w '/. 7 /A IMAGE EVALUATION TEST TARGET (MT-3) = 1.25 ut lU 12.2 Sf 144 ■" Photographic Sciences Corporation i^i J^.^ A^ m /.. y 4^ lair« w details iquea du nt modifier Kig«r una Ja filmaga Tha copy fifmad hara hat baan raproducad thanks to tha ganarosity of: Nova Sootia Publie ArohivM Tha imagaa appearing hara ara tha batt quality posaibla consldaring tha condition and lagibillty of the original copy and in Icaeping with the filming contract •pacifications. L'exemplalre fllmi fut reproduit grice A la ginirosit* da: Nova Scotia Public ArchivM Lea Images suivantes ont 4t4 reproduites avec ie plus grand soin. compto tenu de la condition et de Ie netteti de i'exempiaire fiimA. et en conformity avec ies conditions du contrat de filmege. d/ :|ute8 Original copies in printed paper covers are filmed beginning with the front cover and ending on the last page with a printed or Illustrated impres- sion, or the back cover when appropriate. All other original copies are filmed beginning on the first page with a printed or llluatrated impres- sion, end ending on the last page with a printed or illustrated Impression. The last recorded freme on each microfiche shall contain the symbol -^(meaning "CON- TINUED"), or the symbol V (meaning "END"), whichever epplies. Les exemplaires originaux dont la couvert jre en pepier est imprlm6e sont filmAs en commen^ant par la premier plat et en terminant soit par la darnlAre page qui comporte une empreinte d'impression ou d'lliustration, soit par ie second plat, salon ie cas. Tous ks autres exemplaires originaux sont fiimte en commengant par la pramlAre page qui comporte une empreinte d'impression ou d'Hiustretlon et en terminant par la darniire page qui comporte une telle empreinte. Un dee symboies suivants apparattra sur la darnlAre image de cheque microfiche, k«ion ie cas: la symboia — »> signifie "A SUIVRE", Ie symbols Y signifie "FIN". aire Maps, plates, charts, etc., may be filmed at different reduction ratios. Those too large to be entirely Included io one exposure ara filmed beginning in the upper left hand corner, left to right and top to bottom, as many frames as required. The following diagrams Illustrate the method: Les C4 rtes, planches, tableaux, etc., peuvent Atre fiimAs A des taux de reduction difftrents. Lorsque ie document est trop grand pour Atre reproduit en un seul cllchA, II est filmA A partir de Tangle supArieur gauche, de gauche h droite, et de haut en bas, an prenant la nombre d'imagas nicessaira. Las diagrammes suivants lllustrent la mAthode. by errata led to ent une pelura, a^on it 1 2 3 1 2 3 4 5 6 32X This Book is the property of the Nova Scotia Board of Fire Underwriters, and must be returned them on demand. CONSTITUTION BYE-LAWS AND RULES. ALSO GENERAL MINIMUM RATINGS OF THE Nova Scotia Board of Fire Underwriters. ADOPTED JULY 31st, 1900. Nova Scotia Printing Company, Halifax, N. S. / fi NOVA SCOTIA HOARD OP FIRE UNDKRWRITKJW. MKMUKWS. JEtna Insi'ranck Company, of Hartford, Conn. Allianck AssiKANCK Co.Mi'ANY, of London, Knj^lnnd. Atlas Assikanck Company, of London, Hngiand. British Amkrica Assiranck Company, of Toronto, Canada. Calkdonian Insuranck Company, of Kdinbiirj,'h, Scotland. Canadian Firk Insuranck Company, of Winnipeg;. Commkrcial Union Assuranck Company, Limitkd, of London, Kngland. CoNNKCTici'T Firk Insiranck Company, of Hartford, Conn. Guardian Fipk and Like Assuranck Company, of London, Knpland. Hartford Fi ■ Insuranck Company, of Hartford, Conn. Imperial Insurance Company, Limited, of London, England. Insurance Company ok North Amkrica, Philadelphia, U. vS. Lancashire Insurance Company, of Manchester, England. Law Union & Crown Insurance Company, of London. Liverpool & London & Globe Insurance Company, of Liverpool, England. London & Lancashire Fire Insurance Company, of Liverpool, England. Manchester Assurance Company, of Manchester, England. National Assurance Company, of Ireland. North British & Mercantile Insurance Company, of Edinburgh and London. Northern Assurance Company, of Aberdeen and London. Norwich Union Fire Insurance Society, of Norwich, England. Phenix Insurance Company, of Brooklyn, U. S. PHOiNix Insurance Company, of Hartford, Conn. Phcenix Fire Assurance Company, of London, England. Queen Insurance Company, of America. Royal Insurance Company, of Liverpool, England. Scottish Union & National Insurance Company, of Edinburgh, Scotland. Sun Insurance Office, of London, England. Union Assurance Society, of London, England. Western Assurance Company, of Toronto, Canada. HOVA SCOTIA BOARD OF FIRE UNDERWRITERS. CONSTITUTION. Section 1.— Tliin IJoiiril 8lmll Iw known an "Tub Nova .Scotia Hoaud dk Kiuk UxhKiiwitirciH," and is forniuil in tlio intt^roHU of all ConipanioM (.>n^:iK'<'>l in tint tniHinpnH of Kin^ IiMurniirc in I'd^ I'rovinco of Nova Hcotiii. orricera. 8BCTI0^ 2. — Tim Ollicort iliall continL of u I'rcsiiicnt, Vict; I'reniJent, SuLTHtary, and Honorary Treasurer. Tlio dutios of tlio Olliiiors sliali Ijh a» follows : — ('/) It »l.a!l l)t! tl' duty of th(! PrcHidiMit (ai 1 in hi.- ahscncn of tli. Vici- I'rtMJdont) to pri'sidn at all meetings of t!ic Board and to suminon s|)tM'ial nici'tinns wlion In; di-i'in-i it noci'snary, or when Kqn..3ted on a written requisition of any 8i.\ or morn Agents. In tlin ahsonce of tlin I'residunt and Vice-President, tlio Chairninii slt.ill lio the senior Agent present. {h) It shall he tiie duty < f the .Secretary to take minutes of the proceedings of all the nieeliiigs, •which he Mhall record in a book provided for that purpose, and to forward copies of the same, when printed, to each niomber of the Hoard and to their Hevural representatives authorized to receive the same. He shall also collect all assessments, fees and tines and promptly deposit the saiae with the Honorary Treasurer, taking the latter's receipt therefor, inspect risks, and generally faithfuliy pcrtorm and fullil all and singular the duties appertaining to a position of this nature. ('■) It shall be the duty of tiio Honorary Treasurer to ri!ceivo all moneys on account ot the I'oard, «nd to pay out the same only on cheriuo or order signed on bohaU of the Board by its I'ri'sident (or in the absence of the President by the Vioe-Prcsident) and countcrsigneil l)y the Secretary ; and said Honorary Treanirer shall render an account for each calendar year, as soon after the close thereof as poHsib'o, duly certified to by the two Auditors hereinafter provided. Membera. ShCTio.v 3. — Any Fire Insurance Company authorized to do business in Nova Scotia may become a member of this Board, u|)on application in writing, to its Secretary, and receiving a majority of votes cast at any mooting thereof, and upon signing the Constitution and By-Laws. .Said company may bo represented at all meetings of this Board by the Agent personally, or in hi.s absence by a res|)onsible •deputy duly accredited. In the case of a Company newly commencing business in the Province (other than by taking over en bloc tht business of a retiring member of this Boord) or one not heretofore a member of the Board, an entrance fee of $25.00 must la paid. Rating Committee. Section 4. — (a) Tliere shall be a Rating Committee, composed of three Agents representing Companies members of the Board, all of whom shall retire each month and be replaced by other Agents, according to a roll arranged alphabetically to bo prepared by the Secretary at the beginning of -each bub.ness year. The Secretary shall be ex-oficio a member of this Committee. Two Agents with the Secretary shall constitute a quorum. u CONKTfTfTICIN. (^) It Rhiitl hit th>i iliity of thi4 C'ornniitti''' to n r iiiinu'nti ritto* on .ill riiki Hiilimittnl to thtiin for thnt |iur|HMi* ; liut Mti»i tlnm r 'romtiicinlril hIiuIi Ii« IhiihIimI tn the Mirrrtikry hy the KntUy prnvinti* to till' ri'Kiiliir iii(H'tiii){ of till- llonri, ami nhuil takii I'llVi t linK rnnflrnmtion hy thi> Koiinl •>! tlip Comniitt««'» ri'ootniMi'niliition ; [iroviili'ii, lio\vi>vi>r, that ri'i(iii«itionM fur ull nttiriKx xhitil bn lilvil with tlm H«'cratary, •nil n link of nil mucIi b NotiicN of MMtinK" of the lt«>arl, at h/) No rnlintion in rutr xlmll ho !nii(li< in tin' iiixf of u rink iilrcitily lulil hy n llouril (joinpiiny on tliH appliiution of any oihcr Company, cxrept with Ih" wHucnl of thu comp.iny or "onipuni** itlr«>H'ly intcreMU'ii in tho ri*k. M««tln(t. Hectiun &. — («) KvMular Meotini^t of tho Ikinnl nhull hi> hnlil cm tlm Micoml mil fourth Tni>i*itnyx of cuih month iit .') p. ni., nml at .ill nx'Ktings of Ihn HoanI i«eveu agantii iihnll cunati- tuti' 11 ipioniMi. (h) Tint AnnunI Mi-otin^ nhull In* hulil on the avroml Tnomhiy in Kchruitry iit 3 p. ni., at whifh u I'niNulcnt, Vicn-l'rcHiilnnt, Hccn-tnry, Honorary Trt'iinursr iiml two AuilitoM for thu unmiinK ycnt xlmll Iki eluctuil hy Imllot. No ini'mhor hIihII mitvii an I'ri'iiih'iit for niont than two yenm in surnoMion. Any viicnncy uiicnrrinK iliirin^ tli« yi'nr may l)i> lilli'd up ut any mt'ctiuK of thu Jtuuril. M«nib«ri to Comply with Tariff. Skition 6. — No Agent or mih-Atfont, ri-pri'siMitiiij; any Company boloiiKing to tho Uouril, nhall tikki! rinks to or for { to it« Sfcri'tary that all riikn taken hy them xhall he in ciunplianci' with said Constitution, Hy I,owh, Ruk-a and Taritl'H. Breachea of the Tariff. SECtros 7. — All alleged breaches cf the Hoard's rates or regulations shall be brought before a general meeting of the Hoard to be dealt with as liereinafter provided. Halifax Agent Keaponaible for Violations. Section 8. — In the case of Companies having Agencies over tho rrovinco reporting to an outside contrc, tho Halifax Agent shall he responsible in all cases of alleged violation of Rules or Kates, and shall be furnished promptly by his Head Office with any information respecting their business in tho Province outside his Ag"ncy wnicli may bo called for umlcr the Rules. The Halifax representative of any member under accusation shall ho furnished with the particulars of the charges at least one week before the meeting at which tlie charges are to be considered. Tho Halifax member shall be cited to appear before the Hoard at which such charges are to bo coiisldered. Authority of Board to Inveatlcate Complaint*. Section 9. — The Board shall investigiite every complaint laid before it in writing ; and it is authorized to demand a full explanation, also in writing, from the Halifax Agent of tho Company which is charged with an infringnicut of the Constitution, Hy-Laws, Rules or Taritrs ; and, in the event of conflicting or contradictory statements, it may demand the inspection of the member's (or its Agent's) books by the Board, or any one appointed by them for this purpose ; and in the latter cose he shall report thereon in ^vriting to the Board at the first meeting thereof after such investigation has been held. Refusal to Furnish Information. Sbction 10. — Should the Halifax representative of any member under accusation, refuse to furnish information, or in any way set the authority of the Bo»rd at naught, a statement of the facts shall be forwarded to the Head Office of the Company concerned, and a copy thereof be enclosed to the party himself at least four days previous to the aforesaid statement being sent to the Head Office. /"■" Hro pr- or he wli adil H»NHTITtiTU»N. IH fllcriOM II.— All •>X|M'iiiii'H utti'iiiliiiK lliio IUi«rlivi>liti| iNitWMit thi> iti>vi>riil CnmiHiniM prorata up«n tlivir uft preniitirii iPCHipu (hiring Ihn pravlotiK lyilfinlur yvnr in tltw I'mvinr*' of Nnvn Hfutm. Withdrawal from Hoard. NB(-ri(iN I 'J. Any ttii'inlipr ilrmririK to witinlrttw from tlin Itoanl muit ({ivn at Iciitt »nr nimith'a previouk itoticu iii wtitinu to that I'lU-ct. VotlMf MfLTioN 13. - III ciiurs wliiT" tin* AK«iii'ii<« of .^cvenil roiiipMnifi timy ^f in tin- hiiiiiNof onr Aurnt or tiriii of Atjuiitu, that A^i'iit or lirni xlmll not have mora thun oni- \ut<', no nrntti'i liow niiiny Coinptinicii hit or th«-y nniy npri'MMtt ; I'xcitpt timt on ull (|ui*ntiunH Hll«^tin^ thii ('oimtitiition, Ity Ltwii nnr of tliin Hoard. Amandlng Coiiitltutlon. Hk<.tioM \^. — TIk* Cun«tituti»u of lh« vote at any rpK^lor nimain^ tiicrt'of, noti< v of motiun, in writint;, having tirnt bopu givpii at least four wvekM prior to tuoh nu-ctin^. BY-KAWS. Tariff. Sectio.n 1. — No Agent, or otiior roprewntutivf, of a niL'mbor of thin Honrd ithail iindeiwritc, or offer to underwrito, a rink at a lower rnte of premium than that preHcrihnd hy the tariff under wiiich tho Hoard is working at the time of taking Huch riok. Sub- Agents and CommlMlon. Skction 2. — (rt) No rpprcsentativo of a member Hhall oiler to or divide commignion or allow any rcmunerntion for obtaining buAiiie.sN except in tho cavu of direct representativet of other memberi*, or in the case of authorised Sub-AgcntH. (h) No person shall be conNiilep'd a iliroct rp|)rp^entative or an authorised Sub-Aj,'eiit for the purpu808 of thi.'< Hy-Ij»w iinle.si hi.s iinnio Hhall have bt^cn filed with the Secretary by Home inember of the Board, or by tlie direct representative of o member, (r) No representative of a member shall offer to or divide commission with, or allow remuneration to any direct representative of a member not resident in Halifax, or to any such Sub-Agent, or to any broker or other person, on business in the City of Halifax, N. S. (d) The commission allowed to the direct representative of a member on business in Halifax, shall not exceed seven and a half per cent. («) No member of the Board .shall appoint more than one Sub-Agent in "ly Town or Village in the Province, or, if such member shall already have nominated a representative for the locality, shall appoint any .ilher resident of the same place Sub-Agent for another ploce or district. (/') In the case of the appointment of an Agent or Sub-Agent, outside of Halifax, who has not previously represented any Company or its Representatives, the remuneration to be allowed shall Ije ten per cent, direct commission, and no contingent commission or other allowance shall be paid to any such iv nV'I.AWN. Hill) Aic'nt ilirnrtly or imllrot lly in n%e%'»» ut »»cU Inn |Mir cant, |viiii->iii|<.iiiy l>y rwrnwi ol (Until or otlinrwlso, tli» ii»w rfiirvaonUtiva Mmy r«wlv« lh« MiMin I omini-Mioii iki iliiii |Hii>l ill* ihMMMtl or rfmoviul At{nhi, umIi'm micli hfw Agnnl iliall titttly rKpriociit iinnlliKr (%iin|iiiny, in wliii'h v.(vm li» almll not rMttivn n lilKlmr c-oniiiti»«ion th«n In* nmjr \m rnmivinx from tin' ('onit>iiny or ('oni|Ninit>ii pn'Vioiitly rit|ir**«iilml liy liiin. (v) III llii> rit*'t> iif A(tirir or iU rrpri'iii'iitaliviu iii> lii({lii'i' roiiiniiMioii kIiuII )><• pitnl limn tliiil whiili inity liii\>' Ixmmi iilloMri*i| in tint |Ntii( ; Hixl no nii'iiilixr or ri'|iri>>i'iitiitiv)i of it inrnilMir, who ■Imll u|i|i:iny or roni|iiinii"<, *li.ill iillow tlifl A;{<'iit or Huh At(<*nt tio ii|i|ioi!itiMl It lii^licr iiiti- of roiniiiK'r.ilion, \,y i|ir«'<'t ■■oiiiMii««ion, |irolit roiniiiiMoioti or , tlmn hi' niuy ImvH lM>i>n ifi'i'ivin(( front thn ('otniMiny or Comiiinii'* Ik- iklr«ii>ly rnpriHwaU. (A) In «v«ry niKi> \v|ii>ri< u liiKlirr i'oniniii>«iun or ri>niuni>rittion than ten |«r c«nt. Iirnt lNi«n allowoil to AKi-ntt or Hiiti A^i'iito .it pri'ii'iit ri'prcKi'ntin^ niiy tnoinlMtr, th« uniniiiit of mii'li i-oininiMinii or ri'iiiiiiii'rution Nhuli fortliwilli ln' n'liortc.l to ilu- Mi-irt'lury in writinn Ity tliti mcniln'r allowiujj lht> minif, iinti till' Nvcri'tary »linll iimki< nii entry of tlii' miiount of niirli H|ii>rial coinniiMiion or rfniuni-riitiou aK•li^^t tliu luiniit of niicIi Miih-Attcnt in liin ri>Ki«trr. (i) T!ii' iiri'i't'ijiii^ Nni'tioii hIihII iiotii|)|ily to thf rRinuncrntion |>iiiil nny (ii-nornl AKi'iit whurontroU Uii< liUMincM* of hilt (/'uni|Hiiiy for tin* iiitiri' l'roviiiri>, ritlicr ixiltixivu or incliiNivv of Hiilifux. No Return ol rrtmlum. Hki'TIon 3. — Nn AKciit, <>r otlicr rcpr>'m'iitiitivc of i, nR'iiilicr, Nhiill, ilirei!tly or imliroctly, ruturn any (mrtion of tlit> pri'niiuni to thoiiMiircil, or nny |N>rNon 'FprpiicntiM,; tlio iiN'oiri'd. C«nc«ll«tlon ol Pollciea. S»Tif)N I When II pnli<'y in iiiiic'i'ilfil :!t the fei|ueht of tliu iisnureii, nml return pr> iniuin ilpnmilihMl, till! Hhoit r^itr fur the time the I'olny hux heen in force nhiill ulwiiyH he char^eil, except in etiHes of re aiijuxtinent. Short Term Rates. Skotidn fi. — All a>i.iuriini'eM for u term Ichm tlmn one year Khali he rhiir({ett ucrunlinu *.u tho »hort period rate*. Agenti to Report Deviations. Sk<;ti<>n 0.- It .-.hall he ohlij^atory upon every Aneiit to report immodiatejy to tlm Socrelnry, in writing, doviutionn from the (.'oiiHlitutinn, Ity-LuwH, UuIpm or TuriH* which may conio to his knowledge. Renewals. Sktion 7. — Upon the piiHrtiiig and adoption of a new Tarill', the renewal of an existing I'olicy .shall he granted only at the revised rutex, in the RaiiK) manner an if it were un entirely new trnnNaction. Agent Responsible lor Sub-Agents. SaoTioN >*. — Kvery Agent nhull ho held lenponsihle for the action of hi« Suh Agontunndnll pergonii in hia employinent. Penalties for Writing Under Tarllf Rates. Heotion 9. — Any Agent, or Suh-Agent, taking a risk under Tariff rates, dhall, on his attcntioa heing called thereto, he reiiuircd to ohtain the full rate, or cancel the Policy ; except in a case where, by such violation of the Tariff or Rules, he has obtained a risk which was held, or just expiring, in another Company a member of this Hoard, in wliich case cancellation shall he ohligutory. inlrlngement by One Memlwr no Excuse for Another. SaoTiON 10, — If an Agent, or Sub-Agent, of a member of the Itoard infringe or break any of its Rules or Tariffs, the same shall not ho considered either an excuse or juslilication for any otherniember, or its Agents or Hub-Agents, so doing. ill 1 1 bell •»!' prii by br iih.i dav MV-LAWR. NtUcM of Uxplry. HifTiuN 1 1 riir >rni|iti(; out n( iiotirrM of rXjury nt !■'<« thitii Tariff riitri, or ()lh>rwiio "tfvririK tn uncUrwrit* • ruk ut lr»« tlmii ll<.iir>l r.ttr*, •Imll )i« tti'M to !>•' i limx li of the TuritT, P«ii«ltl«« for iMtrlngtmtnt. HifTioN I'i— Any A({Knt, Suli .\(|i-itt, or othnr rr|irriiffiitiitivi> of n imnilK-r r»|M)rtrt| u* hiivinii iiifiiri||mi III any way thu Cunititiitioii, |(y I.nwt, Kulei, or TiirilN of tlii> Itotinl, (liall, on •ui'li r»|inrt lii'iiiK ('iiiitlriii'>il, for null mull oIlKnin puy ik |i<>iii«lty of tlvi> ijolinrN Id tin- Sncrctiiry towiiriln tha rx| Piixrii of till' lloiifil. All null violntjoiiii ihiill lii> iiot'il oil till' iiiiiiiitca of ni''<'tiii|{iio|' t|ii> |loiiril tliornwitli. Hiidi Hnva »hall Iik |Niyaliln within thirty ilayt fmni tho ilikl" of thair itn|ioiiitioii, it{ht to voln lit tlin lliNinl ni<*<>titiKH "linll hy th)< lliilifiix ri'i'ri'M'iiditivit of th** o||«>iiiliii(( iiiHnil)«>r, whom* ri^ht to voin nt tlm lliNinl ni<*<>t bo auiiH'iKli'il ikfti'r Niii'l thirty ijuyx until niith hiu' !>• pniil , nml u further tini< of fifty ■'i*iit« |Htr month ahall \m |Niyahlt< for carli aurh otfuut for rvrry month, or frm tion of a niontli, in i-xcata of tho thirty ijaya within whirli »uiil Una i« Hrat mai.a |>' iibU, Noii'Tarlff CompanlM. HiiTiiiN 13- No Tnriff olliri' nhull ••lli'ct ri' iiomiriiiiir with tioii I'utifl ('ompnnim wIm-ii the Mmn ran lt« jiUcpiI with a iiii'Uilii'r of tliiit Itonrd, nor nhnil n nn'tiiUr aicciit ri'^ii>»uriiiuii from kUiih Coiiiiianiea. Placing of Canctllcd RUks. HicTION 14. — It aholl not ho idiii|irtfnt for A((cntM or Suh A|{<'iitii rn|irf>iioiitiii(( inoro than ona Com|iany i i any way infrin((in^ tho Tiirilf KntiiiK« or KiKnlntioim, liy whicli \w kIiiiII Im> conipvilt'tl to cuncfl n Policy, to |>liii'(> miih rink with iiiiy othi-r (.'onipniiy hi^ rfprmont* or coMtroU. Notic* of Rating!. Hkction is. — After each ami every nn'etin^ of tht^ llonnl whi'ri< rcconiriiPiidiitionN dm to Uatiii|{a hnve Ixien contirmed, notiRcution thereof hIiiiII he imnietjiiitvly xent to all roiiilont A^'-nta of niemboraof the Itoiinl, and to all Siih-yV^fentH, in thi^ locality whctu chaiiKn Iiuh been iulo[>t<.'d ; aUo, to all non- reHidcnt (ienernl At^entu or Mnnii){erH controlling; Nova Siuti.i liUNincM. Rating of N«w or Altered Rlaka. Bbctiun 16. — In caaea of buildiiigN newly erected, or where alterationH atlirtin^ the character of tha ri«k are made, and in all other caaeo not provided for in the TarifT (but only in towim and plai:eit where Hpocific lintingB have been eHtablifihed) tho UatcN mutt ho lix"il by the Hoard, in inaiiner net forth in Section 4 uf itti Conatitutiun, before inHUinncex arc permanently accepted. Value not Inaertcd In Policy. Section 17.— No Policy, having the value of the property at rink imtertod therein, Hlmll be written by any member of this iJoard, Payment of Premluma. Sbctios 18. — All premiuniH on riskH situate within tho County of Halifax aro payable in ciiHh, and if not paid within thirty days from date of commencement of ri.«k, the insurance miiKtbo then cancelled. It beiiij5 iinderHiood, however, that a note in payment of premium mny bo accepted, provided that jnterent ut current rates be added thereto. Reaolutlona. Section 19. — At meetings of this Board all resolutions must be reduced to writing before being aubmitted to the meeting. Amendment!. Section 20. — Tho liy Laws of the Hoarl may be changed or amended by a majority vote ot any meeting ; written notice of such change having been given four weeks previously. RUL.E1S. 1. — Blii.dinoh havino more TOAy One Occupation, unJ not 8peL"ilici\lly rated, shall pay the highest rate fixed for any occupancy ♦-hcruin. 2. — Mekchandihb oil jIovkabik Pkoi-eiity, not otherwHo ])ri)vided for, shall not be insured at a lesfl rate than one and n-haif per cent. (li%) per annum. 3. — Xo dwelling in Nova Scoti.t, outside of the City of Halifax, shall be rated below one-half per cent, per annum. 4. — All Insurance fob a (Ireateb Tekm than One Veah shall be charged according to the annual rate, unle.ss otherwise specifically provided, (for instance, a risk for three years shall be charged three annual rates without discount.) 5. — Academies, Alms Houses, Colleges, Court Houses (without Jails), Hospitals (other than Insane Ayslunis), Seminaries, Nunneries, Convents, School Houses, Churches, Meeting Houses, Odd Fellows, Temperance, and Masonic Halls without .scenery. Dwellings, and Fire Halls also occupied as dwellings, whether specifically rated or not, may be taken for a term of three years at twice the rate named for a single year. Private Boarding Houses can.iot be insured for three years unless three annual premiums are charged. Boarding Houses in the City of Halifax, not commercially exposed and not having accommodation for more than ten boarders, shall be rated as private dwellings ; when over ten boarders to be specifically rated as boarding houses. 6. — MouTOAOE Clause. If t.he Mortgage Clause as asked for by the Birkbeck Investment Co., or any other similar mortgago •^lanse covering in whole or in [lart real property, be attached to any policy or policies, a charge of 25 cents per $100, must in all cases of annual policies be imposed and collected in addition to the ordinary rate of premium. Double the above rate must be obtained on three years' policies, and short rates according to Tables A and B of Tariff, be charged on policies having less than the full term to run. 7. — Subrogation Clause. The following clause must be inserted in all pol'-ies issued m the name of a mortgagee, viz. : " It is expressly agreed that, in case of loss, the insured lall assign to this Company a portion of said mortgage equal to the amount of loss paid." 8. — Textile Mills if supplied with sprinklers and up to the standard of first-class mills are cyempt from tarifl' rates. Under this head are included all Cotton, Woolen, or Silk mills, or any mill in which Woven Fabrics are manufactured. 9. — ACETYLENE Gas. For each Approved Standard Machine installed anfl maintained in accordance with the following rules, in the building insured or in any building connected therewith, approved by the Board, no extra charge will be made. If it is not installed and maintained in accordance with said rules, double rates must be paid. No charge shall be made for an Approved Standard Machine when installed outside in a first-class building, or in a building of any construction detached not less than 15 feet. If the apparatus in the building insured, or in any building connected therewith, or within 40 feet thereof, has not been approved by the Board, or if it is not installed and maintained in accordance with said rules, douo.e rates must be collected. t-a w RIM.KS. vH hall pay the e insured at one-half jier ding to the 1 be charged than Insane dd Fellows, s dwellings, inmed for a d premiums onimodation ! specifically lent Co., or any policy id collected Ihree years' g less than ued m the lign to this 3 mills are ir any mill accordance pproved by e with said a first-class within dO ntained in ACETVLENK CiAS RlI.KS AM) lUuil l.A TIONS. (I.) No ,iparatiis for RciiL'ralinjf iicelylenc jfiis shall bo iiiNtalloil until thai pailiiular pnltorii of ninchiiio has hoen examinrd ami approvfil hy the Canadian I'iiv I'lult-rwrilcrs Assiuiatinn. Any nianiif.ti- turer of such apparatus .li-sirin^j to havf llu> use thoreof sani'tiont-d hv this Assoriation, niusi (urnish the Si'iTi'tary with a copy working drawing's and spocifu-ation of niali rials usi'd in inakin); Ihf macirnu', i of which hi .ill i-xhiliil iti full workiiiff order, and submit same to such tests as may he required by the Inspect. ir of the Association. The expense of such inspection shall be paid by the manufacturer. If the apparatus is approved by this Association, the manufacturer shall sijfii an ajfreemeni that all machines made .'iiul sold by him shall lie ;is shown bv the ilrawiu^s ,'iud spccilica- tions fyled with the Association. (i.l Kvery Ki'iicrator shall bo of suitable capacity, substantial construction, anil on approved prtmiples, the interior parts easily and readily accessible for examination, double jreneralinff eh imbers required, as there Is no means of tellitijf whether carbide is exhausted .and >jas may jfive nut .ifler dark. {,.} All danx;cr of corrosion must be eliminated, and no copper or any alloy therei>f to be usi-il in the machine, (4.) There must be no possibility of esc.ipe of ffas whilst the charge of carbide is beinj; reneweil. (5.) In gener.'itors where the c.irb'de is alternately dippeil into, .-md raided out of the water, suit.ible pre- cautions shall be taken to prevent the carbide being accidentally precipitated into the water, and thereby causinjjf a too r;ipit'. f^eneration of Jfas. (6.) In machines where the pressure of ffas causes an inverted vessel to rise and fall inside of another that contains liquid, the clear space between the two shall be at least one inch all round, not only to secure free motion, but that the surface of the water ni.ay be plainly visible without the aid of a g'lass tube. (7. J Liquid se.ils must be in their natural conditioi., not liable to be thickened by deposits af lime or other foreiffn matter. (8.) The liquid seals (except those from which the ^jas is properly piped away) shall be of sufficient depth to resist any possible pressure ol gas inside the jfenerator, and in no position shall they be less than six inches. (9.) The supply of water to the carbide shall be immediately and autom itically cut off before tho pressure of gas inside the generator exceeds three inches of water, and a properly protected water ifuage, or guages, shall be so placed as to .how the actual pressure of gas inside the generator and gas- holder. (10.) Suitable pipes must be provided, through which the gas shall freely and safely pass from the gene- rator and gasholder into the external air at a pressure not exceeding three inches of water, and before it becomes possible for it to escape by any other ineans. (II.) The pipes for the conveyance of gas from the generator to the gasholder, .md those for the escaping gas, shall be at least one inch internal diameter. (12.) The apparatus must be located in a dry room, without artificial light or tire heat, and having good ventilation to the outer air near the ceiling. 10.— 'Jalcium CAituiDK. lV'rinis.> per cent. Each additional five gallons or any part thereof, 10 cents per cent. 12. — PitTKOLEUM IN THE CiTY OP IUlifax AND I)Aur.MOUTn. WlifTc tlic rjuantity exceeds five borrels in a huilding isolated 300 feet, to be rated at 2i per cent. ; ond when in the open air, and di.stant not less than 300 feet from any building, 2 per cent. 13. — Storaob of rETROLBUM. Permission shall not bo granted for the storage of Petrolenni or other inflammable Oils (except Napiha, etc., as provilock 95 only permitted. " 3, " " Whole sheet permitted. " 4, " " Block 73 only permitted. " 5, " " Whole sheet permitted. " 6, " •' Whole sheet prohibited. rarw)OM, " fi, " 7, Wt'lfi'iUe — Slir'ct I, of Cioad'H |iliiii, Wlmlc .slioi't iiurinittdd. " 2, " " Wlidlt! Hlima pruliiliitotl. Jindi/i'toirn — Slicut 1, of (JohiI'm plan, Whole Blu;et prohibiUid. A't'H//'i//('— Sheet 1, of (Joad'H plnn, Whole sliec't iirohihiteil. Tnim — Sheet 1, of (Jond'H plan, BIocUh 2') (»n7/r/»(P//— Sheet 1, of Good's" Plan, PermitteD, SHiNCii.i; RiviK. Aeadeniifs, Collides and iSendnarie.'S, no boardi-rs . do. do do. witli hoarders .Alms IIoii.xps AiiothR SriiNK. SlIINIi' K KlHIK. ("i»l>in('t MnkoTH' Sln)|)n, luunl pDwcr Ciiixly Miiiiiitiii'loricH Contfiitu i)f jf is not insured, shalli take the rate of i-^ per cent, per annum, or tyi percent for three years] in dwelling valued at not less than ($700) seven hundred dollars. Fori all others i per cent, per annum, or 2 per cent for three years. NoTK. — Barns, stables and out-buildings take the same rate as dwellings to which they belong. Dwellings with small shops therein, when stock does not exceed $100, i per cent per annum, no r<^duction for three years, and the following clause to be inserted in policy, " Warranted tn-.l the stock in said shop shall not at any one time exceed in value the sum of $100." If telegraph Instrument be put in a dwellinsr, an extra charge of 1%. If telephone switchboard be put in any dwelling, an extra charge of 1%, but no charge is to be made for telephone toll office if no switchboard. The occupation of a dwelling, also, by a Doctor for an office does not alter the rate. Dye Works, steam, with dry room 2 00 1 no 2 00 00 00 2 00 2 00 1 .^0 .lO 2 .'••O 2 00 Unrated. 2 00 7.") 1 50 .•i 50 6 00 2 00 2 00 3 00 2 50 3 00 3 00 3 00 2 50 2 r>o 2 50 75 3 .50 3 OC 1 50 00 00 50 00 00 50 K 3 00 Kn Kx Kx Fe Fil Fk Fo Fu Fu Gaf Gla Gra Gre Gri Hal do liKNKRAL MINIMLM KAUNAS. XIII GENERAL MINIMUM RATINGS FOR BUILDINGS AND CONTENTS. HkIi K OR WlHlH, SlIINULK RHUK. KIcctrtc Linht StutioiiN Uimps ;iiul litliiixH fi) l)i> riicil tht- lamo a-< tin' liiiiltliiiKN in M'hu'li thoy lire placed, or iii i per I't'iit, suhjivi U) tin- uvitiiki* clause. Klectric IJglit Htationn. PolicioH to lie written ux ;icr form liflnw, I'OLicv Fi>KM. Km I TRii LitiiiT Stationh. (l). $ On the HiiiUliii(C. built of antl covered with owned and occupied by the innured m iin Electric LiKbl Station, ttituMtc and on the followinjf described pro|ii'rly, while i-onta'tu'd therein. (2). $ On Dyn.irnoM, Kejfulators or other devices, att.iilied thereto, not more than $ on any one llyn/inio. (3). $. On Kn)fineN, Boilers, SeltinK"*, Hellin^f, Shaliinj;, Pulleys, llan|i;ers, and all other appnnitUN (lertainintf to the motive power. (4). $ On nil other I'.lectrical lixtiires, apparatus and devices, and on all tools, furniture and supplies 'ised in the business and not otherwise hereinbefore specified. $ Other Insurance perjiiitted, same to be com urrent herewith and himilarly apportioned. This insiTuncc excludes any hiss ordamajfe to llynamos, Kxciters, Lamps, Switches, Motors, or other Kleclricil Appliances or Hevices such as may be caused by Kleclricil currents, artiKcial or natural, and will be liable only for such loss or da.-iiagc to them as may occur in conse qi iCe of fire originating outside of the machines themselves. It is agreed that in case of lire, or when Dynamos arc not in use, that each Dynamo shall be carefully covered with a waterproof cover. Engravers or Lithogrnphers' Stocks and Tools Excelsior Factories Exhibition buildings Fertilizer Factories, steam pdwer do. water power File Manufactories, steam power do, hand power Flock Factories (Woollen) do. do. Contents .... Founderies, Iron do. Brass Not more than 10 per cent of any Policy on Foundry premises to be insured on patterns, and the amount on each pattern to be limited. Furniture Fnctoriep, steam power do. hand power do. (if painting aniii|>, Manila, .Into, I'lix, or Oiknin, in ]n\]e» |[fin|i, M.iiiihi, .I'.iti-, l''la.x. III' I >.ikniii, Imi-iis oi' iiU|iat'kutl. niiM|(itaU ilotoJH 1)1' Iniii4 (with ))i!rii), l)iiiiiliii^ ill). (with hain), iiinti'iitu ilo. (without l)ar.«), hnililiii|.; (|i). (withont l>ari<), I'lJi'.tt'iits Hoti-lx, MiiniinLi' let! IIduhcs itnil conti'iiti . Ii'iiji Safii Maiinlactoritifi. Junk Stort'M Knitting Kiictorio.1 . Ijiist Karturii's, mIimim [mwci'. . . ill). ll.lM I piiWlM' . . . Livery SStaUlcs Loh.Hti'i' Fai'tnrii'H anil rnnti'iits. liOcoiiiotivc Wdi'k.s I.IMUKK; l■lall^^.^ itiM'i-li'd in til a basis rati' of i }i per Not in till' vii'inilj i)t' Mill.s, willi joo U'l'l spai |H>lii'y, to hi- jfoveriietl by rail's in tabli- l>, I'l'in. Kroin f,o to ,^oo foi-t, IViin a wood-worki ^f risk oit'-i-r StiMin or Wator- po\vi!r, to bi- ifover:ii'il by r.iti-s (^-ivi'ii in tablr K, at a basis rali> o{ I'j (KM' I'LMit. Kvi-ry poliiy npon liimbiM- so iiisrri'il to be I'xprossod to atlai'h to hnnbor t'roni 50 to ,V'" •''''' or iipwarils troni l!io Mill, and to I'ontain a 50 toot spa^e clause. Within 50 foot ofa wooil-workinjf risk shall b«' iharjfeil the same rate as Hiiiil risk, r.o averajfe clause reiiuireil. Within 50 feet of a silent Mill may be insured, between the 1st November and 1st May, with a warranty in the policy to tlie etVect that the Mill remain silent during its currency, at short term rates of ,1 per ceru. I'iUd in the vicinity of a Mill shall be charjfod the same rate as the Mill, unless a clear space of i,o feet (as per space clause) be inaiiilaiiied belween the Mill and Lumber. I'iled on a wharf, when not exposed by any special hazard. Rate i yi per cent. (n) An extra 50 cents per cent, per nniiiiin must hi' added ■ the rales on Lumber insured between ihe ist ^^•u• and isl November when within 50 feet of any railroad track tr.ivcrsed by a locomolivo. (A) I'^xceptinjf only when full Mill rates are char.kfed all Lumber, not in Buildiii^fs, shall be insured subject to Ihe followiiij.;:finl average clause: -I "The insured ajfrees to maintain insurance to the full valueof the property "at risk, failing which he ajfrees to be held as Insurer for any detici- " ency of such full insurance." (r) All Ludi'jer piled within 300 feet of any part of Mill buildings shall be considerec. in the " vicinity" of the M'll. The following Space Clause shall lie inserted in all policies where it is demanded by this Tariff: — Space Clause. " Warranted by the assured that a continuous clear space " feet shall hereafter be maintained "between the property hei'eby assured and ;iny p.irt or platforn. of any "Saw Mill, Wood-workinff Kstablishmeiit or Refuse Burner, and that " said space shall not be used for the handling or piling of Lumber " thereon for temporary purposes. This sp.ic. clause does not admit "of any erection whatever (excepting Tramway) within the space limit." Mhu K OR KTO.NK. •J .•)0 I .lO 1 .')0 I r.j I no .•I 00 I 00 -.' 00 •1 0(1 I .-)(» I 'if* •1 00 I .•)0 (»0 00 2 00 4 00 a fto 2 00 •J 00 2 00 Wix»o, Shinulr Roor. ftO SO no 00 no 00 ."iO .'.0 00 00 00 00 2 no 3 00 .1 00 :» 00 00 00 00 ;{ 00 3 00 X • UKNKKAl. MIMMLM UATINU.H. XV GENERAL MINIMUM RATINGS FOR BUILDINGS AND CONTENTS. limt K o» StOKK. ftO 00 00 00 McrclinmliM! mi Wlinivui : If within ,^0 IViM iif niiy niiiK*' xt hiiililiii^'-i. stwill ht' rntk'tl llio lamr at the nfiiri'sl Iniililin^, Hiihjci't nr\t'rtlioli't>> lo ,i rt'iliiclioii ot .).)' i |if.' I'oiil, hut ill III) k'iiM' to ht' lowrr ihiiii i (x-r ci'iil Mfn h.uuhii' on wh>ii'Vi-<«, i'Xi'«*|)liiiK keroii'iir i)il, nr siu h hiImt KikkIh an nrt- >tpi'iifuiilly rati«d, 50 Itfot or ii|m'ni'il«i from any tmilUin^f, lo br ralt'il nut ii'sT ill). tlo, 1)0, Sll'lllll [IDWIT II' picker in main Ji'tliii/ add j por cent, to both of nbovn. MilU, Cotton ito. I'apor, unci i'itii«>r Ittmnl iinil I'lili) Mill* Must Ik- ipeilfii-ally ratod. MilU, I'laiiing ilo. Qimitz Criisliing, with xti'um lid. ilo. wjtor |)owor ilo. Rolling ill). 8}><3ol, wa'fr |)Owi'r ill). lit), stpuiii jiowi-r ., ill). (Jrint, steuii! powiT ill). ilo. \vnt«r poMTor . do. Saw or Shin^'lt', Htiiiiin powur ill). ill), ilo. ill). with pliinor or Hhin^lc niiichino ill). ill), ill). wntiT pDvviT ilo. ill), ilo. ilo. with plinicr or Hhin;,'li' miuhinn tin. H'atnr Power, if suwilust or n-fiisi- is consmiiiHl, eithur by furnuco or open fin-, within oni- humlri'il fi'tt of mill ilo. Water Power, Siiw or tiriMt, uonibiiUHl or inljoiniiig ilo. Woollen do. do. with picker in nmiii huildinj,' Note. — No Mill Risk is to hi- taki-n iV.r a loss period than twelve months. Niiil and Spike Faetorie.", Kteniii or water power Nunneries and Convents Offices and flanks Orgnn and Piano Factories', .st.'.ini power do. do. Wiitcr power Puint F'actories. .«tonni power do. Wiiti-r |)ower Paint Shops niid contents Pattern Shops Petroleum (see Rules Nos. 9 and 10). Photographers' Stock and Material Negatives not tu be insured. Pianos and Organs in any building. In Dwellings I per cent. In Theatres and IJoarding Houses I J per cent. Potteries and Brick Yards, steam power do do without steam power Printing Offices, hand power do. steam power Preserve and Picklo Factories , H 00 •J ftO I ftO ■i HO 3 00 ited. 6 00 2 00 <» 00 2 00 ;j 00 4 00 .1 00 •J 00 ft 00 (i 0(1 ;{ 00 .3 00 4 00 3 00 3 00 f) 00 00 75 75 00 1 SO 2 50 2 00 00 3 00 1 50 \VlH>l>, SilllNtiLK KtK)K. 10 00 3 .-^O 2 50 3 00 4 00 rnratnd. H 00 3 60 3 50 3 00 4 00 A 00 5 00 3 00 H 00 H 00 00 5 00 5 00 4 00 4 00 5 00 3 00 I 00 1 00 3 00 2 00 3 50 3 00 3 00 4 00 2 50 2 00 3 00 1 00 2 00 1 50 2 60 2 00 3 00 2 50 8 XVI UKNKMAL MINIMi'M M/\rNUI. Ill GENERAL MINIMUM RATINOS FOR BUILOINOS AND CONTENTS. Kc|)o Work*, ■Uniii |ir • III. hiitiil iHiMntr. Kiiilioiiij Kinkt Kxi'fpl wh«n ln*iiiri>d by 'i*imnlii wh«n lh« follitwiiiK will iip|>ly i HMlldiiH, I'ontanl*. ■S7(tltofM--with ilwi>llinf( only . . \\ y.r. ct. I pr. vt. tloi with frl•i^llt wiiri'hoiiiw cnnnecti'd. .3 » 2 >• rla with ri'HtuiiMiit 'J •• 3 » do, freight MheilN only )| „ 1] " S ixh Kiiclorie*, (*co I )oori", etc.) iSiiw Fiictorif'ii, utt'iirn power » on'y 8hiiinl« Miikcrn' Shopn, hmi'l powi.T •ShipM on Stoukx, in courMn of i'iin>ttrii(;tion or ro-clnxiiiiiK, (msu tithlo F.) . , Hkati' Fui'torit'H Hkatinj,' Hinks Hiautjhtor Ilonsoft (to. with LanI ronlcriiig Soup and ( Jiriillo Frtctorieii < (see Specific Risks) Tanneries, with hunters or «teani power ilo. with cold water Stocks in Vats, if specially insured, may be written at 25 percent less than above rates. Bark piled or beinjf within 200 feet of a tannery to be charged the same rate as lumber in the vicinity of mills. Tobacco Manufactories, steam power. do. do. water power . HmtK OR SrONR. MiinxtLK KiM>r, ;« 00 •i w UnmUiU. 2 00 1 no •J 00 75 .10 •J 00 2 00 ■2 00 4 00 2 00 2 M I 00 •J 00 1 50 I no I 25 1 25 1 00 1 25 1 00 4 00 2 00 2 00 1 50 5 00 :j OU rnrnlfd. 3 00 50 .1 01) 1 00 75 .1 00 .1 00 1 50 :\ 00 4 00 .1 0) .3 50 2 00 .1 00 2 50 1 50 2 00 50 2 00 •) 00 00 2 50 2 50 2 00 2 00 •) 00 •1 00 6 00 3 00 .3 00 2 50- OBNMUI. MlNIMtrM MATINOH. XVii OENEIAL HIMIHUII RATINGS FOR RUILOINOS AND CONTINU ItHliH IM MroNl. illlNitt.*: KiHtr. Trunk Kaitorien, with ('•ri)«'iit<'r»' Kliup . . . do. witlinut €iir|iKiitfrii' .Shop INiU'irUkera' \Vi)rk»h<)|M, huiiMrtr Vi««imlii (tiot xtPniniTx), nfloiit .... tin, (nut utt'iimcrx), 't^' .ShiipK, haitil powiir, Woixlonwiirit Fiii'torip*, Htt^mn |M»wi>r ' IMMM \ ^ \H \'0\U\\>. T.iUI.K A. SHORT RATES FOR TERMS LESS THAN A YEAR Wlirli in* tit una f Pi>r 10 ilnjraor I*m. •• Irt •• •• « 1 Miohth .... •• l5«Uy •• 2 miinllm ..,, " 1!\ ilityM " !t liiDiilha . 1. . tllttrl 1* ( hnrifi. '• » •• " ft '• , " (1 •• I •• 7 " " * •' " II " •ID '• " 11 •• ..*•■•• ...t. n m m w UA CANCELLATION OF THREE YEAR POLICIES If u |M>llcy wlilcli hikH I ri Imniu'iI foi th<' Inrii nf thtvo yviim iiniiliiiliiii Ity ilii> r<>lli>w'iiit( t'llil*'' Kkki' (li.ti niniwirtliiii of ijic thn left-hand ^rcnntHK** rH I* III Ih> i'iinrt>ll(>it, Miikkti yiiiii' I'liinjxiliilliiirity llii> r<>lli>w'iiit( tiiltic. Kkki' (li.tl m npurtliiii of ijic wlioli- |iri>riiiniii Iniliiiiti'il l)y t'liliiiiiii, itiiil MK'i I'liN ilwil iiiilicalftl liy the riKlii. f the r tii>> f tho f lh« f the r Ihu f the r thi* f th«« t I ho t tho f the ( tho f the f till, r lliH f the f liif (hf tilt r the the the the the f the the the the r the f the r the f the f the f the Policy I'ollcy Policy I'oliiy Policy Folicv Policy Policy Policy Policy Policy Policy Policy Policy Policy I'olicy I'olicy Policy Policy Policy Policy Pr)licy Policy Policy Policy Policy Policy Policy Policy Policy I'olicy Policy Policy Policy Policy has I'lin hiu niti hHN run hiiN rill hiu riiti hitH run haM I iin hHM run hith nifi hail run huM run hiiH run hiiH run hHH run huM I'lin huH run hnn run liHN I'lin liiix run hiiN run liiiH run hiiN run hftN run haH run hiiH run haH run haH run hiiH run hat. run has run has run has run has run hiiH run has run month iiionthM iiionthn nioiuhH nioiithH iiuinlhH inonlliN luonthH inonthM inonthM inonthH iiionthH niontliM IIIOIttllH tnoiithH inoiithH iiionthH iiionthH months IiionthH inonlhii iiinnths IIKlllthH . months months . IiionthH . months . mouths months . months inonthH . months months , months months Ki'i p <er jter per per })('r [ler per per per per per per per per per P"r per cent, cent, cent. CI'lll. cent, cent, cent, cent, cent, (■••nt. cent, cent, cent, cent, cent, cent, cent, cent, cent, cent, cent, cent, cent, cent, cent, cent, cent, cent, cent, cent, cent, cent, cent, cent, cunt. Wl per K< per Ml per 7(11 per 7:i |ier 70 iMir IH4 per (Kt |)er (10 per m^ per Xi per .'lO per l«l per l.'l \WT 10 per •dtVj per lil per :*) per 2« per 2(ti per 2*) per 2:14 per 22 per '20 per IK4 per 17 per I'l per i: 1 1 1 • > ( 4« 6.1 7fl 1 99 1 in " " Kiiliiiiiiry , 1 1 » • • 1 » 1 1 1 .. IB 27 3tl ft 4 72 UO 1 OH 1 :'11 '• Mur.li .... • »•••» ., JM 27 4ft •1.1 N| W I 14 1 231 " April 18 38 M 72 110 I 0.'. 1 20 1 2rt I " Mrty .. Mrt A4 72 ito 1 U2 1 14 1 20 1 2«l " " .Fiiim . ,30 A4 72 »U I 0:' I 14 1 20 1 2(11 " July 36 /»4 72 iii)»M'r . . . , 30 4n M i;o «6 72 M« 1 (t'-'l " " Niivumlit'r. .. IH 27 3« tft .•^4 6.1 7K M I " *• thMmbtr.. ••*••• • • * IH 27 3C 4.1 A4 72 90 M4il ■V .-.i^^'irt.jex-.i.J:* 9 ' 10 II If 29 1 •.'9 I 29 I .12 I .12 I 12 1 20 I 14 1 20 I 20 I 14 I 20 I .18 1 IH I :»Hi .1M 1 18' I .18 1 1 12 32 I .12 1 1'J I 32 1 32 1 4t t 44 1 \V\ 4( I 14 I 44,1 4411 44 I 44 1 4t|l 44 1 ftO .V) M ftO .to ."iO AO no ftO r.o AO LUMBEIR RATEIS. TABLE K. WITH A» 'KAdK il.AUNK. NU.MiiKii OF Months. Any 'lay in .lutiimry . . , I .10 Fuhniary Mnrcli ... April May •luiiu .r>i]y Aiixn.xt .Si'|itumlicr .. (Jctoiii'i \ovciiil)cr 30 Decenibur ' 30 .10 30 30 (iO CO 60 CO 60 00 4.'i 4.1 4.1 CO 90 90 90 90 90 73 An 4.1 Oil' Oil' 7^1 90 1 20 I 20 I 20 20 Oo 90 60 GO I 7ft 90 0.1 20 .10 1 50 1 .10 1 3.1 1 1 20 I 00 1 7.l| 7.1' 6 Oft I 20 I 3.1 i .10 70 TOa GO;] 50il 30 I 10 1 90ll 90 1 3-) I .10, 1 Of. 76 90 90 70 60 40 20 0.1 20 U 10 11 Vi Oft I 80 2 90-' 00 00 oO 80 70 .10 40:1 30'l 1 1 1 1 1 1 .10 1 90' 2 0.1 2 05 2 102 10 2 10 L' 00 2 80' I 70 1 2 70:2 Ci) 1 80 2 1ft 1.1 1.1 20 20 20 10 9012 00 2 00 2 90 2 00 2 30 30| .10! 30 30| 30 20 20 20 20 20 201 40: 40' .10 ftO 2 4012 .10 2 40 2 ftO 2 40i2 60 2 4012 .10 2 40 2 50 2 40 2 2 402 2 40' 2 .10 40 2 402 .10 50 .10 60 XX TAHLKS C. — K. TABLE C. I. C. R GRAIN ELEVATOR. TWO I'KI; ("KNT. I'EK ANNUM. SHOUT I'KltlUl) KATKS lOll TIIKKK DAYS AND Tl'WAKDS. 3 Days 7 8 10 11 12 13 14 15 16 17 18 , 9r. , 12<:. ISc. .17c. .18c. . 20c. . -jac. . 2.'5c. .2Gc. . 'Jtic. .29c. . aoc, . 30c. 19 20 21 22 23 24 2.5 26 27 28 29 30 31 Dnys .3k. , 32c. .33c. . 34c. .34c. .35c. .36c. . 37c. .38c. .38c. .39c. .40c. .40c. TABLE F. Shipis on the Stocks, Rates per SlOO (in Cents and Mills with extra rate added.) FROM Any (lay in Jiiimury II 11 Fel)rimi'y 11 II March... II II April . . H II May ... II II June . . . II II .luiy . . . II II Aufjtist . . II II Sept'ticr . II II October... II II Noveni'r . II II December NtTIHUKll Of BlOlNTIlfc!". 2 25. 25 2.'), 25 31. 31. 31. 31. 31. 31. 25. •J5 00i3<. 00J37. 0Ui37. 00143. 2 5'. 50. 25.50. 25 50. 2.>.'J0. 25.50, 2543 0037 .0037 50 50 56 62. 0068. 0068. 0068. 00!68 00 62. 56, 50, 50 75 ..50 50 00 00 25 50 75 75 75 75 50 25 00 .00 5 62.50 68.75 75.00 81.25 87.50 87.50 87.50 81.25 75 00 68.75 62.50 62 50 6 e:. 25 100. 8 '.50 106, 93.75' II 2 100.00 118 106.25 125 106.25' 118 100.00 112 1)3.751 106 001112.50 25 118.75 50 125.00 751131.25 00 131.25 75 12.5.00 50 118.75 25 112.50 87.50il00.00 106.25 81.25 93 75.00 75.00 87 93 75,100.00 50,100.00 75 106.25 8 125.00 131.25 137..50 I37..50|14:3 I37.50'l43, 9 10 137. 143, 143, 131.25 12.5.00 118.75 112.50 112.50 112.50 118.75 137 131 12.5 125 125 125 131 50 1.50.00 75 1.50.00 75 150.00 75[150.00 75 150.00 50 143.75 25' 137.50 00jl37.50 00' 1.37. 50 00il37.50 00! 137. 50 251143.75 11 156.25 156.25 156.25 156.25 1.50.00 1.50.00 150.00 1.50.00 150 00 150.00 150.00 156.00 13 162.50 162.50 162.50 162.50 162.50 162.50 162.50 162.50 162.50 162.50 162.50 162.50 No vessel on the Stocks to be insured for any period other than one or a certain nui.iber of months. Excepiioiis: — -i. Additional insurance made to expire with a Policy already effected ; the broken period over the month's Insurance to be charged for in sucli case pro rata on the current month's rate. 2. An existing policy may he renewed for fifteen days ; tlie charge therefor to be $0.20 per $100. KEGl'LATIONS KKStM'XTINi; TIIK STORAGK Ol- I'KTUOLKl M AMI NAI'IMA. XXI 12 REGULATIONS RESPECTING THE POSSESSION AND STORAGE OF PETROLEUM AND NAPTHA. Noticcc is Iieroliy j;ivon that Viy Ortlcr-inCoiUH'il of tlio 27tl» M;iy, 18H0, ami under tlio provision of the Act 43 Vic, (.'imiiter 21, I'lititlod, "The IVtroUnitn IiisiMictiou Act, 18S0," lli.s Kxcullcuu'y the (lOvernor-Oeneriil has l)ppn pleaKcd to approve of the following regulations for the possession and storage of Petroleum and Naiitlm : — lo. — In cities and towns where there are municipal laws or regulations respecting tlie storage of petroleum and the jiroduct thereof, Petroleum and Naptha, which have been inspecteil, as required by the said Act, anil the inspection fees paid, may bo stored in any building or place which is in conformity with the municipal regulations in that behalf. 2o. — In cities and towns where there are no such municipal laws or regulations, .md in villages and jilaces other than cities and towns, Petroleum and Na[)tlia, if in any (piantities (ixceeding two barrels of retined Petroleum, or ti^n gallons of Naptha, shall be stored only in isolated liuildings or premises which are at least 100 yards distant from the next nearest building not owned or in the occupation of the person to whom the petroleum or naptha belongs ; Provided always, that a license to have in possession and to store naptha shall in each case have been previously obtained from the Inland Revenue Deiiartment ; and every such license shall be conditioned that such naptha shall only be sold for use or used for the purposes mentioned in the Act above cited, namely ; — 1. For use for illuminating purposes — (a) In street lamps, in which only the vapor is burned. (b) In dwellings, factories, and other places of business when vapoiized in secure underground tanks o\itside the building in which the vapor so generated is used for lighting. 2. For use for mechanical or chemical purposes in buildings not inhabited as a residence for family purposes. PiiivY Council Office, Ottawa, 28lh Ma//, ISSO. J. O. CIIOTE, CI' r/i of Piii-ij Cmairil. ! $0.2O xxii KXTRACT VROM I'KTROI.Kl M INSl'IXTrON ACT. 44 VICrORIA, CHAPTER 23. EXTRACT FROM AN ACT TO AMEND THE PETROLEUM INSPECTION ACT, i88o. [Assented to 21 st March, 1881.] " II. Tlio Oovcriior-in-Council may, from time to time, make such regulations respecting the storage and possession of petroleum and naptlia as hu may deem necessary for the public safety — special regulations being made as to the importation or possession of naptha ; and no person shall have in his possession any such article without having first obtained a permit to that effect from the Minister of Inland Revenue, under such restrictions and regulations as may bo made from time to time by the Governor-in Council, for the storage and jiossession of such octicles ; and such permit must be produced to the projier oflicer of the Customs before the importation of any such articles above-mentioned shall be permitted. *' 2. Any person who shall keep or store any petroleum or n^pthu, in respect of which the provisions of this Act, or the provi.«ion8 of any order of the Governor-in-Council, or of any Department regulations made by authority of this Act, have not been complied with, shall be guilty of ai» oflence against this Act, and for every such oflence incur a penalty of twenty-five dollars, and for any second or subsequent offence a penalty of fifty dollars, and the petroleum or naptha so illegally imported, stored, or kept, shall be seized by any Revenue Officer or inspector having a knowledge thereof and forfeited to Her Majesty." The Act 43 Victoria, chapter 21, enacts as follows : — " I. The following words when usf-d in this Act shall be construed as herein montionod, that is to say : — " {(•) Petroleum means and includes all the refined products by distillation of rosk or mineral oil, coal, coal tar, or of any other mineral substiince, having a specific gravity of not less than seven pounds and seventy-five hundredths of ii pound per gallon." " (d) Naptha means and includes all the refined products by distillation of rock or mineral oil, coal, coal tar, or any other inineral substance, having a specific gravity of not less than .seven pounds and seventy-five hundrelhs of a pound per gallon." 8 «; 10 II 13 '3 •4 '5 3 4 5 6 7 ce STKAM SAW MILL SCHIinUI.K. XXIII STEAM SAW MILL SCHEDULE. 10. II. 12. 13- 14- 15- I. 2. 3- 4- e, 6. 7- Maxi.mi'm }5.\sis R.\te, Sio.oo I'F.R Cknt. If boiler house brirk, tirst-class detached with iron roof and girders, at least 8 feet from Mill, with no communiration pxrcpl by shaft, belt or pipes, and no wood-work whatever Deduct $2 oo per .cut, Hf detached less than 8 feet, or not up to this standard, allowance to be inade in proportion.) For entire brick chimney " | ^q h For iron chimney in good order, on brick base, 3 feet above roof, or outside of Mill with spark arrester in good order " For fi'st-class patent or hard roof " For first-class water supply, including force-pump outside of Mill, and worked independently, always ready for immediate use, and not less than 300 feet of 2h in. hose, with standard threads for iron pipe couplings, attached to hydrant or pump •' (If water supply not first-class, allowance to be made in proportion.) If protected by City Fire Department and Water Works, and at least two hydrants within 300 feet . " If no shingle machine used •' If Mill whitewashed throughout, at least once per annum " If no open refuse burner within 300 feet of Mill, or if refuse disposed of in patent burners outsu V; Mill . . . » If Mill entirely brick or intone " For two casks of water in boiler-house, and on each flat of Mill, six round bot- tom pails in each flat, and casks of water on roof, if shingled " For two ground and two roof ladders where required on each side of Mill " If Mill owner agrees to pay the charge of inspection twice in the year by the Board Inspector, and to acede to his requirements as to cleanliness, &c. . " Incandescent Lighting " Watchman with electric watch clock " 5" 50 I 00 -1 00 00 50 25 25 25 For planer of dry lumber For dry house in Mill For dry house exposing .Mill For oil rooin or oil kf.pt in quantity in Mill Wood cnchutes from Mill floor to top of furnace If refuse burned inside Mill If refuse or lumber piled within 50 feet of Mill P- S. — For approved equipment of automatic sprinkles a deduction of 25 per •cent, from the ascertained rate will be made. 10% of the total insurance to be on Boiler House and contents, or rate to be .•\dd I 00 I 00 50 50 75 f 00 t 00 XXIV lI.ASSIKICATION AND STANDAUIl l< \Ti:S. CLASSIFICATION AND STANDARD RATES FOR CITIES, TOWNS AND VILLAGES. I. -CLASSIFICATION. I Class A. 4 Class D. 2 Class H. 5 Class E. 3 Class C. The Classification of each District to depend on — 1. The character and height of buildings, and whether chiefly massed or detached, and roofs chiefly shingle or firc-proof 2. The means for the prevention of fire as ((/)pipc and hydrant water service of sufficirnt calibre ; {b) the same, but not thoroughly effective ; {O tanks or wells ;