id	sid	tid	token	lemma	pos
rv042r39782	1	1	historically	historically	ADV
rv042r39782	1	2	,	,	PUNCT
rv042r39782	1	3	overt	overt	ADJ
rv042r39782	1	4	discriminatory	discriminatory	ADJ
rv042r39782	1	5	practices	practice	NOUN
rv042r39782	1	6	in	in	ADP
rv042r39782	1	7	the	the	DET
rv042r39782	1	8	housing	housing	NOUN
rv042r39782	1	9	market	market	NOUN
rv042r39782	1	10	worked	work	VERB
rv042r39782	1	11	against	against	ADP
rv042r39782	1	12	neighborhood	neighborhood	NOUN
rv042r39782	1	13	racial	racial	ADJ
rv042r39782	1	14	integration	integration	NOUN
rv042r39782	1	15	.	.	PUNCT
rv042r39782	2	1	theoretically	theoretically	ADV
rv042r39782	2	2	,	,	PUNCT
rv042r39782	2	3	changes	change	NOUN
rv042r39782	2	4	in	in	ADP
rv042r39782	2	5	home	home	NOUN
rv042r39782	2	6	mortgage	mortgage	NOUN
rv042r39782	2	7	lending	lending	NOUN
rv042r39782	2	8	,	,	PUNCT
rv042r39782	2	9	which	which	PRON
rv042r39782	2	10	offer	offer	VERB
rv042r39782	2	11	more	more	ADJ
rv042r39782	2	12	lending	lending	NOUN
rv042r39782	2	13	opportunities	opportunity	NOUN
rv042r39782	2	14	to	to	PART
rv042r39782	2	15	previously	previously	ADV
rv042r39782	2	16	underserved	underserved	ADJ
rv042r39782	2	17	populations	population	NOUN
rv042r39782	2	18	and	and	CCONJ
rv042r39782	2	19	areas	area	NOUN
rv042r39782	2	20	should	should	AUX
rv042r39782	2	21	reduce	reduce	VERB
rv042r39782	2	22	levels	level	NOUN
rv042r39782	2	23	of	of	ADP
rv042r39782	2	24	residential	residential	ADJ
rv042r39782	2	25	segregation	segregation	NOUN
rv042r39782	2	26	.	.	PUNCT
rv042r39782	3	1	differential	differential	ADJ
rv042r39782	3	2	access	access	NOUN
rv042r39782	3	3	to	to	ADP
rv042r39782	3	4	lending	lending	NOUN
rv042r39782	3	5	continues	continue	VERB
rv042r39782	3	6	to	to	PART
rv042r39782	3	7	exist	exist	VERB
rv042r39782	3	8	in	in	SCONJ
rv042r39782	3	9	that	that	PRON
rv042r39782	3	10	certain	certain	ADJ
rv042r39782	3	11	forms	form	NOUN
rv042r39782	3	12	of	of	ADP
rv042r39782	3	13	lending	lending	NOUN
rv042r39782	3	14	disproportionately	disproportionately	ADV
rv042r39782	3	15	contribute	contribute	VERB
rv042r39782	3	16	to	to	ADP
rv042r39782	3	17	increased	increase	VERB
rv042r39782	3	18	black	black	ADJ
rv042r39782	3	19	homeownership	homeownership	NOUN
rv042r39782	3	20	.	.	PUNCT
rv042r39782	4	1	this	this	DET
rv042r39782	4	2	study	study	NOUN
rv042r39782	4	3	evaluates	evaluate	VERB
rv042r39782	4	4	the	the	DET
rv042r39782	4	5	link	link	NOUN
rv042r39782	4	6	between	between	ADP
rv042r39782	4	7	homeownership	homeownership	NOUN
rv042r39782	4	8	among	among	ADP
rv042r39782	4	9	blacks	black	NOUN
rv042r39782	4	10	and	and	CCONJ
rv042r39782	4	11	changes	change	NOUN
rv042r39782	4	12	in	in	ADP
rv042r39782	4	13	residential	residential	ADJ
rv042r39782	4	14	segregation	segregation	NOUN
rv042r39782	4	15	during	during	ADP
rv042r39782	4	16	the	the	DET
rv042r39782	4	17	1990s	1990s	NUM
rv042r39782	4	18	.	.	PUNCT
rv042r39782	5	1	using	use	VERB
rv042r39782	5	2	home	home	NOUN
rv042r39782	5	3	mortgage	mortgage	NOUN
rv042r39782	5	4	disclosure	disclosure	NOUN
rv042r39782	5	5	act	act	NOUN
rv042r39782	5	6	data	datum	NOUN
rv042r39782	5	7	from	from	ADP
rv042r39782	5	8	1992	1992	NUM
rv042r39782	5	9	through	through	ADP
rv042r39782	5	10	1999	1999	NUM
rv042r39782	5	11	and	and	CCONJ
rv042r39782	5	12	the	the	DET
rv042r39782	5	13	1990	1990	NUM
rv042r39782	5	14	and	and	CCONJ
rv042r39782	5	15	2000	2000	NUM
rv042r39782	5	16	census	census	NOUN
rv042r39782	5	17	data	datum	NOUN
rv042r39782	5	18	,	,	PUNCT
rv042r39782	5	19	ols	ols	NOUN
rv042r39782	5	20	models	model	NOUN
rv042r39782	5	21	test	test	VERB
rv042r39782	5	22	for	for	ADP
rv042r39782	5	23	the	the	DET
rv042r39782	5	24	effects	effect	NOUN
rv042r39782	5	25	of	of	ADP
rv042r39782	5	26	lending	lending	NOUN
rv042r39782	5	27	,	,	PUNCT
rv042r39782	5	28	ecological	ecological	ADJ
rv042r39782	5	29	,	,	PUNCT
rv042r39782	5	30	economic	economic	ADJ
rv042r39782	5	31	,	,	PUNCT
rv042r39782	5	32	and	and	CCONJ
rv042r39782	5	33	population	population	NOUN
rv042r39782	5	34	characteristics	characteristic	NOUN
rv042r39782	5	35	on	on	ADP
rv042r39782	5	36	changing	change	VERB
rv042r39782	5	37	segregation	segregation	NOUN
rv042r39782	5	38	patterns	pattern	NOUN
rv042r39782	5	39	in	in	ADP
rv042r39782	5	40	some	some	DET
rv042r39782	5	41	msas	msa	NOUN
rv042r39782	5	42	during	during	ADP
rv042r39782	5	43	the	the	DET
rv042r39782	5	44	1990s	1990s	NUM
rv042r39782	5	45	.	.	PUNCT
rv042r39782	6	1	findings	finding	NOUN
rv042r39782	6	2	suggest	suggest	VERB
rv042r39782	6	3	that	that	SCONJ
rv042r39782	6	4	changes	change	NOUN
rv042r39782	6	5	in	in	ADP
rv042r39782	6	6	lending	lending	NOUN
rv042r39782	6	7	to	to	ADP
rv042r39782	6	8	black	black	ADJ
rv042r39782	6	9	homebuyers	homebuyer	NOUN
rv042r39782	6	10	facilitated	facilitate	VERB
rv042r39782	6	11	declines	decline	NOUN
rv042r39782	6	12	in	in	ADP
rv042r39782	6	13	segregation	segregation	NOUN
rv042r39782	6	14	experienced	experience	VERB
rv042r39782	6	15	during	during	ADP
rv042r39782	6	16	the	the	DET
rv042r39782	6	17	1990s	1990s	NUM
rv042r39782	6	18	.	.	PUNCT
rv042r39782	7	1	the	the	DET
rv042r39782	7	2	increased	increase	VERB
rv042r39782	7	3	share	share	NOUN
rv042r39782	7	4	of	of	ADP
rv042r39782	7	5	mortgage	mortgage	NOUN
rv042r39782	7	6	loans	loan	NOUN
rv042r39782	7	7	received	receive	VERB
rv042r39782	7	8	by	by	ADP
rv042r39782	7	9	blacks	black	NOUN
rv042r39782	7	10	contributed	contribute	VERB
rv042r39782	7	11	to	to	ADP
rv042r39782	7	12	black	black	ADJ
rv042r39782	7	13	homeownership	homeownership	NOUN
rv042r39782	7	14	and	and	CCONJ
rv042r39782	7	15	decreased	decrease	VERB
rv042r39782	7	16	segregation	segregation	NOUN
rv042r39782	7	17	levels	level	NOUN
rv042r39782	7	18	in	in	ADP
rv042r39782	7	19	msas	msas	PROPN
rv042r39782	7	20	with	with	ADP
rv042r39782	7	21	significant	significant	ADJ
rv042r39782	7	22	black	black	ADJ
rv042r39782	7	23	populations	population	NOUN
rv042r39782	7	24	.	.	PUNCT
rv042r39782	8	1	however	however	ADV
rv042r39782	8	2	,	,	PUNCT
rv042r39782	8	3	segregation	segregation	NOUN
rv042r39782	8	4	seems	seem	VERB
rv042r39782	8	5	to	to	PART
rv042r39782	8	6	persist	persist	VERB
rv042r39782	8	7	,	,	PUNCT
rv042r39782	8	8	in	in	ADP
rv042r39782	8	9	part	part	NOUN
rv042r39782	8	10	,	,	PUNCT
rv042r39782	8	11	because	because	SCONJ
rv042r39782	8	12	of	of	ADP
rv042r39782	8	13	continuing	continue	VERB
rv042r39782	8	14	disparities	disparity	NOUN
rv042r39782	8	15	in	in	ADP
rv042r39782	8	16	lending	lending	NOUN
rv042r39782	8	17	.	.	PUNCT