4^ w \r 1^. ^ IMAGE EVALUATION TEST TARGET (MT-3) 1.0 1.1 11.25 iai2A |25 12.2 ■llku 114 il.6 I^iotographic Sdeooes Corpopalion .S5 % <> 23 WIST MAIN STRUT WIUTIR,N.Y. M5M (716)«72-4S03 ^^ ^\ ^rN :^ CIHM/ICMH Microfiche Series. CIHM/ICMH Collection de microfiches. Canadian Institute for Historical Microreproductions/ Institut Canadian de microreproductions historiques Tachnicai and Bibliographic Notas/Notea tacHniquaa at bibliographiquaa Th« toti Tha Inatituta hoa attamptad to obtain tha boat original copy available for filming. Foaturaa of thia copy which may ba bibliographically uniqua, which may altar any o* tha imagaa in tha raproduction. or which may significantly rhanga tha uaual mathod of filming, ara chackad bolow. ["yf^ Coloured covara/ I ^1 Couvortura da coulaur I — I Covers damaged/ Couverture endommagie □ Covers restored and/or laminated/ Couverture reataurte at/ou pellicuMe □ Cover title missing/ Le titre de couverture manque □ Coloured mapa/ Cartes giographiques en couleur nn^ Coloured ink (i.e. other than blue or black)/ LlI Encre de couleur (i.e. autre que bleue ou noire! r~1 Coloured piatea and/or iliuatrations/ D D D D Planches et/ou illustrations en couleur Bound with other material/ ReiM avec d'autres documents Tight binding may cauae shadows or distortion along interior margin/ Lareliure serr^e peut causer de I'ombre ou de la diatorsion la long da la marga intiriaura Blank leaves added during restoration may appear within the text. Whenever possible, these have been omitted from filming/ II se peut que certainea pages blanchea ajout^es lors d'une restauration apparaissant dana la taxta, maia. lorsque cela Atait possible, cas pagaa n'ont paa «t* filmiaa. Additional comments:/ Commentairas supplAmantairas; L'Institut a microfilm* le meilleur exemplaira qu'il iui a it* possible de se procurer. Les details da cet exemplaira qui sont paut-itre uniques du point de vue bibliographique, qui peuvent modifier una image reproduite, ou qui peuvent exiger une modification dans la mAthode normala de filmage sont indiqute ci-dessous. r~| Coloured pages/ Pagaa da coulaur Pagaa damaged/ Pages endommagtes □ Pages restored and/or laminated/ Pages restaur^as et/ou pelliculAes I ~L/Pages discoloured, stained or foxed/ Lk^ Pages dicolories, tacheties ou piquies The posi ofti film Ori{ beg tha sior oth( first sion oril r~| Pages detached/ D Pages ditachies Showthrough/ Transparence Quality of prin Qualit^ inigala de I'impression Includes supplementary matarii Comprend du matirial supplimentaira Only edition available/ Seule Edition disponible I I Showthrough/ nn Quality of print varies/ r~n Includes supplementary material/ pn Only edition available/ Tha aha TIN whi Mai diff onti bag rigli raqi mat Pages wholly or partially obscured by errata slips, tcssues, etc.. Have been refilmed to ensure the best possible image/ Les poges totalemen? ou partiallement obscurcies par un feuillet d'errata, une pelure. etc.. ont 4ti filmtes A nouveau de fa^on A obtanir la mailleure image possible. This item is filmed at the reduction ratio chackad below/ Ce document est filmi au taux de rMuction indiqui ci-daaaoua, 10X 14X 18X 22X 26X 30X y 12X 18X 20X 24X 28X Th« copy filmed h»rm ha* b««n r«produc«d thanks to th« ganarosity of: Mitropoiitin Toronto Library Cinadian Hittory Dtpartrntnt Tha imagaa appaaring hara ara tita baat quality posaibia considaring tha condition and lagibility of tha original copy and in icaaping with tha filming contract spacif ications. L'axamplaira filmA f ut raproduit grica i la g4n4roalt« da: MatropolitMi Toronto Library CanMHan History Dapmrtmant Las imagaa auivantaa ont 4tA raproduitaa avac la plus grand soin. compta tanu da la condition at da ia nattatA da l'axamplaira fllmA, at an conformity avac laa condltlona du eontrat da fiimaga. Original copias in printad papar covers ara filmad beginning with tha front covar and ending on tha last page with a printad or iiluatratad imprea- sion, or tha bacic covar whan appropriate. All other original copias ara filmad beginning on the f irat page with a printad or illustrated impres- sion, and ending on the iaat page with a printad or illustrated impression. Les exemplaires originaux dont la couvarture en papier eat imprimte sent filmie en commen^nt par la premier plat at en terminant salt par la darnlAre page qui comporta une empreinte d'impreaaion ou d'iliustratlon, soit par la aacond plat, aalon ie caa. Toua laa autras exemplaires originaux sent filmto an commenqant par la pramlAre page qui comporta une empreinte d'impreaaion ou d'iliustratlon at en terminant par ia darniAre page qui comporta une telle empreinte. The last recorded frame on each microfiche shall contain tha symbol -^ (meaning "CON- TINUED"), or tha symbol V (meaning "END"), whichever applies. Un des symboles sulvants apparaftra sur ia darnlAre image do cheque microfiche, seion Ie cas: la aymboia — »- signifie "A 8UIVRE". Ie symbols V signifie "FIN". Maps, plates, charts, etc., may be filmed at different reduction ratios. Those too large to be entirely included in one exposure ara filmed beginning in the upper left hand corner, left to right and top to bottom, aa many frames as required. The following diagrams illustrate the method: Les cartas, planches, tableaux, etc., peuvent Atre film*8 A das taux da rMuction diffiranta. Lorsque Ie document eat trap grand pour Atre reproduit en un aaui clichi, il est film* i partir da i'angia supArieur gauche, do gauche A droite, et do haut an baa, en prenant la nombra d'imagea nAcaaaaira. Lea diagrammea sulvants iiiustrant la mAthode. 1 2 3 1 2 3 4 5 6 THE FEDERAL LIFE ASSURANCE COMPANY Head Office, HAMILTON, ONT. JAS. H. BEATTY. President. f DAVID DEXTER. Managing Director. sic.,* ftMOUNT ftSSUReO $11,000,000.00 SURPLUS SECURITY $704,141,26 OVER $1,000,000.00 PAID TO POLICT HOLDERS. 'N^- -.--.-^..'--.'X. ' THE BEST COMPANY IS THE ONE THAT DOFS THE MOST GOOD. iLiAiSTKATED Life Insurance Folder showing' tlwit to be happy you must be contented. To be contented, you must feel that your family, your home, and your own old age are provided for. SECURITYr"PROTECTION AND PROFIT. W/^->^Fact8 Worth Considering- >*>i"^;-' Most men work hard and take but little present com- fort in order to secure future wealth. Ninetyfive per cent are unsuccessful. A good Life Jnsuratice Pol- icy is the best provision for the future, for what- ever happens, your family, your property, and your own later years are protected. AGENT, Designed and Copyrighted 1893, byjasper Huffman, York, Neb. HE SAID HE LOVED ME And during the productive period of his life he took a life Insurance Policy. Reverses and Sickness came, finally Death. The policy was promptly paid, furnishing Ready Cash when most needed, enabling me to pay off the Mortgages, Doctor Bill, and Funeral Expenses, and to feed, clothe, and educate my children, while the head that planned, the hand that guided, and the heart that loved his family are cold in death. I shall never forget him, nor the benefits derived from Life Insurance, and shall ever teach my children to Reverence and Emulate their father, who so thoughtfully provided Life Insurance Protection. c a life Death. n most 11, and ildren, e heart st him, r teach ^ho so HE SAID HE LOVED ME But he failed to provide Life Insurance Protection for his family. Reverses, Sickness, and Death came. I cared for him tenderly day and night, until exhausted and broken down in health. Oh, what shall I do ? The Mortgage is Foreclosed. Our home is gone. The children are helpless. No means by which I may feed, clothe, or educate them. My head aches. My heart aches. My life is one of Drudgery and Misery. Husband, father, how sad a picture. How much suffering can be avoided b> carrying a Life Insurance policy. Do not delay, but take insur- ance that will Protect your Estate and your Family, and Yourself in old age. Delays are Dangerous. I PROVIDED FOR OLD AGE During the productive period of my life. Now I am old, my children are able to protect themselves. My policy has matured. My companion and myself now have the cash for our support the remainder of our days. It has been a Savings Bank foi us, Not an Expense, besides twenty years' protection for nothing. I did not have to Die to Win. Husband, Father, Mother, Young Man, Young Woman, take a policy of Life Insurance as protec- tion for your estate, those you love, and yourself in old age. Don't put it off until it is too late. Delays are Dangerous. &i**< ». ■ . * ■^^^^tfr^'^W^^rwi^iyvi^ ^ ;'''vf:'yi!'''''Ji5';?*-.''** ' "' V" ■H^f^ysf^^' f^^'^^i^^pf^ . I FAILED TO PROVIDE FOR OLD AGE During my productive period of life. I thought I could in- vest my money better than in a Life Insurance policy. But Reverses and Sickness came, and with it Old Age. Now I am compelled to saw wood. I carried Insurance i.i an Assessment Association, and like all Assessment organizations, the older it became the more the assessments increased, until all that could get into a new organization that was cheaper had left it. And all of those that were unable, on account of old age or failure to pass a medical examination, were left to die unprotected. Take Warning, do not neglect, as I have, to provide for old age. FeoeRftL 'y<^SM;f<:^ ^**5a,#A^ ftSSURftNCe !* COMF'Y. % * > ' ♦ 4 » Capital and Assets $1,000,000.00