id	sid	tid	token	lemma	pos
work_5xpfvjtqk5bbfefatdohgjss3a	1	1	Real	real	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	1	2	-	-	HYPH
work_5xpfvjtqk5bbfefatdohgjss3a	1	3	time	time	NN
work_5xpfvjtqk5bbfefatdohgjss3a	1	4	credit	credit	NN
work_5xpfvjtqk5bbfefatdohgjss3a	1	5	card	card	NN
work_5xpfvjtqk5bbfefatdohgjss3a	1	6	fraud	fraud	NN
work_5xpfvjtqk5bbfefatdohgjss3a	1	7	detection	detection	NN
work_5xpfvjtqk5bbfefatdohgjss3a	1	8	using	use	VBG
work_5xpfvjtqk5bbfefatdohgjss3a	1	9	computational	computational	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	1	10	intelligence	intelligence	NN
work_5xpfvjtqk5bbfefatdohgjss3a	1	11	Real	real	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	1	12	-	-	HYPH
work_5xpfvjtqk5bbfefatdohgjss3a	1	13	time	time	NN
work_5xpfvjtqk5bbfefatdohgjss3a	1	14	credit	credit	NN
work_5xpfvjtqk5bbfefatdohgjss3a	1	15	card	card	NN
work_5xpfvjtqk5bbfefatdohgjss3a	1	16	fraud	fraud	NN
work_5xpfvjtqk5bbfefatdohgjss3a	1	17	detection	detection	NN
work_5xpfvjtqk5bbfefatdohgjss3a	1	18	using	use	VBG
work_5xpfvjtqk5bbfefatdohgjss3a	1	19	computational	computational	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	1	20	intelligence	intelligence	NN
work_5xpfvjtqk5bbfefatdohgjss3a	1	21	Jon	Jon	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	1	22	T.S.	T.S.	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	2	1	Quah	Quah	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	2	2	*	*	NFP
work_5xpfvjtqk5bbfefatdohgjss3a	2	3	,	,	,
work_5xpfvjtqk5bbfefatdohgjss3a	2	4	M.	M.	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	2	5	Sriganesh	Sriganesh	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	2	6	School	School	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	2	7	of	of	IN
work_5xpfvjtqk5bbfefatdohgjss3a	2	8	Electrical	Electrical	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	2	9	and	and	CC
work_5xpfvjtqk5bbfefatdohgjss3a	2	10	Electronic	Electronic	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	2	11	Engineering	Engineering	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	2	12	,	,	,
work_5xpfvjtqk5bbfefatdohgjss3a	2	13	Nanyang	Nanyang	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	2	14	Technological	Technological	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	2	15	University	University	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	2	16	,	,	,
work_5xpfvjtqk5bbfefatdohgjss3a	2	17	Nanyang	Nanyang	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	2	18	Avenue	Avenue	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	2	19	,	,	,
work_5xpfvjtqk5bbfefatdohgjss3a	2	20	Singapore	Singapore	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	2	21	639798	639798	CD
work_5xpfvjtqk5bbfefatdohgjss3a	2	22	,	,	,
work_5xpfvjtqk5bbfefatdohgjss3a	2	23	Republic	Republic	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	2	24	of	of	IN
work_5xpfvjtqk5bbfefatdohgjss3a	2	25	Singapore	Singapore	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	2	26	Abstract	Abstract	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	2	27	Online	Online	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	2	28	banking	banking	NN
work_5xpfvjtqk5bbfefatdohgjss3a	2	29	and	and	CC
work_5xpfvjtqk5bbfefatdohgjss3a	2	30	e	e	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	2	31	-	-	NN
work_5xpfvjtqk5bbfefatdohgjss3a	2	32	commerce	commerce	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	2	33	have	have	VBP
work_5xpfvjtqk5bbfefatdohgjss3a	2	34	been	be	VBN
work_5xpfvjtqk5bbfefatdohgjss3a	2	35	experiencing	experience	VBG
work_5xpfvjtqk5bbfefatdohgjss3a	2	36	rapid	rapid	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	2	37	growth	growth	NN
work_5xpfvjtqk5bbfefatdohgjss3a	2	38	over	over	IN
work_5xpfvjtqk5bbfefatdohgjss3a	2	39	the	the	DT
work_5xpfvjtqk5bbfefatdohgjss3a	2	40	past	past	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	2	41	few	few	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	2	42	years	year	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	2	43	and	and	CC
work_5xpfvjtqk5bbfefatdohgjss3a	2	44	show	show	VBP
work_5xpfvjtqk5bbfefatdohgjss3a	2	45	tremendous	tremendous	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	2	46	promise	promise	NN
work_5xpfvjtqk5bbfefatdohgjss3a	2	47	of	of	IN
work_5xpfvjtqk5bbfefatdohgjss3a	2	48	growth	growth	NN
work_5xpfvjtqk5bbfefatdohgjss3a	2	49	even	even	RB
work_5xpfvjtqk5bbfefatdohgjss3a	2	50	in	in	IN
work_5xpfvjtqk5bbfefatdohgjss3a	2	51	the	the	DT
work_5xpfvjtqk5bbfefatdohgjss3a	2	52	future	future	NN
work_5xpfvjtqk5bbfefatdohgjss3a	2	53	.	.	.
work_5xpfvjtqk5bbfefatdohgjss3a	3	1	This	this	DT
work_5xpfvjtqk5bbfefatdohgjss3a	3	2	has	have	VBZ
work_5xpfvjtqk5bbfefatdohgjss3a	3	3	made	make	VBN
work_5xpfvjtqk5bbfefatdohgjss3a	3	4	it	-PRON-	PRP
work_5xpfvjtqk5bbfefatdohgjss3a	3	5	easier	easy	JJR
work_5xpfvjtqk5bbfefatdohgjss3a	3	6	for	for	IN
work_5xpfvjtqk5bbfefatdohgjss3a	3	7	fraudsters	fraudster	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	3	8	to	to	TO
work_5xpfvjtqk5bbfefatdohgjss3a	3	9	indulge	indulge	VB
work_5xpfvjtqk5bbfefatdohgjss3a	3	10	in	in	IN
work_5xpfvjtqk5bbfefatdohgjss3a	3	11	new	new	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	3	12	and	and	CC
work_5xpfvjtqk5bbfefatdohgjss3a	3	13	abstruse	abstruse	NN
work_5xpfvjtqk5bbfefatdohgjss3a	3	14	ways	way	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	3	15	of	of	IN
work_5xpfvjtqk5bbfefatdohgjss3a	3	16	committing	commit	VBG
work_5xpfvjtqk5bbfefatdohgjss3a	3	17	credit	credit	NN
work_5xpfvjtqk5bbfefatdohgjss3a	3	18	card	card	NN
work_5xpfvjtqk5bbfefatdohgjss3a	3	19	fraud	fraud	NN
work_5xpfvjtqk5bbfefatdohgjss3a	3	20	over	over	IN
work_5xpfvjtqk5bbfefatdohgjss3a	3	21	the	the	DT
work_5xpfvjtqk5bbfefatdohgjss3a	3	22	Internet	internet	NN
work_5xpfvjtqk5bbfefatdohgjss3a	3	23	.	.	.
work_5xpfvjtqk5bbfefatdohgjss3a	4	1	This	this	DT
work_5xpfvjtqk5bbfefatdohgjss3a	4	2	paper	paper	NN
work_5xpfvjtqk5bbfefatdohgjss3a	4	3	focuses	focus	VBZ
work_5xpfvjtqk5bbfefatdohgjss3a	4	4	on	on	IN
work_5xpfvjtqk5bbfefatdohgjss3a	4	5	real	real	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	4	6	-	-	HYPH
work_5xpfvjtqk5bbfefatdohgjss3a	4	7	time	time	NN
work_5xpfvjtqk5bbfefatdohgjss3a	4	8	fraud	fraud	NN
work_5xpfvjtqk5bbfefatdohgjss3a	4	9	detection	detection	NN
work_5xpfvjtqk5bbfefatdohgjss3a	4	10	and	and	CC
work_5xpfvjtqk5bbfefatdohgjss3a	4	11	presents	present	VBZ
work_5xpfvjtqk5bbfefatdohgjss3a	4	12	a	a	DT
work_5xpfvjtqk5bbfefatdohgjss3a	4	13	new	new	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	4	14	and	and	CC
work_5xpfvjtqk5bbfefatdohgjss3a	4	15	innovative	innovative	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	4	16	approach	approach	NN
work_5xpfvjtqk5bbfefatdohgjss3a	4	17	in	in	IN
work_5xpfvjtqk5bbfefatdohgjss3a	4	18	understanding	understand	VBG
work_5xpfvjtqk5bbfefatdohgjss3a	4	19	spending	spending	NN
work_5xpfvjtqk5bbfefatdohgjss3a	4	20	patterns	pattern	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	4	21	to	to	TO
work_5xpfvjtqk5bbfefatdohgjss3a	4	22	decipher	decipher	VB
work_5xpfvjtqk5bbfefatdohgjss3a	4	23	potential	potential	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	4	24	fraud	fraud	NN
work_5xpfvjtqk5bbfefatdohgjss3a	4	25	cases	case	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	4	26	.	.	.
work_5xpfvjtqk5bbfefatdohgjss3a	5	1	It	-PRON-	PRP
work_5xpfvjtqk5bbfefatdohgjss3a	5	2	makes	make	VBZ
work_5xpfvjtqk5bbfefatdohgjss3a	5	3	use	use	NN
work_5xpfvjtqk5bbfefatdohgjss3a	5	4	of	of	IN
work_5xpfvjtqk5bbfefatdohgjss3a	5	5	self	self	NN
work_5xpfvjtqk5bbfefatdohgjss3a	5	6	-	-	HYPH
work_5xpfvjtqk5bbfefatdohgjss3a	5	7	organization	organization	NN
work_5xpfvjtqk5bbfefatdohgjss3a	5	8	map	map	NN
work_5xpfvjtqk5bbfefatdohgjss3a	5	9	to	to	IN
work_5xpfvjtqk5bbfefatdohgjss3a	5	10	decipher	decipher	NN
work_5xpfvjtqk5bbfefatdohgjss3a	5	11	,	,	,
work_5xpfvjtqk5bbfefatdohgjss3a	5	12	filter	filter	VB
work_5xpfvjtqk5bbfefatdohgjss3a	5	13	and	and	CC
work_5xpfvjtqk5bbfefatdohgjss3a	5	14	analyze	analyze	VB
work_5xpfvjtqk5bbfefatdohgjss3a	5	15	customer	customer	NN
work_5xpfvjtqk5bbfefatdohgjss3a	5	16	behavior	behavior	NN
work_5xpfvjtqk5bbfefatdohgjss3a	5	17	for	for	IN
work_5xpfvjtqk5bbfefatdohgjss3a	5	18	detection	detection	NN
work_5xpfvjtqk5bbfefatdohgjss3a	5	19	of	of	IN
work_5xpfvjtqk5bbfefatdohgjss3a	5	20	fraud	fraud	NN
work_5xpfvjtqk5bbfefatdohgjss3a	5	21	.	.	.
work_5xpfvjtqk5bbfefatdohgjss3a	6	1	�	�	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	6	2	2007	2007	CD
work_5xpfvjtqk5bbfefatdohgjss3a	6	3	Elsevier	Elsevier	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	6	4	Ltd.	Ltd.	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	6	5	All	all	DT
work_5xpfvjtqk5bbfefatdohgjss3a	6	6	rights	right	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	6	7	reserved	reserve	VBN
work_5xpfvjtqk5bbfefatdohgjss3a	6	8	.	.	.
work_5xpfvjtqk5bbfefatdohgjss3a	7	1	Keywords	keyword	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	7	2	:	:	:
work_5xpfvjtqk5bbfefatdohgjss3a	7	3	Self	self	NN
work_5xpfvjtqk5bbfefatdohgjss3a	7	4	-	-	HYPH
work_5xpfvjtqk5bbfefatdohgjss3a	7	5	organizing	organize	VBG
work_5xpfvjtqk5bbfefatdohgjss3a	7	6	map	map	NN
work_5xpfvjtqk5bbfefatdohgjss3a	7	7	;	;	,
work_5xpfvjtqk5bbfefatdohgjss3a	7	8	Unsupervised	unsupervise	VBN
work_5xpfvjtqk5bbfefatdohgjss3a	7	9	learning	learning	NN
work_5xpfvjtqk5bbfefatdohgjss3a	7	10	;	;	:
work_5xpfvjtqk5bbfefatdohgjss3a	7	11	Risk	risk	NN
work_5xpfvjtqk5bbfefatdohgjss3a	7	12	scoring	score	VBG
work_5xpfvjtqk5bbfefatdohgjss3a	7	13	;	;	:
work_5xpfvjtqk5bbfefatdohgjss3a	7	14	Transaction	transaction	NN
work_5xpfvjtqk5bbfefatdohgjss3a	7	15	1	1	CD
work_5xpfvjtqk5bbfefatdohgjss3a	7	16	.	.	.
work_5xpfvjtqk5bbfefatdohgjss3a	8	1	Introduction	introduction	NN
work_5xpfvjtqk5bbfefatdohgjss3a	8	2	The	the	DT
work_5xpfvjtqk5bbfefatdohgjss3a	8	3	fast	fast	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	8	4	and	and	CC
work_5xpfvjtqk5bbfefatdohgjss3a	8	5	wide	wide	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	8	6	reach	reach	NN
work_5xpfvjtqk5bbfefatdohgjss3a	8	7	of	of	IN
work_5xpfvjtqk5bbfefatdohgjss3a	8	8	the	the	DT
work_5xpfvjtqk5bbfefatdohgjss3a	8	9	Internet	internet	NN
work_5xpfvjtqk5bbfefatdohgjss3a	8	10	has	have	VBZ
work_5xpfvjtqk5bbfefatdohgjss3a	8	11	made	make	VBN
work_5xpfvjtqk5bbfefatdohgjss3a	8	12	it	-PRON-	PRP
work_5xpfvjtqk5bbfefatdohgjss3a	8	13	one	one	CD
work_5xpfvjtqk5bbfefatdohgjss3a	8	14	of	of	IN
work_5xpfvjtqk5bbfefatdohgjss3a	8	15	the	the	DT
work_5xpfvjtqk5bbfefatdohgjss3a	8	16	major	major	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	8	17	selling	selling	NN
work_5xpfvjtqk5bbfefatdohgjss3a	8	18	channels	channel	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	8	19	for	for	IN
work_5xpfvjtqk5bbfefatdohgjss3a	8	20	the	the	DT
work_5xpfvjtqk5bbfefatdohgjss3a	8	21	retail	retail	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	8	22	sector	sector	NN
work_5xpfvjtqk5bbfefatdohgjss3a	8	23	.	.	.
work_5xpfvjtqk5bbfefatdohgjss3a	9	1	In	in	IN
work_5xpfvjtqk5bbfefatdohgjss3a	9	2	the	the	DT
work_5xpfvjtqk5bbfefatdohgjss3a	9	3	last	last	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	9	4	few	few	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	9	5	years	year	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	9	6	,	,	,
work_5xpfvjtqk5bbfefatdohgjss3a	9	7	there	there	EX
work_5xpfvjtqk5bbfefatdohgjss3a	9	8	has	have	VBZ
work_5xpfvjtqk5bbfefatdohgjss3a	9	9	been	be	VBN
work_5xpfvjtqk5bbfefatdohgjss3a	9	10	a	a	DT
work_5xpfvjtqk5bbfefatdohgjss3a	9	11	rapid	rapid	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	9	12	increase	increase	NN
work_5xpfvjtqk5bbfefatdohgjss3a	9	13	in	in	IN
work_5xpfvjtqk5bbfefatdohgjss3a	9	14	the	the	DT
work_5xpfvjtqk5bbfefatdohgjss3a	9	15	number	number	NN
work_5xpfvjtqk5bbfefatdohgjss3a	9	16	of	of	IN
work_5xpfvjtqk5bbfefatdohgjss3a	9	17	card	card	NN
work_5xpfvjtqk5bbfefatdohgjss3a	9	18	issuers	issuer	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	9	19	,	,	,
work_5xpfvjtqk5bbfefatdohgjss3a	9	20	card	card	NN
work_5xpfvjtqk5bbfefatdohgjss3a	9	21	users	user	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	9	22	and	and	CC
work_5xpfvjtqk5bbfefatdohgjss3a	9	23	online	online	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	9	24	merchants	merchant	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	9	25	,	,	,
work_5xpfvjtqk5bbfefatdohgjss3a	9	26	giving	give	VBG
work_5xpfvjtqk5bbfefatdohgjss3a	9	27	very	very	RB
work_5xpfvjtqk5bbfefatdohgjss3a	9	28	little	little	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	9	29	time	time	NN
work_5xpfvjtqk5bbfefatdohgjss3a	9	30	for	for	IN
work_5xpfvjtqk5bbfefatdohgjss3a	9	31	technology	technology	NN
work_5xpfvjtqk5bbfefatdohgjss3a	9	32	to	to	TO
work_5xpfvjtqk5bbfefatdohgjss3a	9	33	catch	catch	VB
work_5xpfvjtqk5bbfefatdohgjss3a	9	34	-	-	HYPH
work_5xpfvjtqk5bbfefatdohgjss3a	9	35	up	up	RP
work_5xpfvjtqk5bbfefatdohgjss3a	9	36	and	and	CC
work_5xpfvjtqk5bbfefatdohgjss3a	9	37	prevent	prevent	VB
work_5xpfvjtqk5bbfefatdohgjss3a	9	38	online	online	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	9	39	fraud	fraud	NN
work_5xpfvjtqk5bbfefatdohgjss3a	9	40	completely	completely	RB
work_5xpfvjtqk5bbfefatdohgjss3a	9	41	.	.	.
work_5xpfvjtqk5bbfefatdohgjss3a	10	1	Statistics	statistic	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	10	2	shows	show	VBZ
work_5xpfvjtqk5bbfefatdohgjss3a	10	3	that	that	IN
work_5xpfvjtqk5bbfefatdohgjss3a	10	4	on	on	IN
work_5xpfvjtqk5bbfefatdohgjss3a	10	5	-	-	HYPH
work_5xpfvjtqk5bbfefatdohgjss3a	10	6	line	line	NN
work_5xpfvjtqk5bbfefatdohgjss3a	10	7	banking	banking	NN
work_5xpfvjtqk5bbfefatdohgjss3a	10	8	has	have	VBZ
work_5xpfvjtqk5bbfefatdohgjss3a	10	9	been	be	VBN
work_5xpfvjtqk5bbfefatdohgjss3a	10	10	the	the	DT
work_5xpfvjtqk5bbfefatdohgjss3a	10	11	fastest	fast	JJS
work_5xpfvjtqk5bbfefatdohgjss3a	10	12	growing	grow	VBG
work_5xpfvjtqk5bbfefatdohgjss3a	10	13	Internet	internet	NN
work_5xpfvjtqk5bbfefatdohgjss3a	10	14	activity	activity	NN
work_5xpfvjtqk5bbfefatdohgjss3a	10	15	with	with	IN
work_5xpfvjtqk5bbfefatdohgjss3a	10	16	nearly	nearly	RB
work_5xpfvjtqk5bbfefatdohgjss3a	10	17	44	44	CD
work_5xpfvjtqk5bbfefatdohgjss3a	10	18	%	%	NN
work_5xpfvjtqk5bbfefatdohgjss3a	10	19	of	of	IN
work_5xpfvjtqk5bbfefatdohgjss3a	10	20	the	the	DT
work_5xpfvjtqk5bbfefatdohgjss3a	10	21	population	population	NN
work_5xpfvjtqk5bbfefatdohgjss3a	10	22	in	in	IN
work_5xpfvjtqk5bbfefatdohgjss3a	10	23	the	the	DT
work_5xpfvjtqk5bbfefatdohgjss3a	10	24	US	US	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	10	25	actively	actively	RB
work_5xpfvjtqk5bbfefatdohgjss3a	10	26	participating	participate	VBG
work_5xpfvjtqk5bbfefatdohgjss3a	10	27	in	in	IN
work_5xpfvjtqk5bbfefatdohgjss3a	10	28	it	-PRON-	PRP
work_5xpfvjtqk5bbfefatdohgjss3a	10	29	(	(	-LRB-
work_5xpfvjtqk5bbfefatdohgjss3a	10	30	Fighting	fight	VBG
work_5xpfvjtqk5bbfefatdohgjss3a	10	31	Fraud	fraud	NN
work_5xpfvjtqk5bbfefatdohgjss3a	10	32	on	on	IN
work_5xpfvjtqk5bbfefatdohgjss3a	10	33	the	the	DT
work_5xpfvjtqk5bbfefatdohgjss3a	10	34	Internet	internet	NN
work_5xpfvjtqk5bbfefatdohgjss3a	10	35	,	,	,
work_5xpfvjtqk5bbfefatdohgjss3a	10	36	1999	1999	CD
work_5xpfvjtqk5bbfefatdohgjss3a	10	37	)	)	-RRB-
work_5xpfvjtqk5bbfefatdohgjss3a	10	38	.	.	.
work_5xpfvjtqk5bbfefatdohgjss3a	11	1	As	as	IN
work_5xpfvjtqk5bbfefatdohgjss3a	11	2	overall	overall	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	11	3	e	e	NN
work_5xpfvjtqk5bbfefatdohgjss3a	11	4	-	-	NN
work_5xpfvjtqk5bbfefatdohgjss3a	11	5	com-	com-	NN
work_5xpfvjtqk5bbfefatdohgjss3a	11	6	merce	merce	NN
work_5xpfvjtqk5bbfefatdohgjss3a	11	7	volumes	volume	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	11	8	continued	continue	VBD
work_5xpfvjtqk5bbfefatdohgjss3a	11	9	to	to	TO
work_5xpfvjtqk5bbfefatdohgjss3a	11	10	grow	grow	VB
work_5xpfvjtqk5bbfefatdohgjss3a	11	11	over	over	IN
work_5xpfvjtqk5bbfefatdohgjss3a	11	12	the	the	DT
work_5xpfvjtqk5bbfefatdohgjss3a	11	13	past	past	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	11	14	few	few	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	11	15	years	year	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	11	16	,	,	,
work_5xpfvjtqk5bbfefatdohgjss3a	11	17	the	the	DT
work_5xpfvjtqk5bbfefatdohgjss3a	11	18	figure	figure	NN
work_5xpfvjtqk5bbfefatdohgjss3a	11	19	of	of	IN
work_5xpfvjtqk5bbfefatdohgjss3a	11	20	losses	loss	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	11	21	to	to	IN
work_5xpfvjtqk5bbfefatdohgjss3a	11	22	Internet	internet	NN
work_5xpfvjtqk5bbfefatdohgjss3a	11	23	merchants	merchant	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	11	24	was	be	VBD
work_5xpfvjtqk5bbfefatdohgjss3a	11	25	projected	project	VBN
work_5xpfvjtqk5bbfefatdohgjss3a	11	26	to	to	TO
work_5xpfvjtqk5bbfefatdohgjss3a	11	27	be	be	VB
work_5xpfvjtqk5bbfefatdohgjss3a	11	28	between	between	IN
work_5xpfvjtqk5bbfefatdohgjss3a	11	29	$	$	$
work_5xpfvjtqk5bbfefatdohgjss3a	11	30	5	5	CD
work_5xpfvjtqk5bbfefatdohgjss3a	11	31	and	and	CC
work_5xpfvjtqk5bbfefatdohgjss3a	11	32	$	$	$
work_5xpfvjtqk5bbfefatdohgjss3a	11	33	15	15	CD
work_5xpfvjtqk5bbfefatdohgjss3a	11	34	billion	billion	CD
work_5xpfvjtqk5bbfefatdohgjss3a	11	35	in	in	IN
work_5xpfvjtqk5bbfefatdohgjss3a	11	36	the	the	DT
work_5xpfvjtqk5bbfefatdohgjss3a	11	37	year	year	NN
work_5xpfvjtqk5bbfefatdohgjss3a	11	38	2005	2005	CD
work_5xpfvjtqk5bbfefatdohgjss3a	11	39	.	.	.
work_5xpfvjtqk5bbfefatdohgjss3a	12	1	Recent	recent	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	12	2	sta-	sta-	NN
work_5xpfvjtqk5bbfefatdohgjss3a	12	3	tistics	tistic	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	12	4	by	by	IN
work_5xpfvjtqk5bbfefatdohgjss3a	12	5	Garner	Garner	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	12	6	group	group	NN
work_5xpfvjtqk5bbfefatdohgjss3a	12	7	place	place	NN
work_5xpfvjtqk5bbfefatdohgjss3a	12	8	online	online	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	12	9	fraud	fraud	NN
work_5xpfvjtqk5bbfefatdohgjss3a	12	10	rate	rate	NN
work_5xpfvjtqk5bbfefatdohgjss3a	12	11	between	between	IN
work_5xpfvjtqk5bbfefatdohgjss3a	12	12	0.8	0.8	CD
work_5xpfvjtqk5bbfefatdohgjss3a	12	13	%	%	NN
work_5xpfvjtqk5bbfefatdohgjss3a	12	14	and	and	CC
work_5xpfvjtqk5bbfefatdohgjss3a	12	15	0.9	0.9	CD
work_5xpfvjtqk5bbfefatdohgjss3a	12	16	%	%	NN
work_5xpfvjtqk5bbfefatdohgjss3a	12	17	,	,	,
work_5xpfvjtqk5bbfefatdohgjss3a	12	18	with	with	IN
work_5xpfvjtqk5bbfefatdohgjss3a	12	19	auction	auction	NN
work_5xpfvjtqk5bbfefatdohgjss3a	12	20	fraud	fraud	NN
work_5xpfvjtqk5bbfefatdohgjss3a	12	21	accounting	account	VBG
work_5xpfvjtqk5bbfefatdohgjss3a	12	22	to	to	IN
work_5xpfvjtqk5bbfefatdohgjss3a	12	23	nearly	nearly	RB
work_5xpfvjtqk5bbfefatdohgjss3a	12	24	half	half	NN
work_5xpfvjtqk5bbfefatdohgjss3a	12	25	of	of	IN
work_5xpfvjtqk5bbfefatdohgjss3a	12	26	the	the	DT
work_5xpfvjtqk5bbfefatdohgjss3a	12	27	total	total	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	12	28	incidents	incident	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	12	29	of	of	IN
work_5xpfvjtqk5bbfefatdohgjss3a	12	30	fraud	fraud	NN
work_5xpfvjtqk5bbfefatdohgjss3a	12	31	on	on	IN
work_5xpfvjtqk5bbfefatdohgjss3a	12	32	the	the	DT
work_5xpfvjtqk5bbfefatdohgjss3a	12	33	Internet	internet	NN
work_5xpfvjtqk5bbfefatdohgjss3a	12	34	(	(	-LRB-
work_5xpfvjtqk5bbfefatdohgjss3a	12	35	Online	Online	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	12	36	Banking	Banking	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	12	37	,	,	,
work_5xpfvjtqk5bbfefatdohgjss3a	12	38	2005	2005	CD
work_5xpfvjtqk5bbfefatdohgjss3a	12	39	)	)	-RRB-
work_5xpfvjtqk5bbfefatdohgjss3a	12	40	.	.	.
work_5xpfvjtqk5bbfefatdohgjss3a	13	1	Considering	consider	VBG
work_5xpfvjtqk5bbfefatdohgjss3a	13	2	the	the	DT
work_5xpfvjtqk5bbfefatdohgjss3a	13	3	current	current	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	13	4	trends	trend	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	13	5	of	of	IN
work_5xpfvjtqk5bbfefatdohgjss3a	13	6	e	e	NN
work_5xpfvjtqk5bbfefatdohgjss3a	13	7	-	-	NN
work_5xpfvjtqk5bbfefatdohgjss3a	13	8	com-	com-	NN
work_5xpfvjtqk5bbfefatdohgjss3a	13	9	merce	merce	NN
work_5xpfvjtqk5bbfefatdohgjss3a	13	10	volumes	volume	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	13	11	,	,	,
work_5xpfvjtqk5bbfefatdohgjss3a	13	12	the	the	DT
work_5xpfvjtqk5bbfefatdohgjss3a	13	13	projected	project	VBN
work_5xpfvjtqk5bbfefatdohgjss3a	13	14	loss	loss	NN
work_5xpfvjtqk5bbfefatdohgjss3a	13	15	is	be	VBZ
work_5xpfvjtqk5bbfefatdohgjss3a	13	16	$	$	$
work_5xpfvjtqk5bbfefatdohgjss3a	13	17	8.2	8.2	CD
work_5xpfvjtqk5bbfefatdohgjss3a	13	18	billion	billion	CD
work_5xpfvjtqk5bbfefatdohgjss3a	13	19	in	in	IN
work_5xpfvjtqk5bbfefatdohgjss3a	13	20	the	the	DT
work_5xpfvjtqk5bbfefatdohgjss3a	13	21	year	year	NN
work_5xpfvjtqk5bbfefatdohgjss3a	13	22	2006	2006	CD
work_5xpfvjtqk5bbfefatdohgjss3a	13	23	,	,	,
work_5xpfvjtqk5bbfefatdohgjss3a	13	24	with	with	IN
work_5xpfvjtqk5bbfefatdohgjss3a	13	25	$	$	$
work_5xpfvjtqk5bbfefatdohgjss3a	13	26	3.0	3.0	CD
work_5xpfvjtqk5bbfefatdohgjss3a	13	27	billion	billion	CD
work_5xpfvjtqk5bbfefatdohgjss3a	13	28	in	in	IN
work_5xpfvjtqk5bbfefatdohgjss3a	13	29	the	the	DT
work_5xpfvjtqk5bbfefatdohgjss3a	13	30	US	US	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	13	31	alone	alone	RB
work_5xpfvjtqk5bbfefatdohgjss3a	13	32	(	(	-LRB-
work_5xpfvjtqk5bbfefatdohgjss3a	13	33	Statistics	statistic	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	13	34	for	for	IN
work_5xpfvjtqk5bbfefatdohgjss3a	13	35	Gen-	Gen-	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	13	36	eral	eral	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	13	37	&	&	CC
work_5xpfvjtqk5bbfefatdohgjss3a	13	38	Online	Online	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	13	39	Fraud	Fraud	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	13	40	,	,	,
work_5xpfvjtqk5bbfefatdohgjss3a	13	41	2007	2007	CD
work_5xpfvjtqk5bbfefatdohgjss3a	13	42	)	)	-RRB-
work_5xpfvjtqk5bbfefatdohgjss3a	13	43	.	.	.
work_5xpfvjtqk5bbfefatdohgjss3a	14	1	1.1	1.1	CD
work_5xpfvjtqk5bbfefatdohgjss3a	14	2	.	.	.
work_5xpfvjtqk5bbfefatdohgjss3a	15	1	How	how	WRB
work_5xpfvjtqk5bbfefatdohgjss3a	15	2	and	and	CC
work_5xpfvjtqk5bbfefatdohgjss3a	15	3	where	where	WRB
work_5xpfvjtqk5bbfefatdohgjss3a	15	4	does	do	VBZ
work_5xpfvjtqk5bbfefatdohgjss3a	15	5	fraud	fraud	NN
work_5xpfvjtqk5bbfefatdohgjss3a	15	6	begin	begin	VB
work_5xpfvjtqk5bbfefatdohgjss3a	15	7	In	in	IN
work_5xpfvjtqk5bbfefatdohgjss3a	15	8	order	order	NN
work_5xpfvjtqk5bbfefatdohgjss3a	15	9	to	to	TO
work_5xpfvjtqk5bbfefatdohgjss3a	15	10	understand	understand	VB
work_5xpfvjtqk5bbfefatdohgjss3a	15	11	the	the	DT
work_5xpfvjtqk5bbfefatdohgjss3a	15	12	severity	severity	NN
work_5xpfvjtqk5bbfefatdohgjss3a	15	13	of	of	IN
work_5xpfvjtqk5bbfefatdohgjss3a	15	14	credit	credit	NN
work_5xpfvjtqk5bbfefatdohgjss3a	15	15	card	card	NN
work_5xpfvjtqk5bbfefatdohgjss3a	15	16	fraud	fraud	NN
work_5xpfvjtqk5bbfefatdohgjss3a	15	17	,	,	,
work_5xpfvjtqk5bbfefatdohgjss3a	15	18	let	let	VB
work_5xpfvjtqk5bbfefatdohgjss3a	15	19	us	-PRON-	PRP
work_5xpfvjtqk5bbfefatdohgjss3a	15	20	briefly	briefly	RB
work_5xpfvjtqk5bbfefatdohgjss3a	15	21	look	look	VB
work_5xpfvjtqk5bbfefatdohgjss3a	15	22	into	into	IN
work_5xpfvjtqk5bbfefatdohgjss3a	15	23	the	the	DT
work_5xpfvjtqk5bbfefatdohgjss3a	15	24	mechanisms	mechanism	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	15	25	adopted	adopt	VBN
work_5xpfvjtqk5bbfefatdohgjss3a	15	26	by	by	IN
work_5xpfvjtqk5bbfefatdohgjss3a	15	27	fraud-	fraud-	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	15	28	sters	ster	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	15	29	to	to	TO
work_5xpfvjtqk5bbfefatdohgjss3a	15	30	commit	commit	VB
work_5xpfvjtqk5bbfefatdohgjss3a	15	31	fraud	fraud	NN
work_5xpfvjtqk5bbfefatdohgjss3a	15	32	.	.	.
work_5xpfvjtqk5bbfefatdohgjss3a	16	1	Credit	credit	NN
work_5xpfvjtqk5bbfefatdohgjss3a	16	2	card	card	NN
work_5xpfvjtqk5bbfefatdohgjss3a	16	3	fraud	fraud	NN
work_5xpfvjtqk5bbfefatdohgjss3a	16	4	involves	involve	VBZ
work_5xpfvjtqk5bbfefatdohgjss3a	16	5	illegal	illegal	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	16	6	use	use	NN
work_5xpfvjtqk5bbfefatdohgjss3a	16	7	of	of	IN
work_5xpfvjtqk5bbfefatdohgjss3a	16	8	card	card	NN
work_5xpfvjtqk5bbfefatdohgjss3a	16	9	or	or	CC
work_5xpfvjtqk5bbfefatdohgjss3a	16	10	card	card	NN
work_5xpfvjtqk5bbfefatdohgjss3a	16	11	information	information	NN
work_5xpfvjtqk5bbfefatdohgjss3a	16	12	without	without	IN
work_5xpfvjtqk5bbfefatdohgjss3a	16	13	the	the	DT
work_5xpfvjtqk5bbfefatdohgjss3a	16	14	knowledge	knowledge	NN
work_5xpfvjtqk5bbfefatdohgjss3a	16	15	of	of	IN
work_5xpfvjtqk5bbfefatdohgjss3a	16	16	the	the	DT
work_5xpfvjtqk5bbfefatdohgjss3a	16	17	owner	owner	NN
work_5xpfvjtqk5bbfefatdohgjss3a	16	18	and	and	CC
work_5xpfvjtqk5bbfefatdohgjss3a	16	19	hence	hence	RB
work_5xpfvjtqk5bbfefatdohgjss3a	16	20	is	be	VBZ
work_5xpfvjtqk5bbfefatdohgjss3a	16	21	an	an	DT
work_5xpfvjtqk5bbfefatdohgjss3a	16	22	act	act	NN
work_5xpfvjtqk5bbfefatdohgjss3a	16	23	of	of	IN
work_5xpfvjtqk5bbfefatdohgjss3a	16	24	criminal	criminal	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	16	25	deception	deception	NN
work_5xpfvjtqk5bbfefatdohgjss3a	16	26	.	.	.
work_5xpfvjtqk5bbfefatdohgjss3a	17	1	Fraudsters	fraudster	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	17	2	usually	usually	RB
work_5xpfvjtqk5bbfefatdohgjss3a	17	3	get	get	VBP
work_5xpfvjtqk5bbfefatdohgjss3a	17	4	hold	hold	NN
work_5xpfvjtqk5bbfefatdohgjss3a	17	5	of	of	IN
work_5xpfvjtqk5bbfefatdohgjss3a	17	6	card	card	NN
work_5xpfvjtqk5bbfefatdohgjss3a	17	7	information	information	NN
work_5xpfvjtqk5bbfefatdohgjss3a	17	8	in	in	IN
work_5xpfvjtqk5bbfefatdohgjss3a	17	9	a	a	DT
work_5xpfvjtqk5bbfefatdohgjss3a	17	10	variety	variety	NN
work_5xpfvjtqk5bbfefatdohgjss3a	17	11	of	of	IN
work_5xpfvjtqk5bbfefatdohgjss3a	17	12	ways	way	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	17	13	:	:	:
work_5xpfvjtqk5bbfefatdohgjss3a	17	14	Intercepting	intercept	VBG
work_5xpfvjtqk5bbfefatdohgjss3a	17	15	of	of	IN
work_5xpfvjtqk5bbfefatdohgjss3a	17	16	mails	mail	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	17	17	containing	contain	VBG
work_5xpfvjtqk5bbfefatdohgjss3a	17	18	newly	newly	RB
work_5xpfvjtqk5bbfefatdohgjss3a	17	19	issued	issue	VBN
work_5xpfvjtqk5bbfefatdohgjss3a	17	20	cards	card	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	17	21	,	,	,
work_5xpfvjtqk5bbfefatdohgjss3a	17	22	copying	copying	NN
work_5xpfvjtqk5bbfefatdohgjss3a	17	23	and	and	CC
work_5xpfvjtqk5bbfefatdohgjss3a	17	24	replicating	replicating	NN
work_5xpfvjtqk5bbfefatdohgjss3a	17	25	of	of	IN
work_5xpfvjtqk5bbfefatdohgjss3a	17	26	card	card	NN
work_5xpfvjtqk5bbfefatdohgjss3a	17	27	information	information	NN
work_5xpfvjtqk5bbfefatdohgjss3a	17	28	through	through	IN
work_5xpfvjtqk5bbfefatdohgjss3a	17	29	skimmers	skimmer	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	17	30	or	or	CC
work_5xpfvjtqk5bbfefatdohgjss3a	17	31	gathering	gather	VBG
work_5xpfvjtqk5bbfefatdohgjss3a	17	32	sensitive	sensitive	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	17	33	information	information	NN
work_5xpfvjtqk5bbfefatdohgjss3a	17	34	through	through	IN
work_5xpfvjtqk5bbfefatdohgjss3a	17	35	phish-	phish-	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	17	36	ing	ing	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	17	37	(	(	-LRB-
work_5xpfvjtqk5bbfefatdohgjss3a	17	38	cloned	cloned	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	17	39	websites	website	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	17	40	)	)	-RRB-
work_5xpfvjtqk5bbfefatdohgjss3a	17	41	or	or	CC
work_5xpfvjtqk5bbfefatdohgjss3a	17	42	from	from	IN
work_5xpfvjtqk5bbfefatdohgjss3a	17	43	unethical	unethical	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	17	44	employees	employee	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	17	45	of	of	IN
work_5xpfvjtqk5bbfefatdohgjss3a	17	46	credit	credit	NN
work_5xpfvjtqk5bbfefatdohgjss3a	17	47	card	card	NN
work_5xpfvjtqk5bbfefatdohgjss3a	17	48	companies	company	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	17	49	.	.	.
work_5xpfvjtqk5bbfefatdohgjss3a	18	1	Phishing	phishe	VBG
work_5xpfvjtqk5bbfefatdohgjss3a	18	2	involves	involve	VBZ
work_5xpfvjtqk5bbfefatdohgjss3a	18	3	acquiring	acquire	VBG
work_5xpfvjtqk5bbfefatdohgjss3a	18	4	of	of	IN
work_5xpfvjtqk5bbfefatdohgjss3a	18	5	sensitive	sensitive	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	18	6	information	information	NN
work_5xpfvjtqk5bbfefatdohgjss3a	18	7	like	like	IN
work_5xpfvjtqk5bbfefatdohgjss3a	18	8	card	card	NN
work_5xpfvjtqk5bbfefatdohgjss3a	18	9	numbers	number	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	18	10	and	and	CC
work_5xpfvjtqk5bbfefatdohgjss3a	18	11	passwords	password	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	18	12	by	by	IN
work_5xpfvjtqk5bbfefatdohgjss3a	18	13	masquerading	masquerade	VBG
work_5xpfvjtqk5bbfefatdohgjss3a	18	14	as	as	IN
work_5xpfvjtqk5bbfefatdohgjss3a	18	15	a	a	DT
work_5xpfvjtqk5bbfefatdohgjss3a	18	16	trust-	trust-	NN
work_5xpfvjtqk5bbfefatdohgjss3a	18	17	worthy	worthy	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	18	18	person	person	NN
work_5xpfvjtqk5bbfefatdohgjss3a	18	19	or	or	CC
work_5xpfvjtqk5bbfefatdohgjss3a	18	20	business	business	NN
work_5xpfvjtqk5bbfefatdohgjss3a	18	21	in	in	IN
work_5xpfvjtqk5bbfefatdohgjss3a	18	22	an	an	DT
work_5xpfvjtqk5bbfefatdohgjss3a	18	23	electronic	electronic	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	18	24	communication	communication	NN
work_5xpfvjtqk5bbfefatdohgjss3a	18	25	such	such	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	18	26	as	as	IN
work_5xpfvjtqk5bbfefatdohgjss3a	18	27	e	e	NN
work_5xpfvjtqk5bbfefatdohgjss3a	18	28	-	-	NN
work_5xpfvjtqk5bbfefatdohgjss3a	18	29	mail	mail	NN
work_5xpfvjtqk5bbfefatdohgjss3a	18	30	(	(	-LRB-
work_5xpfvjtqk5bbfefatdohgjss3a	18	31	Schneck	Schneck	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	18	32	,	,	,
work_5xpfvjtqk5bbfefatdohgjss3a	18	33	2007	2007	CD
work_5xpfvjtqk5bbfefatdohgjss3a	18	34	)	)	-RRB-
work_5xpfvjtqk5bbfefatdohgjss3a	18	35	.	.	.
work_5xpfvjtqk5bbfefatdohgjss3a	19	1	Fraudsters	fraudster	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	19	2	may	may	MD
work_5xpfvjtqk5bbfefatdohgjss3a	19	3	also	also	RB
work_5xpfvjtqk5bbfefatdohgjss3a	19	4	resort	resort	VB
work_5xpfvjtqk5bbfefatdohgjss3a	19	5	to	to	IN
work_5xpfvjtqk5bbfefatdohgjss3a	19	6	generation	generation	NN
work_5xpfvjtqk5bbfefatdohgjss3a	19	7	of	of	IN
work_5xpfvjtqk5bbfefatdohgjss3a	19	8	credit	credit	NN
work_5xpfvjtqk5bbfefatdohgjss3a	19	9	card	card	NN
work_5xpfvjtqk5bbfefatdohgjss3a	19	10	numbers	number	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	19	11	using	use	VBG
work_5xpfvjtqk5bbfefatdohgjss3a	19	12	BIN	BIN	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	19	13	(	(	-LRB-
work_5xpfvjtqk5bbfefatdohgjss3a	19	14	Bank	Bank	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	19	15	Iden-	Iden-	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	19	16	tification	tification	NN
work_5xpfvjtqk5bbfefatdohgjss3a	19	17	Numbers	number	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	19	18	)	)	-RRB-
work_5xpfvjtqk5bbfefatdohgjss3a	19	19	of	of	IN
work_5xpfvjtqk5bbfefatdohgjss3a	19	20	banks	bank	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	19	21	.	.	.
work_5xpfvjtqk5bbfefatdohgjss3a	20	1	A	a	DT
work_5xpfvjtqk5bbfefatdohgjss3a	20	2	recent	recent	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	20	3	scheme	scheme	NN
work_5xpfvjtqk5bbfefatdohgjss3a	20	4	of	of	IN
work_5xpfvjtqk5bbfefatdohgjss3a	20	5	Triangula-	Triangula-	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	20	6	tion	tion	NN
work_5xpfvjtqk5bbfefatdohgjss3a	20	7	takes	take	VBZ
work_5xpfvjtqk5bbfefatdohgjss3a	20	8	fraud	fraud	NN
work_5xpfvjtqk5bbfefatdohgjss3a	20	9	fighters	fighter	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	20	10	many	many	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	20	11	days	day	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	20	12	to	to	TO
work_5xpfvjtqk5bbfefatdohgjss3a	20	13	realize	realize	VB
work_5xpfvjtqk5bbfefatdohgjss3a	20	14	and	and	CC
work_5xpfvjtqk5bbfefatdohgjss3a	20	15	investigate	investigate	VB
work_5xpfvjtqk5bbfefatdohgjss3a	20	16	(	(	-LRB-
work_5xpfvjtqk5bbfefatdohgjss3a	20	17	Bhatla	Bhatla	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	20	18	,	,	,
work_5xpfvjtqk5bbfefatdohgjss3a	20	19	Prabhu	Prabhu	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	20	20	,	,	,
work_5xpfvjtqk5bbfefatdohgjss3a	20	21	&	&	CC
work_5xpfvjtqk5bbfefatdohgjss3a	20	22	Dua	Dua	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	20	23	,	,	,
work_5xpfvjtqk5bbfefatdohgjss3a	20	24	2003	2003	CD
work_5xpfvjtqk5bbfefatdohgjss3a	20	25	)	)	-RRB-
work_5xpfvjtqk5bbfefatdohgjss3a	20	26	.	.	.
work_5xpfvjtqk5bbfefatdohgjss3a	21	1	In	in	IN
work_5xpfvjtqk5bbfefatdohgjss3a	21	2	this	this	DT
work_5xpfvjtqk5bbfefatdohgjss3a	21	3	method	method	NN
work_5xpfvjtqk5bbfefatdohgjss3a	21	4	,	,	,
work_5xpfvjtqk5bbfefatdohgjss3a	21	5	the	the	DT
work_5xpfvjtqk5bbfefatdohgjss3a	21	6	fraudster	fraudster	NN
work_5xpfvjtqk5bbfefatdohgjss3a	21	7	operates	operate	VBZ
work_5xpfvjtqk5bbfefatdohgjss3a	21	8	through	through	IN
work_5xpfvjtqk5bbfefatdohgjss3a	21	9	an	an	DT
work_5xpfvjtqk5bbfefatdohgjss3a	21	10	authentic	authentic	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	21	11	-	-	HYPH
work_5xpfvjtqk5bbfefatdohgjss3a	21	12	looking	look	VBG
work_5xpfvjtqk5bbfefatdohgjss3a	21	13	website	website	NN
work_5xpfvjtqk5bbfefatdohgjss3a	21	14	,	,	,
work_5xpfvjtqk5bbfefatdohgjss3a	21	15	where	where	WRB
work_5xpfvjtqk5bbfefatdohgjss3a	21	16	he	-PRON-	PRP
work_5xpfvjtqk5bbfefatdohgjss3a	21	17	advertises	advertise	VBZ
work_5xpfvjtqk5bbfefatdohgjss3a	21	18	and	and	CC
work_5xpfvjtqk5bbfefatdohgjss3a	21	19	sells	sell	VBZ
work_5xpfvjtqk5bbfefatdohgjss3a	21	20	goods	good	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	21	21	at	at	IN
work_5xpfvjtqk5bbfefatdohgjss3a	21	22	highly	highly	RB
work_5xpfvjtqk5bbfefatdohgjss3a	21	23	discounted	discount	VBN
work_5xpfvjtqk5bbfefatdohgjss3a	21	24	prices	price	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	21	25	.	.	.
work_5xpfvjtqk5bbfefatdohgjss3a	22	1	The	the	DT
work_5xpfvjtqk5bbfefatdohgjss3a	22	2	unaware	unaware	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	22	3	buyer	buyer	NN
work_5xpfvjtqk5bbfefatdohgjss3a	22	4	submits	submit	VBZ
work_5xpfvjtqk5bbfefatdohgjss3a	22	5	his	-PRON-	PRP$
work_5xpfvjtqk5bbfefatdohgjss3a	22	6	card	card	NN
work_5xpfvjtqk5bbfefatdohgjss3a	22	7	information	information	NN
work_5xpfvjtqk5bbfefatdohgjss3a	22	8	and	and	CC
work_5xpfvjtqk5bbfefatdohgjss3a	22	9	buys	buy	VBZ
work_5xpfvjtqk5bbfefatdohgjss3a	22	10	goods	good	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	22	11	.	.	.
work_5xpfvjtqk5bbfefatdohgjss3a	23	1	The	the	DT
work_5xpfvjtqk5bbfefatdohgjss3a	23	2	fraudster	fraudster	NN
work_5xpfvjtqk5bbfefatdohgjss3a	23	3	then	then	RB
work_5xpfvjtqk5bbfefatdohgjss3a	23	4	places	place	VBZ
work_5xpfvjtqk5bbfefatdohgjss3a	23	5	an	an	DT
work_5xpfvjtqk5bbfefatdohgjss3a	23	6	order	order	NN
work_5xpfvjtqk5bbfefatdohgjss3a	23	7	with	with	IN
work_5xpfvjtqk5bbfefatdohgjss3a	23	8	a	a	DT
work_5xpfvjtqk5bbfefatdohgjss3a	23	9	genuine	genuine	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	23	10	merchant	merchant	NN
work_5xpfvjtqk5bbfefatdohgjss3a	23	11	using	use	VBG
work_5xpfvjtqk5bbfefatdohgjss3a	23	12	the	the	DT
work_5xpfvjtqk5bbfefatdohgjss3a	23	13	stolen	steal	VBN
work_5xpfvjtqk5bbfefatdohgjss3a	23	14	card	card	NN
work_5xpfvjtqk5bbfefatdohgjss3a	23	15	information	information	NN
work_5xpfvjtqk5bbfefatdohgjss3a	23	16	.	.	.
work_5xpfvjtqk5bbfefatdohgjss3a	24	1	He	-PRON-	PRP
work_5xpfvjtqk5bbfefatdohgjss3a	24	2	then	then	RB
work_5xpfvjtqk5bbfefatdohgjss3a	24	3	uses	use	VBZ
work_5xpfvjtqk5bbfefatdohgjss3a	24	4	0957	0957	CD
work_5xpfvjtqk5bbfefatdohgjss3a	24	5	-	-	HYPH
work_5xpfvjtqk5bbfefatdohgjss3a	24	6	4174/$	4174/$	CD
work_5xpfvjtqk5bbfefatdohgjss3a	24	7	-	-	HYPH
work_5xpfvjtqk5bbfefatdohgjss3a	24	8	see	see	VB
work_5xpfvjtqk5bbfefatdohgjss3a	24	9	front	front	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	24	10	matter	matter	NN
work_5xpfvjtqk5bbfefatdohgjss3a	24	11	�	�	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	24	12	2007	2007	CD
work_5xpfvjtqk5bbfefatdohgjss3a	24	13	Elsevier	Elsevier	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	24	14	Ltd.	Ltd.	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	24	15	All	all	DT
work_5xpfvjtqk5bbfefatdohgjss3a	24	16	rights	right	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	24	17	reserved	reserve	VBN
work_5xpfvjtqk5bbfefatdohgjss3a	24	18	.	.	.
work_5xpfvjtqk5bbfefatdohgjss3a	25	1	doi:10.1016	doi:10.1016	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	25	2	/	/	SYM
work_5xpfvjtqk5bbfefatdohgjss3a	25	3	j.eswa.2007.08.093	j.eswa.2007.08.093	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	25	4	*	*	NFP
work_5xpfvjtqk5bbfefatdohgjss3a	25	5	Corresponding	Corresponding	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	25	6	author	author	NN
work_5xpfvjtqk5bbfefatdohgjss3a	25	7	.	.	.
work_5xpfvjtqk5bbfefatdohgjss3a	26	1	Tel	tel	NN
work_5xpfvjtqk5bbfefatdohgjss3a	26	2	.	.	.
work_5xpfvjtqk5bbfefatdohgjss3a	27	1	:	:	:
work_5xpfvjtqk5bbfefatdohgjss3a	27	2	+65	+65	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	27	3	67905871	67905871	CD
work_5xpfvjtqk5bbfefatdohgjss3a	27	4	;	;	:
work_5xpfvjtqk5bbfefatdohgjss3a	27	5	fax	fax	NN
work_5xpfvjtqk5bbfefatdohgjss3a	27	6	:	:	:
work_5xpfvjtqk5bbfefatdohgjss3a	27	7	+65	+65	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	27	8	62701556	62701556	CD
work_5xpfvjtqk5bbfefatdohgjss3a	27	9	.	.	.
work_5xpfvjtqk5bbfefatdohgjss3a	28	1	E	e	NN
work_5xpfvjtqk5bbfefatdohgjss3a	28	2	-	-	NN
work_5xpfvjtqk5bbfefatdohgjss3a	28	3	mail	mail	NN
work_5xpfvjtqk5bbfefatdohgjss3a	28	4	address	address	NN
work_5xpfvjtqk5bbfefatdohgjss3a	28	5	:	:	:
work_5xpfvjtqk5bbfefatdohgjss3a	28	6	itsquah@ntu.edu.sg	itsquah@ntu.edu.sg	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	28	7	(	(	-LRB-
work_5xpfvjtqk5bbfefatdohgjss3a	28	8	J.T.S.	J.T.S.	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	29	1	Quah	Quah	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	29	2	)	)	-RRB-
work_5xpfvjtqk5bbfefatdohgjss3a	29	3	.	.	.
work_5xpfvjtqk5bbfefatdohgjss3a	30	1	www.elsevier.com/locate/eswa	www.elsevier.com/locate/eswa	ADD
work_5xpfvjtqk5bbfefatdohgjss3a	30	2	Available	available	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	30	3	online	online	RB
work_5xpfvjtqk5bbfefatdohgjss3a	30	4	at	at	IN
work_5xpfvjtqk5bbfefatdohgjss3a	30	5	www.sciencedirect.com	www.sciencedirect.com	ADD
work_5xpfvjtqk5bbfefatdohgjss3a	30	6	Expert	Expert	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	30	7	Systems	system	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	30	8	with	with	IN
work_5xpfvjtqk5bbfefatdohgjss3a	30	9	Applications	Applications	NNPS
work_5xpfvjtqk5bbfefatdohgjss3a	30	10	35	35	CD
work_5xpfvjtqk5bbfefatdohgjss3a	30	11	(	(	-LRB-
work_5xpfvjtqk5bbfefatdohgjss3a	30	12	2008	2008	CD
work_5xpfvjtqk5bbfefatdohgjss3a	30	13	)	)	-RRB-
work_5xpfvjtqk5bbfefatdohgjss3a	30	14	1721–1732	1721–1732	CD
work_5xpfvjtqk5bbfefatdohgjss3a	30	15	Expert	expert	NN
work_5xpfvjtqk5bbfefatdohgjss3a	30	16	Systems	Systems	NNPS
work_5xpfvjtqk5bbfefatdohgjss3a	30	17	with	with	IN
work_5xpfvjtqk5bbfefatdohgjss3a	30	18	Applications	Applications	NNPS
work_5xpfvjtqk5bbfefatdohgjss3a	30	19	mailto:itsquah@ntu.edu.sg	mailto:itsquah@ntu.edu.sg	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	30	20	the	the	DT
work_5xpfvjtqk5bbfefatdohgjss3a	30	21	stolen	steal	VBN
work_5xpfvjtqk5bbfefatdohgjss3a	30	22	card	card	NN
work_5xpfvjtqk5bbfefatdohgjss3a	30	23	to	to	TO
work_5xpfvjtqk5bbfefatdohgjss3a	30	24	purchase	purchase	VB
work_5xpfvjtqk5bbfefatdohgjss3a	30	25	other	other	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	30	26	goods	good	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	30	27	or	or	CC
work_5xpfvjtqk5bbfefatdohgjss3a	30	28	route	route	NN
work_5xpfvjtqk5bbfefatdohgjss3a	30	29	funds	fund	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	30	30	into	into	IN
work_5xpfvjtqk5bbfefatdohgjss3a	30	31	intractable	intractable	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	30	32	accounts	account	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	30	33	.	.	.
work_5xpfvjtqk5bbfefatdohgjss3a	31	1	Its	-PRON-	PRP$
work_5xpfvjtqk5bbfefatdohgjss3a	31	2	only	only	RB
work_5xpfvjtqk5bbfefatdohgjss3a	31	3	after	after	IN
work_5xpfvjtqk5bbfefatdohgjss3a	31	4	several	several	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	31	5	days	day	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	31	6	that	that	WDT
work_5xpfvjtqk5bbfefatdohgjss3a	31	7	the	the	DT
work_5xpfvjtqk5bbfefatdohgjss3a	31	8	mer-	mer-	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	31	9	chant	chant	NN
work_5xpfvjtqk5bbfefatdohgjss3a	31	10	and	and	CC
work_5xpfvjtqk5bbfefatdohgjss3a	31	11	card	card	NN
work_5xpfvjtqk5bbfefatdohgjss3a	31	12	owners	owner	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	31	13	realize	realize	VBP
work_5xpfvjtqk5bbfefatdohgjss3a	31	14	about	about	IN
work_5xpfvjtqk5bbfefatdohgjss3a	31	15	the	the	DT
work_5xpfvjtqk5bbfefatdohgjss3a	31	16	fraud	fraud	NN
work_5xpfvjtqk5bbfefatdohgjss3a	31	17	.	.	.
work_5xpfvjtqk5bbfefatdohgjss3a	32	1	This	this	DT
work_5xpfvjtqk5bbfefatdohgjss3a	32	2	type	type	NN
work_5xpfvjtqk5bbfefatdohgjss3a	32	3	of	of	IN
work_5xpfvjtqk5bbfefatdohgjss3a	32	4	fraud	fraud	NN
work_5xpfvjtqk5bbfefatdohgjss3a	32	5	causes	cause	VBZ
work_5xpfvjtqk5bbfefatdohgjss3a	32	6	initial	initial	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	32	7	confusion	confusion	NN
work_5xpfvjtqk5bbfefatdohgjss3a	32	8	that	that	WDT
work_5xpfvjtqk5bbfefatdohgjss3a	32	9	provides	provide	VBZ
work_5xpfvjtqk5bbfefatdohgjss3a	32	10	camouflage	camouflage	NN
work_5xpfvjtqk5bbfefatdohgjss3a	32	11	for	for	IN
work_5xpfvjtqk5bbfefatdohgjss3a	32	12	the	the	DT
work_5xpfvjtqk5bbfefatdohgjss3a	32	13	fraudster	fraudster	NN
work_5xpfvjtqk5bbfefatdohgjss3a	32	14	to	to	TO
work_5xpfvjtqk5bbfefatdohgjss3a	32	15	carry	carry	VB
work_5xpfvjtqk5bbfefatdohgjss3a	32	16	out	out	RP
work_5xpfvjtqk5bbfefatdohgjss3a	32	17	their	-PRON-	PRP$
work_5xpfvjtqk5bbfefatdohgjss3a	32	18	operations	operation	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	32	19	.	.	.
work_5xpfvjtqk5bbfefatdohgjss3a	33	1	1.2	1.2	CD
work_5xpfvjtqk5bbfefatdohgjss3a	33	2	.	.	.
work_5xpfvjtqk5bbfefatdohgjss3a	34	1	Impact	impact	NN
work_5xpfvjtqk5bbfefatdohgjss3a	34	2	of	of	IN
work_5xpfvjtqk5bbfefatdohgjss3a	34	3	fraud	fraud	NN
work_5xpfvjtqk5bbfefatdohgjss3a	34	4	It	-PRON-	PRP
work_5xpfvjtqk5bbfefatdohgjss3a	34	5	is	be	VBZ
work_5xpfvjtqk5bbfefatdohgjss3a	34	6	interesting	interesting	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	34	7	to	to	TO
work_5xpfvjtqk5bbfefatdohgjss3a	34	8	note	note	VB
work_5xpfvjtqk5bbfefatdohgjss3a	34	9	that	that	DT
work_5xpfvjtqk5bbfefatdohgjss3a	34	10	credit	credit	NN
work_5xpfvjtqk5bbfefatdohgjss3a	34	11	card	card	NN
work_5xpfvjtqk5bbfefatdohgjss3a	34	12	fraud	fraud	NN
work_5xpfvjtqk5bbfefatdohgjss3a	34	13	affects	affect	VBZ
work_5xpfvjtqk5bbfefatdohgjss3a	34	14	card	card	NN
work_5xpfvjtqk5bbfefatdohgjss3a	34	15	owners	owner	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	34	16	the	the	DT
work_5xpfvjtqk5bbfefatdohgjss3a	34	17	least	least	JJS
work_5xpfvjtqk5bbfefatdohgjss3a	34	18	because	because	IN
work_5xpfvjtqk5bbfefatdohgjss3a	34	19	their	-PRON-	PRP$
work_5xpfvjtqk5bbfefatdohgjss3a	34	20	liability	liability	NN
work_5xpfvjtqk5bbfefatdohgjss3a	34	21	is	be	VBZ
work_5xpfvjtqk5bbfefatdohgjss3a	34	22	limited	limit	VBN
work_5xpfvjtqk5bbfefatdohgjss3a	34	23	to	to	IN
work_5xpfvjtqk5bbfefatdohgjss3a	34	24	the	the	DT
work_5xpfvjtqk5bbfefatdohgjss3a	34	25	trans-	trans-	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	34	26	actions	action	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	34	27	made	make	VBN
work_5xpfvjtqk5bbfefatdohgjss3a	34	28	.	.	.
work_5xpfvjtqk5bbfefatdohgjss3a	35	1	The	the	DT
work_5xpfvjtqk5bbfefatdohgjss3a	35	2	existing	exist	VBG
work_5xpfvjtqk5bbfefatdohgjss3a	35	3	legislations	legislation	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	35	4	and	and	CC
work_5xpfvjtqk5bbfefatdohgjss3a	35	5	cardholder	cardholder	NN
work_5xpfvjtqk5bbfefatdohgjss3a	35	6	pro-	pro-	NN
work_5xpfvjtqk5bbfefatdohgjss3a	35	7	tection	tection	NN
work_5xpfvjtqk5bbfefatdohgjss3a	35	8	policies	policy	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	35	9	as	as	RB
work_5xpfvjtqk5bbfefatdohgjss3a	35	10	well	well	RB
work_5xpfvjtqk5bbfefatdohgjss3a	35	11	as	as	IN
work_5xpfvjtqk5bbfefatdohgjss3a	35	12	insurance	insurance	NN
work_5xpfvjtqk5bbfefatdohgjss3a	35	13	schemes	scheme	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	35	14	in	in	IN
work_5xpfvjtqk5bbfefatdohgjss3a	35	15	most	most	JJS
work_5xpfvjtqk5bbfefatdohgjss3a	35	16	countries	country	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	35	17	protect	protect	VBP
work_5xpfvjtqk5bbfefatdohgjss3a	35	18	the	the	DT
work_5xpfvjtqk5bbfefatdohgjss3a	35	19	interests	interest	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	35	20	of	of	IN
work_5xpfvjtqk5bbfefatdohgjss3a	35	21	the	the	DT
work_5xpfvjtqk5bbfefatdohgjss3a	35	22	cardholders	cardholder	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	35	23	.	.	.
work_5xpfvjtqk5bbfefatdohgjss3a	36	1	However	however	RB
work_5xpfvjtqk5bbfefatdohgjss3a	36	2	,	,	,
work_5xpfvjtqk5bbfefatdohgjss3a	36	3	the	the	DT
work_5xpfvjtqk5bbfefatdohgjss3a	36	4	most	most	RBS
work_5xpfvjtqk5bbfefatdohgjss3a	36	5	affected	affected	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	36	6	are	be	VBP
work_5xpfvjtqk5bbfefatdohgjss3a	36	7	the	the	DT
work_5xpfvjtqk5bbfefatdohgjss3a	36	8	merchants	merchant	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	36	9	,	,	,
work_5xpfvjtqk5bbfefatdohgjss3a	36	10	who	who	WP
work_5xpfvjtqk5bbfefatdohgjss3a	36	11	,	,	,
work_5xpfvjtqk5bbfefatdohgjss3a	36	12	in	in	IN
work_5xpfvjtqk5bbfefatdohgjss3a	36	13	most	most	JJS
work_5xpfvjtqk5bbfefatdohgjss3a	36	14	situations	situation	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	36	15	,	,	,
work_5xpfvjtqk5bbfefatdohgjss3a	36	16	do	do	VBP
work_5xpfvjtqk5bbfefatdohgjss3a	36	17	not	not	RB
work_5xpfvjtqk5bbfefatdohgjss3a	36	18	have	have	VB
work_5xpfvjtqk5bbfefatdohgjss3a	36	19	any	any	DT
work_5xpfvjtqk5bbfefatdohgjss3a	36	20	evidence	evidence	NN
work_5xpfvjtqk5bbfefatdohgjss3a	36	21	(	(	-LRB-
work_5xpfvjtqk5bbfefatdohgjss3a	36	22	eg	eg	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	36	23	.	.	.
work_5xpfvjtqk5bbfefatdohgjss3a	37	1	Digital	digital	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	37	2	signature	signature	NN
work_5xpfvjtqk5bbfefatdohgjss3a	37	3	)	)	-RRB-
work_5xpfvjtqk5bbfefatdohgjss3a	37	4	to	to	TO
work_5xpfvjtqk5bbfefatdohgjss3a	37	5	dispute	dispute	VB
work_5xpfvjtqk5bbfefatdohgjss3a	37	6	the	the	DT
work_5xpfvjtqk5bbfefatdohgjss3a	37	7	cardholders	cardholder	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	37	8	’	’	POS
work_5xpfvjtqk5bbfefatdohgjss3a	37	9	claim	claim	NN
work_5xpfvjtqk5bbfefatdohgjss3a	37	10	of	of	IN
work_5xpfvjtqk5bbfefatdohgjss3a	37	11	misused	misused	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	37	12	card	card	NN
work_5xpfvjtqk5bbfefatdohgjss3a	37	13	information	information	NN
work_5xpfvjtqk5bbfefatdohgjss3a	37	14	.	.	.
work_5xpfvjtqk5bbfefatdohgjss3a	38	1	Mer-	Mer-	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	38	2	chants	chant	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	38	3	end	end	VBP
work_5xpfvjtqk5bbfefatdohgjss3a	38	4	up	up	RP
work_5xpfvjtqk5bbfefatdohgjss3a	38	5	bearing	bear	VBG
work_5xpfvjtqk5bbfefatdohgjss3a	38	6	all	all	PDT
work_5xpfvjtqk5bbfefatdohgjss3a	38	7	the	the	DT
work_5xpfvjtqk5bbfefatdohgjss3a	38	8	loses	lose	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	38	9	due	due	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	38	10	to	to	IN
work_5xpfvjtqk5bbfefatdohgjss3a	38	11	chargeback	chargeback	NN
work_5xpfvjtqk5bbfefatdohgjss3a	38	12	,	,	,
work_5xpfvjtqk5bbfefatdohgjss3a	38	13	ship-	ship-	XX
work_5xpfvjtqk5bbfefatdohgjss3a	38	14	ping	ping	NN
work_5xpfvjtqk5bbfefatdohgjss3a	38	15	cost	cost	NN
work_5xpfvjtqk5bbfefatdohgjss3a	38	16	of	of	IN
work_5xpfvjtqk5bbfefatdohgjss3a	38	17	goods	good	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	38	18	,	,	,
work_5xpfvjtqk5bbfefatdohgjss3a	38	19	card	card	NN
work_5xpfvjtqk5bbfefatdohgjss3a	38	20	issuer	issuer	NN
work_5xpfvjtqk5bbfefatdohgjss3a	38	21	fees	fee	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	38	22	and	and	CC
work_5xpfvjtqk5bbfefatdohgjss3a	38	23	charges	charge	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	38	24	as	as	RB
work_5xpfvjtqk5bbfefatdohgjss3a	38	25	well	well	RB
work_5xpfvjtqk5bbfefatdohgjss3a	38	26	as	as	IN
work_5xpfvjtqk5bbfefatdohgjss3a	38	27	their	-PRON-	PRP$
work_5xpfvjtqk5bbfefatdohgjss3a	38	28	own	own	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	38	29	administrative	administrative	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	38	30	costs	cost	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	38	31	.	.	.
work_5xpfvjtqk5bbfefatdohgjss3a	39	1	Excessive	excessive	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	39	2	fraudulent	fraudulent	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	39	3	cases	case	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	39	4	involving	involve	VBG
work_5xpfvjtqk5bbfefatdohgjss3a	39	5	the	the	DT
work_5xpfvjtqk5bbfefatdohgjss3a	39	6	same	same	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	39	7	merchant	merchant	NN
work_5xpfvjtqk5bbfefatdohgjss3a	39	8	can	can	MD
work_5xpfvjtqk5bbfefatdohgjss3a	39	9	drive	drive	VB
work_5xpfvjtqk5bbfefatdohgjss3a	39	10	away	away	RB
work_5xpfvjtqk5bbfefatdohgjss3a	39	11	customers	customer	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	39	12	,	,	,
work_5xpfvjtqk5bbfefatdohgjss3a	39	13	cause	cause	VB
work_5xpfvjtqk5bbfefatdohgjss3a	39	14	card	card	NN
work_5xpfvjtqk5bbfefatdohgjss3a	39	15	issuer	issuer	NN
work_5xpfvjtqk5bbfefatdohgjss3a	39	16	banks	bank	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	39	17	to	to	TO
work_5xpfvjtqk5bbfefatdohgjss3a	39	18	withdraw	withdraw	VB
work_5xpfvjtqk5bbfefatdohgjss3a	39	19	service	service	NN
work_5xpfvjtqk5bbfefatdohgjss3a	39	20	and	and	CC
work_5xpfvjtqk5bbfefatdohgjss3a	39	21	also	also	RB
work_5xpfvjtqk5bbfefatdohgjss3a	39	22	result	result	VBP
work_5xpfvjtqk5bbfefatdohgjss3a	39	23	in	in	IN
work_5xpfvjtqk5bbfefatdohgjss3a	39	24	loss	loss	NN
work_5xpfvjtqk5bbfefatdohgjss3a	39	25	of	of	IN
work_5xpfvjtqk5bbfefatdohgjss3a	39	26	reputation	reputation	NN
work_5xpfvjtqk5bbfefatdohgjss3a	39	27	and	and	CC
work_5xpfvjtqk5bbfefatdohgjss3a	39	28	goodwill	goodwill	NN
work_5xpfvjtqk5bbfefatdohgjss3a	39	29	(	(	-LRB-
work_5xpfvjtqk5bbfefatdohgjss3a	39	30	Yu	Yu	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	39	31	&	&	CC
work_5xpfvjtqk5bbfefatdohgjss3a	39	32	Singh	Singh	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	39	33	,	,	,
work_5xpfvjtqk5bbfefatdohgjss3a	39	34	2002	2002	CD
work_5xpfvjtqk5bbfefatdohgjss3a	39	35	)	)	-RRB-
work_5xpfvjtqk5bbfefatdohgjss3a	39	36	.	.	.
work_5xpfvjtqk5bbfefatdohgjss3a	40	1	Card	card	NN
work_5xpfvjtqk5bbfefatdohgjss3a	40	2	issuer	issuer	NN
work_5xpfvjtqk5bbfefatdohgjss3a	40	3	banks	bank	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	40	4	have	have	VBP
work_5xpfvjtqk5bbfefatdohgjss3a	40	5	to	to	TO
work_5xpfvjtqk5bbfefatdohgjss3a	40	6	bear	bear	VB
work_5xpfvjtqk5bbfefatdohgjss3a	40	7	the	the	DT
work_5xpfvjtqk5bbfefatdohgjss3a	40	8	administrative	administrative	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	40	9	cost	cost	NN
work_5xpfvjtqk5bbfefatdohgjss3a	40	10	of	of	IN
work_5xpfvjtqk5bbfefatdohgjss3a	40	11	investi-	investi-	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	40	12	gations	gation	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	40	13	into	into	IN
work_5xpfvjtqk5bbfefatdohgjss3a	40	14	fraud	fraud	NN
work_5xpfvjtqk5bbfefatdohgjss3a	40	15	cases	case	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	40	16	as	as	RB
work_5xpfvjtqk5bbfefatdohgjss3a	40	17	well	well	RB
work_5xpfvjtqk5bbfefatdohgjss3a	40	18	as	as	IN
work_5xpfvjtqk5bbfefatdohgjss3a	40	19	infrastructure	infrastructure	NN
work_5xpfvjtqk5bbfefatdohgjss3a	40	20	costs	cost	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	40	21	of	of	IN
work_5xpfvjtqk5bbfefatdohgjss3a	40	22	set-	set-	DT
work_5xpfvjtqk5bbfefatdohgjss3a	40	23	ting	te	VBG
work_5xpfvjtqk5bbfefatdohgjss3a	40	24	up	up	RP
work_5xpfvjtqk5bbfefatdohgjss3a	40	25	the	the	DT
work_5xpfvjtqk5bbfefatdohgjss3a	40	26	required	required	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	40	27	software	software	NN
work_5xpfvjtqk5bbfefatdohgjss3a	40	28	and	and	CC
work_5xpfvjtqk5bbfefatdohgjss3a	40	29	hardware	hardware	NN
work_5xpfvjtqk5bbfefatdohgjss3a	40	30	facilities	facility	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	40	31	to	to	TO
work_5xpfvjtqk5bbfefatdohgjss3a	40	32	combat	combat	VB
work_5xpfvjtqk5bbfefatdohgjss3a	40	33	fraud	fraud	NN
work_5xpfvjtqk5bbfefatdohgjss3a	40	34	.	.	.
work_5xpfvjtqk5bbfefatdohgjss3a	41	1	They	-PRON-	PRP
work_5xpfvjtqk5bbfefatdohgjss3a	41	2	also	also	RB
work_5xpfvjtqk5bbfefatdohgjss3a	41	3	incur	incur	VBP
work_5xpfvjtqk5bbfefatdohgjss3a	41	4	indirect	indirect	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	41	5	costs	cost	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	41	6	through	through	IN
work_5xpfvjtqk5bbfefatdohgjss3a	41	7	trans-	trans-	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	41	8	action	action	NN
work_5xpfvjtqk5bbfefatdohgjss3a	41	9	delays	delay	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	41	10	.	.	.
work_5xpfvjtqk5bbfefatdohgjss3a	42	1	Studies	study	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	42	2	show	show	VBP
work_5xpfvjtqk5bbfefatdohgjss3a	42	3	that	that	IN
work_5xpfvjtqk5bbfefatdohgjss3a	42	4	the	the	DT
work_5xpfvjtqk5bbfefatdohgjss3a	42	5	average	average	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	42	6	time	time	NN
work_5xpfvjtqk5bbfefatdohgjss3a	42	7	lag	lag	NN
work_5xpfvjtqk5bbfefatdohgjss3a	42	8	between	between	IN
work_5xpfvjtqk5bbfefatdohgjss3a	42	9	the	the	DT
work_5xpfvjtqk5bbfefatdohgjss3a	42	10	fraudulent	fraudulent	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	42	11	transaction	transaction	NN
work_5xpfvjtqk5bbfefatdohgjss3a	42	12	date	date	NN
work_5xpfvjtqk5bbfefatdohgjss3a	42	13	and	and	CC
work_5xpfvjtqk5bbfefatdohgjss3a	42	14	chargeback	chargeback	NN
work_5xpfvjtqk5bbfefatdohgjss3a	42	15	notification	notification	NN
work_5xpfvjtqk5bbfefatdohgjss3a	42	16	can	can	MD
work_5xpfvjtqk5bbfefatdohgjss3a	42	17	be	be	VB
work_5xpfvjtqk5bbfefatdohgjss3a	42	18	as	as	RB
work_5xpfvjtqk5bbfefatdohgjss3a	42	19	high	high	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	42	20	as	as	IN
work_5xpfvjtqk5bbfefatdohgjss3a	42	21	72	72	CD
work_5xpfvjtqk5bbfefatdohgjss3a	42	22	days	day	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	42	23	,	,	,
work_5xpfvjtqk5bbfefatdohgjss3a	42	24	thereby	thereby	RB
work_5xpfvjtqk5bbfefatdohgjss3a	42	25	giving	give	VBG
work_5xpfvjtqk5bbfefatdohgjss3a	42	26	fraudsters	fraudster	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	42	27	sufficient	sufficient	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	42	28	time	time	NN
work_5xpfvjtqk5bbfefatdohgjss3a	42	29	to	to	TO
work_5xpfvjtqk5bbfefatdohgjss3a	42	30	cause	cause	VB
work_5xpfvjtqk5bbfefatdohgjss3a	42	31	severe	severe	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	42	32	damage	damage	NN
work_5xpfvjtqk5bbfefatdohgjss3a	42	33	(	(	-LRB-
work_5xpfvjtqk5bbfefatdohgjss3a	42	34	Bhatla	Bhatla	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	42	35	et	et	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	42	36	al	al	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	42	37	.	.	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	42	38	,	,	,
work_5xpfvjtqk5bbfefatdohgjss3a	42	39	2003	2003	CD
work_5xpfvjtqk5bbfefatdohgjss3a	42	40	)	)	-RRB-
work_5xpfvjtqk5bbfefatdohgjss3a	42	41	.	.	.
work_5xpfvjtqk5bbfefatdohgjss3a	43	1	1.3	1.3	CD
work_5xpfvjtqk5bbfefatdohgjss3a	43	2	.	.	.
work_5xpfvjtqk5bbfefatdohgjss3a	44	1	Fraud	fraud	NN
work_5xpfvjtqk5bbfefatdohgjss3a	44	2	detection	detection	NN
work_5xpfvjtqk5bbfefatdohgjss3a	44	3	and	and	CC
work_5xpfvjtqk5bbfefatdohgjss3a	44	4	prevention	prevention	NN
work_5xpfvjtqk5bbfefatdohgjss3a	44	5	The	the	DT
work_5xpfvjtqk5bbfefatdohgjss3a	44	6	negative	negative	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	44	7	impacts	impact	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	44	8	of	of	IN
work_5xpfvjtqk5bbfefatdohgjss3a	44	9	fraud	fraud	NN
work_5xpfvjtqk5bbfefatdohgjss3a	44	10	make	make	VBP
work_5xpfvjtqk5bbfefatdohgjss3a	44	11	it	-PRON-	PRP
work_5xpfvjtqk5bbfefatdohgjss3a	44	12	very	very	RB
work_5xpfvjtqk5bbfefatdohgjss3a	44	13	clear	clear	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	44	14	and	and	CC
work_5xpfvjtqk5bbfefatdohgjss3a	44	15	necessary	necessary	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	44	16	to	to	TO
work_5xpfvjtqk5bbfefatdohgjss3a	44	17	put	put	VB
work_5xpfvjtqk5bbfefatdohgjss3a	44	18	in	in	IN
work_5xpfvjtqk5bbfefatdohgjss3a	44	19	place	place	NN
work_5xpfvjtqk5bbfefatdohgjss3a	44	20	an	an	DT
work_5xpfvjtqk5bbfefatdohgjss3a	44	21	effective	effective	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	44	22	and	and	CC
work_5xpfvjtqk5bbfefatdohgjss3a	44	23	economical	economical	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	44	24	fraud	fraud	NN
work_5xpfvjtqk5bbfefatdohgjss3a	44	25	detection	detection	NN
work_5xpfvjtqk5bbfefatdohgjss3a	44	26	system	system	NN
work_5xpfvjtqk5bbfefatdohgjss3a	44	27	.	.	.
work_5xpfvjtqk5bbfefatdohgjss3a	45	1	Recent	recent	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	45	2	technological	technological	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	45	3	advancements	advancement	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	45	4	to	to	TO
work_5xpfvjtqk5bbfefatdohgjss3a	45	5	combat	combat	VB
work_5xpfvjtqk5bbfefatdohgjss3a	45	6	fraud	fraud	NN
work_5xpfvjtqk5bbfefatdohgjss3a	45	7	have	have	VBP
work_5xpfvjtqk5bbfefatdohgjss3a	45	8	contributed	contribute	VBN
work_5xpfvjtqk5bbfefatdohgjss3a	45	9	number	number	NN
work_5xpfvjtqk5bbfefatdohgjss3a	45	10	of	of	IN
work_5xpfvjtqk5bbfefatdohgjss3a	45	11	solutions	solution	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	45	12	in	in	IN
work_5xpfvjtqk5bbfefatdohgjss3a	45	13	this	this	DT
work_5xpfvjtqk5bbfefatdohgjss3a	45	14	area	area	NN
work_5xpfvjtqk5bbfefatdohgjss3a	45	15	(	(	-LRB-
work_5xpfvjtqk5bbfefatdohgjss3a	45	16	Bhatla	Bhatla	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	45	17	et	et	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	45	18	al	al	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	45	19	.	.	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	45	20	,	,	,
work_5xpfvjtqk5bbfefatdohgjss3a	45	21	2003	2003	CD
work_5xpfvjtqk5bbfefatdohgjss3a	45	22	;	;	:
work_5xpfvjtqk5bbfefatdohgjss3a	45	23	All	all	DT
work_5xpfvjtqk5bbfefatdohgjss3a	45	24	points	point	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	45	25	protection	protection	NN
work_5xpfvjtqk5bbfefatdohgjss3a	45	26	,	,	,
work_5xpfvjtqk5bbfefatdohgjss3a	45	27	2007	2007	CD
work_5xpfvjtqk5bbfefatdohgjss3a	45	28	)	)	-RRB-
work_5xpfvjtqk5bbfefatdohgjss3a	45	29	.	.	.
work_5xpfvjtqk5bbfefatdohgjss3a	46	1	Fraud	fraud	NN
work_5xpfvjtqk5bbfefatdohgjss3a	46	2	detection	detection	NN
work_5xpfvjtqk5bbfefatdohgjss3a	46	3	techniques	technique	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	46	4	involving	involve	VBG
work_5xpfvjtqk5bbfefatdohgjss3a	46	5	sophisticated	sophisticated	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	46	6	screen-	screen-	NN
work_5xpfvjtqk5bbfefatdohgjss3a	46	7	ing	ing	NN
work_5xpfvjtqk5bbfefatdohgjss3a	46	8	of	of	IN
work_5xpfvjtqk5bbfefatdohgjss3a	46	9	transactions	transaction	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	46	10	to	to	IN
work_5xpfvjtqk5bbfefatdohgjss3a	46	11	tracking	track	VBG
work_5xpfvjtqk5bbfefatdohgjss3a	46	12	customer	customer	NN
work_5xpfvjtqk5bbfefatdohgjss3a	46	13	behaviour	behaviour	NN
work_5xpfvjtqk5bbfefatdohgjss3a	46	14	and	and	CC
work_5xpfvjtqk5bbfefatdohgjss3a	46	15	spending	spending	NN
work_5xpfvjtqk5bbfefatdohgjss3a	46	16	patterns	pattern	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	46	17	are	be	VBP
work_5xpfvjtqk5bbfefatdohgjss3a	46	18	now	now	RB
work_5xpfvjtqk5bbfefatdohgjss3a	46	19	being	be	VBG
work_5xpfvjtqk5bbfefatdohgjss3a	46	20	developed	develop	VBN
work_5xpfvjtqk5bbfefatdohgjss3a	46	21	and	and	CC
work_5xpfvjtqk5bbfefatdohgjss3a	46	22	employed	employ	VBN
work_5xpfvjtqk5bbfefatdohgjss3a	46	23	by	by	IN
work_5xpfvjtqk5bbfefatdohgjss3a	46	24	both	both	DT
work_5xpfvjtqk5bbfefatdohgjss3a	46	25	merchants	merchant	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	46	26	as	as	RB
work_5xpfvjtqk5bbfefatdohgjss3a	46	27	well	well	RB
work_5xpfvjtqk5bbfefatdohgjss3a	46	28	as	as	IN
work_5xpfvjtqk5bbfefatdohgjss3a	46	29	card	card	NN
work_5xpfvjtqk5bbfefatdohgjss3a	46	30	issuer	issuer	NN
work_5xpfvjtqk5bbfefatdohgjss3a	46	31	banks	bank	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	46	32	(	(	-LRB-
work_5xpfvjtqk5bbfefatdohgjss3a	46	33	Tan	Tan	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	46	34	&	&	CC
work_5xpfvjtqk5bbfefatdohgjss3a	46	35	Thoen	Thoen	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	46	36	,	,	,
work_5xpfvjtqk5bbfefatdohgjss3a	46	37	2000	2000	CD
work_5xpfvjtqk5bbfefatdohgjss3a	46	38	)	)	-RRB-
work_5xpfvjtqk5bbfefatdohgjss3a	46	39	.	.	.
work_5xpfvjtqk5bbfefatdohgjss3a	47	1	Some	some	DT
work_5xpfvjtqk5bbfefatdohgjss3a	47	2	of	of	IN
work_5xpfvjtqk5bbfefatdohgjss3a	47	3	the	the	DT
work_5xpfvjtqk5bbfefatdohgjss3a	47	4	recently	recently	RB
work_5xpfvjtqk5bbfefatdohgjss3a	47	5	employed	employ	VBN
work_5xpfvjtqk5bbfefatdohgjss3a	47	6	techniques	technique	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	47	7	include	include	VBP
work_5xpfvjtqk5bbfefatdohgjss3a	47	8	transaction	transaction	NN
work_5xpfvjtqk5bbfefatdohgjss3a	47	9	screening	screen	VBG
work_5xpfvjtqk5bbfefatdohgjss3a	47	10	through	through	IN
work_5xpfvjtqk5bbfefatdohgjss3a	47	11	Address	Address	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	47	12	Verification	Verification	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	47	13	Systems	Systems	NNPS
work_5xpfvjtqk5bbfefatdohgjss3a	47	14	(	(	-LRB-
work_5xpfvjtqk5bbfefatdohgjss3a	47	15	AVS	AVS	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	47	16	)	)	-RRB-
work_5xpfvjtqk5bbfefatdohgjss3a	47	17	,	,	,
work_5xpfvjtqk5bbfefatdohgjss3a	47	18	Card	card	NN
work_5xpfvjtqk5bbfefatdohgjss3a	47	19	Verification	Verification	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	47	20	Method	method	NN
work_5xpfvjtqk5bbfefatdohgjss3a	47	21	(	(	-LRB-
work_5xpfvjtqk5bbfefatdohgjss3a	47	22	CVM	CVM	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	47	23	)	)	-RRB-
work_5xpfvjtqk5bbfefatdohgjss3a	47	24	,	,	,
work_5xpfvjtqk5bbfefatdohgjss3a	47	25	Per-	Per-	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	47	26	sonal	sonal	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	47	27	Identification	identification	NN
work_5xpfvjtqk5bbfefatdohgjss3a	47	28	Number	Number	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	47	29	(	(	-LRB-
work_5xpfvjtqk5bbfefatdohgjss3a	47	30	PIN	PIN	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	47	31	)	)	-RRB-
work_5xpfvjtqk5bbfefatdohgjss3a	47	32	and	and	CC
work_5xpfvjtqk5bbfefatdohgjss3a	47	33	Biometrics	Biometrics	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	47	34	.	.	.
work_5xpfvjtqk5bbfefatdohgjss3a	48	1	AVS	AVS	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	48	2	involves	involve	VBZ
work_5xpfvjtqk5bbfefatdohgjss3a	48	3	verification	verification	NN
work_5xpfvjtqk5bbfefatdohgjss3a	48	4	of	of	IN
work_5xpfvjtqk5bbfefatdohgjss3a	48	5	address	address	NN
work_5xpfvjtqk5bbfefatdohgjss3a	48	6	with	with	IN
work_5xpfvjtqk5bbfefatdohgjss3a	48	7	zip	zip	NN
work_5xpfvjtqk5bbfefatdohgjss3a	48	8	code	code	NN
work_5xpfvjtqk5bbfefatdohgjss3a	48	9	of	of	IN
work_5xpfvjtqk5bbfefatdohgjss3a	48	10	the	the	DT
work_5xpfvjtqk5bbfefatdohgjss3a	48	11	cus-	cus-	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	48	12	tomer	tomer	NN
work_5xpfvjtqk5bbfefatdohgjss3a	48	13	while	while	IN
work_5xpfvjtqk5bbfefatdohgjss3a	48	14	CVM	CVM	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	48	15	and	and	CC
work_5xpfvjtqk5bbfefatdohgjss3a	48	16	PIN	PIN	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	48	17	involve	involve	VBP
work_5xpfvjtqk5bbfefatdohgjss3a	48	18	checking	check	VBG
work_5xpfvjtqk5bbfefatdohgjss3a	48	19	of	of	IN
work_5xpfvjtqk5bbfefatdohgjss3a	48	20	numeric	numeric	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	48	21	code	code	NN
work_5xpfvjtqk5bbfefatdohgjss3a	48	22	that	that	WDT
work_5xpfvjtqk5bbfefatdohgjss3a	48	23	is	be	VBZ
work_5xpfvjtqk5bbfefatdohgjss3a	48	24	keyed	key	VBN
work_5xpfvjtqk5bbfefatdohgjss3a	48	25	in	in	RP
work_5xpfvjtqk5bbfefatdohgjss3a	48	26	by	by	IN
work_5xpfvjtqk5bbfefatdohgjss3a	48	27	the	the	DT
work_5xpfvjtqk5bbfefatdohgjss3a	48	28	customer	customer	NN
work_5xpfvjtqk5bbfefatdohgjss3a	48	29	.	.	.
work_5xpfvjtqk5bbfefatdohgjss3a	49	1	Biometrics	biometric	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	49	2	might	may	MD
work_5xpfvjtqk5bbfefatdohgjss3a	49	3	involve	involve	VB
work_5xpfvjtqk5bbfefatdohgjss3a	49	4	signature	signature	NN
work_5xpfvjtqk5bbfefatdohgjss3a	49	5	or	or	CC
work_5xpfvjtqk5bbfefatdohgjss3a	49	6	fingerprint	fingerprint	NN
work_5xpfvjtqk5bbfefatdohgjss3a	49	7	verification	verification	NN
work_5xpfvjtqk5bbfefatdohgjss3a	49	8	.	.	.
work_5xpfvjtqk5bbfefatdohgjss3a	50	1	Rule	rule	NN
work_5xpfvjtqk5bbfefatdohgjss3a	50	2	-	-	HYPH
work_5xpfvjtqk5bbfefatdohgjss3a	50	3	based	base	VBN
work_5xpfvjtqk5bbfefatdohgjss3a	50	4	methods	method	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	50	5	and	and	CC
work_5xpfvjtqk5bbfefatdohgjss3a	50	6	maintaining	maintaining	NN
work_5xpfvjtqk5bbfefatdohgjss3a	50	7	of	of	IN
work_5xpfvjtqk5bbfefatdohgjss3a	50	8	positive	positive	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	50	9	and	and	CC
work_5xpfvjtqk5bbfefatdohgjss3a	50	10	negative	negative	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	50	11	lists	list	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	50	12	of	of	IN
work_5xpfvjtqk5bbfefatdohgjss3a	50	13	customers	customer	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	50	14	and	and	CC
work_5xpfvjtqk5bbfefatdohgjss3a	50	15	geographical	geographical	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	50	16	regions	region	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	50	17	are	be	VBP
work_5xpfvjtqk5bbfefatdohgjss3a	50	18	also	also	RB
work_5xpfvjtqk5bbfefatdohgjss3a	50	19	used	use	VBN
work_5xpfvjtqk5bbfefatdohgjss3a	50	20	in	in	IN
work_5xpfvjtqk5bbfefatdohgjss3a	50	21	prac-	prac-	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	50	22	tice	tice	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	50	23	.	.	.
work_5xpfvjtqk5bbfefatdohgjss3a	51	1	Data	datum	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	51	2	mining	mining	NN
work_5xpfvjtqk5bbfefatdohgjss3a	51	3	and	and	CC
work_5xpfvjtqk5bbfefatdohgjss3a	51	4	credit	credit	NN
work_5xpfvjtqk5bbfefatdohgjss3a	51	5	scoring	scoring	NN
work_5xpfvjtqk5bbfefatdohgjss3a	51	6	methods	method	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	51	7	focus	focus	VBP
work_5xpfvjtqk5bbfefatdohgjss3a	51	8	on	on	IN
work_5xpfvjtqk5bbfefatdohgjss3a	51	9	sta-	sta-	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	51	10	tistical	tistical	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	51	11	analyses	analysis	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	51	12	and	and	CC
work_5xpfvjtqk5bbfefatdohgjss3a	51	13	deciphering	deciphering	NN
work_5xpfvjtqk5bbfefatdohgjss3a	51	14	of	of	IN
work_5xpfvjtqk5bbfefatdohgjss3a	51	15	customer	customer	NN
work_5xpfvjtqk5bbfefatdohgjss3a	51	16	behaviour	behaviour	NN
work_5xpfvjtqk5bbfefatdohgjss3a	51	17	and	and	CC
work_5xpfvjtqk5bbfefatdohgjss3a	51	18	spending	spend	VBG
work_5xpfvjtqk5bbfefatdohgjss3a	51	19	patterns	pattern	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	51	20	to	to	TO
work_5xpfvjtqk5bbfefatdohgjss3a	51	21	detect	detect	VB
work_5xpfvjtqk5bbfefatdohgjss3a	51	22	frauds	fraud	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	51	23	(	(	-LRB-
work_5xpfvjtqk5bbfefatdohgjss3a	51	24	Huang	Huang	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	51	25	,	,	,
work_5xpfvjtqk5bbfefatdohgjss3a	51	26	Chen	Chen	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	51	27	,	,	,
work_5xpfvjtqk5bbfefatdohgjss3a	51	28	&	&	CC
work_5xpfvjtqk5bbfefatdohgjss3a	51	29	Wang	Wang	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	51	30	,	,	,
work_5xpfvjtqk5bbfefatdohgjss3a	51	31	2007	2007	CD
work_5xpfvjtqk5bbfefatdohgjss3a	51	32	)	)	-RRB-
work_5xpfvjtqk5bbfefatdohgjss3a	51	33	.	.	.
work_5xpfvjtqk5bbfefatdohgjss3a	52	1	Neural	neural	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	52	2	networks	network	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	52	3	are	be	VBP
work_5xpfvjtqk5bbfefatdohgjss3a	52	4	capable	capable	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	52	5	of	of	IN
work_5xpfvjtqk5bbfefatdohgjss3a	52	6	deriving	derive	VBG
work_5xpfvjtqk5bbfefatdohgjss3a	52	7	pat-	pat-	NN
work_5xpfvjtqk5bbfefatdohgjss3a	52	8	terns	tern	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	52	9	out	out	IN
work_5xpfvjtqk5bbfefatdohgjss3a	52	10	of	of	IN
work_5xpfvjtqk5bbfefatdohgjss3a	52	11	databases	database	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	52	12	containing	contain	VBG
work_5xpfvjtqk5bbfefatdohgjss3a	52	13	historical	historical	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	52	14	transactions	transaction	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	52	15	of	of	IN
work_5xpfvjtqk5bbfefatdohgjss3a	52	16	customers	customer	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	52	17	.	.	.
work_5xpfvjtqk5bbfefatdohgjss3a	53	1	These	these	DT
work_5xpfvjtqk5bbfefatdohgjss3a	53	2	neural	neural	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	53	3	networks	network	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	53	4	can	can	MD
work_5xpfvjtqk5bbfefatdohgjss3a	53	5	be	be	VB
work_5xpfvjtqk5bbfefatdohgjss3a	53	6	‘	'	``
work_5xpfvjtqk5bbfefatdohgjss3a	53	7	trained	train	VBN
work_5xpfvjtqk5bbfefatdohgjss3a	53	8	’	'	''
work_5xpfvjtqk5bbfefatdohgjss3a	53	9	and	and	CC
work_5xpfvjtqk5bbfefatdohgjss3a	53	10	are	be	VBP
work_5xpfvjtqk5bbfefatdohgjss3a	53	11	‘	'	``
work_5xpfvjtqk5bbfefatdohgjss3a	53	12	adaptive	adaptive	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	53	13	’	'	''
work_5xpfvjtqk5bbfefatdohgjss3a	53	14	to	to	IN
work_5xpfvjtqk5bbfefatdohgjss3a	53	15	the	the	DT
work_5xpfvjtqk5bbfefatdohgjss3a	53	16	emerging	emerge	VBG
work_5xpfvjtqk5bbfefatdohgjss3a	53	17	new	new	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	53	18	forms	form	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	53	19	of	of	IN
work_5xpfvjtqk5bbfefatdohgjss3a	53	20	frauds	fraud	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	53	21	.	.	.
work_5xpfvjtqk5bbfefatdohgjss3a	54	1	Deployment	deployment	NN
work_5xpfvjtqk5bbfefatdohgjss3a	54	2	of	of	IN
work_5xpfvjtqk5bbfefatdohgjss3a	54	3	sophisticated	sophisticated	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	54	4	techniques	technique	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	54	5	and	and	CC
work_5xpfvjtqk5bbfefatdohgjss3a	54	6	screening	screening	NN
work_5xpfvjtqk5bbfefatdohgjss3a	54	7	of	of	IN
work_5xpfvjtqk5bbfefatdohgjss3a	54	8	every	every	DT
work_5xpfvjtqk5bbfefatdohgjss3a	54	9	transaction	transaction	NN
work_5xpfvjtqk5bbfefatdohgjss3a	54	10	alone	alone	RB
work_5xpfvjtqk5bbfefatdohgjss3a	54	11	will	will	MD
work_5xpfvjtqk5bbfefatdohgjss3a	54	12	not	not	RB
work_5xpfvjtqk5bbfefatdohgjss3a	54	13	reduce	reduce	VB
work_5xpfvjtqk5bbfefatdohgjss3a	54	14	losses	loss	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	54	15	.	.	.
work_5xpfvjtqk5bbfefatdohgjss3a	55	1	It	-PRON-	PRP
work_5xpfvjtqk5bbfefatdohgjss3a	55	2	is	be	VBZ
work_5xpfvjtqk5bbfefatdohgjss3a	55	3	necessary	necessary	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	55	4	to	to	TO
work_5xpfvjtqk5bbfefatdohgjss3a	55	5	employ	employ	VB
work_5xpfvjtqk5bbfefatdohgjss3a	55	6	an	an	DT
work_5xpfvjtqk5bbfefatdohgjss3a	55	7	effective	effective	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	55	8	and	and	CC
work_5xpfvjtqk5bbfefatdohgjss3a	55	9	economical	economical	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	55	10	solution	solution	NN
work_5xpfvjtqk5bbfefatdohgjss3a	55	11	to	to	TO
work_5xpfvjtqk5bbfefatdohgjss3a	55	12	combat	combat	VB
work_5xpfvjtqk5bbfefatdohgjss3a	55	13	fraud	fraud	NN
work_5xpfvjtqk5bbfefatdohgjss3a	55	14	(	(	-LRB-
work_5xpfvjtqk5bbfefatdohgjss3a	55	15	Turney	turney	NN
work_5xpfvjtqk5bbfefatdohgjss3a	55	16	,	,	,
work_5xpfvjtqk5bbfefatdohgjss3a	55	17	1995	1995	CD
work_5xpfvjtqk5bbfefatdohgjss3a	55	18	)	)	-RRB-
work_5xpfvjtqk5bbfefatdohgjss3a	55	19	.	.	.
work_5xpfvjtqk5bbfefatdohgjss3a	56	1	Such	such	PDT
work_5xpfvjtqk5bbfefatdohgjss3a	56	2	a	a	DT
work_5xpfvjtqk5bbfefatdohgjss3a	56	3	solution	solution	NN
work_5xpfvjtqk5bbfefatdohgjss3a	56	4	should	should	MD
work_5xpfvjtqk5bbfefatdohgjss3a	56	5	not	not	RB
work_5xpfvjtqk5bbfefatdohgjss3a	56	6	only	only	RB
work_5xpfvjtqk5bbfefatdohgjss3a	56	7	detect	detect	VB
work_5xpfvjtqk5bbfefatdohgjss3a	56	8	fraud	fraud	NN
work_5xpfvjtqk5bbfefatdohgjss3a	56	9	cases	case	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	56	10	efficiently	efficiently	RB
work_5xpfvjtqk5bbfefatdohgjss3a	56	11	but	but	CC
work_5xpfvjtqk5bbfefatdohgjss3a	56	12	also	also	RB
work_5xpfvjtqk5bbfefatdohgjss3a	56	13	turn	turn	VB
work_5xpfvjtqk5bbfefatdohgjss3a	56	14	out	out	RP
work_5xpfvjtqk5bbfefatdohgjss3a	56	15	to	to	TO
work_5xpfvjtqk5bbfefatdohgjss3a	56	16	be	be	VB
work_5xpfvjtqk5bbfefatdohgjss3a	56	17	cost	cost	NN
work_5xpfvjtqk5bbfefatdohgjss3a	56	18	-	-	HYPH
work_5xpfvjtqk5bbfefatdohgjss3a	56	19	effective	effective	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	56	20	.	.	.
work_5xpfvjtqk5bbfefatdohgjss3a	57	1	The	the	DT
work_5xpfvjtqk5bbfefatdohgjss3a	57	2	idea	idea	NN
work_5xpfvjtqk5bbfefatdohgjss3a	57	3	is	be	VBZ
work_5xpfvjtqk5bbfefatdohgjss3a	57	4	to	to	TO
work_5xpfvjtqk5bbfefatdohgjss3a	57	5	strike	strike	VB
work_5xpfvjtqk5bbfefatdohgjss3a	57	6	a	a	DT
work_5xpfvjtqk5bbfefatdohgjss3a	57	7	balance	balance	NN
work_5xpfvjtqk5bbfefatdohgjss3a	57	8	between	between	IN
work_5xpfvjtqk5bbfefatdohgjss3a	57	9	the	the	DT
work_5xpfvjtqk5bbfefatdohgjss3a	57	10	cost	cost	NN
work_5xpfvjtqk5bbfefatdohgjss3a	57	11	involved	involve	VBN
work_5xpfvjtqk5bbfefatdohgjss3a	57	12	in	in	IN
work_5xpfvjtqk5bbfefatdohgjss3a	57	13	transaction	transaction	NN
work_5xpfvjtqk5bbfefatdohgjss3a	57	14	screening	screening	NN
work_5xpfvjtqk5bbfefatdohgjss3a	57	15	and	and	CC
work_5xpfvjtqk5bbfefatdohgjss3a	57	16	review	review	NN
work_5xpfvjtqk5bbfefatdohgjss3a	57	17	and	and	CC
work_5xpfvjtqk5bbfefatdohgjss3a	57	18	the	the	DT
work_5xpfvjtqk5bbfefatdohgjss3a	57	19	losses	loss	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	57	20	due	due	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	57	21	to	to	IN
work_5xpfvjtqk5bbfefatdohgjss3a	57	22	fraud-	fraud-	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	57	23	ulent	ulent	NN
work_5xpfvjtqk5bbfefatdohgjss3a	57	24	cases	case	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	57	25	.	.	.
work_5xpfvjtqk5bbfefatdohgjss3a	58	1	Analyses	Analyses	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	58	2	show	show	VBP
work_5xpfvjtqk5bbfefatdohgjss3a	58	3	that	that	IN
work_5xpfvjtqk5bbfefatdohgjss3a	58	4	review	review	NN
work_5xpfvjtqk5bbfefatdohgjss3a	58	5	of	of	IN
work_5xpfvjtqk5bbfefatdohgjss3a	58	6	only	only	RB
work_5xpfvjtqk5bbfefatdohgjss3a	58	7	2.0	2.0	CD
work_5xpfvjtqk5bbfefatdohgjss3a	58	8	%	%	NN
work_5xpfvjtqk5bbfefatdohgjss3a	58	9	of	of	IN
work_5xpfvjtqk5bbfefatdohgjss3a	58	10	trans-	trans-	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	58	11	actions	action	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	58	12	can	can	MD
work_5xpfvjtqk5bbfefatdohgjss3a	58	13	result	result	VB
work_5xpfvjtqk5bbfefatdohgjss3a	58	14	in	in	IN
work_5xpfvjtqk5bbfefatdohgjss3a	58	15	reducing	reduce	VBG
work_5xpfvjtqk5bbfefatdohgjss3a	58	16	fraud	fraud	NN
work_5xpfvjtqk5bbfefatdohgjss3a	58	17	losses	loss	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	58	18	accounting	account	VBG
work_5xpfvjtqk5bbfefatdohgjss3a	58	19	to	to	IN
work_5xpfvjtqk5bbfefatdohgjss3a	58	20	1.0	1.0	CD
work_5xpfvjtqk5bbfefatdohgjss3a	58	21	%	%	NN
work_5xpfvjtqk5bbfefatdohgjss3a	58	22	of	of	IN
work_5xpfvjtqk5bbfefatdohgjss3a	58	23	total	total	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	58	24	value	value	NN
work_5xpfvjtqk5bbfefatdohgjss3a	58	25	of	of	IN
work_5xpfvjtqk5bbfefatdohgjss3a	58	26	transactions	transaction	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	58	27	.	.	.
work_5xpfvjtqk5bbfefatdohgjss3a	59	1	While	while	IN
work_5xpfvjtqk5bbfefatdohgjss3a	59	2	a	a	DT
work_5xpfvjtqk5bbfefatdohgjss3a	59	3	review	review	NN
work_5xpfvjtqk5bbfefatdohgjss3a	59	4	of	of	IN
work_5xpfvjtqk5bbfefatdohgjss3a	59	5	as	as	RB
work_5xpfvjtqk5bbfefatdohgjss3a	59	6	high	high	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	59	7	as	as	IN
work_5xpfvjtqk5bbfefatdohgjss3a	59	8	30	30	CD
work_5xpfvjtqk5bbfefatdohgjss3a	59	9	%	%	NN
work_5xpfvjtqk5bbfefatdohgjss3a	59	10	of	of	IN
work_5xpfvjtqk5bbfefatdohgjss3a	59	11	transactions	transaction	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	59	12	can	can	MD
work_5xpfvjtqk5bbfefatdohgjss3a	59	13	reduce	reduce	VB
work_5xpfvjtqk5bbfefatdohgjss3a	59	14	the	the	DT
work_5xpfvjtqk5bbfefatdohgjss3a	59	15	fraud	fraud	NN
work_5xpfvjtqk5bbfefatdohgjss3a	59	16	loses	lose	VBZ
work_5xpfvjtqk5bbfefatdohgjss3a	59	17	drastically	drastically	RB
work_5xpfvjtqk5bbfefatdohgjss3a	59	18	to	to	IN
work_5xpfvjtqk5bbfefatdohgjss3a	59	19	0.06	0.06	CD
work_5xpfvjtqk5bbfefatdohgjss3a	59	20	%	%	NN
work_5xpfvjtqk5bbfefatdohgjss3a	59	21	,	,	,
work_5xpfvjtqk5bbfefatdohgjss3a	59	22	but	but	CC
work_5xpfvjtqk5bbfefatdohgjss3a	59	23	that	that	IN
work_5xpfvjtqk5bbfefatdohgjss3a	59	24	increases	increase	VBZ
work_5xpfvjtqk5bbfefatdohgjss3a	59	25	review	review	NN
work_5xpfvjtqk5bbfefatdohgjss3a	59	26	costs	cost	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	59	27	exorbitantly	exorbitantly	RB
work_5xpfvjtqk5bbfefatdohgjss3a	59	28	(	(	-LRB-
work_5xpfvjtqk5bbfefatdohgjss3a	59	29	Bhatla	Bhatla	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	59	30	et	et	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	59	31	al	al	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	59	32	.	.	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	59	33	,	,	,
work_5xpfvjtqk5bbfefatdohgjss3a	59	34	2003	2003	CD
work_5xpfvjtqk5bbfefatdohgjss3a	59	35	)	)	-RRB-
work_5xpfvjtqk5bbfefatdohgjss3a	59	36	.	.	.
work_5xpfvjtqk5bbfefatdohgjss3a	60	1	The	the	DT
work_5xpfvjtqk5bbfefatdohgjss3a	60	2	estimated	estimated	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	60	3	cost	cost	NN
work_5xpfvjtqk5bbfefatdohgjss3a	60	4	of	of	IN
work_5xpfvjtqk5bbfefatdohgjss3a	60	5	not	not	RB
work_5xpfvjtqk5bbfefatdohgjss3a	60	6	using	use	VBG
work_5xpfvjtqk5bbfefatdohgjss3a	60	7	anti	anti	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	60	8	-	-	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	60	9	fraud	fraud	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	60	10	soft-	soft-	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	60	11	ware	ware	NN
work_5xpfvjtqk5bbfefatdohgjss3a	60	12	was	be	VBD
work_5xpfvjtqk5bbfefatdohgjss3a	60	13	about	about	RB
work_5xpfvjtqk5bbfefatdohgjss3a	60	14	$	$	$
work_5xpfvjtqk5bbfefatdohgjss3a	60	15	60	60	CD
work_5xpfvjtqk5bbfefatdohgjss3a	60	16	billion	billion	CD
work_5xpfvjtqk5bbfefatdohgjss3a	60	17	in	in	IN
work_5xpfvjtqk5bbfefatdohgjss3a	60	18	2005	2005	CD
work_5xpfvjtqk5bbfefatdohgjss3a	60	19	(	(	-LRB-
work_5xpfvjtqk5bbfefatdohgjss3a	60	20	Statistics	Statistics	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	60	21	for	for	IN
work_5xpfvjtqk5bbfefatdohgjss3a	60	22	General	General	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	60	23	&	&	CC
work_5xpfvjtqk5bbfefatdohgjss3a	60	24	Online	Online	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	60	25	Fraud	Fraud	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	60	26	,	,	,
work_5xpfvjtqk5bbfefatdohgjss3a	60	27	2007	2007	CD
work_5xpfvjtqk5bbfefatdohgjss3a	60	28	)	)	-RRB-
work_5xpfvjtqk5bbfefatdohgjss3a	60	29	.	.	.
work_5xpfvjtqk5bbfefatdohgjss3a	61	1	The	the	DT
work_5xpfvjtqk5bbfefatdohgjss3a	61	2	key	key	NN
work_5xpfvjtqk5bbfefatdohgjss3a	61	3	to	to	TO
work_5xpfvjtqk5bbfefatdohgjss3a	61	4	minimize	minimize	VB
work_5xpfvjtqk5bbfefatdohgjss3a	61	5	total	total	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	61	6	costs	cost	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	61	7	is	be	VBZ
work_5xpfvjtqk5bbfefatdohgjss3a	61	8	to	to	TO
work_5xpfvjtqk5bbfefatdohgjss3a	61	9	categorize	categorize	VB
work_5xpfvjtqk5bbfefatdohgjss3a	61	10	transac-	transac-	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	61	11	tions	tion	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	61	12	and	and	CC
work_5xpfvjtqk5bbfefatdohgjss3a	61	13	review	review	VB
work_5xpfvjtqk5bbfefatdohgjss3a	61	14	only	only	RB
work_5xpfvjtqk5bbfefatdohgjss3a	61	15	the	the	DT
work_5xpfvjtqk5bbfefatdohgjss3a	61	16	potentially	potentially	RB
work_5xpfvjtqk5bbfefatdohgjss3a	61	17	fraudulent	fraudulent	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	61	18	cases	case	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	61	19	.	.	.
work_5xpfvjtqk5bbfefatdohgjss3a	62	1	This	this	DT
work_5xpfvjtqk5bbfefatdohgjss3a	62	2	should	should	MD
work_5xpfvjtqk5bbfefatdohgjss3a	62	3	involve	involve	VB
work_5xpfvjtqk5bbfefatdohgjss3a	62	4	deployment	deployment	NN
work_5xpfvjtqk5bbfefatdohgjss3a	62	5	of	of	IN
work_5xpfvjtqk5bbfefatdohgjss3a	62	6	a	a	DT
work_5xpfvjtqk5bbfefatdohgjss3a	62	7	step	step	NN
work_5xpfvjtqk5bbfefatdohgjss3a	62	8	-	-	HYPH
work_5xpfvjtqk5bbfefatdohgjss3a	62	9	by	by	IN
work_5xpfvjtqk5bbfefatdohgjss3a	62	10	-	-	HYPH
work_5xpfvjtqk5bbfefatdohgjss3a	62	11	step	step	NN
work_5xpfvjtqk5bbfefatdohgjss3a	62	12	screening	screening	NN
work_5xpfvjtqk5bbfefatdohgjss3a	62	13	,	,	,
work_5xpfvjtqk5bbfefatdohgjss3a	62	14	filter-	filter-	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	62	15	ing	ing	NN
work_5xpfvjtqk5bbfefatdohgjss3a	62	16	and	and	CC
work_5xpfvjtqk5bbfefatdohgjss3a	62	17	review	review	VB
work_5xpfvjtqk5bbfefatdohgjss3a	62	18	mechanism	mechanism	NN
work_5xpfvjtqk5bbfefatdohgjss3a	62	19	.	.	.
work_5xpfvjtqk5bbfefatdohgjss3a	63	1	A	a	DT
work_5xpfvjtqk5bbfefatdohgjss3a	63	2	typical	typical	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	63	3	deployment	deployment	NN
work_5xpfvjtqk5bbfefatdohgjss3a	63	4	can	can	MD
work_5xpfvjtqk5bbfefatdohgjss3a	63	5	involve	involve	VB
work_5xpfvjtqk5bbfefatdohgjss3a	63	6	initial	initial	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	63	7	authentication	authentication	NN
work_5xpfvjtqk5bbfefatdohgjss3a	63	8	of	of	IN
work_5xpfvjtqk5bbfefatdohgjss3a	63	9	transactions	transaction	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	63	10	through	through	IN
work_5xpfvjtqk5bbfefatdohgjss3a	63	11	PIN	PIN	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	63	12	,	,	,
work_5xpfvjtqk5bbfefatdohgjss3a	63	13	expiry	expiry	NN
work_5xpfvjtqk5bbfefatdohgjss3a	63	14	date	date	NN
work_5xpfvjtqk5bbfefatdohgjss3a	63	15	on	on	IN
work_5xpfvjtqk5bbfefatdohgjss3a	63	16	card	card	NN
work_5xpfvjtqk5bbfefatdohgjss3a	63	17	,	,	,
work_5xpfvjtqk5bbfefatdohgjss3a	63	18	AVS	AVS	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	63	19	and	and	CC
work_5xpfvjtqk5bbfefatdohgjss3a	63	20	CVM	CVM	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	63	21	.	.	.
work_5xpfvjtqk5bbfefatdohgjss3a	64	1	A	a	DT
work_5xpfvjtqk5bbfefatdohgjss3a	64	2	second	second	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	64	3	level	level	NN
work_5xpfvjtqk5bbfefatdohgjss3a	64	4	of	of	IN
work_5xpfvjtqk5bbfefatdohgjss3a	64	5	screening	screening	NN
work_5xpfvjtqk5bbfefatdohgjss3a	64	6	can	can	MD
work_5xpfvjtqk5bbfefatdohgjss3a	64	7	involve	involve	VB
work_5xpfvjtqk5bbfefatdohgjss3a	64	8	comparing	compare	VBG
work_5xpfvjtqk5bbfefatdohgjss3a	64	9	with	with	IN
work_5xpfvjtqk5bbfefatdohgjss3a	64	10	positive	positive	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	64	11	and	and	CC
work_5xpfvjtqk5bbfefatdohgjss3a	64	12	negative	negative	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	64	13	lists	list	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	64	14	as	as	RB
work_5xpfvjtqk5bbfefatdohgjss3a	64	15	well	well	RB
work_5xpfvjtqk5bbfefatdohgjss3a	64	16	as	as	IN
work_5xpfvjtqk5bbfefatdohgjss3a	64	17	rules	rule	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	64	18	based	base	VBN
work_5xpfvjtqk5bbfefatdohgjss3a	64	19	on	on	IN
work_5xpfvjtqk5bbfefatdohgjss3a	64	20	customers	customer	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	64	21	,	,	,
work_5xpfvjtqk5bbfefatdohgjss3a	64	22	geographical	geographical	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	64	23	regions	region	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	64	24	,	,	,
work_5xpfvjtqk5bbfefatdohgjss3a	64	25	IP	IP	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	64	26	addresses	address	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	64	27	and	and	CC
work_5xpfvjtqk5bbfefatdohgjss3a	64	28	policies	policy	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	64	29	.	.	.
work_5xpfvjtqk5bbfefatdohgjss3a	65	1	Risk	risk	NN
work_5xpfvjtqk5bbfefatdohgjss3a	65	2	and	and	CC
work_5xpfvjtqk5bbfefatdohgjss3a	65	3	credit	credit	NN
work_5xpfvjtqk5bbfefatdohgjss3a	65	4	scoring	score	VBG
work_5xpfvjtqk5bbfefatdohgjss3a	65	5	with	with	IN
work_5xpfvjtqk5bbfefatdohgjss3a	65	6	pattern	pattern	NN
work_5xpfvjtqk5bbfefatdohgjss3a	65	7	and	and	CC
work_5xpfvjtqk5bbfefatdohgjss3a	65	8	behaviour	behaviour	NN
work_5xpfvjtqk5bbfefatdohgjss3a	65	9	analyses	analysis	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	65	10	can	can	MD
work_5xpfvjtqk5bbfefatdohgjss3a	65	11	come	come	VB
work_5xpfvjtqk5bbfefatdohgjss3a	65	12	next	next	RB
work_5xpfvjtqk5bbfefatdohgjss3a	65	13	,	,	,
work_5xpfvjtqk5bbfefatdohgjss3a	65	14	followed	follow	VBN
work_5xpfvjtqk5bbfefatdohgjss3a	65	15	by	by	IN
work_5xpfvjtqk5bbfefatdohgjss3a	65	16	manual	manual	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	65	17	review	review	NN
work_5xpfvjtqk5bbfefatdohgjss3a	65	18	.	.	.
work_5xpfvjtqk5bbfefatdohgjss3a	66	1	This	this	DT
work_5xpfvjtqk5bbfefatdohgjss3a	66	2	classifies	classifie	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	66	3	and	and	CC
work_5xpfvjtqk5bbfefatdohgjss3a	66	4	filters	filter	VBZ
work_5xpfvjtqk5bbfefatdohgjss3a	66	5	out	out	RP
work_5xpfvjtqk5bbfefatdohgjss3a	66	6	transactions	transaction	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	66	7	as	as	IN
work_5xpfvjtqk5bbfefatdohgjss3a	66	8	genuine	genuine	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	66	9	or	or	CC
work_5xpfvjtqk5bbfefatdohgjss3a	66	10	fraudulent	fraudulent	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	66	11	in	in	IN
work_5xpfvjtqk5bbfefatdohgjss3a	66	12	every	every	DT
work_5xpfvjtqk5bbfefatdohgjss3a	66	13	step	step	NN
work_5xpfvjtqk5bbfefatdohgjss3a	66	14	and	and	CC
work_5xpfvjtqk5bbfefatdohgjss3a	66	15	as	as	IN
work_5xpfvjtqk5bbfefatdohgjss3a	66	16	a	a	DT
work_5xpfvjtqk5bbfefatdohgjss3a	66	17	result	result	NN
work_5xpfvjtqk5bbfefatdohgjss3a	66	18	only	only	RB
work_5xpfvjtqk5bbfefatdohgjss3a	66	19	a	a	DT
work_5xpfvjtqk5bbfefatdohgjss3a	66	20	few	few	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	66	21	transac-	transac-	NN
work_5xpfvjtqk5bbfefatdohgjss3a	66	22	tions	tion	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	66	23	would	would	MD
work_5xpfvjtqk5bbfefatdohgjss3a	66	24	require	require	VB
work_5xpfvjtqk5bbfefatdohgjss3a	66	25	further	further	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	66	26	manual	manual	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	66	27	review	review	NN
work_5xpfvjtqk5bbfefatdohgjss3a	66	28	.	.	.
work_5xpfvjtqk5bbfefatdohgjss3a	67	1	Such	such	PDT
work_5xpfvjtqk5bbfefatdohgjss3a	67	2	a	a	DT
work_5xpfvjtqk5bbfefatdohgjss3a	67	3	solution	solution	NN
work_5xpfvjtqk5bbfefatdohgjss3a	67	4	reduces	reduce	VBZ
work_5xpfvjtqk5bbfefatdohgjss3a	67	5	the	the	DT
work_5xpfvjtqk5bbfefatdohgjss3a	67	6	overall	overall	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	67	7	processing	processing	NN
work_5xpfvjtqk5bbfefatdohgjss3a	67	8	delay	delay	NN
work_5xpfvjtqk5bbfefatdohgjss3a	67	9	as	as	RB
work_5xpfvjtqk5bbfefatdohgjss3a	67	10	well	well	RB
work_5xpfvjtqk5bbfefatdohgjss3a	67	11	as	as	IN
work_5xpfvjtqk5bbfefatdohgjss3a	67	12	total	total	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	67	13	costs	cost	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	67	14	involved	involve	VBN
work_5xpfvjtqk5bbfefatdohgjss3a	67	15	in	in	IN
work_5xpfvjtqk5bbfefatdohgjss3a	67	16	manpower	manpower	NN
work_5xpfvjtqk5bbfefatdohgjss3a	67	17	and	and	CC
work_5xpfvjtqk5bbfefatdohgjss3a	67	18	administration	administration	NN
work_5xpfvjtqk5bbfefatdohgjss3a	67	19	.	.	.
work_5xpfvjtqk5bbfefatdohgjss3a	68	1	The	the	DT
work_5xpfvjtqk5bbfefatdohgjss3a	68	2	focus	focus	NN
work_5xpfvjtqk5bbfefatdohgjss3a	68	3	of	of	IN
work_5xpfvjtqk5bbfefatdohgjss3a	68	4	this	this	DT
work_5xpfvjtqk5bbfefatdohgjss3a	68	5	paper	paper	NN
work_5xpfvjtqk5bbfefatdohgjss3a	68	6	will	will	MD
work_5xpfvjtqk5bbfefatdohgjss3a	68	7	now	now	RB
work_5xpfvjtqk5bbfefatdohgjss3a	68	8	shift	shift	VB
work_5xpfvjtqk5bbfefatdohgjss3a	68	9	to	to	TO
work_5xpfvjtqk5bbfefatdohgjss3a	68	10	risk	risk	VB
work_5xpfvjtqk5bbfefatdohgjss3a	68	11	scoring	score	VBG
work_5xpfvjtqk5bbfefatdohgjss3a	68	12	and	and	CC
work_5xpfvjtqk5bbfefatdohgjss3a	68	13	behavioral	behavioral	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	68	14	pattern	pattern	NN
work_5xpfvjtqk5bbfefatdohgjss3a	68	15	detection	detection	NN
work_5xpfvjtqk5bbfefatdohgjss3a	68	16	using	use	VBG
work_5xpfvjtqk5bbfefatdohgjss3a	68	17	neural	neural	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	68	18	networks	network	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	68	19	.	.	.
work_5xpfvjtqk5bbfefatdohgjss3a	69	1	2	2	LS
work_5xpfvjtqk5bbfefatdohgjss3a	69	2	.	.	.
work_5xpfvjtqk5bbfefatdohgjss3a	70	1	Neural	neural	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	70	2	networks	network	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	70	3	in	in	IN
work_5xpfvjtqk5bbfefatdohgjss3a	70	4	fraud	fraud	NN
work_5xpfvjtqk5bbfefatdohgjss3a	70	5	detection	detection	NN
work_5xpfvjtqk5bbfefatdohgjss3a	70	6	–	–	:
work_5xpfvjtqk5bbfefatdohgjss3a	70	7	literature	literature	NN
work_5xpfvjtqk5bbfefatdohgjss3a	70	8	review	review	NN
work_5xpfvjtqk5bbfefatdohgjss3a	70	9	Neural	Neural	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	70	10	Networks	Networks	NNPS
work_5xpfvjtqk5bbfefatdohgjss3a	70	11	have	have	VBP
work_5xpfvjtqk5bbfefatdohgjss3a	70	12	been	be	VBN
work_5xpfvjtqk5bbfefatdohgjss3a	70	13	extensively	extensively	RB
work_5xpfvjtqk5bbfefatdohgjss3a	70	14	put	put	VBN
work_5xpfvjtqk5bbfefatdohgjss3a	70	15	to	to	IN
work_5xpfvjtqk5bbfefatdohgjss3a	70	16	use	use	NN
work_5xpfvjtqk5bbfefatdohgjss3a	70	17	in	in	IN
work_5xpfvjtqk5bbfefatdohgjss3a	70	18	the	the	DT
work_5xpfvjtqk5bbfefatdohgjss3a	70	19	areas	area	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	70	20	of	of	IN
work_5xpfvjtqk5bbfefatdohgjss3a	70	21	banking	banking	NN
work_5xpfvjtqk5bbfefatdohgjss3a	70	22	,	,	,
work_5xpfvjtqk5bbfefatdohgjss3a	70	23	finance	finance	NN
work_5xpfvjtqk5bbfefatdohgjss3a	70	24	and	and	CC
work_5xpfvjtqk5bbfefatdohgjss3a	70	25	insurance	insurance	NN
work_5xpfvjtqk5bbfefatdohgjss3a	70	26	.	.	.
work_5xpfvjtqk5bbfefatdohgjss3a	71	1	They	-PRON-	PRP
work_5xpfvjtqk5bbfefatdohgjss3a	71	2	have	have	VBP
work_5xpfvjtqk5bbfefatdohgjss3a	71	3	been	be	VBN
work_5xpfvjtqk5bbfefatdohgjss3a	71	4	successfully	successfully	RB
work_5xpfvjtqk5bbfefatdohgjss3a	71	5	applied	apply	VBN
work_5xpfvjtqk5bbfefatdohgjss3a	71	6	into	into	IN
work_5xpfvjtqk5bbfefatdohgjss3a	71	7	credit	credit	NN
work_5xpfvjtqk5bbfefatdohgjss3a	71	8	scoring	scoring	NN
work_5xpfvjtqk5bbfefatdohgjss3a	71	9	of	of	IN
work_5xpfvjtqk5bbfefatdohgjss3a	71	10	customers	customer	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	71	11	,	,	,
work_5xpfvjtqk5bbfefatdohgjss3a	71	12	bank-	bank-	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	71	13	ruptcy	ruptcy	NN
work_5xpfvjtqk5bbfefatdohgjss3a	71	14	or	or	CC
work_5xpfvjtqk5bbfefatdohgjss3a	71	15	business	business	NN
work_5xpfvjtqk5bbfefatdohgjss3a	71	16	failure	failure	NN
work_5xpfvjtqk5bbfefatdohgjss3a	71	17	prediction	prediction	NN
work_5xpfvjtqk5bbfefatdohgjss3a	71	18	,	,	,
work_5xpfvjtqk5bbfefatdohgjss3a	71	19	stock	stock	NN
work_5xpfvjtqk5bbfefatdohgjss3a	71	20	price	price	NN
work_5xpfvjtqk5bbfefatdohgjss3a	71	21	forecast-	forecast-	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	71	22	ing	ing	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	71	23	,	,	,
work_5xpfvjtqk5bbfefatdohgjss3a	71	24	bond	bond	NN
work_5xpfvjtqk5bbfefatdohgjss3a	71	25	rating	rating	NN
work_5xpfvjtqk5bbfefatdohgjss3a	71	26	,	,	,
work_5xpfvjtqk5bbfefatdohgjss3a	71	27	currency	currency	NN
work_5xpfvjtqk5bbfefatdohgjss3a	71	28	prediction	prediction	NN
work_5xpfvjtqk5bbfefatdohgjss3a	71	29	and	and	CC
work_5xpfvjtqk5bbfefatdohgjss3a	71	30	many	many	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	71	31	more	more	JJR
work_5xpfvjtqk5bbfefatdohgjss3a	71	32	areas	area	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	71	33	(	(	-LRB-
work_5xpfvjtqk5bbfefatdohgjss3a	71	34	Stock	Stock	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	71	35	Analysis	Analysis	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	71	36	,	,	,
work_5xpfvjtqk5bbfefatdohgjss3a	71	37	2007	2007	CD
work_5xpfvjtqk5bbfefatdohgjss3a	71	38	;	;	:
work_5xpfvjtqk5bbfefatdohgjss3a	71	39	Quah	Quah	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	71	40	&	&	CC
work_5xpfvjtqk5bbfefatdohgjss3a	71	41	Srinivasan	Srinivasan	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	71	42	,	,	,
work_5xpfvjtqk5bbfefatdohgjss3a	71	43	1999	1999	CD
work_5xpfvjtqk5bbfefatdohgjss3a	71	44	)	)	-RRB-
work_5xpfvjtqk5bbfefatdohgjss3a	71	45	.	.	.
work_5xpfvjtqk5bbfefatdohgjss3a	72	1	In	in	IN
work_5xpfvjtqk5bbfefatdohgjss3a	72	2	the	the	DT
work_5xpfvjtqk5bbfefatdohgjss3a	72	3	area	area	NN
work_5xpfvjtqk5bbfefatdohgjss3a	72	4	of	of	IN
work_5xpfvjtqk5bbfefatdohgjss3a	72	5	fraud	fraud	NN
work_5xpfvjtqk5bbfefatdohgjss3a	72	6	detection	detection	NN
work_5xpfvjtqk5bbfefatdohgjss3a	72	7	and	and	CC
work_5xpfvjtqk5bbfefatdohgjss3a	72	8	prevention	prevention	NN
work_5xpfvjtqk5bbfefatdohgjss3a	72	9	,	,	,
work_5xpfvjtqk5bbfefatdohgjss3a	72	10	neural	neural	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	72	11	net-	net-	NN
work_5xpfvjtqk5bbfefatdohgjss3a	72	12	works	work	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	72	13	like	like	IN
work_5xpfvjtqk5bbfefatdohgjss3a	72	14	feed	feed	NN
work_5xpfvjtqk5bbfefatdohgjss3a	72	15	-	-	HYPH
work_5xpfvjtqk5bbfefatdohgjss3a	72	16	forward	forward	NN
work_5xpfvjtqk5bbfefatdohgjss3a	72	17	networks	network	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	72	18	with	with	IN
work_5xpfvjtqk5bbfefatdohgjss3a	72	19	back	back	NN
work_5xpfvjtqk5bbfefatdohgjss3a	72	20	-	-	HYPH
work_5xpfvjtqk5bbfefatdohgjss3a	72	21	propagation	propagation	NN
work_5xpfvjtqk5bbfefatdohgjss3a	72	22	have	have	VBP
work_5xpfvjtqk5bbfefatdohgjss3a	72	23	found	find	VBN
work_5xpfvjtqk5bbfefatdohgjss3a	72	24	immense	immense	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	72	25	applications	application	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	72	26	(	(	-LRB-
work_5xpfvjtqk5bbfefatdohgjss3a	72	27	Fraud	Fraud	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	72	28	Brief	Brief	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	72	29	–	–	:
work_5xpfvjtqk5bbfefatdohgjss3a	72	30	AVS	AVS	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	72	31	&	&	CC
work_5xpfvjtqk5bbfefatdohgjss3a	72	32	CVM	CVM	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	72	33	,	,	,
work_5xpfvjtqk5bbfefatdohgjss3a	72	34	ClearCommerce	ClearCommerce	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	72	35	Corporation	Corporation	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	72	36	,	,	,
work_5xpfvjtqk5bbfefatdohgjss3a	72	37	2003	2003	CD
work_5xpfvjtqk5bbfefatdohgjss3a	72	38	;	;	:
work_5xpfvjtqk5bbfefatdohgjss3a	72	39	The	the	DT
work_5xpfvjtqk5bbfefatdohgjss3a	72	40	Evolving	Evolving	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	72	41	Threat	threat	NN
work_5xpfvjtqk5bbfefatdohgjss3a	72	42	of	of	IN
work_5xpfvjtqk5bbfefatdohgjss3a	72	43	Card	Card	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	72	44	Skimming	Skimming	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	72	45	,	,	,
work_5xpfvjtqk5bbfefatdohgjss3a	72	46	FairIsaac	FairIsaac	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	72	47	,	,	,
work_5xpfvjtqk5bbfefatdohgjss3a	72	48	2007	2007	CD
work_5xpfvjtqk5bbfefatdohgjss3a	72	49	;	;	:
work_5xpfvjtqk5bbfefatdohgjss3a	72	50	ClearCom-	clearcom-	NN
work_5xpfvjtqk5bbfefatdohgjss3a	72	51	merce	merce	NN
work_5xpfvjtqk5bbfefatdohgjss3a	72	52	Fraud	Fraud	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	72	53	Prevention	Prevention	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	72	54	Guide	Guide	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	72	55	,	,	,
work_5xpfvjtqk5bbfefatdohgjss3a	72	56	2002	2002	CD
work_5xpfvjtqk5bbfefatdohgjss3a	72	57	)	)	-RRB-
work_5xpfvjtqk5bbfefatdohgjss3a	72	58	.	.	.
work_5xpfvjtqk5bbfefatdohgjss3a	73	1	Usually	usually	RB
work_5xpfvjtqk5bbfefatdohgjss3a	73	2	such	such	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	73	3	appli-	appli-	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	73	4	cations	cation	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	73	5	of	of	IN
work_5xpfvjtqk5bbfefatdohgjss3a	73	6	neural	neural	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	73	7	networks	network	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	73	8	systems	system	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	73	9	involve	involve	VBP
work_5xpfvjtqk5bbfefatdohgjss3a	73	10	knowing	know	VBG
work_5xpfvjtqk5bbfefatdohgjss3a	73	11	about	about	IN
work_5xpfvjtqk5bbfefatdohgjss3a	73	12	the	the	DT
work_5xpfvjtqk5bbfefatdohgjss3a	73	13	previous	previous	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	73	14	cases	case	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	73	15	of	of	IN
work_5xpfvjtqk5bbfefatdohgjss3a	73	16	fraud	fraud	NN
work_5xpfvjtqk5bbfefatdohgjss3a	73	17	,	,	,
work_5xpfvjtqk5bbfefatdohgjss3a	73	18	to	to	TO
work_5xpfvjtqk5bbfefatdohgjss3a	73	19	make	make	VB
work_5xpfvjtqk5bbfefatdohgjss3a	73	20	systems	system	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	73	21	learn	learn	VB
work_5xpfvjtqk5bbfefatdohgjss3a	73	22	the	the	DT
work_5xpfvjtqk5bbfefatdohgjss3a	73	23	var-	var-	NN
work_5xpfvjtqk5bbfefatdohgjss3a	73	24	ious	ious	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	73	25	trends	trend	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	73	26	.	.	.
work_5xpfvjtqk5bbfefatdohgjss3a	74	1	Fraud	fraud	NN
work_5xpfvjtqk5bbfefatdohgjss3a	74	2	cases	case	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	74	3	are	be	VBP
work_5xpfvjtqk5bbfefatdohgjss3a	74	4	statistically	statistically	RB
work_5xpfvjtqk5bbfefatdohgjss3a	74	5	analyzed	analyze	VBN
work_5xpfvjtqk5bbfefatdohgjss3a	74	6	to	to	TO
work_5xpfvjtqk5bbfefatdohgjss3a	74	7	derive	derive	VB
work_5xpfvjtqk5bbfefatdohgjss3a	74	8	out	out	RP
work_5xpfvjtqk5bbfefatdohgjss3a	74	9	relationships	relationship	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	74	10	among	among	IN
work_5xpfvjtqk5bbfefatdohgjss3a	74	11	input	input	NN
work_5xpfvjtqk5bbfefatdohgjss3a	74	12	data	datum	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	74	13	and	and	CC
work_5xpfvjtqk5bbfefatdohgjss3a	74	14	values	value	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	74	15	for	for	IN
work_5xpfvjtqk5bbfefatdohgjss3a	74	16	certain	certain	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	74	17	key	key	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	74	18	parameters	parameter	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	74	19	in	in	IN
work_5xpfvjtqk5bbfefatdohgjss3a	74	20	order	order	NN
work_5xpfvjtqk5bbfefatdohgjss3a	74	21	to	to	TO
work_5xpfvjtqk5bbfefatdohgjss3a	74	22	understand	understand	VB
work_5xpfvjtqk5bbfefatdohgjss3a	74	23	the	the	DT
work_5xpfvjtqk5bbfefatdohgjss3a	74	24	various	various	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	74	25	patterns	pattern	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	74	26	of	of	IN
work_5xpfvjtqk5bbfefatdohgjss3a	74	27	fraud	fraud	NN
work_5xpfvjtqk5bbfefatdohgjss3a	74	28	.	.	.
work_5xpfvjtqk5bbfefatdohgjss3a	75	1	This	this	DT
work_5xpfvjtqk5bbfefatdohgjss3a	75	2	knowledge	knowledge	NN
work_5xpfvjtqk5bbfefatdohgjss3a	75	3	of	of	IN
work_5xpfvjtqk5bbfefatdohgjss3a	75	4	fraud	fraud	NN
work_5xpfvjtqk5bbfefatdohgjss3a	75	5	trends	trend	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	75	6	is	be	VBZ
work_5xpfvjtqk5bbfefatdohgjss3a	75	7	then	then	RB
work_5xpfvjtqk5bbfefatdohgjss3a	75	8	iteratively	iteratively	RB
work_5xpfvjtqk5bbfefatdohgjss3a	75	9	taught	teach	VBN
work_5xpfvjtqk5bbfefatdohgjss3a	75	10	to	to	IN
work_5xpfvjtqk5bbfefatdohgjss3a	75	11	feed	feed	VB
work_5xpfvjtqk5bbfefatdohgjss3a	75	12	-	-	HYPH
work_5xpfvjtqk5bbfefatdohgjss3a	75	13	forward	forward	RB
work_5xpfvjtqk5bbfefatdohgjss3a	75	14	neural	neural	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	75	15	networks	network	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	75	16	,	,	,
work_5xpfvjtqk5bbfefatdohgjss3a	75	17	which	which	WDT
work_5xpfvjtqk5bbfefatdohgjss3a	75	18	can	can	MD
work_5xpfvjtqk5bbfefatdohgjss3a	75	19	success-	success-	VB
work_5xpfvjtqk5bbfefatdohgjss3a	75	20	fully	fully	RB
work_5xpfvjtqk5bbfefatdohgjss3a	75	21	identify	identify	VB
work_5xpfvjtqk5bbfefatdohgjss3a	75	22	similar	similar	JJ
work_5xpfvjtqk5bbfefatdohgjss3a	75	23	fraud	fraud	NN
work_5xpfvjtqk5bbfefatdohgjss3a	75	24	cases	case	NNS
work_5xpfvjtqk5bbfefatdohgjss3a	75	25	occurring	occur	VBG
work_5xpfvjtqk5bbfefatdohgjss3a	75	26	in	in	IN
work_5xpfvjtqk5bbfefatdohgjss3a	75	27	the	the	DT
work_5xpfvjtqk5bbfefatdohgjss3a	75	28	future	future	NN
work_5xpfvjtqk5bbfefatdohgjss3a	75	29	.	.	.
work_5xpfvjtqk5bbfefatdohgjss3a	76	1	1722	1722	CD
work_5xpfvjtqk5bbfefatdohgjss3a	76	2	J.T.S.	J.T.S.	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	77	1	Quah	Quah	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	77	2	,	,	,
work_5xpfvjtqk5bbfefatdohgjss3a	77	3	M.	M.	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	77	4	Sriganesh	Sriganesh	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	77	5	/	/	SYM
work_5xpfvjtqk5bbfefatdohgjss3a	77	6	Expert	Expert	NNP
work_5xpfvjtqk5bbfefatdohgjss3a	77	7	Systems	Systems	NNPS
work_5xpfvjtqk5bbfefatdohgjss3a	77	8	with	with	IN
work_5xpfvjtqk5bbfefatdohgjss3a	77	9	Applications	Applications	NNPS
work_5xpfvjtqk5bbfefatdohgjss3a	77	10	35	35	CD
work_5xpfvjtqk5bbfefatdohgjss3a	77	11	(	(	-LRB-
work_5xpfvjtqk5bbfefatdohgjss3a	77	12	2008	2008	CD
work_5xpfvjtqk5bbfefatdohgjss3a	77	13	)	)	-RRB-
work_5xpfvjtqk5bbfefatdohgjss3a	77	14	1721–1732	1721–1732	CD
work_5xpfvjtqk5bbfefatdohgjss3a	77	15	https://isiarticles.com/article/17706	https://isiarticles.com/article/17706	NNP