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'"> . » *- < I ','J^ V'A H '' ^7>;i^ r^i V .<■ V r .1' J^'* , \ ■•^;*'.3A„.^:^i'^>r>;^n^^^.'^ >. ' .«- A 1*1^ ■\ i '^ A': '* 1 . . . ■^\ *• ^^^ ■(■■••■■^ I 1 n ^M ^i-: :v'i "f ^- ;, i'.'ftjs:,!' ■■ •■•'• 1 -ki'^ 'r ??s;(v -i-^fei :^^ rm.^^- OF THE 4. l»i«» ^■' t.^ %. DIRBOTORS WitWAM Laud r-5*.> J*, 4' "•% ■■'l^i^^-. 5e«r5 ■^•^-t ^%»fcx /"^ iw .^ .1 H f->&* /<' [•■rt* < ' v'W.a,?*: ««f^' SiJ 1W3& ^:*'-#;:' t^i^jl ' • I A •( .\ -Jmtn ■iilMlM'P V 1 , .7 .«. 1 . . '\ /. > •^- 1 » ( « " V 1 ! ■ -■■..■.V r. , 1 ^^t l< .. L., ^L,^^ ^■- I M< I v.. .-'ftCifc^ ^*-- WWIiliiPPPPi"iW'"WW'* ^' t ,^v i. ^ f ■■■A V .41 BYE-LAWS OF THE Dominion Marine Insurance Association OP RIVER JOHN. I>0>«{CXH 1. — The name of this Association shall be the Dominion Marine Insurance Association of River John, consisting of fifty members, whose eligibility shall ])e determined by the Directors. 2. — Each shareholder shall sign the Bye-Laws, and pay into the Association the sum of One Hun- dred Dollars, whicli act shall constitute him or her a member. No |)erson shall hold more than one Share. '^. — That this Association shall not underwrite to a greattir amount than Two hundred and fifty thou- sand dolhirs nominal capital. .-'.•> ■.4i m ^- m '.rr" \;-^ -■».• 'f *■'''■ ■>.'£!£ ■^i '.! f ■ -^iW. "> iVw'>^/-^ trfi*' - L'U'" 4. — That no greater auiount than Fi^'e Tlioiisairl Dollars shall he at any one time sit risk on the Hull of any one V^essel, nor more than Two ThousfUKl Dollars on Freight and Cargo combined, or Two Thousand Dollars on either ; or than Six ThousHnrl Dollars on Vessel including Cargo and Freight. 5. — That the officers of this Association shall consist of five Directors, a Broker and two auditoi-s, to be elected in each year at the Annual Oenej-al Meeting of the Association. Any one or all of whom may be re-elected, and the vote shall be taken by ballot, if so required by any three members present. 6. — That the Salaries of the officers of this As- sociation shall be determined each year at the annual meeting. 7. — The (hities of the Directors shall be to deter- mine what risks ai^ to be taken, rates of premiums, terms of policies, and what damages and losses are to be paid for. 8. — That the Broker shall hold a power of Attorney from each shareholder authorizing him to sign policies of insurance for him or her, to receive premiums, settle losses and transact all the business of the Association, under the supervision and inst- ( ' . i «" fi ." | » ■' r*f" mi»i.. mmitmmmmmiimmt c r- ,/• ^ r .i • .:> f ruction of tlie Directors. Uv, shall give a bond to the Directors, with two apjjroved surtities, for the sum of One Thousand Dollars each. The finids of the Association held by him shall be dejiosited in any chartered Bank, and at no one time shall the credit balance of the current account shew a greater amount than one thousand dollars ; the balance of the funds being hehl in deposit receipts, stock, or bonds, as the board may deem advisable. He shall on receiving application for insurance, place the same before the Directors for their approval or re- jection, and a majority of the said Directors shall be necessary to linally recommend acceptance. In the event of any one of the Directors applied to object- ing to a risk, the Broker shall call the Board toget- her to consider said objection. The decision of the majority of the said Directors to be binding on the Association. 9. — Each Shareholder shall be responsible for the proportion of the Association's liabilities represent- ed by the share held by him or her. 10. No Shareholder shall withdraw from the Association until he has first transferred his share and interest to some responsible person having the approval of the Directors, and such substitute shall be held liable for all outstanding risks and be entitled to all profits in the same proportion as the i''- > V vl () / f, i ■ '■ '4- foriiHM- KoMiT oftlif Sham and it' any Sliareholdor insists on will id rawing; without turnisliing such substitute the l)ii-rs shall thoreu])on sell his share in nianiier following. 11. — In ease any nienil)er shall remove from the Province without leaving ayailable property sulH- cient in opinion of the Directors to meet his liability as a Shfireliolder, or sliovdd any member in the judgment of the Dii'ectors become ineligible from any cause wlmteyer, the Directors may at any time notify such shareholder in writing, that he must dispose of his interest in the Association within tl»ii*ty days to same othei* party snbjt^ct to their ap- proyal, in case of his failing to do so, within the time specitied the Directors may sell such share at auction to the highest a})proved bidder, after adyer- tising the same tor one week, and such purchaser shall assume all the liabilities and be entitled to all the j)rotits attached to such share. The net proceeds of the sale shall be jvaid to such outgoing membei' and liis name struck oft' the list of Shareholders. 12. — In the event of the removal or resignation of one or more of the ofhcers of this Association, the Vacancy, or Vacancies, so caused, shall be filled up at a special Meeting of the Association, called for that purpose. 13. — All Policies issued shall be signed by three Dii'ectors and the Broker. Cf >t; :^'(i '->-,; ^^f.:^. -m^i ■V... -'«&! r.'!'''-^:> ••*i'%--}J^. ■*.■•■■ ■ ^#1.Vi ' Vb.'-- II Vmi'i'ijt't I iiVii ' mi ">iii ir lifNrrf-iT— 'l-yi ~ ■ A ^ f 1 K.. 1 ',(*. 1 ■•> riMHta I ^ ^!?«ff Icr lis 7 14. — In all matters of dittereiice, wlietlic'i anion/^ Shareholders at their Annual or S})ecial Meetings, the minority shall in all cases submit to the decision of the majority, and provided any shareholder refuse to do so, he shall immediately retire from the Asso- ciation by transferring his sliare to another, as pre- scribed by Rules 10 and 11. And the Majority shall mean a Majority of those present at the re- spective meetings, and shareholders absent from such meetings shall abide by said decision. Notice of all special meetings must state the object for which they are called, and no business shall be transacted unless Ten members of the Association are present. 15, — All questions on which a vote is taken shall be taken by ballot, if so required by nny three mem- bers present. 16. — All notes of hand for premium shall be taken in the name of the Broker, and all monies received shall be deposited in the Pictoii Bank,Pictou, to the credit of the Broker, and when deposit receipts are taken they shall be endorsed by the Broker as well as the promissory notes, and they shall l>e handed to the Chairman of Directors to be de})Osited in tin box or safe belonging to the Association. 17. — Any member wanting Insurance shalL forthwith from the board during the coi;iw<" ■ •♦ ,»— ..^.iiJ 'if: A ■.. T^* V .»■ I * * 1& of hin application and sl£Hil have no V(^^ r^' may he vote on any 6laim 6f his oi^. ^ .v ; fu'^ w' 'l^-^**^^'*^ shall behcK divisioaof -projfttsUl 'z ^* '# -^e' sum of Ten ThoiUBknd BoUaia. kxidusiv^ of i: , -: ^iff '-;\^|j*'*ip Capital) be securely invested^ mich siiia s] > '^ ^r^'^lways b^ retained to meet losses :;:ttio Surplus 7 r % on hand above that sum, may form a Dividend - > - nually, if recommended by the Board of Directoj *i^^'^'f?pi(itcti&.i::i:^Any absent o^eibbiBr shall 'betmtitledtpi 4, .,:* *'^€ '!^fcy pPOxy, which must be in writing under his < ^^ . 'i or that of his le^l representative. .. ,^ <*&.,( >|J^: 4^?20^-— The ahmial 'General Meeting of the A '# ciation shall be held in River John, on the 3rd Th' JJf;^ ,;; 'Kday in June. Special meetings of the shareholij ^^ ""r: may be called by the Directors whenever they d^ ^'y%^^S^'. ^ it necessary, or on the written requisition of j ^^^^six shareholders to the Br(Jj:er. ?^ %0 ti^;^i^« Vn^^^;%^ 21,— These Bye-Laws may W amended, d-tf 1 . /'X^^f^nnual Meeting df iihe. Assoiciation ovt ait < iJ1^Sj)ecial Meeting called for that purpose;, f ^:l. ^ .Jjrfv;^*M,;-ii *" ' ...\ «^^>j^Js:li4i;■■^•^«fEjG5^ti^.•"J^e;■^i ){-■ I ll I mmmmmi r 'V ' ■ ■ ■ , i ■■■■.• *•»',■,•''■ '.' • ■ . \ " ,r . • / . >• .*'■ J/: ' '■ ~ ■? 1.. I .. / 'fwH HHn- ' . - *• ;■•"■ f ^m . ./mP> ■ii ^'' '- '" *J' .'-i-'-l ,-:^"^^:- ^B ■B'?^' ,.._.^. ,- V «%i ■;™ 'A>J.A:/ •::^^_ V ». •'''' -a/ ^ • ^ ■■'■ *■■■ '-'f- ■■''■' , ■ ,.«■ - \ :; ■ ■■: ■, »;/ ■- , « * ■: '• . .* . J - • J, ^ ^^^,;:* ".;:••.• ■";,.''^ -^ ^ tf ■-TO -rfr'-- > , -^.1 - .«. if-* ;% ' «^f;;: