id sid tid token lemma pos crln-8707 1 1 feb12b.indd feb12b.indd PROPN crln-8707 1 2 c&rl c&rl PROPN crln-8707 1 3 news news PROPN crln-8707 1 4 february february PROPN crln-8707 1 5 2012 2012 NUM crln-8707 1 6 88 88 NUM crln-8707 1 7 the the DET crln-8707 1 8 current current ADJ crln-8707 1 9 global global ADJ crln-8707 1 10 economic economic ADJ crln-8707 1 11 crisis crisis NOUN crln-8707 1 12 has have AUX crln-8707 1 13 sparked spark VERB crln-8707 1 14 a a DET crln-8707 1 15 heightened heightened ADJ crln-8707 1 16 awareness awareness NOUN crln-8707 1 17 of of ADP crln-8707 1 18 the the DET crln-8707 1 19 importance importance NOUN crln-8707 1 20 of of ADP crln-8707 1 21 financial financial ADJ crln-8707 1 22 literacy literacy NOUN crln-8707 1 23 and and CCONJ crln-8707 1 24 the the DET crln-8707 1 25 need need NOUN crln-8707 1 26 for for ADP crln-8707 1 27 financial financial ADJ crln-8707 1 28 education education NOUN crln-8707 1 29 . . PUNCT crln-8707 2 1 the the DET crln-8707 2 2 rapidly rapidly ADV crln-8707 2 3 changing change VERB crln-8707 2 4 economic economic ADJ crln-8707 2 5 climate climate NOUN crln-8707 2 6 , , PUNCT crln-8707 2 7 coupled couple VERB crln-8707 2 8 with with ADP crln-8707 2 9 the the DET crln-8707 2 10 increasing increase VERB crln-8707 2 11 complexity complexity NOUN crln-8707 2 12 of of ADP crln-8707 2 13 financial financial ADJ crln-8707 2 14 decisions decision NOUN crln-8707 2 15 , , PUNCT crln-8707 2 16 makes make VERB crln-8707 2 17 personal personal ADJ crln-8707 2 18 money money NOUN crln-8707 2 19 management management NOUN crln-8707 2 20 more more ADV crln-8707 2 21 challenging challenging ADJ crln-8707 2 22 than than ADP crln-8707 2 23 ever ever ADV crln-8707 2 24 before before ADV crln-8707 2 25 . . PUNCT crln-8707 3 1 the the DET crln-8707 3 2 u.s u.s PROPN crln-8707 3 3 . . PROPN crln-8707 3 4 financial financial ADJ crln-8707 3 5 literacy literacy NOUN crln-8707 3 6 and and CCONJ crln-8707 3 7 education education NOUN crln-8707 3 8 commission commission NOUN crln-8707 3 9 has have AUX crln-8707 3 10 developed develop VERB crln-8707 3 11 definitions definition NOUN crln-8707 3 12 that that PRON crln-8707 3 13 are be AUX crln-8707 3 14 widely widely ADV crln-8707 3 15 acknowledged acknowledge VERB crln-8707 3 16 and and CCONJ crln-8707 3 17 endorsed endorse VERB crln-8707 3 18 by by ADP crln-8707 3 19 the the DET crln-8707 3 20 president president PROPN crln-8707 3 21 ’s ’s PART crln-8707 3 22 advisory advisory ADJ crln-8707 3 23 council council NOUN crln-8707 3 24 on on ADP crln-8707 3 25 financial financial ADJ crln-8707 3 26 literacy literacy NOUN crln-8707 3 27 . . PUNCT crln-8707 4 1 financial financial ADJ crln-8707 4 2 literacy literacy NOUN crln-8707 4 3 is be AUX crln-8707 4 4 “ " PUNCT crln-8707 4 5 the the DET crln-8707 4 6 ability ability NOUN crln-8707 4 7 to to PART crln-8707 4 8 use use VERB crln-8707 4 9 knowledge knowledge NOUN crln-8707 4 10 and and CCONJ crln-8707 4 11 skills skill NOUN crln-8707 4 12 to to PART crln-8707 4 13 manage manage VERB crln-8707 4 14 financial financial ADJ crln-8707 4 15 resources resource NOUN crln-8707 4 16 effectively effectively ADV crln-8707 4 17 for for ADP crln-8707 4 18 a a DET crln-8707 4 19 lifetime lifetime NOUN crln-8707 4 20 of of ADP crln-8707 4 21 financial financial ADJ crln-8707 4 22 well well NOUN crln-8707 4 23 - - PUNCT crln-8707 4 24 being being NOUN crln-8707 4 25 . . PUNCT crln-8707 4 26 ” " PUNCT crln-8707 5 1 financial financial ADJ crln-8707 5 2 education education NOUN crln-8707 5 3 is be AUX crln-8707 5 4 “ " PUNCT crln-8707 5 5 the the DET crln-8707 5 6 process process NOUN crln-8707 5 7 by by ADP crln-8707 5 8 which which PRON crln-8707 5 9 people people NOUN crln-8707 5 10 improve improve VERB crln-8707 5 11 their their PRON crln-8707 5 12 understanding understanding NOUN crln-8707 5 13 of of ADP crln-8707 5 14 financial financial ADJ crln-8707 5 15 products product NOUN crln-8707 5 16 , , PUNCT crln-8707 5 17 services service NOUN crln-8707 5 18 , , PUNCT crln-8707 5 19 and and CCONJ crln-8707 5 20 concepts concept NOUN crln-8707 5 21 , , PUNCT crln-8707 5 22 so so ADV crln-8707 5 23 they they PRON crln-8707 5 24 are be AUX crln-8707 5 25 empowered empower VERB crln-8707 5 26 to to PART crln-8707 5 27 make make VERB crln-8707 5 28 informed informed ADJ crln-8707 5 29 choices choice NOUN crln-8707 5 30 , , PUNCT crln-8707 5 31 avoid avoid VERB crln-8707 5 32 pitfalls pitfall NOUN crln-8707 5 33 , , PUNCT crln-8707 5 34 know know VERB crln-8707 5 35 where where SCONJ crln-8707 5 36 to to PART crln-8707 5 37 go go VERB crln-8707 5 38 for for ADP crln-8707 5 39 help help NOUN crln-8707 5 40 and and CCONJ crln-8707 5 41 take take VERB crln-8707 5 42 other other ADJ crln-8707 5 43 actions action NOUN crln-8707 5 44 to to PART crln-8707 5 45 improve improve VERB crln-8707 5 46 their their PRON crln-8707 5 47 present present ADJ crln-8707 5 48 and and CCONJ crln-8707 5 49 long long ADJ crln-8707 5 50 - - PUNCT crln-8707 5 51 term term NOUN crln-8707 5 52 financial financial ADJ crln-8707 5 53 well well ADV crln-8707 5 54 - - PUNCT crln-8707 5 55 being being NOUN crln-8707 5 56 . . PUNCT crln-8707 5 57 ” " PUNCT crln-8707 6 1 the the DET crln-8707 6 2 field field NOUN crln-8707 6 3 of of ADP crln-8707 6 4 financial financial ADJ crln-8707 6 5 literacy literacy NOUN crln-8707 6 6 is be AUX crln-8707 6 7 wideranging widerange VERB crln-8707 6 8 , , PUNCT crln-8707 6 9 covering cover VERB crln-8707 6 10 many many ADJ crln-8707 6 11 disciplines discipline NOUN crln-8707 6 12 , , PUNCT crln-8707 6 13 topics topic NOUN crln-8707 6 14 , , PUNCT crln-8707 6 15 audiences audience NOUN crln-8707 6 16 , , PUNCT crln-8707 6 17 stakeholders stakeholder NOUN crln-8707 6 18 , , PUNCT crln-8707 6 19 and and CCONJ crln-8707 6 20 providers provider NOUN crln-8707 6 21 . . PUNCT crln-8707 7 1 significant significant ADJ crln-8707 7 2 efforts effort NOUN crln-8707 7 3 are be AUX crln-8707 7 4 taking take VERB crln-8707 7 5 place place NOUN crln-8707 7 6 at at ADP crln-8707 7 7 local local ADJ crln-8707 7 8 , , PUNCT crln-8707 7 9 state state NOUN crln-8707 7 10 , , PUNCT crln-8707 7 11 national national ADJ crln-8707 7 12 , , PUNCT crln-8707 7 13 and and CCONJ crln-8707 7 14 international international ADJ crln-8707 7 15 levels level NOUN crln-8707 7 16 . . PUNCT crln-8707 8 1 in in ADP crln-8707 8 2 july july PROPN crln-8707 8 3 2011 2011 NUM crln-8707 8 4 , , PUNCT crln-8707 8 5 the the DET crln-8707 8 6 president president PROPN crln-8707 8 7 ’s ’s PART crln-8707 8 8 advisory advisory ADJ crln-8707 8 9 council council NOUN crln-8707 8 10 on on ADP crln-8707 8 11 financial financial ADJ crln-8707 8 12 capability capability NOUN crln-8707 8 13 proposed propose VERB crln-8707 8 14 that that SCONJ crln-8707 8 15 financial financial ADJ crln-8707 8 16 education education NOUN crln-8707 8 17 be be AUX crln-8707 8 18 taught teach VERB crln-8707 8 19 in in ADP crln-8707 8 20 all all DET crln-8707 8 21 american american ADJ crln-8707 8 22 schools school NOUN crln-8707 8 23 . . PUNCT crln-8707 9 1 currently currently ADV crln-8707 9 2 there there PRON crln-8707 9 3 are be VERB crln-8707 9 4 no no DET crln-8707 9 5 federally federally ADV crln-8707 9 6 mandated mandate VERB crln-8707 9 7 financial financial ADJ crln-8707 9 8 literacy literacy NOUN crln-8707 9 9 standards standard NOUN crln-8707 9 10 for for ADP crln-8707 9 11 k–12 k–12 NOUN crln-8707 9 12 or or CCONJ crln-8707 9 13 postsecondary postsecondary ADJ crln-8707 9 14 institutions institution NOUN crln-8707 9 15 . . PUNCT crln-8707 10 1 state state NOUN crln-8707 10 2 governments government NOUN crln-8707 10 3 are be AUX crln-8707 10 4 taking take VERB crln-8707 10 5 the the DET crln-8707 10 6 lead lead NOUN crln-8707 10 7 on on ADP crln-8707 10 8 this this DET crln-8707 10 9 issue issue NOUN crln-8707 10 10 with with ADP crln-8707 10 11 44 44 NUM crln-8707 10 12 having have VERB crln-8707 10 13 some some DET crln-8707 10 14 form form NOUN crln-8707 10 15 of of ADP crln-8707 10 16 k–12 k–12 PROPN crln-8707 10 17 financial financial ADJ crln-8707 10 18 education education NOUN crln-8707 10 19 standards standard NOUN crln-8707 10 20 in in ADP crln-8707 10 21 place place NOUN crln-8707 10 22 . . PUNCT crln-8707 11 1 in in ADP crln-8707 11 2 higher high ADJ crln-8707 11 3 education education NOUN crln-8707 11 4 , , PUNCT crln-8707 11 5 financial financial ADJ crln-8707 11 6 literacy literacy NOUN crln-8707 11 7 courses course NOUN crln-8707 11 8 are be AUX crln-8707 11 9 offered offer VERB crln-8707 11 10 in in ADP crln-8707 11 11 the the DET crln-8707 11 12 disciplines discipline NOUN crln-8707 11 13 of of ADP crln-8707 11 14 internet internet NOUN crln-8707 11 15 resources resource NOUN crln-8707 11 16 stephanie stephanie PROPN crln-8707 11 17 p. p. PROPN crln-8707 11 18 livengood livengood PROPN crln-8707 11 19 is be AUX crln-8707 11 20 librarian librarian ADJ crln-8707 11 21 at at ADP crln-8707 11 22 the the DET crln-8707 11 23 university university PROPN crln-8707 11 24 of of ADP crln-8707 11 25 akron akron PROPN crln-8707 11 26 , , PUNCT crln-8707 11 27 wayne wayne PROPN crln-8707 11 28 college college PROPN crln-8707 11 29 , , PUNCT crln-8707 11 30 e e NOUN crln-8707 11 31 - - NOUN crln-8707 11 32 mail mail NOUN crln-8707 11 33 : : PUNCT crln-8707 11 34 steph25@uakron.edu steph25@uakron.edu PROPN crln-8707 11 35 , , PUNCT crln-8707 11 36 and and CCONJ crln-8707 11 37 kathryn kathryn PROPN crln-8707 11 38 l. l. PROPN crln-8707 11 39 venditti venditti PROPN crln-8707 11 40 is be AUX crln-8707 11 41 reference reference NOUN crln-8707 11 42 and and CCONJ crln-8707 11 43 instruction instruction NOUN crln-8707 11 44 librarian librarian NOUN crln-8707 11 45 at at ADP crln-8707 11 46 ashland ashland PROPN crln-8707 11 47 university university PROPN crln-8707 11 48 library library PROPN crln-8707 11 49 , , PUNCT crln-8707 11 50 e e NOUN crln-8707 11 51 - - NOUN crln-8707 11 52 mail mail NOUN crln-8707 11 53 : : PUNCT crln-8707 12 1 kvenditt@ashland.edu kvenditt@ashland.edu PROPN crln-8707 12 2 © © ADJ crln-8707 12 3 2012 2012 NUM crln-8707 12 4 stephanie stephanie PROPN crln-8707 12 5 p. p. PROPN crln-8707 12 6 livengood livengood PROPN crln-8707 12 7 and and CCONJ crln-8707 12 8 kathryn kathryn PROPN crln-8707 12 9 l. l. PROPN crln-8707 12 10 venditti venditti PROPN crln-8707 12 11 stephanie stephanie PROPN crln-8707 12 12 p. p. PROPN crln-8707 12 13 livengood livengood PROPN crln-8707 12 14 and and CCONJ crln-8707 12 15 kathryn kathryn PROPN crln-8707 12 16 l. l. PROPN crln-8707 12 17 venditti venditti PROPN crln-8707 12 18 financial financial ADJ crln-8707 12 19 literacy literacy NOUN crln-8707 12 20 a a DET crln-8707 12 21 primer primer NOUN crln-8707 12 22 for for ADP crln-8707 12 23 librarians librarian NOUN crln-8707 12 24 , , PUNCT crln-8707 12 25 educators educator NOUN crln-8707 12 26 , , PUNCT crln-8707 12 27 and and CCONJ crln-8707 12 28 researchers researcher NOUN crln-8707 12 29 economics economic NOUN crln-8707 12 30 , , PUNCT crln-8707 12 31 business business NOUN crln-8707 12 32 , , PUNCT crln-8707 12 33 education education NOUN crln-8707 12 34 , , PUNCT crln-8707 12 35 and and CCONJ crln-8707 12 36 family family NOUN crln-8707 12 37 and and CCONJ crln-8707 12 38 consumer consumer NOUN crln-8707 12 39 sciences science NOUN crln-8707 12 40 . . PUNCT crln-8707 13 1 in in ADP crln-8707 13 2 the the DET crln-8707 13 3 departments department NOUN crln-8707 13 4 of of ADP crln-8707 13 5 education education NOUN crln-8707 13 6 and and CCONJ crln-8707 13 7 family family NOUN crln-8707 13 8 and and CCONJ crln-8707 13 9 consumer consumer NOUN crln-8707 13 10 sciences science NOUN crln-8707 13 11 , , PUNCT crln-8707 13 12 among among ADP crln-8707 13 13 others other NOUN crln-8707 13 14 , , PUNCT crln-8707 13 15 there there PRON crln-8707 13 16 is be VERB crln-8707 13 17 the the DET crln-8707 13 18 additional additional ADJ crln-8707 13 19 objective objective NOUN crln-8707 13 20 of of ADP crln-8707 13 21 preparing prepare VERB crln-8707 13 22 future future ADJ crln-8707 13 23 educators educator NOUN crln-8707 13 24 to to PART crln-8707 13 25 teach teach VERB crln-8707 13 26 financial financial ADJ crln-8707 13 27 literacy literacy NOUN crln-8707 13 28 using use VERB crln-8707 13 29 the the DET crln-8707 13 30 appropriate appropriate ADJ crln-8707 13 31 pedagogy pedagogy NOUN crln-8707 13 32 and and CCONJ crln-8707 13 33 tools tool NOUN crln-8707 13 34 . . PUNCT crln-8707 14 1 according accord VERB crln-8707 14 2 to to ADP crln-8707 14 3 a a DET crln-8707 14 4 2009 2009 NUM crln-8707 14 5 university university PROPN crln-8707 14 6 of of ADP crln-8707 14 7 wisconsin wisconsin PROPN crln-8707 14 8 - - PUNCT crln-8707 14 9 madison madison PROPN crln-8707 14 10 study study NOUN crln-8707 14 11 , , PUNCT crln-8707 14 12 only only ADV crln-8707 14 13 37 37 NUM crln-8707 14 14 percent percent NOUN crln-8707 14 15 of of ADP crln-8707 14 16 k–12 k–12 PROPN crln-8707 14 17 teachers teacher NOUN crln-8707 14 18 had have AUX crln-8707 14 19 taken take VERB crln-8707 14 20 a a DET crln-8707 14 21 college college NOUN crln-8707 14 22 course course NOUN crln-8707 14 23 in in ADP crln-8707 14 24 personal personal ADJ crln-8707 14 25 finance finance NOUN crln-8707 14 26 , , PUNCT crln-8707 14 27 and and CCONJ crln-8707 14 28 , , PUNCT crln-8707 14 29 more more ADJ crln-8707 14 30 than than ADP crln-8707 14 31 60 60 NUM crln-8707 14 32 percent percent NOUN crln-8707 14 33 of of ADP crln-8707 14 34 teachers teacher NOUN crln-8707 14 35 and and CCONJ crln-8707 14 36 prospective prospective ADJ crln-8707 14 37 teachers teacher NOUN crln-8707 14 38 reported report VERB crln-8707 14 39 that that SCONJ crln-8707 14 40 they they PRON crln-8707 14 41 felt feel VERB crln-8707 14 42 unqualified unqualified ADJ crln-8707 14 43 to to PART crln-8707 14 44 teach teach VERB crln-8707 14 45 to to ADP crln-8707 14 46 their their PRON crln-8707 14 47 state state NOUN crln-8707 14 48 ’s ’s NUM crln-8707 14 49 financial financial ADJ crln-8707 14 50 education education NOUN crln-8707 14 51 standards standard NOUN crln-8707 14 52 , , PUNCT crln-8707 14 53 even even ADV crln-8707 14 54 in in ADP crln-8707 14 55 states state NOUN crln-8707 14 56 with with ADP crln-8707 14 57 related relate VERB crln-8707 14 58 mandates mandate NOUN crln-8707 14 59 . . PUNCT crln-8707 15 1 this this DET crln-8707 15 2 collection collection NOUN crln-8707 15 3 of of ADP crln-8707 15 4 internet internet NOUN crln-8707 15 5 resources resource NOUN crln-8707 15 6 is be AUX crln-8707 15 7 organized organize VERB crln-8707 15 8 by by ADP crln-8707 15 9 audience audience NOUN crln-8707 15 10 in in ADP crln-8707 15 11 the the DET crln-8707 15 12 higher high ADJ crln-8707 15 13 education education NOUN crln-8707 15 14 community community NOUN crln-8707 15 15 . . PUNCT crln-8707 16 1 sources source NOUN crln-8707 16 2 were be AUX crln-8707 16 3 selected select VERB crln-8707 16 4 using use VERB crln-8707 16 5 standard standard ADJ crln-8707 16 6 web web NOUN crln-8707 16 7 site site NOUN crln-8707 16 8 evaluation evaluation NOUN crln-8707 16 9 criteria criterion NOUN crln-8707 16 10 , , PUNCT crln-8707 16 11 with with ADP crln-8707 16 12 special special ADJ crln-8707 16 13 consideration consideration NOUN crln-8707 16 14 given give VERB crln-8707 16 15 to to ADP crln-8707 16 16 currency currency NOUN crln-8707 16 17 and and CCONJ crln-8707 16 18 objectivity objectivity NOUN crln-8707 16 19 . . PUNCT crln-8707 17 1 resources resource NOUN crln-8707 17 2 are be AUX crln-8707 17 3 free free ADJ crln-8707 17 4 of of ADP crln-8707 17 5 charge charge NOUN crln-8707 17 6 unless unless SCONJ crln-8707 17 7 noted note VERB crln-8707 17 8 otherwise otherwise ADV crln-8707 17 9 and and CCONJ crln-8707 17 10 are be AUX crln-8707 17 11 provided provide VERB crln-8707 17 12 by by ADP crln-8707 17 13 trusted trust VERB crln-8707 17 14 private private ADJ crln-8707 17 15 , , PUNCT crln-8707 17 16 public public ADJ crln-8707 17 17 , , PUNCT crln-8707 17 18 governmental governmental ADJ crln-8707 17 19 , , PUNCT crln-8707 17 20 and and CCONJ crln-8707 17 21 commercial commercial ADJ crln-8707 17 22 entities entity NOUN crln-8707 17 23 working work VERB crln-8707 17 24 collaboratively collaboratively ADV crln-8707 17 25 in in ADP crln-8707 17 26 a a DET crln-8707 17 27 consortial consortial ADJ crln-8707 17 28 program program NOUN crln-8707 17 29 . . PUNCT crln-8707 18 1 empowered empower VERB crln-8707 18 2 with with ADP crln-8707 18 3 authoritative authoritative ADJ crln-8707 18 4 resources resource NOUN crln-8707 18 5 , , PUNCT crln-8707 18 6 librarians librarian NOUN crln-8707 18 7 , , PUNCT crln-8707 18 8 educators educator NOUN crln-8707 18 9 , , PUNCT crln-8707 18 10 and and CCONJ crln-8707 18 11 advocates advocate NOUN crln-8707 18 12 are be AUX crln-8707 18 13 positioned position VERB crln-8707 18 14 to to PART crln-8707 18 15 play play VERB crln-8707 18 16 an an DET crln-8707 18 17 important important ADJ crln-8707 18 18 role role NOUN crln-8707 18 19 in in ADP crln-8707 18 20 the the DET crln-8707 18 21 advancement advancement NOUN crln-8707 18 22 of of ADP crln-8707 18 23 financial financial ADJ crln-8707 18 24 education education NOUN crln-8707 18 25 . . PUNCT crln-8707 19 1 building build VERB crln-8707 19 2 a a DET crln-8707 19 3 solid solid ADJ crln-8707 19 4 foundation foundation NOUN crln-8707 19 5 in in ADP crln-8707 19 6 financial financial ADJ crln-8707 19 7 literacy literacy NOUN crln-8707 19 8 not not PART crln-8707 19 9 only only ADV crln-8707 19 10 benefits benefit VERB crln-8707 19 11 an an DET crln-8707 19 12 individual individual ADJ crln-8707 19 13 ’s ’s NOUN crln-8707 19 14 quality quality NOUN crln-8707 19 15 of of ADP crln-8707 19 16 life life NOUN crln-8707 19 17 , , PUNCT crln-8707 19 18 but but CCONJ crln-8707 19 19 also also ADV crln-8707 19 20 contributes contribute VERB crln-8707 19 21 to to ADP crln-8707 19 22 a a DET crln-8707 19 23 nation nation NOUN crln-8707 19 24 ’s ’s PART crln-8707 19 25 stability stability NOUN crln-8707 19 26 in in ADP crln-8707 19 27 the the DET crln-8707 19 28 global global ADJ crln-8707 19 29 economy economy NOUN crln-8707 19 30 . . PUNCT crln-8707 20 1 february february PROPN crln-8707 20 2 2012 2012 NUM crln-8707 20 3 89 89 NUM crln-8707 20 4 c&rl c&rl PROPN crln-8707 20 5 news news NOUN crln-8707 20 6 financial financial ADJ crln-8707 20 7 literacy literacy NOUN crln-8707 20 8 for for ADP crln-8707 20 9 consumers consumer NOUN crln-8707 20 10 • • VERB crln-8707 20 11 360 360 NUM crln-8707 20 12 degrees degree NOUN crln-8707 20 13 of of ADP crln-8707 20 14 financial financial ADJ crln-8707 20 15 literacy literacy NOUN crln-8707 20 16 . . PUNCT crln-8707 21 1 the the DET crln-8707 21 2 american american PROPN crln-8707 21 3 institute institute PROPN crln-8707 21 4 of of ADP crln-8707 21 5 certified certify VERB crln-8707 21 6 public public ADJ crln-8707 21 7 accountants accountant NOUN crln-8707 21 8 , , PUNCT crln-8707 21 9 now now ADV crln-8707 21 10 in in ADP crln-8707 21 11 its its PRON crln-8707 21 12 125th 125th ADJ crln-8707 21 13 year year NOUN crln-8707 21 14 , , PUNCT crln-8707 21 15 sponsors sponsor VERB crln-8707 21 16 this this DET crln-8707 21 17 resource resource NOUN crln-8707 21 18 for for ADP crln-8707 21 19 consumers consumer NOUN crln-8707 21 20 ages age VERB crln-8707 21 21 12 12 NUM crln-8707 21 22 and and CCONJ crln-8707 21 23 up up ADV crln-8707 21 24 . . PUNCT crln-8707 22 1 content content NOUN crln-8707 22 2 ranging range VERB crln-8707 22 3 from from ADP crln-8707 22 4 education education NOUN crln-8707 22 5 planning planning NOUN crln-8707 22 6 to to ADP crln-8707 22 7 purchasing purchase VERB crln-8707 22 8 long long ADJ crln-8707 22 9 - - PUNCT crln-8707 22 10 term term NOUN crln-8707 22 11 care care NOUN crln-8707 22 12 insurance insurance NOUN crln-8707 22 13 is be AUX crln-8707 22 14 organized organize VERB crln-8707 22 15 by by ADP crln-8707 22 16 life life NOUN crln-8707 22 17 stages stage NOUN crln-8707 22 18 and and CCONJ crln-8707 22 19 by by ADP crln-8707 22 20 topics topic NOUN crln-8707 22 21 . . PUNCT crln-8707 23 1 the the DET crln-8707 23 2 extensive extensive ADJ crln-8707 23 3 use use NOUN crln-8707 23 4 of of ADP crln-8707 23 5 social social ADJ crln-8707 23 6 media medium NOUN crln-8707 23 7 tools tool NOUN crln-8707 23 8 , , PUNCT crln-8707 23 9 the the DET crln-8707 23 10 q&a q&a PROPN crln-8707 23 11 e e NOUN crln-8707 23 12 - - NOUN crln-8707 23 13 mail mail NOUN crln-8707 23 14 service service NOUN crln-8707 23 15 ask ask VERB crln-8707 23 16 the the DET crln-8707 23 17 money money NOUN crln-8707 23 18 dr dr PROPN crln-8707 23 19 . . PROPN crln-8707 23 20 , , PUNCT crln-8707 23 21 and and CCONJ crln-8707 23 22 the the DET crln-8707 23 23 my360 my360 PROPN crln-8707 23 24 customizable customizable ADJ crln-8707 23 25 profile profile NOUN crln-8707 23 26 are be AUX crln-8707 23 27 impressive impressive ADJ crln-8707 23 28 features feature NOUN crln-8707 23 29 garnering garner VERB crln-8707 23 30 broad broad ADJ crln-8707 23 31 appeal appeal NOUN crln-8707 23 32 . . PUNCT crln-8707 24 1 access access NOUN crln-8707 24 2 : : PUNCT crln-8707 24 3 http://www.360financialliteracy.org http://www.360financialliteracy.org PROPN crln-8707 24 4 . . PUNCT crln-8707 25 1 • • PROPN crln-8707 25 2 extension extension NOUN crln-8707 25 3 . . PUNCT crln-8707 26 1 a a DET crln-8707 26 2 formal formal ADJ crln-8707 26 3 alliance alliance NOUN crln-8707 26 4 in in ADP crln-8707 26 5 1914 1914 NUM crln-8707 26 6 between between ADP crln-8707 26 7 the the DET crln-8707 26 8 u.s u.s PROPN crln-8707 26 9 . . PROPN crln-8707 26 10 department department PROPN crln-8707 26 11 of of ADP crln-8707 26 12 agriculture agriculture NOUN crln-8707 26 13 and and CCONJ crln-8707 26 14 land land NOUN crln-8707 26 15 - - PUNCT crln-8707 26 16 grant grant NOUN crln-8707 26 17 agricultural agricultural ADJ crln-8707 26 18 universities university NOUN crln-8707 26 19 established establish VERB crln-8707 26 20 the the DET crln-8707 26 21 u.s u.s PROPN crln-8707 26 22 . . PROPN crln-8707 26 23 cooperative cooperative ADJ crln-8707 26 24 extension extension NOUN crln-8707 26 25 service service NOUN crln-8707 26 26 . . PUNCT crln-8707 27 1 this this DET crln-8707 27 2 site site NOUN crln-8707 27 3 , , PUNCT crln-8707 27 4 a a DET crln-8707 27 5 partnership partnership NOUN crln-8707 27 6 of of ADP crln-8707 27 7 74 74 NUM crln-8707 27 8 of of ADP crln-8707 27 9 these these DET crln-8707 27 10 universities university NOUN crln-8707 27 11 , , PUNCT crln-8707 27 12 provides provide VERB crln-8707 27 13 objective objective NOUN crln-8707 27 14 , , PUNCT crln-8707 27 15 researchbased researchbase VERB crln-8707 27 16 , , PUNCT crln-8707 27 17 peer peer NOUN crln-8707 27 18 - - PUNCT crln-8707 27 19 reviewed review VERB crln-8707 27 20 information information NOUN crln-8707 27 21 to to PART crln-8707 27 22 help help VERB crln-8707 27 23 people people NOUN crln-8707 27 24 of of ADP crln-8707 27 25 all all DET crln-8707 27 26 ages age NOUN crln-8707 27 27 improve improve VERB crln-8707 27 28 their their PRON crln-8707 27 29 lives life NOUN crln-8707 27 30 . . PUNCT crln-8707 28 1 the the DET crln-8707 28 2 personal personal ADJ crln-8707 28 3 finance finance NOUN crln-8707 28 4 resource resource NOUN crln-8707 28 5 area area NOUN crln-8707 28 6 contains contain VERB crln-8707 28 7 outstanding outstanding ADJ crln-8707 28 8 educational educational ADJ crln-8707 28 9 materials material NOUN crln-8707 28 10 , , PUNCT crln-8707 28 11 such such ADJ crln-8707 28 12 as as ADP crln-8707 28 13 articles article NOUN crln-8707 28 14 , , PUNCT crln-8707 28 15 a a DET crln-8707 28 16 glossary glossary ADJ crln-8707 28 17 , , PUNCT crln-8707 28 18 financial financial ADJ crln-8707 28 19 calculators calculator NOUN crln-8707 28 20 , , PUNCT crln-8707 28 21 printable printable ADJ crln-8707 28 22 worksheets worksheet NOUN crln-8707 28 23 , , PUNCT crln-8707 28 24 and and CCONJ crln-8707 28 25 online online ADJ crln-8707 28 26 discussion discussion NOUN crln-8707 28 27 opportunities opportunity NOUN crln-8707 28 28 . . PUNCT crln-8707 29 1 users user NOUN crln-8707 29 2 who who PRON crln-8707 29 3 do do AUX crln-8707 29 4 not not PART crln-8707 29 5 find find VERB crln-8707 29 6 the the DET crln-8707 29 7 information information NOUN crln-8707 29 8 they they PRON crln-8707 29 9 ’re ’re AUX crln-8707 29 10 looking look VERB crln-8707 29 11 for for ADP crln-8707 29 12 can can AUX crln-8707 29 13 connect connect VERB crln-8707 29 14 with with ADP crln-8707 29 15 university university NOUN crln-8707 29 16 specialists specialist NOUN crln-8707 29 17 across across ADP crln-8707 29 18 the the DET crln-8707 29 19 country country NOUN crln-8707 29 20 via via ADP crln-8707 29 21 the the DET crln-8707 29 22 ask ask NOUN crln-8707 29 23 an an DET crln-8707 29 24 expert expert NOUN crln-8707 29 25 e e NOUN crln-8707 29 26 - - NOUN crln-8707 29 27 mail mail NOUN crln-8707 29 28 service service NOUN crln-8707 29 29 . . PUNCT crln-8707 30 1 access access NOUN crln-8707 30 2 : : PUNCT crln-8707 30 3 http://www.extension.org/personal_finance http://www.extension.org/personal_finance NOUN crln-8707 30 4 . . PUNCT crln-8707 31 1 • • VERB crln-8707 31 2 financial financial ADJ crln-8707 31 3 literacy literacy NOUN crln-8707 31 4 now now ADV crln-8707 31 5 . . PUNCT crln-8707 32 1 developed develop VERB crln-8707 32 2 by by ADP crln-8707 32 3 the the DET crln-8707 32 4 mcgraw mcgraw NOUN crln-8707 32 5 - - PUNCT crln-8707 32 6 hill hill NOUN crln-8707 32 7 companies company NOUN crln-8707 32 8 and and CCONJ crln-8707 32 9 its its PRON crln-8707 32 10 nonprofit nonprofit ADJ crln-8707 32 11 partners partner NOUN crln-8707 32 12 , , PUNCT crln-8707 32 13 this this DET crln-8707 32 14 consumer consumer NOUN crln-8707 32 15 - - PUNCT crln-8707 32 16 oriented orient VERB crln-8707 32 17 site site NOUN crln-8707 32 18 specializes specialize VERB crln-8707 32 19 in in ADP crln-8707 32 20 curricular curricular ADJ crln-8707 32 21 support support NOUN crln-8707 32 22 . . PUNCT crln-8707 33 1 it it PRON crln-8707 33 2 provides provide VERB crln-8707 33 3 active active ADJ crln-8707 33 4 learning learning NOUN crln-8707 33 5 opportunities opportunity NOUN crln-8707 33 6 ranging range VERB crln-8707 33 7 from from ADP crln-8707 33 8 a a DET crln-8707 33 9 dictionary dictionary NOUN crln-8707 33 10 of of ADP crln-8707 33 11 financial financial ADJ crln-8707 33 12 terms term NOUN crln-8707 33 13 to to ADP crln-8707 33 14 games game NOUN crln-8707 33 15 , , PUNCT crln-8707 33 16 tutorials tutorial NOUN crln-8707 33 17 , , PUNCT crln-8707 33 18 videos video NOUN crln-8707 33 19 , , PUNCT crln-8707 33 20 and and CCONJ crln-8707 33 21 calculation calculation NOUN crln-8707 33 22 tools tool NOUN crln-8707 33 23 . . PUNCT crln-8707 34 1 the the DET crln-8707 34 2 site site NOUN crln-8707 34 3 is be AUX crln-8707 34 4 well well ADV crln-8707 34 5 organized organized ADJ crln-8707 34 6 , , PUNCT crln-8707 34 7 broken break VERB crln-8707 34 8 down down ADP crln-8707 34 9 by by ADP crln-8707 34 10 financial financial ADJ crln-8707 34 11 topic topic NOUN crln-8707 34 12 and and CCONJ crln-8707 34 13 then then ADV crln-8707 34 14 by by ADP crln-8707 34 15 intended intend VERB crln-8707 34 16 audience audience NOUN crln-8707 34 17 . . PUNCT crln-8707 35 1 access access NOUN crln-8707 35 2 : : PUNCT crln-8707 35 3 http://www.financiallitnow.org http://www.financiallitnow.org X crln-8707 35 4 . . PUNCT crln-8707 36 1 • • VERB crln-8707 36 2 junior junior ADJ crln-8707 36 3 achievement achievement NOUN crln-8707 36 4 ( ( PUNCT crln-8707 36 5 ja ja PROPN crln-8707 36 6 ) ) PUNCT crln-8707 36 7 student student NOUN crln-8707 36 8 center center NOUN crln-8707 36 9 for for ADP crln-8707 36 10 money money NOUN crln-8707 36 11 management management NOUN crln-8707 36 12 . . PUNCT crln-8707 37 1 ja ja PROPN crln-8707 37 2 empowers empower VERB crln-8707 37 3 young young ADJ crln-8707 37 4 people people NOUN crln-8707 37 5 to to PART crln-8707 37 6 own own VERB crln-8707 37 7 their their PRON crln-8707 37 8 economic economic ADJ crln-8707 37 9 success success NOUN crln-8707 37 10 , , PUNCT crln-8707 37 11 and and CCONJ crln-8707 37 12 learning learning NOUN crln-8707 37 13 comes come VERB crln-8707 37 14 alive alive ADJ crln-8707 37 15 at at ADP crln-8707 37 16 ja ja PROPN crln-8707 37 17 ’s ’s PART crln-8707 37 18 cutting cut VERB crln-8707 37 19 - - PUNCT crln-8707 37 20 edge edge NOUN crln-8707 37 21 web web NOUN crln-8707 37 22 site site NOUN crln-8707 37 23 as as SCONJ crln-8707 37 24 it it PRON crln-8707 37 25 does do AUX crln-8707 37 26 in in ADP crln-8707 37 27 ja ja PROPN crln-8707 37 28 ’s ’s PROPN crln-8707 37 29 experiential experiential ADJ crln-8707 37 30 programs program NOUN crln-8707 37 31 . . PUNCT crln-8707 38 1 visitors visitor NOUN crln-8707 38 2 can can AUX crln-8707 38 3 play play VERB crln-8707 38 4 interactive interactive ADJ crln-8707 38 5 games game NOUN crln-8707 38 6 , , PUNCT crln-8707 38 7 take take VERB crln-8707 38 8 assessments assessment NOUN crln-8707 38 9 using use VERB crln-8707 38 10 online online ADJ crln-8707 38 11 simulation simulation NOUN crln-8707 38 12 , , PUNCT crln-8707 38 13 participate participate VERB crln-8707 38 14 in in ADP crln-8707 38 15 a a DET crln-8707 38 16 global global ADJ crln-8707 38 17 competition competition NOUN crln-8707 38 18 , , PUNCT crln-8707 38 19 and and CCONJ crln-8707 38 20 access access VERB crln-8707 38 21 a a DET crln-8707 38 22 well well ADV crln-8707 38 23 - - PUNCT crln-8707 38 24 stocked stock VERB crln-8707 38 25 financial financial ADJ crln-8707 38 26 toolbox toolbox NOUN crln-8707 38 27 . . PUNCT crln-8707 39 1 ja ja PROPN crln-8707 39 2 has have AUX crln-8707 39 3 been be AUX crln-8707 39 4 successfully successfully ADV crln-8707 39 5 educating educate VERB crln-8707 39 6 and and CCONJ crln-8707 39 7 encouraging encourage VERB crln-8707 39 8 youth youth NOUN crln-8707 39 9 in in ADP crln-8707 39 10 grades grade NOUN crln-8707 39 11 k–12 k–12 VERB crln-8707 39 12 through through ADP crln-8707 39 13 handson handson NOUN crln-8707 39 14 opportunities opportunity NOUN crln-8707 39 15 in in ADP crln-8707 39 16 entrepreneurship entrepreneurship NOUN crln-8707 39 17 , , PUNCT crln-8707 39 18 work work NOUN crln-8707 39 19 readiness readiness NOUN crln-8707 39 20 , , PUNCT crln-8707 39 21 and and CCONJ crln-8707 39 22 financial financial ADJ crln-8707 39 23 literacy literacy NOUN crln-8707 39 24 since since SCONJ crln-8707 39 25 1919 1919 NUM crln-8707 39 26 . . PUNCT crln-8707 40 1 ja ja PROPN crln-8707 40 2 is be AUX crln-8707 40 3 a a DET crln-8707 40 4 leader leader NOUN crln-8707 40 5 in in ADP crln-8707 40 6 standards standard NOUN crln-8707 40 7 - - PUNCT crln-8707 40 8 based base VERB crln-8707 40 9 curricula curricula NOUN crln-8707 40 10 and and CCONJ crln-8707 40 11 a a DET crln-8707 40 12 member member NOUN crln-8707 40 13 of of ADP crln-8707 40 14 the the DET crln-8707 40 15 jump$tart jump$tart NOUN crln-8707 40 16 coalition coalition NOUN crln-8707 40 17 for for ADP crln-8707 40 18 personal personal ADJ crln-8707 40 19 financial financial ADJ crln-8707 40 20 literacy literacy NOUN crln-8707 40 21 . . PUNCT crln-8707 41 1 access access NOUN crln-8707 41 2 : : PUNCT crln-8707 41 3 http:// http:// NOUN crln-8707 41 4 studentcenter.ja.org/money/pages/default.aspx studentcenter.ja.org/money/pages/default.aspx NOUN crln-8707 41 5 . . PUNCT crln-8707 42 1 • • NUM crln-8707 42 2 lifetuner lifetuner NOUN crln-8707 42 3 . . PUNCT crln-8707 43 1 although although SCONJ crln-8707 43 2 a a DET crln-8707 43 3 project project NOUN crln-8707 43 4 of of ADP crln-8707 43 5 aarp aarp NOUN crln-8707 43 6 , , PUNCT crln-8707 43 7 this this DET crln-8707 43 8 site site NOUN crln-8707 43 9 is be AUX crln-8707 43 10 designed design VERB crln-8707 43 11 to to PART crln-8707 43 12 help help VERB crln-8707 43 13 the the DET crln-8707 43 14 millennial millennial ADJ crln-8707 43 15 generation generation NOUN crln-8707 43 16 . . PUNCT crln-8707 44 1 the the DET crln-8707 44 2 clean clean ADJ crln-8707 44 3 interface interface NOUN crln-8707 44 4 is be AUX crln-8707 44 5 organized organize VERB crln-8707 44 6 by by ADP crln-8707 44 7 six six NUM crln-8707 44 8 tabs tab NOUN crln-8707 44 9 , , PUNCT crln-8707 44 10 starting start VERB crln-8707 44 11 with with ADP crln-8707 44 12 an an DET crln-8707 44 13 a a DET crln-8707 44 14 – – PUNCT crln-8707 44 15 z z NOUN crln-8707 44 16 list list NOUN crln-8707 44 17 of of ADP crln-8707 44 18 topics topic NOUN crln-8707 44 19 and and CCONJ crln-8707 44 20 a a DET crln-8707 44 21 glossary glossary NOUN crln-8707 44 22 . . PUNCT crln-8707 45 1 the the DET crln-8707 45 2 secondary secondary ADJ crln-8707 45 3 page page NOUN crln-8707 45 4 for for ADP crln-8707 45 5 each each DET crln-8707 45 6 topic topic NOUN crln-8707 45 7 provides provide VERB crln-8707 45 8 an an DET crln-8707 45 9 overview overview NOUN crln-8707 45 10 , , PUNCT crln-8707 45 11 pointers pointer NOUN crln-8707 45 12 , , PUNCT crln-8707 45 13 and and CCONJ crln-8707 45 14 links link NOUN crln-8707 45 15 to to ADP crln-8707 45 16 authoritative authoritative ADJ crln-8707 45 17 sources source NOUN crln-8707 45 18 . . PUNCT crln-8707 46 1 other other ADJ crln-8707 46 2 tabs tab NOUN crln-8707 46 3 lead lead VERB crln-8707 46 4 to to ADP crln-8707 46 5 step step VERB crln-8707 46 6 - - PUNCT crln-8707 46 7 by by ADP crln-8707 46 8 - - PUNCT crln-8707 46 9 step step NOUN crln-8707 46 10 advice advice NOUN crln-8707 46 11 for for ADP crln-8707 46 12 major major ADJ crln-8707 46 13 life life NOUN crln-8707 46 14 events event NOUN crln-8707 46 15 , , PUNCT crln-8707 46 16 core core ADJ crln-8707 46 17 financial financial ADJ crln-8707 46 18 tips tip NOUN crln-8707 46 19 , , PUNCT crln-8707 46 20 and and CCONJ crln-8707 46 21 a a DET crln-8707 46 22 video video NOUN crln-8707 46 23 documentary documentary NOUN crln-8707 46 24 series series NOUN crln-8707 46 25 . . PUNCT crln-8707 47 1 users user NOUN crln-8707 47 2 may may AUX crln-8707 47 3 participate participate VERB crln-8707 47 4 in in ADP crln-8707 47 5 the the DET crln-8707 47 6 online online ADJ crln-8707 47 7 community community NOUN crln-8707 47 8 via via ADP crln-8707 47 9 twitter twitter NOUN crln-8707 47 10 and and CCONJ crln-8707 47 11 facebook facebook VERB crln-8707 47 12 , , PUNCT crln-8707 47 13 and and CCONJ crln-8707 47 14 may may AUX crln-8707 47 15 ask ask VERB crln-8707 47 16 questions question NOUN crln-8707 47 17 via via ADP crln-8707 47 18 real real ADJ crln-8707 47 19 - - PUNCT crln-8707 47 20 time time NOUN crln-8707 47 21 chat chat NOUN crln-8707 47 22 with with ADP crln-8707 47 23 personal personal ADJ crln-8707 47 24 finance finance NOUN crln-8707 47 25 experts expert NOUN crln-8707 47 26 . . PUNCT crln-8707 48 1 interactive interactive ADJ crln-8707 48 2 tools tool NOUN crln-8707 48 3 and and CCONJ crln-8707 48 4 widgets widget NOUN crln-8707 48 5 make make VERB crln-8707 48 6 this this DET crln-8707 48 7 site site NOUN crln-8707 48 8 fun fun NOUN crln-8707 48 9 and and CCONJ crln-8707 48 10 relative relative ADJ crln-8707 48 11 , , PUNCT crln-8707 48 12 presenting present VERB crln-8707 48 13 financial financial ADJ crln-8707 48 14 stability stability NOUN crln-8707 48 15 as as ADP crln-8707 48 16 a a DET crln-8707 48 17 manageable manageable ADJ crln-8707 48 18 achievement achievement NOUN crln-8707 48 19 for for ADP crln-8707 48 20 everyone everyone PRON crln-8707 48 21 . . PUNCT crln-8707 49 1 access access NOUN crln-8707 49 2 : : PUNCT crln-8707 49 3 http:// http:// NOUN crln-8707 49 4 www.lifetuner.org www.lifetuner.org NOUN crln-8707 49 5 . . PUNCT crln-8707 50 1 c&rl c&rl PROPN crln-8707 50 2 news news PROPN crln-8707 50 3 february february PROPN crln-8707 50 4 2012 2012 NUM crln-8707 50 5 90 90 NUM crln-8707 50 6 • • NUM crln-8707 50 7 mymoney.gov mymoney.gov NOUN crln-8707 50 8 . . PUNCT crln-8707 51 1 this this DET crln-8707 51 2 consortial consortial ADJ crln-8707 51 3 project project NOUN crln-8707 51 4 of of ADP crln-8707 51 5 22 22 NUM crln-8707 51 6 federal federal ADJ crln-8707 51 7 entities entity NOUN crln-8707 51 8 seeks seek VERB crln-8707 51 9 to to PART crln-8707 51 10 improve improve VERB crln-8707 51 11 financial financial ADJ crln-8707 51 12 literacy literacy NOUN crln-8707 51 13 and and CCONJ crln-8707 51 14 education education NOUN crln-8707 51 15 in in ADP crln-8707 51 16 the the DET crln-8707 51 17 u.s u.s PROPN crln-8707 51 18 . . PROPN crln-8707 51 19 information information NOUN crln-8707 51 20 is be AUX crln-8707 51 21 organized organize VERB crln-8707 51 22 by by ADP crln-8707 51 23 life life NOUN crln-8707 51 24 events event NOUN crln-8707 51 25 , , PUNCT crln-8707 51 26 from from ADP crln-8707 51 27 birth birth NOUN crln-8707 51 28 to to ADP crln-8707 51 29 death death NOUN crln-8707 51 30 . . PUNCT crln-8707 52 1 the the DET crln-8707 52 2 pages page NOUN crln-8707 52 3 link link VERB crln-8707 52 4 to to ADP crln-8707 52 5 resources resource NOUN crln-8707 52 6 from from ADP crln-8707 52 7 the the DET crln-8707 52 8 affiliated affiliated ADJ crln-8707 52 9 partners partner NOUN crln-8707 52 10 . . PUNCT crln-8707 53 1 the the DET crln-8707 53 2 site site NOUN crln-8707 53 3 is be AUX crln-8707 53 4 also also ADV crln-8707 53 5 available available ADJ crln-8707 53 6 in in ADP crln-8707 53 7 spanish spanish ADJ crln-8707 53 8 . . PUNCT crln-8707 54 1 access access NOUN crln-8707 54 2 : : PUNCT crln-8707 54 3 http://www http://www NOUN crln-8707 54 4 . . NOUN crln-8707 55 1 mymoney.gov mymoney.gov X crln-8707 55 2 . . PUNCT crln-8707 56 1 financial financial ADJ crln-8707 56 2 literacy literacy NOUN crln-8707 56 3 for for ADP crln-8707 56 4 educators educator NOUN crln-8707 56 5 • • VERB crln-8707 56 6 council council NOUN crln-8707 56 7 for for ADP crln-8707 56 8 economic economic ADJ crln-8707 56 9 education education NOUN crln-8707 56 10 ( ( PUNCT crln-8707 56 11 cee cee PROPN crln-8707 56 12 ) ) PUNCT crln-8707 56 13 . . PUNCT crln-8707 57 1 this this DET crln-8707 57 2 award award NOUN crln-8707 57 3 - - PUNCT crln-8707 57 4 winning win VERB crln-8707 57 5 site site NOUN crln-8707 57 6 offers offer VERB crln-8707 57 7 a a DET crln-8707 57 8 comprehensive comprehensive ADJ crln-8707 57 9 , , PUNCT crln-8707 57 10 creative creative ADJ crln-8707 57 11 selection selection NOUN crln-8707 57 12 of of ADP crln-8707 57 13 k–12 k–12 PROPN crln-8707 57 14 financial financial ADJ crln-8707 57 15 education education NOUN crln-8707 57 16 programs program NOUN crln-8707 57 17 , , PUNCT crln-8707 57 18 including include VERB crln-8707 57 19 crosscurricular crosscurricular ADJ crln-8707 57 20 k–12 k–12 NOUN crln-8707 57 21 teaching teaching NOUN crln-8707 57 22 resources resource NOUN crln-8707 57 23 , , PUNCT crln-8707 57 24 professional professional ADJ crln-8707 57 25 development development NOUN crln-8707 57 26 opportunities opportunity NOUN crln-8707 57 27 , , PUNCT crln-8707 57 28 assessment assessment NOUN crln-8707 57 29 instruments instrument NOUN crln-8707 57 30 , , PUNCT crln-8707 57 31 videos video NOUN crln-8707 57 32 , , PUNCT crln-8707 57 33 state state NOUN crln-8707 57 34 standards standard NOUN crln-8707 57 35 correlations correlation NOUN crln-8707 57 36 , , PUNCT crln-8707 57 37 online online ADJ crln-8707 57 38 teacher teacher NOUN crln-8707 57 39 training training NOUN crln-8707 57 40 modules module NOUN crln-8707 57 41 , , PUNCT crln-8707 57 42 global global ADJ crln-8707 57 43 economic economic ADJ crln-8707 57 44 education education NOUN crln-8707 57 45 programs program NOUN crln-8707 57 46 , , PUNCT crln-8707 57 47 and and CCONJ crln-8707 57 48 an an DET crln-8707 57 49 online online ADJ crln-8707 57 50 economics economics NOUN crln-8707 57 51 syllabus syllabus NOUN crln-8707 57 52 for for ADP crln-8707 57 53 prospective prospective ADJ crln-8707 57 54 teachers teacher NOUN crln-8707 57 55 . . PUNCT crln-8707 58 1 there there PRON crln-8707 58 2 is be VERB crln-8707 58 3 a a DET crln-8707 58 4 charge charge NOUN crln-8707 58 5 for for ADP crln-8707 58 6 some some DET crln-8707 58 7 curriculum curriculum NOUN crln-8707 58 8 . . PUNCT crln-8707 59 1 several several ADJ crln-8707 59 2 resources resource NOUN crln-8707 59 3 are be AUX crln-8707 59 4 available available ADJ crln-8707 59 5 in in ADP crln-8707 59 6 spanish spanish ADJ crln-8707 59 7 . . PUNCT crln-8707 60 1 access access NOUN crln-8707 60 2 : : PUNCT crln-8707 60 3 http://www.councilforeconed.org http://www.councilforeconed.org NUM crln-8707 60 4 . . PUNCT crln-8707 61 1 • • NOUN crln-8707 61 2 feed feed VERB crln-8707 61 3 the the DET crln-8707 61 4 pig pig NOUN crln-8707 61 5 . . PUNCT crln-8707 62 1 developed develop VERB crln-8707 62 2 by by ADP crln-8707 62 3 the the DET crln-8707 62 4 american american PROPN crln-8707 62 5 institute institute PROPN crln-8707 62 6 of of ADP crln-8707 62 7 cpas cpas PROPN crln-8707 62 8 and and CCONJ crln-8707 62 9 regional regional ADJ crln-8707 62 10 partners partner NOUN crln-8707 62 11 , , PUNCT crln-8707 62 12 feed feed VERB crln-8707 62 13 the the DET crln-8707 62 14 pig pig NOUN crln-8707 62 15 is be AUX crln-8707 62 16 the the DET crln-8707 62 17 only only ADJ crln-8707 62 18 financial financial ADJ crln-8707 62 19 education education NOUN crln-8707 62 20 campaign campaign NOUN crln-8707 62 21 to to PART crln-8707 62 22 target target VERB crln-8707 62 23 25 25 NUM crln-8707 62 24 to to PART crln-8707 62 25 34 34 NUM crln-8707 62 26 year year NOUN crln-8707 62 27 olds old NOUN crln-8707 62 28 . . PUNCT crln-8707 63 1 the the DET crln-8707 63 2 site site NOUN crln-8707 63 3 offers offer VERB crln-8707 63 4 financial financial ADJ crln-8707 63 5 information information NOUN crln-8707 63 6 and and CCONJ crln-8707 63 7 advice advice NOUN crln-8707 63 8 delivered deliver VERB crln-8707 63 9 through through ADP crln-8707 63 10 social social ADJ crln-8707 63 11 media medium NOUN crln-8707 63 12 , , PUNCT crln-8707 63 13 such such ADJ crln-8707 63 14 as as ADP crln-8707 63 15 weekly weekly ADJ crln-8707 63 16 e e NOUN crln-8707 63 17 - - NOUN crln-8707 63 18 savings saving NOUN crln-8707 63 19 tips tip NOUN crln-8707 63 20 , , PUNCT crln-8707 63 21 podcasts podcast NOUN crln-8707 63 22 , , PUNCT crln-8707 63 23 text text NOUN crln-8707 63 24 messages message NOUN crln-8707 63 25 , , PUNCT crln-8707 63 26 widgets widget NOUN crln-8707 63 27 , , PUNCT crln-8707 63 28 facebook facebook NOUN crln-8707 63 29 , , PUNCT crln-8707 63 30 and and CCONJ crln-8707 63 31 twitter twitter PROPN crln-8707 63 32 . . PUNCT crln-8707 64 1 the the DET crln-8707 64 2 engaging engaging ADJ crln-8707 64 3 , , PUNCT crln-8707 64 4 interactive interactive ADJ crln-8707 64 5 tools tool NOUN crln-8707 64 6 were be AUX crln-8707 64 7 developed develop VERB crln-8707 64 8 to to PART crln-8707 64 9 encourage encourage VERB crln-8707 64 10 young young ADJ crln-8707 64 11 adults adult NOUN crln-8707 64 12 to to PART crln-8707 64 13 develop develop VERB crln-8707 64 14 deliberate deliberate ADJ crln-8707 64 15 spending spending NOUN crln-8707 64 16 habits habit NOUN crln-8707 64 17 in in ADP crln-8707 64 18 relation relation NOUN crln-8707 64 19 to to ADP crln-8707 64 20 their their PRON crln-8707 64 21 future future ADJ crln-8707 64 22 savings saving NOUN crln-8707 64 23 . . PUNCT crln-8707 65 1 access access NOUN crln-8707 65 2 : : PUNCT crln-8707 65 3 http://www.feedthepig.org http://www.feedthepig.org X crln-8707 65 4 . . PUNCT crln-8707 66 1 • • PROPN crln-8707 66 2 jump$tart jump$tart NOUN crln-8707 66 3 coalition coalition NOUN crln-8707 66 4 for for ADP crln-8707 66 5 personal personal ADJ crln-8707 66 6 financial financial ADJ crln-8707 66 7 literacy literacy NOUN crln-8707 66 8 . . PUNCT crln-8707 67 1 jump$tart jump$tart NOUN crln-8707 67 2 is be AUX crln-8707 67 3 a a DET crln-8707 67 4 coalition coalition NOUN crln-8707 67 5 of of ADP crln-8707 67 6 more more ADJ crln-8707 67 7 than than ADP crln-8707 67 8 150 150 NUM crln-8707 67 9 national national ADJ crln-8707 67 10 organizations organization NOUN crln-8707 67 11 from from ADP crln-8707 67 12 multiple multiple ADJ crln-8707 67 13 sectors sector NOUN crln-8707 67 14 working work VERB crln-8707 67 15 together together ADV crln-8707 67 16 on on ADP crln-8707 67 17 personal personal ADJ crln-8707 67 18 financial financial ADJ crln-8707 67 19 literacy literacy NOUN crln-8707 67 20 for for ADP crln-8707 67 21 the the DET crln-8707 67 22 pre pre NOUN crln-8707 67 23 - - NOUN crln-8707 67 24 kindergarten kindergarten NOUN crln-8707 67 25 through through ADP crln-8707 67 26 college college NOUN crln-8707 67 27 - - PUNCT crln-8707 67 28 age age NOUN crln-8707 67 29 population population NOUN crln-8707 67 30 . . PUNCT crln-8707 68 1 notable notable ADJ crln-8707 68 2 resources resource NOUN crln-8707 68 3 include include VERB crln-8707 68 4 the the DET crln-8707 68 5 best good ADJ crln-8707 68 6 practices practice NOUN crln-8707 68 7 for for ADP crln-8707 68 8 personal personal ADJ crln-8707 68 9 finance finance NOUN crln-8707 68 10 education education NOUN crln-8707 68 11 materials material NOUN crln-8707 68 12 , , PUNCT crln-8707 68 13 the the DET crln-8707 68 14 national national ADJ crln-8707 68 15 standards standard NOUN crln-8707 68 16 in in ADP crln-8707 68 17 k–12 k–12 PROPN crln-8707 68 18 personal personal ADJ crln-8707 68 19 finance finance NOUN crln-8707 68 20 education education NOUN crln-8707 68 21 , , PUNCT crln-8707 68 22 a a DET crln-8707 68 23 reality reality NOUN crln-8707 68 24 check check NOUN crln-8707 68 25 tool tool NOUN crln-8707 68 26 for for ADP crln-8707 68 27 young young ADJ crln-8707 68 28 adults adult NOUN crln-8707 68 29 , , PUNCT crln-8707 68 30 financial financial ADJ crln-8707 68 31 education education NOUN crln-8707 68 32 statistics statistic NOUN crln-8707 68 33 , , PUNCT crln-8707 68 34 and and CCONJ crln-8707 68 35 a a DET crln-8707 68 36 comprehensive comprehensive ADJ crln-8707 68 37 clearinghouse clearinghouse NOUN crln-8707 68 38 of of ADP crln-8707 68 39 evaluated evaluate VERB crln-8707 68 40 financial financial ADJ crln-8707 68 41 education education NOUN crln-8707 68 42 resources resource NOUN crln-8707 68 43 for for ADP crln-8707 68 44 students student NOUN crln-8707 68 45 of of ADP crln-8707 68 46 all all DET crln-8707 68 47 ages age NOUN crln-8707 68 48 , , PUNCT crln-8707 68 49 either either CCONJ crln-8707 68 50 free free ADJ crln-8707 68 51 or or CCONJ crln-8707 68 52 for for ADP crln-8707 68 53 a a DET crln-8707 68 54 nominal nominal ADJ crln-8707 68 55 charge charge NOUN crln-8707 68 56 . . PUNCT crln-8707 69 1 several several ADJ crln-8707 69 2 resources resource NOUN crln-8707 69 3 are be AUX crln-8707 69 4 available available ADJ crln-8707 69 5 in in ADP crln-8707 69 6 spanish spanish ADJ crln-8707 69 7 . . PUNCT crln-8707 70 1 access access NOUN crln-8707 70 2 : : PUNCT crln-8707 70 3 http://www.jumpstart.org http://www.jumpstart.org X crln-8707 70 4 . . PUNCT crln-8707 71 1 • • VERB crln-8707 71 2 money money NOUN crln-8707 71 3 smart smart ADJ crln-8707 71 4 . . PUNCT crln-8707 72 1 created create VERB crln-8707 72 2 by by ADP crln-8707 72 3 the the DET crln-8707 72 4 fdic fdic ADJ crln-8707 72 5 to to PART crln-8707 72 6 help help VERB crln-8707 72 7 low low ADJ crln-8707 72 8 and and CCONJ crln-8707 72 9 moderate moderate ADJ crln-8707 72 10 income income NOUN crln-8707 72 11 individuals individual NOUN crln-8707 72 12 , , PUNCT crln-8707 72 13 money money NOUN crln-8707 72 14 smart smart ADJ crln-8707 72 15 is be AUX crln-8707 72 16 a a DET crln-8707 72 17 set set NOUN crln-8707 72 18 of of ADP crln-8707 72 19 customizable customizable ADJ crln-8707 72 20 , , PUNCT crln-8707 72 21 instructor instructor NOUN crln-8707 72 22 - - PUNCT crln-8707 72 23 led lead VERB crln-8707 72 24 training training NOUN crln-8707 72 25 modules module NOUN crln-8707 72 26 for for ADP crln-8707 72 27 adults adult NOUN crln-8707 72 28 in in ADP crln-8707 72 29 seven seven NUM crln-8707 72 30 languages language NOUN crln-8707 72 31 with with ADP crln-8707 72 32 print print NOUN crln-8707 72 33 versions version NOUN crln-8707 72 34 for for ADP crln-8707 72 35 the the DET crln-8707 72 36 visually visually ADV crln-8707 72 37 impaired impaired ADJ crln-8707 72 38 and and CCONJ crln-8707 72 39 specific specific ADJ crln-8707 72 40 modules module NOUN crln-8707 72 41 for for ADP crln-8707 72 42 teens teen NOUN crln-8707 72 43 . . PUNCT crln-8707 73 1 the the DET crln-8707 73 2 site site NOUN crln-8707 73 3 also also ADV crln-8707 73 4 offers offer VERB crln-8707 73 5 self self NOUN crln-8707 73 6 - - PUNCT crln-8707 73 7 paced pace VERB crln-8707 73 8 , , PUNCT crln-8707 73 9 online online ADJ crln-8707 73 10 instruction instruction NOUN crln-8707 73 11 and and CCONJ crln-8707 73 12 a a DET crln-8707 73 13 podcast podcast NOUN crln-8707 73 14 network network NOUN crln-8707 73 15 . . PUNCT crln-8707 74 1 the the DET crln-8707 74 2 site site NOUN crln-8707 74 3 is be AUX crln-8707 74 4 available available ADJ crln-8707 74 5 in in ADP crln-8707 74 6 spanish spanish ADJ crln-8707 74 7 . . PUNCT crln-8707 75 1 access access NOUN crln-8707 75 2 : : PUNCT crln-8707 75 3 www.fdic.gov www.fdic.gov PROPN crln-8707 75 4 /consumers /consumers SYM crln-8707 75 5 / / SYM crln-8707 75 6 consumer consumer NOUN crln-8707 75 7 / / SYM crln-8707 75 8 moneysmart moneysmart NOUN crln-8707 75 9 . . PUNCT crln-8707 76 1 • • PROPN crln-8707 76 2 national national ADJ crln-8707 76 3 endowment endowment NOUN crln-8707 76 4 for for ADP crln-8707 76 5 financial financial ADJ crln-8707 76 6 education education NOUN crln-8707 76 7 ( ( PUNCT crln-8707 76 8 nefe nefe ADV crln-8707 76 9 ) ) PUNCT crln-8707 76 10 . . PUNCT crln-8707 77 1 nefe nefe ADV crln-8707 77 2 is be AUX crln-8707 77 3 a a DET crln-8707 77 4 well well ADV crln-8707 77 5 - - PUNCT crln-8707 77 6 respected respect VERB crln-8707 77 7 private private ADJ crln-8707 77 8 , , PUNCT crln-8707 77 9 nonprofit nonprofit ADJ crln-8707 77 10 foundation foundation NOUN crln-8707 77 11 working work VERB crln-8707 77 12 with with ADP crln-8707 77 13 financial financial ADJ crln-8707 77 14 education education NOUN crln-8707 77 15 partners partner NOUN crln-8707 77 16 from from ADP crln-8707 77 17 all all DET crln-8707 77 18 sectors sector NOUN crln-8707 77 19 . . PUNCT crln-8707 78 1 this this DET crln-8707 78 2 impressive impressive ADJ crln-8707 78 3 , , PUNCT crln-8707 78 4 information information NOUN crln-8707 78 5 - - PUNCT crln-8707 78 6 rich rich ADJ crln-8707 78 7 site site NOUN crln-8707 78 8 represents represent VERB crln-8707 78 9 a a DET crln-8707 78 10 collection collection NOUN crln-8707 78 11 of of ADP crln-8707 78 12 collaborative collaborative ADJ crln-8707 78 13 financial financial ADJ crln-8707 78 14 literacy literacy NOUN crln-8707 78 15 projects project NOUN crln-8707 78 16 , , PUNCT crln-8707 78 17 including include VERB crln-8707 78 18 the the DET crln-8707 78 19 nefe nefe ADJ crln-8707 78 20 high high ADJ crln-8707 78 21 school school NOUN crln-8707 78 22 financial financial ADJ crln-8707 78 23 planning planning NOUN crln-8707 78 24 program program NOUN crln-8707 78 25 , , PUNCT crln-8707 78 26 with with ADP crln-8707 78 27 resources resource NOUN crln-8707 78 28 for for ADP crln-8707 78 29 teachers teacher NOUN crln-8707 78 30 , , PUNCT crln-8707 78 31 students student NOUN crln-8707 78 32 , , PUNCT crln-8707 78 33 and and CCONJ crln-8707 78 34 parents parent NOUN crln-8707 78 35 . . PUNCT crln-8707 79 1 other other ADJ crln-8707 79 2 programs program NOUN crln-8707 79 3 include include VERB crln-8707 79 4 smart smart ADJ crln-8707 79 5 about about ADP crln-8707 79 6 money money NOUN crln-8707 79 7 for for ADP crln-8707 79 8 personal personal ADJ crln-8707 79 9 finance finance NOUN crln-8707 79 10 , , PUNCT crln-8707 79 11 financial financial ADJ crln-8707 79 12 workshop workshop NOUN crln-8707 79 13 kits kit NOUN crln-8707 79 14 for for ADP crln-8707 79 15 community community NOUN crln-8707 79 16 leaders leader NOUN crln-8707 79 17 , , PUNCT crln-8707 79 18 and and CCONJ crln-8707 79 19 the the DET crln-8707 79 20 college college NOUN crln-8707 79 21 - - PUNCT crln-8707 79 22 level level NOUN crln-8707 79 23 cashcourse cashcourse NOUN crln-8707 79 24 that that PRON crln-8707 79 25 can can AUX crln-8707 79 26 be be AUX crln-8707 79 27 branded brand VERB crln-8707 79 28 by by ADP crln-8707 79 29 individual individual ADJ crln-8707 79 30 colleges college NOUN crln-8707 79 31 . . PUNCT crln-8707 80 1 many many ADJ crln-8707 80 2 resources resource NOUN crln-8707 80 3 are be AUX crln-8707 80 4 available available ADJ crln-8707 80 5 in in ADP crln-8707 80 6 spanish spanish ADJ crln-8707 80 7 . . PUNCT crln-8707 81 1 access access NOUN crln-8707 81 2 : : PUNCT crln-8707 81 3 http://www.nefe.org http://www.nefe.org X crln-8707 81 4 . . PUNCT crln-8707 82 1 • • PROPN crln-8707 82 2 national national ADJ crln-8707 82 3 financial financial ADJ crln-8707 82 4 capability capability NOUN crln-8707 82 5 challenge challenge NOUN crln-8707 82 6 . . PUNCT crln-8707 83 1 this this DET crln-8707 83 2 annual annual ADJ crln-8707 83 3 program program NOUN crln-8707 83 4 sponsored sponsor VERB crln-8707 83 5 by by ADP crln-8707 83 6 the the DET crln-8707 83 7 department department NOUN crln-8707 83 8 of of ADP crln-8707 83 9 the the DET crln-8707 83 10 treasury treasury NOUN crln-8707 83 11 and and CCONJ crln-8707 83 12 the the DET crln-8707 83 13 department department NOUN crln-8707 83 14 of of ADP crln-8707 83 15 education education NOUN crln-8707 83 16 engages engage VERB crln-8707 83 17 students student NOUN crln-8707 83 18 ages age NOUN crln-8707 83 19 13 13 NUM crln-8707 83 20 to to ADP crln-8707 83 21 19 19 NUM crln-8707 83 22 by by ADP crln-8707 83 23 putting put VERB crln-8707 83 24 their their PRON crln-8707 83 25 money money NOUN crln-8707 83 26 management management NOUN crln-8707 83 27 skills skill NOUN crln-8707 83 28 to to ADP crln-8707 83 29 the the DET crln-8707 83 30 test test NOUN crln-8707 83 31 . . PUNCT crln-8707 84 1 educators educator NOUN crln-8707 84 2 enroll enroll VERB crln-8707 84 3 via via ADP crln-8707 84 4 the the DET crln-8707 84 5 web web NOUN crln-8707 84 6 site site NOUN crln-8707 84 7 and and CCONJ crln-8707 84 8 receive receive VERB crln-8707 84 9 a a DET crln-8707 84 10 toolkit toolkit NOUN crln-8707 84 11 with with ADP crln-8707 84 12 lesson lesson NOUN crln-8707 84 13 plans plan NOUN crln-8707 84 14 and and CCONJ crln-8707 84 15 practice practice NOUN crln-8707 84 16 questions question NOUN crln-8707 84 17 . . PUNCT crln-8707 85 1 the the DET crln-8707 85 2 online online ADJ crln-8707 85 3 challenge challenge NOUN crln-8707 85 4 takes take VERB crln-8707 85 5 place place NOUN crln-8707 85 6 from from ADP crln-8707 85 7 march march PROPN crln-8707 85 8 to to ADP crln-8707 85 9 april april PROPN crln-8707 85 10 . . PUNCT crln-8707 86 1 top top ADV crln-8707 86 2 - - PUNCT crln-8707 86 3 scoring score VERB crln-8707 86 4 students student NOUN crln-8707 86 5 earn earn VERB crln-8707 86 6 reward reward NOUN crln-8707 86 7 certificates certificate NOUN crln-8707 86 8 , , PUNCT crln-8707 86 9 and and CCONJ crln-8707 86 10 winners winner NOUN crln-8707 86 11 receive receive VERB crln-8707 86 12 national national ADJ crln-8707 86 13 recognition recognition NOUN crln-8707 86 14 in in ADP crln-8707 86 15 april april PROPN crln-8707 86 16 during during ADP crln-8707 86 17 financial financial ADJ crln-8707 86 18 literacy literacy NOUN crln-8707 86 19 month month NOUN crln-8707 86 20 . . PUNCT crln-8707 87 1 results result NOUN crln-8707 87 2 are be AUX crln-8707 87 3 posted post VERB crln-8707 87 4 online online ADV crln-8707 87 5 so so SCONJ crln-8707 87 6 entrants entrant NOUN crln-8707 87 7 can can AUX crln-8707 87 8 see see VERB crln-8707 87 9 how how SCONJ crln-8707 87 10 they they PRON crln-8707 87 11 measure measure VERB crln-8707 87 12 up up ADP crln-8707 87 13 against against ADP crln-8707 87 14 their their PRON crln-8707 87 15 peers peer NOUN crln-8707 87 16 . . PUNCT crln-8707 88 1 access access NOUN crln-8707 88 2 : : PUNCT crln-8707 88 3 http://www http://www NOUN crln-8707 88 4 . . PUNCT crln-8707 89 1 challenge.treas.gov/. challenge.treas.gov/. PROPN crln-8707 89 2 february february PROPN crln-8707 89 3 2012 2012 NUM crln-8707 89 4 91 91 NUM crln-8707 89 5 c&rl c&rl NOUN crln-8707 89 6 news news NOUN crln-8707 89 7 • • VERB crln-8707 89 8 themint.org themint.org NUM crln-8707 89 9 . . PUNCT crln-8707 90 1 the the DET crln-8707 90 2 northwestern northwestern ADJ crln-8707 90 3 mutual mutual ADJ crln-8707 90 4 foundation foundation NOUN crln-8707 90 5 partnered partner VERB crln-8707 90 6 with with ADP crln-8707 90 7 the the DET crln-8707 90 8 council council NOUN crln-8707 90 9 for for ADP crln-8707 90 10 economic economic ADJ crln-8707 90 11 education education NOUN crln-8707 90 12 to to PART crln-8707 90 13 develop develop VERB crln-8707 90 14 this this DET crln-8707 90 15 fun fun NOUN crln-8707 90 16 , , PUNCT crln-8707 90 17 interactive interactive ADJ crln-8707 90 18 site site NOUN crln-8707 90 19 , , PUNCT crln-8707 90 20 recognized recognize VERB crln-8707 90 21 by by ADP crln-8707 90 22 ala ala PROPN crln-8707 90 23 as as ADP crln-8707 90 24 a a DET crln-8707 90 25 great great ADJ crln-8707 90 26 web web NOUN crln-8707 90 27 site site NOUN crln-8707 90 28 for for ADP crln-8707 90 29 kids kid NOUN crln-8707 90 30 . . PUNCT crln-8707 91 1 each each PRON crln-8707 91 2 of of ADP crln-8707 91 3 the the DET crln-8707 91 4 four four NUM crln-8707 91 5 main main ADJ crln-8707 91 6 sections section NOUN crln-8707 91 7 focuses focus VERB crln-8707 91 8 on on ADP crln-8707 91 9 a a DET crln-8707 91 10 specific specific ADJ crln-8707 91 11 audience audience NOUN crln-8707 91 12 : : PUNCT crln-8707 91 13 kids kid NOUN crln-8707 91 14 , , PUNCT crln-8707 91 15 teens teen NOUN crln-8707 91 16 , , PUNCT crln-8707 91 17 parents parent NOUN crln-8707 91 18 , , PUNCT crln-8707 91 19 and and CCONJ crln-8707 91 20 teachers teacher NOUN crln-8707 91 21 . . PUNCT crln-8707 92 1 earning earn VERB crln-8707 92 2 , , PUNCT crln-8707 92 3 spending spending NOUN crln-8707 92 4 , , PUNCT crln-8707 92 5 saving saving NOUN crln-8707 92 6 , , PUNCT crln-8707 92 7 giving giving NOUN crln-8707 92 8 , , PUNCT crln-8707 92 9 and and CCONJ crln-8707 92 10 investing investing NOUN crln-8707 92 11 are be AUX crln-8707 92 12 addressed address VERB crln-8707 92 13 in in ADP crln-8707 92 14 the the DET crln-8707 92 15 sections section NOUN crln-8707 92 16 , , PUNCT crln-8707 92 17 and and CCONJ crln-8707 92 18 each each PRON crln-8707 92 19 includes include VERB crln-8707 92 20 age age NOUN crln-8707 92 21 - - PUNCT crln-8707 92 22 appropriate appropriate ADJ crln-8707 92 23 activities activity NOUN crln-8707 92 24 . . PUNCT crln-8707 93 1 access access NOUN crln-8707 93 2 : : PUNCT crln-8707 93 3 http:// http:// NOUN crln-8707 93 4 www.themint.org www.themint.org NOUN crln-8707 93 5 . . PUNCT crln-8707 94 1 • • PROPN crln-8707 94 2 wisconsin wisconsin PROPN crln-8707 94 3 educational educational PROPN crln-8707 94 4 communications communications PROPN crln-8707 94 5 board board PROPN crln-8707 94 6 ( ( PUNCT crln-8707 94 7 ecb ecb NOUN crln-8707 94 8 ) ) PUNCT crln-8707 94 9 financial financial ADJ crln-8707 94 10 literacy literacy NOUN crln-8707 94 11 . . PUNCT crln-8707 95 1 this this DET crln-8707 95 2 site site NOUN crln-8707 95 3 targets target VERB crln-8707 95 4 the the DET crln-8707 95 5 education education NOUN crln-8707 95 6 community community NOUN crln-8707 95 7 , , PUNCT crln-8707 95 8 with with ADP crln-8707 95 9 resources resource NOUN crln-8707 95 10 for for ADP crln-8707 95 11 educators educator NOUN crln-8707 95 12 and and CCONJ crln-8707 95 13 parents parent NOUN crln-8707 95 14 of of ADP crln-8707 95 15 k–12 k–12 NOUN crln-8707 95 16 students student NOUN crln-8707 95 17 . . PUNCT crln-8707 96 1 for for ADP crln-8707 96 2 educators educator NOUN crln-8707 96 3 there there PRON crln-8707 96 4 are be VERB crln-8707 96 5 seven seven NUM crln-8707 96 6 online online ADJ crln-8707 96 7 videos video NOUN crln-8707 96 8 that that PRON crln-8707 96 9 demonstrate demonstrate VERB crln-8707 96 10 effective effective ADJ crln-8707 96 11 teaching teaching NOUN crln-8707 96 12 of of ADP crln-8707 96 13 financial financial ADJ crln-8707 96 14 literacy literacy NOUN crln-8707 96 15 standards standard NOUN crln-8707 96 16 in in ADP crln-8707 96 17 the the DET crln-8707 96 18 elementary elementary ADJ crln-8707 96 19 , , PUNCT crln-8707 96 20 middle middle ADJ crln-8707 96 21 , , PUNCT crln-8707 96 22 and and CCONJ crln-8707 96 23 high high ADJ crln-8707 96 24 school school NOUN crln-8707 96 25 classroom classroom NOUN crln-8707 96 26 . . PUNCT crln-8707 97 1 there there PRON crln-8707 97 2 are be VERB crln-8707 97 3 sets set NOUN crln-8707 97 4 of of ADP crln-8707 97 5 related relate VERB crln-8707 97 6 lesson lesson NOUN crln-8707 97 7 resources resource NOUN crln-8707 97 8 for for ADP crln-8707 97 9 grades grade NOUN crln-8707 97 10 pk–12 pk–12 ADJ crln-8707 97 11 , , PUNCT crln-8707 97 12 each each PRON crln-8707 97 13 mapped map VERB crln-8707 97 14 to to ADP crln-8707 97 15 the the DET crln-8707 97 16 relevant relevant ADJ crln-8707 97 17 state state NOUN crln-8707 97 18 standards standard NOUN crln-8707 97 19 , , PUNCT crln-8707 97 20 and and CCONJ crln-8707 97 21 linked link VERB crln-8707 97 22 to to ADP crln-8707 97 23 a a DET crln-8707 97 24 video video NOUN crln-8707 97 25 of of ADP crln-8707 97 26 a a DET crln-8707 97 27 teacher teacher NOUN crln-8707 97 28 who who PRON crln-8707 97 29 shares share VERB crln-8707 97 30 teaching teach VERB crln-8707 97 31 methods method NOUN crln-8707 97 32 for for ADP crln-8707 97 33 the the DET crln-8707 97 34 lesson lesson NOUN crln-8707 97 35 . . PUNCT crln-8707 98 1 access access NOUN crln-8707 98 2 : : PUNCT crln-8707 98 3 http://www.ecb.org/finance http://www.ecb.org/finance NOUN crln-8707 98 4 . . PUNCT crln-8707 99 1 financial financial ADJ crln-8707 99 2 literacy literacy NOUN crln-8707 99 3 research research NOUN crln-8707 99 4 • • ADP crln-8707 99 5 “ " PUNCT crln-8707 99 6 financial financial ADJ crln-8707 99 7 literacy literacy NOUN crln-8707 99 8 and and CCONJ crln-8707 99 9 ignorance ignorance NOUN crln-8707 99 10 ” " PUNCT crln-8707 99 11 blog blog NOUN crln-8707 99 12 . . PUNCT crln-8707 100 1 one one NUM crln-8707 100 2 of of ADP crln-8707 100 3 the the DET crln-8707 100 4 leading lead VERB crln-8707 100 5 financial financial ADJ crln-8707 100 6 literacy literacy NOUN crln-8707 100 7 educators educator NOUN crln-8707 100 8 and and CCONJ crln-8707 100 9 researchers researcher NOUN crln-8707 100 10 is be AUX crln-8707 100 11 annamaria annamaria PROPN crln-8707 100 12 lusardi lusardi PROPN crln-8707 100 13 , , PUNCT crln-8707 100 14 the the DET crln-8707 100 15 denit denit PROPN crln-8707 100 16 trust trust PROPN crln-8707 100 17 professor professor NOUN crln-8707 100 18 of of ADP crln-8707 100 19 economics economic NOUN crln-8707 100 20 and and CCONJ crln-8707 100 21 accountancy accountancy NOUN crln-8707 100 22 at at ADP crln-8707 100 23 the the DET crln-8707 100 24 george george PROPN crln-8707 100 25 washington washington PROPN crln-8707 100 26 school school PROPN crln-8707 100 27 of of ADP crln-8707 100 28 business business NOUN crln-8707 100 29 and and CCONJ crln-8707 100 30 the the DET crln-8707 100 31 director director NOUN crln-8707 100 32 of of ADP crln-8707 100 33 the the DET crln-8707 100 34 rand rand PROPN crln-8707 100 35 financial financial ADJ crln-8707 100 36 literacy literacy NOUN crln-8707 100 37 center center NOUN crln-8707 100 38 . . PUNCT crln-8707 101 1 in in ADP crln-8707 101 2 her her PRON crln-8707 101 3 blog blog NOUN crln-8707 101 4 , , PUNCT crln-8707 101 5 she she PRON crln-8707 101 6 reflects reflect VERB crln-8707 101 7 on on ADP crln-8707 101 8 current current ADJ crln-8707 101 9 issues issue NOUN crln-8707 101 10 ranging range VERB crln-8707 101 11 from from ADP crln-8707 101 12 the the DET crln-8707 101 13 serious serious ADJ crln-8707 101 14 to to ADP crln-8707 101 15 the the DET crln-8707 101 16 not not PART crln-8707 101 17 - - PUNCT crln-8707 101 18 so so ADV crln-8707 101 19 - - PUNCT crln-8707 101 20 serious serious ADJ crln-8707 101 21 . . PUNCT crln-8707 102 1 recent recent ADJ crln-8707 102 2 topics topic NOUN crln-8707 102 3 include include VERB crln-8707 102 4 the the DET crln-8707 102 5 new new ADJ crln-8707 102 6 consumer consumer NOUN crln-8707 102 7 financial financial PROPN crln-8707 102 8 protection protection PROPN crln-8707 102 9 bureau bureau PROPN crln-8707 102 10 and and CCONJ crln-8707 102 11 a a DET crln-8707 102 12 test test NOUN crln-8707 102 13 that that PRON crln-8707 102 14 measures measure VERB crln-8707 102 15 an an DET crln-8707 102 16 individual individual ADJ crln-8707 102 17 ’s ’s NUM crln-8707 102 18 financial financial ADJ crln-8707 102 19 literacy literacy NOUN crln-8707 102 20 iq iq PROPN crln-8707 102 21 . . PUNCT crln-8707 103 1 lusardi lusardi PROPN crln-8707 103 2 ’s ’s PART crln-8707 103 3 easy easy ADV crln-8707 103 4 - - PUNCT crln-8707 103 5 to to AUX crln-8707 103 6 - - PUNCT crln-8707 103 7 read read VERB crln-8707 103 8 style style NOUN crln-8707 103 9 connects connect NOUN crln-8707 103 10 with with ADP crln-8707 103 11 a a DET crln-8707 103 12 wide wide ADJ crln-8707 103 13 readership readership NOUN crln-8707 103 14 . . PUNCT crln-8707 104 1 access access NOUN crln-8707 104 2 : : PUNCT crln-8707 104 3 http:// http:// NOUN crln-8707 104 4 annalusardi.blogspot.com/. annalusardi.blogspot.com/. ADJ crln-8707 104 5 • • NUM crln-8707 104 6 financial financial ADJ crln-8707 104 7 security security NOUN crln-8707 104 8 project project NOUN crln-8707 104 9 of of ADP crln-8707 104 10 boston boston PROPN crln-8707 104 11 college college PROPN crln-8707 104 12 . . PUNCT crln-8707 105 1 this this DET crln-8707 105 2 research research NOUN crln-8707 105 3 center center NOUN crln-8707 105 4 was be AUX crln-8707 105 5 created create VERB crln-8707 105 6 to to PART crln-8707 105 7 help help VERB crln-8707 105 8 people people NOUN crln-8707 105 9 make make VERB crln-8707 105 10 sound sound ADJ crln-8707 105 11 financial financial ADJ crln-8707 105 12 decisions decision NOUN crln-8707 105 13 throughout throughout ADP crln-8707 105 14 their their PRON crln-8707 105 15 lives life NOUN crln-8707 105 16 in in ADP crln-8707 105 17 order order NOUN crln-8707 105 18 to to PART crln-8707 105 19 ensure ensure VERB crln-8707 105 20 financial financial ADJ crln-8707 105 21 security security NOUN crln-8707 105 22 at at ADP crln-8707 105 23 retirement retirement NOUN crln-8707 105 24 . . PUNCT crln-8707 106 1 of of ADP crln-8707 106 2 special special ADJ crln-8707 106 3 interest interest NOUN crln-8707 106 4 are be AUX crln-8707 106 5 the the DET crln-8707 106 6 reports report NOUN crln-8707 106 7 in in ADP crln-8707 106 8 the the DET crln-8707 106 9 r&d r&d NOUN crln-8707 106 10 section section NOUN crln-8707 106 11 concerning concern VERB crln-8707 106 12 decision decision NOUN crln-8707 106 13 - - PUNCT crln-8707 106 14 making making NOUN crln-8707 106 15 and and CCONJ crln-8707 106 16 motivation motivation NOUN crln-8707 106 17 factors factor NOUN crln-8707 106 18 . . PUNCT crln-8707 107 1 access access NOUN crln-8707 107 2 : : PUNCT crln-8707 107 3 http://fsp.bc.edu./. http://fsp.bc.edu./. ADJ crln-8707 107 4 • • ADJ crln-8707 107 5 office office NOUN crln-8707 107 6 of of ADP crln-8707 107 7 the the DET crln-8707 107 8 comptroller comptroller NOUN crln-8707 107 9 of of ADP crln-8707 107 10 the the DET crln-8707 107 11 currency currency NOUN crln-8707 107 12 ( ( PUNCT crln-8707 107 13 occ occ PROPN crln-8707 107 14 ) ) PUNCT crln-8707 107 15 . . PUNCT crln-8707 108 1 in in ADP crln-8707 108 2 support support NOUN crln-8707 108 3 of of ADP crln-8707 108 4 its its PRON crln-8707 108 5 charge charge NOUN crln-8707 108 6 to to PART crln-8707 108 7 monitor monitor VERB crln-8707 108 8 the the DET crln-8707 108 9 u.s u.s PROPN crln-8707 108 10 . . PROPN crln-8707 108 11 banking banking NOUN crln-8707 108 12 system system NOUN crln-8707 108 13 , , PUNCT crln-8707 108 14 occ occ NOUN crln-8707 108 15 maintains maintain VERB crln-8707 108 16 online online ADJ crln-8707 108 17 resource resource NOUN crln-8707 108 18 directories directory NOUN crln-8707 108 19 for for ADP crln-8707 108 20 banks bank NOUN crln-8707 108 21 , , PUNCT crln-8707 108 22 organizations organization NOUN crln-8707 108 23 , , PUNCT crln-8707 108 24 and and CCONJ crln-8707 108 25 consumers consumer NOUN crln-8707 108 26 on on ADP crln-8707 108 27 a a DET crln-8707 108 28 variety variety NOUN crln-8707 108 29 of of ADP crln-8707 108 30 subjects subject NOUN crln-8707 108 31 , , PUNCT crln-8707 108 32 including include VERB crln-8707 108 33 financial financial ADJ crln-8707 108 34 literacy literacy NOUN crln-8707 108 35 . . PUNCT crln-8707 109 1 of of ADP crln-8707 109 2 particular particular ADJ crln-8707 109 3 interest interest NOUN crln-8707 109 4 is be AUX crln-8707 109 5 the the DET crln-8707 109 6 bimonthly bimonthly ADJ crln-8707 109 7 e e NOUN crln-8707 109 8 - - NOUN crln-8707 109 9 newsletter newsletter NOUN crln-8707 109 10 , , PUNCT crln-8707 109 11 financial financial ADJ crln-8707 109 12 literacy literacy NOUN crln-8707 109 13 update update NOUN crln-8707 109 14 , , PUNCT crln-8707 109 15 which which PRON crln-8707 109 16 tracks track VERB crln-8707 109 17 upcoming upcoming ADJ crln-8707 109 18 nationwide nationwide ADJ crln-8707 109 19 events event NOUN crln-8707 109 20 , , PUNCT crln-8707 109 21 initiatives initiative NOUN crln-8707 109 22 , , PUNCT crln-8707 109 23 and and CCONJ crln-8707 109 24 new new ADJ crln-8707 109 25 web web NOUN crln-8707 109 26 sites site NOUN crln-8707 109 27 . . PUNCT crln-8707 110 1 access access NOUN crln-8707 110 2 : : PUNCT crln-8707 110 3 http:// http:// NOUN crln-8707 110 4 www.occ.treas.gov/topics/communityaffairs/resource-directories/financial-literacy www.occ.treas.gov/topics/communityaffairs/resource-directories/financial-literacy VERB crln-8707 110 5 /index /index NOUN crln-8707 110 6 - - PUNCT crln-8707 110 7 financial financial ADJ crln-8707 110 8 - - PUNCT crln-8707 110 9 literacy.html literacy.html NUM crln-8707 110 10 . . PUNCT crln-8707 111 1 • • VERB crln-8707 111 2 the the DET crln-8707 111 3 organisation organisation NOUN crln-8707 111 4 for for ADP crln-8707 111 5 economic economic ADJ crln-8707 111 6 cooperation cooperation NOUN crln-8707 111 7 and and CCONJ crln-8707 111 8 development development NOUN crln-8707 111 9 ( ( PUNCT crln-8707 111 10 oecd oecd PROPN crln-8707 111 11 ) ) PUNCT crln-8707 111 12 . . PUNCT crln-8707 112 1 oecd oecd PROPN crln-8707 112 2 , , PUNCT crln-8707 112 3 a a DET crln-8707 112 4 highly highly ADV crln-8707 112 5 respected respected ADJ crln-8707 112 6 provider provider NOUN crln-8707 112 7 of of ADP crln-8707 112 8 international international ADJ crln-8707 112 9 data datum NOUN crln-8707 112 10 by by ADP crln-8707 112 11 country country NOUN crln-8707 112 12 , , PUNCT crln-8707 112 13 offers offer VERB crln-8707 112 14 an an DET crln-8707 112 15 online online ADJ crln-8707 112 16 hub hub NOUN crln-8707 112 17 for for ADP crln-8707 112 18 international international ADJ crln-8707 112 19 financial financial ADJ crln-8707 112 20 education education NOUN crln-8707 112 21 information information NOUN crln-8707 112 22 . . PUNCT crln-8707 113 1 of of ADP crln-8707 113 2 note note NOUN crln-8707 113 3 are be AUX crln-8707 113 4 the the DET crln-8707 113 5 what what PRON crln-8707 113 6 ’s ’s PRON crln-8707 113 7 new new ADJ crln-8707 113 8 section section NOUN crln-8707 113 9 , , PUNCT crln-8707 113 10 conference conference NOUN crln-8707 113 11 calendar calendar NOUN crln-8707 113 12 , , PUNCT crln-8707 113 13 and and CCONJ crln-8707 113 14 links link NOUN crln-8707 113 15 to to ADP crln-8707 113 16 special special ADJ crln-8707 113 17 oecd oecd PROPN crln-8707 113 18 projects project NOUN crln-8707 113 19 , , PUNCT crln-8707 113 20 such such ADJ crln-8707 113 21 as as ADP crln-8707 113 22 the the DET crln-8707 113 23 international international ADJ crln-8707 113 24 gateway gateway NOUN crln-8707 113 25 for for ADP crln-8707 113 26 financial financial ADJ crln-8707 113 27 education education NOUN crln-8707 113 28 . . PUNCT crln-8707 114 1 the the DET crln-8707 114 2 profile profile NOUN crln-8707 114 3 feature feature NOUN crln-8707 114 4 , , PUNCT crln-8707 114 5 myoecd myoecd PROPN crln-8707 114 6 , , PUNCT crln-8707 114 7 allows allow VERB crln-8707 114 8 researchers researcher NOUN crln-8707 114 9 to to PART crln-8707 114 10 track track VERB crln-8707 114 11 tailored tailor VERB crln-8707 114 12 content content NOUN crln-8707 114 13 . . PUNCT crln-8707 115 1 access access NOUN crln-8707 115 2 : : PUNCT crln-8707 115 3 http://www.oecd.org/topic/ http://www.oecd.org/topic/ X crln-8707 115 4 0,3699,en_2649_15251491_1_1_1_1_37467,00 0,3699,en_2649_15251491_1_1_1_1_37467,00 PROPN crln-8707 115 5 .html .html NUM crln-8707 115 6 . . PUNCT crln-8707 116 1 • • PROPN crln-8707 116 2 rand rand PROPN crln-8707 116 3 financial financial ADJ crln-8707 116 4 literacy literacy NOUN crln-8707 116 5 center center NOUN crln-8707 116 6 . . PUNCT crln-8707 117 1 in in ADP crln-8707 117 2 october october PROPN crln-8707 117 3 2009 2009 NUM crln-8707 117 4 , , PUNCT crln-8707 117 5 with with SCONJ crln-8707 117 6 support support NOUN crln-8707 117 7 from from ADP crln-8707 117 8 the the DET crln-8707 117 9 social social ADJ crln-8707 117 10 security security PROPN crln-8707 117 11 administration administration NOUN crln-8707 117 12 , , PUNCT crln-8707 117 13 the the DET crln-8707 117 14 rand rand PROPN crln-8707 117 15 corporation corporation PROPN crln-8707 117 16 , , PUNCT crln-8707 117 17 dartmouth dartmouth NOUN crln-8707 117 18 college college NOUN crln-8707 117 19 , , PUNCT crln-8707 117 20 and and CCONJ crln-8707 117 21 the the DET crln-8707 117 22 wharton wharton PROPN crln-8707 117 23 school school PROPN crln-8707 117 24 of of ADP crln-8707 117 25 the the DET crln-8707 117 26 university university PROPN crln-8707 117 27 of of ADP crln-8707 117 28 pennsylvania pennsylvania PROPN crln-8707 117 29 established establish VERB crln-8707 117 30 this this DET crln-8707 117 31 online online ADJ crln-8707 117 32 research research NOUN crln-8707 117 33 center center NOUN crln-8707 117 34 . . PUNCT crln-8707 118 1 the the DET crln-8707 118 2 highly highly ADV crln-8707 118 3 interactive interactive ADJ crln-8707 118 4 , , PUNCT crln-8707 118 5 customizable customizable ADJ crln-8707 118 6 site site NOUN crln-8707 118 7 provides provide VERB crln-8707 118 8 researchers researcher NOUN crln-8707 118 9 of of ADP crln-8707 118 10 all all DET crln-8707 118 11 levels level NOUN crln-8707 118 12 with with ADP crln-8707 118 13 the the DET crln-8707 118 14 latest late ADJ crln-8707 118 15 national national ADJ crln-8707 118 16 and and CCONJ crln-8707 118 17 international international ADJ crln-8707 118 18 news news NOUN crln-8707 118 19 , , PUNCT crln-8707 118 20 events event NOUN crln-8707 118 21 , , PUNCT crln-8707 118 22 and and CCONJ crln-8707 118 23 research research NOUN crln-8707 118 24 in in ADP crln-8707 118 25 the the DET crln-8707 118 26 field field NOUN crln-8707 118 27 . . PUNCT crln-8707 119 1 this this DET crln-8707 119 2 center center NOUN crln-8707 119 3 is be AUX crln-8707 119 4 a a DET crln-8707 119 5 personal personal ADJ crln-8707 119 6 library library NOUN crln-8707 119 7 at at ADP crln-8707 119 8 your your PRON crln-8707 119 9 fingertips fingertip NOUN crln-8707 119 10 . . PUNCT crln-8707 120 1 access access NOUN crln-8707 120 2 : : PUNCT crln-8707 120 3 http://www.rand.org/labor/centers http://www.rand.org/labor/center NOUN crln-8707 120 4 /financial /financial NOUN crln-8707 120 5 - - PUNCT crln-8707 120 6 literacy.html literacy.html X crln-8707 120 7 . . PUNCT