■,%. ^y .^s^. -'^- %. IMAGE EVALUATION TEST TARGET (MT-3) <>^ 1.0 I.I lillM iiiiii 1.8 1.25 1.4 1.6 .4 6" — ► 7 Photographic Sciences Corporation 23 WEST MAIN STREET WEBSTER, N.Y. 14580 (716) 872-4503 r L^i*/- f/j A CIHM/ICMH Microfiche Series. CIHIVI/ICMH Collection de microfiches. Canadian Institute for Historical Microreproductions / Institut Canadian de microreproductions historiques Technical and Bibliographic Notes/Notes techniques et bibliographiques The Institute has attempted to obtain the best original copy available for filming. 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A R OK THE TO THE OF THE I^I=l_0"V^IlSrOE] OIJ' 03SrT^^I=LI0 L.- ■^(r'<(- ^Si^ g i? !^ ^^- jt^ - - ^it«fmm^imitiim»^ •^- The foUowiug Circular has been issued by the Boartl of Trade off Toronto to tlie Meicliauts and Traders of the Province of Ontario : — I BoARi> OK Tkaije! Rooms, Tdronto, September, 1H71, Boards of Trade date as far back as 1(500, when, and fvom iHat period, they were charged with various duties (defined by Acts of Parliament), some relating to the mercantile marine, the supervisioli ot railways, and to decide disputes that from tim|) to time arise in mercantile matters. - ^^^ Boards of Trade in Canada are formed for many simi^^H^Hb, all of which are essentially necessary. The Board of Trade in this city was establisho^Tt^BoO, and has from that period been conducted with more or less efficiency. Its duties are in part as follows : — The appointment of properly qualified Inspectors of Flour and Grain, or any other article subject to inspection, taking therefrom proper and efficient securities for the performance of the duties of their several offices. The establishment of a Board of Arbitration, to arbitrate upon and give awards in any case of commercial dill'erence tiiat may be submitted to them. [It is to be regretted how seldom this Board has been called into i-equisition — not that cases have not arisen which could have been dealt with by that Board, but possibly from the want of knowledge on the part of many that such a Board existed. Many rusli into courts of law to settle disputes or dilferences that could have been more eco)iomically and more satisfactorily dealt with by such a Board.] The appointment of properly qualified persons to act as Official Assignees, and to see that proper securities are given for the honest and due performance of their work. To watch over the general mercantile interests of the country, and to present their opinions to Parliament on all matters affecting that interest. To protect the honest trader, exposing that of the dishonest, in any way manifested. These and many other duties are incumbent upon a Board of Trade. The Board of Trade of this large and important city, being desirous of furthering and maintaining the great commercial interests of the Province (coming specially under their super- vision), desire to call the attention of every trader to the great itAportauce of Fire Insurance, and with this special object issue this circular, which they trust will be productive of good. [TURN OTBK, In all, aiut eupecinlly in now cuuntrieu, credit is taken or given to u wore or !eHH extent, and it is a duty incumbent on all to protect to the fullest extent the person or persons who confide in them fur the fulfilment of their obligations. It is an alarming fact (taken from insurance statis- tics) that dunng the past year (1870) no less a sum than $1,747,502 5B was piiid by insurance companies ; add to this losses in suspense, $'2!)1),074 09 (supposing that the " suspense " amount were honest claims), shows a total of $2,047,287 27. In placing before merchants and traders these figures, it is merely with the view of showing that the work of destruction has been great, and how necessary it is trt protect property in this country, particularly whore fires are so frequent and, from the chaiiacter of the buildings, so disastrous. The most serious losses that have occurred have been in towns and villages, where buildings are to a considerable extent made of wood, and where there are few appliances, and in many cases none whatever, for fire extinguishment. The Board desires to urge upon all doing business in such places to lend their aid and eflbrts in establishing adequate means of suppression, by which they ill be amply repaid in being able to obtaii^ cheaper rates of insurance. The losses in such places have fallen to a considerable extent upon the wholesale merchant, through the carolossuess, negligenoe, or indifi'erenco on the part of tlijose to whom he entrusts his property. Numerous instances can be given in corroboration of whaJt has been stated. Bradford bus one whoJo liabilities were over $30,000, insured for $7,000. Compromised with creditors for 50 cents in (he dollar. i NewiiAuvket, another whJt;o liabilities were $54,000, insured for $8,000, Compromised wth creditors for 32 J cents in th^>^^j^_ ^|k^ Barrio, another whose l^^^^Hwere $11,000. insured for $1,300. Comprpmised for 50 cents. ^^^^^^ Injtances ad libitum might be given of the above nature. Tbi3 Board would respectfully urge upon all Traders to give this matter their serious tLottght, and endeavour, as far as lies in their power, to protect those to whom they are indebted against this destructive element. It is not possible to estimate the amount of property uninsured, but tliis Board feel safe in stating that not 25 per cent, of value is covered in that way. The duty of the Trader is to have his property fully insured, liud in so doing to uelect responsible oflBces. i To keep a correct inventory of his stock, either annually or semi-annually. By this plan, should any loss by fire arise, his claim can be completely established. To keep his books and papers in a place of safety, as the loss of ihem is not ohly serious to himself, but prevents his being enabled to prove any claim he may have. By order of the Council. '1 i?^Kned) WILLIAM ELLIOT, /'rmdftif. y.R7i/3'^ kl^e, the undeysigHcd IVIiolcsale Merchants of Toronto, cordially endorse the annexed Circular of the Board of Trade on the subject of Fire hisurance, and earnestly recommend that the advice contained therein be adopted by Traders throughout Ontario. Elliott & Co., Wholesale Diumj[istH iuid Smulry-meii, 3 Front street East. A. R. McMastkr & BnoTHER, WlioKsiiic Importeiii of Dry Goods, 32 Yongo, & 4 Front street*. 'I'lioMSov k IkiiiNS, Importers of Hardware, Stationary, and Crockery, lO & 12 Front street West. Skssionh, Turneh k Coofeu, Wholesale Boot and Siiocs Manufactnrers, 28 and 30 Front street. Henderson & Bostwick, Manufuoturers and Wholesale Dealers in Straw Goods, 2 Gordon k McKay's Block. Bryan, Kwaut & Murray, Importers and Wholesale Grocers, Gordon & McKays' Block. Jno. CH.\ur.i;swoRTH & Co., Wholesale Dealers in Dry Got)ds, &o., Iron Block, Front street. Jennings & Bra.nuon, Wholesale Dry Goods, Iron Block, Front street. DoiiiiiEit CutftiE, Wholesale Diy Goods, Iron Block, Front street. George MicniB & Co., Wholesale Grocers, I Front street West, li. H. Gray A Co., Fancy Goods, 43 Yonge street. RoHEiiT Wii.kIw, British ami Foreign Importiriif House, 48 & 50 Yonge Street. Ciui.Ds & llAMn/roN, Wliolesnle Boot and Slioe iJanufacturers, 7 Wellington street East. Smith & Kiiiu-m-EY', Importers anil Wholesale Grocers, 12 & 14 Wellington street East. 'CRA^T^;'T(TTnl^||||^Co., Impofters of Tea, and'J||ttHMMHlflHV^r<>^c^PU Wellington street McLean & Ckakj, Wholesale Leather Mercliant>, 50 YOi MoFKATT BuoTiiKiJs & Co., Wholesale Dry Goods, 36 Yd Jno. Macnaii k Co., Hardware, Oils, and P.iint, 4 Front street Eq^t. Damer, KiN(ii& Buown, Boot and Shot Mannf.icturers, 27 Front stree;. John Maou )nJ uD k Co., Wholesale Dry Goods, Wellington street. Thoma.s GniKFi^rH k Co., Wholesale Importers of Wines, Teas, Grocer'^s Ac, 67 & 59 Front Street. F. k G. I'KUKihs & Co., Wholesale Importers of Wines, Teas, Groceries Ac, 41 43 Front street. William Eamsay & Co., Wholesale Grocers & Wine Morchauts, 84 i&*86 Front street. Bryce, McMurrick k Co., Wholesale Importers of Dry Goods, 34 Ypnge street. Davison & Co,, Fancy Goods, Yongo street. Tho-mas May it Co., Wiiolesale Straw k Fancy Goods, 68 Yonge street. TuTTLK, DatI'^ & IloDDKN, Manufacturers of Farming implements, &c., 18 & 20 Colborne street. Lyman BaoraKas, k Co., Wiiole.iale Chumistl i\: Draggists, 157 King street East. Parsou Brothkus Oil Merchants, LaiupSj Ac, Front street. Samson, Kknnedy & Gkmmki.l, Wholesale Dry Goods, 45 Scott, corner of Colborne dtr«et. Nerlicu, Backkr k Co., Wholesale Jewellers ;& Fancy Goods, 42 ScO|jtt street. J. Or, Josei^hs k Co., Wholesale Jewellers, 4(5'^ Yonge street. Hodgson & Boyb, Wholesale Dry Goods k Sinallwares Ac., Yonge si^et. James CAMPBEtL k Sons Wholesale Stationers, Front street. -ToHN RoBKRrsJ>N, '"••