Zliaimno ^\iv.^ In <(/ c Bnthnictic, JBoohslJccpjiu.i. IPciimaii^hjp. Coi*rc= spon{)cncc, Commercial Xaw. OOID AND SILVER MLDALS ARfcJ AWARDtD TO TM(. MA.Ir. BtEN Tf(E MOST SUCCESSFUL IN I UK DIFFERENT DELARTMENTS 5hol'th;ln^. CVHK* wntiiui. il^^ ;iBu>?mci^t^ CU'3tomi^ piiKticalh: tauohl. h DALS Ai;L AWARDLD Ti ■ SI SUCCESSFUL IN I MK f- N I S FOR DESCRIPTIVE CIRCULAR V,RI1E Connor O'Dea, I nt --.1 iJUhN I SECRETARY i en o u C/) o a: U) h 1) a: CO u CO o» ' ^ 00 £•3 ca CO CO u 0) S UJ -50 I o O . o PCS O C9 CO CO oo to ffil G) CD Q M U w O K w fo cxq III 9, «i P4 ^^ |2h 02 U u I (0 1 ^ 2 - >L = r; ;- 5 ,-! - ■5 n: ^ -/. S 1- ^ = ~ ■^ -5 ^' c: -3 -T -5 ^ THE BARM HHH| ■ i 9 Early Risin© QUICK STRONG Fast Working ARE IHE CHARACI ERISTICS OF BARM YEAST TELEPHONE 1920 The Barm Yeast Manufacturing Co., 35 WELLINGTON ST. EAST TORONTO, Ont. Whitehead & Turner, WHOLESALE GROCERS. DIRECT IMPORTERS West India and Mediterranean Produce China & Japan Teas Fish ^ Fish Oils PROPRIETCnS Quebec Steam Broom and Brush Factory. QUEBEC. mmm )IN© KING r IG Co.. •NTO, Ont. NER, PuRE ©HOCOLATE ©ON SWEET eOATINGS WITH VANILLA FECTIONERS' USE. PLAIN AND SWEET eHOCOLATE&eoCOA FOH eOOKING, DRINKING AND EATING, SUPEf^lOR QUALITY MOTTS CHOCOLATES Comforting ' toOld OR Young ROBUSTORrCEBLE acocoAS^ SUPEf^lOR QUALITY John P. Mott 4 Co., MANUFACTURERS. OFFICE: COR, MOLLIS & DUKE STS., HALIFAX. N.S. WORKS: DARTMOUTH, N. S. Bauld, (aiBsoN 6l Co. ESTABLISHED 1816 CE roRY, BEG. Wholesale Qf^OCEf^S AND eOMMISSION jVIERCHANTS, H/rLIFAX, N.S. Halifax, Nova S A ( 'A I M 1 '.. ,1 t c^iDii (it phntv. \\,i> the 11,11111 ;,'i\ (11 li\ tilt liiili. Ills to N()\;i >M.iiia, ,ict onliii;; Ui till- ai riHiiit nt ( "li iiiipl.iiii ami 1 'i- Mmits, wlm rxpK'Uil il in 1(1(14. and naiiifil the \'>,i\ ut JMiniK. la l!ai'- I'r.iiu aist . llir .ilnin 1,iiki- spoktii lit by tl:c liuii.iiis ittrritd to ti>li. iiarindj^cs. moosi'. cinhun ami the siiiallci fur- liuaiin;; animals I'liit ,1 lat(i t.ur has tomul yrt liiitlui >v<.ilth 111 ami iipon the l.iiiil 111 tiiiilier ami mimi.ils, fiiiit ami f,'raiii. X.iri.uis wcic tlu- jiinprictors «it tlu' mm h- (lispiittcl )iu.\inci- (luiint; thr seveiiti riuli and part of the fi^^hlcriiili ((nlniics the al'oimiim s. tin {-"n lu ii. thr |-".ni;h--li. and almost iiii ijMithc Anici iciiis. I'oit Koyal w.is ilir capital of tile roiintiA hum tin tiiiic the I'icikIi fust i oloni/cd it. roiitnn i.iiitt. Latoiir. Mriim-\.il. aic will known naims ol ihi lirmli ptiiod. I'.iit in 1707 (■(■mral Nuholsoii raptiiird th.' pi.ici- l.-i Omen Anne of ('.icit l'.Mt,iiii. ,md ( ailed il Annapolis K'ov.ii. To ,1 i\ it ^'ives its n.uiie to a valley whuh is a synonym toi jie.ice, lie.iiitv . and .duind.iiK e oi huit. Tiie loiimlin'4 of till- I it\ ol Ij.ditax ii.is li at lire-- of lom.iiue. It li.id iieui delei mimd l>y the HiUi-h (ioV( iiiim nt, a hiimlied .iiid ioitv \cais ii';o, to toiiii a scttieimnt in Nova Seotia with the troops disliamiod ,ifi( r th< \v,ii u illi I'l.im > . I.ail li.ilil.ix w.i- ,|( pilled to cairv out tlie s. heme. So in June, I7p». a lleet of tiaiisports. i.eleii with immi!,'rant^. food, tishin^ and larmin^ implements and wiapoiis ol deteiiee. sail. .1 iiptlie ^p.Kioiis and iM.iutihii (li(liii wondering' savatres m tlu ir laiioes. I, .Hiding; .m tiiew.st sli.ne. the colonists (elled the loiest trees, laid out slieets. erecti-d hloi. k lloiises to he armed willi artlilei), ami in lacl made a line of defence around the settlement. In the same \ear they erected a cliiirch Mn\ a chapel. 'i'his modest settlemeiit has t^Town to he a city .)f 40.000 inhabitants, the ( apitai of the I'lovinrc ol Xo\a Scotia, .ind one of the threat sea ports of the Dominion ,.i Caii.id.i. W liMi the (itad.i Hill, whuh rises 250 feet above tin- l'..i\. was liist (rowm.l with the (ortiri(,i!ions which aro-t thi' e\ e. we ('iit 111 17117 ml ( .(III il a In till jic.ifc, Ih'I II (lllCl i SI ttlcllirlit I l.llll.lN U .IS l.iili iiiiiniuii ^. was Ills! lilt takiii III ^1 S Isl.llhl, wall iiul Its ii;;iiisiici| as sllr (il I Icr 1I111|1S illllll i.iiiiilai line, les, seiKliiit; lliiliiii Nov, I Siiiti.i lisli .iiiil liiiiiliei. ,niil lit infill;; tin in <■ siiijai. iin il.issi s, tmil ami luiii. IhiA li,i\ c I('l;>iI.ii ( iiiiiiiiiiiiu'.itii 'II \Mlli I.i|!ii)m Ii\ stiaiuei imieeil I I tilt. 1 \ has till' ilistiiK lion of having' 1" 1 11 fm years a port •<{ l\v ( niiinl lli it, In s|.|( s tiie li ss- knnwii lioiioi of hejlii,' the polt win life tli.' tilsl sti.iinci siaitnl timii Aimiiia for liillope. Lines fif slianiels to rorthiinl, I losti ill. ainl New ^ ink. 111 theSt.iles. to llie Wist Imius ami I lii inii'i.is. to Nesvtoiimilanil .iiul I'riini l.ilw.iol I slaiiil, p.ickels to sli'ii ports el the l'rii\ iiiri s. tisliiii),' and se.iliiif,' sclu, oners, Allantn Imers ;,.iii uniii ships of wai , ill these (oiiil'iiie to 111. ike liiti nolije h.iilnii nt 1 l.ilif.i n the lins\' si^,'lit we liiiil it. \ .ihi.ilile IS ,1 wiiilit piiit for ( .in.nli.in oce.m ste.innis when the prntson the St. I..IWI1 lire .lie ( Inseil |i\ |i e. .ilui .is .1 i.i.iliil^' station tnr passiii;^ hlli I-, slie is .lUo (listmunisheil , IS the teiniinns ol the liiti n olonial K.iih\.i\, wliuli links to;;e'tliei ilnee pii i\ iiiees III ihr 1 loiinnioiK II. lilt. i\ is ,1 stioii^K I'llltlsh illW .1 is to lie e\pi I liil llolll lis set I lellieill , it S arni\ .llul n,l\\ l 1 kIiII. ills, ami its i^le.itel lle.lllless to llie IlllUsh Isles ill, 111 other ( .111.11 ll.lll I il II s. 1 11 |i'elin^;s ,111 I t,i-li s the resniints .il< lllill-h to llie ( I ire. Ill it Willi si.imlin;; thit liii n piii\iiii!t\ In ihe I nileil "stitt s .in«l iniini.ile liiisiiiiss leialinii- iin^;ht lia\e In en I \p( 1 t( I to K iiili I tlieiii in .1 u'le.tter ill '_;rt e siisieptllile ti' ililliielli t s tl oin lh.it iniiniis. Ill no lespni i|ii thi 11 |lii;isli leaiiint;s .ippi ,11 iiioie siion;,'l\ ili.in in then 1 usioins, tlu II spiilts. iml esjii t i,ill\ then genuine hiispii,ilii:es. \.iililin^, rnwiiiL;, I 111 kit. leiinis. quoiis, ,mil .iihUlii > ueiietalU , aie pnisiiiil with .iiilm \>\ hei \ (Mint; peopii' 'he Ko\al V.ielit Sipi.iiiion and llic ilalif.iN (Inhale .issoeiations not siii]>.issed 1)\- similai institntiniis on this side llie Atlanlic. No more deliLihtfnl beach for sea bathing imii In found ;li,m th.it ollVrint; at tow I'l.iN', ten iiiile- tmni l).iitiiiouth siibiiib. In the h.irboi IS .111 .iiiinii.ibl< di\ diik, ,t in, nine i.olw.iv. ,1 ;;i.mii ele\ .ili ii , two siif,'ai reliiieiies, wliilr the ( ii\ piisM-ss(s a inttoii mill. \,iiioiis iii.k hiiie ships, .iml shoe, fnrililnie, ,ilii| paillt I, K tones. .\ l.lt^'e biisini ss is dom- in West linli.i plodliets, lloiir, lish, linnbei , ^'\ psnin. bv li.ilif.i\ nnri h.uits. It shmilil imt In Im t;oiien, iitlier, th.it tjiild niinint,' is .111 ini|iistt\ ol sunie inoincnt 111 tin piii\ im e. Ihere i- consideiable ai ciiiniil.ili 1 1 I .ipil.il HI till I .ipii.il ol No\a Senlii, whose b.iiiks .ind wholes, lie houses ;,'l\e e\i(l"iii('s of s(i|ldit\ .Hid s\steili. ('lie nt nmic ol its b.inks li.ue IiLIIilIhs ot aL'eiu les in the Wist Indies ,iiid tlw I'nited St.ites, 111 Moiitii.il .iiiil the Lastein proviliies, lilt ( lU IS Worthy ol her linal I it\ ot the Maiitime I'rovinces of ihe I )oiii!iiion. ■J.i *♦: Lucas. Park K. A. i.n:,\s I. II. I'\l-K !>'. I. Mil II (ill 1. i:. \w\>\i ii WHOLHSALH Grocers.. & Co. . rriipric'tniv .ij ilii.' i.i.-l(.'br.tlc ' . hi.md^ 111 ... 'L.P.c^Co.'s^ puivSpi<-'t^^ ^"^ Coffees Al>i I In I'i M Mis, (JI AU II Ks .AMI ll\l\|s S.unplc- .IIkI (.niot.llinlls H'lll III) .ippIi.MtiwIl. M.iil niJcTs s,,liuU\l. I'li'iiipi Ji.sp,iti.ii i:ivcn. -?1« I niiiiiiiiiuiti lo De all^ Cm Jfoi tnoch all^ toi inuvrt Gr Dr Stilt' I'lopii 1>I till' Ct'lc aKs K. A. lli'As I. II. I'\I>'K I-'. I. ^111 II. (ih 1. I . I'.KMi i| K Co, /)ffees • • • (II AKIIKs klU'J. ■■■ i^.i atiiliiKiiiiifftiiiiiiiKiiiiiniiiiTfiiiiMiiiiiiiiiiiiiiimu ^'k'phnlU's : :: Fl.hl.lMI., 14; I RCQISTERCD I I BllillllllulllllllllllllltllllllllllllllulllllllllilllllillllR l'.( K l'.( >\. .>|i') Jesse Josepl] { Co. 10 Dl'1mvs(mcs St., MONTRHAL -n^ Manufacturers and . ' . . ' Importers of Zu\ foil m tnoch an^ toi inuvrt I French Mustard, Essences, Flavoring Extracts, Tomato Ketchup and Sai.ces, Glycerine, Slioe Dressing, &c., &c. Bottlers of Olive, Castor, Hair and Sewing Machine Oils. Always in stock direct from the packers a full line of the Finest French Delicacies Genuine Italian Salad Oil, Gelatines, French Peas, Mushrooms, Sardines, Pate de Foie Gras, Truffles, &c., &c. Grocers', BivwlM's' and Drimiiists' Sundries Sdll' l'|(ipiifl(M'^ n| the Cfli'l^i.llfd Crown :l6lau^ : : lEytvncts X^VT^^"! REGISTERED P' B -■ . 4— » o H U -»"< U ■* '^ IE :^ ' o Q 7 J bT »™ ■* Q ^^ DC :£ •' ^^ < i d r; ■" ^ o -■ '' "^ !=» uJ r ^ I ^ D • -«— » O / n I X Z O ■^ iO o p. z o a :-» ii: H ^* z a: X ^^ < O " o ca o < u ^4— > 2 ^■^ *— ~»^ ^^ ^mm #■* r: 5 '" t. 8 f^. 3 :r ?• :• J 3 "!• 2 ^ s^ i - dA/nES Turner 5. Gq., \/{/HOL£SALE AGENTS FOR I^AM LALS TEAS BENSDORP'S COCOA HAMILTON, ONT. Ill, riNi.sr iti.i'.sn «./ ri in: i\in i\ ii:.t in tin- llitrhl, I'tiil.til ill ifiiiirtir 1111,1 lliil/'-iKtiniil l'arUuf/,n, or l'iri-i>,niii,l 'I'iiis, BATOER'S JAMS «ND - JELLIES ;Si BATCER'S^Tell ESSED * lES. =Si I 11:11: in li II cornt. ihii,i„i,s iiinni: .Ihsiilii 1,1 ff l'ni;\ 1 ifriiit Sirrf 'r,tiiif : iiin- iliini'tri- till l <"* l' «/' I'ill,,! f',i,'ini. ........ M iin: iinni nii: iir.sr (i.ii:in:\ iin ir ill i:iif/l,in,l, ifitli lilt If/ U liiti Sii,f,ir. I- ////; i.i:mu:i! tn ii.i. itirisits ni Siiliilili,,! ■hlliis, ,111,1 is iiinr liiri/ilii iiiiitiltr,! ill 1:11, /I, mil III/ iitliir iii,iiiiif'iirtiii-fs, 'I'hin slliH,'X III, Sll fli I'iiiril 1/ III' Itllll/rr's. ; ; ; ; AND EVERY LINE A SELLER I ? The celebrated -^ ^- ■^- THIRTY YEARS ON THE MARKET. A Pure Crean] Tartar Powder. - Favorably known from Halifax to Victoria. W. p. MCLAREN. .■.a',.r.7".'.'r..7... MONTREAL. CL NT VR(D(DM. * ST. STEPHEN, N.B. /Il>aimfactuivi ot OIL TANNED LARICANS, w PACS AND MOCCASINS. ALSO Infants' Chamois Moccasins, Eider Down Moccasins, - - - And other Specialties in Lig'ht Foot Wear. - - - K Go. A. ALLAN, Preatdent. J. O. GRAVEL, Sec'y Trens. F. Scholes, Man. Director. Canadian Rubber Co., of Montreal AND TORONTO. Capital, $2,ooo,ooo Manufacturers of Best Quality RUBBER BOOTS & SHOES, ^) Superior Quality - RUBBER BELTINGS, PACKINGS • • H OS E, &c., &c. • • / Sole Afcents and Manufnctupeps for the Dominion of Canadn or koi'sylh Boston) S^'*^"Hcss I'^nbbcr I.)CUiu♦. .♦. .♦. .*. .♦. « SAMPLE CASES • IN • Duck - or - Canvas. Rawhide, Steel, Fibre, &c. T(-,/.t;t ;^/1AI-tK ItLCS TRUNKS • I N • Marbleized Iron, Crystallized Tin Plate Leather. Duck - or - Canvas. rt '4* •»• •♦• '»• '♦• '♦• '♦• •♦"■ '♦* •♦• '♦" •»» •»* T >-. MANUFACTURERS OF Trunks, Travelling Bags, and Satchels, Sole Leather Trunks, Hat Cases, Shawl Straps, School Bag's, &c. Toronto, Illustrntcd CataloKue nnd Price List Sent on Appiicntlon. Canada. w innipe^:?; ArKMUIl I ii\.to (.111 ulio li.isiifMi son It. is apt lMi ri.iiru- ( it\ , W mnipi l;. llic ..ipii.il (.t Maiiitulu, is iitilliti tlic 'lie IK. I ihf c.tlici. l.iil .1 siili-t.iiitial. iuiihis..!.!.-. int.ustin^' placf. \\il!i luii l.u maik- ul its ctiipaialivfly irKiit ..riKHi. TliL- yiiat wiiltli aii.i sttikin- a>p..t nt Mam Mt.tt as vicsv..) fr.Mii an .l.vali.Mi. Us pavinu ..ais l.y tar till idrj,'er pait of il witiiiii ten \rais. I'r.Mi.n- U' i-^'M, the Mir < .1 thr < ity wa- km.wn as I'ort ( .arry. win. li vn.is a tra.lmj; |H.st ut tin- llials,,n s I'.as Cmnpanv. ami an.iiiiil uhu h utif < liistcii-.i sniiif ju., sc.uls. many nt th.Mii iraii. is tni i.nttalM skins aipl nth. i liiis. We .in not ifiuin- li. ix' lu ri'latf tin- niruii-ms tiiat fspn lally .iii.(ti.il lli^ atn iitinii nf rastian ( anadiai.s tn llit; . Hi acri.ultiirai t.rritnry of tlir Ki.ii Kncr. ,is it was tlun knnwii. Siilticc it to say that in aviiv sh..rt tiiiir \\ iiniipi i^ h.i.l niaili inaivt-liniis stinlcs. In i"^;, 1>\ whu li lial.- tilt- I'lnvUU. ..I Mailltni.a hail li.rli Hinilll.Ml llltn ihr I )nnill.lnn . With Wiiinip.i^ as its < apital. th. pla.c hai! ahmii .!. inhal. Hants. I'unplf \m-ic tlockiii^ mtn thr new laii.l. will, h was m us what MiniKSnta ami Dakota u.-i.- tn th.- Ani.'nrans. aii.l thfV w. nt thirc t'> tist th.' f.itilits nf tliat wonilcrfiil prairic snii. The City was sitiiat.-i with.m th.' irr. !,'uiar spa. <■ fnriiicl by tli.- iiiiutmn nf th.' AssiniLoine. tlowiiiK cast, with tin lu.l Kiv. i . llnwin- ^.Mi.ially nnrtii. an.l •• wiii.luiK nut and in," as Whittier's pn.in il.s.iihis it. Hut since the l.uil.hiiu ..t sujistantial l,n.l«es.iver l.nth rivers th.' citizens hav swarir.e.i a. loss the Inim.-i ru.r and made its further shore i..'aut.nus with villas and -aid. ns. and tli.-iast sid.- of the Ked Kiv.i will doubtless n.eue pnrtinns .,f th.- .iMillnw nl i.sid.nts. It i^ .. p.. .iliarily .-f W mmp.'i^ that Its pnpulatinn is fnrmid s.rv lar^.ly nt lorin.r nsidents of Ontario and oilier eastern proviM.es nf C.u.a.l.i. hid. .d, any niu' who had a tolerable ar.piaint.m. e with Ontaru. towns an.l citi. s live or t.'ii years a«o, will iii-.t a score of familiar fa. .s during an afternoon's stroll ..n Mam sin .t. Uui th.y will ii.n b.' th.' saiii.: faces e.\artl\ ; .■s.ii th.' people will have shuwii s,,ni.lhin- nt . lian^'.', .md that iml tm ih.- w,.rse. IIli.' is an indetmable but still undiniabl. stiinulus m that western air. an exaltaimn iii a .iistant and apparenllv limitless Imri/on, a pnteiil lor.e-may be physical, may be psychical-m the Strang.' sllrrollndin^'s of a new held, where every man is " the son of his own works,' lac. s .111.1 II. vv see Thr bull. til yre.il d.'.il tni \\ I |),d\.>ta bound. II V sti nil. 1 vv ith l,ir I on I ..ikr W iiimi>e 1 mpii IV m^; M.imlnb.i, I Inn. I •• I'll.' \\ atei way \m.i II ,111 ss St. 'in riv.i .md their i w.itri for J'' I nil .laimiiinL; tin- Iv'i Am. I ic.m system 111 the same p ( hristiii.is, iss;, Uiv.i . niintiy. th ,ind st.iti'd ili.it " next Imn.lred ve; ( '.ni.id.i linm 1 , il r.\ i^^.S '1 Mniitre.il an.l W .l.iilv trains ..isi nl 1 I.HIK Kon;.;, ( rill' ;;l.lliii th.' II. vv pinviiic • Hid V llla^;.' plnp' imh.ipin tiling t' ui},'e.i on by spe. excessive if pai. temporary llow . i'J nipc^r i-> lliinsN i|'<^, the >~t.iiiti.>l, nt oii^iii. ..Itloll, 11^ have lifiii IS— I'V t.it III h \\ .i-- ,1 MPlUC jllCI rt' lit It,' tt) aiis til till- • It tti ^.ly l>\ \\ 1 1 II 1 1 W iniii|>t '^ tu tin- llfW , ,111(1 tlliV lull 111 llii- ■■ winilin;; siilist.inti.il (i iiiailc Its lrk->. ami U liilr |illsilH-^s lllr I 111 In rallliil nil lit 111 l:IIII aflisll ,llll|i| IIIW tail s aiiil IIIW scciii s. Till I'liil.liii;; III tiir i;iial Hans i iiIIIiih ntal lilL;li\\a\, tin ( aii.nhaii I'.ii llir. illil a i,'li al ilral |.ii \\ iniii|ii-;^, lis l-'.iiiiTson In iiii li Ikiviiil; Imiii Imilt limn tiial('it\ tu llir liakiita lii>iini|al\ a il, ami nj^iilai sti aiiicis (111 I .alsr \\ iiiihiicl;. \\ Ikic t 111 I nil 1 1 Hi 1 1 ailc is i ini nl K''''' "I'l ;;i'>wiii;; iiii|ii n laiuc. Impiiuiii^; tin -f waterways is a li\r siili|t'( t. I lie jittsint Lieut. < in\fi iini nl Manitnlia, I Imi. |i)liii Sclnilt/. u lien i men lint ot the Senate, w tote a \ iln.ilije [Mpii mi •• I lie Wateiways ot M.milnli.i .mil tin \iiili West, m wlmli, atli i sLitinj,' tli.it the \ni( I II .III -~\ stem n| iinpro\ I'll n,i\ i;;.itioii. iik ImliiiK tlu it (l.iiii .it ( nmsr Ka|iiils mi tli.it tivet .lli'l ;liiit ilicdnllit,' tliemc nnllliwaid. seciiles an ei|ll.'ll depth nl -, teel .It low w.ilii for J''| nnle-- to the I nleniatimi.d r.nMliilaiA, he si|i;;;ests ih.it ••the piniiit nl d.ininiini,' tin l\'i d K'uei .ii \\ iniiipeL; i'^ to ellert. Iii^t, A (■ommnnic.itinii willi this \m( ncaii system, .ind, -.i ( mi lly, to sei nre tin ;4ie,it u.il( i [lowi t to he tlin-, iilit,iineil. ' In the s.iiiie piper, whli h was cnnti ilniti d to Tni Mn\i im,'ijsis ,iiid M.initoli.i sail 1 iioii;;li to supply I .in.id.i timii Like ^sllperl ii to the I'.Kilu for .1 (liitniw l'.\ I ss ; tin iii.iin line ol the Cinidian I'.uilu K'ailw.tv w.is (•.nnpleteil hi'twcen MnlltK.ll and \\ miilpej^, <1 \fat nl Iwn l.ltel the I'.nilh (d.isI w.ls tt'at lied. , Hid How il.iiU ii.'iins iMsi ,111(1 west, hlled with ->i tili is limn Lrit.iin. \isitois Itoin San I i.im'isco 01 llmi;; Kmi;,', (iiol tliiit ,i\les at the st.itimi in \\ iniiipi^;. The t^l.inimil ol llnM'ltV .illd the nilK ll'i tun; linpefnlness o! tlmse who i Inwded to llll- 111 w pin\iii(e r.iiised what Is known in An.t'tu.iii p.ii I.uk c ,i'- •' a Imoni in town ,ind \ illa^;( pinpii t\'. ill IS " lioolll, as tin I ise 111 iioiniii.ii \aliie ' vas callud. iMoved ,111 iiiihapp\ lliitiK l"i several iikices in M.niitoli.i. 1 'lople seemed '.o lose tlieit heads, .iiiij ntijed oil l>y spei nlators, paid prices Inr lots in "(ities" ■ ,1 p.iper tli.it would have been e.\(essl\(' if p.lid for land in cities nld .md \sell cst.il'lished. \,i\. liinre, sill h w.ls the ten I pot a I \ llnW nl linjilll.lt mil tn the 11. W 1.1 1 'nl ,idn. .Old so llllsli d Wei e penple (if other- i'l J. & T. Bell IVI.iiuifoctiirori^ of C*X*X*X»X»JOt) Jfall I SO I '•yvy'V^AND(«)(*}(*; •■ '\»X»X»>*) Shoes w IK hnvo ituich ploii^idro In .iniiouncinQ thill (xir FALL SAMPLES .iro now roiuly for inspoclion, aiifl will be found to ni.iint.iin the Hit>h St.ind.ird already ost.iblishod for our t;oods, while ,iKo ombrocing the NEWEST IDEAS in Shoo IVI.uui- facture. ^i^ J. & T. BELL, 1667 Notre Dame St., MONTREAL COCHRANE, CASSILS & CO. Pt '" 'W II ith nuir.h im- p-nvi (/ f:)cllitii"i in ntir i'xt' stilish (jDods- with ■' Inw r i)ri(. I's th in cfi r hi'trn'r, •i;^'*'!. ,i^^j, %'^S^ iNSPtCllON iNyillO nana COR LATOUR & ST. GENEVIEVE STS . MONTREAL . vANOC«X*^0 I ciiiK •low will (l,ir4 I* THE FEA'iiIEKSTON $3 SHOE A. M. FEATHERSTON I '.i| 111 r M. l.,IVMilll I' ill!' I ( 'l.li^' S|». MONTREAL, P.Q. THE FEATHERSTON $3 SHOE Is iiiaiji' iif llir iH'tt It illi'r aliil ill llir li«'«l .-Ivji'. Il ill all liiiiii'it >li"f. iliih- iillim'i|M||.ir-.'w.iiili..f wi-iriii it, I'lii* f'Aiii},' is KiMiiili-s aii>t H I'f Kill.'-. ' r itnl tif I'.ilf, (tiiii liot ill till! t •iiiiitiv I, Till' ti'p istif p'iiiiiiii>i|i>ii;.'ii|,'u Tin* »"'l«' Itllf CVtr^l ►•■111 Jrlllli I, M l«< till hli..k. Till- liui-h iif till' ^llll(^ is |..i|i-. t. 'I'lii- ^•\f't' is 111 I'll' III tlihi' Wl.lliis, liii'iliuiii, ui.lf ali'l w.iikihi'' I I HuWTO GKTA PAIK. Tli'i-'i- liviii'_'mil»ii1i' Mtiiitri'iil I III M ii'l f''\ J't l.v |i'.;i-|iii il lilli-i, .iikI till- .liuis will Im- fn|\\.ir>iriiiiiiiiiiiii. Ill (ir- ill nil;,' 111' tMii'fiil In si. it I' si/i' aiut ^^ i'ltli, iiiil III •j.iw tliii ailili'i'M |il.iiiil\. $3 FEATHERSTCNo thk:-;-; ioi.lah cH.^ $^ J »»ooooooc»<'~g»o»»oco o c ee 4 ^iflfley&O?.*..""!" lUholccnilc an^ IRctail aiin.iiMuM.tcc* IS 35 A. J t ANia } V J ft H»N[)tH>>ON I M Mf r4|iMISi)N ^iniaQists 21 & 23 VAXES STREET VICTORIA, B.C. ..^...dpHHaB3ESSBGi3£^Cb£M wist- fnol jiiiiumtiit as to tlif Imlli.inl piosptits .ilu.i.l. tli.il piix.itc ( ,ipitalist> ami fven loiiustock coiuLTii> iiiaile lo.ius mi iiuntfjanf at iln' inllatdl values. Nut to .Iwcll on lliis iinplt-asaiit phast- i>f' tlu- i:oiiiilr\ s ilt Aclopim nt. il is pli .i>aiil to he al>lf lo say lliat tlic stf.ulv KroNMl; I tin- I'mx im i . ihi im .1 niaiiils In mi ilic iimim lliiu> pioiliii iim luss ul till- soil. Is VL-ar l>s war aildiii;; Id llu irsoiin o of tin pcopU ami liiiiliiii; I" the isiab ll>linRlit i>l a ttal staiuiaiii (ii\aliu ill lial rstatf. IJi.utMi s. t>-l!il llu tiw 111 niakiiiL; iiiomy In trading town lots, tlif if.il wialth of iIr' I'loMiin- lay in llif pioilm c ol tlir soil. ( ni.i though tin- xMiiti rs wlic tlit- Mill. l>laik piairii- laiul was loiiiui lopro.imi, aultil liy tlif tosttriii'^ sun .um\ llu lialmv air. crops ol >;raiii lliat iiia>li' i v. ii tlu' Ontario lariner open Ins ryts. Tlie ifiisii-ot isS() gavf ih.tKK) laiiiii rs 111 tlif lioviiUf. .iiul ai loriliii},' to ilu lv;iii(-~ ol Mr. ( . N. I'.iU. >i'irfl iry o| tlu \\ iniiipf« I'.o.ird ol ri.ulf. tlusi' in.oo.i l.unurs r.inil Ixtwi. n 14 and \\ million l.iisluis ol wluat. 01 s,o l.,islii-ls uatli ' Tins was at llif rati' <>t 31A biislifls per a. it' lor llic 4jJ.oo.> ai ris s, »d. d. In tliat \. .11 th-' \.ilu.- of wlirat rvportrd was placid at S4.''-5-<"'o: of lloiir and lit.iii. S 1 . j^o.ooo ; o| Imi1«\. >.i.it> and o.itiiifal, ?42o.o.*}: of vf(,'c tallies and d.tiiy pi .ilii.t.>, Sooo,..,,,-. ,1 t,,t,d ol nioic tliaii s.mii nuilioii:, of .lollars. a rate of (■.irniiii^ toi tlu- .i^'i u iiltiii i-i tli.it .1 sni.ill -uiii 111 .li\ isuai w ill make clear. Hi. i . leal ..nd other acreage ol the I'loviiui 111 iss,, i> tomp.iied with l>s- as follow-, 1>\ the Hiilletin of the M.ii'itoh.i 1 >eiMilimiit ol A^^tu iiltiii. ; Sprinj; wile. it O.its |;.llie\ I'eas llax I 'ot. I toes I'uld roots \,i...,;f .1. A.!..,.;. ill Ti 1 .•■■III IH'MI l'>''7. inrrcittc. ''-\^-'(.S 43^- '34 ),0.(t -•'^•744 '53-'7'' 2').o No.JlS 50.1 ! 4 ^0.0 i.4'*i "^7-! 11.3 '3-.U.< ^•53'» 3<..o I 1 ,v4 ' io,7wi l.JO 4." 7 5 3..SI' 13.1 llu laim \ u lij j;i.ii!is hinh. In the olieHlth moie ill, 111 II lie.ilK a lointh mole 1 H 111;; the dpi ipi, liters |oi M.initol I.ielll.-( lovelll II , and It j.;isl.il ion, ( dm .il 1011 very marked deyrei- t liirrt is, as we slum I'lox ir.ee. I'l e plllKlpal width and cliaiai ter. and the -te,id\ iliipi inomimelit . ;ilid the 1 Iw ,11 ( ouip.ii is, 111 w II! and while the le .tn .1 flltllle ^le.il milllli;; competent hinds. Aftel llini.h (lis K.ulw.iv (eil.im moi ,.f M,niitoli.i all. lined I ',11 ilK l\,iiKv,!y ot 1 tliere are now, hesiil western .iiid the M;ii the .\meru m loads t .vV^ 4' 1 I- veil veil oil ly lliat licss (it (Stab If icil U\ tilf ll.lllIlN 1M1> lit C. N. (Ill 13 ot 31 A piiititl itnu-al, Sf\ til mil will li with Tlic t.iiiii \n 111 1)1 1^1(11 w.is a laiil\ ;(hiiI (hu-. ,iiuI llir luut-s nl wlual .iinl mIIiit plains lii^;li. In tin' imsiiit yr.ii llu- ana of land iimli r i iicals i:, nij.noo acics, or iiiir mill iiiiiii liian 111 till- iHcMiiiis year. Tin iinipni tiini lui.li i wiicat i> viti.i) inx's, nc.iiK a tnnitli inun than 111 iSi/o. IW iiij^ the ca|iilal c .| tin I'l an ir I 'inviiii t . W iiiiii|)t-; is the adinmiNtralu c IiimiI- i|iiailri:. fill Manitulia. ami possesses the I ',11 iiaiiiiiil I hiiMini.;-, tin icskIcik c ot the l.iiiil.-dovfiii /I. anil nlhi I sliiiitnns that pciiain to a < apital rils. In inattiis oi l( i^islalion, t.hiialioii, lif^al pim cilni «•. as well as 111 business, MaiiUubans show in a \eiv marked det-lee the i|iialllli s lit at utrliess, eliel^V, and publie spirit. And, llldi-d, there is, as we should natiiiallv espul, a liiuii level ut inteliif^eiin: througliout the I'lovinee. Tl e priiii ipal slnet i.t tin ( ii\ . Mam sUeei. is a surprise, not onls in its eMiiit. width .iiid chaiai tei, bat 111 the lapid piii;..;iess that has been ettei t. d m its p.i\ mj,'. eti ., and the -te.id\ inipi o\ eiinnt m its buildinus. The ( its ll.ill with its sipiare .iiui iiuiimmenl. and the l.itiy i 'ost 1 Utiee uitli its \ .11 1 a oloted walls, are speeimens that will bear I .iinp.ilisMii \Mth an\ elsewhi le. Wide IS the t.iine of the Hudson s l'.,i\ --toies, .iiid while till le .lie ,illi .id_\ iinpollalit (louring nillh elected, we look to see 111 the early liiluie t^ieal iiiillni- interests arise at tins point. The w lioli '.ale traiie ot the City is in eompeteni hands. Attei imn.li di-^s,iiisfat tinii with It t;al rest in imiis uhu h ;;.i\e the ( '.iii.idiaii I'.h ilu: l\.iilw.i\ (rit.iin mniiiipcib, ri},'lils m the I 'mv inee. .md illei a li mu striij;^,de. the people ,if Manitob.i ailainid wli.ii lhe\ deand oppiisiiinii 111 i.iilw.iy i .irri.i^'e. The Niiillnin r.li Uli K,llKva\ nt llie I lilted States ll.ls extended Its Inn s into th.it I'loMllie, .lllil ihele are llow , beside till-- .Unl I In- Iiiam line ol t he < '. r. I\., the M.lliltolia ,iliil Nollh- \\i si( III ,ind the M initiib.i .iinl ^mith wi stdn loads, .ilid tin i onneetion due south with liic .\ineri( in lo.ids to m. I'aiil .iiid ( hn a^;o. ^^-V-K«< '< < <■««' 4' St, Lawrence H ® ® ® ® MONTREAl F\:\\ llnk'l^ in tlk' I )iiniiiiii.n m mi ilic ( .untiiwiil Ii.im' unii iIk' wiilcspiv.iJ piipiil.iiilv Im prnmpt ,iikl v.itist.iiti'i \ m.maut'UkMit .i^ lias llu- SI. I AWKi-NCli ll^! 1 . Fm I'Vi'i tliiitv -livo \i.MiN liif ti.iwlliin; piilMic h.tw IohikI \hc " II, ill" ilu- Iv-l ,iiki nii'^t iniiipk'li' t'qiiippt'd lii'hH' ill ilk' i'Hiiiiii\, 111 .ill ji- ilcp.irtiik'iil'^, Hvcr\ w.i'il 1 i.ii hum. Ill Imc^i'^ht cm Mippiv, Ini the ctiiiilnn .uki v'liui'iiicikv "I i^iii'M^. the iiiaii.iueiMi'iil Ikin cvei pinviJt'J l>ii, ,nkl it is this alli'iuinii that h.is i;ivcii to tlu' " ll.ill " its lame .is the leadiiii; lintel i'\ (..iii.kl.i, i^i'th ill the I IniteJ St.ites. dieat liritaiii aiiJ the liiiKipe.iii ( tiiiliiieiit. \'i<\ n\ei .1 ijiMiter d .i eeiilui \ . ilie " ll.ili" has heiJ this pnuul pnsitinii, .uui h.is haJ .is its i^uests the nn'si illijsliiniis iepreseiil,iti\es ol |/ii\.ilt\ .mj the peei.i.^e uln' h.ive in ili.il peii"d visiteJ the Metinpnjjv (i| ilk- 1 .'nmininii. r:it'.. ele:;ai. eherr} ( l.ls I ,mvl n in.iJe app«nir.. Ivcn re^' THE LOCATION ( )t the "II, ill' I'll SI. i.uiu's Stieet, liie piiivip.il lhi'nnii.;lit.iie "t ihe ( it\ , eaiiiU't Iv ^ur- p.isseJ in .1 s.niii.in pniiii .it view, ,iikl is the iiu'M leiilralls sitii.ited lor , ill ii.ivelleis. It is in the midst m| iIk' H.iiiks, ( ..tints .uul piiiwipal I'liblie ( )llices ; Whnlesaie .iiiJ I'et.iil llnnses, ,iikl 111 it- imnieJi.iie vieinit\ ,iie main .'t the ehiet liisti'iic attr.ietioiis u| the ( at\. Ha> Krcri Tht' rt-fi In ihc he paid •• ■ CI IMLPvOVEMEN rs. I he i^hiwih I'l MmiiHimI 111 the p.ist lew \eais. aikl the ever iikieasinc ilem.iikl tm lirst-el.iss .u\'Hmni(iJ.iiinii leqniieJ In the tiavellini; ^Mblie. has e.illeJ li'i laii;e aJJitions tn the " ll.ill.' vvliieh li.i\e iveii e,iiiu\l "ill .iikl just eninpieleJ. I hese .kkliiiniis h.ive lari;ei\ a^UeJ I" tile eMinli'it .mj iv.iul\ .'I ihe Hnuv. jiic massive aiiJ elegant e.vtei'ini, live Moiies iiii;h, with m,iiis.u\| nml, .iiki .i eleai Irmitaue mI 12^ teet i>n tile must lashioiiahle Mieet 111 the <.il'. , .it nikv .ittiaeis the atteiitii'ii i>t the Inuiist, ,iikl a visit in.siJe m>i'11 le.iJs !■> the ci'ikinsinii th.n loi puiite .iiteiitii'ii aiivl s.itist.ieiniv iiianacemeiit the "Hall" has n,> Mipeiim. Ihe new mipiii\eiiients have iikivasi-J the ,k\'('mmiKlalioii Im quests ii. .>vei \ih\ well lighted .iikl ,iii\ umiujs, luinisjiej in the iikinI t.isteliil st\le, and with e\ei\ iiiovleni ec'ineiiieike. I'.isseni;ei liiev.itniv ,iie .ilsi. pri'viJc\l, aiiJ the whole o| the ( niiiilnis, Ke.Kliin; aiikl othei piihlie looms have iveii li^hleJ. retiiniisheJ .iikl JeO'r.iteJ in Ihe iiio-.i irtisiie m. inner. rcinai; ta>tc^ 1 4 i^i A! [■» Ttcro j« I* M \ i>i» >ii to M NCE Hall, ..^ g;.-). Montreal. idospicMj piipiil.iiit\ NCI-: H.M I . Lui iIk' IV'I .tiki u]i h.iJ .IS i|N uiifM^ l.lVc ill lll.ll ptlind .il\ . ciiiiii'l Iv qir- .ill tr.ivclk'i^. It i-- ■ .iiul Kc't.ul llnlisCS. Ilk' ( :ii\. reasiiii; Jcm.iikl ti>i I I.UUV .li.Klilii>ll.s In .iitimis li.ivc l.iii;ch i.'i;.ii!t I'Mcrim, live moM l.ishitiii.il'ie insiJe sdnn, le,k|s u> Ik' •■ H.iil" has iin ^uufsis III o\\\- ^>»t vith i'\oi\ movlcni (^iTiiilurs, Ke.iJiiii; II llu' iiiiisi .irtistic )Ht DRAWING ROOMS. I?;. Hall" is iinu pinviJa! uiiii \\\i> i>> ihe iLiikix lineal liia'Ain- |/i.,iins milk' Jcc< 'rations. Iivvnes and liiniisliiiii;s. jlic whnlf ut ilk- \v^K^| wurk is .it ivJ v.licrr>. wilh l.iiwnista VN'alli.ii p,iik-llim;s in i;intnicntv. 4.-aniii't Iv smp.tssca lui Jv.iulv .iiiJ enintnii. The «.kl i)r.i\viik; Ki-mn h.is ,i|m. (veil relillcJ jiij reh.nnislK'J with .ill the Kites! iiiudern inipMi\evl liiriiishiin;s. THE DINING ROOM fts ihc best .mJ nmsi .ippeti/in- nie.ils with pn.nipl aikl .liliuent u.iitiim. THF CUISINE:. Thc"HjJl" h.i> heretnime been e\er in .kh.iive in this department, .iikl iii'enJs i,, retmiu x.. Having Ivtter t.k-ilities, with an .kvumplishai Jvl at the head, the w.mts .md ta>ti> I A jiSI «Hir cu«rsts will be earelnlly .ittended to in .i satisLietnrv manner. RillurJ, Hair hressinc. Sample .iiid H.ith Knunis, are all .uiiiuvted with the lintel. AM trjjiis .ind sic.imbiuts ,iie met In the "llall" busses, .,nd pnlitc .,ikl attentive P'rtcr> jre always in .utendanee in Innk .iliei i;ues|s' b,iL;uai;e, ete. Kates iUnU .O.MI, >\.r.U U, <,\M) \\-y d.l\ , .kVnldilli; tn |iN.Mlinn. Mr. H««iiAN, the i-enial pinprietn!-, is Mill tn the Inie. and i;ives his peis,.n.il super- vi>j«ifi to jHJ,rrjr!»iems n) the llmise, thus seeuriiii; Inr his quests every attcntinn required. .M«»M|itEAL. IM lulv. IS<;i. Victoric I Tin; l.i^i in,iin>n ..I the I'.k il'ic fdasi cliiiiatf may l>i> illur.lialf.1 li\ a ( • mipai ismi iiia.lt liy ail AiiuiK an wlu) lias livfil on tin- sluMi- of ritliii ot liis oi can-- I Ins was a liaiulsoiiif \ouii^' Uostoinan. s|Hita(l< .1, iiiUiiic.l. .illililr. wiiii ilic -vult nt l.rhct that •■ I'.. .Moil State I loii-r is the iliil' of tlic solar systfiu,' \sliuii briut. tlic Autoii.it ol thr nnakfast Tabl.- ;ismii<'S ii-, ••..mid lu-t Ixpii. .1 out ot a Huston man lli,.ii-li om- ha. I tiir tlic ol all ri.alioli stl aii^lllflicl .ait t..l a .l..w Lai. Sal. I this \oum; mail to th<- wiit.r. wlnlf s(,it. .1 on the vciaiitlali ot tlif C 1'. K. Ii.'l' I at I'.anlt. ,,firr a i>a an in ju aisc ot t lie n.u ('it\ ..I S.,it!ltin \\ashmv;t..n M,U.-. aii.l tli. < limat.' ,,f tlif legion : •• I ,is>ur.- >.iu. sii, that alUr liviii;; tw. yrars ..ii i'li^ft S.Miiul. y.ai foiiM II, ,t M, t iiir t.> i;o l>a< k aii.l livi- 111 I'.oMoii,' Siii.ls no str.Mit,'. i pi , ...f ol lli.' at I r,i. ti.ais lit that wistnii climatf c .in in . ..iiciu. .1 than this tioiii an I'.a'-tti a man. In his -|>(Ti h .11 \ I. t.iii.i III |--7'i, tin- r:.irl of l>iilt.iin, th. ii (i..\ri 11..1 ( 1,11. i.il .■! CiiiHla. s..()lliiii;,' ihi- imi'.iti. 11. <• of th. Hnti^h ( ..Imiilmms at .l.l.iv m th.' ImiiMiiil; ol .1 t.iiluay 10 <"mHrl th.iii uithth.' I '..istirn pi..\ iiu i-s, i.Miuiulr.l hi-. Ii.mmi-- th.it n w.is iint .luitc p.-sMhir •■tiiat a lailu.iv ..ul.l l.f tliiiiK across tin- K..ilvv Mninii.ims as r.aililv as across a lia\ luld." Att.r sniiir .i.jminn.^ rcl.ifma s to fc.itm.s ol tli. I'i..\im-L that had attractt'd his ,itt.nli..ii. thf .■lo.iiii-nt ICarl -ltd ■ th.' ii-hh' .vp.ins. ot p.ist.aal i.in.is. th. Ion;; \i>tas of ti-Mii.- \.ill.\s, i\t.-ii.liii- m r..U!i.l.'.l .ipl.tn.l sjupcs or in -.ntl.- ,|..pr,ssi..ns lor inmiirfds of mil.'s.' thus . tl..'. tiv.lv t.ikin- th.- s|in« ..nt ..f th.' ohi.cti.m ,1,1, plirasc .sine.' uith.li .lun. h..w.'V<'i. l.y Us ,,uth..i. ..f .1 ^.iii.tri' niii- s of th.il I'r.. \ni.e as valiiaMr f.a mimr.ils only. ..ml t.. miior.- the f.ilil.' v.ilhys ulios.' .ip..l.iliii.>s ,1, il„ way of c.itll.' raisinK. -r.un-i^iowinu. huit cultni. , .11. .lay l.y .l.iy hciii^' pi..v.s'>oi 1 s.s^, cmscl in ..sfaiishint; rush .,f inim rs t.. Ih itish < ,,luml.i,.. Th.^y .,im.'li..m ( .ilil..riii.., horn \I. Mco. In. Ill I'.ritain— even from h.r AnM'.ili.i .111. 1 ( iim.i .111. 1 w. nl t.. u..ik with lii.' t.-v.'iish .ncti^v lliat ..nlv min.r-^ cm .hsi.l.iv. Ami 11. ii w.i. tlm r.'tuins. Antl.i ( i.'.k. sav- an a. count i.l.itini; t.. 1 so... \ ui.i.'.i at <.m- tun.'. .i<. 01. Imu i" tli'' k.w.'st .•stiiii.it. , «.)kl to the vaiiu- .-f •: '."".. p.'r das. On one cl.iiiii $i.too worth w.is l.k.ii out ..I tli.' shiic.'hoxes as the n suit of a sln-k- dfiy".* w.)rk. S..om th-' surl... . .hut,'in^'s aii.l wasliin«s of single work, is ..r ur.iup' iiimi-- j^mm pla. .' t.. a i.'Kal..l.d syst.iii ol miniii;,'. not .>p!\ in to woi k u itli n ,.. ill 1 >7i . no less than Slllollit, N .lie .111.1 while millers tlieinf I'he Stickci'ii K'iver evtr. 111.' si.iith ..I tl 111 a.i.'- I h.' U..1.1 II a. coidinn t.i ( •'i\ el 1 |-'arf,'o A ( I)., plus ileclinei! from 5.).' N'.im.'i" •' !■ n.'.ir.i o sni.ill. st III ..III Ins as till' li^iii. s li.r se 18S5 ( itiii 1 II 111. 1. lis ..rt> m.iL;iieti. ii..ii h..s 1 on the iiLimkin.! : n ( iianite ( I. . k. Sii \ancotivei : . .ip|ifi of the l'!.)\ im e, a \'ei \ impoit.iiil ite woith W.I- shipped ol will. '1 \< ii m I aiitlir.u lie .It-posu on ill. I'acific < " I .lest, the iMI^e ri I'oiiii.l. A list i-^i .:. M ... I. - 1 t. . I III ikl |.ii. li. m.ipli'. hi'iil H )na iimniit;. iHii iipl\ in tlii luii s.iiuls, Imt in lnils of i|ii,ii 1/ mi k, .\--siiri.itiil c apilal j^nt 111 U'lik \Mtli II ,n liim i\ .imi ilir 111 ui si mihiImiii i -•. .iiid in ten y.iis 'h tutm I'^iu .iinl i>7i. Ill) l(--s than Si''.'iS"'.""" w'llli <'l ^;i'l'l Iii>im ilii- ( iiilmi), ;,iili.'iici , ( uIuiiiIim, SiliDMct, \'ali' aihl l.\ll(iii iiiinis, wa-. slniipcil limn I'.iilisli ( uIiiiiiImi Ih the lianks, wllllr nnni-Is tlu'lnsil\is wcir i slllliatcil li' li i\i l.iki n a\\a\ citlici si\ iiiiIIkiiis woilll. I lie Stiikctii l\'i\ti Mines, up toward' .\ki-.ka, lia\i lurn w.'ikiil smi i I'^/s.'' I'i ni tlw (■ylitinc siiiitli 111 the I'lDxiiiic. lowaids (In |i(iiinilai\. inun iciciil '•liii(l> ' have lncii Mia<|r. Mil- i^iilil iiiiiiiml; iniliisti\ a(i|Mai-> ol liti |i> Ik uii tlic- ili i liii'', lii>ui\ii. tm jicconlin!,' In ( ■! i\ I I iiiniiit II t Ml n .. ill'' 'iuantit\ slniipiil Ikiiil; that haiiilhij l'\ Wells, l'"arf,'C) iV ( n., pins uiu ihilij adijiil a-~ cslnnatcil sriit mil |i\ iiiimis ainl ri)i(l liii\c is - ll«Tlinc lor seven \eais : 1N'>4 S73(i,if)4 iss; ^>"ii.7*»i ISS5 7'.i.7.V'' I l•>■^■^ - • ''i''.7.»' IS,S(. >)".<.'>57 i^"^V .S'^"'-'*-J ^ I 11 1 -^iio s , (1), 1 71 ) ( )tli( I iMiiel.lJs III- loiind in ill'.' I'lovime an I an alllartin;; linliased alli htioii. < lood m.iunelli iiiiii has lieen found ' Ml I e\ada I sl.ind, on \ aiii oii\ il I slaiid. and at Kalliloops on llie inainl.ind ; in the \i ars i^^7 .iiui |s>s, j.ooo oinues of plaliiiuni wiie taken Ironi Ciranit*' (reek, Siinilkainiiii disiinl; galena has liieii loiind mi an islaiul inir Nanconvi! ; roppi 1 , iiatise and 111 llie loiiii o| pontes, has lueii Imiiid ill \ali.>iis p. ills t>l the I'loxiiKe, ,ind siUet i-- olit.iiin il m the Kooii na\ and other disli uts. Coal is a ve-iy nn|>oiianl ileiii aiiiont; liiilish i ohiiiilna's nuiuial weallli. Ne.iilv Sj, 000, 000 woiih \va^ -hipptd limn Nanii'iio to San !• 1 am isio, iVi ., m i>s,),|||i i| piodintioii 1)1 whn h \itl in the jslind ot \aliioii\ii wis ii'aiK ,0".""" loiis. 'I'lnie an 1 n h aiiliiraute deposits, loo, mi I In main 1. 11 id. Kimai kahli as aie the stalisiii s ol linnbei in^,' on the I'aiilii (oast, lhi\ ale not so • ti ikint; as .111 ari ual v isioi ol those knives o( the I III si. ihe lii|;;e led ledilS ailij I >< ii|'_;l.ls In., wlllill atlaill dlllHilsion-- not elsewhere lonnd. \ li'-l I- i;i\ 111 o| s,i\s mills in the I '1 o\ im i-, whose 1 ,ipai lU 1 ant,'i's li oin ••,,'"»' '" joo,o(.o feel. III ikim; an a^Hle^ale o| iiiMtK a million , Hid a ll.lll leel pi I d.is. Spiiice, I'llill, ni.lple, lleinlixk ami oak .11 e .lUo pi o hn l s ot I lie~i Nm I In I 11 lo| esls. ' Sinks" 1 1 %■"% Pickford I Block's Steomshi l-rKXP.SS I.IXF, lit TWt t N Halifax anJ London. Heoulai FOKTNieHTLr SAiiixes BCTwitN /\BOt/f fonts S. S. "OTTAWA," S. S. -DAMARA," And other Steamers. Salooos and Staterooms a s s Atriidsbips. « / iitnlttn ti/i ttt.t : Thos. Ronaldson & Co., 34 Leaden ha 11 Street. Dickford & Black's Line III I It 1 1 \ tIALlFAX AND J/\MAICA. P.I i'WI I i\ 111.1 Tl Kk"S Im \\|)S. S. S. "ALPHA" Sails on the U>th " ot * lEvcvv ' ni>onth, AT 12 NOON SALOONS AND STATEROOMS AMIDSHIPS. pickl HALlI P)r!llHKl, \l 1)m|1i111K Kir S. S. " S. S. " S.I SuiHMMor A DONALDSON LINE /.■/ I \l I I s Dickford & Black's Line fialitax Halifax and *Ni^ and Glasiiow , Montival l: I I II I I \ Rtc.uiAU Sailings uy IHt FOI I (.JWINO SlEAMEKS •• \Lt:ii)i:s,- # ••ciKci-:.' • WWPWllll \," ■•( ' )N( ( )M)IA." 'LOUNA.' •VVAkVMLK." DONALDSON BROS., Hi.; SI. I iiintil .stmt. HALIFAX and s^ 5?^ HAVANA. S. S. "Beta" SAILS Oil the l'ii>l()f even Moiuh Stntcroonu^ tllm^lMMp»3. pickfc HAL CHA Via Canso, S. S sail: SPLFNDII) • m.'M^^0BWW{ inlim 1 mnn nn #1 B #■ #^ ■« #% ■ #^4% ; Meon isnip Lines on d l\yei)cie$. ! ack's Line Dickfopd & Black's Line HilifaiiNlld.S.S.Cg..Llil. Ill 1 II 1 1 s / / \ D J/\MAICA. HI 1 n 1 1 \ HAL FAX and DEMERARA. HALII'AX AND BON ft E BAY. NFLD. Vi 1 St Prtcr s. B.iilili < V. I Kk's Isl Whs. JJ^HA" IhIiiiiuI.i. St. TliMinjs. St. Km-.. .•\ini:^ii,i, HALIKA.X and Il.\i.ii.\.\ aiK Y\K\i<»riii A^VANA. CHARLOTTHTOWN, via Lunenburg. Liverpool. ^ Lockeport, SbelbufQe. and ■^- Via Canso, Anchat, Prrt Hawkesbury, Port Barrirpglon. Beta'' Hastings and Souris. . . ■ . . s . . • . . S. S. "CITY OF ST. JOHN," c'vcr\ \ out 1 $. S. "Fastnet" .- (1* ^S^iQ:;.^ SAILS EVERY JVIONDAY AT lEvci'v fll^on^a\> 6 OCLOCK P.IVI. Al 10 OlLOlK ^ W l^ tlnU^tMMi'>C^ • • 9 • • SPLENDID • PASSENGER • ACCOMMOOATION. • • • • Splendid Accommodation for Passengers. ? z X < -I < z Ul V) 3 O z o H CA 3 U <^. V /J Photographic Sciences Corporation 23 WEST MAIN STREET WEBSTER, N.Y. 14580 (716) 872-4503 '^ -es} iV Pff^ \\ '% v <^ *> -« ^ '<^>^ .<<** C> rv ■<^ <^ ^ ^ .>^^. nf lir, sixt)- frit ill liiij,'tli ami llircc feet siiiiari', sawcil (in iJimard Inlet, iiavt liLcn ioi warded in' rail i'or use in ihf Montreal ilarlKir iniprovemciits and a few wot-ks aj^o a shipload of spars and otiur wood for nsc in tlu' l' S. Navy N'ard. was (kspatclied tr^tii tin: Ilastin^'s Mill lor \\'ihninf,'ton. Delaware. A word now as to the fisheries of the Province, which arc justl)' celebrated, and whose products have pretty well made the circuit of the .i,dolK;. The salmon catch of the I'raser Kiver alone in i>i)(i was J42,ou(i cases: SUeena River and other places brou^dil the total to 40^,000 cases, of which two-thirds went to the I'nited Kingdom, the nniaindiT to .\ustralia. Eastern Canada and the Inited States. I lalihut. oolachan and herrinj; are items m her deep-sea fishing ; while the catching of fur seals is so consider- able an industry that ^^493,000 represents the value of these marine animals taken by Canadian sealers, nearly half the 43.J00 seals secured last vcar having been taken m that scene of present international dispute. Behring Sea. In ludducts of the sea, tht; forest and the mine, tlureforc, llritish Colmnbia is exceptionally rich. Her develop- ment has onlv just begun, ami ^real thin.us may with reasmi be expecteil of her luture. It is a charming sail from the harbour of Vancouver across the Strait ot ( .eorgia to the City of \ictoria. The steamer takes her wa\- ihrough a lovely archipelago, perhaiis the larg'St islaiideif which, certainly the best known, is that of San Juan. A dispute arose some years ago between lirotiier Jonathan and John Ihill as to the coutbt of the boundary between the territories of tlie two nations, which was settled by a reference to tlie ICmperor of (iermany. who decided that the island we have just named should appertain to the Cnited States. The writer remembers hearing 111 a Glasgow music hall about 1^73, some political tloggerel that contained a haH'-cimtemptuou- alhi- sion to the dispute' and the r(.)yal riferee, rendered by the singer with much ;;/;( and receivetl by the audience with .ureal applause, to the tollowmg ellect : 'I lu- I'.mpcrMr William, in liis wisiloiii. 11,1:, ln.-!li.iu-ht liini I't a jilaii Vu run us in by arl)itratiim I'or the Islf <<( San Juan " The last two lines were repeated, as a sort of indignant ch nis, ami " Tt) run iis m ; to run IIS in, for the Isle of San Ju-an." was vo( iterated b_ I.midreils of throats in tones expressive of ilisgusi with tb.e award and Us aullior. The most westerlv aimmg the citiis of the Dominion, Victoria, is a very pretty place, whose citizens. thouL;h not yet able to cmceal their dislike at their Province li^ruig. ttii ye: coimiion. ha\ 1 lvnt;Hsh and 11 the \"ictonaii: to develop tli there are man than this plae «lo not need which 6e})arat Greek navigal in I77><. disp( •superior to mi part of the ind went in tht sh othrr tilings, Atlantic oct'a Hanson, are \ears. Not till at M.-lt]einent I»ay < ompaii; <"rown colon v l»ars of llie 1' wtit- united u in 1^71. •• Nestl running ni> c Beacon Hill v .:.f Mount P.al gentle breezes turrent, wliat this Garden n Sardford Fie: jt, iuivf liLcn U'w weeks aj^o sp, Itched tr' 'til i'lelnated. and liiiun catch ot other places Kingdom, the oolachan and s so consider- nals taken by lieen taken in f the sea, tht; Her de\el(jp- of her future. lit (-it ( leorgia , archipehi^o, San Juan. A to the course s settled by a ,'e juj^t named in a Glasgow nipluou^ allu uuch iiiii ariil run US in ; to noat> m tones a vt ry pretty lieir Province linrjjig. tm years ago, "roped into ' a confederation with wliich they liien liad little in cojDiiion. ha\(; no superiors in showing to the stranger a hospitality wliicli is thoroughly Kni;i3>ij and most caiuivating in its friendliness. They are a iirosperons coniiminity, the \'ictoriaiis. well aware of the resources of their I'rovince, able and willing to work to develop them. .\nd they linvi wcaked to some purpose, for it may be doubted if there are many communities with a higher average of material comfort and even wealth than this pla<( . There is a healthy, manly, Knglisli tone abo... the people too; and they do not need wiseacres Imm the East to teach tiiem. Tlie Strait of Juan de I'uca, which scjiarates \ancouver Island from the State of Washmgton, bears the name of the Greek navigator who is said to have entered it three hundred years ago. Captain Cook, in 2j~>>. disposed of the story of Fuca as a mytii. Hut the gallant Captain was not superior to mistakes, for he wrongly considered what i^ now \ ancouver Island to form part of the mainland. Acting on orders from (ireat I'.ritain. Captain (ieorge N'ancouver went m tlic sloop-of-war " !)iscover,-," and the- armed tender ■• Chatham," to look, among other things, for a naxigable conimnnication between the North Pacific and the North Allantic oceans. The names of his lieutenants Piiget. baker, Mudge, Johnstone, Hanson, are ]ierpetualed in the maps of that region to-day. after a lapse ol a hundred years. Not till 1S43, says Principal draiit in Piiliinstjiii Gi »»» white men. In that year the Hudson's liav < ompany built a iwrl at N'ictoria, and shortly afterwards the island was made a Crown colonv. A little later, when thousands of gold-seekers had come to wash the l*ars of the P'raser Kiver, the mainland was also made a colony, ami in is()i) the two were uiiued uimUi the name of Piitish Columbia, which became a province of ( aiiada in I'-Ji. •• Nestling beMUtifiillv on low ever;:reen hills overlooking the Pay, its inner harbor runmnfi ui> close to the naval station of I-sqmmalt. offering from its natural park of Beacon Hill views of the great Olympian range and of tlie ( ascades with the grand form of Mount haker Mipreme," \ ictoria must be seen to be appreciated, I'anned by the gentle }>reezes ct the Pacific, \\l;ich briii.i: with them the warmth nf the <,Teat China current, wli it wonder that the roses and honeysuckles, the laburnums and myrtles of lha> Garden of the (iodsseem never to have known winter. It is not possible, says Mr. Sandford Fleming, to live in a more favorable climate. i i I ,*i Canadian Pacific -ii RAILWAY m=---- -^ Tlie best ciiuipped and iiiKSt tointnitalMt' Railway on the ciMiti- neiit. Hotel (2ars on the transcontinental : : tiains and Observation Cars throuj;h the : : : : mountains. Till-; hMPKHSS I.INH Oh" SlilAMhl-'S The C^. P. K.'s new, sale, speedy .ind UiMiriouN f-teaniships " H.MI'KliSS ol^ JNhlA," " H.Ml'Ki:SS oF CHINA," .llld " [;MI'l-'l>s or Japan," exeellini; anythint; that has e\er emwd ihc i'.ieilie. Sail Irom Wtneouver tor Japan and ( hina unee a month. 1 Aki; sri-:.\.\AKRS. The C. P. R.'s Chde built Ste.im^hip> " A rilAliAS' 'A," " Alberta," and the •• MANildHA." le.ive Owen Sound tor the Sanlt Ste. Marie, Fort William ,uid Port Arthur, ever\ Mon- day, i'iuirsday and Saturday durint^ the se.ison. For lurtlvr particulars appl\ to any ot the (jimp,iny'> a,L;enI■^. or to 1 ). Mi^NlCoLL, (lener.il i'asseni^er Ai;ent. WELCH & CO , SAN FRANCISCO ♦ ♦ ♦♦ ♦ h.r,, ,:■:, / M R. D WELCH & CO.. LIVERPOOL R. P. Rithet & Coy (LIMITED) Wholesale Merchant AGENTS FOR S Shippin.Li & InsuiaiK'o Agents WHARF STRFET, VICTORIA, R.C (.'»!. U (Fill) InsiililiUV ii.ntf-.iiiy Miinltnu- [Maiiitii Insttttiiin- Company IxtluiiH'i- iMtiititi) Imiiiuiin- Comf'atiy A'< ;. /Cmlatid iMaiiiu\ Iiisiitaiuf ( fiuf-tiny Thiinus .- .Uij.Mi {Mciniif) Insutancc Ci>. Stiiiils iMiniiit) luiiiiinut- Cmnpuuy Sun {Mtnuti} Imurantt' Company Siti (Maiim) Insnntutf C»nntitn\ SALMON CANNERY AGENCIES FRAbER RIVER Delta Cnnninf" C'unpiiny's MapU Li\tf Huuut l.aidLiw »'■- Company's Pominum liranJ \\'e!lini;ton I\iikin^ Company, IVtilini^ton liian i lluiioik I'aiknin Company's UianJ # NORTHERN AND SKEENA RIVER W iiHiniik l\iikni^ ('omf;iii_\ :. A'/rn^ liilit (-7//'/>.t Hiaiul Sl,i>\:la}J racking Ci'infaii). Ske,it,i Uivt>, \(ftHnc llrjiiti SA:.i- Inlet, ••lliaiium.l C" Hiaiul Caseuilf I'lUkint; Cn., .V.i.ii A'nn, CiiM.iifi HuinJ (luiiil PiiwiUr Cr., Ifijits: Ci./^iD.i H,n. nil ^l,I,les of Ciu..! P,i:,;l,i and jiuhoii /',.;,■,/,( maiint.htuicJ an, I k,ft on haiul Coliimhni J'luuniit; Mill Cmii/'diiv oi i:n,i,y/iy fanfic Coast .Viiiws/ii/i Co's lint o) Stcaimn Ihlwttii I'utoiia ami Sail /ijimsco Kiiiiiii llIM - "llll ii> Kiii;. Cdiiiiiti-. l-ol«,i Coinp.iiiy. C" or ( iuld Coil) K 11 J & t:RS "ions Stc.im^liip^ ,md •• l:.MrKI>s e ;i iiKnith. ■• A I'llAr.ASi'A," 1 SniinJ tnr tlic uir. c\^T\ Wt'W- 11. For tiirtlv.T lL;^.•llt>^, or In [). & CO.. LIVERPOOL y I Canadian Express Company Ociicinl jf oi \val•^crL^ anC» Custom Iboutic 3Bro[;ciij Kiiiiiiiim •'I"' ( i.il nil -.-.fi't:*'!'^ in chaise «iti .ill tlit- la- ciiiiiH r-tiiMi^, 'iii'l >tti St< aiii>iup LiiH's lu aii<) lioiii (Jiirhcc (in btiiiiiiiL'i ), Halifax liii vviiiten. and l.iverpoul, CiHinici^ with TtsponsiMt iKpiins Companits tor all puiiits in I'nited Siatt s. ( .'n or ( luiwanl inIUct> iliitts, ImU>. nou>. r.iiipon »t 1 vriy (ificripiion at low lati-s. I'ay irtonty l)y Telctirapli between all otHces of tht; >. ilivitlt mis, ami an\ otln r pap; r. Spcrial rales (t)r packages of Currency ipanv C<>IUct> liiitts, ImU>. nou>. cmpon!'. "livult mis, ami ...lii'r.iiii Keniiltann >. aii.| t'»r packaut-^ oi - llis. anuimoiitl (, " titiiii.t - m.'itJ ( " liranj — H'.iihl ^ ' iHul kef^t on h.tmi Manufd BY JOHN GILLIES & CO., Carleton Place. Ont. DISTILLERIES AND WAREHOUSEt Hlf-(AM VVALKEI-^ ^ SONS, Ltd., DISIILLfcRS OF Iniiit-i;:!! 1,',!-; aiiij CaiiatLimt Club Hraii^ WALKERVILLE, Ont. ■ ^ DISTILLERIES AND WAREHOUSES -( & SONS, Lid., DIST1LL(-RS OF ', H Hii'i CaiiadJaji uliib JdraiidK nl Wl'.iikiBH WALKERVILLE, Ont. ^:5 IT'I Clare Bros. & Co. PRESTON, Ont. Mnntifdctd" IS of COAL & WOOD Hot - f(\r - Furnaces. HOT WATER BOILERS, {Registers, l^anges, Stoves, &g. I- The FRESTON FURNACES ape ncknowleciKcri to be the Best Vtilue in the Mni'ket. The 'PLUTO- Bol'.ei' Is Very PoweptuI and Economical, and possesses Special Featupc^s. I- Wpite fop oup "Fupnaoe Book." which contains lull pap- ticulaps and inf'opniation that wHl Intepest you. JAMKS SrKWAR r & (:()., m ESTABLISHED - 1845. - H *<•<.• »♦* - *<■>• »-it t+^- »t* »•>/.• .** ■»** *+*• Manufactupeps of Ranges, ;f .<|>- ••<'f> ^^i* .■»!> »+*■ 'I*. .< + ». .-fi' .»*.* ■'^» .<|>. .■'|V. . -,; Hamilton, Goal & Wood Cooks, & Heaters. f29r 'tiffeipnt Sizes nnci Stifles.) Hot Wnlci* I''<"*'>J«<-*»-'>»» Hot A''* I'^ctiistcM's. American and Eng-lish Grates and Fire Places, Soil Pipe and Fitting's, Hollow-ware, &c. Ontario. )ROS.&(]0. ON, Ont. • ♦ • • & WOOD - Furnaces. ER BOILERS, nges, Stoves, &c. TON FURNACES !ciKcd to be the in the Market. '■ Bol'.er Is Very Economical, ami jeeip I Features. . our "Furnace contains full par- inl'orniation that erest you. j&j, ESTABLISHED ■^ - IS45. - & Heaters. i)d Stijles.j ;ct»istcM's. ► Ush Grates Dil Pipe and vare, &c. Ontario. < o m < UJ H c: O z a UJ Z o o JAMES MORRISON, 89 ro 97 Adcuide strut west. Toronto y/il It njtii-fttt'* I' tij l^iitjiiittrm' I'l'i ittltff.i't «( stitiiit lilltrf*' 111! I ss >iii./ inn \ »,,„„/.. I "r -»*■<'* ^ Steam a Pf^essure Gauge. Grease Cup ;s^4- Thom^som INCjiCaTOR I'iriM III ril\ iiosu I I I.I 1. 1; I III I III; SI I I )//;>« i/s. ■Ml/hi I'liil l.iiliiiiilliils. Hi;, LSI iiml nil ) njis. Sfntlll l*ri:ssnri ,1 ml lilriiiini t.tliiifit, i:....l,iii„„ i„„„i,,s. llt\,.i,„i„is „,i,i /.;,,/„,.,...// .;:... Illnufsns fiiii.rii siioiii i:,„,;„, i,„ii,„i„,. I: li II 1 1! lis- l;,,oll.l lli.liiil, liiihiiiUil'. ,111,1 ,1 i„ll lili, I, I III,:,!,, ri„„,l„ 1^- I iri,,,,,. .1/(»//-s l;,ii,r„ ll.illi ,111,1 Hiisiii. >.„i,,,h, „ii,l M.iMl, It,,,,,, I,,,,,.. Is,-,,,. I "IS. §:„sii, lt,;„l.;ls. l;,l,„l ,,„„l,i,i.,l \,,,ll, .>l„„,;r ,,„,/ l„„„l,. l:„ll,s. „,„l „ i„ll liiir „i i:„,ll„iniiu; Itiillis. M.I,/, ll.isi,,,. „„.l I'llisl SI III,' „i tiiilir t l„s,ls. ,t.' % ''<^\c 4!fO« IRON WOWg; ^^. em f? XlmItc^ IRON AND WOODEN SilufibuililerSt Engineers, Iron Founders, and Boiler Makers. i Victoria, - - - B.C. V ancouvei Fl\()("l£l",ni\("i eastward a fi'w hours rule on a swift steamer, tlic tdirist re.nlies liurranl Inlet, in tlic Stiaii (ilCicors^'ia, sn named l)y Vancinivir after Sii ilarry Dmrard ol the iiavw and the r 4,Sih) indes nt iron road, lie named the p!ai ( \,ni coiiver. and it ;,'rew, like a place in ' lairy stor\ . almost in a day. ami had some two thousand dwellers when (nert.aken hy disasti'r. On a day ni [unc, i.s"^o. the whoh' town east of the post ollice was wi|ied out of existence by tire. I he sudden and overwhelminf,' sweep of the llanies is thus sus^j^ested in tlie narrative of an I )'e-witness : " .\ man left his shop and ran to a hotel to warn his family to tiee. The\' ^raspid some clothing and lied to the outskirts; the man hastened liaf^k to his shop — j;(Mie onlv se\'eii minutes -lound the llames h(d\im; its root — ^.'rasped the hankdionk hom his tiesk, pushed-to the door of his safe, and i ImkiUL; with smoke and cinders, ran lor his life. llotel. shop, sidewalks, trees, weic a smokiii,u, smoiilderiiii,' mass in .a fraction of an hour!" At the date of the writer's visit in .\ii,t,Mist, iSSS, no stran<,fer could re.ili/e that the town was Mtterh luinied down two years before, so completel\ had the energy of the people hidden under new structures all signs of the devastation wrought by the \ut\ \ancouver seemed to have sprung into life like I'allas .\thene in the myth, full-armed, " while a mighty commotion (Jii sea and land announced the i>\-ent to the world." Or like the fabled iiewdtorn llernus. rising from his cradle to steal the cattle ot .\pollo, and coming into the world in the iiHjrniug. he is fnuiid in the afternoon playing a lose song on the Ivre, which he had invented by placing strinj^s across the shell of a tortoise. 'i'here ate tlio indept iideiit. ; Its site whicdi, with ai the r<' built li wharves. ( »ii and handsonu gr.inite bloi ks ottices and dv indicate ih.it i there IS iin ro( is men. I f t duties know, ; wants also me Ship bi sto( ks then l: receives addec line. whi( h in; of the Sound, streets are- bri tilings we mil miles ot street the city gives annum. couvei >uiisl re,nlu;s ti I Sii I lurry tins inl( 1 lli;it liUi iiiincd til ic p!,u ( \', Hi- ll. i(! SDIIIC iwo s \vi|i((l out (if hiis siii;^L'sted hoti'l to warn irts ; the man kniL: its loot — rliokinf; with H' a sniokmu, calixf that tlu; (•nfrt,'\- ol t l;c lit liy the lire, til. fiili-arined, 10 world." Or of Apollo, anil ii},'- a lo\e son^ I of a tortoise. 'i'lierc aie tliose anion;,' her riv.ds wlio will insisl thai this last ronipaiison best suits the indcptiideiit, a>4;,'ressi\(' spiiit ot this marvellous town, lis --ite is an .idimriihle one niount.ims i'\ iiyuheie, a glorious liai Imi in Iroiit, which, with .iiiolher arm of the sea. .ilniost eiieiirles tli( citx. Walking,' westwaul Ironi tlie reliiiilt town, one i nines to li|i;lier ^.jroiiiid o\ ci lookinj,' the railway lermimis and wharvfs. ( )ii this is Imilt the stately N'.iikoiin ii I lotel, m Iroiit ol wliirii runs a lnoad and handsome lioiile\ard lined with villas worthy iu ^'laie .in old-woild i iiy. l!el(jw arc ;,'r.inite hloi ks costing' S'>ei.ooo and SSo.ono ; hrick shops ot four stories, stone ,iiid Irame oltices and dw'ellinf,'s. The whole town, in l.ict, is oil a seale ,iik1 ol .1 ( liai.u ter to inilie.ite tli.it no jioor folks ran live there ; no ■>liimkiii^^, slinking; ]>aupers an: wanted : there is no room tor the (■ommercialU' maimed or li.ilt 01 Mind. What Naiieouvei wants is men. If they .ire the sort of men Sir William Jones tieserihed : " Men who their duties know, ,ind knowinj,', dare m.aiiitam," well ,uul ,L;ood, Imt let it be remeiiiliere ' V?^ CHOICE ASSORTMENT OF IMPORTED GOODS fK\JHhX'S> KEPT ON HAND 106 KING STREET WEST Toronto. THE •■=|« 5? ;tcr WEST oionto. PATENT h .Ji^fj-; 4t • Oscillating' Twin Engine Steam Feed f'^v) « o Send Fop Illustrated :::: Catalogues The William Hamilton Tg Co. Ltd. MANUFACTUF?ERS OF THE : MOST : IMPROVED ^aw Mill MachinBi'ij PETERBOROUGH, Ont. Hamilton WHI;N a travulltr reaclii s the C:ity (if Hamilton— .m.i a •. 'at many tra\tll(.is ilo, for it stands at the western end ol" Lake Ontario, on tlie hi^rhwav of Ainrricaii travel between the liasiern States and Cliicago -.■in the drand Tnink Kailwax' and its ronnectinns— he is impressed, if he be an observant man. with the beauty of its site, tht solidit> of its apjicarance. and the sterling character ot its in- habitants. The tir^t settlers of the Township of I.arton and the site of the future llaniilton were the I'liited l-'inpire Loyalists, who came to western ("an.ida alter the American Kevohilionary War. A Can.idian could hardly wis!) a better ancestry liian thev. It was about i^u that niiiidas street was cut thro..i;h the forest from Toronto to llaniilton, ai.d we are told that the Hrst store was opened in IM2. abMUl two miles from the centre of the present thrivini,' Citv of 3.).ooo people. It seems very odd. at tliisdav, to read that one Samuel Wrmhton. who owned the tann which wa> travers.tl by the road h.mi .\ncaster to Nia-,'ara. laid out a villai,'e in t'.. year of grace 1M7. and soKl a few lots at an upset price of S13 for a (pi.irter .icre : while if anyone wanted a .i^ood corner lot for business purjioses he had to pay. and did pay. the thrifty Samuel ^'25 curres'c^;, cjr one hundred dollars. In those days the journey to Montreal anti return consumed from f,>ur to six weeks. Wheat was half-a-doUar per bushel, which was paid tht lirm-r nio;.tl\ in 1,'oods. There .v'eie storehouses for .strain <.ii r.urlint,aon I'.eacli. .m.i wheat wi 7. and one wanted a thiitt\' Samuel 111 r.iur to six ii;-tK in L^oods. as ihipped to lid eoiiimeicial med the (iore lis disliu I was s the ( aiiada Hilton was laid at which date iipied a space ■iidin.L,f at right — •■ Kiiif; street in later years ;e was tlu' sm- pioneer. llie Ise to ilo, Joi k, ere sleepiiif,'," had hardh in en written at that day. lint in .my case it would iiave heen disre;,'ardeii. Iliiw to -et rid o! these iinibrafreous limdrantes to cultivation was the i)ioliliiii ior the husiiaiidman. Tlie completion of the I !urlinL;toii r>a\ t'aiial in 1^24. ^ivin<< access to Lake OntaiiM. marked an era in the history of the placi . l'.\- i,S3S tin p.ppulatidn had douliled, in l^4S it had r.^n.. residents, and in 1^3,1. win 11 tin' amount ol lli< towns assessment was 'j'i.},y}. there were lo.J4^ ]>eople within its lioinids. The lollowinu list, taken from Smiths Cuiuufiiiii (],\-,ill,ii\ ol the ■■ . Njiorts throui,di the I )esjardins (anal near Hamilton, for the year 1^43, has a lUivor ot " oh! times " ankey liiscUlt Pork I'otash I '.utter »)j.i ^ :; liarn is I. lot 93 " 113 •• 1 20 •' ij5 firkins (iiass seeil Oatmeal Lard rotatf)es I'reestone Slaves o barrels f 2 VI bushels 7S3 tons 2 V"^'-'"^') pieces ^b■anwhil.•. the fireat Western Kailw.iy had been chartered. .\ dozen or more years went In and surve\s were completed from NiaL;aia. riit llainilton. to the Detroit River, with a branch to the River St. (dan. (ialt. Londo rapidU a- Hamilton." Raiiwav communication gave a j^real impulse to tin town, already known, alonj^ with Oakvillc. \Vellinj,'ton Scjuare. Dnndas aiul llrantford, as centres of j^raiii export. Il became, besules a wool market, a wholesale depot for the s.ile of men handise. and am ms,' its importini? merchants were the linns of Is.i.ic liuchanan.V Co.. Richard n .V Co., Kerr \- lirowii. the Walkers. McL.irens. McCnverins, M, Inneses. Turners. i-.ers. whose customers were scattered from Lakes Ontario and luie to Detnul I'iiver and the (ieorgian I>ay. Manufactures began to asMinu; tlu importance' that now constitute Hamilton tiie I'.irmingliam of Cinid.i. with some ot the attributes of # .A^' .v->°- ^^' HEIItE BOILCK. GEORGE BRUSH Manufacturer of Ch»ueM6E STONE BHEAKE8. STEAM ENGr:ES, STEAM BOILERS, MILL & MINING MACHINERY. SPECIALTIES 1^ BLAKE "CHALLENGE" STONE BHEAKEK. "HEINE" SAFETY BOILEKS. HYDRAULIC SAFETY ELEVATOHS. HAND AND POWER HOISTS. MDoness Ecll^iC FOLUTCiry, '^ to 34 King S*.. MONTREAh. WANT \0[]H TRALjH. WONT bH( . OK Hl'Y IT. ^i HSTABListiinj MIKXICLW III. Q-watkin & Son PRESUME THAT YOLF APE A PPINTEP. AND POSSIBLY PEQUIRE POINT SYSTEM U, H.ly ^ijl )»,lx *+* *♦* *+* *^ J* '» tx **X *t^ %♦/ <.♦> »■♦/ » t^ )t.tjf X^>- *** >^ Type! «• ■'I* *+« •■'^.« ,»^» X|« •'»« >.>• 'a' •♦' »»» »»• '4' »4« »4» »|» *+* •■'<<' >; AND. MAY BH, MACHINHRV AND GENERAL PRINTINr, MATERIA!.. 11 so. vrite us for Prices. The Ontario Printer's Emporium/"' Moroni 0. f BREAKER. BOILERS, ERV. BHLAKEH. 'S. t.. MONTREAL. i OP HI'V n. Son »«»• »♦* »t.e xt,- »t, )! 3e » X4» <^« x^* y^* »^|t ■J5 \TRKIAl.. 67 Bay St., KJRONK ). DRUMMOND. McCALL & CO., Iron. Steel apd Metal Merchants. MONTREAb. CAN. The Caiiad.i Imn Furnace Cm. I.tJ., Mdiitieal Car VNIieel Cn.. TIk- i)iLmin!(iikl-.\k-Call Pipe hoiinJi\- Co. Ltd. LAWSON & WILSON, Blank Hi m iK \\\ iKK A Spij:i.\ltv. Telephone 2406. m Book-Binders, Manutacturin^ Stationers, Envelope Manufacturers, Paper Rulers. 44 & 46 honobard Street. TORONTO, Ollt. Dominion Paper Co., M.ANriAcni K|;ks up riKST-i:LASS Fine News, Book, Printing, Blank Wall Hanging, Tints, Colors, Bleached xVIanilla, Unblcacht'd Manilla, .-sffjIW^ White Manilla, '^P^ Leather Colored ^Manilla, Impression Manilla. Special Sizes and \\eii;lits Made to Order. Mill> s at Kin-Sfv Falls, P.Q. Offico, i.... Grey Nun St.. Montrhal. UJ 3 c ui :^ O O cr cc UJ I w z < CO en I o z cr UJ t- < UJ CO UJ o u. u. O Q < UJ I Brown Brothers, Stationers, Bookbinders, ESTABLISHED 1856. Manufacturers of ACCOUNT BOOKS, Fancy - Leather - Goods. - Elc. Publishers of the CANADIAN DIARIES, 64-68 King St. East, - Toronto. ♦ ♦ Our Specialties are: ♦ ♦ ' Lapg-e Stock kept Account Books '" °" '""^ '^'^ ^''^'^'"' Patterns made order. to Stationery & Complete Stock of Mer- m cantile, - General. - and !|! Fancy Stationery. Novel- ■^ ties and Oflice Supplies. Leather Goods & Purses, - Wallets, 111 Portfolios, Letter and Card Cases, Music l^' Rolls, Etc. - - - Bookbinding .C' In every style of the Art. Unsurpassed for Style, w Durability and Moder- jy ate Charges. - - - BINDEKS' and PRINTERS' SUPFLIES, - - - every requisite. - - - OFFICE and POCKET DIARIES, One hundred and sixty varieties. • - Ue iihii to lull) thr MOST ((t.M I' LI'/l'i: sT.iTio.\i:ity iiiH si: hi tin- ik>mi.\iu.\\ Xeir, Fi't'sh. Sahahlf iUnals at dasc I'rhrs. AGENTS FOR Wirt Fountain Pens, Edison Mimeograph. Arnold's Celebrated Inks. Spencerian Pens. Graphite Co.'s Pencils, &c. T JoLir ( ) In it^ It 1- 1*1 Subsci>i| $2.d Mu ;f6ou R. W ERS, rs. lOOKS, Goods. - Etc. f the lARIES, , - Toronto. 5 are: ♦ ♦ ?e Stock kept land or Special erns made to order. Stock of Mer- General. - and itionery. Novel- Oflice Supplies. es, - Wallets, olios, Letter and Cases, Music , Etc. - - - style of the Art. issed for Style, ty and Moder- pgres. - - - ?S' SUPFLIES, te. - - - DIARIES, One varieties. ST (oMi'Li/n: the IHt.MI\Ht\, >it ( losi- J'rir^s. n Mimeograph. i. Spencerian Pencils, &c. riic Insurance and Finance Chronicle. Recognized as tlie LuaJin^ Insurance Journal of Canada. i I'M) It i^ tlk' FiicnJ III Ia'^m im;ih "^ lii-iiraiK\' of all kinds, and /re tlk' Hikiiu- III' Shain^. o - < - < IT IS ALWAYS r\ll'.\KTIAI.. LXDHI'HXDHM. KHI.IABI.H 111 its FiNwciM. l)i:iv\iM\U:\T ^^^ PuMk-ati. Ml f Jffia'. Mniitr^.a!, It IS PiMCTicAi. \ rnokoK.ii. ^F - ,7^4 Nmiiv Damo Stiv^'i. Subsci'iption, ^0°;^ vea... R. WILSON SMITH, Publisher. Municipal Debentures, ^ Government Bonds, .'tiK, Investment Securities, Jfiouoht anb Sol^. ® (*) ® (*) Socuritios suitaMo U'V Trust Estates, and Dcpnsit wiih tlio Canadian GM\crnnk'nt l\\- Insurance Coinpanios, a >i\\ialty. ------__ R. WILSON SMITH, 17^4 N^-nv Dam. St.. MONTREAL. Li- lJi;BI;Nri Kiis and nilicr iic-^ii'ablt' Stvuritit'^ piiicli,ix\i. , -r ' M; iiu.lifstcr liLsiclt \\\ iSfiT it ll.ld mole tli.in iiihaliitants. and bade fair as a malt 111 tladf t(i (lutstlip 11' (ililci ii\al t.)i tV luilus tn tl ic Cl'^l. 1' lundriL'h. taiiiuTies, luills, lircwcrics. j^lass works and m.it liiuf shops, (listril>uti'd tlicir wares to all parts of OiUario, am 1 the (.iiriic\s, Stewarts. Moores, ( larrctts. ( c>i>i>s W in/cis, were wi- nanus till iiu iiuttecl in tile western peninsula and hevom 1. .\j;ain. alter thr adoption ol the Natioiiii aniilton seeinen 1 to take a tresli spirt in the race wi th other cities for inaniitac- ■iiiiireinacv. I'.stalilishinen ts f. roods wt re added to her indnstries, and sewin )r inakini; cotton labrn hosier\- liats. cordage acliine factories, clo ihiiu hoiii' ,tove foundries, tobacco factories, mac hiiK ^hops ;i!k1 mami in sireat xant tv laid their foundations or extended liieir \nm ler^ factories of hardwari; a liber. il scale. .\dmiiable is the site of Hamilton for a citv, aiu d it <'aiinot be said that it ha- not been taken street^ ad'. il .intaL'c o f. Blocks of building's of lit,dit j;rey hi ^to lie line the btisiiK wnile \1 la residences e mbowered m trees upon the mountain slope .assist to make the visitor suj^p that he is in some city .f tlu Old Connt.A-. The more lecent niiblu- buildir. ire of an archilec tiir.il ■.t\le that cl lallelli/e admir.ation, ami ol the modern coiniii iliMil Societv. The rep the slirewi uislnu' Willi not n.oic (Mill \a( htii opportimit\ Il loi iiu iujoiatiii able nun, the; nioits am 1 cu jaded busiiK 57 >a(le fair as a L's, t.imi>'rii's, ;() all parl^ "i re wi'll '■■':i)\Vll the Nalional i tor m.imit.ic- lats. fordat^c, )ru's, fu )thnu )f ha 111 wan: 1 siak hal it lia-- not iiodtTii commfrcia 1 stiiK tini's. the lunliliii^'s ,1 tlir C.ma ia I.ilr, the llainihnn I'mvi lU'iit Sdi u'tv. t In. iiank ■>! I laiiuU.a,. and (.Hum l-ank-^, arc imt ott.-n Miipasscd. The repute of liainiltotrs inannfac I uirrs, ;ui rihaiit'-. bankers, shippiis, as anu lUi. the sl\re\vdesl and most enl( ipMsii thr 1 )(Pininiiin. is well earni I Iroadviewed and inslnii'', \\ P not u.oif ea uh a pi I iria( ii\ till I niaiks ihiin as largely ,1 '.he Sioieh, Sci.tlish. they are iiH'st at their work lh;in eiithnsiastic at their play. With a lovely hay lor \ a chtiii': anil row in with adinira j.lc roads and avenues for drivmi;. they have ample i|)portiinit\ loi the oiitinL's that hard worUed husiiiess men need. .\nd with that taste , ij,'oiatini4 sport wlmh is an a ttiilmte of the Briton nortli or south- like rea- men, thev it allei t to di--pise slH h itereative out door ^^ames as .^oll howli- Its and nitUn-. la.n^^ Mia\ they eoiitimu ' le\olees to siuh i h lel.ixation, lor to tin' u the business jaded business iii.m. >lope assist to u' more u'cent in, ami ol the Swi'i't ii'i'ii'.'i (i.m li.niiil, uli.il ili'lli fii'-iii pnl hi.kkU .iiiil ■lull Mii-i.iiu linK. Km^m.ui Ici '.^niii aiiil I Miiil.irtlcss ,li-sp;iir MATE A.\ I) ^311 ^ET EE MADE TAI^JDDE'TEE, HAflD BROS. hIEAU oFFK F !U0 CuHUt VANCiUlJVEl tmmtnm: ? t: 'ii IRcal Estate Bvohcvs anb Jfinancial Htjcnts « ■II MAKb. Ni) MISTAKE BUT GC) TC-i ^^ uill , C(>ll,si> \vhi,.l 4 a^n ill an b V) In' k' LL'llt. past 1 invest snit 11 MtAlJ OF FILE: 'UO CUh'UuVA SI KEF 1, VANCOUVER, B.C. r-jRANCHES; j^. ! I'Hi.i itiM ■ .ifiii-it, \/flui;aii\'fir, *r- linluriihla ^■IrM,Ht, Nh-u Wh i:i !'^r, H,C. Kufilaii'i, ttmmm ■I ■ ^ k .''.Viri 'T 1(,(^ Wl ■mmmn* Mmm r, :» k- U \mm I* a ■ a ■ ,VJ/).'K0^,^.O MAKt NO MISlAKt BUT GO TC) 5 anb .-. T III: ivnplc' 111 Oniari.i aiul ijwWx li.ivc Iwii vcrv •^Icw ill disLiiVLTiii- th.it Hiiiisii Cdluinhi.i is iliL' IvNt lick! I(ii- iiufstiik'nls in Canada. Tiiis wc' assert t(i Iv a lact. Caivlul invt'stii;ati(>n uill csiabiisl, ii, niiih. v\V haw piopoitv l,,r sale in all parts .,| tliis l^nivincV, OMisistini; ni tannin,^ lands at prices ran.^n.i; Imm si^ t., skk. per acre, much (,|' which can be piirch.ised un easy terms by /',.//./ //:/,■ settlers. Also Tuwn l.uts in any part n| ihe Cilv mI \ancnuver at m.irket price^. V\'e ijuaraiitee to sell pn^pertv by lettei at the same price as tli(.ii-h \nu were .m the s^nmnd. We can invest muiiey on h'rst m.irti;aj^es at rates raniiiiii; from ; t.i lo per cent, per annum. Ilavini; been established in the real est.Ue business in British Columbi.i Icr the past nine years, we claim U< have a commercial le.ord which will be.n- the closest iiivestiiiation, and this we invite you to do before entrustin- your nionev to us. It will pay you to look up investments in British Columbia, and also to con suit us at the same time. \i- IV w- w ^^ m m '^ ^ m ^ \t 4i; Kise and iro.uress of the P El.sr \\ 1 1 1 l\ I . wr li.ui tdiiili'il liinll'. U|inn the policy nf proti i limi lo limine iii.lu^iiuh aiii'i'li'l III i^;> \'\ Cm. nil. .^^ tins ^tt'p. .iml tlii' i in iiiiiht.iiiccs uliicli k'li lip tti It. .lie iiiaitris of ki cii .iiul In .iiitiit (■..iiiiovfrsy, and ;is the vci\ tlidiniif^l' cIliii^;! ulm li it iinplnil li:i^ li.nl .in niinii>l;ikc.ililr rjlci i upon tin ( oinli tloll III IJir iilllltl\. It l-~ plopi I lo t.lkr a hi 111 ^-111 \( y ot tile HKPllinl piiv lolls lo 1S7.S, and toti.Kf till' oiif^in ol tin N.itioii.il I'lilicy. csptc i.ilK w illi irt,'ai il to iita ii'.il.iri ni i:S. I'oiMUni' tiini IpiIom- ihr ilati- !ntnlion( (1 in llic l.isi p,ii,i._;i .ipli, c Mniin( n iil .iinI indiistiial (Icpns^ion Ii.k! lAistcd in f.iii.i'l.i as \\(ll as in oiln i ioiiiiIihn. Ilifyais '"^7 i- '"^74 '"' ' i"^;! liail In rn loi ( 'an.iili.iiis \fai s ol \ ii s In i iinpo.lslioin al'lo.nl. .sin! ol \riy I oiisiiicrably iiicrijasid t\poi i as will. Tlif af;}4ii)^alr ol oni iinpou and txpoil tiadt.' had f,'onL' lip from i.p"^ inillionr> oT dollars in 1^70 to an ascranc o| ju millions m uaili of the tlircc vf.us. i'^7^f.v l-m t'l'' incuasc was j^'icili: in tlusc \iais on tin side of imports m tin- prop-irtion o| ilnris per iciit. to loiiitccn. Tlicif was mm h ai tivity in lnisincss of all kinds : ti.iilc was ovfrdone, iii f.u t. ,md the im \ ilahic icai tioii ft)llowrd, Willi dis.istioiis Limst-iiiu-nics to many lirmsand to in. my i iitii pnsus. What made malttTS worse for ('.inadi.m in.iimtactmiis .it tli.it [iciiod w. is that under our then inoder.ite Ciistonis tariltdf 13 to 17^ per (ent. on imports, Cnited Sl.ites and otlur maniifai Hirers were making "a slaiit,'hler>,'roimd ' ol (".inada hy senilm« over to lis tlic surplus prodiu ts of their factories at lower prucs than they charged at home. Cottons, hardware, hoots .iiid shoes, and a fjreat v.iiuiyof other mantifartmes came in across the horder or from sea at priees which, e\en when the duty was paid, were low enoiit,di to gliil "r limited market and emh.irrass the Caiiadi.in producer. This state of things, while iw. plying .1 certain .nhantage to the consumer 111 the shape of low price.s as tlie I'Vee Traders contemled and still contend- was ot serious dis.idvantage to Can.idian factories. The proprietors of these saiil, in reply, suhstanlially this : " What you cad free trade is not, in our circumstances, free trade at all. We are •• handicapped in the race by a low tariff on Anuric ;in goods coming into this country '• to compete with ours: while if we attempt to return the comiiliment hy sending our •■ products to the I'nited States, we are met at the line 43^' hy a tariff (l.)iihle the " average of ours, which effectually shuts us out. dive us .1 chance to e.\ist. through •' reciprocity o " against such " ering .Xnn rit Trad.' If dollars in valm and '77. Im|; ^i.i ph III 1 he S iMstiiig ill hiis Hon. Sii |olit •• That " heen ,id\ isi I " tariff, which " gracious Spc " to tin; Strugs " the coiinlry.' And at 1 niiide in lavor mill jiolicy of 'I'oronto early \ iew of the no of the interest of Canadian 11 " 1'Jkso " pel cent, is " increase the " the I io\ern '■ readjustmen Tin; (ic and Sir K'ichi 5'J ress ( )f the National P^ oiicy iMli Id llDllll' III iinistaiices ,', aiul as the Mil till I iiihIi- lulis III I>i7>*, ii.iii'.il.irliiii'S. iiinii I i.il ami s. 'I'lif M ais I alilnail. .!iii! I I .ilul t xpiill I J niilliiHis in ' yi'iiis (111 tlu' ir was niiicli alilc icac tiiiii scs. 1 111(1 was thai I'liiUd Slali.'s a liy seniiiiif^ (. y cliatgcd at luaniifactiiiL's utv was panl, ii'lucer. This shape of Inw satlvantai^e to lis : all. \Vc are ) ihis cuiinlry y SL'tidint; our n (loulilr the exist. thi(iii},'h " tccipiocity ,'iiods on our shores, we lia\e no prospei t ot sikcdss." Tiadi' laii(,'iiished. {)iii exports had derljned lioiii an a\i i.if^'e of S7 niillions ot dollars in value in iNyj. '7; and ';\\. to 7S nullioiis averaj,'e in earh nl the \cars i>>7S. 7'' and '77. Iinpoils dei iiMsed in those years from 1 _'i milh nis to n 1 j inilhoiis. A para ^raph III the Speei h lioiii the Tlilone .it the sessinii of 1^7(1, deploliii the sta^liallull eMstiii},' ill Inisiness. At tills time, a iniitMiii w.is iii.eie in r.iiliameiit |i\ the late Ki^ht llnll. Sll |olin Maidnli.ild, 111 the li i| li lU I II i; leims: •• ■i'h.it this lloiis(.' re;;rets that his ICxeelleni s' I he (kimiihh (ieiier.il has not " lieeii adxised to recommend to I'ailianient a iiieasme tm the reail|iistiiieiit ot the " taritl. which would not only aid to alleviate the slauiiatuin ol hiisiiiess deplured 111 the " i,'ra( ions Speech from tiie Tlirone, hut ,ilso afford tittm^; i lu i>uiaf,'eiiieiit and pn itection •• to the stru},'^liiii,' manulactiiri s and industries, as well as tiie agricultural piodiicts ot " the country." And at the ( )ntariii Mamilactiirers' ( 'oii\ eiition ol ( )rtoliei , 1S7 7. a declaration was made in favor uf '• A Natmiial I'ulicN of protection to home pioihn tion .is the perma- niiit policy of the Dominion." The Doimiiiun Hoard of Tr.ide. ton, which assembled in 'Idroiito earl\ 111 the follnwiiiK year, a^^reed imammousK upon a rcsohiliou which, in \ iew of tlu: non-political character of the body, is sit,Miilii ant (^compromise tlioiii,di it was) of the interest f^eiierally felt at that time in the iinfnrtunate position of many branches of Canadian manufacture. Thus: " Rksoiaich — Tliat while in the estimation ol this I'mard the pri'seiit tariff of 17^ " per cent, is fair and reasonable, yet in the event ot its In iiii; found necessary to " increase the duties for rexcmie purposes, that this I Joard would respecthillv reipiest •'the (io\enimeiil to cnnsider the industrial de\ t;lo|)iiieiit ot the comitrv in any " re-adjustment of the tarilf." Tlu,' (iovermneiit of the day, of whicii Hon. Alexander Mackenzie was Premier, and Sir K'ichard ('artwri;.;lit, binance Minister, turned deaf ears to tlii' jilea of thi' 53 ^a xl iJ 5i :c(^nii3 NOTARIES PUBLIC Victoria, B.C. *»; xT* *T^ »+. i I t •. CITY PROPERTY and FARM LANDS on Vancouver Island and Mainland for sale. •V* •',*• *V« •?• 'T^ w ".V %V •> It- MONEY LOANED on ap- proved security at current rates of interest. Conveyancing of all kinds cor- rectly done. 'i >• ->- — -«■ ».u We also carry or? a General CormnQission Business apd solicit correspor?der:)ce Wc have some very hue Farming Lands near Vietor and also Fraser River Delta Lands suitable for Settlers, whi we can ot^er at good figures. A^^ Af ^^aZ .statQ ^^^nts if >i "A >< "]" *V "V *!' ^I* *t" 't* *•' '?' '{'-'•I"!- *i'-t* *•' ^t*^^t^t*- *t- ■'t* ■'|» ■< + » .< + » 'i» .«*« y|> .<;» ..,.. *^« V^V ;,^» x^t y^* ;*|i ^l'* ;,|>, ,Jr. yj L- *.t> ,+ » W W IC B.C. ■•■■' •*■ »** »tt .y t*^ »*«x+*- »V- »V * :v; 'A* »j« >;* ,^* .*;* ,|», yj, y]» ® ® Ve also carry 9 a jeneral ConorDission business apd olicit Drresporpdepce ing Lands near Victoria, litahlc for Settlers, which ® «» ^i4 Western Assurance Co., Toronto. Car.ada. Phenix Insurance Company. Brooklyn. N. Y. Undvnuriting and Agency Associaiion. Ltd.. London. Em). Fireman's Fund Insuiance Company of San Fianci^co. C-il. life The Mutual Life Insurance Company of New Yoih ASSETS. • - SI50.000.000 Banhcvs The Banh of British North America Garesche. Green & Co. IRcfcvcnccs Roderick Fin lay son. Escp LATE OF THt HUDSON BAY CO VICTORIA. BC Andiciv Keating. Esq , Capitalist, Torquay, England. W. H. Oliver, Esq., Capitalist. San Francisco. Cal. ->- ••■<- -■f T-, 4 t^ " "T* ^T" *!*■' ^t*' ***' ***■■ **'•' ***■' © -A* ' + *■ *** *^** *i*^ *4.* ^.f*- tj^* •■'A* t^^^*** ^vested for "on-res,,,^^^^^,,,^,^. ^ o „__ o y — L^ < r c" Cm J ^ 1— '~' Cm ^ -T z r' *» o o - ^ o ' > -i I t" ^ o h- ' r- 1 ■r. -- y oa § (- z -■' «o o ^ CO z z u. ,' -: — «> ^ a. ^ ~ H 5 2 d ? i Z <; £ S ""^ O c _ i r. 3: O z ^ i UJ - t— ^ 6 LlJ i ? o ~ , 2 ± ; ro '^ o Ai "= -p. z z < UJ O Z c — i e Z 2 i _2 'D 5 Q. ~. 3- «j ^ 7 Z z ^ > — ^ < o z < UJ -I o < Victoria Rice Mills. STORE STREET. ■ - VICTORIA, B.C. MiI'L.e:rs of CHINA AND JAPAN KR E. RICE MEAL, Rice ploar, Chit F^ice, Etc. VICTORIA ROLL ER FLO UR MILL, Delta Brand Family Flour, Superfine Flour, Bran & Shorts. Nos. ()4 & 66 STORE STREET. ■< ♦ ♦ ♦ VICTORIA, B. C. ♦ ♦ ♦ ► ILLS. \ 1.^ E. 5, Etc. MILL, K^rts. REET. * * » NEW BRUNSWICK FOUNDRY ST. JOHN, IM. B. Established 1828. J. HARRIS & Co RAILWAY CAR WORKS, (Paradise Row.) ■<■<■<♦♦♦►►»• RAILWAY GARS OF ALL DP'^CRIPTIONS. CHILLED CAR WHEELS. n STEEL TIRE CAR WHEELS. Cap, Machine, Mill, Ship, and all kinds of Castings. STEAM ENGINES, MILL AND OTHER MACHINERY. Portland Rolling Mills, ( Strait Shone. ) NAIL PLATE, IRON AND STEEL. Street and Mine Rails. Ships* Iron Knees. Hammered Car Axles. Snafting and Shapes. luamifactur.is of Cainula for relief. Not so Sir j .Ini Macloiiald. thm leader of ihe Opposltioi), who took up the ery of •• 1 'i otec t i. ,il (.> \alue I lid list ries. ' And so well did he and his heiiteiiaiits make ii-.e of ii tin oii-ln ait the ouiitis . that at the ilcition oi iSjS his part\ was replacrrtiiiiity. so alter the' tarilf a.s to proleet tlu; hoiiiL' inaniifaeturer. i'liat they did so is niaiter of record. In the debate upon tlie taiitf diiriii},' the session of h'ehruary- March, |Sy,s, Mr. Cartwrif^ht haviiif; nu)\ed that the Speaker leave tlu; chaii. Sir |()hn A. Macdoiiald moveii in amendment i March, is;^,) a resolution that is nccv historic: " That the Speaker do not now leave the cli.iir, hut th.it this House is of the •• opinion th.it the welfare oi Cauad.i r(.|iiires the addpiion of ,i National I'ohc)-. which •• hy , I judicious readjustment oi the t.iritl. will heiietit and foster the ,i';iicuh ura!. ilie •• iiiinin-. the manuf.icturin^' and other interests of tlu' 1 )oiiiiiiioii : that such ,i policy ••will ritaiii in Canada thous.-inds of eiir fellow coiiiitr\ men now obliged to (;\|i,itn,ite •• tiieuiselves in search o! the employment denied them at lioinc; will restore prosperity to ••our strui^-liuf^ mdusti.es, now so sadl\- depiessed : will prevent C.iii.id.i lioiii jiciiii^' " m.ide a sacrifice iii.iiket : will encourage and dcNclop ,111 active inter provincial li.i.le, ••and nio\iiii;ias it om^lil to doi in the .hie. uoii ol a reciproc!t\' of t. iritis with our •' neit,diliors, so I ■• piociire loi this I he opi)C temhel , iSyS, '^;i- ol the new ( lovei was chosen h'lna " Tilley TariftV ' cirt.iin .articles a jiy succ(c(iiiiL; l'"i .\s was to of mone\ wiiil i well, .iiid under _ Can.id.i as a 111 piodiic'.ion h,is I hold stroke, in si notwithstanding; tactiiriiiL; 1 enties lieen maikecl. ,aii ami other maniif; f'.i :iclcf (il tlu' iiid Ml well ■ iltilidu (il It'i sl.iniliiiL; till' liiiinc iSyS, Mr. .Maiik)nal(I AC IS o( the ilic\', wliirli iliiiia!. [he ii-li a pcilicy 1 <>\i)atnati' ii)s|uiil\ to liniil liiMii^r Rial liailc. Is Willi iJiir •' ncit,'li|i()is. so far as lii.' varicl iiili ir-,ts of Canada ina\ .Ii'inaiul, will i^icatl\ tend to •• piociirc loi this i-(iiiiitr\ . cs ciitnall) . a ici ipioc it\- ot trade." I'lu' oppDilunity (ainc, and the l.ilicial I'.iity, dcfualfd at tiic polls in Scp- tiniliii, 1S7S. f^avc up llic rcitis ot [lowcr to ilii' ( 'oiiscrvati vcs. Ainon;; tlic first cares ol the ni!w ( io\crnaiint w 1-. a revision of the 1 iistoins duties. Sir Leonard 'I'lliey, who was chosen fin, nice Minister of Sir John Maidoiiald's new adininistiation, framed tlie " Tiiley raiifi," which laisecl tile 17'. per cent. diit'Cs as a rule to 20, and |Hit duties on certain arlirles as liij.;h asjsand V' P''' '' n''< some iead]iistiiieiits haviiiL; been made liy siiccce(liiiL,' l'"iiiai)ce Ministers. As was to Ik; expected, t'lK' result was a (,Meat imi)ulse to in.iniifactiires. .Millions of money wi iii into inacliinevy and l)iiildinf,'s for factories. Manv of these have done well, .111(1 under ludicious m,inaL;enient, their products have earned aliroad the f.aiiu: of Canad.i ;is a maiiui,icluriii,i,' country. In .itliei dinttions, noiahh m cottons, over- ])lodiic',ion h,is taken place with iililoi I iiiiate results. The •■ N.itioii.il I'oiics " w.is .1 hold stroke, in soiiu iesp.(ts a iiei ess.ii y one. .ind it ha-, many enthusiastic ditenders, notwithst.andinu that it t.ixes co.il ,ind l.rea.Uiulls. It- elli t t in huildinj,' up m.inu tacturin- . entres such .is Montre.il, ( 01 nw ;ill, I 'etei horo, 'roroiito, I laniiltoii, ( i.dt, h.is lieeii inaiked. and the liiipi ovemeiit of (jiii te\tili'-> ,ind \ .nioiis kinds of metal, wood, aii. Cambridge Sausage, Ham, Chicken and Tongue Sausage, Melton Mowbray Pork Pies, Cooked Pigs' Feet, Oxford Brawn and Bologna Sausage. T A T^ T^ Choice kettle rendered in pails from three to M^J^I\^U fifty pounds. Finest Canadian Chedder Cheese at prices according to make. JAS.L GRANT & CO., JI^QERSOLL. Ollt. VI ILL A, B.C. Spars. Lumber, Etc. PPLY OF Notice. THE CANADIAN OFFICE School Furniture Co. Ltd. Manulacturers of RoT*>i< Orrcc Ocsit Nc 51 BANK, OFFICE, SCHOOL, CHURCH, LODGE and OPERA FURNITURE. PRESTON, Ontario. Send tor Cataloj^ue and Price Lists. The "Pcrffct Automat c School Oesm Opera Chair No 32 Pulpit Suit No 5 L Co. QAR CURED BACON. ongue Sausage, Lford Brawn and s from three to ording to make. LL Ont. PATENTS Obtained in CANADA, UNITED STATES, GREAT BRITAIN and all FOREIGN COUNTRIES. A ~x Trade MarKs, Designs, and Copyrights Registered. Examinations and Reports as to Validity. Searches made. Infringerr-cnts investig-ated. Assignments and Agreements Drawn. Advice on Patent L-^ws. etc. FETHERSTONHAUGH & CO., Patent Barristers and Solicitors. Electrical and Mechanical Experts and Draughtsmen. N.B. Special Counsellors in Patent Causes before the Courts. Cana^lall Bnnh ot Commerce .1Bull^ltu.^, (Second Floor.) ^^ Toronto. BcinkiniT in Car CAN \l >IAN^ li.uc iiasmi til c:(ini,'r,iiiil.itc llicms, 1\ i-s niuni ih.sscssiiim ,-, s\st(in ..f |.:inkiiiy wliK li. in ilv iii.iiii Iratmcs. i-, noi .<\\\\ tli. n . mi- lily m uind, Iml .iIm. WL'll siiiti.l to thr pec iili.ir (ill iiinst.imcs ui ilic ((niniiv. It is the ui.iwtll .■xchisivi ly i.f ilic i)resenl cinturv, riii'l is lar-dy Iniiiul,,! iiimn ilic S( ..ttish systnii (,| a liiiiitcd niiiiilicr ot l:it;,'i- hanks dciiMn,'; (halt, is hum the ( ms crniiu iil and liavin- widily sprc-ad hranrlii's. as distiii,i,'iiishrd honi ih. Aiiu'i iran. whi(h .■,,iit(inplalcs a lai^,'u niiinhcr uf sin, ill hanks and wIkic im < liaiiii' i^. n .piiird. Tliire was a tinu' in the IusIoin oI Canada, tiaincly, iiiid,r ih. I'niu li ;,;■////, , when jiuavt-r skins and niunsc-skins wen; H'co.u'iii/fd as ( iirrcii(\ . and wlun wh.at was ,i U'Kal tt/ndcr at (wiir franrs l'.,r tliicx hnslicls. I'arkinan dcsciilM s (nic ,,| the ('.(.Miners asattcniptin(,', two hiindr-d years ai^o, to rcpla( c the coina^ie |U( partd in i'laiu c loi ilu colony, hilt whu::i ,is rci,Milail\ llow( d ha( k to tlic niotJK r ( (,iiiiii\ . h\ lard iiion<\ . 1 1( had no iiK)iie\- t(j pay iiis soldi- is. and so he took coiniiioii pla\ in,!; cards, and (iitliiiL; f.icli of them iiito four. stami)ed the pieces with a Ihiii je lis and a crown, and jiku cd upon them tlie si^'iiatmes of tlie (,c\ernor, the Inteiidaiit .iiid ine Ch ik ot the I'reasnry at (hiehec. All th.at remained was to coinm.ind the inhahitants to iccei\( iIk se ,is monev. This was (h.ne. and for iiearls (ifty years this wretched makeshih, '• liat- money " in fact. ( ontimied to Ik used, havin- no \aliie as reiMvseniin;^ nione\ . hem;; hut the ••si;;nof a sifjn." In 1714 tliis riihhish had iiseii m amount t(j j,(joo.(.(h, livres. and iiaviiif,' no \alue out of Canada, was dishonored. Althon,i;h promised redeiii|>li> n at half its nominal value hy IIk- .Ministei I 'onchartr.iin. the CKj\ernmenl hioke tailh. conli- dencf ..-as lost, and •• trade was hall dead." The molem advocates oi pap. 1 h.iun.i; no snhstantial hasis may find a lesson in this experience of the (_)ld Ue-iine 111 ( aiiada. .\t a later date, under the Idi^^hsh dominion, coins of some live (.Jier coiinli les were made le;;al tender, and attemjits were also iiiaile l(. estahhsh hanks. These attempts not succeedin.i;, CiONernment was (.l.li;;. d. dnriiii; the war of 1M2. i(, en ate ,111 Army liill (Jfiice or temporary b.ink of issin . 11. iween 1.S17 .md iSj^ li\, l.,inks were established in different pro\ inces. lw(j in Lower C.inada, one each in Nova Scotia. New lininswick and Upper Canad.a. It is worthy of rem.irk that these hanks are in existence to-da\-, all hut the last. It is a fact that diiiiii;; the relxdlion of is 57 ^ the hanks in Cpper and Lower Canada teiiijx.rarily siisjiended special pa\iiieiils imde.' p( iinissioii 1 1| ai l\\ I iit\ SI \ en hat I II an ai I n le ( oii lIu dilliii III j.ld. • ■ In I p pe ainoiinl o( slm 1 Jiartneis ' ha\ ill;; eipial I" the anil Jleld. In Neu I principle W.I,-, hei solllr. I hd e \\ ,is I li.ihilll i( s were 1 e; the I Mplt.ll. Th and sh.areholil' 1 ^ the I'n (■ I l.inkii ( 1. 1\ el mill 111 (|i |.( Canada and \<.v, lesnlllllu: 111 .1 \ el > •• I ■|ii|ii ll ;;eiiii ,il I '.ink Ac the spiH i.ii |i atiir p,ii iiier-- ■ pi r'-on reiKN^ed 1111(1(1 t will! ll pi ,i( ti( (■ 1 the hist lew \( ,ir re\isioiis 111 iSSi] come in force |iil' ( o N S I M I r ('.inadi.m li.ank | the fact .issmeil h .liter w hicli, in co f.5 vj in Canada ; a s\s|i 111 i!, lull aUn lie L;iii\\tli .\stiiii (il ,1 iiil liasiiij; iiiplatcs a II ll li i^iiin , iial was ,1 ( l()\ CI 1)( lis IICl' l(U till mcy. Ill ntia. New ks arc in |NJ7 >■ the Ills iiiidci' |M nnissKili (p| at, ( )|i |i r in ( '(iiin, ij .\l the dale el ( i 'iiled. i a I Mii, isd;. ihcic were twi iit\ '.I veil lianks dniii^' |in>iness. imdi I ehaitcis whose |i|()\ishjiis vatled a ^imii! ih'al. I'l an alth ie ( eliipllnl |,\ Mr. |;. | . Walkcl hu the /•,';;, l',7e/>,v//r) .-/' /'e//7/Vf(/ A, e;/e;;/ 1 , lli( (lilltKiil |U(i\ isidiiN , lie thus ontiincd : " I'l I I'l'ci .iild iaiucl ( .inada mid I anaili) sh.il eheldels wen li.diletei dMiiMe ■illl'illlll ni,t iiiuh I doiihli li.ilulitv. The siln.ition was liiithei c plicated hy the I'll e l;anklli'_; Act. under which notes Collld he is--lieci siciircil |)\' deposit of ( io\el lilllc lit dehc ntiiles. and li\ the IcL^al ti lider issiie-^ ol the ( iovernlllents ol ()|cl Can.-ida and \o\a Scotia. In is(,(, - i u, , o| the l.ir-cst hanks in I'ppei ( anada laiied, icsnltiiiL; 111 a \ei\ se\ i ic lin.iiicial crisis. " I'lidci these ( ,,ni!itioiis ,nid allei teiitatuc Ic^isl.ilion 111 iMc-.ind I s j, ,, thi' hist ^;i'iieial Hank A, t ol tin- 1 )oiiiinioii w, is passed in 1S71 ( ^4 \ic., cli. 3.1 It < oiiliiined the -pe, i.il t, itiiie>iii the |,,mk u , a kiiii; under U'oy.d Ch.irtcr. . and that u itli • ju inc ipal pailiier-,' pirsMii.ilK li.ihle. .\> ih,' ch.irtcis of other h.inks e\|>iiicl tlie\ wiie renewed nuclei the Doininain Act. The first Act e\tt iided ,ill charters ten \e;irs, uhiili pi.iciice has hecn lolloued thus far. There were \aiioiis .iuk nclinents during' the lUst lew vc ,irs, hut since [hv c|iaiij,'es h.ive been iiilrei|iieiil esc epl at the reeiilar revisions 111 iSSo and iS,;,i. The latest .Act is that .isseiited to May, I.syo. .uid to coine in lorce |iil\ . i,s,,i . i3;\'K-.,ih. 51 I." ( oNsiiii I ION wii l'o\\ia:> 01 iJwKs. The iiiiniiniiiii subscrilied capital for a Canadi.in hank |ieriiiitlc:ci tocla\' is S5, >o.oo, ,. of '•. l,i, |, ^230.000 iiiust be paid in, and the fact assnrecl by the nioiie\- heiiin ieni|iorarily c eposited in the 'Tiiance I )eiiartinent. afli'r which, m coiniu.uue with other itnport.aiit rei|iiirc tneiils, ilie Trcastirv lioard will r.s Eastern Townships Bank. ORGANIZED 1869. I'M'iTM. ii rinnn/.i n. . . . $i.Mnt.ouo rii'ii II. I'tm t r. .... i.is;..;s.' iii.si.iii i: iiMt. tioo,ooo BOARD OP DIRECTORS. I\ \\ III \ I K I l\' I 'ii|IMIli''->h /> I . It. I . \. Itnlihl-iiii. . Ill iti iti! II. If. r. II. t/iii'f/iiii, • III \ 1 1 \l, I lt\. It. II. //. /.•ll/llllMlll, tl,llllll/< I- BANKERS AND CORRESPONDENTS. I II I It nmtii Till: It I \h III tlnsilll tl mill ii^ Ut.iiiihis llli: )/»>/. S(*>> /( I > /, I II I I t\iitii\ ;ii\/« ni iiiMtiiuii I It ItiiMtiiti : 1 11 1 \ t I iit\ II. I \i II I \ii i: II I >/i III \.ll l.,l/. / /// % I I I iiiiiiiiiM i.iiitr, i:.i . \l\ t \ It. I hi . The Standard Bank OF CANADA. r III I II. I' tin I I' lii.si.in i: II Ml fl.OIHI.IHHI mo.ooo Head Office, TORONTO. DIRECTORS. \\ 1 (iiWAN. - l'i;isii.iM Ji illN hlKNS. - \i I I'M ,||.|M W !■ M.I.I-.N I i Kill \\ ^ I |i ' |iK' (, h \M )K \i iN A 'I' KHiH A I S( iNll.ia 11.1.1 AGENCIES. Bowmanville BriKliton Canninnton Durham Markham Bradford Brusstls Chatham, Ont. Forest Ntwcastlt Biantf.jrd Camiibellford Colbornc Harnston Parkdalf Picton Sloulfville BANKERS. .Viir Viifi; ivrnitri:i:s' i v/> //,• ii>i:iis- .\ iiin\ 1 1. i; i.\/». tiiiiiiriiti 1. 1\ tin IS ii.i.\h nr iitti M i: lit I. i.iiiiiiiiii. iiiniiiiiiii .\iTKt\ii, III Ml iir Sinn, ts II. .\11 liaiikiii;; luisiiii'sn prniiiiilK alli'iulcil |o ( iinr^|ii.ii(lL'iuc -.I'lic itnl J. L. BRODIE, Cashier. Bank. tlHt.OtUt \s;..-,s-t ntn.ituo I'm . I'l.l >ll 1 SI \'li 1 l'l:l .11' 1 \ 1 llllllliIlM \ M W'^l l< 1-- 1 1 1 I l\ SHERBROOKE, P.Q. \l \S M.I 11 1 V. \i.l 1; s /. lUtlh i/iiiiifi/i 1 It'ttliinvuH, - UtlfffttH, •• 1 . //. liohi u-'^ini. •• s. II 1 1,1 /. . nil i;ii It 1 \l\ in't. Milt tn , II III \ 1 1 11 1 \/i n, I.Hfflii nil : \h iir s« nil 1 N /> . in C l.lllll, I'.l . MERCHANTS' BANK OF CANADA. r tfn II. r \ih-i /'. lil.SI. •.\MOJHIU HEAD OFFICE. MONTREAL. BOARD OF UIRKCTORS. \M>IN. I'so , \ II I Till ..ini M III I |M|; M, Kl N/ll I |ii||\ hi \. \\ I .,. |i '\ \ I 11 \\ Ih iht.si i\. I „, II \|ii\ I \( ,1 \l.l \\ I . . |o||\ ( N-^-^ll s I „, I !■ h\U I > I ... I II hi W I . I .1 I iKliI II \i ,1 I I ,1 .1 I M M vs \..i I |l illN I , \l I I \...i I ,1 M I M \l v\ \.., I BRANCHES IN ONTARIO AND QUEBEC. HillfVillc Gall Kiiu.uiliiii Mitiliill I'rith Sliti luookf. Q, Hftliii {"lanaiK i|iif KmnsiiPii N.ipaiu-f Pffscolt Stratlotd HraiTiptun ll.iiiiiltini l.oiuloii Oti.iwa Qui'bcc St. John's Que Ch.ithaiii Inmisoll Moiitiial Owen Souiiil Hrnlicw Si Tlioiins 'ri)Iontn W.ilkrtton Wllulsoi BRANCHES IN MANITOBA. II ifllli/»i I/. - - ... Iti'tli'hui lllMxl l!>> l\ I. I! I I I III! I I I I \. Iiillihill. I.histli.ir. I , 1,1,1.11 lilh ,111,1 „ll,, , l;.i„l-. II,, lll/,l,m- ,l,ih /.•.111/. 11,1., I,,.,/,,,,,! II,, lt„„l. „/ I i,-, ,i„,„l I 11,1. , |(./ \( I l\ \ / II \nl;l\. HI II, ill >/i'ii/. l/i«M'... 11,11,11 11,1,1,1, ,1,1,1 .l„l,ii It. II, I,,:-,, i,-.. ,iii, ,iis, /;l>/i//.-> IS I \ 1 1 I II s /■ I / / % \,ir liiiA 11,11,1, „i \,tr »..i/.', \. l./i. ll„Hi„„ ll,,,l,,ii,i„- \ttl i,n*,,l It, I,, I,. i hi, ,111,, 1 1,1, fi,,ni I i,-l,,nifi,- \,itiin,,it It, 11,1,-, .SI, I', I, lit llhui, I h'.Hl \,ili,ni,il ltiii,l:. Ihli,,il li,-l \,ili,,,,,il It, ml.. It, III, il, I It, ml: n/ lt,iil,il„. Sim rr,ii,,,\,,, I ,,,i.„- ) ,il i- l,,,iii„,. It, ml,. \ I II I in \lll l\l> I „ii,iii, i;i,ll It, 11,1:, •! \, ,il„„i,, 11,111, 1. Mil I SI 1)1 I I I > /> \ f. It /!/,'( >SII/f/i. /Iiiii/. 11/ >iii'il l.'i. /Ill mil/ I/. I. /iiiii/s' /.-nil/. 11/ //ii/i/.ii . itin I isii I in.i mill it,i„i. „/ ii,-,i,^i, \„,ii, i,,,,,;,,,. I ii,n,i;il Itiinhi 1,11 hiisiii, ss lt',mx,tvl,,l . Iltllff, ,,/ I I,, tit i\.',,l,,l. ,,f,til,lt,t, ill lltil,,,. IH/I,,!,. ,,„,! ,,lt,t,- /III. i./ll ,,,,, 1,1 ,,, %. NK i.ini-.N I I 'i;i sihi-. N I I i|\ I ( tX Mar khaiii N L wcastit: 1)11 Farkttale I > li . ■\u il.'.l (RODIE, Cnshlep. The Ontario Bank. r.ti'iTAL I' 1 1 II- 1 r. iii.;oo.ooo ni.siin i: itM*. i.-iojioo HEAD OFFICE. TORONTO. DIRECTORS. >ll;\\M r, llnw l,\Mi. ( ,|; , Is ( M (.,. I'ih-m.im I; K HI l;i ,!,>■., l .-.,. , . \ i. i; I'lu -ii.i s i lldN (■ V. III\S|;||, 1 \. M. SMIIII. I -.,. (. M liOSI'.. y.Mi. I> MA( K.\^. Km/. I (i. I(. li. ( (M M;r|;s. 1...... M (■ (• HOLLAND ...... I.I SKIIM. Man \.. I 11. BRANCHES. I,,,;,r,i l\it,,fst,ni }t„,,iit / iir. s/ I', t, ,'t„,f,,' S,,,tt,,, iif .',1ttl lt,,,,,i lt,,,,-ii,,i t,,'ill, I in, Is, 11/ \,,i't,,,i ,1,1 t l',,,'t l,tl,,if r,,,-,,i,t,, >t. II., 1 I, ,-,,,,•, lit M,, nil-,, it lilt, I,,-, I rirl,, rill,/ It hilt,,/ r,,i'„tit,i. AGENTS. L. ill. lull. Knu Mliiiiiii- IliiiiK ' l.uiiili ill, I iiiiii . iiimI Lin'Miie C'ri'ilit l.yoiiIiHi> Ni w \ oi I, li.niili Niin.iiiii: lliiiil, 111. I \l.s~i- \\ Wiit-.ih hikI Mi \ I.i l.„ii- r,ii^l..li -'Iiwiih .iil N,ili..iMil l;;iiiK The Dominion Bank. rii'ii II, riih-i r. in.si.in i: ri sit. \Mi;s MsllN. w. I Nil; DIRECTORS. I'm -iiii- \ 1. HON, 11; \Nk sMI III. i:ii\\ \l;li I.I. Mil, \\. I-; li. osl.h;!!. W II.Mdl |l M \ r'lMKWS i>l..'tOo.noft l.:iOO.OOO \ II i: I'm ^inr.vT. I wii;-. s( 111 r HEAD OFFICE. It 1, 1 1 It, II I,,,; II /,l,,n itt,- TORONTO. AGENCIES. < ,,l,,i,, i;/ I. in, Is, 11/ ll.tli,! ,,-tt I .l•l,ri,l,/,■ <•n'l/■l, \,ii„mi, iliiiti,! II liilhi/ nt,,, nii,,n Sti',-,t, ,,,i'ii' r ,,j r.sll,,-f Sti;;l l'i,r,,iit,,, l}it,,'n .sir,;! l.'itMl, i;ifn'-r Slii-i'linin'nr .}l,li-l:,t ltr,m,-h, liiliil ilnil |«Tt t^ wiiat is kiuiwn as iloiiMi- li.iliility. '.I., in the ivciit of tlic liank's assets lieiii;^' insiilticicnt topav its tlfl>ts, a nImk - lioldi r is lialilf foi tlic (icliciciu v lo tlit- f\tfnl of an amount equal to iIm- i>ar value of liis sliaics. ill aiKlition (o any amount unpaid on sucli >liarts. SliarciioldiTs do not escape llic doiil'ir iialnlilN li\ tiaiisfer. unless a perioil of sixty t depositors in favor ot b.iiiks^ l!,inUs ma\ not lend iipim secnrit\ of re.il estate, iiat iiia\ take security upon real and personal (state lor previous ,id\ .iiu is. The Act .ibounds wiili lieav; pinalties tc)r lueai h 01 its provisioii •. N'oii-. Issiis. In tl ■ uccessixc Hanking; Acts f>f the Ponuuiou I'.irliament b.inks li.iM' been empoweied t* issiu' tircnlatm;,' notes to the extent of tlie unmiiiaired jMidiip capital. l'.\ til- III ' Act ih'.' note liolders liad no greater security tii.in the creilitnr^. \t the renewal (I .he ( li,iiter> in i^su. tlie cirrulatint' note was made ,1 pi lor Inn upon ,ill assets : ami .U the l.i-t leiiewal the banks, at llieu" own sn^'^'cstioii. ,iie. 111 iddilifii. reipiiied to ciea'e m two \(\us a (.(uarautee fund of s.. upon thei'. ' in illation, to be l;"p> ;miiiii)aiied. the aniiii.il contrilmtion, Icwevcr. if tlie fund is depleted, lo be limited to r,,. This fund is to be used whenever the llipiidator of a faild bank is unable lo redeem note issues alter the lajise of sixty days. Notes ot Jaile,fements for tlic redemption at par ot their notes in evcrv i>.irt of the Moiiiinion. Thus the bills will pass over rlie entire lioinmioii vviihciut discount under aiiv circumstances. ITnts from :si.ooo to -Si 00.000 are ini|>osed lor overissue ol notes. Notes of lesser denoluinati"n tlian S3 may not be issued, .lud .•ill notes must be multiples nf S3 Notes su,aller tlian S3 are i»ucd by tiie Dominion (lovernmeiil. It is to be remarked th.it. having; power, on tlie jist l)ecember, i.s>;v 'c issue to the extent of .S()o,.2s<).oio. the b.inks iiad in circulation only S33,33i(,7oo at that .l;.ie. The avera,<,'e of assets held, incliidinj,' double lialulity. tcl secure eacli doll. ir, was •S'). ;7. the lowest individual aver.i^'c beiii^' S'1.03, Ki:si:kvi s. — No reserves are .ictii.iUy req aired by law. The ca-h res'-rves in j:old and lej,';d tenders h.ive ,iveraj,'ed for some years al-'Ut t-n percent. Till money is almost entirelv Kiipplied bv tlie note cin illation. The smaller l-anks keep their .ivailable reserve in deposit with tilt ;e,!,lin.i; b.inks in Montreal. The larger banks have llnii imiiK (liatelv available reserves l.irgelv 111 sei-iirity loans in N< w N'ufk and I hicago. I'orty jier rer I 'oniinion le^a The folf and I soi I beini iS3(. I M >l ) INJO I.S.Sii iS.jO The tot.ll del Montr- .il .ind jotli, 1 SS-. si; declared by 31 States, r.v th L,'old coins ot I silver monev i ISkani II extent |-".n-lisl but one or tvv b.lllk otiices, l,llL;est iiumbe these has br. ilistance ot ali (le|lnsit .ind d Slowgcimg cc fying tlie want all proportior c.ipit.il, .iml t circulation, ra the three or fc Hi it.iin for de] bv otlur b.lllk that branch b, ment but tor this power we ol the bi.inch( In Cai months 111 e.ic lielliL; m.uiilv currency. .1111 wii as (idiilile ■lits. a sli.nc- • pai value ot nlilers do m it lapr-t (1 111 (iin- arc (Ifi lait'il ■,. per aiiDtim il. Tin- Act liall hv niaiii'. tail-lit. wliirli istiT ma\ rail 1 hank;'., uitli iiviiitniis anil ■ t tliL- li;iiik s 1 till" iiwnti s. inks I!, inks aiul prrMinal r bicai h nl its il I'ai li.iiiu'nt ic iininipaii fil irity tiian tlu' niailf a ju ior cstion. ale. ui 1! 1 III Illation, Lpifliii, to 1)1- lank is iinalilf ks are to in ar t\ to iL'ilei'in. Ill tlitii iiott'> iir 1 )i)iriinion lo ail' iiuposL'ii III' issuril. anil tiic I)iiiniinon iiliur, i.sSij. to ,31). 700 at that cli l 111 11 a\ailali!(' iks lia\i.- till il ami I liiiaLTo. l'"otty ptT nnt. of wliatever casli reserve a bank may clioost- to kci p must lu- in lioininiiiii It'ual toilers, a provision entireh' in tlu- interi'St of tlie ('io\Lrnm(.iii. 'I'iir ti)llovvin}X figures iniiicate the ijiowtli of iiankin;,' in f'anaila, the \rars i'^5''> anil iMiii iiiiii',; tor oM ("anaihi alone : it I M II ) IS70 iSSu I Si III < ".ipital |>;iiii up, Si vjoi 1,1 )Oi) J4.400,»X>0 ^J.oOCWX) -|.,Soo,ooo 1 3'i,-!i 10,000 'i'lir lotil ill posits in charteriil l>anks, j'ost ()tlirr .iiiii ( nu irmiu-nt sa\inj4 lianks, Moiuii .li aii'l < )iiebec saving hanks, anil tlic real estate loan companies was, on June ;iitli, i~-~^7. s 1 ^3,73((.3ji), and is now over .S 21 b). 000. 000. Tlie curriMuy of ('anada was ilirlareil li\ w \'ic., rh. 4. to lie dollars, cents, ami mills, similar to that of the Inited States. r>\' the same Act the IJntisJi sovere!i;n is ile'lareil leLjal tender at S4.S'iH. The ^olil coins of the ("nited States of .S5 and upwards are a lef,'al teiuler. ("o[>|ier and silver mone\- is coined, but no jiold. I'lKWcii SvsTi M. — Perhaps because thilirst bankers in ("anada were to a ^,'reat extiiit luii^lish and S"otch. the brandi s\>tem has lieinine si liiiiily established that hilt one ot two Canadian banks have no branches. Altoj^ether. there are abt iit 400 bank oitu i ■-. incliiilin:.; 14 cit\ branches in Toronto, administered b\' O banks, the klI^t■^l iiumlit r of an\ one bank beiii",' 43, two other banks lia\int,' al'iuit 30. One of tliisi has br.imlie- trom li.difax on the Atlantic to \ anroiivei on the I'acilic. a ilistaiue of about ^.3oon)ilts. Anvtownot i .000 or 1.3011 proplr ma\ have a bank of i|i|iiisit .ind discount ot hii,'li st.indin<;. ,tin] administered b\ a trained bank otiicer. Slow t^oiiii^ 1 iimmunilics wliere dejwsits accumulate thus providt' the means of satis- fviiiL; the wants of new .iiul enterprising^ localities where the demand for money is out of all ]ir'iportion to local siipj>Iv. .\s a result ot this eronoiiu' m the distribution of capital, and the aiK.inlaijes arisiti^ from lill mone\ withoul lost, and tin profits ot riri Illation, r.iti s of interest in ("anada are as low or lower than in an\ i oiintr\ except the three or four U-adinj^ natioiir of the world, .iiid ("anadian banks cannot go to ( iieat I'liitain for deposits, as otlier colonial banks do, because they c.innot atlord the rates paid b\ other b.uiks. The proportion of deposits to capital is still so small — onl\' 2 to i — that blanch b.inkinf; cotiUl not have reacheil its |iresent compai.itueU perfect develop- ment but for the note issues not iieinj,' specially securid. It has been ;iri,'iieil that it this power were t.tken aw.iy or rt placed by a specially seem id issin. perhaps one halt 111 the In am lies w.iiild havi to In? closed. In Canada, b.ink note circiil.itioii exjiands and again cuiitiacts diiriuj; three months in e.ich \ear as much as 20 per cent., owing to the products of the i otintrv beiiiL; m.iinU of the forest and lield. I'liis l.ict. marking the need of an elastic cuirinty. and the necessity for till mom \ without cost at the branches, says Mr. The North British and MEHOfNTiLE Insurance Company s Building Moniueal. fc£f ILOING MONTIiEAL. THE tf- -: North British sj^ AMD /IftcicautUc y^^' .^^^* Paid Capital, : : Total Assets. . ; Canadian Invesiments, $ 3437,500 50.376.064 : 3.800 000 Is THE LAi-;GtST STRONGEST COMPANY IN -/ iTENCh , _>A.',D'30:., HEAD OFEICE FOR CANADA riDonti'cal tniu»t?M< AGENCIES THROUGHOUI THE DOMINION Walker, Iiavc caiisfd (^aiiadian liankcrs lo slcadilx- (i))|)osr tlic adoptimi (if a iiiircticN si/i III I'll li\- special (k'posit (it scciirili(.'S, l)iiiiii,L; the peri("iil sinii.' ( 'onfetleiati'in. the banks have presided a currency rea(hl\ cdiu crtilile into spicic. the xdhiine rising and tailing with the re(iinieiii(nt.s of traile. and. apart frma l)(iiuinii)n lei^al t(.'n(ler notes, .iliiKisl tlii' (inl\ class of money in constant use. iThe amount ot l>'.mimiiii lej^al tenders in circuhition is ahout ■S I'l.ooo.ooo, of w hich oiU' hall is held 1)\- tlu,' hanks, the halaiice ri'presenlinj,' ( h.ni^i.'- iiLikiiiL; notes ot denomin.itions smaller than S3.) The nature of bankini,' operations m TaiKula is very well described by Mr. (ieol'^'e lla(,Mie. in the course ol his jUiK tical notes to Hullinii mi lidtikni^. lie di>tm- Uilishes the follow mu; classes ot tr.iiis.ictloiis, besides a vast v.iilety ot miscell,ilu;ous loans : (I) AdvdiiciS applied for bv millers, commission merciiants, produce dealers, etc., who propose to bii\' Ljrain. pork. wool. iic. These advances sometiiiRs reach veiv lar.ije amounts, and, are sometimes secured b\ pledf^e ol i.;r,iin, et( ., sometimes by mere endolsement. (.?) ni;ij laki'board ■ 'r st secured bv Hil! I ;l -li/i'i This business 1 uicasioii.dly re Ml Dkij •{eneially nu tit 15. A,lr et.tiieb- disinu- standinj,' ireis aiul r.itti'd (low I'v) ./.(, timber. I !( sail s m.in.iyers ot 1 betoi e till 111 of Life Assuranc If is no mere li^'ure of speech to sa\ tli.it the sv'stem ot lile assurance has proved one ol the ^reatt-st blessings fif modem societv. Its usiilts h.ive in tens ol thousands of cases j^iv en hope and cointort to lel.itives who lor w.iiit of it wtiiilij have been left d( stitilti' aivl despairiliL;. It is a svstein wlm h. iiidi id. ie)Uisents or embodie- two i.f the leadini; priin il>le> ot ( ■liri--tiaml v ; selfdinial ,iiul belli licence. Seltdeiii.il, beiause a man in ordi r to pav the premium u|i.in a hie policy Im the l;oo(1 nl his lamily at his death, must often deiu liiiiiselt pleasures or biMiiii'^ ; lu iieliceiice. by re.ison ot the bUssiliL,'s which llow Ikuii the use of assoi i.it( d cajMtal. .1 sh, ire ol vvliuh has been obtaineil by those who need it through the p.iyuu lit of siich yearly piemiiim. It was to\\,irds the ( ml of the seventeenth centiirv I hat the ide.i of iiiiitini,' the contribntiiins of a number of persons in order to make a provision availabh on the death of ea(li, was tirst formulated. Jan heWitt, of llolland. was the iiioneer m applviiif,' mathematical calculations to the v.iliie ol human life. ,iboiit lOjn. 'I lu earliest chartered assnci/iiion of the kind, of which we can hud leioul. was the Amicable Sik iety of (ireat iiritain. founded in 170(1. This iuslitutioii chari.;ed members all .dike. wliate\er their .iL,'e. I'.iil duniiL; the liftv v ears iiiM ensuing' people in l-rance and lln^land had been studying the theorv of life contingencies and devi 1 opid plans iiioie in harmony with experience. In 17'ij the IvpiiLible Society went into operation in l'"n^,d.ind to issue policies lor the assurance of fixed sums on siiij,de or joint lives, and fir the end ol last ,111(1 the pii sel Ireland. Th / 1 ,) T.lH 11 •.. I( K 1. In Fr.i; of ih. Inst I'll su( h iii.it,'nitiu to '>1.000,0()0 pariies. of i/k lliit It i its greatest dc I'lefore the tl striking pi'igri that w.is mar\ inducements * novel tonus ( even 111 till' pi of gt'uer.d iiill of a I'mifiicy 1 a cuiTL'ncy liiiii'iiunts ot (if money in 1011 is aliuiit ilinj,' I lian^r- •ibol liy Mr. Ill- (listin- iiiisctllant/oiis dealers, etc., ell \i'r\' lar.Lje nes li\' mere (i) Didft'^ \' I Jills of Lading;. ( V' .lh~-. tiie m.inamis of liranches or of the head olfices of b.iiiks in cities h.ive a raiiiie of paper jiefoie till III oi an eiitiri ly dilteieiit desi riplion. FE Assurance as proved one . of thousands iild ha\e been eiiiiiodie-- I Wi 1 . Sell-delii.il, 1 of liis laniil V |l\ KMSi.ll ot huh li.is li(( n 111. of iiiiitini,' the iilaMi on the le pioneer ill t Mi^ii. '{'he (lid. was tile itidU (■haii.;ed iisuill^ peciple ies and dcM-l iety went into sin^de or joint list's, and fur any term, ]ii(iiiiums lo he rei,'iilated acci irdin,L,' to a;,'e ot insurants. l!y the (iid (il last (cuturv the \oi tliampti ill T.ihle nf iite coiitin.!;ellcies iiad lieen trained. ,111(1 till pii -cut ceiiturv Ik -.111 with (i'^hl hie ,is.,(ii,ince societies III (iieat ISritainand Ireland. There .ire to-day more than a hundred, having' aci iimiilated funds of /'i.( S-<"'"-o(io, and ii,i\ inu claims of {'1 j.( kk i.oi u) per a 11 nil in. In I'l.Kice. loo. the luisiness had hci^nn to t.ike root, and isk^ saw the tuiindin;,' of ih. lust I'll nch life (..iiup.iny. i.a ( '. impa(,'nie d'Assuraiices (ieneralcs. wliicli ^'rew l(j sU( h iii,i.t,'imudt th.il Us policies issued m a sini^le year, i.'^su, aiiioiinted m tlie a^j,'ref;,ite to si.,i()i,,,„i,i fiaiKs. ( il iiuaiiv . too. does a lite b.isiness. tiirou-h its titty odd cum- panus. of 2, '1(1(1 million maiks. coveiinj^ Nho.hoo lives. lliit it is in the I nitid Slates of \iiurica that life assurance lias readied, if not its i,'real( st developmeiil. Us i,'reatfst relatiu' inipm lance aiiKm- tinanciai institutions, j'.efore the i ivil war ot istmo^ in tiial cuiiiilix the s\-l"Ui had not made any very striking, pm^^iess. but during the years immediati Iv atleiward it spread with a rapidity that w.i- mam lloiis. New companies sprang,' up like miishnidms and uttered terms and inducements too iilnral to be \\lioles"nie. New pi. ins and new features were de\iseti. novel tonus of polic\ otfend. tin business was •' pushed" to a de^^ree liardly excelled even m the present da\ . in fid lile assuranci paitodk of tiM' feverisliness of tliat time ot j;enei,d mllalion. I'lie fiiKiiui d ci isis of i^yj. liowever. broiif,dit tlie collapse ot ^ri at o ./ ^v^' ^^-' .>^^ \^ O « « I '■^5S5f'/ nsure with the Fire Insui dc a stent Assura orot «: ^J^^'i ■*♦<.• »*<■• »Y, *t* «*A- ■»■'<.■ ■» + »• ■«■(».■ »*» »+»■ .*« »*► »T» ■»♦, A*t «** » + >• »T, »l»- ^Iv >}5 Directors \ilr.lV, -111. Ml-. p.|l\ I 1 I I'tc^l.i. Ill l;.lllk NS.I I'll -.l.irlll ll.is II. II. I I I I M< I hill < Ml Mrl I'll nil-. H.illk. Il.llil.ixi SlMii-\ |"M s illut 1 :..[ r.iiik 'i1 \ I'i . St ImIiiii II \l ll-'.W. .\lHM 111 KS~ i\.r. r..Ulk .It N.iV.l SCOll.l) Imiin v. Si uu- 'liiiiiicii ul I'nion ll.ilik ol \.S i III. ,11 Ml l>. 111 M.\, i.i.C, 11.11 li-iii-.n-l .lu |. \\M I 1 K Ai I isiiv ihiii-.-l.'i rinpli,' Hink .i| N.S.i I iMKit^ I) ("i-m. M.u).iL>iiii4 Itiicittil SI . |i>ll\. Nil , \\. U. I 1 i.M.i I I . \Mi..|.--.ilf (M.iccr 1\-. Mvsiiii sii I,. Wli.ilis.ili- 111 V (■,....,!. I KI'Kl 1, N S .(Hull. II MMIM,-, NI.W (.1, \SI,I1\\ , N S . |\MI-. |l .\li liRH-iiK. l'.l|.il.llivl \\ IMisi iK', N.s . \i I 1 .. II u M. Ship (hvhii SAUMoiril, N.S., II. IS. I, \. llvKiH il'ii.si.li III N.iiiii.uili S.S r. I I'MMllUi.. \ S , I \\n ^ I i-i MiM I 1., W. -I I mil. I Mii.li.uil WINMI'I C. M\\.. JAMis Kii.MMMi, 111 ili|. .\iiii s IImMiii Cc. I \\ . Si, .1.11(1. Ill Mrssis. Sl.ilillll \ I'll. k. I. Kii I v. .1 III.. W, I-:. S.inl.ii.l M Tc i... I S. II..M..| . M.iii.ii^i I liii|i. li.il 11. ink 1.1 I, M I . < »|. .-.I. «Ji ,|., ,;, ,1, BffANCH OFFICES: M"Mki:ai. „ s,. ]„h„ s,;.,i. C-, K ■. , s. <;..„..,.,i \„,„ l"l;.-ms ^r hUlN-. \ II, I M. K..,„s„,s, ..,„..r:il AL-.-nt < llAKK.ni.l.iWN. M.I. I. w. II.N.^Mv. .;,,„,., I A.-, m ^A* ■'X* ■'X'^ -■ X :!: :>: x x x x x x -v •:- -r- *:- •?- -r^ •*> •*- «!* .*. .*. .*. .*. - -,. .», ,.,. ,,. ,,. ,,. ,^, ,-. .•. ,., ,., ,:, ^.^ ^.^ ^:^ ^,^ ^^^ ^1^ Chas. D. Cory, m.anauing DiRtcTOf,' D. C. EDVvARDS, SECRtTARY \, iimiiiIk IS (il wcik .iNMit.iiic t' i( mi 1 1,11 1 us. ,111(1 ;;,i\c ,i i lin K in tins. ,is [<< in.iiu dlli. i ciitci prists. Still tli( well c-i.ililislicil ,iiul pKiiHrlv ( nnilm icl soriciiis \s( u- iiiislKikcn |,\ I'lis ttsl. It Is shown l.\ llic hisHKiHii Yiiir In-rk ih.n tlic iiiiinhii ol i (iiiip,iiiics i(p(irlin,i; Ui the 1 nsiiiaiKC I >tii,ii I imni d Niw^dik di ( iiiuil iii hiiiiiIki Ikuii 71 111 i>/ii l<> 31 111 IS-,,. ,i;i,l ijicir a-^,'it<;,Uc ,it ii-^k Iimiii ..vir j, 1 iiiilliDii-, to k-,- th,iii 1 .31111 niilliiins nt ilnllais. It IS tn 111' olistiAcil that life assiiraiuc in tlic ("niti'd St,ilcs is < l i('L;iilal« il liy tin- .mivniinicnts ul tin- st\ti,il Slat( s, tlir (niiils Ikivuil; IhUI thai insui.inci' in Its \ .iiiniis fnmiiiis nut tnniniLi ta and is not t niitKillalili' li\ the hcdrial ( n)V(_rnmi-nl. Most ol ijic ;-(p,ir,iti' Sl.itrs iiave Insmaiicc I )(_paitnirnts, the culit'st to istablish our In the ir;,'nlatioii ot in.illfis of iii.k-niiut \ , wliit hti (iic. life. 111, 11 inc or otlirr, iH'in,^ Massailinsclts. in I'^^s, \( w \(nU lollowcd suit in isy/. and then- ,111 now many St.itis wiiii h i oniur upon the ( on:niissioii!i 01 Siipci inicndiiii o| ihc he p,iitni(iit iniwci to iin cstiu.ati' tin ,ill,nis ul ,ill in--m,in(r c onip.inirs, id (dnipi'l the iiiakiii'4 ul ,1 \i'aii\ H'tui n iiiulci 0,1th. ami to insist upon ,1 di|Misitol .iioiiml sum in cish ol s(( iilitli's loi iJic pii\il(i;i' ol liciiii; allowed to do I aisiiicss. '1 his luoicduic has 1 ill n lollowi (1 111 ( ,in,id,i. u liic h .ippoinhd .1 Siijk i intiiidi lit of Insurance as ,111 ollicci ot the 'ricasins' I 'tp.ii inn iii in i>7/. lie looks alter the soUi-iMA lit the eompames. \ isitiiiL; tlu II oIIk ( s ,iiid making inspiclioii of tlieir assets, valuing the ii poln ie> .and ciitieisiiiL; the iii\i stnu lit of their liinds. 'I' hen .ill.iirs are li\ hiw ojieii to his iiispi 1 tioii, ,and oiu e- in lis e \ e.iis he \ aim s then lite poln ies aceoichiit; to ihe mol t.ility l,d>le ol the liislllnte of .Net 11.11 ies (jf (ire,il 111 il.iili. I lie 1,1 te of inte-usl rakiikited lieini,' 4 I jier et'iit. Less tli.iii lilt\ ye,ii s ,i>^o tlu re' \si re mi ( '.madia n lite olln t's. and the lew inrsoiis 111 rpper or Lower Canada or the Maiilmie l'id\ine(s whosdnnlit tor lik' assiiranre' vcre ae( nstoiiii d to look aeross the Atlantic lor u. I'Ik re weie some Aimrii ,111 ollices doiiiL; iinsiness liere hetweeii i>5o and i^do. ilu.' .luna ,ind Ihe Travt lei s amoii^' the lailiest ot tliem. .\r.d 111 I'^'i5 there weie a iiiimher ol I'liitish eonip.inits who wrote lite risks as well ,is liie risks. Ik'skIcs th(.: Stand.ird. iIk haliiilnii^h. 1 lui ( 'it\' of ( ilasj^'ow. and otJK'rs, which did lite iimlerwritiiii,' oiiK'. I'.iit the oiilv Can.idian lite tompany was the Can.id.a. which h,id liecii founded in i~^47. Dv is(is till- Ihisiiii'ss ot life assni,ince in (".niadii. a'coidiiij; to the ollii i.il letnrils- not then so .icciliate a.- tlie\ Iwuc since liirome. tol the (ioseliimeiu \\,isl,i\ or tlie comp,ini( s ware cii eless. or jiotli h.icl reachtd the proportions of .'?s_(ji „ ,,1 ,( m of new luisiiiess under ;.iyi)o policies, and the total premiums of I h, it \ e,ir 1 e,i( hed .•?(;( 10.000. 'Ihe Canada was at lli.at d.ite the oiiK loi al company ni.ikiiiL; returns, lii 1^71, 1 h.iiters wi re lieini,' sotif^'lil m the I )ominioii li\ three new life conip.niies. which, .elded to thiee oi tiiir presioiisK orj^ani/ed. wire e.\]iecied ,it the time to Imiiish "a more foimid.dile representation of local coiiip.iiiies than could liiid 111,1 1 ei ial tm prolit.dile luismess." The number then repoiliii<;' was tweiilN tour, coiisistiii},' of 1 5 lliitish. io Ameiicaii, 1 Caiia- di.in. tile ,ij;4,'re^'ale ot whose jiiisiness in 1.^70 re.ai In d .Si..|-|i.ooo of pieimnms on >^ 37. 000. 000 ol polii ies ill tone, while the (l.iims wile ^.jld.ooo. I lalla-do/eli BA I \M1 s M. K, \\l \( km HN. \:Si,\ Al I \,\Nhi' i( Ih,\s(-,h (Ir.oKi.K Hi UN \ 1 illli 1 ilUcI nn-.|i,ik('ii |p\' 1)1 I i)ni|),llllrs I liciin 71 III III h"-- ill, III iiitiiilli'd ,iimI 1- held lliiU the I'cilcial lie 1,11 lifst 1(1 Ic, III. II IIU: (If 111! lll( Ic ,il(: It 111 ihc I •(: I ( nllllicl the (Hiinl Mini ill IJM I iiiliiiili hi iiks idlvi ilk.' tlii'ii" iisscl^, ;ill,iirs arc liy iis ac(( iiiiiiij,'' lu ol iiitinsl Ilu I hi suns ilc assiilaiK (■ cricaii ()lli( CN IS amoii^' llic ■S W ho W li;tC' III ( ilasf^'dW, ik' t(jinj)aii\' I till' ( illii i,il III ill u ,is la\ S^.ljl l( 1.1 11 II I of ICll .'^i)/)l 1,1 II 10. ^7 1 , rliai Icrs il to llii n: or IJ fol lillij.ililc mess." Tiie can, 1 ( aiia- iiiiiiiniiis on I iail aiio/cn BANK OF 1 i AVVA. OITA'WA. ON Bank of Oiiawa Ottawa, Ont. initltiniis. . . . . itlitMlll.s. U. Hi \i kui KN. Ks,. l|,iN. ( .1,11(1, !■ iili^■„,^ Akm moK. C\Klhl 'N I'l U I . KHUMIN, I'(MI1H,,KK. Al ISAM, 11; JHASIK, |-.^!,i. (,|ii||.K \M, Ciili \i;i. IVwh 01 (.;i.i)i,.,h Hi UN. - - (.ASHIIK. M,,SO(IAI. Ai.lM^ IN l-,iM,,,N, l.M,. AllllMK H\Sh. lil II.1)1N(; ( A nil; Imperial Fire Insurance Company Fur CJ.m.idi.iii l^r.iikli < )liii.cs ,il MdiUival. FIRE. m- ACCIDENT. CITIZENS' Insurance Qo., of Ccmada, £s?t^lMh^hc^ lSo4. Total Assets, incluJinii Capital at Call, the whole of which is a\ailahle tor the Pro- tectior, of the Polic>-holJers, $l , ^2f!, i ]i . HHAD OFFICE, . :•^slT'::^uS'"^: .Montreal. • • • DIRECTORS AND OFFICERS: HnN. I. C. AHHOll, I'.C, (j.C. . . pKliSIUHNT. ANhkiw Al.l.W, \i(:i..pKi:Mi.i;Nr. C;. h. I'KiiCloK. I. (). ("iKAVlI.. H. .\\ii.\r.\i;i ALLAN. A. IJhSLAKIilMS, M.C. .Aki'iilk l'KL\((sr. E. p. HEATON, * WILLIAM SMITH, (iLN. MANAr.LK. Slii:.-TKM:AsLKIiK. ('.iiiadi.m lilf olliccs i .iim ititD isistcncf iliiiinu' the iir\i (rw yi'.irs. hi this, .ism utliii ilui'cliuiis, roll (lilt IK f III •• I Kline imliisl i ics " licyaii In j,'hiw. .iml iIm |ui.|i. ,iii t .issiiraiicf ilniif hv tlusf ilniiustK uistitiitu ms li.is siiu c lurii ^IchIiIn (Ui (Ik iiu itasi.'. I lidf \\,is tills ililU'Hiii I' Ik tu( III tlic I'.iiiisli ,,11(1 XiiiciK.iii (limp. mil s hnr m MMts I,""!'' 1'^ ■ AmoIlK tla- foiliur, with li u r\i clill.iiis, hie nsKs weir ,l liuir .nlluiKt to till II iiinif cxtrnsivt" and app.irt'iitls iiKHr iinpnit.iiit liiisiiirss m ( .m.iil.i ■ >( liir msiir.iiicf. ami witr not sniotisly M)iii.;lit .iIiit ; whin is tiir Aimi ii .m k iiip.iiin s wlm li npeneil ofhrt's hfif were life ofVict's aluiir. .iml tlaii ai,'iiits t.ilkiil, i .iii\ .issnl, .kKm tisnl, as if ihi' f.iir of ii.itioiis ilipenijiil nil tluir ilLnts. The iweiitv toiii lite i oinpaiiies nt is;i hail heeoine r..rty in i^ji,: at which ialtei d.ite. Iihwimt. ihcir iiiaiMK.b5 J 37-42 S.SK./.-I^M 100.00 73 tills. .IS HI nillili>li I )(iiniiiiiV I ,ain asliire Ninth r.iiiish >V Ml n .mtile ( )neen ... K'nv.il St.iiiiliiil Stai Xiiii'iiMi i( I i^k !!!»52,>*i)''.i " 'I I li;. Hit ,iM)i I y*^ J,l II II) I ,i)t),S,i)()() li 1, J 1 J.i II II I J.S^S.i 1(1(1 'i, i jh,i lOii i).S Ii i.'ii II ) I ]J 1(1]^*. 1 11 )i 1 1 |..S.i'i."<"' ;,4 J j.oiii) .'i' I _<3, _'-'.', 1 11 11 1 .Xlll'UlMI ,11 I l-k S T,.|(l.S.l II l( ) 721^1 '111 1 jSll.OlM) ''.3 ■)<.'""' 1 .3 \J,I 11 11) J73,i)i)() 71) I, OIK) I J, 1 11)1 1.1 )i 11 1 'ijS.OOD I. .Ml \,.„e,, Hi 1 ,1 1 |.!, I II II I ^. ^ji 1.1 11 11 1 iS J ,1 K K ) ()},()( II ) 2i i.S,i II II ) J 3 7 1' " " ' {.1(1,111 H ) I ,1 1 { 3,1 II II 1 I ,( H jf 1,1 H H I 2. 473, 111 11) 1 5 5,1 11 11 1 A'.^i !■■ Ill I iii.ia.i ijii 1 , 1 N {.I nil I 1 S j.iii 11 ) 1 ,.ii ij.i 11 11 1 I , Jj I ,( 11)1 ) J. {711.111 II ) jijd.ODi) 1)57.111)1) 5.42 J. 1)1)1) I ,J l.S.ODl) .Lv.i.i D" •-W I J .Ji 37 .42 )0 .00 [leratioiis to ojie of tluir insiir.ince. hull.' hst 111 the aiiioimt .\ilil '1 loiiipanie- t.ikinij; no new risks I'otals I liilish ( "1 iiiipanies Niiiii-, .i:tna ivpiitable • - ■ . ■ (ieiiii.inia ..... MeHnpoht.lll ..... Mutual of \. \ . ■ ■ ■ ■ New \\nU ..... I'ii)\ iilent Sa\ inys - Tiavelels ..... I nil HI M iitiial .... I niteil State- ..... .\ilil 4 ciiinpaiiiis takiiiL; no new risks Total ,\nierieaii (omp.niics s.:s, jo7,i 11 10 S I .f . v*^ J.I 11 10 J.jofi.iioo l,7.S.S,OOo S { 1 ,5 I {,1 mil S I ll, I 70,000 AiiM'UMi .It 1 j.k. ,\~s, 1, ill 1. 111,1,1.1. 1 S.l 11 H 1,1 )oi 1 {, I 1 /f 1.1 II H 1 17,3^2.000 2,22.S,ooo 531^,000 51 J ,000 1 ,525,000 1 1 7,000 1 J.I I'lj.noo I ,253,001 1 1 S'^^'^i 1.1 '1 11 1 2,552,000 I . Si)2,i 11 10 ()7,i 11 )i 1 4.3711,1100 .Si ) {,000 4.537,000 I 1 1 ,0110 1 .421^,000 1 1 o,( 11 11 1 $77, 1 75,000 !^ lii,S2ri,i 100 4,417,000 4(14,000 SNI ,51^2,1 101 1 !^ 1 1, 21)11, 000 UNION ASSURANCE SOCIETY OF LONDON. HNCjLAND. INSTITLTEU IN THE KEIGN OF i,)l LEN ANNE. A.li. 171 '«*•#**» Capital Subscrilvd. Capital Paid-up. .4;'i.iMMi IinL'-^toJ FmiJs. lUii.odo AnillKll IlKOIlk', ll M I Fire Risks .iccepted ujv.ii iumiIn cvciv dc'Siiiptii>n dt l'rii|vrl\ at Ciir- R'lit K.iles of Prfmiiiin. I.cvh's p.iij uitli prompt it tiJc aiiJ lilvralitv. Ai;ciiL"ics ihrini^hiuil lltc 1 iominimi. . . . . T. L. MORRISEV, Resident Mana^^er for Canada. C)ff!<:e: =;=; St. Fpanohis \a\iek SiKiir, Mumki \i. ATLAS ASSURANCE COMPANY. ()H L()\l)()\. I.Nc.l.WI). — Founded 1808. Total Funds, 51st Dec. itJqo, /Ji,9^7,()()^ Sterling. Fin- Rl'SlTW. - .-.\i4v.« •< K ) Fiiv liKonic. ilityn. .-.jdv!'!'^ LOUIS H. BOULT. Branch .Mana-cr, WOOD & MACDONALD. Auvni>. MONTRE.AL. . . i . . K )\H )\ ! ( ). HflTlONAb ASSURANCE CO.. OK IKELAND. Incorporated 1822. C-apital lall Suhscrihcd), - - $5, ()()(),()()() HescTNos (tire onl\). Dec. ^isi. iHijo. - r.i^n.odo Fire liK"i>iik'. iH<)">. i>\\'Y . - - . I .()()( 1,1 KM I Louis H. BcuLT.OhiefAg^ent. | Wood^c Macdona'uI, Agents, MONTREAL TORONTO. DCIETY London & Lancashire FiRtf Insurance Co.. _i( )i 1 crty at (lur- iplittiJf aikl for Canada. A PA NY. ()h^ Stfrlin.u'. KJNALD, AuL'ni>. )N ! ( ). :e CO.. ()()(),()()() f 1:^1 1,1 K t( t I ,( II l( ),( II II I iNAuL.Axants. ITO. HEAD OFFICES: S^ *T*- *v* *T*- *T, ^i^- »*.. »*^ »*^ ^r^ )£ 4 5 D.Al.K StRI',!-.!, r,l\ I'Kl'OOI,, 'LONDON & ^LANCASHIRE ':' 7^. KiN(; William .AND v/7 /I/;/; rni.MUMs. Ml roiii. nan IT. \i:r .\M(H \r tilttnl t<, llir l:,s,rrt STRRKT, - London. - •t« '4» ^4* '♦■« ■» 1890. 1889. - i<.'{.;/ i.T-t.i ir; i/.v.s/' fi-.'.'Kir,.!:'.-, .;.k'--^ri[niMii III Prii[\Mt\' lii^mvJ ;iuainsi Fiiv and LiuhtniiiLi (in Fa\i»rablo Tcnii^. Hhad Office for Canada, - Montreal. I'( )i^|•;l^l' SIMMs \ CO., » (.l:i;U(.li DLNIK )!,M. , (jI:M:UAI. AdLMS. ~z % '1' 'to a- ?3 -ri i- J^ ?- •^ '^~ X- o o lJ \] n 3 rr* "J -A •2 ^ Northern Assurance Company, £S1 ADLISHED I03G. LONDON, ENGLAND. nK.\N(ii (urii:i: v> ik oan.aiia : 1724 >OTRE DAME STREET, MONTREAL. S^2,' »i 1^,1 i(i( ) INCOMH AND FUNDS, ISSS. C.ipii.il inJ AcLUimilatcJ FimJ--, - Annu.il Kcwiuie tiniii Hire .mJ I itf I'lviiiium^ .iiul tmm Intercut iipnii liUi'Mcil Huiuls 4. ;-;;;, (KM I Dcp('>ik\l with till- Doinininii ( upwiniiK'nl Ini Hcuiiiv I'l (..'.n.idi.m rolitv Hi'Dcr^ - - - - - - - - - 2(i(i,(piMi ROBERT W. TYRE. Miiiuiiiti till ('juiJj. The Royal Canadian Fiiv and Marine Insurance Co., ^( --:. ; ^^1 I ^C^ riii> (nmp.iiu. Juiiii; lni^iik's> in ( l.m.kl.i milv, piwiitN llu' lollowiiii; Fiiuik'i.il Sl.itcniont, .tiui Milicits tlio p.ilicn.ii^c ni ilinso scckiiii; iiiKiiiestioii.ilMe stviirity .iiul huiidi.ilMi.' tiv.itiik'iil : Assets, JaiuKiry ist, iHHi) . . . - 574^,1x1(1 liKdiik' diirm.L; the war L'udin.u Dlv. ^isl. >W ()2^^hhi DUNCAN MclNIAin:. \i>.].. Fivs. H. CUri. Stv.-Tiv.iv HON. .1. F. THIHAl'DFAD. Ma'-Fa- GKO. H. y..;HFNFV. M.iiunc-i. ance ipany, 3. NTRHAL. Up >M iJian S<2,' >i 1^ ,< '1 11 1 4,s;^,ii(H I 2l l< I.I H H I , TYRE, Jiuicii tor ('iiii.iJ,!. DIAN >- tnlliiwiin; Fin.mci.ii liniiablc Hvuiitv uikI ,St4^>,i )< M I ()2^^l MM I |\l'l)HAli. \i.v-Piv^ Phoenix Insurance Co.. OF H\KTF(>)RD, CONNECTICUT. GERALD E. HART, l.liict A^ciit, .Attniiu-v .iiul (jcncr.il .VlaiiaL;t'r Im tlic 1 Jumiuidii. Hf-iri of».-H .4 St jim.-s St iVIONTREAb, opp- ''•<^ P^'t Ofice I ia'iix\l In the' I MMiiiiinii ( lOveiniiKMit Jdth ,\\a\. IS'KP. ^\P.L 0,V/^y_ Full [k'l'Msil in (Jaiiadian S(.vuiitii."^. ilk' A^cnl-- I'l ihc l.iiiiipaus wmikl esteem liie la\nr tn iVLvive a sliaiv nt \(iur lil'l: INSIjKANOI tor this ivliaiMc aiul wcaitliy uiliee. Ail tuinis dt liisuraivv i^ianleJ iiptiii HUM lilvial tcmi--. but ^peL'ial terms will be i;iveii tui Kent, I.ease-lu'Kl. Hstate and hweliin:^ lisk^. whieli will alv. he tosereJ auaiiist l.ii^htniui; withnut extra eliaii;e. I'eiiewaN kept in li>ive during a^sured"^ al^'seiiee. it desired. Losses pmmptly settled and paid .It tliiN ntiiee. ['I'liL'ies are tree ot technical and iibjectiiinal''le cnr.ditinns. Ihe I'lmnix 1^ specialh characteri/eJ durini; a inn;^ career tur tail and luiimrabie de.ilini;. \(.l:\(;U-> H^iVHI.iSHHh IHROl K iH( )l 'T THI: hOMIMO.N. THE Waterloo Mutual Fire Insurance Co. ISTAHI.ISlllli i>ir.<. ^ Hi. Ah ( )llir|.. . \\ATI:KI.( )( ), ( ).\ r _ AvailaiMe .As.sets Over S2.S(i,n(H». facts that recommend the company. 1. ()ver 2.S \ears <•! uninterrupted success. 2. The optinn I'l in-urint; .N\ercantile .i\\\ .Winulacturiiii^ Risks tnr the term n| < years at .VUitn.il P.ite-^. or one year at Stock Rate--. \. Not more than thiee pavments have ever been collected on ,1 Mutual I'olicw and tiiese p,i\meius have never e.xceeded So per cent, ot .Annual Stock Rale^. 4. Ainounl ol iuMuance in lorce in Western Ontario, ovei SI ioi't'.iido. Tlif tot.il life asMir.iiuc ii-^ks m C.m.ula .it tlic rldsc of IN,(., l)\ wli.it .iic kiKPwn as rL'^'iilar ( oiiiiianifs, apiu.ii^ tioiii ihrsc lahlo to lii\c liccii S j j.->. ^ J7,ouo. In sides wliicli risks t-) th(j amount nl S ;._■(,(,;, jos IkkI lum wnttni liy I'anadian romiMiiiis iii furcifjn coiintrifs. We lia\c iiRtitioiiitl •■nj^ulai" t oini)aiiit s. !i\ wlmli is iim ant tliosf wliic li so hanii' lln.ir rates ot preiiniiin ai corilin;,' to nioitalit\ expei u in ( . as to seeure a surplus fund or reserve that shall eeitanily snttut . allt r paviUL: tin deaths ni the' early years ot a period, to niixt the rianns of sui h insurants as luc to ;;reat a>,'('. Where they charj^'e insurants of like aL;e the same sum \eai |i\ \ eai . these are i ailed Le\el i'rennum companies : where they admit a mmui),' man at ,i low rate ot pn imiiin and raise liis yi'ariy contriimtion as he <,'rows older, they are known a- Xatinal i'luninm eompanies. lint besides these there ,ire assessment companies, whose method is to nly almost entir(;l\ upon assessing,' e\eiy '.urvnin^^ memlier of an assoriat ion wiicii one ol tlieir nuinher dies, jiereeiv in<,' no nevcssity loi a iesiT\e. 'I'lus is a ehea|>ei method, its aiK'ocates sa\-. and certainly the piinciph id iinitualit\ it einhodies is \cr\ allia iim.; successive assessi units aiul cease then liieiiiln i ship. In siu h cise the siilii ,i\,iil.iMe |. I In 111 li. I. II lis .ll tile lie. llll nl'.i pel sist III;; iilil iiieinlHi isf,'ieatly lessi 111 1 1 |i\ the ileti i ti. .i,s. I mli i il the e.\|)i i leiice nl liumlreils (il - ucli .iss' .i latlDlls ill llu I lilted si.iii.-, ,i| I, 111- \i, us, espeei.ilK in I 'eiiiis\ l\ ,ini.i .iinl ()|ii.i, has lieuii ills, ip- pi)!iitiiij,'. not t" s.i\ ills, i^ti mis. I'eiir ( an nil. Ill .nnl iwn Ainem ,iii coiiip.inies ilniiii; ihi-- suit i)t lile asstiiance lepipit ll) the I ).iiiiiiiniii ( iiivei iinieiil. They h.nl l.ist ye.n l.',|5J liieliihiis, wiiose cei I llll .lies i ,illt ll ll ll .Sj I ..|i is.i ill, i, u liile the Alliel ic.iii h.nl ( ■, I 3(1 inemliel s, H ]nt sin tin;; !Sl=.J31. Ill lllsniallie. riie six cnlllp.illies h.nl p. ml Im ile.ilh rl.llllis 8j>4.i. J. \. i'"n\vlir. " It IS ll) i|.i\ ,1 pi,iitiial p'lWei. I'ln.iiici.il hie insurance inc. Ills the |)i iitectiiii; [inwir ot cipiial. ll means the |)iesi 1 \ .itn iii iit the tamiK, Il ll, ".111- till proilui ii\ e pnwii 1)1 iiiniiix, 1 1 n lea 11 s t lie CI )i isiTwi t il )n nl all the pi iweis ol cajiil.il llll the III 111 lit III hiim.iiiily. This is \\h,il the iiislitiilii iii nl life iiisiii.iiice re])reseiils." RE INSURANCE have liceii a I liiel rhailts, 11,111s nt cm- ill, i;;i al lull in (mil Ml the s a ;;iaphic It nil 111 their ouiiiif;< alter ^\eie ilisin.ill };iant." says aln)\i.' Il 1.1 100 aralysis that tnesses have (ilCMilllll liu til plnpilly iilleicis th,in I llll ;;re,iter lle;;lect . iia\ , ale tle;ile,|. i|ilii.\llil,ilely -tateil |iy tin ln-.iinti!, ,■ Cli rem, I, . nl New \i)rk. whnh keeps a lecmil nl iiies. hor year^ it ha- exci cileil a hiiiKlreil iiiilliniis ol' ilollars pel ,iiiniiiii ! In iss,, ilu' lire loss w.is .S| .: i.iiiiii.i , Iniii^ tile !,'re.ilist sum in .iii\ mie \eai since tiie jjieat coiit1,ii;iatiuns ill Host. Ill ,iinl ( liii,i,i;ii. IliUMeii one lilih anil niie Iniiilli nt the lues that lepieselil this j.'ss IS e--Iiin,ilei| in .irise liniii I iiceiiili.ii ism , which Is chief .iinnii;; ihe (.ailscs talilllaleil. The nlllels ,iie. III nplel, ilelectue lines- sp,ir!\S llialclleS — hlllip aiiil 1,1111(111 .11 I lileiils - t;,is jels lull si ,inil pl.uiie jiics. These causes Were 1 1 spunsihle Inr ninle thai' n.iiii.' Ims 111 the ye, 11. 111 .ilinul 711 pi I cent, nt the wlnile llllllllier of which tlie c.ni-1 - wele tniiinl 1 Ml I. The Inl.il linil'lnl nt 1 nllslili 1 .1 1 ile lues i l.lssirieil was 17. V)"^. 11 .iliniit lulls 1 l;;lll L\el\ il.lS. 1 11 .1 ;;i liei.il w ,is llieie is III tie 1 Iniiht tlnit tin h-t ,l;i\ en ,ilin\ e nt i a Uses of t his eiioimnus vv",iste ,ippl\ pletl\ c Inseh In ( an,iil,i, lull llieic ,1 1 e no .iiltheiitic lecouls kept otthelile loss III ihe I >niiiiii|oIl. Wll.it llie lire insurance cnliip, lines li,i\e Insi we know. In the Iwiills \e.ii-- einleil with isss ilie\- palil losses U) the extent of 8.5 5.7 ;7.on( I. w llll ll iiie.ins somelhiii;,' more than two iiiilliiuis a \'eai tor thai period. Ihil tin uii .ll (lie ol 1S77 in St. John .iccoimls tor ei;;hl and ;i li.ilt millions of this. ']"o take ,1 l.itel perind. we i^'.ithel liom the liisiiiaiii e lUui liimk that the a;;;;re,L;ate paid hy the iinderw 1 111 is li n lire Inssi > in Canada 111 ten yea is ended with 1 sijn, was S ;n, 577,1100, an ,i\ir,ii;e nl iiinre than ihiec' millions per aiiiiiim. In issj the sum paid \v,is S.!,(i(iT,nnn ; |i\ i.ss7 it had iiseii to .s 5, |i 1 5.111 10. lesseiiiii;; f;rai_liially to sjij.ooo.ouo last \ear. Insurana' Comnain BROOKLYN, NEW YORK ( (Is/l ( )////(//, c>incc oroani.satton S/ .(>(>(>,(>('(> (>i> '.?i^ f(r£i Gross Assets Dfceinbci 31'^t 1890 : : $5,098,315 06 ^ ! Li.ibilr.ii.'s 4 444 610 fi4 1^1 Net Suipliis as to Policy-hoklt.Ts : $653,704 42 $30,033,332 70 q, INSURES /I GAINST FIRE AND TORNADOES L. C. CAMP, GHNEKAl. Ai'-KNT VoH CANADA 26 WelLiNOTon Sr. East, Touonto, Out. ;(6i'itit3h ^ll^ Jfoicuin ^l^annc Jiiyiuancc iZ<>' Capital and Surplus Assuls Deposit wiLli Canadian (Jovci'iiiiieiit WH.yHO.OOO 100. OUO Till ,>lil\ I ly M.iniH ('iiiii|'.iii\ li.iMiik: .1 < mu 1 nmi lil |li|'c)-.ii. Iiii|",( ii't^, Oiin rolictis i:i,tiiir,l. I.\|tt>i i( I ~, iiiiliiiiitt il t,n ilidt ^ lot iii-'Uiiiit: |'io,ln't', m.tin. citili llvcliancc flOannc 3n9iu'aiicc Cai'iial. ;. : : $2,500,000 (*) CAHGOfcs. Hulls. Fweighis EDWARD L BOND. t'liti I A^i 111 ...1 I Ml. I, I.I I ■! Ill, i,,ii c 'iiii; I" I'inii- \\ \ i;rKM II, Sill. \;.ni. sii\\\Kr (• wii'hi I I . M iiM-i I ini ii).|., i 36viti6b Hnicvica Hssuvancc Co. FIRE AND MARINE I'osh <'<> 1890 : $5,098,315 06 4 444,610 64 tlJt;is : $653,704 42 \NADA r.^ /T* ICC (Xo. WH. 280,000 100 000 O'liicT, m.ii,i, ciiili- Hulls, Fheighi; I hlLiii.l ll.i.iii Co. fii.i.t.t.otui r>i ^"^ I Ill's I...S,,, |,,„|. l!il'ralMll^l>c^ l!?72 6^ .^^^ eV? .♦, .J. .♦, »♦. .y, »n .♦, .♦, ,f, .♦. .», _,^ ,^ »♦« -♦> n» '♦<- '♦» '♦> *;. *{. *j, 4. 4. ,i. ,i. ,{. ,». .;. ,^. ,j. ,1. .:. *i* '?* 't* *?♦ *f' *;• 't' •*' '•' •" •'• ••' '♦' ■'♦* T •*♦« •>♦* '«• '»' 'J" »J« *J. *^. .;. OF NORTH AMERICA THE OLDEST AND LARGEST IN AMERICA i';'i(l-i:]) Capital and Rcsoinvcs : : over m,u.,(mh,() It ha. en .,s books .he Records of over ,,5,00. E.nployees Guaranteed by „ ,„ all par.s of Ihe Continent in the PAST TWENTY SEVEN YEARS S 3 .;. .♦. .♦. ,♦, .♦« »♦»- »♦, .^+,. .+^, ^*^. ^y^ ^^^ ^4^, ^.^ ^.^ _,^ g ,' .;. .;. >^r .^. ,^» ,^, .,;» ,,|^ ,|. ,1, ,:, ,:, ^|, ^:_^ ^:_ ^ OVER S '•• '♦' •» HAVE BEEN PAID IN CLAIMS lO EMPLOYERS * *T* ']' **' **• •*» ■>*» ■>** •*■'■' **'• •*» -♦• «4- -V> 'A' --«. .^,v, ,,^», ,^,, ,^, ,,. ,^, ,J, ,j. Sir A. T. GALT G.C M G President EDWARD UAWLINGS. Vice President ic Managing Direcu HEAD OFFICE: 157 ST. JAMES STREET, MONTREAL Toronto Branch Mail Building, Medland & Jones. Agents Nhu \,,«K lt,»„..» H«ii.uiu.i.Hu ' . .V. Hill, I, hi- ""*'■■ M l.-i I. r,..iiMri.., X»M<»iiii Kli IIM,.M, I'll 1^1,, I,,, |)|.n,,|i TIlC t.irt IS Inn !,'• lUI,lll\ (.vrrlnnkcl ||,;,i ||,,. |,,ss is al.snlutr W.l stc, , 'lininislMII« lli.Tr-sourr.-sof a .•Mniinunitv. I.,',.,inii,!; ,il.,s ii| ih, pc.plr, ,,ihl iiiii..,nin!; j,-. n.ril in.itni.il |.n.sp,tit\. I n,l, i tl„. iMsiuai,,, s\ stem tlir milu hlual iiia\ Im pn.i.M ici. I.iil sniiHl.cly iiiiist pay till- Inss : the iiiMirancc c.ini.ani.s ,1,, n<,i ,,,,v ,(, llii \ iiMiily tnrnisli the mr.liuin U,i its .nlhi timi fi,,ni ihr mass in ihc loiiii .il piciuiiiiiis. an.l its .llstril.lltlull U, tlic luillculai OWIUIS uhns, pinp,il\ l|,,s ImcII .|(stln\..l. aii,l tlic auurt-uati- biinl.n falls iipuii ihc uIh.Ic . oiiiiniiniiv . Ihis is the < mi. Ihmoii oI tlii> Mann tactiin-rs' Mutual, ol Ih.si.ui. ulndi -,,,.s nu m say, irnlv. that "a -.■iicial m.u.iis sriiiiini'nt has ;,'roun np an.l pirvaiN. that, as tlii' . umpany is tin jMity .luainst win. Ii the ottt-nrc has l..<-n ilclic. an.l wlmh al.iiu' siill.is loss, it is the ImisIii.ss ,,| the iiisiiraiuf p.-.ipic tc, hiini .loun ,in,l pnhish tiic in.-. n.!i,ii\ , w h .lly Insmt,' si-lit ..I the 1,1. t that tlic . ..iiipanv is iiici. 1\ the i-.ill.-.i..i ln.ni ih. win, If c. mniiv ..( tin- Inn.U uith wiiich t.i r« t,Miii tin- .lie. is ..t canlcssnc^s .m.! . i inic. I h.'sc iii..r,ili/iii;,rs. jiy th.' w,i\ . 1,1 Ins imw i .s n t i.. ihc s.\ . ni.. nili i.ninis an.! (.lis.r\e thr (growth nl the svst.m ..f In.' insm.in.i'. I ndu hIiliIn ,in.l . Inhs .li.l soiiittliint,' in till' way ot liic nn.l.rw i itiiij,' ,ilt. i the -it.il hie m Loiuioii. hut in n^i ,i .-■•■iiil.iiiatiMn of pels,, lis .ipnir.l ih.- tiisl i.f;ni,ii In.' ..flier. Of the otti. rs that still ^nr\ivi.'. only .m.'. tin- I l.in.l in 1 Liml, .Lit.-, ||,,ni ih. s<\.iit(.nlh .iiitnis. I'hr Sun was cstalili-h.-.l m 171... the i'lii.m in 1711, the i.i.n.lon m 17J0. win. Ii \car ,ilso witiifsse.l tl). f..nii\- iu.miis of .111 en;,'iii.- from the rni..n I'lie ( )lli. .•, tlicn l.irlv ...111 years estaiiiislic.!. .\lio\c. .imul tlie sin.ik.- of the e.infl.i^ii.iti.m, a .l.p\c Iuim'Is wiili an olive liraiicii in liei In ,ik. lieing a readmj,' peo|)le .iiid a shrew.! pcijile, ( ',in,iilians liav. wisely taken ad\antat;e of part at least of wli.it lia.l I... 11 l.-.iriie'.l .-ind snllere.l li\ hie nn.leiw liters for nearly a ceiitiirv. Tlie ronip.inies have learned a thinu or two ahoiit th. mor,il lia/.ii.l. I'lieir . nstomers .ire fnlly able, 1st ol the times m respect of lire .ippli.ince.s. and tliey are n.it In hin.i in pi..'., tin;,' tli.ir pr.ipeit\ li\ in.,iiis.if ,isso.iatnl capital ..r niiituai (,'iiar.intce ai,'aii)si the ra\ ,if,'es of lire. In the Lii.st p.ri.Kl loruliicli statistics are .i\.iilal/le. tiie calendar yen \^'i". iioli.ies foi Sd. .7,74.y.. loo were issued ..ii ('.ina.lian pr.ip.rty liy tliirtyseven incoip.)iat.il c.imii.mies. uliil. the ad.liti.m .)f risks written i)y mnlii.il tire- insnr.inre associ.itions, do or 7. i in nninlnr 111 ( )nt,irio. .m.l fiwei in tlie .itliei pr..\ inees, slioiil.j liriii;; the l.)lal l.i li.'twe.ii S7"'>,i ..k i.on. . and S.soo..io<),ik).i, 'I'here is reason to lielievi' that larm' lines ..f insiUMii. . ar. written, Insi.les. iijioii ( ana.li.in profierty li\ compatiirs in tin- L'liited States wli > iii.ike no dep.jsit in ( ,111,1. !,i. Imt are n.)t aiiove takinj; what nia\ lie ternie.i ciandistiiK^ imsiiiess, the term f.u u hi. h ,1111011;,' iindtTwritcrs is KHessed .it. Ill 'ho oat It IS ;i 1,1 .now li,i\iiii,' .111 .-ifice i;ii'.,daii.l, also d I 01 out. I, leilislll lillslliess ol The ille ol.iis ( )||elii . I'ire .\ss mention is .hie ti i'.st.llilishe.l to ti j^ener.il liie Imsn losses of ^((177,. 1. — Its sli.iii hol.ler \n.'lh.i It of will, h Mr. \\r an.l .li.l hoth In. contending' tiiat i ( omiitions, l)iit it Tlie M.iiilie.il col In iS(i. tl do/en yeirs later The tirsl ,in.| 1; in contempl.;ti.iii companies operi tarill of r.ites. a number of .uidii with 1S71, Tlie Marine, ,111. 1 the tlii'Mi .tM' in e\isl« An.ithei. il hoiisi' an.l such ri tliis ilirectioi), Its iiicln.ie general li ( (imp.inies .ire in; pi .( .irioiis bnsiiu tai ill ollice in i>.; alone, ha\ in^T j,'iv. ( )ni' l.i.iks which lie,irs the | I'liiiinisliiii!^ lll« J,'< luul )ti'ct((i. lint lu\ nicicly Ills. IIS iinsl \v liii II less III ihc l;;lll 111 lllr I ihi- IiiikU illl rintllis I I lulls ill.! t ill MiM ,1 s tll.lt still Till' Sun \c.ir also i\ lolloucil IlltCtiilS 1)1 ts \\ iili;iiii III nil liie ; liliidr I if ;i llich liiltv OVl'Is Willi Sfly taken iiJiTw liters tin moral i|i)ili.iii('es, eapit.il uf 1 statistics ( .inadi.in tvritten by 1 tlie other 'I'liert.' is ( aiiadi.in I.I. lull ,ire I II .inioi)'' iinilcrwritcrs is •■ iin(leri,'r'iniiil iiismi.uk <•. ' I'lie e\ienl of tins liusiitess cm only l>o KUessed ,it. Ill ''k; early days the fire iiiiderwntiiiK ol Canada was done in I'.ritisli coinpaiiies. It IS a I.I >n<.\\ii to lait lew tli.it the Sun I'ire Assiir.iiu e ( o. did lnisiiiess in ("aii;id,i. h.uini,' in ..ilii e in Nh mt te.d. wli. n Mi, Wm. jiil.ind w.i, its .1^1111. Th" .MliaiK e, of r.n'jl.ind. .dso did Imisiius-. hn,., .iiid uiilidnu ,ilii 1 the luiiniiii,' 1 1| the ('alliedr,il in loioiilo. lemsiiiin;,' Us Imsines-, uuh ih,- Monlie,il As^iimii,,. ( ,,. 'I'll.' ('.iii.idian luisines, ,i| TIk- K'ov.ll .Hid othci 1,11141 lin^^h'.h riilii|), lines WIS . it ,1 l.ilei d.iv. rile oldist n.itue hie iinderu I it Hi^' oi;,Mni/.,iii,in in ( .iii.id.i now e\isiinjr is the ( hlehee I'iri' AsSIII.IIK C ( ■olll|i,lll\ , the ,|.i|r ol uhos, ( ->l,d)hshllieiil w.is I s|s. i;s|ie( l.d nientii)ii is due to thi (hiehii \s-,ni.in(e < iiinpiiiy as .1 1 lei of eonst.iiH y .iih I pin. k. list.ililished to t.d toimdcd in ispj ■I'ld did hoth liie and in.iiiiie iiisin ,in( ,.. |i lelin, pushed (he toiiner ImmikIi in \><>^, eonlendin^,' tli.it there u.ts nioiies to he ni.ide no lon;,'ei in the hie luisini ss in its tin n I onditioiis. hilt it di\ided aiiHin;,' shareholders assets to .il.ont (i-ht tunes tin 11 ( ,i|iit.il. The Montie.il continued the marino hiisiiiess until i.^^/j. In i.s;?. the I'.iiiish Ainenc.i .Assurance Coinpany w.is fornied. and some ten or a do/en years Liter, the I 'ro\ iiiciil, followed hy the Western Assurance Company in is^i. Idle lirsi .ind last ol these .ire still in existein c. thniii^h it was iiiori th.in once in cont( iiipl.itioii. in nines i^on. |i\. to um,! them lioth up. I'he home ,ind toieiMn companies operating' in C.inad.i h.id Ir.imed .uid were dom^ luisiness under a tariff of rates. And eiiC(.iira,i;eil ii\ the piolits supposed possible fr the Imsiness, I number of additional home comp.imes were iML;ini/ed diiiiiif; se\(i,d \c,irs be},'imimu with 1S71. The Sladicona ol ( )uebe( . the N.itioii.il ol Montrt al. the ( .ni.ida i'lieand Marine. .111(1 the Dominion m| 1 1 ouihon. wen st.irted dining' this peiunl.biit none of them ,Ue in exislellce to-da\ . Alliitliel. the Isol.ited Risk ( omp.lliv. was lornied tWelltN NC.irs aj,'o to take 1,11111- house and sikIi risks. .IS Us ii.uiie implies. \ot meitint,' wiili lli<' success expected in this direction, Us name w.is .ilti red to that of The Soveiei)4n. .iiid its scojie in.ide to include j^.neral business. iWit it w.is wound up a lew ye.irs since. 'Iiuse and other coiiip.inies ,ire insl.inces of the capil.il lost 111 tins iiresninably money makiiii,' but really pre( .irions business of tne insiiratK e. The iv.iy.il ( an.idi.in w.is founded .is a non- t.iiiH olln e in 1 s-^. siir\ i\ i-d serious vicissiliides, and exists to-day, doin;; In e bii-iiiess alone, has inj,' ^;i\eii up its marine bratuli. One looks with s..:ne interest at the musty coser, ,ind th,. f.idjn..; leivesof ,1 book whu h be,irs the lule •• 1 i.rdiito Sp<-( il;r r.ii ill. i.sho." wliK h ^,ive niiderwnlers' r.itinus .'' • ' V ■. \.l\ ^^w^ ■^' ^-"-•^ ////////^ (^./////"////y .-.• iSl IIUISIII I) '■^7 •V.-A.-^- "•■'"■ .1* .\ •\ ^v< A' '\'.> ''^^ .. .V•^. A' '" I /i\lJ O/ll:,- owv. A i; K\M^\\. I'i..i,l,ni '^ III! I •- >.•.,,,..,( \\ , I U\\|S\\ Sup. 1 lilt, n.liiil iflrilit • p» ji^.'i ftC!**-^ y/tjtm I 1* 1 I ■% ■1 ^^ Mof*i. fy WW V \ 1 The Equitable Life ASSURANCE SOCIETY OF THE UNITED STATES. PESULTS IN 1891, OF ORDINARY LIFE POLICIES IVith J urtilt M'.ir Imitiiii- I'rihuK, itMiril l>\ tin- lv|iiil.it' ■Sua-r* itl IM-I ;i' 'iilitii; lliiii runtlilr I'itIikI-. in I"»'»I .4ll.1lM<- >ii>lli tholili 1 It ikI '>t \i.,, ..J y . ■t >in.: 1 ■' . . ., VjI,.. ■ 1 •IMJ U( Z"* .^41*. -1 N..t.- lll;ll till sf I'llll lls;lli III iUl,lltli ■•! i.'- •t-' .«,, 1 2 . 1 ;lij ITmIii IJ.ill llll »" '•■11 Ni.. 3 1 j^.j lll-\ llll' .IS' «'■ r"*-' lll-.i 3 1 <•.•<» ■.iir^iiii <■ %L' •C" I i«r •V i i|jU Ih.-l tllil Illi-lll hI, , I .1 t!l>-:I1i lit V h'r^ •f'» •»- •-J-'t— -! f^v-tl rtj.pll. Ill M TWENTY-YEAR LIMITED PAYMENT LIFE POLICIES. i !•♦■ tirst "it ilic (Kilii ii-> Willi .'D MM. r<>iitiiii' (uTi"-"!-.. i-»>iimI !■» ilw I ■)uil.tl>lf l.ilf Assiii.iiuf >mi iii\ ■t :1m 1 I11U-"! >t.itc-. riiil lliiir riiiiliiir |»'i iinl 111 is ,1 Iht- i. "I .. r _ ! il.l.- »h"W ■« lh<- n-siill -. />. r ///.■/nrdii/ t.n III, i:t I.il, l',,'ui,> nil llir liasis i.| llir rrliinii mail. iiiirillK p'llu l>-- ]• ..U.-J 4^. ■t #1 I'll ItlllllllH < • Mi 111 \*M|I tol til \r4ts II .III! f 1 .!> I'..||l>l ll It-llllll I'l li.l.i. 1 .,1 . Il.l .. Vniiiul k . • ■1 Niiiipl.' h - K' .jli/r-i .If. 1 v.^im.ni .,.1 u|< \ .1^1 .1 f '1 1 1 t -1 N-li- Ili.it llll-v trtlllllN .III- III ili/i/l/liill til till .«" 7tM» •"-•4 $ iHH 1 -•..( ' l-» 1 ;,.. 4 4 4 5 5 . i.|»7"' -■ 111.! _* 1 "I • -• M" l\HIU\ \r.lf. Ill |i|i>li'i Hull llll lll^hl•ll ll\ tllf .1-. Nlll.llll 1' 1 hf-r«- MM iitliii miiliiiiU III ^itiliiiii lit illii-ilr.'itioii'^ ••» uhith will In- ym-ii nil a) )ilii .iliiii PROTECTION AND PROFIT. - ll .il\.illta:;r ii| i • illll Hllllu ■'" .11 .../"/. '( Aim /.■ ,t ../■. ;; .tiii.! In lllr li-tlllll-. Illlilit ■.«-=c-> *•! \ 1.- Ihal tluM' Mturil-. .iir **■ ......... K...i./'.l ..nir, ,„ ,„/,(jr'. .1 III ihf i«i-nu M-ar- "I |iri>n (iiriiisheil In ilir .i-1-.iii 1 'I .' ■ l< .11 <. * ',...; I III •> I IK') l.l.'> 1 .'V' \' .till* r»l $i.7'>«' i'7,| \..r. ih.ii llHv H'llll ll-..llr III •Itlitllu'll \" lln I Willi \ M-afM lit |ir'i|i'i tliMi till lllsllnl li\ llli- ,1?, -•IIIMIK I II ,l|<|>tl< III M POLICIES. . , .:. , .,.,. .,,,. . ■^.•l i<-t\ ■• ihr ri'siilt . ^1 1- tlii'ii\ .in- III ililililltiii III itlr iwitiu \f,ir> III |i|ii|i'< t jnll till iikIii-iI Ii\ ihr .!-< ^Ill.llll I' 11 i-tl .1) |i|li .itMII l>. itii ti turn-, iiiiili I 11 I llltlll M.llfi 1 M . il ; III ^1 Irllll 111 .ill- !•• lllr IWflllN M-ari r ,| ni^lli-.! |.\ till' a-lir% tiii|.|fr« * r #|r..lMNI,IMl«l i.O(m.Of>«i I il.iXKI i^il.iHM^ e e @ @ 9 Mui li of ttie Company s unequalled succiss ■IS I Homi- institution is to be attnbiileJ to its very liberal .iml v.irieii forms of insurance combinei) witli its liberal l>nn(-i()les ,iiul practices, and especially to ts prompt pay mr-nf of all just and approved claims upon maturity and completion of proofs a piaclico mtioduceil lu-if by tins Company which has continued to affoul the representatives of dt'it-ased Policy -holdi'ts the ^rivitesf satisfaction. WM M, CABE LLB.FIA En(^ Man.iging Dm • tm I if tlir liiiildiiif,'^ 111 I lie ( ilv . as vsfll .is in ^'^ll k\ illc ,(iii| Sea ton \ ill.it;i >. Tins t,ii itl \\ .is ailoptcii III til. It M.ii li\ till- I'liitisli Ainciir.i .ind llii- ri(i\iii(i,il ol the h.ilivc i'(iin|i,iiiirs, ,111(1 li\ I III- t I iliiiiitl I i.il I ' nil 111 . I li line .iinl ( oli iiii.i I. IihimimI. I ..iin .1--I111 i-. l.oiuloii .iiui 1 ,i\ (I pixil an.l (ilnlii, l.iiiiiliiii .\--->iii,iili I- ( 1 ii pi ,i ,it h 111. l.iiMiliiii \ 1 .aili'.isllilf, NiUtll llllllsli A M(l(alllilr. I'liiiiilN. ( )ii(( 11. I\n\ al. S( Dlllsll 1 'ln\ iiu l,il. ailiniiL; llic I li itl-ili (iius. I-iiijii lilt 1 Ik iiiiiiiIh I I ; tin- < )i ail' iillii I li . (i| |iiciprii\ |i\ nil-, loss of sliippiii;; li\ tin iian;iils I'i lake III --1 a, .iinl iiidi iiiiiil \ lit Inss nl liti Ikhii ,11 i iilciil.il 1 'i iialiiial raiisi's, the piiiuiplc nt insiii.iiiii !■> .ippluil In i ,i>fs w inn iiiipli i\ 11 -^ ■-t.iiiii to lost- ii\ llir tl.iihl III iiisuUciK \ ct liiiii Mlv.inl--, In lii-->.i s III Ik 111 i mp-. |i\ h.nl ^tniiiis. li IS-, of Caltli' li\ iiiiiiiaiii (ii lii;lil iiiml; si ii 'ki . tin IiiiinIiii^ nl IhhIiis. llir Im .ik.iL;c nl pkitc K'l''^^' •""' '-■^' " '" losses tllI(Ml^ll ImiI ill Ills. I'.iil lit siilrs llic uldlliaiv llir ,issui aiiif 11 .iiipaiiii s. wliK li p.i\ till- .iiiKiiiiils III ilii II piilii Us al tin di atli nl tlir iiisutanl. till If liavf c'liiiK' iiiln cxisicncr 1)1 l.iii- \ I .11 > iiiiiiiiiniis assni lat ii HIS kiiii\sn ,is .11 I idciit itisiiiaiicc rmiipaiiii s. I licsi a^n-c ti> p.iv 111 1 .isi- nl di .iili Iv .n > idiiil .1 si.Ui d siiiii, \ai\llit: ilnlii iiiinillid> tn thniis.iiids nl ilnll.iis, ,iiiil iindii the same pnln v ,1 irilaiii suiii pi 1 wick nl jicl liinlilli dm 111).; t Ik- pel uhI tni \\ Im li I la 11 ism .111. :s dis.ilili d In .111 idi lit. Snllli fnlts \i-.ils A-^n 1 1 1' I r \\ Ms i-s|a 1 illslii d III l.nlldnll llu- K'.ill\\,i\ I'asM-:;!;! Is' Assiiraiu (■ ( "niiip.iii\-. wlin li in n-tiiin Ini ,1 sm.dl pii iinuiii ^1 .idn.iii d Ini hist, sctnnd m third (dass passciij^i-is \>\ train, imdritiink in p.i\ /."i,nn,i, / ;ii)i.,md /\'"n iispriii\rl\ 111 rasi nt till- di-atli of .1 iicisim tiniii i,iil\va\ i,isii,dt\ diiiinu a siii^li- liip, m ,. 'iiliin wii-kly allnw.inii- in rase nf pi-ismial iiinii\ imt irsiiltm;; 111 di-atli. A li-w \t,ii^ l.iti-r till- luisiiicss \\ as r\ti-lid(-d In 1 mill ,11 I- .n ndriil s nl ,ill ,mds. w Ik tin 1 mi iail\v.i\ s nt 111 t.K till Its, I idiiit;, dri\ ini.;, and wli.it imt, (iiadii.iliv tln-n- ciiik- iiiln \ n^;ui- .1 s\ sti-iii nl pirinilual paviiK-nts. 111 iimpniiinn tn tin- di-^Mfc nt risk suppnstd tn afacli tn\,iriniis nrcilpatidlis nr tiilldlllnlis. riu-lr rail now lir olit.illK-d til]) 1 1' kit s n i\ 11 m^- ,1 siii^li- railuay journey, whicli entitle tin Imldi r tn iiiil( iiiiiily at sn iniu li \ni wei k il injined on ill. It |i ■iirniA , or llipil\. hilt .1 slll>|ii t In }^I.k1 dls.tlil.d nl Iml line. I w 11 111 1(11 Nine I (III I \M I 1 '.1 It |s|i .111(1 lnss(-s *;i lir^s''- tli( Silpi 1 Mill 1 li N. 111.1 . \i i'id( nt < .iiiad.i . ( iti/iiis' 1 .nlldnll I M.iliillai Mutual 'Nol AS II 1 Sun I'l.lU 1( i> li 1 ivi- II: i\ P V. ^,^ 3 .:vw-"%)i. r c r'v^ ;.^:^\ III! I.ll. liMiii iln l\'i|)i)it fell iSiii' iif lilt ()iil,iiiii Itisjitctiir rif IriMirancf, vvc t;atli«-r tlial the iiimilii I 1. 1 |iiii(l\ iiiuiu.il I (iiii|i,tiii. the anioiiiil of whose risks w.i-. fis |. ,,((,. 1,1,1 , Hilt ilirir ale also iiini- other I'ompanifs usint; tlir rash ,is well ,is thr iiinlii.il plan, .iiiil the aihoiint ol ihtir Inisiiiiss w.is Sjd.^oiy.ix lo. .Niiion;; thisr were the tioii |ii-tiirt Miilii.il iiiil ihi \\ i Ihii^toii County Mutual. l>oth fouiulcti in i^^p'; thi ( >iiii II (its aiul ll.iinlin I laiiil. (onmli il soiuc twi nt\ years aj;o. 'I here an 111 hi r lot ai oij^ani/.i lions in ililli 1 1 ni piov ii,i < s \\ Imh im dmiiit s( t\c a useful put pose. 3ENT Assurance piny \<\ thr 1 <'! n.itiii.ii Is staiiii to li.iil si.ii ins. |iii .ik.iL;e ol hli' assni ill' lllslll.llll . ,is .11 ' nil lit si.iti il Slim, I II lam siini li\ ai I nlclit. 1 '.issii'.yt Is t, St I I lll'l I il .pi I 1 i\ 1 l\ 111 Ol .'. ' I'l I .1111 / ypais jalrr il w.i\ s or 111 .1 s\stilll ol ll to \ ,ll IMIIS lllj; ,1 sinnie if iniiireii on lh.it H'li! ms . or Ins Ik i is >i i .m m, nr S^.c mo m i ase ol tin lU .itli ol a holilt i lioni siii li iiipiry. ISiit .1 laij^i- popiil.iiii\ li.is ohiniuil Im >eail\ policies attains! arciilent, siiliirit to },'i,ii|ii.iti ll i.itis ol pit iiuiiiii. ( iitiiliny the insurant to so iiiik h a w((k li ilis,i|il(i| III hi iltidilil; ihloiiyh ai'ciili 111 ol wIi.iIiaii ii.itiilt. or his ii pi i sintat l\ es to one. \\\'i 111 ten till '11 s, I II' I ill ill.ii s III I ase ol ileatli tioiii .i< i liieiit.il cail-eh. \iiii I niiipiiiii s ijii ,11 1 nil hi liiisiiiess in the l>oininion. lue of tliein ( .inaiiian, l\M. I'll ilisl, , mil two Aiiieiii.m Ihi II preiiiiiinis ilnriii'.; i s.,, , wi n- ."< j.) (.i,si . .md then josses Si II). i>'' 1 hi lollow lilt; .ihsii. II t ol then hiisim ss Im i si^o is limn the ki jimt ol till Slip! 1 mil 1 ih lit 111 I iisiii .111! e : N.iMil' ut Cu Ai riili nt of N A. ( .mad. I A< < idi nt ( Itl/elis London ( iiiai ant« e and \i i ideiit .M.iniif.K Inn Is' Aecideiii Miitn.il .\i I nil lit "■'Nrnw il II .\ I .I'lidoii Sun I'l.m Ills I'rfiiiitini^ Viii 1 l'<'ll< It - ?i,V^.^i'J S5. '^.y~ 43" .S-7-- 1. J ;i i. 4. Ml, I. iiJI.JS" 63* 1 1 |I),SIKI -S'i'i5 4' .Jit'^-.S'"* ">'7-'J'J-i '3 .751.^30 Total Sii)4.<)Sl ??4*.,J. s.5^15 The Germa Insurance C mmmmm ■■ ii' * OF NEW YORK ^'' 1.1 o/ ,\Ct '"t;^^v>- V)Oe^^ l^-: 3^^ 8. ^-^^- ,r.i AU\3.V ?^ o\^^^^ !■( h.i m S 1 10 Ml MANAGERS \ OH C ,y\iY" German ici Life ince Co. '/ \o^ 3F ^HW YORK 'So ■^•} A 1 111^ 1 1 W wlicn ii(.Mrl\ c\ci> iniMik'>^ .iikI prsr IM- '<>l-'l\\( I; ii' xliVl ,1 Comp.iiu vvllkh. iH'i 11^ l'\>l Kl;(.( )kl ), ( ,1 \IM\ I lilis 0.^-^' I'l.KllC I S|:( 1 i^in. m Ilk' .uiis.iA.itiw iik'ihi.Jv ulikli iHi; ( ,i;i'N\ \\| \ h.is vCiiMiiillv piUMk'J, h.ivf UMii ii ilic oMilkk'ikv ui its pmIu;. .h..Ucr-..„K| h.u,- ivMillai in l,iii;cl\ iikiv.iH-d p,iih.n.i;;c' u| the iiiMiiini; pnhik . its p .licic- arc- plain aikl sinipk^. anJ .annul Iv |M "ii^'-'"">liii*-^l; ^vi'n ohli-aliun i- pn.nipih incl. anJ |..vx- paij IMMIil (I \ I iil V l'"livks isMk\l i.n Tciniinal. \\li..k- IJu-, | imiiiJ I iU', laklownk-ni, HmiJ A'.i|ni tlil!i\ ..l lnll\ \ r.ll s .i^n ., u ll h ,1 \lt\V to .(sMsl llic .llll^^,^l iir Miiall < .ipil ili-i to tiirni->li liiiiisi II in^iln-- liiiiiK uiilia liMiisf oil lilt r.i:iltiin'4 Soi i(t\ pl.'ii (\mII InIiowh in tin oKl (.iiinli\i. oi icj .i-^ist tin ^-11 iiL;^;liiij,' ai;! i( iilliii i>l l" |iio\uli liiiii--rll wiili ,i l.uin ot wlm h hi '■lioulil Ih' tin- nwiur iiisl( Mil ol tlu' tiii.iiil. Colli p.iiuo ol thi-> kn 1 li.ixr iiiiiil ipln .1 in ( aii.nl.i. .nni ll.in mcM lias t;roun. I Ik ii opn ation-, now cvtcnd o\ri loni m li \ i |)io\ up i s oi > ni^iion, tlioii^li ( intaiio i> tliiii |iiiini|'al si it. and llitii ioaiis appnMili a Imiih ' nil .i ns. Not only do main thousands ol laiiiii is taki ad\ ant. I'^r ol tin t.u ilil n - sm |i i-.so(i.r, r.ipil.d otitis. Imt ni.iiiiil.r tint I -. luiildii-, ital i-iat' ojni ,itoi -. in towns and ■ itifh, 1m,i row fioiii lliisf assot lalioiis on the si-i-iirii\ ol n.il i si.itf, .i (.lis, i ipiion o| laisincss wliit h cannot I'C done witli tin h, inks, lol lliisc iiist itntoii^ ,ilr !•> I.iw i stoppiil li olii iiiakiiij,' loans ol til, It kind. M.in\ ,i l.ii nit i li.is Ix t n I , Ipul on i In r, atl to wt illli l>y ;i tiiiitK loan from oiu- ol lilt -f tt'iiip, inn s. m ,irs a^ >, at fwiis,,| p, |i, i iiiu. Now a- d,i\s iif net il not pa\ iiiou' til, in <> or 7. All nil ,1 ol tllf IXttllt to wlll'll till- laisincss ol slH II . oMl|ialllfS lias ^loW II lli.iV 1„. ,,i,t,iiiM (1 tioin tllf 111,'iirts ol ,1 (io\iriiiiiti,t K'i'liiiii loi iss,,. pi, p.ii.il hv ordt I ot lli.- Minister ot I'm. iiKc liV N. S. ( i.iilaiid. (Itik d M.itisii. ^ .11 (lit.iw.i. In ilu- it turn .in- tlu ii'l'ort^ of -^o !, 0,111 ('tim|>. inns .nid HiiiltliM:.' Sociftns. lAistiii).; m t wtiil s ii^lit pi. It ( s. tllf p.iuliip ( ,ipital ot wliii h I \i cfdi il tliiitv lour iiiillioiis ,it tloll.iis. I In Ik .nl iiiiartfrs of some ''o of tin sf wi if 111 ( Mitai 10. the 1(111. until I |iciii'_; m i im In ■ . Nov.i Scdtni .iiitl M;,iiitol.,i. riitif .lie othti t oiiip.niifs of tlif kintl. wliiili li.i\f iiil.wt lirllfVf. m.idt ittniii-tti the holiiinion (io\ t 1 iiliif lU . S t ot tlits( li.i\t iIkii Ik .el ,]ii,irtfis 111 ( .n ,it IIiU.iKi. I'.ut lilt itlnin siil.-t.iiii i.ill> it jn t s( nts iIk 1 1 ansat tioiis ot ^111 h ,isv)( lations. A t.ikli will show iiu.si n .idily tin ii.itnif ami f\t. iii ol the Iuhiii-s^ dolif. '1 hat the l.lisllicss ll.is Ik cli l,il;.;(K tli.it o| makiii- .mK.iih is lo l.iiirit rs li|.,,|i tilt s. , iiiity tit thfir laiiiis will paitl> a- fount l.irthf po pontl, 1 ,in< t ,,| < liit.iiio so, u 1 1, s 111 ilif tal'lc : - ( .ipit.il ol t t,iiip,iiii, s with Ik ,1,1 ollK I - 111 ( )nt.iiio .s.'s.tioi'.ot.s other pio\ lilt fs ■ .i."''J.-i.S' Iliiropf • .S.tr'^.i.'iiH Tol.d t .ipil.d •■ ■ ■ • - '^.v).".S-'.'(.vl Of the Out. 1110 coiiip.iim s till iwtiiiv wIikIi Ii.im- iIku lit.itl ollii cs m Toionto; nine with head. luarlfis III I., .11. Ion; ll.niiilton ,Uitl ()it,iwa h.i\ f t hi . c cm h. . St, •Ihoniiis li,is liw; Kin-stoii. i'tleihoio' aii.l s.oni.i. tw,. ■ .u h : whii,- (oKlph. Sti.itloi.i. Ilellesillf. Osh.iwa. 1 'ol I Hop,. liLinttoid ,ind St. ( athal ilif s ,0 ,■ ..N, , ., pit sintfil III lilt li^t. 111,1101 ll\ of lllf t ti t.il Ills IP till lilt IS ( )llt.l! 10 ( ' >lli|>,illie iillii I s Ml I'll It. till : I he ;,'lowtl ol the a!;i;reuate o ;i\,iilal>le datiii;,' f took plai e 111 I H') I, v.; ( 1 |SS ;--- IS.S,, I Si |, I . - I ..11^1 ,is 1 Ik si tif the plippi ll\ lit. in upon ( )ntai lo 1, 11 1 ,ht d lioll.ll-- ol V .1 nil 111-- ,111(1 lo. f sii hi 1 ,11 hur _\ hv shall hoKlers a It li,i- lit I II loiiiid St ot I.iikI. upon t! \ > .liiiiif t li.iii ( t 'lilt upon till' --t t 111 it y \ , ,11 ti 1 solllf S ( I ,S I S,l I, H I.. M ,C 1. I li sill its-^fiil. Instji I he lu.ili.it.'elnt III < in silt h casts til In oolei t 1 1 1,1 It; in ol t. aim ti the f \t( III til out: own valiiatoi . I out ol the tol.il lo f^i ;s Companies uh Ontario. :ihll liy ,1 \nv^ a- sciitiil 111 ill! IkI. Till ritus 111 Miiiilit ,il. I iiii 111! , ll.ilil.iN .mil M. Joiiii I 1. mil til'' iiiaiiuilv n| ihr I iiiii|..mii ■- 111 nlliri lunMii, ,-, Mir Icr.iiis iii.nlc an i>iiiiri|)all\ upon t.iimsip till iiiii'-l |i|iisi)ttiiiis i|i-.|ri( In lit <>iilaihi ami Maiiilnl'i. linn aif stviii ( hit It III I "II i|ia nil s will! 1 1 li"\\ li ml m tin latlil plnv iiicr : srMial ii miiiaiius with Inail (i||ii(>^iii r>iil.iin.iiMiii|ii'Mt< llicic. rile ;,'ni\vtli 111 tlii-> iiiiirl^,Miif li)aiiiny l'ii>iiii>?. ma\ 1" iMilu all il 1\ a rniiiparisun I'l till- ayyifnalf "I till il 111 Ills III ilittcuni \< at--. Nn lalnilalinr. "t tliciii appciis tn lir a\ailalilc il.iliiij,' Inmi lictnif I In ( i 'iili ilrial i. m nl tin- pni\ llii i s i il Caiiaila. wliK li event took place in i H'/. \,.,i ^ ""• i>'i7 ( iiin 111 liiaii'. ii|i SI I iiiii\ ni n al estate • S 2.s;i.ii7( IN74- " •• i,S."-»".~^5^ |N7S .... . . .i.{,i)s,, '• " i»^.7.''i.i'(i I s,,,, ■• •• ■' "'.S>.S.i.i'''4'^ L.imi asiJHse liyiiii s aie. lluv all- sin. ill wliiii i iiiip.inil Willi llie af^'u'r*'?,'''!'' value nl till. |i|,,pi it\ liMiiiil iipnii. It u.is slmwii. Ill iss,,, ili.it the l.iaii ((iliip.iliy iiiiirt;4,i^^es iipiiii ( )iit;iiin I, mils .iiiiiiiinieil. ,ill lui.l. In i iiil\ si \ .iinl i >iie h.ill ilnll.ii s Im e\ii\ hnii- ,|li d linll.iis ,,( value. riiiA wele. Ill i.ii t . les- t li i li hall t lie \ .line 1 1| the fal in lliiple- llll III-- .mil h^ e slni k. Ill eailiei \a .w- the iiinne\s Iimih il li\ ilie-.i sn. lein s i misisteil 111 I .ipilal paid in li\ shalellolili'is .mil ilepnsil-. ni.nle with tlieiii ,it mil list li\ the pllhlu . Mnie leeelllly It h.i- lieeii tniiiiil pi.ii Hi .ihli l.\ 1 he 1.11^,'ei .i ililp.ili les tn liniinu liiniii y III l^lif^laiid .mil S,,itlaild. ilpnli delielillin - l^-sllell tnl .1 liilll nt \e.ils. al InWiI l.lte^ .Hid 111 ^le.ltef V,,liiine than I mild he .inlie 111 ( '.m.lil.i. 1 In lihiniv tlills 1 .. n n i\M d 1-- In.med .it .1 pi nlit iip.iii the M I iiiitv 111 I md in I il\ 111 iiiiintiv. 1 In dehiiilnn I ml in\Mii>;s .miuniili d last M-.-lI In Millie S I |,i nn.n,„i. alldlln.--i li mil deposltnl s nil i all nl .ilshnit tel Ills It) .ihoilt »>|S, iV; tj) ® '» S' !» i/J :» !>:> i H H 'S 'X* ■>!' / m ® w © <•:> <-5 © © ::: © © © © © immmiiffniinf n < •Mu © © © ' ©©>>:> I © © © © © © © © © lllllttlttlllllllllUltMUIIIUIIUIUUlll hitiiiiuuiiuuiuiiiuiifl J / © © © ,f"v/F- P^.i^/f^^l7" ,!AtMUAf-;. g^SSfcaBBSSMitM /'/'/\ rr MMIIttfftff WIf ff m f If f u « 4» «» W W '.•.' j iiiiiiimimimiiiiiiiiii IMIIIinillllfllllltMllilMIIIIIMIIIIMMIIMMIirilMIIIIMIIIIIMIIIIIIIIIIimmilimillllMlllltfllollU lllltlllllllllllllUltUUIIIUIIUIUMIIIIUIIUUIIUtUUUUUIIIItUlttUUIIIIIUIIIIIIIIIIIIKIIIIIillllri /w^' / .//y"^"') /';, s/./,7// / ■/. i-l'ii \iJtiils tl u A A ///./■,' /■//•.' -nil,;!,)!- = DA 1j UtXTER 'r-^ANCE IN F< lANUARY 1st, 1891 / / y///YYy/'YY^y^^^ 4 -•lii "'^^ t.-. \ v.'- m:i I'V, Ml'vi CS.V u, 't*. m i»**i • : z z D I- .J < I T >- o Sun Li^e A8i.unAN(;t Company Bun uimc; Moniiual ► . .». .♦. .♦. .♦, ,♦. .♦. ,«, ,«. t! Sun Ijkh Assuranch Co. ok Canada, A PROSPEROUS INSTirUTlON. * ♦ • T^lll '-IN I II I \SsriM\(.l: (OMI'W^ < •! < \\\h\ j, wjl kiicuii .1^ oiu- .'t Ilk' \V.~i |•|.l^[\■|■,l|^ Hiii.iiwi.il liMiiiitii-iis ill iho I Jniniiiinii. liKuip,,r,,ial ill isr,-,, n is>,i,.j ,tv f hm (>,.liv\ in M.n. i.s;i, sin.v vvliiJi liiiu' it- pi..i;lV-v h.l^ IWII |-,.|h Mckh llkl l.ipiJ. .lIKl it jv ll.,\V ..Ik nt ilk- WnM l'>'\viTliil .llkl l'i.i;;u-Ni\v I iiuiki.il (...rp..i.ili..iis ..r v.hiiji ( ..ui.uli.m- ..m I-.msI. Ilk' UU'.iI h.'kl uii Ilk' .iiiiliJcikV .llkl ;;.'..J-\vil! m| |lk- piihli.' i- ilk' iVMill . ■! in.iiu \c.ii- Mt uiu.ir\iik;|v li,.ii..i.,h|c .mj lilvi.il Jciliiii; uiih ii. incinlvi^ it i-ik- iN.li.ic- uiilinui CMiklitiniiv >„ |\'Mndi..nv. .mj p.n^ .ill .i.iims .-ii ua'ipl "t p;M,.ts. \Mili,,ui w.iuiii'^ Ilk' UNii.il (. ■ '):» J.i'.v. lis \vvis ,11c' <.| Ilk' liiL;lk'-l Ji.ii.uiii. .llkl \k'Uul 111 \S'K> .111 .ivcr.it;c ..t f..iM per a-m. iiiU'ivM. Ii- I'K'iil- .iiv l.iixc .llkl hqiiit.ihh l>i\iaal. II il.l\ IllMU'nVcr. SpAi.ll Cl.lillls ..|1 .,11 tiuf C.lll.lJl.llb. Inl l!k'\ v|„,ulJ ivnu'iiilvi Ih.il Ilk Mi\ is ., ||.,iik' (...iirpaiu. .iiij -ImuU s.vk l.. bmlj up llK'ii ..un iiMiiuliniis. i.iilk'i ili.iii H'iki ilu-ir m..ik-> ..iii ..( ilk' .muiuia in I'liiicli li.ni-n cMipni.iti, 111- .llkl IniilJ up |oivi;;ii ^iticN. I. Ii. .WAt.AlH.W Saivl.iiv. P. M \(:\l I W I'lt-iJi'lU. riUAL. '•* •♦• '♦• •*• -f- ■»• -i' '','\ llMi , lllnSf rci| UUIIl; < i)lil|Ull->.i| \ 1M"> 'idldl^s liiu!\ Ir.li lliil 1 \V 1 1 pel i cnl. nl llic \alil( 111 tltf l.iiiil^ liMiirii iipfii; .Hid till' |'iM|uit\ 111 Id till s.ijc was li -'S lli.iii 1 vMi [ii-t I int. lit llli 1. l.ll \ .lllli lit llli- l.llldid M c 111 ll\ . it \\\\\ Ik ot mil II -.t til uiM ,1 Nt III 111. Ill •■! till I II 111, 1 1 1, 1 1 111 III-- 111 I III- liiisint-.s ti n I "<. ,1 1 nf 7' I t I llli I I.I llli"'. I'' I liiv ,111- tiiiuid III till < mv I I mile 111 Kill- 1 II. Ill 1 1 Ml I'll t 111 iii-<.uid-< : I .1 M : I 1111 . ^'ll'^l I ll" d ■ .Iplt.ll I '.lid ii|i I .i|>lt.il l\'i--i I \ I d llind-. 1 ii.ipiil .ipl l.ili'd I'liillls I'llld ll.llllillll S I 1 ">'■!• kll.lldl t jtlpll-ll-- I ll I'c iiluii -. \<.\\ dill' III ( .III. id. I • I'.ill.ilt: I ii in nliiii -.till 1% I Mill! li.diililii •■ ^"^.ii'.V/'.""" {.l, *» , ^< II 1,1 M II . 1^-' ■'. . : . ) J .1 II II I ■j'l.I.ll ll.liillltll - t.J ill. pul'lii " • ■ ■" .\^ ii.llillllH - I'l., , Thus tiif U-iuliiit; tapn.il of tlii>i- u loaning » uiiipiiiiu-s tuiisi.st- ' :di I,iM\ mull lil.in h .11 niiiliiins nf d«tii vlmlil |i ml t. lit li- I tills is slialiln .id< i - .iji .. l.iii iii.ii! I iitlis (.it II. I'l .iliim-t till wlii.li iciii.uiidii, li.ts lull .,,,„,,! |i\ till- i.iinp.. 'llli 111 «iiiii li runlid. n. ll , w ('.ili.idl.lli- III ill' ' 1I'."» tfl.lt Ik t\vj-lll. •niii ui ttiiii; dcpiisit rpi iipts, ntliirs littl< pass tmok •. \\ 1 tllMl IH'U III lli' ■ ol till sc iiHIipailHS, till' ti't.ll III vvl.lill -l.i'.l ll -. I . -. ,! •!■ I |. -1 lit iM,fi. Till V I i.ns)-t iii in tc] s tlir value nf ollicc liiiil(liii«s m Toronti. and \Viniiipc« <■'■ n tdiiipaiius. \s ll. the ini.iil.ilili i« suits of their opeiation-i Imni ilie sl.iiidp.iiiit of sh.irt- .1.1. i.. It ippi lis h 1.111 till' nit. IV. 1 ii ; .1 11 tli.it tlif ,iv(-i.i«e diM.lend d(rlitred In the^i iiipaiiiis was ahoiil 7 i 5 pei tent, on tin paid up stm k. Si\t\ sis i.iiiipaiii. ,|, ,■,, • livideiids as.'«ii il.iliti'.^ ^ ' "" "-liaie'. p.iid up to the v\U ty\ "t «, , .... and llieie VMK' a d .iinh dei l.iU'l im diM'lilid •.uiiir licili!: m pi... I-.', "I aiii.ily.iiiialii.ii. it... I. llli I- liiiii^i '»< ll" n.iliilei.l iiiiitii.illniil.iiiir.' -• in- , Hid Hut dL'( taiih'.,' i.iimnu'. 111 ihe ioim -I diMdend. » >iii ((.mpii.s. tin- lart;(si nnl ', I ,itl\ tlie oldi'si, paid r i |ht < rnt. to its stiuklioldi i-. .m.l liVi p.nd 1 ' pit iiiu. Hnt ih- li.ill dn/eii pininiiitnt (i.iiip.inn - li.'d tin .tiU.int.iH' ol c.Mepin.ii.il laimni; pow. r. piui re.jllll. Iliilll l.ltHI- .l( I llllllll.itliill-'. the H suit ol l.iM'.^ i iilllimii 'I 'M. ' . \l"-' ■' H'' ... ii'i ll p li.l I. ii. 7 p. I 1 I III .. .1 ll u p ii.i ;. 1 it III Is ■- or i(. hii n- itV I .1 ,: |., . h ill .rn ' |.^V^, VII 11(1 I iM 11 ,ll rsl.ili- ' \ii, 1 iitiiily, or s< lifjiil •»«•< lion III ii.iii li< ilili'is . Ill ill! II vi'M k I it III I A I'll' ■•I I III III I ?♦',' M I ■11.' I III 1 1 III |i .1 1 ■ ■ * • 'i-.i>tni^ ."1 I '' iiiiiiiiiHi I'l I ■ ■ ilirs ,' .iM)l Sl'( tlllll Sl'l lit ll |l ~ II! I OIII|l.lllll II ti .ll I iLili III III till - I ' I |l' ijii I t \ .i\\ III i| J» I 4 .1 .' I .','.^~ I Is ul ilic I iihi|i iiiH -. IS slins •,t,ii' rr ;i liiindrcti aii.l -iMi-fii m| .l};:illlst Ii.iImIHIis i •! - m iJ\ ' 'tn oiilsidc (Miiiii' , itllK h'lliltls .iiul ilcpm^l! ! i Mil «if VallU" < >l fill till- ^alrly "t rri !• .t {■ i: I'li'ii'I 't'.ilv lit llii iiilii I .1 -> ~ . ji.ii'l. u. ii or i'aiuiili.tn cipit ! I I. II III' I ii'ii.ii siili^i lilii'il aiiil ^1. , I I \imln an. wi! • |i.inl, ll Ills fi : J. \ !■■ t 111! Ills III ! !, ,11 111 jiiu wiiiif iif tli«»ii \i :: m( llirs." • aii.i»litii. i iiiii-y Itoiii >,i 11 ni, (illr •ml |il.')i|i|i !i v\ Hill* auu, iiiiiilKiiHi I III I iiiii|i.iiii' . .i I ;ii I' I I ll V itf 1':^ ' is hii riviil llnlll l«iri ' ■ 1 jitnli- tlntiim'l\ lie In il\ Id. nil u illi ihi llltlll l!('|MlMlHrs fill! \\i sliiitllil llr ' ll li I ii))iiM l,in>l Ai ilisirvr lllill I'll |i lilies, lilt Il|j|l|ti4 1 I I . .ItlllMllitl'll ill I >r»ii I • I I- .1 ■111 K". < I mil ' I |iti>int s», I ImI^ Till- ill I 1 I 1 1 1 I 1 1 i I 1 1 „ ; n 1 1 I . .ll |r.|s| :lii . I ii'ii |if.i|« iK tM:i Ontario Mutual Li HEAD ornCE, - WATERLOO. ONT. ESTABLISHED I870. DOIVIINION DEPOSIT, 1870 2J YEARS- GROWTH. 1890 1880 $JOO.OOO. A Pi'W FlKtii'cs liittM'CSlIti*; to Pft||cy-holciei>f>. 1890 \ !■ »ll |n7ll Ixrio ■.'T.l.lli. '■•,-.'li-. .'. I.IIHI •-•-•T l-.'l 7vn;(.l 1. 7 1 1, IX'. VrtslIlM y.., ' .'iji.'.iii l.KT i""! IK'.I -'•I •>.J.i'.l .H I I 1,TII»"> ^ K II i^-T t)|\l.|l'h>l< I'm. I In I'.ll ll..t.l.l- #ll.l>l» ■<7 .11 1 .• . . I Iti -.trtt Inl s... nril\ .i( rill. ll4l|l|4'rM I.I •: ■ I i-Ji' I. ■!»'.'•"' Hiir|iliiH •n-.T nil t.lHllllltlrl' • ".;.i<. . 1^1. ..ft '•I. I IT ••■.,lVi l.lllllli LIBERAL CONDITIONS OK POLICIES. I I iiliiritlitrc'l «iiri|.||.li I \ II I III . Ill . Ji^li ..| ).jil>l up I II ^'.111 III . J Oil. nil. lit I. - i^rit* •- tot |>ii>lit*.f(t t.t |irt nuiilii^ 1 \iir<'«irii li'iii iii.liii|.iiii>i.l'< nii< r (»■■ nm- • I.m|"»<'>I ihiIhh-s iiiii\ Im- ri-MM.I Hiiliiii i».'l\. iii.iiiihn til li<|. liiVi.iiii.h \. 1,1 U .lit. 1 I lull >!•.. r BOARD OF DIRECTORS. v\ .1. II... I \l I.I.I M . ■■■ . ■ I Kiiii«tii-l.iiMlli . I' I,' OFFICERS. l:. tliii I II \\ I I'.i: Mil M'li'il IMth Witi. iI... Ii il . . IN'^ - .1.1 ,.1 \ . ,.. . U .• I i; |:iiu \l \N \l I- l'i..,ii|, i,t I M I \M.iil: \-n \i,. IT, - IKH'.I K I Ml l.\ IN. r.'ii.l \i. .. IT l:ii| IHHT , Mill \l: .V I'.I I /I l; s.,li,.||..r. u W. H. RIDDELL, WW. HKNDHY. IMPORTANT. THE Cosmopolitan Casualty .2 14 AND IG KING ST W I OIION lO Association Gives the following Maximum liidemnities in Class A» Pieferred Kisks ; $5,000 LOb> Uh Lit-t $5000 LOSS OF HAN(> ■ > ^''' ' !- f t ' $5 000 LOSS '^F BOTH EYES $ . ' ■* HAND R PARIIAL L'.)SS OP TIME NOT EXCEEDING . WEEKS At a cost ol $12 to $15 a year, Pavahio in Bl Monthh Iist.ilnu-nts. Wi'llo lor Aiipllcatlon atui Ppo.Hpi'ctus. • • • Ancnls Want«>■ . 11 111 1 .H. ] .ill 'ji.ti" •ri,IM l.ii.itii *i- fill iHi) intern ut |u-t'iiiiiiiii^ )iiii> • l.it|i»i'il |inlii ii's Kin;.-.!..! llMllllllolf I 'IkI.mi Ton IN I ■ ll.rl! \rili«t..«.li>mll.- !• i ENDHY. in ation eferred Risks OF HAND tiMio iilltr llii' li.iM' Ih'cii (i.ii.l ..n it - '■ ' I liiv-' iwr -.r. 11 uas ilif ii»iii:iiK ina>lf li> ,1 (irniiiiiuiu '■' i >l "I till- \lll. riiMll ( '..Tllli.iin, , '.li, t, l„. 1, , I . ,.,.,1,11^ "•\iiiiiini .1 i> I I I ■. N,,s |,,s, ,s HON. G. W. ROSS. H. SUTHERLAND. Minister ol Educntion, LONDON GUARANTEE & ACCIDENT CO. OF LONDON. ENGLAND. ' ' ■ ■ ; ■ i ' ' ■ ' I • ' ;'-il ^< • 111 lu I .-i A. t. IVJcCORD, Co|.. A itlulcle iiiul VlLtopia Sts., Topotito thFsta N oMIi F E^Assu raIceTo . ESTABLISHED 1825. Total Assurances over - - - - . $(04.600.000 Invested Funds over 3G,400,000 Ai^niial income over 4,800,000 Bonuses Distributed 27,000.000 Funds Invested in Canad.i . - - . fi^OOO.OOO UOARO OF UIHECrORS IN MONTREAL, j \S \ t.il i 1 -( H 1 , I ■'II': \i I \ I (. \| I I |>, i.Kl I ^^,^ll| i.i.^, I "''■ I • \i:i.('ll s|K |i»si:i'll IIU'KSt>\.' W. M. RAMSAY. Mann«c... C. S. DOUGLAS. B. B. JOHNSTON. o o OGUAS « ^ o REAL ESTATE AND Financial Agents, Vancouver, b.c. A 1.11:4' \\>\ I'i ilii'i(( Im-'iiii ^- .111(1 K >i(li nil, il |i|ii|iiiu III \,iii- (iillMI III >,ll( . I .11111 I.IIkU III (\||\ p. lit m| i'>llt|'-ll C< iluilll >l.l M.ipv In in^pi i l p!'ip( il\ in .iiid .iiiuiikI \ ,1 111 I 'U\ ( 1 . \\ ( li,l\ ( ( \( lu>l\ I ( I Mil 1 1 >1 (il ,1 l.ll '_;( .Hill III 111 I i| p|i ipi I t \ , |i i( .iti (i 111 ( \ I 1 s p. II I I it I 111 ( It \ . ,111(1 I it Mill (|i\ i-'K •ii> f i.;s and ti.:i), in u Iik li prices (i| lots r.m^c liniii !? i -, -, [>< !?;'"!; t( ini-- ', ( .i>li, ImLiik ( in '■, i ..• and I 's iiiiiiitli>. 1 Ik -M Inls .in ,is iH.uitilulK Km ,itcd ,i^ aiu in \,m((i'i\ii, .ind nltii ,1 l;i 11 1(1 iii\ i -t iik iit , w Ik lln r |i ii .i linmi m Im .i spi ( ul.it K ill. ll will p,i\ mil ndiiii; m\(>tiir.-> Id (.dl upnn oi wiiti ii> iMttm |)ui( Im-'IHl;. SUB AM( Of FICt ,39 CORDOVA sr«e,,^ P () BOX K" JOHNSTON. \,. 1,1, II r.ihi, Q O :nts, /ER, B.C. plM|l( I t V III \ ,111 • IWiti'li Ci iluiiilii.i I l< >lll< -tl .kU ,111(1 'ill ( ,11 ri,iL;f 1^ at I \ in .iimI ,iiciiiii(l I'I'ipi I I \ , |l K ,ltl .iii\ in I ImIIIi ur > C«wracw4. k C M C '»t> Jon*! I BtA-M'f Cm ttc»»«t» CONSULTINO EN^'^"RS G C ROBU !■■'.■ ■ A f »ASt* .-, -t. Head Orricc Toronto. \H EFFICIENT ST/\FF OF TRAINED INSPECTOHS. Prevention of Accident and Attainment ol Economy in use o( Steam our Cliiff Aims. 10 OF TORONTO BAKERS WILL TELL YOU THAT IN STRENGTH COLOR ^ FLAVOR TEXTURE The Flours »•» are makint: in (tur ruw mill avi' the best they ever h.-id in their siiups. Pure Maniioha Hard Wheat, Patent and Strong Bakers. 3 Fall Wkoal ProHoc ■^" ""' ''E.ST that i.m bt- made from Ihe BEST Wheat rdll n.lCdl UrdUUb, b> the best Machmerv and SkUI. ROYAL DOMINION MILLS, McLAUCHLIK & MOORE. TORONTO. Till' .|iiisti.,ii is nil. II .i-k..l: |)., n,.t 111.'., . .Mii|.,.iii.s ^^iiihI III. 1... . s ,,| ih, '■•'""■'"' '"iiM.r It ii,,i, linu I. It il,,,, ,i„v |.,n >u. h .lis i.|.ii.|> ,,s mi„ . t.i, .iihI UV.Im |..I ..111. Ml. Il ., ,|i,. -|„,|, ,,,,1 |,..,l |„ .Ill^W.lr.l I.S .,11 lllllslI.Hlni, will. Il will sli..xv liMW .. i. n.lin;^ ...iii|Mi,y iii.u ...in |. i, p. I i fill. .1im,|,i„|. .,|||i,,uuli ||„ |„,i ,,,\s, , Iroiii It .iiiU |i,i\ s ^,i\. Sti(.j...s,- til. ( ,.i,ii;i.,n |:,v M.Mii^.i-. ( ..iii|i.iii\ 1.) li.iM Im yiiii liiisiii.ss III n-s with . I i.i|>il.i! .il .'^ ;.«.,, ,(),,. 1 1.1 i.l ii|> |i\ lis sli II. |im!,|. Is. s,s iis in.in.i-. i w.nl . i\(i |. . lini.iin .tiul lHtii.»\vf.i .si.M,,,,. ,,|, ,i.|„ iiitiiL-. ,it 4 pit reiii.. .iii.| n ^^..i ti,,iii .It|)..s||.,is ;ii.-H.,,,,Hi iiuiii- .1 I |>. 1 ..111. h wuiiiil iliiis li.iv<- a Miillioii ,111.1 .1 halt (<> l.-ii.l. \\ <• will iissiiim- it 1. - it I. 1" I,. 111. , II in.,ii-,.M. -.iiiiiv .iiul iii.i.i. II.. l..s^.s. I lur IMrilinuN .'t .■*l,S'>".'»i. ■ l..| .iM.ii .1 '. |i.i .(III,, Is - |;iii ih. . ,,ini..,iiy his •"!'••> ^ ''" ' I" '!' l'"-ii"i-' iii.l S|...,., ., lilt, I, s| I., .|,|„i,i,,i,. Ii,.l,l, Is |,,i !!,.■ il>f ..( til. II niuli! y. in.lkllit; S.p....M, 1,, |,,K,. t|..lii lli. S, . 1.. . iiiiiii-s. I In II siip|h.,c 11 . ..s| « j;i >,s . irimiys, iliin w.nil.l still i('iii,,iii Sj;,,..,,. t.i .Jim. I. .iiiniii^; -l;..i. h.iM.iN. I'.piai If) iiiiH p. I ..Ml, p. I .11.11 ..II ih. il . ..pit.il ' .\mi| \.i ..II till' wliilr thf (ieurtjiaii l;.i\ ( ,.. h..! ii,,i ,h.ii-. .| .iii\ ,. t its . usi.ii,,. ,> i,i,,i,- i|,,,i, si\ pir 1 . Ml. "Ill a iMl ilns si. j., ..s LmK sh,ii,li,,l,|i rs als.i d.. . .md ih.y . .iiiii.it sc. why all thf.' prolils .Hf n.ii ni m n. .1 i . th. u, m ih,' i,,ipc i,f .li\ nj. ii,|s. I hf If ari' uiii'il n-asniis. Ii.i\\. \ . I . !,ii i. s. i uns^ ,, p i s :■ .n ..I ihf .uiiiu.il pinhis in tills way. Hanks. lull In-, .iiis. it is if),'.ii.li .1 s.,iiii.i p.ijif^ t,, lay up thus ., pi.i\isi..ii ai;allist Idssfs li\ liail .Ifl.ts. .,i in i .isc of . , piiiin. ii i., , i.a iilslolis w hi. h , iff apt l.ii.iini itstatt.l piTi'.ls. h, sill h I ,isf ;^i.u. 111. iiiiv . III. Ill f inav rfsiili to wi.lows. w ii.ls in (liai.fftA. fl<|iil\ p. op!., oi .ith.i sli.iii holiji Is wliiis. iiifaiis aif iiu.sud m ihtsf storks. I'.piiMil .,t ill. II usual icvfiiiif. sii. h p. opl. mas Ik .liivrn l<> tiifiani hol\ s| i.iiis w hi II no siihsi'.tf in I . 1 1 " t .|iiali/f ill. ,l \s I.. • ( III, III ill. •■ |\'. St pf| 1 .III. .'11 Ihf p.lSSlltl. .If pl'f I 1 til. plollls ,'t ..II \ii iimlrii th. I r.l lllffllli pi'i Mil. . .1 prf!«ii [>' iinl will. Il III ill. . , imp. Ill \ •■ n S I 1 ,;•. Ki.iMHi. ' > of II lifini,' III 1 1 .i( I iiniiil.iti.iii "I lak.n . ,1 th. sf ii s.iiiif as ihi- stiif ill" sh It' hill. I. Is I h. i< III iiii'l. I . sllllls |i.,| l.iWl li I ,ll.olit I p. I I flit MIM s|.-,| ( .l|)|| ll, Iw.. iliii'ls 1,1 ti„ tW.M\ I \M I p. 1 r.ipil.ll .11,1 ill' I I' \ I mil . Mll.l.liNG IN CaNA 1\ ,in .lyri. uliiii.il ( ..iiiiiis nil.' must . \p( . t i.. iinil pl.ntv ,.( iK.in mill-,. ,i ml .nu ..nf wh.i ti,i\fls ilir..ii^h (',111, III. I will liii.l ih.iii 111 .ihuii.liiii .-, N.\f ilhfl.ss .me is hanilv pripiiiid li.i llu' st, 11.11111,1 mail. s,,m.- mmis ai^.i 111 .1 milhnt,' loiiiii ,1 ih.ii milliiit.' Is tilt most (Ml iisiM maiiut.i.lmiiij; imlusiu m (.111, nja. In th.- f..il\' .|,,\s, ,,s .1 Irifii.i [iiils It, thf tiiiil ill.) III,! tnll,,w ill. \ill,u^f. |,iii till- uliat,'.- tollow. I ih. iiiilj, Aniotu,' th. Iir-t iliouj,'liis 1,1 I lit. I |.i isiiil; sfiilfi s w.is ., ;,'i,.„| w.ii.i pow.i .ni.l su. i,,, ,, mill. Most piimiii\f Wfi'. ill. ..ppli.in. .s ot miliiii;^ in th. .-.iiK ■l,iys, \ sp. . im.ii will' h can lif see 11 ,ii the ( ana. 1 1,1 11 I iistiiut. ,,1 1 .ii.nii, , shous w h.it is t.i m. .1 ,1 •• m.in- powfr niindfr." \ 1/.. a licffli 1"^ with ih. |,iik still up.ni it. si,in.lmi,' iiin. h.s lu^l. .iii'l h.iv \nii y.ii 111 .ham. Ill . ill. I II This luacf \n ,11 1 It 1. . onli i .|fs, III,. ,>1|, .ll I thf llooi ,iniil II fin fs nl tlu' iiH. till ami 1 \S III' li w ill Ik Iml !• i\m I III NS III I >- T Mill . i\cl li . I t;..! liMin ml I li.ill III li- In 1 li ■■(Srs. >ui|Miiy li'is «l»is I'll ilii II II sllplioM' lii'^ !!>'i ;,i II " ' u
  • 111 i| III tllISC Mil I, nil IniK si 1. 1 Its wli, II II. I illM,|, ml I-. lull III nIMIIli.- finlii . .ipit.il ,i|| \s||usr 1 .i||Mllt;s llii \ 1 1. |.i li.| |i ,| Mllisl-lillii . Ill . II. liliisliliMs JiKr iImsi. Ill, K'.MIM I 1111,1-, 3 |„ .||,,\. II ni'MM III " I ,|il.lll/'i llir i||\ I, I, 11, 1. ,,s II IS , ,i||i ,|. ^ ' • ' ■iitin;,'iiit .\-(,iiiiil. ulihli 1 II, Ills ,11.. lint t,,iiii ol irs.i\f,| |ii,,li|s III. Ill 111, ■ KfM, il IS Ml. mil. 11111,1 lis s,i| iii|i.iliiis ,il ,111 .iiil'lllil i'|ii,il |.> s.l\ iilir |iii I .III. nil lIll lIM.IIji.lucs ll, 1,1. .lll'l IS SI I ls|.|( .(S.I IIIIMSIIII 1,1 |it.i li|||,,|| .in,|ll|s| ,1 |i,iss||.|c ,||.|)|i( l.iluill 111 l.lliiji',! ..| ,,|||<'| -. mill, s will, h I. .III. I It.. I will |ir tint ,. Ill ..I ill, imilils III ,Mt\ yc;tr. \ll IIISlI I,. In , .lll.llv .1- 111 III, I ,1 I1III14 |>ltW«r ,,| SIH ll lo.tll MICIClitS \\,IS yIM 11 .It ''" I ' ■' iii<; III llii ( ,111, 111. 1 I'l tiii:i' I Ml I II ,v S.iMiins (.im|.,iii\. \,\ Us «\ |i. Ill 11,1,1 pi. si.|i-ii|. Ml j. Il,i|..it M..s,,ii, It is cp,, i.,ll\ in nil. ii\r iip,)ii s .■ f>..||it will, h .til . .iiiMii.ilily lull hull ;in.|, is|,„„l. Immm.: i.|, i,ii, , 1,, I li.. \\ . ,| kiiiM , ,f ill. I , imp, tin . I III i'\.ini|i.K • Ml. l..i,il iiivcslr.l hill, Is. I.I u.iiluiic i.ipii.il (ll tills i.iiip.inv, i. ,ii Ins Si i.;,Hi.,MH.. ( )( iliis Slim Sj. 15.,, 15(1 i('|.irsnits tin sli.it. Ii. ilij. rs , ,i|.ii,il Sj, („„,., .(.,, Ill It hfin^ III iln sli.ipc ,.l sii.k, .mil Si.iV'.i.S'. m tin sli,,p,. ,,| i.scu, lnmls, ||„ .11 1 nmiil.iti.iii ,.| liiiilv sis \c.iis. In ll... I.iriiin cliM.I, i,,|s |,. sli.M.ln.l.iiis im .n , .nint is I.iImII ..| till sf ti s. |\, ,| Imi.js. .1ill1.Hl.4ll tins I, .III, pill.. I III. Ill\.-.|f,| (.ipital pist ihc ■■■"ll'' •'■' ''i' ^'"' ^ 111' .liM'l. ml ,.| lu, K. p, I < , III. |„ 11,^- put, ,1 ,,ii ill. st,„ k i.iiK . till shit, III, 1,1. is i.vcivi- .,11 tin II ,,,niiii i.ipii,,! I, ., ill. in „Mti ,it„| .111. h, lit p, I ,,|||. I In- Hill. nil, III ,il till iiivi still iiH)iif\ ., .iiiniiiiitiiiM |,, ,,l„,iu :r»7.y ,,,.,.,»,. npifstiiis tin slims Ih.iii.wiiI |,\ tin- I iiiup.iny. Inn .nnl in (.umi I'.iii.iin, Im iiimsImi. m. . nsliiii,' ii ■''"'"' l|"i''iil. I'll .iiiiiiini. riiiis ,,ii ill, t, .,, i\,,i liiinls, ,,i .,|„Hii ..lie ,i;;lilli ,,| III, mVfsl.-.l I ,ipit ll. I:.. ,|u„|,ii,| ,,| iiit,|,s| Is .,,mpiil.,|i In l„,it,.\M| t,i,k slums .|ii,itii,,l m,ii |i\ . with lump. Iii'ppil. il.iiiisci .111,1 si,,. ,,,iiipii-(,l tin i.nli I. \\\ tin \,-,ii is^- .If.millK m.i, liim-iv li.nl |.i.-n ,i l,.pl<-.| .iml i .>,lt iii-^ i 1,.| lis u.-i, m i,s,-. Slinii^^ri .iml L.-tl. i luiiiil iims will iMit up li- wiiiii III III,- ii.ip.i we ail' .jmilin^;. Mi. M. .M. I ..lut^lilm. ^ IMAGE EVALUATION TEST TARGET (MT-3) 1.0 I.I 6 M mil 2.0 lU 2.2 1.25 1.4 1.6 y A 4. ^<;^ &?^ ' :/. f/u :/. V] <^ /i 'y c*. .^' y yS« Photographic Sciences Corporation ^ (F iV -^\^ ;\ \ ,.'^'* «. ^^^ % n? <#%^ <^ 6\ 23 WEST MAIN STREET WEBSTER, N.Y. 14580 (716) 872-4503 brantford Soap Works, brantford, ^''^^ Ont. ^ ^^ ■Qrc:^^,, ; .^ .m-/^ ^f t^-\ IVOKY Ji JT 1 SA K V/-. SOAP Lawrence Coffee, ♦ ♦ ♦ ESTABLISHED 1845. Thomas Flynn Xo. ^io (:Hr.ia H Sti^kkt. 'I-oi^oxto, ()\t. F. AkVAREZ, I "-Topr.o^^""^ SPANISH CIGAR MANUFACTURER, AND IMPORTER OF 4-[AP)>\X>\ - I;KAF - T(mA('('(). 77«' OhUj rdrfiirii ill Vtniinln tiHfilni/hiff iliiiiiiin rii/m I/»(/,«/s. ARABELA CIGAR, FROM 10 TO 25 CENTS EACH. Thomas Flynn \Idvl),ii>ls, • MO, ()\T. 1BARD STREET, ORONTO. t, >B>\(-('() II r Miil.rrs. DOMINION Pianos & Organs. > I 1 ,1 Kf •■'A» ■^y n *^*; i'^A *v* ***■ 111 I I :-l.» .-r^r. y^V. »^» »jr. ; »r, »t, »T,i »+* <♦»■ *♦* *♦* it*- --t + i-- »T>- »+B »Yt' *r<; »T>i a.** A.y>- «»,• «Yt »*« vk+t JJ I ! : I I II I i I I : I s I I : : : : : 'i'- ••'+»•*+* *♦>• ••*» *i« ■■«4.« ■■'»« •■'4« 'i* •*!'' •■<♦* •<♦" *+* •■'+'■■ ■'+* •*+'■■ "■»*■ 't" 'f « ' iW „.IJ, <■ " ■ ! .1 .f' : ..I.V^' J'V'U. ft^ »<;l. ,«l"'"j»*"' ^/«5; ' Mjf /■■■ .vvv*^"'-^^^.- U *»« iV,. »»>■ ^"t *• ! ; I I I s ;T ^A^ ■'XY. -fX* Tj^v. ,TJ^ »y, aV* *r. Noted tor - *r*: xV*. *Y^ ,Y,.- *Y*.- A**-- -^Ya- *r>; *Y>: ;»,¥*.- XT'*; 4.V*r aY>; ■*,¥>.■ •j.Ya' *Y*: ^Yt xY*- ■j.Y* ^.Y^ ■+* t t t : : 11 11 : i i t : i i ; : ; ; : ■'^* *l^* ■■'>,>- -■*4.* •■*** *^*> -■'A* ^A>- f^.-*-- •■'I*- ■■♦*,> ■»!>■ ^A>- ^X.>^ -^^>- ''A* ■*>.*■■ ''^'^ --^A^- :**> ■■'I ® I'liRt liCnoN Oh TOliCH AM) TOMi, til.H(.ANt.H OH AKIIMK; DHSKiN. Sri'liKIOKIT^ OH CONSTRUCTION, iHi-;ii'" HN( )i'i-:sTioNi-;i) durability. msm) imn'Sj%Yit'i!W"W'yr~Kir 2NTS EACH. l-nJiiivcJ In l'ii'k's>i(i!i. Tr.iJc, Pros aiui I'libiic. lux'nrJ Ciip.uallt'k'd. ■■ Sc'iid lor Catalogues. DOMINION ORGAN & PIANO CO., Bowmanville. Ont.. Can. (Icscril.fs liis tatliiT's mill at Mono Mill^,. Simk-oc County. Out., on the llnn.lHT vallcv. a> a stroiij,' tranic l.iiil iin-'. ^s hv .■(> feet, twu-aii. I a -half stories In^h. w h,cl-l:,,us<> .;/, I,v lo ffft, waier-wlucl l^ feet m dianuici. all til. slialts uoikKii witli iron -cars. It containcii oik- mn ot iuilir si.,nes, then ,iuitf itrcnt, 4 ft. 4 in. in ciiainctn, 1 iini of lock stones 4 feet diamett-r. two sin^'leivi-l holts in feet lon^;, shakmji sncen an. I suction Ian. liotii lioiiit-niadi'. and a ("oIdiii;.; smiitt.i : capacitx lu t.) u Imsli. jmt lioiii. I'll, re wcif llicn m Oiil.irio several nulls of like eliara. tcr, ei|iiippc,l uuh >nnilai machinery, whose main trade was ••-ristin- " for the settliis: hni little lueicliaiit woik was done in those da\s. In e.irly tunes the youths of a household w. re a. cii-.ioined to haul their -rists to mill over lull and dale on a hand-slei},'ii. carryin- them I1..111,. aj,Mm 1>\ the same nu-aiis. I'.issin- .ivc r intermeih.Ue iinprnveiiients. ,ind c.)niin^' down nion near to the present day. wi' r.achlhe s\-,teiu . .f roller nulls. 111 which, iiistc.id of llat- stones re\..l\ ni'^ one iip.iu .another, tiie action is that of ,1 ni.in^dc crniicliui,u ami !;rindin,u; the .irrain. the steel roll, rs 111. nin-^ on liori-<.iiital mste.id .if pit pcndicnl.ir axes. rile purifier idea t.. Mowed as .1 result li\ tii. .m.uin.d reduction jirocess. led on to r..ll- iionciittinj,' and rolls sh.irp-cnttin.,'. sm.u.th r.ills, rolls ..I chilled iron, r.ills of porcelain, scalpers. centrifii^Mls. r..iiiid reels, .iusl .atch.rs. intcr-ele\ ..tor li.ilts. aspira- t.)rs. lieuerminat.irs. automatic leeds. m,e_;neti. separat.ns. ( '. niiiected wuh iluse were .lulomalic weif^diiiii,' iiiachiues. wlieatdieaters ,111. i sprinklers. W.' ari' told ..I •■ h.ii" system.' •• short s\stein"aiid " comliinalion ■. 111 fa.-t tin- whole wlnrli^i;,' of m.iderii millin;; .levies ami s\st(.-iiis. Ilcomnny is the aim of lloiir-millers .it the |nestiit da\ . K'ecent iin-entn uis ha\e .id in view the making the most of a cereal, wdiether it be wheat, o.its or li.irKy, that is to lie .uromid. The narrow iii,irf,'in of prolit on whi.di Ineaii-stiifis .are sold ..iiiip.U tli.' adaption of wh,ite\er method in^'emiitx caiidexise to ,!,'et the l.irj^.'St jiroiluct out ol a ,L:i\ en unantity .if Lorain. Six luishels of whe.it iise.l to lie deeiiK-.l ne.a'ssars t.ipi.jdiice a barrel of lloiir. This .luantity was reiluccd to live bushels, but In model n appliances t. MU biisliels ,ilid ,1 halt n.iw siillices. Thi- pii. e of the " .illal " \ .iri.s with ill.- .|ualit\' .if the harvest. Minneapolis. 111 the St.ite of Minnes.ita. the •• Idoiir ("it\ of the West." is a world's wonder in the way ot llour-pn iduction. nu'asiirin^f its ont-imt ,is it d.ies |i\ the hull. had thousand b.irr(-ls per w. .k. the vear round. The Fillsbiii\ •■ .\ " mill 111 that city can produce 3.[Mra- li till so wrn- olll 111 ■■ luiif; i,i( ot nil idem icntioiis lia\-f larlrw that is I ( nliipi 1-- till; iiliut out ol a r\ to inoducc I n appliances :li the i]iialit\' West." is a t does |i\ I lie null in that lis. thelefiil e. rn Mill, con- sillers 4 liiisiiel.s i5 pounds needful to make a l.arrel of llour. - Of this ,|tijntit> Oo ))er cent, would be patent, js per cent. cle,,r, 12 pvr rent. • red do;,'.' ' Soniethin;,' depends, m tins particul.ir, on the .dndiiii.n of the wheat crop in the year di-alt with. The Secret. iiv ot the ( inwn Kollir Mill in the same city has stated that 4 i)iislu-ls and 4.. pounds would l.e a lair avera;,'e, producini,' n^' pounds tl.an, So pounil> jiraii and niidilliiiL;^. with a waste fif 4 pounds. Ihiitv '>r lortv years af^'o the while tall win , at of Ontario, which was plump, white and strong, produced tli.ur that her.iuie lam. .us on the llostoii and New \'ork markets, Withm the dec. id, , however. M.imtnha, Minnesota and Dakota ••hard" wheat has ilcvi'lopeil iiuahties that render Hour made from it preferable to anv other in stren,i;th and susl-n.iiue. It is now a standard article in Maik l,ane, wliicii dominates the whe.ii m.irkcis ol tlu woi Id. Canadi, Ml llonr mills , ire iiian\. but in the present conditions of the indiistrv the sm.iller nulls .uc ,il a disadv,inta-e, and the lar;,'er ones have the best chance. Of those which mamifactnre at wholesale or tor export, there are a dozen which .ire well known. The O-ilvies of ^b,ntle,ll have a number of the laif,'esi. Of their Montreal nulls one hasadailv capacity ,,1 1 .30.,, the other of 71,0 barrels: ;it Codericli they have a i .000- luiril mill, a laif^'e luie at W iiinipi ;,'. and a .;ood.airel mill at Seafortli. The (,,,uld mill ..t Moiitii.d turns (lilt 3110 barrels in the twenty. lonr hmirs: and at Ottawa, M.ick.iv .V Co. base mills of 300 barrels capacity, -Idie Peopli-'s Mills of James (,i. Idle at (.nelpli turn out 50,, to ho,, barrels per day: tliose of David Col, he at .Avr. 41.0 barrels: of Todd ,it (ialt. 300 barrels. Norris at St. Catharines has two nulls of ,1 joint capacity of 500 barrels. Then there is the lar-(e Keew.ilci Mill ol the Lake- of the Woods .Millin;,' Co., stated \ari,iiisl\- at i .0,,. , to 1 .300 barrels capacity. The K'oyal i)..nunion .Mill of Ml l-ui-hlin A- .Mi.ore. ,it Toronto, turns out G, ,0 barrels daily, and is called one of the most modern ,,fall 111 res()ect of the ai)i.liai,i , s used and the economies achieved. This mill uses the ■• .\rtl - .M,.,,re Talent uoller," and the air belt puriher. ■J he produiiion of llour is m these da\s a complicated process. In the newest mills the wh, -at 1, put live times throuf^di sets of mllers, which snllices to separate all the bran, and then ei-ht tiices tlirou;,'h to make most of the middlings, .Alter long eNperienie ,uid m.Miv experunenls with i-orcelain rollers in (iermanv and steel rolls elsewhere, the ihsiioMtioii ot millers to d.iy Mcms to be, in the riiited Slates and Canada at anv rate, in lavor ot ,hill,.l iron rollers m preference to any other. The industry is well up to til, time,, m th. Dominion, and the Ontario Millers' .\ssociation is one of the most intelligent .uid iiillu,iiti,i| tra,le guilds. 95 A. McFARREN, JR., •t^- Commission Merchant and Millers' Agent, CvP <^ COR. FRONT & PORTLAND STS., TORONTO. Henry Lye, SPECIAL Accountant * AND * Liquidator, TORONTO, Ont. I HAVE made arrangements enabling- me again to undertake tlie investig-ation of involved accounts, and the preparation of brief's in refer- ence tiiereto, as well as the examination, recon- struction or liquidation of estates. The highest possible references to leading Queen's Counsel. Managers of Banks and Insur- ance Companies, as well as to the Creditors of Central Bank of Canada, in liquidation. GRUNDLER & CO., FINE CUSTOM TAILORS, 50 BEAVER HALL HILL, • ■ - MONTREAL, QUE. Si.i- nr.sf /'r't/'.s', IhftloiiHi, ami a iiohl Mvdii} atranictf at ihuiihiion ilxhihifiou. \\i iHiff sfuritil titiiHtiim tu unit is i->rtivttl ji-ttm strttiitfirs iiinntiif ttt Mnntiifil . Uritfifi It stnri,- Iff Ihf ht.st hn/tttrtiif I'rrnrh, Imj- n.s/i a mt Sfntt fi fftHHf.H. I'trj'frt jit tjituvii tttmi . Jr., int c^- STS., enabling- me again nation of involved of briefs in refer- xamination, recon- Ltes. srences to leading Banks and Insur- the Creditors of nidation. o., TREAL, QUE. «if at lllmrlfil llriirli. I lli/- I't-rl'fi't jit ijil*l>'il)llrrit. (j^RA RIVE/? . THE STEEL STEAMERS AND 44 CHICORA" Leave Toronto at foot of Yong-e Street foiu' times daily (except Sunday) for Niagara- on-the Lake, connecting with Michigan Central trains; and Lewiston. connecting with New York Central trains FOR NIAGARA FALLS, BUFFALO, NEW YORK, &c Forty miles sail on Lake Ontario, and magnificent views of the " Picturesque Lower Niagara." "Queenston Heights" and the "Whirlpool Rapids." Tourists can leave Toronto in the morning, have six hours in Buffalo, and be back in their Hotel for dinner. Tickets at Offices of Niagara River Line and all Railway Ticket Offices. JOHN FOY, Manag'er, TORONTO, Ont. Th' Poison Iron Works Co., (LIMITED.) CAPITAL, - - $300,000.00. IRON AND STEEL SHIP BUILDERS AND ENGII^'EERS. WM. POLSON. HEAD OFFICE, - TORONTO. - - - President. F. B. POLSON. - Managing Director. DIRECTORS: JAMES WORTHINGTON. - - - Vice-President. /*. \,, ,l\v yt-.U iSI... llic l.ylvstn Mill, it .Mrliilldiinii tile W'l'llaiul Canal, ilie New I'.i uiiswR-k Colton Mill> ,ii St. )iihn, .New liiimswick, ami the I'niulas Cntton Mills ('ninpanv at hinnl.is. Ontaiio, were Immdeil foi the m.aniitacture of |>lain i^M'ey ( Idtli. I'.iit an uiieNpced-.l distaele in their |ii(ij;ress arose in the Anierii an ("ivil War, in the e.iily years oj which the raw staple n( soiilhern t;rowth on whieli they liepeiuled as their raw niat( i i.il. rose to >iu h a imeeas to eoinpel some of these works to clnse down for two or thiee years. Shortly alter their resump- tion the mills Wrrt- luted up with d\edioii>es. and produceil in addition eoloied shirtini^s and rhccks. Tlii' lludon (■Mt*.,.n Mills at Montreal were founded aliout 1S7.1, and the Mi'iitreal Cotton Co. at N'alleylield, (Mie., .1 roiiple of years afterward. It wasalunu IS7.1 that the Canada C^otton (.'ompany was foiiiKil to 'n.inula( tine on a liniiled si'ale, at Cornwall, plain f,'oods : hut this corporation was to a^siinie latei, upon the adM|.t|i>n by Canada of a iirotective policy, its now extensive proportions. The Stornioiu Cotton Coinpan\' was hrought into existence in i^^;;, also on the canal at Cnrnw.ill, hut it w,is burned ; luin;,' relmilt. howe\er. two or lluee years afterward. ms and joo.ooo spindles The capacity of tiie mills named did not exceed 4.000 100 at the time when the National l'olic\ was adopted. At the present date, the tweiit}-ti\e cotton mills of wlii(,. we '^[\v ,1 li t h.ive between 11,000 and ij,ooei looms and more than 300.11(10 spmdles. It is a curious circiiinstance — ihonsih not. after all. an unexpected outcome of .1 protecli\-e policy, exemplifieil in other countries than v'anada that the rush of capita! into what seemed a promisin^^ and remunerative industry resulted in o\erdoiii^' the market ,ind embar- rassini,' the proprietors. In se\'en yeais followiii},' the .adoption ol the new tariff, n;iinel\-, the years i^J^) to i>S3, no less than nineteen mills were opened in tcuir provinces. I'ulK' onedialf of these, in atlilition to those already existing;, went tn woi k, prdducinu; principally plain greys. The result was a glut of cotton cloth. .\s early as |iiU'. iss^. Mr. Cl,;\toii Slater, an ICnglish manntacturer, wlioh.id meanwhile established a cotton mill at i !r,'intfoi(|, gasc the number of looms in Canada as 9,000, while he estimated that G.oc-o looms could produce, on the basis of 13 yards ol cotton per annum for each indivitiiial of the poiuilation, all the domestic cotton that could be consumeil in the countrv annually. Here w.is an o\ er-jiroductive capacity ol fifty ])er cent, in excess of rcM]uiremeiit, to say noihini,' of possibi'' importa'ions ol the .article. Mills and merchants' warehouses were crammed with gre)- cottons, while the shelves of countrv storekeepers bore evidence ol the overstock. Loss of capital thus put into sur|)lus plant stared proprietors in the face. Different plans were proposed of getting nd of the diflicull}-. Soiiu; faxored redm ing the out [lUt (i| tll( I not I iiie till i\]\. b t loll. lea\ 111;.; I lie ii\ li.is silic I been adi i| place, the dillcreiit man.it^eineut could uli.al it was best fit loss of ca| Ual is, ( 1S.H3 to fifty (cuts C.llehilb- le pioduct. ^low ly icli ginghams, sheeting; blea( heo cottons, c and (dloiid shii linj was again impi iidei measures were uet Cotton Mills ("0111] secured pr.K tic.ilK I >h-i.i (' iiMiiii M iniil.iriiiM Xi u HiiinsuiiK C, ,111111 Mil |iiiiiil:i^ Ciiuon Mills C'li... Ciii.iii.i Cotton Cii Uuiloii ("uiloii Mills Co.,. MiimiT-.ilCi.tloti Ci. Slot iiii'iii Cottnii Mty. C!^o. . Co.itii ooki Cotton Co . Ci .i\ I 11 Cotton Ct. Kiiik^t' 11 Cotton Co.. Cliunl.ly •• " Il.iiiiilton (. .it.'ii Mills Co. ( In trio ' •' " M.itirtnn Cotcm Mk:. Co. Si. Joliii l"ott"ii Mills Xnva Sroti.t Cotton C'o . , \\ iililsol C.itloll Co St .\1HM ■> SlMIHlini: Co ,\I. I. Ii.dit^ MIl;. C, M, iiill. II C..it.,ii MIIUCo Si Cioi\ I ..lion Mill \ .11 itioinli 1 111' K .V \ .11 n Co M.lljos; I, Mill \ r lilt Co. Col ii.v.ill Sitinniim Co . (,lli~oii Coll .11 Mill Ml. Ill iiici I'oiton .Mills ■.\lll,ttti.llll,ltr,l iSs^ HI] ' \lso si\ pi intiiii; iii.u: 97 Manufactures tlu' nut [lilt (,| tlic nulls liy w.irKin^' them onlv f-iur i|a\s a wctk. lint i vcn this wonl'l 'I"' ' 'lie Iht i\\\. lii-iMiisc wiiikin^ tlial Unit umild k( c]! tin sn|)ply np lo tliu consiimj)- lion. Icaviiij^ llir nMistoik still txistuiL,'. A sut;f,'(sti()n was i.iadc l)y Mr. Slater, wlikh lias sun ' hccii ,iilu|it((l, iiaim ly. thai an ainaluania'inii i.l all the cnmpai>ies sliDtild take plare, tin "lillmnt mills aiid niarhincrx [n \,v taki ii at a \a!iiatinn, so that a sin-^le nianat^ciiH nt could control ihc whole ouliuil. I'.a'h of the r.ulls ronld he si t to inakinj; what it was hest luted for, and sonu' econoiii\ in this di\ imoii of lahm wnnM result. A Idss oi ea| Ual is, ot ( Durse. iin ol\ a d iii such a step ; lolton null sh.ires went down in 1SS3 to fifty cents in the dollai ; hut soiiielhin!,' had to he done to check production. ("aielii11\- ie(hiced out put. in( reaseij econoniv of administration, \.iryin>,' the plod net. slowly iclievt d the Miarkt t. In a year or two our mills were producing,' silesias, i^'in^diams, sheitinns, canton llaimels, cottonades, twills, duck, ha^;s. wif^'ans. safj^ns. hleai heo cottons, cai'ihrics and piinl clotli-, in addition to the L:re\s, denims, tickiiit,'s and (olori d shiitin^'s tli.il were prtviously the slajles. lint when the iiiimher of nulls was af,';iin impi iideiitly iiu reasi d. and the iiumhei of looiiis went up to ii.ixio, enerj^'etic measures were uceded. And so it resulted tli.il a syndicate n.imed the Dominion Cotton Mills ronip.my w.is formed early in is/i. and has ,it this date we are tokl seciir((l pia( tically the ( oiitrol ot tlu' mills prodiiciiiL; i;iey cloth. CiuiiiN Mil. IN ( ■ .\ N \ I K\ I.nI>-i-'i C.i'inii M.niuf.u'iiii iitu Ca>. \|.w HiiHisuiiK Coitdii .VlilU , . Huivri-. ccuioii Mills Co Canaii.i Cotton Ci> ■llu(lo-,l Cutloii Mill^ Co . .. M.>litir-,ilC..l i 1M.2 Shillings. Kinyliaiiis, ticks 5 iNf: t'otlcina'li-s, (ticss t;oo(ls, liiiiiiiis. t tc ,. >. 1^71 liriv .iii.t tiloai-licil cottons .in.l cair.oiis. t.2 No. No. I...0111S. SpiniJIi i>. iTu l^^. 1-.M I Ir ilK. sail fit-, lillinj,'s Sliiiliims. uiliKlialils. c.ttoti.i.lt-- I'l lilt . loll.s, sliirliiii;s . . I'l.iiii i::ivs 1,400 I.!.." -l I = .u. "J 1(1. J. « 50.0W3 70,000 54.3' •> I'''>2 'i.inis, w.ii [IS. ili-iiilil-., etc .. l^''i Sliiilinus, ilucks. l,,i.;--, 1 Ic- IHv: (iicys, sliiiifs an. I .-In < k~ is-.i I'l.iin anil twillc.l l;i. vs ... 1^*^.! I'l. tin ^ii-\-. .111.1 \\,ii|.s l^s.- I'l. till UIONS l^sj HI. ,l.-lli'5 (i,fJuo i'.: I2.i>xi 1 1 i IO.I*JO Jl... 12.<™ii. 130 2.I.. 'O.J 2-,. II,.X>, 5.10 2.li-i»iO 7.10 27.0.^. 2ts 12.,. •■ .)s7 30.. ».^ f 4.5'W OhMl 4o,o,ii> '.\ni.ili;.iin,iti-.l iSss iin.li 1 ninn- I l..i-|i,.lai:a C..tt..n M.inut.i.'Uii im; Co. ' Also si \ ]n iiiiiiiti iii.uliines. r..t.il lo..ms an.l spiiullt-s fioo 2. JO II,4N2 22., <«l .j.o.i*. «2.», I.KJ 97 11 n (isi HI i: .irM. mahhimin J. V, ^^^J^^t.. Q.c. * s m iiH*yNF Al OsLKf;, FhtTZKL. HaHI..^' ■. . '' R \-',;v\'\'\. ■ ■ . ■ T.M.M. c„.M„M,s HAMILTON Canaua. f.K P Mackf.lcan. Gip/^'-'^m. GM;^^v ^ MM-;TtN. I" avvwA.'jv..', vu'\ ■. F M*(Kf L^^N, Q C. HON J M- ti'MSoN. Q-C J. n. UMisnv UM» f MAutiN HAMILTON Canada. Ofti \V iV dSmjMNt JOHN CHEHAR. QC. CouNrv Cin.an Ain-'iniy S u t,..i-. fn.> D. E f. O. CHfRAR. M.A. IHE HAMILTON PHOVIDFNT & LOAN SOCIflY DAVI P M. lJAr4KI>-R M.A. THF MOLSONS flANK Crerar, Crerai-; &. Bankiek, U'wrVsvevs. iDO\\c\lovs. ■& -. NO. , H.„,u,o-. PM.,v,o,-<, c.Mn.Ms HAMILTON. Canada. Hi;Gi",nN S'. South Cahl CMC MENRV CAHSCALLEN Q.C. b.. .._,-.H, . ■: F. D, C.XHILL THE TORONTO. HAMILTON & IIUFFALO W. L. ROSS RAILWAY COMP.'.NY CARsCALLEIJ, CAHILL &. ROSS, \VAvr\t^Vp,v8. So\vG\lors. Uolanes. ?ie. OfEioFS No. 3G J«Mts SintfT South . .«.«,, -,-^.». ^ HAMILTON, Canada. Ovm :nf MOLSON*, Hank. G. V H. E JNll, HAHRISON W h. M' IIHAVNE ■■■JK, HAMILTON Canaija, ikOHl.E ( YNCH Sr«l/Ntl)N AMTHUH OH^Iff CutllOliniM M<0> IN All. Ptuft Or th» Gounthv. B' Staunton &. O'Heir, (AMILTON Canada. SoiicnoMs roll ON PHOVIDFNT & LOAN SOCIf TV rMF MOLSONS HANK R, AMILTON. Canada. .Si-i, ICITOM^ roit RONTO. HAMILTON & IIUFFALO RAILWAY COMPANY Uolar'vBB. kc \MILTON, Canada. Ml JAMFM BltttH South HAMILTON, Canada. r.eo. r. cihiions. q.c, p. MUtKFR'J QEO MrNAIt FKtD F. HARPt-M Gibbons, mcNab 8^. Mulkern. OMitf r,,||. HlI.llM.lNCl AND C-AIILINtl Sllllf LONDON. Oniahiu, Canada O E. THOMSON Q,C DAVIO HENDERSON GEO UELL JOHN U HOLDEN Thomson, Henderson ..^ Bell, BarrVsV.ra. So\\c\lors. \iic. c«nLF addikss therson," Toronto Officfs. Board of Tn«Dt Buildinqs TORONTO, Hatton & Wood, Barr\ster3. So\icvtors. ?i.c. G. W. HATTON H. E. WOOD. B.A.. County Chown ArTOHNEV PETERBOROUGH, Ontario Canada A \S"i«l in roiiiiiii'n.Iatinii ol tin >lylt .ind (iii.ilit\ ul ( aii.i.li.in maiiiifactiiH d «i>lti>ii IS faiily (It'Sfivi'il. N(i more I i«.t oi siil.slaiiti.il nuo.ls arc iiiadr aiu wIkk . All I till skill ot .Mil t,i(t,.ii\ seal iiiaiiil" -.tin^ itsill in i|iialilv aii.l \ ,iiii.t v. It is a tact lint t.i III' o\(rl(H,Ki,i that '^icat (inaiilii i«s ot ^iifss an- iiiadi Im (\|iiiit to (liina. I'niir mills ate III. \v. \sr Ik lit\c, making: uJK.lly tir iiiaiiilv Im tliatiniikil tin Miiiitiiiiirtnci, tlif Mum tun. tlic Ciavi ii. aiul tli lMii);^li)n. ( nttoii l'a(,'s, loo. an so plttitilnllv proilmtd in Caiiaila as (.. |i,i\. Iic-nn to ri'plan' |uti- Lays lor Ih.iik' ami t Apoi t lloursai k". It is a hnnilr.d viais (17.;!) sinci' tin hist cotton null was lUttcl in Klimli' Islanil. r.\ is>i7 tliiri' ucic liltci'ii nulls in tlif iiastcm States. woikiiiK' sonic LM(,'lit tlii.iisanii siiiiiillcs. Tliiii aic tnd.iv i.ml.al.U a lli..us.iii.l nulls all o\n tlic \iiicrii-aii I'luoii, with t( n wi turive niilln.n spimllrs. tuiniiit; uiit two tlioii^aiul million yard^ of \ annus t.ilii us. In the I 'nit< d State:-;. |.y tlic ( Liisiis of 1 ss, ,. u hil. the luimlniof tat toi us slio\ss no iiicrLase, luif ratlii-i a ili cn.isf fiom 1 ^t.n. tlitir capacit\ had l.etn \.i-tl\ addtdln. Thu niiniliLr of looms, the luuuln 1 of spindles, the wa^;es paid, the eapit.d ( iupl.i\ed. had all l>et'n douMed. eompaKd with is;,.. I luis: I'.ii i.irii'^ 1. 1" '111-. >pinilli-^ I '(.(iMtiM-. (npil.-il \\ a^i—. anil mni All niatiiial> I'p'ihii t-i \alui' K.I w i-i'lli I! UM il. Hi 1 :, - ""I" " I (-Ml.i 1 1 |ii,-i"-,J'U .VI "U 1.1- in.7v •..>'■ ''7 -^^'irS'i I l.l>3 '".:'.«.''7r f Jiw,3u5.7.i,( 4.i<'M.4l'i II (.71.1,5 <7 - V .r.f 77U.iX.l»,l.tK. In the pieseiit \tai there arc probahlv Hot Its, than I4.soo.ch'<> spindles m use all over the I'liiled States. In an article on the rottoii Industry of New llii^'land. (-mi triliiited l.y ("icor;,'e Rich to the A'l ;.■ liu^linul Mni^iiziiu for ()cto|.ti. i-^nn. we lin.i somi' uiteiestinj,' particulars resiiectiu^' the husini s--. 1 lit lat Ini \ pi.pulaiion ot tlmse Statt s has iimleruone se\i lal rev(.lulions. •• ( )ri^iiiaily it was ( tinpost d .liiiiost uholK t,| ilu- sons and daui^hters ot New linuiaud tanners. lint with tin openiii;^ up ot luoiecon- S,'enial ami remnneratue employ luenls this class tleserieil the factories and tin ir |.laies were taken by tluj Irish. Ilnt;lish, ami (ierinan iniiiiij,'rants." I liese -asid iluii eariiin^'s anil l.ouf^ht the small tanns which the New lint^daiul veoiin u i!. s( rti d 1. 1 ilie lioiindless \\ est. ••They ha\c been sut eeedtd 111 tuiu b\ the I'rem h ( ".iiiadi.uis, and this rate is nnw the j.rt doiiiinatin;; eiemeiU 111 factors lite." To-thu, tlure are some three thousand cotltjn manufactones in (iieat Hiitain. eiiiplo\inu half a million persons, ami the' annual \alue ot their prodm t is not tar liom .{100,000.000. In the year isjs it was estimated by the chairman ot the rottnu Associations of Manchester that the capital invested in this I!riti,-h iiulustrx reachetl .{,'ijo. 000,000 sterlinj^. ■^^om :i6anl; f.,|.il.il !■ k, -, n . I- I.oNl.i iN on 'J'J lll.ll'lUH >l IIS \S 111 IC, i| \.lIlLt>. lAjliill III iklt till 111 1, ,11 I >ll llollK' .llul in IvIi'mIc m^; soiiu OVll tllf ul lllilllnll III S allows lllill i| li I. I imiiii\ f(i, 1 <»'3 .<■'■:: ■■ 47- 1(1 (tt i I \i Fiiii'l. I Mm '■'.I UK) 1 # l,.hH),ili»i ( t 2.W'.' .«»! #I.<* tl,IH.1l • • HRANCMES AT • • ;: s III I i.ini'isc ... 1 ,il. N'lil.iii.i, Ivl'.: V,inr..iivi i , ;: 111.. Si.illii . \\.i-iiilii:l.'n r. II ..111.1. \S.i.-hilli;loii . :: I'.. Hi. Hill. I 111'. \i-v\ \\i --iiiiiii^ii I. r. I'. ; k.iiiiI.'..|i~. l.ONhuN 111 I HI II' I MM|;\KI' M. I.I .. I 'iM"'N ■; lu:. '. N.iiiiiiiiu, H.l', 'J'J E. H. SMYTHE. LLD.. Q.C. C. FHONTENAC bMITH H. SMYTHE & ^.MITH, Ear\'\oV-vo, o.ivjaors. \!^ve. KINGSTON Ont OFF Mi;LEOD STtWAHI om^-.m. Coi-mi i Dtr.H i M. .. 1 al AuFNrs f- F. H. CMYSLER Q.C 1. TRAVERS LEWIS Stev.art, CRVSLER ,v L.EVvIS. Vavr\stfcrs, So\\c\tors, ^c. SdLICltOHS FOR Thf G*na[.ian Bank o^ CoMMfncf OTTAWA, Canada Otnc TMf Uf*K)S B*NK nf C*N*riA N A. HELCOURl -L.M. JOHN 1 Ms'LHAKtN GEO, F. HtNDFKSON Belcourt, MacCraken & Henderson, LI Barr\s\.f-rs. SoVicMors. RoVarVes. %i.c. ±uL N.B. --Business in imf Phovincs of Qufiifc will he- CEIVI THt PMlbONAL ATTENTION OF Mf*. BElCOUFtT, WHO IS * SCOTTISH ONTARIO CHAMHFRS. MEMRfn OF THF BAR OF BOTH PROVINCES. ANO A COMMIS- OTTAWA ONT stoNEn rou I^uebfc T R. R. HALL W A STRATTON, LL.H Asset New Annu Stratton &i Hall, 1 'I'licifj fcarvioi'T.rs. SGV\c\tors. ^o. I l,'i'iura( PETERBOROUGH, Ont. Ban] C. FRONTENAC SMITH t.ors, 'ate. KINGSTON, Ont Mt CoUHI 6. Dn'*HIMl-NI Al AdfNTS iXOTS, %CC. OTTAWA, Canada GEO. F. HENDEHSON ?SON, llctarvea. &c. H Ontario Chamhers. OTTAWA, Ont. W. A stratton. LL.n, --■rs. kc. TERBOROUGH, Ont. R. E LAZIER S. D. LAZIER Lazier Sc Lazier, OFFrCES ROBERTSON BLOCK, FRONT ST. EAST TELEPHONE C. 68 BELLEVILLE, Ont E. JONE3 PARKE. Q.C. T. H. PUHDOM Parke & Purdom, Barristers, SoV\c\xors. %lc. Of MCEs Opp, City H*ll. RfCMMOND Street LONDON, O'.-^Afio. Canada -THE MUTUAL LIFE INSURANCE COMPANY OF NEW YORK. RICHARD A. McCURDY, President. The ...igesl, Best and Most Popular Life Insurance Company in the World. Assets, January 1st. 1890, New Business in 1889, Annual Income, ^136.401,328 02 151,602.483 37 31.119,019 62 PURELY MUTUAL. NO STOCKHOLDERS. lll|l(.ll■^. .IR' ttlf IllMsl lllnT.ll .inil cicsirallll- IsMud It has paid Policyholders since Organization, -^287,681,948.20. Tlu' lui'iitx War DiMiilnitinn issut-.l In tlir Mmu.il Lilt- ln,iiranci- Cmnain i\ a M..,l,.| l.MUn.ct Ih.- ( ,,n,panvs I'nlicks .are now Ik.I.I In 182,310 Meml.ers «- ' "'I ^n) '- •' -^1 T. & H. K. MERRITT, General Manag^ers, Bank of Commerce Building<, - _ TORONTO. Woollen Manufac vv HAT wfit' known as cnsinin woolkn mills existed in Caniuia i'aii\ in lliu piL^rnl cfHtiHA lluv sjiiin;,; up as a necessary imiiistry to all new ((inntiics. Sutii cstalilislmu nts < anlcii tlit- fanners' wool, made a \anriy oi •• lidnic spun." or fulkil tlutli, as well as otlu r ialuics. Tlusf mills \ver<- numlu Uvl by 'lundicds in the Dominion : tlnic iii,i\ possilily be iiundretls to-tlay, but tlieir nnmbcr has decreased since tiii' laij^cr lactones amse. With the growth ol the conntry ( anic a steadv demand for a better class of .uoods. comparai)le I" the cliecks and tweeds whicli tlien were inipoited fnmi llntani. Tiie Barber Mill, at StreetsvilK . Onlaiio, had l>een long in existence, and Jiad assumed proportions which were larf,'e in tliose da\s ol wliat are now considered •• small thing's." McKechnie. at Coboiirg, and Andrew I'aton. at Waterloo, were making shepherds' checks and tweeds when a yotmg S( ot came \.\\h>\\ the scene, and witli the enterprise and run that have since characterized him ni giealer projects, proceeded to give to the woollen industry of Canada the energ\ and scope that ]:ave since made it worth}- ot the country. This \onng Scott hmau was (uot-f Stephen, then, say in iMhi. known as a young merchant of Montreal, but Liter to become famous as a mannfactnn i , ,i banker. and the leading spirit in that nation.il work, tlie Canadian Tacihc Kailuay. lucog- m/ing the opening tiiat existeil for an inipro\ ed class t.f woollens, and believ ing m the ability of .\ndrew I'aton for the occasion, Mr. Stephen indnced him to lemove to Sherbrooke, m the adioining I'rovmce of < iiiebec, u liere the river Magog this stream descends loo feet in lialf-a-mile -seemed to oiler exceptional advantages ol walei powin for kictories, and wiiere l.omas \ Son had bt en t-stablished some twenty yiars. To what great proportions the I'aton establishment has since grown all lexiUi dealers in Canada know. .Another of the woollen mills to the extending of which Stephen's eiierg) and faith contributed was that of Hennett Rosamond, at .Mmoiite. now one ot the most extensive and justly famed of all, .\bout this time, too, the late Jacob 1 lespeler. shrewd (lennan that he was. erected roomy buildings for a tweed factorw and laid the foundation oi a group of industries which, even in his lifetmie. made the \illage oi }ies})eler. with its neat and iiiethoditry. To make a list ol ( anadiau woollen factories would be a lengthx and somewhat tedious task. They nnmlur linndreils, and are nearly as \arions in scope as m capacUN , A list of iift\ might (-asih- be made of n,ills winch boast more than one set ol '• cards," Ihit we content ouisebcs with naming the ieadmg tweed and knitting mills, and indicating those others which have of recent years, under the fostering inlhieme of a high tariff, ventured into the production of fabrics for which oiir rigorous climate and the dema our o\>. n boi (\i niili> h.is bet 1 the imi pose, lilty w oollen I No\a Scotia and Tiuio. The li; ellort t( ' mclu N I'li'M M.iniit.ii till ii K"- ..II. I W..oUi 11 I 111 n«. ill M.iulllail Aiiliiiiii W,.,illi-n M (iul.l. iiC.i.ivi Mill^ C.il.Miiis; W....II111 (■ I ci i:ii>-.'ii ,V l'..tiiii- M,.iiii,.il \\....ll. 11 ca..!.!' Wuulli'M Mill \\'.ilil l.icj \\'onllell . la. 11 r.iy Wiii'iicii w. ..I..I1 w'.i..iumi i:. 1:111. k^i W....1I.11 M II, .vol I W..1.II. n I .ilii. ■,. Son \ e... < ;. iiiiiM'ii lV I'.iii t^i i. S 11 111., mil W....II.11 Ml-M-ll.pi W.I..II. I.iliii H.iii.l ,\ <\.. eiv.li' W.i.illin Mill l',i.,.li. MilU C.iiiiiil.i llf..i.l W.,1,1 riiiu \,iiiiA \s....ii Ki. hflii 11 W.i.illiii A. I ..111,1- ,V S.,ii. I. II \Svlii •riiLbiiiii w....ii. II ; r..ii.i-s .\ c. Pt iiiii.iii M.ttiut.i. II ( ii ,111.1 \<\\vi Kiiini Jn-t'(»li Simp-. '11 1 1, ill Kiiiiiiiii; Cu. .. CImi 1* - liii 111. nil . Sieilliii.y Kniiiiris; e.iatico. 'ki- Kniltini Kim;-!.. 11 ll..si..iy Aliii.iiiti Kniiiint < |.iii.iili,i.i l;lli-,,. ( ir.11 i,tli»\\ll Sim 1 Si.uiilard Mill- liiivris.il Kniitiiig I'ikt' Kivi I Kliiltini c ii.iiiiti- MiU- •M.icliirifs. .EN Manufactures I L'aii\' 111 llitj lew ((llllltl ics. ■1\ (i| •• lidinc li li\ 'miulicils niiiiil't'i has cdUiiti'N' canic s aitil Iwrt-cls . ( )niai in, hail tliose chiys of uulrcw I 'atoii. ()l caiiic ujioii luiii III nualir iiul Mopc llial . known as a irc-r. a hankrr. \va\'. K'ccol;- ■lii \ iiii,' 111 iIr: 1(1 IIIIIDVC ll) ; this slrcain il walii iKiwcl ity years. I'o till tlialers in ■plien's cnuif,')' lAv niif ot the [Cob 1 lispelcr. , ami laic! the tile \ illa^e of its (luierly aiul •• Saltaire " or lie llientinll III ami Somewhat 1 seopc as in .han one set ol kiiitiiiig mills, lit; inlltieiRe ol i/orous climate and tile lit tiiaiuls ol moileiii lasliion apjiear to oiler .i re'ason.ibly constant market within oiirown lioideis. Ni-.ii |i\ \-ear since i.sSo the list of articles prodiicetl in ("anadian mills has lie( n eiil,irL;eil, skilled wiirkmeii iieinj,' brouf^lit from Britain or tlie States for the imipoNi . .Xccoidinj; to \'.. I>. i '>i<,'f,Mr's T, xlili Directory, New Uriinswick lias some lilty woollen mills, llu- laitjest of which are at ^blllcton, Port IClf^in, and St. John, in No\a Scotia we liiid ,i list ot sj.lhi priiu ipal beinj,' at N'arinoiitli, Oxlord. Hojiewull and Trmd. Tlieie is at least one in lliilish (Jolimibia and several in Manitoba. 'i'he list apjic iided, while it does not profess to be complete, is the result of an ellort lo iiu hide establishments fairly representative of our woollen iiuiiistry at larf,'e. Naini- I'll' li. •ni..l>iiiii Wooll. 11 Mill- I..1I.1S \ Co I'l 11111,111 M.iiiul.ii liiiiin; III, (ii.iii.l Kiui Kiiiiiiiii; Mill- Jn-t'(ili Siiiip-.in ( I. lit Kiiittiiiji Co Cli.iil. - riiMihull & to.. . Sii.iiliioy Ktiiiiint: Co . Coaliro.ikr Kliittiin; Co.... Kint-loll ll..-ioiy C.i .Miiioiitf Kniitint; Co. |.||l.llll,l!l ICIli- liooiti town Star llo-iiiyCo Slaliilard Mill- , . ... I iiivt'is.ii Knitting ( .1. I'il& , l^*^7 1 lii-ss iloo.ls. co-lilino clotlis, Mc. 1^71 Twot'ils alt.i rtallilfis IS-. I l-'ilic twee.ls i-s.t Twi-o.ls, ototft-s. .ivoicuatin^s .. ls-2 'rwti'ds, lilankft-, ll,iiiin-ls 1-7J '1 wtfil- ami sImwIs iS7.i l-aiuy iwii-.l- ,ili.i w.it-tf.ls l-"iiie iwffils iss,, run .1- aii.l lioiiii -pun- . . rsfi.: l-,iii. y i\v( oils I -(13 l-'illO IVVfO.lS . . . l-iiif twix'.l- .in.i cassiineif-... is-i rw( I'.i-, Ikitin.ls, .Im-ss K.'.'.ts . . i-(>s Twicl- ami tliii.nl- i-s,. l-'j,iiinci- ami U.iics" dii -s uoud- isjo I-lalilltds, lilalikols, etc, 1*1, inlicls and dress Kooils iss.i C. tl y ll.inni 1-, etc lSs<. l-'iiu' tt.iniiels isi.s W'.,i -ti-ds. s('!i:('s ,111.1 knit i:o.iils I ndt I \\( ,11 , 1 in:-, liniiit::-. llosi. 1 y, (Ml. lie, 111 i-ukcts, LVtC... Knilto.l nil. let w. .It 1^7.1 issj ■• " ... ... .. l8,S2 Hosiery ... , . ... is>j Knitte.l u.iids IS.-.. " ■' 1SS2 llosieiy . .. 1SS2 Knitted noods ,iii.l l.I.inkets iS.s.i Colt. Ill and wo.illeii Ito-iery tSM. Knitte.l j:oo(ls is,'v.\. at 1 Irspclcr and ctiu i points iii ( )iitalii) and ( Mk l.ec. >• .inc ind( cd iirini^ made I.M i spoit : shawls at CaniplHllfdid, (, niton 1 'laic, CliaiuMs . ( oatii'ookt : \\incc_\-. ai I'.iantloi.l, i'aiis, and Hamilton ; raipcts and drui^'^ets at several points; wool (gloves and mills at (iU(liili and els( where: cassiineres. etot'l'es. idunteiiianes. rollon and woollin hosiery. cardiLian jac 1' ;,'o(iil. — liilt tl ('aiia. lM!t :il lie I.M I \\U)\ t : ai r>i aiitloi il, •> ami mills at iidllin liosii'iN', (■ariliL;an lac ki t--. sIkxI.K', iLicks, ImUs, scI'^ts. (rdciu't i,'(»)(ls. varus, liiaiils, iiuiliair j,rn(nl. — lull til. list is lolii; t'lloiiL;li. I'laiilicl is all ai 1 u Ic vflN' larf,'fly pin.liiccd. ami ('aiiant ■, iii.ismmh ,is s, and III soiiii.' ,( iwer ( "aii.ida. ■llel-, MUt Willi niu. ('oiiiiiry or. Loia-sonie (> ( )wfii Sound st.iiui: ot siM\ ut' 5110 people ; lelph had 1 .::3o illa^'e III nearly while Ciall, 111 Ills, prim i[>.ill\ ,nid llle-ell'^ine eues us these liisl aiiiou^' the to semi ;i tr,i\el- ,,il)ly j. C. Mac- liers used ihein- hont Canada as , dealing,' in dry .-md \\ ellin-toii ^•ce, MeMurrich [Ster's dry goods inioii li.ink now uses were those es \ Hall. I'he' ■t in wlinksale - .It •• llif,' LS" nil N.iiij^e street, ;il whu h d.ite, Tnnnilo CilLd I'xul: tells us, HetleyA; Kay. Scott A l.aidlaw, W'.ilker .V Hutchinson were well known n tail shops. Ahout !■>'"', Montre.il coniinei. ial houses were lar<,'e ami weultliN' as, imleed, tliey are to-d,iv- and the country .lealer in Ipper CiikkI.i like.l to he kn.iwn as huyiuf,^ Iroiii 111,.,,,. I le visiled Montreal once, if uol twice a year, or the <-oiiiiiiei cial traveller lioin th.a city w.is toler.d.ly sure to Imd liuii out liut he only l.ou,t.'lit in sprin- and tall, (oiniii- dovxnto alaler d.ite, however, this 1 wiee-a-year l.uyin- was . lian,i,'ed In the ,.n..r-y ot wstein wluiles.ile dealers and by tlu' opepiii.i,' oF railw.iys. Toroulo is now an assorlinj,' ceiitie and the country dealer has found it out. ln,p.„ialionsof inenhandi^e of all kinds at Moiitre.il in the year rS-fS were of the %, line ot Sf'.-(3-''"''"- ■""' 'l'"^^'-'^ ''"""""" ^"^''•"""- '" '■^'" "^''''' -''''"' '''"''''' ■'"''' lune -the imports of Montreal in .Iry -oods al.me .imounted to Sj.l.hj.ooo, while those of Toronto were S5. 743, 000 in v.ilue. .\ list of dry -oods imi«.rts into Canada for ,i sin-le fiscal year (iS,,o), shows the followin- diiliahle ^'oods .and free r.iw niateii.ds tor inaiiuiacture of textiles, etc. The ilutialile goods aie j,M\ en tirst ; - \\(H. lien cloths, hosiery, ll.mnels, carpets Cotton cloth, prints, clothing, thread - ■ ■ " Silk '^ooils. hose, parasols, etc, - - • • [•■,iiiliroid( lies, laces, feathers, artilu i.d llowers {.men. hemp, .iml jute goods .ind carpi ts Hats, caps .and bonnets .-■--•- i-'urs, iiianiifactuied or partly dressed ■ ■ (do\es .111 1 milts, kid, silk and other - - - " •So i.3')*i.44'' l-"73.74-' 3. 1 74. 1 25 I .l\Si),2ni) i,3ij.s,3o4 - i.-2-''J-435 ()S2.5()i 702,047 S23.347,So() A, Id goods fn-eof duty, cniisisling of citlon, wool and waste. "" undressed hemp, jute hutts ;ind cloth, law silk, straw phuts • ■ ' ' 4'otal dry goods imports - • ■ - S30.J4o,4I(. The gre.ilest evil of the drv goods business in Canada to-day is excessive credit, resuhiug m overtrading and numerous bad debts. Competition is keen, but that need not bring .lemorali/.ation in term^ ,ind methods. There is no longer any need for till six to nine months' credit tli.it retailers get. "•', ?l.%?S»^^:5r^- ASSEIS SIRW. p. HOWLAND.c.B„K.c.v \VM. ELLIOT, : E. HOOPER DIRECTORS: * W II III \ 11"! HON. I \> \cH N(, M I' l<\ \N S. NMKI'III l\ll K \\, II. (,ll;|l> .\ M> I I \N lloW \kl' 1, I >. 1 |M , \U W \l I I K S III .\ I |)| kll \M \\ . 11. M \ r I III W.-' 1. 1. 1). Ml U 111.1 I, ,J. K. MACDONALD, VV. C. MACDONALD, l.(/l./M. BUSINESS FORCE ^2o,ooo,ooo ,/ ^•f- ititt Confederation Lif HhAl) OhKK.h BriLi r^iL t^K^^ t tiun Life Association llh.AlJ OFHICH BlULDINd. Toronto. Ontari (). Thi-: Iron Industry in IN tllf (lil\>. lit till |>,ll(llial U.i\il ihliclit ol ( .III, 111. I ,is ,1 inluiis (il Iliihc, |i ,iii iLipti-li (.'IIhii, till ,iMc Mmi-tri nt I. dun \ I \ .. .iiumul; ■•i|i|miis iii>ii iu iii)ii> UUI II tn tl,r Illli Ild.lllt T.llnll ,IS tn tin iMMlIlirlit m| tin l\lli;;'s i lilldl ill , li ilc I lillll to •• tin iiiii.mc tiiiin III ti.iilr .imi iinlusti \ , " .iinl t" "put llinii in tlii\v,i\ <>i niakiiij,' sonii- profit." 'I'lii^ at tlic \( i\ tiiuc i I'.hp tli it In iiail i^iaiiliil a iiiiiiiu|)nl\ nt tiadf to .',./ C'i'////''i,'/(/i piiii killeil tllf fiitiipriM- ot llir Canadiaii idionists. I'liis illii I was ap|iairiit t" tin prrsrierit iniiui of Taj.iii, who -^it hiinsi II to idiinti'iacl, as |. si |ir mn^ht. ijic di .i.jriuii^ intllRTlCr of tilt ( iimpaiu . 1 Ic d« spali hid cli^liu (.is to sialih lol i i lal, ll on. lead, and otiici iiiincrals. ('oppci iiiincs \\ ere disi o\ iii'd on l.akr Siiini loi . ,iiid inipniiaiit ills covfiit s of II oil wftc inadi wliii h. In i\m \ i i , ( hai li \ oi\ says, " wnc loi^Mitli n Inr sr\ t nt \ y t-ars and rrdisrn\t lid III his tiinv. I'^iiK in ihr scxi nici'iilli iriUnis a coinpiinv w.as foriiud to niakf t Innco.il pii,' iion in w h.it is now iln I'losiin i' nl ( )iii In r, and ,it tin- St. MaiiriiL- liirn;irc i i 73J » pi^' and u lon^^lil 11 on wiic niadr and slmi .unj sin 1 1 i ,i-,l, ^im i- that day slnvt-s and ollici tasiinj^s li,i\i- lutn |irndiKid in the same lliui Ki\irs dislint. N.iliolls dlsi 1 iM I n s 1 ,| linn ha\r luiiilnadr dm lli;; tllr pi csi lit i i 111 III y wrsl nf the ()ttawa. M.iiinctiU- ,ind hi-ni.it ili' on l,,ikc Nipissiiii;: spiTiiLir ores in l.aiiaik (■oimt\ : lin^;nit_..i \,iriit\ ol In inatilc. mi Kidcaii Lake .iiid in the M,iiiiini,i ic^^ion. 'Idit-re is iron. too. on l!ati'hc\\,in.i I lay, e.ist md ol j.akr Supi inn, and iumi Kak.du k,i I'alis. ui'St of TiiuiidiT l!a\. In isoo. iron \\,is ,iili inptid to he inadi' in I .tids 1 1 iiml \ , Init the L-nterpiis'-' was ;i f.iiluic It iii.iy he said tli at the iimi indnstiA in ()ntaiio ilatcs froni 1^2-', when Jnsipli \'an Nornian started a blast fnrn.icc in Norfolk t:oiint\' for the snicltinj,; of iKig iron ore, A little I, iter, Mr. lla\es ohtained a tr.ict of i j.ono .aires of Imd at Marnior.i fm mining' and < harcoal-inakini,', an indiisir\ whirli. however, lanfjiiished for many ,1 da\. Mat,'ii(tite and heniatite iron is aliiind.iiit in I'.asicrn Ontario, and something,' like aiti\il\ li.as lieen shown ol late in de\eloi)iii,i4 it. In the last tin or tweiit\' mmis a deal of rii h iron ore has lueii i^ot niit .at lioinlale in H.ililairton, and at the (oe liill Mines, north ol I'eli 1 Imio, ,is well as in |-'rnnteiiar coiint\'. and indeed it is lar^eK Aiiuricin rajntal ,iinl intetpiise to whnli we are indelited for the lact. This has loiiinl nadx market in the I'nite'd States, where it is used for mixing,' with the leain 1 ori's of the Middle Stales, heini^r shipped to the south sliore of Lake Ontario ;iiid often In ports on L.ike l-iie In sjiili ot the encouragement afforded !)>■ lieav\- protective- duties, there is to-d,i\' no iroii-sineltm;,' industry in this rich pr.Mvince. '\'\\v Ri port I'f tlu Coiimiissicii upaii tlu Miiitiiil RcsaurccS of Oiitdii". 1^90, a comprehensive and valuable work, tells us (paj^e .\xii.i that: •' There is no charcoal iron made in Ontario, and all that is required for the manufacture of nialleable castin<^s is iiiipi 'Hid Imm I p. lid. Iln le Is m.iiuiu ot |iiofii aiithoiit\, lli.it " Clplt.d nf Sjoi 1, 11 ll II lied ,ll l,IM>l .lb home III II ki t with pnni I I II iKi imii III Iln inipnit' gtl.i^ pel he.id MJ amount in So. 1 n p b\ .1 sti.iiiL;! r. tli.it civ ili/.itinii .iiid III V.llliabli ol ei oiioni tin III .lie lolli d in but we lliipoit t ll nil inbei that it is V eai nlitr. inked ( jK and steel, wile ill t Willi I . \\. hlle .111 a V to! , bv the sllpei ill steamel then on tin were rolled 011 the ' The Tl.ide show the i|n.'iiil ily . and the I 'mil d Sla 1 'l;; III III 11.11 ilnll Holler pl.lte. 1',11.1,'ilies .illd Ivnlled Uiill I liiili I .Illd (it Sheet llnli ( )tliel iron III I I nil wilt-' Deams for vi .\nchnis Total 1 NDUSTRY IN CANADA 1*^ iiii|i''il. i| liiMii iIm I mil ,1 Sl.itis ;il ,i . (|.,| i ,iiil;iii^,' Ik.mi S.'!. in S .s pel 1,,||,_; ton, duty p.iiil." I'Iku' is .issiiicills' iinirli Inn !■ in ihi- ., uiiintioii lh,it llic^r piici's .illrn,! a lilni.il i-i'i "I I'll. tit (111 llw lost 1.1 |.ioi|ii, lion, rs|.ii iall\ whrii w, l.,ui;. upon cxpiil .mtlioi ii\ , 111 ii -,1 liiiiiaicol i),()(iii lull-, yiailv capacity would uarn liii pci ( li' points slioiild jir ali|c. says the Kcpoit |iist ijiKitud, to supply the honie iii,nk(t with all the (liaKi.al iron it wants, and besides keep out iniitli ol the I'onK I c I .kc lion llllpol ti (I llolii ollu I ( (iiiiltl les. 1 he iinp(.ils ot pi;,' and other iioii into Canada diiiiiiL; i.s.fo were ecpial in \aliie to !?l.^^ pel head (.1 the population. The piodin tioii ol noii within hei iiorcjeis did not amount to So.io pei head ol liei |iopiil,iiioii. Ijow (oiiies it. iiii;;lit naturally he .isked |i\ asti,inu;u. thalaioiintis so loi w.n 1 1 in m.itteis otCoiiiinerce. o| coiiiiniiiiication, of ( l\ lli/.itioli .iimI k lliieuieiit, Is so lai liehind in utili/in;,' her plenteous stoies ot the most valnalile ot ei oiioimc minerals ? We jiiiild iioii ships luit the pl.itt s o| \vlii( h w i hiiild lli( 111 .ire roll( d III Scotl,iiielroit. w.is to! , hy the siipei iiil( iidt lit of the works th.il wliili the he.ivy toi>;iii^'s for the fraiin of a steaniei tlieii on the stoi ks were the proiliK lion ol I ■ittsliiir.; lori^es. the ])lates of iiei hull were rolled oil the ( 'Kde. Imioki's or Ikon i\io Cwaov, ini)o. I he Ti.idc ,111(1 \;i\ i;,',itioii K'eliiriis tor the fiscal ye.ir ended with June, i.siyo. show the i|ii,-iiilily .-iiid \aluc ot iron importid into Cinad.i. iiiainh from (ireat Uritain and the I lilted St.ites, ,is iiiuler : — I 1^' iron 11, ir iron iioiler pkite. I tc. lCnf,Mnes and m.ichinery {(Rolled iron I ioiK I and other I iilu.'s. Sheet lion Other iron m.iniitaci ires Iron wire ISeams for \essels Anciiors Tons V.ilnc l>ul\ ,S(..47,S .S1.137.JIJ •■r^ 4 per ton. i>,o,S,S y»,.J2l 13 •• -',7 '3 1075-77-; JO and j3 p.c. ')''l5-\ J4S.()7,^ uA p.c. i(iS,()oo ft. 47J.610 \ .iiions. J3.4i(. ■^4".333 12A p.c. 2,,S54,oo() X'arioiis. '),44N 320,So(j I'ree. I .f>9(j 7i,.So5 ti MjS 17.333 (» Tot.al imports iron manufactures • :ii;S,o4y,i5,S Canada Permanent Lo/{N& Savings Co. .. Ill ■ COMPANY'S BUILDINGS, TORONTO o'^ 11,1' Jo .■■Vjo I'lisiil'l \ M.iri I>iit>Ni' Km III K. ItiKt.hss W. < 1. ( lUultl i:il.\M A>-i-i.ttn M,iiMt;tr ::: ::: ::: Ai i k» i' ). Mas.>n Sii|>« liiili luitni ::: ::: :: Ki i i -• S Hiusmn SirM-t.ii\ ... ::; ::: ::: :;: (iiuK'.h (I. Smiim SultHvt'ihi tl f iifiitaf t^iiht-itfi t tipitilt Hist rt'f tl I Uttit-H •*,ooo.ooit t.rt.io, iMi I t.SOSjHUi 1 ll-.l'USriS irrcivnl .U riilHtir I. lies nt illU'MM. (Mlii nl iUM.- |)i>iin«lt il li.ilt-yc.i) tv l)r.lU.NrrKI-> i-^sni.i in liiiifncv m Stiilint;. wiili iiilfif-^t iiiiii'iiiis .itiarlM'l. I'.iy.tMr' in C.mail.i lu in l-.nul.int), Kxfrutoi> antl ritisiits .itt aiitln'i i/riiiiiii c-s dI tliis 1 iimpdny. ^H.^M■.^ .\It\\NCI-,l> on Kt.il i:si.iH' srruiitv .it nii i e-nt i .Ucs anil un tavuiahli* cornlitiuns a^ t(. i > pa) mini. Mi lii-niiiii s piiicliastui. INGS Co. %eA i ro W $.1JHHtJKHi •:.1tOO.OOft nlt'ttst. p.iid ot (-(1111- ^irilinj:. with interest :l.inil. hlxeeiitui-' .(rni ie I >eL)eiituit>s ot this in uv .(I iiii rent rates I lt:iil,iM..ii III I.IIII In |iiiii'.it lli.il M'.ir it uas i-nlilri\ iIihIiummI |i\ In. luil I'lin nl\ likiv rntc In.in lU .islii s iiiiil li.is nil irMMil III |...|i|il,itii.ii .11111 il-. I..||i.»« J. I .( ,. I I ** "^ "^ , I . ( I. '11 I^S.i. ij.iioii i^.|ci I ,.11(111 i-.iiin.iiri| ;ii iii.l . J i^.ii. ji), 11.111 Till' wiliii'.il ,i-,-.i'-.-..ilili' iimI |ir.i|iiil\ . .'Is ■nun li\ lln ("jt^ ;i>ii->smiiit II. lU. lull nil n-ii-irij ir..in .'ft.lTi -' ( '. i...f I i,ii77 \: "> 111 l>.ll Its illllllsllil's ill lUisftll iiU . I ■>. Il I r..iM|.risi' ,1 siivjiir nliiu r\ . uli;i h i in pi .its tin' raw in.itfi i.il li ■ .iii ill.- \l.ini II, i Ulan Is. ami liirii- II s'vi liai ri'ls |ii'r ilii\ , ini s.iw mills an. I sliinuli' mills, uliii li inaniilartiiri' umt iiu. niilli. 'M Iiii ..llninjiii' |ii r M'ar. .'iinl i'in|.1 .1.. iiirii tvvi. in. II I. .iiniliifs ;iiiil niailiinr sli..|is, scMTal ship \aril> a smh'Iiit 1 .iii;i.li.iii r.iilii K'.iilu.n \M.iK sli..|.T linn kilii^ luii Iv \.ir.ls i.uiniTii-s s.iiip wurks, lan.U lacl.irirs l.iivMii. > li..|tliii.: iM.iKs liiriiiiiiii 1,11 1. .Ill-, l....it I, ml. Ills lil.n ksiiiiilis s.iil inakiTs, li.iKiTirs j..|i |irintin;; illH III .l.iiK lliw ^|..l|ill s, . Il ill ,lll Irpn -.iIIIIIIl: ,1 1 ,11 lilal ,.| .f I .. I. . . to, I \s llllr lllrll- W ilU .1 in ill! lllrll ,lllllli' .lllil i.llll'l lilli iMpital . il :^ ^ , in .11 .11.11 .1 1 1 .Ml .f J >is |i;illk> .1.1 l.ii.liirss III III.' I'il\ ,111. 1 ii'l.ii'si 111 \, III.. .IIMI' III .1.1. llli. .11 tn lii'inu till' ii'i'iiiin .1 lln- •'ana.lian I'.u iln li.is .lini i i-.iiK(,i\ li..n u all ^sl■allll■ ullaiiil S.iii I ranrisi.i aii.l .ill i. .iiil> nil al' till' I'aiilii Till' >lli|ipim; iliii'sis ..| till' p.. II ,ilri',iiK imp. ii lain :ii'<. 111! ii',isint; iMpi.lU >liip-. ai'i' r..iislalill\ in ill. li,iili..r l..,iilin;; nil liiml.i'i l"i Aiisii,ili,i ,iii.| ^..iiili .Vmi'i'iia In t'^'n. llii' l..i'i'i;;ii sliipmriits ..| liiinl.i r ,iiii..imti'il |.> hmt llinu milli.'ii Iril II pii'si'iiiiMv; a v.alin- . .f $ (iii.i.' S'.iin . 'iivir .111.1 |.ip.in .iiiil I hi ships Is s...,|l N,'iii,iiiiii.. ,1111 na. iloniu an riii.rininis \ ii'iiiilar liiii' III ni.iyiiilii I'll lii'iylit an. I p.issi I sir.iniships plus lifiwfi-i lillr 111 sli-.lin ii'^iT liiisini'ss ami .i I.. |.r 1^1 ililislii'il lii'tui'iii N'.iiiriiiiMT ami \iisir.ilia Sti-iiini-rs run .lail\ |.> \ii |..iia ;ii I I.. I'li'.^.'! >" 'llli. I I ill. s .111.1 S.iii I ratu'isni. uhili' iluri' is a ii.iisi.lc r.ilil. (..asiiiiy lia.li' » imp. 'I I. ml li.iM- III Ti.nir tin- sin ppiii^ intiTisi^ ..I S'.inn.iiM T, that lapitalists li.n nr.niLii'il I.t iIi. ^iiiii II. 'II .1 .1 ;;ia\ in;; .Im K .•lllil shi| 1 .'iisi'iial uliii li IS III r.ist $i nmi iiiiu, ami l.r i ' .inpliiiil uiihiii ihrci' M-.iis \;mi iiiiM'i' is 111 iiliinartiTs lur llir salnii'ii laiiiiin;: iiuliisUN , ainl alsn ^I'li.l-, mil .i i i.iisi.lii,i|,|i lllil 1. 1 issi'ls I., il rill' rii\ i- 11' si'.iiiiii; «r.inmls licaiililiilK I. '1 .iti'il I'll iisiii- :.;r. .1111(1. wliiili .ill., r.U ;;i....| .lr,iiii,ui' li.is li.in.ls. mi.' ,iii,| 'li".;aiil li..iii('s line l.iisliicss III. iK.,, liMii.lsciiic ( liiiii lies aiiil --ih.i.'l li..iisi's, l.iinc ,iiiil i'\( clli'iii h.. tils, the lllU'sl . r;i I l.'llsC .11 ill 'a( in. I Last a pi rli( I -\sii'mi,| ualcr u..i Ks (. .1\ in;; pine sii. .u uatcv fr iniiinitains 111. rill nl C it\i,aii i'\t"iisiM' s\ ,11111 1.1 t'l('( I nc liulits ami uas, iiiiu' niilc^ I'lrclni li;nnua\ lilu mill's ..| yr,iili'il slri'i'ts. tliirtv livf mili-s ul sidi'u.ilks, .iiiil l.isi. Init iinl least, a piililic p.aik ..| i dixi hi( h |(.r lii'.'iiiu ..| l.'cati.in ami iiatii',',il I nil 'I" \ is line, piallcl . .11 llic ((.iilincnt ■ss pr.'pcru sells at truni $ii ... |..$s".i perlr..iil I.k.i, ,iii.l rcsiileiii c 1. k|(..i 1.1 .fj ih li.is ill the lian.ls. .iiicsi part .1 tlie ( 'il\ (an l.e lia.l l..r Ir Is I ^(1 \ I Ji) al Ir, ,111 $|i>i) |.| $711.1 With s \,llll,'llile ,'lllil ,'llnii.sl iiiexliaiislilile siippU 1.1 limlier . its I'Meiisive lislieries . its rich anil e\leiisi\e Irai S ..I hull. ,ii;iiiiiltiir,il aiiil Us mil mnii's i.l n.a 1. .l;..1.1. siKcr. ..per. ir..ii, /iiH- ,inil ntlur niiiier,ils laiiils. anil its ulnriinis iliniate itlie must eipi.-ilile in the ui.rlili — liritish ("iilinnlii,! II .iiiitr\ ..n the lie, ami will lie t' e ri( liest .mil nn.st impurlant las it is ilie l,ir;;esii \'v<'\ Is tile 111. .si l,i\ ' .ri iiuc in till I'nmiiiii.n ..| Cniaila X'aim.iiM'r is the iiietn .pi .lis ..l this riiii ami eslriisiM' .l..iiiaiii, ,iiiil has ,1 liiliiri I.el. .re il siii'l 1 as III. iil\ has CM r h.ul It sUiiiils mi ll\\,'IV 1.11 llie shnrtest ruiite lilt \M'en I .rea t I Iritaiii nil hand ami hermnsi ri'iiii.ti'i-..li.iiies ..| lli.iii; Knimainl .\iistralia mi ihenther ,1 rmite ailmitteil !■• h. ihe shi.rtesl. silile at all till! I the es 111 tile \t ■ar. mi liritisli soil its entire leiiyth anil in a manner maki ilie \\hi.le iMrlliern hemisphere lriliiitar\ In it, \>\ stamliiii^ as it d.ies .-it the i;.iteu.n nl tl ,itii , tlir..ii:;h will. Il 111 lime iiiiisi emiie, 11. .t miK the japan an. 1 I'liina Hade l.ir I'.in.ida and Hril.iiii, l.iit als.. Im- th. riiiled M.ites. .Is \.M'1I as ilie I lade nl .\iislialia. the Sandwicli and Smith Sea Islands, llmiii"., the I 'hilippiiie Isl.imls and the \lal.u .\ri hipelaj^n There is m. i in mi the WCslern Cmitmeiil that nlleis siuli lertain ,iiiil lar>;e retiiiiis ii. the imestnr. anil il \mi lia\e mmiev tn in\est. nr iiimiev in Inaii mi ^nnd iiiiirt.yajie security that uill ml xmi intn ij percent interest annn.-il ite tn. nr call iii>nn. I>nri,i..\s iV (■ Uin ha iii.i.le ihmis.imls .i| dnllars Inr linlish. I'anadi.iii an i ,\iiii'rii .111 clients, .iml uill he pleased i.' yixe y. 'ii the I.eiielil ..I ihi ir experience .-11111 ripe jndynieiil Maps nl \;im-miM'r and Ihilish ('. 'liimlii.i -111 .-ipplicati' .11. l-'aini lands in cver_\ part nl I'.ritisli Cnluniliia Inr sale Cnrrespmideiice sniicited kelereiice. H.ink nl liritisli rnlimiliia steel rails hll'dkls ol- StII-.I. INl'd CWMU. 1^1)1) lo , . for tires, lilts. sk.iti'S, rij,fj,'iii.i;. it( . in<.;ots, 1 loiiins. etc. - tools, etc. .... Wares. j),irt iron ami part stei I, N.1-..S. y),Si_\ \-,llll.' Duty S J ,-'o4,ss3 -'i)'^.oS3 i'ree. 5-<).-'.so \'arii>us 4^4,010 •• 1 , .M17.45S 3" P-t-- 1 otal steel f^'ooils (iraiul tol.il iioi) aiiil steel Tn'frs. S 4.473, h.s.s I 2.5_'j.>i4(i lla\iii^ Seen by the aho\e tables what ("aiiad.i's itn[)orts ot iron and steel are, let lis look .It the present st.ite ot the domestic indnstry. ll may be [irennsed th.U there mnst be strong' reasons why, with the protection of 84-30 pei ton dut\ to keep forei^m pis,' ont, and Sj per ton bonns to encourage home pis,' to In.' made, there is at this hour no iron hirnace in Ontario. The strons^'est riMson is projiably to be found \n the teelinji of uncerlaint\' with respect to the contiiiu.mce of the iin^sent scale of hi,s;h piotecti\e duties in the l>omimon. Ni'it'.er (an.ulians themselves nor the capitalists of liiitain or the I'nited States are ea,t,'er to in\est hundreds ot thousands ol dollars for the purpose, knowinff that if the protective tariff were withdrawn they could not compete with the hirnaces across the lakes, whose proihict? would, in such case, tlood Canada. .And \et tliere are >is,'ns tli.it w ilh a chant,'e of (io\ernment the cliange so much iheaded by our manuf.acturers would .le made. It is a little curious, and at the s.ime time si,s,'mtic.;.'it, that a deinitation of ("anadi.iiis inteiisted in hollow-ware and other \arieties ol h.ird- ware, are no.v retiuestiiif,' of the ( lovfrnmeiit of Ottawa either to abolish the diit)- (.S4.30 per ton > on p\'^ iron, or to raise that on their particular wares lu'canse .\merican castinf,'s are belli),' sent into Cuiada cheaper, even duty paid, than tlu;y can be m.idc here. The prini ip d c-st,iblishiiient for the production of i>i>,' iron, indeeil the only one protlu'-int,' coke pi),', is the Loiidoiideirv lion ('o.. limited, whose works are at London- derrv, ("umberland County, Nova Scotia, These works were started \ _-ars af,'o, prmci- p.illv with ICn^'lish capital. In one respect they are admirably situated, for they have the ore ;iiid fuel both close to the furnaces, and they make excell '111 iron. It is a disad- vantage to them, iiowever. to be so far from ( hnbec and Ontario. \\ hile the latter province would natur.illy be the largest consumer ot the pn^diict ol these works, it is found impracticable, in Western Onraiio, at least, to pay the freight for such a long ha' ' as Koooor 1,300 n.iles. The production of these works for the year issg is gixeii below. In iSyo both the furnace and rolling mill were silent during a portion of the year : — ("oke pij,' iron. ^1,3.21 tons ; pu Outside the L( Canada lion i'l John .\Icl )ougal I'rom I he ( icuei lignres of iron p Iron ore Iron (inc( Iron ort; • i'ig T 111-: hist 1 Willian I^agle boiindry Charles (iiiriie' extensive, 11 them ; .111(1 the r. n. ll.irris. J. ( ireat ha foundries " whit ilozeii of m.tchii works liave beei works, nialleabl seniiiiis^ ))roducl I lamilton, Osha thousands the st : M.Mn.loll.lc such ami parlK sun >' ■ v . I fC. rinllS. p.c. Ul'cI i()tLTti\e if lii itaiii or lie purpose, Jle with the I. Anil \et ulcil liy iiur si,L,'uilici;:it, ies ol li.ird- duty (S4.30 :aii castin<,'s iiere. hf ntiK' line at Limilon- ag(j, pnnri- tlu\' have : is a ilisad- Ic the latter works. It is a Ioul; ha' ' II 1 S((i) both ke \n^ iron. J1.3JI tons; iMiddied bars. I4,()75,ri53 pounds; manufactured iron. i^52S.(iiiS poiuuls. Outside the Londoiuierry works then,' are' two eharcoa! pij^ iron smelters, vix., the ('ana la limi JMirnace Co., at i'tadnor and Three Rivers on the north shore, and Messrs. John Mrl)oiij,'all vV Co., Montreal, who smelt on the south shore of the St. f^awrence. Im'oiii llic (ioverniiiciital Siimiiiary of tlif Mineral Production of (Canada the following,' li.!;ures of iron pi odiu tnui in Canada are obtained : — IkuN ruoi.nrridN in ("anaiia. Viar I.VS.J N'lliif Iron ore ...... S4,i,Si tons. S i3i,()4o Iron ( ineoiiiplete retiirnsi - - 5'^.7'^j '" 2,Jio,o(iJ Year iSi)0 Vaha-. Iron ore - - . . . . 76,311 tons. :?i3s.j>''io ' P'« ^'wJ-' ■■ i.^i.t^^^ HARDWARE AND METALS Til i'^ liist lianlware importer to go out •' upon the road ' in C.inada, we believi', was William narliiig, ot Montreal, and after him" handsome Tom Morland." of the same ( ity, m 1S4S, I'rom the Rebellion \'ears of i>'37>.or thereabout, dates the l-^a^le I'oiiiKliy of Ci( orge liriish in ^b)ntreal. It is hlty-two years since ICdward and Charles Ciurney toiinded in Ilamilton the foundry whose products ha\e become so extensive. I'liere were "four foundries" m Toronto in iS4(i, J. (i. lieard's among them; and the hardware stores iiuludeii those of J. A; !'. Ridout, I'etei I'aterson. 1 . 1>. 1 Ian is. John Harrington ami IiJice Lewis, of " The liventfiil Padlock. " (ireat have been the strides in this business since those old days. The "two toimdrus ' which existed in Ibimilton forty-live years ago have expaiuied into as many dozen of machine shops and metal establishments; while Montreals few and primitixe works have been enlarged and added to till they include great forges, rolling mills, nail works, malleable iron works, and in Nova Scotia we have furnaces and rolling mills sending products of Canadian iron mines to e\ery part of our I'ominion. Toronto. Ilamilton. Oshawa. I'rantford and other towns have extensive foundries turning out in thousands the stoves .and furnaces so lU'cessary in our climate. ■ l.iinili>nilcrr\ \\(iii ol scssels Iroin our Maritime rroxiiires. their da\- as pluUf^liers of iht \\atery main i> passinj,'. 1 ih\ years or more have passed since the use ol iinii tur sliipliinidini,' was Imlihii hi Uritaiii, and now steel is comiii;,' into use' lor the saim pmpo-,c. With sneh a i oast hue as that Canada (lossesses on two oceans and the (iieat Lakes, and with the steadiU incii'asinu' comnurci' nf i)oth. tliert is a \\\i\v hitiire loi shipliiiildinu'. In the \iar i.sss there uere luiilt 1)\ the .\inericans on the (iieat Likes J2_' \'esse-ls, steam and saiiinu 'i.ill. ol loi.oiio tons, ami in iss.j vwn ,i l,tri,'^er tonna^o, inostK steam. While there are no means ot ascertaining' how nnich ot this toiiiiaL,'(; consists ol iron and siici vessels, tin- pioportion ol these is \er\' liri^e. In I s,ss ,1 ( (iiii|i,in\ was loiined in ( )iitario |.ii the < oiisli iiction of iioii .ind sli'cl vess(ds, ami ()\\en .Sound on (leorLjian I'mv. Lake lliiion. was chosen lor tin site ot its ship-s'ard. its fust essav was ,i hold one. Inin^' iMthiiij^ k-ss than the luiililiii'.; nt a joooton steamer loi the Lake Siipeiini irallic ol the C.in.idian I'.iulic i\ailwa\ ; no siif,dit lest when it is st.ited that this vessel w.is to rc>|>lace one of three, inillt on the (Jlyde and lilted with e\-er\ modern .ippoiiitineiU lor spfcd. comfort, ipnck l^.tdinu; ind tlisciiarj^'e ot laiijo. This nrst essav. the '• Manilolia.' l.innched Maw iss,,, |., .,,- jiit in len^tli. was limit at a 'nst old\er Sjoo.ooo. ami has pio\(ii juisell .m adiimaiile and swill liner. The capacit\- of the \ aid ii.is heeii liiitliei testrd |i\ the < oiist i nction i )l a sti'cl leriv, the " I )iUario, " Jw.S 'ett loiij;, laiiAiiii; i.iilw.u ti.ims across I'clioit Kivcr for the same owners. The other wol k ot tin- \ aid lo dale- is represented |i\ a si eel sle.im bar^'e. the •• .Si'u;iim. " ot sume j.ooo tons, elecli ic lii;lited and steeii'd b\' ste.im ; the \ a. ht " Nai.id." etc : and there is now bmldiii^' .i steamer tor the < !• i\ ri nmelil sir\ ii e on the L.ikes and (iiill. riiese are all ol steid. the plaits beiiiL; lulled m 'ileal I'.iit.iiii. Surely. lioweM-i. the day ciiinol be distant when C.uiadlan steel works shall liiiiiish the material for sm h woik. 'i'lie I'lilsnii Iron Wurks Coiupaiu occupies eij^dit oi ten ,icres of land at ( )wen Sound with its shij) \ anl. and laiL;e premises in Toronto loi buildiim ellLJll; eiiceil Cnrp lai tun < 'an. II that \i steaiii toundi existin Thmii iinai.;iii tiii\ b' mede p. a." came ii bo.lt 3 \iii|>hi I lalt. ni.ists. diameti New ^ , passiii;^'. I ik\- t",is |icf,'iiii in 1 irilain, 1 a 1 nasi line as I hat ii- stcadil) inciuasinj,'- \far i.^Ss tlii'ic were ami sailing . lall. ol W lull' till 1 1' arc no lU'l sled VTsscls, lllf lull of iion ami sled ■-I'll hn till sllc of Its ail till' liiiiMin;^ (il a I 'ai Mil K'ailw a\ : no t three, Imili lai tlii' 1. i|mrk loadiiii,' ami lay, I ^~Mi. is ;. .3 feet ■If .111 ailiiiiialile ,111(1 lie rolisll nrliDM dt a iicross I )i iioii Ki\ I r iteil |i\ a sleel sle.ini -Ted h_\- sUaiii ; I lie \eriinieiii sei\ ii e mi ed in ( ire.it Ht itaiii, iks sliall liniusli the .•s eii,dit or ten acres roronto for Imildiinj eii<,'inus and i)oiler-„ It lias l)rou!,'ht a naval arcliitect from the Clyde and an expiri- tiK-ed foreniaii from luiyland. In completeness of appoimnienl for its iiinjioses tlii- < nrporatioii leaves iiotliin<,' to l)c desired, l!\ Older inCi.iincii of the Dominion, session iS(,o. it was pro\ ided that •• nianii fa. lured .irtiele.s of iron and steel for shipluiildini^ purposes •' shoidii he admitted into Canada fieeol duly, win- li is scj far .111 ,.d vaiita^^'e to this iiuliistry. lint it is ,dso true that vessels i.nilt and e,p,ipp...d on the Clx'de or the Mersey for Canadian owners can ste.ini into the St. [.awrence duty free, a fact that must prove a deterrent from the fouiidin- on our sea-coast of an enterprise such as that wliirh we liav just descril.ed a- existiiiL; iiiiuii the lakes. To look at the ma<,'niri, em •• Manitol.a - of j,ooo tons speedin- aloii- past Thnnder C.ipe. Lake Snj.erior. at 17 miles the li.„ir, it is . .V Q. Steamship Company adopted the stern wheel lor then vessels, and its use has since hecoine universal. I z s The Grocery Tf So l:ii>,a' a vaiii'tv nf nu-rchaiulisf is incliulrd imdcr tlic term f,Mocciics that it wouKl lie an almnf.t iiUfiniii'.alilc task to iiiakc a list. Not niily artiilis ot (oixl and drink, but brooms, vnyw. clothes-pins, sliuedilackiiif,'. starcli. paint anil driii,'s. arr suld bv urorurs. We shall thci cf.nf not attempt, by dfK iiiu in the Trade Ueturns, to lind out what ( "anada's total iini»)ns df •• L;roceiiis " are. The trade, as now carried on, is one of the most active and nio>t healtiiv of all branclie> of wholesale distribution. ,iiid it has adipiiable representative houses in every one of our leadmi,' cities. There seems a better .md friendlier under>tandin,i;- between the various Iioiisl'S en.i^af^ed in this line than in an\- other, and terms of credit are shorter to grocers. rile Maritime Trovinces mi!,dit turnisli some matter lor a historical re\iew ol the grocery ir.ule. for tlie\- ha\c' been lon^' enL;at,'ed in importin;; what constitutes its staples. The nearness of Halifax ,ind St. John to the West 1 mlies. and the siiippiii;,' enterprise of their residents, led to the binldintj ui> of .i l.U'^'e imiiort trade in suLjar. molasses, nun and fruit, in ritiirn for ('.inadi.in tisli 1 'ower. < "ronan. 'lobin. ISiitler. II, at. were familiar oil-time mines inconnejtiou willi this trade in llalilax: and besides these, there are ihe Mitchells. Wests. I'.oaks. Seetoiis. still to the lore. St. Joiin. too. has its quota ot wholesale i^mucits. TIkmc were no j,'rocer\ travellers on the road — in the Province ot Old Canada, at least— betore isso. iii winch \ear Mr. non.ildson started from Montreal with horses and wa^'on to make his wax to renetanuiiishene and the St. tdair ,ind Detroit Iroiitiers. as a representative of 1). .V ('. M.irlin.i,'. The tirm of (iillespie. Mollatt .V Co.. ot Montreal, was then doin<: a very lar.tre jiiiieral business. keepuiL; in stock f.;ioceries. dry j^^oods and hardware. The first ^^rocerv house ti^ semi a travellinj; salesman out tiom Montreal was. we believe. Maitland. 'I"\ lee .V Co. (irocerv importers of fort\ years ai;o m that cit> llK hided lln^h I'raser. Hen. Ilutchin-. P. Torrance .V Co., Hm haiian, Il.uris .V Co.. A. Cr.iuhart .V(o., lion. John ^■oun■4. j. A T. Tilfni. J. ones Mitchell. Law. \ouiii,' .V Co.. Kimmer,C>unn .V Co.. Cuvilher .V Co.. 1>. ^bassoll \- Co. The principal of the house last named used to sav, '• 1 have been doins.; business with C pjier Canad.i since iN^d, but have ne\erbe''n west of Cornwall." .\nd oui,'alls were pkmted. or \v,i Why, plenty < and L;riin. b\ welcome at a Arms." at I'.ai were old time Hotel, al I'l-t ( )l|ceus, at ( 1; loij Grocery Trade that it would ; I it liioil and id di uj,'s. .irr t\iliis. to liiid •arncd on. is lutiou. and it hcrr seems a iliis lint; liian review ot tlie 3iistilutes its tile siiippinju? ide 111 SllLjai. ohm. llntler, lalilax : and le lore. St. (1 ("anad.i, .it til horses and roiUiers. as a ot Montreal, ■s, dr\- j^'oods oiii Montreal s aL;o in that I I.irns vV <'o.. iw. \onii!,' ^V 1 ot the house 1.1 >ini-e I'S^i), the (lid days er 111 ( '.'inad.i. Kinloc h . and om (iilles|)i(', o, stases, furs — and ilisposeil of ii. Tlioinas IvoMi .md other familiar New N'orkers used then to visit Canada rei;ui,irly and sell teas, toli.iccos, sugars, ami (Jther groceries, Imt no liijiior. Thosi- were the d,i\s\\hen (an. idi.m whiskey was -'5 cents a gallon, so that imported lii|iiors had no ciiance. As long a'.,'o as i^^o. the tirm of A. W . Hart .V Co. ilid .1 large grocery husiiie-ss in MMiitreai. and in is,(i Mr. h'reder,. k I'eikms w.is sent to Toriiiito tu manage a branch Imsiness tor them. \\ hen th.it In 111 i losed ,it TMrontn. in i^^^ij. Mr. I'erkins took over the business, .and bmll. in is^^, his first warehouse uii the south side ot i''roiU street, a pail of the premises which I't'rkins. luce vV ("o. now occupy. James Ijruwii, jr.. was then conducting periodic, d L,rocer\- sales in Toronto, and on tlu; south side of King street, near the old the.ure. Mr. McKav was r,irr\ing on a wholesale business tor a Montreal house, .\inongst the grocery linns ot forty to fifty years ago. in Toronto, were Mitchell \- (iear. .\. \ . Ilrown. ()L;il\v A: Co., (ieorge Miihie A: ("o.. Tims, llrimskill. Cieorge Mumo, ila\s Urotliers. (ieori,'e lAv.irt A; Co.. Smith .V Ma'doii.ild. J. .\. Torrance .V Cn.. |olin 1! iitcliinsoii .V ( O. The Cit\ of I hi mil ton, which has alwaxs been strong in ^loceiA hiiiise>. li.id in |S4'i--ten wlioles.de importers ot groceries ,ind dry goods, fue importers of hanlw.ire. ,ind sixty live taverns." Li:t us hope there was a misl.ike made' b\ the chronicler .iboiit the mniiber of taverns. It was in 1.S4C) that br.ink Smith now the Honorable- I'r.iiik Smith. (.)ne of Her Majesty's Ministers — beg.in business on his own aecoiinl in London, with ■• Persever.anct.' and C,ourage as his w.it'-hwnrds and his principal e.ipit.d. He made uood use of his time ami energy before removing to Toronto 111 1-07, l-".dwaid .\d,iiiis .V Co. weie doing business in London in is.psor is^o. Ilrantlord was then a lively town with a good trade. 1 he Dongalls were doing a general biisiiK.ss at Wind-or. ;ind John M,icLt:od had either then pl.inted. or w.is ab.tut to plant his stores .it (ioderich, Sarni.i .ind Amherstbiirg. ' Will', in ihi-^ .i',.- >Alicn .ill thin,'-, i^n In sU-,nn. K'.cmIN llie ■il.i.;r I i.,i( li uilh il- !''iii- 111 rse team - IlssuinK ilri\t-i' wliii iiiiii'iiiluTs liini ' ( )i ilir .iM 1,1 IV III Til, -^al 11 nil in- am! uriin ■ " W'liv. pleiitN of people do. Hut ,ill the landlords of our earlier da\s were not s.Uurnine ,ind uriin. b\ ,ni\ means. Many a trav(dler foiiml. as the sage did. his warmest welcome at ;iii inn. D.dex's, ;it Kingston, .ind Storey's, at Napaiiee: the ••(Jueen's Arms," .It IS.irrie. the ■• Ko\,il i:\ili.iiige." ;il i h.ith.im. the •'Collee House,' , it London. were old time hostelries of pleasing memory, .ind among those of later years, Caisse s Hotel. .11 I'eterboro, W.IS a musical palace on Sniidax to a tired coiiinien i.il. ,ind the ( )neens. at Ciall, had .i kind welcome tor him. 109 Canadian Spii Ni )l\ri J r;i\N nations, llicy -ly, arc pioiic to iiuliil!;! ni ■>! iiiiiilaiits. and wf aiu asked to rcmLiiibfi Ilaco. I\in^' of Norway, and otlici lustaiK ts ol cxccssivt: dunking' tliat rcsulti'd disastrously. A taste tor ali-olmlir stiiniilants may In; to sonic extent a matter of rlmiale. or a matter ol tcmpei .inient. At any rate, the fonilness ot Cierinans for licer. ot the Latin races lor\\in(^()f llie Hiitish Islanders lor spiiits, has licconie proverhi.'. An in^'enions mode of t,Miif,nn;,' the coiisnmption of liuei, vvmc, and spirits in Canada was .adopted tincc or tour \e,irs af,'o by the |)ominion Si.itistu i.m. Mr, (ieoi>;e [oliHson, Til, It },;entieni;in an.dy/e'd the Ini.nid l\e\'enue .and oihei reluins, and [iresented the result ol ins l.ijiors in .i series ol illustr.iiions ol imports, piodiu lions, consumption, t.nlnres, and what not. lie siio\\s how much " i;rof^ ' we dr nk pei man in this w.iy : .\n array of pewter t.inkards {colored f^reyi, of spirit tumbler.-; (^colored bliiel. of wine ifl.isses tcoloiinl redi, the respe; ti\e sizes of whicli show pictori.dlv how much and what the dwellers in tile dillercnt ( aiiadi.m pros iiu as drink per annum. In the M.irilime rnniiKcs It appe.irs people drink more s[)iiits th.in beer. (Juebeckers di.iiik, in nineteen ye.iis, 74! },'alloiis pel 111,111. \i/. : jj ■ ol wine per iiiaii. while Hiitish ( 'oliinibians dr.iiik more of each pc'r lie.ad than either. II we api>l\' these [)ro()ortioiis to the working' out of a roii<,di sum in arithmetit , we liiid the drink lull of ( anada to cost liei some wli.it as under e\eiy year : I S.7'»o.ooo ^^allons beer, costin^f - - - - - :^ 7,,Si)3.ooo (). 570. 000 j^alloiis spirits, costinj,' - - ■ ■ i3,is>>,ooo 2,105.000 gallons wine, costiii},' - ■ ■ j.ycjo.uoo 24.4r)5,ooo gallons li(]uor, ( ostiiig - - - Sjf>.S43.ooo ( )iil\ , I bout one lilt h ot this sum. howe\er. is e.\|)eiided tor l( irei^M iiiti '.Mciitin,!; be\ e rages, for In turning to till' Trade and Na\i,L;atioii iveluriis. we liiid that Ciiiada iinpoited in the t\\el\e months ended with )iiiie. iS'yo. between two and three million g.iilons of al'.\ wine and spirits, tlii; eiitrv \Mliie ot which was ^is set forth below : — Ale. ImI'OKIs in 10 (_\\NAliA \nH l''lSlAl \'l-,Ak |,Sc)0. ( .ulleii^. 231,141. ;,Sl.,,(jS 134W4 2o,,„S47 j()IJ,( H)o 1 >m\ S J 00 2 00 .! 00 Wlhle S3()i;,Soj 222,030 I>raiid\- (iiii - Kuin W liiskey Wine, still sparkling - .S 1 .50 jur doz. and 30 per cent. 21,332 doz. 170.1)17 All other spirits or wines ..... 29,720 ijt),^f^] ("ordials ........ 22,3S9 3'>.4'''4 iS to (17c. and 30 per cent. 3"-.i74 2 21), (13(1 4(14.000 Total spirits .and wim ■S I ,'>7'^.oofi .Adding th — we tiiid S:^, 275, 000 uc (U)nsiiii \vine. I e\cn ,1 teet advantage people re( T",ii'2lisl' jo altl( le 111 11 " At iiLitiii its : I soit and n mctlu al ai terions, bn terated spi has made 1 claim lor w •• In bi.'ing sold meiil retail that is not It is Iroiii the ( i ( lovernmei the spirit 1 ollicers um which ,ire ! we make tl told lis 1 ite coloring an incline 11s t ANADiAN Spirits iits, and we are CCS ()l excessive ilants may he to -■, the fomlncss of ■i till s|iiius, lias hcci. wmc, and Statistic!, in. Mr. her reliii lis. and ris, [iiiidiictiiins, c (h Ilk pel man colored blue I, of y how inuch and 111 the Maritime k^-rs diank, in ,ind 7^ 111 wine. m that tiiii,' (hi ilnmhians drank to the wiirkuif^ J cost her soiiie- 7.^93.oo() j, I 5S, ooo 5,7(^0,000 :f).S_|.3,oo(i aliiij; hi'\ cra.L^cs, anada iin()ijitcd illiiin lmIIdiis ot X'ahiu Sjiji^.So^ 2-! J, 1)30 3". 3 74 jji),()3t) 4' 14 .001) 1711.1)17 W.4"j 36,484 Ale, lu'er and pniter, in liottles - " " in casks liital ale, liucr and jxirler ( i.'lll IMS ■^•;''.3"^J '3"-"73 J 7' '.05 Vahir :ii'.7.77N 47v3J Adding the duty, ranf,'in},' from 10 rents per f^'ailoii for ale in casks to -Sj for spirits, etc. — we t'lnd tile cost ot impiirted liquors, spirituous or malted, to have been about '^3'-75'"""' Ihe lest I barriiif,' what was smu^'),ded) IS of oiir own production, so that we coiisiinie about .5 J 1 ,000,1 ion worth per annum of ("anadian beer, whiskey and natue uine. There is satisfaction in sayinj,' that wc inndiice gmiil beer ;tiid '^nod whiskey, for even a teetotaller will admit that ;,'inid whiskey is better than bad. Canadians iiave an ailvanta,L,fe over the Americans in respect of the cpiality of their whiskey, and the ICii,t,dish people r(M;oi,'iii/e that our method of u.*vuv^ it Lioriiiiiioii arc iMioi iiious. ()nly rcccnth li,i\c \vc awakciu'il to the \alnc of mam of thv wooiis proiiiicid m (liitaiiu itself. ( )r perliaps it wniild Ix' more correct to say tliat tlit.' i>iililic taste oi hotli Americans and Canadians lias (lis- ten end beauties in woods tint were toiiiieiK' nej,'let'tt.'d. Tweiit}' yeais a^^o. tur example, hasswooii, luittermit. birch, were little tliont,'lit of except for luel ; ,isli was more consiiiered as a capit.il thin;,' Oir b,il. \ow-;i-d.i\ s it is found that .\meric.ins as w(.'ll ;is ( '.iiLidiaiis ,i|)pie(iate the be.iiits and v.due of once -despised woods m iiKi tiers of interior decoration. W ith walnut ;it Si'>o,i thousand feet an 1 but little ni it left in the c(Uintry, one must needs K.ok lor substitutes. The (jld- fashi( Mied p'(]udice in f,i\(ir i if luaho^'any, walnut and other dark woods is overcome. Ilirdi. once despised, is plcntifulb' used. .\sli, both whit( and black, is in steadx' riMpust. Soft elm. rock elm, water elm, has e.ich its \aliR\ 1 hitter- nut, wiiitewooii and ciiestnut find then place in schcol ami ( hurcli, b;ini< ,iiid dwelling' decoration, as well as hdiisehold tiirniture. ClieriA is now at the top of the list ot Canadian woods for decoratuc purposes. I )rd\ is the most laiuii'ly used ot .ill oui woods tij-day f'lr furniture making', ami strikint.;l\ h.iiidsome huniture U makes. l\irty \ears atjo or so. the lliltoiis in Mt)ntre;il, and J;u(iiies iV Ibiy, in 'I'oronto, iiuuie beautiful furniture ot Canadian woods, and in more km cut years exported it to b^njiland and Scotland. Ihit the industrv was trivial in extent at those periods com- pared with to-day. Sa\s Mr. Canniff Hai^ht, in his Country I.if< in CaiKiilii I'i/ty )'i(iis Ai;i' ■■ " The biriiiture made no pretensions Inartistic desi^'ii m ele^,'aiice. It was plain and stron;^. anil bore unmistakable evidence of having' ori^'iiiat(d cither at the carpenter's bench or at the hands of some member of the familw in odd spells of leisure on rainy da\s. I have a clear recollection fif the june tables, with their strong S(iuat-e legs tapering to the floor, and of how carefully th( y were scrulibed. Table covers were seldom used. and oulv when there w.is company, and then the cherry table with its folding leaves was biought out. and the jnire white linen cloth, most likely the production of the good wife's (jw n hands, was carefully spread upon it. The old ch.iirs which, in point of comfort, modern times have in no way improved upon, were also of home make, with thin, rotind legs and splint-bottoined seats, or what was more common, seats of elm bark, evenly cut and pl.iited. " The Canadian householder of today wants something better — or at least something showier. In the year i^<^i a list of places in Ontario alone where furniture is niadi at wholesale, would include (iuelph. Hanover, Wingham, I.(Midon, Woodstock, 1 )iindas, I lamiltoii. Sti i louses III c,i( salesmen out i These I logiics or ph( sm.ill tow us, n Western ( )nta carving liimbi' else we shouli: this is ol coll The designs i which our yoi grows, lu w an Wh.it 1 dining and bi Th( 11 there is cabinets, etc. p.ittern. i^iaiu tabl( s arc iii.i ui.idi' ot bll ( 1 to the purse o degree ot .intii {•(ir pa brocati'lle ,(ii(l known ;is W'll wdl. Silk i)h miK h tavored popuhir in Ca A brai iiianutacture ( Tins business desks of neat ] were rare. Si output lias grc displaci's the 1 ago, seems tr W'li.at ;in hoi; uiikn(nvn to ll Furniture h.iii tlu'V arc. II the various ,i\sak{MK'(l to ; it would 111' iaiis lias dis- ■ars a};(). tm icl ; ,i^]i was c\cii uskI in )[)lt'«l,ltc tllL' \\ nil w aliiiit t'ciU l(.;)k lor (1 other (lark th whit( and hu'. iiultrr- and dwcllinf; (;f the llsl of ill oin woods y, in 'Idionto, ;xpurt('d It to periods coin- ; A-i' : ■' Tlie II and strong;, Irr's licnch or y days, ^s tapcrinj,' to seldom iistd, Foldinj,' leaves irodiiction ot le old (liairs I, were also of lore comnion, today wants e is made at ;ock, 1 )niulas, I lamiltoii. Stiatford. liowmanville, licrlin. l!ro\inci .. farther east, are supplied hy dealers in Western Ont.irio. Competition is keen, and the recent appliances for dressin<;. turninj,'. carvinj: luinhei, ha\e so assisted to increase the oiitjiiit th.it prices lia\e lieen cut «lown. else we should not see people sliip su( li ijoods lon^r distanc es h)' rail. W Inle nuich of this is of course of a ch< .ip (luality, there is abundance of handsome furniture made. The desi},Mis iisi d ale uuistlv adaptations ot .\iiieri( an, and here is a jiramdi ot art to which our Ndunj,' students should give attention, namely, desi^'nm^' ; for as the i oiintry i;rows, new and distincti vi-ly Canadian patterns will lie looked lor. What IS known as •• (juarter cut oak' is the wood most in \ogiie just now for dining and ludroom furniture, and walnut for these purposes is hut little ask^.d for. TIk n there is a ••sixteenth-century hnisli " of oak th.it is very tashionabie to-day in cabinets, etc. A '• 1 oom" ma\ be s.iid to exist in old-sis le fui nitnre : f.incy cliairs, .mrient ]i.ittern, '^landiiiotlier's oak rcjckers. sell, as a dealer puts it, •• like hot cakes.' 1-ancy tablis ari' made of cheiiv and stained a rich red. \ ery good imitation.; ot ch-rrv are iii.idi' of bin li, also st, lined. I '.i dsteads ai e oinameiited with much carving, according to the purse of llu customer, or if in th.at wood, are liiiished ,is ••antique oak" — the de^^ri (• of ■inlii|inu being pel haps indicated by the estia iiiiantity of coloring rublied in. I'(]r pallor sets the materials which coininand the most constant request are silk brocatelle and silk tapestiv. There are also many customers at i>reseiu tor what are known as Wilton rug sets, which ,ire made> up with Wilton cariiet \ ery tastefully and will. Silk iilusli ,is a material for parlor sets is tiying out of notice, (lilt furniture is much favored in the States by certain rich people or t1ash\' folk, but it has not become popular in Canada. A branch of tiirniture making which has giown to large proportions is the manufactme of oltice desks or other hirnishings, ;ind tlu: making of school furniture. Tins business ina\ be said to be the growth of the last seven or c'iglit years. School desks of neat patterns were made in Toronto a dozen years ago, but orders for them were rare. Since the public school authorities di in.inded them recently, however, the output has grown enormously. The idea oi the present neat and compact desk, which displaces the liuge, uglv (and unfailingly dirty and whittled) school desk of thirty years ago, seems to have been obtaineil from the Inited .States. .Mil those old desks. Wh.it an ho, .or it was to cut one's name or initials on them and to ink the carving unknown to the masterl In the case of how inan\' a lad at school was it true, as a New I',iij;l;iiiil |i(iri Ills s.iid : '• A ( iiiisiiiii lisii'tii I tliiK . Ill iliij ruil fail Ic < ,irvr his iiiiinc dm r\ci\ luiiih ,111(1 i.ul." \\ I .ill liiM 1(1 l;(i Iku K til til, loiiiii.iiti (>t \i itli. Till- .-liiliu ml IS iij;lil w lit 11 lit; siiij,'s : — Aiiil 111' 111' iiiji^ uli.ii till iill In '•|iiti III ni.iiiliiiiiil > 1 1 .liiii. I 111 -llV lic.llll i> ,1 II li ml \. -I II \lli| lilM". lli-i -.1 bill Iji . : I'llll Wf mil'il liy no nil , III', (Mint in disi l \ r lli.it tlnn ■ < .lli.lill.UI IIIM Mlions or iin|iio\riiu iits ill tills (liicitii ill too. ( >i linn in l'r»- 'ii li.is |i.il< iits on S( lllll Ih'.iiiI \ to l:i 1 w| A liiiii KKMl il'l |ll.l(CS II old) I nil Leather. Boots a TIM L;iii\stli (il li'.itlii I III. mill, i( tiiic m (".in.iil.i wmild liiiiiisli niMliii.ii Ini .m iiitt rcsliiiL; liist,pi\, il tlicic \vi re K'l iiii iii this -.ki |i li. I'lii- Inicst-- of Ik ml, k l< wliK II III (■ so ( xtciisnc 111 ijiili lint |iio\ nil cs nltii tiiiipt 11114 iiiiliicenu'iits Im tli'' use ol the Isiik ol this tn 1 in t.iniiin^; pioccssi s. (hiiln'c aii'l Nt w llninsw n k li.ivf (iiiiiislicil ;;tu-,il iiiiaiiiilii s ol hciiilnrk li.iik 10 0111 own LiiuuTs, ami tlir luiniil cMi.irl 1 il tile link ll.ls licfll sent ill tllolis.llltls III ImmcIs to oklcl COIIIltriis. Miiiv 1 lioils.illiis (it roids ol li.iik li.i\(' 111 (11 s|ii[)|i|.il, anil .iic slill s|iip|ic(l, \carl\ to tin- I iiiinl St.itc- troiii our CLstci n pi o\ lines. (_)ii(li(( lias Ion;; liilii an iiii|ioilaiil pl.nc as 1 pinilncci ol Ir.itliii. lli loir r^^i) a 1,'rcat share oi tlic Icailu 1 uscil 111 ( '.iiiaila, is[>('iM,i1K ot the linci kiiuls. \\ ,is iiiipoi lol from the I'liitcil Sl.itcs, liiit 111 til, it \ car, s,i\s ,111 ,iitiili m /.,■ Mcinti iir iL Ci'iiiiin tn , "tlie (lilts w.is i.iiscd hdiii 1 J I, to js I" ' ciiU.. whu 11 h id tin cllcct of stlliiillatillL,' prodlir- tioii ill liotli I'ppci and l.owir ('anad.i ol nndimn as well ,is (•<)arsi'r ,1,'radcs. wink: tlu' Amiricins still i oiitiniuil to alisorli most of the trailc in linci ipi.ilities. I liit in the l,isl ten ye.iis (".inail.i li,ts in.ule pioj^ress in inaknii,' s|iecial lines ,.[ line i^oods.' ( )1 late \f.irs Canadians li,i\c toinid m,irki t heNond tin Moniinion tor their sole ,ind lilaik li'athers. Ainericin soh; le.ithei, too. li.is touiid incre.asin^r s.ile 111 lliit.iin and on the (ioiitineni. (anada's e.sport ot le.itlur during' llie liscal jx-ar ended with |iine, iS()o, V as Sjj-.d.s- in \aliie, ,iiid the hoots and shoes ainl other mamilaetuies ot leitlitr exported ill tli.il period w,is ."^isj.iif. I'he taiiniii;,' imlnstrs eiiiploved in Can.ida i.'^.i.k; persons in iSsi, with .111 output \alned at Sis.ii i^.ono. The lilisillessol shoe lll.l liut.ict lire \\,ls liei^llll oil ,1 sni,dl se.llc 111 MoK, .,il dlllinj,' i.Sj.S, At least this is the d.ite niveii loi it in KNn . A. J. |lr.i\'s Ciiiiinlidii Aitdiid Iiiiliistrv. In a sketrli ol the period between 1^40 and i.Sti\ 11 is said lh,it sevei.il per- sons or linns were then makiiiL; " sole shoes," as thev \st.re c.dled. the leather lieiiiff cut from patterns .and j^iven out to litters. Amonj,' those |>romiiient in the industry then Wire Thomas llawkip., lulward Thompson, (i. A. Kollaiul. A. L.ipierre, Win. I >,in,l,'el ' lalioi s,i l.sdii till ( loS( of in iwcKi w,is |!lo\ Mnll.iiks Hell, .mil The City diiced till ol the (111 .Hid shoe ,niil their not small l.al.lv j. MeCread thelll'-elvi last iialiit IS well a: (lian proi l,S.()4i) pe factories kite vcan I'nn im (■ wi'll-diret (ncndint Tl I p to 18 CJirVf Ills II, line (III "fitli, Tlir Aiit,<,ri,. .al dniin;,' 'iiiuiiliiiii Alt mid that s( \tial per- li-athcr litin^' cut '(■ industry then l.apierre, Win. .n.irn..,d.J .^T. |;,.N,il,.„.„.v,hilds. Th.. seu in, nia. hi,,.. 1 „„ van..,,. ...h.T '"'"""""- '" "'-"•"'- wi... , ,„. „,t„plava, a lat, , p,,,,,,!. |„„„ ,... ^^ 7"""":' "•"••■— -yaifv,. and pr,.sp..,„ns ,nd„.t,s ,„ M,.,i,r..al. \"„h. ' '''^'' ';'''''■ ^'■■'' '■'^' ''■'•'''■'''•''■•■-''■ '-I-' -'nns in ,1... e,.y whns.. ,,„iu..| pn..^ '"'"','"■ ""-"■"'-i--.'-.„.,n. Tlu. his, „l„,„.„.,st..an,p„w..r,nth..|r,al■torv ^;';'''™''" ^•''■"'•^^'■'' '-Sm,.!, ^, „.,„„„.... h„h„d l,e,nn l,„s,„... ,„ ,.,, '"'"'^^"••' ' "•'■"■"^- lnis„„s. l„,w...„ , ,„,„._- ^ tlu..with|.^T' Mi'fitrt al as a shi>t matt. "Ill ol her hriiis. th.. WoiMJIfys, iiitn.- 'i'H- '""i inanv nth,. In, MS. l,.|p,,| i,, ,nak,. knnwn th.^ Ian, 'i'iir Cty ,,((_),„. h,.,. was carh in the del, I. I,,, '';';■;■'• 'I'- ---dotth.. day., I,.. s..w,n,,i,ai hi,,.., int.Ml,at,,tv,a,,d,,^ ""-■l,..ap,., ,ra,l..s ..f ,„„.,s t.,,..,....: has nia.l,. a nan,.-. ,„ M,,,,,,.., ,„ ,.., ,,.„, .n.dshoeestaMishnien.sw..,. „u„,Ih ,..d hv .1,.. I,„n.l,..d ; thev ..niph.ve.l s.Swslun.is- .-1 .lu.r .„itpiit was .ali.,..l at 8„.s.„„kk.. Th.. ,„„res „, ,1. ,„.I„str; ,„ thVt ntv arJ '" s„,a,|..r. ,„ p, s,l,ly larger. ...-day. ,n „ne ..,...ls. th.. h.>„ses hcst known a.-o"pro- M y J. ^- . |...,l an,l Slatei-s Sons: ,n „,...lin,„ ,„o.ls, A„k-s. Hol.k.,, ^ Co.. the Mc. iva.lys. lantons. l-opha„,s, a„.l < o.-hrane. ( assils ^ Co. Phese h.ais ha v.. supplied '-wdu.s w,,h the ,a,..s, a,,,l l,es, n,a,hii,..,v ava,lal.l.., a,,,| we are told that th'nrni last „a,ned was the his. „, fana.ia to nse the celel.rat..d M, Kav sole-sewi,,, machine as W..11 as the l!i«elow Heeling Machine, an.l now th.. new |.-,sher IL.eh.r Ihe f .„ ." .J.an p,i.dn,.t of hoots ami shoes ,n ,ss, .,as val„...l at S , ;...„,.o, .. an,l ,t ..nplovod ; 7' '"'"""■ '^ "• """■■■ '-"'^ "' n,ain,.a,.t,i,... the larger an.l m.He fullv cpupped -•'"— ten.I to -eat .ip - the Mnallei ..nes. winch accounts .,r the lack of'snccc's in I'"" -aP.of v,„,o„s„,nni.,pallv s,ihs,d,...,l sniall lactones in .i,H..,..,„ towns „f . .,.ehec I ', I i\ i,,c (.. l leie are considerable l.uot ,i,ul shoe estahli. iments ,n .veiy pro\,,tci, Lm -"-'"-' t-1 1-rivate capital will m this, as in any oth..r Held .,, industn.he hkelv t„ ov..,v.„„e when ..ppos.d by co-operative .,r •• l,.,n„ssed " factories. Th.. whoh.salc shoe mannfa. tnre is a cmparatively recent mdustrv in Tor.>nto 1> to .>47 there were, we beluve. on^ retail shoe concerns in the city, bnt in the vear tiaiiR'iI a wcllkniiwii MuDtnal liousc, I'.idwn A ('lnltls, islalilislit.l a liraiirli nf thuir wliolesalc biiMiitsM. Two or tliri'c ycais atuiwaiil, this tirm csjaljlishi-il a bout aixl shoe factory in prcmisiH near wluic tlif Tiininrance CkKic lloiist- now i>. noxt St. JaiiiL's' Catlifdral. Almut I'^.s.s. I".. K. <".iipiiiti'i >v I'o. laiuc Iroiii tin- I "mteil States and In ijaii a svlutU-salr tr.iilf, iiio^tly ill Atiuritan sImi-s. TIiin linn alti rwarils licfaiiif Sessions. Coopi-r \ Co.. and its st\le is lo-t|ay C'Hipcr vV Smith. The Toronto biisinusH of lirowii A (liiltls passol into thf hands, in i"^S3. of (liil.ls A: lirown. fioiii M.issa- ihiisitts .iiul iicM yt'ir thf style lu-caiiic Chilils A llaiiiilton. luulcr whicli iiiim Mi W. II. Hamilton carried <>ii tlif business lor iii.uiy ye.irs. in l^^<> he assoriattd with hiiii self liis prl•■^l lit partners. 1111(1(1 the stylt- of W. |1. Jlaiuiilon \ Co. Some turn ••in the sixties" J. W. n.inni A (o. went into in iiiiilaeinrin;,' in roroiit.i: th.it firm .ifterwards heeanie |).imer. Kint,' A Urown. on I'ront >ireei. then Knit; A IJiown ; tinally, as it is now. |. I) Kinu A Co.. who removed their factory to \Vellinj,'ton street west. Other Mrms which hav within the past twenty or tliirty yeirs es-..»yed the boot and slio-.' manufacture -.vere Henry Cobley A Co.: (iills.ilt. Robinson A H.dl : Walker, b^s.ms A Co.: ildw.ird Cliilds ; Jolm Ilohnes: but tiiese live firms .ire now all out of (■\ist< nee. r.\ tlie use ol iii'.jenious modern mil hiiiery .md by di\ isii>n of labor, the making' of shoes h.is been i,'re:illy i li.inL,'e I fn>m the cr.impiil .ml sedent.irs emplouiieiit of a former m tiiu ( ise of the h.m l-looni weivei, the shoemaker of the oltl school has had to succumb, and tiie fietory furnisher fooi-we.ir for the million, b'lrst the sewini(-mi:hine. the.i tlu m i ;liin ■ p.',','tjr. tiien th-' Mick ly sewi^r. the screwwire machine, the (ioodyear machine, has cnme m turn U) facilit.ite pr duction. lint few parts of the construction .md linish of a shoe now rem.iin for which some machine has not lieen invented to t. ike the pi icc' ■ >f laborious and deft human tinj^ers. Fluit marvel of inj,'enuit\-. the •• c.ick " turninachine. is no louLjei novel, but the screw-wire machine remains a pu/zle to the novu e. rutin;; must still i done by hand, but ma- linies are in these late days found for pet(i,'m;;, sewing, stitchint;. Iietdim,'. burmsliin'.;. eyelettinjj. There are many well-to-do persons in Canada, principally men of En;^|isli tastes, who are satisfied with nothini^ but hand-made boots, but the vast majority of women and children, as well as the farmer, .md the artisan and laborer, ilepend upon the shoe factor)'. .-Viiierican patterns predominate anion;,' the liner sorts of foot-wear, and C(jn- sidering the enterprise and taste of the Americans in this direction, we cannot woiuler tlKit they ilo. This branch of manufacture has not been without its difficulties, as indeed is attested bv the lar>,'e number of hrms which have essayed it durinf; the last cpiarter centurv and the small numbi^r which sur\ive. Twenty years ago the Crispin Societv. a secret organization of boot and shoe :ind what not connectetl with the trade. The employers stood it for a while, but at last several declared their freedom from such shackles, and their determipation 1 1871) "to employ whom they pleased ;md themselves to regulate bills and wages." Nor has the industry been free in later years from attempts at dictation by employes. Anothei mi is the exlri'ine < hi conies to be addei more and more dil witli the cheapei I aH these, the fact 1 to d.iy than il w a>- li.iniiltiiii til the Toronto. T 111! Censn^ Canadian st.itistics of C.inada for il !;> J I ^,(>ny,{HH) ; am $i2i,S5H,ooo, of V SevelltS pel cent. Customs duties cc twenty-seven per A table wil the countries froi figures (in rouiiil I Cireat I'.rit I'nited Sta West Indie: South Ame Newfoundl; (iennanx Austral ill l'"rance Portugal Italy Spain China and l^elgium Holland Switzerlaiu Other conn Total expoi >'3 Ahntllt t imn.lir to tlir |iliis|irnt\ of tins m.lllllf.K tiur III till' west ill rr( cut yt'ars is llic cxlii'iiif ( niiipctitioii winch It li.is to sii.si.iiii. AnotiiiT still iiiok (Kill 111 t.K tor roini's to l)f aiidfil. This is tin- < hciprr lahor <>( tin- I'niiih Canadiiiis. It is k'iowiiih niotc and iiiorr diHii lilt for Toronlo, ilamihon awA l-uiuloii shoe piothu its to comprtu witli till (iR'.ipLi l.ihoi ol Montn-al.and rspt.'cially JJiieht-c. Still for all such diawhacks as tlifsi', the fact remains that the wholusalu tradr in hoots and shoes is larffcr at 'roioiuo today tiiaii il was ten years ayo. (jiiiti- recently two lliiiis rciii(]\cd ihcii l.ictories from llaiiiiltnii to the former city, svhilc .mother liriii ha-- leccntls hi in ((instituted in Toionto, FORHIGN TRADE Till! ("riisiis l\'i turns for isiyi hcin;,' not \et availaMc. ,i niiuiini of tcatuitsot (an. idian indiisliy cannot he presented. liut ue can ohtain sonic intci(-,tin^; statistics from the Trade and NaxiKation Ketiiriis. The ai,'t;ici,';itc lotci;,'n trade of C.in.ida for the I'lsi'.-il je.ir ciidid joth ot June, isiyo, aniouiitc, 741^,000, and iiiipoits valued at !?i .; I ,>>58,ooa, ot wlii< h S 1 1 2.7'i3,ooo woitli were eiitereil. huti.ihic ),'oods constil iitt'd seventy per ci'iit. and free floods thirty per cent, of the tot.il iiiipoits, while the total ("iistoins duties colU^cted .imomited to ^.-'4.' ii 4.' 'oo, the axcra^'e r.itc of duts' hein • o\(;r twenty-seven per cent. .\ talilc will show conveniently tlie countries to which we sent our products. ,ind the countries from whence most of our imports came during' the l.ist ye.u for wIik h hf,nires (in roiiiul thoiisandsi are availahle : l-~tpoi ts ill l^.(" I" Illlp'ill- illtrir. 1 Ml 0.|.i IKMII (Ireat I'lritain 84S .354.000 (ireat liritain $43. 31^0, 000 I'nited States - ■ 4" .5J3.000 I'nited States - 5J,2ijj.ooo West Indies 2 ./KJ.OLIO West Indies 3,089,000 South .\nierica I ,55^,000 South Aiiieric.i 1.004,000 Newfoundland I . I.S6.000 Newfomidlaiid 470.000 (ierinany - 3o~,ooo (iermany 3.779.000 .Niistralia . 471.000 J 79,000 .Australia I'lance . hraiice 2,615,000 Portiij,Ml .207,000 I'ortUiial 84,000 Italy - Si ,000 Italy 163,000 Spain 70,001) Sp.iiii ^ J 2.000 China and Jai);!n - fll.OOO China .itid Jap. in 2,100.000 Belf,'iiiin 4.'.ooo l>el,!;ium 721.000 Holland • 1 ,000 Holland - 422,000 Swit/erland - Switzerland 3 1 6,000 1,998,000 Other countries - 6(j6,ooo Other countries Total exports, value - 1196,749,000 Tot.il imports, value - $112,765,000 "3 Our Telegraph Till" luisiiicss of elt'Ctric telef;rapli\'. while its orijjin is not too remote to he witliiii till' iii(-moi\' of persons still lixuii;, has iindtrttone considi ralile cliani,'e dnrini,' llic li\i' and ImiIx scais that have elapsed --ince it'- foinidin<,'. |)ill(Tent linropean iinentdts ha\e laid (laiin td tin disroverv of the pcssiliilitv of exchan^nnf,' signals thi(>UL;li a lonj; wire li\ means of an electric cnirt-nt •,'tneratcd liv liatteiies. W'heatstone. llain, Ampere, and Morse, are names intimately (oniiected with ( (nn- merciai telej."'apli}', Init the father of the s\stem. now so familiar on tliis contineni, is vrenerally acknowledged to he the late S. F. 1>. Morse. Il'_' it was who invented the code of sif,'nals now in snch nniversal use in .\merica, and he erected thf lir.st mile inechanisni and line from Haltunore to \\"ashini;ton. which lift v \e;irs .i^jo transmuted the historical nu'ssa,L;e. "What liatli ( lod wr. ni^lit I " Canada was not liehiiidhand in a the avera^'C then — lhiit\ Ncais later it was seventeen hundred and fifty. I-"rom Toronto !o Montreal a messa},'e cost, at first, js. ()d.. Halifax currency, iind to (Quebec. 4s. od., or iiinetv 1 cnls. In iSs^ the tariff from Toronto to ( hic.if.'o was S"-- 3d., or Si. 05 for ten words. Machines for renisterim; the ^itiiials upon a strip of paper. mo\cd Ia < lock -work, were used ill the earU' da\s. ••Sounders " wt-rc not then in use, for •• l.akiii^; |)\ sound " was as \(t undiscovered .\n opi'i.itor Ihid lo keep lii^ <\i 011 the tape and itaiiscrilie the cltsi>ati h, inlerpretui!; the dots ,ind dashes therefrom, besides kecpmi,' th' mas^'ivc, laboriiiLT. brass nuu liine wound up as the wciudit ran down. Tlie scientih( , liaidly less than the popular mind, was pn/zled ulieii in i--3i it was dcmonstr.'it( il tli.il ,111 expiit telegrapher emild read the si;.;nal> by the sound which tlie instrument m.ule 111 maikiuf; the paper, as coirc'ctlv as b\- usin<,' his e\isif,dit. Tlie first person in ("anad.i to pciloim this feat w.is. we believe. Mr. lien. 1!. 'I'ovc. now electrician >)f the (ire, it Ndilli W'eslein Telei^raph ("ompaiiv in I'oronto. (ireat has been the stiides from the methods of those davs. There are sounding relays, switches, repeaters. ,ind a f,'reat varietv of appliances devised of late years. Then there is the duplex s\stem. sm ceeded bv tlie i|u.idriiplex. and now even the sexuplex : thi'^ last invention h,is put into a( tu.il woikiuL; the appaK nth impossible, for bv its use not two or tour onlv. but six messages can be sent (// inut over the s.inie wire. I'Orty ye.irs ago, Mi. ( ). S. Wood was president of the .Montieal fclegiaph Company. Mr. |ames H.ikeis, its secretai v. .ind Mi. II. 1'. I'wight.the Toronto aueiit. .Among those connected with the woikiiiL; of the Cotrpanv in those davs were (ieoigi' II.) Ill Telegraph System remote to lie within able cliaiifje (liirinf( )ini(lin),'. DilTerent iilit\- of L'xcliaiif^niif,' I'latcd liy liattetics. nnected with c din- 111 this coiiliru'iil, is s who invented tlie ected the Inst rude ■ars af,'o tran>>niitted inessen^'er of coni- ('oni|)an\' founded. le l)el Ween ( )ueliec r weri' { 7 I Sjs) pet ■asin^,' in I >e( cuilier. ivera;,'e llun— iluits Miuitreai .1 inessaj^H' lety Cents. In 1S5J s. ived li\ clock work. ■• lakm;,' hs souikI " tape and transcribe ee|iniL; th'' niassi\e. ■ientiti( . h.irdly less ated that an expii i lit rn.ide in inarkini; Canad.i to |ii i li a in till' (ire.lt Noltll e stildes Iroin llie leaters. ,ind a j^re.it ^ system, succeeded has put into actn.ii \ , liut SIX inessaj,'es Inntleal I'elei^'i.iph the I'oronto aueiit. da\ s were ( ieoi iri' Smith at Oiiehec, William Smith at Montreal. (". K. < )i:den at Three Rivers. Isaac D. I'lirkis at I'resrott. II. D. Morehouse at Kingston. J. T. Townsend at St. Catharines, Norman W. Itcthiine at Troy — tor then, as now. the Montreal Companv had lines in what llowells. the novelist, calls "the (irc'ck and Rixnin portion of New Votk St.ite.'' Mr. I. I). I'nrkis was a well known telef,'rapher as far Lack as i--3_'. first with the Montreal Company, later with the 1'.. N, .\. Company, and within a decade or two, with the Dominion Compaiu . .\mont,' the "old timers"' in Canadi.an tele<,'raphy is Mr. William Cassils, for in.iny years superintendent of the M. T. Co. at Ouebec. and more recently one of its directors at Montreal. Some of his reminiscences are very interestinff. Speaking of is^o. he says: "In those days, before \ letoria bridges or siib-niarine cables, the St. Lawrence ami Ott.tw.i K'lvirs wire crossed by wires suspended from great heights. To maintain these crossings was a hazardous and e.\pensivc operation, for e\t ry gale of wind or storm of sleet brought down the wire. In 1S52, by permission f)f the Imperial (iovernmont. ni.ists 215 feet in lieiirht were erected on St. llelen'^ Island, in the St. Lawrtnct'. corresponding ones being placed on the mainland, near MolM>ns brewery in Moiitieal. A light wire was stretched on these, and all the shipping in the harbor passed under it. In winter, when the ruer "took." tlie wire was lowered to rest on temporary poles stuck in the ice. The line> across Niagara K'iver, too, were iron wires strung from masts. Not till 1.^54 did well ronstnicted cables come into geuei.d use. when the nse of masts in crossing rivers was abandoneJ. "In 1-^54 the lirst steam vessel of the .\llan Line, the "Canadian," reached Ouebec. I'ive years later the steamers of this line were running weekh . and a tele- graph wire was built to Father I'oint, One., to handle LiirojK'an despatches for the Ni w \o\k .\->ociated Press, Mr. K'obert 1". ICisson l)eing the first operator at that then remote point. I!y i>t/. the laying of the second Atlantic cable had shorn I'ather I'oiiu of its importance, except as a pilot station .ind light house. Mr. Kdwin I'ope. now telegra[)h siiperintemient at Ouebec, entered that office as a student in i'^54. " The Montre.d Company accjnired b\ purchase early in i sh3 all the lines on the north shore of New I'.riinswick. from Sackville to C;iin[ibellton. and built a line :•/,; the Mt tapediac \"alley. thus forming a new route from the west U> St. John and Halifax. There was opposition in C.madian telegraphy at an early day. While tne Montreal was the parent company, a line through ll.imilton from Niagara halls to Toronto was started about 1S50: then the I'rovincial. engineered bv a man named Snow: aline from Hamilton to London; the Montreal and n> town Company : the P. N. A. line: the (irand Trunk 'Telegraph hue, from Montreal to (jnebec viii Sherbrooke .no connection with the Cirand Trunk Kailw.tyi. .\ll these e.xisteii during a perioii from 1S3,, to iSfio. but the Montreal Company aopured most of these. 114 W'liiii ilic wilts of tlic MontrtMl ('(-imp.my had r< aclit-il an txtciit ni say -iii.ouo iiiiks. tlif Piiiiuiiiun rcli7;rai»li Coiiipany ua> orfjanizcd. by Toiniiti) -fiulcimii iiiuniIv. ii) 1871. and prorci'dcil lo cst.dili^li a systt-ni ni wires t, winch was credilaMe to its cnli ipusc ami push. Hut inaiicxd h.'iir Us nianai,'ciiu nt tlecided. ars a bid for popniaiits and Imsiiicss, to riihicf lato between its innsi distant points in Ontario and ijutbec, iioiii J5 cents the tii^nrt' at which the older company had \oluntarily |i)aced Us t.iiill to 20 ci'iits lor ten words. This, considenii'; the enortuoiis distances many niessaf,'es hail to lu' sent, was too low a rale, and both comjiaiiies lost money. Thev were crippled, iiuketl, .iiid could not aflord to make much-disired extensions into new territors. In iSSo, tlu.ie- fore, the Dominion Company leased Us lines to the Western rmon d'eltif^raph Company, the exteiiMve and wealthy concern thai had covercii the rnited States with it^ wires. In the next year tin Montreal Telegraph Company handed over its wires under lease to the dreat Ndrth-W estern Teles^'raph Company, a Cana company at the >ame time arrant^ed lo sublet ilie Dominion Company^ wires Iroin the Westert! L'luon. and for the last ten years it has worked the exlensivi' system of lines erected f>y lM3th thc»se companies 40,000 miles of Wirt and 1.700 ollices— sj>readin,L; over li\e provinct> of the Dominion and parts of New '^'ork and .Michigan, lu >Kles erecting considerable additions to them. It restored the rate to J3 cents pei ten word mcss.ige. with even lower night r.Ues. and a r.ite of 1;; cents lietween pl;ices 12 miles ^r less apart. The W'l'Slern I'liion Company ot the Cnited Mat-js sends a telegr. n fu c hiindied miles for a i]iiarler-(lollar : and this we are told is considered .i marvel of clu'apiiess. Dut the Cneat Ni irth-\\ Cslerii Company of Canada sends ,1 message over iwebe liundri d miles lor a iiuarler-dollar. which i'^ surely the cl)eaj)est telegraph)- 111 the world. N'owliere on the biiropean continent, at any rate, is there so low a tantV, dis- tance considered. .\n remarkable diiveloi)- nient is due. This company controls some 40,000 miles of wire, besides its own wires in Manitoba. lis foreign connections are the Western Ciiioii Telegraph, and the •• Ani,do," •' Diie( l." " .Xmericm." and " b'rench " Cable Ccjinpanies. l!ul this Company, loo, has telt severely of later years the ellecl-. of competition. Its li\e. modern, and aggressive competitor is the Canadian I'acilic Telegraph. The charter ol that great railw.iy containeil a clause enabling it to do commercial ti'legr.iphv . and this was taken advantage of with all the promptness and ihoroughiiess that char- acterizes the 1 'riisideiit, Mr. \ an lloiiu'. himself a former telegraj)her. In Sept( iiiber, I'^'^f), the C. r, Iv'. Telegraph was opened for business, with 140 oflices in ()nlaiio. 2 in to The |ilnck and h c( mstriictiiif h, unlet . loiij those hislor 'i.s lit 111 ^ay 2(1,1)00 ■iillciniii iiiiisilv. l.K cs 11! ( liitai h ) iiccs. anil ,il the iprisc and push, and biisiiifSH, to houi _'3 cents ~ tt) 20 ti'iit^ lor ■1 liad to lie sent, led. iiuk'i'tl, and In |SS,i, lIlLTc- Dion Tcltj^iaph iitL-d Statis with I o\(r Us wilts an oi<,'ani/Htioii, . and Mr. 11. I'. ■li to snhlcl the tell yi'ais it ii.is 41 >,(HH) miles ol lid parts ol .New it restored the nd a rate ol 15 n tut; hundred el of cheapness. •,'e over tweKc ief.;raphy 111 the low a larilV, dis- \ u e-1 'resilient < (innectcd wilii mtendent ol the II kahle d(,;velo|)- liesides its own relet,'ra[ili. and ot coinpi'titioii. clcfiiraph. The eial tele<^raph\ , liiiess that char- In Septeinlier, ill ( )iilario. .; in rilish ("olnniliia. .!''•' ollice> 111 all. I'.iit ill live years' time these ri;,'ures have been entiielv ( h.in^ed, lor we aie told th.it the ('. 1'. K |i(ii]ile lia\e now '1.3111. mile-, nf telo<;rai)li poles, stretching,' Iroiii t 'atisii nil the Atl.intii to the shores ol \ aiu miver island on the i'acilic. S311 ollices, and ,1 total wire mile.ti,,'. ol J7.300 miles. it lias connectinns in the States from .M.iiiie to (■ahldiiii.i, liy means ol the i'ostal TeK-_;raph. the Pacilic I'.ist.d, the Michigan I'ostal. the Commerci.d riiinn. iuulxv Mniint.iin and l'ii','et Sound Tele^r.iiihs, while US ( Dimections aic the Cnmmercial I alili and the i'rench Caiiic. The piui nf nifssanes is 23 cents lor ten words in Ontario, and 75 cents l)L'tweeii Montie.il 111 l»iuaiiii points and Maiiitolia : to Assiniiilioia or Saskalciicwan TtMritories the price IS $1 .Mu ; to Alliert.i or Ihitisli ('oliiinlua. S1.J3. Mr. ('. K, i !i isiiier, now (ieiural Maiia^'erof the T. 1'. 1\. i'elej^'rapli, must have iiej^tiii Imsmess life yoim^', for staitin;^ ••in the sixties with the I 'ro\inci.il i.iue, he wuritiicls the (.'aiiadian ( lovermiieiit liiaintaiils lines, .iiid 111 the east a series ol caiiles in the interests of tlie mercantile marine and for iransmittin^' iiitellij^'ence as to tlie weatiier and the lisheries. The tot.d \Mle milta^'e of all the lelei^r.iiih systems of (.'aiiada is alioiit as under: (ire.il North-Wistei n i'elej^raph ( o., C^anadian I'acilic 'l'elej,'rapli, WTsl'.rii I iihiii i'ele},'rapii, ( lovern.iieiit 'l'eleL;iaplis, Tot.il. ^(i.iiOii miles. 27.300 7.4 are to he dn .ideij ; froxeii ui is tile most tIaiiLjerous toe tn the rc'pairc'i, fur Us we!t;|it dial's down the wire. A sinj^le sleet-stcjrm 111 tliL' i^astein St.ites in isS2 cost tlie companies S;o".""*' '" re|)laee the hnndltds ol miles ol pules ;ind wires wrecked. I he telej,'raph rep.iiieis 111 ( '.maila are j,'eiier.dl\ iTeiich ( .inadians. With the pluck and h.irdihood which is their < haracteristic. these gangs of men make their way, constructing liiu s ot ie]),iiiing them, through swamp ,ind fort'st. through town and h.'imlet, loiiglih clad, simply li d. with an endur.iiii e ,ind a ceierit\ that lemiiuls one nf those historic sailors of-tiie-lortst, the ii>iii\ iii> (/c.^ /"■/> of I'arkiiian. 'i.s / K^- yc\tiri)c-ry \ or ALL KINDS The Monetar p c LETTERHEADS, BILLHEADS, MEMORANDUMS, Er-4. ELUDES, ETC., NCATLr AND ARTISTICALLY PHIHTED ■ ■ UOOK. CATALOGUE PAMPHLET AND NEWSPAPER PRINTING OF ALL DtSCRIPTIONS EXECUTED WITH PHOMPTNESS ® © S> © © ^ "A- *.V ::: \ H Ihfc SpVAUg ^\ 18A);-,, ij: we shaU occjpN/ ;;; ^t\e premvaes at preserM " y the immediate practuf of the inventor under the patent, and ; econdly. \>y tin practice of the invention or the (jppoitiinity to prai tice it, which lucomes puhlic property on tiie piration ol the pateiil. The iiistorv of patents in Canada liej^Miis in 1SJ4, whin the lirst patent was issiiecj on till Mil of |iine to one Noah ("ushin;;, of the City of Oueliec, hji a washing; and fulliii!,' machine, l-'nun that dale up to the year ot the C( Jiilederaiioii ot the Provinces, there were only I.^'■h [tateiits issued, and these comprised the patents issued hy each of the provinces or colonies. whi( h before that peiiod had ;i separati' I'aieiit .\ct of its own. Since Confeih-ratioii. however, a },'reat increase has been made in the nuiiiber ol patents taken out 111 Canada, nearly 40.000 patents havinj,' been issued since then. Our valuabk' maimfacturiiiL;. lumberiiiL; and miiiini,' industries, fostered and protected bv the Nation. il Policy, have in a lar^e me-isure stimulated the pro^jress of invention in this countrv. and it ni.iy safely be said that the sons of this fair Dominion have produced inventions the importance of which is in no llice before a patent will be i,'rant(d, and such is the importance of havmi^ inveniions thoroughly covered in order to protect the iiui'iitor from infringement, that special experts are employed by inventors. s(j that their ap[)lic,ilions nia\' be prosecuted to a successful issue before the Patent Office. It is essential th;it men having a legal as well as a mechanical experience should bi: emjilo^ed. M,tn\' people are in the h;ibit of not only thinkiiiL; of, but speaking of inventors as cranks. Hut when one consiaciin corroborates this statement in the following : •• rill' introduction of great inventions appears one of the most ilistingnished of hum. in actions, and the ancients so considered it : for tlu'y assigned divine honors to the authors of inventions! but only heroic honors to those who displayed civil merit, such a> the foundeis of cities and c'lnpires. h _;islators, the deliverers of their country from l.istiiiL; misfortunes, the (juelh'rs of tyrants and the like. And if any one rightly compare them, he will find the judgment of antiiiuity to be correct ; for the benelits derived from inventions ina\' extend to m.inkind in general, but civil benelits to par- ticular lauds alone : the latti'r, mori'over, last but for a time, the former forever. Civil reformation seldom is carried on without \ iolence and cciiifusion, while inventions are a blessing ami a benefit witlioul injuring or .irtlicting any." iTnmfmmmntmmmiTnnifimiiimimnmmmimnnmiimtimmffmiu ♦wlwl '=^INIS ♦w|«« I iiimiiiiuiuuuiiiiiuiiiiuiiuuuiuiuuiiuiiiiiiiiiiiiuumuiaiiuiiiiiiiiiiuR