id	sid	tid	token	lemma	pos
cord-232238-aicird98	1	1	key	key	JJ
cord-232238-aicird98	1	2	:	:	:
cord-232238-aicird98	1	3	cord-232238-aicird98	cord-232238-aicird98	JJ
cord-232238-aicird98	1	4	authors	author	NNS
cord-232238-aicird98	1	5	:	:	:
cord-232238-aicird98	1	6	Ferrario	Ferrario	NNP
cord-232238-aicird98	1	7	,	,	,
cord-232238-aicird98	1	8	Andrea	Andrea	NNP
cord-232238-aicird98	1	9	;	;	:
cord-232238-aicird98	1	10	Loi	Loi	NNP
cord-232238-aicird98	1	11	,	,	,
cord-232238-aicird98	2	1	Michele	Michele	NNP
cord-232238-aicird98	2	2	title	title	NN
cord-232238-aicird98	2	3	:	:	:
cord-232238-aicird98	3	1	A	a	DT
cord-232238-aicird98	3	2	Series	Series	NNP
cord-232238-aicird98	3	3	of	of	IN
cord-232238-aicird98	3	4	Unfortunate	unfortunate	JJ
cord-232238-aicird98	3	5	Counterfactual	counterfactual	JJ
cord-232238-aicird98	3	6	Events	event	NNS
cord-232238-aicird98	3	7	:	:	:
cord-232238-aicird98	3	8	the	the	DT
cord-232238-aicird98	3	9	Role	role	NN
cord-232238-aicird98	3	10	of	of	IN
cord-232238-aicird98	3	11	Time	Time	NNP
cord-232238-aicird98	3	12	in	in	IN
cord-232238-aicird98	3	13	Counterfactual	Counterfactual	NNP
cord-232238-aicird98	3	14	Explanations	explanation	NNS
cord-232238-aicird98	3	15	date	date	NN
cord-232238-aicird98	3	16	:	:	:
cord-232238-aicird98	3	17	2020	2020	CD
cord-232238-aicird98	3	18	-	-	SYM
cord-232238-aicird98	3	19	10	10	CD
cord-232238-aicird98	3	20	-	-	HYPH
cord-232238-aicird98	3	21	09	09	CD
cord-232238-aicird98	3	22	journal	journal	NN
cord-232238-aicird98	3	23	:	:	:
cord-232238-aicird98	3	24	nan	nan	NNP
cord-232238-aicird98	3	25	DOI	DOI	NNP
cord-232238-aicird98	3	26	:	:	:
cord-232238-aicird98	3	27	nan	nan	NNP
cord-232238-aicird98	3	28	sha	sha	NNP
cord-232238-aicird98	3	29	:	:	:
cord-232238-aicird98	4	1	7b0fe66c45813892b54c06f171dfb8979402c829	7b0fe66c45813892b54c06f171dfb8979402c829	CD
cord-232238-aicird98	4	2	doc_id	doc_id	CD
cord-232238-aicird98	4	3	:	:	:
cord-232238-aicird98	4	4	232238	232238	CD
cord-232238-aicird98	4	5	cord_uid	cord_uid	NNS
cord-232238-aicird98	4	6	:	:	:
cord-232238-aicird98	5	1	aicird98	aicird98	NNP
cord-232238-aicird98	6	1	Counterfactual	counterfactual	JJ
cord-232238-aicird98	6	2	explanations	explanation	NNS
cord-232238-aicird98	6	3	are	be	VBP
cord-232238-aicird98	6	4	a	a	DT
cord-232238-aicird98	6	5	prominent	prominent	JJ
cord-232238-aicird98	6	6	example	example	NN
cord-232238-aicird98	6	7	of	of	IN
cord-232238-aicird98	6	8	post	post	JJ
cord-232238-aicird98	6	9	-	-	JJ
cord-232238-aicird98	6	10	hoc	hoc	JJ
cord-232238-aicird98	6	11	interpretability	interpretability	NN
cord-232238-aicird98	6	12	methods	method	NNS
cord-232238-aicird98	6	13	in	in	IN
cord-232238-aicird98	6	14	the	the	DT
cord-232238-aicird98	6	15	explainable	explainable	JJ
cord-232238-aicird98	6	16	Artificial	Artificial	NNP
cord-232238-aicird98	6	17	Intelligence	Intelligence	NNP
cord-232238-aicird98	6	18	research	research	NN
cord-232238-aicird98	6	19	domain	domain	NN
cord-232238-aicird98	6	20	.	.	.
cord-232238-aicird98	7	1	They	-PRON-	PRP
cord-232238-aicird98	7	2	provide	provide	VBP
cord-232238-aicird98	7	3	individuals	individual	NNS
cord-232238-aicird98	7	4	with	with	IN
cord-232238-aicird98	7	5	alternative	alternative	JJ
cord-232238-aicird98	7	6	scenarios	scenario	NNS
cord-232238-aicird98	7	7	and	and	CC
cord-232238-aicird98	7	8	a	a	DT
cord-232238-aicird98	7	9	set	set	NN
cord-232238-aicird98	7	10	of	of	IN
cord-232238-aicird98	7	11	recommendations	recommendation	NNS
cord-232238-aicird98	7	12	to	to	TO
cord-232238-aicird98	7	13	achieve	achieve	VB
cord-232238-aicird98	7	14	a	a	DT
cord-232238-aicird98	7	15	sought	seek	VBN
cord-232238-aicird98	7	16	-	-	HYPH
cord-232238-aicird98	7	17	after	after	IN
cord-232238-aicird98	7	18	machine	machine	NN
cord-232238-aicird98	7	19	learning	learning	NN
cord-232238-aicird98	7	20	model	model	NN
cord-232238-aicird98	7	21	outcome	outcome	NN
cord-232238-aicird98	7	22	.	.	.
cord-232238-aicird98	8	1	Recently	recently	RB
cord-232238-aicird98	8	2	,	,	,
cord-232238-aicird98	8	3	the	the	DT
cord-232238-aicird98	8	4	literature	literature	NN
cord-232238-aicird98	8	5	has	have	VBZ
cord-232238-aicird98	8	6	identified	identify	VBN
cord-232238-aicird98	8	7	desiderata	desideratum	NNS
cord-232238-aicird98	8	8	of	of	IN
cord-232238-aicird98	8	9	counterfactual	counterfactual	JJ
cord-232238-aicird98	8	10	explanations	explanation	NNS
cord-232238-aicird98	8	11	,	,	,
cord-232238-aicird98	8	12	such	such	JJ
cord-232238-aicird98	8	13	as	as	IN
cord-232238-aicird98	8	14	feasibility	feasibility	NN
cord-232238-aicird98	8	15	,	,	,
cord-232238-aicird98	8	16	actionability	actionability	NN
cord-232238-aicird98	8	17	and	and	CC
cord-232238-aicird98	8	18	sparsity	sparsity	NN
cord-232238-aicird98	8	19	that	that	WDT
cord-232238-aicird98	8	20	should	should	MD
cord-232238-aicird98	8	21	support	support	VB
cord-232238-aicird98	8	22	their	-PRON-	PRP$
cord-232238-aicird98	8	23	applicability	applicability	NN
cord-232238-aicird98	8	24	in	in	IN
cord-232238-aicird98	8	25	real	real	JJ
cord-232238-aicird98	8	26	-	-	HYPH
cord-232238-aicird98	8	27	world	world	NN
cord-232238-aicird98	8	28	contexts	context	NNS
cord-232238-aicird98	8	29	.	.	.
cord-232238-aicird98	9	1	However	however	RB
cord-232238-aicird98	9	2	,	,	,
cord-232238-aicird98	9	3	we	-PRON-	PRP
cord-232238-aicird98	9	4	show	show	VBP
cord-232238-aicird98	9	5	that	that	IN
cord-232238-aicird98	9	6	the	the	DT
cord-232238-aicird98	9	7	literature	literature	NN
cord-232238-aicird98	9	8	has	have	VBZ
cord-232238-aicird98	9	9	neglected	neglect	VBN
cord-232238-aicird98	9	10	the	the	DT
cord-232238-aicird98	9	11	problem	problem	NN
cord-232238-aicird98	9	12	of	of	IN
cord-232238-aicird98	9	13	the	the	DT
cord-232238-aicird98	9	14	time	time	NN
cord-232238-aicird98	9	15	dependency	dependency	NN
cord-232238-aicird98	9	16	of	of	IN
cord-232238-aicird98	9	17	counterfactual	counterfactual	JJ
cord-232238-aicird98	9	18	explanations	explanation	NNS
cord-232238-aicird98	9	19	.	.	.
cord-232238-aicird98	10	1	We	-PRON-	PRP
cord-232238-aicird98	10	2	argue	argue	VBP
cord-232238-aicird98	10	3	that	that	IN
cord-232238-aicird98	10	4	,	,	,
cord-232238-aicird98	10	5	due	due	IN
cord-232238-aicird98	10	6	to	to	IN
cord-232238-aicird98	10	7	their	-PRON-	PRP$
cord-232238-aicird98	10	8	time	time	NN
cord-232238-aicird98	10	9	dependency	dependency	NN
cord-232238-aicird98	10	10	and	and	CC
cord-232238-aicird98	10	11	because	because	IN
cord-232238-aicird98	10	12	of	of	IN
cord-232238-aicird98	10	13	the	the	DT
cord-232238-aicird98	10	14	provision	provision	NN
cord-232238-aicird98	10	15	of	of	IN
cord-232238-aicird98	10	16	recommendations	recommendation	NNS
cord-232238-aicird98	10	17	,	,	,
cord-232238-aicird98	10	18	even	even	RB
cord-232238-aicird98	10	19	feasible	feasible	JJ
cord-232238-aicird98	10	20	,	,	,
cord-232238-aicird98	10	21	actionable	actionable	JJ
cord-232238-aicird98	10	22	and	and	CC
cord-232238-aicird98	10	23	sparse	sparse	JJ
cord-232238-aicird98	10	24	counterfactual	counterfactual	JJ
cord-232238-aicird98	10	25	explanations	explanation	NNS
cord-232238-aicird98	10	26	may	may	MD
cord-232238-aicird98	10	27	not	not	RB
cord-232238-aicird98	10	28	be	be	VB
cord-232238-aicird98	10	29	appropriate	appropriate	JJ
cord-232238-aicird98	10	30	in	in	IN
cord-232238-aicird98	10	31	real	real	JJ
cord-232238-aicird98	10	32	-	-	HYPH
cord-232238-aicird98	10	33	world	world	NN
cord-232238-aicird98	10	34	applications	application	NNS
cord-232238-aicird98	10	35	.	.	.
cord-232238-aicird98	11	1	This	this	DT
cord-232238-aicird98	11	2	is	be	VBZ
cord-232238-aicird98	11	3	due	due	JJ
cord-232238-aicird98	11	4	to	to	IN
cord-232238-aicird98	11	5	the	the	DT
cord-232238-aicird98	11	6	possible	possible	JJ
cord-232238-aicird98	11	7	emergence	emergence	NN
cord-232238-aicird98	11	8	of	of	IN
cord-232238-aicird98	11	9	what	what	WP
cord-232238-aicird98	11	10	we	-PRON-	PRP
cord-232238-aicird98	11	11	call"unfortunate	call"unfortunate	VBP
cord-232238-aicird98	11	12	counterfactual	counterfactual	JJ
cord-232238-aicird98	11	13	events	event	NNS
cord-232238-aicird98	11	14	.	.	.
cord-232238-aicird98	12	1	"	"	``
cord-232238-aicird98	12	2	These	these	DT
cord-232238-aicird98	12	3	events	event	NNS
cord-232238-aicird98	12	4	may	may	MD
cord-232238-aicird98	12	5	occur	occur	VB
cord-232238-aicird98	12	6	due	due	IN
cord-232238-aicird98	12	7	to	to	IN
cord-232238-aicird98	12	8	the	the	DT
cord-232238-aicird98	12	9	retraining	retraining	NN
cord-232238-aicird98	12	10	of	of	IN
cord-232238-aicird98	12	11	machine	machine	NN
cord-232238-aicird98	12	12	learning	learning	NN
cord-232238-aicird98	12	13	models	model	NNS
cord-232238-aicird98	12	14	whose	whose	WP$
cord-232238-aicird98	12	15	outcomes	outcome	NNS
cord-232238-aicird98	12	16	have	have	VBP
cord-232238-aicird98	12	17	to	to	TO
cord-232238-aicird98	12	18	be	be	VB
cord-232238-aicird98	12	19	explained	explain	VBN
cord-232238-aicird98	12	20	via	via	IN
cord-232238-aicird98	12	21	counterfactual	counterfactual	JJ
cord-232238-aicird98	12	22	explanation	explanation	NN
cord-232238-aicird98	12	23	.	.	.
cord-232238-aicird98	13	1	Series	series	NN
cord-232238-aicird98	13	2	of	of	IN
cord-232238-aicird98	13	3	unfortunate	unfortunate	JJ
cord-232238-aicird98	13	4	counterfactual	counterfactual	JJ
cord-232238-aicird98	13	5	events	event	NNS
cord-232238-aicird98	13	6	frustrate	frustrate	VBP
cord-232238-aicird98	13	7	the	the	DT
cord-232238-aicird98	13	8	efforts	effort	NNS
cord-232238-aicird98	13	9	of	of	IN
cord-232238-aicird98	13	10	those	those	DT
cord-232238-aicird98	13	11	individuals	individual	NNS
cord-232238-aicird98	13	12	who	who	WP
cord-232238-aicird98	13	13	successfully	successfully	RB
cord-232238-aicird98	13	14	implemented	implement	VBD
cord-232238-aicird98	13	15	the	the	DT
cord-232238-aicird98	13	16	recommendations	recommendation	NNS
cord-232238-aicird98	13	17	of	of	IN
cord-232238-aicird98	13	18	counterfactual	counterfactual	JJ
cord-232238-aicird98	13	19	explanations	explanation	NNS
cord-232238-aicird98	13	20	.	.	.
cord-232238-aicird98	14	1	This	this	DT
cord-232238-aicird98	14	2	negatively	negatively	RB
cord-232238-aicird98	14	3	affects	affect	VBZ
cord-232238-aicird98	14	4	people	people	NNS
cord-232238-aicird98	14	5	's	's	POS
cord-232238-aicird98	14	6	trust	trust	NN
cord-232238-aicird98	14	7	in	in	IN
cord-232238-aicird98	14	8	the	the	DT
cord-232238-aicird98	14	9	ability	ability	NN
cord-232238-aicird98	14	10	of	of	IN
cord-232238-aicird98	14	11	institutions	institution	NNS
cord-232238-aicird98	14	12	to	to	TO
cord-232238-aicird98	14	13	provide	provide	VB
cord-232238-aicird98	14	14	machine	machine	NN
cord-232238-aicird98	14	15	learning	learning	NN
cord-232238-aicird98	14	16	-	-	HYPH
cord-232238-aicird98	14	17	supported	support	VBN
cord-232238-aicird98	14	18	decisions	decision	NNS
cord-232238-aicird98	14	19	consistently	consistently	RB
cord-232238-aicird98	14	20	.	.	.
cord-232238-aicird98	15	1	We	-PRON-	PRP
cord-232238-aicird98	15	2	introduce	introduce	VBP
cord-232238-aicird98	15	3	an	an	DT
cord-232238-aicird98	15	4	approach	approach	NN
cord-232238-aicird98	15	5	to	to	TO
cord-232238-aicird98	15	6	address	address	VB
cord-232238-aicird98	15	7	the	the	DT
cord-232238-aicird98	15	8	problem	problem	NN
cord-232238-aicird98	15	9	of	of	IN
cord-232238-aicird98	15	10	the	the	DT
cord-232238-aicird98	15	11	emergence	emergence	NN
cord-232238-aicird98	15	12	of	of	IN
cord-232238-aicird98	15	13	unfortunate	unfortunate	JJ
cord-232238-aicird98	15	14	counterfactual	counterfactual	JJ
cord-232238-aicird98	15	15	events	event	NNS
cord-232238-aicird98	15	16	that	that	WDT
cord-232238-aicird98	15	17	makes	make	VBZ
cord-232238-aicird98	15	18	use	use	NN
cord-232238-aicird98	15	19	of	of	IN
cord-232238-aicird98	15	20	histories	history	NNS
cord-232238-aicird98	15	21	of	of	IN
cord-232238-aicird98	15	22	counterfactual	counterfactual	JJ
cord-232238-aicird98	15	23	explanations	explanation	NNS
cord-232238-aicird98	15	24	.	.	.
cord-232238-aicird98	16	1	In	in	IN
cord-232238-aicird98	16	2	the	the	DT
cord-232238-aicird98	16	3	final	final	JJ
cord-232238-aicird98	16	4	part	part	NN
cord-232238-aicird98	16	5	of	of	IN
cord-232238-aicird98	16	6	the	the	DT
cord-232238-aicird98	16	7	paper	paper	NN
cord-232238-aicird98	16	8	we	-PRON-	PRP
cord-232238-aicird98	16	9	propose	propose	VBP
cord-232238-aicird98	16	10	an	an	DT
cord-232238-aicird98	16	11	ethical	ethical	JJ
cord-232238-aicird98	16	12	analysis	analysis	NN
cord-232238-aicird98	16	13	of	of	IN
cord-232238-aicird98	16	14	two	two	CD
cord-232238-aicird98	16	15	distinct	distinct	JJ
cord-232238-aicird98	16	16	strategies	strategy	NNS
cord-232238-aicird98	16	17	to	to	TO
cord-232238-aicird98	16	18	cope	cope	VB
cord-232238-aicird98	16	19	with	with	IN
cord-232238-aicird98	16	20	the	the	DT
cord-232238-aicird98	16	21	challenge	challenge	NN
cord-232238-aicird98	16	22	of	of	IN
cord-232238-aicird98	16	23	unfortunate	unfortunate	JJ
cord-232238-aicird98	16	24	counterfactual	counterfactual	JJ
cord-232238-aicird98	16	25	events	event	NNS
cord-232238-aicird98	16	26	.	.	.
cord-232238-aicird98	17	1	We	-PRON-	PRP
cord-232238-aicird98	17	2	show	show	VBP
cord-232238-aicird98	17	3	that	that	IN
cord-232238-aicird98	17	4	they	-PRON-	PRP
cord-232238-aicird98	17	5	respond	respond	VBP
cord-232238-aicird98	17	6	to	to	IN
cord-232238-aicird98	17	7	an	an	DT
cord-232238-aicird98	17	8	ethically	ethically	RB
cord-232238-aicird98	17	9	responsible	responsible	JJ
cord-232238-aicird98	17	10	imperative	imperative	JJ
cord-232238-aicird98	17	11	to	to	TO
cord-232238-aicird98	17	12	preserve	preserve	VB
cord-232238-aicird98	17	13	the	the	DT
cord-232238-aicird98	17	14	trustworthiness	trustworthiness	NN
cord-232238-aicird98	17	15	of	of	IN
cord-232238-aicird98	17	16	credit	credit	NN
cord-232238-aicird98	17	17	lending	lending	NN
cord-232238-aicird98	17	18	organizations	organization	NNS
cord-232238-aicird98	17	19	,	,	,
cord-232238-aicird98	17	20	the	the	DT
cord-232238-aicird98	17	21	decision	decision	NN
cord-232238-aicird98	17	22	models	model	NNS
cord-232238-aicird98	17	23	they	-PRON-	PRP
cord-232238-aicird98	17	24	employ	employ	VBP
cord-232238-aicird98	17	25	,	,	,
cord-232238-aicird98	17	26	and	and	CC
cord-232238-aicird98	17	27	the	the	DT
cord-232238-aicird98	17	28	social	social	JJ
cord-232238-aicird98	17	29	-	-	HYPH
cord-232238-aicird98	17	30	economic	economic	JJ
cord-232238-aicird98	17	31	function	function	NN
cord-232238-aicird98	17	32	of	of	IN
cord-232238-aicird98	17	33	credit	credit	NN
cord-232238-aicird98	17	34	lending	lending	NN
cord-232238-aicird98	17	35	.	.	.
cord-232238-aicird98	18	1	The	the	DT
cord-232238-aicird98	18	2	provision	provision	NN
cord-232238-aicird98	18	3	of	of	IN
cord-232238-aicird98	18	4	explanations	explanation	NNS
cord-232238-aicird98	18	5	of	of	IN
cord-232238-aicird98	18	6	machine	machine	NN
cord-232238-aicird98	18	7	learning	learning	NN
cord-232238-aicird98	18	8	model	model	NN
cord-232238-aicird98	18	9	outcomes	outcome	NNS
cord-232238-aicird98	18	10	-	-	:
cord-232238-aicird98	18	11	also	also	RB
cord-232238-aicird98	18	12	called	call	VBN
cord-232238-aicird98	18	13	post	post	JJ
cord-232238-aicird98	18	14	-	-	JJ
cord-232238-aicird98	18	15	hoc	hoc	JJ
cord-232238-aicird98	18	16	explanations	explanation	NNS
cord-232238-aicird98	18	17	-	-	,
cord-232238-aicird98	18	18	is	be	VBZ
cord-232238-aicird98	18	19	key	key	JJ
cord-232238-aicird98	18	20	in	in	IN
cord-232238-aicird98	18	21	the	the	DT
cord-232238-aicird98	18	22	domain	domain	NN
cord-232238-aicird98	18	23	of	of	IN
cord-232238-aicird98	18	24	explainable	explainable	JJ
cord-232238-aicird98	18	25	Artificial	Artificial	NNP
cord-232238-aicird98	18	26	Intelligence	Intelligence	NNP
cord-232238-aicird98	18	27	(	(	-LRB-
cord-232238-aicird98	18	28	xAI	xAI	NNP
cord-232238-aicird98	18	29	)	)	-RRB-
cord-232238-aicird98	18	30	[	[	-LRB-
cord-232238-aicird98	18	31	3	3	CD
cord-232238-aicird98	18	32	,	,	,
cord-232238-aicird98	18	33	12	12	CD
cord-232238-aicird98	18	34	,	,	,
cord-232238-aicird98	18	35	16	16	CD
cord-232238-aicird98	18	36	]	]	-RRB-
cord-232238-aicird98	18	37	.	.	.
cord-232238-aicird98	19	1	Post	post	JJ
cord-232238-aicird98	19	2	-	-	JJ
cord-232238-aicird98	19	3	hoc	hoc	JJ
cord-232238-aicird98	19	4	explanations	explanation	NNS
cord-232238-aicird98	19	5	are	be	VBP
cord-232238-aicird98	19	6	interfaces	interface	NNS
cord-232238-aicird98	19	7	between	between	IN
cord-232238-aicird98	19	8	humans	human	NNS
cord-232238-aicird98	19	9	and	and	CC
cord-232238-aicird98	19	10	the	the	DT
cord-232238-aicird98	19	11	machine	machine	NN
cord-232238-aicird98	19	12	learning	learning	NN
cord-232238-aicird98	19	13	model	model	NN
cord-232238-aicird98	19	14	that	that	WDT
cord-232238-aicird98	19	15	are	be	VBP
cord-232238-aicird98	19	16	"	"	``
cord-232238-aicird98	19	17	both	both	CC
cord-232238-aicird98	19	18	an	an	DT
cord-232238-aicird98	19	19	accurate	accurate	JJ
cord-232238-aicird98	19	20	proxy	proxy	NN
cord-232238-aicird98	19	21	of	of	IN
cord-232238-aicird98	19	22	the	the	DT
cord-232238-aicird98	19	23	decision	decision	NN
cord-232238-aicird98	19	24	maker	maker	NN
cord-232238-aicird98	19	25	[	[	-LRB-
cord-232238-aicird98	19	26	i.e.	i.e.	FW
cord-232238-aicird98	19	27	,	,	,
cord-232238-aicird98	19	28	the	the	DT
cord-232238-aicird98	19	29	model	model	NN
cord-232238-aicird98	19	30	]	]	-RRB-
cord-232238-aicird98	19	31	and	and	CC
cord-232238-aicird98	19	32	comprehensible	comprehensible	JJ
cord-232238-aicird98	19	33	to	to	IN
cord-232238-aicird98	19	34	humans	human	NNS
cord-232238-aicird98	19	35	"	"	''
cord-232238-aicird98	19	36	[	[	-LRB-
cord-232238-aicird98	19	37	6	6	CD
cord-232238-aicird98	19	38	]	]	-RRB-
cord-232238-aicird98	19	39	.	.	.
cord-232238-aicird98	20	1	They	-PRON-	PRP
cord-232238-aicird98	20	2	are	be	VBP
cord-232238-aicird98	20	3	invoked	invoke	VBN
cord-232238-aicird98	20	4	in	in	IN
cord-232238-aicird98	20	5	relation	relation	NN
cord-232238-aicird98	20	6	to	to	IN
cord-232238-aicird98	20	7	the	the	DT
cord-232238-aicird98	20	8	need	need	NN
cord-232238-aicird98	20	9	to	to	IN
cord-232238-aicird98	20	10	1	1	CD
cord-232238-aicird98	20	11	)	)	-RRB-
cord-232238-aicird98	20	12	audit	audit	NN
cord-232238-aicird98	20	13	and	and	CC
cord-232238-aicird98	20	14	improve	improve	VB
cord-232238-aicird98	20	15	machine	machine	NN
cord-232238-aicird98	20	16	learning	learning	NN
cord-232238-aicird98	20	17	models	model	NNS
cord-232238-aicird98	20	18	by	by	IN
cord-232238-aicird98	20	19	supporting	support	VBG
cord-232238-aicird98	20	20	their	-PRON-	PRP$
cord-232238-aicird98	20	21	interpretability	interpretability	NN
cord-232238-aicird98	20	22	,	,	,
cord-232238-aicird98	20	23	2	2	LS
cord-232238-aicird98	20	24	)	)	-RRB-
cord-232238-aicird98	20	25	enable	enable	VB
cord-232238-aicird98	20	26	learning	learn	VBG
cord-232238-aicird98	20	27	from	from	IN
cord-232238-aicird98	20	28	data	datum	NNS
cord-232238-aicird98	20	29	by	by	IN
cord-232238-aicird98	20	30	discovering	discover	VBG
cord-232238-aicird98	20	31	previously	previously	RB
cord-232238-aicird98	20	32	unknown	unknown	JJ
cord-232238-aicird98	20	33	patterns	pattern	NNS
cord-232238-aicird98	20	34	,	,	,
cord-232238-aicird98	20	35	and	and	CC
cord-232238-aicird98	20	36	3	3	LS
cord-232238-aicird98	20	37	)	)	-RRB-
cord-232238-aicird98	20	38	establish	establish	VB
cord-232238-aicird98	20	39	compliance	compliance	NN
cord-232238-aicird98	20	40	with	with	IN
cord-232238-aicird98	20	41	legislations	legislation	NNS
cord-232238-aicird98	20	42	and	and	CC
cord-232238-aicird98	20	43	legal	legal	JJ
cord-232238-aicird98	20	44	requirements	requirement	NNS
cord-232238-aicird98	20	45	[	[	-LRB-
cord-232238-aicird98	20	46	18	18	CD
cord-232238-aicird98	20	47	,	,	,
cord-232238-aicird98	20	48	25	25	CD
cord-232238-aicird98	20	49	,	,	,
cord-232238-aicird98	20	50	31	31	CD
cord-232238-aicird98	20	51	]	]	-RRB-
cord-232238-aicird98	20	52	.	.	.
cord-232238-aicird98	21	1	Counterfactual	counterfactual	JJ
cord-232238-aicird98	21	2	explanations	explanation	NNS
cord-232238-aicird98	21	3	[	[	-LRB-
cord-232238-aicird98	21	4	30	30	CD
cord-232238-aicird98	21	5	]	]	-RRB-
cord-232238-aicird98	21	6	are	be	VBP
cord-232238-aicird98	21	7	a	a	DT
cord-232238-aicird98	21	8	class	class	NN
cord-232238-aicird98	21	9	of	of	IN
cord-232238-aicird98	21	10	post	post	JJ
cord-232238-aicird98	21	11	-	-	JJ
cord-232238-aicird98	21	12	hoc	hoc	FW
cord-232238-aicird98	21	13	interpretability	interpretability	NN
cord-232238-aicird98	21	14	explanations	explanation	NNS
cord-232238-aicird98	21	15	that	that	WDT
cord-232238-aicird98	21	16	provide	provide	VBP
cord-232238-aicird98	21	17	the	the	DT
cord-232238-aicird98	21	18	person	person	NN
cord-232238-aicird98	21	19	subjected	subject	VBN
cord-232238-aicird98	21	20	to	to	IN
cord-232238-aicird98	21	21	a	a	DT
cord-232238-aicird98	21	22	machine	machine	NN
cord-232238-aicird98	21	23	learning	learning	NN
cord-232238-aicird98	21	24	model	model	NN
cord-232238-aicird98	21	25	-	-	HYPH
cord-232238-aicird98	21	26	generated	generate	VBN
cord-232238-aicird98	21	27	decision	decision	NN
cord-232238-aicird98	21	28	with	with	IN
cord-232238-aicird98	21	29	1	1	CD
cord-232238-aicird98	21	30	)	)	-RRB-
cord-232238-aicird98	21	31	understandable	understandable	JJ
cord-232238-aicird98	21	32	information	information	NN
cord-232238-aicird98	21	33	on	on	IN
cord-232238-aicird98	21	34	the	the	DT
cord-232238-aicird98	21	35	model	model	NN
cord-232238-aicird98	21	36	outcome	outcome	NN
cord-232238-aicird98	21	37	,	,	,
cord-232238-aicird98	21	38	and	and	CC
cord-232238-aicird98	21	39	2	2	LS
cord-232238-aicird98	21	40	)	)	-RRB-
cord-232238-aicird98	21	41	a	a	DT
cord-232238-aicird98	21	42	strategy	strategy	NN
cord-232238-aicird98	21	43	to	to	TO
cord-232238-aicird98	21	44	achieve	achieve	VB
cord-232238-aicird98	21	45	an	an	DT
cord-232238-aicird98	21	46	alternative	alternative	NN
cord-232238-aicird98	21	47	(	(	-LRB-
cord-232238-aicird98	21	48	future	future	NN
cord-232238-aicird98	21	49	)	)	-RRB-
cord-232238-aicird98	21	50	one	one	CD
cord-232238-aicird98	21	51	.	.	.
cord-232238-aicird98	22	1	They	-PRON-	PRP
cord-232238-aicird98	22	2	are	be	VBP
cord-232238-aicird98	22	3	an	an	DT
cord-232238-aicird98	22	4	example	example	NN
cord-232238-aicird98	22	5	of	of	IN
cord-232238-aicird98	22	6	"	"	``
cord-232238-aicird98	22	7	contrastive	contrastive	JJ
cord-232238-aicird98	22	8	explanations	explanation	NNS
cord-232238-aicird98	22	9	in	in	IN
cord-232238-aicird98	22	10	xAI	xAI	NNS
cord-232238-aicird98	22	11	"	"	''
cord-232238-aicird98	22	12	[	[	-LRB-
cord-232238-aicird98	22	13	15	15	CD
cord-232238-aicird98	22	14	,	,	,
cord-232238-aicird98	22	15	18	18	CD
cord-232238-aicird98	22	16	]	]	-RRB-
cord-232238-aicird98	22	17	:	:	:
cord-232238-aicird98	22	18	they	-PRON-	PRP
cord-232238-aicird98	22	19	explain	explain	VBP
cord-232238-aicird98	22	20	a	a	DT
cord-232238-aicird98	22	21	given	give	VBN
cord-232238-aicird98	22	22	model	model	NN
cord-232238-aicird98	22	23	outcome	outcome	NN
cord-232238-aicird98	22	24	by	by	IN
cord-232238-aicird98	22	25	sharing	share	VBG
cord-232238-aicird98	22	26	a	a	DT
cord-232238-aicird98	22	27	"	"	``
cord-232238-aicird98	22	28	what	what	WP
cord-232238-aicird98	22	29	-	-	:
cord-232238-aicird98	22	30	if	if	IN
cord-232238-aicird98	22	31	"	"	``
cord-232238-aicird98	22	32	alternative	alternative	JJ
cord-232238-aicird98	22	33	scenario	scenario	NN
cord-232238-aicird98	22	34	comprising	comprise	VBG
cord-232238-aicird98	22	35	of	of	IN
cord-232238-aicird98	22	36	"	"	``
cord-232238-aicird98	22	37	feature	feature	NN
cord-232238-aicird98	22	38	-	-	HYPH
cord-232238-aicird98	22	39	perturbed	perturb	VBN
cord-232238-aicird98	22	40	versions	version	NNS
cord-232238-aicird98	22	41	of	of	IN
cord-232238-aicird98	22	42	the	the	DT
cord-232238-aicird98	22	43	same	same	JJ
cord-232238-aicird98	22	44	persons	person	NNS
cord-232238-aicird98	22	45	[	[	-LRB-
cord-232238-aicird98	22	46	i.e.	i.e.	FW
cord-232238-aicird98	22	47	,	,	,
cord-232238-aicird98	22	48	of	of	IN
cord-232238-aicird98	22	49	the	the	DT
cord-232238-aicird98	22	50	original	original	JJ
cord-232238-aicird98	22	51	instance	instance	NN
cord-232238-aicird98	22	52	]	]	-RRB-
cord-232238-aicird98	22	53	"	"	``
cord-232238-aicird98	22	54	[	[	-LRB-
cord-232238-aicird98	22	55	19	19	CD
cord-232238-aicird98	22	56	]	]	-RRB-
cord-232238-aicird98	22	57	.	.	.
cord-232238-aicird98	23	1	Recent	recent	JJ
cord-232238-aicird98	23	2	literature	literature	NN
cord-232238-aicird98	23	3	from	from	IN
cord-232238-aicird98	23	4	the	the	DT
cord-232238-aicird98	23	5	xAI	xAI	NNS
cord-232238-aicird98	23	6	domain	domain	NN
cord-232238-aicird98	23	7	has	have	VBZ
cord-232238-aicird98	23	8	discussed	discuss	VBN
cord-232238-aicird98	23	9	selected	select	VBN
cord-232238-aicird98	23	10	desiderata	desideratum	NNS
cord-232238-aicird98	23	11	that	that	WDT
cord-232238-aicird98	23	12	may	may	MD
cord-232238-aicird98	23	13	support	support	VB
cord-232238-aicird98	23	14	the	the	DT
cord-232238-aicird98	23	15	applicability	applicability	NN
cord-232238-aicird98	23	16	of	of	IN
cord-232238-aicird98	23	17	counterfactual	counterfactual	JJ
cord-232238-aicird98	23	18	explanations	explanation	NNS
cord-232238-aicird98	23	19	in	in	IN
cord-232238-aicird98	23	20	real	real	JJ
cord-232238-aicird98	23	21	-	-	HYPH
cord-232238-aicird98	23	22	world	world	NN
cord-232238-aicird98	23	23	machine	machine	NN
cord-232238-aicird98	23	24	learning	learning	NN
cord-232238-aicird98	23	25	model	model	NN
cord-232238-aicird98	23	26	pipelines	pipeline	NNS
cord-232238-aicird98	23	27	[	[	-LRB-
cord-232238-aicird98	23	28	10	10	CD
cord-232238-aicird98	23	29	,	,	,
cord-232238-aicird98	23	30	13	13	CD
cord-232238-aicird98	23	31	,	,	,
cord-232238-aicird98	23	32	14	14	CD
cord-232238-aicird98	23	33	,	,	,
cord-232238-aicird98	23	34	19	19	CD
cord-232238-aicird98	23	35	,	,	,
cord-232238-aicird98	23	36	22	22	CD
cord-232238-aicird98	23	37	]	]	-RRB-
cord-232238-aicird98	23	38	.	.	.
cord-232238-aicird98	24	1	The	the	DT
cord-232238-aicird98	24	2	desiderata	desideratum	NNS
cord-232238-aicird98	24	3	of	of	IN
cord-232238-aicird98	24	4	feasibility	feasibility	NN
cord-232238-aicird98	24	5	,	,	,
cord-232238-aicird98	24	6	actionability	actionability	NN
cord-232238-aicird98	24	7	and	and	CC
cord-232238-aicird98	24	8	sparsity	sparsity	NN
cord-232238-aicird98	24	9	would	would	MD
cord-232238-aicird98	24	10	allow	allow	VB
cord-232238-aicird98	24	11	to	to	TO
cord-232238-aicird98	24	12	generate	generate	VB
cord-232238-aicird98	24	13	and	and	CC
cord-232238-aicird98	24	14	share	share	VB
cord-232238-aicird98	24	15	cognitively	cognitively	RB
cord-232238-aicird98	24	16	accessible	accessible	JJ
cord-232238-aicird98	24	17	counterfactual	counterfactual	JJ
cord-232238-aicird98	24	18	explanations	explanation	NNS
cord-232238-aicird98	24	19	that	that	WDT
cord-232238-aicird98	24	20	respect	respect	VBP
cord-232238-aicird98	24	21	causal	causal	JJ
cord-232238-aicird98	24	22	models	model	NNS
cord-232238-aicird98	24	23	between	between	IN
cord-232238-aicird98	24	24	features	feature	NNS
cord-232238-aicird98	24	25	,	,	,
cord-232238-aicird98	24	26	and	and	CC
cord-232238-aicird98	24	27	suggest	suggest	VBP
cord-232238-aicird98	24	28	actionable	actionable	JJ
cord-232238-aicird98	24	29	strategies	strategy	NNS
cord-232238-aicird98	24	30	whose	whose	WP$
cord-232238-aicird98	24	31	alternative	alternative	JJ
cord-232238-aicird98	24	32	scenarios	scenario	NNS
cord-232238-aicird98	24	33	comprise	comprise	VBP
cord-232238-aicird98	24	34	a	a	DT
cord-232238-aicird98	24	35	limited	limited	JJ
cord-232238-aicird98	24	36	number	number	NN
cord-232238-aicird98	24	37	of	of	IN
cord-232238-aicird98	24	38	features	feature	NNS
cord-232238-aicird98	24	39	.	.	.
cord-232238-aicird98	25	1	However	however	RB
cord-232238-aicird98	25	2	,	,	,
cord-232238-aicird98	25	3	at	at	IN
cord-232238-aicird98	25	4	the	the	DT
cord-232238-aicird98	25	5	basis	basis	NN
cord-232238-aicird98	25	6	of	of	IN
cord-232238-aicird98	25	7	any	any	DT
cord-232238-aicird98	25	8	discussion	discussion	NN
cord-232238-aicird98	25	9	on	on	IN
cord-232238-aicird98	25	10	post	post	JJ
cord-232238-aicird98	25	11	-	-	JJ
cord-232238-aicird98	25	12	hoc	hoc	JJ
cord-232238-aicird98	25	13	explanations	explanation	NNS
cord-232238-aicird98	25	14	lies	lie	VBZ
cord-232238-aicird98	25	15	the	the	DT
cord-232238-aicird98	25	16	assumption	assumption	NN
cord-232238-aicird98	25	17	that	that	IN
cord-232238-aicird98	25	18	the	the	DT
cord-232238-aicird98	25	19	machine	machine	NN
cord-232238-aicird98	25	20	learning	learning	NN
cord-232238-aicird98	25	21	model	model	NN
cord-232238-aicird98	25	22	whose	whose	WP$
cord-232238-aicird98	25	23	outcomes	outcome	NNS
cord-232238-aicird98	25	24	have	have	VBP
cord-232238-aicird98	25	25	to	to	TO
cord-232238-aicird98	25	26	be	be	VB
cord-232238-aicird98	25	27	explained	explain	VBN
cord-232238-aicird98	25	28	remains	remain	VBZ
cord-232238-aicird98	25	29	"	"	``
cord-232238-aicird98	25	30	stable	stable	JJ
cord-232238-aicird98	25	31	"	"	''
cord-232238-aicird98	25	32	or	or	CC
cord-232238-aicird98	25	33	does	do	VBZ
cord-232238-aicird98	25	34	not	not	RB
cord-232238-aicird98	25	35	change	change	VB
cord-232238-aicird98	25	36	,	,	,
cord-232238-aicird98	25	37	in	in	IN
cord-232238-aicird98	25	38	a	a	DT
cord-232238-aicird98	25	39	given	give	VBN
cord-232238-aicird98	25	40	time	time	NN
cord-232238-aicird98	25	41	frame	frame	NN
cord-232238-aicird98	25	42	of	of	IN
cord-232238-aicird98	25	43	interest	interest	NN
cord-232238-aicird98	25	44	[	[	-LRB-
cord-232238-aicird98	25	45	2	2	CD
cord-232238-aicird98	25	46	,	,	,
cord-232238-aicird98	25	47	9	9	CD
cord-232238-aicird98	25	48	,	,	,
cord-232238-aicird98	25	49	19	19	CD
cord-232238-aicird98	25	50	]	]	-RRB-
cord-232238-aicird98	25	51	.	.	.
cord-232238-aicird98	26	1	In	in	IN
cord-232238-aicird98	26	2	this	this	DT
cord-232238-aicird98	26	3	paper	paper	NN
cord-232238-aicird98	26	4	,	,	,
cord-232238-aicird98	26	5	we	-PRON-	PRP
cord-232238-aicird98	26	6	argue	argue	VBP
cord-232238-aicird98	26	7	that	that	IN
cord-232238-aicird98	26	8	this	this	DT
cord-232238-aicird98	26	9	assumption	assumption	NN
cord-232238-aicird98	26	10	is	be	VBZ
cord-232238-aicird98	26	11	violated	violate	VBN
cord-232238-aicird98	26	12	in	in	IN
cord-232238-aicird98	26	13	most	most	JJS
cord-232238-aicird98	26	14	realworld	realworld	JJ
cord-232238-aicird98	26	15	applications	application	NNS
cord-232238-aicird98	26	16	,	,	,
cord-232238-aicird98	26	17	where	where	WRB
cord-232238-aicird98	26	18	machine	machine	NN
cord-232238-aicird98	26	19	learning	learning	NN
cord-232238-aicird98	26	20	models	model	NNS
cord-232238-aicird98	26	21	are	be	VBP
cord-232238-aicird98	26	22	retrained	retrain	VBN
cord-232238-aicird98	26	23	with	with	IN
cord-232238-aicird98	26	24	frequencies	frequency	NNS
cord-232238-aicird98	26	25	that	that	WDT
cord-232238-aicird98	26	26	depend	depend	VBP
cord-232238-aicird98	26	27	on	on	IN
cord-232238-aicird98	26	28	the	the	DT
cord-232238-aicird98	26	29	application	application	NN
cord-232238-aicird98	26	30	under	under	IN
cord-232238-aicird98	26	31	consideration	consideration	NN
cord-232238-aicird98	26	32	.	.	.
cord-232238-aicird98	27	1	We	-PRON-	PRP
cord-232238-aicird98	27	2	show	show	VBP
cord-232238-aicird98	27	3	that	that	IN
cord-232238-aicird98	27	4	this	this	DT
cord-232238-aicird98	27	5	phenomenon	phenomenon	NN
cord-232238-aicird98	27	6	affects	affect	VBZ
cord-232238-aicird98	27	7	the	the	DT
cord-232238-aicird98	27	8	provision	provision	NN
cord-232238-aicird98	27	9	and	and	CC
cord-232238-aicird98	27	10	management	management	NN
cord-232238-aicird98	27	11	of	of	IN
cord-232238-aicird98	27	12	counterfactual	counterfactual	JJ
cord-232238-aicird98	27	13	explanations	explanation	NNS
cord-232238-aicird98	27	14	to	to	IN
cord-232238-aicird98	27	15	a	a	DT
cord-232238-aicird98	27	16	great	great	JJ
cord-232238-aicird98	27	17	extent	extent	NN
cord-232238-aicird98	27	18	.	.	.
cord-232238-aicird98	28	1	In	in	IN
cord-232238-aicird98	28	2	fact	fact	NN
cord-232238-aicird98	28	3	,	,	,
cord-232238-aicird98	28	4	the	the	DT
cord-232238-aicird98	28	5	time	time	NN
cord-232238-aicird98	28	6	1	1	CD
cord-232238-aicird98	28	7	)	)	-RRB-
cord-232238-aicird98	28	8	of	of	IN
cord-232238-aicird98	28	9	the	the	DT
cord-232238-aicird98	28	10	provision	provision	NN
cord-232238-aicird98	28	11	of	of	IN
cord-232238-aicird98	28	12	the	the	DT
cord-232238-aicird98	28	13	explanation	explanation	NN
cord-232238-aicird98	28	14	,	,	,
cord-232238-aicird98	28	15	and	and	CC
cord-232238-aicird98	28	16	2	2	LS
cord-232238-aicird98	28	17	)	)	-RRB-
cord-232238-aicird98	28	18	of	of	IN
cord-232238-aicird98	28	19	the	the	DT
cord-232238-aicird98	28	20	successful	successful	JJ
cord-232238-aicird98	28	21	implementation	implementation	NN
cord-232238-aicird98	28	22	of	of	IN
cord-232238-aicird98	28	23	its	-PRON-	PRP$
cord-232238-aicird98	28	24	scenario	scenario	NN
cord-232238-aicird98	28	25	by	by	IN
cord-232238-aicird98	28	26	an	an	DT
cord-232238-aicird98	28	27	interested	interested	JJ
cord-232238-aicird98	28	28	individual	individual	NN
cord-232238-aicird98	28	29	are	be	VBP
cord-232238-aicird98	28	30	,	,	,
cord-232238-aicird98	28	31	in	in	IN
cord-232238-aicird98	28	32	general	general	JJ
cord-232238-aicird98	28	33	,	,	,
cord-232238-aicird98	28	34	different	different	JJ
cord-232238-aicird98	28	35	.	.	.
cord-232238-aicird98	29	1	This	this	DT
cord-232238-aicird98	29	2	time	time	NN
cord-232238-aicird98	29	3	delay	delay	NN
cord-232238-aicird98	29	4	may	may	MD
cord-232238-aicird98	29	5	lead	lead	VB
cord-232238-aicird98	29	6	to	to	IN
cord-232238-aicird98	29	7	the	the	DT
cord-232238-aicird98	29	8	emergence	emergence	NN
cord-232238-aicird98	29	9	of	of	IN
cord-232238-aicird98	29	10	unfavorable	unfavorable	JJ
cord-232238-aicird98	29	11	cases	case	NNS
cord-232238-aicird98	29	12	-	-	HYPH
cord-232238-aicird98	29	13	called	call	VBN
cord-232238-aicird98	29	14	"	"	``
cord-232238-aicird98	29	15	unfortunate	unfortunate	JJ
cord-232238-aicird98	29	16	counterfactual	counterfactual	JJ
cord-232238-aicird98	29	17	events	event	NNS
cord-232238-aicird98	29	18	"	"	''
cord-232238-aicird98	29	19	(	(	-LRB-
cord-232238-aicird98	29	20	UCE	UCE	NNP
cord-232238-aicird98	29	21	)	)	-RRB-
cord-232238-aicird98	29	22	in	in	IN
cord-232238-aicird98	29	23	these	these	DT
cord-232238-aicird98	29	24	notes	note	NNS
cord-232238-aicird98	29	25	-	-	:
cord-232238-aicird98	29	26	where	where	WRB
cord-232238-aicird98	29	27	the	the	DT
cord-232238-aicird98	29	28	retraining	retraining	NN
cord-232238-aicird98	29	29	of	of	IN
cord-232238-aicird98	29	30	the	the	DT
cord-232238-aicird98	29	31	machine	machine	NN
cord-232238-aicird98	29	32	learning	learning	NN
cord-232238-aicird98	29	33	model	model	NN
cord-232238-aicird98	29	34	invalidates	invalidate	VBZ
cord-232238-aicird98	29	35	the	the	DT
cord-232238-aicird98	29	36	efforts	effort	NNS
cord-232238-aicird98	29	37	of	of	IN
cord-232238-aicird98	29	38	an	an	DT
cord-232238-aicird98	29	39	individual	individual	NN
cord-232238-aicird98	29	40	who	who	WP
cord-232238-aicird98	29	41	successfully	successfully	RB
cord-232238-aicird98	29	42	implemented	implement	VBD
cord-232238-aicird98	29	43	the	the	DT
cord-232238-aicird98	29	44	scenario	scenario	NN
cord-232238-aicird98	29	45	originally	originally	RB
cord-232238-aicird98	29	46	recommended	recommend	VBN
cord-232238-aicird98	29	47	by	by	IN
cord-232238-aicird98	29	48	a	a	DT
cord-232238-aicird98	29	49	feasible	feasible	JJ
cord-232238-aicird98	29	50	,	,	,
cord-232238-aicird98	29	51	actionable	actionable	JJ
cord-232238-aicird98	29	52	and	and	CC
cord-232238-aicird98	29	53	possibly	possibly	RB
cord-232238-aicird98	29	54	sparse	sparse	JJ
cord-232238-aicird98	29	55	counterfactual	counterfactual	JJ
cord-232238-aicird98	29	56	explanation	explanation	NN
cord-232238-aicird98	29	57	.	.	.
cord-232238-aicird98	30	1	Moreover	moreover	RB
cord-232238-aicird98	30	2	,	,	,
cord-232238-aicird98	30	3	we	-PRON-	PRP
cord-232238-aicird98	30	4	introduce	introduce	VBP
cord-232238-aicird98	30	5	an	an	DT
cord-232238-aicird98	30	6	approach	approach	NN
cord-232238-aicird98	30	7	to	to	TO
cord-232238-aicird98	30	8	address	address	VB
cord-232238-aicird98	30	9	the	the	DT
cord-232238-aicird98	30	10	problem	problem	NN
cord-232238-aicird98	30	11	of	of	IN
cord-232238-aicird98	30	12	the	the	DT
cord-232238-aicird98	30	13	emergence	emergence	NN
cord-232238-aicird98	30	14	of	of	IN
cord-232238-aicird98	30	15	UCEs	UCEs	NNP
cord-232238-aicird98	30	16	that	that	WDT
cord-232238-aicird98	30	17	makes	make	VBZ
cord-232238-aicird98	30	18	use	use	NN
cord-232238-aicird98	30	19	of	of	IN
cord-232238-aicird98	30	20	all	all	PDT
cord-232238-aicird98	30	21	those	those	DT
cord-232238-aicird98	30	22	counterfactual	counterfactual	JJ
cord-232238-aicird98	30	23	explanations	explanation	NNS
cord-232238-aicird98	30	24	that	that	WDT
cord-232238-aicird98	30	25	have	have	VBP
cord-232238-aicird98	30	26	been	be	VBN
cord-232238-aicird98	30	27	shared	share	VBN
cord-232238-aicird98	30	28	with	with	IN
cord-232238-aicird98	30	29	the	the	DT
cord-232238-aicird98	30	30	affected	affect	VBN
cord-232238-aicird98	30	31	individuals	individual	NNS
cord-232238-aicird98	30	32	until	until	IN
cord-232238-aicird98	30	33	the	the	DT
cord-232238-aicird98	30	34	point	point	NN
cord-232238-aicird98	30	35	of	of	IN
cord-232238-aicird98	30	36	time	time	NN
cord-232238-aicird98	30	37	of	of	IN
cord-232238-aicird98	30	38	model	model	NN
cord-232238-aicird98	30	39	retraining	retraining	NN
cord-232238-aicird98	30	40	.	.	.
cord-232238-aicird98	31	1	Finally	finally	RB
cord-232238-aicird98	31	2	,	,	,
cord-232238-aicird98	31	3	we	-PRON-	PRP
cord-232238-aicird98	31	4	discuss	discuss	VBP
cord-232238-aicird98	31	5	the	the	DT
cord-232238-aicird98	31	6	emergence	emergence	NN
cord-232238-aicird98	31	7	of	of	IN
cord-232238-aicird98	31	8	UCEs	uce	NNS
cord-232238-aicird98	31	9	from	from	IN
cord-232238-aicird98	31	10	the	the	DT
cord-232238-aicird98	31	11	perspective	perspective	NN
cord-232238-aicird98	31	12	of	of	IN
cord-232238-aicird98	31	13	the	the	DT
cord-232238-aicird98	31	14	relation	relation	NN
cord-232238-aicird98	31	15	between	between	IN
cord-232238-aicird98	31	16	the	the	DT
cord-232238-aicird98	31	17	institution	institution	NN
cord-232238-aicird98	31	18	providing	provide	VBG
cord-232238-aicird98	31	19	machine	machine	NN
cord-232238-aicird98	31	20	learninggenerated	learninggenerate	VBN
cord-232238-aicird98	31	21	decisions	decision	NNS
cord-232238-aicird98	31	22	(	(	-LRB-
cord-232238-aicird98	31	23	e.g.	e.g.	RB
cord-232238-aicird98	31	24	,	,	,
cord-232238-aicird98	31	25	a	a	DT
cord-232238-aicird98	31	26	bank	bank	NN
cord-232238-aicird98	31	27	with	with	IN
cord-232238-aicird98	31	28	an	an	DT
cord-232238-aicird98	31	29	algorithmic	algorithmic	JJ
cord-232238-aicird98	31	30	credit	credit	NN
cord-232238-aicird98	31	31	lending	lending	NN
cord-232238-aicird98	31	32	system	system	NN
cord-232238-aicird98	31	33	)	)	-RRB-
cord-232238-aicird98	31	34	and	and	CC
cord-232238-aicird98	31	35	their	-PRON-	PRP$
cord-232238-aicird98	31	36	post	post	JJ
cord-232238-aicird98	31	37	-	-	JJ
cord-232238-aicird98	31	38	hoc	hoc	JJ
cord-232238-aicird98	31	39	explanations	explanation	NNS
cord-232238-aicird98	31	40	,	,	,
cord-232238-aicird98	31	41	and	and	CC
cord-232238-aicird98	31	42	people	people	NNS
cord-232238-aicird98	31	43	affected	affect	VBN
cord-232238-aicird98	31	44	by	by	IN
cord-232238-aicird98	31	45	those	those	DT
cord-232238-aicird98	31	46	decisions	decision	NNS
cord-232238-aicird98	31	47	(	(	-LRB-
cord-232238-aicird98	31	48	e.g.	e.g.	RB
cord-232238-aicird98	31	49	,	,	,
cord-232238-aicird98	31	50	those	those	DT
cord-232238-aicird98	31	51	people	people	NNS
cord-232238-aicird98	31	52	asking	ask	VBG
cord-232238-aicird98	31	53	for	for	IN
cord-232238-aicird98	31	54	a	a	DT
cord-232238-aicird98	31	55	loan	loan	NN
cord-232238-aicird98	31	56	)	)	-RRB-
cord-232238-aicird98	31	57	.	.	.
cord-232238-aicird98	32	1	We	-PRON-	PRP
cord-232238-aicird98	32	2	argue	argue	VBP
cord-232238-aicird98	32	3	that	that	IN
cord-232238-aicird98	32	4	series	series	NN
cord-232238-aicird98	32	5	of	of	IN
cord-232238-aicird98	32	6	UCEs	UCEs	NNP
cord-232238-aicird98	32	7	are	be	VBP
cord-232238-aicird98	32	8	detrimental	detrimental	JJ
cord-232238-aicird98	32	9	to	to	TO
cord-232238-aicird98	32	10	trust	trust	VB
cord-232238-aicird98	32	11	in	in	IN
cord-232238-aicird98	32	12	the	the	DT
cord-232238-aicird98	32	13	institutions	institution	NNS
cord-232238-aicird98	32	14	and	and	CC
cord-232238-aicird98	32	15	in	in	IN
cord-232238-aicird98	32	16	AI	AI	NNP
cord-232238-aicird98	32	17	[	[	-LRB-
cord-232238-aicird98	32	18	5	5	CD
cord-232238-aicird98	32	19	,	,	,
cord-232238-aicird98	32	20	11	11	CD
cord-232238-aicird98	32	21	,	,	,
cord-232238-aicird98	32	22	20	20	CD
cord-232238-aicird98	32	23	,	,	,
cord-232238-aicird98	32	24	29	29	CD
cord-232238-aicird98	32	25	,	,	,
cord-232238-aicird98	32	26	33	33	CD
cord-232238-aicird98	32	27	]	]	-RRB-
cord-232238-aicird98	32	28	.	.	.
cord-232238-aicird98	33	1	Therefore	therefore	RB
cord-232238-aicird98	33	2	,	,	,
cord-232238-aicird98	33	3	we	-PRON-	PRP
cord-232238-aicird98	33	4	focus	focus	VBP
cord-232238-aicird98	33	5	on	on	IN
cord-232238-aicird98	33	6	the	the	DT
cord-232238-aicird98	33	7	example	example	NN
cord-232238-aicird98	33	8	of	of	IN
cord-232238-aicird98	33	9	the	the	DT
cord-232238-aicird98	33	10	credit	credit	NN
cord-232238-aicird98	33	11	lending	lending	NN
cord-232238-aicird98	33	12	function	function	NN
cord-232238-aicird98	33	13	,	,	,
cord-232238-aicird98	33	14	and	and	CC
cord-232238-aicird98	33	15	we	-PRON-	PRP
cord-232238-aicird98	33	16	propose	propose	VBP
cord-232238-aicird98	33	17	an	an	DT
cord-232238-aicird98	33	18	ethical	ethical	JJ
cord-232238-aicird98	33	19	analysis	analysis	NN
cord-232238-aicird98	33	20	of	of	IN
cord-232238-aicird98	33	21	two	two	CD
cord-232238-aicird98	33	22	actionable	actionable	JJ
cord-232238-aicird98	33	23	strategies	strategy	NNS
cord-232238-aicird98	33	24	(	(	-LRB-
cord-232238-aicird98	33	25	and	and	CC
cord-232238-aicird98	33	26	their	-PRON-	PRP$
cord-232238-aicird98	33	27	combination	combination	NN
cord-232238-aicird98	33	28	)	)	-RRB-
cord-232238-aicird98	33	29	.	.	.
cord-232238-aicird98	34	1	These	these	DT
cord-232238-aicird98	34	2	allow	allow	VBP
cord-232238-aicird98	34	3	to	to	TO
cord-232238-aicird98	34	4	preserve	preserve	VB
cord-232238-aicird98	34	5	trustworthiness	trustworthiness	NN
cord-232238-aicird98	34	6	in	in	IN
cord-232238-aicird98	34	7	the	the	DT
cord-232238-aicird98	34	8	lending	lending	NN
cord-232238-aicird98	34	9	institutions	institution	NNS
cord-232238-aicird98	34	10	,	,	,
cord-232238-aicird98	34	11	their	-PRON-	PRP$
cord-232238-aicird98	34	12	machine	machine	NN
cord-232238-aicird98	34	13	learning	learning	NN
cord-232238-aicird98	34	14	models	model	NNS
cord-232238-aicird98	34	15	and	and	CC
cord-232238-aicird98	34	16	the	the	DT
cord-232238-aicird98	34	17	social	social	JJ
cord-232238-aicird98	34	18	-	-	HYPH
cord-232238-aicird98	34	19	economic	economic	JJ
cord-232238-aicird98	34	20	function	function	NN
cord-232238-aicird98	34	21	of	of	IN
cord-232238-aicird98	34	22	credit	credit	NN
cord-232238-aicird98	34	23	lending	lending	NN
cord-232238-aicird98	34	24	,	,	,
cord-232238-aicird98	34	25	while	while	IN
cord-232238-aicird98	34	26	providing	provide	VBG
cord-232238-aicird98	34	27	counterfactual	counterfactual	JJ
cord-232238-aicird98	34	28	explanations	explanation	NNS
cord-232238-aicird98	34	29	to	to	IN
cord-232238-aicird98	34	30	potential	potential	JJ
cord-232238-aicird98	34	31	credit	credit	NN
cord-232238-aicird98	34	32	borrowers	borrower	NNS
cord-232238-aicird98	34	33	.	.	.
cord-232238-aicird98	35	1	Counterfactual	counterfactual	JJ
cord-232238-aicird98	35	2	explanations	explanation	NNS
cord-232238-aicird98	35	3	[	[	-LRB-
cord-232238-aicird98	35	4	30	30	CD
cord-232238-aicird98	35	5	]	]	-RRB-
cord-232238-aicird98	35	6	are	be	VBP
cord-232238-aicird98	35	7	explanations	explanation	NNS
cord-232238-aicird98	35	8	of	of	IN
cord-232238-aicird98	35	9	machine	machine	NN
cord-232238-aicird98	35	10	learning	learning	NN
cord-232238-aicird98	35	11	model	model	NN
cord-232238-aicird98	35	12	outcomes	outcome	NNS
cord-232238-aicird98	35	13	that	that	WDT
cord-232238-aicird98	35	14	provide	provide	VBP
cord-232238-aicird98	35	15	people	people	NNS
cord-232238-aicird98	35	16	with	with	IN
cord-232238-aicird98	35	17	a	a	DT
cord-232238-aicird98	35	18	scenario	scenario	NN
cord-232238-aicird98	35	19	describing	describe	VBG
cord-232238-aicird98	35	20	a	a	DT
cord-232238-aicird98	35	21	state	state	NN
cord-232238-aicird98	35	22	of	of	IN
cord-232238-aicird98	35	23	the	the	DT
cord-232238-aicird98	35	24	world	world	NN
cord-232238-aicird98	35	25	-	-	HYPH
cord-232238-aicird98	35	26	called	call	VBN
cord-232238-aicird98	35	27	"	"	``
cord-232238-aicird98	35	28	closest	close	JJS
cord-232238-aicird98	35	29	world	world	NN
cord-232238-aicird98	35	30	"	"	''
cord-232238-aicird98	36	1	[	[	-LRB-
cord-232238-aicird98	36	2	30	30	CD
cord-232238-aicird98	36	3	]	]	-RRB-
cord-232238-aicird98	36	4	-in	-in	XX
cord-232238-aicird98	36	5	which	which	WDT
cord-232238-aicird98	36	6	an	an	DT
cord-232238-aicird98	36	7	individual	individual	NN
cord-232238-aicird98	36	8	would	would	MD
cord-232238-aicird98	36	9	have	have	VB
cord-232238-aicird98	36	10	received	receive	VBN
cord-232238-aicird98	36	11	an	an	DT
cord-232238-aicird98	36	12	alternative	alternative	JJ
cord-232238-aicird98	36	13	machine	machine	NN
cord-232238-aicird98	36	14	learning	learning	NN
cord-232238-aicird98	36	15	outcome	outcome	NN
cord-232238-aicird98	36	16	.	.	.
cord-232238-aicird98	37	1	For	for	IN
cord-232238-aicird98	37	2	example	example	NN
cord-232238-aicird98	37	3	,	,	,
cord-232238-aicird98	37	4	they	-PRON-	PRP
cord-232238-aicird98	37	5	explain	explain	VBP
cord-232238-aicird98	37	6	to	to	IN
cord-232238-aicird98	37	7	an	an	DT
cord-232238-aicird98	37	8	individual	individual	NN
cord-232238-aicird98	37	9	why	why	WRB
cord-232238-aicird98	37	10	he	-PRON-	PRP
cord-232238-aicird98	37	11	or	or	CC
cord-232238-aicird98	37	12	she	-PRON-	PRP
cord-232238-aicird98	37	13	did	do	VBD
cord-232238-aicird98	37	14	not	not	RB
cord-232238-aicird98	37	15	receive	receive	VB
cord-232238-aicird98	37	16	a	a	DT
cord-232238-aicird98	37	17	bank	bank	NN
cord-232238-aicird98	37	18	loan	loan	NN
cord-232238-aicird98	37	19	providing	provide	VBG
cord-232238-aicird98	37	20	the	the	DT
cord-232238-aicird98	37	21	"	"	``
cord-232238-aicird98	37	22	what	what	WP
cord-232238-aicird98	37	23	-	-	:
cord-232238-aicird98	37	24	if	if	IN
cord-232238-aicird98	37	25	"	"	``
cord-232238-aicird98	37	26	scenario	scenario	NN
cord-232238-aicird98	37	27	:	:	:
cord-232238-aicird98	37	28	"	"	``
cord-232238-aicird98	37	29	you	-PRON-	PRP
cord-232238-aicird98	37	30	would	would	MD
cord-232238-aicird98	37	31	have	have	VB
cord-232238-aicird98	37	32	received	receive	VBN
cord-232238-aicird98	37	33	the	the	DT
cord-232238-aicird98	37	34	loan	loan	NN
cord-232238-aicird98	37	35	if	if	IN
cord-232238-aicird98	37	36	your	-PRON-	PRP$
cord-232238-aicird98	37	37	income	income	NN
cord-232238-aicird98	37	38	was	be	VBD
cord-232238-aicird98	37	39	higher	high	JJR
cord-232238-aicird98	37	40	by	by	IN
cord-232238-aicird98	37	41	$	$	$
cord-232238-aicird98	37	42	10,000	10,000	CD
cord-232238-aicird98	37	43	"	"	''
cord-232238-aicird98	37	44	[	[	-LRB-
cord-232238-aicird98	37	45	19	19	CD
cord-232238-aicird98	37	46	]	]	-RRB-
cord-232238-aicird98	37	47	.	.	.
cord-232238-aicird98	38	1	This	this	DT
cord-232238-aicird98	38	2	"	"	``
cord-232238-aicird98	38	3	what	what	WP
cord-232238-aicird98	38	4	-	-	:
cord-232238-aicird98	38	5	if	if	IN
cord-232238-aicird98	38	6	"	"	''
cord-232238-aicird98	38	7	scenario	scenario	NN
cord-232238-aicird98	38	8	shows	show	VBZ
cord-232238-aicird98	38	9	that	that	IN
cord-232238-aicird98	38	10	an	an	DT
cord-232238-aicird98	38	11	alternative	alternative	JJ
cord-232238-aicird98	38	12	outcome	outcome	NN
cord-232238-aicird98	38	13	can	can	MD
cord-232238-aicird98	38	14	be	be	VB
cord-232238-aicird98	38	15	reached	reach	VBN
cord-232238-aicird98	38	16	by	by	IN
cord-232238-aicird98	38	17	altering	alter	VBG
cord-232238-aicird98	38	18	the	the	DT
cord-232238-aicird98	38	19	values	value	NNS
cord-232238-aicird98	38	20	of	of	IN
cord-232238-aicird98	38	21	a	a	DT
cord-232238-aicird98	38	22	subset	subset	NN
cord-232238-aicird98	38	23	of	of	IN
cord-232238-aicird98	38	24	the	the	DT
cord-232238-aicird98	38	25	features	feature	NNS
cord-232238-aicird98	38	26	describing	describe	VBG
cord-232238-aicird98	38	27	the	the	DT
cord-232238-aicird98	38	28	instance	instance	NN
cord-232238-aicird98	38	29	at	at	IN
cord-232238-aicird98	38	30	hand	hand	NN
cord-232238-aicird98	38	31	(	(	-LRB-
cord-232238-aicird98	38	32	i.e.	i.e.	FW
cord-232238-aicird98	38	33	,	,	,
cord-232238-aicird98	38	34	the	the	DT
cord-232238-aicird98	38	35	data	data	NN
cord-232238-aicird98	38	36	point	point	NN
cord-232238-aicird98	38	37	of	of	IN
cord-232238-aicird98	38	38	the	the	DT
cord-232238-aicird98	38	39	individual	individual	NN
cord-232238-aicird98	38	40	asking	ask	VBG
cord-232238-aicird98	38	41	for	for	IN
cord-232238-aicird98	38	42	an	an	DT
cord-232238-aicird98	38	43	explanation	explanation	NN
cord-232238-aicird98	38	44	of	of	IN
cord-232238-aicird98	38	45	the	the	DT
cord-232238-aicird98	38	46	denied	deny	VBN
cord-232238-aicird98	38	47	loan	loan	NN
cord-232238-aicird98	38	48	,	,	,
cord-232238-aicird98	38	49	in	in	IN
cord-232238-aicird98	38	50	the	the	DT
cord-232238-aicird98	38	51	above	above	JJ
cord-232238-aicird98	38	52	example	example	NN
cord-232238-aicird98	38	53	)	)	-RRB-
cord-232238-aicird98	38	54	[	[	-LRB-
cord-232238-aicird98	38	55	18	18	CD
cord-232238-aicird98	38	56	,	,	,
cord-232238-aicird98	38	57	30	30	CD
cord-232238-aicird98	38	58	]	]	-RRB-
cord-232238-aicird98	38	59	.	.	.
cord-232238-aicird98	39	1	For	for	IN
cord-232238-aicird98	39	2	this	this	DT
cord-232238-aicird98	39	3	reason	reason	NN
cord-232238-aicird98	39	4	,	,	,
cord-232238-aicird98	39	5	counterfactual	counterfactual	JJ
cord-232238-aicird98	39	6	explanations	explanation	NNS
cord-232238-aicird98	39	7	are	be	VBP
cord-232238-aicird98	39	8	an	an	DT
cord-232238-aicird98	39	9	example	example	NN
cord-232238-aicird98	39	10	of	of	IN
cord-232238-aicird98	39	11	model	model	NN
cord-232238-aicird98	39	12	-	-	HYPH
cord-232238-aicird98	39	13	agnostic	agnostic	JJ
cord-232238-aicird98	39	14	"	"	``
cord-232238-aicird98	39	15	featurehighlighting	featurehighlighte	VBG
cord-232238-aicird98	39	16	explanations	explanation	NNS
cord-232238-aicird98	39	17	"	"	''
cord-232238-aicird98	39	18	[	[	-LRB-
cord-232238-aicird98	39	19	2	2	CD
cord-232238-aicird98	39	20	]	]	-RRB-
cord-232238-aicird98	39	21	.	.	.
cord-232238-aicird98	40	1	Not	not	RB
cord-232238-aicird98	40	2	only	only	RB
cord-232238-aicird98	40	3	they	-PRON-	PRP
cord-232238-aicird98	40	4	do	do	VBP
cord-232238-aicird98	40	5	provide	provide	VB
cord-232238-aicird98	40	6	a	a	DT
cord-232238-aicird98	40	7	humaninterpretable	humaninterpretable	JJ
cord-232238-aicird98	40	8	[	[	-LRB-
cord-232238-aicird98	40	9	30	30	CD
cord-232238-aicird98	40	10	]	]	-RRB-
cord-232238-aicird98	40	11	explanation	explanation	NN
cord-232238-aicird98	40	12	of	of	IN
cord-232238-aicird98	40	13	a	a	DT
cord-232238-aicird98	40	14	machine	machine	NN
cord-232238-aicird98	40	15	learning	learning	NN
cord-232238-aicird98	40	16	outcome	outcome	NN
cord-232238-aicird98	40	17	,	,	,
cord-232238-aicird98	40	18	but	but	CC
cord-232238-aicird98	40	19	they	-PRON-	PRP
cord-232238-aicird98	40	20	outline	outline	VBP
cord-232238-aicird98	40	21	a	a	DT
cord-232238-aicird98	40	22	strategy	strategy	NN
cord-232238-aicird98	40	23	1	1	CD
cord-232238-aicird98	40	24	or	or	CC
cord-232238-aicird98	40	25	"	"	``
cord-232238-aicird98	40	26	recommendation	recommendation	NN
cord-232238-aicird98	40	27	,	,	,
cord-232238-aicird98	40	28	"	"	''
cord-232238-aicird98	40	29	to	to	TO
cord-232238-aicird98	40	30	achieve	achieve	VB
cord-232238-aicird98	40	31	an	an	DT
cord-232238-aicird98	40	32	alternative	alternative	NN
cord-232238-aicird98	40	33	,	,	,
cord-232238-aicird98	40	34	and	and	CC
cord-232238-aicird98	40	35	possibly	possibly	RB
cord-232238-aicird98	40	36	favorable	favorable	JJ
cord-232238-aicird98	40	37	,	,	,
cord-232238-aicird98	40	38	one	one	CD
cord-232238-aicird98	40	39	,	,	,
cord-232238-aicird98	40	40	through	through	IN
cord-232238-aicird98	40	41	the	the	DT
cord-232238-aicird98	40	42	provision	provision	NN
cord-232238-aicird98	40	43	of	of	IN
cord-232238-aicird98	40	44	a	a	DT
cord-232238-aicird98	40	45	"	"	``
cord-232238-aicird98	40	46	what	what	WP
cord-232238-aicird98	40	47	-	-	:
cord-232238-aicird98	40	48	if	if	IN
cord-232238-aicird98	40	49	"	"	``
cord-232238-aicird98	40	50	scenario	scenario	NN
cord-232238-aicird98	40	51	.	.	.
cord-232238-aicird98	41	1	This	this	DT
cord-232238-aicird98	41	2	aspect	aspect	NN
cord-232238-aicird98	41	3	differentiates	differentiate	VBZ
cord-232238-aicird98	41	4	counterfactual	counterfactual	JJ
cord-232238-aicird98	41	5	explanations	explanation	NNS
cord-232238-aicird98	41	6	from	from	IN
cord-232238-aicird98	41	7	more	more	RBR
cord-232238-aicird98	41	8	descriptive	descriptive	JJ
cord-232238-aicird98	41	9	machine	machine	NN
cord-232238-aicird98	41	10	learning	learning	NN
cord-232238-aicird98	41	11	model	model	NN
cord-232238-aicird98	41	12	outcome	outcome	NN
cord-232238-aicird98	41	13	explanation	explanation	NN
cord-232238-aicird98	41	14	methods	method	NNS
cord-232238-aicird98	41	15	,	,	,
cord-232238-aicird98	41	16	such	such	JJ
cord-232238-aicird98	41	17	as	as	IN
cord-232238-aicird98	41	18	Local	local	JJ
cord-232238-aicird98	41	19	Interpretable	interpretable	JJ
cord-232238-aicird98	41	20	Modelagnostic	Modelagnostic	NNP
cord-232238-aicird98	41	21	Explanations	explanation	NNS
cord-232238-aicird98	41	22	[	[	-LRB-
cord-232238-aicird98	41	23	23	23	CD
cord-232238-aicird98	41	24	]	]	-RRB-
cord-232238-aicird98	41	25	and	and	CC
cord-232238-aicird98	41	26	Shapley	shapley	JJ
cord-232238-aicird98	41	27	values	value	NNS
cord-232238-aicird98	41	28	[	[	-LRB-
cord-232238-aicird98	41	29	28	28	CD
cord-232238-aicird98	41	30	]	]	-RRB-
cord-232238-aicird98	41	31	.	.	.
cord-232238-aicird98	42	1	The	the	DT
cord-232238-aicird98	42	2	counterfactual	counterfactual	JJ
cord-232238-aicird98	42	3	scenario	scenario	NN
cord-232238-aicird98	42	4	provided	provide	VBN
cord-232238-aicird98	42	5	by	by	IN
cord-232238-aicird98	42	6	a	a	DT
cord-232238-aicird98	42	7	counterfactual	counterfactual	JJ
cord-232238-aicird98	42	8	explanation	explanation	NN
cord-232238-aicird98	42	9	is	be	VBZ
cord-232238-aicird98	42	10	a	a	DT
cord-232238-aicird98	42	11	"	"	``
cord-232238-aicird98	42	12	hypothetical	hypothetical	JJ
cord-232238-aicird98	42	13	point	point	NN
cord-232238-aicird98	42	14	that	that	WDT
cord-232238-aicird98	42	15	is	be	VBZ
cord-232238-aicird98	42	16	classified	classify	VBN
cord-232238-aicird98	42	17	differently	differently	RB
cord-232238-aicird98	42	18	from	from	IN
cord-232238-aicird98	42	19	the	the	DT
cord-232238-aicird98	42	20	point	point	NN
cord-232238-aicird98	42	21	currently	currently	RB
cord-232238-aicird98	42	22	in	in	IN
cord-232238-aicird98	42	23	question	question	NN
cord-232238-aicird98	42	24	"	"	''
cord-232238-aicird98	42	25	[	[	-LRB-
cord-232238-aicird98	42	26	2	2	CD
cord-232238-aicird98	42	27	]	]	-RRB-
cord-232238-aicird98	42	28	.	.	.
cord-232238-aicird98	43	1	We	-PRON-	PRP
cord-232238-aicird98	43	2	call	call	VBP
cord-232238-aicird98	43	3	it	-PRON-	PRP
cord-232238-aicird98	43	4	"	"	``
cord-232238-aicird98	43	5	counterfactual	counterfactual	JJ
cord-232238-aicird98	43	6	"	"	''
cord-232238-aicird98	43	7	(	(	-LRB-
cord-232238-aicird98	43	8	data	data	NN
cord-232238-aicird98	43	9	point	point	NN
cord-232238-aicird98	43	10	)	)	-RRB-
cord-232238-aicird98	43	11	for	for	IN
cord-232238-aicird98	43	12	simplicity	simplicity	NN
cord-232238-aicird98	43	13	.	.	.
cord-232238-aicird98	44	1	The	the	DT
cord-232238-aicird98	44	2	counterfactuals	counterfactual	NNS
cord-232238-aicird98	44	3	are	be	VBP
cord-232238-aicird98	44	4	algorithmically	algorithmically	RB
cord-232238-aicird98	44	5	generated	generate	VBN
cord-232238-aicird98	44	6	[	[	-LRB-
cord-232238-aicird98	44	7	30	30	CD
cord-232238-aicird98	44	8	]	]	-RRB-
cord-232238-aicird98	44	9	by	by	IN
cord-232238-aicird98	44	10	"	"	``
cord-232238-aicird98	44	11	identifying	identify	VBG
cord-232238-aicird98	44	12	the	the	DT
cord-232238-aicird98	44	13	features	feature	NNS
cord-232238-aicird98	44	14	that	that	WDT
cord-232238-aicird98	44	15	,	,	,
cord-232238-aicird98	44	16	if	if	IN
cord-232238-aicird98	44	17	minimally	minimally	RB
cord-232238-aicird98	44	18	changed	change	VBN
cord-232238-aicird98	44	19	,	,	,
cord-232238-aicird98	44	20	would	would	MD
cord-232238-aicird98	44	21	alter	alter	VB
cord-232238-aicird98	44	22	the	the	DT
cord-232238-aicird98	44	23	output	output	NN
cord-232238-aicird98	44	24	[	[	-LRB-
cord-232238-aicird98	44	25	i.e.	i.e.	FW
cord-232238-aicird98	44	26	,	,	,
cord-232238-aicird98	44	27	the	the	DT
cord-232238-aicird98	44	28	current	current	JJ
cord-232238-aicird98	44	29	outcome	outcome	NN
cord-232238-aicird98	44	30	]	]	-RRB-
cord-232238-aicird98	44	31	of	of	IN
cord-232238-aicird98	44	32	the	the	DT
cord-232238-aicird98	44	33	model	model	NN
cord-232238-aicird98	44	34	"	"	''
cord-232238-aicird98	44	35	[	[	-LRB-
cord-232238-aicird98	44	36	2	2	CD
cord-232238-aicird98	44	37	]	]	-RRB-
cord-232238-aicird98	44	38	.	.	.
cord-232238-aicird98	45	1	In	in	IN
cord-232238-aicird98	45	2	fact	fact	NN
cord-232238-aicird98	45	3	,	,	,
cord-232238-aicird98	45	4	the	the	DT
cord-232238-aicird98	45	5	original	original	JJ
cord-232238-aicird98	45	6	algorithm	algorithm	NN
cord-232238-aicird98	45	7	to	to	TO
cord-232238-aicird98	45	8	generate	generate	VB
cord-232238-aicird98	45	9	counterfactuals	counterfactual	NNS
cord-232238-aicird98	45	10	by	by	IN
cord-232238-aicird98	45	11	Wachter	Wachter	NNP
cord-232238-aicird98	45	12	et	et	NNP
cord-232238-aicird98	45	13	al	al	NNP
cord-232238-aicird98	45	14	.	.	.
cord-232238-aicird98	46	1	[	[	-LRB-
cord-232238-aicird98	46	2	30	30	CD
cord-232238-aicird98	46	3	]	]	-RRB-
cord-232238-aicird98	46	4	solves	solve	VBZ
cord-232238-aicird98	46	5	the	the	DT
cord-232238-aicird98	46	6	minimization	minimization	NN
cord-232238-aicird98	46	7	problem	problem	NN
cord-232238-aicird98	46	8	where	where	WRB
cord-232238-aicird98	46	9	denotes	denote	VBZ
cord-232238-aicird98	46	10	the	the	DT
cord-232238-aicird98	46	11	desired	desire	VBN
cord-232238-aicird98	46	12	outcome	outcome	NN
cord-232238-aicird98	46	13	for	for	IN
cord-232238-aicird98	46	14	the	the	DT
cord-232238-aicird98	46	15	counterfactual	counterfactual	JJ
cord-232238-aicird98	46	16	data	data	NN
cord-232238-aicird98	46	17	point	point	NN
cord-232238-aicird98	46	18	(	(	-LRB-
cord-232238-aicird98	46	19	i.e.	i.e.	FW
cord-232238-aicird98	46	20	,	,	,
cord-232238-aicird98	46	21	alternative	alternative	JJ
cord-232238-aicird98	46	22	to	to	IN
cord-232238-aicird98	46	23	the	the	DT
cord-232238-aicird98	46	24	one	one	CD
cord-232238-aicird98	46	25	of	of	IN
cord-232238-aicird98	46	26	the	the	DT
cord-232238-aicird98	46	27	original	original	JJ
cord-232238-aicird98	46	28	instance	instance	NN
cord-232238-aicird98	46	29	to	to	TO
cord-232238-aicird98	46	30	be	be	VB
cord-232238-aicird98	46	31	explained	explain	VBN
cord-232238-aicird98	46	32	)	)	-RRB-
cord-232238-aicird98	46	33	,	,	,
cord-232238-aicird98	46	34	ℎ	ℎ	``
cord-232238-aicird98	46	35	is	be	VBZ
cord-232238-aicird98	46	36	the	the	DT
cord-232238-aicird98	46	37	machine	machine	NN
cord-232238-aicird98	46	38	learning	learning	NN
cord-232238-aicird98	46	39	model	model	NN
cord-232238-aicird98	46	40	,	,	,
cord-232238-aicird98	46	41	(	(	-LRB-
cord-232238-aicird98	46	42	•,•	•,•	RB
cord-232238-aicird98	46	43	)	)	-RRB-
cord-232238-aicird98	46	44	a	a	DT
cord-232238-aicird98	46	45	loss	loss	NN
cord-232238-aicird98	46	46	function	function	NN
cord-232238-aicird98	46	47	,	,	,
cord-232238-aicird98	46	48	and	and	CC
cord-232238-aicird98	46	49	is	be	VBZ
cord-232238-aicird98	46	50	a	a	DT
cord-232238-aicird98	46	51	distance	distance	NN
cord-232238-aicird98	46	52	measure	measure	NN
cord-232238-aicird98	46	53	.	.	.
cord-232238-aicird98	47	1	The	the	DT
cord-232238-aicird98	47	2	first	first	JJ
cord-232238-aicird98	47	3	term	term	NN
cord-232238-aicird98	47	4	in	in	IN
cord-232238-aicird98	47	5	(	(	-LRB-
cord-232238-aicird98	47	6	1	1	CD
cord-232238-aicird98	47	7	)	)	-RRB-
cord-232238-aicird98	47	8	encodes	encode	VBZ
cord-232238-aicird98	47	9	the	the	DT
cord-232238-aicird98	47	10	counterfactual	counterfactual	JJ
cord-232238-aicird98	47	11	condition	condition	NN
cord-232238-aicird98	47	12	,	,	,
cord-232238-aicird98	47	13	i.e.	i.e.	FW
cord-232238-aicird98	47	14	,	,	,
cord-232238-aicird98	47	15	the	the	DT
cord-232238-aicird98	47	16	search	search	NN
cord-232238-aicird98	47	17	for	for	IN
cord-232238-aicird98	47	18	the	the	DT
cord-232238-aicird98	47	19	alternative	alternative	JJ
cord-232238-aicird98	47	20	outcome	outcome	NN
cord-232238-aicird98	47	21	,	,	,
cord-232238-aicird98	47	22	while	while	IN
cord-232238-aicird98	47	23	the	the	DT
cord-232238-aicird98	47	24	second	second	JJ
cord-232238-aicird98	47	25	term	term	NN
cord-232238-aicird98	47	26	keeps	keep	VBZ
cord-232238-aicird98	47	27	the	the	DT
cord-232238-aicird98	47	28	counterfactual	counterfactual	JJ
cord-232238-aicird98	47	29	"	"	``
cord-232238-aicird98	47	30	close	close	JJ
cord-232238-aicird98	47	31	"	"	''
cord-232238-aicird98	47	32	to	to	IN
cord-232238-aicird98	47	33	the	the	DT
cord-232238-aicird98	47	34	original	original	JJ
cord-232238-aicird98	47	35	instance	instance	NN
cord-232238-aicird98	47	36	.	.	.
cord-232238-aicird98	48	1	By	by	IN
cord-232238-aicird98	48	2	definition	definition	NN
cord-232238-aicird98	48	3	,	,	,
cord-232238-aicird98	48	4	counterfactual	counterfactual	JJ
cord-232238-aicird98	48	5	explanations	explanation	NNS
cord-232238-aicird98	48	6	are	be	VBP
cord-232238-aicird98	48	7	model	model	NN
cord-232238-aicird98	48	8	agnostic	agnostic	JJ
cord-232238-aicird98	48	9	,	,	,
cord-232238-aicird98	48	10	providing	provide	VBG
cord-232238-aicird98	48	11	,	,	,
cord-232238-aicird98	48	12	at	at	IN
cord-232238-aicird98	48	13	the	the	DT
cord-232238-aicird98	48	14	same	same	JJ
cord-232238-aicird98	48	15	time	time	NN
cord-232238-aicird98	48	16	,	,	,
cord-232238-aicird98	48	17	a	a	DT
cord-232238-aicird98	48	18	degree	degree	NN
cord-232238-aicird98	48	19	of	of	IN
cord-232238-aicird98	48	20	protection	protection	NN
cord-232238-aicird98	48	21	to	to	IN
cord-232238-aicird98	48	22	companies	company	NNS
cord-232238-aicird98	48	23	'	'	POS
cord-232238-aicird98	48	24	intellectual	intellectual	JJ
cord-232238-aicird98	48	25	property	property	NN
cord-232238-aicird98	48	26	by	by	IN
cord-232238-aicird98	48	27	the	the	DT
cord-232238-aicird98	48	28	disclosure	disclosure	NN
cord-232238-aicird98	48	29	of	of	IN
cord-232238-aicird98	48	30	a	a	DT
cord-232238-aicird98	48	31	select	select	JJ
cord-232238-aicird98	48	32	set	set	NN
cord-232238-aicird98	48	33	of	of	IN
cord-232238-aicird98	48	34	features	feature	NNS
cord-232238-aicird98	48	35	to	to	IN
cord-232238-aicird98	48	36	third	third	JJ
cord-232238-aicird98	48	37	parties	party	NNS
cord-232238-aicird98	48	38	[	[	-LRB-
cord-232238-aicird98	48	39	2	2	CD
cord-232238-aicird98	48	40	]	]	-RRB-
cord-232238-aicird98	48	41	.	.	.
cord-232238-aicird98	49	1	Moreover	moreover	RB
cord-232238-aicird98	49	2	,	,	,
cord-232238-aicird98	49	3	they	-PRON-	PRP
cord-232238-aicird98	49	4	comply	comply	VBP
cord-232238-aicird98	49	5	with	with	IN
cord-232238-aicird98	49	6	legal	legal	JJ
cord-232238-aicird98	49	7	requirements	requirement	NNS
cord-232238-aicird98	49	8	on	on	IN
cord-232238-aicird98	49	9	explanations	explanation	NNS
cord-232238-aicird98	49	10	in	in	IN
cord-232238-aicird98	49	11	both	both	CC
cord-232238-aicird98	49	12	Europe	Europe	NNP
cord-232238-aicird98	49	13	and	and	CC
cord-232238-aicird98	49	14	the	the	DT
cord-232238-aicird98	49	15	United	United	NNP
cord-232238-aicird98	49	16	States	States	NNP
cord-232238-aicird98	49	17	[	[	-LRB-
cord-232238-aicird98	49	18	2	2	CD
cord-232238-aicird98	49	19	]	]	-RRB-
cord-232238-aicird98	49	20	.	.	.
cord-232238-aicird98	50	1	For	for	IN
cord-232238-aicird98	50	2	these	these	DT
cord-232238-aicird98	50	3	reasons	reason	NNS
cord-232238-aicird98	50	4	,	,	,
cord-232238-aicird98	50	5	they	-PRON-	PRP
cord-232238-aicird98	50	6	have	have	VBP
cord-232238-aicird98	50	7	begun	begin	VBN
cord-232238-aicird98	50	8	to	to	TO
cord-232238-aicird98	50	9	attract	attract	VB
cord-232238-aicird98	50	10	the	the	DT
cord-232238-aicird98	50	11	interest	interest	NN
cord-232238-aicird98	50	12	of	of	IN
cord-232238-aicird98	50	13	different	different	JJ
cord-232238-aicird98	50	14	sectors	sector	NNS
cord-232238-aicird98	50	15	of	of	IN
cord-232238-aicird98	50	16	society	society	NN
cord-232238-aicird98	50	17	,	,	,
cord-232238-aicird98	50	18	such	such	JJ
cord-232238-aicird98	50	19	as	as	IN
cord-232238-aicird98	50	20	businesses	business	NNS
cord-232238-aicird98	50	21	,	,	,
cord-232238-aicird98	50	22	regulators	regulator	NNS
cord-232238-aicird98	50	23	,	,	,
cord-232238-aicird98	50	24	and	and	CC
cord-232238-aicird98	50	25	legal	legal	JJ
cord-232238-aicird98	50	26	scholars	scholar	NNS
cord-232238-aicird98	50	27	[	[	-LRB-
cord-232238-aicird98	50	28	2	2	CD
cord-232238-aicird98	50	29	]	]	-RRB-
cord-232238-aicird98	50	30	.	.	.
cord-232238-aicird98	51	1	Recently	recently	RB
cord-232238-aicird98	51	2	,	,	,
cord-232238-aicird98	51	3	the	the	DT
cord-232238-aicird98	51	4	literature	literature	NN
cord-232238-aicird98	51	5	on	on	IN
cord-232238-aicird98	51	6	counterfactual	counterfactual	JJ
cord-232238-aicird98	51	7	explanations	explanation	NNS
cord-232238-aicird98	51	8	has	have	VBZ
cord-232238-aicird98	51	9	focused	focus	VBN
cord-232238-aicird98	51	10	on	on	IN
cord-232238-aicird98	51	11	selected	select	VBN
cord-232238-aicird98	51	12	desiderata	desideratum	NNS
cord-232238-aicird98	51	13	,	,	,
cord-232238-aicird98	51	14	namely	namely	RB
cord-232238-aicird98	51	15	feasibility	feasibility	NN
cord-232238-aicird98	51	16	,	,	,
cord-232238-aicird98	51	17	actionability	actionability	NN
cord-232238-aicird98	51	18	and	and	CC
cord-232238-aicird98	51	19	sparsity	sparsity	NN
cord-232238-aicird98	51	20	[	[	-LRB-
cord-232238-aicird98	51	21	10	10	CD
cord-232238-aicird98	51	22	,	,	,
cord-232238-aicird98	51	23	13	13	CD
cord-232238-aicird98	51	24	,	,	,
cord-232238-aicird98	51	25	14	14	CD
cord-232238-aicird98	51	26	,	,	,
cord-232238-aicird98	51	27	19	19	CD
cord-232238-aicird98	51	28	,	,	,
cord-232238-aicird98	51	29	22	22	CD
cord-232238-aicird98	51	30	]	]	-RRB-
cord-232238-aicird98	51	31	.	.	.
cord-232238-aicird98	52	1	These	these	DT
cord-232238-aicird98	52	2	desiderata	desideratum	NNS
cord-232238-aicird98	52	3	are	be	VBP
cord-232238-aicird98	52	4	deemed	deem	VBN
cord-232238-aicird98	52	5	relevant	relevant	JJ
cord-232238-aicird98	52	6	to	to	TO
cord-232238-aicird98	52	7	facilitate	facilitate	VB
cord-232238-aicird98	52	8	the	the	DT
cord-232238-aicird98	52	9	applicability	applicability	NN
cord-232238-aicird98	52	10	of	of	IN
cord-232238-aicird98	52	11	counterfactual	counterfactual	JJ
cord-232238-aicird98	52	12	explanations	explanation	NNS
cord-232238-aicird98	52	13	in	in	IN
cord-232238-aicird98	52	14	realworld	realworld	JJ
cord-232238-aicird98	52	15	applications	application	NNS
cord-232238-aicird98	52	16	that	that	WDT
cord-232238-aicird98	52	17	make	make	VBP
cord-232238-aicird98	52	18	use	use	NN
cord-232238-aicird98	52	19	of	of	IN
cord-232238-aicird98	52	20	machine	machine	NN
cord-232238-aicird98	52	21	learning	learning	NN
cord-232238-aicird98	52	22	-	-	HYPH
cord-232238-aicird98	52	23	generated	generate	VBN
cord-232238-aicird98	52	24	predictions	prediction	NNS
cord-232238-aicird98	52	25	.	.	.
cord-232238-aicird98	53	1	In	in	IN
cord-232238-aicird98	53	2	fact	fact	NN
cord-232238-aicird98	53	3	,	,	,
cord-232238-aicird98	53	4	feasible	feasible	JJ
cord-232238-aicird98	53	5	,	,	,
cord-232238-aicird98	53	6	actionable	actionable	JJ
cord-232238-aicird98	53	7	and	and	CC
cord-232238-aicird98	53	8	sparse	sparse	JJ
cord-232238-aicird98	53	9	counterfactual	counterfactual	JJ
cord-232238-aicird98	53	10	explanations	explanation	NNS
cord-232238-aicird98	53	11	recommend	recommend	VBP
cord-232238-aicird98	53	12	causality	causality	NN
cord-232238-aicird98	53	13	-	-	HYPH
cord-232238-aicird98	53	14	consistent	consistent	JJ
cord-232238-aicird98	53	15	scenarios	scenario	NNS
cord-232238-aicird98	53	16	that	that	WDT
cord-232238-aicird98	53	17	can	can	MD
cord-232238-aicird98	53	18	be	be	VB
cord-232238-aicird98	53	19	implemented	implement	VBN
cord-232238-aicird98	53	20	by	by	IN
cord-232238-aicird98	53	21	the	the	DT
cord-232238-aicird98	53	22	impacted	impact	VBN
cord-232238-aicird98	53	23	individual	individual	NN
cord-232238-aicird98	53	24	,	,	,
cord-232238-aicird98	53	25	once	once	IN
cord-232238-aicird98	53	26	he	-PRON-	PRP
cord-232238-aicird98	53	27	or	or	CC
cord-232238-aicird98	53	28	she	-PRON-	PRP
cord-232238-aicird98	53	29	acts	act	VBZ
cord-232238-aicird98	53	30	on	on	IN
cord-232238-aicird98	53	31	the	the	DT
cord-232238-aicird98	53	32	values	value	NNS
cord-232238-aicird98	53	33	of	of	IN
cord-232238-aicird98	53	34	a	a	DT
cord-232238-aicird98	53	35	limited	limited	JJ
cord-232238-aicird98	53	36	number	number	NN
cord-232238-aicird98	53	37	of	of	IN
cord-232238-aicird98	53	38	features	feature	NNS
cord-232238-aicird98	53	39	.	.	.
cord-232238-aicird98	54	1	Let	let	VB
cord-232238-aicird98	54	2	us	-PRON-	PRP
cord-232238-aicird98	54	3	discuss	discuss	VB
cord-232238-aicird98	54	4	this	this	DT
cord-232238-aicird98	54	5	point	point	NN
cord-232238-aicird98	54	6	in	in	IN
cord-232238-aicird98	54	7	some	some	DT
cord-232238-aicird98	54	8	detail	detail	NN
cord-232238-aicird98	54	9	.	.	.
cord-232238-aicird98	55	1	Counterfactual	counterfactual	JJ
cord-232238-aicird98	55	2	explanations	explanation	NNS
cord-232238-aicird98	55	3	are	be	VBP
cord-232238-aicird98	55	4	said	say	VBN
cord-232238-aicird98	55	5	to	to	TO
cord-232238-aicird98	55	6	be	be	VB
cord-232238-aicird98	55	7	feasible	feasible	JJ
cord-232238-aicird98	55	8	[	[	-LRB-
cord-232238-aicird98	55	9	22	22	CD
cord-232238-aicird98	55	10	,	,	,
cord-232238-aicird98	55	11	30	30	CD
cord-232238-aicird98	55	12	]	]	-RRB-
cord-232238-aicird98	55	13	,	,	,
cord-232238-aicird98	55	14	if	if	IN
cord-232238-aicird98	55	15	they	-PRON-	PRP
cord-232238-aicird98	55	16	propose	propose	VBP
cord-232238-aicird98	55	17	a	a	DT
cord-232238-aicird98	55	18	scenario	scenario	NN
cord-232238-aicird98	55	19	that	that	WDT
cord-232238-aicird98	55	20	respects	respect	VBZ
cord-232238-aicird98	55	21	the	the	DT
cord-232238-aicird98	55	22	causal	causal	JJ
cord-232238-aicird98	55	23	model	model	NN
cord-232238-aicird98	55	24	[	[	-LRB-
cord-232238-aicird98	55	25	14	14	CD
cord-232238-aicird98	55	26	,	,	,
cord-232238-aicird98	55	27	21	21	CD
cord-232238-aicird98	55	28	]	]	-RRB-
cord-232238-aicird98	55	29	(	(	-LRB-
cord-232238-aicird98	55	30	1	1	CD
cord-232238-aicird98	55	31	)	)	-RRB-
cord-232238-aicird98	55	32	)	)	-RRB-
cord-232238-aicird98	55	33	to	to	TO
cord-232238-aicird98	55	34	compute	compute	VB
cord-232238-aicird98	55	35	counterfactual	counterfactual	JJ
cord-232238-aicird98	55	36	explanations	explanation	NNS
cord-232238-aicird98	55	37	does	do	VBZ
cord-232238-aicird98	55	38	not	not	RB
cord-232238-aicird98	55	39	implement	implement	VB
cord-232238-aicird98	55	40	feasibility	feasibility	NN
cord-232238-aicird98	55	41	constraints	constraint	NNS
cord-232238-aicird98	55	42	.	.	.
cord-232238-aicird98	56	1	Recent	recent	JJ
cord-232238-aicird98	56	2	approaches	approach	NNS
cord-232238-aicird98	56	3	aim	aim	VBP
cord-232238-aicird98	56	4	at	at	IN
cord-232238-aicird98	56	5	ensuring	ensure	VBG
cord-232238-aicird98	56	6	the	the	DT
cord-232238-aicird98	56	7	feasibility	feasibility	NN
cord-232238-aicird98	56	8	of	of	IN
cord-232238-aicird98	56	9	counterfactual	counterfactual	JJ
cord-232238-aicird98	56	10	explanations	explanation	NNS
cord-232238-aicird98	56	11	by	by	IN
cord-232238-aicird98	56	12	implementing	implement	VBG
cord-232238-aicird98	56	13	posthoc	posthoc	NNP
cord-232238-aicird98	56	14	constraints	constraint	NNS
cord-232238-aicird98	56	15	on	on	IN
cord-232238-aicird98	56	16	a	a	DT
cord-232238-aicird98	56	17	set	set	NN
cord-232238-aicird98	56	18	of	of	IN
cord-232238-aicird98	56	19	generated	generate	VBN
cord-232238-aicird98	56	20	counterfactuals	counterfactual	NNS
cord-232238-aicird98	56	21	.	.	.
cord-232238-aicird98	57	1	These	these	DT
cord-232238-aicird98	57	2	constraints	constraint	NNS
cord-232238-aicird98	57	3	are	be	VBP
cord-232238-aicird98	57	4	originally	originally	RB
cord-232238-aicird98	57	5	introduced	introduce	VBN
cord-232238-aicird98	57	6	by	by	IN
cord-232238-aicird98	57	7	domain	domain	NN
cord-232238-aicird98	57	8	experts	expert	NNS
cord-232238-aicird98	57	9	to	to	TO
cord-232238-aicird98	57	10	encode	encode	VB
cord-232238-aicird98	57	11	known	know	VBN
cord-232238-aicird98	57	12	causal	causal	JJ
cord-232238-aicird98	57	13	relations	relation	NNS
cord-232238-aicird98	57	14	between	between	IN
cord-232238-aicird98	57	15	features	feature	NNS
cord-232238-aicird98	57	16	[	[	-LRB-
cord-232238-aicird98	57	17	19	19	CD
cord-232238-aicird98	57	18	,	,	,
cord-232238-aicird98	57	19	22	22	CD
cord-232238-aicird98	57	20	]	]	-RRB-
cord-232238-aicird98	57	21	.	.	.
cord-232238-aicird98	58	1	Let	let	VB
cord-232238-aicird98	58	2	us	-PRON-	PRP
cord-232238-aicird98	58	3	consider	consider	VB
cord-232238-aicird98	58	4	a	a	DT
cord-232238-aicird98	58	5	feasible	feasible	JJ
cord-232238-aicird98	58	6	counterfactual	counterfactual	JJ
cord-232238-aicird98	58	7	explanation	explanation	NN
cord-232238-aicird98	58	8	.	.	.
cord-232238-aicird98	59	1	We	-PRON-	PRP
cord-232238-aicird98	59	2	say	say	VBP
cord-232238-aicird98	59	3	that	that	IN
cord-232238-aicird98	59	4	it	-PRON-	PRP
cord-232238-aicird98	59	5	is	be	VBZ
cord-232238-aicird98	59	6	actionable	actionable	JJ
cord-232238-aicird98	59	7	[	[	-LRB-
cord-232238-aicird98	59	8	19	19	CD
cord-232238-aicird98	59	9	,	,	,
cord-232238-aicird98	59	10	22	22	CD
cord-232238-aicird98	59	11	]	]	-RRB-
cord-232238-aicird98	59	12	,	,	,
cord-232238-aicird98	59	13	if	if	IN
cord-232238-aicird98	59	14	the	the	DT
cord-232238-aicird98	59	15	corresponding	corresponding	JJ
cord-232238-aicird98	59	16	scenario	scenario	NN
cord-232238-aicird98	59	17	can	can	MD
cord-232238-aicird98	59	18	be	be	VB
cord-232238-aicird98	59	19	reasonably	reasonably	RB
cord-232238-aicird98	59	20	implemented	implement	VBN
cord-232238-aicird98	59	21	by	by	IN
cord-232238-aicird98	59	22	the	the	DT
cord-232238-aicird98	59	23	individual	individual	NN
cord-232238-aicird98	59	24	whose	whose	WP$
cord-232238-aicird98	59	25	outcome	outcome	NN
cord-232238-aicird98	59	26	is	be	VBZ
cord-232238-aicird98	59	27	explained	explain	VBN
cord-232238-aicird98	59	28	by	by	IN
cord-232238-aicird98	59	29	the	the	DT
cord-232238-aicird98	59	30	provision	provision	NN
cord-232238-aicird98	59	31	of	of	IN
cord-232238-aicird98	59	32	the	the	DT
cord-232238-aicird98	59	33	counterfactual	counterfactual	JJ
cord-232238-aicird98	59	34	explanation	explanation	NN
cord-232238-aicird98	59	35	.	.	.
cord-232238-aicird98	60	1	Clearly	clearly	RB
cord-232238-aicird98	60	2	,	,	,
cord-232238-aicird98	60	3	actionability	actionability	NN
cord-232238-aicird98	60	4	is	be	VBZ
cord-232238-aicird98	60	5	context	context	NN
cord-232238-aicird98	60	6	-	-	HYPH
cord-232238-aicird98	60	7	dependent	dependent	JJ
cord-232238-aicird98	60	8	:	:	:
cord-232238-aicird98	60	9	in	in	IN
cord-232238-aicird98	60	10	particular	particular	JJ
cord-232238-aicird98	60	11	,	,	,
cord-232238-aicird98	60	12	it	-PRON-	PRP
cord-232238-aicird98	60	13	depends	depend	VBZ
cord-232238-aicird98	60	14	on	on	IN
cord-232238-aicird98	60	15	the	the	DT
cord-232238-aicird98	60	16	capabilities	capability	NNS
cord-232238-aicird98	60	17	of	of	IN
cord-232238-aicird98	60	18	the	the	DT
cord-232238-aicird98	60	19	individual	individual	NN
cord-232238-aicird98	60	20	implementing	implement	VBG
cord-232238-aicird98	60	21	the	the	DT
cord-232238-aicird98	60	22	counterfactual	counterfactual	JJ
cord-232238-aicird98	60	23	scenario	scenario	NN
cord-232238-aicird98	60	24	.	.	.
cord-232238-aicird98	61	1	Considering	consider	VBG
cord-232238-aicird98	61	2	Mothilal	Mothilal	NNP
cord-232238-aicird98	61	3	et	et	NNP
cord-232238-aicird98	61	4	al	al	NNP
cord-232238-aicird98	61	5	.	.	NNP
cord-232238-aicird98	61	6	's	's	POS
cord-232238-aicird98	61	7	example	example	NN
cord-232238-aicird98	61	8	again	again	RB
cord-232238-aicird98	61	9	[	[	-LRB-
cord-232238-aicird98	61	10	19	19	CD
cord-232238-aicird98	61	11	]	]	-RRB-
cord-232238-aicird98	61	12	,	,	,
cord-232238-aicird98	61	13	to	to	TO
cord-232238-aicird98	61	14	increase	increase	VB
cord-232238-aicird98	61	15	the	the	DT
cord-232238-aicird98	61	16	yearly	yearly	JJ
cord-232238-aicird98	61	17	income	income	NN
cord-232238-aicird98	61	18	of	of	IN
cord-232238-aicird98	61	19	$	$	$
cord-232238-aicird98	61	20	10,000	10,000	CD
cord-232238-aicird98	61	21	may	may	MD
cord-232238-aicird98	61	22	be	be	VB
cord-232238-aicird98	61	23	a	a	DT
cord-232238-aicird98	61	24	relatively	relatively	RB
cord-232238-aicird98	61	25	easy	easy	JJ
cord-232238-aicird98	61	26	task	task	NN
cord-232238-aicird98	61	27	for	for	IN
cord-232238-aicird98	61	28	affluent	affluent	JJ
cord-232238-aicird98	61	29	individuals	individual	NNS
cord-232238-aicird98	61	30	.	.	.
cord-232238-aicird98	62	1	However	however	RB
cord-232238-aicird98	62	2	,	,	,
cord-232238-aicird98	62	3	it	-PRON-	PRP
cord-232238-aicird98	62	4	may	may	MD
cord-232238-aicird98	62	5	represent	represent	VB
cord-232238-aicird98	62	6	a	a	DT
cord-232238-aicird98	62	7	daunting	daunting	JJ
cord-232238-aicird98	62	8	challenge	challenge	NN
cord-232238-aicird98	62	9	for	for	IN
cord-232238-aicird98	62	10	low	low	JJ
cord-232238-aicird98	62	11	-	-	HYPH
cord-232238-aicird98	62	12	income	income	NN
cord-232238-aicird98	62	13	ones	one	NNS
cord-232238-aicird98	62	14	.	.	.
cord-232238-aicird98	63	1	Considering	consider	VBG
cord-232238-aicird98	63	2	actionable	actionable	JJ
cord-232238-aicird98	63	3	counterfactual	counterfactual	JJ
cord-232238-aicird98	63	4	explanations	explanation	NNS
cord-232238-aicird98	63	5	allows	allow	VBZ
cord-232238-aicird98	63	6	excluding	exclude	VBG
cord-232238-aicird98	63	7	explanations	explanation	NNS
cord-232238-aicird98	63	8	that	that	IN
cord-232238-aicird98	63	9	,	,	,
cord-232238-aicird98	63	10	although	although	IN
cord-232238-aicird98	63	11	feasible	feasible	JJ
cord-232238-aicird98	63	12	,	,	,
cord-232238-aicird98	63	13	propose	propose	VB
cord-232238-aicird98	63	14	scenarios	scenario	NNS
cord-232238-aicird98	63	15	whose	whose	WP$
cord-232238-aicird98	63	16	implementation	implementation	NN
cord-232238-aicird98	63	17	is	be	VBZ
cord-232238-aicird98	63	18	practically	practically	RB
cord-232238-aicird98	63	19	not	not	RB
cord-232238-aicird98	63	20	realizable	realizable	JJ
cord-232238-aicird98	63	21	.	.	.
cord-232238-aicird98	64	1	2	2	LS
cord-232238-aicird98	65	1	Lastly	lastly	RB
cord-232238-aicird98	65	2	,	,	,
cord-232238-aicird98	65	3	sparsity	sparsity	NN
cord-232238-aicird98	65	4	is	be	VBZ
cord-232238-aicird98	65	5	the	the	DT
cord-232238-aicird98	65	6	property	property	NN
cord-232238-aicird98	65	7	of	of	IN
cord-232238-aicird98	65	8	those	those	DT
cord-232238-aicird98	65	9	counterfactual	counterfactual	JJ
cord-232238-aicird98	65	10	explanations	explanation	NNS
cord-232238-aicird98	65	11	whose	whose	WP$
cord-232238-aicird98	65	12	scenarios	scenario	NNS
cord-232238-aicird98	65	13	suggest	suggest	VBP
cord-232238-aicird98	65	14	to	to	TO
cord-232238-aicird98	65	15	alter	alter	VB
cord-232238-aicird98	65	16	only	only	RB
cord-232238-aicird98	65	17	the	the	DT
cord-232238-aicird98	65	18	values	value	NNS
cord-232238-aicird98	65	19	of	of	IN
cord-232238-aicird98	65	20	a	a	DT
cord-232238-aicird98	65	21	few	few	JJ
cord-232238-aicird98	65	22	variables	variable	NNS
cord-232238-aicird98	65	23	[	[	-LRB-
cord-232238-aicird98	65	24	10	10	CD
cord-232238-aicird98	65	25	,	,	,
cord-232238-aicird98	65	26	19	19	CD
cord-232238-aicird98	65	27	]	]	-RRB-
cord-232238-aicird98	65	28	.	.	.
cord-232238-aicird98	66	1	Mothilal	Mothilal	NNP
cord-232238-aicird98	66	2	et	et	NNP
cord-232238-aicird98	66	3	al	al	NNP
cord-232238-aicird98	66	4	.	.	.
cord-232238-aicird98	67	1	argue	argue	VBP
cord-232238-aicird98	67	2	that	that	IN
cord-232238-aicird98	67	3	"	"	``
cord-232238-aicird98	67	4	intuitively	intuitively	RB
cord-232238-aicird98	67	5	,	,	,
cord-232238-aicird98	67	6	a	a	DT
cord-232238-aicird98	67	7	counterfactual	counterfactual	JJ
cord-232238-aicird98	67	8	example	example	NN
cord-232238-aicird98	67	9	will	will	MD
cord-232238-aicird98	67	10	be	be	VB
cord-232238-aicird98	67	11	more	more	RBR
cord-232238-aicird98	67	12	feasible	feasible	JJ
cord-232238-aicird98	67	13	if	if	IN
cord-232238-aicird98	67	14	it	-PRON-	PRP
cord-232238-aicird98	67	15	makes	make	VBZ
cord-232238-aicird98	67	16	changes	change	NNS
cord-232238-aicird98	67	17	to	to	IN
cord-232238-aicird98	67	18	fewer	few	JJR
cord-232238-aicird98	67	19	number	number	NN
cord-232238-aicird98	67	20	of	of	IN
cord-232238-aicird98	67	21	features	feature	NNS
cord-232238-aicird98	67	22	"	"	''
cord-232238-aicird98	67	23	[	[	-LRB-
cord-232238-aicird98	67	24	19	19	CD
cord-232238-aicird98	67	25	]	]	-RRB-
cord-232238-aicird98	67	26	.	.	.
cord-232238-aicird98	68	1	In	in	IN
cord-232238-aicird98	68	2	other	other	JJ
cord-232238-aicird98	68	3	words	word	NNS
cord-232238-aicird98	68	4	,	,	,
cord-232238-aicird98	68	5	sparse	sparse	JJ
cord-232238-aicird98	68	6	counterfactuals	counterfactual	NNS
cord-232238-aicird98	68	7	"	"	''
cord-232238-aicird98	68	8	differ	differ	VBP
cord-232238-aicird98	68	9	from	from	IN
cord-232238-aicird98	68	10	the	the	DT
cord-232238-aicird98	68	11	original	original	JJ
cord-232238-aicird98	68	12	datapoint	datapoint	NN
cord-232238-aicird98	68	13	in	in	IN
cord-232238-aicird98	68	14	a	a	DT
cord-232238-aicird98	68	15	small	small	JJ
cord-232238-aicird98	68	16	number	number	NN
cord-232238-aicird98	68	17	of	of	IN
cord-232238-aicird98	68	18	factors	factor	NNS
cord-232238-aicird98	68	19	,	,	,
cord-232238-aicird98	68	20	making	make	VBG
cord-232238-aicird98	68	21	the	the	DT
cord-232238-aicird98	68	22	change	change	NN
cord-232238-aicird98	68	23	easier	easy	JJR
cord-232238-aicird98	68	24	to	to	TO
cord-232238-aicird98	68	25	comprehend	comprehend	VB
cord-232238-aicird98	68	26	"	"	''
cord-232238-aicird98	68	27	[	[	-LRB-
cord-232238-aicird98	68	28	24	24	CD
cord-232238-aicird98	68	29	]	]	-RRB-
cord-232238-aicird98	68	30	.	.	.
cord-232238-aicird98	69	1	Therefore	therefore	RB
cord-232238-aicird98	69	2	,	,	,
cord-232238-aicird98	69	3	they	-PRON-	PRP
cord-232238-aicird98	69	4	are	be	VBP
cord-232238-aicird98	69	5	deemed	deem	VBN
cord-232238-aicird98	69	6	to	to	TO
cord-232238-aicird98	69	7	be	be	VB
cord-232238-aicird98	69	8	cognitively	cognitively	RB
cord-232238-aicird98	69	9	accessible	accessible	JJ
cord-232238-aicird98	69	10	.	.	.
cord-232238-aicird98	70	1	Sparsity	sparsity	NN
cord-232238-aicird98	70	2	becomes	become	VBZ
cord-232238-aicird98	70	3	an	an	DT
cord-232238-aicird98	70	4	important	important	JJ
cord-232238-aicird98	70	5	desideratum	desideratum	NN
cord-232238-aicird98	70	6	of	of	IN
cord-232238-aicird98	70	7	counterfactual	counterfactual	JJ
cord-232238-aicird98	70	8	explanations	explanation	NNS
cord-232238-aicird98	70	9	,	,	,
cord-232238-aicird98	70	10	especially	especially	RB
cord-232238-aicird98	70	11	in	in	IN
cord-232238-aicird98	70	12	big	big	JJ
cord-232238-aicird98	70	13	data	data	NN
cord-232238-aicird98	70	14	contexts	context	NNS
cord-232238-aicird98	70	15	.	.	.
cord-232238-aicird98	71	1	Wachter	Wachter	NNP
cord-232238-aicird98	71	2	et	et	NNP
cord-232238-aicird98	71	3	al	al	NNP
cord-232238-aicird98	71	4	.	.	.
cord-232238-aicird98	72	1	aim	aim	VB
cord-232238-aicird98	72	2	at	at	IN
cord-232238-aicird98	72	3	ensuring	ensure	VBG
cord-232238-aicird98	72	4	sparsity	sparsity	NN
cord-232238-aicird98	72	5	of	of	IN
cord-232238-aicird98	72	6	counterfactual	counterfactual	JJ
cord-232238-aicird98	72	7	explanations	explanation	NNS
cord-232238-aicird98	72	8	by	by	IN
cord-232238-aicird98	72	9	using	use	VBG
cord-232238-aicird98	72	10	an	an	DT
cord-232238-aicird98	72	11	L1distance	l1distance	NN
cord-232238-aicird98	72	12	measure	measure	NN
cord-232238-aicird98	72	13	in	in	IN
cord-232238-aicird98	72	14	(	(	-LRB-
cord-232238-aicird98	72	15	1	1	CD
cord-232238-aicird98	72	16	)	)	-RRB-
cord-232238-aicird98	72	17	[	[	-LRB-
cord-232238-aicird98	72	18	30	30	CD
cord-232238-aicird98	72	19	]	]	-RRB-
cord-232238-aicird98	72	20	.	.	.
cord-232238-aicird98	73	1	More	More	JJR
cord-232238-aicird98	73	2	recent	recent	JJ
cord-232238-aicird98	73	3	studies	study	NNS
cord-232238-aicird98	73	4	have	have	VBP
cord-232238-aicird98	73	5	discussed	discuss	VBN
cord-232238-aicird98	73	6	sparsity	sparsity	NN
cord-232238-aicird98	73	7	by	by	IN
cord-232238-aicird98	73	8	means	mean	NNS
cord-232238-aicird98	73	9	of	of	IN
cord-232238-aicird98	73	10	a	a	DT
cord-232238-aicird98	73	11	two	two	CD
cord-232238-aicird98	73	12	steps	step	NNS
cord-232238-aicird98	73	13	approach	approach	VBP
cord-232238-aicird98	73	14	making	make	VBG
cord-232238-aicird98	73	15	use	use	NN
cord-232238-aicird98	73	16	of	of	IN
cord-232238-aicird98	73	17	a	a	DT
cord-232238-aicird98	73	18	"	"	``
cord-232238-aicird98	73	19	growing	grow	VBG
cord-232238-aicird98	73	20	spheres	sphere	NNS
cord-232238-aicird98	73	21	"	"	''
cord-232238-aicird98	73	22	algorithm	algorithm	NN
cord-232238-aicird98	73	23	[	[	-LRB-
cord-232238-aicird98	73	24	10	10	CD
cord-232238-aicird98	73	25	]	]	-RRB-
cord-232238-aicird98	73	26	and	and	CC
cord-232238-aicird98	73	27	the	the	DT
cord-232238-aicird98	73	28	use	use	NN
cord-232238-aicird98	73	29	of	of	IN
cord-232238-aicird98	73	30	a	a	DT
cord-232238-aicird98	73	31	"	"	``
cord-232238-aicird98	73	32	post	post	JJ
cord-232238-aicird98	73	33	-	-	JJ
cord-232238-aicird98	73	34	hoc	hoc	JJ
cord-232238-aicird98	73	35	operation	operation	NN
cord-232238-aicird98	73	36	to	to	TO
cord-232238-aicird98	73	37	restore	restore	VB
cord-232238-aicird98	73	38	the	the	DT
cord-232238-aicird98	73	39	value	value	NN
cord-232238-aicird98	73	40	of	of	IN
cord-232238-aicird98	73	41	continuous	continuous	JJ
cord-232238-aicird98	73	42	features	feature	NNS
cord-232238-aicird98	73	43	back	back	RB
cord-232238-aicird98	73	44	to	to	IN
cord-232238-aicird98	73	45	their	-PRON-	PRP$
cord-232238-aicird98	73	46	values	value	NNS
cord-232238-aicird98	73	47	in	in	IN
cord-232238-aicird98	73	48	x	x	NN
cord-232238-aicird98	73	49	[	[	-LRB-
cord-232238-aicird98	73	50	the	the	DT
cord-232238-aicird98	73	51	input	input	NN
cord-232238-aicird98	73	52	data	datum	NNS
cord-232238-aicird98	73	53	point	point	NN
cord-232238-aicird98	73	54	]	]	-RRB-
cord-232238-aicird98	73	55	greedily	greedily	RB
cord-232238-aicird98	73	56	until	until	IN
cord-232238-aicird98	73	57	the	the	DT
cord-232238-aicird98	73	58	predicted	predict	VBN
cord-232238-aicird98	73	59	class	class	NN
cord-232238-aicird98	73	60	[	[	-LRB-
cord-232238-aicird98	73	61	...	...	NFP
cord-232238-aicird98	73	62	]	]	-RRB-
cord-232238-aicird98	73	63	changes	change	VBZ
cord-232238-aicird98	73	64	"	"	''
cord-232238-aicird98	73	65	[	[	-LRB-
cord-232238-aicird98	73	66	19	19	CD
cord-232238-aicird98	73	67	]	]	-RRB-
cord-232238-aicird98	73	68	.	.	.
cord-232238-aicird98	74	1	By	by	IN
cord-232238-aicird98	74	2	definition	definition	NN
cord-232238-aicird98	74	3	,	,	,
cord-232238-aicird98	74	4	counterfactual	counterfactual	JJ
cord-232238-aicird98	74	5	explanations	explanation	NNS
cord-232238-aicird98	74	6	and	and	CC
cord-232238-aicird98	74	7	the	the	DT
cord-232238-aicird98	74	8	different	different	JJ
cord-232238-aicird98	74	9	algorithms	algorithm	NNS
cord-232238-aicird98	74	10	generating	generate	VBG
cord-232238-aicird98	74	11	counterfactuals	counterfactual	NNS
cord-232238-aicird98	74	12	make	make	VBP
cord-232238-aicird98	74	13	use	use	NN
cord-232238-aicird98	74	14	of	of	IN
cord-232238-aicird98	74	15	a	a	DT
cord-232238-aicird98	74	16	given	give	VBN
cord-232238-aicird98	74	17	(	(	-LRB-
cord-232238-aicird98	74	18	and	and	CC
cord-232238-aicird98	74	19	fixed	fix	VBN
cord-232238-aicird98	74	20	)	)	-RRB-
cord-232238-aicird98	74	21	machine	machine	NN
cord-232238-aicird98	74	22	learning	learning	NN
cord-232238-aicird98	74	23	model	model	NN
cord-232238-aicird98	74	24	ℎ.	ℎ.	NN
cord-232238-aicird98	75	1	However	however	RB
cord-232238-aicird98	75	2	,	,	,
cord-232238-aicird98	75	3	in	in	IN
cord-232238-aicird98	75	4	most	most	JJS
cord-232238-aicird98	75	5	real	real	JJ
cord-232238-aicird98	75	6	-	-	HYPH
cord-232238-aicird98	75	7	world	world	NN
cord-232238-aicird98	75	8	applications	application	NNS
cord-232238-aicird98	75	9	,	,	,
cord-232238-aicird98	75	10	machine	machine	NN
cord-232238-aicird98	75	11	learning	learning	NN
cord-232238-aicird98	75	12	models	model	NNS
cord-232238-aicird98	75	13	,	,	,
cord-232238-aicird98	75	14	their	-PRON-	PRP$
cord-232238-aicird98	75	15	predictions	prediction	NNS
cord-232238-aicird98	75	16	and	and	CC
cord-232238-aicird98	75	17	explanations	explanation	NNS
cord-232238-aicird98	75	18	depend	depend	VBP
cord-232238-aicird98	75	19	on	on	IN
cord-232238-aicird98	75	20	time	time	NN
cord-232238-aicird98	75	21	.	.	.
cord-232238-aicird98	76	1	This	this	DT
cord-232238-aicird98	76	2	basic	basic	JJ
cord-232238-aicird98	76	3	remark	remark	NN
cord-232238-aicird98	76	4	has	have	VBZ
cord-232238-aicird98	76	5	relevant	relevant	JJ
cord-232238-aicird98	76	6	repercussions	repercussion	NNS
cord-232238-aicird98	76	7	on	on	IN
cord-232238-aicird98	76	8	the	the	DT
cord-232238-aicird98	76	9	applicability	applicability	NN
cord-232238-aicird98	76	10	of	of	IN
cord-232238-aicird98	76	11	counterfactual	counterfactual	JJ
cord-232238-aicird98	76	12	explanations	explanation	NNS
cord-232238-aicird98	76	13	in	in	IN
cord-232238-aicird98	76	14	real	real	JJ
cord-232238-aicird98	76	15	-	-	HYPH
cord-232238-aicird98	76	16	world	world	NN
cord-232238-aicird98	76	17	use	use	NN
cord-232238-aicird98	76	18	cases	case	NNS
cord-232238-aicird98	76	19	and	and	CC
cord-232238-aicird98	76	20	their	-PRON-	PRP$
cord-232238-aicird98	76	21	use	use	NN
cord-232238-aicird98	76	22	as	as	IN
cord-232238-aicird98	76	23	a	a	DT
cord-232238-aicird98	76	24	reliable	reliable	JJ
cord-232238-aicird98	76	25	post	post	JJ
cord-232238-aicird98	76	26	-	-	JJ
cord-232238-aicird98	76	27	hoc	hoc	JJ
cord-232238-aicird98	76	28	interpretability	interpretability	NN
cord-232238-aicird98	76	29	method	method	NN
cord-232238-aicird98	76	30	.	.	.
cord-232238-aicird98	77	1	We	-PRON-	PRP
cord-232238-aicird98	77	2	discuss	discuss	VBP
cord-232238-aicird98	77	3	this	this	DT
cord-232238-aicird98	77	4	point	point	NN
cord-232238-aicird98	77	5	in	in	IN
cord-232238-aicird98	77	6	the	the	DT
cord-232238-aicird98	77	7	forthcoming	forthcoming	JJ
cord-232238-aicird98	77	8	sections	section	NNS
cord-232238-aicird98	77	9	.	.	.
cord-232238-aicird98	78	1	Machine	machine	NN
cord-232238-aicird98	78	2	learning	learning	NN
cord-232238-aicird98	78	3	models	model	NNS
cord-232238-aicird98	78	4	[	[	-LRB-
cord-232238-aicird98	78	5	17	17	CD
cord-232238-aicird98	78	6	]	]	-RRB-
cord-232238-aicird98	78	7	are	be	VBP
cord-232238-aicird98	78	8	inherently	inherently	RB
cord-232238-aicird98	78	9	dynamic	dynamic	JJ
cord-232238-aicird98	78	10	objects	object	NNS
cord-232238-aicird98	78	11	.	.	.
cord-232238-aicird98	79	1	They	-PRON-	PRP
cord-232238-aicird98	79	2	are	be	VBP
cord-232238-aicird98	79	3	designed	design	VBN
cord-232238-aicird98	79	4	to	to	TO
cord-232238-aicird98	79	5	perform	perform	VB
cord-232238-aicird98	79	6	a	a	DT
cord-232238-aicird98	79	7	task	task	NN
cord-232238-aicird98	79	8	,	,	,
cord-232238-aicird98	79	9	such	such	JJ
cord-232238-aicird98	79	10	as	as	IN
cord-232238-aicird98	79	11	the	the	DT
cord-232238-aicird98	79	12	binary	binary	JJ
cord-232238-aicird98	79	13	classification	classification	NN
cord-232238-aicird98	79	14	of	of	IN
cord-232238-aicird98	79	15	a	a	DT
cord-232238-aicird98	79	16	bank	bank	NN
cord-232238-aicird98	79	17	's	's	POS
cord-232238-aicird98	79	18	customer	customer	NN
cord-232238-aicird98	79	19	in	in	IN
cord-232238-aicird98	79	20	"	"	``
cord-232238-aicird98	79	21	creditworthy	creditworthy	JJ
cord-232238-aicird98	79	22	"	"	''
cord-232238-aicird98	79	23	and	and	CC
cord-232238-aicird98	79	24	"	"	``
cord-232238-aicird98	79	25	not	not	RB
cord-232238-aicird98	79	26	creditworthy	creditworthy	JJ
cord-232238-aicird98	79	27	"	"	''
cord-232238-aicird98	79	28	,	,	,
cord-232238-aicird98	79	29	by	by	IN
cord-232238-aicird98	79	30	learning	learn	VBG
cord-232238-aicird98	79	31	on	on	IN
cord-232238-aicird98	79	32	data	datum	NNS
cord-232238-aicird98	79	33	.	.	.
cord-232238-aicird98	80	1	This	this	DT
cord-232238-aicird98	80	2	process	process	NN
cord-232238-aicird98	80	3	is	be	VBZ
cord-232238-aicird98	80	4	referred	refer	VBN
cord-232238-aicird98	80	5	to	to	IN
cord-232238-aicird98	80	6	as	as	IN
cord-232238-aicird98	80	7	"	"	``
cord-232238-aicird98	80	8	training	training	NN
cord-232238-aicird98	80	9	"	"	''
cord-232238-aicird98	80	10	,	,	,
cord-232238-aicird98	80	11	or	or	CC
cord-232238-aicird98	80	12	"	"	``
cord-232238-aicird98	80	13	learning	learn	VBG
cord-232238-aicird98	80	14	"	"	''
cord-232238-aicird98	80	15	[	[	-LRB-
cord-232238-aicird98	80	16	17	17	CD
cord-232238-aicird98	80	17	]	]	-RRB-
cord-232238-aicird98	80	18	.	.	.
cord-232238-aicird98	81	1	After	after	IN
cord-232238-aicird98	81	2	training	training	NN
cord-232238-aicird98	81	3	,	,	,
cord-232238-aicird98	81	4	and	and	CC
cord-232238-aicird98	81	5	depending	depend	VBG
cord-232238-aicird98	81	6	on	on	IN
cord-232238-aicird98	81	7	the	the	DT
cord-232238-aicird98	81	8	application	application	NN
cord-232238-aicird98	81	9	,	,	,
cord-232238-aicird98	81	10	(	(	-LRB-
cord-232238-aicird98	81	11	trained	train	VBN
cord-232238-aicird98	81	12	)	)	-RRB-
cord-232238-aicird98	81	13	machine	machine	NN
cord-232238-aicird98	81	14	learning	learning	NN
cord-232238-aicird98	81	15	models	model	NNS
cord-232238-aicird98	81	16	are	be	VBP
cord-232238-aicird98	81	17	deployed	deploy	VBN
cord-232238-aicird98	81	18	in	in	IN
cord-232238-aicird98	81	19	IT	IT	NNP
cord-232238-aicird98	81	20	architectures	architecture	NNS
cord-232238-aicird98	81	21	where	where	WRB
cord-232238-aicird98	81	22	they	-PRON-	PRP
cord-232238-aicird98	81	23	are	be	VBP
cord-232238-aicird98	81	24	fed	feed	VBN
cord-232238-aicird98	81	25	upon	upon	IN
cord-232238-aicird98	81	26	batches	batch	NNS
cord-232238-aicird98	81	27	of	of	IN
cord-232238-aicird98	81	28	new	new	JJ
cord-232238-aicird98	81	29	data	datum	NNS
cord-232238-aicird98	81	30	to	to	TO
cord-232238-aicird98	81	31	generate	generate	VB
cord-232238-aicird98	81	32	predictions	prediction	NNS
cord-232238-aicird98	81	33	3	3	CD
cord-232238-aicird98	81	34	(	(	-LRB-
cord-232238-aicird98	81	35	also	also	RB
cord-232238-aicird98	81	36	referred	refer	VBN
cord-232238-aicird98	81	37	to	to	IN
cord-232238-aicird98	81	38	as	as	IN
cord-232238-aicird98	81	39	outcomes	outcome	NNS
cord-232238-aicird98	81	40	)	)	-RRB-
cord-232238-aicird98	81	41	and	and	CC
cord-232238-aicird98	81	42	support	support	VBP
cord-232238-aicird98	81	43	human	human	JJ
cord-232238-aicird98	81	44	decision	decision	NN
cord-232238-aicird98	81	45	-	-	HYPH
cord-232238-aicird98	81	46	making	making	NN
cord-232238-aicird98	81	47	.	.	.
cord-232238-aicird98	82	1	Typically	typically	RB
cord-232238-aicird98	82	2	,	,	,
cord-232238-aicird98	82	3	the	the	DT
cord-232238-aicird98	82	4	training	training	NN
cord-232238-aicird98	82	5	of	of	IN
cord-232238-aicird98	82	6	machine	machine	NN
cord-232238-aicird98	82	7	learning	learning	NN
cord-232238-aicird98	82	8	models	model	NNS
cord-232238-aicird98	82	9	does	do	VBZ
cord-232238-aicird98	82	10	not	not	RB
cord-232238-aicird98	82	11	occur	occur	VB
cord-232238-aicird98	82	12	only	only	RB
cord-232238-aicird98	82	13	once	once	RB
cord-232238-aicird98	82	14	,	,	,
cord-232238-aicird98	82	15	i.e.	i.e.	FW
cord-232238-aicird98	82	16	,	,	,
cord-232238-aicird98	82	17	just	just	RB
cord-232238-aicird98	82	18	before	before	IN
cord-232238-aicird98	82	19	their	-PRON-	PRP$
cord-232238-aicird98	82	20	deployment	deployment	NN
cord-232238-aicird98	82	21	.	.	.
cord-232238-aicird98	83	1	In	in	IN
cord-232238-aicird98	83	2	fact	fact	NN
cord-232238-aicird98	83	3	,	,	,
cord-232238-aicird98	83	4	the	the	DT
cord-232238-aicird98	83	5	process	process	NN
cord-232238-aicird98	83	6	can	can	MD
cord-232238-aicird98	83	7	be	be	VB
cord-232238-aicird98	83	8	periodically	periodically	RB
cord-232238-aicird98	83	9	repeated	repeat	VBN
cord-232238-aicird98	83	10	,	,	,
cord-232238-aicird98	83	11	whenever	whenever	WRB
cord-232238-aicird98	83	12	new	new	JJ
cord-232238-aicird98	83	13	batches	batch	NNS
cord-232238-aicird98	83	14	of	of	IN
cord-232238-aicird98	83	15	data	datum	NNS
cord-232238-aicird98	83	16	are	be	VBP
cord-232238-aicird98	83	17	made	make	VBN
cord-232238-aicird98	83	18	available	available	JJ
cord-232238-aicird98	83	19	,	,	,
cord-232238-aicird98	83	20	and	and	CC
cord-232238-aicird98	83	21	the	the	DT
cord-232238-aicird98	83	22	performance	performance	NN
cord-232238-aicird98	83	23	of	of	IN
cord-232238-aicird98	83	24	the	the	DT
cord-232238-aicird98	83	25	machine	machine	NN
cord-232238-aicird98	83	26	learning	learning	NN
cord-232238-aicird98	83	27	model	model	NN
cord-232238-aicird98	83	28	degrades	degrade	VBZ
cord-232238-aicird98	83	29	.	.	.
cord-232238-aicird98	84	1	This	this	DT
cord-232238-aicird98	84	2	happens	happen	VBZ
cord-232238-aicird98	84	3	as	as	IN
cord-232238-aicird98	84	4	the	the	DT
cord-232238-aicird98	84	5	model	model	NN
cord-232238-aicird98	84	6	often	often	RB
cord-232238-aicird98	84	7	generates	generate	VBZ
cord-232238-aicird98	84	8	prediction	prediction	NN
cord-232238-aicird98	84	9	in	in	IN
cord-232238-aicird98	84	10	changing	change	VBG
cord-232238-aicird98	84	11	environments	environment	NNS
cord-232238-aicird98	84	12	,	,	,
cord-232238-aicird98	84	13	whose	whose	WP$
cord-232238-aicird98	84	14	evolution	evolution	NN
cord-232238-aicird98	84	15	is	be	VBZ
cord-232238-aicird98	84	16	not	not	RB
cord-232238-aicird98	84	17	encoded	encode	VBN
cord-232238-aicird98	84	18	in	in	IN
cord-232238-aicird98	84	19	the	the	DT
cord-232238-aicird98	84	20	dataset	dataset	NN
cord-232238-aicird98	84	21	originally	originally	RB
cord-232238-aicird98	84	22	used	use	VBN
cord-232238-aicird98	84	23	for	for	IN
cord-232238-aicird98	84	24	its	-PRON-	PRP$
cord-232238-aicird98	84	25	training	training	NN
cord-232238-aicird98	84	26	.	.	.
cord-232238-aicird98	85	1	For	for	IN
cord-232238-aicird98	85	2	example	example	NN
cord-232238-aicird98	85	3	,	,	,
cord-232238-aicird98	85	4	in	in	IN
cord-232238-aicird98	85	5	e	e	NNP
cord-232238-aicird98	85	6	-	-	NN
cord-232238-aicird98	85	7	commerce	commerce	JJ
cord-232238-aicird98	85	8	new	new	JJ
cord-232238-aicird98	85	9	products	product	NNS
cord-232238-aicird98	85	10	become	become	VBP
cord-232238-aicird98	85	11	available	available	JJ
cord-232238-aicird98	85	12	and	and	CC
cord-232238-aicird98	85	13	can	can	MD
cord-232238-aicird98	85	14	be	be	VB
cord-232238-aicird98	85	15	recommended	recommend	VBN
cord-232238-aicird98	85	16	on	on	IN
cord-232238-aicird98	85	17	an	an	DT
cord-232238-aicird98	85	18	online	online	JJ
cord-232238-aicird98	85	19	marketplace	marketplace	NN
cord-232238-aicird98	85	20	platform	platform	NN
cord-232238-aicird98	85	21	.	.	.
cord-232238-aicird98	86	1	As	as	IN
cord-232238-aicird98	86	2	a	a	DT
cord-232238-aicird98	86	3	result	result	NN
cord-232238-aicird98	86	4	,	,	,
cord-232238-aicird98	86	5	time	time	NN
cord-232238-aicird98	86	6	affects	affect	VBZ
cord-232238-aicird98	86	7	machine	machine	NN
cord-232238-aicird98	86	8	learning	learning	NN
cord-232238-aicird98	86	9	models	model	NNS
cord-232238-aicird98	86	10	,	,	,
cord-232238-aicird98	86	11	their	-PRON-	PRP$
cord-232238-aicird98	86	12	predictions	prediction	NNS
cord-232238-aicird98	86	13	and	and	CC
cord-232238-aicird98	86	14	the	the	DT
cord-232238-aicird98	86	15	subsequent	subsequent	JJ
cord-232238-aicird98	86	16	post	post	JJ
cord-232238-aicird98	86	17	-	-	JJ
cord-232238-aicird98	86	18	hoc	hoc	JJ
cord-232238-aicird98	86	19	explanations	explanation	NNS
cord-232238-aicird98	86	20	.	.	.
cord-232238-aicird98	87	1	Kroll	Kroll	NNP
cord-232238-aicird98	87	2	et	et	NNP
cord-232238-aicird98	87	3	al	al	NNP
cord-232238-aicird98	87	4	.	.	.
cord-232238-aicird98	88	1	[	[	-LRB-
cord-232238-aicird98	88	2	9	9	LS
cord-232238-aicird98	88	3	]	]	-RRB-
cord-232238-aicird98	88	4	warn	warn	VBP
cord-232238-aicird98	88	5	against	against	IN
cord-232238-aicird98	88	6	a	a	DT
cord-232238-aicird98	88	7	plain	plain	JJ
cord-232238-aicird98	88	8	search	search	NN
cord-232238-aicird98	88	9	for	for	IN
cord-232238-aicird98	88	10	machine	machine	NN
cord-232238-aicird98	88	11	learning	learning	NN
cord-232238-aicird98	88	12	model	model	NN
cord-232238-aicird98	88	13	transparency	transparency	NN
cord-232238-aicird98	88	14	,	,	,
cord-232238-aicird98	88	15	as	as	IN
cord-232238-aicird98	88	16	"	"	``
cord-232238-aicird98	88	17	systems	system	NNS
cord-232238-aicird98	88	18	that	that	WDT
cord-232238-aicird98	88	19	change	change	VBP
cord-232238-aicird98	88	20	over	over	IN
cord-232238-aicird98	88	21	time	time	NN
cord-232238-aicird98	88	22	can	can	MD
cord-232238-aicird98	88	23	not	not	RB
cord-232238-aicird98	88	24	be	be	VB
cord-232238-aicird98	88	25	fully	fully	RB
cord-232238-aicird98	88	26	understood	understand	VBN
cord-232238-aicird98	88	27	through	through	IN
cord-232238-aicird98	88	28	transparency	transparency	NN
cord-232238-aicird98	88	29	alone	alone	RB
cord-232238-aicird98	88	30	"	"	''
cord-232238-aicird98	88	31	[	[	-LRB-
cord-232238-aicird98	88	32	9	9	CD
cord-232238-aicird98	88	33	]	]	-RRB-
cord-232238-aicird98	88	34	.	.	.
cord-232238-aicird98	89	1	Moreover	moreover	RB
cord-232238-aicird98	89	2	,	,	,
cord-232238-aicird98	89	3	in	in	IN
cord-232238-aicird98	89	4	these	these	DT
cord-232238-aicird98	89	5	cases	case	NNS
cord-232238-aicird98	89	6	"	"	``
cord-232238-aicird98	89	7	transparency	transparency	NN
cord-232238-aicird98	89	8	alone	alone	RB
cord-232238-aicird98	89	9	does	do	VBZ
cord-232238-aicird98	89	10	little	little	JJ
cord-232238-aicird98	89	11	to	to	TO
cord-232238-aicird98	89	12	explain	explain	VB
cord-232238-aicird98	89	13	either	either	CC
cord-232238-aicird98	89	14	why	why	WRB
cord-232238-aicird98	89	15	any	any	DT
cord-232238-aicird98	89	16	particular	particular	JJ
cord-232238-aicird98	89	17	decision	decision	NN
cord-232238-aicird98	89	18	was	be	VBD
cord-232238-aicird98	89	19	made	make	VBN
cord-232238-aicird98	89	20	or	or	CC
cord-232238-aicird98	89	21	how	how	WRB
cord-232238-aicird98	89	22	fairly	fairly	RB
cord-232238-aicird98	89	23	the	the	DT
cord-232238-aicird98	89	24	system	system	NN
cord-232238-aicird98	89	25	operates	operate	VBZ
cord-232238-aicird98	89	26	across	across	IN
cord-232238-aicird98	89	27	bases	basis	NNS
cord-232238-aicird98	89	28	of	of	IN
cord-232238-aicird98	89	29	users	user	NNS
cord-232238-aicird98	89	30	or	or	CC
cord-232238-aicird98	89	31	classes	class	NNS
cord-232238-aicird98	89	32	of	of	IN
cord-232238-aicird98	89	33	queries	query	NNS
cord-232238-aicird98	89	34	"	"	''
cord-232238-aicird98	89	35	[	[	-LRB-
cord-232238-aicird98	89	36	9	9	CD
cord-232238-aicird98	89	37	]	]	-RRB-
cord-232238-aicird98	89	38	.	.	.
cord-232238-aicird98	90	1	Considering	consider	VBG
cord-232238-aicird98	90	2	systems	system	NNS
cord-232238-aicird98	90	3	with	with	IN
cord-232238-aicird98	90	4	high	high	JJ
cord-232238-aicird98	90	5	frequency	frequency	NN
cord-232238-aicird98	90	6	of	of	IN
cord-232238-aicird98	90	7	retraining	retraining	NN
cord-232238-aicird98	90	8	,	,	,
cord-232238-aicird98	90	9	such	such	JJ
cord-232238-aicird98	90	10	as	as	IN
cord-232238-aicird98	90	11	algorithms	algorithm	NNS
cord-232238-aicird98	90	12	serving	serve	VBG
cord-232238-aicird98	90	13	e	e	NN
cord-232238-aicird98	90	14	-	-	NN
cord-232238-aicird98	90	15	commerce	commerce	NN
cord-232238-aicird98	90	16	or	or	CC
cord-232238-aicird98	90	17	social	social	JJ
cord-232238-aicird98	90	18	media	medium	NNS
cord-232238-aicird98	90	19	platforms	platform	NNS
cord-232238-aicird98	90	20	"	"	''
cord-232238-aicird98	90	21	there	there	EX
cord-232238-aicird98	90	22	is	be	VBZ
cord-232238-aicird98	90	23	the	the	DT
cord-232238-aicird98	90	24	added	add	VBN
cord-232238-aicird98	90	25	risk	risk	NN
cord-232238-aicird98	90	26	that	that	IN
cord-232238-aicird98	90	27	the	the	DT
cord-232238-aicird98	90	28	rule	rule	NN
cord-232238-aicird98	90	29	disclosed	disclose	VBN
cord-232238-aicird98	90	30	is	be	VBZ
cord-232238-aicird98	90	31	obsolete	obsolete	JJ
cord-232238-aicird98	90	32	by	by	IN
cord-232238-aicird98	90	33	the	the	DT
cord-232238-aicird98	90	34	time	time	NN
cord-232238-aicird98	90	35	it	-PRON-	PRP
cord-232238-aicird98	90	36	can	can	MD
cord-232238-aicird98	90	37	be	be	VB
cord-232238-aicird98	90	38	analyzed	analyze	VBN
cord-232238-aicird98	90	39	"	"	``
cord-232238-aicird98	90	40	[	[	-LRB-
cord-232238-aicird98	90	41	9	9	CD
cord-232238-aicird98	90	42	]	]	-RRB-
cord-232238-aicird98	90	43	.	.	.
cord-232238-aicird98	91	1	As	as	IN
cord-232238-aicird98	91	2	commented	comment	VBN
cord-232238-aicird98	91	3	in	in	IN
cord-232238-aicird98	91	4	Section	section	NN
cord-232238-aicird98	91	5	2	2	CD
cord-232238-aicird98	91	6	,	,	,
cord-232238-aicird98	91	7	feasible	feasible	JJ
cord-232238-aicird98	91	8	and	and	CC
cord-232238-aicird98	91	9	actionable	actionable	JJ
cord-232238-aicird98	91	10	counterfactual	counterfactual	JJ
cord-232238-aicird98	91	11	explanations	explanation	NNS
cord-232238-aicird98	91	12	not	not	RB
cord-232238-aicird98	91	13	only	only	RB
cord-232238-aicird98	91	14	describe	describe	VBP
cord-232238-aicird98	91	15	a	a	DT
cord-232238-aicird98	91	16	scenario	scenario	NN
cord-232238-aicird98	91	17	in	in	IN
cord-232238-aicird98	91	18	which	which	WDT
cord-232238-aicird98	91	19	the	the	DT
cord-232238-aicird98	91	20	user	user	NN
cord-232238-aicird98	91	21	could	could	MD
cord-232238-aicird98	91	22	have	have	VB
cord-232238-aicird98	91	23	achieved	achieve	VBN
cord-232238-aicird98	91	24	an	an	DT
cord-232238-aicird98	91	25	alternative	alternative	NN
cord-232238-aicird98	91	26	(	(	-LRB-
cord-232238-aicird98	91	27	and	and	CC
cord-232238-aicird98	91	28	preferred	preferred	JJ
cord-232238-aicird98	91	29	)	)	-RRB-
cord-232238-aicird98	91	30	outcome	outcome	NN
cord-232238-aicird98	91	31	in	in	IN
cord-232238-aicird98	91	32	understandable	understandable	JJ
cord-232238-aicird98	91	33	terms	term	NNS
cord-232238-aicird98	91	34	,	,	,
cord-232238-aicird98	91	35	but	but	CC
cord-232238-aicird98	91	36	they	-PRON-	PRP
cord-232238-aicird98	91	37	highlight	highlight	VBP
cord-232238-aicird98	91	38	an	an	DT
cord-232238-aicird98	91	39	actionable	actionable	JJ
cord-232238-aicird98	91	40	strategy	strategy	NN
cord-232238-aicird98	91	41	to	to	TO
cord-232238-aicird98	91	42	achieve	achieve	VB
cord-232238-aicird98	91	43	it	-PRON-	PRP
cord-232238-aicird98	91	44	.	.	.
cord-232238-aicird98	92	1	In	in	IN
cord-232238-aicird98	92	2	the	the	DT
cord-232238-aicird98	92	3	case	case	NN
cord-232238-aicird98	92	4	of	of	IN
cord-232238-aicird98	92	5	sparse	sparse	JJ
cord-232238-aicird98	92	6	counterfactual	counterfactual	JJ
cord-232238-aicird98	92	7	explanations	explanation	NNS
cord-232238-aicird98	92	8	,	,	,
cord-232238-aicird98	92	9	this	this	DT
cord-232238-aicird98	92	10	strategy	strategy	NN
cord-232238-aicird98	92	11	focuses	focus	VBZ
cord-232238-aicird98	92	12	on	on	IN
cord-232238-aicird98	92	13	altering	alter	VBG
cord-232238-aicird98	92	14	the	the	DT
cord-232238-aicird98	92	15	values	value	NNS
cord-232238-aicird98	92	16	of	of	IN
cord-232238-aicird98	92	17	a	a	DT
cord-232238-aicird98	92	18	limited	limited	JJ
cord-232238-aicird98	92	19	number	number	NN
cord-232238-aicird98	92	20	of	of	IN
cord-232238-aicird98	92	21	variables	variable	NNS
cord-232238-aicird98	92	22	.	.	.
cord-232238-aicird98	93	1	Clearly	clearly	RB
cord-232238-aicird98	93	2	,	,	,
cord-232238-aicird98	93	3	the	the	DT
cord-232238-aicird98	93	4	points	point	NNS
cord-232238-aicird98	93	5	of	of	IN
cord-232238-aicird98	93	6	time	time	NN
cord-232238-aicird98	93	7	at	at	IN
cord-232238-aicird98	93	8	which	which	WDT
cord-232238-aicird98	93	9	1	1	CD
cord-232238-aicird98	93	10	)	)	-RRB-
cord-232238-aicird98	93	11	the	the	DT
cord-232238-aicird98	93	12	explanation	explanation	NN
cord-232238-aicird98	93	13	is	be	VBZ
cord-232238-aicird98	93	14	generated	generate	VBN
cord-232238-aicird98	93	15	and	and	CC
cord-232238-aicird98	93	16	shared	share	VBN
cord-232238-aicird98	93	17	with	with	IN
cord-232238-aicird98	93	18	the	the	DT
cord-232238-aicird98	93	19	impacted	impact	VBN
cord-232238-aicird98	93	20	individual	individual	NN
cord-232238-aicird98	93	21	,	,	,
cord-232238-aicird98	93	22	4	4	CD
cord-232238-aicird98	93	23	and	and	CC
cord-232238-aicird98	93	24	2	2	CD
cord-232238-aicird98	93	25	)	)	-RRB-
cord-232238-aicird98	94	1	its	-PRON-	PRP$
cord-232238-aicird98	94	2	recommended	recommend	VBN
cord-232238-aicird98	94	3	scenario	scenario	NN
cord-232238-aicird98	94	4	is	be	VBZ
cord-232238-aicird98	94	5	successfully	successfully	RB
cord-232238-aicird98	94	6	achieved	achieve	VBN
cord-232238-aicird98	94	7	by	by	IN
cord-232238-aicird98	94	8	him	-PRON-	PRP
cord-232238-aicird98	94	9	or	or	CC
cord-232238-aicird98	94	10	her	-PRON-	PRP
cord-232238-aicird98	94	11	,	,	,
cord-232238-aicird98	94	12	may	may	MD
cord-232238-aicird98	94	13	differ	differ	VB
cord-232238-aicird98	94	14	.	.	.
cord-232238-aicird98	95	1	We	-PRON-	PRP
cord-232238-aicird98	95	2	argue	argue	VBP
cord-232238-aicird98	95	3	that	that	IN
cord-232238-aicird98	95	4	this	this	DT
cord-232238-aicird98	95	5	time	time	NN
cord-232238-aicird98	95	6	dependency	dependency	NN
cord-232238-aicird98	95	7	of	of	IN
cord-232238-aicird98	95	8	counterfactual	counterfactual	JJ
cord-232238-aicird98	95	9	explanations	explanation	NNS
cord-232238-aicird98	95	10	may	may	MD
cord-232238-aicird98	95	11	represent	represent	VB
cord-232238-aicird98	95	12	a	a	DT
cord-232238-aicird98	95	13	sensitive	sensitive	JJ
cord-232238-aicird98	95	14	risk	risk	NN
cord-232238-aicird98	95	15	to	to	IN
cord-232238-aicird98	95	16	their	-PRON-	PRP$
cord-232238-aicird98	95	17	applicability	applicability	NN
cord-232238-aicird98	95	18	.	.	.
cord-232238-aicird98	96	1	the	the	DT
cord-232238-aicird98	96	2	label	label	NN
cord-232238-aicird98	96	3	"	"	``
cord-232238-aicird98	96	4	creditworthy	creditworthy	JJ
cord-232238-aicird98	96	5	"	"	''
cord-232238-aicird98	96	6	or	or	CC
cord-232238-aicird98	96	7	"	"	``
cord-232238-aicird98	96	8	not	not	RB
cord-232238-aicird98	96	9	creditworthy	creditworthy	JJ
cord-232238-aicird98	96	10	"	"	''
cord-232238-aicird98	96	11	.	.	.
cord-232238-aicird98	97	1	We	-PRON-	PRP
cord-232238-aicird98	97	2	also	also	RB
cord-232238-aicird98	97	3	note	note	VBP
cord-232238-aicird98	97	4	that	that	IN
cord-232238-aicird98	97	5	most	most	JJS
cord-232238-aicird98	97	6	machine	machine	NN
cord-232238-aicird98	97	7	learning	learning	NN
cord-232238-aicird98	97	8	models	model	NNS
cord-232238-aicird98	97	9	endow	endow	VBP
cord-232238-aicird98	97	10	their	-PRON-	PRP$
cord-232238-aicird98	97	11	predictions	prediction	NNS
cord-232238-aicird98	97	12	with	with	IN
cord-232238-aicird98	97	13	a	a	DT
cord-232238-aicird98	97	14	confidence	confidence	NN
cord-232238-aicird98	97	15	score	score	NN
cord-232238-aicird98	97	16	,	,	,
cord-232238-aicird98	97	17	which	which	WDT
cord-232238-aicird98	97	18	is	be	VBZ
cord-232238-aicird98	97	19	interpreted	interpret	VBN
cord-232238-aicird98	97	20	as	as	IN
cord-232238-aicird98	97	21	an	an	DT
cord-232238-aicird98	97	22	empirical	empirical	JJ
cord-232238-aicird98	97	23	probability	probability	NN
cord-232238-aicird98	97	24	.	.	.
cord-232238-aicird98	98	1	4	4	LS
cord-232238-aicird98	99	1	Without	without	IN
cord-232238-aicird98	99	2	loss	loss	NN
cord-232238-aicird98	99	3	of	of	IN
cord-232238-aicird98	99	4	generality	generality	NN
cord-232238-aicird98	99	5	,	,	,
cord-232238-aicird98	99	6	in	in	IN
cord-232238-aicird98	99	7	these	these	DT
cord-232238-aicird98	99	8	notes	note	NNS
cord-232238-aicird98	99	9	we	-PRON-	PRP
cord-232238-aicird98	99	10	assume	assume	VBP
cord-232238-aicird98	99	11	that	that	IN
cord-232238-aicird98	99	12	the	the	DT
cord-232238-aicird98	99	13	explanations	explanation	NNS
cord-232238-aicird98	99	14	are	be	VBP
cord-232238-aicird98	99	15	generated	generate	VBN
cord-232238-aicird98	99	16	and	and	CC
cord-232238-aicird98	99	17	shared	share	VBN
cord-232238-aicird98	99	18	with	with	IN
cord-232238-aicird98	99	19	an	an	DT
cord-232238-aicird98	99	20	interested	interested	JJ
cord-232238-aicird98	99	21	individual	individual	NN
cord-232238-aicird98	99	22	at	at	IN
cord-232238-aicird98	99	23	the	the	DT
cord-232238-aicird98	99	24	same	same	JJ
cord-232238-aicird98	99	25	point	point	NN
cord-232238-aicird98	99	26	of	of	IN
cord-232238-aicird98	99	27	time	time	NN
cord-232238-aicird98	99	28	.	.	.
cord-232238-aicird98	100	1	Let	let	VB
cord-232238-aicird98	100	2	us	-PRON-	PRP
cord-232238-aicird98	100	3	elaborate	elaborate	VB
cord-232238-aicird98	100	4	this	this	DT
cord-232238-aicird98	100	5	point	point	NN
cord-232238-aicird98	100	6	by	by	IN
cord-232238-aicird98	100	7	describing	describe	VBG
cord-232238-aicird98	100	8	the	the	DT
cord-232238-aicird98	100	9	occurrence	occurrence	NN
cord-232238-aicird98	100	10	of	of	IN
cord-232238-aicird98	100	11	an	an	DT
cord-232238-aicird98	100	12	"	"	``
cord-232238-aicird98	100	13	unfortunate	unfortunate	JJ
cord-232238-aicird98	100	14	counterfactual	counterfactual	JJ
cord-232238-aicird98	100	15	event	event	NN
cord-232238-aicird98	100	16	"	"	''
cord-232238-aicird98	100	17	(	(	-LRB-
cord-232238-aicird98	100	18	UCE	UCE	NNP
cord-232238-aicird98	100	19	)	)	-RRB-
cord-232238-aicird98	100	20	.	.	.
cord-232238-aicird98	101	1	We	-PRON-	PRP
cord-232238-aicird98	101	2	refer	refer	VBP
cord-232238-aicird98	101	3	to	to	IN
cord-232238-aicird98	101	4	the	the	DT
cord-232238-aicird98	101	5	Appendix	Appendix	NNP
cord-232238-aicird98	101	6	for	for	IN
cord-232238-aicird98	101	7	a	a	DT
cord-232238-aicird98	101	8	discussion	discussion	NN
cord-232238-aicird98	101	9	of	of	IN
cord-232238-aicird98	101	10	all	all	DT
cord-232238-aicird98	101	11	possible	possible	JJ
cord-232238-aicird98	101	12	cases	case	NNS
cord-232238-aicird98	101	13	emerging	emerge	VBG
cord-232238-aicird98	101	14	from	from	IN
cord-232238-aicird98	101	15	the	the	DT
cord-232238-aicird98	101	16	analysis	analysis	NN
cord-232238-aicird98	101	17	of	of	IN
cord-232238-aicird98	101	18	the	the	DT
cord-232238-aicird98	101	19	time	time	NN
cord-232238-aicird98	101	20	dependency	dependency	NN
cord-232238-aicird98	101	21	of	of	IN
cord-232238-aicird98	101	22	counterfactual	counterfactual	JJ
cord-232238-aicird98	101	23	explanations	explanation	NNS
cord-232238-aicird98	101	24	.	.	.
cord-232238-aicird98	102	1	In	in	IN
cord-232238-aicird98	102	2	an	an	DT
cord-232238-aicird98	102	3	UCE	UCE	NNP
cord-232238-aicird98	102	4	,	,	,
cord-232238-aicird98	102	5	a	a	DT
cord-232238-aicird98	102	6	feasible	feasible	JJ
cord-232238-aicird98	102	7	,	,	,
cord-232238-aicird98	102	8	actionable	actionable	JJ
cord-232238-aicird98	102	9	and	and	CC
cord-232238-aicird98	102	10	possibly	possibly	RB
cord-232238-aicird98	102	11	sparse	sparse	JJ
cord-232238-aicird98	102	12	counterfactual	counterfactual	JJ
cord-232238-aicird98	102	13	scenario	scenario	NN
cord-232238-aicird98	102	14	is	be	VBZ
cord-232238-aicird98	102	15	shared	share	VBN
cord-232238-aicird98	102	16	with	with	IN
cord-232238-aicird98	102	17	an	an	DT
cord-232238-aicird98	102	18	individual	individual	NN
cord-232238-aicird98	102	19	who	who	WP
cord-232238-aicird98	102	20	received	receive	VBD
cord-232238-aicird98	102	21	a	a	DT
cord-232238-aicird98	102	22	machine	machine	NN
cord-232238-aicird98	102	23	learning	learn	VBG
cord-232238-aicird98	102	24	outcome	outcome	NN
cord-232238-aicird98	102	25	0	0	CD
cord-232238-aicird98	102	26	at	at	IN
cord-232238-aicird98	102	27	time	time	NN
cord-232238-aicird98	102	28	0	0	CD
cord-232238-aicird98	102	29	.	.	.
cord-232238-aicird98	103	1	The	the	DT
cord-232238-aicird98	103	2	individual	individual	NN
cord-232238-aicird98	103	3	successfully	successfully	RB
cord-232238-aicird98	103	4	implements	implement	VBZ
cord-232238-aicird98	103	5	the	the	DT
cord-232238-aicird98	103	6	recommendations	recommendation	NNS
cord-232238-aicird98	103	7	of	of	IN
cord-232238-aicird98	103	8	the	the	DT
cord-232238-aicird98	103	9	counterfactual	counterfactual	JJ
cord-232238-aicird98	103	10	scenario	scenario	NN
cord-232238-aicird98	103	11	at	at	IN
cord-232238-aicird98	103	12	a	a	DT
cord-232238-aicird98	103	13	given	give	VBN
cord-232238-aicird98	103	14	time	time	NN
cord-232238-aicird98	103	15	1	1	CD
cord-232238-aicird98	103	16	>	>	SYM
cord-232238-aicird98	103	17	0	0	CD
cord-232238-aicird98	103	18	,	,	,
cord-232238-aicird98	103	19	through	through	IN
cord-232238-aicird98	103	20	the	the	DT
cord-232238-aicird98	103	21	investment	investment	NN
cord-232238-aicird98	103	22	of	of	IN
cord-232238-aicird98	103	23	a	a	DT
cord-232238-aicird98	103	24	certain	certain	JJ
cord-232238-aicird98	103	25	amount	amount	NN
cord-232238-aicird98	103	26	of	of	IN
cord-232238-aicird98	103	27	resources	resource	NNS
cord-232238-aicird98	103	28	(	(	-LRB-
cord-232238-aicird98	103	29	in	in	IN
cord-232238-aicird98	103	30	primis	primis	NNP
cord-232238-aicird98	103	31	,	,	,
cord-232238-aicird98	103	32	time	time	NN
cord-232238-aicird98	103	33	)	)	-RRB-
cord-232238-aicird98	103	34	.	.	.
cord-232238-aicird98	104	1	Finally	finally	RB
cord-232238-aicird98	104	2	,	,	,
cord-232238-aicird98	104	3	at	at	IN
cord-232238-aicird98	104	4	time	time	NN
cord-232238-aicird98	104	5	2	2	CD
cord-232238-aicird98	104	6	≥	≥	CD
cord-232238-aicird98	104	7	1	1	CD
cord-232238-aicird98	104	8	,	,	,
cord-232238-aicird98	104	9	the	the	DT
cord-232238-aicird98	104	10	machine	machine	NN
cord-232238-aicird98	104	11	learning	learning	NN
cord-232238-aicird98	104	12	model	model	NN
cord-232238-aicird98	104	13	is	be	VBZ
cord-232238-aicird98	104	14	again	again	RB
cord-232238-aicird98	104	15	requested	request	VBN
cord-232238-aicird98	104	16	to	to	TO
cord-232238-aicird98	104	17	compute	compute	VB
cord-232238-aicird98	104	18	a	a	DT
cord-232238-aicird98	104	19	prediction	prediction	NN
cord-232238-aicird98	104	20	for	for	IN
cord-232238-aicird98	104	21	the	the	DT
cord-232238-aicird98	104	22	same	same	JJ
cord-232238-aicird98	104	23	individual	individual	NN
cord-232238-aicird98	104	24	:	:	:
cord-232238-aicird98	104	25	the	the	DT
cord-232238-aicird98	104	26	predicted	predict	VBN
cord-232238-aicird98	104	27	outcome	outcome	NN
cord-232238-aicird98	104	28	1	1	CD
cord-232238-aicird98	104	29	is	be	VBZ
cord-232238-aicird98	104	30	the	the	DT
cord-232238-aicird98	104	31	same	same	JJ
cord-232238-aicird98	104	32	one	one	NN
cord-232238-aicird98	104	33	from	from	IN
cord-232238-aicird98	104	34	0	0	CD
cord-232238-aicird98	104	35	,	,	,
cord-232238-aicird98	104	36	i.e.	i.e.	FW
cord-232238-aicird98	104	37	,	,	,
cord-232238-aicird98	104	38	1	1	CD
cord-232238-aicird98	104	39	=	=	SYM
cord-232238-aicird98	104	40	0	0	CD
cord-232238-aicird98	104	41	.	.	.
cord-232238-aicird98	105	1	5	5	LS
cord-232238-aicird98	106	1	In	in	IN
cord-232238-aicird98	106	2	fact	fact	NN
cord-232238-aicird98	106	3	,	,	,
cord-232238-aicird98	106	4	in	in	IN
cord-232238-aicird98	106	5	the	the	DT
cord-232238-aicird98	106	6	time	time	NN
cord-232238-aicird98	106	7	interval	interval	NN
cord-232238-aicird98	106	8	between	between	IN
cord-232238-aicird98	106	9	0	0	CD
cord-232238-aicird98	106	10	and	and	CC
cord-232238-aicird98	106	11	1	1	CD
cord-232238-aicird98	106	12	,	,	,
cord-232238-aicird98	106	13	the	the	DT
cord-232238-aicird98	106	14	machine	machine	NN
cord-232238-aicird98	106	15	learning	learning	NN
cord-232238-aicird98	106	16	model	model	NN
cord-232238-aicird98	106	17	has	have	VBZ
cord-232238-aicird98	106	18	been	be	VBN
cord-232238-aicird98	106	19	retrained	retrain	VBN
cord-232238-aicird98	106	20	.	.	.
cord-232238-aicird98	107	1	In	in	IN
cord-232238-aicird98	107	2	particular	particular	JJ
cord-232238-aicird98	107	3	,	,	,
cord-232238-aicird98	107	4	the	the	DT
cord-232238-aicird98	107	5	retrained	retrain	VBN
cord-232238-aicird98	107	6	model	model	NN
cord-232238-aicird98	107	7	did	do	VBD
cord-232238-aicird98	107	8	not	not	RB
cord-232238-aicird98	107	9	properly	properly	RB
cord-232238-aicird98	107	10	learn	learn	VB
cord-232238-aicird98	107	11	the	the	DT
cord-232238-aicird98	107	12	counterfactual	counterfactual	JJ
cord-232238-aicird98	107	13	scenario	scenario	NN
cord-232238-aicird98	107	14	suggested	suggest	VBN
cord-232238-aicird98	107	15	at	at	IN
cord-232238-aicird98	107	16	0	0	CD
cord-232238-aicird98	107	17	,	,	,
cord-232238-aicird98	107	18	providing	provide	VBG
cord-232238-aicird98	107	19	a	a	DT
cord-232238-aicird98	107	20	wrong	wrong	JJ
cord-232238-aicird98	107	21	outcome	outcome	NN
cord-232238-aicird98	107	22	for	for	IN
cord-232238-aicird98	107	23	it	-PRON-	PRP
cord-232238-aicird98	107	24	.	.	.
cord-232238-aicird98	108	1	In	in	IN
cord-232238-aicird98	108	2	summary	summary	NN
cord-232238-aicird98	108	3	,	,	,
cord-232238-aicird98	108	4	in	in	IN
cord-232238-aicird98	108	5	the	the	DT
cord-232238-aicird98	108	6	case	case	NN
cord-232238-aicird98	108	7	of	of	IN
cord-232238-aicird98	108	8	an	an	DT
cord-232238-aicird98	108	9	UCE	UCE	NNP
cord-232238-aicird98	108	10	,	,	,
cord-232238-aicird98	108	11	all	all	PDT
cord-232238-aicird98	108	12	the	the	DT
cord-232238-aicird98	108	13	efforts	effort	NNS
cord-232238-aicird98	108	14	spent	spend	VBN
cord-232238-aicird98	108	15	by	by	IN
cord-232238-aicird98	108	16	the	the	DT
cord-232238-aicird98	108	17	individual	individual	NN
cord-232238-aicird98	108	18	to	to	TO
cord-232238-aicird98	108	19	implement	implement	VB
cord-232238-aicird98	108	20	the	the	DT
cord-232238-aicird98	108	21	recommendations	recommendation	NNS
cord-232238-aicird98	108	22	of	of	IN
cord-232238-aicird98	108	23	the	the	DT
cord-232238-aicird98	108	24	counterfactual	counterfactual	JJ
cord-232238-aicird98	108	25	explanation	explanation	NN
cord-232238-aicird98	108	26	are	be	VBP
cord-232238-aicird98	108	27	frustrated	frustrate	VBN
cord-232238-aicird98	108	28	by	by	IN
cord-232238-aicird98	108	29	the	the	DT
cord-232238-aicird98	108	30	implementation	implementation	NN
cord-232238-aicird98	108	31	of	of	IN
cord-232238-aicird98	108	32	a	a	DT
cord-232238-aicird98	108	33	retrained	retrain	VBN
cord-232238-aicird98	108	34	machine	machine	NN
cord-232238-aicird98	108	35	learning	learning	NN
cord-232238-aicird98	108	36	model	model	NN
cord-232238-aicird98	108	37	that	that	WDT
cord-232238-aicird98	108	38	did	do	VBD
cord-232238-aicird98	108	39	not	not	RB
cord-232238-aicird98	108	40	properly	properly	RB
cord-232238-aicird98	108	41	learn	learn	VB
cord-232238-aicird98	108	42	the	the	DT
cord-232238-aicird98	108	43	counterfactual	counterfactual	JJ
cord-232238-aicird98	108	44	and	and	CC
cord-232238-aicird98	108	45	its	-PRON-	PRP$
cord-232238-aicird98	108	46	alternative	alternative	JJ
cord-232238-aicird98	108	47	outcome	outcome	NN
cord-232238-aicird98	108	48	.	.	.
cord-232238-aicird98	109	1	At	at	IN
cord-232238-aicird98	109	2	the	the	DT
cord-232238-aicird98	109	3	time	time	NN
cord-232238-aicird98	109	4	of	of	IN
cord-232238-aicird98	109	5	writing	writing	NN
cord-232238-aicird98	109	6	,	,	,
cord-232238-aicird98	109	7	no	no	DT
cord-232238-aicird98	109	8	actionable	actionable	JJ
cord-232238-aicird98	109	9	solution	solution	NN
cord-232238-aicird98	109	10	to	to	IN
cord-232238-aicird98	109	11	the	the	DT
cord-232238-aicird98	109	12	emergence	emergence	NN
cord-232238-aicird98	109	13	of	of	IN
cord-232238-aicird98	109	14	unfortunate	unfortunate	JJ
cord-232238-aicird98	109	15	counterfactual	counterfactual	JJ
cord-232238-aicird98	109	16	events	event	NNS
cord-232238-aicird98	109	17	has	have	VBZ
cord-232238-aicird98	109	18	been	be	VBN
cord-232238-aicird98	109	19	proposed	propose	VBN
cord-232238-aicird98	109	20	in	in	IN
cord-232238-aicird98	109	21	the	the	DT
cord-232238-aicird98	109	22	literature	literature	NN
cord-232238-aicird98	109	23	.	.	.
cord-232238-aicird98	110	1	In	in	IN
cord-232238-aicird98	110	2	fact	fact	NN
cord-232238-aicird98	110	3	,	,	,
cord-232238-aicird98	110	4	the	the	DT
cord-232238-aicird98	110	5	effects	effect	NNS
cord-232238-aicird98	110	6	of	of	IN
cord-232238-aicird98	110	7	time	time	NN
cord-232238-aicird98	110	8	dependency	dependency	NN
cord-232238-aicird98	110	9	of	of	IN
cord-232238-aicird98	110	10	counterfactual	counterfactual	JJ
cord-232238-aicird98	110	11	explanations	explanation	NNS
cord-232238-aicird98	110	12	on	on	IN
cord-232238-aicird98	110	13	their	-PRON-	PRP$
cord-232238-aicird98	110	14	generation	generation	NN
cord-232238-aicird98	110	15	and	and	CC
cord-232238-aicird98	110	16	provision	provision	NN
cord-232238-aicird98	110	17	has	have	VBZ
cord-232238-aicird98	110	18	not	not	RB
cord-232238-aicird98	110	19	yet	yet	RB
cord-232238-aicird98	110	20	been	be	VBN
cord-232238-aicird98	110	21	structurally	structurally	RB
cord-232238-aicird98	110	22	investigated	investigate	VBN
cord-232238-aicird98	110	23	.	.	.
cord-232238-aicird98	111	1	Barocas	Barocas	NNP
cord-232238-aicird98	111	2	et	et	NNP
cord-232238-aicird98	111	3	al	al	NNP
cord-232238-aicird98	111	4	.	.	.
cord-232238-aicird98	112	1	[	[	-LRB-
cord-232238-aicird98	112	2	2	2	LS
cord-232238-aicird98	112	3	]	]	-RRB-
cord-232238-aicird98	112	4	discuss	discuss	VB
cord-232238-aicird98	112	5	four	four	CD
cord-232238-aicird98	112	6	key	key	JJ
cord-232238-aicird98	112	7	assumptions	assumption	NNS
cord-232238-aicird98	112	8	of	of	IN
cord-232238-aicird98	112	9	feature	feature	NN
cord-232238-aicird98	112	10	highlighting	highlight	VBG
cord-232238-aicird98	112	11	explanations	explanation	NNS
cord-232238-aicird98	112	12	,	,	,
cord-232238-aicird98	112	13	such	such	JJ
cord-232238-aicird98	112	14	as	as	IN
cord-232238-aicird98	112	15	counterfactual	counterfactual	JJ
cord-232238-aicird98	112	16	explanations	explanation	NNS
cord-232238-aicird98	112	17	[	[	-LRB-
cord-232238-aicird98	112	18	2	2	CD
cord-232238-aicird98	112	19	]	]	-RRB-
cord-232238-aicird98	112	20	.	.	.
cord-232238-aicird98	113	1	One	one	CD
cord-232238-aicird98	113	2	assumption	assumption	NN
cord-232238-aicird98	113	3	is	be	VBZ
cord-232238-aicird98	113	4	that	that	IN
cord-232238-aicird98	113	5	"	"	``
cord-232238-aicird98	113	6	the	the	DT
cord-232238-aicird98	113	7	model	model	NN
cord-232238-aicird98	113	8	is	be	VBZ
cord-232238-aicird98	113	9	stable	stable	JJ
cord-232238-aicird98	113	10	over	over	IN
cord-232238-aicird98	113	11	time	time	NN
cord-232238-aicird98	113	12	,	,	,
cord-232238-aicird98	113	13	monotonic	monotonic	JJ
cord-232238-aicird98	113	14	,	,	,
cord-232238-aicird98	113	15	and	and	CC
cord-232238-aicird98	113	16	limited	limit	VBN
cord-232238-aicird98	113	17	to	to	IN
cord-232238-aicird98	113	18	binary	binary	JJ
cord-232238-aicird98	113	19	outcomes	outcome	NNS
cord-232238-aicird98	113	20	"	"	''
cord-232238-aicird98	113	21	[	[	-LRB-
cord-232238-aicird98	113	22	2	2	CD
cord-232238-aicird98	113	23	]	]	-RRB-
cord-232238-aicird98	113	24	.	.	.
cord-232238-aicird98	114	1	Stability	stability	NN
cord-232238-aicird98	114	2	over	over	IN
cord-232238-aicird98	114	3	time	time	NN
cord-232238-aicird98	114	4	is	be	VBZ
cord-232238-aicird98	114	5	not	not	RB
cord-232238-aicird98	114	6	further	further	RB
cord-232238-aicird98	114	7	specified	specify	VBN
cord-232238-aicird98	114	8	,	,	,
cord-232238-aicird98	114	9	and	and	CC
cord-232238-aicird98	114	10	may	may	MD
cord-232238-aicird98	114	11	be	be	VB
cord-232238-aicird98	114	12	interpreted	interpret	VBN
cord-232238-aicird98	114	13	as	as	IN
cord-232238-aicird98	114	14	the	the	DT
cord-232238-aicird98	114	15	absence	absence	NN
cord-232238-aicird98	114	16	of	of	IN
cord-232238-aicird98	114	17	retraining	retraining	NN
cord-232238-aicird98	114	18	or	or	CC
cord-232238-aicird98	114	19	change	change	NN
cord-232238-aicird98	114	20	of	of	IN
cord-232238-aicird98	114	21	selected	select	VBN
cord-232238-aicird98	114	22	model	model	NN
cord-232238-aicird98	114	23	properties	property	NNS
cord-232238-aicird98	114	24	.	.	.
cord-232238-aicird98	115	1	Similarly	similarly	RB
cord-232238-aicird98	115	2	,	,	,
cord-232238-aicird98	115	3	Mothilal	Mothilal	NNP
cord-232238-aicird98	115	4	et	et	NNP
cord-232238-aicird98	115	5	al	al	NNP
cord-232238-aicird98	115	6	.	.	.
cord-232238-aicird98	116	1	[	[	-LRB-
cord-232238-aicird98	116	2	19	19	CD
cord-232238-aicird98	116	3	]	]	-RRB-
cord-232238-aicird98	116	4	argue	argue	VBP
cord-232238-aicird98	116	5	that	that	IN
cord-232238-aicird98	116	6	counterfactual	counterfactual	JJ
cord-232238-aicird98	116	7	explanations	explanation	NNS
cord-232238-aicird98	116	8	provide	provide	VBP
cord-232238-aicird98	116	9	the	the	DT
cord-232238-aicird98	116	10	information	information	NN
cord-232238-aicird98	116	11	on	on	IN
cord-232238-aicird98	116	12	"	"	``
cord-232238-aicird98	116	13	what	what	WP
cord-232238-aicird98	116	14	to	to	TO
cord-232238-aicird98	116	15	do	do	VB
cord-232238-aicird98	116	16	to	to	TO
cord-232238-aicird98	116	17	obtain	obtain	VB
cord-232238-aicird98	116	18	a	a	DT
cord-232238-aicird98	116	19	better	well	JJR
cord-232238-aicird98	116	20	outcome	outcome	NN
cord-232238-aicird98	116	21	in	in	IN
cord-232238-aicird98	116	22	the	the	DT
cord-232238-aicird98	116	23	future	future	NN
cord-232238-aicird98	116	24	,	,	,
cord-232238-aicird98	116	25	"	"	''
cord-232238-aicird98	116	26	[	[	-LRB-
cord-232238-aicird98	116	27	19	19	CD
cord-232238-aicird98	116	28	]	]	-RRB-
cord-232238-aicird98	116	29	,	,	,
cord-232238-aicird98	116	30	but	but	CC
cord-232238-aicird98	116	31	only	only	RB
cord-232238-aicird98	116	32	"	"	''
cord-232238-aicird98	116	33	assuming	assume	VBG
cord-232238-aicird98	116	34	that	that	IN
cord-232238-aicird98	116	35	the	the	DT
cord-232238-aicird98	116	36	algorithm	algorithm	NN
cord-232238-aicird98	116	37	remains	remain	VBZ
cord-232238-aicird98	116	38	relatively	relatively	RB
cord-232238-aicird98	116	39	static	static	JJ
cord-232238-aicird98	116	40	"	"	''
cord-232238-aicird98	116	41	[	[	-LRB-
cord-232238-aicird98	116	42	19	19	CD
cord-232238-aicird98	116	43	]	]	-RRB-
cord-232238-aicird98	116	44	.	.	.
cord-232238-aicird98	117	1	However	however	RB
cord-232238-aicird98	117	2	,	,	,
cord-232238-aicird98	117	3	it	-PRON-	PRP
cord-232238-aicird98	117	4	is	be	VBZ
cord-232238-aicird98	117	5	not	not	RB
cord-232238-aicird98	117	6	clear	clear	JJ
cord-232238-aicird98	117	7	how	how	WRB
cord-232238-aicird98	117	8	the	the	DT
cord-232238-aicird98	117	9	structural	structural	JJ
cord-232238-aicird98	117	10	stability	stability	NN
cord-232238-aicird98	117	11	of	of	IN
cord-232238-aicird98	117	12	a	a	DT
cord-232238-aicird98	117	13	model	model	NN
cord-232238-aicird98	117	14	relates	relate	VBZ
cord-232238-aicird98	117	15	to	to	IN
cord-232238-aicird98	117	16	the	the	DT
cord-232238-aicird98	117	17	counterfactual	counterfactual	JJ
cord-232238-aicird98	117	18	explanations	explanation	NNS
cord-232238-aicird98	117	19	of	of	IN
cord-232238-aicird98	117	20	model	model	NN
cord-232238-aicird98	117	21	outcomes	outcome	NNS
cord-232238-aicird98	117	22	,	,	,
cord-232238-aicird98	117	23	and	and	CC
cord-232238-aicird98	117	24	allows	allow	VBZ
cord-232238-aicird98	117	25	avoiding	avoid	VBG
cord-232238-aicird98	117	26	the	the	DT
cord-232238-aicird98	117	27	occurrence	occurrence	NN
cord-232238-aicird98	117	28	of	of	IN
cord-232238-aicird98	117	29	UCEs	UCEs	NNP
cord-232238-aicird98	117	30	.	.	.
cord-232238-aicird98	118	1	On	on	IN
cord-232238-aicird98	118	2	the	the	DT
cord-232238-aicird98	118	3	other	other	JJ
cord-232238-aicird98	118	4	hand	hand	NN
cord-232238-aicird98	118	5	,	,	,
cord-232238-aicird98	118	6	Barocas	Barocas	NNP
cord-232238-aicird98	118	7	et	et	NNP
cord-232238-aicird98	118	8	al	al	NNP
cord-232238-aicird98	118	9	.	.	.
cord-232238-aicird98	119	1	[	[	-LRB-
cord-232238-aicird98	119	2	2	2	CD
cord-232238-aicird98	119	3	]	]	-RRB-
cord-232238-aicird98	119	4	,	,	,
cord-232238-aicird98	119	5	when	when	WRB
cord-232238-aicird98	119	6	discussing	discuss	VBG
cord-232238-aicird98	119	7	counterfactual	counterfactual	JJ
cord-232238-aicird98	119	8	explanations	explanation	NNS
cord-232238-aicird98	119	9	of	of	IN
cord-232238-aicird98	119	10	credit	credit	NN
cord-232238-aicird98	119	11	loan	loan	NN
cord-232238-aicird98	119	12	,	,	,
cord-232238-aicird98	119	13	highlight	highlight	VBP
cord-232238-aicird98	119	14	that	that	IN
cord-232238-aicird98	119	15	Wachter	Wachter	NNP
cord-232238-aicird98	119	16	et	et	NNP
cord-232238-aicird98	119	17	al	al	NNP
cord-232238-aicird98	119	18	.	.	NNP
cord-232238-aicird98	119	19	have	have	VBP
cord-232238-aicird98	119	20	thus	thus	RB
cord-232238-aicird98	119	21	argued	argue	VBN
cord-232238-aicird98	119	22	that	that	IN
cord-232238-aicird98	119	23	the	the	DT
cord-232238-aicird98	119	24	law	law	NN
cord-232238-aicird98	119	25	should	should	MD
cord-232238-aicird98	119	26	treat	treat	VB
cord-232238-aicird98	119	27	a	a	DT
cord-232238-aicird98	119	28	counterfactual	counterfactual	JJ
cord-232238-aicird98	119	29	explanations	explanation	NNS
cord-232238-aicird98	119	30	as	as	IN
cord-232238-aicird98	119	31	a	a	DT
cord-232238-aicird98	119	32	promise	promise	NN
cord-232238-aicird98	119	33	rather	rather	RB
cord-232238-aicird98	119	34	than	than	IN
cord-232238-aicird98	119	35	just	just	RB
cord-232238-aicird98	119	36	an	an	DT
cord-232238-aicird98	119	37	explanation	explanation	NN
cord-232238-aicird98	119	38	.	.	.
cord-232238-aicird98	120	1	They	-PRON-	PRP
cord-232238-aicird98	120	2	argue	argue	VBP
cord-232238-aicird98	120	3	that	that	IN
cord-232238-aicird98	120	4	if	if	IN
cord-232238-aicird98	120	5	a	a	DT
cord-232238-aicird98	120	6	rejected	reject	VBN
cord-232238-aicird98	120	7	applicant	applicant	NN
cord-232238-aicird98	120	8	makes	make	VBZ
cord-232238-aicird98	120	9	the	the	DT
cord-232238-aicird98	120	10	recommended	recommend	VBN
cord-232238-aicird98	120	11	changes	change	NNS
cord-232238-aicird98	120	12	,	,	,
cord-232238-aicird98	120	13	the	the	DT
cord-232238-aicird98	120	14	promise	promise	NN
cord-232238-aicird98	120	15	should	should	MD
cord-232238-aicird98	120	16	be	be	VB
cord-232238-aicird98	120	17	honored	honor	VBN
cord-232238-aicird98	120	18	and	and	CC
cord-232238-aicird98	120	19	the	the	DT
cord-232238-aicird98	120	20	5	5	CD
cord-232238-aicird98	120	21	In	in	IN
cord-232238-aicird98	120	22	general	general	JJ
cord-232238-aicird98	120	23	,	,	,
cord-232238-aicird98	120	24	we	-PRON-	PRP
cord-232238-aicird98	120	25	note	note	VBP
cord-232238-aicird98	120	26	that	that	IN
cord-232238-aicird98	120	27	the	the	DT
cord-232238-aicird98	120	28	digital	digital	JJ
cord-232238-aicird98	120	29	representations	representation	NNS
cord-232238-aicird98	120	30	of	of	IN
cord-232238-aicird98	120	31	individuals	individual	NNS
cord-232238-aicird98	120	32	may	may	MD
cord-232238-aicird98	120	33	change	change	VB
cord-232238-aicird98	120	34	over	over	IN
cord-232238-aicird98	120	35	time	time	NN
cord-232238-aicird98	120	36	:	:	:
cord-232238-aicird98	120	37	some	some	DT
cord-232238-aicird98	120	38	attributes	attribute	NNS
cord-232238-aicird98	120	39	are	be	VBP
cord-232238-aicird98	120	40	constant	constant	JJ
cord-232238-aicird98	120	41	(	(	-LRB-
cord-232238-aicird98	120	42	e.g.	e.g.	RB
cord-232238-aicird98	120	43	,	,	,
cord-232238-aicird98	120	44	the	the	DT
cord-232238-aicird98	120	45	date	date	NN
cord-232238-aicird98	120	46	of	of	IN
cord-232238-aicird98	120	47	birth	birth	NN
cord-232238-aicird98	120	48	)	)	-RRB-
cord-232238-aicird98	120	49	,	,	,
cord-232238-aicird98	120	50	others	other	NNS
cord-232238-aicird98	120	51	are	be	VBP
cord-232238-aicird98	120	52	slowly	slowly	RB
cord-232238-aicird98	120	53	changing	change	VBG
cord-232238-aicird98	120	54	(	(	-LRB-
cord-232238-aicird98	120	55	e.g.	e.g.	RB
cord-232238-aicird98	120	56	,	,	,
cord-232238-aicird98	120	57	age	age	NN
cord-232238-aicird98	120	58	,	,	,
cord-232238-aicird98	120	59	education	education	NN
cord-232238-aicird98	120	60	level	level	NN
cord-232238-aicird98	120	61	)	)	-RRB-
cord-232238-aicird98	120	62	,	,	,
cord-232238-aicird98	120	63	others	other	NNS
cord-232238-aicird98	120	64	may	may	MD
cord-232238-aicird98	120	65	seldom	seldom	RB
cord-232238-aicird98	120	66	change	change	VB
cord-232238-aicird98	120	67	(	(	-LRB-
cord-232238-aicird98	120	68	e.g.	e.g.	RB
cord-232238-aicird98	120	69	,	,	,
cord-232238-aicird98	120	70	the	the	DT
cord-232238-aicird98	120	71	nationality	nationality	NN
cord-232238-aicird98	120	72	)	)	-RRB-
cord-232238-aicird98	120	73	,	,	,
cord-232238-aicird98	120	74	while	while	IN
cord-232238-aicird98	120	75	others	other	NNS
cord-232238-aicird98	120	76	may	may	MD
cord-232238-aicird98	120	77	change	change	VB
cord-232238-aicird98	120	78	with	with	IN
cord-232238-aicird98	120	79	high	high	JJ
cord-232238-aicird98	120	80	frequency	frequency	NN
cord-232238-aicird98	120	81	(	(	-LRB-
cord-232238-aicird98	120	82	e.g.	e.g.	RB
cord-232238-aicird98	120	83	,	,	,
cord-232238-aicird98	120	84	the	the	DT
cord-232238-aicird98	120	85	amount	amount	NN
cord-232238-aicird98	120	86	of	of	IN
cord-232238-aicird98	120	87	money	money	NN
cord-232238-aicird98	120	88	on	on	IN
cord-232238-aicird98	120	89	a	a	DT
cord-232238-aicird98	120	90	credit	credit	NN
cord-232238-aicird98	120	91	card	card	NN
cord-232238-aicird98	120	92	account	account	NN
cord-232238-aicird98	120	93	)	)	-RRB-
cord-232238-aicird98	120	94	.	.	.
cord-232238-aicird98	121	1	In	in	IN
cord-232238-aicird98	121	2	these	these	DT
cord-232238-aicird98	121	3	notes	note	NNS
cord-232238-aicird98	121	4	,	,	,
cord-232238-aicird98	121	5	we	-PRON-	PRP
cord-232238-aicird98	121	6	consider	consider	VBP
cord-232238-aicird98	121	7	the	the	DT
cord-232238-aicird98	121	8	updated	update	VBN
cord-232238-aicird98	121	9	data	data	NN
cord-232238-aicird98	121	10	point	point	NN
cord-232238-aicird98	121	11	of	of	IN
cord-232238-aicird98	121	12	the	the	DT
cord-232238-aicird98	121	13	individual	individual	NN
cord-232238-aicird98	121	14	at	at	IN
cord-232238-aicird98	121	15	time	time	NN
cord-232238-aicird98	121	16	1	1	CD
cord-232238-aicird98	121	17	to	to	TO
cord-232238-aicird98	121	18	be	be	VB
cord-232238-aicird98	121	19	equal	equal	JJ
cord-232238-aicird98	121	20	to	to	IN
cord-232238-aicird98	121	21	the	the	DT
cord-232238-aicird98	121	22	credit	credit	NN
cord-232238-aicird98	121	23	granted	grant	VBN
cord-232238-aicird98	121	24	,	,	,
cord-232238-aicird98	121	25	irrespective	irrespective	RB
cord-232238-aicird98	121	26	of	of	IN
cord-232238-aicird98	121	27	the	the	DT
cord-232238-aicird98	121	28	changes	change	NNS
cord-232238-aicird98	121	29	to	to	IN
cord-232238-aicird98	121	30	the	the	DT
cord-232238-aicird98	121	31	model	model	NN
cord-232238-aicird98	121	32	that	that	WDT
cord-232238-aicird98	121	33	have	have	VBP
cord-232238-aicird98	121	34	occurred	occur	VBN
cord-232238-aicird98	121	35	in	in	IN
cord-232238-aicird98	121	36	the	the	DT
cord-232238-aicird98	121	37	meantime	meantime	NN
cord-232238-aicird98	121	38	[	[	-LRB-
cord-232238-aicird98	121	39	2	2	CD
cord-232238-aicird98	121	40	]	]	-RRB-
cord-232238-aicird98	121	41	.	.	.
cord-232238-aicird98	122	1	More	more	RBR
cord-232238-aicird98	122	2	specifically	specifically	RB
cord-232238-aicird98	122	3	,	,	,
cord-232238-aicird98	122	4	to	to	IN
cord-232238-aicird98	122	5	this	this	DT
cord-232238-aicird98	122	6	end	end	NN
cord-232238-aicird98	123	1	Wachter	Wachter	NNP
cord-232238-aicird98	123	2	et	et	NNP
cord-232238-aicird98	123	3	al	al	NNP
cord-232238-aicird98	123	4	.	.	.
cord-232238-aicird98	124	1	propose	propose	VB
cord-232238-aicird98	124	2	:	:	:
cord-232238-aicird98	124	3	data	datum	NNS
cord-232238-aicird98	124	4	controllers	controller	NNS
cord-232238-aicird98	124	5	could	could	MD
cord-232238-aicird98	124	6	contractually	contractually	RB
cord-232238-aicird98	124	7	agree	agree	VB
cord-232238-aicird98	124	8	to	to	TO
cord-232238-aicird98	124	9	provide	provide	VB
cord-232238-aicird98	124	10	the	the	DT
cord-232238-aicird98	124	11	data	datum	NNS
cord-232238-aicird98	124	12	subject	subject	JJ
cord-232238-aicird98	124	13	with	with	IN
cord-232238-aicird98	124	14	the	the	DT
cord-232238-aicird98	124	15	preferred	preferred	JJ
cord-232238-aicird98	124	16	outcome	outcome	NN
cord-232238-aicird98	124	17	if	if	IN
cord-232238-aicird98	124	18	the	the	DT
cord-232238-aicird98	124	19	terms	term	NNS
cord-232238-aicird98	124	20	of	of	IN
cord-232238-aicird98	124	21	a	a	DT
cord-232238-aicird98	124	22	given	give	VBN
cord-232238-aicird98	124	23	counterfactual	counterfactual	JJ
cord-232238-aicird98	124	24	were	be	VBD
cord-232238-aicird98	124	25	met	meet	VBN
cord-232238-aicird98	124	26	within	within	IN
cord-232238-aicird98	124	27	a	a	DT
cord-232238-aicird98	124	28	specified	specified	JJ
cord-232238-aicird98	124	29	period	period	NN
cord-232238-aicird98	124	30	of	of	IN
cord-232238-aicird98	124	31	time	time	NN
cord-232238-aicird98	124	32	[	[	-LRB-
cord-232238-aicird98	124	33	30	30	CD
cord-232238-aicird98	124	34	]	]	-RRB-
cord-232238-aicird98	124	35	.	.	.
cord-232238-aicird98	125	1	These	these	DT
cord-232238-aicird98	125	2	contractual	contractual	JJ
cord-232238-aicird98	125	3	agreements	agreement	NNS
cord-232238-aicird98	125	4	are	be	VBP
cord-232238-aicird98	125	5	the	the	DT
cord-232238-aicird98	125	6	legal	legal	JJ
cord-232238-aicird98	125	7	counterpart	counterpart	NN
cord-232238-aicird98	125	8	of	of	IN
cord-232238-aicird98	125	9	what	what	WP
cord-232238-aicird98	125	10	we	-PRON-	PRP
cord-232238-aicird98	125	11	call	call	VBP
cord-232238-aicird98	125	12	the	the	DT
cord-232238-aicird98	125	13	counterfactual	counterfactual	JJ
cord-232238-aicird98	125	14	"	"	``
cord-232238-aicird98	125	15	commitment	commitment	NN
cord-232238-aicird98	125	16	"	"	''
cord-232238-aicird98	125	17	.	.	.
cord-232238-aicird98	126	1	However	however	RB
cord-232238-aicird98	126	2	,	,	,
cord-232238-aicird98	126	3	neither	neither	CC
cord-232238-aicird98	126	4	the	the	DT
cord-232238-aicird98	126	5	nature	nature	NN
cord-232238-aicird98	126	6	of	of	IN
cord-232238-aicird98	126	7	these	these	DT
cord-232238-aicird98	126	8	contractual	contractual	JJ
cord-232238-aicird98	126	9	agreements	agreement	NNS
cord-232238-aicird98	126	10	nor	nor	CC
cord-232238-aicird98	126	11	their	-PRON-	PRP$
cord-232238-aicird98	126	12	applicability	applicability	NN
cord-232238-aicird98	126	13	(	(	-LRB-
cord-232238-aicird98	126	14	for	for	IN
cord-232238-aicird98	126	15	example	example	NN
cord-232238-aicird98	126	16	,	,	,
cord-232238-aicird98	126	17	considering	consider	VBG
cord-232238-aicird98	126	18	the	the	DT
cord-232238-aicird98	126	19	scenario	scenario	NN
cord-232238-aicird98	126	20	where	where	WRB
cord-232238-aicird98	126	21	hundreds	hundred	NNS
cord-232238-aicird98	126	22	of	of	IN
cord-232238-aicird98	126	23	customers	customer	NNS
cord-232238-aicird98	126	24	of	of	IN
cord-232238-aicird98	126	25	a	a	DT
cord-232238-aicird98	126	26	company	company	NN
cord-232238-aicird98	126	27	require	require	VBP
cord-232238-aicird98	126	28	counterfactual	counterfactual	JJ
cord-232238-aicird98	126	29	explanations	explanation	NNS
cord-232238-aicird98	126	30	every	every	DT
cord-232238-aicird98	126	31	semester	semester	NN
cord-232238-aicird98	126	32	)	)	-RRB-
cord-232238-aicird98	126	33	are	be	VBP
cord-232238-aicird98	126	34	further	further	RB
cord-232238-aicird98	126	35	discussed	discuss	VBN
cord-232238-aicird98	126	36	.	.	.
cord-232238-aicird98	127	1	How	how	WRB
cord-232238-aicird98	127	2	to	to	TO
cord-232238-aicird98	127	3	honor	honor	VB
cord-232238-aicird98	127	4	the	the	DT
cord-232238-aicird98	127	5	contractual	contractual	JJ
cord-232238-aicird98	127	6	agreement	agreement	NN
cord-232238-aicird98	127	7	with	with	IN
cord-232238-aicird98	127	8	data	datum	NNS
cord-232238-aicird98	127	9	subjects	subject	NNS
cord-232238-aicird98	127	10	represented	represent	VBN
cord-232238-aicird98	127	11	by	by	IN
cord-232238-aicird98	127	12	the	the	DT
cord-232238-aicird98	127	13	provision	provision	NN
cord-232238-aicird98	127	14	of	of	IN
cord-232238-aicird98	127	15	a	a	DT
cord-232238-aicird98	127	16	counterfactual	counterfactual	JJ
cord-232238-aicird98	127	17	explanation	explanation	NN
cord-232238-aicird98	127	18	and	and	CC
cord-232238-aicird98	127	19	its	-PRON-	PRP$
cord-232238-aicird98	127	20	recommendations	recommendation	NNS
cord-232238-aicird98	127	21	?	?	.
cord-232238-aicird98	128	1	As	as	RB
cord-232238-aicird98	128	2	long	long	RB
cord-232238-aicird98	128	3	as	as	IN
cord-232238-aicird98	128	4	counterfactual	counterfactual	JJ
cord-232238-aicird98	128	5	explanations	explanation	NNS
cord-232238-aicird98	128	6	are	be	VBP
cord-232238-aicird98	128	7	implemented	implement	VBN
cord-232238-aicird98	128	8	in	in	IN
cord-232238-aicird98	128	9	a	a	DT
cord-232238-aicird98	128	10	computer	computer	NN
cord-232238-aicird98	128	11	system	system	NN
cord-232238-aicird98	128	12	at	at	IN
cord-232238-aicird98	128	13	a	a	DT
cord-232238-aicird98	128	14	company	company	NN
cord-232238-aicird98	128	15	's	's	POS
cord-232238-aicird98	128	16	premises	premise	NNS
cord-232238-aicird98	128	17	,	,	,
cord-232238-aicird98	128	18	refraining	refrain	VBG
cord-232238-aicird98	128	19	from	from	IN
cord-232238-aicird98	128	20	the	the	DT
cord-232238-aicird98	128	21	retraining	retraining	NN
cord-232238-aicird98	128	22	of	of	IN
cord-232238-aicird98	128	23	machine	machine	NN
cord-232238-aicird98	128	24	learning	learning	NN
cord-232238-aicird98	128	25	models	model	NNS
cord-232238-aicird98	128	26	to	to	TO
cord-232238-aicird98	128	27	avoid	avoid	VB
cord-232238-aicird98	128	28	the	the	DT
cord-232238-aicird98	128	29	possibility	possibility	NN
cord-232238-aicird98	128	30	of	of	IN
cord-232238-aicird98	128	31	a	a	DT
cord-232238-aicird98	128	32	series	series	NN
cord-232238-aicird98	128	33	of	of	IN
cord-232238-aicird98	128	34	unfortunate	unfortunate	JJ
cord-232238-aicird98	128	35	counterfactual	counterfactual	JJ
cord-232238-aicird98	128	36	events	event	NNS
cord-232238-aicird98	128	37	is	be	VBZ
cord-232238-aicird98	128	38	not	not	RB
cord-232238-aicird98	128	39	practically	practically	RB
cord-232238-aicird98	128	40	feasible	feasible	JJ
cord-232238-aicird98	128	41	.	.	.
cord-232238-aicird98	129	1	As	as	IN
cord-232238-aicird98	129	2	an	an	DT
cord-232238-aicird98	129	3	alternative	alternative	JJ
cord-232238-aicird98	129	4	approach	approach	NN
cord-232238-aicird98	129	5	,	,	,
cord-232238-aicird98	129	6	we	-PRON-	PRP
cord-232238-aicird98	129	7	suggest	suggest	VBP
cord-232238-aicird98	129	8	to	to	TO
cord-232238-aicird98	129	9	make	make	VB
cord-232238-aicird98	129	10	use	use	NN
cord-232238-aicird98	129	11	of	of	IN
cord-232238-aicird98	129	12	the	the	DT
cord-232238-aicird98	129	13	counterfactual	counterfactual	JJ
cord-232238-aicird98	129	14	explanations	explanation	NNS
cord-232238-aicird98	129	15	themselves	-PRON-	PRP
cord-232238-aicird98	129	16	,	,	,
cord-232238-aicird98	129	17	during	during	IN
cord-232238-aicird98	129	18	retraining	retraining	NN
cord-232238-aicird98	129	19	.	.	.
cord-232238-aicird98	130	1	6	6	CD
cord-232238-aicird98	131	1	We	-PRON-	PRP
cord-232238-aicird98	131	2	argue	argue	VBP
cord-232238-aicird98	131	3	that	that	IN
cord-232238-aicird98	131	4	one	one	PRP
cord-232238-aicird98	131	5	could	could	MD
cord-232238-aicird98	131	6	perform	perform	VB
cord-232238-aicird98	131	7	retraining	retraining	NN
cord-232238-aicird98	131	8	of	of	IN
cord-232238-aicird98	131	9	the	the	DT
cord-232238-aicird98	131	10	machine	machine	NN
cord-232238-aicird98	131	11	learning	learning	NN
cord-232238-aicird98	131	12	model	model	NN
cord-232238-aicird98	131	13	on	on	IN
cord-232238-aicird98	131	14	data	datum	NNS
cord-232238-aicird98	131	15	that	that	WDT
cord-232238-aicird98	131	16	include	include	VBP
cord-232238-aicird98	131	17	,	,	,
cord-232238-aicird98	131	18	in	in	IN
cord-232238-aicird98	131	19	particular	particular	JJ
cord-232238-aicird98	131	20	,	,	,
cord-232238-aicird98	131	21	all	all	PDT
cord-232238-aicird98	131	22	the	the	DT
cord-232238-aicird98	131	23	counterfactual	counterfactual	JJ
cord-232238-aicird98	131	24	scenarios	scenario	NNS
cord-232238-aicird98	131	25	that	that	WDT
cord-232238-aicird98	131	26	have	have	VBP
cord-232238-aicird98	131	27	been	be	VBN
cord-232238-aicird98	131	28	generated	generate	VBN
cord-232238-aicird98	131	29	and	and	CC
cord-232238-aicird98	131	30	shared	share	VBN
cord-232238-aicird98	131	31	with	with	IN
cord-232238-aicird98	131	32	third	third	JJ
cord-232238-aicird98	131	33	parties	party	NNS
cord-232238-aicird98	131	34	until	until	IN
cord-232238-aicird98	131	35	that	that	DT
cord-232238-aicird98	131	36	moment	moment	NN
cord-232238-aicird98	131	37	,	,	,
cord-232238-aicird98	131	38	together	together	RB
cord-232238-aicird98	131	39	with	with	IN
cord-232238-aicird98	131	40	their	-PRON-	PRP$
cord-232238-aicird98	131	41	alternative	alternative	JJ
cord-232238-aicird98	131	42	outcomes	outcome	NNS
cord-232238-aicird98	131	43	.	.	.
cord-232238-aicird98	132	1	The	the	DT
cord-232238-aicird98	132	2	idea	idea	NN
cord-232238-aicird98	132	3	is	be	VBZ
cord-232238-aicird98	132	4	that	that	IN
cord-232238-aicird98	132	5	,	,	,
cord-232238-aicird98	132	6	during	during	IN
cord-232238-aicird98	132	7	retraining	retraining	NN
cord-232238-aicird98	132	8	,	,	,
cord-232238-aicird98	132	9	the	the	DT
cord-232238-aicird98	132	10	model	model	NN
cord-232238-aicird98	132	11	would	would	MD
cord-232238-aicird98	132	12	try	try	VB
cord-232238-aicird98	132	13	to	to	TO
cord-232238-aicird98	132	14	learn	learn	VB
cord-232238-aicird98	132	15	the	the	DT
cord-232238-aicird98	132	16	alternative	alternative	JJ
cord-232238-aicird98	132	17	outcomes	outcome	NNS
cord-232238-aicird98	132	18	for	for	IN
cord-232238-aicird98	132	19	all	all	PDT
cord-232238-aicird98	132	20	the	the	DT
cord-232238-aicird98	132	21	counterfactual	counterfactual	JJ
cord-232238-aicird98	132	22	points	point	NNS
cord-232238-aicird98	132	23	,	,	,
cord-232238-aicird98	132	24	together	together	RB
cord-232238-aicird98	132	25	with	with	IN
cord-232238-aicird98	132	26	other	other	JJ
cord-232238-aicird98	132	27	data	datum	NNS
cord-232238-aicird98	132	28	deemed	deem	VBD
cord-232238-aicird98	132	29	relevant	relevant	JJ
cord-232238-aicird98	132	30	for	for	IN
cord-232238-aicird98	132	31	retraining	retrain	VBG
cord-232238-aicird98	132	32	.	.	.
cord-232238-aicird98	133	1	We	-PRON-	PRP
cord-232238-aicird98	133	2	show	show	VBP
cord-232238-aicird98	133	3	this	this	DT
cord-232238-aicird98	133	4	proposal	proposal	NN
cord-232238-aicird98	133	5	in	in	IN
cord-232238-aicird98	133	6	Figure	figure	NN
cord-232238-aicird98	133	7	1	1	CD
cord-232238-aicird98	133	8	.	.	.
cord-232238-aicird98	134	1	The	the	DT
cord-232238-aicird98	134	2	machine	machine	NN
cord-232238-aicird98	134	3	learning	learn	VBG
cord-232238-aicird98	134	4	model	model	NN
cord-232238-aicird98	134	5	-	-	:
cord-232238-aicird98	134	6	originally	originally	RB
cord-232238-aicird98	134	7	trained	train	VBN
cord-232238-aicird98	134	8	on	on	IN
cord-232238-aicird98	134	9	data	datum	NNS
cord-232238-aicird98	134	10	0	0	CD
cord-232238-aicird98	134	11	at	at	IN
cord-232238-aicird98	134	12	0is	0is	NN
cord-232238-aicird98	134	13	retrained	retrain	VBN
cord-232238-aicird98	134	14	at	at	IN
cord-232238-aicird98	134	15	1	1	CD
cord-232238-aicird98	134	16	,	,	,
cord-232238-aicird98	134	17	using	use	VBG
cord-232238-aicird98	134	18	the	the	DT
cord-232238-aicird98	134	19	updated	update	VBN
cord-232238-aicird98	134	20	training	training	NN
cord-232238-aicird98	134	21	dataset	dataset	NN
cord-232238-aicird98	134	22	1	1	CD
cord-232238-aicird98	134	23	,	,	,
cord-232238-aicird98	134	24	new	new	JJ
cord-232238-aicird98	134	25	data	datum	NNS
cord-232238-aicird98	134	26	,	,	,
cord-232238-aicird98	134	27	and	and	CC
cord-232238-aicird98	134	28	the	the	DT
cord-232238-aicird98	134	29	counterfactual	counterfactual	JJ
cord-232238-aicird98	134	30	scenarios	scenario	NNS
cord-232238-aicird98	134	31	1	1	CD
cord-232238-aicird98	134	32	,	,	,
cord-232238-aicird98	134	33	…	…	NFP
cord-232238-aicird98	134	34	,	,	,
cord-232238-aicird98	134	35	generated	generate	VBN
cord-232238-aicird98	134	36	and	and	CC
cord-232238-aicird98	134	37	shared	share	VBN
cord-232238-aicird98	134	38	with	with	IN
cord-232238-aicird98	134	39	third	third	JJ
cord-232238-aicird98	134	40	parties	party	NNS
cord-232238-aicird98	134	41	until	until	IN
cord-232238-aicird98	134	42	1	1	CD
cord-232238-aicird98	134	43	.	.	.
cord-232238-aicird98	135	1	(	(	-LRB-
cord-232238-aicird98	135	2	successfully	successfully	RB
cord-232238-aicird98	135	3	implemented	implement	VBN
cord-232238-aicird98	135	4	)	)	-RRB-
cord-232238-aicird98	135	5	counterfactual	counterfactual	JJ
cord-232238-aicird98	135	6	scenario	scenario	NN
cord-232238-aicird98	135	7	to	to	TO
cord-232238-aicird98	135	8	simplify	simplify	VB
cord-232238-aicird98	135	9	the	the	DT
cord-232238-aicird98	135	10	discussion	discussion	NN
cord-232238-aicird98	135	11	.	.	.
cord-232238-aicird98	136	1	6	6	CD
cord-232238-aicird98	137	1	We	-PRON-	PRP
cord-232238-aicird98	137	2	do	do	VBP
cord-232238-aicird98	137	3	consider	consider	VB
cord-232238-aicird98	137	4	only	only	JJ
cord-232238-aicird98	137	5	scenarios	scenario	NNS
cord-232238-aicird98	137	6	of	of	IN
cord-232238-aicird98	137	7	feasible	feasible	JJ
cord-232238-aicird98	137	8	and	and	CC
cord-232238-aicird98	137	9	actionable	actionable	JJ
cord-232238-aicird98	137	10	counterfactual	counterfactual	JJ
cord-232238-aicird98	137	11	explanations	explanation	NNS
cord-232238-aicird98	137	12	,	,	,
cord-232238-aicird98	137	13	in	in	IN
cord-232238-aicird98	137	14	what	what	WP
cord-232238-aicird98	137	15	follows	follow	VBZ
cord-232238-aicird98	137	16	.	.	.
cord-232238-aicird98	138	1	As	as	IN
cord-232238-aicird98	138	2	machine	machine	NN
cord-232238-aicird98	138	3	learning	learning	NN
cord-232238-aicird98	138	4	is	be	VBZ
cord-232238-aicird98	138	5	inherently	inherently	RB
cord-232238-aicird98	138	6	probabilistic	probabilistic	JJ
cord-232238-aicird98	138	7	[	[	-LRB-
cord-232238-aicird98	138	8	17	17	CD
cord-232238-aicird98	138	9	]	]	-RRB-
cord-232238-aicird98	138	10	,	,	,
cord-232238-aicird98	138	11	the	the	DT
cord-232238-aicird98	138	12	promise	promise	NN
cord-232238-aicird98	138	13	to	to	TO
cord-232238-aicird98	138	14	honor	honor	VB
cord-232238-aicird98	138	15	the	the	DT
cord-232238-aicird98	138	16	contractual	contractual	JJ
cord-232238-aicird98	138	17	agreements	agreement	NNS
cord-232238-aicird98	138	18	mentioned	mention	VBN
cord-232238-aicird98	138	19	by	by	IN
cord-232238-aicird98	138	20	Wachter	Wachter	NNP
cord-232238-aicird98	138	21	et	et	NNP
cord-232238-aicird98	138	22	al	al	NNP
cord-232238-aicird98	138	23	.	.	.
cord-232238-aicird98	138	24	and	and	CC
cord-232238-aicird98	138	25	represented	represent	VBN
cord-232238-aicird98	138	26	by	by	IN
cord-232238-aicird98	138	27	the	the	DT
cord-232238-aicird98	138	28	counterfactual	counterfactual	JJ
cord-232238-aicird98	138	29	scenarios	scenario	NNS
cord-232238-aicird98	138	30	would	would	MD
cord-232238-aicird98	138	31	hold	hold	VB
cord-232238-aicird98	138	32	only	only	RB
cord-232238-aicird98	138	33	with	with	IN
cord-232238-aicird98	138	34	a	a	DT
cord-232238-aicird98	138	35	certain	certain	JJ
cord-232238-aicird98	138	36	degree	degree	NN
cord-232238-aicird98	138	37	of	of	IN
cord-232238-aicird98	138	38	certainty	certainty	NN
cord-232238-aicird98	138	39	.	.	.
cord-232238-aicird98	139	1	7	7	CD
cord-232238-aicird98	140	1	The	the	DT
cord-232238-aicird98	140	2	quality	quality	NN
cord-232238-aicird98	140	3	of	of	IN
cord-232238-aicird98	140	4	the	the	DT
cord-232238-aicird98	140	5	agreements	agreement	NNS
cord-232238-aicird98	140	6	would	would	MD
cord-232238-aicird98	140	7	be	be	VB
cord-232238-aicird98	140	8	then	then	RB
cord-232238-aicird98	140	9	assessed	assess	VBN
cord-232238-aicird98	140	10	by	by	IN
cord-232238-aicird98	140	11	a	a	DT
cord-232238-aicird98	140	12	validation	validation	NN
cord-232238-aicird98	140	13	of	of	IN
cord-232238-aicird98	140	14	the	the	DT
cord-232238-aicird98	140	15	retrained	retrain	VBN
cord-232238-aicird98	140	16	model	model	NN
cord-232238-aicird98	140	17	.	.	.
cord-232238-aicird98	141	1	Therefore	therefore	RB
cord-232238-aicird98	141	2	,	,	,
cord-232238-aicird98	141	3	a	a	DT
cord-232238-aicird98	141	4	"	"	``
cord-232238-aicird98	141	5	good	good	JJ
cord-232238-aicird98	141	6	"	"	''
cord-232238-aicird98	141	7	retrained	retrain	VBN
cord-232238-aicird98	141	8	model	model	NN
cord-232238-aicird98	141	9	would	would	MD
cord-232238-aicird98	141	10	be	be	VB
cord-232238-aicird98	141	11	characterized	characterize	VBN
cord-232238-aicird98	141	12	not	not	RB
cord-232238-aicird98	141	13	only	only	RB
cord-232238-aicird98	141	14	by	by	IN
cord-232238-aicird98	141	15	a	a	DT
cord-232238-aicird98	141	16	satisfactory	satisfactory	JJ
cord-232238-aicird98	141	17	level	level	NN
cord-232238-aicird98	141	18	of	of	IN
cord-232238-aicird98	141	19	performance	performance	NN
cord-232238-aicird98	141	20	,	,	,
cord-232238-aicird98	141	21	but	but	CC
cord-232238-aicird98	141	22	also	also	RB
cord-232238-aicird98	141	23	by	by	IN
cord-232238-aicird98	141	24	a	a	DT
cord-232238-aicird98	141	25	high	high	JJ
cord-232238-aicird98	141	26	degree	degree	NN
cord-232238-aicird98	141	27	of	of	IN
cord-232238-aicird98	141	28	certainty	certainty	NN
cord-232238-aicird98	141	29	in	in	IN
cord-232238-aicird98	141	30	honoring	honor	VBG
cord-232238-aicird98	141	31	the	the	DT
cord-232238-aicird98	141	32	counterfactual	counterfactual	JJ
cord-232238-aicird98	141	33	scenario	scenario	NN
cord-232238-aicird98	141	34	agreements	agreement	NNS
cord-232238-aicird98	141	35	held	hold	VBN
cord-232238-aicird98	141	36	up	up	RP
cord-232238-aicird98	141	37	to	to	IN
cord-232238-aicird98	141	38	the	the	DT
cord-232238-aicird98	141	39	time	time	NN
cord-232238-aicird98	141	40	of	of	IN
cord-232238-aicird98	141	41	retraining	retraining	NN
cord-232238-aicird98	141	42	.	.	.
cord-232238-aicird98	142	1	Our	-PRON-	PRP$
cord-232238-aicird98	142	2	proposal	proposal	NN
cord-232238-aicird98	142	3	is	be	VBZ
cord-232238-aicird98	142	4	a	a	DT
cord-232238-aicird98	142	5	form	form	NN
cord-232238-aicird98	142	6	of	of	IN
cord-232238-aicird98	142	7	data	datum	NNS
cord-232238-aicird98	142	8	augmentation	augmentation	NN
cord-232238-aicird98	142	9	,	,	,
cord-232238-aicird98	142	10	which	which	WDT
cord-232238-aicird98	142	11	is	be	VBZ
cord-232238-aicird98	142	12	a	a	DT
cord-232238-aicird98	142	13	commonly	commonly	RB
cord-232238-aicird98	142	14	used	use	VBN
cord-232238-aicird98	142	15	technique	technique	NN
cord-232238-aicird98	142	16	in	in	IN
cord-232238-aicird98	142	17	machine	machine	NN
cord-232238-aicird98	142	18	learning	learn	VBG
cord-232238-aicird98	142	19	[	[	-LRB-
cord-232238-aicird98	142	20	1	1	CD
cord-232238-aicird98	142	21	,	,	,
cord-232238-aicird98	142	22	27	27	CD
cord-232238-aicird98	142	23	,	,	,
cord-232238-aicird98	142	24	32	32	CD
cord-232238-aicird98	142	25	]	]	-RRB-
cord-232238-aicird98	142	26	.	.	.
cord-232238-aicird98	143	1	Moreover	moreover	RB
cord-232238-aicird98	143	2	,	,	,
cord-232238-aicird98	143	3	it	-PRON-	PRP
cord-232238-aicird98	143	4	is	be	VBZ
cord-232238-aicird98	143	5	of	of	IN
cord-232238-aicird98	143	6	simple	simple	JJ
cord-232238-aicird98	143	7	implementation	implementation	NN
cord-232238-aicird98	143	8	and	and	CC
cord-232238-aicird98	143	9	does	do	VBZ
cord-232238-aicird98	143	10	not	not	RB
cord-232238-aicird98	143	11	alter	alter	VB
cord-232238-aicird98	143	12	the	the	DT
cord-232238-aicird98	143	13	retraining	retrain	VBG
cord-232238-aicird98	143	14	algorithmic	algorithmic	JJ
cord-232238-aicird98	143	15	procedures	procedure	NNS
cord-232238-aicird98	143	16	by	by	IN
cord-232238-aicird98	143	17	adding	add	VBG
cord-232238-aicird98	143	18	constraints	constraint	NNS
cord-232238-aicird98	143	19	to	to	IN
cord-232238-aicird98	143	20	the	the	DT
cord-232238-aicird98	143	21	optimization	optimization	NN
cord-232238-aicird98	143	22	routines	routine	NNS
cord-232238-aicird98	143	23	used	use	VBN
cord-232238-aicird98	143	24	for	for	IN
cord-232238-aicird98	143	25	learning	learn	VBG
cord-232238-aicird98	143	26	.	.	.
cord-232238-aicird98	144	1	On	on	IN
cord-232238-aicird98	144	2	the	the	DT
cord-232238-aicird98	144	3	other	other	JJ
cord-232238-aicird98	144	4	hand	hand	NN
cord-232238-aicird98	144	5	,	,	,
cord-232238-aicird98	144	6	by	by	IN
cord-232238-aicird98	144	7	augmenting	augment	VBG
cord-232238-aicird98	144	8	data	datum	NNS
cord-232238-aicird98	144	9	we	-PRON-	PRP
cord-232238-aicird98	144	10	make	make	VBP
cord-232238-aicird98	144	11	use	use	NN
cord-232238-aicird98	144	12	of	of	IN
cord-232238-aicird98	144	13	"	"	``
cord-232238-aicird98	144	14	artificial	artificial	JJ
cord-232238-aicird98	144	15	"	"	''
cord-232238-aicird98	144	16	data	datum	NNS
cord-232238-aicird98	144	17	points	point	NNS
cord-232238-aicird98	144	18	,	,	,
cord-232238-aicird98	144	19	that	that	DT
cord-232238-aicird98	144	20	is	be	VBZ
cord-232238-aicird98	144	21	the	the	DT
cord-232238-aicird98	144	22	counterfactual	counterfactual	JJ
cord-232238-aicird98	144	23	scenarios	scenario	NNS
cord-232238-aicird98	144	24	,	,	,
cord-232238-aicird98	144	25	which	which	WDT
cord-232238-aicird98	144	26	may	may	MD
cord-232238-aicird98	144	27	correspond	correspond	VB
cord-232238-aicird98	144	28	to	to	IN
cord-232238-aicird98	144	29	fictitious	fictitious	JJ
cord-232238-aicird98	144	30	individuals	individual	NNS
cord-232238-aicird98	144	31	(	(	-LRB-
cord-232238-aicird98	144	32	e.g.	e.g.	RB
cord-232238-aicird98	144	33	,	,	,
cord-232238-aicird98	144	34	customers	customer	NNS
cord-232238-aicird98	144	35	,	,	,
cord-232238-aicird98	144	36	patients	patient	NNS
cord-232238-aicird98	144	37	,	,	,
cord-232238-aicird98	144	38	convicts	convict	NNS
cord-232238-aicird98	144	39	etc	etc	FW
cord-232238-aicird98	144	40	.	.	.
cord-232238-aicird98	144	41	)	)	-RRB-
cord-232238-aicird98	144	42	,	,	,
cord-232238-aicird98	144	43	by	by	IN
cord-232238-aicird98	144	44	definition	definition	NN
cord-232238-aicird98	144	45	.	.	.
cord-232238-aicird98	145	1	8	8	CD
cord-232238-aicird98	146	1	This	this	DT
cord-232238-aicird98	146	2	has	have	VBZ
cord-232238-aicird98	146	3	the	the	DT
cord-232238-aicird98	146	4	effect	effect	NN
cord-232238-aicird98	146	5	of	of	IN
cord-232238-aicird98	146	6	altering	alter	VBG
cord-232238-aicird98	146	7	the	the	DT
cord-232238-aicird98	146	8	underlying	underlie	VBG
cord-232238-aicird98	146	9	distribution	distribution	NN
cord-232238-aicird98	146	10	and	and	CC
cord-232238-aicird98	146	11	the	the	DT
cord-232238-aicird98	146	12	composition	composition	NN
cord-232238-aicird98	146	13	of	of	IN
cord-232238-aicird98	146	14	the	the	DT
cord-232238-aicird98	146	15	data	datum	NNS
cord-232238-aicird98	146	16	,	,	,
cord-232238-aicird98	146	17	i.e.	i.e.	FW
cord-232238-aicird98	146	18	,	,	,
cord-232238-aicird98	146	19	a	a	DT
cord-232238-aicird98	146	20	portfolio	portfolio	NN
cord-232238-aicird98	146	21	of	of	IN
cord-232238-aicird98	146	22	customers	customer	NNS
cord-232238-aicird98	146	23	,	,	,
cord-232238-aicird98	146	24	cohorts	cohort	NNS
cord-232238-aicird98	146	25	of	of	IN
cord-232238-aicird98	146	26	patients	patient	NNS
cord-232238-aicird98	146	27	or	or	CC
cord-232238-aicird98	146	28	convicts	convict	NNS
cord-232238-aicird98	146	29	,	,	,
cord-232238-aicird98	146	30	used	use	VBN
cord-232238-aicird98	146	31	to	to	TO
cord-232238-aicird98	146	32	retrain	retrain	VB
cord-232238-aicird98	146	33	the	the	DT
cord-232238-aicird98	146	34	model	model	NN
cord-232238-aicird98	146	35	.	.	.
cord-232238-aicird98	147	1	However	however	RB
cord-232238-aicird98	147	2	,	,	,
cord-232238-aicird98	147	3	we	-PRON-	PRP
cord-232238-aicird98	147	4	argue	argue	VBP
cord-232238-aicird98	147	5	that	that	IN
cord-232238-aicird98	147	6	,	,	,
cord-232238-aicird98	147	7	although	although	IN
cord-232238-aicird98	147	8	fictitious	fictitious	JJ
cord-232238-aicird98	147	9	,	,	,
cord-232238-aicird98	147	10	the	the	DT
cord-232238-aicird98	147	11	data	data	NN
cord-232238-aicird98	147	12	points	point	NNS
cord-232238-aicird98	147	13	encoding	encode	VBG
cord-232238-aicird98	147	14	the	the	DT
cord-232238-aicird98	147	15	counterfactual	counterfactual	JJ
cord-232238-aicird98	147	16	scenarios	scenario	NNS
cord-232238-aicird98	147	17	,	,	,
cord-232238-aicird98	147	18	may	may	MD
cord-232238-aicird98	147	19	represent	represent	VB
cord-232238-aicird98	147	20	possible	possible	JJ
cord-232238-aicird98	147	21	individuals	individual	NNS
cord-232238-aicird98	147	22	.	.	.
cord-232238-aicird98	148	1	These	these	DT
cord-232238-aicird98	148	2	become	become	VBP
cord-232238-aicird98	148	3	certain	certain	JJ
cord-232238-aicird98	148	4	to	to	IN
cord-232238-aicird98	148	5	the	the	DT
cord-232238-aicird98	148	6	institution	institution	NN
cord-232238-aicird98	148	7	using	use	VBG
cord-232238-aicird98	148	8	the	the	DT
cord-232238-aicird98	148	9	machine	machine	NN
cord-232238-aicird98	148	10	learning	learning	NN
cord-232238-aicird98	148	11	model	model	NN
cord-232238-aicird98	148	12	,	,	,
cord-232238-aicird98	148	13	at	at	IN
cord-232238-aicird98	148	14	the	the	DT
cord-232238-aicird98	148	15	moment	moment	NN
cord-232238-aicird98	148	16	at	at	IN
cord-232238-aicird98	148	17	which	which	WDT
cord-232238-aicird98	148	18	the	the	DT
cord-232238-aicird98	148	19	individual	individual	NN
cord-232238-aicird98	148	20	impacted	impact	VBN
cord-232238-aicird98	148	21	by	by	IN
cord-232238-aicird98	148	22	the	the	DT
cord-232238-aicird98	148	23	original	original	JJ
cord-232238-aicird98	148	24	counterfactual	counterfactual	JJ
cord-232238-aicird98	148	25	explanation	explanation	NN
cord-232238-aicird98	148	26	successfully	successfully	RB
cord-232238-aicird98	148	27	implements	implement	VBZ
cord-232238-aicird98	148	28	the	the	DT
cord-232238-aicird98	148	29	recommended	recommend	VBN
cord-232238-aicird98	148	30	scenario	scenario	NN
cord-232238-aicird98	148	31	and	and	CC
cord-232238-aicird98	148	32	requests	request	VBZ
cord-232238-aicird98	148	33	a	a	DT
cord-232238-aicird98	148	34	new	new	JJ
cord-232238-aicird98	148	35	prediction	prediction	NN
cord-232238-aicird98	148	36	for	for	IN
cord-232238-aicird98	148	37	himself	-PRON-	PRP
cord-232238-aicird98	148	38	or	or	CC
cord-232238-aicird98	148	39	herself	-PRON-	PRP
cord-232238-aicird98	148	40	to	to	IN
cord-232238-aicird98	148	41	the	the	DT
cord-232238-aicird98	148	42	model	model	NN
cord-232238-aicird98	148	43	.	.	.
cord-232238-aicird98	149	1	In	in	IN
cord-232238-aicird98	149	2	view	view	NN
cord-232238-aicird98	149	3	of	of	IN
cord-232238-aicird98	149	4	the	the	DT
cord-232238-aicird98	149	5	above	above	JJ
cord-232238-aicird98	149	6	data	datum	NNS
cord-232238-aicird98	149	7	augmentation	augmentation	NN
cord-232238-aicird98	149	8	approach	approach	NN
cord-232238-aicird98	149	9	,	,	,
cord-232238-aicird98	149	10	we	-PRON-	PRP
cord-232238-aicird98	149	11	argue	argue	VBP
cord-232238-aicird98	149	12	that	that	IN
cord-232238-aicird98	149	13	the	the	DT
cord-232238-aicird98	149	14	ontological	ontological	JJ
cord-232238-aicird98	149	15	status	status	NN
cord-232238-aicird98	149	16	of	of	IN
cord-232238-aicird98	149	17	counterfactual	counterfactual	JJ
cord-232238-aicird98	149	18	scenarios	scenario	NNS
cord-232238-aicird98	149	19	of	of	IN
cord-232238-aicird98	149	20	feasible	feasible	JJ
cord-232238-aicird98	149	21	and	and	CC
cord-232238-aicird98	149	22	actionable	actionable	JJ
cord-232238-aicird98	149	23	counterfactual	counterfactual	JJ
cord-232238-aicird98	149	24	explanations	explanation	NNS
cord-232238-aicird98	149	25	advocates	advocate	NNS
cord-232238-aicird98	149	26	for	for	IN
cord-232238-aicird98	149	27	their	-PRON-	PRP$
cord-232238-aicird98	149	28	use	use	NN
cord-232238-aicird98	149	29	in	in	IN
cord-232238-aicird98	149	30	the	the	DT
cord-232238-aicird98	149	31	retraining	retraining	NN
cord-232238-aicird98	149	32	of	of	IN
cord-232238-aicird98	149	33	machine	machine	NN
cord-232238-aicird98	149	34	learning	learning	NN
cord-232238-aicird98	149	35	models	model	NNS
cord-232238-aicird98	149	36	.	.	.
cord-232238-aicird98	150	1	Therefore	therefore	RB
cord-232238-aicird98	150	2	,	,	,
cord-232238-aicird98	150	3	the	the	DT
cord-232238-aicird98	150	4	correct	correct	JJ
cord-232238-aicird98	150	5	estimation	estimation	NN
cord-232238-aicird98	150	6	of	of	IN
cord-232238-aicird98	150	7	their	-PRON-	PRP$
cord-232238-aicird98	150	8	outcomes	outcome	NNS
cord-232238-aicird98	150	9	by	by	IN
cord-232238-aicird98	150	10	a	a	DT
cord-232238-aicird98	150	11	retrained	retrain	VBN
cord-232238-aicird98	150	12	machine	machine	NN
cord-232238-aicird98	150	13	learning	learning	NN
cord-232238-aicird98	150	14	model	model	NN
cord-232238-aicird98	150	15	becomes	become	VBZ
cord-232238-aicird98	150	16	the	the	DT
cord-232238-aicird98	150	17	degree	degree	NN
cord-232238-aicird98	150	18	of	of	IN
cord-232238-aicird98	150	19	protection	protection	NN
cord-232238-aicird98	150	20	from	from	IN
cord-232238-aicird98	150	21	the	the	DT
cord-232238-aicird98	150	22	aforementioned	aforementioned	JJ
cord-232238-aicird98	150	23	series	series	NN
cord-232238-aicird98	150	24	of	of	IN
cord-232238-aicird98	150	25	unfortunate	unfortunate	JJ
cord-232238-aicird98	150	26	counterfactual	counterfactual	JJ
cord-232238-aicird98	150	27	events	event	NNS
cord-232238-aicird98	150	28	.	.	.
cord-232238-aicird98	151	1	Depending	depend	VBG
cord-232238-aicird98	151	2	on	on	IN
cord-232238-aicird98	151	3	the	the	DT
cord-232238-aicird98	151	4	application	application	NN
cord-232238-aicird98	151	5	,	,	,
cord-232238-aicird98	151	6	the	the	DT
cord-232238-aicird98	151	7	class	class	NN
cord-232238-aicird98	151	8	distribution	distribution	NN
cord-232238-aicird98	151	9	of	of	IN
cord-232238-aicird98	151	10	training	training	NN
cord-232238-aicird98	151	11	data	datum	NNS
cord-232238-aicird98	151	12	,	,	,
cord-232238-aicird98	151	13	e.g.	e.g.	RB
cord-232238-aicird98	151	14	,	,	,
cord-232238-aicird98	151	15	the	the	DT
cord-232238-aicird98	151	16	number	number	NN
cord-232238-aicird98	151	17	of	of	IN
cord-232238-aicird98	151	18	creditworthy	creditworthy	JJ
cord-232238-aicird98	151	19	vs.	vs.	IN
cord-232238-aicird98	151	20	not	not	RB
cord-232238-aicird98	151	21	creditworthy	creditworthy	JJ
cord-232238-aicird98	151	22	customers	customer	NNS
cord-232238-aicird98	151	23	in	in	IN
cord-232238-aicird98	151	24	the	the	DT
cord-232238-aicird98	151	25	credit	credit	NN
cord-232238-aicird98	151	26	lending	lending	NN
cord-232238-aicird98	151	27	case	case	NN
cord-232238-aicird98	151	28	,	,	,
cord-232238-aicird98	151	29	may	may	MD
cord-232238-aicird98	151	30	be	be	VB
cord-232238-aicird98	151	31	imbalanced	imbalanced	JJ
cord-232238-aicird98	151	32	.	.	.
cord-232238-aicird98	152	1	9	9	CD
cord-232238-aicird98	153	1	As	as	IN
cord-232238-aicird98	153	2	an	an	DT
cord-232238-aicird98	153	3	effect	effect	NN
cord-232238-aicird98	153	4	,	,	,
cord-232238-aicird98	153	5	considering	consider	VBG
cord-232238-aicird98	153	6	counterfactual	counterfactual	JJ
cord-232238-aicird98	153	7	scenarios	scenario	NNS
cord-232238-aicird98	153	8	and	and	CC
cord-232238-aicird98	153	9	their	-PRON-	PRP$
cord-232238-aicird98	153	10	outcomes	outcome	NNS
cord-232238-aicird98	153	11	in	in	IN
cord-232238-aicird98	153	12	the	the	DT
cord-232238-aicird98	153	13	training	training	NN
cord-232238-aicird98	153	14	data	datum	NNS
cord-232238-aicird98	153	15	at	at	IN
cord-232238-aicird98	153	16	time	time	NN
cord-232238-aicird98	153	17	1	1	CD
cord-232238-aicird98	153	18	may	may	MD
cord-232238-aicird98	153	19	increase	increase	VB
cord-232238-aicird98	153	20	class	class	NN
cord-232238-aicird98	153	21	imbalance	imbalance	NN
cord-232238-aicird98	153	22	.	.	.
cord-232238-aicird98	154	1	10	10	CD
cord-232238-aicird98	155	1	In	in	IN
cord-232238-aicird98	155	2	that	that	DT
cord-232238-aicird98	155	3	case	case	NN
cord-232238-aicird98	155	4	,	,	,
cord-232238-aicird98	155	5	standard	standard	JJ
cord-232238-aicird98	155	6	machine	machine	NN
cord-232238-aicird98	155	7	learning	learn	VBG
cord-232238-aicird98	155	8	techniques	technique	NNS
cord-232238-aicird98	155	9	to	to	TO
cord-232238-aicird98	155	10	cope	cope	VB
cord-232238-aicird98	155	11	with	with	IN
cord-232238-aicird98	155	12	class	class	NN
cord-232238-aicird98	155	13	imbalance	imbalance	NN
cord-232238-aicird98	155	14	,	,	,
cord-232238-aicird98	155	15	such	such	JJ
cord-232238-aicird98	155	16	as	as	IN
cord-232238-aicird98	155	17	class	class	NN
cord-232238-aicird98	155	18	-	-	HYPH
cord-232238-aicird98	155	19	weighted	weighted	JJ
cord-232238-aicird98	155	20	learning	learning	NN
cord-232238-aicird98	155	21	,	,	,
cord-232238-aicird98	155	22	sub	sub	NN
cord-232238-aicird98	155	23	-	-	JJ
cord-232238-aicird98	155	24	sampling	sampling	JJ
cord-232238-aicird98	155	25	or	or	CC
cord-232238-aicird98	155	26	oversampling	oversampling	NN
cord-232238-aicird98	155	27	[	[	-LRB-
cord-232238-aicird98	155	28	4	4	CD
cord-232238-aicird98	155	29	,	,	,
cord-232238-aicird98	155	30	7	7	CD
cord-232238-aicird98	155	31	,	,	,
cord-232238-aicird98	155	32	8	8	CD
cord-232238-aicird98	155	33	]	]	-RRB-
cord-232238-aicird98	155	34	may	may	MD
cord-232238-aicird98	155	35	be	be	VB
cord-232238-aicird98	155	36	taken	take	VBN
cord-232238-aicird98	155	37	into	into	IN
cord-232238-aicird98	155	38	account	account	NN
cord-232238-aicird98	155	39	.	.	.
cord-232238-aicird98	156	1	7	7	CD
cord-232238-aicird98	157	1	As	as	IN
cord-232238-aicird98	157	2	noted	note	VBN
cord-232238-aicird98	157	3	in	in	IN
cord-232238-aicird98	157	4	footnote	footnote	NN
cord-232238-aicird98	157	5	3	3	CD
cord-232238-aicird98	157	6	,	,	,
cord-232238-aicird98	157	7	each	each	DT
cord-232238-aicird98	157	8	machine	machine	NN
cord-232238-aicird98	157	9	learning	learning	NN
cord-232238-aicird98	157	10	outcome	outcome	NN
cord-232238-aicird98	157	11	is	be	VBZ
cord-232238-aicird98	157	12	endowed	endow	VBN
cord-232238-aicird98	157	13	with	with	IN
cord-232238-aicird98	157	14	a	a	DT
cord-232238-aicird98	157	15	score	score	NN
cord-232238-aicird98	157	16	p	p	NN
cord-232238-aicird98	157	17	(	(	-LRB-
cord-232238-aicird98	157	18	normalized	normalize	VBN
cord-232238-aicird98	157	19	in	in	IN
cord-232238-aicird98	157	20	the	the	DT
cord-232238-aicird98	157	21	interval	interval	NN
cord-232238-aicird98	157	22	[	[	-LRB-
cord-232238-aicird98	157	23	0,1	0,1	LS
cord-232238-aicird98	157	24	]	]	-RRB-
cord-232238-aicird98	157	25	)	)	-RRB-
cord-232238-aicird98	157	26	that	that	WDT
cord-232238-aicird98	157	27	is	be	VBZ
cord-232238-aicird98	157	28	interpreted	interpret	VBN
cord-232238-aicird98	157	29	as	as	IN
cord-232238-aicird98	157	30	a	a	DT
cord-232238-aicird98	157	31	probability	probability	NN
cord-232238-aicird98	157	32	,	,	,
cord-232238-aicird98	157	33	or	or	CC
cord-232238-aicird98	157	34	degree	degree	NN
cord-232238-aicird98	157	35	of	of	IN
cord-232238-aicird98	157	36	certainty	certainty	NN
cord-232238-aicird98	157	37	in	in	IN
cord-232238-aicird98	157	38	the	the	DT
cord-232238-aicird98	157	39	corresponding	corresponding	JJ
cord-232238-aicird98	157	40	outcome	outcome	NN
cord-232238-aicird98	157	41	.	.	.
cord-232238-aicird98	158	1	Therefore	therefore	RB
cord-232238-aicird98	158	2	,	,	,
cord-232238-aicird98	158	3	in	in	IN
cord-232238-aicird98	158	4	the	the	DT
cord-232238-aicird98	158	5	case	case	NN
cord-232238-aicird98	158	6	of	of	IN
cord-232238-aicird98	158	7	a	a	DT
cord-232238-aicird98	158	8	counterfactual	counterfactual	JJ
cord-232238-aicird98	158	9	scenario	scenario	NN
cord-232238-aicird98	158	10	,	,	,
cord-232238-aicird98	158	11	the	the	DT
cord-232238-aicird98	158	12	corresponding	corresponding	JJ
cord-232238-aicird98	158	13	outcome	outcome	NN
cord-232238-aicird98	158	14	is	be	VBZ
cord-232238-aicird98	158	15	honored	honor	VBN
cord-232238-aicird98	158	16	with	with	IN
cord-232238-aicird98	158	17	degree	degree	NN
cord-232238-aicird98	158	18	of	of	IN
cord-232238-aicird98	158	19	certainty	certainty	NN
cord-232238-aicird98	159	1	p.	p.	NN
cord-232238-aicird98	159	2	8	8	CD
cord-232238-aicird98	160	1	In	in	IN
cord-232238-aicird98	160	2	general	general	JJ
cord-232238-aicird98	160	3	,	,	,
cord-232238-aicird98	160	4	these	these	DT
cord-232238-aicird98	160	5	artificial	artificial	JJ
cord-232238-aicird98	160	6	data	data	NN
cord-232238-aicird98	160	7	points	point	NNS
cord-232238-aicird98	160	8	may	may	MD
cord-232238-aicird98	160	9	,	,	,
cord-232238-aicird98	160	10	or	or	CC
cord-232238-aicird98	160	11	may	may	MD
cord-232238-aicird98	160	12	not	not	RB
cord-232238-aicird98	160	13	,	,	,
cord-232238-aicird98	160	14	belong	belong	VB
cord-232238-aicird98	160	15	to	to	IN
cord-232238-aicird98	160	16	the	the	DT
cord-232238-aicird98	160	17	dataset	dataset	NN
cord-232238-aicird98	160	18	used	use	VBN
cord-232238-aicird98	160	19	to	to	TO
cord-232238-aicird98	160	20	retrain	retrain	VB
cord-232238-aicird98	160	21	the	the	DT
cord-232238-aicird98	160	22	machine	machine	NN
cord-232238-aicird98	160	23	learning	learning	NN
cord-232238-aicird98	160	24	model	model	NN
cord-232238-aicird98	160	25	,	,	,
cord-232238-aicird98	160	26	in	in	IN
cord-232238-aicird98	160	27	the	the	DT
cord-232238-aicird98	160	28	first	first	JJ
cord-232238-aicird98	160	29	instance	instance	NN
cord-232238-aicird98	160	30	.	.	.
cord-232238-aicird98	161	1	Therefore	therefore	RB
cord-232238-aicird98	161	2	the	the	DT
cord-232238-aicird98	161	3	adjective	adjective	JJ
cord-232238-aicird98	161	4	"	"	``
cord-232238-aicird98	161	5	artificial	artificial	JJ
cord-232238-aicird98	161	6	.	.	.
cord-232238-aicird98	161	7	"	"	''
cord-232238-aicird98	162	1	However	however	RB
cord-232238-aicird98	162	2	,	,	,
cord-232238-aicird98	162	3	this	this	DT
cord-232238-aicird98	162	4	depends	depend	VBZ
cord-232238-aicird98	162	5	on	on	IN
cord-232238-aicird98	162	6	the	the	DT
cord-232238-aicird98	162	7	specific	specific	JJ
cord-232238-aicird98	162	8	implementation	implementation	NN
cord-232238-aicird98	162	9	of	of	IN
cord-232238-aicird98	162	10	the	the	DT
cord-232238-aicird98	162	11	algorithmic	algorithmic	JJ
cord-232238-aicird98	162	12	search	search	NN
cord-232238-aicird98	162	13	for	for	IN
cord-232238-aicird98	162	14	counterfactuals	counterfactual	NNS
cord-232238-aicird98	162	15	as	as	IN
cord-232238-aicird98	162	16	in	in	IN
cord-232238-aicird98	162	17	equation	equation	NN
cord-232238-aicird98	162	18	(	(	-LRB-
cord-232238-aicird98	162	19	1	1	CD
cord-232238-aicird98	162	20	)	)	-RRB-
cord-232238-aicird98	162	21	.	.	.
cord-232238-aicird98	163	1	For	for	IN
cord-232238-aicird98	163	2	example	example	NN
cord-232238-aicird98	163	3	,	,	,
cord-232238-aicird98	163	4	all	all	DT
cord-232238-aicird98	163	5	counterfactuals	counterfactual	NNS
cord-232238-aicird98	163	6	would	would	MD
cord-232238-aicird98	163	7	belong	belong	VB
cord-232238-aicird98	163	8	to	to	IN
cord-232238-aicird98	163	9	the	the	DT
cord-232238-aicird98	163	10	training	training	NN
cord-232238-aicird98	163	11	dataset	dataset	NN
cord-232238-aicird98	163	12	(	(	-LRB-
cord-232238-aicird98	163	13	therefore	therefore	RB
cord-232238-aicird98	163	14	,	,	,
cord-232238-aicird98	163	15	being	be	VBG
cord-232238-aicird98	163	16	"	"	``
cord-232238-aicird98	163	17	artificial	artificial	JJ
cord-232238-aicird98	163	18	"	"	''
cord-232238-aicird98	163	19	no	no	DT
cord-232238-aicird98	163	20	more	more	RBR
cord-232238-aicird98	163	21	)	)	-RRB-
cord-232238-aicird98	163	22	,	,	,
cord-232238-aicird98	163	23	if	if	IN
cord-232238-aicird98	163	24	the	the	DT
cord-232238-aicird98	163	25	search	search	NN
cord-232238-aicird98	163	26	for	for	IN
cord-232238-aicird98	163	27	counterfactuals	counterfactual	NNS
cord-232238-aicird98	163	28	is	be	VBZ
cord-232238-aicird98	163	29	limited	limit	VBN
cord-232238-aicird98	163	30	to	to	IN
cord-232238-aicird98	163	31	the	the	DT
cord-232238-aicird98	163	32	samples	sample	NNS
cord-232238-aicird98	163	33	in	in	IN
cord-232238-aicird98	163	34	the	the	DT
cord-232238-aicird98	163	35	training	training	NN
cord-232238-aicird98	163	36	dataset	dataset	NN
cord-232238-aicird98	163	37	with	with	IN
cord-232238-aicird98	163	38	an	an	DT
cord-232238-aicird98	163	39	outcome	outcome	NN
cord-232238-aicird98	163	40	alternative	alternative	NN
cord-232238-aicird98	163	41	to	to	IN
cord-232238-aicird98	163	42	Finally	finally	RB
cord-232238-aicird98	163	43	,	,	,
cord-232238-aicird98	163	44	we	-PRON-	PRP
cord-232238-aicird98	163	45	argue	argue	VBP
cord-232238-aicird98	163	46	that	that	IN
cord-232238-aicird98	163	47	the	the	DT
cord-232238-aicird98	163	48	probability	probability	NN
cord-232238-aicird98	163	49	of	of	IN
cord-232238-aicird98	163	50	a	a	DT
cord-232238-aicird98	163	51	counterfactual	counterfactual	JJ
cord-232238-aicird98	163	52	scenario	scenario	NN
cord-232238-aicird98	163	53	to	to	TO
cord-232238-aicird98	163	54	be	be	VB
cord-232238-aicird98	163	55	successfully	successfully	RB
cord-232238-aicird98	163	56	implemented	implement	VBN
cord-232238-aicird98	163	57	by	by	IN
cord-232238-aicird98	163	58	an	an	DT
cord-232238-aicird98	163	59	individual	individual	NN
cord-232238-aicird98	163	60	correlates	correlate	VBZ
cord-232238-aicird98	163	61	positively	positively	RB
cord-232238-aicird98	163	62	with	with	IN
cord-232238-aicird98	163	63	the	the	DT
cord-232238-aicird98	163	64	actionability	actionability	NN
cord-232238-aicird98	163	65	of	of	IN
cord-232238-aicird98	163	66	the	the	DT
cord-232238-aicird98	163	67	corresponding	corresponding	JJ
cord-232238-aicird98	163	68	counterfactual	counterfactual	JJ
cord-232238-aicird98	163	69	explanation	explanation	NN
cord-232238-aicird98	163	70	.	.	.
cord-232238-aicird98	164	1	Therefore	therefore	RB
cord-232238-aicird98	164	2	,	,	,
cord-232238-aicird98	164	3	companies	company	NNS
cord-232238-aicird98	164	4	could	could	MD
cord-232238-aicird98	164	5	envisage	envisage	VB
cord-232238-aicird98	164	6	the	the	DT
cord-232238-aicird98	164	7	development	development	NN
cord-232238-aicird98	164	8	of	of	IN
cord-232238-aicird98	164	9	scoring	score	VBG
cord-232238-aicird98	164	10	systems	system	NNS
cord-232238-aicird98	164	11	to	to	TO
cord-232238-aicird98	164	12	assess	assess	VB
cord-232238-aicird98	164	13	the	the	DT
cord-232238-aicird98	164	14	probability	probability	NN
cord-232238-aicird98	164	15	of	of	IN
cord-232238-aicird98	164	16	successful	successful	JJ
cord-232238-aicird98	164	17	implementation	implementation	NN
cord-232238-aicird98	164	18	of	of	IN
cord-232238-aicird98	164	19	counterfactual	counterfactual	JJ
cord-232238-aicird98	164	20	scenarios	scenario	NNS
cord-232238-aicird98	164	21	,	,	,
cord-232238-aicird98	164	22	once	once	RB
cord-232238-aicird98	164	23	a	a	DT
cord-232238-aicird98	164	24	sufficient	sufficient	JJ
cord-232238-aicird98	164	25	number	number	NN
cord-232238-aicird98	164	26	of	of	IN
cord-232238-aicird98	164	27	cases	case	NNS
cord-232238-aicird98	164	28	are	be	VBP
cord-232238-aicird98	164	29	collected	collect	VBN
cord-232238-aicird98	164	30	.	.	.
cord-232238-aicird98	165	1	This	this	DT
cord-232238-aicird98	165	2	information	information	NN
cord-232238-aicird98	165	3	could	could	MD
cord-232238-aicird98	165	4	be	be	VB
cord-232238-aicird98	165	5	used	use	VBN
cord-232238-aicird98	165	6	to	to	TO
cord-232238-aicird98	165	7	assist	assist	VB
cord-232238-aicird98	165	8	the	the	DT
cord-232238-aicird98	165	9	validation	validation	NN
cord-232238-aicird98	165	10	of	of	IN
cord-232238-aicird98	165	11	the	the	DT
cord-232238-aicird98	165	12	retrained	retrain	VBN
cord-232238-aicird98	165	13	machine	machine	NN
cord-232238-aicird98	165	14	learning	learning	NN
cord-232238-aicird98	165	15	models	model	NNS
cord-232238-aicird98	165	16	,	,	,
cord-232238-aicird98	165	17	in	in	IN
cord-232238-aicird98	165	18	order	order	NN
cord-232238-aicird98	165	19	to	to	TO
cord-232238-aicird98	165	20	select	select	VB
cord-232238-aicird98	165	21	those	those	DT
cord-232238-aicird98	165	22	models	model	NNS
cord-232238-aicird98	165	23	that	that	WDT
cord-232238-aicird98	165	24	correctly	correctly	RB
cord-232238-aicird98	165	25	learn	learn	VBP
cord-232238-aicird98	165	26	counterfactual	counterfactual	JJ
cord-232238-aicird98	165	27	scenarios	scenario	NNS
cord-232238-aicird98	165	28	with	with	IN
cord-232238-aicird98	165	29	high	high	JJ
cord-232238-aicird98	165	30	implementation	implementation	NN
cord-232238-aicird98	165	31	probabilities	probability	NNS
cord-232238-aicird98	165	32	.	.	.
cord-232238-aicird98	166	1	The	the	DT
cord-232238-aicird98	166	2	availability	availability	NN
cord-232238-aicird98	166	3	of	of	IN
cord-232238-aicird98	166	4	models	model	NNS
cord-232238-aicird98	166	5	that	that	WDT
cord-232238-aicird98	166	6	are	be	VBP
cord-232238-aicird98	166	7	consistent	consistent	JJ
cord-232238-aicird98	166	8	with	with	IN
cord-232238-aicird98	166	9	sets	set	NNS
cord-232238-aicird98	166	10	of	of	IN
cord-232238-aicird98	166	11	counterfactual	counterfactual	JJ
cord-232238-aicird98	166	12	decisions	decision	NNS
cord-232238-aicird98	166	13	is	be	VBZ
cord-232238-aicird98	166	14	of	of	IN
cord-232238-aicird98	166	15	the	the	DT
cord-232238-aicird98	166	16	utmost	utmost	JJ
cord-232238-aicird98	166	17	importance	importance	NN
cord-232238-aicird98	166	18	each	each	DT
cord-232238-aicird98	166	19	time	time	NN
cord-232238-aicird98	166	20	exogenous	exogenous	JJ
cord-232238-aicird98	166	21	factors	factor	NNS
cord-232238-aicird98	166	22	impact	impact	NN
cord-232238-aicird98	166	23	models	model	NNS
cord-232238-aicird98	166	24	performance	performance	VBP
cord-232238-aicird98	166	25	to	to	IN
cord-232238-aicird98	166	26	the	the	DT
cord-232238-aicird98	166	27	extent	extent	NN
cord-232238-aicird98	166	28	that	that	IN
cord-232238-aicird98	166	29	their	-PRON-	PRP$
cord-232238-aicird98	166	30	retraining	retraining	NN
cord-232238-aicird98	166	31	becomes	become	VBZ
cord-232238-aicird98	166	32	necessary	necessary	JJ
cord-232238-aicird98	166	33	.	.	.
cord-232238-aicird98	167	1	A	a	DT
cord-232238-aicird98	167	2	case	case	NN
cord-232238-aicird98	167	3	in	in	IN
cord-232238-aicird98	167	4	point	point	NN
cord-232238-aicird98	167	5	is	be	VBZ
cord-232238-aicird98	167	6	the	the	DT
cord-232238-aicird98	167	7	recent	recent	JJ
cord-232238-aicird98	167	8	COVID	covid	JJ
cord-232238-aicird98	167	9	19	19	CD
cord-232238-aicird98	167	10	pandemic	pandemic	NN
cord-232238-aicird98	167	11	that	that	WDT
cord-232238-aicird98	167	12	entailed	entail	VBD
cord-232238-aicird98	167	13	abrupt	abrupt	JJ
cord-232238-aicird98	167	14	changes	change	NNS
cord-232238-aicird98	167	15	in	in	IN
cord-232238-aicird98	167	16	economic	economic	JJ
cord-232238-aicird98	167	17	expectations	expectation	NNS
cord-232238-aicird98	167	18	.	.	.
cord-232238-aicird98	168	1	These	these	DT
cord-232238-aicird98	168	2	may	may	MD
cord-232238-aicird98	168	3	lead	lead	VB
cord-232238-aicird98	168	4	to	to	IN
cord-232238-aicird98	168	5	an	an	DT
cord-232238-aicird98	168	6	overall	overall	JJ
cord-232238-aicird98	168	7	disruption	disruption	NN
cord-232238-aicird98	168	8	of	of	IN
cord-232238-aicird98	168	9	financial	financial	JJ
cord-232238-aicird98	168	10	operations	operation	NNS
cord-232238-aicird98	168	11	such	such	JJ
cord-232238-aicird98	168	12	as	as	IN
cord-232238-aicird98	168	13	credit	credit	NN
cord-232238-aicird98	168	14	lending	lending	NN
cord-232238-aicird98	168	15	.	.	.
cord-232238-aicird98	169	1	One	one	CD
cord-232238-aicird98	169	2	may	may	MD
cord-232238-aicird98	169	3	imagine	imagine	VB
cord-232238-aicird98	169	4	different	different	JJ
cord-232238-aicird98	169	5	options	option	NNS
cord-232238-aicird98	169	6	to	to	TO
cord-232238-aicird98	169	7	preserve	preserve	VB
cord-232238-aicird98	169	8	the	the	DT
cord-232238-aicird98	169	9	trustworthiness	trustworthiness	NN
cord-232238-aicird98	169	10	of	of	IN
cord-232238-aicird98	169	11	an	an	DT
cord-232238-aicird98	169	12	institution	institution	NN
cord-232238-aicird98	169	13	facing	face	VBG
cord-232238-aicird98	169	14	these	these	DT
cord-232238-aicird98	169	15	operation	operation	NN
cord-232238-aicird98	169	16	-	-	HYPH
cord-232238-aicird98	169	17	impacting	impact	VBG
cord-232238-aicird98	169	18	changes	change	NNS
cord-232238-aicird98	169	19	and	and	CC
cord-232238-aicird98	169	20	,	,	,
cord-232238-aicird98	169	21	at	at	IN
cord-232238-aicird98	169	22	the	the	DT
cord-232238-aicird98	169	23	same	same	JJ
cord-232238-aicird98	169	24	time	time	NN
cord-232238-aicird98	169	25	,	,	,
cord-232238-aicird98	169	26	committing	commit	VBG
cord-232238-aicird98	169	27	to	to	IN
cord-232238-aicird98	169	28	counterfactual	counterfactual	JJ
cord-232238-aicird98	169	29	scenarios	scenario	NNS
cord-232238-aicird98	169	30	.	.	.
cord-232238-aicird98	170	1	In	in	IN
cord-232238-aicird98	170	2	the	the	DT
cord-232238-aicird98	170	3	forthcoming	forthcoming	JJ
cord-232238-aicird98	170	4	sections	section	NNS
cord-232238-aicird98	170	5	we	-PRON-	PRP
cord-232238-aicird98	170	6	introduce	introduce	VBP
cord-232238-aicird98	170	7	two	two	CD
cord-232238-aicird98	170	8	main	main	JJ
cord-232238-aicird98	170	9	options	option	NNS
cord-232238-aicird98	170	10	that	that	WDT
cord-232238-aicird98	170	11	involve	involve	VBP
cord-232238-aicird98	170	12	distinct	distinct	JJ
cord-232238-aicird98	170	13	ethical	ethical	JJ
cord-232238-aicird98	170	14	trade	trade	NN
cord-232238-aicird98	170	15	-	-	HYPH
cord-232238-aicird98	170	16	offs	off	NNS
cord-232238-aicird98	170	17	and	and	CC
cord-232238-aicird98	170	18	we	-PRON-	PRP
cord-232238-aicird98	170	19	comment	comment	VBP
cord-232238-aicird98	170	20	on	on	IN
cord-232238-aicird98	170	21	their	-PRON-	PRP$
cord-232238-aicird98	170	22	applicability	applicability	NN
cord-232238-aicird98	170	23	.	.	.
cord-232238-aicird98	171	1	The	the	DT
cord-232238-aicird98	171	2	first	first	JJ
cord-232238-aicird98	171	3	approach	approach	NN
cord-232238-aicird98	171	4	for	for	IN
cord-232238-aicird98	171	5	the	the	DT
cord-232238-aicird98	171	6	institution	institution	NN
cord-232238-aicird98	171	7	is	be	VBZ
cord-232238-aicird98	171	8	to	to	TO
cord-232238-aicird98	171	9	only	only	RB
cord-232238-aicird98	171	10	keep	keep	VB
cord-232238-aicird98	171	11	counterfactual	counterfactual	JJ
cord-232238-aicird98	171	12	commitments	commitment	NNS
cord-232238-aicird98	171	13	within	within	IN
cord-232238-aicird98	171	14	well	well	RB
cord-232238-aicird98	171	15	-	-	HYPH
cord-232238-aicird98	171	16	specified	specify	VBN
cord-232238-aicird98	171	17	"	"	``
cord-232238-aicird98	171	18	boundary	boundary	JJ
cord-232238-aicird98	171	19	conditions	condition	NNS
cord-232238-aicird98	171	20	,	,	,
cord-232238-aicird98	171	21	"	"	''
cord-232238-aicird98	171	22	i.e.	i.e.	FW
cord-232238-aicird98	171	23	,	,	,
cord-232238-aicird98	171	24	the	the	DT
cord-232238-aicird98	171	25	circumstances	circumstance	NNS
cord-232238-aicird98	171	26	within	within	IN
cord-232238-aicird98	171	27	which	which	WDT
cord-232238-aicird98	171	28	the	the	DT
cord-232238-aicird98	171	29	explanation	explanation	NN
cord-232238-aicird98	171	30	can	can	MD
cord-232238-aicird98	171	31	be	be	VB
cord-232238-aicird98	171	32	treated	treat	VBN
cord-232238-aicird98	171	33	formally	formally	RB
cord-232238-aicird98	171	34	as	as	IN
cord-232238-aicird98	171	35	a	a	DT
cord-232238-aicird98	171	36	promise	promise	NN
cord-232238-aicird98	171	37	.	.	.
cord-232238-aicird98	172	1	These	these	DT
cord-232238-aicird98	172	2	circumstances	circumstance	NNS
cord-232238-aicird98	172	3	are	be	VBP
cord-232238-aicird98	172	4	applied	apply	VBN
cord-232238-aicird98	172	5	to	to	IN
cord-232238-aicird98	172	6	all	all	DT
cord-232238-aicird98	172	7	counterfactual	counterfactual	JJ
cord-232238-aicird98	172	8	commitments	commitment	NNS
cord-232238-aicird98	172	9	in	in	IN
cord-232238-aicird98	172	10	a	a	DT
cord-232238-aicird98	172	11	given	give	VBN
cord-232238-aicird98	172	12	time	time	NN
cord-232238-aicird98	172	13	frame	frame	NN
cord-232238-aicird98	172	14	,	,	,
cord-232238-aicird98	172	15	11	11	CD
cord-232238-aicird98	172	16	and	and	CC
cord-232238-aicird98	172	17	may	may	MD
cord-232238-aicird98	172	18	appeal	appeal	VB
cord-232238-aicird98	172	19	to	to	IN
cord-232238-aicird98	172	20	understandable	understandable	JJ
cord-232238-aicird98	172	21	values	value	NNS
cord-232238-aicird98	172	22	and	and	CC
cord-232238-aicird98	172	23	constraints	constraint	NNS
cord-232238-aicird98	172	24	such	such	JJ
cord-232238-aicird98	172	25	as	as	IN
cord-232238-aicird98	172	26	economic	economic	JJ
cord-232238-aicird98	172	27	necessity	necessity	NN
cord-232238-aicird98	172	28	.	.	.
cord-232238-aicird98	173	1	We	-PRON-	PRP
cord-232238-aicird98	173	2	stress	stress	VBP
cord-232238-aicird98	173	3	out	out	RP
cord-232238-aicird98	173	4	that	that	IN
cord-232238-aicird98	173	5	the	the	DT
cord-232238-aicird98	173	6	greatest	great	JJS
cord-232238-aicird98	173	7	threat	threat	NN
cord-232238-aicird98	173	8	to	to	IN
cord-232238-aicird98	173	9	trustworthiness	trustworthiness	NN
cord-232238-aicird98	173	10	here	here	RB
cord-232238-aicird98	173	11	is	be	VBZ
cord-232238-aicird98	173	12	having	have	VBG
cord-232238-aicird98	173	13	undisclosed	undisclosed	JJ
cord-232238-aicird98	173	14	boundary	boundary	JJ
cord-232238-aicird98	173	15	conditions	condition	NNS
cord-232238-aicird98	173	16	motivating	motivate	VBG
cord-232238-aicird98	173	17	the	the	DT
cord-232238-aicird98	173	18	decisionmaker	decisionmaker	NN
cord-232238-aicird98	173	19	to	to	TO
cord-232238-aicird98	173	20	break	break	VB
cord-232238-aicird98	173	21	its	-PRON-	PRP$
cord-232238-aicird98	173	22	(	(	-LRB-
cord-232238-aicird98	173	23	implicit	implicit	JJ
cord-232238-aicird98	173	24	or	or	CC
cord-232238-aicird98	173	25	explicit	explicit	JJ
cord-232238-aicird98	173	26	)	)	-RRB-
cord-232238-aicird98	173	27	counterfactual	counterfactual	JJ
cord-232238-aicird98	173	28	commitment	commitment	NN
cord-232238-aicird98	173	29	.	.	.
cord-232238-aicird98	174	1	This	this	DT
cord-232238-aicird98	174	2	can	can	MD
cord-232238-aicird98	174	3	be	be	VB
cord-232238-aicird98	174	4	avoided	avoid	VBN
cord-232238-aicird98	174	5	if	if	IN
cord-232238-aicird98	174	6	the	the	DT
cord-232238-aicird98	174	7	organization	organization	NN
cord-232238-aicird98	174	8	is	be	VBZ
cord-232238-aicird98	174	9	transparent	transparent	JJ
cord-232238-aicird98	174	10	with	with	IN
cord-232238-aicird98	174	11	the	the	DT
cord-232238-aicird98	174	12	recipient	recipient	NN
cord-232238-aicird98	174	13	of	of	IN
cord-232238-aicird98	174	14	the	the	DT
cord-232238-aicird98	174	15	explanation	explanation	NN
cord-232238-aicird98	174	16	about	about	IN
cord-232238-aicird98	174	17	the	the	DT
cord-232238-aicird98	174	18	boundary	boundary	JJ
cord-232238-aicird98	174	19	conditions	condition	NNS
cord-232238-aicird98	174	20	in	in	IN
cord-232238-aicird98	174	21	order	order	NN
cord-232238-aicird98	174	22	.	.	.
cord-232238-aicird98	175	1	the	the	DT
cord-232238-aicird98	175	2	one	one	CD
cord-232238-aicird98	175	3	of	of	IN
cord-232238-aicird98	175	4	the	the	DT
cord-232238-aicird98	175	5	original	original	JJ
cord-232238-aicird98	175	6	instance	instance	NN
cord-232238-aicird98	175	7	to	to	TO
cord-232238-aicird98	175	8	be	be	VB
cord-232238-aicird98	175	9	explained	explain	VBN
cord-232238-aicird98	175	10	.	.	.
cord-232238-aicird98	176	1	This	this	DT
cord-232238-aicird98	176	2	is	be	VBZ
cord-232238-aicird98	176	3	the	the	DT
cord-232238-aicird98	176	4	case	case	NN
cord-232238-aicird98	176	5	of	of	IN
cord-232238-aicird98	176	6	Algorithm	Algorithm	NNP
cord-232238-aicird98	176	7	1	1	CD
cord-232238-aicird98	176	8	in	in	IN
cord-232238-aicird98	176	9	[	[	-LRB-
cord-232238-aicird98	176	10	10	10	CD
cord-232238-aicird98	176	11	]	]	-RRB-
cord-232238-aicird98	176	12	.	.	.
cord-232238-aicird98	177	1	No	no	DT
cord-232238-aicird98	177	2	such	such	JJ
cord-232238-aicird98	177	3	constraint	constraint	NN
cord-232238-aicird98	177	4	is	be	VBZ
cord-232238-aicird98	177	5	mentioned	mention	VBN
cord-232238-aicird98	177	6	in	in	IN
cord-232238-aicird98	177	7	Wachter	Wachter	NNP
cord-232238-aicird98	177	8	et	et	NNP
cord-232238-aicird98	177	9	al	al	NNP
cord-232238-aicird98	177	10	.	.	NNP
cord-232238-aicird98	177	11	's	's	POS
cord-232238-aicird98	177	12	paper	paper	NN
cord-232238-aicird98	177	13	[	[	-LRB-
cord-232238-aicird98	177	14	30	30	CD
cord-232238-aicird98	177	15	]	]	-RRB-
cord-232238-aicird98	177	16	.	.	.
cord-232238-aicird98	178	1	9	9	CD
cord-232238-aicird98	179	1	Typically	typically	RB
cord-232238-aicird98	179	2	,	,	,
cord-232238-aicird98	179	3	in	in	IN
cord-232238-aicird98	179	4	credit	credit	NN
cord-232238-aicird98	179	5	lending	lending	NN
cord-232238-aicird98	179	6	applications	application	NNS
cord-232238-aicird98	179	7	,	,	,
cord-232238-aicird98	179	8	the	the	DT
cord-232238-aicird98	179	9	number	number	NN
cord-232238-aicird98	179	10	of	of	IN
cord-232238-aicird98	179	11	not	not	RB
cord-232238-aicird98	179	12	creditworthy	creditworthy	JJ
cord-232238-aicird98	179	13	customers	customer	NNS
cord-232238-aicird98	179	14	is	be	VBZ
cord-232238-aicird98	179	15	smaller	small	JJR
cord-232238-aicird98	179	16	than	than	IN
cord-232238-aicird98	179	17	the	the	DT
cord-232238-aicird98	179	18	number	number	NN
cord-232238-aicird98	179	19	of	of	IN
cord-232238-aicird98	179	20	creditworthy	creditworthy	JJ
cord-232238-aicird98	179	21	ones	one	NNS
cord-232238-aicird98	179	22	.	.	.
cord-232238-aicird98	180	1	For	for	IN
cord-232238-aicird98	180	2	example	example	NN
cord-232238-aicird98	180	3	,	,	,
cord-232238-aicird98	180	4	in	in	IN
cord-232238-aicird98	180	5	the	the	DT
cord-232238-aicird98	180	6	German	German	NNP
cord-232238-aicird98	180	7	Credit	Credit	NNP
cord-232238-aicird98	180	8	dataset	dataset	NN
cord-232238-aicird98	180	9	,	,	,
cord-232238-aicird98	180	10	not	not	RB
cord-232238-aicird98	180	11	creditworthy	creditworthy	JJ
cord-232238-aicird98	180	12	customers	customer	NNS
cord-232238-aicird98	180	13	represent	represent	VBP
cord-232238-aicird98	180	14	30	30	CD
cord-232238-aicird98	180	15	%	%	NN
cord-232238-aicird98	180	16	of	of	IN
cord-232238-aicird98	180	17	all	all	DT
cord-232238-aicird98	180	18	data	datum	NNS
cord-232238-aicird98	180	19	.	.	.
cord-232238-aicird98	181	1	10	10	CD
cord-232238-aicird98	182	1	If	if	IN
cord-232238-aicird98	182	2	the	the	DT
cord-232238-aicird98	182	3	distribution	distribution	NN
cord-232238-aicird98	182	4	of	of	IN
cord-232238-aicird98	182	5	classes	class	NNS
cord-232238-aicird98	182	6	in	in	IN
cord-232238-aicird98	182	7	training	training	NN
cord-232238-aicird98	182	8	data	datum	NNS
cord-232238-aicird98	182	9	from	from	IN
cord-232238-aicird98	182	10	time	time	NN
cord-232238-aicird98	182	11	0	0	CD
cord-232238-aicird98	182	12	to	to	IN
cord-232238-aicird98	182	13	1	1	CD
cord-232238-aicird98	182	14	does	do	VBZ
cord-232238-aicird98	182	15	not	not	RB
cord-232238-aicird98	182	16	vary	vary	VB
cord-232238-aicird98	182	17	significantly	significantly	RB
cord-232238-aicird98	182	18	.	.	.
cord-232238-aicird98	183	1	Otherwise	otherwise	RB
cord-232238-aicird98	183	2	,	,	,
cord-232238-aicird98	183	3	it	-PRON-	PRP
cord-232238-aicird98	183	4	is	be	VBZ
cord-232238-aicird98	183	5	not	not	RB
cord-232238-aicird98	183	6	possible	possible	JJ
cord-232238-aicird98	183	7	,	,	,
cord-232238-aicird98	183	8	a	a	FW
cord-232238-aicird98	183	9	priori	priori	FW
cord-232238-aicird98	183	10	,	,	,
cord-232238-aicird98	183	11	to	to	TO
cord-232238-aicird98	183	12	infer	infer	VB
cord-232238-aicird98	183	13	how	how	WRB
cord-232238-aicird98	183	14	the	the	DT
cord-232238-aicird98	183	15	class	class	NN
cord-232238-aicird98	183	16	imbalance	imbalance	NN
cord-232238-aicird98	183	17	in	in	IN
cord-232238-aicird98	183	18	data	datum	NNS
cord-232238-aicird98	183	19	may	may	MD
cord-232238-aicird98	183	20	be	be	VB
cord-232238-aicird98	183	21	affected	affect	VBN
cord-232238-aicird98	183	22	by	by	IN
cord-232238-aicird98	183	23	taking	take	VBG
cord-232238-aicird98	183	24	into	into	IN
cord-232238-aicird98	183	25	consideration	consideration	NN
cord-232238-aicird98	183	26	counterfactual	counterfactual	JJ
cord-232238-aicird98	183	27	scenarios	scenario	NNS
cord-232238-aicird98	183	28	and	and	CC
cord-232238-aicird98	183	29	their	-PRON-	PRP$
cord-232238-aicird98	183	30	outcomes	outcome	NNS
cord-232238-aicird98	183	31	.	.	.
cord-232238-aicird98	184	1	This	this	DT
cord-232238-aicird98	184	2	would	would	MD
cord-232238-aicird98	184	3	be	be	VB
cord-232238-aicird98	184	4	the	the	DT
cord-232238-aicird98	184	5	case	case	NN
cord-232238-aicird98	184	6	in	in	IN
cord-232238-aicird98	184	7	an	an	DT
cord-232238-aicird98	184	8	economic	economic	JJ
cord-232238-aicird98	184	9	downturn	downturn	NN
cord-232238-aicird98	184	10	scenario	scenario	NN
cord-232238-aicird98	184	11	,	,	,
cord-232238-aicird98	184	12	such	such	JJ
cord-232238-aicird98	184	13	as	as	IN
cord-232238-aicird98	184	14	the	the	DT
cord-232238-aicird98	184	15	one	one	NN
cord-232238-aicird98	184	16	discussed	discuss	VBN
cord-232238-aicird98	184	17	in	in	IN
cord-232238-aicird98	184	18	Section	section	NN
cord-232238-aicird98	184	19	4	4	CD
cord-232238-aicird98	184	20	.	.	.
cord-232238-aicird98	184	21	11	11	CD
cord-232238-aicird98	185	1	Therefore	therefore	RB
cord-232238-aicird98	185	2	,	,	,
cord-232238-aicird98	185	3	the	the	DT
cord-232238-aicird98	185	4	choice	choice	NN
cord-232238-aicird98	185	5	of	of	IN
cord-232238-aicird98	185	6	the	the	DT
cord-232238-aicird98	185	7	term	term	NN
cord-232238-aicird98	185	8	"	"	``
cord-232238-aicird98	185	9	boundary	boundary	JJ
cord-232238-aicird98	185	10	conditions	condition	NNS
cord-232238-aicird98	185	11	.	.	.
cord-232238-aicird98	185	12	"	"	''
cord-232238-aicird98	186	1	For	for	IN
cord-232238-aicird98	186	2	example	example	NN
cord-232238-aicird98	186	3	,	,	,
cord-232238-aicird98	186	4	the	the	DT
cord-232238-aicird98	186	5	organization	organization	NN
cord-232238-aicird98	186	6	may	may	MD
cord-232238-aicird98	186	7	identify	identify	VB
cord-232238-aicird98	186	8	and	and	CC
cord-232238-aicird98	186	9	publicize	publicize	VB
cord-232238-aicird98	186	10	a	a	DT
cord-232238-aicird98	186	11	given	give	VBN
cord-232238-aicird98	186	12	set	set	NN
cord-232238-aicird98	186	13	of	of	IN
cord-232238-aicird98	186	14	circumstantial	circumstantial	JJ
cord-232238-aicird98	186	15	conditions	condition	NNS
cord-232238-aicird98	186	16	under	under	IN
cord-232238-aicird98	186	17	which	which	WDT
cord-232238-aicird98	186	18	it	-PRON-	PRP
cord-232238-aicird98	186	19	will	will	MD
cord-232238-aicird98	186	20	make	make	VB
cord-232238-aicird98	186	21	decisions	decision	NNS
cord-232238-aicird98	186	22	that	that	WDT
cord-232238-aicird98	186	23	depart	depart	VBP
cord-232238-aicird98	186	24	significantly	significantly	RB
cord-232238-aicird98	186	25	from	from	IN
cord-232238-aicird98	186	26	the	the	DT
cord-232238-aicird98	186	27	previously	previously	RB
cord-232238-aicird98	186	28	communicated	communicate	VBN
cord-232238-aicird98	186	29	counterfactuals	counterfactual	NNS
cord-232238-aicird98	186	30	.	.	.
cord-232238-aicird98	187	1	For	for	IN
cord-232238-aicird98	187	2	example	example	NN
cord-232238-aicird98	187	3	,	,	,
cord-232238-aicird98	187	4	a	a	DT
cord-232238-aicird98	187	5	bank	bank	NN
cord-232238-aicird98	187	6	may	may	MD
cord-232238-aicird98	187	7	have	have	VB
cord-232238-aicird98	187	8	a	a	DT
cord-232238-aicird98	187	9	criterion	criterion	NN
cord-232238-aicird98	187	10	stating	state	VBG
cord-232238-aicird98	187	11	explicitly	explicitly	RB
cord-232238-aicird98	187	12	that	that	IN
cord-232238-aicird98	187	13	it	-PRON-	PRP
cord-232238-aicird98	187	14	will	will	MD
cord-232238-aicird98	187	15	not	not	RB
cord-232238-aicird98	187	16	be	be	VB
cord-232238-aicird98	187	17	able	able	JJ
cord-232238-aicird98	187	18	to	to	TO
cord-232238-aicird98	187	19	stick	stick	VB
cord-232238-aicird98	187	20	to	to	IN
cord-232238-aicird98	187	21	its	-PRON-	PRP$
cord-232238-aicird98	187	22	counterfactual	counterfactual	JJ
cord-232238-aicird98	187	23	commitments	commitment	NNS
cord-232238-aicird98	187	24	in	in	IN
cord-232238-aicird98	187	25	the	the	DT
cord-232238-aicird98	187	26	event	event	NN
cord-232238-aicird98	187	27	of	of	IN
cord-232238-aicird98	187	28	a	a	DT
cord-232238-aicird98	187	29	downward	downward	JJ
cord-232238-aicird98	187	30	or	or	CC
cord-232238-aicird98	187	31	upward	upward	JJ
cord-232238-aicird98	187	32	movement	movement	NN
cord-232238-aicird98	187	33	of	of	IN
cord-232238-aicird98	187	34	a	a	DT
cord-232238-aicird98	187	35	certain	certain	JJ
cord-232238-aicird98	187	36	economic	economic	JJ
cord-232238-aicird98	187	37	index	index	NN
cord-232238-aicird98	187	38	higher	high	JJR
cord-232238-aicird98	187	39	than	than	IN
cord-232238-aicird98	187	40	a	a	DT
cord-232238-aicird98	187	41	given	give	VBN
cord-232238-aicird98	187	42	threshold	threshold	NN
cord-232238-aicird98	187	43	,	,	,
cord-232238-aicird98	187	44	or	or	CC
cord-232238-aicird98	187	45	when	when	WRB
cord-232238-aicird98	187	46	honoring	honor	VBG
cord-232238-aicird98	187	47	the	the	DT
cord-232238-aicird98	187	48	commitment	commitment	NN
cord-232238-aicird98	187	49	would	would	MD
cord-232238-aicird98	187	50	imply	imply	VB
cord-232238-aicird98	187	51	a	a	DT
cord-232238-aicird98	187	52	profit	profit	NN
cord-232238-aicird98	187	53	loss	loss	NN
cord-232238-aicird98	187	54	higher	high	JJR
cord-232238-aicird98	187	55	than	than	IN
cord-232238-aicird98	187	56	a	a	DT
cord-232238-aicird98	187	57	given	give	VBN
cord-232238-aicird98	187	58	threshold	threshold	NN
cord-232238-aicird98	187	59	.	.	.
cord-232238-aicird98	188	1	To	to	TO
cord-232238-aicird98	188	2	be	be	VB
cord-232238-aicird98	188	3	trustworthy	trustworthy	JJ
cord-232238-aicird98	188	4	,	,	,
cord-232238-aicird98	188	5	the	the	DT
cord-232238-aicird98	188	6	company	company	NN
cord-232238-aicird98	188	7	would	would	MD
cord-232238-aicird98	188	8	need	need	VB
cord-232238-aicird98	188	9	to	to	TO
cord-232238-aicird98	188	10	refer	refer	VB
cord-232238-aicird98	188	11	to	to	IN
cord-232238-aicird98	188	12	either	either	DT
cord-232238-aicird98	188	13	public	public	JJ
cord-232238-aicird98	188	14	data	datum	NNS
cord-232238-aicird98	188	15	(	(	-LRB-
cord-232238-aicird98	188	16	e.g.	e.g.	RB
cord-232238-aicird98	188	17	,	,	,
cord-232238-aicird98	188	18	a	a	DT
cord-232238-aicird98	188	19	publicly	publicly	RB
cord-232238-aicird98	188	20	accessible	accessible	JJ
cord-232238-aicird98	188	21	economic	economic	JJ
cord-232238-aicird98	188	22	index	index	NN
cord-232238-aicird98	188	23	)	)	-RRB-
cord-232238-aicird98	188	24	or	or	CC
cord-232238-aicird98	188	25	confidential	confidential	JJ
cord-232238-aicird98	188	26	data	datum	NNS
cord-232238-aicird98	188	27	that	that	WDT
cord-232238-aicird98	188	28	can	can	MD
cord-232238-aicird98	188	29	be	be	VB
cord-232238-aicird98	188	30	audited	audit	VBN
cord-232238-aicird98	188	31	confidentially	confidentially	RB
cord-232238-aicird98	188	32	by	by	IN
cord-232238-aicird98	188	33	trustworthy	trustworthy	JJ
cord-232238-aicird98	188	34	independent	independent	JJ
cord-232238-aicird98	188	35	parties	party	NNS
cord-232238-aicird98	188	36	(	(	-LRB-
cord-232238-aicird98	188	37	the	the	DT
cord-232238-aicird98	188	38	auditors	auditor	NNS
cord-232238-aicird98	188	39	may	may	MD
cord-232238-aicird98	188	40	need	need	VB
cord-232238-aicird98	188	41	to	to	TO
cord-232238-aicird98	188	42	obtain	obtain	VB
cord-232238-aicird98	188	43	access	access	NN
cord-232238-aicird98	188	44	to	to	IN
cord-232238-aicird98	188	45	confidential	confidential	JJ
cord-232238-aicird98	188	46	information	information	NN
cord-232238-aicird98	188	47	to	to	TO
cord-232238-aicird98	188	48	be	be	VB
cord-232238-aicird98	188	49	able	able	JJ
cord-232238-aicird98	188	50	to	to	TO
cord-232238-aicird98	188	51	verify	verify	VB
cord-232238-aicird98	188	52	if	if	IN
cord-232238-aicird98	188	53	certain	certain	JJ
cord-232238-aicird98	188	54	claims	claim	NNS
cord-232238-aicird98	188	55	,	,	,
cord-232238-aicird98	188	56	e.g.	e.g.	RB
cord-232238-aicird98	188	57	,	,	,
cord-232238-aicird98	188	58	about	about	IN
cord-232238-aicird98	188	59	prospects	prospect	NNS
cord-232238-aicird98	188	60	of	of	IN
cord-232238-aicird98	188	61	economic	economic	JJ
cord-232238-aicird98	188	62	losses	loss	NNS
cord-232238-aicird98	188	63	,	,	,
cord-232238-aicird98	188	64	are	be	VBP
cord-232238-aicird98	188	65	credible	credible	JJ
cord-232238-aicird98	188	66	)	)	-RRB-
cord-232238-aicird98	188	67	.	.	.
cord-232238-aicird98	189	1	When	when	WRB
cord-232238-aicird98	189	2	the	the	DT
cord-232238-aicird98	189	3	decision	decision	NN
cord-232238-aicird98	189	4	-	-	HYPH
cord-232238-aicird98	189	5	maker	maker	NN
cord-232238-aicird98	189	6	is	be	VBZ
cord-232238-aicird98	189	7	confident	confident	JJ
cord-232238-aicird98	189	8	about	about	IN
cord-232238-aicird98	189	9	its	-PRON-	PRP$
cord-232238-aicird98	189	10	ability	ability	NN
cord-232238-aicird98	189	11	to	to	TO
cord-232238-aicird98	189	12	avoid	avoid	VB
cord-232238-aicird98	189	13	exceptional	exceptional	JJ
cord-232238-aicird98	189	14	circumstances	circumstance	NNS
cord-232238-aicird98	189	15	(	(	-LRB-
cord-232238-aicird98	189	16	or	or	CC
cord-232238-aicird98	189	17	exceptional	exceptional	JJ
cord-232238-aicird98	189	18	choices	choice	NNS
cord-232238-aicird98	189	19	in	in	IN
cord-232238-aicird98	189	20	exceptional	exceptional	JJ
cord-232238-aicird98	189	21	circumstances	circumstance	NNS
cord-232238-aicird98	189	22	)	)	-RRB-
cord-232238-aicird98	189	23	within	within	IN
cord-232238-aicird98	189	24	a	a	DT
cord-232238-aicird98	189	25	given	give	VBN
cord-232238-aicird98	189	26	time	time	NN
cord-232238-aicird98	189	27	frame	frame	NN
cord-232238-aicird98	189	28	,	,	,
cord-232238-aicird98	189	29	the	the	DT
cord-232238-aicird98	189	30	former	former	JJ
cord-232238-aicird98	189	31	strategy	strategy	NN
cord-232238-aicird98	189	32	can	can	MD
cord-232238-aicird98	189	33	be	be	VB
cord-232238-aicird98	189	34	realized	realize	VBN
cord-232238-aicird98	189	35	by	by	IN
cord-232238-aicird98	189	36	simply	simply	RB
cord-232238-aicird98	189	37	stating	state	VBG
cord-232238-aicird98	189	38	counterfactual	counterfactual	JJ
cord-232238-aicird98	189	39	commitments	commitment	NNS
cord-232238-aicird98	189	40	with	with	IN
cord-232238-aicird98	189	41	an	an	DT
cord-232238-aicird98	189	42	"	"	``
cord-232238-aicird98	189	43	expiration	expiration	NN
cord-232238-aicird98	189	44	date	date	NN
cord-232238-aicird98	189	45	.	.	.
cord-232238-aicird98	190	1	"	"	``
cord-232238-aicird98	190	2	We	-PRON-	PRP
cord-232238-aicird98	190	3	would	would	MD
cord-232238-aicird98	190	4	like	like	VB
cord-232238-aicird98	190	5	to	to	TO
cord-232238-aicird98	190	6	point	point	VB
cord-232238-aicird98	190	7	out	out	RP
cord-232238-aicird98	190	8	that	that	IN
cord-232238-aicird98	190	9	adopting	adopt	VBG
cord-232238-aicird98	190	10	circumstance	circumstance	NN
cord-232238-aicird98	190	11	-	-	HYPH
cord-232238-aicird98	190	12	limited	limit	VBN
cord-232238-aicird98	190	13	or	or	CC
cord-232238-aicird98	190	14	time	time	NN
cord-232238-aicird98	190	15	-	-	HYPH
cord-232238-aicird98	190	16	limited	limit	VBN
cord-232238-aicird98	190	17	counterfactual	counterfactual	JJ
cord-232238-aicird98	190	18	commitments	commitment	NNS
cord-232238-aicird98	190	19	is	be	VBZ
cord-232238-aicird98	190	20	ethically	ethically	RB
cord-232238-aicird98	190	21	valuable	valuable	JJ
cord-232238-aicird98	190	22	,	,	,
cord-232238-aicird98	190	23	i.e.	i.e.	FW
cord-232238-aicird98	190	24	,	,	,
cord-232238-aicird98	190	25	valuable	valuable	JJ
cord-232238-aicird98	190	26	impersonally	impersonally	RB
cord-232238-aicird98	190	27	,	,	,
cord-232238-aicird98	190	28	for	for	IN
cord-232238-aicird98	190	29	society	society	NN
cord-232238-aicird98	190	30	at	at	IN
cord-232238-aicird98	190	31	large	large	JJ
cord-232238-aicird98	190	32	,	,	,
cord-232238-aicird98	190	33	and	and	CC
cord-232238-aicird98	190	34	it	-PRON-	PRP
cord-232238-aicird98	190	35	is	be	VBZ
cord-232238-aicird98	190	36	even	even	RB
cord-232238-aicird98	190	37	a	a	DT
cord-232238-aicird98	190	38	moral	moral	JJ
cord-232238-aicird98	190	39	duty	duty	NN
cord-232238-aicird98	190	40	.	.	.
cord-232238-aicird98	191	1	We	-PRON-	PRP
cord-232238-aicird98	191	2	argue	argue	VBP
cord-232238-aicird98	191	3	that	that	IN
cord-232238-aicird98	191	4	this	this	DT
cord-232238-aicird98	191	5	is	be	VBZ
cord-232238-aicird98	191	6	not	not	RB
cord-232238-aicird98	191	7	only	only	RB
cord-232238-aicird98	191	8	in	in	IN
cord-232238-aicird98	191	9	the	the	DT
cord-232238-aicird98	191	10	self	self	NN
cord-232238-aicird98	191	11	-	-	HYPH
cord-232238-aicird98	191	12	interest	interest	NN
cord-232238-aicird98	191	13	of	of	IN
cord-232238-aicird98	191	14	the	the	DT
cord-232238-aicird98	191	15	institution	institution	NN
cord-232238-aicird98	191	16	.	.	.
cord-232238-aicird98	192	1	To	to	TO
cord-232238-aicird98	192	2	see	see	VB
cord-232238-aicird98	192	3	why	why	WRB
cord-232238-aicird98	192	4	,	,	,
cord-232238-aicird98	192	5	let	let	VB
cord-232238-aicird98	192	6	us	-PRON-	PRP
cord-232238-aicird98	192	7	consider	consider	VB
cord-232238-aicird98	192	8	the	the	DT
cord-232238-aicird98	192	9	case	case	NN
cord-232238-aicird98	192	10	of	of	IN
cord-232238-aicird98	192	11	a	a	DT
cord-232238-aicird98	192	12	"	"	``
cord-232238-aicird98	192	13	sudden	sudden	JJ
cord-232238-aicird98	192	14	economic	economic	JJ
cord-232238-aicird98	192	15	downturn	downturn	NN
cord-232238-aicird98	192	16	scenario	scenario	NN
cord-232238-aicird98	192	17	"	"	''
cord-232238-aicird98	192	18	for	for	IN
cord-232238-aicird98	192	19	a	a	DT
cord-232238-aicird98	192	20	bank	bank	NN
cord-232238-aicird98	192	21	,	,	,
cord-232238-aicird98	192	22	or	or	CC
cord-232238-aicird98	192	23	,	,	,
cord-232238-aicird98	192	24	in	in	IN
cord-232238-aicird98	192	25	general	general	JJ
cord-232238-aicird98	192	26	,	,	,
cord-232238-aicird98	192	27	a	a	DT
cord-232238-aicird98	192	28	credit	credit	NN
cord-232238-aicird98	192	29	lending	lending	NN
cord-232238-aicird98	192	30	institution	institution	NN
cord-232238-aicird98	192	31	.	.	.
cord-232238-aicird98	193	1	In	in	IN
cord-232238-aicird98	193	2	this	this	DT
cord-232238-aicird98	193	3	scenario	scenario	NN
cord-232238-aicird98	193	4	fulfilling	fulfil	VBG
cord-232238-aicird98	193	5	all	all	DT
cord-232238-aicird98	193	6	extant	extant	JJ
cord-232238-aicird98	193	7	counterfactual	counterfactual	JJ
cord-232238-aicird98	193	8	commitments	commitment	NNS
cord-232238-aicird98	193	9	likely	likely	RB
cord-232238-aicird98	193	10	implies	imply	VBZ
cord-232238-aicird98	193	11	awarding	award	VBG
cord-232238-aicird98	193	12	loans	loan	NNS
cord-232238-aicird98	193	13	that	that	WDT
cord-232238-aicird98	193	14	are	be	VBP
cord-232238-aicird98	193	15	too	too	RB
cord-232238-aicird98	193	16	risky	risky	JJ
cord-232238-aicird98	193	17	.	.	.
cord-232238-aicird98	194	1	One	one	CD
cord-232238-aicird98	194	2	immediate	immediate	JJ
cord-232238-aicird98	194	3	consequence	consequence	NN
cord-232238-aicird98	194	4	of	of	IN
cord-232238-aicird98	194	5	a	a	DT
cord-232238-aicird98	194	6	defaulting	default	VBG
cord-232238-aicird98	194	7	client	client	NN
cord-232238-aicird98	194	8	is	be	VBZ
cord-232238-aicird98	194	9	a	a	DT
cord-232238-aicird98	194	10	cost	cost	NN
cord-232238-aicird98	194	11	for	for	IN
cord-232238-aicird98	194	12	the	the	DT
cord-232238-aicird98	194	13	lender	lender	NN
cord-232238-aicird98	194	14	,	,	,
cord-232238-aicird98	194	15	as	as	IN
cord-232238-aicird98	194	16	defaulted	default	VBN
cord-232238-aicird98	194	17	loans	loan	NNS
cord-232238-aicird98	194	18	reduce	reduce	VBP
cord-232238-aicird98	194	19	overall	overall	JJ
cord-232238-aicird98	194	20	profit	profit	NN
cord-232238-aicird98	194	21	.	.	.
cord-232238-aicird98	195	1	However	however	RB
cord-232238-aicird98	195	2	,	,	,
cord-232238-aicird98	195	3	due	due	IN
cord-232238-aicird98	195	4	to	to	IN
cord-232238-aicird98	195	5	the	the	DT
cord-232238-aicird98	195	6	economic	economic	JJ
cord-232238-aicird98	195	7	downturn	downturn	NN
cord-232238-aicird98	195	8	,	,	,
cord-232238-aicird98	195	9	a	a	DT
cord-232238-aicird98	195	10	significant	significant	JJ
cord-232238-aicird98	195	11	proportion	proportion	NN
cord-232238-aicird98	195	12	of	of	IN
cord-232238-aicird98	195	13	defaulting	default	VBG
cord-232238-aicird98	195	14	clients	client	NNS
cord-232238-aicird98	195	15	may	may	MD
cord-232238-aicird98	195	16	well	well	RB
cord-232238-aicird98	195	17	cause	cause	VB
cord-232238-aicird98	195	18	the	the	DT
cord-232238-aicird98	195	19	financial	financial	JJ
cord-232238-aicird98	195	20	collapse	collapse	NN
cord-232238-aicird98	195	21	of	of	IN
cord-232238-aicird98	195	22	the	the	DT
cord-232238-aicird98	195	23	institution	institution	NN
cord-232238-aicird98	195	24	.	.	.
cord-232238-aicird98	196	1	Such	such	JJ
cord-232238-aicird98	196	2	behavior	behavior	NN
cord-232238-aicird98	196	3	is	be	VBZ
cord-232238-aicird98	196	4	clearly	clearly	RB
cord-232238-aicird98	196	5	unethical	unethical	JJ
cord-232238-aicird98	196	6	on	on	IN
cord-232238-aicird98	196	7	Kantian	kantian	JJ
cord-232238-aicird98	196	8	deontological	deontological	JJ
cord-232238-aicird98	196	9	grounds	ground	NNS
cord-232238-aicird98	196	10	:	:	:
cord-232238-aicird98	196	11	if	if	IN
cord-232238-aicird98	196	12	all	all	DT
cord-232238-aicird98	196	13	credit	credit	NN
cord-232238-aicird98	196	14	institutions	institution	NNS
cord-232238-aicird98	196	15	acted	act	VBD
cord-232238-aicird98	196	16	according	accord	VBG
cord-232238-aicird98	196	17	to	to	IN
cord-232238-aicird98	196	18	this	this	DT
cord-232238-aicird98	196	19	moral	moral	JJ
cord-232238-aicird98	196	20	maxim	maxim	NN
cord-232238-aicird98	196	21	(	(	-LRB-
cord-232238-aicird98	196	22	i.e.	i.e.	FW
cord-232238-aicird98	196	23	,	,	,
cord-232238-aicird98	196	24	lending	lend	VBG
cord-232238-aicird98	196	25	to	to	IN
cord-232238-aicird98	196	26	all	all	DT
cord-232238-aicird98	196	27	clients	client	NNS
cord-232238-aicird98	196	28	fulfilling	fulfil	VBG
cord-232238-aicird98	196	29	past	past	JJ
cord-232238-aicird98	196	30	counterfactual	counterfactual	JJ
cord-232238-aicird98	196	31	explanations	explanation	NNS
cord-232238-aicird98	196	32	,	,	,
cord-232238-aicird98	196	33	even	even	RB
cord-232238-aicird98	196	34	when	when	WRB
cord-232238-aicird98	196	35	the	the	DT
cord-232238-aicird98	196	36	updated	update	VBN
cord-232238-aicird98	196	37	model	model	NN
cord-232238-aicird98	196	38	predicts	predict	VBZ
cord-232238-aicird98	196	39	them	-PRON-	PRP
cord-232238-aicird98	196	40	to	to	TO
cord-232238-aicird98	196	41	default	default	VB
cord-232238-aicird98	196	42	)	)	-RRB-
cord-232238-aicird98	196	43	,	,	,
cord-232238-aicird98	196	44	the	the	DT
cord-232238-aicird98	196	45	likely	likely	JJ
cord-232238-aicird98	196	46	result	result	NN
cord-232238-aicird98	196	47	would	would	MD
cord-232238-aicird98	196	48	be	be	VB
cord-232238-aicird98	196	49	the	the	DT
cord-232238-aicird98	196	50	collapse	collapse	NN
cord-232238-aicird98	196	51	of	of	IN
cord-232238-aicird98	196	52	the	the	DT
cord-232238-aicird98	196	53	entire	entire	JJ
cord-232238-aicird98	196	54	financial	financial	JJ
cord-232238-aicird98	196	55	system	system	NN
cord-232238-aicird98	196	56	,	,	,
cord-232238-aicird98	196	57	so	so	CC
cord-232238-aicird98	196	58	no	no	DT
cord-232238-aicird98	196	59	credit	credit	NN
cord-232238-aicird98	196	60	would	would	MD
cord-232238-aicird98	196	61	be	be	VB
cord-232238-aicird98	196	62	possible	possible	JJ
cord-232238-aicird98	196	63	.	.	.
cord-232238-aicird98	197	1	This	this	DT
cord-232238-aicird98	197	2	is	be	VBZ
cord-232238-aicird98	197	3	a	a	DT
cord-232238-aicird98	197	4	violation	violation	NN
cord-232238-aicird98	197	5	of	of	IN
cord-232238-aicird98	197	6	Kant	Kant	NNP
cord-232238-aicird98	197	7	's	's	POS
cord-232238-aicird98	197	8	categorical	categorical	JJ
cord-232238-aicird98	197	9	imperative	imperative	NN
cord-232238-aicird98	197	10	[	[	-LRB-
cord-232238-aicird98	197	11	34	34	CD
cord-232238-aicird98	197	12	]	]	-RRB-
cord-232238-aicird98	197	13	.	.	.
cord-232238-aicird98	198	1	Interestingly	interestingly	RB
cord-232238-aicird98	198	2	,	,	,
cord-232238-aicird98	198	3	violating	violate	VBG
cord-232238-aicird98	198	4	counterfactual	counterfactual	JJ
cord-232238-aicird98	198	5	commitments	commitment	NNS
cord-232238-aicird98	198	6	also	also	RB
cord-232238-aicird98	198	7	violates	violate	VBZ
cord-232238-aicird98	198	8	a	a	DT
cord-232238-aicird98	198	9	common	common	JJ
cord-232238-aicird98	198	10	-	-	HYPH
cord-232238-aicird98	198	11	sense	sense	NN
cord-232238-aicird98	198	12	deontological	deontological	JJ
cord-232238-aicird98	198	13	rule	rule	NN
cord-232238-aicird98	198	14	against	against	IN
cord-232238-aicird98	198	15	breaking	break	VBG
cord-232238-aicird98	198	16	promises	promise	NNS
cord-232238-aicird98	198	17	(	(	-LRB-
cord-232238-aicird98	198	18	which	which	WDT
cord-232238-aicird98	198	19	also	also	RB
cord-232238-aicird98	198	20	violates	violate	VBZ
cord-232238-aicird98	198	21	Kant	Kant	NNP
cord-232238-aicird98	198	22	's	's	POS
cord-232238-aicird98	198	23	categorical	categorical	JJ
cord-232238-aicird98	198	24	imperative	imperative	NN
cord-232238-aicird98	198	25	)	)	-RRB-
cord-232238-aicird98	198	26	.	.	.
cord-232238-aicird98	199	1	In	in	IN
cord-232238-aicird98	199	2	summary	summary	NN
cord-232238-aicird98	199	3	,	,	,
cord-232238-aicird98	199	4	stating	state	VBG
cord-232238-aicird98	199	5	clearly	clearly	RB
cord-232238-aicird98	199	6	that	that	IN
cord-232238-aicird98	199	7	counterfactual	counterfactual	JJ
cord-232238-aicird98	199	8	commitments	commitment	NNS
cord-232238-aicird98	199	9	are	be	VBP
cord-232238-aicird98	199	10	only	only	RB
cord-232238-aicird98	199	11	valid	valid	JJ
cord-232238-aicird98	199	12	within	within	IN
cord-232238-aicird98	199	13	situational	situational	JJ
cord-232238-aicird98	199	14	constraints	constraint	NNS
cord-232238-aicird98	199	15	becomes	become	VBZ
cord-232238-aicird98	199	16	a	a	DT
cord-232238-aicird98	199	17	viable	viable	JJ
cord-232238-aicird98	199	18	alternative	alternative	NN
cord-232238-aicird98	199	19	to	to	IN
cord-232238-aicird98	199	20	the	the	DT
cord-232238-aicird98	199	21	following	follow	VBG
cord-232238-aicird98	199	22	ethically	ethically	RB
cord-232238-aicird98	199	23	permissible	permissible	JJ
cord-232238-aicird98	199	24	,	,	,
cord-232238-aicird98	199	25	although	although	IN
cord-232238-aicird98	199	26	limiting	limit	VBG
cord-232238-aicird98	199	27	,	,	,
cord-232238-aicird98	199	28	options	option	NNS
cord-232238-aicird98	199	29	:	:	:
cord-232238-aicird98	199	30	a	a	LS
cord-232238-aicird98	199	31	)	)	-RRB-
cord-232238-aicird98	199	32	avoiding	avoid	VBG
cord-232238-aicird98	199	33	the	the	DT
cord-232238-aicird98	199	34	provision	provision	NN
cord-232238-aicird98	199	35	of	of	IN
cord-232238-aicird98	199	36	counterfactual	counterfactual	JJ
cord-232238-aicird98	199	37	explanations	explanation	NNS
cord-232238-aicird98	199	38	altogether	altogether	RB
cord-232238-aicird98	199	39	,	,	,
cord-232238-aicird98	199	40	or	or	CC
cord-232238-aicird98	199	41	b	b	LS
cord-232238-aicird98	199	42	)	)	-RRB-
cord-232238-aicird98	199	43	avoiding	avoid	VBG
cord-232238-aicird98	199	44	the	the	DT
cord-232238-aicird98	199	45	interpretation	interpretation	NN
cord-232238-aicird98	199	46	of	of	IN
cord-232238-aicird98	199	47	counterfactual	counterfactual	JJ
cord-232238-aicird98	199	48	explanations	explanation	NNS
cord-232238-aicird98	199	49	as	as	IN
cord-232238-aicird98	199	50	implicit	implicit	JJ
cord-232238-aicird98	199	51	promises	promise	NNS
cord-232238-aicird98	199	52	on	on	IN
cord-232238-aicird98	199	53	the	the	DT
cord-232238-aicird98	199	54	recipient	recipient	NN
cord-232238-aicird98	199	55	's	's	POS
cord-232238-aicird98	199	56	end	end	NN
cord-232238-aicird98	199	57	.	.	.
cord-232238-aicird98	200	1	As	as	IN
cord-232238-aicird98	200	2	pointed	point	VBN
cord-232238-aicird98	200	3	out	out	RP
cord-232238-aicird98	200	4	in	in	IN
cord-232238-aicird98	200	5	Section	section	NN
cord-232238-aicird98	200	6	3	3	CD
cord-232238-aicird98	200	7	,	,	,
cord-232238-aicird98	200	8	the	the	DT
cord-232238-aicird98	200	9	proposal	proposal	NN
cord-232238-aicird98	200	10	of	of	IN
cord-232238-aicird98	200	11	considering	consider	VBG
cord-232238-aicird98	200	12	past	past	JJ
cord-232238-aicird98	200	13	counterfactual	counterfactual	JJ
cord-232238-aicird98	200	14	scenarios	scenario	NNS
cord-232238-aicird98	200	15	during	during	IN
cord-232238-aicird98	200	16	the	the	DT
cord-232238-aicird98	200	17	retraining	retraining	NN
cord-232238-aicird98	200	18	of	of	IN
cord-232238-aicird98	200	19	machine	machine	NN
cord-232238-aicird98	200	20	learning	learning	NN
cord-232238-aicird98	200	21	models	model	NNS
cord-232238-aicird98	200	22	will	will	MD
cord-232238-aicird98	200	23	typically	typically	RB
cord-232238-aicird98	200	24	not	not	RB
cord-232238-aicird98	200	25	lead	lead	VB
cord-232238-aicird98	200	26	to	to	IN
cord-232238-aicird98	200	27	the	the	DT
cord-232238-aicird98	200	28	fulfillment	fulfillment	NN
cord-232238-aicird98	200	29	of	of	IN
cord-232238-aicird98	200	30	all	all	DT
cord-232238-aicird98	200	31	past	past	JJ
cord-232238-aicird98	200	32	counterfactual	counterfactual	JJ
cord-232238-aicird98	200	33	commitments	commitment	NNS
cord-232238-aicird98	200	34	.	.	.
cord-232238-aicird98	201	1	In	in	IN
cord-232238-aicird98	201	2	fact	fact	NN
cord-232238-aicird98	201	3	,	,	,
cord-232238-aicird98	201	4	as	as	IN
cord-232238-aicird98	201	5	a	a	DT
cord-232238-aicird98	201	6	result	result	NN
cord-232238-aicird98	201	7	of	of	IN
cord-232238-aicird98	201	8	the	the	DT
cord-232238-aicird98	201	9	use	use	NN
cord-232238-aicird98	201	10	of	of	IN
cord-232238-aicird98	201	11	counterfactual	counterfactual	JJ
cord-232238-aicird98	201	12	scenarios	scenario	NNS
cord-232238-aicird98	201	13	during	during	IN
cord-232238-aicird98	201	14	retraining	retrain	VBG
cord-232238-aicird98	201	15	,	,	,
cord-232238-aicird98	201	16	the	the	DT
cord-232238-aicird98	201	17	corresponding	correspond	VBG
cord-232238-aicird98	201	18	counterfactual	counterfactual	JJ
cord-232238-aicird98	201	19	commitments	commitment	NNS
cord-232238-aicird98	201	20	are	be	VBP
cord-232238-aicird98	201	21	endowed	endow	VBN
cord-232238-aicird98	201	22	with	with	IN
cord-232238-aicird98	201	23	degrees	degree	NNS
cord-232238-aicird98	201	24	of	of	IN
cord-232238-aicird98	201	25	certainty	certainty	NN
cord-232238-aicird98	201	26	(	(	-LRB-
cord-232238-aicird98	201	27	see	see	VB
cord-232238-aicird98	201	28	Section	section	NN
cord-232238-aicird98	201	29	3	3	CD
cord-232238-aicird98	201	30	)	)	-RRB-
cord-232238-aicird98	201	31	.	.	.
cord-232238-aicird98	202	1	This	this	DT
cord-232238-aicird98	202	2	said	say	VBD
cord-232238-aicird98	202	3	,	,	,
cord-232238-aicird98	202	4	in	in	IN
cord-232238-aicird98	202	5	the	the	DT
cord-232238-aicird98	202	6	probabilistic	probabilistic	JJ
cord-232238-aicird98	202	7	approach	approach	NN
cord-232238-aicird98	202	8	an	an	DT
cord-232238-aicird98	202	9	institution	institution	NN
cord-232238-aicird98	202	10	may	may	MD
cord-232238-aicird98	202	11	decide	decide	VB
cord-232238-aicird98	202	12	to	to	TO
cord-232238-aicird98	202	13	guarantee	guarantee	VB
cord-232238-aicird98	202	14	that	that	IN
cord-232238-aicird98	202	15	a	a	DT
cord-232238-aicird98	202	16	subset	subset	NN
cord-232238-aicird98	202	17	of	of	IN
cord-232238-aicird98	202	18	counterfactual	counterfactual	JJ
cord-232238-aicird98	202	19	explanations	explanation	NNS
cord-232238-aicird98	202	20	and	and	CC
cord-232238-aicird98	202	21	subsequent	subsequent	JJ
cord-232238-aicird98	202	22	commitments	commitment	NNS
cord-232238-aicird98	202	23	made	make	VBN
cord-232238-aicird98	202	24	at	at	IN
cord-232238-aicird98	202	25	time	time	NN
cord-232238-aicird98	202	26	0	0	CD
cord-232238-aicird98	202	27	will	will	MD
cord-232238-aicird98	202	28	hold	hold	VB
cord-232238-aicird98	202	29	at	at	IN
cord-232238-aicird98	202	30	time	time	NN
cord-232238-aicird98	202	31	1	1	CD
cord-232238-aicird98	202	32	>	>	SYM
cord-232238-aicird98	202	33	0	0	CD
cord-232238-aicird98	202	34	,	,	,
cord-232238-aicird98	202	35	based	base	VBN
cord-232238-aicird98	202	36	on	on	IN
cord-232238-aicird98	202	37	statistical	statistical	JJ
cord-232238-aicird98	202	38	reasoning	reasoning	NN
cord-232238-aicird98	202	39	.	.	.
cord-232238-aicird98	203	1	For	for	IN
cord-232238-aicird98	203	2	example	example	NN
cord-232238-aicird98	203	3	,	,	,
cord-232238-aicird98	203	4	a	a	DT
cord-232238-aicird98	203	5	bank	bank	NN
cord-232238-aicird98	203	6	could	could	MD
cord-232238-aicird98	203	7	guarantee	guarantee	VB
cord-232238-aicird98	203	8	only	only	RB
cord-232238-aicird98	203	9	those	those	DT
cord-232238-aicird98	203	10	commitments	commitment	NNS
cord-232238-aicird98	203	11	with	with	IN
cord-232238-aicird98	203	12	a	a	DT
cord-232238-aicird98	203	13	degree	degree	NN
cord-232238-aicird98	203	14	of	of	IN
cord-232238-aicird98	203	15	certainty	certainty	NN
cord-232238-aicird98	203	16	greater	great	JJR
cord-232238-aicird98	203	17	than	than	IN
cord-232238-aicird98	203	18	a	a	DT
cord-232238-aicird98	203	19	given	give	VBN
cord-232238-aicird98	203	20	threshold	threshold	NN
cord-232238-aicird98	203	21	.	.	.
cord-232238-aicird98	204	1	As	as	IN
cord-232238-aicird98	204	2	noted	note	VBN
cord-232238-aicird98	204	3	in	in	IN
cord-232238-aicird98	204	4	Section	section	NN
cord-232238-aicird98	204	5	3	3	CD
cord-232238-aicird98	204	6	,	,	,
cord-232238-aicird98	204	7	the	the	DT
cord-232238-aicird98	204	8	degree	degree	NN
cord-232238-aicird98	204	9	of	of	IN
cord-232238-aicird98	204	10	certainty	certainty	NN
cord-232238-aicird98	204	11	of	of	IN
cord-232238-aicird98	204	12	counterfactual	counterfactual	JJ
cord-232238-aicird98	204	13	scenarios	scenario	NNS
cord-232238-aicird98	204	14	is	be	VBZ
cord-232238-aicird98	204	15	computed	compute	VBN
cord-232238-aicird98	204	16	as	as	IN
cord-232238-aicird98	204	17	result	result	NN
cord-232238-aicird98	204	18	of	of	IN
cord-232238-aicird98	204	19	the	the	DT
cord-232238-aicird98	204	20	machine	machine	NN
cord-232238-aicird98	204	21	learning	learning	NN
cord-232238-aicird98	204	22	model	model	NN
cord-232238-aicird98	204	23	retraining	retraining	NN
cord-232238-aicird98	204	24	,	,	,
cord-232238-aicird98	204	25	i.e.	i.e.	FW
cord-232238-aicird98	204	26	,	,	,
cord-232238-aicird98	204	27	only	only	RB
cord-232238-aicird98	204	28	after	after	IN
cord-232238-aicird98	204	29	the	the	DT
cord-232238-aicird98	204	30	generation	generation	NN
cord-232238-aicird98	204	31	of	of	IN
cord-232238-aicird98	204	32	the	the	DT
cord-232238-aicird98	204	33	corresponding	corresponding	JJ
cord-232238-aicird98	204	34	counterfactual	counterfactual	JJ
cord-232238-aicird98	204	35	explanation	explanation	NN
cord-232238-aicird98	204	36	(	(	-LRB-
cord-232238-aicird98	204	37	at	at	IN
cord-232238-aicird98	204	38	time	time	NN
cord-232238-aicird98	204	39	0	0	CD
cord-232238-aicird98	204	40	)	)	-RRB-
cord-232238-aicird98	204	41	.	.	.
cord-232238-aicird98	205	1	Therefore	therefore	RB
cord-232238-aicird98	205	2	,	,	,
cord-232238-aicird98	205	3	it	-PRON-	PRP
cord-232238-aicird98	205	4	can	can	MD
cord-232238-aicird98	205	5	not	not	RB
cord-232238-aicird98	205	6	be	be	VB
cord-232238-aicird98	205	7	considered	consider	VBN
cord-232238-aicird98	205	8	as	as	IN
cord-232238-aicird98	205	9	a	a	DT
cord-232238-aicird98	205	10	clause	clause	NN
cord-232238-aicird98	205	11	of	of	IN
cord-232238-aicird98	205	12	validity	validity	NN
cord-232238-aicird98	205	13	for	for	IN
cord-232238-aicird98	205	14	the	the	DT
cord-232238-aicird98	205	15	commitment	commitment	NN
cord-232238-aicird98	205	16	at	at	IN
cord-232238-aicird98	205	17	0	0	CD
cord-232238-aicird98	205	18	.	.	.
cord-232238-aicird98	206	1	On	on	IN
cord-232238-aicird98	206	2	the	the	DT
cord-232238-aicird98	206	3	other	other	JJ
cord-232238-aicird98	206	4	hand	hand	NN
cord-232238-aicird98	206	5	,	,	,
cord-232238-aicird98	206	6	the	the	DT
cord-232238-aicird98	206	7	same	same	JJ
cord-232238-aicird98	206	8	bank	bank	NN
cord-232238-aicird98	206	9	may	may	MD
cord-232238-aicird98	206	10	decide	decide	VB
cord-232238-aicird98	206	11	to	to	TO
cord-232238-aicird98	206	12	guarantee	guarantee	VB
cord-232238-aicird98	206	13	only	only	RB
cord-232238-aicird98	206	14	a	a	DT
cord-232238-aicird98	206	15	fixed	fix	VBN
cord-232238-aicird98	206	16	percentage	percentage	NN
cord-232238-aicird98	206	17	of	of	IN
cord-232238-aicird98	206	18	a	a	DT
cord-232238-aicird98	206	19	given	give	VBN
cord-232238-aicird98	206	20	type	type	NN
cord-232238-aicird98	206	21	of	of	IN
cord-232238-aicird98	206	22	commitment	commitment	NN
cord-232238-aicird98	206	23	(	(	-LRB-
cord-232238-aicird98	206	24	e.g.	e.g.	RB
cord-232238-aicird98	206	25	,	,	,
cord-232238-aicird98	206	26	those	those	DT
cord-232238-aicird98	206	27	involving	involve	VBG
cord-232238-aicird98	206	28	the	the	DT
cord-232238-aicird98	206	29	increase	increase	NN
cord-232238-aicird98	206	30	of	of	IN
cord-232238-aicird98	206	31	annual	annual	JJ
cord-232238-aicird98	206	32	income	income	NN
cord-232238-aicird98	206	33	)	)	-RRB-
cord-232238-aicird98	206	34	,	,	,
cord-232238-aicird98	206	35	based	base	VBN
cord-232238-aicird98	206	36	on	on	IN
cord-232238-aicird98	206	37	the	the	DT
cord-232238-aicird98	206	38	statistical	statistical	JJ
cord-232238-aicird98	206	39	analysis	analysis	NN
cord-232238-aicird98	206	40	of	of	IN
cord-232238-aicird98	206	41	histories	history	NNS
cord-232238-aicird98	206	42	of	of	IN
cord-232238-aicird98	206	43	past	past	JJ
cord-232238-aicird98	206	44	ones	one	NNS
cord-232238-aicird98	206	45	.	.	.
cord-232238-aicird98	207	1	However	however	RB
cord-232238-aicird98	207	2	,	,	,
cord-232238-aicird98	207	3	in	in	IN
cord-232238-aicird98	207	4	general	general	JJ
cord-232238-aicird98	207	5	,	,	,
cord-232238-aicird98	207	6	institutions	institution	NNS
cord-232238-aicird98	207	7	will	will	MD
cord-232238-aicird98	207	8	not	not	RB
cord-232238-aicird98	207	9	be	be	VB
cord-232238-aicird98	207	10	able	able	JJ
cord-232238-aicird98	207	11	to	to	TO
cord-232238-aicird98	207	12	tell	tell	VB
cord-232238-aicird98	207	13	,	,	,
cord-232238-aicird98	207	14	for	for	IN
cord-232238-aicird98	207	15	a	a	DT
cord-232238-aicird98	207	16	specific	specific	JJ
cord-232238-aicird98	207	17	client	client	NN
cord-232238-aicird98	207	18	,	,	,
cord-232238-aicird98	207	19	whether	whether	IN
cord-232238-aicird98	207	20	his	-PRON-	PRP$
cord-232238-aicird98	207	21	or	or	CC
cord-232238-aicird98	207	22	her	-PRON-	PRP$
cord-232238-aicird98	207	23	specific	specific	JJ
cord-232238-aicird98	207	24	counterfactual	counterfactual	JJ
cord-232238-aicird98	207	25	commitment	commitment	NN
cord-232238-aicird98	207	26	will	will	MD
cord-232238-aicird98	207	27	be	be	VB
cord-232238-aicird98	207	28	maintained	maintain	VBN
cord-232238-aicird98	207	29	.	.	.
cord-232238-aicird98	208	1	Even	even	RB
cord-232238-aicird98	208	2	if	if	IN
cord-232238-aicird98	208	3	a	a	DT
cord-232238-aicird98	208	4	company	company	NN
cord-232238-aicird98	208	5	relies	rely	VBZ
cord-232238-aicird98	208	6	on	on	IN
cord-232238-aicird98	208	7	a	a	DT
cord-232238-aicird98	208	8	public	public	NN
cord-232238-aicird98	208	9	(	(	-LRB-
cord-232238-aicird98	208	10	or	or	CC
cord-232238-aicird98	208	11	independently	independently	RB
cord-232238-aicird98	208	12	auditable	auditable	JJ
cord-232238-aicird98	208	13	)	)	-RRB-
cord-232238-aicird98	208	14	,	,	,
cord-232238-aicird98	208	15	systematic	systematic	JJ
cord-232238-aicird98	208	16	,	,	,
cord-232238-aicird98	208	17	non	non	JJ
cord-232238-aicird98	208	18	-	-	JJ
cord-232238-aicird98	208	19	morally	morally	RB
cord-232238-aicird98	208	20	arbitrary	arbitrary	JJ
cord-232238-aicird98	208	21	way	way	NN
cord-232238-aicird98	208	22	to	to	TO
cord-232238-aicird98	208	23	select	select	VB
cord-232238-aicird98	208	24	the	the	DT
cord-232238-aicird98	208	25	claims	claim	NNS
cord-232238-aicird98	208	26	to	to	TO
cord-232238-aicird98	208	27	be	be	VB
cord-232238-aicird98	208	28	fulfilled	fulfil	VBN
cord-232238-aicird98	208	29	in	in	IN
cord-232238-aicird98	208	30	altered	altered	JJ
cord-232238-aicird98	208	31	circumstances	circumstance	NNS
cord-232238-aicird98	208	32	,	,	,
cord-232238-aicird98	208	33	there	there	EX
cord-232238-aicird98	208	34	may	may	MD
cord-232238-aicird98	208	35	be	be	VB
cord-232238-aicird98	208	36	no	no	DT
cord-232238-aicird98	208	37	way	way	NN
cord-232238-aicird98	208	38	to	to	TO
cord-232238-aicird98	208	39	know	know	VB
cord-232238-aicird98	208	40	in	in	IN
cord-232238-aicird98	208	41	advance	advance	NN
cord-232238-aicird98	208	42	which	which	WDT
cord-232238-aicird98	208	43	claims	claim	VBZ
cord-232238-aicird98	208	44	fulfill	fulfill	VBP
cord-232238-aicird98	208	45	those	those	DT
cord-232238-aicird98	208	46	conditions	condition	NNS
cord-232238-aicird98	208	47	.	.	.
cord-232238-aicird98	209	1	For	for	IN
cord-232238-aicird98	209	2	different	different	JJ
cord-232238-aicird98	209	3	commitments	commitment	NNS
cord-232238-aicird98	209	4	may	may	MD
cord-232238-aicird98	209	5	be	be	VB
cord-232238-aicird98	209	6	unequally	unequally	RB
cord-232238-aicird98	209	7	hard	hard	JJ
cord-232238-aicird98	209	8	to	to	TO
cord-232238-aicird98	209	9	satisfy	satisfy	VB
cord-232238-aicird98	209	10	in	in	IN
cord-232238-aicird98	209	11	different	different	JJ
cord-232238-aicird98	209	12	circumstances	circumstance	NNS
cord-232238-aicird98	209	13	,	,	,
cord-232238-aicird98	209	14	and	and	CC
cord-232238-aicird98	209	15	,	,	,
cord-232238-aicird98	209	16	at	at	IN
cord-232238-aicird98	209	17	the	the	DT
cord-232238-aicird98	209	18	time	time	NN
cord-232238-aicird98	209	19	in	in	IN
cord-232238-aicird98	209	20	which	which	WDT
cord-232238-aicird98	209	21	counterfactual	counterfactual	JJ
cord-232238-aicird98	209	22	explanations	explanation	NNS
cord-232238-aicird98	209	23	are	be	VBP
cord-232238-aicird98	209	24	given	give	VBN
cord-232238-aicird98	209	25	,	,	,
cord-232238-aicird98	209	26	it	-PRON-	PRP
cord-232238-aicird98	209	27	will	will	MD
cord-232238-aicird98	209	28	not	not	RB
cord-232238-aicird98	209	29	be	be	VB
cord-232238-aicird98	209	30	known	know	VBN
cord-232238-aicird98	209	31	in	in	IN
cord-232238-aicird98	209	32	advance	advance	NN
cord-232238-aicird98	209	33	what	what	WP
cord-232238-aicird98	209	34	are	be	VBP
cord-232238-aicird98	209	35	the	the	DT
cord-232238-aicird98	209	36	low	low	JJ
cord-232238-aicird98	209	37	probability	probability	NN
cord-232238-aicird98	209	38	circumstances	circumstance	NNS
cord-232238-aicird98	209	39	that	that	WDT
cord-232238-aicird98	209	40	will	will	MD
cord-232238-aicird98	209	41	occur	occur	VB
cord-232238-aicird98	209	42	and	and	CC
cord-232238-aicird98	209	43	call	call	VB
cord-232238-aicird98	209	44	for	for	IN
cord-232238-aicird98	209	45	a	a	DT
cord-232238-aicird98	209	46	revision	revision	NN
cord-232238-aicird98	209	47	of	of	IN
cord-232238-aicird98	209	48	the	the	DT
cord-232238-aicird98	209	49	promises	promise	NNS
cord-232238-aicird98	209	50	made	make	VBN
cord-232238-aicird98	209	51	.	.	.
cord-232238-aicird98	210	1	In	in	IN
cord-232238-aicird98	210	2	other	other	JJ
cord-232238-aicird98	210	3	words	word	NNS
cord-232238-aicird98	210	4	,	,	,
cord-232238-aicird98	210	5	at	at	IN
cord-232238-aicird98	210	6	0	0	CD
cord-232238-aicird98	210	7	one	one	CD
cord-232238-aicird98	210	8	may	may	MD
cord-232238-aicird98	210	9	argue	argue	VB
cord-232238-aicird98	210	10	that	that	IN
cord-232238-aicird98	210	11	A	A	NNP
cord-232238-aicird98	210	12	's	's	POS
cord-232238-aicird98	210	13	counterfactual	counterfactual	JJ
cord-232238-aicird98	210	14	commitment	commitment	NN
cord-232238-aicird98	210	15	could	could	MD
cord-232238-aicird98	210	16	be	be	VB
cord-232238-aicird98	210	17	easier	easy	JJR
cord-232238-aicird98	210	18	to	to	TO
cord-232238-aicird98	210	19	satisfy	satisfy	VB
cord-232238-aicird98	210	20	than	than	IN
cord-232238-aicird98	210	21	B	B	NNP
cord-232238-aicird98	210	22	's	's	POS
cord-232238-aicird98	210	23	.	.	.
cord-232238-aicird98	211	1	However	however	RB
cord-232238-aicird98	211	2	,	,	,
cord-232238-aicird98	211	3	at	at	IN
cord-232238-aicird98	211	4	1	1	CD
cord-232238-aicird98	211	5	>	>	XX
cord-232238-aicird98	211	6	0	0	NFP
cord-232238-aicird98	211	7	the	the	DT
cord-232238-aicird98	211	8	reverse	reverse	NN
cord-232238-aicird98	211	9	may	may	MD
cord-232238-aicird98	211	10	be	be	VB
cord-232238-aicird98	211	11	true	true	JJ
cord-232238-aicird98	211	12	.	.	.
cord-232238-aicird98	212	1	12	12	CD
cord-232238-aicird98	213	1	If	if	IN
cord-232238-aicird98	213	2	the	the	DT
cord-232238-aicird98	213	3	probabilistic	probabilistic	JJ
cord-232238-aicird98	213	4	approach	approach	NN
cord-232238-aicird98	213	5	has	have	VBZ
cord-232238-aicird98	213	6	to	to	TO
cord-232238-aicird98	213	7	be	be	VB
cord-232238-aicird98	213	8	trustworthy	trustworthy	JJ
cord-232238-aicird98	213	9	,	,	,
cord-232238-aicird98	213	10	it	-PRON-	PRP
cord-232238-aicird98	213	11	must	must	MD
cord-232238-aicird98	213	12	rely	rely	VB
cord-232238-aicird98	213	13	on	on	IN
cord-232238-aicird98	213	14	a	a	DT
cord-232238-aicird98	213	15	public	public	NN
cord-232238-aicird98	213	16	(	(	-LRB-
cord-232238-aicird98	213	17	or	or	CC
cord-232238-aicird98	213	18	independently	independently	RB
cord-232238-aicird98	213	19	auditable	auditable	JJ
cord-232238-aicird98	213	20	)	)	-RRB-
cord-232238-aicird98	213	21	,	,	,
cord-232238-aicird98	213	22	systematic	systematic	JJ
cord-232238-aicird98	213	23	,	,	,
cord-232238-aicird98	213	24	non	non	JJ
cord-232238-aicird98	213	25	-	-	JJ
cord-232238-aicird98	213	26	morally	morally	RB
cord-232238-aicird98	213	27	arbitrary	arbitrary	JJ
cord-232238-aicird98	213	28	way	way	NN
cord-232238-aicird98	213	29	of	of	IN
cord-232238-aicird98	213	30	selecting	select	VBG
cord-232238-aicird98	213	31	the	the	DT
cord-232238-aicird98	213	32	counterfactual	counterfactual	JJ
cord-232238-aicird98	213	33	commitments	commitment	NNS
cord-232238-aicird98	213	34	to	to	TO
cord-232238-aicird98	213	35	be	be	VB
cord-232238-aicird98	213	36	discarded	discard	VBN
cord-232238-aicird98	213	37	vs.	vs.	IN
cord-232238-aicird98	213	38	those	those	DT
cord-232238-aicird98	213	39	to	to	TO
cord-232238-aicird98	213	40	be	be	VB
cord-232238-aicird98	213	41	maintained	maintain	VBN
cord-232238-aicird98	213	42	using	use	VBG
cord-232238-aicird98	213	43	statistical	statistical	JJ
cord-232238-aicird98	213	44	reasoning	reasoning	NN
cord-232238-aicird98	213	45	.	.	.
cord-232238-aicird98	214	1	The	the	DT
cord-232238-aicird98	214	2	advantage	advantage	NN
cord-232238-aicird98	214	3	of	of	IN
cord-232238-aicird98	214	4	this	this	DT
cord-232238-aicird98	214	5	strategy	strategy	NN
cord-232238-aicird98	214	6	is	be	VBZ
cord-232238-aicird98	214	7	that	that	IN
cord-232238-aicird98	214	8	it	-PRON-	PRP
cord-232238-aicird98	214	9	can	can	MD
cord-232238-aicird98	214	10	help	help	VB
cord-232238-aicird98	214	11	the	the	DT
cord-232238-aicird98	214	12	institution	institution	NN
cord-232238-aicird98	214	13	providing	provide	VBG
cord-232238-aicird98	214	14	these	these	DT
cord-232238-aicird98	214	15	commitments	commitment	NNS
cord-232238-aicird98	214	16	to	to	TO
cord-232238-aicird98	214	17	find	find	VB
cord-232238-aicird98	214	18	the	the	DT
cord-232238-aicird98	214	19	optimal	optimal	JJ
cord-232238-aicird98	214	20	balance	balance	NN
cord-232238-aicird98	214	21	between	between	IN
cord-232238-aicird98	214	22	two	two	CD
cord-232238-aicird98	214	23	conflicting	conflict	VBG
cord-232238-aicird98	214	24	prima	prima	FW
cord-232238-aicird98	214	25	facie	facie	JJ
cord-232238-aicird98	214	26	moral	moral	JJ
cord-232238-aicird98	214	27	obligations	obligation	NNS
cord-232238-aicird98	214	28	:	:	:
cord-232238-aicird98	214	29	a	a	LS
cord-232238-aicird98	214	30	)	)	-RRB-
cord-232238-aicird98	214	31	to	to	TO
cord-232238-aicird98	214	32	fulfill	fulfill	VB
cord-232238-aicird98	214	33	the	the	DT
cord-232238-aicird98	214	34	expectation	expectation	NN
cord-232238-aicird98	214	35	of	of	IN
cord-232238-aicird98	214	36	the	the	DT
cord-232238-aicird98	214	37	counterfactual	counterfactual	JJ
cord-232238-aicird98	214	38	commitment	commitment	NN
cord-232238-aicird98	214	39	,	,	,
cord-232238-aicird98	214	40	and	and	CC
cord-232238-aicird98	214	41	b	b	LS
cord-232238-aicird98	214	42	)	)	-RRB-
cord-232238-aicird98	214	43	to	to	TO
cord-232238-aicird98	214	44	enable	enable	VB
cord-232238-aicird98	214	45	mutually	mutually	RB
cord-232238-aicird98	214	46	beneficial	beneficial	JJ
cord-232238-aicird98	214	47	and	and	CC
cord-232238-aicird98	214	48	socially	socially	RB
cord-232238-aicird98	214	49	advantageous	advantageous	JJ
cord-232238-aicird98	214	50	economic	economic	JJ
cord-232238-aicird98	214	51	transactions	transaction	NNS
cord-232238-aicird98	214	52	that	that	WDT
cord-232238-aicird98	214	53	require	require	VBP
cord-232238-aicird98	214	54	violating	violate	VBG
cord-232238-aicird98	214	55	past	past	JJ
cord-232238-aicird98	214	56	commitments	commitment	NNS
cord-232238-aicird98	214	57	.	.	.
cord-232238-aicird98	215	1	The	the	DT
cord-232238-aicird98	215	2	probabilistic	probabilistic	JJ
cord-232238-aicird98	215	3	strategy	strategy	NN
cord-232238-aicird98	215	4	provides	provide	VBZ
cord-232238-aicird98	215	5	a	a	DT
cord-232238-aicird98	215	6	"	"	``
cord-232238-aicird98	215	7	grey	grey	JJ
cord-232238-aicird98	215	8	option	option	NN
cord-232238-aicird98	215	9	"	"	''
cord-232238-aicird98	215	10	alternative	alternative	JJ
cord-232238-aicird98	215	11	to	to	IN
cord-232238-aicird98	215	12	the	the	DT
cord-232238-aicird98	215	13	option	option	NN
cord-232238-aicird98	215	14	of	of	IN
cord-232238-aicird98	215	15	being	be	VBG
cord-232238-aicird98	215	16	trustworthy	trustworthy	JJ
cord-232238-aicird98	215	17	but	but	CC
cord-232238-aicird98	215	18	risking	risk	VBG
cord-232238-aicird98	215	19	institutional	institutional	JJ
cord-232238-aicird98	215	20	collapse	collapse	NN
cord-232238-aicird98	215	21	(	(	-LRB-
cord-232238-aicird98	215	22	e.g.	e.g.	RB
cord-232238-aicird98	215	23	,	,	,
cord-232238-aicird98	215	24	bankruptcy	bankruptcy	NN
cord-232238-aicird98	215	25	)	)	-RRB-
cord-232238-aicird98	215	26	,	,	,
cord-232238-aicird98	215	27	and	and	CC
cord-232238-aicird98	215	28	the	the	DT
cord-232238-aicird98	215	29	option	option	NN
cord-232238-aicird98	215	30	of	of	IN
cord-232238-aicird98	215	31	violating	violate	VBG
cord-232238-aicird98	215	32	past	past	JJ
cord-232238-aicird98	215	33	commitments	commitment	NNS
cord-232238-aicird98	215	34	and	and	CC
cord-232238-aicird98	215	35	doing	do	VBG
cord-232238-aicird98	215	36	simply	simply	RB
cord-232238-aicird98	215	37	what	what	WP
cord-232238-aicird98	215	38	one	one	NN
cord-232238-aicird98	215	39	has	have	VBZ
cord-232238-aicird98	215	40	most	most	JJS
cord-232238-aicird98	215	41	reason	reason	NN
cord-232238-aicird98	215	42	to	to	TO
cord-232238-aicird98	215	43	do	do	VB
cord-232238-aicird98	215	44	,	,	,
cord-232238-aicird98	215	45	given	give	VBN
cord-232238-aicird98	215	46	future	future	JJ
cord-232238-aicird98	215	47	prospects	prospect	NNS
cord-232238-aicird98	215	48	and	and	CC
cord-232238-aicird98	215	49	ignoring	ignore	VBG
cord-232238-aicird98	215	50	the	the	DT
cord-232238-aicird98	215	51	history	history	NN
cord-232238-aicird98	215	52	of	of	IN
cord-232238-aicird98	215	53	the	the	DT
cord-232238-aicird98	215	54	interaction	interaction	NN
cord-232238-aicird98	215	55	.	.	.
cord-232238-aicird98	216	1	The	the	DT
cord-232238-aicird98	216	2	grey	grey	JJ
cord-232238-aicird98	216	3	option	option	NN
cord-232238-aicird98	216	4	is	be	VBZ
cord-232238-aicird98	216	5	a	a	DT
cord-232238-aicird98	216	6	quantitative	quantitative	JJ
cord-232238-aicird98	216	7	constraint	constraint	NN
cord-232238-aicird98	216	8	on	on	IN
cord-232238-aicird98	216	9	the	the	DT
cord-232238-aicird98	216	10	breaking	breaking	NN
cord-232238-aicird98	216	11	of	of	IN
cord-232238-aicird98	216	12	promises	promise	NNS
cord-232238-aicird98	216	13	.	.	.
cord-232238-aicird98	217	1	It	-PRON-	PRP
cord-232238-aicird98	217	2	limits	limit	VBZ
cord-232238-aicird98	217	3	the	the	DT
cord-232238-aicird98	217	4	damage	damage	NN
cord-232238-aicird98	217	5	to	to	IN
cord-232238-aicird98	217	6	trustworthiness	trustworthiness	NN
cord-232238-aicird98	217	7	and	and	CC
cord-232238-aicird98	217	8	deontological	deontological	JJ
cord-232238-aicird98	217	9	morality	morality	NN
cord-232238-aicird98	217	10	,	,	,
cord-232238-aicird98	217	11	by	by	IN
cord-232238-aicird98	217	12	limiting	limit	VBG
cord-232238-aicird98	217	13	commitment	commitment	NN
cord-232238-aicird98	217	14	breaking	break	VBG
cord-232238-aicird98	217	15	to	to	IN
cord-232238-aicird98	217	16	a	a	DT
cord-232238-aicird98	217	17	given	give	VBN
cord-232238-aicird98	217	18	percentage	percentage	NN
cord-232238-aicird98	217	19	of	of	IN
cord-232238-aicird98	217	20	cases	case	NNS
cord-232238-aicird98	217	21	,	,	,
cord-232238-aicird98	217	22	which	which	WDT
cord-232238-aicird98	217	23	is	be	VBZ
cord-232238-aicird98	217	24	planned	plan	VBN
cord-232238-aicird98	217	25	,	,	,
cord-232238-aicird98	217	26	known	know	VBN
cord-232238-aicird98	217	27	in	in	IN
cord-232238-aicird98	217	28	advance	advance	NN
cord-232238-aicird98	217	29	,	,	,
cord-232238-aicird98	217	30	and	and	CC
cord-232238-aicird98	217	31	controlled	control	VBN
cord-232238-aicird98	217	32	by	by	IN
cord-232238-aicird98	217	33	the	the	DT
cord-232238-aicird98	217	34	decision	decision	NN
cord-232238-aicird98	217	35	maker	maker	NN
cord-232238-aicird98	217	36	.	.	.
cord-232238-aicird98	218	1	The	the	DT
cord-232238-aicird98	218	2	difference	difference	NN
cord-232238-aicird98	218	3	with	with	IN
cord-232238-aicird98	218	4	the	the	DT
cord-232238-aicird98	218	5	first	first	JJ
cord-232238-aicird98	218	6	strategy	strategy	NN
cord-232238-aicird98	218	7	is	be	VBZ
cord-232238-aicird98	218	8	that	that	IN
cord-232238-aicird98	218	9	,	,	,
cord-232238-aicird98	218	10	in	in	IN
cord-232238-aicird98	218	11	the	the	DT
cord-232238-aicird98	218	12	first	first	JJ
cord-232238-aicird98	218	13	,	,	,
cord-232238-aicird98	218	14	one	one	PRP
cord-232238-aicird98	218	15	refrains	refrain	VBZ
cord-232238-aicird98	218	16	from	from	IN
cord-232238-aicird98	218	17	the	the	DT
cord-232238-aicird98	218	18	commitment	commitment	NN
cord-232238-aicird98	218	19	altogether	altogether	RB
cord-232238-aicird98	218	20	,	,	,
cord-232238-aicird98	218	21	declaring	declare	VBG
cord-232238-aicird98	218	22	it	-PRON-	PRP
cord-232238-aicird98	218	23	is	be	VBZ
cord-232238-aicird98	218	24	not	not	RB
cord-232238-aicird98	218	25	valid	valid	JJ
cord-232238-aicird98	218	26	under	under	IN
cord-232238-aicird98	218	27	specific	specific	JJ
cord-232238-aicird98	218	28	circumstances	circumstance	NNS
cord-232238-aicird98	218	29	.	.	.
cord-232238-aicird98	219	1	Here	here	RB
cord-232238-aicird98	219	2	,	,	,
cord-232238-aicird98	219	3	instead	instead	RB
cord-232238-aicird98	219	4	,	,	,
cord-232238-aicird98	219	5	commitments	commitment	NNS
cord-232238-aicird98	219	6	are	be	VBP
cord-232238-aicird98	219	7	made	make	VBN
cord-232238-aicird98	219	8	and	and	CC
cord-232238-aicird98	219	9	then	then	RB
cord-232238-aicird98	219	10	(	(	-LRB-
cord-232238-aicird98	219	11	selectively	selectively	RB
cord-232238-aicird98	219	12	,	,	,
cord-232238-aicird98	219	13	and	and	CC
cord-232238-aicird98	219	14	partially	partially	RB
cord-232238-aicird98	219	15	)	)	-RRB-
cord-232238-aicird98	219	16	broken	break	VBN
cord-232238-aicird98	219	17	.	.	.
cord-232238-aicird98	220	1	The	the	DT
cord-232238-aicird98	220	2	expectations	expectation	NNS
cord-232238-aicird98	220	3	of	of	IN
cord-232238-aicird98	220	4	some	some	DT
cord-232238-aicird98	220	5	clients	client	NNS
cord-232238-aicird98	220	6	are	be	VBP
cord-232238-aicird98	220	7	upset	upset	JJ
cord-232238-aicird98	220	8	,	,	,
cord-232238-aicird98	220	9	because	because	IN
cord-232238-aicird98	220	10	these	these	DT
cord-232238-aicird98	220	11	clients	client	NNS
cord-232238-aicird98	220	12	could	could	MD
cord-232238-aicird98	220	13	not	not	RB
cord-232238-aicird98	220	14	know	know	VB
cord-232238-aicird98	220	15	that	that	IN
cord-232238-aicird98	220	16	their	-PRON-	PRP$
cord-232238-aicird98	220	17	counterfactuals	counterfactual	NNS
cord-232238-aicird98	220	18	would	would	MD
cord-232238-aicird98	220	19	no	no	RB
cord-232238-aicird98	220	20	longer	longer	RB
cord-232238-aicird98	220	21	be	be	VB
cord-232238-aicird98	220	22	valid	valid	JJ
cord-232238-aicird98	220	23	.	.	.
cord-232238-aicird98	221	1	But	but	CC
cord-232238-aicird98	221	2	the	the	DT
cord-232238-aicird98	221	3	damage	damage	NN
cord-232238-aicird98	221	4	is	be	VBZ
cord-232238-aicird98	221	5	limited	limit	VBN
cord-232238-aicird98	221	6	,	,	,
cord-232238-aicird98	221	7	because	because	IN
cord-232238-aicird98	221	8	only	only	RB
cord-232238-aicird98	221	9	a	a	DT
cord-232238-aicird98	221	10	limited	limited	JJ
cord-232238-aicird98	221	11	proportion	proportion	NN
cord-232238-aicird98	221	12	of	of	IN
cord-232238-aicird98	221	13	expectations	expectation	NNS
cord-232238-aicird98	221	14	is	be	VBZ
cord-232238-aicird98	221	15	violated	violate	VBN
cord-232238-aicird98	221	16	.	.	.
cord-232238-aicird98	222	1	Framed	frame	VBN
cord-232238-aicird98	222	2	in	in	IN
cord-232238-aicird98	222	3	this	this	DT
cord-232238-aicird98	222	4	way	way	NN
cord-232238-aicird98	222	5	,	,	,
cord-232238-aicird98	222	6	the	the	DT
cord-232238-aicird98	222	7	solution	solution	NN
cord-232238-aicird98	222	8	ignores	ignore	VBZ
cord-232238-aicird98	222	9	deontological	deontological	JJ
cord-232238-aicird98	222	10	morality	morality	NN
cord-232238-aicird98	222	11	altogether	altogether	RB
cord-232238-aicird98	222	12	.	.	.
cord-232238-aicird98	223	1	The	the	DT
cord-232238-aicird98	223	2	goal	goal	NN
cord-232238-aicird98	223	3	is	be	VBZ
cord-232238-aicird98	223	4	to	to	TO
cord-232238-aicird98	223	5	obtain	obtain	VB
cord-232238-aicird98	223	6	the	the	DT
cord-232238-aicird98	223	7	desired	desire	VBN
cord-232238-aicird98	223	8	balance	balance	NN
cord-232238-aicird98	223	9	of	of	IN
cord-232238-aicird98	223	10	trustworthiness	trustworthiness	NN
cord-232238-aicird98	223	11	and	and	CC
cord-232238-aicird98	223	12	profitability	profitability	NN
cord-232238-aicird98	223	13	(	(	-LRB-
cord-232238-aicird98	223	14	and	and	CC
cord-232238-aicird98	223	15	sustainability	sustainability	NN
cord-232238-aicird98	223	16	)	)	-RRB-
cord-232238-aicird98	223	17	and	and	CC
cord-232238-aicird98	223	18	,	,	,
cord-232238-aicird98	223	19	in	in	IN
cord-232238-aicird98	223	20	order	order	NN
cord-232238-aicird98	223	21	to	to	TO
cord-232238-aicird98	223	22	achieve	achieve	VB
cord-232238-aicird98	223	23	the	the	DT
cord-232238-aicird98	223	24	desired	desire	VBN
cord-232238-aicird98	223	25	mix	mix	NN
cord-232238-aicird98	223	26	,	,	,
cord-232238-aicird98	223	27	the	the	DT
cord-232238-aicird98	223	28	company	company	NN
cord-232238-aicird98	223	29	decides	decide	VBZ
cord-232238-aicird98	223	30	to	to	TO
cord-232238-aicird98	223	31	break	break	VB
cord-232238-aicird98	223	32	promises	promise	NNS
cord-232238-aicird98	223	33	,	,	,
cord-232238-aicird98	223	34	but	but	CC
cord-232238-aicird98	223	35	only	only	RB
cord-232238-aicird98	223	36	a	a	DT
cord-232238-aicird98	223	37	certain	certain	JJ
cord-232238-aicird98	223	38	degree	degree	NN
cord-232238-aicird98	223	39	.	.	.
cord-232238-aicird98	224	1	This	this	DT
cord-232238-aicird98	224	2	may	may	MD
cord-232238-aicird98	224	3	seem	seem	VB
cord-232238-aicird98	224	4	hypocritical	hypocritical	JJ
cord-232238-aicird98	224	5	,	,	,
cord-232238-aicird98	224	6	but	but	CC
cord-232238-aicird98	224	7	it	-PRON-	PRP
cord-232238-aicird98	224	8	is	be	VBZ
cord-232238-aicird98	224	9	morally	morally	RB
cord-232238-aicird98	224	10	justifiable	justifiable	JJ
cord-232238-aicird98	224	11	from	from	IN
cord-232238-aicird98	224	12	a	a	DT
cord-232238-aicird98	224	13	consequentialist	consequentialist	JJ
cord-232238-aicird98	224	14	standpoint	standpoint	NN
cord-232238-aicird98	224	15	.	.	.
cord-232238-aicird98	225	1	A	a	DT
cord-232238-aicird98	225	2	credit	credit	NN
cord-232238-aicird98	225	3	institution	institution	NN
cord-232238-aicird98	225	4	,	,	,
cord-232238-aicird98	225	5	for	for	IN
cord-232238-aicird98	225	6	example	example	NN
cord-232238-aicird98	225	7	,	,	,
cord-232238-aicird98	225	8	faces	face	VBZ
cord-232238-aicird98	225	9	a	a	DT
cord-232238-aicird98	225	10	reputational	reputational	JJ
cord-232238-aicird98	225	11	dilemma	dilemma	NN
cord-232238-aicird98	225	12	between	between	IN
cord-232238-aicird98	225	13	a	a	DT
cord-232238-aicird98	225	14	)	)	-RRB-
cord-232238-aicird98	225	15	disrespecting	disrespect	VBG
cord-232238-aicird98	225	16	its	-PRON-	PRP$
cord-232238-aicird98	225	17	commitments	commitment	NNS
cord-232238-aicird98	225	18	to	to	IN
cord-232238-aicird98	225	19	clients	client	NNS
cord-232238-aicird98	225	20	implied	imply	VBN
cord-232238-aicird98	225	21	by	by	IN
cord-232238-aicird98	225	22	counterfactual	counterfactual	JJ
cord-232238-aicird98	225	23	explanations	explanation	NNS
cord-232238-aicird98	225	24	,	,	,
cord-232238-aicird98	225	25	with	with	IN
cord-232238-aicird98	225	26	negative	negative	JJ
cord-232238-aicird98	225	27	impact	impact	NN
cord-232238-aicird98	225	28	on	on	IN
cord-232238-aicird98	225	29	trust	trust	NN
cord-232238-aicird98	225	30	in	in	IN
cord-232238-aicird98	225	31	the	the	DT
cord-232238-aicird98	225	32	system	system	NN
cord-232238-aicird98	225	33	,	,	,
cord-232238-aicird98	225	34	and	and	CC
cord-232238-aicird98	225	35	b	b	LS
cord-232238-aicird98	225	36	)	)	-RRB-
cord-232238-aicird98	225	37	eroding	erode	VBG
cord-232238-aicird98	225	38	profitability	profitability	NN
cord-232238-aicird98	225	39	or	or	CC
cord-232238-aicird98	225	40	worse	bad	JJR
cord-232238-aicird98	225	41	engendering	engender	VBG
cord-232238-aicird98	225	42	the	the	DT
cord-232238-aicird98	225	43	financial	financial	JJ
cord-232238-aicird98	225	44	collapse	collapse	NN
cord-232238-aicird98	225	45	of	of	IN
cord-232238-aicird98	225	46	the	the	DT
cord-232238-aicird98	225	47	institution	institution	NN
cord-232238-aicird98	225	48	.	.	.
cord-232238-aicird98	226	1	By	by	IN
cord-232238-aicird98	226	2	training	training	NN
cord-232238-aicird98	226	3	models	model	NNS
cord-232238-aicird98	226	4	that	that	WDT
cord-232238-aicird98	226	5	are	be	VBP
cord-232238-aicird98	226	6	probabilistically	probabilistically	RB
cord-232238-aicird98	226	7	constrained	constrain	VBN
cord-232238-aicird98	226	8	by	by	IN
cord-232238-aicird98	226	9	past	past	JJ
cord-232238-aicird98	226	10	counterfactuals	counterfactual	NNS
cord-232238-aicird98	226	11	,	,	,
cord-232238-aicird98	226	12	and	and	CC
cord-232238-aicird98	226	13	using	use	VBG
cord-232238-aicird98	226	14	this	this	DT
cord-232238-aicird98	226	15	information	information	NN
cord-232238-aicird98	226	16	to	to	TO
cord-232238-aicird98	226	17	determine	determine	VB
cord-232238-aicird98	226	18	statistical	statistical	JJ
cord-232238-aicird98	226	19	rules	rule	NNS
cord-232238-aicird98	226	20	to	to	TO
cord-232238-aicird98	226	21	guarantee	guarantee	VB
cord-232238-aicird98	226	22	counterfactual	counterfactual	JJ
cord-232238-aicird98	226	23	commitments	commitment	NNS
cord-232238-aicird98	226	24	,	,	,
cord-232238-aicird98	226	25	this	this	DT
cord-232238-aicird98	226	26	dilemma	dilemma	NN
cord-232238-aicird98	226	27	can	can	MD
cord-232238-aicird98	226	28	be	be	VB
cord-232238-aicird98	226	29	turned	turn	VBN
cord-232238-aicird98	226	30	into	into	IN
cord-232238-aicird98	226	31	a	a	DT
cord-232238-aicird98	226	32	trade	trade	NN
cord-232238-aicird98	226	33	-	-	HYPH
cord-232238-aicird98	226	34	off	off	RP
cord-232238-aicird98	226	35	the	the	DT
cord-232238-aicird98	226	36	institution	institution	NN
cord-232238-aicird98	226	37	can	can	MD
cord-232238-aicird98	226	38	control	control	VB
cord-232238-aicird98	226	39	.	.	.
cord-232238-aicird98	227	1	A	a	DT
cord-232238-aicird98	227	2	bank	bank	NN
cord-232238-aicird98	227	3	,	,	,
cord-232238-aicird98	227	4	for	for	IN
cord-232238-aicird98	227	5	example	example	NN
cord-232238-aicird98	227	6	,	,	,
cord-232238-aicird98	227	7	may	may	MD
cord-232238-aicird98	227	8	find	find	VB
cord-232238-aicird98	227	9	it	-PRON-	PRP
cord-232238-aicird98	227	10	optimal	optimal	JJ
cord-232238-aicird98	227	11	to	to	TO
cord-232238-aicird98	227	12	sacrifice	sacrifice	VB
cord-232238-aicird98	227	13	some	some	DT
cord-232238-aicird98	227	14	degree	degree	NN
cord-232238-aicird98	227	15	of	of	IN
cord-232238-aicird98	227	16	profitability	profitability	NN
cord-232238-aicird98	227	17	for	for	IN
cord-232238-aicird98	227	18	the	the	DT
cord-232238-aicird98	227	19	sake	sake	NN
cord-232238-aicird98	227	20	of	of	IN
cord-232238-aicird98	227	21	promoting	promote	VBG
cord-232238-aicird98	227	22	trust	trust	NN
cord-232238-aicird98	227	23	from	from	IN
cord-232238-aicird98	227	24	the	the	DT
cord-232238-aicird98	227	25	majority	majority	NN
cord-232238-aicird98	227	26	of	of	IN
cord-232238-aicird98	227	27	clients	client	NNS
cord-232238-aicird98	227	28	.	.	.
cord-232238-aicird98	228	1	Faced	face	VBN
cord-232238-aicird98	228	2	with	with	IN
cord-232238-aicird98	228	3	a	a	DT
cord-232238-aicird98	228	4	choice	choice	NN
cord-232238-aicird98	228	5	between	between	IN
cord-232238-aicird98	228	6	honoring	honor	VBG
cord-232238-aicird98	228	7	past	past	JJ
cord-232238-aicird98	228	8	commitments	commitment	NNS
cord-232238-aicird98	228	9	and	and	CC
cord-232238-aicird98	228	10	financial	financial	JJ
cord-232238-aicird98	228	11	stability	stability	NN
cord-232238-aicird98	228	12	in	in	IN
cord-232238-aicird98	228	13	the	the	DT
cord-232238-aicird98	228	14	long	long	JJ
cord-232238-aicird98	228	15	run	run	NN
cord-232238-aicird98	228	16	,	,	,
cord-232238-aicird98	228	17	the	the	DT
cord-232238-aicird98	228	18	probabilistic	probabilistic	JJ
cord-232238-aicird98	228	19	strategy	strategy	NN
cord-232238-aicird98	228	20	achieves	achieve	VBZ
cord-232238-aicird98	228	21	the	the	DT
cord-232238-aicird98	228	22	latter	latter	JJ
cord-232238-aicird98	228	23	at	at	IN
cord-232238-aicird98	228	24	the	the	DT
cord-232238-aicird98	228	25	expense	expense	NN
cord-232238-aicird98	228	26	of	of	IN
cord-232238-aicird98	228	27	the	the	DT
cord-232238-aicird98	228	28	former	former	JJ
cord-232238-aicird98	228	29	.	.	.
cord-232238-aicird98	229	1	The	the	DT
cord-232238-aicird98	229	2	idea	idea	NN
cord-232238-aicird98	229	3	of	of	IN
cord-232238-aicird98	229	4	reducing	reduce	VBG
cord-232238-aicird98	229	5	the	the	DT
cord-232238-aicird98	229	6	amount	amount	NN
cord-232238-aicird98	229	7	of	of	IN
cord-232238-aicird98	229	8	broken	broken	JJ
cord-232238-aicird98	229	9	promises	promise	NNS
cord-232238-aicird98	229	10	,	,	,
cord-232238-aicird98	229	11	rather	rather	RB
cord-232238-aicird98	229	12	than	than	IN
cord-232238-aicird98	229	13	fulfilling	fulfil	VBG
cord-232238-aicird98	229	14	all	all	DT
cord-232238-aicird98	229	15	promises	promise	NNS
cord-232238-aicird98	229	16	,	,	,
cord-232238-aicird98	229	17	also	also	RB
cord-232238-aicird98	229	18	has	have	VBZ
cord-232238-aicird98	229	19	a	a	DT
cord-232238-aicird98	229	20	distinctive	distinctive	JJ
cord-232238-aicird98	229	21	flavour	flavour	NN
cord-232238-aicird98	229	22	of	of	IN
cord-232238-aicird98	229	23	"	"	``
cord-232238-aicird98	229	24	negative	negative	JJ
cord-232238-aicird98	229	25	consequentialism	consequentialism	NN
cord-232238-aicird98	229	26	.	.	.
cord-232238-aicird98	230	1	"	"	''
cord-232238-aicird98	231	1	In	in	IN
cord-232238-aicird98	231	2	fact	fact	NN
cord-232238-aicird98	231	3	,	,	,
cord-232238-aicird98	231	4	consequentialism	consequentialism	NN
cord-232238-aicird98	231	5	can	can	MD
cord-232238-aicird98	231	6	be	be	VB
cord-232238-aicird98	231	7	stated	state	VBN
cord-232238-aicird98	231	8	in	in	IN
cord-232238-aicird98	231	9	a	a	DT
cord-232238-aicird98	231	10	negative	negative	JJ
cord-232238-aicird98	231	11	form	form	NN
cord-232238-aicird98	231	12	:	:	:
cord-232238-aicird98	231	13	to	to	TO
cord-232238-aicird98	231	14	act	act	VB
cord-232238-aicird98	231	15	so	so	IN
cord-232238-aicird98	231	16	as	as	IN
cord-232238-aicird98	231	17	to	to	TO
cord-232238-aicird98	231	18	prevent	prevent	VB
cord-232238-aicird98	231	19	the	the	DT
cord-232238-aicird98	231	20	most	most	JJS
cord-232238-aicird98	231	21	harm	harm	NN
cord-232238-aicird98	231	22	or	or	CC
cord-232238-aicird98	231	23	most	most	JJS
cord-232238-aicird98	231	24	moral	moral	JJ
cord-232238-aicird98	231	25	wrongs	wrong	NNS
cord-232238-aicird98	231	26	[	[	-LRB-
cord-232238-aicird98	231	27	26	26	CD
cord-232238-aicird98	231	28	]	]	-RRB-
cord-232238-aicird98	231	29	.	.	.
cord-232238-aicird98	232	1	If	if	IN
cord-232238-aicird98	232	2	the	the	DT
cord-232238-aicird98	232	3	company	company	NN
cord-232238-aicird98	232	4	honors	honor	VBZ
cord-232238-aicird98	232	5	all	all	DT
cord-232238-aicird98	232	6	counterfactual	counterfactual	JJ
cord-232238-aicird98	232	7	commitments	commitment	NNS
cord-232238-aicird98	232	8	,	,	,
cord-232238-aicird98	232	9	when	when	WRB
cord-232238-aicird98	232	10	it	-PRON-	PRP
cord-232238-aicird98	232	11	can	can	MD
cord-232238-aicird98	232	12	no	no	RB
cord-232238-aicird98	232	13	longer	longer	RB
cord-232238-aicird98	232	14	afford	afford	VB
cord-232238-aicird98	232	15	to	to	TO
cord-232238-aicird98	232	16	do	do	VB
cord-232238-aicird98	232	17	so	so	RB
cord-232238-aicird98	232	18	,	,	,
cord-232238-aicird98	232	19	it	-PRON-	PRP
cord-232238-aicird98	232	20	risks	risk	VBZ
cord-232238-aicird98	232	21	going	go	VBG
cord-232238-aicird98	232	22	bankrupt	bankrupt	JJ
cord-232238-aicird98	232	23	,	,	,
cord-232238-aicird98	232	24	which	which	WDT
cord-232238-aicird98	232	25	implies	imply	VBZ
cord-232238-aicird98	232	26	the	the	DT
cord-232238-aicird98	232	27	failure	failure	NN
cord-232238-aicird98	232	28	to	to	TO
cord-232238-aicird98	232	29	honor	honor	VB
cord-232238-aicird98	232	30	commitments	commitment	NNS
cord-232238-aicird98	232	31	to	to	IN
cord-232238-aicird98	232	32	shareholders	shareholder	NNS
cord-232238-aicird98	232	33	and	and	CC
cord-232238-aicird98	232	34	other	other	JJ
cord-232238-aicird98	232	35	stakeholders	stakeholder	NNS
cord-232238-aicird98	232	36	that	that	WDT
cord-232238-aicird98	232	37	are	be	VBP
cord-232238-aicird98	232	38	harmed	harm	VBN
cord-232238-aicird98	232	39	by	by	IN
cord-232238-aicird98	232	40	bankruptcy	bankruptcy	NN
cord-232238-aicird98	232	41	.	.	.
cord-232238-aicird98	233	1	So	so	RB
cord-232238-aicird98	233	2	,	,	,
cord-232238-aicird98	233	3	by	by	IN
cord-232238-aicird98	233	4	selectively	selectively	RB
cord-232238-aicird98	233	5	discarding	discard	VBG
cord-232238-aicird98	233	6	some	some	DT
cord-232238-aicird98	233	7	,	,	,
cord-232238-aicird98	233	8	the	the	DT
cord-232238-aicird98	233	9	bank	bank	NN
cord-232238-aicird98	233	10	minimizes	minimize	VBZ
cord-232238-aicird98	233	11	the	the	DT
cord-232238-aicird98	233	12	proportion	proportion	NN
cord-232238-aicird98	233	13	of	of	IN
cord-232238-aicird98	233	14	commitments	commitment	NNS
cord-232238-aicird98	233	15	it	-PRON-	PRP
cord-232238-aicird98	233	16	breaks	break	VBZ
cord-232238-aicird98	233	17	in	in	IN
cord-232238-aicird98	233	18	the	the	DT
cord-232238-aicird98	233	19	long	long	JJ
cord-232238-aicird98	233	20	term	term	NN
cord-232238-aicird98	233	21	.	.	.
cord-232238-aicird98	234	1	While	while	IN
cord-232238-aicird98	234	2	the	the	DT
cord-232238-aicird98	234	3	morality	morality	NN
cord-232238-aicird98	234	4	of	of	IN
cord-232238-aicird98	234	5	this	this	DT
cord-232238-aicird98	234	6	approach	approach	NN
cord-232238-aicird98	234	7	may	may	MD
cord-232238-aicird98	234	8	be	be	VB
cord-232238-aicird98	234	9	doubted	doubt	VBN
cord-232238-aicird98	234	10	by	by	IN
cord-232238-aicird98	234	11	strict	strict	JJ
cord-232238-aicird98	234	12	deontologists	deontologist	NNS
cord-232238-aicird98	234	13	,	,	,
cord-232238-aicird98	234	14	utilitarianism	utilitarianism	NN
cord-232238-aicird98	234	15	recommends	recommend	VBZ
cord-232238-aicird98	234	16	it	-PRON-	PRP
cord-232238-aicird98	234	17	.	.	.
cord-232238-aicird98	235	1	The	the	DT
cord-232238-aicird98	235	2	option	option	NN
cord-232238-aicird98	235	3	is	be	VBZ
cord-232238-aicird98	235	4	morally	morally	RB
cord-232238-aicird98	235	5	objectionable	objectionable	JJ
cord-232238-aicird98	235	6	because	because	IN
cord-232238-aicird98	235	7	it	-PRON-	PRP
cord-232238-aicird98	235	8	sacrifices	sacrifice	VBZ
cord-232238-aicird98	235	9	moral	moral	JJ
cord-232238-aicird98	235	10	obligations	obligation	NNS
cord-232238-aicird98	235	11	to	to	IN
cord-232238-aicird98	235	12	a	a	DT
cord-232238-aicird98	235	13	minority	minority	NN
cord-232238-aicird98	235	14	of	of	IN
cord-232238-aicird98	235	15	clients	client	NNS
cord-232238-aicird98	235	16	for	for	IN
cord-232238-aicird98	235	17	the	the	DT
cord-232238-aicird98	235	18	sake	sake	NN
cord-232238-aicird98	235	19	of	of	IN
cord-232238-aicird98	235	20	higher	high	JJR
cord-232238-aicird98	235	21	-	-	HYPH
cord-232238-aicird98	235	22	order	order	NN
cord-232238-aicird98	235	23	long	long	JJ
cord-232238-aicird98	235	24	-	-	HYPH
cord-232238-aicird98	235	25	term	term	NN
cord-232238-aicird98	235	26	objectives	objective	NNS
cord-232238-aicird98	235	27	of	of	IN
cord-232238-aicird98	235	28	trustworthiness	trustworthiness	NN
cord-232238-aicird98	235	29	combined	combine	VBN
cord-232238-aicird98	235	30	with	with	IN
cord-232238-aicird98	235	31	financial	financial	JJ
cord-232238-aicird98	235	32	sustainability	sustainability	NN
cord-232238-aicird98	235	33	.	.	.
cord-232238-aicird98	236	1	But	but	CC
cord-232238-aicird98	236	2	if	if	IN
cord-232238-aicird98	236	3	you	-PRON-	PRP
cord-232238-aicird98	236	4	are	be	VBP
cord-232238-aicird98	236	5	utilitarian	utilitarian	JJ
cord-232238-aicird98	236	6	,	,	,
cord-232238-aicird98	236	7	this	this	DT
cord-232238-aicird98	236	8	is	be	VBZ
cord-232238-aicird98	236	9	a	a	DT
cord-232238-aicird98	236	10	bullet	bullet	NN
cord-232238-aicird98	236	11	you	-PRON-	PRP
cord-232238-aicird98	236	12	are	be	VBP
cord-232238-aicird98	236	13	willing	willing	JJ
cord-232238-aicird98	236	14	to	to	TO
cord-232238-aicird98	236	15	bite	bite	VB
cord-232238-aicird98	236	16	anyway	anyway	RB
cord-232238-aicird98	236	17	,	,	,
cord-232238-aicird98	236	18	and	and	CC
cord-232238-aicird98	236	19	for	for	IN
cord-232238-aicird98	236	20	the	the	DT
cord-232238-aicird98	236	21	general	general	JJ
cord-232238-aicird98	236	22	case	case	NN
cord-232238-aicird98	236	23	.	.	.
cord-232238-aicird98	237	1	Let	let	VB
cord-232238-aicird98	237	2	us	-PRON-	PRP
cord-232238-aicird98	237	3	suppose	suppose	VB
cord-232238-aicird98	237	4	that	that	IN
cord-232238-aicird98	237	5	the	the	DT
cord-232238-aicird98	237	6	objection	objection	NN
cord-232238-aicird98	237	7	from	from	IN
cord-232238-aicird98	237	8	deontological	deontological	JJ
cord-232238-aicird98	237	9	morality	morality	NN
cord-232238-aicird98	237	10	against	against	IN
cord-232238-aicird98	237	11	the	the	DT
cord-232238-aicird98	237	12	probabilistic	probabilistic	JJ
cord-232238-aicird98	237	13	approach	approach	NN
cord-232238-aicird98	237	14	should	should	MD
cord-232238-aicird98	237	15	be	be	VB
cord-232238-aicird98	237	16	taken	take	VBN
cord-232238-aicird98	237	17	seriously	seriously	RB
cord-232238-aicird98	237	18	.	.	.
cord-232238-aicird98	238	1	Can	Can	MD
cord-232238-aicird98	238	2	the	the	DT
cord-232238-aicird98	238	3	probabilistic	probabilistic	JJ
cord-232238-aicird98	238	4	approach	approach	NN
cord-232238-aicird98	238	5	be	be	VB
cord-232238-aicird98	238	6	made	make	VBN
cord-232238-aicird98	238	7	compatible	compatible	JJ
cord-232238-aicird98	238	8	with	with	IN
cord-232238-aicird98	238	9	deontological	deontological	JJ
cord-232238-aicird98	238	10	morality	morality	NN
cord-232238-aicird98	238	11	?	?	.
cord-232238-aicird98	239	1	The	the	DT
cord-232238-aicird98	239	2	answer	answer	NN
cord-232238-aicird98	239	3	is	be	VBZ
cord-232238-aicird98	239	4	affirmative	affirmative	JJ
cord-232238-aicird98	239	5	and	and	CC
cord-232238-aicird98	239	6	it	-PRON-	PRP
cord-232238-aicird98	239	7	consists	consist	VBZ
cord-232238-aicird98	239	8	in	in	IN
cord-232238-aicird98	239	9	combining	combine	VBG
cord-232238-aicird98	239	10	the	the	DT
cord-232238-aicird98	239	11	declared	declare	VBN
cord-232238-aicird98	239	12	boundary	boundary	JJ
cord-232238-aicird98	239	13	condition	condition	NN
cord-232238-aicird98	239	14	and	and	CC
cord-232238-aicird98	239	15	probabilistic	probabilistic	JJ
cord-232238-aicird98	239	16	approaches	approach	NNS
cord-232238-aicird98	239	17	.	.	.
cord-232238-aicird98	240	1	The	the	DT
cord-232238-aicird98	240	2	core	core	NN
cord-232238-aicird98	240	3	of	of	IN
cord-232238-aicird98	240	4	the	the	DT
cord-232238-aicird98	240	5	combined	combined	JJ
cord-232238-aicird98	240	6	approach	approach	NN
cord-232238-aicird98	240	7	is	be	VBZ
cord-232238-aicird98	240	8	that	that	IN
cord-232238-aicird98	240	9	the	the	DT
cord-232238-aicird98	240	10	probabilistic	probabilistic	JJ
cord-232238-aicird98	240	11	nature	nature	NN
cord-232238-aicird98	240	12	of	of	IN
cord-232238-aicird98	240	13	the	the	DT
cord-232238-aicird98	240	14	commitment	commitment	NN
cord-232238-aicird98	240	15	to	to	TO
cord-232238-aicird98	240	16	respect	respect	VB
cord-232238-aicird98	240	17	counterfactuals	counterfactual	NNS
cord-232238-aicird98	240	18	should	should	MD
cord-232238-aicird98	240	19	be	be	VB
cord-232238-aicird98	240	20	honestly	honestly	RB
cord-232238-aicird98	240	21	and	and	CC
cord-232238-aicird98	240	22	transparently	transparently	RB
cord-232238-aicird98	240	23	declared	declare	VBD
cord-232238-aicird98	240	24	to	to	IN
cord-232238-aicird98	240	25	the	the	DT
cord-232238-aicird98	240	26	clients	client	NNS
cord-232238-aicird98	240	27	.	.	.
cord-232238-aicird98	241	1	This	this	DT
cord-232238-aicird98	241	2	is	be	VBZ
cord-232238-aicird98	241	3	in	in	IN
cord-232238-aicird98	241	4	the	the	DT
cord-232238-aicird98	241	5	interest	interest	NN
cord-232238-aicird98	241	6	of	of	IN
cord-232238-aicird98	241	7	both	both	DT
cord-232238-aicird98	241	8	bank	bank	NN
cord-232238-aicird98	241	9	and	and	CC
cord-232238-aicird98	241	10	clients	client	NNS
cord-232238-aicird98	241	11	:	:	:
cord-232238-aicird98	241	12	from	from	IN
cord-232238-aicird98	241	13	the	the	DT
cord-232238-aicird98	241	14	point	point	NN
cord-232238-aicird98	241	15	of	of	IN
cord-232238-aicird98	241	16	view	view	NN
cord-232238-aicird98	241	17	of	of	IN
cord-232238-aicird98	241	18	the	the	DT
cord-232238-aicird98	241	19	bank	bank	NN
cord-232238-aicird98	241	20	,	,	,
cord-232238-aicird98	241	21	it	-PRON-	PRP
cord-232238-aicird98	241	22	prevents	prevent	VBZ
cord-232238-aicird98	241	23	the	the	DT
cord-232238-aicird98	241	24	machine	machine	NN
cord-232238-aicird98	241	25	learning	learning	NN
cord-232238-aicird98	241	26	model	model	NN
cord-232238-aicird98	241	27	to	to	TO
cord-232238-aicird98	241	28	behave	behave	VB
cord-232238-aicird98	241	29	fully	fully	RB
cord-232238-aicird98	241	30	erratically	erratically	RB
cord-232238-aicird98	241	31	.	.	.
cord-232238-aicird98	242	1	The	the	DT
cord-232238-aicird98	242	2	clients	client	NNS
cord-232238-aicird98	242	3	,	,	,
cord-232238-aicird98	242	4	on	on	IN
cord-232238-aicird98	242	5	the	the	DT
cord-232238-aicird98	242	6	other	other	JJ
cord-232238-aicird98	242	7	hand	hand	NN
cord-232238-aicird98	242	8	,	,	,
cord-232238-aicird98	242	9	can	can	MD
cord-232238-aicird98	242	10	rationally	rationally	RB
cord-232238-aicird98	242	11	factor	factor	VB
cord-232238-aicird98	242	12	the	the	DT
cord-232238-aicird98	242	13	risk	risk	NN
cord-232238-aicird98	242	14	of	of	IN
cord-232238-aicird98	242	15	an	an	DT
cord-232238-aicird98	242	16	unfulfilled	unfulfilled	JJ
cord-232238-aicird98	242	17	counterfactual	counterfactual	JJ
cord-232238-aicird98	242	18	commitment	commitment	NN
cord-232238-aicird98	242	19	in	in	IN
cord-232238-aicird98	242	20	their	-PRON-	PRP$
cord-232238-aicird98	242	21	action	action	NN
cord-232238-aicird98	242	22	plans	plan	NNS
cord-232238-aicird98	242	23	.	.	.
cord-232238-aicird98	243	1	When	when	WRB
cord-232238-aicird98	243	2	making	make	VBG
cord-232238-aicird98	243	3	a	a	DT
cord-232238-aicird98	243	4	financial	financial	JJ
cord-232238-aicird98	243	5	decision	decision	NN
cord-232238-aicird98	243	6	,	,	,
cord-232238-aicird98	243	7	the	the	DT
cord-232238-aicird98	243	8	client	client	NN
cord-232238-aicird98	243	9	will	will	MD
cord-232238-aicird98	243	10	not	not	RB
cord-232238-aicird98	243	11	be	be	VB
cord-232238-aicird98	243	12	forced	force	VBN
cord-232238-aicird98	243	13	to	to	TO
cord-232238-aicird98	243	14	decide	decide	VB
cord-232238-aicird98	243	15	"	"	``
cord-232238-aicird98	243	16	should	should	MD
cord-232238-aicird98	243	17	I	-PRON-	PRP
cord-232238-aicird98	243	18	trust	trust	VB
cord-232238-aicird98	243	19	the	the	DT
cord-232238-aicird98	243	20	counterfactual	counterfactual	JJ
cord-232238-aicird98	243	21	explanation	explanation	NN
cord-232238-aicird98	243	22	or	or	CC
cord-232238-aicird98	243	23	not	not	RB
cord-232238-aicird98	243	24	?	?	.
cord-232238-aicird98	243	25	"	"	''
cord-232238-aicird98	243	26	,	,	,
cord-232238-aicird98	243	27	but	but	CC
cord-232238-aicird98	243	28	can	can	MD
cord-232238-aicird98	243	29	reasonably	reasonably	RB
cord-232238-aicird98	243	30	ask	ask	VB
cord-232238-aicird98	243	31	"	"	``
cord-232238-aicird98	243	32	how	how	WRB
cord-232238-aicird98	243	33	much	much	JJ
cord-232238-aicird98	243	34	should	should	MD
cord-232238-aicird98	243	35	I	-PRON-	PRP
cord-232238-aicird98	243	36	trust	trust	VB
cord-232238-aicird98	243	37	the	the	DT
cord-232238-aicird98	243	38	counterfactual	counterfactual	JJ
cord-232238-aicird98	243	39	explanation	explanation	NN
cord-232238-aicird98	243	40	?	?	.
cord-232238-aicird98	243	41	"	"	''
cord-232238-aicird98	243	42	,	,	,
cord-232238-aicird98	243	43	and	and	CC
cord-232238-aicird98	243	44	decide	decide	VB
cord-232238-aicird98	243	45	that	that	DT
cord-232238-aicird98	243	46	also	also	RB
cord-232238-aicird98	243	47	based	base	VBN
cord-232238-aicird98	243	48	on	on	IN
cord-232238-aicird98	243	49	the	the	DT
cord-232238-aicird98	243	50	probability	probability	NN
cord-232238-aicird98	243	51	of	of	IN
cord-232238-aicird98	243	52	realization	realization	NN
cord-232238-aicird98	243	53	attached	attach	VBN
cord-232238-aicird98	243	54	to	to	IN
cord-232238-aicird98	243	55	it	-PRON-	PRP
cord-232238-aicird98	243	56	.	.	.
cord-232238-aicird98	244	1	Let	let	VB
cord-232238-aicird98	244	2	us	-PRON-	PRP
cord-232238-aicird98	244	3	consider	consider	VB
cord-232238-aicird98	244	4	the	the	DT
cord-232238-aicird98	244	5	economic	economic	JJ
cord-232238-aicird98	244	6	downturn	downturn	NN
cord-232238-aicird98	244	7	scenario	scenario	NN
cord-232238-aicird98	244	8	again	again	RB
cord-232238-aicird98	244	9	.	.	.
cord-232238-aicird98	245	1	In	in	IN
cord-232238-aicird98	245	2	the	the	DT
cord-232238-aicird98	245	3	case	case	NN
cord-232238-aicird98	245	4	of	of	IN
cord-232238-aicird98	245	5	a	a	DT
cord-232238-aicird98	245	6	sudden	sudden	JJ
cord-232238-aicird98	245	7	downturn	downturn	NN
cord-232238-aicird98	245	8	,	,	,
cord-232238-aicird98	245	9	a	a	DT
cord-232238-aicird98	245	10	bank	bank	NN
cord-232238-aicird98	245	11	may	may	MD
cord-232238-aicird98	245	12	be	be	VB
cord-232238-aicird98	245	13	able	able	JJ
cord-232238-aicird98	245	14	to	to	TO
cord-232238-aicird98	245	15	approve	approve	VB
cord-232238-aicird98	245	16	lending	lend	VBG
cord-232238-aicird98	245	17	to	to	IN
cord-232238-aicird98	245	18	a	a	DT
cord-232238-aicird98	245	19	known	know	VBN
cord-232238-aicird98	245	20	proportion	proportion	NN
cord-232238-aicird98	245	21	of	of	IN
cord-232238-aicird98	245	22	individuals	individual	NNS
cord-232238-aicird98	245	23	who	who	WP
cord-232238-aicird98	245	24	fulfilled	fulfil	VBD
cord-232238-aicird98	245	25	the	the	DT
cord-232238-aicird98	245	26	counterfactual	counterfactual	JJ
cord-232238-aicird98	245	27	condition	condition	NN
cord-232238-aicird98	245	28	given	give	VBN
cord-232238-aicird98	245	29	in	in	IN
cord-232238-aicird98	245	30	the	the	DT
cord-232238-aicird98	245	31	past	past	NN
cord-232238-aicird98	245	32	(	(	-LRB-
cord-232238-aicird98	245	33	but	but	CC
cord-232238-aicird98	245	34	that	that	IN
cord-232238-aicird98	245	35	no	no	RB
cord-232238-aicird98	245	36	longer	longer	RB
cord-232238-aicird98	245	37	satisfy	satisfy	VB
cord-232238-aicird98	245	38	the	the	DT
cord-232238-aicird98	245	39	relevant	relevant	JJ
cord-232238-aicird98	245	40	risk	risk	NN
cord-232238-aicird98	245	41	metrics	metric	NNS
cord-232238-aicird98	245	42	after	after	IN
cord-232238-aicird98	245	43	the	the	DT
cord-232238-aicird98	245	44	model	model	NN
cord-232238-aicird98	245	45	update	update	NN
cord-232238-aicird98	245	46	)	)	-RRB-
cord-232238-aicird98	245	47	,	,	,
cord-232238-aicird98	245	48	where	where	WRB
cord-232238-aicird98	245	49	fulfilling	fulfil	VBG
cord-232238-aicird98	245	50	this	this	DT
cord-232238-aicird98	245	51	condition	condition	NN
cord-232238-aicird98	245	52	for	for	IN
cord-232238-aicird98	245	53	all	all	DT
cord-232238-aicird98	245	54	would	would	MD
cord-232238-aicird98	245	55	have	have	VB
cord-232238-aicird98	245	56	meant	mean	VBN
cord-232238-aicird98	245	57	going	go	VBG
cord-232238-aicird98	245	58	bankrupt	bankrupt	JJ
cord-232238-aicird98	245	59	.	.	.
cord-232238-aicird98	246	1	The	the	DT
cord-232238-aicird98	246	2	financial	financial	JJ
cord-232238-aicird98	246	3	risk	risk	NN
cord-232238-aicird98	246	4	arising	arise	VBG
cord-232238-aicird98	246	5	from	from	IN
cord-232238-aicird98	246	6	fulfilling	fulfil	VBG
cord-232238-aicird98	246	7	a	a	DT
cord-232238-aicird98	246	8	known	know	VBN
cord-232238-aicird98	246	9	proportion	proportion	NN
cord-232238-aicird98	246	10	of	of	IN
cord-232238-aicird98	246	11	past	past	JJ
cord-232238-aicird98	246	12	counterfactuals	counterfactual	NNS
cord-232238-aicird98	246	13	can	can	MD
cord-232238-aicird98	246	14	be	be	VB
cord-232238-aicird98	246	15	approximately	approximately	RB
cord-232238-aicird98	246	16	assessed	assess	VBN
cord-232238-aicird98	246	17	in	in	IN
cord-232238-aicird98	246	18	advance	advance	NN
cord-232238-aicird98	246	19	,	,	,
cord-232238-aicird98	246	20	given	give	VBN
cord-232238-aicird98	246	21	that	that	IN
cord-232238-aicird98	246	22	the	the	DT
cord-232238-aicird98	246	23	selection	selection	NN
cord-232238-aicird98	246	24	of	of	IN
cord-232238-aicird98	246	25	counterfactuals	counterfactual	NNS
cord-232238-aicird98	246	26	to	to	TO
cord-232238-aicird98	246	27	be	be	VB
cord-232238-aicird98	246	28	disrespected	disrespect	VBN
cord-232238-aicird98	246	29	is	be	VBZ
cord-232238-aicird98	246	30	grounded	ground	VBN
cord-232238-aicird98	246	31	in	in	IN
cord-232238-aicird98	246	32	a	a	DT
cord-232238-aicird98	246	33	statistical	statistical	JJ
cord-232238-aicird98	246	34	model	model	NN
cord-232238-aicird98	246	35	.	.	.
cord-232238-aicird98	247	1	Ideally	ideally	RB
cord-232238-aicird98	247	2	,	,	,
cord-232238-aicird98	247	3	a	a	DT
cord-232238-aicird98	247	4	bank	bank	NN
cord-232238-aicird98	247	5	will	will	MD
cord-232238-aicird98	247	6	be	be	VB
cord-232238-aicird98	247	7	able	able	JJ
cord-232238-aicird98	247	8	to	to	TO
cord-232238-aicird98	247	9	cover	cover	VB
cord-232238-aicird98	247	10	the	the	DT
cord-232238-aicird98	247	11	cost	cost	NN
cord-232238-aicird98	247	12	arising	arise	VBG
cord-232238-aicird98	247	13	from	from	IN
cord-232238-aicird98	247	14	the	the	DT
cord-232238-aicird98	247	15	need	need	NN
cord-232238-aicird98	247	16	to	to	TO
cord-232238-aicird98	247	17	promote	promote	VB
cord-232238-aicird98	247	18	its	-PRON-	PRP$
cord-232238-aicird98	247	19	trustworthiness	trustworthiness	NN
cord-232238-aicird98	247	20	in	in	IN
cord-232238-aicird98	247	21	a	a	DT
cord-232238-aicird98	247	22	sustainable	sustainable	JJ
cord-232238-aicird98	247	23	manner	manner	NN
cord-232238-aicird98	247	24	(	(	-LRB-
cord-232238-aicird98	247	25	e.g.	e.g.	RB
cord-232238-aicird98	247	26	,	,	,
cord-232238-aicird98	247	27	by	by	IN
cord-232238-aicird98	247	28	raising	raise	VBG
cord-232238-aicird98	247	29	the	the	DT
cord-232238-aicird98	247	30	interest	interest	NN
cord-232238-aicird98	247	31	rate	rate	NN
cord-232238-aicird98	247	32	on	on	IN
cord-232238-aicird98	247	33	safer	safe	JJR
cord-232238-aicird98	247	34	loans	loan	NNS
cord-232238-aicird98	247	35	,	,	,
cord-232238-aicird98	247	36	or	or	CC
cord-232238-aicird98	247	37	distributing	distribute	VBG
cord-232238-aicird98	247	38	the	the	DT
cord-232238-aicird98	247	39	costs	cost	NNS
cord-232238-aicird98	247	40	among	among	IN
cord-232238-aicird98	247	41	many	many	JJ
cord-232238-aicird98	247	42	different	different	JJ
cord-232238-aicird98	247	43	stakeholders	stakeholder	NNS
cord-232238-aicird98	247	44	)	)	-RRB-
cord-232238-aicird98	247	45	.	.	.
cord-232238-aicird98	248	1	The	the	DT
cord-232238-aicird98	248	2	bank	bank	NN
cord-232238-aicird98	248	3	in	in	IN
cord-232238-aicird98	248	4	the	the	DT
cord-232238-aicird98	248	5	example	example	NN
cord-232238-aicird98	248	6	can	can	MD
cord-232238-aicird98	248	7	also	also	RB
cord-232238-aicird98	248	8	plan	plan	VB
cord-232238-aicird98	248	9	in	in	IN
cord-232238-aicird98	248	10	advance	advance	NN
cord-232238-aicird98	248	11	to	to	TO
cord-232238-aicird98	248	12	disrespect	disrespect	VB
cord-232238-aicird98	248	13	a	a	DT
cord-232238-aicird98	248	14	maximum	maximum	JJ
cord-232238-aicird98	248	15	proportion	proportion	NN
cord-232238-aicird98	248	16	of	of	IN
cord-232238-aicird98	248	17	counterfactual	counterfactual	JJ
cord-232238-aicird98	248	18	commitments	commitment	NNS
cord-232238-aicird98	248	19	in	in	IN
cord-232238-aicird98	248	20	case	case	NN
cord-232238-aicird98	248	21	a	a	DT
cord-232238-aicird98	248	22	specified	specified	JJ
cord-232238-aicird98	248	23	type	type	NN
cord-232238-aicird98	248	24	of	of	IN
cord-232238-aicird98	248	25	future	future	JJ
cord-232238-aicird98	248	26	risk	risk	NN
cord-232238-aicird98	248	27	will	will	MD
cord-232238-aicird98	248	28	materialize	materialize	VB
cord-232238-aicird98	248	29	itself	-PRON-	PRP
cord-232238-aicird98	248	30	.	.	.
cord-232238-aicird98	249	1	This	this	DT
cord-232238-aicird98	249	2	plan	plan	NN
cord-232238-aicird98	249	3	violates	violate	VBZ
cord-232238-aicird98	249	4	deontological	deontological	JJ
cord-232238-aicird98	249	5	morality	morality	NN
cord-232238-aicird98	249	6	when	when	WRB
cord-232238-aicird98	249	7	it	-PRON-	PRP
cord-232238-aicird98	249	8	is	be	VBZ
cord-232238-aicird98	249	9	kept	keep	VBN
cord-232238-aicird98	249	10	secret	secret	JJ
cord-232238-aicird98	249	11	and	and	CC
cord-232238-aicird98	249	12	allows	allow	VBZ
cord-232238-aicird98	249	13	clients	client	NNS
cord-232238-aicird98	249	14	to	to	TO
cord-232238-aicird98	249	15	form	form	VB
cord-232238-aicird98	249	16	misplaced	misplaced	JJ
cord-232238-aicird98	249	17	expectations	expectation	NNS
cord-232238-aicird98	249	18	in	in	IN
cord-232238-aicird98	249	19	the	the	DT
cord-232238-aicird98	249	20	future	future	JJ
cord-232238-aicird98	249	21	behavior	behavior	NN
cord-232238-aicird98	249	22	of	of	IN
cord-232238-aicird98	249	23	the	the	DT
cord-232238-aicird98	249	24	bank	bank	NN
cord-232238-aicird98	249	25	.	.	.
cord-232238-aicird98	250	1	But	but	CC
cord-232238-aicird98	250	2	it	-PRON-	PRP
cord-232238-aicird98	250	3	could	could	MD
cord-232238-aicird98	250	4	also	also	RB
cord-232238-aicird98	250	5	not	not	RB
cord-232238-aicird98	250	6	violate	violate	VB
cord-232238-aicird98	250	7	it	-PRON-	PRP
cord-232238-aicird98	250	8	if	if	IN
cord-232238-aicird98	250	9	it	-PRON-	PRP
cord-232238-aicird98	250	10	is	be	VBZ
cord-232238-aicird98	250	11	communicated	communicate	VBN
cord-232238-aicird98	250	12	at	at	IN
cord-232238-aicird98	250	13	the	the	DT
cord-232238-aicird98	250	14	time	time	NN
cord-232238-aicird98	250	15	the	the	DT
cord-232238-aicird98	250	16	explanation	explanation	NN
cord-232238-aicird98	250	17	is	be	VBZ
cord-232238-aicird98	250	18	given	give	VBN
cord-232238-aicird98	250	19	.	.	.
cord-232238-aicird98	251	1	Moreover	moreover	RB
cord-232238-aicird98	251	2	,	,	,
cord-232238-aicird98	251	3	keeping	keep	VBG
cord-232238-aicird98	251	4	the	the	DT
cord-232238-aicird98	251	5	plan	plan	NN
cord-232238-aicird98	251	6	secret	secret	NN
cord-232238-aicird98	251	7	ignores	ignore	VBZ
cord-232238-aicird98	251	8	the	the	DT
cord-232238-aicird98	251	9	potential	potential	JJ
cord-232238-aicird98	251	10	benefit	benefit	NN
cord-232238-aicird98	251	11	for	for	IN
cord-232238-aicird98	251	12	the	the	DT
cord-232238-aicird98	251	13	client	client	NN
cord-232238-aicird98	251	14	of	of	IN
cord-232238-aicird98	251	15	accessing	access	VBG
cord-232238-aicird98	251	16	the	the	DT
cord-232238-aicird98	251	17	probabilistic	probabilistic	JJ
cord-232238-aicird98	251	18	information	information	NN
cord-232238-aicird98	251	19	the	the	DT
cord-232238-aicird98	251	20	bank	bank	NN
cord-232238-aicird98	251	21	has	have	VBZ
cord-232238-aicird98	251	22	.	.	.
cord-232238-aicird98	252	1	Knowing	know	VBG
cord-232238-aicird98	252	2	the	the	DT
cord-232238-aicird98	252	3	probability	probability	NN
cord-232238-aicird98	252	4	that	that	IN
cord-232238-aicird98	252	5	a	a	DT
cord-232238-aicird98	252	6	promise	promise	NN
cord-232238-aicird98	252	7	will	will	MD
cord-232238-aicird98	252	8	not	not	RB
cord-232238-aicird98	252	9	be	be	VB
cord-232238-aicird98	252	10	respected	respect	VBN
cord-232238-aicird98	252	11	is	be	VBZ
cord-232238-aicird98	252	12	valuable	valuable	JJ
cord-232238-aicird98	252	13	in	in	IN
cord-232238-aicird98	252	14	the	the	DT
cord-232238-aicird98	252	15	client	client	NN
cord-232238-aicird98	252	16	's	's	POS
cord-232238-aicird98	252	17	perspective	perspective	NN
cord-232238-aicird98	252	18	.	.	.
cord-232238-aicird98	253	1	Ideally	ideally	RB
cord-232238-aicird98	253	2	,	,	,
cord-232238-aicird98	253	3	a	a	DT
cord-232238-aicird98	253	4	rational	rational	JJ
cord-232238-aicird98	253	5	client	client	NN
cord-232238-aicird98	253	6	would	would	MD
cord-232238-aicird98	253	7	want	want	VB
cord-232238-aicird98	253	8	the	the	DT
cord-232238-aicird98	253	9	client	client	NN
cord-232238-aicird98	253	10	to	to	TO
cord-232238-aicird98	253	11	be	be	VB
cord-232238-aicird98	253	12	fully	fully	RB
cord-232238-aicird98	253	13	aware	aware	JJ
cord-232238-aicird98	253	14	of	of	IN
cord-232238-aicird98	253	15	the	the	DT
cord-232238-aicird98	253	16	probabilistic	probabilistic	JJ
cord-232238-aicird98	253	17	uncertainty	uncertainty	NN
cord-232238-aicird98	253	18	of	of	IN
cord-232238-aicird98	253	19	a	a	DT
cord-232238-aicird98	253	20	probabilistic	probabilistic	JJ
cord-232238-aicird98	253	21	commitment	commitment	NN
cord-232238-aicird98	253	22	to	to	IN
cord-232238-aicird98	253	23	a	a	DT
cord-232238-aicird98	253	24	counterfactual	counterfactual	JJ
cord-232238-aicird98	253	25	,	,	,
cord-232238-aicird98	253	26	in	in	IN
cord-232238-aicird98	253	27	order	order	NN
cord-232238-aicird98	253	28	to	to	TO
cord-232238-aicird98	253	29	know	know	VB
cord-232238-aicird98	253	30	who	who	WP
cord-232238-aicird98	253	31	much	much	JJ
cord-232238-aicird98	253	32	weight	weight	NN
cord-232238-aicird98	253	33	to	to	TO
cord-232238-aicird98	253	34	place	place	NN
cord-232238-aicird98	253	35	on	on	IN
cord-232238-aicird98	253	36	it	-PRON-	PRP
cord-232238-aicird98	253	37	when	when	WRB
cord-232238-aicird98	253	38	making	make	VBG
cord-232238-aicird98	253	39	decisions	decision	NNS
cord-232238-aicird98	253	40	.	.	.
cord-232238-aicird98	254	1	Hence	hence	RB
cord-232238-aicird98	254	2	,	,	,
cord-232238-aicird98	254	3	one	one	PRP
cord-232238-aicird98	254	4	may	may	MD
cord-232238-aicird98	254	5	solve	solve	VB
cord-232238-aicird98	254	6	the	the	DT
cord-232238-aicird98	254	7	tension	tension	NN
cord-232238-aicird98	254	8	between	between	IN
cord-232238-aicird98	254	9	the	the	DT
cord-232238-aicird98	254	10	consequentialist	consequentialist	JJ
cord-232238-aicird98	254	11	and	and	CC
cord-232238-aicird98	254	12	the	the	DT
cord-232238-aicird98	254	13	deontological	deontological	JJ
cord-232238-aicird98	254	14	approaches	approach	NNS
cord-232238-aicird98	254	15	by	by	IN
cord-232238-aicird98	254	16	declaring	declare	VBG
cord-232238-aicird98	254	17	the	the	DT
cord-232238-aicird98	254	18	probabilistic	probabilistic	JJ
cord-232238-aicird98	254	19	nature	nature	NN
cord-232238-aicird98	254	20	of	of	IN
cord-232238-aicird98	254	21	the	the	DT
cord-232238-aicird98	254	22	plan	plan	NN
cord-232238-aicird98	254	23	to	to	TO
cord-232238-aicird98	254	24	respect	respect	VB
cord-232238-aicird98	254	25	counterfactual	counterfactual	JJ
cord-232238-aicird98	254	26	,	,	,
cord-232238-aicird98	254	27	to	to	IN
cord-232238-aicird98	254	28	the	the	DT
cord-232238-aicird98	254	29	client	client	NN
cord-232238-aicird98	254	30	,	,	,
cord-232238-aicird98	254	31	in	in	IN
cord-232238-aicird98	254	32	the	the	DT
cord-232238-aicird98	254	33	moment	moment	NN
cord-232238-aicird98	254	34	the	the	DT
cord-232238-aicird98	254	35	explanation	explanation	NN
cord-232238-aicird98	254	36	is	be	VBZ
cord-232238-aicird98	254	37	given	give	VBN
cord-232238-aicird98	254	38	to	to	IN
cord-232238-aicird98	254	39	him	-PRON-	PRP
cord-232238-aicird98	254	40	or	or	CC
cord-232238-aicird98	254	41	her	-PRON-	PRP
cord-232238-aicird98	254	42	.	.	.
cord-232238-aicird98	255	1	It	-PRON-	PRP
cord-232238-aicird98	255	2	may	may	MD
cord-232238-aicird98	255	3	be	be	VB
cord-232238-aicird98	255	4	objected	object	VBN
cord-232238-aicird98	255	5	that	that	IN
cord-232238-aicird98	255	6	"	"	``
cord-232238-aicird98	255	7	making	make	VBG
cord-232238-aicird98	255	8	a	a	DT
cord-232238-aicird98	255	9	promise	promise	NN
cord-232238-aicird98	255	10	while	while	IN
cord-232238-aicird98	255	11	declaring	declare	VBG
cord-232238-aicird98	255	12	that	that	IN
cord-232238-aicird98	255	13	it	-PRON-	PRP
cord-232238-aicird98	255	14	may	may	MD
cord-232238-aicird98	255	15	be	be	VB
cord-232238-aicird98	255	16	broken	break	VBN
cord-232238-aicird98	255	17	"	"	''
cord-232238-aicird98	255	18	would	would	MD
cord-232238-aicird98	255	19	also	also	RB
cord-232238-aicird98	255	20	violate	violate	VB
cord-232238-aicird98	255	21	Kant	Kant	NNP
cord-232238-aicird98	255	22	's	's	POS
cord-232238-aicird98	255	23	categorical	categorical	JJ
cord-232238-aicird98	255	24	imperative	imperative	NN
cord-232238-aicird98	255	25	,	,	,
cord-232238-aicird98	255	26	and	and	CC
cord-232238-aicird98	255	27	count	count	VB
cord-232238-aicird98	255	28	as	as	RB
cord-232238-aicird98	255	29	unethical	unethical	JJ
cord-232238-aicird98	255	30	in	in	IN
cord-232238-aicird98	255	31	that	that	DT
cord-232238-aicird98	255	32	perspective	perspective	NN
cord-232238-aicird98	255	33	.	.	.
cord-232238-aicird98	256	1	This	this	DT
cord-232238-aicird98	256	2	is	be	VBZ
cord-232238-aicird98	256	3	true	true	JJ
cord-232238-aicird98	256	4	of	of	IN
cord-232238-aicird98	256	5	promises	promise	NNS
cord-232238-aicird98	256	6	that	that	WDT
cord-232238-aicird98	256	7	are	be	VBP
cord-232238-aicird98	256	8	made	make	VBN
cord-232238-aicird98	256	9	with	with	IN
cord-232238-aicird98	256	10	the	the	DT
cord-232238-aicird98	256	11	intention	intention	NN
cord-232238-aicird98	256	12	that	that	IN
cord-232238-aicird98	256	13	they	-PRON-	PRP
cord-232238-aicird98	256	14	may	may	MD
cord-232238-aicird98	256	15	be	be	VB
cord-232238-aicird98	256	16	broken	break	VBN
cord-232238-aicird98	256	17	for	for	IN
cord-232238-aicird98	256	18	arbitrary	arbitrary	JJ
cord-232238-aicird98	256	19	reasons	reason	NNS
cord-232238-aicird98	256	20	.	.	.
cord-232238-aicird98	257	1	This	this	DT
cord-232238-aicird98	257	2	is	be	VBZ
cord-232238-aicird98	257	3	not	not	RB
cord-232238-aicird98	257	4	what	what	WP
cord-232238-aicird98	257	5	the	the	DT
cord-232238-aicird98	257	6	combined	combined	JJ
cord-232238-aicird98	257	7	strategy	strategy	NN
cord-232238-aicird98	257	8	does	do	VBZ
cord-232238-aicird98	257	9	.	.	.
cord-232238-aicird98	258	1	To	to	TO
cord-232238-aicird98	258	2	probabilistically	probabilistically	RB
cord-232238-aicird98	258	3	guarantee	guarantee	VB
cord-232238-aicird98	258	4	a	a	DT
cord-232238-aicird98	258	5	proportion	proportion	NN
cord-232238-aicird98	258	6	of	of	IN
cord-232238-aicird98	258	7	counterfactuals	counterfactual	NNS
cord-232238-aicird98	258	8	,	,	,
cord-232238-aicird98	258	9	in	in	IN
cord-232238-aicird98	258	10	a	a	DT
cord-232238-aicird98	258	11	way	way	NN
cord-232238-aicird98	258	12	that	that	WDT
cord-232238-aicird98	258	13	varies	vary	VBZ
cord-232238-aicird98	258	14	according	accord	VBG
cord-232238-aicird98	258	15	to	to	IN
cord-232238-aicird98	258	16	the	the	DT
cord-232238-aicird98	258	17	circumstances	circumstance	NNS
cord-232238-aicird98	258	18	,	,	,
cord-232238-aicird98	258	19	based	base	VBN
cord-232238-aicird98	258	20	on	on	IN
cord-232238-aicird98	258	21	a	a	DT
cord-232238-aicird98	258	22	plan	plan	NN
cord-232238-aicird98	258	23	established	establish	VBN
cord-232238-aicird98	258	24	in	in	IN
cord-232238-aicird98	258	25	advance	advance	NN
cord-232238-aicird98	258	26	,	,	,
cord-232238-aicird98	258	27	and	and	CC
cord-232238-aicird98	258	28	that	that	DT
cord-232238-aicird98	258	29	is	be	VBZ
cord-232238-aicird98	258	30	honestly	honestly	RB
cord-232238-aicird98	258	31	communicated	communicate	VBN
cord-232238-aicird98	258	32	to	to	IN
cord-232238-aicird98	258	33	the	the	DT
cord-232238-aicird98	258	34	recipient	recipient	NN
cord-232238-aicird98	258	35	of	of	IN
cord-232238-aicird98	258	36	the	the	DT
cord-232238-aicird98	258	37	explanation	explanation	NN
cord-232238-aicird98	258	38	,	,	,
cord-232238-aicird98	258	39	amounts	amount	VBZ
cord-232238-aicird98	258	40	to	to	IN
cord-232238-aicird98	258	41	a	a	DT
cord-232238-aicird98	258	42	commitment	commitment	NN
cord-232238-aicird98	258	43	that	that	WDT
cord-232238-aicird98	258	44	has	have	VBZ
cord-232238-aicird98	258	45	social	social	JJ
cord-232238-aicird98	258	46	value	value	NN
cord-232238-aicird98	258	47	.	.	.
cord-232238-aicird98	259	1	Finally	finally	RB
cord-232238-aicird98	259	2	,	,	,
cord-232238-aicird98	259	3	let	let	VB
cord-232238-aicird98	259	4	us	-PRON-	PRP
cord-232238-aicird98	259	5	return	return	VB
cord-232238-aicird98	259	6	to	to	IN
cord-232238-aicird98	259	7	our	-PRON-	PRP$
cord-232238-aicird98	259	8	credit	credit	NN
cord-232238-aicird98	259	9	bank	bank	NN
cord-232238-aicird98	259	10	scenario	scenario	NN
cord-232238-aicird98	259	11	to	to	TO
cord-232238-aicird98	259	12	see	see	VB
cord-232238-aicird98	259	13	how	how	WRB
cord-232238-aicird98	259	14	that	that	DT
cord-232238-aicird98	259	15	may	may	MD
cord-232238-aicird98	259	16	play	play	VB
cord-232238-aicird98	259	17	out	out	RP
cord-232238-aicird98	259	18	in	in	IN
cord-232238-aicird98	259	19	reality	reality	NN
cord-232238-aicird98	259	20	.	.	.
cord-232238-aicird98	260	1	A	a	DT
cord-232238-aicird98	260	2	bank	bank	NN
cord-232238-aicird98	260	3	may	may	MD
cord-232238-aicird98	260	4	provide	provide	VB
cord-232238-aicird98	260	5	a	a	DT
cord-232238-aicird98	260	6	client	client	NN
cord-232238-aicird98	260	7	with	with	IN
cord-232238-aicird98	260	8	the	the	DT
cord-232238-aicird98	260	9	following	following	JJ
cord-232238-aicird98	260	10	prospect	prospect	NN
cord-232238-aicird98	260	11	:	:	:
cord-232238-aicird98	260	12	"	"	``
cord-232238-aicird98	260	13	we	-PRON-	PRP
cord-232238-aicird98	260	14	expect	expect	VBP
cord-232238-aicird98	260	15	ourselves	-PRON-	PRP
cord-232238-aicird98	260	16	to	to	TO
cord-232238-aicird98	260	17	behave	behave	VB
cord-232238-aicird98	260	18	as	as	IN
cord-232238-aicird98	260	19	described	describe	VBN
cord-232238-aicird98	260	20	in	in	IN
cord-232238-aicird98	260	21	our	-PRON-	PRP$
cord-232238-aicird98	260	22	explanation	explanation	NN
cord-232238-aicird98	260	23	in	in	IN
cord-232238-aicird98	260	24	90	90	CD
cord-232238-aicird98	260	25	%	%	NN
cord-232238-aicird98	260	26	of	of	IN
cord-232238-aicird98	260	27	cases	case	NNS
cord-232238-aicird98	260	28	except	except	IN
cord-232238-aicird98	260	29	in	in	IN
cord-232238-aicird98	260	30	economic	economic	JJ
cord-232238-aicird98	260	31	circumstances	circumstance	NNS
cord-232238-aicird98	260	32	X	X	VBZ
cord-232238-aicird98	260	33	or	or	CC
cord-232238-aicird98	260	34	Y	y	NN
cord-232238-aicird98	260	35	where	where	WRB
cord-232238-aicird98	260	36	that	that	DT
cord-232238-aicird98	260	37	proportion	proportion	NN
cord-232238-aicird98	260	38	falls	fall	VBZ
cord-232238-aicird98	260	39	to	to	IN
cord-232238-aicird98	260	40	70	70	CD
cord-232238-aicird98	260	41	%	%	NN
cord-232238-aicird98	260	42	and	and	CC
cord-232238-aicird98	260	43	we	-PRON-	PRP
cord-232238-aicird98	260	44	offer	offer	VBP
cord-232238-aicird98	260	45	no	no	DT
cord-232238-aicird98	260	46	guarantee	guarantee	NN
cord-232238-aicird98	260	47	about	about	IN
cord-232238-aicird98	260	48	honoring	honor	VBG
cord-232238-aicird98	260	49	our	-PRON-	PRP$
cord-232238-aicird98	260	50	commitments	commitment	NNS
cord-232238-aicird98	260	51	when	when	WRB
cord-232238-aicird98	260	52	Z	z	NN
cord-232238-aicird98	260	53	occurs	occur	VBZ
cord-232238-aicird98	260	54	.	.	.
cord-232238-aicird98	261	1	"	"	``
cord-232238-aicird98	261	2	This	this	DT
cord-232238-aicird98	261	3	would	would	MD
cord-232238-aicird98	261	4	be	be	VB
cord-232238-aicird98	261	5	a	a	DT
cord-232238-aicird98	261	6	promise	promise	NN
cord-232238-aicird98	261	7	that	that	WDT
cord-232238-aicird98	261	8	includes	include	VBZ
cord-232238-aicird98	261	9	the	the	DT
cord-232238-aicird98	261	10	conditions	condition	NNS
cord-232238-aicird98	261	11	of	of	IN
cord-232238-aicird98	261	12	its	-PRON-	PRP$
cord-232238-aicird98	261	13	own	own	JJ
cord-232238-aicird98	261	14	breaking	breaking	NN
cord-232238-aicird98	261	15	,	,	,
cord-232238-aicird98	261	16	with	with	IN
cord-232238-aicird98	261	17	a	a	DT
cord-232238-aicird98	261	18	probability	probability	NN
cord-232238-aicird98	261	19	attached	attach	VBN
cord-232238-aicird98	261	20	to	to	IN
cord-232238-aicird98	261	21	it	-PRON-	PRP
cord-232238-aicird98	261	22	.	.	.
cord-232238-aicird98	262	1	Like	like	IN
cord-232238-aicird98	262	2	ordinary	ordinary	JJ
cord-232238-aicird98	262	3	promises	promise	NNS
cord-232238-aicird98	262	4	,	,	,
cord-232238-aicird98	262	5	this	this	DT
cord-232238-aicird98	262	6	probabilistic	probabilistic	JJ
cord-232238-aicird98	262	7	and	and	CC
cord-232238-aicird98	262	8	conditional	conditional	JJ
cord-232238-aicird98	262	9	commitment	commitment	NN
cord-232238-aicird98	262	10	can	can	MD
cord-232238-aicird98	262	11	ground	ground	VB
cord-232238-aicird98	262	12	reasonably	reasonably	RB
cord-232238-aicird98	262	13	accurate	accurate	JJ
cord-232238-aicird98	262	14	expectations	expectation	NNS
cord-232238-aicird98	262	15	of	of	IN
cord-232238-aicird98	262	16	the	the	DT
cord-232238-aicird98	262	17	client	client	NN
cord-232238-aicird98	262	18	about	about	IN
cord-232238-aicird98	262	19	the	the	DT
cord-232238-aicird98	262	20	bank	bank	NN
cord-232238-aicird98	262	21	's	's	POS
cord-232238-aicird98	262	22	behavior	behavior	NN
cord-232238-aicird98	262	23	.	.	.
cord-232238-aicird98	263	1	The	the	DT
cord-232238-aicird98	263	2	recipient	recipient	NN
cord-232238-aicird98	263	3	of	of	IN
cord-232238-aicird98	263	4	the	the	DT
cord-232238-aicird98	263	5	counterfactual	counterfactual	JJ
cord-232238-aicird98	263	6	commitment	commitment	NN
cord-232238-aicird98	263	7	receives	receive	VBZ
cord-232238-aicird98	263	8	useful	useful	JJ
cord-232238-aicird98	263	9	information	information	NN
cord-232238-aicird98	263	10	,	,	,
cord-232238-aicird98	263	11	and	and	CC
cord-232238-aicird98	263	12	knows	know	VBZ
cord-232238-aicird98	263	13	what	what	WP
cord-232238-aicird98	263	14	to	to	TO
cord-232238-aicird98	263	15	expect	expect	VB
cord-232238-aicird98	263	16	in	in	IN
cord-232238-aicird98	263	17	ordinary	ordinary	JJ
cord-232238-aicird98	263	18	circumstances	circumstance	NNS
cord-232238-aicird98	263	19	,	,	,
cord-232238-aicird98	263	20	factoring	factor	VBG
cord-232238-aicird98	263	21	it	-PRON-	PRP
cord-232238-aicird98	263	22	some	some	DT
cord-232238-aicird98	263	23	degree	degree	NN
cord-232238-aicird98	263	24	of	of	IN
cord-232238-aicird98	263	25	risk	risk	NN
cord-232238-aicird98	263	26	.	.	.
cord-232238-aicird98	264	1	We	-PRON-	PRP
cord-232238-aicird98	264	2	could	could	MD
cord-232238-aicird98	264	3	label	label	VB
cord-232238-aicird98	264	4	this	this	DT
cord-232238-aicird98	264	5	approach	approach	NN
cord-232238-aicird98	264	6	as	as	IN
cord-232238-aicird98	264	7	wisdom	wisdom	NN
cord-232238-aicird98	264	8	-	-	HYPH
cord-232238-aicird98	264	9	by	by	IN
cord-232238-aicird98	264	10	-	-	HYPH
cord-232238-aicird98	264	11	design	design	NN
cord-232238-aicird98	264	12	:	:	:
cord-232238-aicird98	264	13	the	the	DT
cord-232238-aicird98	264	14	system	system	NN
cord-232238-aicird98	264	15	will	will	MD
cord-232238-aicird98	264	16	exhibit	exhibit	VB
cord-232238-aicird98	264	17	a	a	DT
cord-232238-aicird98	264	18	certain	certain	JJ
cord-232238-aicird98	264	19	degree	degree	NN
cord-232238-aicird98	264	20	of	of	IN
cord-232238-aicird98	264	21	coherence	coherence	NN
cord-232238-aicird98	264	22	and	and	CC
cord-232238-aicird98	264	23	predictability	predictability	NN
cord-232238-aicird98	264	24	,	,	,
cord-232238-aicird98	264	25	yet	yet	CC
cord-232238-aicird98	264	26	avoid	avoid	VB
cord-232238-aicird98	264	27	rigidity	rigidity	NN
cord-232238-aicird98	264	28	in	in	IN
cord-232238-aicird98	264	29	its	-PRON-	PRP$
cord-232238-aicird98	264	30	commitment	commitment	NN
cord-232238-aicird98	264	31	to	to	IN
cord-232238-aicird98	264	32	the	the	DT
cord-232238-aicird98	264	33	past	past	NN
cord-232238-aicird98	264	34	.	.	.
cord-232238-aicird98	265	1	Counterfactual	counterfactual	JJ
cord-232238-aicird98	265	2	explanations	explanation	NNS
cord-232238-aicird98	265	3	are	be	VBP
cord-232238-aicird98	265	4	a	a	DT
cord-232238-aicird98	265	5	class	class	NN
cord-232238-aicird98	265	6	of	of	IN
cord-232238-aicird98	265	7	contrastive	contrastive	JJ
cord-232238-aicird98	265	8	explanations	explanation	NNS
cord-232238-aicird98	265	9	of	of	IN
cord-232238-aicird98	265	10	machine	machine	NN
cord-232238-aicird98	265	11	learning	learning	NN
cord-232238-aicird98	265	12	outcomes	outcome	NNS
cord-232238-aicird98	265	13	with	with	IN
cord-232238-aicird98	265	14	interesting	interesting	JJ
cord-232238-aicird98	265	15	properties	property	NNS
cord-232238-aicird98	265	16	.	.	.
cord-232238-aicird98	266	1	In	in	IN
cord-232238-aicird98	266	2	fact	fact	NN
cord-232238-aicird98	266	3	,	,	,
cord-232238-aicird98	266	4	the	the	DT
cord-232238-aicird98	266	5	possibility	possibility	NN
cord-232238-aicird98	266	6	of	of	IN
cord-232238-aicird98	266	7	suggesting	suggest	VBG
cord-232238-aicird98	266	8	a	a	DT
cord-232238-aicird98	266	9	strategy	strategy	NN
cord-232238-aicird98	266	10	to	to	TO
cord-232238-aicird98	266	11	have	have	VB
cord-232238-aicird98	266	12	recourse	recourse	NN
cord-232238-aicird98	266	13	against	against	IN
cord-232238-aicird98	266	14	a	a	DT
cord-232238-aicird98	266	15	machine	machine	NN
cord-232238-aicird98	266	16	learning	learning	NN
cord-232238-aicird98	266	17	model	model	NN
cord-232238-aicird98	266	18	outcome	outcome	NN
cord-232238-aicird98	266	19	is	be	VBZ
cord-232238-aicird98	266	20	a	a	DT
cord-232238-aicird98	266	21	useful	useful	JJ
cord-232238-aicird98	266	22	tool	tool	NN
cord-232238-aicird98	266	23	available	available	JJ
cord-232238-aicird98	266	24	to	to	IN
cord-232238-aicird98	266	25	those	those	DT
cord-232238-aicird98	266	26	affected	affect	VBN
cord-232238-aicird98	266	27	by	by	IN
cord-232238-aicird98	266	28	AI	AI	NNP
cord-232238-aicird98	266	29	-	-	HYPH
cord-232238-aicird98	266	30	assisted	assist	VBN
cord-232238-aicird98	266	31	decisions	decision	NNS
cord-232238-aicird98	266	32	.	.	.
cord-232238-aicird98	267	1	However	however	RB
cord-232238-aicird98	267	2	,	,	,
cord-232238-aicird98	267	3	we	-PRON-	PRP
cord-232238-aicird98	267	4	showed	show	VBD
cord-232238-aicird98	267	5	that	that	IN
cord-232238-aicird98	267	6	this	this	DT
cord-232238-aicird98	267	7	property	property	NN
cord-232238-aicird98	267	8	becomes	become	VBZ
cord-232238-aicird98	267	9	a	a	DT
cord-232238-aicird98	267	10	double	double	RB
cord-232238-aicird98	267	11	-	-	HYPH
cord-232238-aicird98	267	12	edged	edged	JJ
cord-232238-aicird98	267	13	sword	sword	NN
cord-232238-aicird98	267	14	in	in	IN
cord-232238-aicird98	267	15	the	the	DT
cord-232238-aicird98	267	16	hands	hand	NNS
cord-232238-aicird98	267	17	of	of	IN
cord-232238-aicird98	267	18	those	those	DT
cord-232238-aicird98	267	19	organizations	organization	NNS
cord-232238-aicird98	267	20	that	that	WDT
cord-232238-aicird98	267	21	make	make	VBP
cord-232238-aicird98	267	22	use	use	NN
cord-232238-aicird98	267	23	of	of	IN
cord-232238-aicird98	267	24	AI	AI	NNP
cord-232238-aicird98	267	25	in	in	IN
cord-232238-aicird98	267	26	their	-PRON-	PRP$
cord-232238-aicird98	267	27	decision	decision	NN
cord-232238-aicird98	267	28	-	-	HYPH
cord-232238-aicird98	267	29	making	make	VBG
cord-232238-aicird98	267	30	processes	process	NNS
cord-232238-aicird98	267	31	,	,	,
cord-232238-aicird98	267	32	due	due	IN
cord-232238-aicird98	267	33	to	to	IN
cord-232238-aicird98	267	34	the	the	DT
cord-232238-aicird98	267	35	role	role	NN
cord-232238-aicird98	267	36	of	of	IN
cord-232238-aicird98	267	37	time	time	NN
cord-232238-aicird98	267	38	in	in	IN
cord-232238-aicird98	267	39	machine	machine	NN
cord-232238-aicird98	267	40	learning	learning	NN
cord-232238-aicird98	267	41	applications	application	NNS
cord-232238-aicird98	267	42	.	.	.
cord-232238-aicird98	268	1	The	the	DT
cord-232238-aicird98	268	2	approach	approach	NN
cord-232238-aicird98	268	3	to	to	TO
cord-232238-aicird98	268	4	tackle	tackle	VB
cord-232238-aicird98	268	5	the	the	DT
cord-232238-aicird98	268	6	emergence	emergence	NN
cord-232238-aicird98	268	7	of	of	IN
cord-232238-aicird98	268	8	series	series	NN
cord-232238-aicird98	268	9	of	of	IN
cord-232238-aicird98	268	10	unfortunate	unfortunate	JJ
cord-232238-aicird98	268	11	counterfactual	counterfactual	JJ
cord-232238-aicird98	268	12	events	event	NNS
cord-232238-aicird98	268	13	discussed	discuss	VBN
cord-232238-aicird98	268	14	in	in	IN
cord-232238-aicird98	268	15	these	these	DT
cord-232238-aicird98	268	16	notes	note	NNS
cord-232238-aicird98	268	17	is	be	VBZ
cord-232238-aicird98	268	18	a	a	DT
cord-232238-aicird98	268	19	first	first	JJ
cord-232238-aicird98	268	20	step	step	NN
cord-232238-aicird98	268	21	towards	towards	IN
cord-232238-aicird98	268	22	a	a	DT
cord-232238-aicird98	268	23	systematic	systematic	JJ
cord-232238-aicird98	268	24	analyses	analysis	NNS
cord-232238-aicird98	268	25	of	of	IN
cord-232238-aicird98	268	26	the	the	DT
cord-232238-aicird98	268	27	methods	method	NNS
cord-232238-aicird98	268	28	to	to	IN
cord-232238-aicird98	268	29	1	1	LS
cord-232238-aicird98	268	30	)	)	-RRB-
cord-232238-aicird98	268	31	ensure	ensure	VB
cord-232238-aicird98	268	32	the	the	DT
cord-232238-aicird98	268	33	consistent	consistent	JJ
cord-232238-aicird98	268	34	use	use	NN
cord-232238-aicird98	268	35	of	of	IN
cord-232238-aicird98	268	36	counterfactual	counterfactual	JJ
cord-232238-aicird98	268	37	explanations	explanation	NNS
cord-232238-aicird98	268	38	in	in	IN
cord-232238-aicird98	268	39	real	real	JJ
cord-232238-aicird98	268	40	-	-	HYPH
cord-232238-aicird98	268	41	world	world	NN
cord-232238-aicird98	268	42	applications	application	NNS
cord-232238-aicird98	268	43	,	,	,
cord-232238-aicird98	268	44	and	and	CC
cord-232238-aicird98	268	45	2	2	LS
cord-232238-aicird98	268	46	)	)	-RRB-
cord-232238-aicird98	268	47	support	support	VBP
cord-232238-aicird98	268	48	trust	trust	NN
cord-232238-aicird98	268	49	in	in	IN
cord-232238-aicird98	268	50	institutions	institution	NNS
cord-232238-aicird98	268	51	,	,	,
cord-232238-aicird98	268	52	and	and	CC
cord-232238-aicird98	268	53	their	-PRON-	PRP$
cord-232238-aicird98	268	54	AIs	ai	NNS
cord-232238-aicird98	268	55	,	,	,
cord-232238-aicird98	268	56	while	while	IN
cord-232238-aicird98	268	57	striving	strive	VBG
cord-232238-aicird98	268	58	for	for	IN
cord-232238-aicird98	268	59	the	the	DT
cord-232238-aicird98	268	60	interpretability	interpretability	NN
cord-232238-aicird98	268	61	of	of	IN
cord-232238-aicird98	268	62	machine	machine	NN
cord-232238-aicird98	268	63	learning	learning	NN
cord-232238-aicird98	268	64	models	model	NNS
cord-232238-aicird98	268	65	.	.	.
cord-232238-aicird98	269	1	We	-PRON-	PRP
cord-232238-aicird98	269	2	advocate	advocate	VBP
cord-232238-aicird98	269	3	for	for	IN
cord-232238-aicird98	269	4	qualitative	qualitative	JJ
cord-232238-aicird98	269	5	and	and	CC
cord-232238-aicird98	269	6	empirical	empirical	JJ
cord-232238-aicird98	269	7	studies	study	NNS
cord-232238-aicird98	269	8	with	with	IN
cord-232238-aicird98	269	9	real	real	JJ
cord-232238-aicird98	269	10	datasets	dataset	NNS
cord-232238-aicird98	269	11	to	to	TO
cord-232238-aicird98	269	12	test	test	VB
cord-232238-aicird98	269	13	the	the	DT
cord-232238-aicird98	269	14	propensity	propensity	NN
cord-232238-aicird98	269	15	of	of	IN
cord-232238-aicird98	269	16	organizations	organization	NNS
cord-232238-aicird98	269	17	in	in	IN
cord-232238-aicird98	269	18	implementing	implement	VBG
cord-232238-aicird98	269	19	different	different	JJ
cord-232238-aicird98	269	20	ethics	ethic	NNS
cord-232238-aicird98	269	21	-	-	HYPH
cord-232238-aicird98	269	22	preserving	preserve	VBG
cord-232238-aicird98	269	23	strategies	strategy	NNS
cord-232238-aicird98	269	24	to	to	TO
cord-232238-aicird98	269	25	commit	commit	VB
cord-232238-aicird98	269	26	to	to	IN
cord-232238-aicird98	269	27	counterfactual	counterfactual	JJ
cord-232238-aicird98	269	28	explanations	explanation	NNS
cord-232238-aicird98	269	29	,	,	,
cord-232238-aicird98	269	30	and	and	CC
cord-232238-aicird98	269	31	to	to	TO
cord-232238-aicird98	269	32	assess	assess	VB
cord-232238-aicird98	269	33	the	the	DT
cord-232238-aicird98	269	34	impact	impact	NN
cord-232238-aicird98	269	35	of	of	IN
cord-232238-aicird98	269	36	series	series	NN
cord-232238-aicird98	269	37	of	of	IN
cord-232238-aicird98	269	38	unfortunate	unfortunate	JJ
cord-232238-aicird98	269	39	counterfactual	counterfactual	JJ
cord-232238-aicird98	269	40	events	event	NNS
cord-232238-aicird98	269	41	on	on	IN
cord-232238-aicird98	269	42	their	-PRON-	PRP$
cord-232238-aicird98	269	43	functions	function	NNS
cord-232238-aicird98	269	44	.	.	.
cord-232238-aicird98	270	1	In	in	IN
cord-232238-aicird98	270	2	Table	table	NN
cord-232238-aicird98	270	3	1	1	CD
cord-232238-aicird98	270	4	we	-PRON-	PRP
cord-232238-aicird98	270	5	enumerate	enumerate	VBP
cord-232238-aicird98	270	6	all	all	DT
cord-232238-aicird98	270	7	possible	possible	JJ
cord-232238-aicird98	270	8	cases	case	NNS
cord-232238-aicird98	270	9	that	that	WDT
cord-232238-aicird98	270	10	emerge	emerge	VBP
cord-232238-aicird98	270	11	from	from	IN
cord-232238-aicird98	270	12	the	the	DT
cord-232238-aicird98	270	13	change	change	NN
cord-232238-aicird98	270	14	in	in	IN
cord-232238-aicird98	270	15	time	time	NN
cord-232238-aicird98	270	16	of	of	IN
cord-232238-aicird98	270	17	data	datum	NNS
cord-232238-aicird98	270	18	points	point	NNS
cord-232238-aicird98	270	19	,	,	,
cord-232238-aicird98	270	20	machine	machine	NN
cord-232238-aicird98	270	21	learning	learning	NN
cord-232238-aicird98	270	22	models	model	NNS
cord-232238-aicird98	270	23	and	and	CC
cord-232238-aicird98	270	24	their	-PRON-	PRP$
cord-232238-aicird98	270	25	outcomes	outcome	NNS
cord-232238-aicird98	270	26	,	,	,
cord-232238-aicird98	270	27	when	when	WRB
cord-232238-aicird98	270	28	considering	consider	VBG
cord-232238-aicird98	270	29	the	the	DT
cord-232238-aicird98	270	30	implementation	implementation	NN
cord-232238-aicird98	270	31	of	of	IN
cord-232238-aicird98	270	32	counterfactual	counterfactual	JJ
cord-232238-aicird98	270	33	scenarios	scenario	NNS
cord-232238-aicird98	270	34	.	.	.
cord-232238-aicird98	271	1	We	-PRON-	PRP
cord-232238-aicird98	271	2	show	show	VBP
cord-232238-aicird98	271	3	that	that	IN
cord-232238-aicird98	271	4	the	the	DT
cord-232238-aicird98	271	5	unfortunate	unfortunate	JJ
cord-232238-aicird98	271	6	counterfactual	counterfactual	JJ
cord-232238-aicird98	271	7	event	event	NN
cord-232238-aicird98	271	8	discussed	discuss	VBN
cord-232238-aicird98	271	9	in	in	IN
cord-232238-aicird98	271	10	Section	section	NN
cord-232238-aicird98	271	11	3	3	CD
cord-232238-aicird98	271	12	is	be	VBZ
cord-232238-aicird98	271	13	one	one	CD
cord-232238-aicird98	271	14	of	of	IN
cord-232238-aicird98	271	15	these	these	DT
cord-232238-aicird98	271	16	cases	case	NNS
cord-232238-aicird98	271	17	(	(	-LRB-
cord-232238-aicird98	271	18	i.e.	i.e.	FW
cord-232238-aicird98	271	19	,	,	,
cord-232238-aicird98	271	20	case	case	NN
cord-232238-aicird98	271	21	4	4	CD
cord-232238-aicird98	271	22	)	)	-RRB-
cord-232238-aicird98	271	23	.	.	.
cord-232238-aicird98	272	1	We	-PRON-	PRP
cord-232238-aicird98	272	2	start	start	VBP
cord-232238-aicird98	272	3	with	with	IN
cord-232238-aicird98	272	4	some	some	DT
cord-232238-aicird98	272	5	notation	notation	NN
cord-232238-aicird98	272	6	:	:	:
cord-232238-aicird98	272	7	with	with	IN
cord-232238-aicird98	272	8	we	-PRON-	PRP
cord-232238-aicird98	272	9	denote	denote	VBP
cord-232238-aicird98	272	10	a	a	DT
cord-232238-aicird98	272	11	given	give	VBN
cord-232238-aicird98	272	12	data	data	NN
cord-232238-aicird98	272	13	point	point	NN
cord-232238-aicird98	272	14	corresponding	correspond	VBG
cord-232238-aicird98	272	15	,	,	,
cord-232238-aicird98	272	16	for	for	IN
cord-232238-aicird98	272	17	example	example	NN
cord-232238-aicird98	272	18	,	,	,
cord-232238-aicird98	272	19	to	to	IN
cord-232238-aicird98	272	20	a	a	DT
cord-232238-aicird98	272	21	specific	specific	JJ
cord-232238-aicird98	272	22	individual	individual	NN
cord-232238-aicird98	272	23	.	.	.
cord-232238-aicird98	273	1	With	with	IN
cord-232238-aicird98	273	2	ℎ	ℎ	LS
cord-232238-aicird98	273	3	we	-PRON-	PRP
cord-232238-aicird98	273	4	denote	denote	VBP
cord-232238-aicird98	273	5	the	the	DT
cord-232238-aicird98	273	6	machine	machine	NN
cord-232238-aicird98	273	7	learning	learning	NN
cord-232238-aicird98	273	8	model	model	NN
cord-232238-aicird98	273	9	at	at	IN
cord-232238-aicird98	273	10	hand	hand	NN
cord-232238-aicird98	273	11	(	(	-LRB-
cord-232238-aicird98	273	12	e.g.	e.g.	RB
cord-232238-aicird98	273	13	,	,	,
cord-232238-aicird98	273	14	a	a	DT
cord-232238-aicird98	273	15	credit	credit	NN
cord-232238-aicird98	273	16	loan	loan	NN
cord-232238-aicird98	273	17	system	system	NN
cord-232238-aicird98	273	18	)	)	-RRB-
cord-232238-aicird98	273	19	.	.	.
cord-232238-aicird98	274	1	The	the	DT
cord-232238-aicird98	274	2	outcome	outcome	NN
cord-232238-aicird98	274	3	of	of	IN
cord-232238-aicird98	274	4	computed	compute	VBN
cord-232238-aicird98	274	5	by	by	IN
cord-232238-aicird98	274	6	ℎ	ℎ	NN
cord-232238-aicird98	274	7	is	be	VBZ
cord-232238-aicird98	274	8	,	,	,
cord-232238-aicird98	274	9	or	or	CC
cord-232238-aicird98	274	10	=	=	SYM
cord-232238-aicird98	274	11	ℎ	ℎ	NN
cord-232238-aicird98	274	12	(	(	-LRB-
cord-232238-aicird98	274	13	)	)	-RRB-
cord-232238-aicird98	274	14	.	.	.
cord-232238-aicird98	275	1	Let	let	VB
cord-232238-aicird98	275	2	us	-PRON-	PRP
cord-232238-aicird98	275	3	consider	consider	VB
cord-232238-aicird98	275	4	two	two	CD
cord-232238-aicird98	275	5	distinct	distinct	JJ
cord-232238-aicird98	275	6	moments	moment	NNS
cord-232238-aicird98	275	7	of	of	IN
cord-232238-aicird98	275	8	time	time	NN
cord-232238-aicird98	275	9	0	0	CD
cord-232238-aicird98	275	10	and	and	CC
cord-232238-aicird98	275	11	1	1	CD
cord-232238-aicird98	275	12	,	,	,
cord-232238-aicird98	275	13	with	with	IN
cord-232238-aicird98	275	14	1	1	CD
cord-232238-aicird98	275	15	>	>	XX
cord-232238-aicird98	276	1	0	0	NFP
cord-232238-aicird98	276	2	,	,	,
cord-232238-aicird98	276	3	like	like	IN
cord-232238-aicird98	276	4	in	in	IN
cord-232238-aicird98	276	5	Section	section	NN
cord-232238-aicird98	276	6	3	3	CD
cord-232238-aicird98	276	7	.	.	.
cord-232238-aicird98	277	1	In	in	IN
cord-232238-aicird98	277	2	Table	table	NN
cord-232238-aicird98	277	3	1	1	CD
cord-232238-aicird98	277	4	we	-PRON-	PRP
cord-232238-aicird98	277	5	write	write	VBP
cord-232238-aicird98	277	6	"	"	''
cord-232238-aicird98	277	7	+	+	CC
cord-232238-aicird98	277	8	"	"	''
cord-232238-aicird98	278	1	if	if	IN
cord-232238-aicird98	278	2	the	the	DT
cord-232238-aicird98	278	3	corresponding	corresponding	JJ
cord-232238-aicird98	278	4	element	element	NN
cord-232238-aicird98	278	5	does	do	VBZ
cord-232238-aicird98	278	6	not	not	RB
cord-232238-aicird98	278	7	change	change	VB
cord-232238-aicird98	278	8	from	from	IN
cord-232238-aicird98	278	9	0	0	CD
cord-232238-aicird98	278	10	to	to	IN
cord-232238-aicird98	278	11	1	1	CD
cord-232238-aicird98	278	12	,	,	,
cord-232238-aicird98	278	13	"	"	''
cord-232238-aicird98	278	14	-	-	:
cord-232238-aicird98	278	15	"	"	''
cord-232238-aicird98	278	16	otherwise	otherwise	RB
cord-232238-aicird98	278	17	.	.	.
cord-232238-aicird98	279	1	In	in	IN
cord-232238-aicird98	279	2	case	case	NN
cord-232238-aicird98	279	3	a	a	DT
cord-232238-aicird98	279	4	"	"	``
cord-232238-aicird98	279	5	-	-	:
cord-232238-aicird98	279	6	"	"	''
cord-232238-aicird98	279	7	is	be	VBZ
cord-232238-aicird98	279	8	highlighted	highlight	VBN
cord-232238-aicird98	279	9	for	for	IN
cord-232238-aicird98	279	10	the	the	DT
cord-232238-aicird98	279	11	data	data	NN
cord-232238-aicird98	279	12	point	point	NN
cord-232238-aicird98	280	1	x	x	LS
cord-232238-aicird98	280	2	,	,	,
cord-232238-aicird98	280	3	the	the	DT
cord-232238-aicird98	280	4	counterfactual	counterfactual	JJ
cord-232238-aicird98	280	5	scenario	scenario	NN
cord-232238-aicird98	280	6	of	of	IN
cord-232238-aicird98	280	7	the	the	DT
cord-232238-aicird98	280	8	explanation	explanation	NN
cord-232238-aicird98	280	9	at	at	IN
cord-232238-aicird98	280	10	0	0	CD
cord-232238-aicird98	280	11	is	be	VBZ
cord-232238-aicird98	280	12	implemented	implement	VBN
cord-232238-aicird98	280	13	at	at	IN
cord-232238-aicird98	280	14	1	1	CD
cord-232238-aicird98	280	15	.	.	.
cord-232238-aicird98	281	1	It	-PRON-	PRP
cord-232238-aicird98	281	2	follows	follow	VBZ
cord-232238-aicird98	281	3	that	that	IN
cord-232238-aicird98	281	4	we	-PRON-	PRP
cord-232238-aicird98	281	5	need	need	VBP
cord-232238-aicird98	281	6	to	to	TO
cord-232238-aicird98	281	7	describe	describe	VB
cord-232238-aicird98	281	8	8	8	CD
cord-232238-aicird98	281	9	distinct	distinct	JJ
cord-232238-aicird98	281	10	cases	case	NNS
cord-232238-aicird98	281	11	.	.	.
cord-232238-aicird98	282	1	We	-PRON-	PRP
cord-232238-aicird98	282	2	note	note	VBP
cord-232238-aicird98	282	3	that	that	IN
cord-232238-aicird98	282	4	the	the	DT
cord-232238-aicird98	282	5	occurrence	occurrence	NN
cord-232238-aicird98	282	6	of	of	IN
cord-232238-aicird98	282	7	an	an	DT
cord-232238-aicird98	282	8	unfortunate	unfortunate	JJ
cord-232238-aicird98	282	9	counterfactual	counterfactual	JJ
cord-232238-aicird98	282	10	event	event	NN
cord-232238-aicird98	282	11	is	be	VBZ
cord-232238-aicird98	282	12	given	give	VBN
cord-232238-aicird98	282	13	by	by	IN
cord-232238-aicird98	282	14	case	case	NN
cord-232238-aicird98	282	15	4	4	CD
cord-232238-aicird98	282	16	.	.	.
cord-232238-aicird98	283	1	On	on	IN
cord-232238-aicird98	283	2	the	the	DT
cord-232238-aicird98	283	3	other	other	JJ
cord-232238-aicird98	283	4	hand	hand	NN
cord-232238-aicird98	283	5	,	,	,
cord-232238-aicird98	283	6	case	case	NN
cord-232238-aicird98	283	7	6	6	CD
cord-232238-aicird98	283	8	is	be	VBZ
cord-232238-aicird98	283	9	a	a	DT
cord-232238-aicird98	283	10	"	"	``
cord-232238-aicird98	283	11	paradigmatic	paradigmatic	JJ
cord-232238-aicird98	283	12	counterfactual	counterfactual	JJ
cord-232238-aicird98	283	13	event	event	NN
cord-232238-aicird98	283	14	:	:	:
cord-232238-aicird98	283	15	"	"	``
cord-232238-aicird98	283	16	the	the	DT
cord-232238-aicird98	283	17	implementation	implementation	NN
cord-232238-aicird98	283	18	of	of	IN
cord-232238-aicird98	283	19	the	the	DT
cord-232238-aicird98	283	20	counterfactual	counterfactual	JJ
cord-232238-aicird98	283	21	scenario	scenario	NN
cord-232238-aicird98	283	22	is	be	VBZ
cord-232238-aicird98	283	23	successful	successful	JJ
cord-232238-aicird98	283	24	and	and	CC
cord-232238-aicird98	283	25	occurs	occur	VBZ
cord-232238-aicird98	283	26	in	in	IN
cord-232238-aicird98	283	27	the	the	DT
cord-232238-aicird98	283	28	absence	absence	NN
cord-232238-aicird98	283	29	of	of	IN
cord-232238-aicird98	283	30	machine	machine	NN
cord-232238-aicird98	283	31	learning	learning	NN
cord-232238-aicird98	283	32	model	model	NN
cord-232238-aicird98	283	33	changes	change	NNS
cord-232238-aicird98	283	34	.	.	.
cord-232238-aicird98	284	1	Case	case	NN
cord-232238-aicird98	284	2	8	8	CD
cord-232238-aicird98	284	3	encodes	encode	VBZ
cord-232238-aicird98	284	4	the	the	DT
cord-232238-aicird98	284	5	possibility	possibility	NN
cord-232238-aicird98	284	6	of	of	IN
cord-232238-aicird98	284	7	having	have	VBG
cord-232238-aicird98	284	8	a	a	DT
cord-232238-aicird98	284	9	machine	machine	NN
cord-232238-aicird98	284	10	learning	learning	NN
cord-232238-aicird98	284	11	model	model	NN
cord-232238-aicird98	284	12	retraining	retraining	NN
cord-232238-aicird98	284	13	that	that	WDT
cord-232238-aicird98	284	14	is	be	VBZ
cord-232238-aicird98	284	15	compatible	compatible	JJ
cord-232238-aicird98	284	16	with	with	IN
cord-232238-aicird98	284	17	the	the	DT
cord-232238-aicird98	284	18	implementation	implementation	NN
cord-232238-aicird98	284	19	of	of	IN
cord-232238-aicird98	284	20	a	a	DT
cord-232238-aicird98	284	21	counterfactual	counterfactual	JJ
cord-232238-aicird98	284	22	scenario	scenario	NN
cord-232238-aicird98	284	23	(	(	-LRB-
cord-232238-aicird98	284	24	i.e.	i.e.	FW
cord-232238-aicird98	284	25	,	,	,
cord-232238-aicird98	284	26	ending	end	VBG
cord-232238-aicird98	284	27	in	in	IN
cord-232238-aicird98	284	28	the	the	DT
cord-232238-aicird98	284	29	change	change	NN
cord-232238-aicird98	284	30	of	of	IN
cord-232238-aicird98	284	31	outcome	outcome	NN
cord-232238-aicird98	284	32	,	,	,
cord-232238-aicird98	284	33	as	as	IN
cord-232238-aicird98	284	34	desired	desire	VBN
cord-232238-aicird98	284	35	)	)	-RRB-
cord-232238-aicird98	284	36	.	.	.
cord-232238-aicird98	285	1	All	all	DT
cord-232238-aicird98	285	2	other	other	JJ
cord-232238-aicird98	285	3	cases	case	NNS
cord-232238-aicird98	285	4	are	be	VBP
cord-232238-aicird98	285	5	not	not	RB
cord-232238-aicird98	285	6	relevant	relevant	JJ
cord-232238-aicird98	285	7	for	for	IN
cord-232238-aicird98	285	8	the	the	DT
cord-232238-aicird98	285	9	implementation	implementation	NN
cord-232238-aicird98	285	10	of	of	IN
cord-232238-aicird98	285	11	counterfactual	counterfactual	JJ
cord-232238-aicird98	285	12	scenarios	scenario	NNS
cord-232238-aicird98	285	13	we	-PRON-	PRP
cord-232238-aicird98	285	14	discuss	discuss	VBP
cord-232238-aicird98	285	15	in	in	IN
cord-232238-aicird98	285	16	these	these	DT
cord-232238-aicird98	285	17	notes	note	NNS
cord-232238-aicird98	285	18	.	.	.
cord-232238-aicird98	286	1	ℎ	ℎ	LS
cord-232238-aicird98	286	2	Description	description	NN
cord-232238-aicird98	286	3	1	1	CD
cord-232238-aicird98	287	1	+	+	CC
cord-232238-aicird98	288	1	+	+	CC
cord-232238-aicird98	289	1	+	+	CC
cord-232238-aicird98	290	1	No	no	DT
cord-232238-aicird98	290	2	change	change	NN
cord-232238-aicird98	290	3	.	.	.
cord-232238-aicird98	291	1	No	no	DT
cord-232238-aicird98	291	2	counterfactual	counterfactual	JJ
cord-232238-aicird98	291	3	scenario	scenario	NN
cord-232238-aicird98	291	4	is	be	VBZ
cord-232238-aicird98	291	5	applied	apply	VBN
cord-232238-aicird98	291	6	,	,	,
cord-232238-aicird98	291	7	in	in	IN
cord-232238-aicird98	291	8	particular	particular	JJ
cord-232238-aicird98	291	9	.	.	.
cord-232238-aicird98	292	1	-+	-+	.
cord-232238-aicird98	293	1	+	+	CC
cord-232238-aicird98	294	1	Only	only	RB
cord-232238-aicird98	294	2	x	x	WRB
cord-232238-aicird98	294	3	changes	change	NNS
cord-232238-aicird98	294	4	,	,	,
cord-232238-aicird98	294	5	although	although	IN
cord-232238-aicird98	294	6	its	-PRON-	PRP$
cord-232238-aicird98	294	7	change	change	NN
cord-232238-aicird98	294	8	does	do	VBZ
cord-232238-aicird98	294	9	not	not	RB
cord-232238-aicird98	294	10	alter	alter	VB
cord-232238-aicird98	294	11	the	the	DT
cord-232238-aicird98	294	12	corresponding	corresponding	JJ
cord-232238-aicird98	294	13	prediction	prediction	NN
cord-232238-aicird98	294	14	.	.	.
cord-232238-aicird98	295	1	This	this	DT
cord-232238-aicird98	295	2	case	case	NN
cord-232238-aicird98	295	3	can	can	MD
cord-232238-aicird98	295	4	not	not	RB
cord-232238-aicird98	295	5	hold	hold	VB
cord-232238-aicird98	295	6	if	if	IN
cord-232238-aicird98	295	7	the	the	DT
cord-232238-aicird98	295	8	individual	individual	NN
cord-232238-aicird98	295	9	has	have	VBZ
cord-232238-aicird98	295	10	successfully	successfully	RB
cord-232238-aicird98	295	11	implemented	implement	VBN
cord-232238-aicird98	295	12	the	the	DT
cord-232238-aicird98	295	13	counterfactual	counterfactual	JJ
cord-232238-aicird98	295	14	scenario	scenario	NN
cord-232238-aicird98	295	15	suggested	suggest	VBN
cord-232238-aicird98	295	16	at	at	IN
cord-232238-aicird98	295	17	time	time	NN
cord-232238-aicird98	295	18	0	0	NFP
cord-232238-aicird98	295	19	as	as	IN
cord-232238-aicird98	295	20	,	,	,
cord-232238-aicird98	295	21	in	in	IN
cord-232238-aicird98	295	22	that	that	DT
cord-232238-aicird98	295	23	case	case	NN
cord-232238-aicird98	295	24	,	,	,
cord-232238-aicird98	295	25	the	the	DT
cord-232238-aicird98	295	26	outcome	outcome	NN
cord-232238-aicird98	295	27	at	at	IN
cord-232238-aicird98	295	28	1	1	CD
cord-232238-aicird98	295	29	would	would	MD
cord-232238-aicird98	295	30	have	have	VB
cord-232238-aicird98	295	31	changed	change	VBN
cord-232238-aicird98	295	32	(	(	-LRB-
cord-232238-aicird98	295	33	given	give	VBN
cord-232238-aicird98	295	34	the	the	DT
cord-232238-aicird98	295	35	same	same	JJ
cord-232238-aicird98	295	36	machine	machine	NN
cord-232238-aicird98	295	37	learning	learning	NN
cord-232238-aicird98	295	38	model	model	NN
cord-232238-aicird98	295	39	ℎ	ℎ	NNP
cord-232238-aicird98	295	40	)	)	-RRB-
cord-232238-aicird98	295	41	.	.	.
cord-232238-aicird98	295	42	 	 	_SP
cord-232238-aicird98	296	1	Data	Data	NNP
cord-232238-aicird98	296	2	Augmentation	Augmentation	NNP
cord-232238-aicird98	296	3	Generative	Generative	NNP
cord-232238-aicird98	296	4	Adversarial	Adversarial	NNP
cord-232238-aicird98	296	5	Networks	Networks	NNPS
cord-232238-aicird98	297	1	The	the	DT
cord-232238-aicird98	297	2	hidden	hidden	JJ
cord-232238-aicird98	297	3	assumptions	assumption	NNS
cord-232238-aicird98	297	4	behind	behind	IN
cord-232238-aicird98	297	5	counterfactual	counterfactual	JJ
cord-232238-aicird98	297	6	explanations	explanation	NNS
cord-232238-aicird98	297	7	and	and	CC
cord-232238-aicird98	297	8	principal	principal	JJ
cord-232238-aicird98	297	9	reasons	reason	NNS
cord-232238-aicird98	297	10	Towards	towards	IN
cord-232238-aicird98	297	11	A	a	DT
cord-232238-aicird98	297	12	Rigorous	rigorous	JJ
cord-232238-aicird98	297	13	Science	science	NN
cord-232238-aicird98	297	14	of	of	IN
cord-232238-aicird98	297	15	Interpretable	interpretable	JJ
cord-232238-aicird98	297	16	Machine	machine	NN
cord-232238-aicird98	297	17	Learning	learn	VBG
cord-232238-aicird98	297	18	Learning	learn	VBG
cord-232238-aicird98	297	19	from	from	IN
cord-232238-aicird98	297	20	Imbalanced	imbalanced	JJ
cord-232238-aicird98	297	21	Data	data	NN
cord-232238-aicird98	297	22	Sets	set	NNS
cord-232238-aicird98	297	23	AI	ai	NN
cord-232238-aicird98	298	1	We	-PRON-	PRP
cord-232238-aicird98	298	2	Trust	trust	VBP
cord-232238-aicird98	298	3	Incrementally	incrementally	RB
cord-232238-aicird98	298	4	:	:	:
cord-232238-aicird98	298	5	a	a	DT
cord-232238-aicird98	298	6	Multi	multi	NN
cord-232238-aicird98	298	7	-	-	NN
cord-232238-aicird98	298	8	layer	layer	NN
cord-232238-aicird98	298	9	Model	Model	NNP
cord-232238-aicird98	298	10	of	of	IN
cord-232238-aicird98	298	11	Trust	Trust	NNP
cord-232238-aicird98	298	12	to	to	TO
cord-232238-aicird98	298	13	Analyze	analyze	VB
cord-232238-aicird98	298	14	Human	Human	NNP
cord-232238-aicird98	298	15	A	A	NNP
cord-232238-aicird98	298	16	Survey	Survey	NNP
cord-232238-aicird98	298	17	of	of	IN
cord-232238-aicird98	298	18	Methods	Methods	NNPS
cord-232238-aicird98	298	19	for	for	IN
cord-232238-aicird98	298	20	Explaining	explain	VBG
cord-232238-aicird98	298	21	Black	Black	NNP
cord-232238-aicird98	298	22	Box	Box	NNP
cord-232238-aicird98	298	23	Models	Models	NNPS
cord-232238-aicird98	298	24	Imbalanced	imbalanced	JJ
cord-232238-aicird98	298	25	Learning	Learning	NNP
cord-232238-aicird98	298	26	:	:	:
cord-232238-aicird98	298	27	Foundations	foundation	NNS
cord-232238-aicird98	298	28	,	,	,
cord-232238-aicird98	298	29	Algorithms	Algorithms	NNP
cord-232238-aicird98	298	30	,	,	,
cord-232238-aicird98	298	31	and	and	CC
cord-232238-aicird98	298	32	Applications	application	NNS
cord-232238-aicird98	298	33	Learning	learn	VBG
cord-232238-aicird98	298	34	from	from	IN
cord-232238-aicird98	298	35	imbalanced	imbalanced	JJ
cord-232238-aicird98	298	36	data	datum	NNS
cord-232238-aicird98	298	37	:	:	:
cord-232238-aicird98	298	38	open	open	JJ
cord-232238-aicird98	298	39	challenges	challenge	NNS
cord-232238-aicird98	298	40	and	and	CC
cord-232238-aicird98	298	41	future	future	JJ
cord-232238-aicird98	298	42	directions	direction	NNS
cord-232238-aicird98	299	1	Inverse	Inverse	NNP
cord-232238-aicird98	299	2	Classification	classification	NN
cord-232238-aicird98	299	3	for	for	IN
cord-232238-aicird98	299	4	Comparison	comparison	NN
cord-232238-aicird98	299	5	-	-	HYPH
cord-232238-aicird98	299	6	based	base	VBN
cord-232238-aicird98	299	7	Interpretability	Interpretability	NNP
cord-232238-aicird98	299	8	in	in	IN
cord-232238-aicird98	299	9	Machine	Machine	NNP
cord-232238-aicird98	299	10	Learning	Learning	NNP
cord-232238-aicird98	299	11	Ethics	Ethics	NNPS
cord-232238-aicird98	299	12	Guidelines	Guidelines	NNPS
cord-232238-aicird98	299	13	for	for	IN
cord-232238-aicird98	299	14	Trustworthy	trustworthy	JJ
cord-232238-aicird98	299	15	AI	ai	NN
cord-232238-aicird98	299	16	.	.	.
cord-232238-aicird98	300	1	FUTURIUM	FUTURIUM	NNP
cord-232238-aicird98	301	1	-European	-European	:
cord-232238-aicird98	301	2	Commission	Commission	NNP
cord-232238-aicird98	302	1	The	the	DT
cord-232238-aicird98	302	2	Mythos	Mythos	NNP
cord-232238-aicird98	302	3	of	of	IN
cord-232238-aicird98	302	4	Model	Model	NNP
cord-232238-aicird98	302	5	Interpretability	Interpretability	NNP
cord-232238-aicird98	302	6	Transparency	Transparency	NNP
cord-232238-aicird98	303	1	As	as	IN
cord-232238-aicird98	303	2	Design	Design	NNP
cord-232238-aicird98	303	3	Publicity	publicity	NN
cord-232238-aicird98	303	4	:	:	:
cord-232238-aicird98	303	5	Explaining	explain	VBG
cord-232238-aicird98	303	6	and	and	CC
cord-232238-aicird98	303	7	Justifying	justify	VBG
cord-232238-aicird98	303	8	Inscrutable	inscrutable	JJ
cord-232238-aicird98	303	9	Algorithms	Algorithms	NNP
cord-232238-aicird98	303	10	Preserving	preserve	VBG
cord-232238-aicird98	303	11	Causal	Causal	NNP
cord-232238-aicird98	303	12	Constraints	constraint	NNS
cord-232238-aicird98	303	13	in	in	IN
cord-232238-aicird98	303	14	Counterfactual	Counterfactual	NNP
cord-232238-aicird98	303	15	Explanations	explanation	NNS
cord-232238-aicird98	303	16	for	for	IN
cord-232238-aicird98	303	17	Explaining	Explaining	NNP
cord-232238-aicird98	303	18	Data	Data	NNP
cord-232238-aicird98	303	19	-	-	HYPH
cord-232238-aicird98	303	20	Driven	drive	VBN
cord-232238-aicird98	303	21	Document	Document	NNP
cord-232238-aicird98	303	22	Classifications	Classifications	NNPS
cord-232238-aicird98	303	23	Explanation	Explanation	NNP
cord-232238-aicird98	303	24	in	in	IN
cord-232238-aicird98	303	25	Artificial	Artificial	NNP
cord-232238-aicird98	303	26	Intelligence	Intelligence	NNP
cord-232238-aicird98	303	27	:	:	:
cord-232238-aicird98	304	1	Insights	insight	NNS
cord-232238-aicird98	304	2	from	from	IN
cord-232238-aicird98	304	3	the	the	DT
cord-232238-aicird98	304	4	Social	Social	NNP
cord-232238-aicird98	304	5	Sciences	Sciences	NNPS
cord-232238-aicird98	304	6	Machine	Machine	NNP
cord-232238-aicird98	304	7	Learning	Learning	NNP
cord-232238-aicird98	304	8	Explaining	explain	VBG
cord-232238-aicird98	304	9	Explanations	explanation	NNS
cord-232238-aicird98	304	10	in	in	IN
cord-232238-aicird98	304	11	AI	AI	NNP
cord-232238-aicird98	304	12	Explaining	explain	VBG
cord-232238-aicird98	304	13	machine	machine	NN
cord-232238-aicird98	304	14	learning	learn	VBG
cord-232238-aicird98	304	15	classifiers	classifier	NNS
cord-232238-aicird98	304	16	through	through	IN
cord-232238-aicird98	304	17	diverse	diverse	JJ
cord-232238-aicird98	304	18	counterfactual	counterfactual	JJ
cord-232238-aicird98	304	19	explanations	explanation	NNS
cord-232238-aicird98	305	1	The	the	DT
cord-232238-aicird98	305	2	Scored	Scored	NNP
cord-232238-aicird98	305	3	Society	Society	NNP
cord-232238-aicird98	305	4	:	:	:
cord-232238-aicird98	306	1	Due	due	JJ
cord-232238-aicird98	306	2	Process	process	NN
cord-232238-aicird98	306	3	for	for	IN
cord-232238-aicird98	306	4	Automated	Automated	NNP
cord-232238-aicird98	306	5	Predictions	Predictions	NNPS
cord-232238-aicird98	306	6	Causality	Causality	NNP
cord-232238-aicird98	306	7	:	:	:
cord-232238-aicird98	306	8	Models	model	NNS
cord-232238-aicird98	306	9	,	,	,
cord-232238-aicird98	306	10	Reasoning	reasoning	NN
cord-232238-aicird98	306	11	and	and	CC
cord-232238-aicird98	306	12	Inference	inference	NN
cord-232238-aicird98	306	13	FACE	face	NN
cord-232238-aicird98	306	14	:	:	:
cord-232238-aicird98	307	1	Feasible	feasible	JJ
cord-232238-aicird98	307	2	and	and	CC
cord-232238-aicird98	307	3	Actionable	actionable	JJ
cord-232238-aicird98	307	4	Counterfactual	Counterfactual	NNP
cord-232238-aicird98	307	5	Explanations	explanation	NNS
cord-232238-aicird98	308	1	Why	why	WRB
cord-232238-aicird98	308	2	Should	Should	MD
cord-232238-aicird98	308	3	I	-PRON-	PRP
cord-232238-aicird98	308	4	Trust	trust	VB
cord-232238-aicird98	308	5	You	-PRON-	PRP
cord-232238-aicird98	308	6	?	?	.
cord-232238-aicird98	308	7	"	"	''
cord-232238-aicird98	309	1	:	:	:
cord-232238-aicird98	309	2	Explaining	explain	VBG
cord-232238-aicird98	309	3	the	the	DT
cord-232238-aicird98	309	4	Predictions	prediction	NNS
cord-232238-aicird98	309	5	of	of	IN
cord-232238-aicird98	309	6	Any	any	DT
cord-232238-aicird98	309	7	Classifier	Classifier	NNP
cord-232238-aicird98	309	8	Efficient	Efficient	NNP
cord-232238-aicird98	309	9	Search	Search	NNP
cord-232238-aicird98	309	10	for	for	IN
cord-232238-aicird98	309	11	Diverse	diverse	JJ
cord-232238-aicird98	309	12	Coherent	coherent	JJ
cord-232238-aicird98	309	13	Explanations	explanation	NNS
cord-232238-aicird98	309	14	Towards	towards	IN
cord-232238-aicird98	309	15	Explainable	explainable	JJ
cord-232238-aicird98	309	16	Artificial	Artificial	NNP
cord-232238-aicird98	309	17	Intelligence	Intelligence	NNP
cord-232238-aicird98	309	18	Consequentialism	Consequentialism	NNP
cord-232238-aicird98	309	19	,	,	,
cord-232238-aicird98	309	20	Reasons	Reasons	NNPS
cord-232238-aicird98	309	21	,	,	,
cord-232238-aicird98	309	22	Value	Value	NNP
cord-232238-aicird98	309	23	and	and	CC
cord-232238-aicird98	309	24	Justice	Justice	NNP
cord-232238-aicird98	309	25	A	A	NNP
cord-232238-aicird98	309	26	survey	survey	NN
cord-232238-aicird98	309	27	on	on	IN
cord-232238-aicird98	309	28	Image	Image	NNP
cord-232238-aicird98	309	29	Data	Data	NNP
cord-232238-aicird98	309	30	Augmentation	Augmentation	NNP
cord-232238-aicird98	309	31	for	for	IN
cord-232238-aicird98	310	1	Deep	deep	JJ
cord-232238-aicird98	310	2	Learning	Learning	NNP
cord-232238-aicird98	310	3	Explaining	explain	VBG
cord-232238-aicird98	310	4	prediction	prediction	NN
cord-232238-aicird98	310	5	models	model	NNS
cord-232238-aicird98	310	6	and	and	CC
cord-232238-aicird98	310	7	individual	individual	JJ
cord-232238-aicird98	310	8	predictions	prediction	NNS
cord-232238-aicird98	310	9	with	with	IN
cord-232238-aicird98	310	10	feature	feature	NN
cord-232238-aicird98	310	11	contributions	contribution	NNS
cord-232238-aicird98	311	1	The	the	DT
cord-232238-aicird98	311	2	relationship	relationship	NN
cord-232238-aicird98	311	3	between	between	IN
cord-232238-aicird98	311	4	trust	trust	NN
cord-232238-aicird98	311	5	in	in	IN
cord-232238-aicird98	311	6	AI	AI	NNP
cord-232238-aicird98	311	7	and	and	CC
cord-232238-aicird98	311	8	trustworthy	trustworthy	JJ
cord-232238-aicird98	311	9	machine	machine	NN
cord-232238-aicird98	311	10	learning	learn	VBG
cord-232238-aicird98	311	11	technologies	technology	NNS
cord-232238-aicird98	311	12	Counterfactual	counterfactual	JJ
cord-232238-aicird98	311	13	explanations	explanation	NNS
cord-232238-aicird98	311	14	without	without	IN
cord-232238-aicird98	311	15	opening	open	VBG
cord-232238-aicird98	311	16	the	the	DT
cord-232238-aicird98	311	17	black	black	JJ
cord-232238-aicird98	311	18	box	box	NN
cord-232238-aicird98	311	19	:	:	:
cord-232238-aicird98	311	20	automated	automate	VBN
cord-232238-aicird98	311	21	decisions	decision	NNS
cord-232238-aicird98	311	22	and	and	CC
cord-232238-aicird98	311	23	the	the	DT
cord-232238-aicird98	311	24	GDPR	GDPR	NNP
cord-232238-aicird98	312	1	The	the	DT
cord-232238-aicird98	312	2	explanation	explanation	NN
cord-232238-aicird98	312	3	game	game	NN
cord-232238-aicird98	312	4	:	:	:
cord-232238-aicird98	312	5	a	a	DT
cord-232238-aicird98	312	6	formal	formal	JJ
cord-232238-aicird98	312	7	framework	framework	NN
cord-232238-aicird98	312	8	for	for	IN
cord-232238-aicird98	312	9	interpretable	interpretable	JJ
cord-232238-aicird98	312	10	machine	machine	NN
cord-232238-aicird98	312	11	learning	learn	VBG
cord-232238-aicird98	312	12	EDA	EDA	NNP
cord-232238-aicird98	312	13	:	:	:
cord-232238-aicird98	312	14	Easy	Easy	NNP
cord-232238-aicird98	312	15	Data	Data	NNP
cord-232238-aicird98	312	16	Augmentation	augmentation	NN
cord-232238-aicird98	312	17	Techniques	technique	NNS
cord-232238-aicird98	312	18	for	for	IN
cord-232238-aicird98	312	19	Boosting	boost	VBG
cord-232238-aicird98	312	20	Performance	performance	NN
cord-232238-aicird98	312	21	on	on	IN
cord-232238-aicird98	312	22	Text	Text	NNP
cord-232238-aicird98	312	23	Classification	Classification	NNP
cord-232238-aicird98	312	24	Tasks	task	VBZ
cord-232238-aicird98	312	25	Transparent	transparent	JJ
cord-232238-aicird98	312	26	Predictions	prediction	NNS
cord-232238-aicird98	312	27	Groundwork	Groundwork	NNP
cord-232238-aicird98	312	28	for	for	IN
cord-232238-aicird98	312	29	the	the	DT
cord-232238-aicird98	312	30	Metaphysics	metaphysic	NNS
cord-232238-aicird98	312	31	of	of	IN
cord-232238-aicird98	312	32	Morals	Morals	NNPS