IMAGE EVALUATION TEST TARGET (MT-3) V /. {/ <4» ,. ^ ^^ cv <^ '<<■ % '^^.:-^> % V 23 WEST MAIN STREET WEBSTER, NY. 145B0 (716) 872-4503 %^ i *' c. (p i c?. CIHM/ICMH Microfiche Series. CIHIVI/ICMH Collection de microfiches. Canadian Institute for Historical Microreproductions / Institut canadien de microreproductions historiques Technical and Bibliographic Notes/Notes techniques et bibliographiques The institute has attempted to obtain the best original copy available for filming. Features of this copy which may be bibliographically unique, which may alter any of the images in the reproduction, or which may significantly change the usual method of filming, are checked below. a D n Coloured covers/ Couverture de couieur I I Covers damaged/ Couverture endommagie Covers restored and/or laminated/ Couverture restaurte et/ou pellicul6e Cover title missing/ Le titre de couverture manque Coloured maps/ Cartes giographiques en couieur Coloured ink (i.e. other than blue or black)/ Encre de couieur (i.e. autre que bleue ou noire) Coloured plates and/or illustrations/ Planches et/ou illustrations en couieur Bound with other material/ ReliA avec d'autres documents D Tight binding may cause shadows or distortion along interior margin/ La reliure serrie peut causer de I'ombre ou de la distortion le long de la marge intirleure Blank leaves added during restoration may appear within the text. Whenever possible, these have been omitted from filming/ II se peut que certaines pages blanches ajoutAes lors d'une restauration apparaissent dans le texte, mais, iorsque cela Atait possible, ces pages n'ont pas itA film6es. Additional comments:/ Commentaires supplAmentaires: L'Institut a microfilm^ le meilleur exemplaire qu'il lui a 6t6 possible de se procurer. Les details de cet exemplaire qui sont peut-Atre uniques du point de vue bibliographique, qui peuvent modifier une image reproduite, ou qui peuvent exiger une modification dans la mdthode normale de filmage sont indiquds ci-dessous. T t( I I Coloured pages/ D Pages de couieur Pages damaged/ Pages endommag6es Pages restored and/oi Pages restaur6es et/ou pellicul6es Pages discoloured, stained or foxe< Pages d6color6es, tachet6es ou piqu6es Pages detached/ Pages d6tach6es Showthrough/ Transparence Quality of prir Qualiti in^gale de I'lmpression Includes supplementary materif Comprend du materiel suppl6mentaire Only edition available/ Seule Edition disponlble I I Pages damaged/ I I Pages restored and/or laminated/ I I Pages discoloured, stained or foxed/ I I Pages detached/ I I Showthrough/ I I Quality of print varies/ r~l Includes supplementary material/ I I Only edition available/ Ti P o fi O bi th si 01 fii si oi TI it TI w M di er be "i re mi Pages wholly or partially obscured by errata slips, tissues, etc., have been refilmed to ensure the best possible image/ Les pages totalement ou partiellement obscurcies par un feuillet d'errata, une pelure, etc., ont AtA filmies A nouveau de fagon A obtenir la meilleure image possible. This item is filmed at the reduction ratio checked below/ Ce document est film* au taux de reduction indiqu6 ci-dessous. 10X 14X 1SX 22X 12X 16X 20X 26X / 30X MX 28X : 32X tails du sdifijr une nage rata D lelure. J i2X The copy filmed hare hat been reproduced thanks to the generosity of: Library Division Provincial Archives of British Columbia The images appearing here are the best quality possible considering the condition and legibility of the original copy and in keeping with the filming contract specifications. Original copies in printed paper covers are filmed beginning with the front cover and ending on the last page with a printed or illustrated impres- sion, or the back cover when appropriate. All other original copies are filmed beginning on the first page with a printed or illustrated impres- sion, and ending on the last page with a printed or illustrated impression. The last recorded frame on each microfiche shall contain the symbol —^ (meaning "CON- TINUED"), or the symbol V (meaning "END"), whichever applies. Maps, plates, charts, etc., may be filmed at different reduction ratios. Those too large to be entirely included in one exposure are filmed beginning in the upper left hand corner, left to right and top to bottom, as many frames as required. The following diagrams illustrate the method: 1 2 3 L'exemplaire filmA fut reproduit grAce A la gAn6rosit4 de: Library Division Provincial Archives of British Columbia Les images suivantes ont AtA reproduites avec le plus grand soin, compte tenu de la condition at de la nettetA de l'exemplaire filmd, et en conformity avec les conditions du contrat de filmage. Les exemplaires originaux dont la couverture en papier est imprimAe sont filmAs en commen^ant par le premier plat et en terminant soit par la darniAre page qui comporte une empreinte d'impression ou d'illustration, soit par le second plat, salon le cas. Tous les autres exemplaires originaux sont filmds en commen^ant par la premidre page qui comporte une empreinte d'impression ou d'illustration et en terminant par la dernidre page qui comporte une telle empreinte. Un des symboles suivants apparaitra sur la de^nidre image de cheque microfiche, seion le cas: le symbole — ^ signifie "A SUIVRE", le symbols V signifie "FIN". Les cartes, planches, tableaux, etc., peuvent dtre filmAs A des taux de reduction diffArents. Lorsque le document est trop grand pour dtre reproduit en un seul clichA, il est filmA A partir de Tangle sup6rieur gauche, de gauche A droite, et de haut en bas, en prenant le nombro d'images nAcessaire. Les diafirammes Kuivants illustrent la mdthode. 1 2 3 4 5 6 '« « .wui^ifajnpsipnnniapx \gt3^ -I3Sr THE . Supreme Court OF British Columbia" On Appeal to the Full Court. BlirrWEEJV THE GUARDIAN ASSURA'NCE COMpI^NY. OF LONDON, (Defendants) Appellants, AND STEPHEN JONES, (Plaintiff) Re8p<»ident. CASE ON APPEAL. GEO. JAY, Jo..*--* Solicitor, for Appelliints. FRED. G. WALKER. Solicitor for Rospondent. VICTORIA, a C. THE CO1.0NIST" ■> RAM PlllNTIN(. H011SE| 1889. - v^^-; ,, '^^ r- . -• t ^■' i 'M' ■■;. '■■■ -■'•x " '' ^. . • , . ' ■ " ^i'*! ♦;:*."';■; ' ' . ■■ • ■; \ ' y"" S- j^ ■"■ V ^^. ^^ '/ ' ■.■'■■^'^'. : -, '; > ^" '■"■ ., ■ ■' ■* ' rf:' j; ,;. -,-f ■»* J - a: ^- ?^ C * , 5- :; ».)'/ '•■ ; :■. ' ■ »'•. y ■^l^ ■ r ■ « V I3Sr THE- Supreme Court OF British Columbia On Appeal to the Full Court. UKI\N- V.V.S THE GUARDIAN ASSURANCE-: COMPANY, OF LONDON, (Defendants) Apjiellunts, AND STEPHEN JONE8, (PlaintiH") Respondent. ' ■< I- CASE ON APPEAL. (JEO. JAY, Jjs., Solicitor fof Appellants. FRED. O. WALKER, Solicitor for Respondent. VKTORI.V, B. C. THK colonist" SIKAM I'KIMlNi; II'^ISK, 1889. -^'iJ .^ LSCi--iB*-**iS-.J ' INDEX l'lcailin(,'s :- ,,,,^,p SintfiiuTit of Claim ^ , Sialciiicnl iif DtlVnce , St.ilriiu'm uf Ki-ply , lTiUTrn;^a'ivus ' , Answers to Iiiiorro;;alivi_>s g I'irc IrwiiU'sl l'.\ idcTicf nl . . ,, y -^4 I'.xliiliils ;u 'I'lial -,. ,, ' -^4 J-: N'olc". 'if \V,illu-iii, I ,, ,K Charge of Walk.n,, J ..;....,.., .... ,s.4o Order of Walk.ni, |. KMcmlinL; Time 40 Ordi r of Divisioiiil Coiirl lurllur Kvlen liin; Time 40 I'oliiy of Insiiranrc ill (Inardi.ui Assiiranri' (.'0 41 199452 /-.. vsmmw \^ -x^ V In the Supreme Goui't of Bitifth Goluraliia. HKIWKICX STKl'UKN' JONES, (Plaintiff,) AND THE (;rARi)iAN ASSriiAXCE COMPANY, OF LONDON, (DciViidarits.) Writ issued May lltli, A. 1). 1888. STATEMENT oF CLAIM. 1. Tlic Plaintiff is a Jlofol Koopor rosi.lino- at Victoria, ami carrviiii? on l.iisinoss 10 nntil latolj as a Hotel Koopor in tlie premises known as the Intern'ational Hotel, at Es(|ninialt, British Colniuhia. 2. The Defendants are an Ineorporated Fire Insnrance Coini.anv, carrviiiir on 'nisi- ness at Victoria, British Colunihia, thron^'h thcii A-cnts. Messrs. "Turn Jr, Beeton .*;: Company. 3. The Piaintitf In- a Policy of Assnrance numl.ered 1422.70:3, hearini,^ date the 22nd day of Xovemher, 1880. dniy effected an insurance aijainst lire with the Defendants- Company oil his one storey frame hnildino-, cotton lined, on frame partitions, nscd as an hotel, sitnate at Escpiimalt aforesaid, and known as the International Hotel, and on his fnrnitnre therein contained f..r the total snin of .^4,000. The followin^^ are the parti.^nlars: 20 On the said huildin_e paid bv Mu! Defendants tlic snins insured on the said I'olicy, but the Defendants have not paid . same or anv part thereof. [Q !>. On the DUh day of Fidirnary, 1>>^'->' the i'laiiititl" duly claimed from the De- fendants' Ajroiits, Messrs. 'i'nrner. I'x.ion \ Coiiipany, the sum of St, 000 in respect of the aliove mentioned losses. 10. The said Defendants then refiisi'd 'o pay to llic I'laintilt' siieh slim or any sum in respect of the ahove mentioned losses until an ciii|iiiry should have lietui held \>y a nia_ii"istrate as to the cause of the lire. 11. An en(|iiiry was duly ludd at Kstpiimalt mi the 1st day of March and l'oIlo\vin;r (lavs hefore l'"Ji Harrison, .1. !'., and a Jiirv of I'nir ; the said .liirv hroim'ht in a verdict that the cause of the tire was unknown to them. 1-J Oil or ahoiit the li'tli day of March, lH-,><:2,.")00 in full settlement of the I'laiiititt",> claim. 1+. in re[ily, the I'laiufiiran' tin demanded from tlic Defendants on the I tth day of March, 1x88, the saiil sum of !^4,00l> and the repayment to him of all expenses he miii'ht he put to owim;- to the Deteiidaiits kee|/niii' possession of certain fiiruitiire of the Plaintiffs. 30 lo. On or ahoiit the -JOtli day of April, 1SSS. the Plaintiff otlered to have the question in dispute herein decided hy ailiitrati(tn, and iiMve notice to the Defendant's to that eH'ect. and he also c-a\t\ the Defeihlaiit's iiotite that he a[>pointod (icorge Lindsay, of \'ictoria Distiiet, his arhitrator. 10. The Defendants olijected to the said (ieor;j,-e Diudsay, an 1 the I'laintitt" then, on April li'itli, 18SS, ajipointed Mr. dosepli Wriixglesworth to act for him in the place of the 8;iid (Jeorge iiindsay. 17. The Defendants delayed aiipointing an arhitrator until ahont the lOtli ilay of IP -^5^ May, 1888, an.l then appointed Mr. Clinton Ballentyne. a Life Innumnce Agent, to act as their arhitrator herein. 18 The Plaintiir ohjoote,] to the sai.l Ballentyne acting as such arbitrator, on the gioim.1 that, being an Insurance Agent, he was not a proper person to act a.s arbitrator 19 The Defendants refused to withdraw the appointment of the said Mr. Clinton liaJlentync, or aj.pomt any other person in his place. wnf'^'.l^^V'' ^-ll\ '^""f ^^"•' • ^'^^' '•'" ^''"•"''^' ^-'^^'^ "^t'^-^' ^« tl'« J)efendants iu wilting tliat he withdrew from his otter to arbitrate. Amended and allowed ai trial January 18tli. 1889. jq (iSjgnod,) UFA). A. WALKEM, J. •'■21 The i'laintitr >ays tne Delendaiits waived the irregularity (if any) v/itli " respect to the condition in the polifv menti.iiied nlative t<» [iiV'iiminary proof of Ions "and never demanded any proofs otiier than tli -m- lurnishcd by I'laintiti". •••22. The I'iaintilll'urtlier says that he did all acts an.l things necessary to be done " or p-rforined, on his pail, with respect to the .oiidition in said Policy relating to arbi. "tration and the Defendant.- waived any irregujaiiti.:, (if any) on the Plaintiff's part in •' rcsjieet ther.-of, and the .'llorts made by Plaintiltin that behalf were rendered ineffee- " tual by reason of the adjon of tlu' I >efeiidanls.' The Plaintirt" claims :— 1. $4,000 under the said jiolioj. 2. Interest on .^4,000 at the rate of per cent per annum from the ,late of the said hrc until the date of .Judgment. J>^'i^;^''«'l tl.i;; I3tl. day of .l„ly. ]^88, by Fred G. Walker, of Langlev street, Victoria. .Solicitor for the I'laintitt'. * • 2a STATEMENT OF DEFEN'CE. 1. The Defendanfs ,leny the allegations contained in paragraphs .3, 4 and :, of the statement of claim. 2 The Defendants deny that a tire broke out on the Plaintiffs premises and totallv -v. injurcnl or destroyed the sabl premises and furniture, as alleged in paragraph of tliV aaid statement of claim. a The defen.lants .leny the several allegations c.mtained in the 7th paragrai.h of the statement of claim, '^ ' .1 -W" -1. In the (•in..imstM.K.c.s l.oroi,, nppe .rin- the Defculantn .leiiv tlio sevtM'al alleo-i. H ..n.tho8t, ,,a,.a„.a,,l. of tl.o .tut.mont of Hai.n, ox..o,t tl... ' allo.atio. 1 7^^ • Inno not paMl tl,e .sums ...surcl by the sai.l policy or any part thereof. lnp,lin!''V'^;'?i "^''Ti 'T''^'" J;ofen.lantsuass„l.io.ttothe ..on.lition that on the happening o an s loss hy hrc to any of the property tiierehv insured, the insnreay that after Plaintiffs' refusal u. a..ce,.t hesumof. ...no,, ,•,„!. uhi< holier was iuteuded ,o be without preiudice t t ' tondants n^hts ro dispute all liabihty in couucti,. with the said p. ie . the co, ■ s ,1 '"'"",'■"'';'•"■;' '"• '"•■'^'^ '• -^-l that the l-laintitK should provJ his loss i V •"•'•or.hn- to the terms and conditions of his sai.l poliey. ' ■ • » an.\ , '■;. The DefendauN further s:.y that the poH.y was subject to a further coudition ,. >t , any dispute or difhuvuce should arise with respect to the an.ount of anv .UU^Z'' -n. .lania^eby , re such d.tierence should be submitted to arbitrators, inditb.reutk Wn, and the dete.alaut say that such condition i. a conditio,. p,.e..edeut to the !'i - tiffs right of actu.n with which he has no^ yet complied. 10 The Defendants say that after the IMaintiir had a.-reed to arbitrate and had ^M'hHuted tnve su.vessiv. arbitrators, and had .d.jeCed to the arbit ator uan.ed bv and '•-;;<■ ='Ilol . 1;." Deendants. the Def .ndants .till ben,, ready and anxious to have nit e^^^ se .led offered to leave the appointment of arbitrators to this Ifouorable Cou" 1^ hereo, .mt t e i'laintitn after Hrst agreeing to the above proposi.iou. and b;fore . n. ao eeu.ent o re erence to arbitration c ,uld be drawn npand ^et, led, notified the 40 iX-lendants that he declined to have the mat:ers iu dispute settled by anv arbitratorl. ' if II I I i I 1 J 'K s i-' ' • W ' ^^ *^^. "" „^, J>Iai„titf: ' '^ ^ *""""' *° ^'"^'^ I'eoii sustained I)v the J)elivoret] this 31st day of July, 1888, by Messrs Yates & T.v r... i toria, Holioitors for tlie Defoliants. ^ ^^' ^""='^^' streut, \'ic-iO STATEMENT ()F JJKPLY. Tl.e Plaiiitiffjoins issue upon tl.e Defendants' stater as the same contains admissions. ' "■" ^--^'««"t "^ ^l^^ence, except in so far Delivered the 11th day of (^.tober, 1888, by F.ed, G. ^Valke, Plaintiffs Solicitor. IXTl-RROGAToPJES. wa., L J;;L':;' iti'r '';;:;■ ,:l■;;'!::^'•' ;i" r*-™"-.-"-- - <-">«- »f ,v„,„. «,„, .141 ■'"•'"' '"''"i"terested m the Intornatonal Hotel Pnn.; Were suc-h i.oli.ies cancelkMl previous to the fire, if so by whom and on what -rouiwls f 8. In your application for insurance in the i^ritish Cohual.ia Mutual Insurance Company, did you not state that the amount of concurrent insurance you had ontlicsaid Iiotel an,l furniture was $->,M)0 on the hotel, and sf.cOO o,i the furniture, and if not, what 10 statement (if any) with reference to ooneurrent Insurance did you make ? 0. Did you not state at the said enquiry that all your furniture was of -ood first- rate quality, and that none of the sai.l furniture was purchased at auction sales 1' Delivered the Tjlst day of duly, 1888. AXSWKRS TO INTKRR()(;AT0KIES. lu answer to the said interrogatories, I, the ahove named Stephen Jones, make oath and say : — 1. In answer to paragraph I of the said Interrogatories, I say :— yi'^'t on the 1 1'th .lay of February, 1888, I was the sole owner of the International Jlotol, and the fiirmtiiro therein contained. ■2. In answer to jiaragraphs 2, 3 and 4 of the Interrogatories. I say :— _ That I object to answer thorn on the gro.m.l tliat they are irrelevant to the matters 111 question in the a.tion iis appearing on the pleadings. 3 In answer to jiaragrajis a, 6, 7 and 0, 1 say :— That 1 object to answer them on the gronn.l tiiat th.v are .juestions .•oncernin.r answers made by me on oath at the enquiry at Ks-iuimalt in March last to discover the eause.if tl.e fire, an.l that the evi.lence then given by me is a matter of recor.l and known to the Defendants, as well as myself. 4. In reply to paragraph ^ I say : — That myapplicati.m for insurance in the British Columbia Mutual Insurance Com-30 paiiy was m writing, an.l to the best of my knowle.lo-e, information and belief was ,,ro duced to the Court at the en.,niry mentioned in paragraph 3, that it is irrelevant to the matter at issue m this action ; that the statements .•ontaiued in the sai.l application are as much within the kn.>wle.lge of the Defen.lants as they are within mv knowledge, an.l that they refer to a contract made between me and the parties other than the Defend- ants herein. ^.^KIIHMHII I" ,^ 1 ii ii' i;.-(.iiM.\.T. n. c, ist ?»[iii\ii, i8ss. Enquiry iiitotlie caiiso or oriifin of n fire wlieroliy tli(' Itnildiiii^, known as tiio hitcr- iiatioiiiil Motel, at Ks(|niiiialt, was (l('>tiovo(l, on tlic 12tli Fohrnary, IshH, lii'M i fforc E. llarrisiin, Stiiicndiarv Magistrate for IJritisli ('ohnnliia. Tlic following .Iiirymen were sworn in, vi/, : — John I>oiiax, — Foreman. -loiiN .1. Ui'ssiai.. I{H"nAKii I'nii.i.ii's. William Uotiiwdll. Stcplien .lon(>s. swoin. 'I'iie lidtel tljat was liiinied at Ks(|iiiinait on tlie 12tli Fpl»rn-10 ary. last, known as tlie Iiiteinatioiial Hotel, was my jn'oiierty-- I owned tlie Imilding and furniture in it. I lea>ed the land on wliicli it stood. Tlie Hotel was all furnished, well furnislied es'ery liit of it. Three years ago next fth of May, it was hurned d(twn ; hefore I i e-lmilt ami inimedialely re-fiirnisiiod it. I had an inventory of tlio furniture, hut it wa.'^ hiH'ued in the last tire ; I had some artiih s in the |)lace that were not insured. I Inive no list or any entry in my hooks showing what furniture I had. 1 hougiit the furnitiu'e in ditrereut |ilariti->li Columhia ?\Intnal rii~urance Company an insurance also for ><1.')()0. 'Plie agent> for the two Companies knew I was insure 1 in lioth Com- panies I iieard that the lire >tarttMl in the upper garret, hut 1 do not know where it 30 began. When the 1ii-c occuri'cil I w;is in N'ictoria. < Jilmore was the only nniii in the place, J helieve, at the time of the tire. Mr. James I.emon designed the building; tlie garret was never roomed in at all. 'I'here were fourteen beds in it. The emjity space behind the partition wall was not used as a store-room. My son kept the bo )ks and aecoimts of the hotel in a desl< upstairs in his room. ( lilmore slept in the same room. I don't rememb.i- the number of the room now. My son left for Carifornia some time ago. (lihnorc kept the Itooks after my son left. Mr, |)eair).(){) damage done then. 40 My son mid wife were in the hotel then. There was a shingle c.iught tire afterwaiils, but my son [lUt it out. I was insured for >?4,O()0 in the Ouardian, ^iJ.DOO on the house, \\v ] J 't ' 1 i V' t I' t' 'm 1 II •.r:\ \ ill 1 i ( and S2,()(i() cm tlic fiiniitiiio. I'olicv produced N',.. IIJJTd:', mni'l<,.d 15. I luid tlic I'nllnwinir Htock of Ii(|iiois ill flio liotcd lit till' tiiiu" of fire: On,. I.imvl of rve wliiskcy. nioiv tlii.ii lialf full: ten LCalloii-* of luaiidv: two caHosfcUNO lir.mdv; live ^'mIIoiis of riini: one ru>i- of all", and one ca^c of \H only a fi-w lioardurs since. I raiiit' down on lu-aiiiin' of tlic lire. Wlicii I g-ot to the scene of the tire the phn'e was hnnit down, 'i'here was Jji!!, ()(»() worth of furniture ill ihe Iion>e at the time of the tire, 'i'lic hniMinn- ( o-r ine from s:;,V»l)to . 84.000, I furnished ihe Insiirniiee {"ompany a liM .if my loss. Xo ,,nc slept in llie attic, iSi-ned), K. HAI'.UiSOX, S. .M. \ STKIMIKX doXKS, /■ Stcplien Jones recalled ; 1 have no hills of my furniture; I hoiiu-lit nio-lly all my fuinitnie from Selds and Weiler's 1 did not luiy any from auction .-ale.-. I had my hotel rehuilt in three or four weeks after the tire in iSsf). I had it ready I'oi ciipation a little after the tir.-t of .lime, l^f^•'l: 1 furnished it imiiic liately after it was ivlMiilt: it was fully furnished hy Ihe l^lli Octoher. ISSi;, when I in-uretl. hut anythiiio' I rtM|uire(l I lioiiu'lit from time to time afterwards. I do not know who made out the li-t sent into the Insurance Company 20 marked !•;. It was read over to me mid I put it into the Insurance Company, and the list is correct as to articles claimed to have liecn destroyc nor in room 4. nor in room ■">. nor in room (i: 1 dout know the value of the furniture in any of the rooms. I put in the claim. I ti-ot the value of the furniture in room Xo. I from Weiler's hills, I y-ot the valuation of the furniture in room Xo. :2 from Weiler's hill-, that Is what I paid him cash dow n for them. I ii'ot the valuation of the fiirnilnrc in r.M.ni Xo. ^ from Weilci''s and Sehl's .-q bills, the same as to room Xo, 4. 1 u-ot the valuation of the furniture in room •"> from Sehl's and Weiler's, the ,-ame as to Xo. il; the same as to Xo. 7; the same as to '>■<. 'J. 10; al.-o the attic; 1 did not huy from any one except Weiler and Sehl. The same an-wers apply to the hallway furniture, I don't know where the linen was huimJit from. The Hiiiidries tijistairs were houii'lit from Weiler's and Selds. The cookinu' utensils were houii-lit at ditl'erent jilaces. '! lie furniture in the |iarlor and har-rooin all came from Weilers. L'ooins I. i'. :> and 4, in fact all the rooms, were furnished at the time I was insiireil., [ have always liad the Dominion Hotel insured, exeejit some short sp;uei'f time in a year when I may have not renewed the poliiy at its expiration. 1 never let the jiolicy (in the dominion Hotel, and fiiruiture in it, run out forayear. The la^t three years the insurance lai tie Hominion Hotel and furniture was $.',000. I never hrouii'lit furnitiire from the Cominion Hotel to the International Hotel at all, hut occasionally woiilil hiino- heddiiii;- orhlaukets from tlio Dominion Hotel to the International. I never 1*^ I ll i 1)i-(iko lip the fiii'iiitiii'i' ill tlic i'oiiiiirKni Hotel to .'•.i|i|>h tli*' liitoniiitioiuil Iloti'l. I never Mii|i|ili(Ml tilt' !)| with iiiivtliinu' from tlie Inlfi'iiatioiiiil Hotel. 'I'iie I'lirni. fiire i;i tlie hoiniiiion iloti'l wiis of <;'o(ii| i|ii:iiit\. I ilmi t keep aiiv <';is|i-liool<. M\ smi iisoil to ilo so, liiit it \\iis liiii'iit ii|i. Some ol' till' Ininiliire \v;is cheaii. I liml iio hrd HfeiidM lis eheiip iis ??;).V.'>. I IimiI xdiie liedstemU in tlie liiteriialioiiiil wliicli were f lid to ine iiH iisli. I know tlic prii-e of ii.«li lie(l>teai|.'* — xniu' •in from ?<|0 to ijjil^ ami ??-'). I lioniclit one lookini;' j^lass. We lioiiiflit Mriissel-i ciii'ipets. Tlio Ili'iissoN ear|ii!t,i were lioiiU'lit iifli'i" tlie liotel wa> leipiiiit, I ail\erti-<(ii il,f iiileiiiationai for .-ale last niimmei", and I wa> oU'ered S7.o"(l. \,\ i iiiiics. tlu' cari.e.iicr | valued the |iiaeeat 8I0,0()0. I hail paid a yreat deal for I. lasting' out the foimdaliiiM. Lo>t S'lIM) in siiile wa,> lireiiTd. Mv |i'a-e runs o'lt ill iiMi ve.ii's from la-l < (rtolier, with an option of renewal for tiftei'ii \eais i,aiin'le_\, four \earsai;o, ott'ereij me fjjST.OQO for tho plaet', (Siiriu'd,) STIM'IFKX dONKS. ] I:L1 IlAl.'UiSO.V, S. M./ William (iilniore. sworn : 1 was em|dovei| liv Mr. .loiies to look after his lioti 1 Itn.-iness. It was my duty to lork lip and see the li;;hts were out. It striii k leii win ii I \\('nt iip-stairs. Mrs. doiu'.'* retired at a (|uarter to nine. I Ioo'.^imI ahoiit tli.' house. I pulled the loini^'e in the hil- liai'd-room away from the tire place. .Ml lii^hts weii' out at ti'a o'eloidv. 1 wont to lied. 20 I woke lip and heard soinethinir '•I'ai'kiii!,;-; I thought it was rain on the roof. I wont out of my room throiiu;li the hall. I went haek and ii|iened tin' door to M'e if if was rainiiii;;; it was just dri/./.Iiiii;-. 1 \\. nl ha' k into the hall, and when near the luire.iu. smelt smoko I went iip-stairs to the attic opened the door, and was knocked down hy the vol.iinc of smoke and air which ru-hi'd out. I crawled up -fairs aLfaiii. I inoiliice plan niarki'd D the lire appeared to he hetwecn the partition w.dl of the atfic and the n of of fhi' hiiild. iiiy. I shut the door and went down to Mrs. .loiic' room and woke her up. It was ten ^ iiiimites or a oiiarfer .after five. I ij-ot a hasiii of water and went up an'aiii, and fo indtlie tii'e some three or four I'ei't from the ciu'iu'r whore ! -aw it lii-t. I went down auMin.she was still standing- at the door and a-kt' I me for a liuht : I went hack and i^ot one. 130 •;S asked her if there w IS an , one who ctiilil assist ii- She did not an.-wer. I tlu-ii went out J[ and kiiorked at Keeler's door, and went haidc, and she told me to save what 1 could of the men's cluthes who were away. I hroiiu'lit a Iriink down, ami then lu'oii;;'ht some ho.ves down. I then ujave the alarm at iveelers auMiii and then at Croft's. Thou I wont haek to the house aiiaiii and saw .Mr. .Miiir. I afterwards wont and in'ot what f c mid of my own clothiiiL;-. and thou opened tho har-ioom dooi'. Mr Miiir and a woman then went iip--t.iirs. I wcnl up aiiMin, hut couM not li'et to my room, numher (,'iii'lit. f told an ollh'or I had not losf mucli, tiie principal ihiiii,' iieiiiii' my w.itcli and iliaiii;I helped to <;-et some ihiiii^s out of the har-i'ooin; we did not taki.' anythiim' out of the liar till Mr. Miiircame; we save 1 sonu' chairs in the har-rooin: the sailors lu'oiiu'lit a hureaii 40 I and a casIid)o\- out of Mrs. .lone.s' hod-room; w,' had lilas-is, some of them wore saved. T (loiTt know how much liipior we had on hand. I \tn\v known Mr. d ones for four year.;. There w.is a liarrol of ryo whiskey in the l>.ir. ajar of Scotch wliiskey, Vwttle.s of Irish "i*. J*-^ .•^ \K ! i:Hi W i' .^1 10 whiskey. Tlic phico l)uliiii(l the Inir was full of lii|iii)rs — two barrul.s of Itoor. I i paid for two l)arrel.s of boor wliilc tiicro, four boxes of ciuai's. There was only u small qnan- tity of li(|nor save next morniui:: The watch ami (bain I lo>t was a silver wafeh and a I'olled i^olil chain. 1 jiaid •^2.">. I conM; I shouteil loud eiicmu'li fm- a man to hear me away up the road, if he was listeniuii'. I have? no idea of the value of the projierty saved: it is 'ill damage I. 'I'he keys were on iny table I have no idea how the tire originatcil. One ; of the two boarders is in the haiiit of staying away I'very Saturday night ami S.niday. The other went away on the Saturday evening; one of them had room No. !', and tin- other one No. f). '\'ou could gel up into the attic from the >lairway leading up Irom the out- Ode dooi' without passing any of the rooms on the lirst floor, 'i'lie stairway to the first flat was carpete(l : I dun't know if the attic stairway was caipeted. The attic was not locked. Wiien I went to bed the night was (doudy. I don t think it w.is r.iining. it h til Iteen raining before that. At the time of the fire it was a ilrizzling r.iin. The building stoo(l by itself. 1 saw w.) light or tires in any ot the othei' houses. 1 ]iut out all the lights ln'fore I went to bed. There were no loo~e matches k(>pt about the place: the boarders had to fuin'>h their own matches. Iv 1I.\HKIS()X. S. M. WILL. (ilLMOi!!';. 40 i f -\ Ml 'ii iLI.TBftiaiSSS.'.v'. -W.»WR-.^* .-i^ •-■•^Smi^ixi 11- Win (Jilmorc rociilled Tlic amount I put down us tlie vnliie of tho I'lnnituro in room o, I got from Mrs. .Jones. Tlie Insurance ("iiin|iaii_v's flt>rk told \nv to niiike nji an itemized account of everytldng in the house; tliev wanted th(^ list ri^lit awav; wo tried to get the list in before the Comiiany's OtHcc closed, hut were too late. WILL. <;ilmoi{p:, !•: IIAKRISOX, S. M. There were no fires when I went to bed. Tiio eaves of the house lapped over some, I can't say how much. There was no communicntion 1)ctween the hack part of the building and the attic. 10 WILL. (JILMORK, K. HARKISON, 8. .M. I am quite sure there were no tires when T went to 1)ed I took the trouble of look- ing and satisfying myself there were none, before I went to bed. WILL. (iILMOliK. K. HARRISON. S. M. Elizabeth Jones, sworn : T was staying in the International Hotel tin' iiiu'ht of tlie tire: William (iilmore, who had charge of it, was there also. Xo one else .-lept there that niirht. The plan pro- diiceil, marked (', siiows the ground plan and tiist tlnor. tlie attic took up the fioorabove. .) ^ I was asleep in my bed-room, shown on ground thmr ]p|an. I was waked by Mr. (iilmore knocking at my I'oom do .r He tuM nie the ]ihice was on tire. I dressed myself, went into the kit hen. woke up tlie Cliinanian, and told liiiii tn help (Iilmore to put the tire out. ] think it was aliout live o'clock in the iiKirninii-. 1 went to get some clothes, I was very nervous. .\l)out half an hour after the tire be^'aii Mr. Muir and Mrs. llogle came. I coiddn't save Jinich, the lire wa^ all riuiiid. Mr. (iiliiioiv gave the alarm to th(! neighbors Mr. Muir hel|ied to save things. Sonic sailors came and helped us. 1 don't know what was saved, (iilinoro's room w.is nninlK'r eight. He discovered the fill a;;;! t"M me it was in the atti<'. .'\fti'! I re-ciici| my two dresses I went over to ?drs. Miiirs. I was very nervous. I was not fnllv dresscil. (iihnore's duty is to see ever,- :}() thing is all right. He went to bed last. I went tn lied at a (piarter to nine and slept till (iilmore woke me. The furniture was new when the house was rebuilt, nearly all of it. i never kept a list of the fuinitui'c. There iicvcrwasa list k(>pt of the furniture. The books were kept in rnoni I'ight. my son's ro:iy tlic har-tendor S40 |ier inoiitii, and tlie cook s:2'), till tlio last montli, hn- that moiitli ho was to jfct ^JO. Tiio last hiitcher bill I iiaid was !?:{?), for Jaiiiiary. Wo had a irood sto<.-lv of lii|iioi's. Thore wore four cases of brandy, three or four cases of gin, three or four cases of Irish whiskey, one case chain j)a,ii;no, two kcii's of beer, and Other Tninnrs. j made my own broad. 1 do not know what the ifrocory bill was. Wo did not keep two |iurses. All the rooms were furnished. There wore twelve foathor beds, .loiios' room was numbor .">; tlioro were four sin<«;le-bcdded, the rest double-bedded. I put in a claim to the Comiiaiiy for the furniture. I furnished my husband with tlio information to make up tlio list, 1 10 made up the list from my recollection of what was in the place. The bods were all blanketed, two jiair of blankets to eacli bed. tlio same with the attic beds. 1 kept the spare linen in my wardrolio and in the bureau np-stairs. 'i'ho Imroau was about 12 feet loui^, and throo or four foot wide. .Fones w;is in the habit of ii-oin^- to \ ictoi'ia e\ory Saturday ni^ht. .lonos' room was furnished: there was a biiroau and a table, a lookiuij iflass, wash-stand, two chairs, juii', ovorythinu,' rciiniicd was in his room. Thoro was a candle in it ami a iiod. There was a rockini:,' chair in it. .lonos' room caught tire once before this- soon aftoi' .Jones left. I couldn't toll how that lii'o occurred 1 told my husband that 1 thought .Folios had carelessly thrown a lighted match on the tloor. When (Jilmoregave the alarm 1 asked him what was u|i Ilosaid (iio- that the tiro was in the attic. iO and wont up-staii's. He came down directly: I .-food at the door and askod him for a light; he went U|i stairs again ami brought a candle down, also a pair of boots — a candle in one hand, and a ]iair of boots in the othor. When I got the candle I juit on some clothing, and callo 1 the Chinaman. When (iilnicire tiist came to the iloor I saw some smoke. We never stored any candles or matclie-, or anytliiiig else, beliind the attic partition. There was no broken bedstead in the house. There was nothing at the head of the stairs loailing into the attic. I To Mr. Walls : ^ I don't know where the tire began. }.\\ liu-haiid and daiightor loft Ks(|uimalt on Saturday afternoon, previous to the tiro, about four nilock There wore no stove-pipes g of caiidlo were in tlio candlo-,-tirk 1 had a few matches on the candle-stick. I had ■lit the landle ami matches in their u-.inl place, on tt'o bureau near my bo 1. win n 1 I'oti.ccl My reason for calling on (;iinioro for4 ) 1 'i :.: i i i- C^. 13 ii ciiiiillo, was bocau.so I was so fxritc 1 and noi'voiis tliat I coiilil not find the candle; I looked for it l)nt could not Und it. When I got tlic light from (iilinore, 1 saw tlio canille and matches on the Imrean. I never kept a lamp in m_v i)ed-room. The coal (jil lamp the Chinaman spe.iks of was never used in my ronm. .My ivasou for not having the lamp belonging to my room kejit in it, was, because Dr. Ilelmckeu told me not to keeji a lamp in my bed-room. Ivooin No. 5 was furnislu'd asstated in the claim i)Utin against the Insurance ("(mipany. 1 value the furniture in I'oom "> as follows : Hed-room set, 8(;0.(K); chamber set. >*;1.00; looking-glass, s'.t.fJO; chairs, .S"). .")<), rocking chair, !5kOn. Don't know the value of the rack Carpet cost sl.T'i peryard; feathei' bed worth .'^To.OO; spring mattrass, sSlo.OO; slieets, i?100; blankets. 314.0,): counterpanes, ST.O0:([uiIr, S-VOO; 1 ) pillows and cases, §4.00. (Witness (iilmore lierc states room was 12 ft. .\ 14 ft.) Mr. (filmore wrote this list, I told him what the things were worth, and ho put down tlie total value of tho different articles. (Signed,) KLTZABETH dOXKS. K. IfAUKTSOX, S. M. Ah dini, sworn accorilins; to the Chinese custom. Ii 'I'ing. sworn as Interpreter. r was cook at the International Hotel. I was sleeping there on tlie niglit of tlie fire — outside in a little house at the back. The mistress woke me on tlie night of the fire, at twenty-live minutes past five. She only told me to get up. I went into the 20 kitchen, hung up my clock, thinking some one wanted a meal, and then siie told me there was a fire. She did not say any more then. The bar-keeper and I lit a liglit and went up-stairs to the third storey, I did not see any flame, but saw smoke as soon as we got to the top of the stairs, whicii blew out our liglit. When the light went out I saw a little fire, and ran down a<,Min. The fire was about six or seven feet from where I was. the jiai tition w.dl of the attic was burning near the th There wa.-a li'reat deal of smoke. .\fti'r running down I i)rouglit up two coal oil cans of water: I tlirew one of them on the flame, and smoke came out and I couldn't see, and 1 crawl.'il down the stairs. The fire was not burning over-hcail. I couldn't smell anything. 1 was smothered in smoke after I got down. I told the mistress that the fire was too lari^e for me to do anythinu'. She told;-,0 mc to go up with some men and get some tl MUiTs down. I (Ion t ki now the men's name,- The bar-kec]icr bi'ought down a box, and I broU!;'lit down soui • loose clothes. 1 tried to go up again, but couM not get up. The mistress told me to go and get stuff out of tlie bar-rnom It was a (piarter of an lioiir or twenty minutes after Mrs. .loiies called nie that help came. When I went up-stairs with the water I could hear [ cople slioutin> outside in the streets. There wei'e beds uj) in the attic: a good many, alioiit a dozi'ii Some time before the fire there were blankets on lirds and straw mattrasse; At the time of the fire there were some of the beds without b ankets. a^ th iilani nail been taken down-stairs. There was a br.iken bedstead in the attic behind the partition wall — it had been there a long time. The mistress and the bar-keeper slept in the house ^q till' niirht of the tire. I hadn't been in the attic for three weeks before the fire. When I « n-n ifi! u i: II ^^:isii^immet^t^mim''mm>i^'i»'-^«>f^tr>sm^mm m m immmmv* uim^vmm ms 14 went up to ijot tlic dotlies the ceiling of two liod-rodins were Imriit tlirmi^^ii, and spiirkH falliiiif down. 1 didn't soo Nfrs. JoncH after slic di'osst'd. Mrs .lones always lirint^s tlie laniji ont of licr room and leaves it in the kitclio.i for nie. Tiie lamp chinincy had Itoon hrokt-n for two or three days liefore, and was on tlic kitchen tahle. There was coal oil in the wood-shed. There was a can half full of coid oil in tlie shed at the time of the fire, and the fnll can is there yel. There were straw mattrasses on the he Is and on the floor of tlie attic. Two of the hi tdose to the attic entrance. I conlilnt see the mattrasses when I wi'nt np first, there- was too tmn li -moke. 1 told Mrs. .lones when she called me, that it was Sunday, and was too early. She did not answer. The smoke T saw wlien f tiist went up was hrownish in coloi'. Tliei'e are a great many rats round the the huilding. K. II.\KU1S()N, S. M. Archihald Mnir, sworn: On the morning of l;2tli Fehrnary la.st. our niglit watihman called me at five, or a (piarter jiast five. Ife called fire; T asked him ulurc: lie told me it was the International 20 IFotel. I told him to call .Fohn Hogle, who live- iie.vt door to the Inti^rnational. I put on my clothes and wont through Bogle's house, met tlie night watclumm at the front. I told him to go to the dock-yard and ring the hell, which he did. 1 then ran acro.ss to the International, and could see some one who appeared to he carryiiigthings out. 1 ran over to Keeli'r's and called Kceler. iJan hack to hotel, went into har: shouted asking if they knew there was Hre in the house. Mr. • lilmore .-aid yes, we are doing all we can. 1 said. why. you have never called fire. I jiassed through the hilliard-room up-stairs. When I got to the head of the stairs I turned to the right ami went along the passage, I could see the fire hreaking through the ceiling of the second room on the south side of the huilding. 1 passed int i the oppcsite room, which! kii<\v was .lones'. I andMrs.;{() Bogle took the clothes off' the jiegs and emptied the drawers: carried them to head of stairs; returned again to room at head of stairs, on the north side. It was so full of smoke I c luld see nothing in it. Ry this time flie tire wa- coming across the hall to the third room. I then came down and helped Mr. (iilmore to try and get tiie hilliard tahle out. By this time the tire engine and men from the ships arrived. When I first saw the tire it was on the south side, ahout four feet west of the chiimiey. I looked into the rooms as I went along the hallway, and saw ginn or l:ir dropping down, and hnrning as it (Iropjied. There were three present when we 'clped to get the 1 lliard tahle out. The fir.st I saw of Mrs. .lones she was standing on the rock at the west side of huilding, apparently (h-esscd. I saw no licpiors in the har-room. The har-room was dark. 1 liad.^) no conversation with the ha'-kee|ier. "When the sailors arrived I saw them trying to save furniture down-stairs. There was no li(pior in the har-room when I left. T wtitched mm 1 ' .1 I il ! hi I ( t 18 ilio fii'O liiiniiiii,'. It l)iini('il well f ir a wet iiioriiinij. Ontlic cast oiul ni tlit> soiitli corner tluTc was a llainc sliot ii|i tlic tliickiios.s of a stn\i'-|ii|ic tliirty-tivf I'cct aliovc tlic I'oof, It went up like a sky-rdcUct. From tlio rato of |,|ri;:ic^s tlic lire inailc I slmiild tliiiik it must liavc lioo 1 l>iiruiiii^ iumtIv an Iioiir Ijofoi-c I siw it. I livo ahout T") yards from tlu! hotel. Tlie (C'i lings wore not plastc'rod. Tlic roof fi'll in in an lioiir after I eamo. Tiiore was water tlirowii on tlie hiiildinif from tlio ons;ine. Tliey lonid have <^ot tlie tiro out if tlic cnii'ine liad het'ii tliere wlien 1 was. Tlir ruoinc arrived lialf an lionr after I did. !•:. II.MJKISON, S. M. A ('. .Ml'lli. 10 A. C. Vnu\ recalled. Tliere was a hedstead, bureau and lookinu'-ii'la-s in .lones' room. No. .'>. N'o chairs, no wash-stand, no sm;ill tahle. no chainhi'r set Tlu' lloor was covei'ed with two or three pieces of carpet. Fred, .lones" trunk was not llnrc Mrs. I'loi;!,' and I were togetlu'r. There was some dirty dothinij; behind the door, .\flcr the tire was over (iiimore and I liad a talk how the tire lieu:an. lie told me he was in hed asleep — awakened hy crack- ing noise, he tliouu'ht was rain. He <;-ot up, looked around, raining- a little, sat down on hod, and still he iieard crackliiii; loinler. Went to cloor, saw it was not raining heavily. Then went up in g.irret, saw smoke, saw no tire The iii'e seemed hotsvcen partition wall and attic roof. Ho ran down to fjet some w.ilcr, called Mrs. .lones and get a.ssistance; HO on returning tire was so strong I got my face hunil. lie told me he lost his watch in the tire. IFe told me he had called Keelei' twice. 1 had no Pglit when 1 went into .Jones' room. No. ■'> (lilniore did not say Iveelcr came out. K. IIAliKlSON, S. M. A. ('. MITR. .rolui Bogle, sworn : i am a laborer on the dry-dock. 1 was roused u|> the morning of the fire by the dock watchm.iM kiuxjking at my back door, and he told mc he thoiight the International itotel was •>". tire. I went to the front and looked out. and saw tliimes two feet in extent breaking through the roof. I went round to the front of the liuilding — the bar-room. I 'it) then went iip-stairs and met .Mr. Miiir with an arnifii! of clothes, and he gave them to me, and i took them to where I lived. I wont i)ack again, and saw tlire^ beds in three of the rooms on fire. My wife called mc down, and 1 went down. I looked in the rooms. T .saw Mrs. .(ones standing on the roek. She ap|ieared to be dre.s.sed. I didn't speak to her. She was close by our idace, afterwards, and said .she thought there was foul play. I put the idothes in onr own bouse. I didn't notice any looking glass near our liou.se : don't know if there was one oil the verandaii. I didn't se..Mi looking-gla.ss, and kick it away. E. IIARUISON, S. M. JOHN BOGLE. 40 .mi r: ! :■; 1 ■> , It % 16 Otto Woilor, Mworii : I ciiirv nil part of Mr. •Folm Wcilcr's fiirtiitiin' htis'mosH. Ill .liiiif lOrli, lH8ri, S. .FonoH :— Tii|postry Ciirpot, :24J yiinl^. (" 81.00. .Iiiiio IT). Willi i'lipor, 7;") rtn. .Iiiiic 1(5. — V'iix's, 8 1 ;'0 Tlirt'o ViirtOH, oOc; Siiu'ar I'.cwl. :".«,■ H8 Hiilf (lozoii IJoor Tiiiiiltk'rs 7') Siicrry (Jliissi'S \ M Half (iozeii Hakiiii; DiMlios 1 00 10 Half (lo/.oii (Wa.s-s Dishes 1 r.O Olio (lozuii I'ie Dates 7.") .Imu' 17.— ( )iio Wiuo Sot 4 .M) " :2.}.- Maiiifiiin liiiinp 7 .OO '« -2+. — Half (lozi'ii Siiii^Io IJedstoads. (0 Seven .\sli Heilsteads, ( 50 Half tlozon Oval (ilass Disiies .' 1 25 One (ilass Dish, 25c.; H Tirkle Dishes, 50e 75 Blue Toilet Set, SS1..50 : N'ases, ^l 50 3 00 1880. ^hly 27.— One Lamp Wiek 12 :30 Half dozen China Cups and Sau0 worth. Th^y boinrbt glassware from me for cash, about !?r)0 worth. T did not soil thorn any fiu-nitinc foi' (•i,.sh, not that I can ronuMuber. Some times we gave them reccijits when they Imiinlit for cash. If anyone came into our place to buy a set of furniture, my brothers, (Icnige, Ciuirle.s, Joseph, myself, O'Brien, or Lockhnrdt, were the partie.-; who .it fire. I'.voiy fvn S.'SJIOO. The furniture .siveii .it the first tiri' was in t of the insurance was paid us, the hoti'I at tlio time of the second fire. ^f^. ■lohnson told us wo could have the fiiriiitiiie saved fioiii tlii' tiivt tire. K. II.VKKISON. S. M. KId/.M'.KTIl -ioXlvS. 1 saw Mr Ilolman's son take some of the f iiniilnio over into Mrs. Bogle's verandah, and she .slid if ho didn't t''kc them away .'d nearly all the furniture at the first lire, but a good maiiv things wore 30 lu-ok en. HoI| I camo soon.aiul had o\ci' thii't V boardiT-i at the tiiiio loiiM' wa> I (iin- pletoly burnt down, 'i'lio Insurance Company paid us ??''>" one coiild have heard me sav tliat re I le, or to any one else in KMZ.M'.K'ril dOXF.S. II.MUilSOX, M. 1 1 i !i,::i 18 Mrs. Miirifiiret Boii'lo, .sworn : I livi' ill Ks(|iiiiiiiilt, ill front of the liiti'i'ii:itii'ii:il lldtd. I ithiciiiIum' tlie fire tliero. Tiio watciiiuiiii of tlio ilr_v-(locl< cainc mid woke li- \\\ ^ut up and saw tlii! lire. I jpiit on my <-lotlio.s and wont to KfcLi's to wake liim: cairio Itack; saw Miiir, and asked liiin wliori' was Mi's. .lones. lie said lie met lier. I >T(ind on tlie street and yelled tire 1 I then went n|i into Mrs. .lones' luiiise, np stairs. 1 >aw Muir in tlie room; where the eliimiicy pas.-fs ihniii'ili .lones room. The tirr \v;is stmnu' in moiii s. In rooms 4 and •! the fire was (h'o|i|iiiii;' through tlie ceili'in', 'rinic was ]iloiity of lii>'ht. We saved the elothiny in Mr. .lone.'.' room. 1 did not go li^nk again. !n .lones' room there was a good hed and pillows, a Imrean, no chairs, no .-laml. no nolhing hut a few pieces of car- 10 ]n't on the lloor. I wi'iit in room 4. Tlu're was a ^iiiall, narrow single red bedsteail, pink (|nilt on top of it. two sheets and a |iillow and a hard mattress; no hlankets on that Ited. Hoom () was .-iiuiliai ly furnislied : r.n cliaiis.no lurcaii. In the hall-way there was a stri|) of car|n't. There \\as a strip down ilic .stairs. I saw Mrs. .lones coniiug out of the kitchen and standing on the rocks with her little hinidlc. W'e saw -oniethiiig go up from tl't' roof hiirning as it went. Tliert' were present at the time, .Mrs. -lones. Mrs. Muir. myself and some men. When F saw this I said, my gracious! this is an e.\- plo-ioi!. We a!! -poke ahoiit the (ire. ?n!i>. .!ound sleeper. .My hoiise is ahoiit twenty yards from her hcd-ioom. I heard no alarm cvcept the watchiiian. Have kiiowii .Mrs .lones for four years. W'l' spoke to oiH' aiio.lici' l-'roni the appearance of the lire on the loof. whcu i first >aw it. it could ea>ily Iv.wv hci'ii jpiit out. I see a man here now who was on the verandah w hen Mr.-^. .loiie- was theie. ( iilniore and others put some things on niy verandah a looking-glass, tt/. They were taken away afterwards. I saw the thing go up from the roof ahoiit half an hour after 1 left the hotel. Several people said, il ha- gone at la.-t. hut 1 do not know who .-aid so. The place had heen on fire several times hefore. 1 didn't tell any om- to lake the things otlihe verandah, and didn't s.iy Id kiidv them oil'. They slopped there ahout ;(ii hour. 1 think Mr llolman hrought :>) some of the ihiiigs to my \eraiiilah. When 1 tii-l went out 1 saw no oiii' luit .Mr. Muir and the night watchman. Mr-. Muiraskccl Mr-. -lones to conic to my house. 1 saw the furniture thai was savcil from tin' lir.-t lire It wa- nearly all .-aved e.xcept the kitclien sto\e. M.\!i(i.\i;i:T r.(H;!,K. i;. ii.\Ki;i.«i.\, .><. M iJichard Woodhaiiis, sworn : I know ahoiit the tire at the International Hotel. I was there ahoiit twenty minute.^ to ^i.\. 1 r^iood at Keeler's ami watclu'd it for a whiK'. 1 went ovei' into the hotel. I s.iw the har-keeper there, lie said he had left hi- watch in the hed. I said, aren't you going 40 to try and saxc soinethiiig'r He saiil. well, I don't know. 1 stood there a while, and seciiiii' no etl'oi ts made to do so. and wiuit awa\ . I did not -ee an\ ihiiiu" hehiml the har e.\- M &aw (iihnore ti,-st: be an.l nn Im.v we. takniga nnrror down: saw a few bottles in ,he bar. Mrs. .lones was ex-ite,]" Th was tliree-(|uarters of iui hour after I got there. re is •lAMES HOLM AX. E HARRISON, S. M. 20 Dickson Irwin, sworn : I i">' night waKlnnan at the (iraving Do.k. It is mv dutv to wat.'h the do,.k I romember .be tire at the Infrnational Hotel. It was abou't tifte'en n.inutes last tive" I roof I !,urxir'^l'''''n''' "n^'"' '"'""■•""*' ^'"""'' '" ^'"^ ^'''' ^^•'"'^-- "-•^''^ . d . .ked the n to nng the bell, and then I went and aroused the people. I heard ."ome k...ek.ng .nsnie the bntel. , did no, hear a whi.per. I di.l not 1 'ear'anv one shout ti" ti.st saw ,he retle.'tu.n ot a light shining through one of the front wi"ndo.,s I after- u^.nls saw sparks ..onung from the burning wood .l,ove these windows. Up tothe.SO ne saw e spark.s. I had heard no .-r, of tire. If .here had bee., anv eries I wo d nl h^'l r r '""'■ ' '"'"''"'^ ^-' "'^' ^'""^ •^^-- ^-- -1'- I «too " I lieai-d the k.io.'ki.ig after 1 .ailed Mi'. Mui.'. DIXON IRU'i.,. K lI.\RRiSnX. s \L """^' i tT i ffr^"' — "**— 20 Charles F'islicr, sworn : I remernl>er tlie lire at tlic liitcrnatioiial [fntol. I Lceiiorallv iro out in the middle of the street ami look around I m fore elosinu'. I did so that nii^lit, close to eleven o'clock. I looked towards the International lluicl. Tliere was a light in the har-rooin. I saw no other lights in the hotel. CllAUI.KS FiSilKR. E. IIAUKISOX, !S. M. William Croft, swoi'u : Closed up mv hotel at twenty-five minutes past two a. m, Went out in the street several times during the night. 1 saw a light in .Jones' bar wimlow hefore ten. 10 Went over to the fire; no one there. T saw (I'lhimre come along the soutli side of the house as if t'i'om the side door. Ife was not larrvin^' anvthiug. I hroke open the parlor door anil helpiMJ to take things out. My hell was rung ahout twenty minutes tr> si.<. I said to (iiliMore it lucked pretty hot. 1 asked if they wi'W gning to take the things out ife said lie guc-^seil so I asked him why ln' didn t rustle rouml and get those fellows to help him. He said he hail heen ru.stling all he could. I heard ni one knock at my front door hefore the hell rang. I saw the front (inald Camphcll, sworn: 1 am I'lplice Con.-^tahle at Ksquimalt I go round the town at all hours I passed the Internatinnai Hotel several times on the night nf the lire. The last time 1 passed was after ele\ I'll. I got up into my house at a quarter to twelve, .\ftcr walKing leisurely home. The l)ar of the International was chjsed hefore ten o'clock that night. 1 saw a liltk' light in one of the windows nji stairs, not far from the chimney. The house was all in a lila/.i' when I got ilown. \\ hen 1 left, Fi.~liei' had Uiit closed up. .1 I). C.VMl'BKLL. F. il.VUUlSOX. S. M. Fi« dcrick \V. diiues, sworn : 30 I hoarded in the internatiou.d Ifotel at the time iif the tire, i had I'OdUi ■'> : it was ahout S feet i>y 12 feet. I had a hetl in it. luu'eau with glass on it, a tahle. feather hed, a liedstead, wash-stand, chamber set. and on.' chair and a i-arjiet. That is sevei'al pieces in it of two ditl'ereiit [latterns. It was my liahit to go up town (N'ictoriai on Satui'ilay. 1 used a candle. lla\e n i idea of the value nf the furnituie in my room. 1 was once in the attic. 'I here w heds and liedsteads up there, si.K or seven. That was a few da\s hefori' the (ire. Tiiere was a Hre in my I'oom once on that occas- ion. I had put out my candle on leaving the room. I ixot hack on Sunday afternoon. No one was o«'cU|iying tiie attic. I went up to N'icloria 1)V the ?^i\" o'clock stage. FKFDK. W. d«)NE.s. 40 F. iiAKKisox, s :a. 1 Si Im ■■->■ 1 21 KiHK Inkiest, Adjournkh Tri:.\i!iMi, Esin'iMAi/r Mahcii Sth, 18s8. 'I'liis (lopoiit'iit, I)iivi(l Wiiltor Morrow, ii|inii hi-. (,;ii|| dt'iiosi'tli, iuid saitli : — I iiiM Socrotiirv of tlic ni'iti>li Columbia Mutual Firo liismaiice Conipiiiiv. I liavo tlio Miiiiiti' IJonlv (if tlie ( 'oiii|iniiy, (l)ook iH'oducid.i maikcd F. I read from inis^o l")!), rofcri'ing to Tolii-^' of S. .loiies. Moved !>_v V.. !!. Marvin. se<'oiHleil l)y A. A. (ircoii, tliiit I'olicy No. Ill he caiieelled. Tlic Policy was ludd liy Mr. St(!|ilieii .Ioikjs, of Ivi(nii. malt. It was on tlie liiteniational Hotel and l'urnisliini,'s, of Esiiiiimalt. A letter was written to Mr. .lones liy the Secretary. I was at tliat time Assi.-taiit Secretary, (letter jirodticed and rea. \V. M()];U(i\V. K. IPViiKlSUX, S. M. .\nd this (le|ionent. .Foshna l)avies, iqxin h s dath. deposeth and saith : — I am an Amtioneer and .Apiiraiser. 1 \va^ called in on behalf of the Xortheru Insurance ("omiiany, by Me.ssis. Findlay. I 'iniiam \' Co.. lui tlie •ith May. 1>>S.'). to apjiraise the contents nf the International Hotel. ~a\('d from the lire. \'alue was five hnndred and forty-si.K dollars and ten cents That includes a li>t of lii|nors saved; licjiiors were worth a little over 8-00. FiU'nilure was the kind ^^enerally in use in a coimtry hotel. To Mr. Walker: — Nobody a— i>te(l me to apjiraise the value ofthe-20 jiroperti'. I think most of the |iio|ierty wa- in ilu> street. Sonie of it was in a store. I valui'cl it at wiiat it would fetch at auction, as it -food. .loSHPA D.WIFS. !-;. II.VHUlSoX. S. M. .\nd this de|ii)nent. < leori^i' Cos way. upon hi ^ oath, de|ioseth and saith : — 1 renieml er the tin' at the International Hotel: i wa> there; 1 lhiid< I _>i-i t there abont (i).") o'clock: there were very few people alioul. They were not helping at the tire I went into the hotel, did not i^o np-stairs, as the tire had liained so much headway. I took the cash-liox out from Mrs. .lones' room I know the house pretty well: I have slept there, on the second Hoor, njom No. (5. There were two beds in that room, a wash- 30 .stand, jnj; antl cliamlier .set, Kiokin'>--ii'las.s, chair. laMe and carpetiiii;'. I have been in nearly every room exceptiiii; the front part towards the roail. They were turiiisheil in alxmt the same maimer as Nt). tl. 1 took most of the furniture out of Mrs. .lones" room, ■jhere were two biu'caus. and a number of nther lhin;:s. I took no lii|Uors out. Mr.s. .lones was not there when 1 li'ot there. 1 last slept tiiere about one week befiu'e the lire. There were othiu' men in the house reiiioviu!; ii'ootis when I was in there last. When I was last in the house I could stand in the l)ar-r(*oni and see the tire liuriiiuii- in tlie bilH- ard-idom. I could see a little blaze cominji; from the buildiiiii', about three-parts of the way up, liefore ! left the ship. I thiidc the bed in No. i! was featiiers, C COS WAV. 40 Iv HAKUISOX.S. M. .^ « ^ 'I 22 Liiwroiicc Smith, sworn ; 1 reinoinlKT llu' tiro iit tlio Iiitcrnationa! Ifciii 1. AIkhiI liiilf-|iiist eleven and twelve, was in till' street. Saw no liiflits in town at all I tiiink I slept in No. 7. Talile, wasli- staml, two lpe(Ntea(ls, lonkini^-irlass, eliair ami r;ii|i('t. Could not say wlietlier tliefe was a l)nreau oc not. I)iin'l know anythin>; alioui I'nrnilure in other rooms. | sMppose I liavo iiad conversations with .some of the witne—es. 1 lanie to the tire hetween lialf- I last ;") and •) o'cloek. ! went into the har and t'Miind I inidd do no iC'""l- f didn't try to get ii|>-stairs. To .Mr. Vates : — Some time last summer winii I last .-leiit in (lie hotel. I don't l)elieve I was in the hotel fur a montii or si.\ week> previons to the tii'e. 10 To Mr. Harrison: — 1 was u|> ahoiit half-pa~t eleven to do >ome hoatin^j;: went to hed ahont tweh'e. Tiiere were some partie.s aronnd lown then. Ivnow nothing' I'f tlie orii^in (if the tire, i used to net in at niirlit h\- the side door. I..\\VUKN('I-; S.MITII. i;. II.MiKlSUX, S. .M. .\nd this deponent. Annandale jJuucan (;iii\e upon his oath, deposeth and .-aitli : — 1 ha\e lioai'deil at dones' house up to the niu'ht liefnre the lire. I >lepr up->tairs in the nortli-ea.st eorner room. Furniture consisted of a donhle hed, wash-^tand, ehaniher set, cliest of drawers, lookinuc-i^lass, one roekin:;- ihair, one cauediottom elanr, and eai'pet The hed was a sprinir matlrass and. 1 helieve. feather heil. There were plenty of hed-20 (dothes. I iiave slept in two other room* in the hou>e. 'I'lii' furniture was ahout the same as my own room. I was out in tiie e >untry at the time of the tire. 1 slept in No. •Son tlie "Jiiuil .luiie. and in No. "» ahont ()<'toher. To .Mr. ^'ates:— I think the furnituri' in mv room was ash. 1 kunw it wa^ hanl wood. A. I>. CKIKVK. H. IIAKI.'ISOX. S. M. .\nd this deponent, Ileniy n'Hrien, upon \\\< catli. deposetli and .\v in Vancoiivrr Tlif Maiiaifor said tliat Mr. .lonos ilid hot seem sati.-tit'il with tlu' scillcincnt we made ;iliont tlio first lire w lien he tirst came to thi! ollici hut iil'tervsai'ds seciaed rei onciled to 1). 'I'lic I'olicN was cjincellrd ,in>t alter the slo.dO lire. \N (' carried tlie ri.>k for some liiilc time after tiie settlement. \Vc hase nieetinu's wotdvly. K, Wilde was oiir .\ianai,'cr. N. ,«t airs and tliere weri'a nninli r of old [lit'cesof hedsteads and rnliliish piled np tliere. 1 noticed no pit. . or >tnti' i>f :i >iiiiil;ir nature. I never had any con- versation with Mr. \\'ii(h.' alxait the tire. I dun t know him. Mr. ."^iiiikespeare spoke to me ahoiit the tire. Asked mc liow it oceiinvd. KKKI>i:i{U'K X. doXEsi. iv iiAi:i:iS()X, .s. .M. Mis. .loiies I'ecalled : — I retncmiicr the tiftecn dollar lire. I wa- in the house, iloun-stairs. I think my son put the tire out, a.ssisted l>y somehody elomiiiiou IIot(d. There were .-..mc -traw mattras.-es in the hou-c: douMe lied in Fred. Jones' room, with feather heils on it We had douldi' and sin^'le feather h: ds of the .same (|iiality. Ahoiit thirty pouinUof fcatheis in each >iiii;-le he(l. Some of the feather hed-; wcri' saved from the la>t tire Xo. 1 had two hcds; my own room one hed: Xo. i! had two heds, Xo. :{ '.ad two lied~. Xo. I had two hcds. No. .') liad one bed, Xo tl had two heds; four rooms had laie .siuule >ct in each, and the rest had two hods. Xo 7 liad one liedstead: Xo !1 had only one hedstcad: (iilmore's room hut one liedstead. There Were fourteen hedsteads aial heds iip->tair~: ijiiitc a lot of <'liairs in the hilliard room; don t know how many. 'I'nere were sevt-ii orciiiht dozen ciiairs li.'tween the dinin^ .'10 room a id h.lliard rooms. The har mirror was >aved from the het tire. There was not mmdi furniture luirnt in the (list fire; only the ruiiiiture of two rooms; all the re>t was .saved. I was so much e.\i-ited I coiddn't say what was saved exactly. The heih'oom s t of $!l;].".()0, fi'oiii .Sehl, was a present to my dauuiiter. The Sl-'^').'"' set went to the Dominion Hotel. I had an upholsterer workiii-- in the International ahoiit two months makiiiLf mattresse.s and that like. The feather hed- w le all like tlic^ one saved. The iiiiholsterer used to work for ,>>ehl. I paid him S:2.">. a month and hoard. 1 don't rememi)er his name. KLIZ.MM'/ni .l()Xlv><. ]•; IIAKKISON, S. M. 40 m^^_ 24 And this deponent, Herman Loewen, upon liis oath, deposeth and saith : — I aiii clerk in Kindhiy, Durham & Brodic I maii ij^e the Insurance department of their business. I produce proof of the loss hy lire of Mr. Jones' International Hotel in 1885 and claim for damaiifes. (Book produced marked (,}.) Book contains copy of proof of loss and claim; here reads same. I went into Fin-lluy & Durham's (jtRce in l.'SS-l'. I had charjre of book produced when fire occurred at Jones' in 1,S8.5. HERMAN LOEWEN. Dixon Irwin recalleil : I heard the ennine-room clock at the dock strike five. Just after that T went to the hut at end of dock, and my attention was jittraitiMJ by a light from the lnternati.)nal front 10 windows. I watched and .soon saw .spots appear on tin' roof at the front of the building-. I then gave tlie alarm of tire, and went and ciiled .Mr. .Muir, wlio was in bed I think it wa.s about a (piarter past five o'clock wlien I woke up .Mr. .Muir. DIXOX IRWIN. E. HARRISON, S. M. JOHN FLEWIN, Acting Clerk to Ccmai. r. S. JONES vs. GUARDIAN INSURANCE COMPANY. EXHIIllT A." Policy of Insurance of S. Jones in Ouardian Fire ;uid Life .Vssuranee t.'omp.anv. EXHIIUT H." 20 Statement oi" I cis by lire on building kuoun as i\.' liu.Tnatioiiai Hotel, at Esi|uiiiKilt Building totally destroyed. Value, i<4,()00.00 STATKMKXT OT ' OXTENTS l)i;sTI!i IV i;[) l.\ SAID IMTKI.. Room Xv>. I -Two beds and bedst ':ids. live piir bLiid-cets, throe pillows, one hair mattrass, anil one wool inattrans, two pair sheets an 1 three pillow-ease!i, two (juilts, two conntorpanes. and eai'pets, wasli-.stand and table, rli.imber set. toilet rover, looking-glass. Value, sl-iL.^O Room No. :.— Two beds and bedsteads, live pair blankets, four pillows and ea.ses, two beds and two nnittrassos, two |)air sheets, tw.. (|uilts and counterpanes, wasli-stand, and table, and ehainbersot, looking-gla.ss. and carpet ami toilet cover. Value, .*!l27.:i0 30 Room No. 8. — Tw.i beds and bedsteads, I'.iur pair lilanket.s, four pillow.s and cases, two mattrasscs, two pair sheets, two (piilt*! and two coimterpane.s, wash-stand, tiibic, and chamber 8Cl, looking-glass, and .'arpet, toilet cover \'alue, - - - 5!I27..")0 ■,.>.»• i \' ill m 25 Room Xo. 4 — Two b^'ds anil bedsteads, one foatlier bed and one liair mattrass, four pillows and cases, i\vo ]nnv blankets, two pair sheets, two ((uilts and two eonnteri)anes, wasii-stanil, talile anil cbaniber set, looking-2,'iass and carpet, and toilet cover. Value, - "- ><\-21.C>() Room Xo. 5. — One liedroom set, consistini; of one bedstead, one bureau, wasb-stand, toilet table and cover, chamber set, looking-iil.is-. two |iiiHir niattrass. one pairslieets, two juiir blankets, one counterpane, one (juilt, two pillows and cases. Value, - - S17(i.")0 Room No. (!. — Two bedsteads, two featber beds, two spring mattrassos. four pair sheets, four jiair l)lankets. two (juilts and two c bedroom set, consisting of one bedstead, one bureau, wash-stand, toilet tal)Ie and cover, one bureau cover, two cane chairs, ini; rocking eluiir. one cliaiuber set, lookiuLT-glass, carjiet. one spring mattrass, nne tVather beil, one pair sheets, two pair blankets, om- i|uilt and one counterpane, two pillows iuul cases. Value, - - i?17ed, one niattrass, two [)air blankets, one pair sbeets, one (jtiilt, one counterpane, two pillows and ca--' , \'alue, . . . . !?17'i.")0 Room No.!). — 'I wo liedsteo"! two featber lie]-, two mattrasses. two pair sbeets, five oq pair blankets, one (piilt, connterpaie foiu- |(illo\\ > .mil cases, table and cover, wasb-stand, chamber .set, carpet, clothes-rack, looking-gla-- \'alue, ----- §140.00 Mrs. .tones' Redroo!ii. — One set, consisting' i>t' one bedstead one bureau, one wasb-staml, looking-glass, two cane-bottom cbairs, rocking cb; ir, toilet tal>l<' and cover, fancy bureau, cover, one wardrobe, one chamber set, one tapestrx" carpet, spi-iui; niattrass, one featluT bed, one pair sheets, two pair blankets, one ijuilt. one CDunterpane, two pillows and cases, one lamp. Value, ^SlS.i.? Statement of Furniture contained in Attic. — Seven laige liedsteads, seven douMe mat- tra-sses, ami 7 double beds, fourteen pair blaidve-ts, si-ven ]);iir si,, ets, fourteen pillows and cases, seven quiii.i, Kvc covers. Value. !?S77.nO .'^^even sineh' ln>dsteads. seven mattra.s.ses, :vO seven wool iicds, seven pair blankets, .seven ].air -lieets. s.^ven pillows and cases, seven ipiilts, seven covers, six tables, one dozen chairs, si\ -.pare chamlier sets. Value. ?*|S4..')0 Contained in tbe Hallway. — Brussels Carpet, oiii' bureau and ci.>ver, and stair car]iet, om; bureau cover. Value, -.....--.- ?4s..")0 ."^pare Limn.- Si.xty pair sheets, 107 pillow ca^es. si\ quills, seven counterpanes, seven pair blankets, twelve dozen toilet towels. Value, - ?*2:}4..')0 Sinidries I'p-stairs, consisting. — (hie dozen cane-bottom cbairs, twenty-tivi' candle- sticks, one banging lam]>, one dozi'n pair lace etntains, twenty-three single window blind.s. Value, - - - !*101.")0 ^mmmmmm Nl I: '} Hi 2(i Kitclien Utensils. — One kitclien mni^e, oni' birLfi' tvipper Imilcr, cooking utensils consist- in" of kettles, siiuce-pans. pots, stew-pans, fryiiij-paiis, hollers, griddles, and everything necessary for liotel range, nine dozen dinner-platrs, four dozen soup-plates, six dozt-n small pic-plates, s(;ven dozen small vegetahle dishes, simmi large meat dishes, seven dozen small nieat dishes, cups and saucers seven dozen, milk pitelicrs tsvo dozen, glass syi-up pitchers one dozen anipholstered, one rocking chair upholstered, one whatnot, one table and cover, one small stand, four fancy boxes, one parlor sto\e, one looking-gla.S3 and pictures, one Bru.s.sels carpet, one parlor lamp. Value, .... SlDl.oO Contents of the Front Room used as the Hiir. — Four lamps and brackets, clock, one chamlelier, seven pictures, looking. gla.ss, and bar fixtures, nine bar chairs, glassware, wine spirit and beer glasses, six dozen. 20 Contents of Reading-Room. — One lounge, three dozen chairs, three tallies, one stove, six pictures, one pair hanging curtains, four lamps. Value, ... - S4f)4.00 EXHIBITS "C" .\Mi I)"— Pl.\xs. J. Stuart Yates. EXHIHIT * E." Yatks \- .I.w, Barri.ster.--at-]jaw, Notaries, Etc. Geo. Jay, Jr. ViCTORi.v, r>. C, March 1st, IS.SS. Mh. StKIMIKN .btNES, Proprietor Dondnion Hotel, Victoria : Take Notice, that you are hereliy re(|uire(i to produce at tiie En(]uiry to be helilthis30 afternoon at 2 ji. m., at the Blue Hibbon Hall. K-i|uimalt. concerning the fire whereby the International Hotel at Esipiinialt was destroyed. All books shewing accounts of the bu.si- ness done at tl--' said hotel, and also all lists, lulls or inventories of the furniture and contents of the said hotel, ami all othei' docmiuiits, books and writings, containing any d' 27 entry, memorandum or reference in any wise icliitiiiif to the said hotel or the contents thereof. Dated March Ist, l8«cS. Yours truly, YATES & JAY, Solicitors t'oi- the (iuardian Fire Insurance Company. Served copy personally at 11:45 a. m., "A C. A. EXHIBIT ' F. — Pi.AX. EXHIBIT • G." Application of S. Jones for Insurance in British Coluniliia Fire Insurance Company. 10 A. G. O. 19, 3, '88. EXHIBIT •• H," Fred. G. Walker, Barrister-at-La\v, Solicitor, etc., Lan<;lf.v Si >•,■,■!, Victoria B. C, March li), 1)S88. RE-InTEUNATIONAI. HoiKt., KsgilMALT. p. AE. Irvinj.;, E.sf|. : Deah Silt : — I helieve the papers put in at the eiKjuiry into the causi' of thi- tire at the alx)vo liotel are filed in your office. I have l.een instructed hy Mr. S. Jones to a.sk for the return of all ''is exhibits. If I can have them now, will you kindly jfive them to the hearer? ^^ Yours truly. VWVA) G. WALKER. EXHIBIT I." To the Deputy Attorney General : H \\n\\. '.SS. Please jrjve to Mr. Walker, Counsel for Mr. S. Jones, of the Dominion Hotel, Policy of Insurance on International Hotel, Esquimalt. Lease of land on which International Hotel was situate, and receipts for rent (two) produced at tire ini|uest, Esquiiualt. E. HARK1S0^^ S. M. ,.^ Mi :1i 2« EXHIlilT April 4tli, ISSS. Received from P. /E. Iivinj{, Esq., Di'p. A. D NFr S. Jone.s' Poliev uF Insurance on the Iiiternatinnal Hotel, Es()uinitilt, ami len.se of tin' lainl mi wliicli tin- said hotel was situate; also, two receipts for rent. F. U. W. VnVA) (i. WALKER, Solicitor for S. Jone.s. EXHIBIT K '• Lease produce I'immi its expiration, at a monthly icntal of "ten dollars; also, I further ai^ree to renew a lease fur tive years from t im.u.t, .\n In(|nisition indented, taken at the town. 4' Ksipiini.alt, Province of Rritisli Coinmliia, the lst,2d, (ith ann a tin' wliereliy a certain buiidini,' in the saiil oq town was destroyed within the juris.lii'tion of tlie said Sti|)< ndiary Mae;istrate. ujion the oaths of .lohii Doran. John .!. Ru.s.scll, Richard Phillips and William Rothwcll. -t.od and \ ! } 2!) lawful men of Hie PiKvincc iiforcsiiiil. who '.fiii^ imw here Hworii luid chiirjjfod to eii<|iiirf Oil tlif part i»f i)ur Miiid liudy, the have lieen instructed to ..tl.T yi>r.. in full Mttlcnuiit of .Mr. S. Jones' claim f. I ' I Re . hates' Insurance : lti:.\i< Sin: In reply to your letter of tlii-. date we can imlv refer Vou, as hefore, to till- terms of Mr. Jotus' Boliev. Yours truly, YATES A: JAY. i \ '1 "-^''^s^*^ V-: fvi«»!ts''*^'*'-''' f1 J. Stuart Viitcs. no Yatkn \' .Iw, po>>ilih-, and will app lint s mie other dis- interested person in place of Mr. Lindsay. We remain, voiirs trnlv. V.VTHS .V .iAV J. Stuart Yates. F. (i. Walkek, Rsq., I ) YatKs \' .Iav. ••••o. Jay, Jr. [•arristers-at-IiUW N'oturies, Kte. Vi.iuitiA, I!. ('.. sth May, ISM, 20 He .f ones' ln-iii .iiiee Company we \n-^ U> notify you '' 'SEl it *'^"^*' *'"■>' '"'^'' "IM"''"'^'''' '^I'"' <^"hntou (!, Ball.iityiie, of this city, to act as tliiii' Arliitrator "^'" in the matter of Mr. Jones' claim. We shall lie elad if you will prepare the nsu il ai,'i ment for suhmission to arhitration and sulimit the same to us for oiu' apjiroval. Yours trulv. YATKS & JAY. J. Stuart Yates, Yatks \- Jay, C,eo. .I.iy, Jr. Barristers-nt-Law. Notaries. F.te, VktoKIA, 1!. C.. March i.'.lh, 18fSN. .SO ik'*^'- I. e %• m •M Mil. F. 0. Wai.keh, 1 Solicitor for Mr. St('j)lien Jones, / Ro Intcniatinna Hotel, Esquiinalt : Dkah Sin : — Wo liiJi,' to acknowleiiire r('ci'i|ii nl' your i'avor of yt'.slL'i'iliiy s li.itt' clniming on liclmlf of Mr. .lones the sum of (?<4,00(),) I'mir tlmusiMil iloUars, airuiiist tlic (iimnliau Insuraiu'c CJoinpany, ami in rtplj- \»"4 to state that the Compr.ny does not admit that they are inileliteil to Mr. 'unes in any such sum, ami aeeordin^dy dreline to pay the same. And we must re(|Uest Mr. .Jones to prove his claim for loss aceordinif to tlie terms of his Policy of Insurance with the (company. As to expenses in connection with the reiiio\a] of any furniture to t^cape contla<^ra- tion, the (^jmpany is prepared t(i contrihute rai'aiily with Mr. .lones to the expen.ses of JQ such removal. We arr v^ui's truly. YATES it .FAY. EX HI JUTS "()" .-, I.Krrr:ns. KUEI). (j. WM.KKU, Barrister-at-Law . Sulicitor. VAc. Lun^iy Street, Victoria, B. C. .\prii Kith, 1«.S8. Re International lint,]. Ksi|iiimalt. Messrs, Y.VTKs i- .I.\Y, (leiitleiuen: lu yours of the l.'jth March you r''i|Uest Mr. .loucs to provi- his clajin in 20 accordance with the terms of his Policy. Will you kindly inform iin' '.n what maiiuei' you reijuirr Mr. .loiies' claim to Ke proved. Your^ trulv. KHKl). (!. WALKER. Fnr.Tt. (1. Wai.kki!, Barrister -a t-l,aw, .Solicitor, Etc. l,aH-l.>- Street. Victoria, P>. C, April, IS8S. Re S. Jones anil Inicriiatiomd lli(,'l. Messrs. V.\TKS ii .l.w. Dear Sirs: j am instructed iiy Mr. S. .loiic-- ilial he appoints Mr. (ii'or^e liind-av, '.'fT, ) the Saanleh Road, nenr tln' Roval Oak Hotel, as liis Arliitrator in this matter. Yours tndv, FliEl). i;. WALKER. T\ 32 Fred. I J. Wai.kkk, Karri siter-at-Linv Solicitor, Ktc. Lan-I.'v Srnvt. Victoria, H. C, April, 'i'^h, I.SS8. Re S. Jones v. (juai'liaii liisuraiict.' Co. Messrs. Yatks & Jay, Dear Sirs : I am instructed by Mr. Joins (.■ inform you tliat he iia.s appointcl Mr. Joseph Wriijlesworth, of Vati's Stivet, to ;i(i a- his Arl.itratoi in this matter. Vuurs tr\ily. FRED. (}. WALKER. FUEl) ('< Wu.Ki.H, "^ Barrirtter-at-Law. Solicitor, Ktc. Lan-l'V Stna't. Victoria. B. C, May 11th. 1888. Re Stephen Jones, Intii ii,ili.)iial Hotfl. Messrs. Yate-s a: Jav, Dear Sirs: I am iiistnictcil hy Mr. S .loiics to inform you lliat li.^ ohjects to Mr. Ballcntync as Arhitrafor in tliis matter on tht> -louml that li<- is an insurance ajjent, ami on tliat account not a propi-r pTson to arhitrat.' in such matt. T Kimlly h't me liave an answer as .soon as possihh'. ^'ours truly, FHKl). (i. WALKKR. -'^ Frem. *i. Walk 111'. Barrister-at-Kau. Solicitor, Etc.. Lanirl'V •'^trcct Victoria. B. ('., May I4th, 1M88. Ro S. Jones. Inti'riiatioual Hotel. Messrs, Yates & Jay, Dear Sirs: I am instructed l.y Mr. S. Jours to inform you that lie withdraws Ins ott'er to arhitrate in this matter, and 1 hasv th.rrforc taken out a Writ of Suauuons at his suit ajjainsl the (hiardian Insur^r.c" ('ompan\ Yours trulv, FUEl). ('. WALKER. :?0 M 33 COPY NOTES OF EVIDEMCK OF .MR. .irsTK'F WAI.KEM. Friday, Istli .laimary, 'SO. (J(»'ES V. Gl'AUDI.W IssriiANCK Co.) Met at ! I a. in. S[te(;ial .)uvy failed. O.taiiud td I \:IH. Mr. WalkiM- and Mr. Taylor tV.r Plaiiititf. Mr. T. Davir tur Dcfi'ndants. Mr. Walker opeirs : action on iiru poliry; i'liiiiititrs Tiitcriiatiuiial Hotel bur.u in E.s(|uiiiiait ; I'uliL-y hstli October, 'Mi : S4,()l)(i ; s:2.(l.)() ,,ii Inmse and lialancu on fnrnifre ; policy renewed |2tli l'"ehrnai-y, 'SS ; tire desii-,,y.d all ; notice to pay j^dven ; S2,.')()0 otl'ercd; (JciVn.se tVaiid. 10 (Exldliit " A ")— Lister (iilplioiis sworn. — Insurance Clerk, Turner. I'eeton I'v' Co.: jiroves policy and renewal receipt : Turner, Bcetoii \' Co. then aj^etit.s of ( iuardian ; renicnilier tij-e I2tli Ftdiruary, XH : j)olicy in force then. (Exliiliit " H ") Cro.s.s-exaniincd. — Defendant \>\\t in a statement of his loss ; it was put in (iliout Kith Fel.ruary, '«« : no otlx-r docime nt and no aliidavit or solenni declaration put in to tlie (\)nipany hy defendant. Win. Oilinon: sworn. -Saloon keei)er at Ks(nrniialt at time of fire: at International Hotel, in c!iar;;e of husiiies-;: on Satunlay ni^dit, Ilth, tires were all out at latest at 10::!0 p. in; at .'> a. in heard cracklinij noise: i,rot up and ! ooki'd ahout : saw noihin;.;-: went to bed Jiyain ; he:,r I noise a;,'ain : five mitnites .^nt no; no sniejl .,f tire: w.'Ht to hall: smelt 20 .smoke: went up hack stairs to loft : found sni.ike and tire under roof: was knocked hack V ith dense .smoke on openiny; door: shut door; went down and woke Mrs. Jones; I kicked at her door anil ti..ld her ()f tire ; she was da/,e,l : I out ha^in of water: threw water into smoky room and ciosecj fh.dr and retinn.-l : went to see if Mrs. Jones was iiji ; .she wa.s, hut had no lii,dit : siie a.sked for uii. ; I said cm we net anyone to put the tiro out ' She didn't answer: she woke ''hinain.in ; I went to Ke.ler's for aid and i,'ot man; went to Croft's, too: 1 cried tire in the .street : hoiis,. and fiuniture weiv hurnt. (Exliiliit " li. ) — 1 wroti- this list as iiism.inie n-vut reipiested. Mrs. Jmuvs dictated articles and prices. I presented it to T. H \' ( ■. - clerk, .Mr, Oihl.ons, at their otlit i l.-)tli Fehriiary, lie never a.ske.l for anythin- further, ih .u-h I saw him .'very third day or .so. qq House wa,s furnished in j^ood style f..r such a louse. The artiides put down were, l tlii nk correct Cross-examined \^^ Mr. Davi. — Worked three nr foin- weeks f,.r Jones hefore lire Dry '•'"■'•^ '"'"' ' " cniideted. Junes had two reir,,l,ir huar lers. J.mes lived in Victoria at hi.s Dominion hotel. His wife stayed at Es(p)iiiiali i attended to the whole house, exeeptinf,' cookiiiy; ,l,,ne hy Chinaman. Was presetit at iiepLst. A plan was shown tlien Kxhihits "C,'' "D" Two plans t.'ndere,| in eudenee. Mr T.tylor uhjects. as plan has n.)t heen pi-paivd hy [.laimilf ( »v,r i uled. Witness, i I \m 1 "4 84 iTsiiiiH's. Tilt' |>lan fairly rt'iirr^i'iits liousi' lir|',,iv iir,. |t was |)i((;liu;fil ni iiii|Ui'st. Wit- iii'ss points out top stairs. Saw firi' uiiilcr rndl' u\ li^lit liaiiil siilc I'roiii stairway. Dooi' is at t()|) of stairs. Kii-c I saw was in tin' root' to the ri^lit. I ijon't tliiiik tin'rc was a cliim- n('\' tln-ri^ or near it. Witness' deposition at iiii|ii'-.f put in. Same olijcelion. ( )\ci'rnleil Don't tliini< I pointed out tire ii.s heinj,' in a \' consent Paul /E. Irving sworn for dif< nir Produces lire Inipiisition. signed hy K. Harrison,.). P., etc: al.so I'.xhiliits. JHcludin- pliu. Policy 01 + 1. a h'tter .M.uvh 1st. I SNS, to Mr. Jones, policy, lease and receipts for rent. Oljected to as evidence Ixiiled that right to oliject lie reserved. .■\iid. -lohii'lon Smith sworn -( 'oiitractor ,ind luiilder. N'altieil .lones' house which w.is jireviously hiirnt. Housi- in ipiestion was vvovtii clo^e upon S^JOO!). 20 ( 'ross-examined -Cin't give dimensioi;s. It wa^ huilt I'V day lali )ur. I didn't huild it. I v.ilue house as it st ooil. Was in it sever.d tinns. Didn't examine liousi\ Iml valua- tion is liy <'omparing it with foi'iner hoii.sc, whiih w.i^ --m.-dhr. I examined former liou.se for an Insuiance company, and value<| it at 8o()l)l*. Tln' s.coud house was a Letter house. It was lineil with [)api'r, ami was tongm.'d and i^qooviMl lower story, no hard finish. (ieorge Causivvav sworn -Marine. Naval I '..'kv ,ird. Knew .[ones' h ou-^e. Saw fur niture in Novendier, -"i an^l (i Ked < )i le ilo/.en tal rooms. Knew I'illi.nd. h.ar aiul other rooms down -.fair.- te. Wa tc . ui dunu'^-room : was u\ i'lcouciitlv ; in I'.ar, count'i-. chairs, c present at lire Took heil, two chests, drawer- < irpet out of Mrs. .hmes' loom; look ftU'- nitiire out of liar. in No. li thcri e were twi iikets and mattrasses. I slept III (lolllile lied. '{'here Was lilireau, Washstalld. etc earji' t and olle piec Kesicle the lii'd. 'I'll Were clothes hooks, window-liliui Is. curtains no w a^ ill \o. .". once. .now t lure Wile I wo Was 111 the I oo III No. :! six months hrfore the ti lieds in it. hut don't know what else. j House I thought was well fill iiislied. A tiie-i'm^iiie from dockyard V. as at lire. Onl from there assisted. Those in cliariio of hotel re. neu assist. < 'rovs-l',xamiiieil- j)oirt know how maiiv hedrooms. .Mis .loncs occupied a ln-droom down stair- — the only one there. I got to Iir.' (i a m. ; couldn't get upstairs, 'i'hen tire was at haik of laiilding; couldn't sav whieli side. ( hiter stair is on right of I uildin^. Dennis I)cegiiii sworn Know ]ilnintit1". W.i^ in their hotel tvvoor three times Went tlnoiigh house once : Mrs. .lones showeil me through rooms when I called on her. It w.is alioiit two months liefore tire. The rooms 1 -aw weie comfortahly furiii>-lied. car|)eted. 40 llt'lls, I iiilliai tliiiij;- ( I low II ItuMsc. I>" On ««' Wnl'kil fOCt tih'.'s li Mis. .1, Ci ill my M't, car tiiri' ; a i<2r>: 1,1 "Id ; all .Junes t An only Ml' two ell,! imiiimIis, hot. I .-) Cv, ITS will' tlial i|i)i l.y 1 1 oi nr S!»0. wtTf al'i fnriiitiiri aiitc. S:i\v hII tlic rnoins. I)iiuii,Lj-r,'nlar I'lanl'i'. Knuw liarpart ami my nun room. On several (leeasiiais saw ullifr iMiiruDni-*. All l'iiiiii>liiM| in iir' : li or 7 tallies. (Kxlnliit '!>' ) — Saw sitting-room once. Li-i -il' t'urniim'e. Ivook at this, and >ee if cor- )-ect ( Hijected to, Sustailli'"! olijec'tinn. 1 )ejin>itiiili at in(|lle>f |produced. Witness iden- tities his de|iosition. I''nrnilnie li;^ht \vfM>d, >iaiiird and varnished. My room was No, .'). Mrs, .h)nes was a >^i>u(\ housekeeper, everythinu' ejian. (^ross-Mxandiied Thei'eare two hotels ill l>i|iiimalt ; Mrs. .lones' t'urnishecl same way; in my room : liuri'aii with L^lass. iliidni,f-tahle \\;i-.h-t.aiid, douhle lied and stained ehaudier set, carpi 't lilaidNcts. Some room> had two liciU. ^iiiall tahle and cover; have lniu^ht t'urni- lure; am fireman at dry-dock 1 hoULjlit at W'lilir s -i\ months an'o. heil and set, etc., i'o>' !?-•'>: tmittress, Ss ; chandier sia, s:! ; s:l(i.()() My loi.m at Jones' was s hy 10, cHrj;.i was 20 olil : all Would come to alioui Sftl.OO new. I p.ii I Sl(l.():t lor heddothes and pillows. Mr.s. Jones |o|c| me Led Was of fiiltln-ls. I paiil ."i*.").''!! a week, .\nnandali' I >. ( irei'n, svvorn — iloarded .it Inu iiiatinnal ; was in country timeofliri'; onlv saw rooms iiu'sorily ; liad front room up -.(airs, doul'le ImmI, talile. lancair washstand, two chairs, roid\ei\ chamiier set, i,dass carpel, l"d lin^, cliair-; can''. Hoarded th.'re iwelve months, oil" and on. .My rooni was liest fin'iiishid of liit ; atiotlier room ahout same; was at hotel .") p m and left and went to lo.ya! < 'ak ni'_dit of lire. < "ross I'Aanuncd I )oid< woik ended in la>i of ( titohrr ; wasn i larL,''' tunuliei of hoard- ers when dock undir way; hefore lire oniylui hoarders for ahout three nmntiis ; hefore that don't rememher. 1 made jilan' 1).' .M \ I'mii was opposite ; ( lilniore s room aho\its;)0 l>y 11 or s liy I'J ; have k>|it Inaise; hedroom -it worth alioiit SKI.OO. two years a!,^o SSO or S!H). It was st.'inied maph'. I had a fi'ather liid at Joms' ami spring mattrass. Then! Were aliout ten or twelve tallies in dining' room, Kli/alii'th Jones, sworn — i'lainLU's wife ; manau-r Internal i inal at Ivsipiimalt ; it and furtiitnre lie|onL,'i'd to liushind I made out list , llilmore helpiij nie lie put tie m down and |iriee which I paid for tliem Wlial I told him was correct, and list was too; e,ir|)et in all hedrooins ; never knew of any furniture li. in.; removed. There were el.'veii he.lroonr-* in second story; Cldnaman was sle.pin;; in ailet.nlied huildiii;,' ; Koom 1 : two heds. hlank- ots. etc, ; live spriui; mattrasses, and twelve fi-ather and three hair heds ; a <,"">d feather hed thirtv or forty pounds at SI. DO; small hlankeis; -mall S,").Otl, s e laievi' ST. Ss perpair;4,0 bought from Sehl, Weiler and diHereiit places, cash and credit; houyhl hlankets l>eiuiy; A. i "i (jiiai nisli tWfl ami i'lVV iif.'ir lain I ciirri staiti iiiiiiiii wliicl CDuld nsktH put i tirv ; lor I'll Wfil, fi'iitlii Tll.T. our (- we pi Havcd out III ami ( three I piiiil I'laiiil what .\ TI IIH I B. Onu ml all nv.-r, iiinl frmii Viv^r ; fiuixl- W.il.r, llrown un.l (.tli.Ts; tmi' .l-iilui :\u<\ ii quarter , , ; all t'uniituro ni'w, or 11!^ tr I us mw ; ><|(iiiii; iiiiittrasM's wiTf iii;i r'«<]u liciicr tliaii all. My n\Mi rciniii, ilcscrilii'il furnitiirc, caii"!, ric. i.-utlur Im<1 alniii' was wmtli ?.')(); twelve iliiiiii^' tallies, kitelieii well ftirnislieil ; ileseiilies it ; S.veii or ij^lit ilozeii kuives aixl fiiiks, iliree ■'. four .lozcii linen napkin- kitclieii lan^je, copper Iwiil r (f*S.O()), fu;M or fise ilo/.en each of ii Hereiit kiml of plates; also (U.s1k..s, utu. : liuil -finietinies fortv men; nearly all eoulij sit le cost 9>um. The list I ilictat'i to Mr (Jilniore I'm sun i- inrreci it wa- eorreel then. ('ross-K\amiiii -I — Lot was leasenran n house and fuiiiitin-e; no ileduction foi things savi'd, which were worth al'oiit ?<2(t(}<). It was ajipraisc.l at !*";00; iliiln't includt: li(|iiurs; I CDuldn I tell who a|)praised ; 1 only hi-ard that an appraisement was made; don't know wlio"'^ iiskeil for it ; nevei- heard that articles were appraisi-il at s.itxt odd ; what was valuahle I put into new hotel There was a small file in .lones' room ahout six months heforo last lire; ^'ot ? wa-n't insured. The mirror in har was waved from pie\ious tire. The claim I put in refernil to nine rooms only. My siai point, il 30 out mistake of tsvo r s l.di .ut. 1 was c.xeiteii aft.i liii\ hence mi^tak.' ; ;_'ot -omc i., .jcs iind chairs fr.mi Weiirr. Sild and .lewell: foiir hedfoiii .-ets; one from home, the oilier three freail W'eili-r. t>ne set of the three cost SM); .Iiai't recollect what othel' two sets cost I paid .'f S4()00, denies it; l.'> M.o.h. I^^> from defendant's Solicitor to I'iaintilfs ami executed pr...if ..f los.. accoidini.' to Policy. .Mr. Walker then wrote. askin<,' whiit proof; iniswer, Id. April, from Yates \- Co. U.'fers Mr. Walker to terms of Polic}-. As to .\rhitialion — Kach party refuse.l th.- othu'- appointment. See c.>rrespondence40 This is admitted, ! sets fnuii Sihl, urii' for SK{'>, I'lH" my ilan,,'httr. CUMt' cldSCll. Mr. Diivic Ist I'liiiiitiH' lias nut proveil (".n iiiislii|) . -Jd. I'lttintifl'DUt of drnrt on cnndw tiiin (iM'olicv (a) 1 1 tli >rctinn ; witliin fuiiitii iMl;,yH to .Iclivur stiitinu-nt ami widcnce. • ir AltlllTHATHtN. "A" Mk. Tayi.ou, I'ahti UN Insci;, i!»:i Waived. • H" 10 HrssKi.r,, I'. (i2, '> ki». Mr. Taylor wisljcs aiinn iii'ccs-,aiv to i"<)iii|ily witli tlic comlition in till' policy o)' iii^iiiancf in c|ii('stion in n-piii of arlaliation ami the 'Ut'cmlant Co. waivi'il any iric;,'nlarity (if any) on tlu' plaint iir> jiart in nspcct tlii'icot'. Ami tin- plaintitl' further says l\]<- ilef'inilant Co waiveil tin' irn-^nlarity (if any) with re.speot to tho conilitioii in tin' pnlicy nientioncii ci'lative to priliniinary pimif of luss. ant S:i!»!t(). liedroonis ."jsl'J.') lo .'^i7">. .Foshini Davies sworn .\nelioneer and appraiser ■luiies tire in Iss."). .Vppraised for Kindlay \' Co. Pros copy of ajip-raiseni. lit .leiw> valuation ?*."»l. As to ii.it • W" almo.st impossible to value. It would take ?<2()00 to furnish a house respectably. 30 Otto Weiier sworn Kuriiitnr<' clealer's son. Know plaintiH" and wib-. MoUi,dit e;oods from us in dune, .s.">. and to end of '.s.'i i<2:{4.;i!t; in Ml, S*jli:{7; in ■'^T. ■'^•"M''). in s.') car- pets, etc., enumerates articles. Hed.steads, ash. 7. double, at .<7 : sini,'le. $ll.7'). Sometinies he bouiflit for e.'isli, but mainly more on creilit. Cross-K.\aniined Can't say what cash he sp.iit \V mid have known if cash eiisti nicr. I ■"'« !. *■! 88 .lai'iili Sclil Nwoiii Kiiniituri' 'Ifiilfr. Nu (•lmr','c;- a^'uinst .loncs liffon- NT. IFo biii^rht I'ur casli soMictiiiics. Hi- 1m>ul;Ii'v IhmIiodiii >it in Aiuil. 'SJ, I'or SlM.'i; paid liv ^I'.'i iiioiitlily iiistalmi'iits. Knmi '.s2 tn n? no cliai --> ina.ic. Ca-li ilcaliii^s iiflwcfii '.S2 and '.S7 WDuMn't I'xcccil !?.")()(). ("ooldiit tfll wlicn- -uods w.ti' didivtitd. Cr<).s.s-Exaiiiiii('(| — Couldn't tell liow ihii. ii iMiii^'iil in aiivvmr; pi'ihaps halt' in la->t two or three years. .Mari,'aret |{ui,'el sworn —Li vo at Ksqninialt Renirmlier fire wa^ then- (|iiarler past 5 a. ni. Lived nest door. Saw tire; went in (■> \vaitand, only lied and hedsieud ami hiu'caii with ;;ias.s. I'"lo. .r partly hare. No wiisli.stand or crockery in tlio room. Kiuiiitiire was li<,dit and comn.on. in the other two rooms sin-le hedstead in each ; two stieet.s, pillow and counterpane. No hlankets, no Imreaii, cliairs, washsiand in i itlier. A slrij) of carpet was on it. Cross-Examineil Some thin;,'s were put on my verandah. They were taken from lower story. I was lirst one upstairs. I'ictinc- ami lo.)kini;-;L.'lasN from liar and thinj;n from dinin a.m. I lirst saw alii.ut two feet 20 scjnare of roof on chimney sirle on fire. Noh > iy ahuit. Tried to !;,'et aid, etc. Ten min- utes afterwards I went into har-room and sun- out lire, and found (iilinore, ainl told him he oi|i,dit to iia\ e e;i\.n warninu' Went to yoiui;^ Jones' room and lie^.^an moving his clollies. i-'ire in two mum^ also. In Jritics' room was hed. Inirenn, no chairs, washstaml or cliamhi r se». Lookecl under his lied and saw noarticli's. Saw .Mr-.. I? i^di' there. Thini's out on Jones' verandah were .lones and Uilinore ^ trunks, Imoks and small wia-kiiox. < 'ross-eNamiiied — 'I'here perhaps tive mimit's lud'oie .Mrs. Mo^el. Mr. Davie ajiplies ti> ha\e .Sleph, n .lune^ .|ep,i>iti,in taken at lire. rnipiest admitteil as i>\ idence for defence liy hrin:; read. Oliji'tited io ( (hjecticin sustained. .Mr I >a\ ie addn sses iur\ , on l)we!ls un statement of articles >eni in on chiini liv M'"-- J'^iies Ctd'V (»l' Ml! J I •STICK WM.KK.MS ( ilAUtii:. t'liar;,'!' ; ilcscrihed cont. as one of iiideuniity for lr)ss ; condition fiU'incd part liou.so and j,'ood> , -eparati' value. J*2,(M)n each : A« to statement of loss t'ompany had not insisted upon proper one heillLr I'"' '«■ supixirted hy w,,l,.|,in declaration or ot.ier eviilelice. hut re- ceived it witluait ohjeetioii within 1 1 days, and afieiward-. m.idi' an -itii !■ of ,'<*i,."i(!() on it. Jones' clerk at Defendant'- olHu MO CoiulitiiiTi tiicy shoiilil lm\t' iiisistcil im its i'lilliilnii lit ami tlir\- woiili! lia\i' iinn in ii lu'lttT pDHitioii. Siiinc niij,'lit In' siiid us to ailiitratinii clmiM'. 'I'ln'v iiliifi-ti'il to iirKitriitiuM in- stcil'l III' culiscllting mill illi'll a|i|)iiilltil|i^ ollr lllr!lisi'|\,'>. Jones iliit tin' same ami Imlll waivi'il till' arliitratinii claiisr. Mrs. .loiU's' statiiiniit ul" \ aiiic ol' arliclt's a vi-iv iiu'urn'ct oiU' ami aiiiDiiiit i'Ntravai,niiit (?<:{,.M0()). Still s-J.iMil) ,,iily iiisuii'l for. Was t.liat amniint there' iiil'i rnd l<> i'\ iijcm-i' of cIiwh of liotil ami loii;4t'r.H. Hancii cliaracti'i' ul' furniture fur siu'li. I'Mil'-iiri' uf Mr. Jones unii oilier witnesses for I'laintitl' (cxcejitini,' Mrs. ,linn's) refiTrtnl only lo a fr\v rooms ami uiisutisfacturv. 'I'lieii' was ii ilistinction ln'tweeii exces- sive valuation, and claim fi>r ;;ooi|s not on premises, wliicli wmild I'c fiaii'iiileiit. Ni^lit of lire two luili;eis away (tnly Mrs. .luiies aiul iMMik-keeper left om premises, ('iiinesr cuuk 10 in ijetaclieil Iniililin^'. .Mr. .luiies, witness, left Ilis ruuni fur X'ieturia fully fiiriiislieil (stating articles) nit;lit liefure fire. Ne.\t a. ni. wlii'ii tin' occurred, sume uf tjie furniture lie deseiihed was nut tlicre at all. Tliere was iiu e\-idenee to sliew wli.it had liecuine of it, or of sume furniture in two other rooms it ini^lii have Ixcn out side. Imt no evidence it\' it. (tnlv liur luoin furniture tllele ( (lie williess swulli. .Mrs. .liijies, tuiilv nu interest in stopping tile, eti' Au- otlier tl at she was da/.eil Kefei red to t wu piev imis tins in which .luiies had lieeii paid what he claimed ; 1st. S.'i.tMK), and -Jiid, .^12.0(1 or .''<|:l.()0. It was eiiriuiis. wurthy of uhver- vatioii, thai he shuuld he, as it were, haunted wiili fins, am' always insured and he jiaid. Referred to peculiar circumstances uf lire and itsurij>;in unaccuinited fur in ruuf ; im lire lit 20 in the kitchen and Cliinaniaii in his lied (outside shed), lluuf in Keliruary nut like the ruuf in Mummi-r wlieii tire mi^ht lia\-e heen sinuulderisiy;. Still only fair to say in ahseiice of pruuf uf fraud that ( in- eireuiiisiaiiees shuuld imi ,illi el present insurance contract, which sluud uii its uwn liutiiim. I'eferred tu .Sehl's and Weilers hills and their small amuunts in {iropoi'lion to claim made. Nu etlurl mad,' liy I'laintilf tu |iru\e his loss except, thruueli his wifi' (who excuse. I her \ .liiiatiun hy alleniiii,' e'scitemeni at the time). Advised jury nut tu yive much weight t' Mrs Junes' evidenee. No evidence hut .Mr-- .lunes' of a lai\t;er aiiiuiiiit uf iirtieies heiii:^' sidwed ill attic- piles of lilaiikets, etc., and in winter when w.iiited, if wanted at .ill Ilis .ili-ence fiuin witness liu\ (thoiiH-h present), tu he cuiisidend, as he, and not wife, claimed dani.'iL;es Wife swuiii to feather hids, etc.. mid spriic,' mattriisses ; oO hunie niaiiufacture : and \aliie uf feather !■• ds. etc . hut nu direct evidence uf value of uiattrasses; only one eluiir sw irn to worth Si-i) ; all others cumniun ; and cum. 7 hedstead.s, I ir^e, ^7 each ; small. ?*.'{. 7"> I'lice of articles i^eneially imt piused .liny had I u consider all evidence mid come to a fair cuiielllsioii, fair to iiotii if possihle, and whelliei S-J.OOO Would lie n'i|uired fi'i siieji all hotel, and (was then) in the shape uf fiiinituie which was deslrovfd liy the tire \';iiii" of huUse satisfactorily prused. Left (|Uesiiun tu Jury irres- pective uf my opinion and .idvisid llieiii to hiim..; in a uenrnil verdict. |)efeKdant's I 'oimsel wished follow iiii.' ipiestiuii.s, which lie handed tu me in wiitiii;.{, put to Jill \ to lilid II .spec Ih I Verdict Upon. Was the claim of !*i;{,:l<)() udd sent in !'\ .Ion- s a fair and accurate statement of loss f 40 or was I t a f.llse ■ituleliiellt tu piaintlti''s knowled;;c " Win. there any fraud in tlie ■tatemeiit ' mil wished direction tiiat if they foujiil the st.'iteiiieiit wu' iiitentiotinliy fal'i in any materia! paitieiilai veidiel for defendant. 40 Ili'fusc.i hi I<'(iv.- iiiiostious tlms as points invnlvcl in tluMii Imd ln-cn i.liic.'.l l-i-foro jury, or to so .liivct Jury Ik'Voh.I asking' tlu-ni, wi.i.li I .li.i. to .•onsi.jcr aistinctioii l-vtw.M'U fxeossiv." valuation mi.l" fnm.lui.'ut claim for furnitmv not in housu at all. aini tlKivlore not di'struyed l>y tire. .I.ny n-tinMn»::{()i).ni.;Sl..Titrstimc, 20 Miinut.'s to 10 p.m.; callcl in at 20 min. to . one a. m" V.-vdict of tlnvc-fonrtiis 6 out of n #a,.')00.00. Mr. Dnvio moVfs(lt. :{.s2). to (loprivo plaintitf of ('(..sts. as no i-laim \^ 4^ I i V ^ ?y «0 y> y. s-s;hi,iji a pin? '/c oun;<^/ 'v< // mj pin; puiiSuo oi^ jo M Xq po8.H!i{o osjAvA'm! ^ •1 1^ 1 1 ^ a 3 A^> ^ iPii GUARDIAN J-lrc and X\f( ^.'ijiurance O'ompanijt n, liO^rnAui) sthkkt, LONDON. ?iTAL £2,000,000 STERLING. Oirrrtord. TlIK IlT. Hon. I.dlin ADniNliTKN. IIKMIV IlilMIAM I AlllKlt. i;-.. WII.I.IAM llll.r. liAWSKX. l-juj. ( H \iii.i;s r HKVA-^. v.-i. AI.IIW i: M lilllllM. Kitg. .IAMK> (iiiiir)S(iN, K-y, (iKiirilJK I.AKi;. IS.j. .IcillV.I IIWIII.TciS K~j iMclli ll"\ (. .1 SIIAW i.i:keviii. M.I rilnMMiN IIAVKKV K-i) IICW MiiSTW I.IlllnirK. i;-.j luc II MM) Mi^iaiAVKii Mivi;v. i;-.| .imiN iiiniii i.i-ii .m MiriN. K-y .liiMN MINTKII. Kity .», HiiI'E MDIII.KV. K4g .l/.l»,lj/.r ii» A'.r. lt,lrlmrHl ~V. .1 M.\ IIHKKX. MIAIIV .IMIIN MlllMVN l;-.; nwiii I'mvKi.i. i;-w Anil >TI > I'llKViivr. v.*>i. .1i«HS li lA I. Ill IT. K»ij., a.l'. iii.sin vKixK. v.-^i. THE CONDITIONS ri'oN Wllini IMls I'ol.irV |> (il(A\TKI>. I.— Krcry pinion itrairnua of f*ffi>rtinir an ItiHiimiico tnuM fliftt«> hi* iiAitii-, rtai'pof HlNHltMiml iMriiiMtion . tu- mn«i iltv^nlH- ihniv.n*triii>ti'>ii of tV lliiiM- in|r« to tM> iiiniirt«l, whtTi' «ttnnir. niitl In ^thitKi- mxMiiKtitiiii.nf wimt nmti-rittU t)i«- wimp HP' r»w|ii-»tiv«*l_*r<.iii|«H«-iiM>>t nr hiiw (>iht'r«irit untnittiiitf ■tirh |tn>|ii*rtr. um) whi-rhcr ihi-n- U- nny iip|j«ifttiM in or hy which hmt io pr-|>)tii?t«. in unyof thoMii) niiiyinKx.orc^tmnnHf*! thtTt'with. Aii> nii<« »lattmihi>titiiaiton iimtitrutty toothrrbuimnir*. or tn'mtirticiionnf thriin'miMtt, or ihi- iifctur*' of ihi- trwif mrriMl nii. or \(**"»U thiTrin, i* l« \m •[nx-ittUy niriitii'mil in th*'onli-r f<>r the rolu-y.wt thai thp ri"k mmy )n> fairly undrmttMHl , tf no! •■M'ipn'MM'il. or if any intiir('|irt«rii(atioii \w tfiv* n «• that th« liiBuranM>tM> <>(fii a lowi-r pmniiini thnii wntil' Im-* ii 4'ff)iii»l. ihcrr "hall U miy cnt'Uoii ..r ahfnttioii.or f»!rn«ioii .if tht- pn niiiM-« •» a« to jiiun<»M* Ihi' h>»k or any (•rt^-ll<>noralt«'ra(ionof fttiy api«rnlii« Ixr prr«waul . or if any hajtanl^.u^ iiiwmiiiin or ira^Iti -hall »«(• '-iirfitil i.n <'t anv haMnl> ut ^•hhIx tx- itt«|BMit«i|. iir any hajiantoua i' •miiiunii-allun In- iii4>Ii<, Kn wiiix' U< not ri-«|N<«iivrly tiiAit - rfnowi) u* ih(*rMin|Miny < \my any fiirlhi-r | r< niiiim whtrh may U' il>-inan>h^l in conMtim'ni-i' of inrrittM* of ri^k. from any .»f iln- aforftii«>iiiinn(«t rin-uniHiAni-v'.iho Auunil will n-'t W %u\{\UA \f> any l»iirftt iintlrr the l*olii> Thi< r^t»t( fioittsi ihen^>f to thp A^unil. itr hi» rfpriNM-ntativf, in whoh »■»«» ihi l'otn)«n]r mil rHum a ralfahlc pn*iK>rtton of thr rrt'niiuni fur tht> niieipirtO inri-Ml of itii' INiliry. S. —No Intiiranct* pmiKMnl In ihi" (Vnntiaiiy it l«» \w iMh»lil4'r*«l in fori*<< until ih* Prrinmui or a lh'i»i«it ^n ai-cwuni llifff'f. U- wliially \mxA No Ui^.t'ipt* art' to !«< lAki-n for any rrrntitiiiu of tiiauranci', or IinpiMiit, hiil Btivh a« ar*- pnni«t|)frty iiuurnl. proviilt*) th«* |itUcy, at th^tifUmof th*' t'y thf AKfttt. tint not othrrwiM* . antl if tltHjtUiioiuntl ><«« rrtnt «n| to Miiy i>ihi-r (iitnailoti ihan whrrv thr um*' wrft* tle|io4llr. 4iM'h r<*moiK) niiwt Im* at*-' allowt-) t^ infl>ir«( Ptilii't, %\m\ h IVfUiMMii (Mkl'l if th«' rUk Iw- liivrtWM^l hy iha r«i>»i>«al. in pro|airtioii lo AIM h ir)ir««iN' In »1l •m>H-Uin|{ hoiiMW or othnr ttnit«lin|fa. aifl bImU nhanK** ihi' *aiH*- to other hoUMa nr iHitlil- inir». may bavr ihf U-n«*<-i>f ontTh < hanifr to the ('om|«ny or ii« Aiffi l, aiMl thr «amr Iwinir atlowiil )•> iiiiit to Im« nutoln u|ii>ii thi' poll* y. rt iVrnttni itiviirinir Propr-fty with th»* Uimjiany mn«f irtv#» hoin-f nf any oth<-r iiiatiiaiH'*' nia<1t flMwhrrt'on ih*< •«ain* pn>|»>rty <>n tin it U-half »nti |K>ftt"ii "i any \'m* or tfamagf ahh^h may tto •uttatnnl In t^Mt' *iwh ntht-r naurani'*- >*hall Im' mthpn t to Avrratff*. ihrn tlun lii«iiran<-*'. if ■■■'< alrr««ly ^'^. ohatl Im* >tih{M •. to Avfiwp in liki* wmu i r. 7. |(t*urani«« oti lliiiMlntfB aivl (IdmU in Tmcl or on ri>mm)«i|«in. miul he «t<|(«i ri>««l anililiw^lartil »t >»*• tinir.-f itTitra(iM' ihi* iViliry will not i-kiwi'I to ti.vrr •W-'\\ pr-iN'tty. r "I H— IbMik)! of Aforinnt. Danli, XotiMi. nillR. nnmlii. ami wrltlrn PpffuritiM. HtHin|M, Mom-y.amI (fun|iow Trinki'tH. MnlaU. foin- Sculptnnfi. <'nri"*itif»i. Jrwi-I*. I'iii'ir«- rnni- l»rnwin|f« Mttni'M-npiit. MiitxaU. of oiht»r ■■iin-'iix or rtxtv ll.-"k" Mn»'i»iil. Muthr matn-Al.aii*! I'hil>'<».iihn-At ln>itruin«iitH>kin^ ttloaiH ;4. art- n<>* im-ltitlnl in any Iti'iiratirt'. iinl<-«>t iluy nn- »|H<«>tti«tl in tht< Tolify. N'» m*irt' than lLlti«tiwi«t-)nrn(i> rntaloirni' •|<>|iiHiitHl with ami allowM hy tb« *:^iin|iaity ot its Aifetii. !i, -ItiMUHHi arliiing fnan flri'n ranml hy |.i)(htnini; will h(< ma«lii v^iilt h nia> 1m' ih-tttr.yiit i.r lUmaifi^l whi!r nnthnrK<f iir« luat i* m^tiMmry . to 1 1 her will ibr Company )n< ri*|a>nNi)ili* for 1or P.«.ir.lnmairra« »ri»*' fnm riph>«iJ.M l>y r •Uinatr*' a4 tn»y ariM* front lliioh Ftrt«. '-r thf hiirniiitf f on pn-miM-^ w hiiiint1ii wi ight of itin I'r lllu*liniif INiwiUt. <>r inon' than tltr t(«llMii« ttf l^ial or >>!h<'r Muu'ral \h\ ar«< ktpt in *u)i nrv fi|i(vi(lml in ihi- Toliiiy ami allow*«l hy (ltt< t'oinifliny. III.— -Nil hM« nr lUmaire will hi> {laiil on fin* hapiirninir hy atgr lnva«ton. f>-rt*iM:n imrmy.fiiFil iHimm'ition iir rioi.orany iniliiaryor umiriN'tl |»iw< r wha»- *'Vt>r . tiur fi-r anyilamafr<'*l"»** !■> An'iNM»«i>>ni*il hy f. Th'< t ora|iftnr nmhi'r will \w RnnwiTithlr for any I"*" or ftatnatr*' aruinif fn>m th«* iiM«of riri« in HuiMinK* nnpnivnl*'*) wtib ir"t«l aikI -ulwtaotial ttoiu'ur bri»^k rhimnitw. or in i-im-u^ntrmvof nt'ulnt nf or iVtiatwii (r».m ihp |j»w»- r HtvulaliMiuof ISilnv mt%il«> to pn au'tAtninif any laiMiir ilamaffr hy Hrt* ant linmMiatf'ly tu jrivi- utitu"* i>i thr t 'miwii*. or iih AKrnt.anm or itantaK'- h»» .•tnurrwl. nr* tfiu«* will Ao) uni ami f>(i!(n.'«> (»r» pri-luitil. the arnoitiit of •lo h l^-*, or any in> *hoMl'l Iw fraiir oi^ Urtm • i /»[••' ilivUriutr or afKniuti^ lu foip|H>ri ihrr*«>f fhf t'lAim«nt xhatl^rfHt aM iMtnvflt iiiutrr tht* r>r l*fltfitw|franui| i<> the A**im«l hyih>« I t>M>|«uiy oil any oihi-r |T-.|ii*rt» will tw aIiwi mil aikI nomI If Iaiiii U' iiiAtl* within ihitv' niontha Afirr ihi* i\t%\ or if a ilatm hairitiic (hh n tiDwlr An>l rt'pv^tf^l. 1m- iiitt )i(tli.'ia)ty ih>i«Titl ou within thrtH< moiuh* afi< r aii< h rtjM'iiMii ibo ('U;mAht KhAll f«»rf > i^pFwhM 1^. - l'Hnioiuiihaan«l hv thl>l'om|iatiy. ami a ho may ^utttjMm will rtinnf ihWr imUmnity wlibont •l««'lut^ii'in -'r ttU4>>tint , hni in n<> mpF whatcifr ^h.-*!! pn>At of Aity kinU bi^ im-itl> IMwVally tlvn«i{nl,noahamhmrO>iiii< mir«hl,'i with tbi* AMurnl Aixl oihrr iM|«'Hf iu»> ««i*t*tn in (^.hw^in.'iov lln'M-^-f !» *\*-r} r«*t>uf l.*« thf t >.m|wn* rtmer^f* to u*rif ihf riirh' ..| rfni, in profi«rrni«- to thf |Hymi. /^X-^ V ^^'<2 i^^^^ ^ • :;j|| -' ^^^ ^ iT^^ er^as ha^'paid the Sum of (f ^e'*i-*r v_^«^ , ^jriWTT^'WW^'^^^^^^^^^^^^J^^PfF^ I - ■ 'O. ■ ■ ■ Victoria, B.C., Agency. PREMIUM. From /J , gyr f ^ /av^/ J^ to/^- ■ ^'U- U.Z£^* ^/M^ /^o i K/ t^'C y X Vv: /^^tr.^ to the undersigned / r-Zi^r^^Sr /'^ A of the dPuarDian iffit<^ ann life aSiSttance Company, the Property hereby described, not exceeding the Sum specified on each Article, namely : — ^ /^^ ff I'; « t ^ VW r /^.-/(^.^^ ^f -f^f. f'^^'" iyli iliJOtD be it l^tnhV SnOtDtt, that the Stocks and Funds of the said Company s Deed of Settlement bearing date the Seventeenth day of Decen^er 1821, and of the Gi Company's Act 1866, to pay or make good to the said Assured, ^vC^^ Executors, Administi and with the Consent of the^^irectors, or their ajithprized Agent^ , but not otherwise), a mentioned, from the Xj^^^^ A^yof ^^^ ^^^^^ ^ 18 ^to the y ■ Vitness E^= Please read your Policy and the Conditions endorsed to ascertain thj ':^. the said Company shall be subject and liable, pursuant to the provisions of the said Company's 21, and of the Guardian Assurance Company's Act 1850, and of the Guardian Assm-ance secutors, Administrators, or Assigns (provided that the Interest in this Policy be assigned by t not other,wise), all such Loss or Damage as shall happen by Fire to the Property above- <<^ ^ day of ^^/^/^^^ ^'^Jy at 6 o'Clock, p.m., amounting in the whole to sed on this Policy, and further that this Policy may be renewed and continued in force for a ^ the aforesaid Premium to the said Company, or their authorized Agent , on the day herein liorized Agent«/ , shall accept the same Premium. his is a Policy granted pursuant to the provisions of the Guardian Assm-ance Company's the Party hereby insured shall not be entitled to participate in any of the Profits of the said ill alone bo liable as aforesaid to answer and make good all Claims and Demands whatsoever he Company shall be in anywise subject or liable to any such Claims or Demands, nor be in ond the Amount of his or her Share or Shares of such Capital Stock or Funds, it being one msibiHty of the individual Members shall in all Cases be limited to their respective Shares. mto for, and on behalf of the Guardian Assurance Company, have hereunto subscribed 3f ^/^ f ^t^t t^ ^One Thousand Eight Hundi-ed and e< f//y q^''^^Jc .but hereby (State under this Assurance, or for any Act done in consequeneef thereof. For the Quardian Assurance Cojnpany, per Power of Attorney. rsed to ascertain that it is made out in accordance with your intentions. tq 1 -I l\' 1 s <*«■ ■^ 5^ ^ »*» -c • • • 1 Ki ^ !^ ^ \ !^ a ) ^^ b > CO CO ::0 ^ ^ -r- O o o 1^ '%cC^1>^C-«-«:'^»« * J^^. iiiBhi I ilfc iwi i iw ^ — ^iii m wi m ifc^l r/.r ^ '^"^,i«.«'^^f .'• ; f - } f* . * - !';■ . >. If^iBI