id	sid	tid	token	lemma	pos
2z10wq0045w	1	1	increasingly	increasingly	ADV
2z10wq0045w	1	2	,	,	PUNCT
2z10wq0045w	1	3	older	old	ADJ
2z10wq0045w	1	4	americans	americans	PROPN
2z10wq0045w	1	5	are	be	AUX
2z10wq0045w	1	6	postponing	postpone	VERB
2z10wq0045w	1	7	retirement	retirement	NOUN
2z10wq0045w	1	8	or	or	CCONJ
2z10wq0045w	1	9	re	re	NOUN
2z10wq0045w	1	10	-	-	VERB
2z10wq0045w	1	11	entering	enter	VERB
2z10wq0045w	1	12	the	the	DET
2z10wq0045w	1	13	workforce	workforce	NOUN
2z10wq0045w	1	14	after	after	ADP
2z10wq0045w	1	15	retirement	retirement	NOUN
2z10wq0045w	1	16	.	.	PUNCT
2z10wq0045w	2	1	this	this	DET
2z10wq0045w	2	2	research	research	NOUN
2z10wq0045w	2	3	examines	examine	VERB
2z10wq0045w	2	4	the	the	DET
2z10wq0045w	2	5	effect	effect	NOUN
2z10wq0045w	2	6	of	of	ADP
2z10wq0045w	2	7	pension	pension	NOUN
2z10wq0045w	2	8	structure	structure	NOUN
2z10wq0045w	2	9	changes	change	NOUN
2z10wq0045w	2	10	and	and	CCONJ
2z10wq0045w	2	11	the	the	DET
2z10wq0045w	2	12	different	different	ADJ
2z10wq0045w	2	13	ways	way	NOUN
2z10wq0045w	2	14	older	old	ADJ
2z10wq0045w	2	15	workers	worker	NOUN
2z10wq0045w	2	16	partially	partially	ADV
2z10wq0045w	2	17	retire	retire	VERB
2z10wq0045w	2	18	by	by	ADP
2z10wq0045w	2	19	transitioning	transition	VERB
2z10wq0045w	2	20	from	from	ADP
2z10wq0045w	2	21	full	full	ADJ
2z10wq0045w	2	22	-	-	PUNCT
2z10wq0045w	2	23	time	time	NOUN
2z10wq0045w	2	24	work	work	NOUN
2z10wq0045w	2	25	to	to	ADP
2z10wq0045w	2	26	part	part	ADJ
2z10wq0045w	2	27	-	-	PUNCT
2z10wq0045w	2	28	time	time	NOUN
2z10wq0045w	2	29	work	work	NOUN
2z10wq0045w	2	30	,	,	PUNCT
2z10wq0045w	2	31	by	by	ADP
2z10wq0045w	2	32	changing	change	VERB
2z10wq0045w	2	33	jobs	job	NOUN
2z10wq0045w	2	34	,	,	PUNCT
2z10wq0045w	2	35	or	or	CCONJ
2z10wq0045w	2	36	by	by	ADP
2z10wq0045w	2	37	returning	return	VERB
2z10wq0045w	2	38	to	to	ADP
2z10wq0045w	2	39	work	work	NOUN
2z10wq0045w	2	40	from	from	ADP
2z10wq0045w	2	41	full	full	ADJ
2z10wq0045w	2	42	retirement	retirement	NOUN
2z10wq0045w	2	43	.	.	PUNCT
2z10wq0045w	3	1	defined	define	VERB
2z10wq0045w	3	2	contribution	contribution	NOUN
2z10wq0045w	3	3	pension	pension	NOUN
2z10wq0045w	3	4	growth	growth	NOUN
2z10wq0045w	3	5	makes	make	VERB
2z10wq0045w	3	6	retirement	retirement	NOUN
2z10wq0045w	3	7	wealth	wealth	NOUN
2z10wq0045w	3	8	increasingly	increasingly	ADV
2z10wq0045w	3	9	tied	tie	VERB
2z10wq0045w	3	10	to	to	ADP
2z10wq0045w	3	11	financial	financial	ADJ
2z10wq0045w	3	12	markets	market	NOUN
2z10wq0045w	3	13	,	,	PUNCT
2z10wq0045w	3	14	implying	imply	VERB
2z10wq0045w	3	15	that	that	SCONJ
2z10wq0045w	3	16	older	old	ADJ
2z10wq0045w	3	17	workers	worker	NOUN
2z10wq0045w	3	18	need	need	VERB
2z10wq0045w	3	19	to	to	PART
2z10wq0045w	3	20	postpone	postpone	VERB
2z10wq0045w	3	21	retirement	retirement	NOUN
2z10wq0045w	3	22	in	in	ADP
2z10wq0045w	3	23	recessions	recession	NOUN
2z10wq0045w	3	24	,	,	PUNCT
2z10wq0045w	3	25	precisely	precisely	ADV
2z10wq0045w	3	26	when	when	SCONJ
2z10wq0045w	3	27	jobs	job	NOUN
2z10wq0045w	3	28	are	be	AUX
2z10wq0045w	3	29	scarce	scarce	ADJ
2z10wq0045w	3	30	.	.	PUNCT
2z10wq0045w	4	1	using	use	VERB
2z10wq0045w	4	2	data	datum	NOUN
2z10wq0045w	4	3	from	from	ADP
2z10wq0045w	4	4	the	the	DET
2z10wq0045w	4	5	health	health	NOUN
2z10wq0045w	4	6	and	and	CCONJ
2z10wq0045w	4	7	retirement	retirement	NOUN
2z10wq0045w	4	8	study	study	NOUN
2z10wq0045w	4	9	,	,	PUNCT
2z10wq0045w	4	10	a	a	DET
2z10wq0045w	4	11	difference	difference	NOUN
2z10wq0045w	4	12	-	-	PUNCT
2z10wq0045w	4	13	in	in	ADP
2z10wq0045w	4	14	-	-	PUNCT
2z10wq0045w	4	15	differences	difference	NOUN
2z10wq0045w	4	16	analysis	analysis	NOUN
2z10wq0045w	4	17	comparing	compare	VERB
2z10wq0045w	4	18	older	old	ADJ
2z10wq0045w	4	19	workers	worker	NOUN
2z10wq0045w	4	20	with	with	ADP
2z10wq0045w	4	21	defined	define	VERB
2z10wq0045w	4	22	benefit	benefit	NOUN
2z10wq0045w	4	23	and	and	CCONJ
2z10wq0045w	4	24	defined	define	VERB
2z10wq0045w	4	25	contribution	contribution	NOUN
2z10wq0045w	4	26	pensions	pension	NOUN
2z10wq0045w	4	27	before	before	ADV
2z10wq0045w	4	28	and	and	CCONJ
2z10wq0045w	4	29	after	after	ADP
2z10wq0045w	4	30	the	the	DET
2z10wq0045w	4	31	stock	stock	NOUN
2z10wq0045w	4	32	market	market	NOUN
2z10wq0045w	4	33	crash	crash	NOUN
2z10wq0045w	4	34	in	in	ADP
2z10wq0045w	4	35	2000	2000	NUM
2z10wq0045w	4	36	reveals	reveal	VERB
2z10wq0045w	4	37	that	that	SCONJ
2z10wq0045w	4	38	the	the	DET
2z10wq0045w	4	39	probability	probability	NOUN
2z10wq0045w	4	40	of	of	ADP
2z10wq0045w	4	41	retirement	retirement	NOUN
2z10wq0045w	4	42	for	for	ADP
2z10wq0045w	4	43	people	people	NOUN
2z10wq0045w	4	44	aged	age	VERB
2z10wq0045w	4	45	63	63	NUM
2z10wq0045w	4	46	-	-	SYM
2z10wq0045w	4	47	64	64	NUM
2z10wq0045w	4	48	with	with	ADP
2z10wq0045w	4	49	only	only	ADV
2z10wq0045w	4	50	defined	define	VERB
2z10wq0045w	4	51	contribution	contribution	NOUN
2z10wq0045w	4	52	pensions	pension	NOUN
2z10wq0045w	4	53	fell	fall	VERB
2z10wq0045w	4	54	by	by	ADP
2z10wq0045w	4	55	over	over	ADP
2z10wq0045w	4	56	34	34	NUM
2z10wq0045w	4	57	percentage	percentage	NOUN
2z10wq0045w	4	58	points	point	NOUN
2z10wq0045w	4	59	from	from	ADP
2z10wq0045w	4	60	1998	1998	NUM
2z10wq0045w	4	61	to	to	ADP
2z10wq0045w	4	62	2002	2002	NUM
2z10wq0045w	4	63	.	.	PUNCT
2z10wq0045w	5	1	as	as	SCONJ
2z10wq0045w	5	2	men	man	NOUN
2z10wq0045w	5	3	and	and	CCONJ
2z10wq0045w	5	4	women	woman	NOUN
2z10wq0045w	5	5	work	work	VERB
2z10wq0045w	5	6	longer	long	ADV
2z10wq0045w	5	7	,	,	PUNCT
2z10wq0045w	5	8	partial	partial	ADJ
2z10wq0045w	5	9	retirement	retirement	NOUN
2z10wq0045w	5	10	has	have	AUX
2z10wq0045w	5	11	become	become	VERB
2z10wq0045w	5	12	an	an	DET
2z10wq0045w	5	13	important	important	ADJ
2z10wq0045w	5	14	option	option	NOUN
2z10wq0045w	5	15	for	for	ADP
2z10wq0045w	5	16	older	old	ADJ
2z10wq0045w	5	17	workers	worker	NOUN
2z10wq0045w	5	18	.	.	PUNCT
2z10wq0045w	6	1	studies	study	NOUN
2z10wq0045w	6	2	suggest	suggest	VERB
2z10wq0045w	6	3	that	that	SCONJ
2z10wq0045w	6	4	workers	worker	NOUN
2z10wq0045w	6	5	in	in	ADP
2z10wq0045w	6	6	the	the	DET
2z10wq0045w	6	7	private	private	ADJ
2z10wq0045w	6	8	sector	sector	NOUN
2z10wq0045w	6	9	can	can	AUX
2z10wq0045w	6	10	not	not	PART
2z10wq0045w	6	11	work	work	VERB
2z10wq0045w	6	12	fewer	few	ADJ
2z10wq0045w	6	13	hours	hour	NOUN
2z10wq0045w	6	14	as	as	SCONJ
2z10wq0045w	6	15	they	they	PRON
2z10wq0045w	6	16	age	age	VERB
2z10wq0045w	6	17	on	on	ADP
2z10wq0045w	6	18	their	their	PRON
2z10wq0045w	6	19	career	career	NOUN
2z10wq0045w	6	20	job	job	NOUN
2z10wq0045w	6	21	because	because	SCONJ
2z10wq0045w	6	22	defined	define	VERB
2z10wq0045w	6	23	benefit	benefit	NOUN
2z10wq0045w	6	24	pensions	pension	NOUN
2z10wq0045w	6	25	restrict	restrict	VERB
2z10wq0045w	6	26	in	in	ADP
2z10wq0045w	6	27	-	-	PUNCT
2z10wq0045w	6	28	service	service	NOUN
2z10wq0045w	6	29	distributions	distribution	NOUN
2z10wq0045w	6	30	prior	prior	ADV
2z10wq0045w	6	31	to	to	ADP
2z10wq0045w	6	32	the	the	DET
2z10wq0045w	6	33	plan	plan	NOUN
2z10wq0045w	6	34	's	's	PART
2z10wq0045w	6	35	normal	normal	ADJ
2z10wq0045w	6	36	retirement	retirement	NOUN
2z10wq0045w	6	37	age	age	NOUN
2z10wq0045w	6	38	.	.	PUNCT
2z10wq0045w	7	1	using	use	VERB
2z10wq0045w	7	2	an	an	DET
2z10wq0045w	7	3	instrumental	instrumental	ADJ
2z10wq0045w	7	4	variables	variable	NOUN
2z10wq0045w	7	5	regression	regression	NOUN
2z10wq0045w	7	6	,	,	PUNCT
2z10wq0045w	7	7	i	i	PRON
2z10wq0045w	7	8	find	find	VERB
2z10wq0045w	7	9	little	little	ADJ
2z10wq0045w	7	10	evidence	evidence	NOUN
2z10wq0045w	7	11	erisa	erisa	NOUN
2z10wq0045w	7	12	regulated	regulate	VERB
2z10wq0045w	7	13	defined	define	VERB
2z10wq0045w	7	14	benefit	benefit	NOUN
2z10wq0045w	7	15	pensions	pension	NOUN
2z10wq0045w	7	16	cause	cause	VERB
2z10wq0045w	7	17	partial	partial	ADJ
2z10wq0045w	7	18	retirees	retiree	NOUN
2z10wq0045w	7	19	to	to	PART
2z10wq0045w	7	20	change	change	VERB
2z10wq0045w	7	21	employers	employer	NOUN
2z10wq0045w	7	22	prior	prior	ADV
2z10wq0045w	7	23	to	to	ADP
2z10wq0045w	7	24	attaining	attain	VERB
2z10wq0045w	7	25	the	the	DET
2z10wq0045w	7	26	normal	normal	ADJ
2z10wq0045w	7	27	retirement	retirement	NOUN
2z10wq0045w	7	28	age	age	NOUN
2z10wq0045w	7	29	.	.	PUNCT
2z10wq0045w	8	1	however	however	ADV
2z10wq0045w	8	2	,	,	PUNCT
2z10wq0045w	8	3	many	many	ADJ
2z10wq0045w	8	4	older	old	ADJ
2z10wq0045w	8	5	workers	worker	NOUN
2z10wq0045w	8	6	not	not	PART
2z10wq0045w	8	7	affected	affect	VERB
2z10wq0045w	8	8	by	by	ADP
2z10wq0045w	8	9	erisa	erisa	NOUN
2z10wq0045w	8	10	also	also	ADV
2z10wq0045w	8	11	change	change	VERB
2z10wq0045w	8	12	jobs	job	NOUN
2z10wq0045w	8	13	in	in	ADP
2z10wq0045w	8	14	partial	partial	ADJ
2z10wq0045w	8	15	retirement	retirement	NOUN
2z10wq0045w	8	16	,	,	PUNCT
2z10wq0045w	8	17	which	which	PRON
2z10wq0045w	8	18	suggests	suggest	VERB
2z10wq0045w	8	19	the	the	DET
2z10wq0045w	8	20	presence	presence	NOUN
2z10wq0045w	8	21	of	of	ADP
2z10wq0045w	8	22	constraints	constraint	NOUN
2z10wq0045w	8	23	not	not	PART
2z10wq0045w	8	24	identified	identify	VERB
2z10wq0045w	8	25	in	in	ADP
2z10wq0045w	8	26	the	the	DET
2z10wq0045w	8	27	model	model	NOUN
2z10wq0045w	8	28	or	or	CCONJ
2z10wq0045w	8	29	that	that	SCONJ
2z10wq0045w	8	30	changing	change	VERB
2z10wq0045w	8	31	employers	employer	NOUN
2z10wq0045w	8	32	is	be	AUX
2z10wq0045w	8	33	in	in	ADP
2z10wq0045w	8	34	itself	itself	PRON
2z10wq0045w	8	35	desirable	desirable	ADJ
2z10wq0045w	8	36	as	as	ADP
2z10wq0045w	8	37	people	people	NOUN
2z10wq0045w	8	38	age	age	VERB
2z10wq0045w	8	39	.	.	PUNCT
2z10wq0045w	9	1	although	although	SCONJ
2z10wq0045w	9	2	partial	partial	ADJ
2z10wq0045w	9	3	retirement	retirement	NOUN
2z10wq0045w	9	4	usually	usually	ADV
2z10wq0045w	9	5	refers	refer	VERB
2z10wq0045w	9	6	to	to	ADP
2z10wq0045w	9	7	workers	worker	NOUN
2z10wq0045w	9	8	voluntarily	voluntarily	ADV
2z10wq0045w	9	9	transitioning	transition	VERB
2z10wq0045w	9	10	from	from	ADP
2z10wq0045w	9	11	full	full	ADJ
2z10wq0045w	9	12	-	-	PUNCT
2z10wq0045w	9	13	time	time	NOUN
2z10wq0045w	9	14	work	work	NOUN
2z10wq0045w	9	15	to	to	PART
2z10wq0045w	9	16	complete	complete	VERB
2z10wq0045w	9	17	retirement	retirement	NOUN
2z10wq0045w	9	18	,	,	PUNCT
2z10wq0045w	9	19	health	health	NOUN
2z10wq0045w	9	20	or	or	CCONJ
2z10wq0045w	9	21	financial	financial	ADJ
2z10wq0045w	9	22	problems	problem	NOUN
2z10wq0045w	9	23	may	may	AUX
2z10wq0045w	9	24	be	be	AUX
2z10wq0045w	9	25	causing	cause	VERB
2z10wq0045w	9	26	these	these	DET
2z10wq0045w	9	27	changes	change	NOUN
2z10wq0045w	9	28	.	.	PUNCT
2z10wq0045w	10	1	i	i	PRON
2z10wq0045w	10	2	find	find	VERB
2z10wq0045w	10	3	partial	partial	ADJ
2z10wq0045w	10	4	retirees	retiree	NOUN
2z10wq0045w	10	5	are	be	AUX
2z10wq0045w	10	6	less	less	ADV
2z10wq0045w	10	7	healthy	healthy	ADJ
2z10wq0045w	10	8	than	than	ADP
2z10wq0045w	10	9	similar	similar	ADJ
2z10wq0045w	10	10	full	full	ADJ
2z10wq0045w	10	11	-	-	PUNCT
2z10wq0045w	10	12	time	time	NOUN
2z10wq0045w	10	13	workers	worker	NOUN
2z10wq0045w	10	14	and	and	CCONJ
2z10wq0045w	10	15	report	report	VERB
2z10wq0045w	10	16	their	their	PRON
2z10wq0045w	10	17	health	health	NOUN
2z10wq0045w	10	18	constrains	constrain	NOUN
2z10wq0045w	10	19	work	work	NOUN
2z10wq0045w	10	20	ability	ability	NOUN
2z10wq0045w	10	21	.	.	PUNCT
2z10wq0045w	11	1	in	in	ADP
2z10wq0045w	11	2	addition	addition	NOUN
2z10wq0045w	11	3	,	,	PUNCT
2z10wq0045w	11	4	over	over	ADP
2z10wq0045w	11	5	26	26	NUM
2z10wq0045w	11	6	%	%	NOUN
2z10wq0045w	11	7	of	of	ADP
2z10wq0045w	11	8	partial	partial	ADJ
2z10wq0045w	11	9	retirees	retiree	NOUN
2z10wq0045w	11	10	return	return	NOUN
2z10wq0045w	11	11	to	to	ADP
2z10wq0045w	11	12	work	work	NOUN
2z10wq0045w	11	13	after	after	ADP
2z10wq0045w	11	14	retirement	retirement	NOUN
2z10wq0045w	11	15	and	and	CCONJ
2z10wq0045w	11	16	hourly	hourly	ADJ
2z10wq0045w	11	17	wages	wage	NOUN
2z10wq0045w	11	18	of	of	ADP
2z10wq0045w	11	19	partial	partial	ADJ
2z10wq0045w	11	20	retirees	retiree	NOUN
2z10wq0045w	11	21	(	(	PUNCT
2z10wq0045w	11	22	previously	previously	ADV
2z10wq0045w	11	23	retired	retire	VERB
2z10wq0045w	11	24	)	)	PUNCT
2z10wq0045w	11	25	fall	fall	VERB
2z10wq0045w	11	26	substantially	substantially	ADV
2z10wq0045w	11	27	more	more	ADV
2z10wq0045w	11	28	than	than	ADP
2z10wq0045w	11	29	hourly	hourly	ADJ
2z10wq0045w	11	30	wages	wage	NOUN
2z10wq0045w	11	31	of	of	ADP
2z10wq0045w	11	32	partial	partial	ADJ
2z10wq0045w	11	33	retirees	retiree	NOUN
2z10wq0045w	11	34	who	who	PRON
2z10wq0045w	11	35	transitioned	transition	VERB
2z10wq0045w	11	36	directly	directly	ADV
2z10wq0045w	11	37	from	from	ADP
2z10wq0045w	11	38	full	full	ADJ
2z10wq0045w	11	39	-	-	PUNCT
2z10wq0045w	11	40	time	time	NOUN
2z10wq0045w	11	41	work	work	NOUN
2z10wq0045w	11	42	.	.	PUNCT
2z10wq0045w	12	1	regression	regression	NOUN
2z10wq0045w	12	2	analysis	analysis	NOUN
2z10wq0045w	12	3	indicates	indicate	VERB
2z10wq0045w	12	4	retirees	retiree	NOUN
2z10wq0045w	12	5	with	with	ADP
2z10wq0045w	12	6	defined	define	VERB
2z10wq0045w	12	7	benefit	benefit	NOUN
2z10wq0045w	12	8	pensions	pension	NOUN
2z10wq0045w	12	9	rarely	rarely	ADV
2z10wq0045w	12	10	return	return	VERB
2z10wq0045w	12	11	to	to	ADP
2z10wq0045w	12	12	work	work	NOUN
2z10wq0045w	12	13	.	.	PUNCT
2z10wq0045w	13	1	women	woman	NOUN
2z10wq0045w	13	2	,	,	PUNCT
2z10wq0045w	13	3	though	though	SCONJ
2z10wq0045w	13	4	return	return	VERB
2z10wq0045w	13	5	to	to	ADP
2z10wq0045w	13	6	work	work	NOUN
2z10wq0045w	13	7	if	if	SCONJ
2z10wq0045w	13	8	their	their	PRON
2z10wq0045w	13	9	spouse	spouse	NOUN
2z10wq0045w	13	10	's	's	PART
2z10wq0045w	13	11	health	health	NOUN
2z10wq0045w	13	12	deteriorates	deteriorate	VERB
2z10wq0045w	13	13	,	,	PUNCT
2z10wq0045w	13	14	while	while	SCONJ
2z10wq0045w	13	15	men	man	NOUN
2z10wq0045w	13	16	re	re	VERB
2z10wq0045w	13	17	-	-	VERB
2z10wq0045w	13	18	enter	enter	VERB
2z10wq0045w	13	19	the	the	DET
2z10wq0045w	13	20	workforce	workforce	NOUN
2z10wq0045w	13	21	if	if	SCONJ
2z10wq0045w	13	22	their	their	PRON
2z10wq0045w	13	23	spouse	spouse	NOUN
2z10wq0045w	13	24	works	work	VERB
2z10wq0045w	13	25	.	.	PUNCT