id sid tid token lemma pos gh93gx43s45 1 1 this this DET gh93gx43s45 1 2 study study NOUN gh93gx43s45 1 3 strives strive VERB gh93gx43s45 1 4 to to PART gh93gx43s45 1 5 answer answer VERB gh93gx43s45 1 6 the the DET gh93gx43s45 1 7 question question NOUN gh93gx43s45 1 8 of of ADP gh93gx43s45 1 9 how how SCONJ gh93gx43s45 1 10 retirement retirement NOUN gh93gx43s45 1 11 affects affect VERB gh93gx43s45 1 12 health health NOUN gh93gx43s45 1 13 . . PUNCT gh93gx43s45 2 1 assessing assess VERB gh93gx43s45 2 2 how how SCONJ gh93gx43s45 2 3 retirement retirement NOUN gh93gx43s45 2 4 affects affect VERB gh93gx43s45 2 5 health health NOUN gh93gx43s45 2 6 leads lead VERB gh93gx43s45 2 7 to to ADP gh93gx43s45 2 8 better well ADJ gh93gx43s45 2 9 estimates estimate NOUN gh93gx43s45 2 10 of of ADP gh93gx43s45 2 11 health health NOUN gh93gx43s45 2 12 care care NOUN gh93gx43s45 2 13 costs cost NOUN gh93gx43s45 2 14 and and CCONJ gh93gx43s45 2 15 a a DET gh93gx43s45 2 16 better well ADJ gh93gx43s45 2 17 understanding understanding NOUN gh93gx43s45 2 18 of of ADP gh93gx43s45 2 19 the the DET gh93gx43s45 2 20 retirement retirement NOUN gh93gx43s45 2 21 decision decision NOUN gh93gx43s45 2 22 . . PUNCT gh93gx43s45 3 1 the the DET gh93gx43s45 3 2 study study NOUN gh93gx43s45 3 3 develops develop VERB gh93gx43s45 3 4 a a DET gh93gx43s45 3 5 model model NOUN gh93gx43s45 3 6 of of ADP gh93gx43s45 3 7 health health NOUN gh93gx43s45 3 8 investment investment NOUN gh93gx43s45 3 9 where where SCONJ gh93gx43s45 3 10 individuals individual NOUN gh93gx43s45 3 11 maximize maximize VERB gh93gx43s45 3 12 lifetime lifetime NOUN gh93gx43s45 3 13 utility utility NOUN gh93gx43s45 3 14 derived derive VERB gh93gx43s45 3 15 from from ADP gh93gx43s45 3 16 consumption consumption NOUN gh93gx43s45 3 17 goods good NOUN gh93gx43s45 3 18 , , PUNCT gh93gx43s45 3 19 leisure leisure NOUN gh93gx43s45 3 20 and and CCONJ gh93gx43s45 3 21 healthy healthy ADJ gh93gx43s45 3 22 time time NOUN gh93gx43s45 3 23 and and CCONJ gh93gx43s45 3 24 produce produce VERB gh93gx43s45 3 25 health health NOUN gh93gx43s45 3 26 using use VERB gh93gx43s45 3 27 leisure leisure NOUN gh93gx43s45 3 28 and and CCONJ gh93gx43s45 3 29 medical medical ADJ gh93gx43s45 3 30 goods good NOUN gh93gx43s45 3 31 . . PUNCT gh93gx43s45 4 1 solving solve VERB gh93gx43s45 4 2 the the DET gh93gx43s45 4 3 model model NOUN gh93gx43s45 4 4 generates generate VERB gh93gx43s45 4 5 an an DET gh93gx43s45 4 6 equilibrium equilibrium NOUN gh93gx43s45 4 7 condition condition NOUN gh93gx43s45 4 8 for for ADP gh93gx43s45 4 9 health health NOUN gh93gx43s45 4 10 investment investment NOUN gh93gx43s45 4 11 . . PUNCT gh93gx43s45 5 1 assuming assume VERB gh93gx43s45 5 2 that that SCONJ gh93gx43s45 5 3 healthy healthy ADJ gh93gx43s45 5 4 time time NOUN gh93gx43s45 5 5 is be AUX gh93gx43s45 5 6 a a DET gh93gx43s45 5 7 normal normal ADJ gh93gx43s45 5 8 good good NOUN gh93gx43s45 5 9 , , PUNCT gh93gx43s45 5 10 the the DET gh93gx43s45 5 11 model model NOUN gh93gx43s45 5 12 predicts predict VERB gh93gx43s45 5 13 that that SCONJ gh93gx43s45 5 14 retirement retirement NOUN gh93gx43s45 5 15 will will AUX gh93gx43s45 5 16 increase increase VERB gh93gx43s45 5 17 health health NOUN gh93gx43s45 5 18 investment investment NOUN gh93gx43s45 5 19 and and CCONJ gh93gx43s45 5 20 thus thus ADV gh93gx43s45 5 21 health health NOUN gh93gx43s45 5 22 for for ADP gh93gx43s45 5 23 retirees retiree NOUN gh93gx43s45 5 24 in in ADP gh93gx43s45 5 25 the the DET gh93gx43s45 5 26 next next ADJ gh93gx43s45 5 27 period period NOUN gh93gx43s45 5 28 relative relative ADJ gh93gx43s45 5 29 to to ADP gh93gx43s45 5 30 workers worker NOUN gh93gx43s45 5 31 . . PUNCT gh93gx43s45 6 1 the the DET gh93gx43s45 6 2 empirical empirical ADJ gh93gx43s45 6 3 test test NOUN gh93gx43s45 6 4 uses use VERB gh93gx43s45 6 5 a a DET gh93gx43s45 6 6 sample sample NOUN gh93gx43s45 6 7 of of ADP gh93gx43s45 6 8 older old ADJ gh93gx43s45 6 9 adults adult NOUN gh93gx43s45 6 10 from from ADP gh93gx43s45 6 11 the the DET gh93gx43s45 6 12 longitudinal longitudinal ADJ gh93gx43s45 6 13 health health NOUN gh93gx43s45 6 14 and and CCONJ gh93gx43s45 6 15 retirement retirement NOUN gh93gx43s45 6 16 study study NOUN gh93gx43s45 6 17 . . PUNCT gh93gx43s45 7 1 to to PART gh93gx43s45 7 2 account account VERB gh93gx43s45 7 3 for for ADP gh93gx43s45 7 4 the the DET gh93gx43s45 7 5 endogeneity endogeneity NOUN gh93gx43s45 7 6 of of ADP gh93gx43s45 7 7 the the DET gh93gx43s45 7 8 retirement retirement NOUN gh93gx43s45 7 9 decision decision NOUN gh93gx43s45 7 10 the the DET gh93gx43s45 7 11 study study NOUN gh93gx43s45 7 12 employs employ VERB gh93gx43s45 7 13 an an DET gh93gx43s45 7 14 instrumental instrumental ADJ gh93gx43s45 7 15 variable variable ADJ gh93gx43s45 7 16 model model NOUN gh93gx43s45 7 17 exploiting exploit VERB gh93gx43s45 7 18 exogenous exogenous ADJ gh93gx43s45 7 19 variation variation NOUN gh93gx43s45 7 20 in in ADP gh93gx43s45 7 21 social social ADJ gh93gx43s45 7 22 security security NOUN gh93gx43s45 7 23 and and CCONJ gh93gx43s45 7 24 private private ADJ gh93gx43s45 7 25 pension pension NOUN gh93gx43s45 7 26 benefits benefit NOUN gh93gx43s45 7 27 . . PUNCT gh93gx43s45 8 1 the the DET gh93gx43s45 8 2 study study NOUN gh93gx43s45 8 3 also also ADV gh93gx43s45 8 4 improves improve VERB gh93gx43s45 8 5 on on ADP gh93gx43s45 8 6 previous previous ADJ gh93gx43s45 8 7 work work NOUN gh93gx43s45 8 8 by by ADP gh93gx43s45 8 9 estimating estimate VERB gh93gx43s45 8 10 a a DET gh93gx43s45 8 11 model model NOUN gh93gx43s45 8 12 where where SCONJ gh93gx43s45 8 13 health health NOUN gh93gx43s45 8 14 change change NOUN gh93gx43s45 8 15 in in ADP gh93gx43s45 8 16 one one NUM gh93gx43s45 8 17 period period NOUN gh93gx43s45 8 18 is be AUX gh93gx43s45 8 19 regressed regress VERB gh93gx43s45 8 20 on on ADP gh93gx43s45 8 21 previous previous ADJ gh93gx43s45 8 22 period period NOUN gh93gx43s45 8 23 retirement retirement NOUN gh93gx43s45 8 24 status status NOUN gh93gx43s45 8 25 allowing allow VERB gh93gx43s45 8 26 the the DET gh93gx43s45 8 27 health health NOUN gh93gx43s45 8 28 stock stock NOUN gh93gx43s45 8 29 time time NOUN gh93gx43s45 8 30 to to PART gh93gx43s45 8 31 adjust adjust VERB gh93gx43s45 8 32 to to ADP gh93gx43s45 8 33 changes change NOUN gh93gx43s45 8 34 in in ADP gh93gx43s45 8 35 investment investment NOUN gh93gx43s45 8 36 behavior behavior NOUN gh93gx43s45 8 37 . . PUNCT gh93gx43s45 9 1 using use VERB gh93gx43s45 9 2 subjective subjective ADJ gh93gx43s45 9 3 health health NOUN gh93gx43s45 9 4 measures measure NOUN gh93gx43s45 9 5 , , PUNCT gh93gx43s45 9 6 the the DET gh93gx43s45 9 7 study study NOUN gh93gx43s45 9 8 finds find VERB gh93gx43s45 9 9 that that SCONJ gh93gx43s45 9 10 retirement retirement NOUN gh93gx43s45 9 11 decreases decrease VERB gh93gx43s45 9 12 the the DET gh93gx43s45 9 13 probability probability NOUN gh93gx43s45 9 14 of of ADP gh93gx43s45 9 15 a a DET gh93gx43s45 9 16 good good ADJ gh93gx43s45 9 17 health health NOUN gh93gx43s45 9 18 change change NOUN gh93gx43s45 9 19 for for ADP gh93gx43s45 9 20 men man NOUN gh93gx43s45 9 21 by by ADP gh93gx43s45 9 22 over over ADP gh93gx43s45 9 23 8 8 NUM gh93gx43s45 9 24 % % NOUN gh93gx43s45 9 25 , , PUNCT gh93gx43s45 9 26 but but CCONJ gh93gx43s45 9 27 increases increase VERB gh93gx43s45 9 28 the the DET gh93gx43s45 9 29 probability probability NOUN gh93gx43s45 9 30 for for ADP gh93gx43s45 9 31 women woman NOUN gh93gx43s45 9 32 by by ADP gh93gx43s45 9 33 15 15 NUM gh93gx43s45 9 34 % % NOUN gh93gx43s45 9 35 . . PUNCT gh93gx43s45 10 1 the the DET gh93gx43s45 10 2 difference difference NOUN gh93gx43s45 10 3 between between ADP gh93gx43s45 10 4 sexes sex NOUN gh93gx43s45 10 5 persists persist VERB gh93gx43s45 10 6 using use VERB gh93gx43s45 10 7 a a DET gh93gx43s45 10 8 sample sample NOUN gh93gx43s45 10 9 of of ADP gh93gx43s45 10 10 women woman NOUN gh93gx43s45 10 11 who who PRON gh93gx43s45 10 12 worked work VERB gh93gx43s45 10 13 a a DET gh93gx43s45 10 14 significant significant ADJ gh93gx43s45 10 15 number number NOUN gh93gx43s45 10 16 of of ADP gh93gx43s45 10 17 years year NOUN gh93gx43s45 10 18 in in ADP gh93gx43s45 10 19 their their PRON gh93gx43s45 10 20 lifetime lifetime NOUN gh93gx43s45 10 21 , , PUNCT gh93gx43s45 10 22 and and CCONJ gh93gx43s45 10 23 is be AUX gh93gx43s45 10 24 not not PART gh93gx43s45 10 25 due due ADJ gh93gx43s45 10 26 to to ADP gh93gx43s45 10 27 the the DET gh93gx43s45 10 28 particular particular ADJ gh93gx43s45 10 29 set set NOUN gh93gx43s45 10 30 of of ADP gh93gx43s45 10 31 instruments instrument NOUN gh93gx43s45 10 32 used use VERB gh93gx43s45 10 33 . . PUNCT gh93gx43s45 11 1 retirement retirement NOUN gh93gx43s45 11 2 also also ADV gh93gx43s45 11 3 preserves preserve VERB gh93gx43s45 11 4 health health NOUN gh93gx43s45 11 5 for for ADP gh93gx43s45 11 6 both both DET gh93gx43s45 11 7 sexes sex NOUN gh93gx43s45 11 8 , , PUNCT gh93gx43s45 11 9 reducing reduce VERB gh93gx43s45 11 10 the the DET gh93gx43s45 11 11 probability probability NOUN gh93gx43s45 11 12 of of ADP gh93gx43s45 11 13 a a DET gh93gx43s45 11 14 health health NOUN gh93gx43s45 11 15 decline decline NOUN gh93gx43s45 11 16 by by ADP gh93gx43s45 11 17 2.5 2.5 NUM gh93gx43s45 11 18 % % NOUN gh93gx43s45 11 19 for for ADP gh93gx43s45 11 20 men man NOUN gh93gx43s45 11 21 and and CCONJ gh93gx43s45 11 22 3.5 3.5 NUM gh93gx43s45 11 23 % % NOUN gh93gx43s45 11 24 for for ADP gh93gx43s45 11 25 women woman NOUN gh93gx43s45 11 26 . . PUNCT gh93gx43s45 12 1 comparing compare VERB gh93gx43s45 12 2 the the DET gh93gx43s45 12 3 subjective subjective ADJ gh93gx43s45 12 4 results result NOUN gh93gx43s45 12 5 to to ADP gh93gx43s45 12 6 objective objective ADJ gh93gx43s45 12 7 measures measure NOUN gh93gx43s45 12 8 reduces reduce VERB gh93gx43s45 12 9 concerns concern NOUN gh93gx43s45 12 10 about about ADP gh93gx43s45 12 11 reporting reporting NOUN gh93gx43s45 12 12 bias bias NOUN gh93gx43s45 12 13 for for ADP gh93gx43s45 12 14 the the DET gh93gx43s45 12 15 negative negative ADJ gh93gx43s45 12 16 effects effect NOUN gh93gx43s45 12 17 for for ADP gh93gx43s45 12 18 men man NOUN gh93gx43s45 12 19 although although SCONJ gh93gx43s45 12 20 the the DET gh93gx43s45 12 21 results result NOUN gh93gx43s45 12 22 can can AUX gh93gx43s45 12 23 not not PART gh93gx43s45 12 24 rule rule VERB gh93gx43s45 12 25 out out ADP gh93gx43s45 12 26 role role NOUN gh93gx43s45 12 27 bias bias NOUN gh93gx43s45 12 28 in in ADP gh93gx43s45 12 29 the the DET gh93gx43s45 12 30 positive positive ADJ gh93gx43s45 12 31 results result NOUN gh93gx43s45 12 32 for for ADP gh93gx43s45 12 33 women woman NOUN gh93gx43s45 12 34 . . PUNCT gh93gx43s45 13 1 the the DET gh93gx43s45 13 2 results result NOUN gh93gx43s45 13 3 recommend recommend VERB gh93gx43s45 13 4 leaving leave VERB gh93gx43s45 13 5 the the DET gh93gx43s45 13 6 social social ADJ gh93gx43s45 13 7 security security NOUN gh93gx43s45 13 8 early early ADJ gh93gx43s45 13 9 entitlement entitlement NOUN gh93gx43s45 13 10 age age NOUN gh93gx43s45 13 11 untouched untouched ADJ gh93gx43s45 13 12 , , PUNCT gh93gx43s45 13 13 or or CCONJ gh93gx43s45 13 14 extending extend VERB gh93gx43s45 13 15 medicare medicare NOUN gh93gx43s45 13 16 and and CCONJ gh93gx43s45 13 17 disability disability NOUN gh93gx43s45 13 18 coverage coverage NOUN gh93gx43s45 13 19 to to ADP gh93gx43s45 13 20 those those PRON gh93gx43s45 13 21 in in ADP gh93gx43s45 13 22 poor poor ADJ gh93gx43s45 13 23 health health NOUN gh93gx43s45 13 24 who who PRON gh93gx43s45 13 25 are be AUX gh93gx43s45 13 26 forced force VERB gh93gx43s45 13 27 to to PART gh93gx43s45 13 28 work work VERB gh93gx43s45 13 29 by by ADP gh93gx43s45 13 30 entitlement entitlement NOUN gh93gx43s45 13 31 age age NOUN gh93gx43s45 13 32 increases increase NOUN gh93gx43s45 13 33 , , PUNCT gh93gx43s45 13 34 potentially potentially ADV gh93gx43s45 13 35 allowing allow VERB gh93gx43s45 13 36 individuals individual NOUN gh93gx43s45 13 37 to to PART gh93gx43s45 13 38 enter enter VERB gh93gx43s45 13 39 retirement retirement NOUN gh93gx43s45 13 40 in in ADP gh93gx43s45 13 41 better well ADJ gh93gx43s45 13 42 health health NOUN gh93gx43s45 13 43 , , PUNCT gh93gx43s45 13 44 reducing reduce VERB gh93gx43s45 13 45 health health NOUN gh93gx43s45 13 46 care care NOUN gh93gx43s45 13 47 costs cost NOUN gh93gx43s45 13 48 . . PUNCT