Summary of your 'study carrel' ============================== This is a summary of your Distant Reader 'study carrel'. The Distant Reader harvested & cached your content into a collection/corpus. It then applied sets of natural language processing and text mining against the collection. The results of this process was reduced to a database file -- a 'study carrel'. The study carrel can then be queried, thus bringing light specific characteristics for your collection. These characteristics can help you summarize the collection as well as enumerate things you might want to investigate more closely. This report is a terse narrative report, and when processing is complete you will be linked to a more complete narrative report. Eric Lease Morgan Number of items in the collection; 'How big is my corpus?' ---------------------------------------------------------- 12 Average length of all items measured in words; "More or less, how big is each item?" ------------------------------------------------------------------------------------ 82832 Average readability score of all items (0 = difficult; 100 = easy) ------------------------------------------------------------------ 74 Top 50 statistically significant keywords; "What is my collection about?" ------------------------------------------------------------------------- 6 Mr. 5 Bank 4 National 4 London 4 England 3 money 3 York 3 United 3 States 3 New 3 Government 3 Germany 3 Act 2 man 2 good 2 english 2 bank 2 Treasury 2 Street 2 Reserve 2 Miss 2 House 2 France 2 Company 2 Clearing 1 time 1 system 1 section 1 right 1 merchant 1 manufacturer 1 look 1 gold 1 european 1 currency 1 check 1 boy 1 banking 1 answer 1 american 1 Woosenham 1 Wolley 1 Winslow 1 Wanji 1 UNCLE 1 Tubby 1 Thomas 1 Stoat 1 Squire 1 South Top 50 lemmatized nouns; "What is discussed?" --------------------------------------------- 7232 bank 2717 money 2226 time 1842 business 1828 note 1693 man 1658 gold 1657 credit 1583 reserve 1546 country 1314 year 1304 banking 1247 cent 1215 bill 1209 amount 1200 deposit 1169 banker 1157 price 1128 day 1105 system 1021 capital 1010 rate 991 exchange 990 loan 988 currency 929 interest 922 paper 871 hand 855 way 818 value 814 per 802 demand 794 thing 762 security 746 cash 723 dollar 707 part 707 market 706 law 702 state 673 fact 667 case 666 stock 664 check 632 issue 629 account 620 payment 593 fund 592 power 569 people Top 50 proper nouns; "What are the names of persons or places?" -------------------------------------------------------------- 3450 _ 1880 Bank 1138 Mr. 1025 States 921 England 916 United 796 New 674 MR 629 York 592 London 553 Government 526 Reserve 467 Arthur 435 Dick 391 A. 389 National 342 Q. 342 Clement 340 France 340 Federal 337 House 326 Squire 326 Clearing 315 State 312 Treasury 299 Ovington 271 Act 267 Atherton 263 Orison 261 | 243 reserve 241 Banks 230 Germany 207 Blagden 196 Board 179 pp 171 Congress 166 Rodd 157 Josina 157 American 149 Company 141 Graylock 141 City 140 Credit 140 Banking 138 Street 134 Notes 130 Chicago 130 Boston 129 Hamilton Top 50 personal pronouns nouns; "To whom are things referred?" ------------------------------------------------------------- 10850 it 9095 he 5745 i 5179 you 3754 they 2847 we 2552 him 2057 them 1631 she 1149 me 614 us 594 himself 565 her 335 themselves 324 itself 79 one 74 myself 69 herself 64 ''em 53 yourself 52 ourselves 26 ''s 23 his 22 yours 16 ours 16 mine 10 hers 9 theirs 5 em 3 thee 3 d''you 2 you''ll 2 oneself 2 ay 1 | 1 yourselves 1 ye 1 wi 1 ung 1 time---- 1 these:-- 1 must---- 1 i''m 1 ha 1 demand?--we 1 d''yer Top 50 lemmatized verbs; "What do things do?" --------------------------------------------- 36502 be 12373 have 4260 do 2615 make 2373 say 1580 take 1534 go 1373 pay 1365 see 1329 know 1290 come 1171 think 1118 give 868 get 804 find 789 keep 691 call 672 use 666 look 654 hold 615 want 613 tell 598 seem 579 issue 574 increase 557 draw 551 meet 539 become 535 follow 511 sell 511 carry 502 bring 485 require 484 put 479 ask 476 receive 465 show 463 pass 452 stand 450 begin 434 leave 416 let 404 mean 394 turn 374 hear 369 fall 368 feel 363 buy 354 believe 347 speak Top 50 lemmatized adjectives and adverbs; "How are things described?" --------------------------------------------------------------------- 7097 not 2343 so 2260 other 2198 more 1836 only 1493 now 1339 great 1304 such 1255 then 1224 very 1219 as 1158 up 1107 out 1098 much 1061 well 1054 good 1042 large 966 most 940 same 912 first 834 even 793 many 779 just 716 new 709 own 707 here 697 little 649 never 641 commercial 640 long 639 also 636 old 614 small 600 less 589 still 575 far 566 too 532 national 522 always 515 again 514 general 506 all 493 in 492 high 482 last 478 therefore 474 down 472 however 451 thus 445 foreign Top 50 lemmatized superlative adjectives; "How are things described to the extreme?" ------------------------------------------------------------------------- 306 most 252 least 213 good 119 great 78 bad 61 large 55 high 44 Most 40 low 23 small 21 slight 21 early 18 near 13 old 13 late 11 strong 11 big 10 rich 8 safe 8 easy 7 simple 7 manif 7 dear 6 grave 6 full 6 cheap 6 able 5 wise 5 sure 5 long 5 keen 4 wild 4 wide 4 weak 4 l 4 hard 4 fine 3 sound 3 short 3 poor 3 mere 3 faint 3 common 3 close 3 busy 3 broad 2 wealthy 2 true 2 shrewd 2 rare Top 50 lemmatized superlative adverbs; "How do things do to the extreme?" ------------------------------------------------------------------------ 660 most 63 least 41 well 2 worst 2 hard 1 near 1 highest 1 easiest Top 50 Internet domains; "What Webbed places are alluded to in this corpus?" ---------------------------------------------------------------------------- 2 books.google.com 1 www.archive.org Top 50 URLs; "What is hyperlinked from this corpus?" ---------------------------------------------------- 1 http://www.archive.org/details/readingsnimoney00philuoft 1 http://books.google.com/books?id=sjMmAAAAMAAJ 1 http://books.google.com/books?id=e4I1AAAAMAAJ Top 50 email addresses; "Who are you gonna call?" ------------------------------------------------- Top 50 positive assertions; "What sentences are in the shape of noun-verb-noun?" ------------------------------------------------------------------------------- 19 banks do not 8 banks are not 7 bank is not 7 banks have not 6 banks were not 6 money is not 6 system is capable 5 _ are _ 5 _ is _ 5 notes are legal 4 bank are not 4 bank does not 4 bank has never 4 bank is always 4 bankers are not 4 bankers do not 4 banks is not 4 bills are not 4 capital is not 4 country has ever 4 gold does not 4 gold has not 4 man did not 4 money is gold 4 money is worth 4 note issue business 4 notes are not 4 notes were not 3 _ do not 3 bank drawn on 3 bank had not 3 bank has not 3 bank is only 3 bank was about 3 bank was not 3 banker does not 3 banker had not 3 bankers are willing 3 banking is not 3 banks are primarily 3 banks are so 3 banks did not 3 banks have also 3 banks have branches 3 business is not 3 credit is bad 3 credit is good 3 credit is not 3 loans are usually 3 men did not Top 50 negative assertions; "What sentences are in the shape of noun-verb-no|not-noun?" --------------------------------------------------------------------------------------- 3 exchange is no robbery 2 banks have no capital 2 banks have no security 2 reserves are not reserves 1 _ does not normally 1 _ keep no record 1 amount is not rigidly 1 bank are not large 1 bank are not so 1 bank give no such 1 bank had no hesitation 1 bank had no responsibility 1 bank had no right 1 bank has no branches 1 bank has no charter 1 bank has no control 1 bank has no fairy 1 bank has no option 1 bank has no property 1 bank has no special 1 bank has not always 1 bank has not only 1 bank has not yet 1 bank is not able 1 bank is not fit 1 bank is not nearly 1 bank pays no dividends 1 bank was not face 1 bank was not quite 1 banker are not many 1 banker has no need 1 banker were not present 1 bankers are not always 1 bankers are not such 1 bankers have no direct 1 bankers have not time 1 bankers take no part 1 banking is not generally 1 banking is not only 1 banking was not deliberately 1 banks are not likely 1 banks are not savings 1 banks did not originally 1 banks had not yet 1 banks have no desire 1 banks have no similar 1 banks have not always 1 banks is not difficult 1 banks is not large 1 banks use no other A rudimentary bibliography -------------------------- id = 17374 author = Anonymous title = Bank of the Manhattan Company, Chartered 1799: A Progressive Commercial Bank date = keywords = Company; Manhattan summary = [Illustration: PRESENT OFFICE OF THE MANHATTAN COMPANY For fifteen years this bank, together with the New York branch of in control of the Legislature, new bank charters were unobtainable. charter for the purpose of "supplying the City of New York with pure and supply of pure and wholesome water for the City of New York. [Illustration: MANHATTAN COMPANY RESERVOIR ON CHAMBERS STREET] [Illustration: MANHATTAN COMPANY CURRENCY] the Manhattan Company deposited therein. The Bank of the Manhattan Company was profitable from the start and interests" of the New York State Bank of Albany and the Manhattan Manhattan Company was one of the banks to receive the Government In 1853 the Manhattan Company became one of the original members of the From 1853 down to 1880, the Manhattan Company''s deposits averaged [Illustration: Building of the Manhattan Company The Manhattan Company, acting as the reserve agent of many State banks id = 4359 author = Bagehot, Walter title = Lombard Street: A Description of the Money Market date = keywords = Act; Bank; Banking; Department; England; Government; Governor; Lombard; London; Mr.; Street; english; money summary = therefore, an English banker retains a sum of Bank of England notes their money, and deposit the remnant either with the Bank of England reserve of the London bankers being on deposit in the Bank of England keeps as a great reserve in bank notes and coin between 30 pay a large sum in cash trench of necessity on the banking reserve. London bankers, other than the Bank of England, effect this in Bank of England keeps the ''State account'' and is the Government joint stock company permitted to issue bank notes in England. Bank rate is fixed, a great many persons who have bills to discount of the Bank of England to keep money available at all times to found that the Bank had the power to lend money on deposit of goods. reserve at the Bank of England, and from the bankers'' balances; and id = 38472 author = Clark, Ellery H. (Ellery Harding) title = The Money Gods date = keywords = Atherton; Bellingham; Blagden; Hamilton; Helen; Marshall; Martin; Mills; Mr.; Nolan; Stoat; Tubby; answer; good; man; money; right; time summary = At this new view of the stock market, Atherton felt more perplexed "And you, Tubby," said Atherton, turning to Mills. until at last, after a pause, Blagden asked the question that Atherton "Charming?" Mills echoed fervently, in a tone which answered Blagden''s "Atherton, sir," answered the new chauffeur. "Bellingham," said the banker, "this is Atherton, who is to take then to Atherton, "The answer is as old as the time of Bluebeard, as said, "that''s better," and turning to Atherton he added, "I''ve had an got to think quick." Then, with a glance at Mills and Blagden, he secretary took his leave of Mills and Atherton, and followed Blagden "No," Atherton answered, "things have been quiet all day, and to-night bear market." But to Mills and Blagden, watching the tape with the eye "There is nothing," Atherton answered, "that I should like better." id = 60029 author = Fowler, Charles N. (Charles Newell) title = Seventeen Talks on the Banking Question Between Uncle Sam and Mr. Farmer, Mr. Banker, Mr. Lawyer, Mr. Laboringman, Mr. Merchant, Mr. Manufacturer date = keywords = Act; American; BANKER; Bank; Clearing; Credit; England; Germany; Government; House; LAWYER; National; New; Notes; Reserve; SAM; States; Treasury; UNCLE; United; York; manufacturer; merchant; section summary = silver dollar, the United States Note, the National Bank Note all money, these United States Notes, Bank Notes and Silver Dollars, the United States Notes are applicable equally to these bond-secured Bank BANKER: These bank notes or this Credit Currency will always be I define a Credit Currency as follows: _a note issued by a bank against The highest note issue of the first United States Bank was $5,900,000, The highest note issue of the second United States Bank was were then issuing notes in the United States, including the 500 banks credit bank note, currently redeemed in gold coin. $3,500 of United States notes, or greenbacks; $4,500 National bank hold a National Bank Note as reserve; but the great State of New York deposits subject to check, and a true credit currency, or a bank note and thereafter no national bank shall hold a United States note as a id = 61081 author = Lang, Allen Kim title = Cinderella Story date = keywords = Bank; Dink; Elder; Gerding; Kraft; Miss; Mr.; Orison; Wanji summary = "We''re pleased with your work, Miss McCall," Dink Gerding said. When the door slicked open Orison, staring after Dink, "I came to bring a message to Dink," Orison said. Kraft Gerding arose, stared for a moment at Dink and Orison, then, with "I wish you hadn''t come up here, Orison," Dink said. "I''m flattered," Dink Gerding said, holding open the lobby door for Earmuffs caught me up on eighth floor," Orison said. "To be my elder brother is Kraft''s special misfortune," Dink said. "Dink, I''d like a lobster," Orison said. "What if I said no?" Orison asked. "Don''t let these strange things worry you, Orison," Dink said. "I''m not going anywhere until I''ve telephoned Dink," Orison said. "Dink will never let you marry me," Orison said. "That''s what I had in mind," Orison said. "It''s been thought of," Orison said. "I''ll give those orders, Orison," Dink said. id = 35120 author = Phillips, Chester Arthur title = Readings in Money and Banking Selected and Adapted date = keywords = Act; Bank; Board; Canada; Chicago; City; Company; Congress; December; England; Europe; Federal; France; Germany; Government; January; London; Mr.; National; New; Paris; Professor; Reichsbank; Reserve; Secretary; South; States; Treasury; United; York; american; english; european; gold; money summary = various effective media of exchange, like bank notes, checks, or bills what the price of gold bullion [in terms of Bank of England notes] had ratio of deposit currency to bank reserves is a function of business individuals and is to a large extent deposited in banks; increased money He holds that the use of new gold in bank reserves gold, than where a bank may increase its note issues to take over assets York State savings banks cannot take a "special deposit," but in New New York bank, which he deposits for the credit of his account in an New York State Bank Law which make provision for the acceptance of time the New York banks to-day any rate which they can secure for their money Reserve Banks either in gold or in lawful money; redemption in banks, in order to exchange them for reserve money. id = 43663 author = Robinson, Humphrey title = A Simple Explanation of Modern Banking Customs date = keywords = Clearing; House; National; bank; check summary = bank is taking an unreasonable risk in paying out your money on a check Checks drawn on banks in the same town, and which are deposited after When you deposit a check, the only record generally kept by the banks HOW THE BANK COLLECTS THE CHECKS YOU DEPOSIT HOW THE BANK COLLECTS THE CHECKS YOU DEPOSIT of the day, the debtor banks pay in their losses at the Clearing House the banks had deposited actual cash at the Clearing House. officer or employe of a National Bank certifies a check, which calls and his firm, or his bank refuses to pay such draft or check, both you several days before the bank would know whether the check was good or time it takes to collect that check; for every bank must remit to the For these reasons checks drawn on banks in these three cities are id = 32027 author = Scott, William Amasa title = Banking date = keywords = Bank; England; France; Germany; London; New; States; United; York; banking summary = central institution, but a small group of banks in New York City are discounted by a bank will be paid at maturity and the credit balance The result is very different if a bank discounts investment paper, accounts a commercial bank may issue its promissory notes payable to bank in exchange for cash or when discounted bills or notes mature and Most banks of issue at the present time conduct checking accounts By the use of both notes and checking accounts, a bank can supply most Besides bank notes and checking accounts the only forms of currency commercial banks are concerned with loan and discount rates. States requires its banks of issue to cover their notes by government reserve and surplus investment funds of state banks and trust deposited with banks in reserve cities and those invested in bonds, In the development of investment banking institutions in this country, id = 34187 author = Spooner, Lysander title = A New Banking System The Needful Capital for Rebuilding the Burnt District date = keywords = Massachusetts; National; bank; currency; system summary = inasmuch as the use of the real estate as banking capital, would not The use of this real estate as banking capital would break up all furnishing a great amount of currency, that would be equal in value to relatively to specie; for no possible amount of paper currency, every dollar of which is equal in value to specie, _can_ inflate prices above issued for circulation as currency, as our bank bills are now. paper currency is made payable in specie, _on demand_, very little of it of paper would be equal in value to a dollar of gold; specie an abundant paper currency--that is equal in value to gold--raises the circulation, without a dollar of capital (Productive Stock) in bank, an average, to the capital of the present "National" banks. Even though the banks should _pay_, on currency Or if the currency should remain in circulation three months, the banks id = 18981 author = Webster, Frank V. title = Dick the Bank Boy; Or, A Missing Fortune date = keywords = Bessie; Dick; Ferd; Gibbs; Goodwyn; Graylock; Morrison; Mr.; Richard; Riverview; Winslow; boy summary = "You''re working too hard as it is, mother," said Dick, putting an arm guess I did it all right," and Dick, boy-like, smiled grimly as, in But Dick never allowed himself to look at things in that way; he felt mentioned the fact that Dick had said he was looking for work, and this "Mr. Gibbs has given him the place of the messenger boy, Charles, Mr. Goodwyn," remarked the teller, a little vindictively, Dick thought. He looked at Dick as he said those last words, but the boy did not quail "Thank you, sir," was all Dick said, but the smile he gave Mr. Graylock Still, when Mr. Gibbs said this, he did not frown and look at Dick as all of us if Dick had not just happened to come," said Bessie, turning a Dick found himself looking toward the door every time any one came in, id = 38990 author = Weyman, Stanley John title = Ovington''s Bank date = keywords = Acherley; Aldersbury; Arthur; Betty; Bourdillon; Calamy; Charles; Clement; Dean; Garth; God; Griffin; Josina; London; Manchester; Miss; Mr.; Ovington; Peacock; Rodd; Sir; Squire; Street; Thomas; Wolley; Woosenham; good; look; man summary = Squire Griffin of Garth, the great-uncle of this young man, now come hatchet-faced, dissipated-looking man, of an old family, Acherley of For the first time Clement looked his father fairly in the face--and "That''s the way I do look at it!" The Squire brought down his hand on Sir Charles and Acherley nodded, Wolley looked sullen but said One morning as he stood there he saw a man turn off the road and come ill-humored man, he saw his way to pay the Squire out, and chose this sir," he said, and looked again at Rodd as if to ask what he was doing For a time after the Squire had driven away, Clement had sat his horse Squire''s face, and Clement saw, with a shudder, that the left eye and The man''s face fell amazingly, but Clement noted that he looked "Never fear," Clement said to the man.