id	sid	tid	token	lemma	pos
dn39x062c1p	1	1	financial	financial	ADJ
dn39x062c1p	1	2	deepening	deepening	NOUN
dn39x062c1p	1	3	has	have	AUX
dn39x062c1p	1	4	long	long	ADV
dn39x062c1p	1	5	been	be	AUX
dn39x062c1p	1	6	hailed	hail	VERB
dn39x062c1p	1	7	as	as	ADP
dn39x062c1p	1	8	an	an	DET
dn39x062c1p	1	9	elixir	elixir	NOUN
dn39x062c1p	1	10	for	for	ADP
dn39x062c1p	1	11	poverty	poverty	NOUN
dn39x062c1p	1	12	reduction	reduction	NOUN
dn39x062c1p	1	13	and	and	CCONJ
dn39x062c1p	1	14	economic	economic	ADJ
dn39x062c1p	1	15	growth	growth	NOUN
dn39x062c1p	1	16	in	in	ADP
dn39x062c1p	1	17	the	the	DET
dn39x062c1p	1	18	developing	develop	VERB
dn39x062c1p	1	19	world	world	NOUN
dn39x062c1p	1	20	.	.	PUNCT
dn39x062c1p	2	1	yet	yet	ADV
dn39x062c1p	2	2	,	,	PUNCT
dn39x062c1p	2	3	owing	owe	VERB
dn39x062c1p	2	4	to	to	ADP
dn39x062c1p	2	5	a	a	DET
dn39x062c1p	2	6	range	range	NOUN
dn39x062c1p	2	7	of	of	ADP
dn39x062c1p	2	8	individual	individual	ADJ
dn39x062c1p	2	9	-	-	PUNCT
dn39x062c1p	2	10	level	level	NOUN
dn39x062c1p	2	11	constraints	constraint	NOUN
dn39x062c1p	2	12	and	and	CCONJ
dn39x062c1p	2	13	market	market	NOUN
dn39x062c1p	2	14	inefficiencies	inefficiency	NOUN
dn39x062c1p	2	15	,	,	PUNCT
dn39x062c1p	2	16	the	the	DET
dn39x062c1p	2	17	full	full	ADJ
dn39x062c1p	2	18	potential	potential	NOUN
dn39x062c1p	2	19	of	of	ADP
dn39x062c1p	2	20	available	available	ADJ
dn39x062c1p	2	21	financial	financial	ADJ
dn39x062c1p	2	22	instruments	instrument	NOUN
dn39x062c1p	2	23	to	to	PART
dn39x062c1p	2	24	safeguard	safeguard	VERB
dn39x062c1p	2	25	wealth	wealth	NOUN
dn39x062c1p	2	26	and	and	CCONJ
dn39x062c1p	2	27	insure	insure	VERB
dn39x062c1p	2	28	against	against	ADP
dn39x062c1p	2	29	economic	economic	ADJ
dn39x062c1p	2	30	shocks	shock	NOUN
dn39x062c1p	2	31	for	for	ADP
dn39x062c1p	2	32	most	most	ADJ
dn39x062c1p	2	33	individuals	individual	NOUN
dn39x062c1p	2	34	in	in	ADP
dn39x062c1p	2	35	these	these	DET
dn39x062c1p	2	36	geographies	geography	NOUN
dn39x062c1p	2	37	has	have	AUX
dn39x062c1p	2	38	not	not	PART
dn39x062c1p	2	39	materialized	materialize	VERB
dn39x062c1p	2	40	.	.	PUNCT
dn39x062c1p	3	1	my	my	PRON
dn39x062c1p	3	2	thesis	thesis	NOUN
dn39x062c1p	3	3	will	will	AUX
dn39x062c1p	3	4	consider	consider	VERB
dn39x062c1p	3	5	the	the	DET
dn39x062c1p	3	6	problem	problem	NOUN
dn39x062c1p	3	7	of	of	ADP
dn39x062c1p	3	8	low	low	ADJ
dn39x062c1p	3	9	financial	financial	ADJ
dn39x062c1p	3	10	market	market	NOUN
dn39x062c1p	3	11	participation	participation	NOUN
dn39x062c1p	3	12	in	in	ADP
dn39x062c1p	3	13	kenya	kenya	PROPN
dn39x062c1p	3	14	,	,	PUNCT
dn39x062c1p	3	15	where	where	SCONJ
dn39x062c1p	3	16	a	a	DET
dn39x062c1p	3	17	paltry	paltry	ADJ
dn39x062c1p	3	18	5	5	NUM
dn39x062c1p	3	19	%	%	NOUN
dn39x062c1p	3	20	of	of	ADP
dn39x062c1p	3	21	residents	resident	NOUN
dn39x062c1p	3	22	transact	transact	NOUN
dn39x062c1p	3	23	in	in	ADP
dn39x062c1p	3	24	the	the	DET
dn39x062c1p	3	25	country	country	NOUN
dn39x062c1p	3	26	's	's	PART
dn39x062c1p	3	27	bourse	bourse	NOUN
dn39x062c1p	3	28	.	.	PUNCT
dn39x062c1p	4	1	after	after	ADP
dn39x062c1p	4	2	reviewing	review	VERB
dn39x062c1p	4	3	literature	literature	NOUN
dn39x062c1p	4	4	that	that	PRON
dn39x062c1p	4	5	broadly	broadly	ADV
dn39x062c1p	4	6	establishes	establish	VERB
dn39x062c1p	4	7	four	four	NUM
dn39x062c1p	4	8	factors	factor	NOUN
dn39x062c1p	4	9	(	(	PUNCT
dn39x062c1p	4	10	low	low	ADJ
dn39x062c1p	4	11	levels	level	NOUN
dn39x062c1p	4	12	of	of	ADP
dn39x062c1p	4	13	financial	financial	ADJ
dn39x062c1p	4	14	literacy	literacy	NOUN
dn39x062c1p	4	15	,	,	PUNCT
dn39x062c1p	4	16	capital	capital	NOUN
dn39x062c1p	4	17	constraints	constraint	NOUN
dn39x062c1p	4	18	,	,	PUNCT
dn39x062c1p	4	19	risk	risk	NOUN
dn39x062c1p	4	20	averseness	averseness	NOUN
dn39x062c1p	4	21	,	,	PUNCT
dn39x062c1p	4	22	and	and	CCONJ
dn39x062c1p	4	23	the	the	DET
dn39x062c1p	4	24	lengthy	lengthy	ADJ
dn39x062c1p	4	25	process	process	NOUN
dn39x062c1p	4	26	of	of	ADP
dn39x062c1p	4	27	setting	set	VERB
dn39x062c1p	4	28	up	up	ADP
dn39x062c1p	4	29	a	a	DET
dn39x062c1p	4	30	central	central	ADJ
dn39x062c1p	4	31	depository	depository	NOUN
dn39x062c1p	4	32	system	system	NOUN
dn39x062c1p	4	33	(	(	PUNCT
dn39x062c1p	4	34	cds	cds	PROPN
dn39x062c1p	4	35	)	)	PUNCT
dn39x062c1p	4	36	account	account	NOUN
dn39x062c1p	4	37	)	)	PUNCT
dn39x062c1p	4	38	as	as	ADP
dn39x062c1p	4	39	exhaustive	exhaustive	ADJ
dn39x062c1p	4	40	culprits	culprit	NOUN
dn39x062c1p	4	41	for	for	ADP
dn39x062c1p	4	42	low	low	ADJ
dn39x062c1p	4	43	financial	financial	ADJ
dn39x062c1p	4	44	market	market	NOUN
dn39x062c1p	4	45	participation	participation	NOUN
dn39x062c1p	4	46	in	in	ADP
dn39x062c1p	4	47	the	the	DET
dn39x062c1p	4	48	country	country	NOUN
dn39x062c1p	4	49	,	,	PUNCT
dn39x062c1p	4	50	this	this	DET
dn39x062c1p	4	51	thesis	thesis	NOUN
dn39x062c1p	4	52	will	will	AUX
dn39x062c1p	4	53	quantitatively	quantitatively	ADV
dn39x062c1p	4	54	analyze	analyze	VERB
dn39x062c1p	4	55	responses	response	NOUN
dn39x062c1p	4	56	to	to	ADP
dn39x062c1p	4	57	online	online	ADJ
dn39x062c1p	4	58	survey	survey	NOUN
dn39x062c1p	4	59	instruments	instrument	NOUN
dn39x062c1p	4	60	administered	administer	VERB
dn39x062c1p	4	61	to	to	ADP
dn39x062c1p	4	62	carefully	carefully	ADV
dn39x062c1p	4	63	curated	curate	VERB
dn39x062c1p	4	64	pools	pool	NOUN
dn39x062c1p	4	65	of	of	ADP
dn39x062c1p	4	66	nairobi	nairobi	PROPN
dn39x062c1p	4	67	securities	securities	PROPN
dn39x062c1p	4	68	exchange	exchange	PROPN
dn39x062c1p	4	69	(	(	PUNCT
dn39x062c1p	4	70	nse	nse	NOUN
dn39x062c1p	4	71	)	)	PUNCT
dn39x062c1p	4	72	participants	participant	NOUN
dn39x062c1p	4	73	and	and	CCONJ
dn39x062c1p	4	74	non	non	NOUN
dn39x062c1p	4	75	-	-	NOUN
dn39x062c1p	4	76	participants	participant	NOUN
dn39x062c1p	4	77	to	to	PART
dn39x062c1p	4	78	determine	determine	VERB
dn39x062c1p	4	79	the	the	DET
dn39x062c1p	4	80	relative	relative	ADJ
dn39x062c1p	4	81	weighting	weighting	NOUN
dn39x062c1p	4	82	of	of	ADP
dn39x062c1p	4	83	these	these	DET
dn39x062c1p	4	84	factors	factor	NOUN
dn39x062c1p	4	85	within	within	ADP
dn39x062c1p	4	86	the	the	DET
dn39x062c1p	4	87	target	target	NOUN
dn39x062c1p	4	88	demographic	demographic	ADJ
dn39x062c1p	4	89	for	for	ADP
dn39x062c1p	4	90	the	the	DET
dn39x062c1p	4	91	proposed	propose	VERB
dn39x062c1p	4	92	intervention	intervention	NOUN
dn39x062c1p	4	93	.	.	PUNCT
dn39x062c1p	5	1	insights	insight	NOUN
dn39x062c1p	5	2	from	from	ADP
dn39x062c1p	5	3	face	face	NOUN
dn39x062c1p	5	4	-	-	PUNCT
dn39x062c1p	5	5	to	to	ADP
dn39x062c1p	5	6	-	-	PUNCT
dn39x062c1p	5	7	face	face	NOUN
dn39x062c1p	5	8	interviews	interview	NOUN
dn39x062c1p	5	9	with	with	ADP
dn39x062c1p	5	10	25	25	NUM
dn39x062c1p	5	11	survey	survey	NOUN
dn39x062c1p	5	12	respondents	respondent	NOUN
dn39x062c1p	5	13	were	be	AUX
dn39x062c1p	5	14	used	use	VERB
dn39x062c1p	5	15	to	to	PART
dn39x062c1p	5	16	garner	garner	VERB
dn39x062c1p	5	17	additional	additional	ADJ
dn39x062c1p	5	18	qualitative	qualitative	ADJ
dn39x062c1p	5	19	insights	insight	NOUN
dn39x062c1p	5	20	on	on	ADP
dn39x062c1p	5	21	barriers	barrier	NOUN
dn39x062c1p	5	22	to	to	PART
dn39x062c1p	5	23	nse	nse	VERB
dn39x062c1p	5	24	participation	participation	NOUN
dn39x062c1p	5	25	and	and	CCONJ
dn39x062c1p	5	26	the	the	DET
dn39x062c1p	5	27	extent	extent	NOUN
dn39x062c1p	5	28	to	to	PART
dn39x062c1p	5	29	which	which	PRON
dn39x062c1p	5	30	mobile	mobile	ADJ
dn39x062c1p	5	31	technology	technology	NOUN
dn39x062c1p	5	32	and	and	CCONJ
dn39x062c1p	5	33	trading	trading	NOUN
dn39x062c1p	5	34	policy	policy	NOUN
dn39x062c1p	5	35	changes	change	NOUN
dn39x062c1p	5	36	could	could	AUX
dn39x062c1p	5	37	make	make	VERB
dn39x062c1p	5	38	the	the	DET
dn39x062c1p	5	39	nse	nse	NOUN
dn39x062c1p	5	40	more	more	ADV
dn39x062c1p	5	41	accessible	accessible	ADJ
dn39x062c1p	5	42	to	to	ADP
dn39x062c1p	5	43	kenyans	kenyan	NOUN
dn39x062c1p	5	44	.	.	PUNCT
dn39x062c1p	6	1	the	the	DET
dn39x062c1p	6	2	exercise	exercise	NOUN
dn39x062c1p	6	3	revealed	reveal	VERB
dn39x062c1p	6	4	that	that	SCONJ
dn39x062c1p	6	5	,	,	PUNCT
dn39x062c1p	6	6	for	for	ADP
dn39x062c1p	6	7	the	the	DET
dn39x062c1p	6	8	target	target	NOUN
dn39x062c1p	6	9	demographic	demographic	NOUN
dn39x062c1p	6	10	,	,	PUNCT
dn39x062c1p	6	11	mitigating	mitigate	VERB
dn39x062c1p	6	12	the	the	DET
dn39x062c1p	6	13	lengthy	lengthy	ADJ
dn39x062c1p	6	14	process	process	NOUN
dn39x062c1p	6	15	of	of	ADP
dn39x062c1p	6	16	opening	open	VERB
dn39x062c1p	6	17	a	a	DET
dn39x062c1p	6	18	cds	cd	NOUN
dn39x062c1p	6	19	account	account	NOUN
dn39x062c1p	6	20	and	and	CCONJ
dn39x062c1p	6	21	offering	offer	VERB
dn39x062c1p	6	22	exposure	exposure	NOUN
dn39x062c1p	6	23	to	to	ADP
dn39x062c1p	6	24	low	low	ADJ
dn39x062c1p	6	25	-	-	PUNCT
dn39x062c1p	6	26	risk	risk	NOUN
dn39x062c1p	6	27	,	,	PUNCT
dn39x062c1p	6	28	inexpensive	inexpensive	ADJ
dn39x062c1p	6	29	instruments	instrument	NOUN
dn39x062c1p	6	30	are	be	AUX
dn39x062c1p	6	31	promising	promise	VERB
dn39x062c1p	6	32	channels	channel	NOUN
dn39x062c1p	6	33	to	to	PART
dn39x062c1p	6	34	improve	improve	VERB
dn39x062c1p	6	35	financial	financial	ADJ
dn39x062c1p	6	36	market	market	NOUN
dn39x062c1p	6	37	participation	participation	NOUN
dn39x062c1p	6	38	–	–	PUNCT
dn39x062c1p	6	39	more	more	ADV
dn39x062c1p	6	40	so	so	ADV
dn39x062c1p	6	41	than	than	ADP
dn39x062c1p	6	42	improving	improve	VERB
dn39x062c1p	6	43	general	general	ADJ
dn39x062c1p	6	44	familiarity	familiarity	NOUN
dn39x062c1p	6	45	with	with	ADP
dn39x062c1p	6	46	listed	list	VERB
dn39x062c1p	6	47	securities	security	NOUN
dn39x062c1p	6	48	at	at	ADP
dn39x062c1p	6	49	the	the	DET
dn39x062c1p	6	50	nse	nse	NOUN
dn39x062c1p	6	51	.	.	PUNCT