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Photographic
Sciences
Corporation
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^
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1
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1
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5
6
MASOmC MUTUAL
BENEFIT ASSOCIATION.
I
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REV. BRO. G. M. INNES, M. A, ( ' €
Canon 8t Ptiul's Cathedral, and Chaplain Tuscan Lod^e, Kou<|oa^j||L
R. W. BRO. F. WESTLAKE, P. H. G. M. '^
W.BRO.M. D.D A WSON,St John's Lodge,20,GRC
W.BRO.J.A.BALK WILL, St. George's Lodge, 42
V.W.BRO.R. LEWIS, Tuscan Lodge, 195, G.R.C
BROJ. BURNETT,8t.John's Lodge,209,(A)G.RC
W BRO.T.WINNETT, St. John's Lodge,20,GRC
BRO.DR.C. A. SIPPI, Kilwinnhiff Lodge, G4,GRC
W. BRO. H. A.BAXTER.
BRO. M. L. ALDRICII.
.)
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Printed at the Herald Steam Printins: Establishment, Lo«don.
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BENEFIT ASSOCIA TION.
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Mawm»AM9mm9 9#crAv##jrirrjp« i9H
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■yC.->' REV. BRO. G.M. INNES, M. A.,
CuwnBl> Paol'i CatlMdral, Mtd du^bda Taacan Lod|«. Lmi4mu
R W. BRO. F. WE8TLAKE, P. D. G. K^
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<!!^x«nitiv« (Soinmittir.
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W.BK0.M.D.DAW80N,St John's Lodtfe,20,GBC
WJBRO.J.A.BALKWILL, St. George's Lodge, 42
V.W.BRO.R LEWIS, Tuscan Lodge, 195, Q.VLXJ^
BROJ. BURN ETT,St John's LodKe,209,(A)G BC
W.BRO.T.WINNETT, St John's Lodj?e.20,GBO
BRO J)R.C. A. 8IPP1, KUwinniug Lodge, 64,GRO
$tmiMt)i ana Srr aisttrer.
W. BRO. H. A. BAXTER.
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dSeturiil Sravr ling i^geut*
BRO. M. L. ALDRICH.
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Printed At tiM BenkldfiUtm Pri&tinff EsUtbtishmeiity LpaApDr
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FORM OF APPLICATION.
■4^ -^ .♦ ■ ^jI^-
A /Atf MxHvAinB CommUise of tM London Ma-
tonic Mutual Binefii Atiocialion :
^% ■ \
being desirous of becoming a member
of your Association, and having com-
^ied with the requirements of your
By-Laws, I herewith enclose myappli-
cation properly filed out.
My age is years : my occupa-
tion is ; my Post Office is
. I am a member in good
■ka/iding of Lodge,
Name.
We certify that ore.
is a nSemberin good
standing in his Lodge,
W. M.,
' ' Secretary.,
MmmMhM
M.W. Bro.W. Mercer Wilson, G.M., Norfolk
Lodge, No. 10, Simcoe.
R.W. Bro. Chauncejr Bennett, G.R., WalgUi-
gham Lodge, No.
R.W. Bro. Daniel Spry, King Solomon, 22, To-
rham Lodge, No. 174, Port Rowan.
ronto.
R.W. Bro. J. B. Harding, St. James', 78, St.
Mary's.
R.W. Bro. Isaac F. Toms, Maitland, 112,aode-
rich.
R.W. Bro. John Tracey,Petrolia, 194, Petrolift..
B.W. Bro. OttoKlotz,Alma, 73, Preston.
R.W. Bro. Thomas Matheson, Tudor, 141, Mit-
chell.
R.W. Bro. James Gibson, Great Western, 42,
Windsor.
W. Bro. Robert Stark, Oxford, 76, Woodstock.
W. Bro. Dr. E. Allworth,St. George, 41, Kings-
ville.
W. Bro. J. W. Luton, Cameron, 232, Wallace*
town.
W. Bro. J. C. Small, Beaver, 88, Strathroy.^
W. Bro. J. Eastou, Central, 110, Prescott.
W. Bro. Peter Lawson, Erie, 149, Port Doref .
W. Bro. Dr. James B. Neff, Macnab, 169,. Port
Colborne.
W. Bro. Ross Robertson, Northern Light, 9^,
Kincardine.
W. Bro. J. Hargrayes, Saugeen, 197, Walkerton.
W. Bro. T. M. Nairn, Malahide, 140, AyUner.
W. Bro. W.D.McGloghlon,Albion,^)JiOndOni
W. Bro. R.Stephenson, Wellington, 4^Chath<iai
Bro. J. Milligan, Warren, 120, Fingal.
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The advantaffes which Life Insurance con*
fers are so welfknown to all who have con-
sidered the subject, that they need not be
rdterated here. While the thousand and
one companies which have sprung up all over
the land^are doing a good work, and have
conferred a boon upon mankind, they are at
the same time enriching themselves, and de-
claring enormous dividends at the expense
of the insured* To enable them to do this,
their annual premiums are placed at extrava-
gant figures — so extravagant, indeed, as to
confine the advantages to few, and put them
beyond the reach of the masses.
The plan which it is here proposed to sub*
mit reaches all, and embraces all in its com-
prehensive scope, and must commend itself
to any who will give it a moment's consider*
alioO} asbNMng simple, feasiblei secure and
i
I
If-
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6
cheap. It ie purely mutual, and hence the
dividend remains in the pockets of the mem-
bers; and what may be denominated the|^#*>
mium is so spread over the whole year, and
called for in such small sums, as scarcely to
be felt or missed.
This plan is one which has been in success-
ful operation for the last five years among
the united Btates and Canada Kailway Con-
ductors, and the annual calls made have been
comparatively trifling, con$idering their haz-
ardous occupation. Bince tn^ir organization ,
they have issued upwards of 4,000 policies,
and out of this larffe number, during the
whole ^\e years, only 151 calls have been
ju^de, the majority of which were for injury,
( w
.A t.
The Express men also havj an association
based upon the same plan. i)uring the year
1872, their membership numbered 3,020, out
of which onlv nine deaths occurred*.
How much lea3 may the mortality not be
expected to be where the risks are not so
gg:eat? f^h
• » - . ■
Upon the death of any member of the or-
ganization, the Secretary shall issue a circu-
lar to each member, notifying him of such
death, and calling fot the stiln of one dollar.
This amount, when collected, ehaU rem^j^.
as a reserve fund to mdet t)^ ,nest c&S» ^-
■,-.h
f^lrO'-,
i."»i-. J.:> r\-»
•4. ^^
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It is confidently believed thc^t jthis scheme
rtMMIiaiM
>i11 bo found to work admirably at a trifliDg
ezpense — at least it is worth the trial, aiiQ
can 1)6 dropped at any moment if unsafSi^
factory, by a simple refusal to pay a call.
•u »-
To render all who join this organization
safe, the Secretary, Treasurer, and Travel-
ing Agent, into whose hands all monies will
be paid, have entered into bonds for sufficient
sums to secure the Society, and the Execu-
tive Committee, who have been instrumental
in the formation of this Association, will ex-
ercise a due supervision over them, and see
that all their duties are faith Ailly and ^S^
ciently discharged.
All who desire to have their names enrolled
as members of this Association, will fill up
properly the application, which will be fur-
nished them by the Secretary or Travelling
Agent, including the required amount as per
dcale. See page 18.
I ,.
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The Secretary will also make an annual
call for such sum as the Directors may deem
necessary, but in no case to exceed one- doJ-
lar.
it
As the number is positively limited to
2,500, and no more will be admitted under
any circumstances, all who desire to partiji-,
pate in the certain advantages which this
mutual benefit plan guarantees, will send
tibeir applications and remittances without
I
I!
11
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fldiay to the Secretary, H. A. Baxter, Loo-
doD, Ontario. i,
' ' til
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SuUft and KeguMons.
,'f
1. — The Society shall be knowa as the
London Masonio Mutual Benefit Assooia-
3. — The officers of the Association shall
consist of a President, Vice-President, Sec-
retary and Treasurer, (the two latter offices
to be filled by one person,) and an Executive
Oommittee of six, which said officers, except
^he Secretary and Treasurer, shall be elected
by ballot annually, at a meeting to be held
for that purpose, on the 2nd Wednesday in
Qach year, five of whom shall form a quorum;
The Secretary and Treasurer to hold office
during the pleasure of the Executive Com-
mittee, and to have three months' notice pre-
vious to his being dismissed from office, ex-
cept in case of misdemeanor or neglect of
duty, and to give a similar notice in case of
hi^ wishing to resign.
8. — It shall be the duty of the President
to siffn all necessary documents, to preside
at all meetings of the ofi&cers of.
f>l
iif/ in..
■■f?rt^
tion* or, in his absenee, the Vice-President
^m officiate j9ro t&m, '^>- ^•^>
V'»
^^4. — ^Tfae Biicretary and Treasurer shall
ndceive all monies for the Association, and
{my the same subject to the (>rder of the Sz*
ecutive Committee. He shall keep a tru«
record of all the basiness proceedings of the
Association, and shall register the names of
all the members in a book provided for that
purpose, and make :; correct quarterly re-
port of all the receipts and expenditures,
number of members, and condition of the
Association, which shall be sent to each
member annually. The fiscal year Assod-
ation shall end on the 27 th day of December
Tin each year*
.-/«
5 — ^It shall be the duty of the Traveling
Agent to receive applications, grant receipts
for the same, and make a correct return of
the names, ages, and amount received from
each, as often as practicable, but in no case
to exceed one month.
6. — The Traveling Agent shall give se«
curity to the amount of $1,000, and the Sec-
retary and Treasurer tothe amount of $2,000
for the faithful performance of their duties.
7. — There shall be an Executive Commit-
tee, to consist of six members, to whom all
applications for membership shall be refer-
them, the ad-
i:'
Ill
;i
Vance fee sball be refunded. No claim will
be recognized unless accon^panied by medi*
cal certificate, or some other satisfactory
evidence of the death, or disability resulting
Qrom lo§s of si^ht, hand, arm, or leg, or from
some severe spinal injury, and in the event
of such disability, the member so injured
shall be entitled to receive fifty cents irom
each member ; but the heirs, or those named
in the will on the back of the Policy, shaU
only receive the sum of fifty cents from each
member at bis death ; and in case the bro-
ther shall die intestate, then the sum payable
as aforeasid, shall be disposed of by the £z*
ecutive Committee conjomtly with the will of
the Lodge, of which deceased was a mem-
ber.
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8. — It shall be the duty of the Provincial
Directors to assist the officers and Executive
Committee,in carrying out the business of the
Association, to aid the Traveling Agent ;a
securing membership in their respective lo-
calities, and to communicate with the He^d
office any irregularities that may come under
their notice.
Thai tn/uture, each district shall — from the
Elected Officers of the Lodge in their dis-
trict, nominate a Director to represent such
district.
9. — It shall be the duty of the Executive
Committee to examine the accounts quarterly
MM
A
Le
and to see that the business of the Assocja-
tioD is honestly and properly conducted. .^
10.— Ea<^ member shall be entitled to a
certificate of membership under the s^al ojT
tho Association, which shall be attached \ff
the President and Secretary, apd signed by
themL Duplicates will be supplied at 25c»
:i \. • : :^KiiiU uODlJ i>7fej bi^tOW 6sJ ik. Rf„:^
11. — An annual fee of not more than oner
dollar will be required of each member, pay*
able at the call of the Secretary, on the SS7th
day of December in each year, for the pur-
pose of defrayin|f expenses, ^nn ,eji;j i/.;r:. j
12. — ^^The Secretary shall, as soon as con-
venient, notify each member of the death or
disability of any member or members ai&
aforesaid, and require the amount of one dol-
lar for each of such deaths from every mem-
ber of the Association, or, in the event of
such disability, as aforesaid, the sum of fifty
vontfl.
13. — As soon as possible after all collec-
tions shall have been received by the Secre-
tary, the amount collected shall be deposited
in a Bank approved of by the oflScers of the
Association, and shall not be drawn out with-
out the signature of the President, or, in his
absence, of the Vice-President and Secretary
and Treasurer,
I
in
14. — 'That if any member omit to pa^ the
UlaxoB mentioned in the 11th and 12th articles,
€r either of the said sums, for one month
tfter the date of the circular requesting pay^
memt thereof, he shall cease to be a member
<if the Association, and his name shall be
Erased from the list of members; but suc^
Inember may be re-admitted at any time du*
ring the ensuing month upon his paying such
fees as he would have been liable to pay had
heiheen a member, and also a fine of one doK
lar : but after the expiration of the time afore-
said, DO person shall be re-admitted a mem?
iber without the consent of the Bzecuti^
Committee, and upon payment of such fine
or sum as they may deem proper.
•iM'ifi «a>
or
15. — The Association will not be respon-
sible ibr money paid to any person except
the Secretary and Treasurer or agent, who
have entered into good and sufficient bonds
fi>r the due performance of their duties.
Money can be sent by mail, (properly regis-
tered) to either of the above parties nt the
risk of the Association.
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16. — ^That all members of the Association
diall be affiliated Masons. Should any mem-
^ be demittod from any Lodge, and not
^Ijiiate again for twelve months, his name
will be erased from membership in the Soci-
el^, depriving him of benefits.
17. — ^The President and Vice-President
- ■,....■- -^.,;.Aii^.^-A.;i^.ip-
^hall be ez-officlo memben of ^I committee^.
18. — 'two auditors shall be appointed ta^
The following shall be the scale of fees fof^
admission :— ^t
From 21 to 80 inclusive .. r. . o r. ...-...». f a fifr
•* 80lo85 « *..-.r.,...., 4 OJ^
'^ 85to40 « ,. 5C6
•' 40to4« i» V... ,.M. 7 Op
" 45to60 » , 1006^
♦• BOtoeO " ^, ^....•.20 0^
Above the a^e of 60 years no applicani
will be admitted-
^i; r;^?i'«f u -A ;..iri-,,. ,.
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jtovuAL Statement of the London Mabonic
Mutual Bsnsfit Association.
BECSIFTS.
Amount received on 1139 Applications.. t!2j289 00
do do fer4 do >^«*^^'
over age, as per sliding scale . . , . . 80 QO
Amount received on No. 1 call.|409 00 '^
t t i't 88800
do doonaccH 4 do.. 68100
do do 5do. . 815 00
2249 00
Interest received on Deposits. . . 32 37
$4594 37
SZFENDITtJBE.
Commission paid M.L. Aldrich^
Travelling Agent |588 25
Commission paid Wm. Phillips 12 00
do do J.M. Dean.. 10 50
do do B.Lewis.... 6M
Expenses, Ac-^-Postages $77 77
Postal Cards... 24 25
Books &Stat'y. 85 94
Printing H5 75
R.R.Fares V.P. 15 00
JSalary p^d Bee. to Dec. 27, '72 160 00
Paid Policy of Bro. Button .... |430 oa
do doT.R.Westcott 466 00
do doN. Watson.. 466 00
do do T. Storey. ... 736 00
Cash on hand— 'Balance, . .
|61T 2$
478 71
2098 09
1400 41
14594 37
mtmim
Mabosk
80 0!e
3249 00
32 37
4594 37
♦1457 87
:i5;
*^ 29 71
*1457 S7
Audited and found correct,
aA.B^T2B, Sec. J^^/® f Andltora.
^^don,Ont., 7th January, ,873.
^617 2$
478 71
098 00
400 41
5r37
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