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I& - ^==?T I& „ UitLU \ • '•8„ t '¥m *l .r ■' 1.4 •J. / A .APPLIED IIVMGE I nc 1653 East Main Street Rochester, JMew York 14609 (716) 482 -0300 -Phone (716) 288-5989 -Fax USA »•* ■ 1 ¥ . .^ *■;; "' ^ ,' ^-.*'< M^ Li.* r. 4i«^ — — L .rar ,X • "..i <«^J ■t'^r ■f* r ^ J • '-V. ^i;'-- .-»- :'^ Sl9y^ t V|f N V \ 4* '-' A' f or ^0i ""^avt^t^ilftw^ I • »' *• r r^ f^^ •^ «^!ii/>:' m'4 ^^^-^?7/.--^" '^--^.'-^ HI ^^■^ .,. '■.;*'^r Hi m^i:M^: H^ ^:^ ^>. ^ liiSi'Si**' ■■\ . i: .-■ f ;-8;%. r.^- Mules aria Regulations^ r^ L«';^ ■ w^ RtjLE i: ^« S«iA shall 1>« k«:pt open for the 1r«ii»«ctlmi "^f bufinewy from ten Vcjoek in the moi^ung, /intil fhree o'cUick in th%^fteriioon, e?t»ry A^ in i{^^ »^War, exi-epton Sundays, the fir4 day «tf January^ Aih Wedoeid^r, Go#4 Fridn>\ Batter Moininy, BisMnjctty^s Birthday, end Chrifttmas day, wbir^ ^ay« shall be considcrVd ay Holydaysi cm which i^o |>asme«s ihall he tramiacted at the BaiUi* stoditlie Cashier shall affix in eomc conspjcuoui ple^e^|i0f ^v-jD to, that- effect. / , II,* kn a« ca««»8 where a m^mbel^ of this rorpprat'oa iiiaf toie by P«*o«y> ^^ when iwy traufferM made, jlr Dividend rec#*ived^ or olhor act done by «ttorf ^cy, stt«h proiy shall be required to pro4»iCP hit ittter of attorney, and deposit tiie ua^ with the ' l^he Stock of every ioeniber of thie.O^rpomtidi^ fhall be considered to be pledged to the Company |br etiy and altmonief, whjch sQcb flf mhfir may at my time owe the bank, eiid actufdly dm $ efii the loarA rf ftireclors ipay , if tjiey i»«N* nmm^ VitAM J «|toLi i lifijt, taensfory or p»y Hii y M»WyM|iB il t'WWiWIi^,^ ■-t -r. •* ,f- unich pereoii. as .h»ll choo«e to place it there frea'^ of expe„,e ,„^ shall keep ij ,ubjerder ' , «f i|^ depositor, payable at *igbU - * ^ ^^ ' tb.8 d.y,at ten o'clock precisely, ,or the purpose ^(disrounlii.^, except any of the Holydav». obseiT- ^H bythe Bank should falloo thatday: i„l|',iXa7e I Dwectors shall meet on the pre.,ee,«nK daj. + A rttgority of votM shall determine all quectionV «cepl ,n>ses ol Discount, -iientwo ot the BOari jotmc .0 Ih* negative, shall be sofficient to check -xbilVr*'"^ "*^'*' '"*' "" •*•""*'»"• 'ball be by 1 ,y* ' . ^ «>'■ ^* VH. All Brfh »„d notes offered for disronnf. sfia'l 1,^ «»d l«.d before the-BoHrd of Director,, by Tft CasLier, o,. the si.cceedinjr Wednewlay, at ten • clock, together with, statement ol (ho pind, a„S !nnr°L"'J '**!?'"!: '"•ichdoy, thedi«.o„^i •linll be settled, andsteh as are admitted shall M p«.d or placed to the cre<}it of th, applicants, orf ihe dny on which they m discotrntedi and ma^ he V" ^Z^ «ny .••«* aAerone o'clock, and f|,^ notes or bill, not discounted, .hall be warned rt •ny time after one qVJock on the wm0d.T. ^ .Di»connt.^.fc8ll not be made for a Jo»»r f ii^ than ninety day., *ith the osnal ^ce, ub^S ^»^ onanlmous toi. of the Oirecto,. p'rP«.„t at ' i'^i'j'-: ?* ut iAi«ae withotit two renpon9i»^le n«me^ but if fnr^ Property assliall Se approFod by tbe Board, b*-d>nc»tt «ball be discounted for a less time than ten daySj nor for a less sum than twenty-five pounds. - . ■• .-;.-: i- ".:: :•: ■■;.- '\'f^'[ ^^ ■ IX. ^ '-;..v ; .-.. •-.-■■: ',ki:f :'■'■'.■} i' No renewal of a note shall be made uhtess twei^^ ty per cent, of the amount be paid, ex< ept b^ th^ tinauimous consent of Uie pirccitors present. ,^l ... <*^--;,;.<. ,,;'.■. :■■■:":.,: ;■'■}^-■'^.^'^■ ^ \.^'-^. .;-\7. /,.;:^;' ' ^'z.' ..,■:.!>■ , The firm of a hotise tn trade, is not to be tnltell* at the Bank, unless they shall ig writmg inakflf l^own af the Bank, the names of all the paruvert composmg the same, and the firm of a house .to be considered as one nameonly. This rejrulation not to prevent any persons engagecl in partnership Irom acting Ml their sejjarate capacity, but thesignaturer of each person so cngagpd to >e then consider* i^ available for the purpose of setority, as that ol onj" #ther individual. V > ^ r 1EV€^ person who opens an acconn! and tran%» mcts business with this Banli* »h<»ll wibscrtbe-liWt Same in a book to be kept for Chat purpose, to K^ ^led'*fAe B f-, > I "'f«), .'*♦' ./-*\/ Bulure 9 ol ihie Finn iii tlii»book., • ' 'r" 'i^i r.u(j.T«. the Bank, «helherlh^ d^f.il.Htion be ori S rr ' r""'"?'" "■■ *'!<^or»e^ ; i.nto exHct operalwo. it ihall he the duty of th* _^«sh.er, toJa, brforc the Board at *«ch mertin* T^r digcount, the name, of all dofatilten, drs'p.ati^l Jho.^ on diwounti lind thee ob note, left for coC ■ » . , - . ." . " ... _ Di«:oi.nl5 may be made on notri paTalile t,l pledgeai^nd oihei »ecuHlie. m the Board ot J>irei ton may drem eipedjent. „.; „,,. ■ xrv; ... ■:":$/;■. t shall bMhe duty of the Ca.bi*r to enclo.^ th«^ J^ame to th* Solicitor of the B«nk, td be put i, ,£ 0..1e.. othertrUe ordered by the President ^ni^i ^ttor»fbr the week. "^^^^^^^^^.•- -^^^^ . .-!« „:'•-:■■ ■■" ■ -XV. .■ iJ^^ 't"*'"^ "•'"• <■»•• eon-ctfon, shall b# &t^J" 1?'* • '"•"""'•I'diiin of them at the' Atoe tim*', artd 1.1 cage of non-payment or brotogt. * tf^ti!^ '""^B-ng the «amt .hall pay ,he dfiarg"*' ^r»re^he n^tea are rettimcd. The Caabier ob.ll » ^ptate m.ll.« Bwk, with hU .ignaturt,*!,^ KoTrct I. mbwm Bottt tad Bi«» Bug^ be i,ft « ,he j^^ii' - ; ■ i ,■■■■■•■»,., et ! e oii 'ker UlHt fifioti Eating .tw cpl. J the per- d >'■ •'". '^'■1 the^ feii* ^ , YiK coMectiott, it may tometiitic htppW , miii.io .8 in notifying the parlies, or other infor^ maliliet or mistake* retpectin^ such notes 09 ^ '..Bills mwy take place, whereby damage may ac, ^m to the proprietr^ff oF ihi^, or other par- ties concerned,. .Public notice if iMrefore here* %• given, that the Directors of this In»li uUo.j ^r^cor^ider such notes and Bills as left wholly at .the risk of the persons, leaymg the same, and that the Bank will be respoiwlble only for monies -l^iually received in payment thereof, hat no% Llbr any omissions, inform^liuei, Qr>l»|^^)^ih . -^%fc-whateYcr».v^.-,v-TfH ■. -^'- • . _^. . * \^ "^By order of the Diwtonip, | rj-; :':*■■ ■::-.v(signed> k^K\,^ i\ :;.■:; v,.:^'-¥ ^o Notick t. '• '■•-;<•■.• *•''.< liM^ oK Exc*a#s and other 1^, ^ 'Wwi'r. iiHiSer, acceptor, or endorser, »h«!f"l)« recnved to an amoHM exceeaing One Thousand Po,o„d«, unleM by t|e unaDiinoua cbiiient of ibm ■ t .^v'^;:" ;' '■■[.■■ xvm. ■v-'»-«(.*.Vfri_.^"*v.,^. Board, .hall h« permitted to iospectlbe ca^U ' fouittof any per^oi) with this Bank. •« t ■"!'»*■ f Bill, and Post Not«f the Bank, and to deliver flieiB wheir «,gnpd to the Cashier, who shall efve ^uplirat^reie.pt*, tohe taken in a hook espeail* to he kept by the Pr^sMent for tbat purpose. The «rtborj...ccipt to be lodged w.fh the Accinntant fop %^^ »NI dehver the 5aid receipts to his success- tor, unless otherwise ordered by the Board of Di^ rectors. ; " ... , ' :' _. ■:■"'":•"■■• 'XX. ^' '■■'■■ ..V :^he proci-eafiffliof the Bokii of Dlr*rtort. when condncting their ba«ine» as n deliber ti*» i$ody,sbaU b^gorerned by the following artides. ^I^k^t^H "!? P««Men»• 'he i"'Jpe «f ord«r» "^.'' ■0^ -*4 -vlik if^lest two members require an appet! to the^oaro* fie Bball name all committees, nii»«*si» herein other* wise provided, or unless the Board sha-l oiherwisie determinex And he shall call special meelnigs of -l^e BpardjNrhenBTer in his opinion the bu>ine«s9 ^ey require it, or on the request of three mem- l^ers of the Board. The Board of Direciqrs shall be divided lot^ weel^ly committees of one each who shall he styled .Director for the week ; and who shall have power with the Pre8ident,mthe recess of the Board, to manage weh concerns ef the Bank, as do not re- quire the advice and interference of the full Boer^k The weekly committee shall haveiio authority to ];i0vise or change any decision made by the Board _jWl :«iiy "note, _::^:.^:__^. ^,i:,.:.;l_::::.^j:,.:l4i^:__:.itl^.-^- '.. ^^ThattheSohcitor for the Bank, shall have tl*o l^reference of the law bosiuess but ihall not re- ceive any fees, other than sucli as are taiable, a» ftelween party and parwr. aXIII. Every officer 6f the Bank sball be e;igaged oft ih«> express condition thirt their duties may be in* creased or altered at the i^easore of the Dif eeiowr ^ And it is the intention of the Directors^ and they reserve the ris^ht 4ind poifer to Uiemselvis, to vaiy the duties of the several officers, and to ci^i on qne to^ assist in tiMi perAirmaiiee (^ the dii^ of en- other, and for such idtenitten or M>er««s^ ^^ *^^ jti^, no officer sImU be eatMlid tc^iiiy incfeai%ir 4. .. i .? *^® trashier, to gee that tl)i« reeolation M reporttothe Director* witliout deUv. evenii olalion theteot which iballcom^ tt>hUknoIrl^^« it « e,pr«.ly probibl.«d them cLV eS^^^ tom.1 for k'**'".,''' '".*•'• •""• »<■ '»'« Thoosahd vn,* tfwde of f ran.%i„g ;„d; dupMing «f 4b. ^„ - . ■■'*".■■■-.■■*» "Tv,*<«<\ri»«;..^, \ 4i^ ■'&. Bank oiiU , Dy •"'^"-t j~^,-n, or »>» hit attoriipy, .entative in case •f *",°«^*' "'. "^ " ^a ibere- ^^«p his e«»*'*5f'' "' 7h«. SiWctttrs shall prasrribe. *fer in such Jam «• '"f. 'f"*,V„ ceriificata to Iho f who .hall tht""PZ ■ * me «re .bi tninsforred. ' L d«r of *..ch dW"!><'nd, no ^transfer J»f|»hw« I Mo to be ipl^d *itimd ©nine now»»"« "■- — r— , - , , Srentranater. .hall Ih* «.««P'^f«i'Jr« -titled to receWe such dividend ot profit*, -to them dribeir attornierrespeetifeljr. ; Tbe BobW Md aceonnu «f the Bank .haH b« > Warly^^^am ed * on the frrt ^T^^^^^^ '-' ^Wd July, in each y«ar, at wbicb time tb8 b«l. •Vf \ ^ .p 4 ■S!'!!^ Tc*"^***"" •*• Je«-'«red frwD Mch p«tf ^JheprWfii, rent., and income of the Capital c.enHo dw|dr.ai.d to be pwd to the Stot*bolde» HI proportiAn to their regpectire .hare.. A ^ W»"Mtw*^^^ '»«»* hcom^oDfitforPiiw ?*^»2l' '^rX''^k°'^ otherwiM dettroyed by . ^ C^n.m(»e of the Djwcior. appointed for that ^tli? *^^'^ »^mmon .eat pwW^ by tK« BoMof Director..^a\d depcited in the Bart. ™* T^' PWWa"*;'" «*f vote, of the Board of J«*ctor|^tp •% thiMwL ,o all centeyance., or ruy m behjUfof the Corporation. Jw .h^ V^"".}'*^^ airBill. or noL to he .ig^d .% the President, or hy order oflhe Board ^t" «^,e charKPof all Uill.. note.* oSli^on.. Wney depo5rf,.,a„^ pledg.,, and « the cIoW the ba*U Ofesof ea.h day. »J«,H hove th- whole t^reof'it Sf.K "'*.!/"''*' »'"" Bant; and da^«. SSf . «>•« wWementof the cash accoontiT^d tetelt t7"l? "^"•'^ "»«"•'"»• »«•»• to «V *JwsKlei»t.nBd, Director, without deWi to attend "^e|H,„ of the board, keep a f!^r;..dr^".r /' M * ^ A . »f«* «f •» Mwlalions of the 1ott« to imt «J^ ! J,7Srecto . who m«, «pply therefor ; «■;« ''"^ ,"U with commiltee. when requested, »" •"^J«*" referred by the Ik.«rd-«nd ««., t« perform .«ch nVnved under him, nnd repon w »u^ y j-iU*' K;l^^.n.glect,inc,p.«t^ ^[bjd c.nd«^ M hp ih»T discoTM in any efcthem.i " ™"" "" Te the dutv of the Ca.hier, to "c..^e »»»«»«««: eleS. .nd wrvant. of the BanKtP •«•»<» »• '"J X ;«cue their re.pe«tWe dutU^in 'o-^'IJ^;^ \«ch rale.Wreg»laiiow...^«y b^ P'«^'*3 *^^ Ike BoaH of Directors, and to tak^ a pener.1 *«^ ^mtendence of the coneem. of the Baf.k T» fee that the book, and ««»»»*» ''"/'Jrer eutf^V Merly*^f«rt«;^^Jj^?S^ rflheir fuAd. winch .hsta-t. hall ^^^'^J*^ ^•nipnt of the debt, and credit* •^«'Jw^"*'r mXt of note. iMoed. and t»'«t*'J,?.[?'!* S^£! r.5nt«f «•*••* hand, and .h.irH*'ri» *•«». «.il in the .ccou^ of eaah en »«'^; *J* ""JJ. S,e«of tein .pecl^. «d how -"^V'^XiT^ kindt of Bm* ftotea. dfe»ip»t««»rtbo«* « "^^ qi .ndthenoteaof dtherBankj. ^U^*^^^ I time. hm . lift of all the <'«»««'#ir»^!-^|I^ mnged in a per«picooo» manner, «>bJ«!tto tM-W •J* ji ',/.?/. — •-•■'>H- -. •> ' ■ .r \\' :v * ' w. ine day of their recWnt *ntk^ n '^ ,Y*^"**reii on . B^nk. I,e shall 4>e . har «^f fo ihd ^ i^vin, "tro7r„.'^ tVc:!;r'rie'.f'r' , ceive payment of alt NotM Rii 1 . i ?» *''"" •"*■ for ,0^01,00, and when :«U """'-*'"''"•'»'«" »hHlt desire it he .Ull „„. 1 P^iP"**-' thereof : {»*""t^' Bnbin'd'^Nt K-^^^^^^^^^ the a • , •'*'■?« D-bit and Credit Jo, rn"o£*nM'!!l'"'»* .,■..«.' throogh bis K.nd.V fron wS ^hllt P".- 'the NotrroftSBaTki^?!.*'*^ *•.*•' ^«'"*' Of / ' lb* Vauh^ir ."* ""t ^"'y «"»»»"* • of Cart i *mk Jo^^rnal L T«i.Sr^^^^^^^^ -••jr fee required ofWoL "^ "*•' ;««!•«» f V 1 / . "v ■■ ' XXXI. -L -:■*':. . .. •' ^ /'V lM-^Tl»e Bookkeeper AvaW keep tlie acj winttij ofjhe^di'k in a penpinious a.nd mcthodicaj man- , WTr-^^shariurniaU statemenU from the BookSj wbenever required 80 to do by the President and Directors-h^^ ihall keep the Bocks regularly ba- , kic^d and the ledgrer in us.' shall always exhibit SfJhe accounts of the Bank-he shall, as soon «. miy be afier the end of each month, couiplete nil the entries in the check bo^^ks of the d»»po8itor»-- he shall make all the entrWs from th« ;;««*\»^^^^ the Le.igcr, before the eipiration of the day after . the entr V in the cash book^he shall e"t^[ «%*^« ca^h hook, th*' rereipts and payments of the J ei- . ler; and the amount ot each day shall be entered. Uinined, and agree with those of the ^1 eller, he* foi^ either shall leave the Bank^^he shaU collect . and assort the checks >tm each day j shall stamp a boll ill them, and write on the xiover tbe.day o^ . which they were receifed. and at the end ot eacn wonlh deliver the said checks, efi«r filtering th« 8ai4 in the check books of the depositors, to |he4 resictive persons by %hom they were dr^H* .^i ^he iooklBeeper shall Slso perform })^ ^ of Discount Clerk, v^hich are to enter tn^j; , all notes, bills, and acceptances, offerea ouiK,— to cast the; diakountsr ofl^ all . tljose ill be discounted J and record^thc sain« i"^ •^ tbook.'-to.mioutc on tbe back of, tb^r^-,t »ii or cofef, the dav of its being offbrfd ount. the number or' the discoioqt, and/the. ..„...^^.» of the note, the date thereof, and the.nuaat ^ber of days it has to run before it arrij^ies at mato.^ ^l4tv, the amount thereof; by whom it 41 signed aii4i g \-aiK 9 ?'''^T V ' "'^ ^r-^.-.,- S^' 'e "f-. -\ «1>ibit the .ai/^ccoun L , •i.l"* '""'°"'"- ^e «bal Co'bier. to be laid be W hW""- ,"'*''^' «« "»• '•H:iors, balanced ak^S * PrwKlent and Di, ' J-'-nc*. aT.o 1; keeraT'"'* '"'>' ""^^ «'«' '"»»* l»'ll» and obligations twrh "t?"' **^ «« "<>«''V »" the .am/to the SSer'^ ^ "*"'' ""«« <>««- «!«• b««ne« of each S he-.h."?^ "' "" *"°" «f •ccouot of oblimtion. iL'j " 'O'nP're his ac- *»'">do not a«ree, the CasW^'^.i. n"'''^'"' ""'"f rfport the differeice^o ,he P •'L"" """'•• 'eft for tben«»e;ofl^J'*Sr^J^»y«4ngfV thejfewk at night, he shall examine every ?^^J^l ^1h#Snkitighoti«»€ and appurtenances, and see that it iiiiioperly secured ; and further te do and oerp^ ifor#^ch other services at may bt vkxpxi^^W' i- the President or Cashier. '? r ■ ■ -'''3 ■1 s^^Ss:.- iV. «4 , i\»*i5-iv ' « ' * -"^■^V. i> ,. ■' ,<" ■ " » . ■' — v.- '' *. * ' * '» 1 .^^^^>^ ■ ■ ■ » ' ■ •• '■ i (• , < • -i * ■■ ' ' • 4 "••' .'• ■ ■'' • • ... -y.^- ;.■ k 'C\- t ^ r - >.iJH!r,. » ^ • *• J '' *#' i, \ \*; ^ U ^ "i V • f^ \, » /'. 1i.'^:i, ' -H' # , gt-, ■- k Iv^ «^ r ¥ *'k' 4 ~f\ I" ■:...■'■'■ f -4 ■#:| ■l' y: ■''"p -ill.