id author title date pages extension mime words sentence flesch summary cache txt news-000704 Institute for Latino Studies report offers insights into the role of gender for Latino savings and retirement | News | Notre Dame News | University of Notre Dame .html text/html 1229 40 37 Those with collectivist sentiments are less likely to contribute to retirement savings accounts. This behavior is the unfortunate consequence of a mismatch between the rules of defined contribution retirement savings programs, which were originally designed to benefit high-income savers, and the needs of low-income workers, who face limited funds, job insecurity and discrimination by race, gender, language and/or citizenship. cache/news-000704.html txt/news-000704.txt