m (? w /}. /a ^^ ///, -r> d? yv^. IMAGE EVALUATION TEST TARGET (MT-3) 1.0 !f 150 I.I IS 1^ If s^ M 1.8 1.25 14 IIIIII.6 6" Photo^phic Sciences Corporation 23 WEST MAIN STREET WEBSTER, N.Y. 14580 (716) 872-4503 CIHM/ICMH Microfiche Series. CIHM/ICMH Collection de microfiches. Canadian Institute for Historical Microreproductions / Institut Canadian de microreproduc.ions historiques Tschnical and Bibliographic Notes/Notes techniques et bibliographiques The Institute has attempted to obtain the best original copy available for filming. Features of this copy which may be bibliographically unique, which may alter any of the images in the reproduction, or which may significantly change the usual method of filming, are checked below. D D D D D a D D D D n Coloured covern/ Couverture de couleur Covers damaged/ Couverture endommag^e Covers restored and/or luminated/ Couvarture restaur^e et/ou pellicul^e Cover title missing/ Le titre de couverture manque Coloured maps/ Cartes gAographiques en cculeur Coloured ink (i.e. other than blue or black)/ Encre de couleur (i.e. autre que bleue ou noire) Coloured plates and/or illustrations/ Planches et/ou illustrations en couleur Sound with other material/ Relii avec d'autres documents Tight binding may causa shadows or distortion along interior margin/ Lareliure serree peut causer de I'ombre ou de la distorsion le Icng de la marge intdrieure Blank leaves added during restoration may appear within the lext. Whenever possible, these have been omitted from filming/ II se peut que certaines pages blanches ajouties >ors d'une restauration apparaissent dans le texte, mais, lorsque cela dtait possible, ces pages n'ont pas 6ti film^es. 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I I Coloured pages/ Pages de couleur Pages damaged/ Pages endommag^es Pages restored and/oi Pages restaurees et/ou pelliculdes Pages discoloured, stained or foxei Pages ddcolorees, tachetdes ou piquees I I Pages damaged/ I I Pages restored and/or laminated/ r~1 Pages discoloured, stained or foxed/ □ Pages detached/ Pages ddtachees QShowthrough/ Transparence □ Quality of print varies/ Qualita inigaie de I'impression □ includes supplementary material/ Comprend du materiel supplamentaire □ Only edition available/ Seule Edition disponibU D isponible Pages wholly or partially obscured by errata slips, tissues, etc., have been refilmed to ensure the best possible image/ Les pages totalerr^^nt ou partiellement obscurcies par u /euiilet d'errata, une pelnre, etc.. cnt 6t6 film^es i nouveau de facon a obtenir la meilleure image possible. This item is filmed at the reduction ratio checked below/ Ce document est film* au taux de reduction indiqud ci-dessous. 10X 14X 18X 22X 26X 30X :2a ISA 2iX 24X 28X 32X i itails I du odifier ' une mage 'rata o lelure. I a J 32X Th« copy fiimei hsro has b«c- reproduced thanks to tha ganarosity of: Department of Rare Books and Special Collections, McGill University, Montreal. Tha imagaa appearing here are the beat quality posaibie conaidaring the condition and legibility of the original copy and in keeping with the filming contract spaciflcationa. Original copiea in printed paper covers are filmed beginning with the front cover and ending on the last page with a printed or illuatratad impres- sion, or the back cover when appropriate. All other original copiea are filmed beginning on the first page with a printed or illustrated imprea- sion, and ending on the laat page with a printed or illuatratad imprasaion. The last recorded frame on each microfiche shall contain the symbol —^(meaning "CON- TINUED"), or the symbol V (meaning "END"), whichever appiiaa. Maps, platea, charts, etc.. may be filmed at different reduction ratioa. Thoao too large to be entirely included in one expoauro are filmed beginning in the upper left hand comer, left to right and top to bottom, as man-'' framea aa required. The following diagrama illuatrata the method: 1 2 3 L'exemplaire fiimi fut reproduit grdce i la gin^rosit* da: Department of Rare Books and Special Collections, McGili University, (Montreal. Laa images su 'antes ont M reproduites avec le plua grand soin, compta tenu de la condit take place at this meeting, and that they report the result to the General Manager. By request of the Chairman, the Secretary then read the following REPORT. The Directors of The Bank of Toronto beg to p.esent to the Stockholders the Forty-first Annual Report of the business of the Bank, together with a statement of its affairs. The commercial depression referred to in preceding reports has increased, and potent factors in this direction have been the uncertainties created by the prolonged conflict over the currency qut stion in the United States and the unsettling influences of proposed tariff legislation both in that country and in Canada. The Net Profits of the Bank for the year, after making full provision for all bad and doubtful debts, and deducting expenses, interest accrued on deposits, and rebate on current discounts, amounted to the sum of $20^,129 61 Carried forward from last year 82,557 79 $290.687 40 This sum has been appropriated as follows : — Dividend No. 81, Five per cent $100,000 00 Dividend No. 82, Five per cent 100,000 00 — $200,000 00 Contribution to India Famine Fund 1,000 co Carried forward to next year 89,687 40 $290,687 40 The General Manager and other Officers of the Bank have discharged their duties to the satis- faction of the Board. The whole respectfully submitted. (Signed) GEORGE GOODERHAM, Presttiertt. GENERAL STATEMENT 31st MAY, 1897. LIABILITIES. Notes in Circulation $1,236,168 oa Deposits bearing interest $7,626,885 91 Deposits not bearing interest 1,714,363 64 — 9,341,249 55 Balances due to other Banks -'i i 773 ^o Unclaimed Dividends 2815 00 Half-yearly Dividend, payable 1st June, 1897 100,000 00 102,815 00 ,,.,,., $10,891,964 94 Capital paid up $2,000,000 00 '^^^^ 1 ,800,000 00 Interest Accrued on Deposit Receipts $49,541 00 Rebate on Notes Discounted 80,461 00 130,002 00 Balance of Profit and Loss Account carried forward 89,687 40 — 4,019,689 40 $14,911,654 34 ASSETS. Gold and Silver Coin on hand $ 610 i 38 38 Dominion Notes on hand 1,218.173 00 Notes and Cheques of other Banks 428,765 21 Balances due from Banks in Canada 5,^58 86 Balances due from Banks in the United States 332,681 25 Balances due from Agents of the Bank in Great Britain 197,368 85 Deposit with Dominion Government for security of Note Circulation. 73,900 00 Government, Municipal and other Debentures 260,366 93 — $3,127,752 48 Loans and Bills Discounted $, 1,568,461 03 Overdue Debts (estimated loss provided for) 15,242 83 Real Estate other thjin Bank Premises i„y qq ",583,901 86 Bank Premises .^^^^ ^ $14,911,654 34 (Signed) Toronto, j/sr May, iSgy. D. COULSON, General Manager. After the reading of the above, it was moved by GEORGE GoODERHAM, Esq., seconded hv Wll I iam H. Beatty, Esq., and / - . . Jiesolved~Yh&\. the Report now read be adopted, and printed for the information of the Stockholders. Moved by Waltek S. Lee, Esq., seconded by A. MORGAN COSBV, Esq., and Resolved~Yha.\. the Stoci, ■COBOURG '■ ** ^KEAFK, W. A COPEI-ANI>, C. V. KETC'HUM, I. I>R1NGLE, " T. K. HOW, COLLINGWOOI) GANANOQUE. LONDON MONTREAL " I'oiiit St. Charles . PETERBORO I'ETROLIA PORT HOPE •ST. CATHARINES .1. G. HIRO, .P. CAMPBELL, , VV. F. COOPER, , E. B. ANDROS, . (i. \V. HODOETTS, BANKERS : LONDON, ENGLAND THE CITV ISANK O-imukd). NEW YORK NATIONAL BANK OK COMMERCE. BUFFALO MANUFACTURERS >v TRADERS BANK. CHICAGO FIRST NATIONAL HANK. DETROIT DETROIT NATIONAL HANK. 1 'F' f-.J- JO '^^-^2 ^fiL