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 ^Sciences 
 Corporation 
 
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llncoipornUD bs iftogal &f)axtn. 
 
 THE TRUST AND LOAN COMPANY OF 
 UI'PER CANADA. 
 
 STATEMENT 
 
 OF THK OBJECTS OF THE COMPANY, AND Of 
 
 THE TERAIS OF SUBSCIUPTION FOR THE 
 
 UNALLOTTED SHAKES. 
 
 I'rinlwl l.y T. I)iie-itf.i.i., PiipiTl Sircot, ILiyijiarUol. 
 
(X. 
 
 PANY OF 
 
 Y, AND 01 
 OR THi; 
 
 arUii. 
 
 
TPIE TRUST AND LOAN COMPANY OF UPPER CANADA. 
 
 CAPITAL £.500,000, 
 
 IN silAlilH OF t'.vjn KAni, WITH POWKU l() INCllEASK THE CAPITAI- 
 TO ONM MII.MON ANIi A HAM'. 
 
 du0Ur0. 
 TlioMAS l!.\l!IN(i, Ksij,. AI.I'. 
 <ii;ni;(il'; (All II lil.VN. Ksy.. .M.l'. 
 
 23icertors. 
 Mil llANDOl.l'H I. HOlJTll. K.(;,|i., I'irsUlent. 
 
 JOHN AL'LD.IO, Esg. 
 IKJBERT S. ATCIIESOX, Ks(j, 
 TETEK lUICHAXAN, Esq. 
 
 willia:\i chapman, e^*.!. 
 
 CllAllLES .AH HUM SON, Ksc;. 
 WILLJAM GOUDON THOMSON, Esq. 
 MELVIL WILSON, Esy. 
 
 Butiitor$i. 
 W. lIAM\VO(tl> I'KA.Ml'J'ON. Esq. | .MKIIAKL SA\VAI1I>, Esq. 
 
 Messtis. ('IKiWOl'',!! >M. M.WXAlll) 
 
 Idanfaerd. 
 MK.ssns. (iLYN, HALLIKAN, MILLS, am. CO. 
 
 STATEMENT OF THE OBJECTS OF THE COMPANY, AND OF THE TERMS OF 
 SUBSCRIPTION FOR THE UNALLOTTED SHARES. 
 
 'I'lio obji'ct ol' tills Conipimy is to apply to Ciiiiiula n principle wliicli lias been acted on with great 
 success elsewlioro — namely, that of rendering the difl'erence between the lower rate of interest on capital 
 in a country wlierc enpitnl is almndaut, and the higher rate obtainable in a country, where it is deficient, 
 Lenefirial iiiutiially to the rA\n\H\\>t i/> f/if /oninr. nud in the Agrieiiltunil and In<lusirial classes /// 
 //ii' Inttn. 
 
 No attempt, ULtil the present time, has been made to extend the application of this principle to 
 Canada, although the inducements to the British capitalist to employ his money there are nn([uestion- 
 ahle. and the benclils that would residt to this valuable and prosperous dependency of the British 
 Crown are obvious. 
 
 Proceeding on the principle above referred to, this Company is empowered bv law, to receive on 
 the credit of a large subscribed capital, money on deposit or loan, at a moderate rate of interest, and 
 to employ it in Canada, at a higher rate in loans for public imprnvemen's mii the security of rat'^s, 
 tolls, or assessments, and mi approved moi-tgages of real estate. 
 
 I'lililic Registries of Deeds relating to Liinds iirc estalilisbrd in both sections of ('iiiiuda. These 
 Registries, by securing the easy means of ascertaining, with perfect certainty, the e.xact stale of every 
 title, which it may be necessary to investigate, and of prncuring official evidence of current selling 
 prices, at once stamp real jiroperty with a hutin Jidc marketable vahii' : while the advancing state of 
 agriculture imd cummcrec.aiid the rapid progression in Canada ol' population and wealth are a security 
 against depreciation, and a guarantee of increasing value. 
 
 The (leneral Municipal Act lor Upper Canada (12 Vic. c. m], — iN(S) contains the most stringent 
 provisions for enforcing the payment of nuinieipiil liabilities, by compulsory assessment imposed 
 under the supervision of the Provincial Government, and levied by the most speedy ami inexpensive 
 process, — thus guarding the holder of municipal securities iigiiinst the ptissihilin of loss. 
 
TIio rnto ol" Kkjiit piT cent, interest is nllowcd to be clinrf^'cd liy ilif (Jompaiiy by im Act ot'tliu 
 i'rovinnial rnrlinmunt passed in tlio Session of IHr^O. 
 
 Tlu« Compiiny's loans on mortgages of nuil estate will in no case exceed half the marketable value of 
 the property, iisHif,'ned iis a security ; and un especial provision of the Parliament of Canada in the Com- 
 pany's iiivoiir, riMiuiringpaynient of the interest in advance, ensures the greatest punctuolity in its receipt. 
 
 The Company's privileges ond powers are derived from an Act of the Parliament of Canada, the 
 provisions of which have been enlarged by sul)se(|iiont Acts — they are further secured by a lloyal 
 Charter of Incorporation, granted in this country, and the Company is regulated by a deed of Settle- 
 ment, approved by the Board of Trade. 
 
 These Instuuments sthictlv umit tifk i,rAmr,iTv ok each SiiAiiErioi.nEU, to the extent 
 
 ol-' HIS SUHSCUII'TION. 
 
 To the Shareholders, at their Gonernl Meeting, is given the power of choosing directors- -of 
 declaring dividends, and of increasing the Capital to 4'. 1,500,000 by the creation of new shares. ',?ut, 
 with these exceptions, the whole management of the Company's affairs is vested in the Hoard 
 of Directory in this country ; to whom is also secured, by the lloyal Charter, perfect control over 
 that part of the business which must necessarily be conducted in Canada. 
 
 Dfe Provision is .made loii a Uesekve ok Guarantee Fund. 
 
 The Directors arc empowered to receive from Shareholders the whole or any portion of their 
 subscriptions, which tliey may desire to pay in anticipation of calls ; allowing them such rate of 
 interest on the anticipated payments as may he agreed upon. To Shareholders, therefore, desiring 
 to invest a larger sum than calls «m their subscriptions will require, this provision will he found 
 particularly eligible, as the Directors will be enabled to allow a rate of interest higher than that yielded 
 by the public funds, or than that generally obtained on Mortgage or other Securities in this country. 
 
 The payment of £.1 per share is required on executing the Deed of settlement, and a further sum 
 of t'. I per Share will be required, by calls not exceeding i'.S each, at an interval of not less than thrijc 
 mcMiths between each call. Beyond the sum of £.:> per Share, it is fully expected that it will not bo 
 necessary to make any further calls on the Shareholders. 
 
 On careful in(iuiry it has been ascertained that investments can l)c safely and readily obtained in 
 Canada, at the rate of eight per cent, to an amount far exceeding the Capital and the authorised opera- 
 tions of the Company. The Shareholders will therefore receive a highly remunerative dividend on their 
 investments in a safe and unspeculative undertaking, with the advantage of a strictly limited liability ; 
 wliile tla^ sums taken on loan and deposit at the English rate, and lent at the Colonial rate, will pro- 
 gressively but certainly secure further profitable returns. 
 
 A Company of this description has been in successful operation in the adjoining state of New 
 York, since the year 1)^30, with a capital of one million of dollars. Its capital is constantly vested in 
 mortgages, at the rate of seven per cent, interest, and as these are paid off, other mortgages arc 
 obtained, and thus the investment of the whole capital is maintained, though with a change of 
 securities. Since its establishment, the New York Company has paid an average annual dividend of 
 seven per cent., and occasional dividends in the nature of a bonus, amounting to fifty per cent, on the 
 paid-up capital, besides the accumulation of an ample Reserve or Guarantee Fund — and the stock at 
 this time commands a premium of tweuty-five per cent. 
 
 Canada presents as ample and secure a field for profitable investment as the neighbouring state, 
 and as the Canadian Trust and Loan Company have secured the right of lending at a higher rate of 
 interest, than that allowed in New York, it is beyond doubt that its operations will bo attended by at 
 least as favourable results. 
 
 The facility of communicntion with Canada, now so rapid and certain, secures the opportunity of 
 writing weekly from the office in London to the office in Canada, and vica versa, and of obtaining a 
 reply in a month ; at the same time, that any order 3ent from the Directors in London would reach its 
 destination in twelve days. This affords a complete control in London of all operations of the 
 
 Company in that colony an important consideration in regard to the security which the Share- 
 
 liolder and the Depositor would naturally wish to have in the investment of their funds. 
 
A large portion .if tli.' s)mrcsliavp boon iilremly Bubscribed fur. nn.l tlie slinres liitbort.. nimlb.tu>d 
 will bo dinposiul .if in iiiiotmcntH of not less tlmn fifty sbarea. 
 
 A limitod muiibcr of slmri's. howevor, is reserved for subscription, in smaller allotments on tbo con- 
 dition tbat til.! nu,!, iiinount of the subHcripti.m slmli b.' p.iid up, and that the Hubscriber shall receive 
 luter.'st at the rate ..f live per eent. on sueh part of the num so paid, as sliall uxc.r.l tbo amount paid 
 for calls by the general body of the Shareholders. 
 
 This arrangement is dosign.ul to meet the wishes of a num.!rons class of persons, who experience 
 difficulty in finding safe and remunerative investments for sums exceeding the amount permitted by the 
 regnlations of the Savings' Banks, to bo accumulated therein, and also to suit the viciws of parties who 
 have friends and connections already settled or about to settle in Canada, and are desirous of promoting 
 an nndertaking of vital importance to its industrial and agricultural development. 
 
 Application for shares must be filled up by the opplicant with his christian and surname in 
 full, and dated, and must be transmitted under cover, pre-paid, addressed to " The Diuectors 
 OF THE TuusT AM) LoAN COMPANY OF UpPER CANADA, O.'., Moorgato Street, London," or to 
 Mr. J, 11. Lindsay, Founders' Hall, Founders' Court, London. 
 
 The deposit of £.1 per share must be paid to the Company's Bankers, Mesui-s. Glyn, Hallifax, 
 Mills, and Co., on notice of the acceptance of the application, or, in default thereof, the Directors 
 will not be bound thereby. 
 
 Cj, Mooroate Street, London, 
 ^%th January, ISSL