id	sid	tid	token	lemma	pos
crln-8474	1	1	dec10b.indd	dec10b.indd	PROPN
crln-8474	1	2	c&rl	c&rl	PROPN
crln-8474	1	3	news	news	NOUN
crln-8474	1	4	december	december	PROPN
crln-8474	1	5	2010	2010	NUM
crln-8474	1	6	590	590	NUM
crln-8474	1	7	as	as	SCONJ
crln-8474	1	8	economist	economist	NOUN
crln-8474	1	9	teresa	teresa	PROPN
crln-8474	1	10	ghilarducci	ghilarducci	PROPN
crln-8474	1	11	observed	observe	VERB
crln-8474	1	12	in	in	ADP
crln-8474	1	13	when	when	SCONJ
crln-8474	1	14	i	i	PRON
crln-8474	1	15	’m	’m	VERB
crln-8474	1	16	sixty	sixty	NUM
crln-8474	1	17	-	-	PUNCT
crln-8474	1	18	four	four	NUM
crln-8474	1	19	:	:	PUNCT
crln-8474	1	20	the	the	DET
crln-8474	1	21	plot	plot	NOUN
crln-8474	1	22	against	against	ADP
crln-8474	1	23	pensions	pension	NOUN
crln-8474	1	24	and	and	CCONJ
crln-8474	1	25	the	the	DET
crln-8474	1	26	plan	plan	NOUN
crln-8474	1	27	to	to	PART
crln-8474	1	28	save	save	VERB
crln-8474	1	29	them,1	them,1	PROPN
crln-8474	1	30	the	the	DET
crln-8474	1	31	united	united	PROPN
crln-8474	1	32	states	states	PROPN
crln-8474	1	33	has	have	AUX
crln-8474	1	34	achieved	achieve	VERB
crln-8474	1	35	a	a	DET
crln-8474	1	36	great	great	ADJ
crln-8474	1	37	deal	deal	NOUN
crln-8474	1	38	in	in	ADP
crln-8474	1	39	ensuring	ensure	VERB
crln-8474	1	40	that	that	SCONJ
crln-8474	1	41	workers	worker	NOUN
crln-8474	1	42	are	be	AUX
crln-8474	1	43	entitled	entitle	VERB
crln-8474	1	44	to	to	ADP
crln-8474	1	45	a	a	DET
crln-8474	1	46	retirement	retirement	NOUN
crln-8474	1	47	.	.	PUNCT
crln-8474	2	1	however	however	ADV
crln-8474	2	2	,	,	PUNCT
crln-8474	2	3	the	the	DET
crln-8474	2	4	security	security	NOUN
crln-8474	2	5	of	of	ADP
crln-8474	2	6	that	that	DET
crln-8474	2	7	reward	reward	NOUN
crln-8474	2	8	they	they	PRON
crln-8474	2	9	have	have	AUX
crln-8474	2	10	been	be	AUX
crln-8474	2	11	anticipating	anticipate	VERB
crln-8474	2	12	for	for	ADP
crln-8474	2	13	years	year	NOUN
crln-8474	2	14	is	be	AUX
crln-8474	2	15	of	of	ADP
crln-8474	2	16	growing	grow	VERB
crln-8474	2	17	concern	concern	NOUN
crln-8474	2	18	.	.	PUNCT
crln-8474	3	1	a	a	DET
crln-8474	3	2	gold	gold	NOUN
crln-8474	3	3	watch	watch	NOUN
crln-8474	3	4	may	may	AUX
crln-8474	3	5	be	be	AUX
crln-8474	3	6	an	an	DET
crln-8474	3	7	appropriate	appropriate	ADJ
crln-8474	3	8	gift	gift	NOUN
crln-8474	3	9	for	for	ADP
crln-8474	3	10	retirees	retiree	NOUN
crln-8474	3	11	after	after	ADP
crln-8474	3	12	years	year	NOUN
crln-8474	3	13	spent	spend	VERB
crln-8474	3	14	serving	serve	VERB
crln-8474	3	15	others	other	NOUN
crln-8474	3	16	in	in	ADP
crln-8474	3	17	their	their	PRON
crln-8474	3	18	chosen	choose	VERB
crln-8474	3	19	profession	profession	NOUN
crln-8474	3	20	,	,	PUNCT
crln-8474	3	21	but	but	CCONJ
crln-8474	3	22	the	the	DET
crln-8474	3	23	dwindling	dwindle	VERB
crln-8474	3	24	size	size	NOUN
crln-8474	3	25	of	of	ADP
crln-8474	3	26	the	the	DET
crln-8474	3	27	golden	golden	ADJ
crln-8474	3	28	nest	nest	NOUN
crln-8474	3	29	egg	egg	NOUN
crln-8474	3	30	of	of	ADP
crln-8474	3	31	retirement	retirement	NOUN
crln-8474	3	32	savings	saving	NOUN
crln-8474	3	33	is	be	AUX
crln-8474	3	34	making	make	VERB
crln-8474	3	35	more	more	ADJ
crln-8474	3	36	and	and	CCONJ
crln-8474	3	37	more	more	ADJ
crln-8474	3	38	americans	americans	PROPN
crln-8474	3	39	anxious	anxious	ADJ
crln-8474	3	40	about	about	ADP
crln-8474	3	41	the	the	DET
crln-8474	3	42	future	future	NOUN
crln-8474	3	43	.	.	PUNCT
crln-8474	4	1	according	accord	VERB
crln-8474	4	2	to	to	ADP
crln-8474	4	3	pensions	pension	NOUN
crln-8474	4	4	&	&	CCONJ
crln-8474	4	5	retirement	retirement	NOUN
crln-8474	4	6	security	security	NOUN
crln-8474	4	7	:	:	PUNCT
crln-8474	4	8	a	a	DET
crln-8474	4	9	roadmap	roadmap	NOUN
crln-8474	4	10	for	for	ADP
crln-8474	4	11	policymakers,2	policymakers,2	NOUN
crln-8474	4	12	recent	recent	ADJ
crln-8474	4	13	public	public	ADJ
crln-8474	4	14	opinion	opinion	NOUN
crln-8474	4	15	research	research	NOUN
crln-8474	4	16	revealed	reveal	VERB
crln-8474	4	17	that	that	SCONJ
crln-8474	4	18	more	more	ADJ
crln-8474	4	19	than	than	ADP
crln-8474	4	20	eight	eight	NUM
crln-8474	4	21	out	out	ADP
crln-8474	4	22	of	of	ADP
crln-8474	4	23	ten	ten	NUM
crln-8474	4	24	americans	americans	PROPN
crln-8474	4	25	are	be	AUX
crln-8474	4	26	worried	worried	ADJ
crln-8474	4	27	about	about	ADP
crln-8474	4	28	their	their	PRON
crln-8474	4	29	ability	ability	NOUN
crln-8474	4	30	to	to	PART
crln-8474	4	31	retire	retire	VERB
crln-8474	4	32	.	.	PUNCT
crln-8474	5	1	add	add	VERB
crln-8474	5	2	to	to	ADP
crln-8474	5	3	that	that	SCONJ
crln-8474	5	4	the	the	DET
crln-8474	5	5	fact	fact	NOUN
crln-8474	5	6	that	that	SCONJ
crln-8474	5	7	“	"	PUNCT
crln-8474	5	8	the	the	DET
crln-8474	5	9	biggest	big	ADJ
crln-8474	5	10	,	,	PUNCT
crln-8474	5	11	but	but	CCONJ
crln-8474	5	12	most	most	ADV
crln-8474	5	13	underreported	underreported	ADJ
crln-8474	5	14	,	,	PUNCT
crln-8474	5	15	financial	financial	ADJ
crln-8474	5	16	story	story	NOUN
crln-8474	5	17	in	in	ADP
crln-8474	5	18	america	america	PROPN
crln-8474	5	19	is	be	AUX
crln-8474	5	20	the	the	DET
crln-8474	5	21	looming	loom	VERB
crln-8474	5	22	retirement	retirement	NOUN
crln-8474	5	23	disaster	disaster	NOUN
crln-8474	5	24	,	,	PUNCT
crln-8474	5	25	”	"	PUNCT
crln-8474	5	26	as	as	SCONJ
crln-8474	5	27	journalist	journalist	PROPN
crln-8474	5	28	brett	brett	PROPN
crln-8474	5	29	arends	arend	NOUN
crln-8474	5	30	wrote	write	VERB
crln-8474	5	31	in	in	ADP
crln-8474	5	32	a	a	DET
crln-8474	5	33	wall	wall	PROPN
crln-8474	5	34	street	street	PROPN
crln-8474	5	35	journal	journal	PROPN
crln-8474	5	36	article	article	NOUN
crln-8474	5	37	,	,	PUNCT
crln-8474	5	38	“	"	PUNCT
crln-8474	5	39	eighty	eighty	NUM
crln-8474	5	40	million	million	NUM
crln-8474	5	41	baby	baby	NOUN
crln-8474	5	42	boomers	boomer	NOUN
crln-8474	5	43	are	be	AUX
crln-8474	5	44	approaching	approach	VERB
crln-8474	5	45	retirement	retirement	NOUN
crln-8474	5	46	,	,	PUNCT
crln-8474	5	47	and	and	CCONJ
crln-8474	5	48	most	most	ADJ
crln-8474	5	49	have	have	VERB
crln-8474	5	50	absolutely	absolutely	ADV
crln-8474	5	51	no	no	DET
crln-8474	5	52	idea	idea	NOUN
crln-8474	5	53	what	what	PRON
crln-8474	5	54	’s	’s	AUX
crln-8474	5	55	going	go	VERB
crln-8474	5	56	to	to	PART
crln-8474	5	57	hit	hit	VERB
crln-8474	5	58	them	they	PRON
crln-8474	5	59	,	,	PUNCT
crln-8474	5	60	”	"	PUNCT
crln-8474	5	61	arends	arend	NOUN
crln-8474	5	62	continued	continue	VERB
crln-8474	5	63	.	.	PUNCT
crln-8474	6	1	“	"	PUNCT
crln-8474	6	2	for	for	ADP
crln-8474	6	3	them	they	PRON
crln-8474	6	4	the	the	DET
crln-8474	6	5	financial	financial	ADJ
crln-8474	6	6	crisis	crisis	NOUN
crln-8474	6	7	is	be	AUX
crln-8474	6	8	n’t	not	PART
crln-8474	6	9	over	over	ADV
crln-8474	6	10	.	.	PUNCT
crln-8474	7	1	it	it	PRON
crln-8474	7	2	’s	’	VERB
crln-8474	7	3	just	just	ADV
crln-8474	7	4	about	about	ADV
crln-8474	7	5	to	to	PART
crln-8474	7	6	begin	begin	VERB
crln-8474	7	7	.	.	PUNCT
crln-8474	7	8	”3	”3	SPACE
crln-8474	8	1	a	a	DET
crln-8474	8	2	typical	typical	ADJ
crln-8474	8	3	baby	baby	NOUN
crln-8474	8	4	boomer	boomer	NOUN
crln-8474	8	5	is	be	AUX
crln-8474	8	6	expected	expect	VERB
crln-8474	8	7	to	to	PART
crln-8474	8	8	spend	spend	VERB
crln-8474	8	9	close	close	ADJ
crln-8474	8	10	to	to	PART
crln-8474	8	11	25	25	NUM
crln-8474	8	12	years	year	NOUN
crln-8474	8	13	in	in	ADP
crln-8474	8	14	retirement	retirement	NOUN
crln-8474	8	15	,	,	PUNCT
crln-8474	8	16	so	so	ADV
crln-8474	8	17	industry	industry	NOUN
crln-8474	8	18	experts	expert	NOUN
crln-8474	8	19	suggest	suggest	VERB
crln-8474	8	20	preparing	prepare	VERB
crln-8474	8	21	a	a	DET
crln-8474	8	22	road	road	NOUN
crln-8474	8	23	map	map	NOUN
crln-8474	8	24	for	for	ADP
crln-8474	8	25	both	both	CCONJ
crln-8474	8	26	a	a	DET
crln-8474	8	27	budget	budget	NOUN
crln-8474	8	28	and	and	CCONJ
crln-8474	8	29	a	a	DET
crln-8474	8	30	lifestyle	lifestyle	NOUN
crln-8474	8	31	for	for	ADP
crln-8474	8	32	retirement	retirement	NOUN
crln-8474	8	33	.	.	PUNCT
crln-8474	9	1	whether	whether	SCONJ
crln-8474	9	2	you	you	PRON
crln-8474	9	3	’re	’re	VERB
crln-8474	9	4	part	part	NOUN
crln-8474	9	5	of	of	ADP
crln-8474	9	6	the	the	DET
crln-8474	9	7	“	"	PUNCT
crln-8474	9	8	grey	grey	PROPN
crln-8474	9	9	tsunami	tsunami	NOUN
crln-8474	9	10	”	"	PUNCT
crln-8474	9	11	of	of	ADP
crln-8474	9	12	soon	soon	ADV
crln-8474	9	13	-	-	PUNCT
crln-8474	9	14	to	to	ADP
crln-8474	9	15	-	-	PUNCT
crln-8474	9	16	retire	retire	NOUN
crln-8474	9	17	boomers	boomer	NOUN
crln-8474	9	18	,	,	PUNCT
crln-8474	9	19	or	or	CCONJ
crln-8474	9	20	you	you	PRON
crln-8474	9	21	’re	’re	AUX
crln-8474	9	22	working	work	VERB
crln-8474	9	23	with	with	ADP
crln-8474	9	24	library	library	NOUN
crln-8474	9	25	users	user	NOUN
crln-8474	9	26	to	to	PART
crln-8474	9	27	identify	identify	VERB
crln-8474	9	28	resources	resource	NOUN
crln-8474	9	29	to	to	PART
crln-8474	9	30	help	help	VERB
crln-8474	9	31	them	they	PRON
crln-8474	9	32	start	start	VERB
crln-8474	9	33	planning	plan	VERB
crln-8474	9	34	for	for	ADP
crln-8474	9	35	the	the	DET
crln-8474	9	36	next	next	ADJ
crln-8474	9	37	chapter	chapter	NOUN
crln-8474	9	38	of	of	ADP
crln-8474	9	39	their	their	PRON
crln-8474	9	40	life	life	NOUN
crln-8474	9	41	,	,	PUNCT
crln-8474	9	42	these	these	DET
crln-8474	9	43	online	online	ADJ
crln-8474	9	44	resources	resource	NOUN
crln-8474	9	45	will	will	AUX
crln-8474	9	46	help	help	VERB
crln-8474	9	47	you	you	PRON
crln-8474	9	48	locate	locate	VERB
crln-8474	9	49	information	information	NOUN
crln-8474	9	50	to	to	PART
crln-8474	9	51	prepare	prepare	VERB
crln-8474	9	52	for	for	ADP
crln-8474	9	53	the	the	DET
crln-8474	9	54	golden	golden	ADJ
crln-8474	9	55	years	year	NOUN
crln-8474	9	56	of	of	ADP
crln-8474	9	57	retirement	retirement	NOUN
crln-8474	9	58	.	.	PUNCT
crln-8474	10	1	retirement	retirement	NOUN
crln-8474	10	2	planning	planning	NOUN
crln-8474	10	3	calculators	calculator	NOUN
crln-8474	10	4	online	online	PROPN
crln-8474	10	5	retirement	retirement	NOUN
crln-8474	10	6	calculators	calculator	NOUN
crln-8474	10	7	are	be	AUX
crln-8474	10	8	helpful	helpful	ADJ
crln-8474	10	9	guides	guide	NOUN
crln-8474	10	10	in	in	ADP
crln-8474	10	11	setting	set	VERB
crln-8474	10	12	a	a	DET
crln-8474	10	13	retirement	retirement	NOUN
crln-8474	10	14	savings	saving	NOUN
crln-8474	10	15	goal	goal	NOUN
crln-8474	10	16	.	.	PUNCT
crln-8474	11	1	because	because	SCONJ
crln-8474	11	2	the	the	DET
crln-8474	11	3	information	information	NOUN
crln-8474	11	4	they	they	PRON
crln-8474	11	5	require	require	VERB
crln-8474	11	6	is	be	AUX
crln-8474	11	7	based	base	VERB
crln-8474	11	8	on	on	ADP
crln-8474	11	9	many	many	ADJ
crln-8474	11	10	unknowns	unknown	NOUN
crln-8474	11	11	,	,	PUNCT
crln-8474	11	12	users	user	NOUN
crln-8474	11	13	will	will	AUX
crln-8474	11	14	likely	likely	ADV
crln-8474	11	15	have	have	VERB
crln-8474	11	16	to	to	PART
crln-8474	11	17	submit	submit	VERB
crln-8474	11	18	guesses	guess	NOUN
crln-8474	11	19	about	about	ADP
crln-8474	11	20	estimates	estimate	NOUN
crln-8474	11	21	of	of	ADP
crln-8474	11	22	expected	expect	VERB
crln-8474	11	23	investment	investment	NOUN
crln-8474	11	24	returns	return	NOUN
crln-8474	11	25	,	,	PUNCT
crln-8474	11	26	unexpected	unexpected	ADJ
crln-8474	11	27	expenses	expense	NOUN
crln-8474	11	28	incurred	incur	VERB
crln-8474	11	29	during	during	ADP
crln-8474	11	30	retirement	retirement	NOUN
crln-8474	11	31	,	,	PUNCT
crln-8474	11	32	and	and	CCONJ
crln-8474	11	33	expected	expect	VERB
crln-8474	11	34	retirement	retirement	NOUN
crln-8474	11	35	age	age	NOUN
crln-8474	11	36	.	.	PUNCT
crln-8474	12	1	financial	financial	ADJ
crln-8474	12	2	planning	planning	NOUN
crln-8474	12	3	can	can	AUX
crln-8474	12	4	be	be	AUX
crln-8474	12	5	complex	complex	ADJ
crln-8474	12	6	,	,	PUNCT
crln-8474	12	7	so	so	ADV
crln-8474	12	8	use	use	VERB
crln-8474	12	9	this	this	DET
crln-8474	12	10	information	information	NOUN
crln-8474	12	11	as	as	ADP
crln-8474	12	12	a	a	DET
crln-8474	12	13	start	start	NOUN
crln-8474	12	14	,	,	PUNCT
crln-8474	12	15	and	and	CCONJ
crln-8474	12	16	then	then	ADV
crln-8474	12	17	consult	consult	VERB
crln-8474	12	18	a	a	DET
crln-8474	12	19	certified	certify	VERB
crln-8474	12	20	financial	financial	ADJ
crln-8474	12	21	planner	planner	NOUN
crln-8474	12	22	,	,	PUNCT
crln-8474	12	23	accountant	accountant	NOUN
crln-8474	12	24	,	,	PUNCT
crln-8474	12	25	or	or	CCONJ
crln-8474	12	26	other	other	ADJ
crln-8474	12	27	professional	professional	NOUN
crln-8474	12	28	.	.	PUNCT
crln-8474	13	1	•	•	INTJ
crln-8474	13	2	360	360	NUM
crln-8474	13	3	degrees	degree	NOUN
crln-8474	13	4	of	of	ADP
crln-8474	13	5	financial	financial	ADJ
crln-8474	13	6	literacy	literacy	NOUN
crln-8474	13	7	.	.	PUNCT
crln-8474	14	1	this	this	DET
crln-8474	14	2	resource	resource	NOUN
crln-8474	14	3	from	from	ADP
crln-8474	14	4	the	the	DET
crln-8474	14	5	american	american	PROPN
crln-8474	14	6	institute	institute	PROPN
crln-8474	14	7	of	of	ADP
crln-8474	14	8	certified	certify	VERB
crln-8474	14	9	public	public	ADJ
crln-8474	14	10	accountants	accountant	NOUN
crln-8474	14	11	helps	help	VERB
crln-8474	14	12	people	people	NOUN
crln-8474	14	13	in	in	ADP
crln-8474	14	14	all	all	DET
crln-8474	14	15	stages	stage	NOUN
crln-8474	14	16	of	of	ADP
crln-8474	14	17	life	life	NOUN
crln-8474	14	18	understand	understand	VERB
crln-8474	14	19	their	their	PRON
crln-8474	14	20	personal	personal	ADJ
crln-8474	14	21	finances	finance	NOUN
crln-8474	14	22	and	and	CCONJ
crln-8474	14	23	develop	develop	VERB
crln-8474	14	24	money	money	NOUN
crln-8474	14	25	management	management	NOUN
crln-8474	14	26	skills	skill	NOUN
crln-8474	14	27	.	.	PUNCT
crln-8474	15	1	the	the	DET
crln-8474	15	2	option	option	NOUN
crln-8474	15	3	for	for	ADP
crln-8474	15	4	retirees	retiree	NOUN
crln-8474	15	5	includes	include	VERB
crln-8474	15	6	a	a	DET
crln-8474	15	7	retirement	retirement	NOUN
crln-8474	15	8	planning	planning	NOUN
crln-8474	15	9	calculator	calculator	NOUN
crln-8474	15	10	that	that	PRON
crln-8474	15	11	allows	allow	VERB
crln-8474	15	12	users	user	NOUN
crln-8474	15	13	to	to	PART
crln-8474	15	14	view	view	VERB
crln-8474	15	15	their	their	PRON
crln-8474	15	16	retirement	retirement	NOUN
crln-8474	15	17	savings	saving	NOUN
crln-8474	15	18	balances	balance	NOUN
crln-8474	15	19	and	and	CCONJ
crln-8474	15	20	withdrawals	withdrawal	NOUN
crln-8474	15	21	for	for	ADP
crln-8474	15	22	each	each	DET
crln-8474	15	23	year	year	NOUN
crln-8474	15	24	until	until	ADP
crln-8474	15	25	the	the	DET
crln-8474	15	26	end	end	NOUN
crln-8474	15	27	of	of	ADP
crln-8474	15	28	their	their	PRON
crln-8474	15	29	retirement	retirement	NOUN
crln-8474	15	30	.	.	PUNCT
crln-8474	16	1	additional	additional	ADJ
crln-8474	16	2	resources	resource	NOUN
crln-8474	16	3	include	include	VERB
crln-8474	16	4	links	link	NOUN
crln-8474	16	5	to	to	ADP
crln-8474	16	6	basic	basic	ADJ
crln-8474	16	7	retirement	retirement	NOUN
crln-8474	16	8	planning	planning	NOUN
crln-8474	16	9	information	information	NOUN
crln-8474	16	10	,	,	PUNCT
crln-8474	16	11	such	such	ADJ
crln-8474	16	12	as	as	ADP
crln-8474	16	13	returning	return	VERB
crln-8474	16	14	to	to	ADP
crln-8474	16	15	work	work	NOUN
crln-8474	16	16	after	after	ADP
crln-8474	16	17	retirement	retirement	NOUN
crln-8474	16	18	,	,	PUNCT
crln-8474	16	19	understanding	understand	VERB
crln-8474	16	20	how	how	SCONJ
crln-8474	16	21	taxation	taxation	NOUN
crln-8474	16	22	can	can	AUX
crln-8474	16	23	affect	affect	VERB
crln-8474	16	24	your	your	PRON
crln-8474	16	25	retirement	retirement	NOUN
crln-8474	16	26	funds	fund	NOUN
crln-8474	16	27	,	,	PUNCT
crln-8474	16	28	and	and	CCONJ
crln-8474	16	29	taking	take	VERB
crln-8474	16	30	advantage	advantage	NOUN
crln-8474	16	31	of	of	ADP
crln-8474	16	32	employersponsored	employersponsored	ADJ
crln-8474	16	33	retirement	retirement	NOUN
crln-8474	16	34	plans	plan	NOUN
crln-8474	16	35	.	.	PUNCT
crln-8474	17	1	access	access	NOUN
crln-8474	17	2	:	:	PUNCT
crln-8474	17	3	http://	http://	PROPN
crln-8474	17	4	www.360financialliteracy.org	www.360financialliteracy.org	PROPN
crln-8474	17	5	.	.	PUNCT
crln-8474	18	1	•	•	INTJ
crln-8474	18	2	can	can	AUX
crln-8474	18	3	you	you	PRON
crln-8474	18	4	retire	retire	VERB
crln-8474	18	5	early	early	ADV
crln-8474	18	6	?	?	PUNCT
crln-8474	19	1	this	this	DET
crln-8474	19	2	retirement	retirement	NOUN
crln-8474	19	3	planning	planning	NOUN
crln-8474	19	4	calculator	calculator	NOUN
crln-8474	19	5	from	from	ADP
crln-8474	19	6	cnn	cnn	PROPN
crln-8474	19	7	/	/	SYM
crln-8474	19	8	money	money	NOUN
crln-8474	19	9	uses	use	VERB
crln-8474	19	10	your	your	PRON
crln-8474	19	11	age	age	NOUN
crln-8474	19	12	and	and	CCONJ
crln-8474	19	13	income	income	NOUN
crln-8474	19	14	to	to	PART
crln-8474	19	15	assess	assess	VERB
crln-8474	19	16	how	how	SCONJ
crln-8474	19	17	much	much	ADJ
crln-8474	19	18	you	you	PRON
crln-8474	19	19	need	need	VERB
crln-8474	19	20	to	to	PART
crln-8474	19	21	invest	invest	VERB
crln-8474	19	22	if	if	SCONJ
crln-8474	19	23	you	you	PRON
crln-8474	19	24	want	want	VERB
crln-8474	19	25	to	to	PART
crln-8474	19	26	retire	retire	VERB
crln-8474	19	27	by	by	ADP
crln-8474	19	28	the	the	DET
crln-8474	19	29	time	time	NOUN
crln-8474	19	30	you	you	PRON
crln-8474	19	31	’re	’re	VERB
crln-8474	19	32	60	60	NUM
crln-8474	19	33	years	year	NOUN
crln-8474	19	34	old	old	ADJ
crln-8474	19	35	.	.	PUNCT
crln-8474	20	1	the	the	DET
crln-8474	20	2	site	site	NOUN
crln-8474	20	3	also	also	ADV
crln-8474	20	4	betsy	betsy	PROPN
crln-8474	20	5	butler	butler	PROPN
crln-8474	20	6	gold	gold	PROPN
crln-8474	20	7	watch	watch	NOUN
crln-8474	20	8	or	or	CCONJ
crln-8474	20	9	golden	golden	ADJ
crln-8474	20	10	nest	nest	NOUN
crln-8474	20	11	egg	egg	NOUN
crln-8474	20	12	?	?	PUNCT
crln-8474	21	1	online	online	ADJ
crln-8474	21	2	resources	resource	NOUN
crln-8474	21	3	to	to	PART
crln-8474	21	4	prepare	prepare	VERB
crln-8474	21	5	for	for	ADP
crln-8474	21	6	retirement	retirement	NOUN
crln-8474	21	7	internet	internet	NOUN
crln-8474	21	8	resources	resource	NOUN
crln-8474	21	9	betsy	betsy	PROPN
crln-8474	21	10	butler	butler	PROPN
crln-8474	21	11	is	be	AUX
crln-8474	21	12	knowledge	knowledge	NOUN
crln-8474	21	13	issues	issue	NOUN
crln-8474	21	14	strategist	strategist	NOUN
crln-8474	21	15	at	at	ADP
crln-8474	21	16	the	the	DET
crln-8474	21	17	ohio	ohio	PROPN
crln-8474	21	18	public	public	PROPN
crln-8474	21	19	employees	employee	NOUN
crln-8474	21	20	retirement	retirement	NOUN
crln-8474	21	21	system	system	NOUN
crln-8474	21	22	,	,	PUNCT
crln-8474	21	23	e	e	NOUN
crln-8474	21	24	-	-	NOUN
crln-8474	21	25	mail	mail	NOUN
crln-8474	21	26	:	:	PUNCT
crln-8474	21	27	bbutler@	bbutler@	VERB
crln-8474	21	28	opers.org	opers.org	X
crln-8474	21	29	©	©	PROPN
crln-8474	21	30	2010	2010	NUM
crln-8474	21	31	betsy	betsy	PROPN
crln-8474	21	32	butler	butler	PROPN
crln-8474	21	33	december	december	PROPN
crln-8474	21	34	2010	2010	NUM
crln-8474	21	35	591	591	NUM
crln-8474	21	36	c&rl	c&rl	PROPN
crln-8474	21	37	news	news	NOUN
crln-8474	21	38	determines	determine	VERB
crln-8474	21	39	what	what	PRON
crln-8474	21	40	you	you	PRON
crln-8474	21	41	need	need	VERB
crln-8474	21	42	to	to	PART
crln-8474	21	43	save	save	VERB
crln-8474	21	44	,	,	PUNCT
crln-8474	21	45	how	how	SCONJ
crln-8474	21	46	rapidly	rapidly	ADV
crln-8474	21	47	your	your	PRON
crln-8474	21	48	nest	nest	NOUN
crln-8474	21	49	egg	egg	NOUN
crln-8474	21	50	can	can	AUX
crln-8474	21	51	grow	grow	VERB
crln-8474	21	52	,	,	PUNCT
crln-8474	21	53	your	your	PRON
crln-8474	21	54	net	net	ADJ
crln-8474	21	55	worth	worth	NOUN
crln-8474	21	56	,	,	PUNCT
crln-8474	21	57	and	and	CCONJ
crln-8474	21	58	how	how	SCONJ
crln-8474	21	59	much	much	ADJ
crln-8474	21	60	you	you	PRON
crln-8474	21	61	may	may	AUX
crln-8474	21	62	need	need	VERB
crln-8474	21	63	for	for	ADP
crln-8474	21	64	retirement	retirement	NOUN
crln-8474	21	65	.	.	PUNCT
crln-8474	22	1	other	other	ADJ
crln-8474	22	2	retirement	retirement	NOUN
crln-8474	22	3	resources	resource	NOUN
crln-8474	22	4	from	from	ADP
crln-8474	22	5	cnn	cnn	PROPN
crln-8474	22	6	/	/	SYM
crln-8474	22	7	money	money	NOUN
crln-8474	22	8	include	include	VERB
crln-8474	22	9	annual	annual	ADJ
crln-8474	22	10	“	"	PUNCT
crln-8474	22	11	best	good	ADJ
crln-8474	22	12	places	place	NOUN
crln-8474	22	13	to	to	PART
crln-8474	22	14	live	live	VERB
crln-8474	22	15	”	"	PUNCT
crln-8474	22	16	and	and	CCONJ
crln-8474	22	17	“	"	PUNCT
crln-8474	22	18	best	good	ADJ
crln-8474	22	19	places	place	NOUN
crln-8474	22	20	to	to	PART
crln-8474	22	21	retire	retire	VERB
crln-8474	22	22	”	"	PUNCT
crln-8474	22	23	surveys	survey	NOUN
crln-8474	22	24	,	,	PUNCT
crln-8474	22	25	articles	article	NOUN
crln-8474	22	26	about	about	ADP
crln-8474	22	27	age	age	NOUN
crln-8474	22	28	-	-	PUNCT
crln-8474	22	29	specific	specific	ADJ
crln-8474	22	30	retirement	retirement	NOUN
crln-8474	22	31	plans	plan	NOUN
crln-8474	22	32	,	,	PUNCT
crln-8474	22	33	answers	answer	NOUN
crln-8474	22	34	from	from	ADP
crln-8474	22	35	industry	industry	NOUN
crln-8474	22	36	experts	expert	NOUN
crln-8474	22	37	,	,	PUNCT
crln-8474	22	38	and	and	CCONJ
crln-8474	22	39	best	good	ADJ
crln-8474	22	40	funds	fund	NOUN
crln-8474	22	41	in	in	ADP
crln-8474	22	42	which	which	PRON
crln-8474	22	43	to	to	PART
crln-8474	22	44	invest	invest	VERB
crln-8474	22	45	.	.	PUNCT
crln-8474	23	1	access	access	NOUN
crln-8474	23	2	:	:	PUNCT
crln-8474	23	3	http://cgi.money	http://cgi.money	NOUN
crln-8474	23	4	.	.	PUNCT
crln-8474	24	1	cnn.com/tools/	cnn.com/tools/	NOUN
crln-8474	24	2	and	and	CCONJ
crln-8474	24	3	http://money.cnn.com	http://money.cnn.com	PROPN
crln-8474	24	4	/retirement/.	/retirement/.	PUNCT
crln-8474	24	5	•	•	INTJ
crln-8474	24	6	choose	choose	VERB
crln-8474	24	7	to	to	PART
crln-8474	24	8	save	save	VERB
crln-8474	24	9	.	.	PUNCT
crln-8474	25	1	this	this	DET
crln-8474	25	2	collection	collection	NOUN
crln-8474	25	3	of	of	ADP
crln-8474	25	4	links	link	NOUN
crln-8474	25	5	to	to	ADP
crln-8474	25	6	savings	saving	NOUN
crln-8474	25	7	calculators	calculator	NOUN
crln-8474	25	8	from	from	ADP
crln-8474	25	9	the	the	DET
crln-8474	25	10	employee	employee	NOUN
crln-8474	25	11	benefit	benefit	NOUN
crln-8474	25	12	research	research	PROPN
crln-8474	25	13	institute	institute	PROPN
crln-8474	25	14	and	and	CCONJ
crln-8474	25	15	the	the	DET
crln-8474	25	16	american	american	PROPN
crln-8474	25	17	savings	savings	PROPN
crln-8474	25	18	education	education	PROPN
crln-8474	25	19	council	council	PROPN
crln-8474	25	20	includes	include	VERB
crln-8474	25	21	retirement	retirement	NOUN
crln-8474	25	22	calculators	calculator	NOUN
crln-8474	25	23	,	,	PUNCT
crln-8474	25	24	retiree	retiree	NOUN
crln-8474	25	25	health	health	PROPN
crln-8474	25	26	,	,	PUNCT
crln-8474	25	27	roth	roth	PROPN
crln-8474	25	28	ira	ira	PROPN
crln-8474	25	29	,	,	PUNCT
crln-8474	25	30	and	and	CCONJ
crln-8474	25	31	social	social	ADJ
crln-8474	25	32	security	security	NOUN
crln-8474	25	33	calculators	calculator	NOUN
crln-8474	25	34	.	.	PUNCT
crln-8474	26	1	it	it	PRON
crln-8474	26	2	also	also	ADV
crln-8474	26	3	includes	include	VERB
crln-8474	26	4	the	the	DET
crln-8474	26	5	“	"	PUNCT
crln-8474	26	6	ballpark	ballpark	NOUN
crln-8474	26	7	e$timate	e$timate	NOUN
crln-8474	26	8	,	,	PUNCT
crln-8474	26	9	”	"	PUNCT
crln-8474	26	10	an	an	DET
crln-8474	26	11	easy	easy	ADJ
crln-8474	26	12	-	-	PUNCT
crln-8474	26	13	to	to	PART
crln-8474	26	14	-	-	PUNCT
crln-8474	26	15	understand	understand	VERB
crln-8474	26	16	two	two	NUM
crln-8474	26	17	-	-	PUNCT
crln-8474	26	18	page	page	NOUN
crln-8474	26	19	worksheet	worksheet	NOUN
crln-8474	26	20	that	that	PRON
crln-8474	26	21	facilitates	facilitate	VERB
crln-8474	26	22	discovery	discovery	NOUN
crln-8474	26	23	of	of	ADP
crln-8474	26	24	how	how	SCONJ
crln-8474	26	25	much	much	ADJ
crln-8474	26	26	a	a	DET
crln-8474	26	27	future	future	ADJ
crln-8474	26	28	retiree	retiree	NOUN
crln-8474	26	29	needs	need	NOUN
crln-8474	26	30	to	to	PART
crln-8474	26	31	save	save	VERB
crln-8474	26	32	to	to	PART
crln-8474	26	33	fund	fund	VERB
crln-8474	26	34	a	a	DET
crln-8474	26	35	comfortable	comfortable	ADJ
crln-8474	26	36	,	,	PUNCT
crln-8474	26	37	secure	secure	ADJ
crln-8474	26	38	retirement	retirement	NOUN
crln-8474	26	39	.	.	PUNCT
crln-8474	27	1	access	access	NOUN
crln-8474	27	2	:	:	PUNCT
crln-8474	27	3	http://www	http://www	PROPN
crln-8474	27	4	.	.	PUNCT
crln-8474	28	1	choosetosave.org/calculators/.	choosetosave.org/calculators/.	NOUN
crln-8474	28	2	retirement	retirement	NOUN
crln-8474	28	3	-	-	PUNCT
crln-8474	28	4	related	relate	VERB
crln-8474	28	5	organizations	organization	NOUN
crln-8474	28	6	•	•	VERB
crln-8474	28	7	aarp	aarp	NOUN
crln-8474	28	8	.	.	PUNCT
crln-8474	29	1	as	as	ADP
crln-8474	29	2	the	the	DET
crln-8474	29	3	nation	nation	NOUN
crln-8474	29	4	’s	’s	PART
crln-8474	29	5	largest	large	ADJ
crln-8474	29	6	membership	membership	NOUN
crln-8474	29	7	organization	organization	NOUN
crln-8474	29	8	for	for	ADP
crln-8474	29	9	those	those	PRON
crln-8474	29	10	over	over	ADP
crln-8474	29	11	50	50	NUM
crln-8474	29	12	,	,	PUNCT
crln-8474	29	13	this	this	DET
crln-8474	29	14	social	social	ADJ
crln-8474	29	15	welfare	welfare	NOUN
crln-8474	29	16	organization	organization	NOUN
crln-8474	29	17	helps	help	VERB
crln-8474	29	18	people	people	NOUN
crln-8474	29	19	improve	improve	VERB
crln-8474	29	20	the	the	DET
crln-8474	29	21	quality	quality	NOUN
crln-8474	29	22	of	of	ADP
crln-8474	29	23	their	their	PRON
crln-8474	29	24	lives	life	NOUN
crln-8474	29	25	.	.	PUNCT
crln-8474	30	1	its	its	PRON
crln-8474	30	2	research	research	NOUN
crln-8474	30	3	center	center	NOUN
crln-8474	30	4	offers	offer	VERB
crln-8474	30	5	surveys	survey	NOUN
crln-8474	30	6	and	and	CCONJ
crln-8474	30	7	statistics	statistic	NOUN
crln-8474	30	8	about	about	ADP
crln-8474	30	9	issues	issue	NOUN
crln-8474	30	10	such	such	ADJ
crln-8474	30	11	as	as	ADP
crln-8474	30	12	social	social	ADJ
crln-8474	30	13	security	security	NOUN
crln-8474	30	14	,	,	PUNCT
crln-8474	30	15	medicare	medicare	NOUN
crln-8474	30	16	,	,	PUNCT
crln-8474	30	17	prescription	prescription	NOUN
crln-8474	30	18	drugs	drug	NOUN
crln-8474	30	19	,	,	PUNCT
crln-8474	30	20	health	health	NOUN
crln-8474	30	21	care	care	NOUN
crln-8474	30	22	reform	reform	NOUN
crln-8474	30	23	,	,	PUNCT
crln-8474	30	24	and	and	CCONJ
crln-8474	30	25	economic	economic	ADJ
crln-8474	30	26	security	security	NOUN
crln-8474	30	27	.	.	PUNCT
crln-8474	31	1	its	its	PRON
crln-8474	31	2	sections	section	NOUN
crln-8474	31	3	on	on	ADP
crln-8474	31	4	retirement	retirement	NOUN
crln-8474	31	5	planning	planning	NOUN
crln-8474	31	6	,	,	PUNCT
crln-8474	31	7	social	social	ADJ
crln-8474	31	8	security	security	NOUN
crln-8474	31	9	information	information	NOUN
crln-8474	31	10	,	,	PUNCT
crln-8474	31	11	retirement	retirement	NOUN
crln-8474	31	12	savings	saving	NOUN
crln-8474	31	13	tips	tip	NOUN
crln-8474	31	14	,	,	PUNCT
crln-8474	31	15	tools	tool	NOUN
crln-8474	31	16	to	to	PART
crln-8474	31	17	calculate	calculate	VERB
crln-8474	31	18	retirement	retirement	NOUN
crln-8474	31	19	nest	nest	NOUN
crln-8474	31	20	eggs	egg	NOUN
crln-8474	31	21	,	,	PUNCT
crln-8474	31	22	pension	pension	NOUN
crln-8474	31	23	plan	plan	NOUN
crln-8474	31	24	options	option	NOUN
crln-8474	31	25	,	,	PUNCT
crln-8474	31	26	and	and	CCONJ
crln-8474	31	27	401(k	401(k	PROPN
crln-8474	31	28	)	)	PUNCT
crln-8474	31	29	savings	saving	NOUN
crln-8474	31	30	can	can	AUX
crln-8474	31	31	facilitate	facilitate	VERB
crln-8474	31	32	decisionmaking	decisionmake	VERB
crln-8474	31	33	for	for	ADP
crln-8474	31	34	future	future	ADJ
crln-8474	31	35	retirees	retiree	NOUN
crln-8474	31	36	.	.	PUNCT
crln-8474	32	1	access	access	NOUN
crln-8474	32	2	:	:	PUNCT
crln-8474	32	3	http://www.aarp.org/.	http://www.aarp.org/.	PROPN
crln-8474	32	4	•	•	PROPN
crln-8474	32	5	center	center	NOUN
crln-8474	32	6	for	for	ADP
crln-8474	32	7	retirement	retirement	NOUN
crln-8474	32	8	research	research	NOUN
crln-8474	32	9	.	.	PUNCT
crln-8474	33	1	this	this	DET
crln-8474	33	2	boston	boston	PROPN
crln-8474	33	3	college	college	PROPN
crln-8474	33	4	-	-	PUNCT
crln-8474	33	5	based	base	VERB
crln-8474	33	6	center	center	NOUN
crln-8474	33	7	shares	share	NOUN
crln-8474	33	8	research	research	NOUN
crln-8474	33	9	findings	finding	NOUN
crln-8474	33	10	on	on	ADP
crln-8474	33	11	issues	issue	NOUN
crln-8474	33	12	pertinent	pertinent	ADJ
crln-8474	33	13	to	to	ADP
crln-8474	33	14	retirement	retirement	NOUN
crln-8474	33	15	income	income	NOUN
crln-8474	33	16	,	,	PUNCT
crln-8474	33	17	such	such	ADJ
crln-8474	33	18	as	as	ADP
crln-8474	33	19	social	social	ADJ
crln-8474	33	20	security	security	NOUN
crln-8474	33	21	,	,	PUNCT
crln-8474	33	22	employersponsored	employersponsored	ADJ
crln-8474	33	23	pension	pension	NOUN
crln-8474	33	24	plans	plan	NOUN
crln-8474	33	25	,	,	PUNCT
crln-8474	33	26	household	household	NOUN
crln-8474	33	27	saving	saving	NOUN
crln-8474	33	28	,	,	PUNCT
crln-8474	33	29	and	and	CCONJ
crln-8474	33	30	trends	trend	NOUN
crln-8474	33	31	in	in	ADP
crln-8474	33	32	employment	employment	NOUN
crln-8474	33	33	of	of	ADP
crln-8474	33	34	older	old	ADJ
crln-8474	33	35	workers	worker	NOUN
crln-8474	33	36	.	.	PUNCT
crln-8474	34	1	briefs	brief	NOUN
crln-8474	34	2	,	,	PUNCT
crln-8474	34	3	working	work	VERB
crln-8474	34	4	papers	paper	NOUN
crln-8474	34	5	,	,	PUNCT
crln-8474	34	6	and	and	CCONJ
crln-8474	34	7	reports	report	NOUN
crln-8474	34	8	on	on	ADP
crln-8474	34	9	special	special	ADJ
crln-8474	34	10	projects	project	NOUN
crln-8474	34	11	provide	provide	VERB
crln-8474	34	12	valuable	valuable	ADJ
crln-8474	34	13	insight	insight	NOUN
crln-8474	34	14	into	into	ADP
crln-8474	34	15	these	these	DET
crln-8474	34	16	topics	topic	NOUN
crln-8474	34	17	.	.	PUNCT
crln-8474	35	1	information	information	NOUN
crln-8474	35	2	about	about	ADP
crln-8474	35	3	the	the	DET
crln-8474	35	4	center	center	NOUN
crln-8474	35	5	’s	’s	PART
crln-8474	35	6	annual	annual	ADJ
crln-8474	35	7	retirement	retirement	NOUN
crln-8474	35	8	research	research	PROPN
crln-8474	35	9	consortium	consortium	NOUN
crln-8474	35	10	conference	conference	NOUN
crln-8474	35	11	is	be	AUX
crln-8474	35	12	also	also	ADV
crln-8474	35	13	available	available	ADJ
crln-8474	35	14	here	here	ADV
crln-8474	35	15	.	.	PUNCT
crln-8474	36	1	access	access	NOUN
crln-8474	36	2	:	:	PUNCT
crln-8474	36	3	http://crr	http://crr	PROPN
crln-8474	36	4	.	.	PUNCT
crln-8474	37	1	bc.edu/.	bc.edu/.	ADJ
crln-8474	37	2	•	•	PROPN
crln-8474	37	3	national	national	PROPN
crln-8474	37	4	council	council	PROPN
crln-8474	37	5	on	on	ADP
crln-8474	37	6	aging	age	VERB
crln-8474	37	7	.	.	PUNCT
crln-8474	38	1	this	this	DET
crln-8474	38	2	advocacy	advocacy	NOUN
crln-8474	38	3	organization	organization	NOUN
crln-8474	38	4	works	work	VERB
crln-8474	38	5	to	to	PART
crln-8474	38	6	improve	improve	VERB
crln-8474	38	7	the	the	DET
crln-8474	38	8	lives	life	NOUN
crln-8474	38	9	of	of	ADP
crln-8474	38	10	older	old	ADJ
crln-8474	38	11	americans	americans	PROPN
crln-8474	38	12	.	.	PUNCT
crln-8474	39	1	its	its	PRON
crln-8474	39	2	web	web	NOUN
crln-8474	39	3	site	site	NOUN
crln-8474	39	4	offers	offer	VERB
crln-8474	39	5	information	information	NOUN
crln-8474	39	6	on	on	ADP
crln-8474	39	7	ways	way	NOUN
crln-8474	39	8	to	to	PART
crln-8474	39	9	improve	improve	VERB
crln-8474	39	10	their	their	PRON
crln-8474	39	11	health	health	NOUN
crln-8474	39	12	,	,	PUNCT
crln-8474	39	13	enhance	enhance	VERB
crln-8474	39	14	their	their	PRON
crln-8474	39	15	economic	economic	ADJ
crln-8474	39	16	security	security	NOUN
crln-8474	39	17	,	,	PUNCT
crln-8474	39	18	and	and	CCONJ
crln-8474	39	19	promote	promote	VERB
crln-8474	39	20	their	their	PRON
crln-8474	39	21	independence	independence	NOUN
crln-8474	39	22	.	.	PUNCT
crln-8474	40	1	it	it	PRON
crln-8474	40	2	also	also	ADV
crln-8474	40	3	helps	help	VERB
crln-8474	40	4	americans	americans	PROPN
crln-8474	40	5	build	build	VERB
crln-8474	40	6	a	a	DET
crln-8474	40	7	secure	secure	ADJ
crln-8474	40	8	retirement	retirement	NOUN
crln-8474	40	9	by	by	ADP
crln-8474	40	10	linking	link	VERB
crln-8474	40	11	to	to	ADP
crln-8474	40	12	resources	resource	NOUN
crln-8474	40	13	that	that	SCONJ
crln-8474	40	14	not	not	PART
crln-8474	40	15	only	only	ADV
crln-8474	40	16	facilitate	facilitate	VERB
crln-8474	40	17	understanding	understanding	NOUN
crln-8474	40	18	of	of	ADP
crln-8474	40	19	medicare	medicare	NOUN
crln-8474	40	20	and	and	CCONJ
crln-8474	40	21	other	other	ADJ
crln-8474	40	22	benefits	benefit	NOUN
crln-8474	40	23	,	,	PUNCT
crln-8474	40	24	training	training	NOUN
crln-8474	40	25	and	and	CCONJ
crln-8474	40	26	employment	employment	NOUN
crln-8474	40	27	opportunities	opportunity	NOUN
crln-8474	40	28	for	for	ADP
crln-8474	40	29	workers	worker	NOUN
crln-8474	40	30	over	over	ADP
crln-8474	40	31	age	age	NOUN
crln-8474	40	32	55	55	NUM
crln-8474	40	33	,	,	PUNCT
crln-8474	40	34	but	but	CCONJ
crln-8474	40	35	also	also	ADV
crln-8474	40	36	obtain	obtain	VERB
crln-8474	40	37	assistance	assistance	NOUN
crln-8474	40	38	in	in	ADP
crln-8474	40	39	regaining	regain	VERB
crln-8474	40	40	their	their	PRON
crln-8474	40	41	economic	economic	ADJ
crln-8474	40	42	footing	footing	NOUN
crln-8474	40	43	.	.	PUNCT
crln-8474	41	1	access	access	NOUN
crln-8474	41	2	:	:	PUNCT
crln-8474	41	3	http://	http://	PROPN
crln-8474	41	4	www.ncoa.org/.	www.ncoa.org/.	PROPN
crln-8474	41	5	•	•	PROPN
crln-8474	41	6	national	national	PROPN
crln-8474	41	7	institute	institute	PROPN
crln-8474	41	8	on	on	ADP
crln-8474	41	9	retirement	retirement	PROPN
crln-8474	41	10	security	security	PROPN
crln-8474	41	11	(	(	PUNCT
crln-8474	41	12	nirs	nir	NOUN
crln-8474	41	13	)	)	PUNCT
crln-8474	41	14	.	.	PUNCT
crln-8474	42	1	this	this	DET
crln-8474	42	2	organization	organization	NOUN
crln-8474	42	3	conducts	conduct	VERB
crln-8474	42	4	research	research	NOUN
crln-8474	42	5	and	and	CCONJ
crln-8474	42	6	educational	educational	ADJ
crln-8474	42	7	programs	program	NOUN
crln-8474	42	8	about	about	ADP
crln-8474	42	9	the	the	DET
crln-8474	42	10	value	value	NOUN
crln-8474	42	11	of	of	ADP
crln-8474	42	12	retirement	retirement	NOUN
crln-8474	42	13	security	security	NOUN
crln-8474	42	14	to	to	ADP
crln-8474	42	15	employees	employee	NOUN
crln-8474	42	16	,	,	PUNCT
crln-8474	42	17	employers	employer	NOUN
crln-8474	42	18	,	,	PUNCT
crln-8474	42	19	and	and	CCONJ
crln-8474	42	20	policymakers	policymaker	NOUN
crln-8474	42	21	.	.	PUNCT
crln-8474	43	1	research	research	NOUN
crln-8474	43	2	reports	report	NOUN
crln-8474	43	3	and	and	CCONJ
crln-8474	43	4	briefs	brief	NOUN
crln-8474	43	5	focus	focus	VERB
crln-8474	43	6	on	on	ADP
crln-8474	43	7	the	the	DET
crln-8474	43	8	role	role	NOUN
crln-8474	43	9	and	and	CCONJ
crln-8474	43	10	value	value	NOUN
crln-8474	43	11	of	of	ADP
crln-8474	43	12	defined	define	VERB
crln-8474	43	13	benefit	benefit	NOUN
crln-8474	43	14	pension	pension	NOUN
crln-8474	43	15	plans	plan	NOUN
crln-8474	43	16	,	,	PUNCT
crln-8474	43	17	strategies	strategy	NOUN
crln-8474	43	18	to	to	PART
crln-8474	43	19	broaden	broaden	VERB
crln-8474	43	20	pension	pension	NOUN
crln-8474	43	21	coverage	coverage	NOUN
crln-8474	43	22	,	,	PUNCT
crln-8474	43	23	and	and	CCONJ
crln-8474	43	24	ways	way	NOUN
crln-8474	43	25	to	to	PART
crln-8474	43	26	improve	improve	VERB
crln-8474	43	27	retirement	retirement	NOUN
crln-8474	43	28	security	security	NOUN
crln-8474	43	29	.	.	PUNCT
crln-8474	44	1	examples	example	NOUN
crln-8474	44	2	include	include	VERB
crln-8474	44	3	the	the	DET
crln-8474	44	4	impact	impact	NOUN
crln-8474	44	5	of	of	ADP
crln-8474	44	6	pensions	pension	NOUN
crln-8474	44	7	on	on	ADP
crln-8474	44	8	poverty	poverty	NOUN
crln-8474	44	9	in	in	ADP
crln-8474	44	10	older	old	ADJ
crln-8474	44	11	households	household	NOUN
crln-8474	44	12	,	,	PUNCT
crln-8474	44	13	the	the	DET
crln-8474	44	14	economic	economic	ADJ
crln-8474	44	15	footprint	footprint	NOUN
crln-8474	44	16	of	of	ADP
crln-8474	44	17	pension	pension	NOUN
crln-8474	44	18	benefit	benefit	NOUN
crln-8474	44	19	expenditures	expenditure	NOUN
crln-8474	44	20	by	by	ADP
crln-8474	44	21	retirees	retiree	NOUN
crln-8474	44	22	,	,	PUNCT
crln-8474	44	23	and	and	CCONJ
crln-8474	44	24	how	how	SCONJ
crln-8474	44	25	pensions	pension	NOUN
crln-8474	44	26	impact	impact	NOUN
crln-8474	44	27	retirement	retirement	NOUN
crln-8474	44	28	readiness	readiness	NOUN
crln-8474	44	29	.	.	PUNCT
crln-8474	45	1	downloadable	downloadable	ADJ
crln-8474	45	2	state	state	NOUN
crln-8474	45	3	fact	fact	NOUN
crln-8474	45	4	sheets	sheet	NOUN
crln-8474	45	5	,	,	PUNCT
crln-8474	45	6	powerpoints	powerpoint	NOUN
crln-8474	45	7	,	,	PUNCT
crln-8474	45	8	and	and	CCONJ
crln-8474	45	9	frequently	frequently	ADV
crln-8474	45	10	asked	ask	VERB
crln-8474	45	11	questions	question	NOUN
crln-8474	45	12	are	be	AUX
crln-8474	45	13	particularly	particularly	ADV
crln-8474	45	14	helpful	helpful	ADJ
crln-8474	45	15	for	for	ADP
crln-8474	45	16	succinct	succinct	ADJ
crln-8474	45	17	summaries	summary	NOUN
crln-8474	45	18	of	of	ADP
crln-8474	45	19	information	information	NOUN
crln-8474	45	20	,	,	PUNCT
crln-8474	45	21	while	while	SCONJ
crln-8474	45	22	its	its	PRON
crln-8474	45	23	pension	pension	NOUN
crln-8474	45	24	primer	primer	NOUN
crln-8474	45	25	and	and	CCONJ
crln-8474	45	26	pension	pension	NOUN
crln-8474	45	27	education	education	NOUN
crln-8474	45	28	toolkit	toolkit	NOUN
crln-8474	45	29	are	be	AUX
crln-8474	45	30	especially	especially	ADV
crln-8474	45	31	good	good	ADJ
crln-8474	45	32	introductions	introduction	NOUN
crln-8474	45	33	to	to	ADP
crln-8474	45	34	key	key	ADJ
crln-8474	45	35	facts	fact	NOUN
crln-8474	45	36	about	about	ADP
crln-8474	45	37	pensions	pension	NOUN
crln-8474	45	38	.	.	PUNCT
crln-8474	46	1	the	the	DET
crln-8474	46	2	nirs	nirs	PROPN
crln-8474	46	3	data	data	PROPN
crln-8474	46	4	zone	zone	NOUN
crln-8474	46	5	provides	provide	VERB
crln-8474	46	6	timely	timely	ADJ
crln-8474	46	7	,	,	PUNCT
crln-8474	46	8	concise	concise	ADJ
crln-8474	46	9	insight	insight	NOUN
crln-8474	46	10	into	into	ADP
crln-8474	46	11	and	and	CCONJ
crln-8474	46	12	analysis	analysis	NOUN
crln-8474	46	13	of	of	ADP
crln-8474	46	14	retirement	retirement	NOUN
crln-8474	46	15	data	datum	NOUN
crln-8474	46	16	,	,	PUNCT
crln-8474	46	17	while	while	SCONJ
crln-8474	46	18	presentations	presentation	NOUN
crln-8474	46	19	from	from	ADP
crln-8474	46	20	its	its	PRON
crln-8474	46	21	annual	annual	ADJ
crln-8474	46	22	retirement	retirement	NOUN
crln-8474	46	23	policy	policy	NOUN
crln-8474	46	24	conference	conference	NOUN
crln-8474	46	25	offer	offer	VERB
crln-8474	46	26	the	the	DET
crln-8474	46	27	latest	late	ADJ
crln-8474	46	28	thoughts	thought	NOUN
crln-8474	46	29	on	on	ADP
crln-8474	46	30	the	the	DET
crln-8474	46	31	issue	issue	NOUN
crln-8474	46	32	.	.	PUNCT
crln-8474	47	1	access	access	NOUN
crln-8474	47	2	:	:	PUNCT
crln-8474	47	3	http://www.nirsonline.org	http://www.nirsonline.org	PROPN
crln-8474	47	4	/index.php	/index.php	PROPN
crln-8474	47	5	.	.	PUNCT
crln-8474	48	1	•	•	VERB
crln-8474	48	2	pension	pension	NOUN
crln-8474	48	3	rights	right	NOUN
crln-8474	48	4	center	center	NOUN
crln-8474	48	5	.	.	PUNCT
crln-8474	49	1	this	this	DET
crln-8474	49	2	consumer	consumer	NOUN
crln-8474	49	3	organization	organization	NOUN
crln-8474	49	4	protects	protect	VERB
crln-8474	49	5	and	and	CCONJ
crln-8474	49	6	promotes	promote	VERB
crln-8474	49	7	the	the	DET
crln-8474	49	8	earned	earn	VERB
crln-8474	49	9	retirement	retirement	NOUN
crln-8474	49	10	benefits	benefit	NOUN
crln-8474	49	11	of	of	ADP
crln-8474	49	12	american	american	ADJ
crln-8474	49	13	workers	worker	NOUN
crln-8474	49	14	and	and	CCONJ
crln-8474	49	15	retirees	retiree	NOUN
crln-8474	49	16	by	by	ADP
crln-8474	49	17	explaining	explain	VERB
crln-8474	49	18	pension	pension	NOUN
crln-8474	49	19	polic&rl	polic&rl	PROPN
crln-8474	49	20	news	news	NOUN
crln-8474	49	21	december	december	PROPN
crln-8474	49	22	2010	2010	NUM
crln-8474	49	23	592	592	NUM
crln-8474	49	24	cies	cie	NOUN
crln-8474	49	25	,	,	PUNCT
crln-8474	49	26	identifying	identify	VERB
crln-8474	49	27	shortcomings	shortcoming	NOUN
crln-8474	49	28	,	,	PUNCT
crln-8474	49	29	and	and	CCONJ
crln-8474	49	30	proposing	propose	VERB
crln-8474	49	31	reforms	reform	NOUN
crln-8474	49	32	to	to	ADP
crln-8474	49	33	retirement	retirement	NOUN
crln-8474	49	34	programs	program	NOUN
crln-8474	49	35	.	.	PUNCT
crln-8474	50	1	its	its	PRON
crln-8474	50	2	“	"	PUNCT
crln-8474	50	3	pensions	pension	NOUN
crln-8474	50	4	in	in	ADP
crln-8474	50	5	the	the	DET
crln-8474	50	6	news	news	NOUN
crln-8474	50	7	”	"	PUNCT
crln-8474	50	8	page	page	NOUN
crln-8474	50	9	is	be	AUX
crln-8474	50	10	particularly	particularly	ADV
crln-8474	50	11	helpful	helpful	ADJ
crln-8474	50	12	.	.	PUNCT
crln-8474	51	1	access	access	NOUN
crln-8474	51	2	:	:	PUNCT
crln-8474	51	3	http://www.pensionrights.org/.	http://www.pensionrights.org/.	ADP
crln-8474	51	4	•	•	X
crln-8474	51	5	social	social	ADJ
crln-8474	51	6	security	security	PROPN
crln-8474	51	7	administration	administration	NOUN
crln-8474	51	8	.	.	PUNCT
crln-8474	52	1	go	go	VERB
crln-8474	52	2	to	to	ADP
crln-8474	52	3	this	this	DET
crln-8474	52	4	web	web	NOUN
crln-8474	52	5	site	site	NOUN
crln-8474	52	6	to	to	PART
crln-8474	52	7	learn	learn	VERB
crln-8474	52	8	more	more	ADJ
crln-8474	52	9	about	about	ADP
crln-8474	52	10	social	social	ADJ
crln-8474	52	11	security	security	NOUN
crln-8474	52	12	benefits	benefit	NOUN
crln-8474	52	13	.	.	PUNCT
crln-8474	53	1	here	here	ADV
crln-8474	53	2	,	,	PUNCT
crln-8474	53	3	you	you	PRON
crln-8474	53	4	can	can	AUX
crln-8474	53	5	check	check	VERB
crln-8474	53	6	the	the	DET
crln-8474	53	7	status	status	NOUN
crln-8474	53	8	of	of	ADP
crln-8474	53	9	your	your	PRON
crln-8474	53	10	application	application	NOUN
crln-8474	53	11	,	,	PUNCT
crln-8474	53	12	estimate	estimate	VERB
crln-8474	53	13	your	your	PRON
crln-8474	53	14	retirement	retirement	NOUN
crln-8474	53	15	benefits	benefit	NOUN
crln-8474	53	16	,	,	PUNCT
crln-8474	53	17	access	access	VERB
crln-8474	53	18	your	your	PRON
crln-8474	53	19	social	social	ADJ
crln-8474	53	20	security	security	NOUN
crln-8474	53	21	earnings	earning	NOUN
crln-8474	53	22	statement	statement	NOUN
crln-8474	53	23	,	,	PUNCT
crln-8474	53	24	find	find	VERB
crln-8474	53	25	a	a	DET
crln-8474	53	26	local	local	ADJ
crln-8474	53	27	social	social	ADJ
crln-8474	53	28	security	security	NOUN
crln-8474	53	29	office	office	NOUN
crln-8474	53	30	,	,	PUNCT
crln-8474	53	31	and	and	CCONJ
crln-8474	53	32	learn	learn	VERB
crln-8474	53	33	more	more	ADJ
crln-8474	53	34	about	about	ADP
crln-8474	53	35	social	social	ADJ
crln-8474	53	36	security	security	NOUN
crln-8474	53	37	’s	’s	NOUN
crln-8474	53	38	budget	budget	NOUN
crln-8474	53	39	and	and	CCONJ
crln-8474	53	40	performance	performance	NOUN
crln-8474	53	41	.	.	PUNCT
crln-8474	54	1	access	access	NOUN
crln-8474	54	2	:	:	PUNCT
crln-8474	54	3	http://www.ssa.gov/.	http://www.ssa.gov/.	PROPN
crln-8474	54	4	•	•	NUM
crln-8474	54	5	women	woman	NOUN
crln-8474	54	6	’s	’s	PROPN
crln-8474	54	7	institute	institute	PROPN
crln-8474	54	8	for	for	ADP
crln-8474	54	9	a	a	DET
crln-8474	54	10	secure	secure	ADJ
crln-8474	54	11	retirement	retirement	NOUN
crln-8474	54	12	(	(	PUNCT
crln-8474	54	13	wiser	wiser	ADV
crln-8474	54	14	)	)	PUNCT
crln-8474	54	15	.	.	PUNCT
crln-8474	55	1	focusing	focus	VERB
crln-8474	55	2	on	on	ADP
crln-8474	55	3	the	the	DET
crln-8474	55	4	unique	unique	ADJ
crln-8474	55	5	financial	financial	ADJ
crln-8474	55	6	challenges	challenge	NOUN
crln-8474	55	7	faced	face	VERB
crln-8474	55	8	by	by	ADP
crln-8474	55	9	women	woman	NOUN
crln-8474	55	10	,	,	PUNCT
crln-8474	55	11	wiser	wise	ADJ
crln-8474	55	12	provides	provide	VERB
crln-8474	55	13	research	research	NOUN
crln-8474	55	14	and	and	CCONJ
crln-8474	55	15	education	education	NOUN
crln-8474	55	16	designed	design	VERB
crln-8474	55	17	to	to	PART
crln-8474	55	18	help	help	VERB
crln-8474	55	19	women	woman	NOUN
crln-8474	55	20	secure	secure	VERB
crln-8474	55	21	adequate	adequate	ADJ
crln-8474	55	22	retirement	retirement	NOUN
crln-8474	55	23	income	income	NOUN
crln-8474	55	24	.	.	PUNCT
crln-8474	56	1	the	the	DET
crln-8474	56	2	site	site	NOUN
crln-8474	56	3	provides	provide	VERB
crln-8474	56	4	checklists	checklist	NOUN
crln-8474	56	5	,	,	PUNCT
crln-8474	56	6	an	an	DET
crln-8474	56	7	investment	investment	NOUN
crln-8474	56	8	calculator	calculator	NOUN
crln-8474	56	9	worksheet	worksheet	NOUN
crln-8474	56	10	,	,	PUNCT
crln-8474	56	11	fact	fact	NOUN
crln-8474	56	12	sheets	sheet	NOUN
crln-8474	56	13	,	,	PUNCT
crln-8474	56	14	and	and	CCONJ
crln-8474	56	15	other	other	ADJ
crln-8474	56	16	informative	informative	ADJ
crln-8474	56	17	offerings	offering	NOUN
crln-8474	56	18	about	about	ADP
crln-8474	56	19	social	social	ADJ
crln-8474	56	20	security	security	NOUN
crln-8474	56	21	,	,	PUNCT
crln-8474	56	22	pay	pay	VERB
crln-8474	56	23	equity	equity	NOUN
crln-8474	56	24	,	,	PUNCT
crln-8474	56	25	pensions	pension	NOUN
crln-8474	56	26	,	,	PUNCT
crln-8474	56	27	savings	saving	NOUN
crln-8474	56	28	and	and	CCONJ
crln-8474	56	29	investments	investment	NOUN
crln-8474	56	30	,	,	PUNCT
crln-8474	56	31	and	and	CCONJ
crln-8474	56	32	disability	disability	NOUN
crln-8474	56	33	insurance	insurance	NOUN
crln-8474	56	34	,	,	PUNCT
crln-8474	56	35	among	among	ADP
crln-8474	56	36	other	other	ADJ
crln-8474	56	37	topics	topic	NOUN
crln-8474	56	38	.	.	PUNCT
crln-8474	57	1	it	it	PRON
crln-8474	57	2	also	also	ADV
crln-8474	57	3	offers	offer	VERB
crln-8474	57	4	informative	informative	ADJ
crln-8474	57	5	webinars	webinar	NOUN
crln-8474	57	6	and	and	CCONJ
crln-8474	57	7	workshops	workshop	NOUN
crln-8474	57	8	about	about	ADP
crln-8474	57	9	social	social	ADJ
crln-8474	57	10	security	security	NOUN
crln-8474	57	11	,	,	PUNCT
crln-8474	57	12	pensions	pension	NOUN
crln-8474	57	13	,	,	PUNCT
crln-8474	57	14	savings	saving	NOUN
crln-8474	57	15	,	,	PUNCT
crln-8474	57	16	and	and	CCONJ
crln-8474	57	17	other	other	ADJ
crln-8474	57	18	strategies	strategy	NOUN
crln-8474	57	19	designed	design	VERB
crln-8474	57	20	to	to	PART
crln-8474	57	21	help	help	VERB
crln-8474	57	22	women	woman	NOUN
crln-8474	57	23	achieve	achieve	VERB
crln-8474	57	24	long	long	ADJ
crln-8474	57	25	-	-	PUNCT
crln-8474	57	26	term	term	NOUN
crln-8474	57	27	financial	financial	ADJ
crln-8474	57	28	security	security	NOUN
crln-8474	57	29	.	.	PUNCT
crln-8474	58	1	wiser	wise	ADJ
crln-8474	58	2	’s	’s	PART
crln-8474	58	3	“	"	PUNCT
crln-8474	58	4	financial	financial	ADJ
crln-8474	58	5	planning	planning	NOUN
crln-8474	58	6	workbook	workbook	NOUN
crln-8474	58	7	and	and	CCONJ
crln-8474	58	8	nurses	nurse	VERB
crln-8474	58	9	retirement	retirement	NOUN
crln-8474	58	10	decision	decision	NOUN
crln-8474	58	11	-	-	PUNCT
crln-8474	58	12	making	make	VERB
crln-8474	58	13	guide	guide	NOUN
crln-8474	58	14	”	"	PUNCT
crln-8474	58	15	—	—	PUNCT
crln-8474	58	16	both	both	PRON
crln-8474	58	17	available	available	ADJ
crln-8474	58	18	online	online	NOUN
crln-8474	58	19	—	—	PUNCT
crln-8474	58	20	are	be	AUX
crln-8474	58	21	especially	especially	ADV
crln-8474	58	22	useful	useful	ADJ
crln-8474	58	23	.	.	PUNCT
crln-8474	59	1	access	access	NOUN
crln-8474	59	2	:	:	PUNCT
crln-8474	59	3	http://www.wiserwomen.org/.	http://www.wiserwomen.org/.	PROPN
crln-8474	59	4	other	other	ADJ
crln-8474	59	5	resources	resource	NOUN
crln-8474	59	6	•	•	VERB
crln-8474	59	7	“	"	PUNCT
crln-8474	59	8	can	can	AUX
crln-8474	59	9	you	you	PRON
crln-8474	59	10	afford	afford	VERB
crln-8474	59	11	to	to	PART
crln-8474	59	12	retire	retire	VERB
crln-8474	59	13	?	?	PUNCT
crln-8474	59	14	”	"	PUNCT
crln-8474	60	1	this	this	DET
crln-8474	60	2	web	web	NOUN
crln-8474	60	3	site	site	NOUN
crln-8474	60	4	is	be	AUX
crln-8474	60	5	a	a	DET
crln-8474	60	6	companion	companion	NOUN
crln-8474	60	7	resource	resource	NOUN
crln-8474	60	8	to	to	ADP
crln-8474	60	9	a	a	DET
crln-8474	60	10	2006	2006	NUM
crln-8474	60	11	public	public	ADJ
crln-8474	60	12	broadcasting	broadcasting	NOUN
crln-8474	60	13	service	service	NOUN
crln-8474	60	14	frontline	frontline	NOUN
crln-8474	60	15	program	program	NOUN
crln-8474	60	16	that	that	PRON
crln-8474	60	17	examined	examine	VERB
crln-8474	60	18	the	the	DET
crln-8474	60	19	impending	impending	ADJ
crln-8474	60	20	financial	financial	ADJ
crln-8474	60	21	crisis	crisis	NOUN
crln-8474	60	22	that	that	PRON
crln-8474	60	23	baby	baby	NOUN
crln-8474	60	24	boomers	boomer	NOUN
crln-8474	60	25	face	face	VERB
crln-8474	60	26	in	in	ADP
crln-8474	60	27	retirement	retirement	NOUN
crln-8474	60	28	and	and	CCONJ
crln-8474	60	29	current	current	ADJ
crln-8474	60	30	retirement	retirement	NOUN
crln-8474	60	31	savings	saving	NOUN
crln-8474	60	32	issues	issue	NOUN
crln-8474	60	33	.	.	PUNCT
crln-8474	61	1	the	the	DET
crln-8474	61	2	site	site	NOUN
crln-8474	61	3	provides	provide	VERB
crln-8474	61	4	frequently	frequently	ADV
crln-8474	61	5	asked	ask	VERB
crln-8474	61	6	questions	question	NOUN
crln-8474	61	7	about	about	ADP
crln-8474	61	8	retirement	retirement	NOUN
crln-8474	61	9	plans	plan	NOUN
crln-8474	61	10	,	,	PUNCT
crln-8474	61	11	interviews	interview	NOUN
crln-8474	61	12	with	with	ADP
crln-8474	61	13	retirement	retirement	NOUN
crln-8474	61	14	experts	expert	NOUN
crln-8474	61	15	,	,	PUNCT
crln-8474	61	16	retirement	retirement	NOUN
crln-8474	61	17	stories	story	NOUN
crln-8474	61	18	,	,	PUNCT
crln-8474	61	19	a	a	DET
crln-8474	61	20	teacher	teacher	NOUN
crln-8474	61	21	’s	’s	NOUN
crln-8474	61	22	guide	guide	NOUN
crln-8474	61	23	,	,	PUNCT
crln-8474	61	24	and	and	CCONJ
crln-8474	61	25	recommendations	recommendation	NOUN
crln-8474	61	26	for	for	ADP
crln-8474	61	27	further	further	ADJ
crln-8474	61	28	reading	reading	NOUN
crln-8474	61	29	.	.	PUNCT
crln-8474	62	1	it	it	PRON
crln-8474	62	2	also	also	ADV
crln-8474	62	3	includes	include	VERB
crln-8474	62	4	a	a	DET
crln-8474	62	5	complete	complete	ADJ
crln-8474	62	6	video	video	NOUN
crln-8474	62	7	of	of	ADP
crln-8474	62	8	the	the	DET
crln-8474	62	9	program	program	NOUN
crln-8474	62	10	.	.	PUNCT
crln-8474	63	1	access	access	NOUN
crln-8474	63	2	:	:	PUNCT
crln-8474	63	3	http://www.pbs.org/wgbh/pages	http://www.pbs.org/wgbh/page	NOUN
crln-8474	63	4	/frontline	/frontline	PROPN
crln-8474	63	5	/	/	SYM
crln-8474	63	6	retirement/.	retirement/.	NOUN
crln-8474	63	7	•	•	VERB
crln-8474	63	8	my	my	PRON
crln-8474	63	9	retirement	retirement	NOUN
crln-8474	63	10	paycheck	paycheck	NOUN
crln-8474	63	11	.	.	PUNCT
crln-8474	64	1	this	this	DET
crln-8474	64	2	web	web	NOUN
crln-8474	64	3	site	site	NOUN
crln-8474	64	4	from	from	ADP
crln-8474	64	5	the	the	DET
crln-8474	64	6	national	national	ADJ
crln-8474	64	7	endowment	endowment	NOUN
crln-8474	64	8	for	for	ADP
crln-8474	64	9	financial	financial	ADJ
crln-8474	64	10	education	education	NOUN
crln-8474	64	11	provides	provide	VERB
crln-8474	64	12	suggestions	suggestion	NOUN
crln-8474	64	13	for	for	ADP
crln-8474	64	14	good	good	ADJ
crln-8474	64	15	decision	decision	NOUN
crln-8474	64	16	-	-	PUNCT
crln-8474	64	17	making	making	NOUN
crln-8474	64	18	for	for	ADP
crln-8474	64	19	retirement	retirement	NOUN
crln-8474	64	20	security	security	NOUN
crln-8474	64	21	,	,	PUNCT
crln-8474	64	22	such	such	ADJ
crln-8474	64	23	as	as	ADP
crln-8474	64	24	how	how	SCONJ
crln-8474	64	25	long	long	ADJ
crln-8474	64	26	to	to	PART
crln-8474	64	27	continue	continue	VERB
crln-8474	64	28	working	work	VERB
crln-8474	64	29	,	,	PUNCT
crln-8474	64	30	when	when	SCONJ
crln-8474	64	31	to	to	PART
crln-8474	64	32	start	start	VERB
crln-8474	64	33	collecting	collect	VERB
crln-8474	64	34	social	social	ADJ
crln-8474	64	35	security	security	NOUN
crln-8474	64	36	,	,	PUNCT
crln-8474	64	37	considering	consider	VERB
crln-8474	64	38	the	the	DET
crln-8474	64	39	value	value	NOUN
crln-8474	64	40	of	of	ADP
crln-8474	64	41	your	your	PRON
crln-8474	64	42	home	home	NOUN
crln-8474	64	43	,	,	PUNCT
crln-8474	64	44	managing	manage	VERB
crln-8474	64	45	retirement	retirement	NOUN
crln-8474	64	46	savings	saving	NOUN
crln-8474	64	47	through	through	ADP
crln-8474	64	48	pensions	pension	NOUN
crln-8474	64	49	and	and	CCONJ
crln-8474	64	50	retirement	retirement	NOUN
crln-8474	64	51	plans	plan	NOUN
crln-8474	64	52	,	,	PUNCT
crln-8474	64	53	managing	manage	VERB
crln-8474	64	54	debt	debt	NOUN
crln-8474	64	55	,	,	PUNCT
crln-8474	64	56	and	and	CCONJ
crln-8474	64	57	avoiding	avoid	VERB
crln-8474	64	58	fraud	fraud	NOUN
crln-8474	64	59	.	.	PUNCT
crln-8474	65	1	access	access	NOUN
crln-8474	65	2	:	:	PUNCT
crln-8474	65	3	http://www.myretirementpaycheck.org/.	http://www.myretirementpaycheck.org/.	PROPN
crln-8474	65	4	•	•	VERB
crln-8474	65	5	“	"	PUNCT
crln-8474	65	6	planning	plan	VERB
crln-8474	65	7	to	to	PART
crln-8474	65	8	retire	retire	VERB
crln-8474	65	9	”	"	PUNCT
crln-8474	65	10	blog	blog	NOUN
crln-8474	65	11	.	.	PUNCT
crln-8474	66	1	maintained	maintain	VERB
crln-8474	66	2	by	by	ADP
crln-8474	66	3	emily	emily	PROPN
crln-8474	66	4	brandon	brandon	PROPN
crln-8474	66	5	,	,	PUNCT
crln-8474	66	6	associate	associate	ADJ
crln-8474	66	7	editor	editor	NOUN
crln-8474	66	8	of	of	ADP
crln-8474	66	9	u.s	u.s	PROPN
crln-8474	66	10	.	.	PROPN
crln-8474	66	11	news	news	PROPN
crln-8474	66	12	&	&	CCONJ
crln-8474	66	13	world	world	PROPN
crln-8474	66	14	report	report	NOUN
crln-8474	66	15	,	,	PUNCT
crln-8474	66	16	this	this	DET
crln-8474	66	17	blog	blog	NOUN
crln-8474	66	18	introduces	introduce	VERB
crln-8474	66	19	readers	reader	NOUN
crln-8474	66	20	to	to	ADP
crln-8474	66	21	the	the	DET
crln-8474	66	22	latest	late	ADJ
crln-8474	66	23	research	research	NOUN
crln-8474	66	24	reports	report	NOUN
crln-8474	66	25	,	,	PUNCT
crln-8474	66	26	timelines	timeline	NOUN
crln-8474	66	27	,	,	PUNCT
crln-8474	66	28	and	and	CCONJ
crln-8474	66	29	expert	expert	NOUN
crln-8474	66	30	suggestions	suggestion	NOUN
crln-8474	66	31	on	on	ADP
crln-8474	66	32	both	both	PRON
crln-8474	66	33	preparing	prepare	VERB
crln-8474	66	34	financially	financially	ADV
crln-8474	66	35	for	for	ADP
crln-8474	66	36	retirement	retirement	NOUN
crln-8474	66	37	and	and	CCONJ
crln-8474	66	38	making	make	VERB
crln-8474	66	39	the	the	DET
crln-8474	66	40	most	most	ADJ
crln-8474	66	41	of	of	ADP
crln-8474	66	42	those	those	DET
crln-8474	66	43	years	year	NOUN
crln-8474	66	44	.	.	PUNCT
crln-8474	67	1	access	access	NOUN
crln-8474	67	2	:	:	PUNCT
crln-8474	67	3	http://money	http://money	PROPN
crln-8474	67	4	.	.	PUNCT
crln-8474	68	1	usnews.com/money/blogs/planning-to-retire	usnews.com/money/blogs/planning-to-retire	VERB
crln-8474	68	2	.	.	PUNCT
crln-8474	69	1	•	•	VERB
crln-8474	69	2	“	"	PUNCT
crln-8474	69	3	the	the	DET
crln-8474	69	4	retirement	retirement	NOUN
crln-8474	69	5	beat	beat	NOUN
crln-8474	69	6	”	"	PUNCT
crln-8474	69	7	blog	blog	NOUN
crln-8474	69	8	.	.	PUNCT
crln-8474	70	1	reporter	reporter	NOUN
crln-8474	70	2	carla	carla	NOUN
crln-8474	70	3	fried	fry	VERB
crln-8474	70	4	offers	offer	VERB
crln-8474	70	5	this	this	DET
crln-8474	70	6	blog	blog	NOUN
crln-8474	70	7	about	about	ADP
crln-8474	70	8	developments	development	NOUN
crln-8474	70	9	and	and	CCONJ
crln-8474	70	10	practical	practical	ADJ
crln-8474	70	11	advice	advice	NOUN
crln-8474	70	12	regarding	regard	VERB
crln-8474	70	13	retirement	retirement	NOUN
crln-8474	70	14	and	and	CCONJ
crln-8474	70	15	financial	financial	ADJ
crln-8474	70	16	planning	planning	NOUN
crln-8474	70	17	for	for	ADP
crln-8474	70	18	cbs	cbs	PROPN
crln-8474	70	19	moneywatch.com	moneywatch.com	X
crln-8474	70	20	.	.	PUNCT
crln-8474	71	1	access	access	NOUN
crln-8474	71	2	:	:	PUNCT
crln-8474	71	3	http://moneywatch.bnet	http://moneywatch.bnet	NOUN
crln-8474	71	4	.	.	PUNCT
crln-8474	71	5	com	com	PROPN
crln-8474	71	6	/	/	SYM
crln-8474	71	7	retirement	retirement	NOUN
crln-8474	71	8	-	-	PUNCT
crln-8474	71	9	planning	planning	NOUN
crln-8474	71	10	/	/	SYM
crln-8474	71	11	blog	blog	NOUN
crln-8474	71	12	/	/	SYM
crln-8474	71	13	retirementbeat/?tag	retirementbeat/?tag	NOUN
crln-8474	71	14	=	=	NOUN
crln-8474	71	15	col1;drawer	col1;drawer	NOUN
crln-8474	71	16	.	.	PUNCT
crln-8474	72	1	•	•	PROPN
crln-8474	72	2	retirement	retirement	NOUN
crln-8474	72	3	living	live	VERB
crln-8474	72	4	information	information	NOUN
crln-8474	72	5	center	center	NOUN
crln-8474	72	6	.	.	PUNCT
crln-8474	73	1	this	this	DET
crln-8474	73	2	compendium	compendium	NOUN
crln-8474	73	3	of	of	ADP
crln-8474	73	4	resources	resource	NOUN
crln-8474	73	5	for	for	ADP
crln-8474	73	6	senior	senior	ADJ
crln-8474	73	7	living	living	NOUN
crln-8474	73	8	includes	include	VERB
crln-8474	73	9	links	link	NOUN
crln-8474	73	10	to	to	ADP
crln-8474	73	11	information	information	NOUN
crln-8474	73	12	about	about	ADP
crln-8474	73	13	retirement	retirement	NOUN
crln-8474	73	14	communities	community	NOUN
crln-8474	73	15	,	,	PUNCT
crln-8474	73	16	trends	trend	NOUN
crln-8474	73	17	in	in	ADP
crln-8474	73	18	senior	senior	ADJ
crln-8474	73	19	housing	housing	NOUN
crln-8474	73	20	and	and	CCONJ
crln-8474	73	21	retirement	retirement	NOUN
crln-8474	73	22	lifestyles	lifestyle	NOUN
crln-8474	73	23	,	,	PUNCT
crln-8474	73	24	guides	guide	VERB
crln-8474	73	25	for	for	ADP
crln-8474	73	26	the	the	DET
crln-8474	73	27	best	good	ADJ
crln-8474	73	28	places	place	NOUN
crln-8474	73	29	to	to	PART
crln-8474	73	30	retire	retire	VERB
crln-8474	73	31	,	,	PUNCT
crln-8474	73	32	web	web	NOUN
crln-8474	73	33	sites	site	NOUN
crln-8474	73	34	that	that	PRON
crln-8474	73	35	post	post	VERB
crln-8474	73	36	jobs	job	NOUN
crln-8474	73	37	for	for	ADP
crln-8474	73	38	those	those	PRON
crln-8474	73	39	over	over	ADP
crln-8474	73	40	55	55	NUM
crln-8474	73	41	,	,	PUNCT
crln-8474	73	42	and	and	CCONJ
crln-8474	73	43	special	special	ADJ
crln-8474	73	44	products	product	NOUN
crln-8474	73	45	and	and	CCONJ
crln-8474	73	46	services	service	NOUN
crln-8474	73	47	for	for	ADP
crln-8474	73	48	seniors	senior	NOUN
crln-8474	73	49	with	with	ADP
crln-8474	73	50	special	special	ADJ
crln-8474	73	51	needs	need	NOUN
crln-8474	73	52	.	.	PUNCT
crln-8474	74	1	access	access	NOUN
crln-8474	74	2	:	:	PUNCT
crln-8474	74	3	http://www	http://www	PROPN
crln-8474	74	4	.	.	PUNCT
crln-8474	75	1	retirementliving.com/.	retirementliving.com/.	NOUN
crln-8474	75	2	•	•	VERB
crln-8474	75	3	“	"	PUNCT
crln-8474	75	4	saving	save	VERB
crln-8474	75	5	for	for	ADP
crln-8474	75	6	retirement	retirement	NOUN
crln-8474	75	7	:	:	PUNCT
crln-8474	75	8	what	what	PRON
crln-8474	75	9	do	do	AUX
crln-8474	75	10	you	you	PRON
crln-8474	75	11	know	know	VERB
crln-8474	75	12	?	?	PUNCT
crln-8474	75	13	”	"	PUNCT
crln-8474	76	1	this	this	DET
crln-8474	76	2	publication	publication	NOUN
crln-8474	76	3	from	from	ADP
crln-8474	76	4	the	the	DET
crln-8474	76	5	national	national	PROPN
crln-8474	76	6	institute	institute	PROPN
crln-8474	76	7	on	on	ADP
crln-8474	76	8	aging	aging	NOUN
crln-8474	76	9	is	be	AUX
crln-8474	76	10	written	write	VERB
crln-8474	76	11	for	for	ADP
crln-8474	76	12	those	those	PRON
crln-8474	76	13	who	who	PRON
crln-8474	76	14	are	be	AUX
crln-8474	76	15	beginning	begin	VERB
crln-8474	76	16	their	their	PRON
crln-8474	76	17	retirement	retirement	NOUN
crln-8474	76	18	saving	save	VERB
crln-8474	76	19	journey	journey	NOUN
crln-8474	76	20	.	.	PUNCT
crln-8474	77	1	fictional	fictional	ADJ
crln-8474	77	2	stories	story	NOUN
crln-8474	77	3	illustrate	illustrate	VERB
crln-8474	77	4	important	important	ADJ
crln-8474	77	5	lessons	lesson	NOUN
crln-8474	77	6	about	about	ADP
crln-8474	77	7	saving	save	VERB
crln-8474	77	8	,	,	PUNCT
crln-8474	77	9	prompt	prompt	ADJ
crln-8474	77	10	reader	reader	NOUN
crln-8474	77	11	responses	response	NOUN
crln-8474	77	12	,	,	PUNCT
crln-8474	77	13	and	and	CCONJ
crln-8474	77	14	offer	offer	VERB
crln-8474	77	15	ideas	idea	NOUN
crln-8474	77	16	to	to	PART
crln-8474	77	17	increase	increase	VERB
crln-8474	77	18	savings	saving	NOUN
crln-8474	77	19	efforts	effort	NOUN
crln-8474	77	20	.	.	PUNCT
crln-8474	78	1	it	it	PRON
crln-8474	78	2	concludes	conclude	VERB
crln-8474	78	3	with	with	ADP
crln-8474	78	4	a	a	DET
crln-8474	78	5	list	list	NOUN
crln-8474	78	6	of	of	ADP
crln-8474	78	7	resources	resource	NOUN
crln-8474	78	8	to	to	PART
crln-8474	78	9	facilitate	facilitate	VERB
crln-8474	78	10	further	further	ADJ
crln-8474	78	11	information	information	NOUN
crln-8474	78	12	discovery	discovery	NOUN
crln-8474	78	13	.	.	PUNCT
crln-8474	79	1	it	it	PRON
crln-8474	79	2	also	also	ADV
crln-8474	79	3	provides	provide	VERB
crln-8474	79	4	a	a	DET
crln-8474	79	5	beneficial	beneficial	ADJ
crln-8474	79	6	introduction	introduction	NOUN
crln-8474	79	7	to	to	ADP
crln-8474	79	8	the	the	DET
crln-8474	79	9	national	national	PROPN
crln-8474	79	10	institute	institute	PROPN
crln-8474	79	11	on	on	ADP
crln-8474	79	12	aging	age	VERB
crln-8474	79	13	’s	’s	PART
crln-8474	79	14	efforts	effort	NOUN
crln-8474	79	15	to	to	PART
crln-8474	79	16	understand	understand	VERB
crln-8474	79	17	the	the	DET
crln-8474	79	18	nature	nature	NOUN
crln-8474	79	19	of	of	ADP
crln-8474	79	20	aging	age	VERB
crln-8474	79	21	through	through	ADP
crln-8474	79	22	research	research	NOUN
crln-8474	79	23	,	,	PUNCT
crln-8474	79	24	training	training	NOUN
crln-8474	79	25	,	,	PUNCT
crln-8474	79	26	december	december	PROPN
crln-8474	79	27	2010	2010	NUM
crln-8474	79	28	593	593	NUM
crln-8474	79	29	c&rl	c&rl	PROPN
crln-8474	79	30	news	news	NOUN
crln-8474	79	31	and	and	CCONJ
crln-8474	79	32	information	information	NOUN
crln-8474	79	33	about	about	ADP
crln-8474	79	34	keeping	keep	VERB
crln-8474	79	35	older	old	ADJ
crln-8474	79	36	people	people	NOUN
crln-8474	79	37	healthy	healthy	ADJ
crln-8474	79	38	and	and	CCONJ
crln-8474	79	39	active	active	ADJ
crln-8474	79	40	.	.	PUNCT
crln-8474	80	1	access	access	NOUN
crln-8474	80	2	:	:	PUNCT
crln-8474	80	3	http://www	http://www	NOUN
crln-8474	80	4	.	.	PUNCT
crln-8474	81	1	nia.nih.gov/nr/rdonlyres/58218de8-fb564353-9de8-eb35e951404c/0/retirement	nia.nih.gov/nr/rdonlyres/58218de8-fb564353-9de8-eb35e951404c/0/retirement	NOUN
crln-8474	81	2	_	_	PUNCT
crln-8474	81	3	final_lowresfinalpdf103009.pdf	final_lowresfinalpdf103009.pdf	NOUN
crln-8474	81	4	.	.	PUNCT
crln-8474	82	1	•	•	PROPN
crln-8474	82	2	smartaboutmoney	smartaboutmoney	NOUN
crln-8474	82	3	.	.	PUNCT
crln-8474	83	1	this	this	DET
crln-8474	83	2	web	web	NOUN
crln-8474	83	3	site	site	NOUN
crln-8474	83	4	from	from	ADP
crln-8474	83	5	the	the	DET
crln-8474	83	6	national	national	ADJ
crln-8474	83	7	endowment	endowment	NOUN
crln-8474	83	8	for	for	ADP
crln-8474	83	9	financial	financial	ADJ
crln-8474	83	10	education	education	NOUN
crln-8474	83	11	offers	offer	VERB
crln-8474	83	12	tips	tip	NOUN
crln-8474	83	13	and	and	CCONJ
crln-8474	83	14	information	information	NOUN
crln-8474	83	15	about	about	ADP
crln-8474	83	16	budgeting	budgeting	NOUN
crln-8474	83	17	,	,	PUNCT
crln-8474	83	18	reducing	reduce	VERB
crln-8474	83	19	debt	debt	NOUN
crln-8474	83	20	,	,	PUNCT
crln-8474	83	21	and	and	CCONJ
crln-8474	83	22	setting	set	VERB
crln-8474	83	23	financial	financial	ADJ
crln-8474	83	24	goals	goal	NOUN
crln-8474	83	25	.	.	PUNCT
crln-8474	84	1	the	the	DET
crln-8474	84	2	“	"	PUNCT
crln-8474	84	3	planning	plan	VERB
crln-8474	84	4	for	for	ADP
crln-8474	84	5	retirement	retirement	NOUN
crln-8474	84	6	”	"	PUNCT
crln-8474	84	7	section	section	NOUN
crln-8474	84	8	includes	include	VERB
crln-8474	84	9	information	information	NOUN
crln-8474	84	10	about	about	ADP
crln-8474	84	11	calculating	calculate	VERB
crln-8474	84	12	retirement	retirement	NOUN
crln-8474	84	13	savings	saving	NOUN
crln-8474	84	14	,	,	PUNCT
crln-8474	84	15	catch	catch	NOUN
crln-8474	84	16	-	-	PUNCT
crln-8474	84	17	up	up	ADP
crln-8474	84	18	strategies	strategy	NOUN
crln-8474	84	19	for	for	ADP
crln-8474	84	20	retirement	retirement	NOUN
crln-8474	84	21	savings	saving	NOUN
crln-8474	84	22	,	,	PUNCT
crln-8474	84	23	and	and	CCONJ
crln-8474	84	24	creating	create	VERB
crln-8474	84	25	a	a	DET
crln-8474	84	26	“	"	PUNCT
crln-8474	84	27	retirement	retirement	NOUN
crln-8474	84	28	paycheck	paycheck	NOUN
crln-8474	84	29	.	.	PUNCT
crln-8474	84	30	”	"	PUNCT
crln-8474	85	1	the	the	DET
crln-8474	85	2	site	site	NOUN
crln-8474	85	3	also	also	ADV
crln-8474	85	4	includes	include	VERB
crln-8474	85	5	a	a	DET
crln-8474	85	6	calculator	calculator	NOUN
crln-8474	85	7	to	to	PART
crln-8474	85	8	determine	determine	VERB
crln-8474	85	9	the	the	DET
crln-8474	85	10	impact	impact	NOUN
crln-8474	85	11	of	of	ADP
crln-8474	85	12	borrowing	borrow	VERB
crln-8474	85	13	from	from	ADP
crln-8474	85	14	a	a	DET
crln-8474	85	15	401(k	401(k	PROPN
crln-8474	85	16	)	)	PUNCT
crln-8474	85	17	plan	plan	NOUN
crln-8474	85	18	and	and	CCONJ
crln-8474	85	19	a	a	DET
crln-8474	85	20	downloadable	downloadable	ADJ
crln-8474	85	21	publication	publication	NOUN
crln-8474	85	22	titled	title	VERB
crln-8474	85	23	“	"	PUNCT
crln-8474	85	24	guidebook	guidebook	NOUN
crln-8474	85	25	to	to	PART
crln-8474	85	26	help	help	VERB
crln-8474	85	27	late	late	ADJ
crln-8474	85	28	savers	saver	NOUN
crln-8474	85	29	prepare	prepare	VERB
crln-8474	85	30	for	for	ADP
crln-8474	85	31	retirement	retirement	NOUN
crln-8474	85	32	.	.	PUNCT
crln-8474	85	33	”	"	PUNCT
crln-8474	85	34	access	access	NOUN
crln-8474	85	35	:	:	PUNCT
crln-8474	85	36	http://www.smartaboutmoney.org/.	http://www.smartaboutmoney.org/.	PROPN
crln-8474	85	37	•	•	INTJ
crln-8474	85	38	“	"	PUNCT
crln-8474	85	39	top	top	ADJ
crln-8474	85	40	10	10	NUM
crln-8474	85	41	ways	way	NOUN
crln-8474	85	42	to	to	PART
crln-8474	85	43	prepare	prepare	VERB
crln-8474	85	44	for	for	ADP
crln-8474	85	45	retirement	retirement	NOUN
crln-8474	85	46	.	.	PUNCT
crln-8474	85	47	”	"	PUNCT
crln-8474	86	1	this	this	DET
crln-8474	86	2	publication	publication	NOUN
crln-8474	86	3	from	from	ADP
crln-8474	86	4	the	the	DET
crln-8474	86	5	department	department	NOUN
crln-8474	86	6	of	of	ADP
crln-8474	86	7	labor	labor	PROPN
crln-8474	86	8	’s	’s	PART
crln-8474	86	9	employee	employee	NOUN
crln-8474	86	10	benefits	benefit	NOUN
crln-8474	86	11	security	security	NOUN
crln-8474	86	12	administration	administration	NOUN
crln-8474	86	13	outlines	outline	VERB
crln-8474	86	14	tips	tip	NOUN
crln-8474	86	15	to	to	PART
crln-8474	86	16	maintain	maintain	VERB
crln-8474	86	17	your	your	PRON
crln-8474	86	18	standard	standard	NOUN
crln-8474	86	19	of	of	ADP
crln-8474	86	20	living	live	VERB
crln-8474	86	21	during	during	ADP
crln-8474	86	22	retirement	retirement	NOUN
crln-8474	86	23	,	,	PUNCT
crln-8474	86	24	such	such	ADJ
crln-8474	86	25	as	as	ADP
crln-8474	86	26	finding	find	VERB
crln-8474	86	27	out	out	ADP
crln-8474	86	28	about	about	ADP
crln-8474	86	29	your	your	PRON
crln-8474	86	30	social	social	ADJ
crln-8474	86	31	security	security	NOUN
crln-8474	86	32	benefits	benefit	NOUN
crln-8474	86	33	and	and	CCONJ
crln-8474	86	34	the	the	DET
crln-8474	86	35	advantage	advantage	NOUN
crln-8474	86	36	of	of	ADP
crln-8474	86	37	starting	start	VERB
crln-8474	86	38	early	early	ADV
crln-8474	86	39	.	.	PUNCT
crln-8474	87	1	it	it	PRON
crln-8474	87	2	also	also	ADV
crln-8474	87	3	provides	provide	VERB
crln-8474	87	4	links	link	NOUN
crln-8474	87	5	to	to	ADP
crln-8474	87	6	booklets	booklet	NOUN
crln-8474	87	7	,	,	PUNCT
crln-8474	87	8	including	include	VERB
crln-8474	87	9	“	"	PUNCT
crln-8474	87	10	what	what	PRON
crln-8474	87	11	you	you	PRON
crln-8474	87	12	should	should	AUX
crln-8474	87	13	know	know	VERB
crln-8474	87	14	about	about	ADP
crln-8474	87	15	your	your	PRON
crln-8474	87	16	retirement	retirement	NOUN
crln-8474	87	17	plan	plan	NOUN
crln-8474	87	18	,	,	PUNCT
crln-8474	87	19	”	"	PUNCT
crln-8474	87	20	“	"	PUNCT
crln-8474	87	21	choosing	choose	VERB
crln-8474	87	22	a	a	DET
crln-8474	87	23	retirement	retirement	NOUN
crln-8474	87	24	solution	solution	NOUN
crln-8474	87	25	for	for	ADP
crln-8474	87	26	your	your	PRON
crln-8474	87	27	small	small	ADJ
crln-8474	87	28	business	business	NOUN
crln-8474	87	29	,	,	PUNCT
crln-8474	87	30	”	"	PUNCT
crln-8474	87	31	and	and	CCONJ
crln-8474	87	32	“	"	PUNCT
crln-8474	87	33	filing	file	VERB
crln-8474	87	34	a	a	DET
crln-8474	87	35	claim	claim	NOUN
crln-8474	87	36	for	for	ADP
crln-8474	87	37	your	your	PRON
crln-8474	87	38	retirement	retirement	NOUN
crln-8474	87	39	benefits	benefit	NOUN
crln-8474	87	40	.	.	PUNCT
crln-8474	87	41	”	"	PUNCT
crln-8474	87	42	access	access	NOUN
crln-8474	87	43	:	:	PUNCT
crln-8474	87	44	http://	http://	X
crln-8474	87	45	www.dol.gov/ebsa/publications/10_ways	www.dol.gov/ebsa/publications/10_way	NOUN
crln-8474	87	46	_	_	PUNCT
crln-8474	87	47	to_prepare.html	to_prepare.html	PROPN
crln-8474	87	48	.	.	PUNCT
crln-8474	88	1	•	•	PROPN
crln-8474	88	2	transforming	transform	VERB
crln-8474	88	3	life	life	NOUN
crln-8474	88	4	after	after	ADP
crln-8474	88	5	50	50	NUM
crln-8474	88	6	.	.	PUNCT
crln-8474	89	1	this	this	DET
crln-8474	89	2	initiative	initiative	NOUN
crln-8474	89	3	of	of	ADP
crln-8474	89	4	the	the	DET
crln-8474	89	5	california	california	PROPN
crln-8474	89	6	state	state	PROPN
crln-8474	89	7	library	library	NOUN
crln-8474	89	8	assists	assist	NOUN
crln-8474	89	9	libraries	librarie	VERB
crln-8474	89	10	not	not	PART
crln-8474	89	11	only	only	ADV
crln-8474	89	12	in	in	ADP
crln-8474	89	13	better	well	ADV
crln-8474	89	14	serving	serve	VERB
crln-8474	89	15	midlife	midlife	NOUN
crln-8474	89	16	adults	adult	NOUN
crln-8474	89	17	,	,	PUNCT
crln-8474	89	18	but	but	CCONJ
crln-8474	89	19	also	also	ADV
crln-8474	89	20	in	in	ADP
crln-8474	89	21	creating	create	VERB
crln-8474	89	22	ways	way	NOUN
crln-8474	89	23	for	for	SCONJ
crln-8474	89	24	this	this	DET
crln-8474	89	25	growing	grow	VERB
crln-8474	89	26	segment	segment	NOUN
crln-8474	89	27	of	of	ADP
crln-8474	89	28	the	the	DET
crln-8474	89	29	population	population	NOUN
crln-8474	89	30	to	to	PART
crln-8474	89	31	learn	learn	VERB
crln-8474	89	32	,	,	PUNCT
crln-8474	89	33	teach	teach	VERB
crln-8474	89	34	,	,	PUNCT
crln-8474	89	35	lead	lead	NOUN
crln-8474	89	36	,	,	PUNCT
crln-8474	89	37	build	build	NOUN
crln-8474	89	38	skills	skill	NOUN
crln-8474	89	39	,	,	PUNCT
crln-8474	89	40	and	and	CCONJ
crln-8474	89	41	become	become	VERB
crln-8474	89	42	engaged	engaged	ADJ
crln-8474	89	43	with	with	ADP
crln-8474	89	44	their	their	PRON
crln-8474	89	45	communities	community	NOUN
crln-8474	89	46	.	.	PUNCT
crln-8474	90	1	information	information	NOUN
crln-8474	90	2	about	about	ADP
crln-8474	90	3	midlife	midlife	NOUN
crln-8474	90	4	trends	trend	NOUN
crln-8474	90	5	—	—	PUNCT
crln-8474	90	6	such	such	ADJ
crln-8474	90	7	as	as	ADP
crln-8474	90	8	spirituality	spirituality	NOUN
crln-8474	90	9	,	,	PUNCT
crln-8474	90	10	financial	financial	ADJ
crln-8474	90	11	security	security	NOUN
crln-8474	90	12	,	,	PUNCT
crln-8474	90	13	work	work	NOUN
crln-8474	90	14	and	and	CCONJ
crln-8474	90	15	volunteerism	volunteerism	NOUN
crln-8474	90	16	,	,	PUNCT
crln-8474	90	17	and	and	CCONJ
crln-8474	90	18	lifelong	lifelong	ADJ
crln-8474	90	19	learning	learning	NOUN
crln-8474	90	20	—	—	PUNCT
crln-8474	90	21	provides	provide	VERB
crln-8474	90	22	insight	insight	NOUN
crln-8474	90	23	into	into	ADP
crln-8474	90	24	this	this	DET
crln-8474	90	25	targeted	target	VERB
crln-8474	90	26	group	group	NOUN
crln-8474	90	27	of	of	ADP
crln-8474	90	28	library	library	NOUN
crln-8474	90	29	users	user	NOUN
crln-8474	90	30	.	.	PUNCT
crln-8474	91	1	tools	tool	NOUN
crln-8474	91	2	for	for	ADP
crln-8474	91	3	engaging	engage	VERB
crln-8474	91	4	midlife	midlife	NOUN
crln-8474	91	5	adults	adult	NOUN
crln-8474	91	6	are	be	AUX
crln-8474	91	7	designed	design	VERB
crln-8474	91	8	to	to	PART
crln-8474	91	9	facilitate	facilitate	VERB
crln-8474	91	10	further	further	ADJ
crln-8474	91	11	discussion	discussion	NOUN
crln-8474	91	12	.	.	PUNCT
crln-8474	92	1	access	access	NOUN
crln-8474	92	2	:	:	PUNCT
crln-8474	92	3	http://transforminglifeafter50.org/.	http://transforminglifeafter50.org/.	NOUN
crln-8474	92	4	volunteering	volunteering	NOUN
crln-8474	92	5	and	and	CCONJ
crln-8474	92	6	lifelong	lifelong	ADJ
crln-8474	92	7	learning	learn	VERB
crln-8474	92	8	•	•	PROPN
crln-8474	92	9	corporation	corporation	NOUN
crln-8474	93	1	f	f	PROPN
crln-8474	94	1	o	o	X
crln-8474	95	1	r	r	X
crln-8474	95	2	n	n	X
crln-8474	95	3	a	a	DET
crln-8474	95	4	t	t	NOUN
crln-8474	95	5	i	i	PRON
crln-8474	95	6	o	o	NOUN
crln-8474	95	7	n	n	ADV
crln-8474	95	8	a	a	DET
crln-8474	95	9	l	l	X
crln-8474	95	10	a	a	PRON
crln-8474	95	11	n	n	PROPN
crln-8474	95	12	d	d	PROPN
crln-8474	95	13	community	community	NOUN
crln-8474	95	14	service	service	NOUN
crln-8474	95	15	:	:	PUNCT
crln-8474	95	16	senior	senior	ADJ
crln-8474	95	17	corps	corps	NOUN
crln-8474	95	18	.	.	PUNCT
crln-8474	96	1	this	this	DET
crln-8474	96	2	initiative	initiative	NOUN
crln-8474	96	3	provides	provide	VERB
crln-8474	96	4	information	information	NOUN
crln-8474	96	5	to	to	ADP
crln-8474	96	6	those	those	PRON
crln-8474	96	7	over	over	ADP
crln-8474	96	8	55	55	NUM
crln-8474	96	9	about	about	ADP
crln-8474	96	10	sharing	share	VERB
crln-8474	96	11	their	their	PRON
crln-8474	96	12	talents	talent	NOUN
crln-8474	96	13	and	and	CCONJ
crln-8474	96	14	experiences	experience	NOUN
crln-8474	96	15	with	with	ADP
crln-8474	96	16	their	their	PRON
crln-8474	96	17	communities	community	NOUN
crln-8474	96	18	in	in	ADP
crln-8474	96	19	new	new	ADJ
crln-8474	96	20	ways	way	NOUN
crln-8474	96	21	.	.	PUNCT
crln-8474	97	1	it	it	PRON
crln-8474	97	2	offers	offer	VERB
crln-8474	97	3	details	detail	NOUN
crln-8474	97	4	about	about	ADP
crln-8474	97	5	becoming	become	VERB
crln-8474	97	6	mentors	mentor	NOUN
crln-8474	97	7	,	,	PUNCT
crln-8474	97	8	coaches	coach	NOUN
crln-8474	97	9	,	,	PUNCT
crln-8474	97	10	foster	foster	ADJ
crln-8474	97	11	grandparents	grandparent	NOUN
crln-8474	97	12	and	and	CCONJ
crln-8474	97	13	senior	senior	ADJ
crln-8474	97	14	companions	companion	NOUN
crln-8474	97	15	,	,	PUNCT
crln-8474	97	16	as	as	ADV
crln-8474	97	17	well	well	ADV
crln-8474	97	18	as	as	ADP
crln-8474	97	19	taking	take	VERB
crln-8474	97	20	advantage	advantage	NOUN
crln-8474	97	21	of	of	ADP
crln-8474	97	22	service	service	NOUN
crln-8474	97	23	opportunities	opportunity	NOUN
crln-8474	97	24	provided	provide	VERB
crln-8474	97	25	by	by	ADP
crln-8474	97	26	community	community	NOUN
crln-8474	97	27	projects	project	NOUN
crln-8474	97	28	and	and	CCONJ
crln-8474	97	29	organizations	organization	NOUN
crln-8474	97	30	.	.	PUNCT
crln-8474	98	1	access	access	NOUN
crln-8474	98	2	:	:	PUNCT
crln-8474	98	3	http://www	http://www	PROPN
crln-8474	98	4	.	.	PUNCT
crln-8474	98	5	seniorcorps.gov/about/programs/rsvp.asp	seniorcorps.gov/about/programs/rsvp.asp	PROPN
crln-8474	98	6	.	.	PUNCT
crln-8474	99	1	•	•	VERB
crln-8474	99	2	discovering	discover	VERB
crln-8474	99	3	what	what	PRON
crln-8474	99	4	’s	’	VERB
crln-8474	99	5	next	next	ADV
crln-8474	99	6	.	.	PUNCT
crln-8474	100	1	this	this	DET
crln-8474	100	2	newtonville	newtonville	PROPN
crln-8474	100	3	,	,	PUNCT
crln-8474	100	4	massachusetts	massachusetts	PROPN
crln-8474	100	5	-	-	PUNCT
crln-8474	100	6	based	base	VERB
crln-8474	100	7	network	network	NOUN
crln-8474	100	8	connects	connect	VERB
crln-8474	100	9	those	those	PRON
crln-8474	100	10	over	over	ADP
crln-8474	100	11	50	50	NUM
crln-8474	100	12	with	with	ADP
crln-8474	100	13	community	community	NOUN
crln-8474	100	14	organizations	organization	NOUN
crln-8474	100	15	in	in	ADP
crln-8474	100	16	mutually	mutually	ADV
crln-8474	100	17	beneficial	beneficial	ADJ
crln-8474	100	18	activities	activity	NOUN
crln-8474	100	19	.	.	PUNCT
crln-8474	101	1	its	its	PRON
crln-8474	101	2	“	"	PUNCT
crln-8474	101	3	toolkit	toolkit	NOUN
crln-8474	101	4	sampler	sampler	NOUN
crln-8474	101	5	:	:	PUNCT
crln-8474	101	6	jump	jump	NOUN
crln-8474	101	7	-	-	PUNCT
crln-8474	101	8	start	start	VERB
crln-8474	101	9	your	your	PRON
crln-8474	101	10	volunteer	volunteer	NOUN
crln-8474	101	11	search	search	NOUN
crln-8474	101	12	”	"	PUNCT
crln-8474	101	13	is	be	AUX
crln-8474	101	14	a	a	DET
crln-8474	101	15	checklist	checklist	NOUN
crln-8474	101	16	to	to	PART
crln-8474	101	17	help	help	VERB
crln-8474	101	18	clarify	clarify	VERB
crln-8474	101	19	your	your	PRON
crln-8474	101	20	volunteer	volunteer	NOUN
crln-8474	101	21	strengths	strength	NOUN
crln-8474	101	22	and	and	CCONJ
crln-8474	101	23	interests	interest	NOUN
crln-8474	101	24	(	(	PUNCT
crln-8474	101	25	http://discoveringwhatsnext.org/documents	http://discoveringwhatsnext.org/document	NOUN
crln-8474	101	26	/microsoftword	/microsoftword	PROPN
crln-8474	101	27	-	-	PUNCT
crln-8474	101	28	jumpstartyourvolun	jumpstartyourvolun	NOUN
crln-8474	101	29	teersearch.pdf	teersearch.pdf	NOUN
crln-8474	101	30	)	)	PUNCT
crln-8474	101	31	.	.	PUNCT
crln-8474	102	1	access	access	NOUN
crln-8474	102	2	:	:	PUNCT
crln-8474	102	3	http://discoveringwhatsnext.org/index.html	http://discoveringwhatsnext.org/index.html	X
crln-8474	102	4	.	.	PUNCT
crln-8474	102	5	•	•	PROPN
crln-8474	102	6	north	north	PROPN
crln-8474	102	7	carolina	carolina	PROPN
crln-8474	102	8	center	center	PROPN
crln-8474	102	9	for	for	ADP
crln-8474	102	10	creative	creative	ADJ
crln-8474	102	11	retirement	retirement	NOUN
crln-8474	102	12	.	.	PUNCT
crln-8474	103	1	what	what	PRON
crln-8474	103	2	began	begin	VERB
crln-8474	103	3	as	as	ADP
crln-8474	103	4	a	a	DET
crln-8474	103	5	department	department	NOUN
crln-8474	103	6	of	of	ADP
crln-8474	103	7	the	the	DET
crln-8474	103	8	university	university	PROPN
crln-8474	103	9	of	of	ADP
crln-8474	103	10	north	north	PROPN
crln-8474	103	11	carolina	carolina	PROPN
crln-8474	103	12	-	-	PUNCT
crln-8474	103	13	asheville	asheville	PROPN
crln-8474	103	14	is	be	AUX
crln-8474	103	15	now	now	ADV
crln-8474	103	16	an	an	DET
crln-8474	103	17	organization	organization	NOUN
crln-8474	103	18	that	that	PRON
crln-8474	103	19	provides	provide	VERB
crln-8474	103	20	opportunities	opportunity	NOUN
crln-8474	103	21	for	for	ADP
crln-8474	103	22	midlife	midlife	NOUN
crln-8474	103	23	and	and	CCONJ
crln-8474	103	24	retired	retire	VERB
crln-8474	103	25	adults	adult	NOUN
crln-8474	103	26	to	to	PART
crln-8474	103	27	experience	experience	VERB
crln-8474	103	28	lifelong	lifelong	ADJ
crln-8474	103	29	learning	learning	NOUN
crln-8474	103	30	,	,	PUNCT
crln-8474	103	31	leadership	leadership	NOUN
crln-8474	103	32	,	,	PUNCT
crln-8474	103	33	and	and	CCONJ
crln-8474	103	34	community	community	NOUN
crln-8474	103	35	service	service	NOUN
crln-8474	103	36	.	.	PUNCT
crln-8474	104	1	programs	program	NOUN
crln-8474	104	2	in	in	ADP
crln-8474	104	3	the	the	DET
crln-8474	104	4	arts	art	NOUN
crln-8474	104	5	and	and	CCONJ
crln-8474	104	6	humanities	humanity	NOUN
crln-8474	104	7	,	,	PUNCT
crln-8474	104	8	nature	nature	NOUN
crln-8474	104	9	,	,	PUNCT
crln-8474	104	10	civic	civic	ADJ
crln-8474	104	11	engagement	engagement	NOUN
crln-8474	104	12	,	,	PUNCT
crln-8474	104	13	and	and	CCONJ
crln-8474	104	14	wellness	wellness	NOUN
crln-8474	104	15	are	be	AUX
crln-8474	104	16	complemented	complement	VERB
crln-8474	104	17	by	by	ADP
crln-8474	104	18	research	research	NOUN
crln-8474	104	19	on	on	ADP
crln-8474	104	20	trends	trend	NOUN
crln-8474	104	21	in	in	ADP
crln-8474	104	22	reinventing	reinvent	VERB
crln-8474	104	23	retirement	retirement	NOUN
crln-8474	104	24	and	and	CCONJ
crln-8474	104	25	ways	way	NOUN
crln-8474	104	26	to	to	PART
crln-8474	104	27	facilitate	facilitate	VERB
crln-8474	104	28	life	life	NOUN
crln-8474	104	29	transition	transition	NOUN
crln-8474	104	30	and	and	CCONJ
crln-8474	104	31	retirement	retirement	NOUN
crln-8474	104	32	relocation	relocation	NOUN
crln-8474	104	33	planning	planning	NOUN
crln-8474	104	34	.	.	PUNCT
crln-8474	105	1	browsing	browse	VERB
crln-8474	105	2	through	through	ADP
crln-8474	105	3	this	this	DET
crln-8474	105	4	site	site	NOUN
crln-8474	105	5	may	may	AUX
crln-8474	105	6	generate	generate	VERB
crln-8474	105	7	ideas	idea	NOUN
crln-8474	105	8	of	of	ADP
crln-8474	105	9	similar	similar	ADJ
crln-8474	105	10	resources	resource	NOUN
crln-8474	105	11	available	available	ADJ
crln-8474	105	12	in	in	ADP
crln-8474	105	13	your	your	PRON
crln-8474	105	14	community	community	NOUN
crln-8474	105	15	.	.	PUNCT
crln-8474	106	1	access	access	NOUN
crln-8474	106	2	:	:	PUNCT
crln-8474	106	3	http://www2	http://www2	NOUN
crln-8474	106	4	.	.	PUNCT
crln-8474	107	1	unca.edu/ncccr/.	unca.edu/ncccr/.	PROPN
crln-8474	107	2	notes	note	VERB
crln-8474	107	3	1	1	NUM
crln-8474	107	4	.	.	PROPN
crln-8474	107	5	teresa	teresa	NOUN
crln-8474	107	6	ghilarducci	ghilarducci	PROPN
crln-8474	107	7	,	,	PUNCT
crln-8474	107	8	when	when	SCONJ
crln-8474	107	9	i	i	PRON
crln-8474	107	10	’m	’m	VERB
crln-8474	107	11	sixtyfour	sixtyfour	NOUN
crln-8474	107	12	:	:	PUNCT
crln-8474	107	13	the	the	DET
crln-8474	107	14	plot	plot	NOUN
crln-8474	107	15	against	against	ADP
crln-8474	107	16	pensions	pension	NOUN
crln-8474	107	17	and	and	CCONJ
crln-8474	107	18	the	the	DET
crln-8474	107	19	plan	plan	NOUN
crln-8474	107	20	to	to	PART
crln-8474	107	21	save	save	VERB
crln-8474	107	22	them	they	PRON
crln-8474	107	23	(	(	PUNCT
crln-8474	107	24	princeton	princeton	PROPN
crln-8474	107	25	university	university	PROPN
crln-8474	107	26	press	press	NOUN
crln-8474	107	27	,	,	PUNCT
crln-8474	107	28	2008	2008	NUM
crln-8474	107	29	)	)	PUNCT
crln-8474	107	30	.	.	PUNCT
crln-8474	108	1	2	2	X
crln-8474	108	2	.	.	PROPN
crln-8474	108	3	pensions	pensions	PROPN
crln-8474	108	4	&	&	CCONJ
crln-8474	108	5	retirement	retirement	NOUN
crln-8474	108	6	security	security	NOUN
crln-8474	108	7	:	:	PUNCT
crln-8474	108	8	a	a	DET
crln-8474	108	9	roadmap	roadmap	NOUN
crln-8474	108	10	for	for	ADP
crln-8474	108	11	policymakers	policymaker	NOUN
crln-8474	108	12	,	,	PUNCT
crln-8474	108	13	a	a	DET
crln-8474	108	14	january	january	PROPN
crln-8474	108	15	2009	2009	NUM
crln-8474	108	16	report	report	NOUN
crln-8474	108	17	from	from	ADP
crln-8474	108	18	the	the	DET
crln-8474	108	19	national	national	PROPN
crln-8474	108	20	institute	institute	PROPN
crln-8474	108	21	on	on	ADP
crln-8474	108	22	retirement	retirement	NOUN
crln-8474	108	23	security	security	NOUN
crln-8474	108	24	.	.	PUNCT
crln-8474	109	1	3	3	X
crln-8474	109	2	.	.	X
crln-8474	109	3	brett	brett	PROPN
crln-8474	109	4	arends	arend	NOUN
crln-8474	109	5	,	,	PUNCT
crln-8474	109	6	“	"	PUNCT
crln-8474	109	7	a	a	DET
crln-8474	109	8	nation	nation	NOUN
crln-8474	109	9	of	of	ADP
crln-8474	109	10	helen	helen	PROPN
crln-8474	109	11	thomases	thomas	NOUN
crln-8474	109	12	,	,	PUNCT
crln-8474	109	13	”	"	PUNCT
crln-8474	109	14	wall	wall	PROPN
crln-8474	109	15	street	street	PROPN
crln-8474	109	16	journal	journal	PROPN
crln-8474	109	17	,	,	PUNCT
crln-8474	109	18	june	june	PROPN
crln-8474	109	19	11	11	NUM
crln-8474	109	20	,	,	PUNCT
crln-8474	109	21	2010	2010	NUM
crln-8474	109	22	.	.	PUNCT